Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Santander Bank, N.A. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,043 |
| Total Mortgage Loan Application Amount | $7,131,654,000 |
| Average Mortgage Loan Application Amount | $216,666 |
| Highest Mortgage Loan Application Amount | $50,000,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $5,383,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,437 | $ 781,593,000 | $ 320,000 | $ 154,000 |
| Norfolk County Massachusetts | 1,209 | $ 401,694,000 | $ 332,000 | $ 155,000 |
| Essex County Massachusetts | 1,133 | $ 263,530,000 | $ 232,000 | $ 113,000 |
| Bristol County Massachusetts | 1,083 | $ 191,473,000 | $ 176,000 | $ 96,000 |
| Worcester County Massachusetts | 910 | $ 183,803,000 | $ 201,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 832 | $ 201,354,000 | $ 242,000 | $ 80,000 |
| Plymouth County Massachusetts | 801 | $ 202,656,000 | $ 253,000 | $ 131,000 |
| Providence County Rhode Island | 774 | $ 131,715,000 | $ 170,000 | $ 94,000 |
| Hartford County Connecticut | 773 | $ 145,610,000 | $ 188,000 | $ 106,000 |
| Monmouth County New Jersey | 756 | $ 178,502,000 | $ 236,000 | $ 134,000 |
| Berks County Pennsylvania | 752 | $ 102,398,000 | $ 136,000 | $ 78,000 |
| Suffolk County Massachusetts | 730 | $ 208,277,000 | $ 285,000 | $ 129,000 |
| Montgomery County Pennsylvania | 651 | $ 163,544,000 | $ 251,000 | $ 136,000 |
| Barnstable County Massachusetts | 613 | $ 156,561,000 | $ 255,000 | $ 155,000 |
| Ocean County New Jersey | 597 | $ 128,250,000 | $ 214,000 | $ 119,000 |
| Delaware County Pennsylvania | 521 | $ 131,507,000 | $ 252,000 | $ 137,000 |
| Bucks County Pennsylvania | 513 | $ 165,638,000 | $ 322,000 | $ 142,000 |
| Lancaster County Pennsylvania | 495 | $ 64,339,000 | $ 129,000 | $ 77,000 |
| Middlesex County New Jersey | 487 | $ 98,302,000 | $ 201,000 | $ 105,000 |
| Chester County Pennsylvania | 431 | $ 120,367,000 | $ 279,000 | $ 140,000 |
| Richmond County New York | 416 | $ 95,201,000 | $ 228,000 | $ 95,000 |
| York County Pennsylvania | 415 | $ 46,205,000 | $ 111,000 | $ 72,000 |
| Lycoming County Pennsylvania | 410 | $ 43,022,000 | $ 104,000 | $ 78,000 |
| Kings County New York | 404 | $ 229,320,000 | $ 567,000 | $ 111,000 |
| Rockingham County New Hampshire | 352 | $ 75,048,000 | $ 213,000 | $ 110,000 |
| Union County New Jersey | 320 | $ 68,031,000 | $ 212,000 | $ 97,000 |
| Essex County New Jersey | 291 | $ 85,843,000 | $ 294,000 | $ 127,000 |
| Queens County New York | 285 | $ 122,826,000 | $ 430,000 | $ 86,000 |
| Kent County Rhode Island | 284 | $ 54,865,000 | $ 193,000 | $ 106,000 |
| Dukes County Massachusetts | 279 | $ 97,561,000 | $ 349,000 | $ 258,000 |
| Cumberland County Pennsylvania | 269 | $ 42,321,000 | $ 157,000 | $ 88,000 |
| Mercer County New Jersey | 238 | $ 55,917,000 | $ 234,000 | $ 129,000 |
| Morris County New Jersey | 235 | $ 59,406,000 | $ 252,000 | $ 134,000 |
| Hillsborough County New Hampshire | 234 | $ 40,086,000 | $ 171,000 | $ 89,000 |
| New Haven County Connecticut | 230 | $ 51,988,000 | $ 226,000 | $ 117,000 |
| Hampden County Massachusetts | 224 | $ 33,782,000 | $ 150,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 224 | $ 23,244,000 | $ 103,000 | $ 74,000 |
| Fairfield County Connecticut | 222 | $ 100,478,000 | $ 452,000 | $ 235,000 |
| Washington County Rhode Island | 206 | $ 45,345,000 | $ 220,000 | $ 126,000 |
