Sovereign Lending Group Inc. Mortgage Lending & HMDA Data, 2016

In 2016, Sovereign Lending Group Inc. of Newport Beach, CA reported 4,345 mortgage applications totaling $1.5 billion, up 56% from 2015. The average application was for $338,092, and applicants reported an average income of $39,010. 48% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (308), Los Angeles-Long Beach-Glendale, CA (300) and Washington-Arlington-Alexandria, DC-VA-MD-WV (223) (applications in parentheses).

Mortgage Company & Address Sovereign Lending Group Inc.

Newport Beach, CA 92660
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 4,345
Total Mortgage Loan Application Amount $1,469,012,000
Average Mortgage Loan Application Amount $338,092
Highest Mortgage Loan Application Amount $1,279,000
Average Applicant Income $39,010
Highest Applicant Income $2,880,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Lending Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sovereign Lending Group Inc. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 300 $ 125,893,000 $ 419,643 $ 106,000
San Diego, California 218 $ 94,398,000 $ 433,018 $ 40,000
Riverside, California 212 $ 71,083,000 $ 335,297 $ 50,000
Maricopa, Arizona 203 $ 58,389,000 $ 287,630 $ 25,000
Orange, California 187 $ 87,800,000 $ 469,518 $ 118,000
San Bernardino, California 97 $ 30,204,000 $ 311,381 $ 43,000
Sacramento, California 89 $ 28,090,000 $ 315,617 $ 34,000
Honolulu, Hawaii 70 $ 36,536,000 $ 521,942 $ 32,000
Pierce, Washington 59 $ 17,822,000 $ 302,067 $ 38,000
Alameda, California 47 $ 21,414,000 $ 455,617 $ 113,000
King, Washington 47 $ 18,077,000 $ 384,617 $ 29,000
Prince George's, Maryland 46 $ 16,897,000 $ 367,326 $ 36,000
Contra Costa, California 43 $ 17,519,000 $ 407,418 $ 66,000
El Paso, Colorado 42 $ 11,912,000 $ 283,619 $ 13,000
Santa Clara, California 39 $ 21,036,000 $ 539,384 $ 85,000
Anne Arundel, Maryland 38 $ 14,127,000 $ 371,763 $ 48,000
Ventura, California 36 $ 15,750,000 $ 437,500 $ 66,000
Arapahoe, Colorado 35 $ 10,103,000 $ 288,657 $ 43,000
Bexar, Texas 32 $ 8,521,000 $ 266,281 $ 2,000
Prince William, Virginia 32 $ 13,918,000 $ 434,937 $ 56,000
San Joaquin, California 31 $ 8,890,000 $ 286,774 $ 54,000
Snohomish, Washington 31 $ 11,814,000 $ 381,096 $ 16,000
Solano, California 30 $ 11,670,000 $ 389,000 $ 31,000
Placer, California 29 $ 9,883,000 $ 340,793 $ 36,000
Clackamas, Oregon 29 $ 8,122,000 $ 280,068 $ 19,000
Weld, Colorado 28 $ 7,377,000 $ 263,464 $ 16,000
Virginia Beach, Virginia 28 $ 8,224,000 $ 293,714 $ 10,000
Clark, Washington 28 $ 8,812,000 $ 314,714 $ 45,000
Pima, Arizona 26 $ 7,396,000 $ 284,461 $ 28,000
Douglas, Colorado 26 $ 8,656,000 $ 332,923 $ 25,000
District of Columbia, District Of Columbia 26 $ 11,839,000 $ 455,346 $ 51,000
Thurston, Washington 25 $ 6,802,000 $ 272,080 $ 8,000
Hillsborough, Florida 24 $ 6,845,000 $ 285,208 $ 11,000
Charles, Maryland 24 $ 9,498,000 $ 395,750 $ 0
Fairfax, Virginia 24 $ 11,993,000 $ 499,708 $ 34,000
Fresno, California 23 $ 5,498,000 $ 239,043 $ 30,000
Adams, Colorado 23 $ 6,802,000 $ 295,739 $ 18,000
Larimer, Colorado 23 $ 7,339,000 $ 319,086 $ 45,000
Tarrant, Texas 22 $ 6,308,000 $ 286,727 $ 8,000