| Bergen County New Jersey | 205 | $ 99,710,000 | $ 486,000 | $ 160,000 |
| Northampton County Pennsylvania | 195 | $ 33,718,000 | $ 172,000 | $ 112,000 |
| Dauphin County Pennsylvania | 190 | $ 25,539,000 | $ 134,000 | $ 82,000 |
| New York County New York | 188 | $ 170,180,000 | $ 905,000 | $ 283,000 |
| Hudson County New Jersey | 165 | $ 76,390,000 | $ 462,000 | $ 139,000 |
| Lehigh County Pennsylvania | 160 | $ 26,350,000 | $ 164,000 | $ 104,000 |
| Nantucket County Massachusetts | 129 | $ 57,221,000 | $ 443,000 | $ 207,000 |
| Nassau County New York | 126 | $ 39,705,000 | $ 315,000 | $ 147,000 |
| Lebanon County Pennsylvania | 125 | $ 15,944,000 | $ 127,000 | $ 67,000 |
| New Castle County Delaware | 109 | $ 83,459,000 | $ 765,000 | $ 116,000 |
| Newport County Rhode Island | 109 | $ 27,527,000 | $ 252,000 | $ 198,000 |
| Burlington County New Jersey | 105 | $ 69,766,000 | $ 664,000 | $ 108,000 |
| Somerset County New Jersey | 102 | $ 31,312,000 | $ 306,000 | $ 139,000 |
| Cape May County New Jersey | 91 | $ 29,906,000 | $ 328,000 | $ 211,000 |
| Bristol County Rhode Island | 90 | $ 23,257,000 | $ 258,000 | $ 151,000 |
| Sussex County New Jersey | 88 | $ 14,938,000 | $ 169,000 | $ 94,000 |
| Albany County New York | 86 | $ 15,453,000 | $ 179,000 | $ 102,000 |
| Saratoga County New York | 84 | $ 16,400,000 | $ 195,000 | $ 113,000 |
| Clinton County Pennsylvania | 81 | $ 8,018,000 | $ 98,000 | $ 65,000 |
| Middlesex County Connecticut | 77 | $ 18,283,000 | $ 237,000 | $ 155,000 |
| Montgomery County Maryland | 75 | $ 89,654,000 | $ 1,195,000 | $ 240,000 |
| Tolland County Connecticut | 69 | $ 13,613,000 | $ 197,000 | $ 115,000 |
| Camden County New Jersey | 68 | $ 15,559,000 | $ 228,000 | $ 115,000 |
| Bronx County New York | 65 | $ 24,899,000 | $ 383,000 | $ 73,000 |
| Erie County New York | 65 | $ 8,040,000 | $ 123,000 | $ 84,000 |
| Suffolk County New York | 63 | $ 22,456,000 | $ 356,000 | $ 146,000 |
| Centre County Pennsylvania | 62 | $ 8,254,000 | $ 133,000 | $ 75,000 |
| Northumberland County Pennsylvania | 61 | $ 6,337,000 | $ 103,000 | $ 68,000 |
| Union County Pennsylvania | 58 | $ 6,845,000 | $ 118,000 | $ 96,000 |
| Hunterdon County New Jersey | 57 | $ 17,417,000 | $ 305,000 | $ 144,000 |
| Litchfield County Connecticut | 54 | $ 10,553,000 | $ 195,000 | $ 102,000 |
| Gloucester County New Jersey | 54 | $ 26,422,000 | $ 489,000 | $ 110,000 |
| Passaic County New Jersey | 48 | $ 33,492,000 | $ 697,000 | $ 132,000 |
| Atlantic County New Jersey | 45 | $ 15,919,000 | $ 353,000 | $ 281,000 |
| District of Columbia County District Of Columbia | 44 | $ 89,674,000 | $ 2,038,000 | $ 188,000 |
| Merrimack County New Hampshire | 43 | $ 7,030,000 | $ 163,000 | $ 122,000 |
| Westchester County New York | 43 | $ 22,221,000 | $ 516,000 | $ 224,000 |
| Harford County Maryland | 40 | $ 31,342,000 | $ 783,000 | $ 95,000 |
| York County Maine | 39 | $ 12,295,000 | $ 315,000 | $ 171,000 |
| Hampshire County Massachusetts | 39 | $ 8,187,000 | $ 209,000 | $ 106,000 |
| Baltimore County Maryland | 38 | $ 36,833,000 | $ 969,000 | $ 212,000 |
| Carroll County New Hampshire | 37 | $ 8,788,000 | $ 237,000 | $ 161,000 |
| Berkshire County Massachusetts | 35 | $ 13,326,000 | $ 380,000 | $ 232,000 |
| New London County Connecticut | 32 | $ 6,925,000 | $ 216,000 | $ 131,000 |
| Sussex County Delaware | 32 | $ 10,163,000 | $ 317,000 | $ 217,000 |
| Schenectady County New York | 32 | $ 4,779,000 | $ 149,000 | $ 82,000 |