Harris, Texas 21 $ 5,727,000 $ 272,714 $ 5,000
Chesapeake, Virginia 21 $ 7,026,000 $ 334,571 $ 0
Broward, Florida 20 $ 6,212,000 $ 310,600 $ 30,000
Bucks, Pennsylvania 20 $ 6,632,000 $ 331,600 $ 100,000
Denver, Colorado 19 $ 5,306,000 $ 279,263 $ 21,000
Jackson, Oregon 19 $ 5,508,000 $ 289,894 $ 3,000
Washington, Oregon 19 $ 5,871,000 $ 309,000 $ 26,000
Philadelphia, Pennsylvania 19 $ 4,996,000 $ 262,947 $ 15,000
Kitsap, Washington 19 $ 6,341,000 $ 333,736 $ 6,000
Lane, Oregon 18 $ 5,713,000 $ 317,388 $ 39,000
Stafford, Virginia 18 $ 5,992,000 $ 332,888 $ 17,000
Jefferson, Colorado 17 $ 5,396,000 $ 317,411 $ 23,000
Cook, Illinois 17 $ 5,299,000 $ 311,705 $ 23,000
Montgomery, Maryland 17 $ 6,897,000 $ 405,705 $ 22,000
Multnomah, Oregon 17 $ 4,907,000 $ 288,647 $ 25,000
Kern, California 16 $ 4,100,000 $ 256,250 $ 13,000
Santa Barbara, California 16 $ 7,386,000 $ 461,625 $ 49,000
Tulare, California 16 $ 4,616,000 $ 288,500 $ 50,000
Gwinnett, Georgia 16 $ 4,338,000 $ 271,125 $ 16,000
Pinal, Arizona 15 $ 3,513,000 $ 234,200 $ 36,000
Sonoma, California 15 $ 6,049,000 $ 403,266 $ 73,000
Stanislaus, California 15 $ 3,681,000 $ 245,400 $ 65,000
Baltimore, Maryland 15 $ 5,025,000 $ 335,000 $ 36,000
Chesterfield, Virginia 15 $ 4,210,000 $ 280,666 $ 24,000
Loudoun, Virginia 15 $ 7,600,000 $ 506,666 $ 109,000
Yavapai, Arizona 14 $ 4,175,000 $ 298,214 $ 33,000
San Mateo, California 14 $ 5,904,000 $ 421,714 $ 74,000
Miami-Dade, Florida 14 $ 3,964,000 $ 283,142 $ 25,000
Fulton, Georgia 14 $ 3,497,000 $ 249,785 $ 214,000
Mecklenburg, North Carolina 14 $ 3,378,000 $ 241,285 $ 3,000
Marion, Oregon 14 $ 3,990,000 $ 285,000 $ 23,000
San Luis Obispo, California 13 $ 4,951,000 $ 380,846 $ 81,000
Orange, Florida 13 $ 3,434,000 $ 264,153 $ 35,000
Cumberland, North Carolina 13 $ 3,371,000 $ 259,307 $ 5,000
Montgomery, Pennsylvania 13 $ 4,178,000 $ 321,384 $ 54,000
Denton, Texas 13 $ 3,675,000 $ 282,692 $ 6,000
Whatcom, Washington 13 $ 3,778,000 $ 290,615 $ 21,000
Monterey, California 12 $ 4,819,000 $ 401,583 $ 91,000
Osceola, Florida 12 $ 3,314,000 $ 276,166 $ 0
Columbia, Georgia 12 $ 3,548,000 $ 295,666 $ 8,000
Collin, Texas 12 $ 4,206,000 $ 350,500 $ 16,000
El Dorado, California 11 $ 3,742,000 $ 340,181 $ 12,000
Duval, Florida 11 $ 2,961,000 $ 269,181 $ 3,000
Cobb, Georgia 11 $ 2,673,000 $ 243,000 $ 9,000
Wake, North Carolina 11 $ 4,232,000 $ 384,727 $ 17,000
Deschutes, Oregon 11 $ 3,348,000 $ 304,363 $ 8,000
Charleston, South Carolina 11 $ 3,327,000 $ 302,454 $ 21,000
Dorchester, South Carolina 11 $ 3,102,000 $ 282,000 $ 8,000
Richland, South Carolina 11 $ 2,884,000 $ 262,181 $ 0
Spokane, Washington 11 $ 3,142,000 $ 285,636 $ 8,000
Cochise, Arizona 10 $ 2,989,000 $ 298,900 $ 9,000
Madera, California 10 $ 2,769,000 $ 276,900 $ 83,000
San Francisco, California 10 $ 4,861,000 $ 486,100 $ 106,000
Brevard, Florida 10 $ 2,516,000 $ 251,600 $ 23,000
Clay, Florida 10 $ 2,721,000 $ 272,100 $ 0
Volusia, Florida 10 $ 2,257,000 $ 225,700 $ 14,000
Santa Fe, New Mexico 10 $ 3,637,000 $ 363,700 $ 16,000
Spotsylvania, Virginia 10 $ 3,320,000 $ 332,000 $ 4,000
Palm Beach, Florida 9 $ 2,538,000 $ 282,000 $ 36,000
Seminole, Florida 9 $ 2,870,000 $ 318,888 $ 0