| Franklin County Pennsylvania | 32 | $ 4,289,000 | $ 134,000 | $ 67,000 |
| Adams County Pennsylvania | 29 | $ 4,271,000 | $ 147,000 | $ 79,000 |
| Anne Arundel County Maryland | 28 | $ 13,842,000 | $ 494,000 | $ 236,000 |
| Windham County Connecticut | 27 | $ 5,128,000 | $ 189,000 | $ 160,000 |
| Perry County Pennsylvania | 26 | $ 4,108,000 | $ 158,000 | $ 87,000 |
| Cumberland County Maine | 25 | $ 6,941,000 | $ 277,000 | $ 167,000 |
| Washington County Maryland | 25 | $ 4,062,000 | $ 162,000 | $ 88,000 |
| Warren County New York | 25 | $ 3,465,000 | $ 138,000 | $ 94,000 |
| Cook County Illinois | 24 | $ 5,074,000 | $ 211,000 | $ 94,000 |
| Monroe County Pennsylvania | 24 | $ 2,964,000 | $ 123,000 | $ 110,000 |
| Rensselaer County New York | 23 | $ 4,480,000 | $ 194,000 | $ 116,000 |
| Carbon County Pennsylvania | 22 | $ 2,839,000 | $ 129,000 | $ 135,000 |
| Grafton County New Hampshire | 21 | $ 4,559,000 | $ 217,000 | $ 201,000 |
| Warren County New Jersey | 21 | $ 3,125,000 | $ 148,000 | $ 80,000 |
| Montour County Pennsylvania | 21 | $ 3,786,000 | $ 180,000 | $ 155,000 |
| Pike County Pennsylvania | 19 | $ 2,232,000 | $ 117,000 | $ 97,000 |
| Belknap County New Hampshire | 18 | $ 4,533,000 | $ 251,000 | $ 166,000 |
| Washington County New York | 18 | $ 1,912,000 | $ 106,000 | $ 75,000 |
| Baltimore City County Maryland | 17 | $ 28,217,000 | $ 1,659,000 | $ 56,000 |
| Cecil County Maryland | 14 | $ 18,618,000 | $ 1,329,000 | $ 106,000 |
| Howard County Maryland | 14 | $ 13,525,000 | $ 966,000 | $ 140,000 |
| Strafford County New Hampshire | 13 | $ 3,906,000 | $ 300,000 | $ 77,000 |
| Fulton County New York | 13 | $ 2,015,000 | $ 155,000 | $ 86,000 |
| Luzerne County Pennsylvania | 13 | $ 7,715,000 | $ 593,000 | $ 78,000 |
| Salem County New Jersey | 11 | $ 1,437,000 | $ 130,000 | $ 67,000 |
| Allegheny County Pennsylvania | 11 | $ 1,597,000 | $ 145,000 | $ 109,000 |
| Lackawanna County Pennsylvania | 11 | $ 5,287,000 | $ 480,000 | $ 78,000 |
| Will County Illinois | 10 | $ 2,458,000 | $ 245,000 | $ 101,000 |
| Frederick County Maryland | 10 | $ 1,799,000 | $ 179,000 | $ 133,000 |
| DuPage County Illinois | 9 | $ 2,218,000 | $ 246,000 | $ 122,000 |
| Prince George's County Maryland | 9 | $ 6,013,000 | $ 668,000 | $ 73,000 |
| Sullivan County New Hampshire | 9 | $ 1,118,000 | $ 124,000 | $ 159,000 |
| Montgomery County New York | 9 | $ 1,005,000 | $ 111,000 | $ 92,000 |
| Columbia County Pennsylvania | 9 | $ 993,000 | $ 110,000 | $ 57,000 |
| Sullivan County Pennsylvania | 9 | $ 1,544,000 | $ 171,000 | $ 145,000 |
| Kane County Illinois | 8 | $ 1,535,000 | $ 191,000 | $ 99,000 |
| Niagara County New York | 8 | $ 1,116,000 | $ 139,000 | $ 79,000 |
| Fairfax County Virginia | 8 | $ 3,034,000 | $ 379,000 | $ 149,000 |
| Kent County Delaware | 7 | $ 5,603,000 | $ 800,000 | $ 37,000 |
| Collier County Florida | 7 | $ 2,038,000 | $ 291,000 | $ 370,000 |
| Lee County Florida | 7 | $ 1,727,000 | $ 246,000 | $ 372,000 |
| Worcester County Maryland | 7 | $ 1,513,000 | $ 216,000 | $ 147,000 |
| Dutchess County New York | 7 | $ 1,979,000 | $ 282,000 | $ 148,000 |
| Monroe County New York | 7 | $ 704,000 | $ 100,000 | $ 71,000 |
| Orange County New York | 7 | $ 1,731,000 | $ 247,000 | $ 108,000 |
| Ulster County New York | 7 | $ 871,000 | $ 124,000 | $ 77,000 |
| Chittenden County Vermont | 7 | $ 1,526,000 | $ 218,000 | $ 76,000 |
| Windham County Vermont | 7 | $ 1,362,000 | $ 194,000 | $ 171,000 |
| Windsor County Vermont | 7 | $ 2,504,000 | $ 357,000 | $ 633,000 |
| Contra Costa County California | 6 | $ 1,505,000 | $ 250,000 | $ 77,000 |
| Palm Beach County Florida | 6 | $ 4,314,000 | $ 719,000 | $ 511,000 |
| Oxford County Maine | 6 | $ 1,056,000 | $ 176,000 | $ 149,000 |
| Kent County Maryland | 6 | $ 1,081,000 | $ 180,000 | $ 114,000 |
| Oakland County Michigan | 6 | $ 1,055,000 | $ 175,000 | $ 108,000 |
| St. Louis County Missouri | 6 | $ 777,000 | $ 129,000 | $ 72,000 |
| Cheshire County New Hampshire | 6 | $ 793,000 | $ 132,000 | $ 73,000 |
| Columbia County New York | 6 | $ 2,190,000 | $ 365,000 | $ 179,000 |
| Rockland County New York | 6 | $ 1,836,000 | $ 306,000 | $ 112,000 |
| Clearfield County Pennsylvania | 6 | $ 758,000 | $ 126,000 | $ 119,000 |
| Wayne County Pennsylvania | 6 | $ 813,000 | $ 135,000 | $ 112,000 |
| Westmoreland County Pennsylvania | 6 | $ 871,000 | $ 145,000 | $ 70,000 |
| Hamilton County Indiana | 5 | $ 800,000 | $ 160,000 | $ 79,000 |
| Franklin County Massachusetts | 5 | $ 1,074,000 | $ 214,000 | $ 72,000 |
| Ontario County New York | 5 | $ 737,000 | $ 147,000 | $ 90,000 |
| Broward County Florida | 4 | $ 1,211,000 | $ 302,000 | $ 498,000 |
| Lake County Illinois | 4 | $ 828,000 | $ 207,000 | $ 115,000 |
| Vanderburgh County Indiana | 4 | $ 664,000 | $ 166,000 | $ 88,000 |
| Kennebec County Maine | 4 | $ 934,000 | $ 233,000 | $ 282,000 |
| Sagadahoc County Maine | 4 | $ 703,000 | $ 175,000 | $ 87,000 |
| Calvert County Maryland | 4 | $ 589,000 | $ 147,000 | $ 58,000 |
| Jackson County Missouri | 4 | $ 725,000 | $ 181,000 | $ 203,000 |
| Jefferson County Missouri | 4 | $ 436,000 | $ 109,000 | $ 44,000 |
| Cumberland County New Jersey | 4 | $ 4,308,000 | $ 1,077,000 | $ 82,000 |
| Delaware County New York | 4 | $ 517,000 | $ 129,000 | $ 52,000 |
| Greene County New York | 4 | $ 1,162,000 | $ 290,000 | $ 166,000 |
| Putnam County New York | 4 | $ 1,145,000 | $ 286,000 | $ 146,000 |
| Huntingdon County Pennsylvania | 4 | $ 487,000 | $ 121,000 | $ 126,000 |
| Mifflin County Pennsylvania | 4 | $ 333,000 | $ 83,000 | $ 87,000 |
| Los Angeles County California | 3 | $ 907,000 | $ 302,000 | $ 101,000 |
| Arapahoe County Colorado | 3 | $ 570,000 | $ 190,000 | $ 142,000 |
| Jefferson County Colorado | 3 | $ 376,000 | $ 125,000 | $ 86,000 |
| Duval County Florida | 3 | $ 431,000 | $ 143,000 | $ 70,000 |
| Pinellas County Florida | 3 | $ 384,000 | $ 128,000 | $ 77,000 |
| Fulton County Georgia | 3 | $ 509,000 | $ 169,000 | $ 70,000 |
| Lake County Indiana | 3 | $ 453,000 | $ 151,000 | $ 59,000 |
| Johnson County Kansas | 3 | $ 489,000 | $ 163,000 | $ 98,000 |
| Lincoln County Maine | 3 | $ 485,000 | $ 161,000 | $ 160,000 |
| Somerset County Maine | 3 | $ 345,000 | $ 115,000 | $ 166,000 |
| Carroll County Maryland | 3 | $ 340,000 | $ 113,000 | $ 93,000 |
| Coos County New Hampshire | 3 | $ 381,000 | $ 127,000 | $ 109,000 |
| Essex County New York | 3 | $ 283,000 | $ 94,000 | $ 70,000 |
| Onondaga County New York | 3 | $ 508,000 | $ 169,000 | $ 74,000 |
| Schoharie County New York | 3 | $ 252,000 | $ 84,000 | $ 64,000 |
| Sullivan County New York | 3 | $ 504,000 | $ 168,000 | $ 95,000 |
| Dare County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 270,000 |
| Forsyth County North Carolina | 3 | $ 828,000 | $ 276,000 | $ 86,000 |
| Mecklenburg County North Carolina | 3 | $ 434,000 | $ 144,000 | $ 32,000 |