Forsyth, Georgia 9 $ 2,663,000 $ 295,888 $ 5,000
Calvert, Maryland 9 $ 3,548,000 $ 394,222 $ 15,000
Monmouth, New Jersey 9 $ 3,342,000 $ 371,333 $ 21,000
Onslow, North Carolina 9 $ 2,039,000 $ 226,555 $ 60,000
Chester, Pennsylvania 9 $ 3,333,000 $ 370,333 $ 16,000
Beaufort, South Carolina 9 $ 2,712,000 $ 301,333 $ 26,000
Berkeley, South Carolina 9 $ 2,483,000 $ 275,888 $ 8,000
Greenville, South Carolina 9 $ 2,217,000 $ 246,333 $ 21,000
Montgomery, Tennessee 9 $ 2,082,000 $ 231,333 $ 4,000
Shelby, Tennessee 9 $ 2,351,000 $ 261,222 $ 0
Pulaski, Arkansas 8 $ 2,298,000 $ 287,250 $ 38,000
Imperial, California 8 $ 2,107,000 $ 263,375 $ 26,000
Shasta, California 8 $ 1,913,000 $ 239,125 $ 30,000
Lake, Florida 8 $ 2,283,000 $ 285,375 $ 14,000
Clayton, Georgia 8 $ 1,670,000 $ 208,750 $ 0
Henry, Georgia 8 $ 2,634,000 $ 329,250 $ 9,000
Ocean, New Jersey 8 $ 2,185,000 $ 273,125 $ 0
Davidson, Tennessee 8 $ 3,570,000 $ 446,250 $ 6,000
Bell, Texas 8 $ 2,021,000 $ 252,625 $ 12,000
Galveston, Texas 8 $ 2,583,000 $ 322,875 $ 58,000
Williamson, Texas 8 $ 2,017,000 $ 252,125 $ 5,000
Alexandria, Virginia 8 $ 3,936,000 $ 492,000 $ 10,000
Lee, Florida 7 $ 1,642,000 $ 234,571 $ 20,000
Pasco, Florida 7 $ 1,806,000 $ 258,000 $ 0
Polk, Florida 7 $ 1,911,000 $ 273,000 $ 15,000
St. Lucie, Florida 7 $ 2,050,000 $ 292,857 $ 9,000
Douglas, Georgia 7 $ 2,054,000 $ 293,428 $ 16,000
Harford, Maryland 7 $ 1,790,000 $ 255,714 $ 8,000
Burlington, New Jersey 7 $ 1,850,000 $ 264,285 $ 38,000
Middlesex, New Jersey 7 $ 2,069,000 $ 295,571 $ 26,000
Yamhill, Oregon 7 $ 2,121,000 $ 303,000 $ 20,000
Lancaster, Pennsylvania 7 $ 1,670,000 $ 238,571 $ 10,000
York, Pennsylvania 7 $ 1,823,000 $ 260,428 $ 0
Hamilton, Tennessee 7 $ 1,708,000 $ 244,000 $ 14,000
Rutherford, Tennessee 7 $ 1,985,000 $ 283,571 $ 13,000
Dallas, Texas 7 $ 1,641,000 $ 234,428 $ 23,000
Ellis, Texas 7 $ 1,882,000 $ 268,857 $ 16,000
Fort Bend, Texas 7 $ 2,109,000 $ 301,285 $ 17,000
Henrico, Virginia 7 $ 1,579,000 $ 225,571 $ 17,000
Coconino, Arizona 6 $ 2,006,000 $ 334,333 $ 36,000
Yolo, California 6 $ 1,796,000 $ 299,333 $ 92,000
Fairfield, Connecticut 6 $ 2,049,000 $ 341,500 $ 70,000
Hartford, Connecticut 6 $ 1,610,000 $ 268,333 $ 31,000
Manatee, Florida 6 $ 1,652,000 $ 275,333 $ 0
Santa Rosa, Florida 6 $ 1,270,000 $ 211,666 $ 17,000
Sumter, Florida 6 $ 1,707,000 $ 284,500 $ 10,000
Chatham, Georgia 6 $ 1,539,000 $ 256,500 $ 7,000
Paulding, Georgia 6 $ 1,383,000 $ 230,500 $ 17,000
Hawaii, Hawaii 6 $ 1,932,000 $ 322,000 $ 0
Washington, Maryland 6 $ 1,621,000 $ 270,166 $ 0
Gloucester, New Jersey 6 $ 1,639,000 $ 273,166 $ 105,000
Durham, North Carolina 6 $ 1,346,000 $ 224,333 $ 40,000
Linn, Oregon 6 $ 1,596,000 $ 266,000 $ 0
Delaware, Pennsylvania 6 $ 1,462,000 $ 243,666 $ 27,000
Horry, South Carolina 6 $ 1,648,000 $ 274,666 $ 17,000
Sumter, South Carolina 6 $ 1,486,000 $ 247,666 $ 0
York, South Carolina 6 $ 1,554,000 $ 259,000 $ 0
Montgomery, Texas 6 $ 1,539,000 $ 256,500 $ 0
James City, Virginia 6 $ 1,910,000 $ 318,333 $ 0
Norfolk, Virginia 6 $ 2,081,000 $ 346,833 $ 5,000
Suffolk, Virginia 6 $ 1,833,000 $ 305,500 $ 23,000
Stevens, Washington 6 $ 1,553,000 $ 258,833 $ 9,000
Jefferson, Alabama 5 $ 1,383,000 $ 276,600 $ 0
Madison, Alabama 5 $ 1,256,000 $ 251,200 $ 175,000
Mohave, Arizona 5 $ 1,240,000 $ 248,000 $ 0
Butte, California 5 $ 1,582,000 $ 316,400 $ 0
Kings, California 5 $ 1,501,000 $ 300,200 $ 7,000
Merced, California 5 $ 1,039,000 $ 207,800 $ 37,000
Boulder, Colorado 5 $ 2,168,000 $ 433,600 $ 33,000
New Haven, Connecticut 5 $ 1,539,000 $ 307,800 $ 0
Martin, Florida 5 $ 1,910,000 $ 382,000 $ 106,000
Pinellas, Florida 5 $ 1,204,000 $ 240,800 $ 0
Butts, Georgia 5 $ 1,388,000 $ 277,600 $ 61,000
Effingham, Georgia 5 $ 1,141,000 $ 228,200 $ 0
Fayette, Georgia 5 $ 1,670,000 $ 334,000 $ 0
Hall, Georgia 5 $ 1,533,000 $ 306,600 $ 0
Harris, Georgia 5 $ 1,346,000 $ 269,200 $ 0
Houston, Georgia 5 $ 1,531,000 $ 306,200 $ 0
Newton, Georgia 5 $ 1,424,000 $ 284,800 $ 0
Frederick, Maryland 5 $ 1,703,000 $ 340,600 $ 20,000
Morris, New Jersey 5 $ 2,356,000 $ 471,200 $ 0
Passaic, New Jersey 5 $ 1,599,000 $ 319,800 $ 74,000
Bernalillo, New Mexico 5 $ 1,303,000 $ 260,600 $ 0
Dona Ana, New Mexico 5 $ 1,163,000 $ 232,600 $ 30,000
Guilford, North Carolina 5 $ 1,299,000 $ 259,800 $ 0
Harnett, North Carolina 5 $ 1,124,000 $ 224,800 $ 0
Josephine, Oregon 5 $ 1,525,000 $ 305,000 $ 0
Spartanburg, South Carolina 5 $ 1,294,000 $ 258,800 $ 0
Guadalupe, Texas 5 $ 1,601,000 $ 320,200 $ 0
Travis, Texas 5 $ 1,233,000 $ 246,600 $ 31,000
York, Virginia 5 $ 1,998,000 $ 399,600 $ 0
Skagit, Washington 5 $ 1,335,000 $ 267,000 $ 99,000
Mobile, Alabama 4 $ 873,000 $ 218,250 $ 0
Marin, California 4 $ 1,993,000 $ 498,250 $ 66,000
Napa, California 4 $ 1,776,000 $ 444,000 $ 43,000
Nevada, California 4 $ 1,531,000 $ 382,750 $ 0
Elbert, Colorado 4 $ 1,665,000 $ 416,250 $ 0
Mesa, Colorado 4 $ 1,091,000 $ 272,750 $ 36,000
Nassau, Florida 4 $ 881,000 $ 220,250 $ 15,000
Sarasota, Florida 4 $ 1,302,000 $ 325,500 $ 37,000
Bryan, Georgia 4 $ 1,128,000 $ 282,000 $ 0
DeKalb, Georgia 4 $ 1,320,000 $ 330,000 $ 0
Rockdale, Georgia 4 $ 953,000 $ 238,250 $ 0
Hamilton, Indiana 4 $ 1,156,000 $ 289,000 $ 0
Hendricks, Indiana 4 $ 1,232,000 $ 308,000 $ 0
Cumberland, Maine 4 $ 1,136,000 $ 284,000 $ 0
Carroll, Maryland 4 $ 1,748,000 $ 437,000 $ 37,000
St. Mary's, Maryland 4 $ 1,314,000 $ 328,500 $ 71,000
Bergen, New Jersey 4 $ 1,272,000 $ 318,000 $ 88,000
Essex, New Jersey 4 $ 1,135,000 $ 283,750 $ 14,000
Sandoval, New Mexico 4 $ 957,000 $ 239,250 $ 0
Brunswick, North Carolina 4 $ 932,000 $ 233,000 $ 14,000
Johnston, North Carolina 4 $ 1,181,000 $ 295,250 $ 25,000
Benton, Oregon 4 $ 1,005,000 $ 251,250 $ 40,000
Allegheny, Pennsylvania 4 $ 1,140,000 $ 285,000 $ 13,000
Washington, Pennsylvania 4 $ 823,000 $ 205,750 $ 0
Lancaster, South Carolina 4 $ 1,282,000 $ 320,500 $ 12,000
Newport News, Virginia 4 $ 770,000 $ 192,500 $ 38,000
Benton, Washington 4 $ 1,132,000 $ 283,000 $ 0
Milwaukee, Wisconsin 4 $ 1,333,000 $ 333,250 $ 0
Shelby, Alabama 3 $ 803,000 $ 267,666 $ 0
Benton, Arkansas 3 $ 800,000 $ 266,666 $ 0
Faulkner, Arkansas 3 $ 705,000 $ 235,000 $ 0
Saline, Arkansas 3 $ 678,000 $ 226,000 $ 0
Tuolumne, California 3 $ 919,000 $ 306,333 $ 0
New London, Connecticut 3 $ 801,000 $ 267,000 $ 38,000
Collier, Florida 3 $ 1,018,000 $ 339,333 $ 0
Indian River, Florida 3 $ 774,000 $ 258,000 $ 0