| Blair County Pennsylvania | 3 | $ 454,000 | $ 151,000 | $ 119,000 |
| Susquehanna County Pennsylvania | 3 | $ 637,000 | $ 212,000 | $ 192,000 |
| Washington County Pennsylvania | 3 | $ 612,000 | $ 204,000 | $ 159,000 |
| Bennington County Vermont | 3 | $ 861,000 | $ 287,000 | $ 123,000 |
| Madison County Alabama | 2 | $ 556,000 | $ 278,000 | $ 132,000 |
| Montgomery County Alabama | 2 | $ 479,000 | $ 239,000 | $ 194,000 |
| Brevard County Florida | 2 | $ 337,000 | $ 168,000 | $ 148,000 |
| Martin County Florida | 2 | $ 503,000 | $ 251,000 | $ 55,000 |
| Orange County Florida | 2 | $ 373,000 | $ 186,000 | $ 107,000 |
| Volusia County Florida | 2 | $ 384,000 | $ 192,000 | $ 290,000 |
| Kendall County Illinois | 2 | $ 288,000 | $ 144,000 | $ 62,000 |
| McHenry County Illinois | 2 | $ 368,000 | $ 184,000 | $ 99,000 |
| Jasper County Indiana | 2 | $ 265,000 | $ 132,000 | $ 45,000 |
| LaGrange County Indiana | 2 | $ 217,000 | $ 108,000 | $ 38,000 |
| Marion County Indiana | 2 | $ 198,000 | $ 99,000 | $ 57,000 |
| Monroe County Indiana | 2 | $ 251,000 | $ 125,000 | $ 67,000 |
| Androscoggin County Maine | 2 | $ 205,000 | $ 102,000 | $ 37,000 |
| Hancock County Maine | 2 | $ 617,000 | $ 308,000 | $ 412,000 |
| Piscataquis County Maine | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Garrett County Maryland | 2 | $ 723,000 | $ 361,000 | $ 116,000 |
| St. Mary's County Maryland | 2 | $ 271,000 | $ 135,000 | $ 73,000 |
| Talbot County Maryland | 2 | $ 1,067,000 | $ 533,000 | $ 379,000 |
| Macomb County Michigan | 2 | $ 203,000 | $ 101,000 | $ 38,000 |
| Washtenaw County Michigan | 2 | $ 316,000 | $ 158,000 | $ 76,000 |
| St. Charles County Missouri | 2 | $ 416,000 | $ 208,000 | $ 124,000 |
| Allegany County New York | 2 | $ 232,000 | $ 116,000 | $ 153,000 |
| Broome County New York | 2 | $ 236,000 | $ 118,000 | $ 117,000 |
| Cayuga County New York | 2 | $ 415,000 | $ 207,000 | $ 85,000 |
| Clinton County New York | 2 | $ 177,000 | $ 88,000 | $ 61,000 |
| Herkimer County New York | 2 | $ 159,000 | $ 79,000 | $ 60,000 |
| Otsego County New York | 2 | $ 98,000 | $ 49,000 | $ 270,000 |
| Gaston County North Carolina | 2 | $ 161,000 | $ 80,000 | $ 59,000 |
| Wake County North Carolina | 2 | $ 479,000 | $ 239,000 | $ 127,000 |
| Montgomery County Ohio | 2 | $ 314,000 | $ 157,000 | $ 138,000 |
| Stark County Ohio | 2 | $ 349,000 | $ 174,000 | $ 165,000 |
| Bradford County Pennsylvania | 2 | $ 365,000 | $ 182,000 | $ 140,000 |
| Butler County Pennsylvania | 2 | $ 78,000 | $ 39,000 | $ 70,000 |
| Erie County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 60,000 |
| Tioga County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 55,000 |
| Horry County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 252,000 | $ 126,000 | $ 105,000 |
| Whatcom County Washington | 2 | $ 477,000 | $ 238,000 | $ 67,000 |
| Jefferson County Alabama | 1 | $ 27,000 | $ 27,000 | $ 78,000 |
| Lauderdale County Alabama | 1 | $ 127,000 | $ 127,000 | $ 209,000 |
| Lee County Alabama | 1 | $ 138,000 | $ 138,000 | $ 168,000 |
| Limestone County Alabama | 1 | $ 53,000 | $ 53,000 | $ 128,000 |
| Maricopa County Arizona | 1 | $ 100,000 | $ 100,000 | $ 415,000 |
| Pinal County Arizona | 1 | $ 406,000 | $ 406,000 | $ 201,000 |
| Alameda County California | 1 | $ 303,000 | $ 303,000 | $ 109,000 |
| Fresno County California | 1 | $ 333,000 | $ 333,000 | $ 103,000 |
| Riverside County California | 1 | $ 212,000 | $ 212,000 | $ 984,000 |
| Tulare County California | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| El Paso County Colorado | 1 | $ 234,000 | $ 234,000 | $ 80,000 |
| Elbert County Colorado | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Gunnison County Colorado | 1 | $ 360,000 | $ 360,000 | $ 30,000 |
| Park County Colorado | 1 | $ 217,000 | $ 217,000 | $ 142,000 |
| Flagler County Florida | 1 | $ 400,000 | $ 400,000 | $ 332,000 |
| Hernando County Florida | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Indian River County Florida | 1 | $ 52,000 | $ 52,000 | $ 14,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 115,000 |
| Marion County Florida | 1 | $ 99,000 | $ 99,000 | $ 157,000 |
| Miami-Dade County Florida | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Sarasota County Florida | 1 | $ 192,000 | $ 192,000 | $ 280,000 |
| Seminole County Florida | 1 | $ 103,000 | $ 103,000 | $ 22,000 |
| Sumter County Florida | 1 | $ 404,000 | $ 404,000 | $ 125,000 |
| DeKalb County Georgia | 1 | $ 164,000 | $ 164,000 | $ 83,000 |
| Grady County Georgia | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| McDuffie County Georgia | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Honolulu County Hawaii | 1 | $ 380,000 | $ 380,000 | $ 150,000 |
| LaSalle County Illinois | 1 | $ 237,000 | $ 237,000 | $ 489,000 |
| Ogle County Illinois | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Allen County Indiana | 1 | $ 301,000 | $ 301,000 | $ 187,000 |
| Knox County Indiana | 1 | $ 4,500,000 | $ 4,500,000 | $ 5,383,000 |
| Posey County Indiana | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| St. Joseph County Indiana | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Wyandotte County Kansas | 1 | $ 120,000 | $ 120,000 | $ 112,000 |
| Aroostook County Maine | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Knox County Maine | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Penobscot County Maine | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Waldo County Maine | 1 | $ 241,000 | $ 241,000 | $ 91,000 |
| Washington County Maine | 1 | $ 201,000 | $ 201,000 | $ 40,000 |
| Charles County Maryland | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Queen Anne's County Maryland | 1 | $ 752,000 | $ 752,000 | $ 252,000 |
| Wicomico County Maryland | 1 | $ 93,000 | $ 93,000 | $ 99,000 |
| Kent County Michigan | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| DeSoto County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| St. Francois County Missouri | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| St. Louis City County Missouri | 1 | $ 242,000 | $ 242,000 | $ 149,000 |
| Bernalillo County New Mexico | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Cattaraugus County New York | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Chautauqua County New York | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Chemung County New York | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Genesee County New York | 1 | $ 106,000 | $ 106,000 | $ 75,000 |
| Hamilton County New York | 1 | $ 128,000 | $ 128,000 | $ 163,000 |
| Jefferson County New York | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Oneida County New York | 1 | $ 139,000 | $ 139,000 | $ 37,000 |
| St. Lawrence County New York | 1 | $ 71,000 | $ 71,000 | $ 64,000 |
| Tompkins County New York | 1 | $ 80,000 | $ 80,000 | $ 1,104,000 |