Okaloosa, Florida 3 $ 658,000 $ 219,333 $ 0
Cherokee, Georgia 3 $ 1,093,000 $ 364,333 $ 120,000
Coweta, Georgia 3 $ 892,000 $ 297,333 $ 0
Richmond, Georgia 3 $ 554,000 $ 184,666 $ 12,000
Lake, Illinois 3 $ 1,334,000 $ 444,666 $ 30,000
Will, Illinois 3 $ 872,000 $ 290,666 $ 0
Baltimore City, Maryland 3 $ 409,000 $ 136,333 $ 38,000
Cecil, Maryland 3 $ 872,000 $ 290,666 $ 94,000
Howard, Maryland 3 $ 1,307,000 $ 435,666 $ 0
Camden, New Jersey 3 $ 1,300,000 $ 433,333 $ 0
Buncombe, North Carolina 3 $ 629,000 $ 209,666 $ 0
Henderson, North Carolina 3 $ 592,000 $ 197,333 $ 12,000
Pitt, North Carolina 3 $ 626,000 $ 208,666 $ 0
Union, North Carolina 3 $ 554,000 $ 184,666 $ 0
Polk, Oregon 3 $ 824,000 $ 274,666 $ 0
Berks, Pennsylvania 3 $ 938,000 $ 312,666 $ 0
Erie, Pennsylvania 3 $ 575,000 $ 191,666 $ 0
Luzerne, Pennsylvania 3 $ 1,093,000 $ 364,333 $ 12,000
Aiken, South Carolina 3 $ 819,000 $ 273,000 $ 0
Lincoln, South Dakota 3 $ 740,000 $ 246,666 $ 50,000
Sumner, Tennessee 3 $ 811,000 $ 270,333 $ 45,000
Wilson, Tennessee 3 $ 997,000 $ 332,333 $ 0
Comal, Texas 3 $ 1,015,000 $ 338,333 $ 16,000
El Paso, Texas 3 $ 674,000 $ 224,666 $ 0
Hays, Texas 3 $ 624,000 $ 208,000 $ 0
Midland, Texas 3 $ 709,000 $ 236,333 $ 0
Botetourt, Virginia 3 $ 671,000 $ 223,666 $ 18,000
Hampton, Virginia 3 $ 863,000 $ 287,666 $ 0
Isle of Wight, Virginia 3 $ 715,000 $ 238,333 $ 0
Manassas, Virginia 3 $ 809,000 $ 269,666 $ 45,000
Portsmouth, Virginia 3 $ 656,000 $ 218,666 $ 0
Cowlitz, Washington 3 $ 698,000 $ 232,666 $ 21,000
Kittitas, Washington 3 $ 944,000 $ 314,666 $ 85,000
Walla Walla, Washington 3 $ 729,000 $ 243,000 $ 0
Waukesha, Wisconsin 3 $ 1,055,000 $ 351,666 $ 0
Baldwin, Alabama 2 $ 451,000 $ 225,500 $ 0
Yuma, Arizona 2 $ 412,000 $ 206,000 $ 0
Amador, California 2 $ 613,000 $ 306,500 $ 0
Mendocino, California 2 $ 1,006,000 $ 503,000 $ 0
San Benito, California 2 $ 1,211,000 $ 605,500 $ 0
Yuba, California 2 $ 673,000 $ 336,500 $ 56,000
Fremont, Colorado 2 $ 454,000 $ 227,000 $ 29,000
Tolland, Connecticut 2 $ 490,000 $ 245,000 $ 0
Windham, Connecticut 2 $ 425,000 $ 212,500 $ 0
Citrus, Florida 2 $ 504,000 $ 252,000 $ 25,000
Leon, Florida 2 $ 671,000 $ 335,500 $ 0
St. Johns, Florida 2 $ 696,000 $ 348,000 $ 54,000
Walton, Florida 2 $ 532,000 $ 266,000 $ 36,000
Liberty, Georgia 2 $ 445,000 $ 222,500 $ 0
Muscogee, Georgia 2 $ 493,000 $ 246,500 $ 0
Maui, Hawaii 2 $ 934,000 $ 467,000 $ 44,000
Madison, Illinois 2 $ 568,000 $ 284,000 $ 0
McHenry, Illinois 2 $ 513,000 $ 256,500 $ 0
Sangamon, Illinois 2 $ 507,000 $ 253,500 $ 0
Williamson, Illinois 2 $ 472,000 $ 236,000 $ 67,000
Tippecanoe, Indiana 2 $ 553,000 $ 276,500 $ 0
York, Maine 2 $ 465,000 $ 232,500 $ 46,000
Mercer, New Jersey 2 $ 757,000 $ 378,500 $ 78,000
Somerset, New Jersey 2 $ 800,000 $ 400,000 $ 0
Curry, New Mexico 2 $ 471,000 $ 235,500 $ 34,000
Lincoln, New Mexico 2 $ 544,000 $ 272,000 $ 0
Cabarrus, North Carolina 2 $ 532,000 $ 266,000 $ 0
Catawba, North Carolina 2 $ 642,000 $ 321,000 $ 30,000
Craven, North Carolina 2 $ 369,000 $ 184,500 $ 0
Franklin, North Carolina 2 $ 467,000 $ 233,500 $ 0
Iredell, North Carolina 2 $ 506,000 $ 253,000 $ 0
Pender, North Carolina 2 $ 673,000 $ 336,500 $ 50,000