| Chatham County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 107,000 |
| Cleveland County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| Currituck County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 110,000 |
| Guilford County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| Harnett County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Randolph County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Rowan County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Stanly County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Transylvania County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 360,000 |
| Union County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Watauga County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 246,000 |
| Wilkes County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 88,000 |
| Butler County Ohio | 1 | $ 222,000 | $ 222,000 | $ 161,000 |
| Cuyahoga County Ohio | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Franklin County Ohio | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Hamilton County Ohio | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Lake County Ohio | 1 | $ 194,000 | $ 194,000 | $ 74,000 |
| Pickaway County Ohio | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Cambria County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 86,000 |
| Elk County Pennsylvania | 1 | $ 277,000 | $ 277,000 | $ 117,000 |
| Fulton County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Mercer County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Potter County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Snyder County Pennsylvania | 1 | $ 476,000 | $ 476,000 | $ 134,000 |
| Aiken County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 106,000 |
| Beaufort County South Carolina | 1 | $ 399,000 | $ 399,000 | $ 192,000 |
| Berkeley County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 556,000 |
| Charleston County South Carolina | 1 | $ 338,000 | $ 338,000 | $ 78,000 |
| Spartanburg County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 50,000 |
| Bradley County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 130,000 |
| Williamson County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 161,000 |
| Kerr County Texas | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Travis County Texas | 1 | $ 83,000 | $ 83,000 | $ 86,000 |
| Caledonia County Vermont | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Franklin County Vermont | 1 | $ 362,000 | $ 362,000 | $ 171,000 |
| Rutland County Vermont | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Washington County Vermont | 1 | $ 129,000 | $ 129,000 | $ 228,000 |
| Albemarle County Virginia | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Bedford County Virginia | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Culpeper County Virginia | 1 | $ 147,000 | $ 147,000 | $ 99,000 |
| Frederick County Virginia | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Henrico County Virginia | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Lancaster County Virginia | 1 | $ 410,000 | $ 410,000 | $ 185,000 |
| Louisa County Virginia | 1 | $ 164,000 | $ 164,000 | $ 171,000 |
| Norfolk County Virginia | 1 | $ 249,000 | $ 249,000 | $ 186,000 |
| Richmond City County Virginia | 1 | $ 130,000 | $ 130,000 | $ 220,000 |
| Spotsylvania County Virginia | 1 | $ 214,000 | $ 214,000 | $ 77,000 |