Randolph, North Carolina 2 $ 359,000 $ 179,500 $ 0
Robeson, North Carolina 2 $ 686,000 $ 343,000 $ 0
Rockingham, North Carolina 2 $ 629,000 $ 314,500 $ 84,000
Columbia, Oregon 2 $ 587,000 $ 293,500 $ 0
Crook, Oregon 2 $ 560,000 $ 280,000 $ 0
Douglas, Oregon 2 $ 396,000 $ 198,000 $ 0
Jefferson, Oregon 2 $ 700,000 $ 350,000 $ 45,000
Klamath, Oregon 2 $ 421,000 $ 210,500 $ 0
Adams, Pennsylvania 2 $ 424,000 $ 212,000 $ 24,000
Dauphin, Pennsylvania 2 $ 558,000 $ 279,000 $ 0
Fayette, Pennsylvania 2 $ 807,000 $ 403,500 $ 0
Lehigh, Pennsylvania 2 $ 437,000 $ 218,500 $ 0
Monroe, Pennsylvania 2 $ 434,000 $ 217,000 $ 62,000
Northampton, Pennsylvania 2 $ 590,000 $ 295,000 $ 0
Jasper, South Carolina 2 $ 694,000 $ 347,000 $ 0
Kershaw, South Carolina 2 $ 501,000 $ 250,500 $ 0
Lexington, South Carolina 2 $ 576,000 $ 288,000 $ 0
Blount, Tennessee 2 $ 740,000 $ 370,000 $ 0
Carter, Tennessee 2 $ 405,000 $ 202,500 $ 0
Smith, Tennessee 2 $ 592,000 $ 296,000 $ 0
Williamson, Tennessee 2 $ 587,000 $ 293,500 $ 36,000
Hidalgo, Texas 2 $ 411,000 $ 205,500 $ 0
Kaufman, Texas 2 $ 380,000 $ 190,000 $ 16,000
Rockwall, Texas 2 $ 612,000 $ 306,000 $ 0
Taylor, Texas 2 $ 501,000 $ 250,500 $ 0
Wilson, Texas 2 $ 610,000 $ 305,000 $ 0
Culpeper, Virginia 2 $ 573,000 $ 286,500 $ 0
Dinwiddie, Virginia 2 $ 561,000 $ 280,500 $ 0
Frederick, Virginia 2 $ 422,000 $ 211,000 $ 0
King George, Virginia 2 $ 584,000 $ 292,000 $ 0
New Kent, Virginia 2 $ 689,000 $ 344,500 $ 0
Richmond City, Virginia 2 $ 533,000 $ 266,500 $ 0
Warren, Virginia 2 $ 652,000 $ 326,000 $ 0
Chelan, Washington 2 $ 762,000 $ 381,000 $ 0
Island, Washington 2 $ 464,000 $ 232,000 $ 0
Yakima, Washington 2 $ 470,000 $ 235,000 $ 0
Coffee, Alabama 1 $ 208,000 $ 208,000 $ 0
Houston, Alabama 1 $ 285,000 $ 285,000 $ 0
Limestone, Alabama 1 $ 204,000 $ 204,000 $ 90,000
Montgomery, Alabama 1 $ 185,000 $ 185,000 $ 0
Russell, Alabama 1 $ 231,000 $ 231,000 $ 0
Tuscaloosa, Alabama 1 $ 187,000 $ 187,000 $ 0
Gila, Arizona 1 $ 280,000 $ 280,000 $ 0
Navajo, Arizona 1 $ 385,000 $ 385,000 $ 0
Craighead, Arkansas 1 $ 304,000 $ 304,000 $ 116,000
Crawford, Arkansas 1 $ 269,000 $ 269,000 $ 0
Independence, Arkansas 1 $ 262,000 $ 262,000 $ 0
Jefferson, Arkansas 1 $ 195,000 $ 195,000 $ 0
Johnson, Arkansas 1 $ 230,000 $ 230,000 $ 0
Lonoke, Arkansas 1 $ 242,000 $ 242,000 $ 0
Pope, Arkansas 1 $ 378,000 $ 378,000 $ 0
Washington, Arkansas 1 $ 199,000 $ 199,000 $ 0
Colusa, California 1 $ 149,000 $ 149,000 $ 64,000
Mono, California 1 $ 224,000 $ 224,000 $ 268,000
Plumas, California 1 $ 248,000 $ 248,000 $ 0
Santa Cruz, California 1 $ 675,000 $ 675,000 $ 0
Broomfield, Colorado 1 $ 389,000 $ 389,000 $ 0
Gilpin, Colorado 1 $ 327,000 $ 327,000 $ 39,000
Ouray, Colorado 1 $ 703,000 $ 703,000 $ 0
Pueblo, Colorado 1 $ 313,000 $ 313,000 $ 0
Teller, Colorado 1 $ 286,000 $ 286,000 $ 0
Litchfield, Connecticut 1 $ 256,000 $ 256,000 $ 0
Middlesex, Connecticut 1 $ 267,000 $ 267,000 $ 0
Alachua, Florida 1 $ 263,000 $ 263,000 $ 0
Bay, Florida 1 $ 252,000 $ 252,000 $ 0
Charlotte, Florida 1 $ 270,000 $ 270,000 $ 73,000
Escambia, Florida 1 $ 325,000 $ 325,000 $ 0
Hernando, Florida 1 $ 186,000 $ 186,000 $ 0
Marion, Florida 1 $ 193,000 $ 193,000 $ 0
Barrow, Georgia 1 $ 252,000 $ 252,000 $ 0
Bibb, Georgia 1 $ 664,000 $ 664,000 $ 0
Carroll, Georgia 1 $ 197,000 $ 197,000 $ 0
Chattooga, Georgia 1 $ 211,000 $ 211,000 $ 0
Colquitt, Georgia 1 $ 287,000 $ 287,000 $ 78,000
Dade, Georgia 1 $ 226,000 $ 226,000 $ 0
Floyd, Georgia 1 $ 166,000 $ 166,000 $ 0
Glynn, Georgia 1 $ 368,000 $ 368,000 $ 0
Hart, Georgia 1 $ 281,000 $ 281,000 $ 68,000
Jackson, Georgia 1 $ 473,000 $ 473,000 $ 253,000
Jones, Georgia 1 $ 300,000 $ 300,000 $ 0
Lee, Georgia 1 $ 305,000 $ 305,000 $ 0
McDuffie, Georgia 1 $ 182,000 $ 182,000 $ 0
Pickens, Georgia 1 $ 299,000 $ 299,000 $ 0
Toombs, Georgia 1 $ 182,000 $ 182,000 $ 0
Walton, Georgia 1 $ 283,000 $ 283,000 $ 0
Worth, Georgia 1 $ 180,000 $ 180,000 $ 49,000
Champaign, Illinois 1 $ 191,000 $ 191,000 $ 0
DuPage, Illinois 1 $ 192,000 $ 192,000 $ 0
Grundy, Illinois 1 $ 252,000 $ 252,000 $ 0
Kane, Illinois 1 $ 317,000 $ 317,000 $ 0
Kankakee, Illinois 1 $ 176,000 $ 176,000 $ 0
Macon, Illinois 1 $ 204,000 $ 204,000 $ 0
Menard, Illinois 1 $ 189,000 $ 189,000 $ 0
St. Clair, Illinois 1 $ 398,000 $ 398,000 $ 85,000
Henry, Indiana 1 $ 250,000 $ 250,000 $ 0
LaPorte, Indiana 1 $ 168,000 $ 168,000 $ 0
Marion, Indiana 1 $ 345,000 $ 345,000 $ 0
Monroe, Indiana 1 $ 347,000 $ 347,000 $ 0
Morgan, Indiana 1 $ 183,000 $ 183,000 $ 0
St. Joseph, Indiana 1 $ 278,000 $ 278,000 $ 0
Warrick, Indiana 1 $ 183,000 $ 183,000 $ 0
Kennebec, Maine 1 $ 107,000 $ 107,000 $ 0
Caroline, Maryland 1 $ 233,000 $ 233,000 $ 0
Queen Anne's, Maryland 1 $ 305,000 $ 305,000 $ 0
Wicomico, Maryland 1 $ 397,000 $ 397,000 $ 0
Atlantic, New Jersey 1 $ 270,000 $ 270,000 $ 0
Hudson, New Jersey 1 $ 391,000 $ 391,000 $ 0
Hunterdon, New Jersey 1 $ 779,000 $ 779,000 $ 0
Union, New Jersey 1 $ 257,000 $ 257,000 $ 0
Otero, New Mexico 1 $ 303,000 $ 303,000 $ 0
Alamance, North Carolina 1 $ 245,000 $ 245,000 $ 0
Burke, North Carolina 1 $ 251,000 $ 251,000 $ 0
Currituck, North Carolina 1 $ 460,000 $ 460,000 $ 0
Davidson, North Carolina 1 $ 208,000 $ 208,000 $ 0
Forsyth, North Carolina 1 $ 275,000 $ 275,000 $ 62,000
Gaston, North Carolina 1 $ 280,000 $ 280,000 $ 119,000
Gates, North Carolina 1 $ 283,000 $ 283,000 $ 0
Hoke, North Carolina 1 $ 230,000 $ 230,000 $ 0
Moore, North Carolina 1 $ 263,000 $ 263,000 $ 0
New Hanover, North Carolina 1 $ 237,000 $ 237,000 $ 0
Orange, North Carolina 1 $ 235,000 $ 235,000 $ 0
Pasquotank, North Carolina 1 $ 221,000 $ 221,000 $ 0
Perquimans, North Carolina 1 $ 330,000 $ 330,000 $ 0
Polk, North Carolina 1 $ 379,000 $ 379,000 $ 0
Surry, North Carolina 1 $ 272,000 $ 272,000 $ 0
Wayne, North Carolina 1 $ 290,000 $ 290,000 $ 0
Hood River, Oregon 1 $ 236,000 $ 236,000 $ 0
Lincoln, Oregon 1 $ 133,000 $ 133,000 $ 0
Beaver, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Bedford, Pennsylvania 1 $ 180,000 $ 180,000 $ 0
Blair, Pennsylvania 1 $ 201,000 $ 201,000 $ 0
Butler, Pennsylvania 1 $ 411,000 $ 411,000 $ 0
Centre, Pennsylvania 1 $ 278,000 $ 278,000 $ 0
Franklin, Pennsylvania 1 $ 284,000 $ 284,000 $ 0
Lebanon, Pennsylvania 1 $ 256,000 $ 256,000 $ 0
Schuylkill, Pennsylvania 1 $ 220,000 $ 220,000 $ 0
Anderson, South Carolina 1 $ 186,000 $ 186,000 $ 0
Pickens, South Carolina 1 $ 264,000 $ 264,000 $ 49,000