| Stafford County Virginia | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Island County Washington | 1 | $ 78,000 | $ 78,000 | $ 83,000 |
| Dane County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 103,000 |
| Milwaukee County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,220 | $5,189,264,000 | $269,000 | $49,000,000 | $127,000 | $5,383,000 |
| Home Purchase | 6,159 | $1,789,634,000 | $290,000 | $50,000,000 | $119,000 | $2,610,000 |
| Home Improvement | 1,664 | $152,756,000 | $91,000 | $3,750,000 | $86,000 | $789,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,274 | $5,042,039,000 | $237,000 | $8,700,000 | $129,000 | $5,383,000 |
| Not Provided | 1,637 | $369,352,000 | $225,000 | $2,000,000 | $136,000 | $2,020,000 |
| Asian | 1,442 | $385,688,000 | $267,000 | $1,630,000 | $122,000 | $1,025,000 |
| Hispanic | 1,307 | $214,313,000 | $163,000 | $2,100,000 | $69,000 | $1,004,000 |
| Black or African American | 962 | $154,065,000 | $160,000 | $2,000,000 | $73,000 | $550,000 |
| Not applicable | 289 | $936,344,000 | $3,239,000 | $50,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 71 | $16,900,000 | $238,000 | $835,000 | $103,000 | $353,000 |
| Native Hawaiian or Other Pacific Islander | 61 | $12,953,000 | $212,000 | $1,000,000 | $110,000 | $492,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,398 | $6,821,048,000 | $268,000 | $50,000,000 | $127,000 | $5,383,000 |
| FHA-insured (Federal Housing Administration) | 1,512 | $284,652,000 | $188,000 | $716,000 | $64,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 91 | $18,498,000 | $203,000 | $408,000 | $70,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $7,456,000 | $177,000 | $432,000 | $50,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,989 | $4,881,296,000 | $257,000 | $50,000,000 | $124,000 | $3,586,000 |
| Application Denied By Financial Institution | 4,635 | $1,045,463,000 | $225,000 | $19,000,000 | $101,000 | $5,383,000 |
| Application Withdrawn By Applicant | 1,612 | $435,455,000 | $270,000 | $9,000,000 | $121,000 | $2,051,000 |
| Application Approved But Not Accepted | 1,056 | $380,365,000 | $360,000 | $49,000,000 | $125,000 | $1,430,000 |
| Loan Purchased By The Institution | 580 | $330,755,000 | $570,000 | $2,000,000 | $280,000 | $2,610,000 |
| Preapproval Denied by Financial Institution | 88 | $16,043,000 | $182,000 | $618,000 | $53,000 | $239,000 |
| File Closed For Incompleteness | 83 | $42,277,000 | $509,000 | $10,600,000 | $108,000 | $570,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,793 | $419,469,000 | $233,000 | $12,250,000 | $108,000 | $2,400,000 |
| Debt-To-Income Ratio | 781 | $164,911,000 | $211,000 | $2,275,000 | $66,000 | $737,000 |
| Credit Application Incomplete | 735 | $206,116,000 | $280,000 | $2,000,000 | $143,000 | $5,257,000 |
| Credit History | 552 | $103,228,000 | $187,000 | $19,000,000 | $66,000 | $704,000 |
| Other | 521 | $95,083,000 | $182,000 | $4,500,000 | $108,000 | $5,383,000 |
| Unverifiable Information | 211 | $39,925,000 | $189,000 | $1,900,000 | $82,000 | $734,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 63 | $17,500,000 | $277,000 | $835,000 | $134,000 | $559,000 |
| Employment History | 61 | $13,481,000 | $221,000 | $2,000,000 | $73,000 | $472,000 |
| Mortgage Insurance Denied | 5 | $1,723,000 | $344,000 | $475,000 | $103,000 | $184,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.