Williamsburg, South Carolina 1 $ 204,000 $ 204,000 $ 0
McCook, South Dakota 1 $ 184,000 $ 184,000 $ 0
Union, South Dakota 1 $ 234,000 $ 234,000 $ 0
Cheatham, Tennessee 1 $ 268,000 $ 268,000 $ 0
Cumberland, Tennessee 1 $ 364,000 $ 364,000 $ 0
Greene, Tennessee 1 $ 281,000 $ 281,000 $ 0
Knox, Tennessee 1 $ 231,000 $ 231,000 $ 0
Lauderdale, Tennessee 1 $ 417,000 $ 417,000 $ 83,000
Maury, Tennessee 1 $ 352,000 $ 352,000 $ 0
Overton, Tennessee 1 $ 286,000 $ 286,000 $ 0
Roane, Tennessee 1 $ 210,000 $ 210,000 $ 0
Sequatchie, Tennessee 1 $ 301,000 $ 301,000 $ 0
Sevier, Tennessee 1 $ 182,000 $ 182,000 $ 0
Wayne, Tennessee 1 $ 240,000 $ 240,000 $ 0
Bandera, Texas 1 $ 438,000 $ 438,000 $ 0
Bastrop, Texas 1 $ 279,000 $ 279,000 $ 0
Brazoria, Texas 1 $ 148,000 $ 148,000 $ 134,000
Cameron, Texas 1 $ 165,000 $ 165,000 $ 0
Chambers, Texas 1 $ 246,000 $ 246,000 $ 74,000
Ector, Texas 1 $ 268,000 $ 268,000 $ 0
Hood, Texas 1 $ 395,000 $ 395,000 $ 170,000
Lubbock, Texas 1 $ 217,000 $ 217,000 $ 0
Randall, Texas 1 $ 465,000 $ 465,000 $ 0
Smith, Texas 1 $ 248,000 $ 248,000 $ 0
Webb, Texas 1 $ 226,000 $ 226,000 $ 0
Augusta, Virginia 1 $ 450,000 $ 450,000 $ 0
Caroline, Virginia 1 $ 269,000 $ 269,000 $ 0
Clarke, Virginia 1 $ 375,000 $ 375,000 $ 0
Craig, Virginia 1 $ 203,000 $ 203,000 $ 0
Falls Church, Virginia 1 $ 730,000 $ 730,000 $ 0
Fauquier, Virginia 1 $ 317,000 $ 317,000 $ 0
Franklin, Virginia 1 $ 103,000 $ 103,000 $ 0
Gloucester, Virginia 1 $ 114,000 $ 114,000 $ 0
Goochland, Virginia 1 $ 190,000 $ 190,000 $ 0
Hanover, Virginia 1 $ 201,000 $ 201,000 $ 0
Hopewell, Virginia 1 $ 330,000 $ 330,000 $ 0
Lunenburg, Virginia 1 $ 188,000 $ 188,000 $ 109,000
Lynchburg, Virginia 1 $ 403,000 $ 403,000 $ 0
Manassas Park, Virginia 1 $ 274,000 $ 274,000 $ 91,000
Mathews, Virginia 1 $ 224,000 $ 224,000 $ 0
Mecklenburg, Virginia 1 $ 218,000 $ 218,000 $ 0
Montgomery, Virginia 1 $ 181,000 $ 181,000 $ 0
Northumberland, Virginia 1 $ 417,000 $ 417,000 $ 209,000
Powhatan, Virginia 1 $ 192,000 $ 192,000 $ 0
Roanoke, Virginia 1 $ 227,000 $ 227,000 $ 0
Salem, Virginia 1 $ 175,000 $ 175,000 $ 0
Southampton, Virginia 1 $ 222,000 $ 222,000 $ 0
Washington, Virginia 1 $ 100,000 $ 100,000 $ 49,000
Waynesboro, Virginia 1 $ 196,000 $ 196,000 $ 0
Clallam, Washington 1 $ 479,000 $ 479,000 $ 0
Douglas, Washington 1 $ 314,000 $ 314,000 $ 0
Franklin, Washington 1 $ 242,000 $ 242,000 $ 0
Jefferson, Washington 1 $ 514,000 $ 514,000 $ 0
Lewis, Washington 1 $ 241,000 $ 241,000 $ 0
Mason, Washington 1 $ 266,000 $ 266,000 $ 0
Skamania, Washington 1 $ 192,000 $ 192,000 $ 0
Brown, Wisconsin 1 $ 985,000 $ 985,000 $ 0
Fond du Lac, Wisconsin 1 $ 279,000 $ 279,000 $ 0
St. Croix, Wisconsin 1 $ 196,000 $ 196,000 $ 0

Mortgage Loan Application Detail Totals for Sovereign Lending Group Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,231 $1,428,225,000 $337,000 $1,279,000 $37,000 $2,880,000
Home Purchase 108 $37,854,000 $350,000 $922,000 $118,000 $317,000
Home Improvement 6 $2,933,000 $488,000 $949,000 $35,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,962 $1,010,197,000 $341,000 $1,279,000 $38,000 $2,880,000
Black or African American 450 $146,547,000 $325,000 $847,000 $22,000 $875,000
Hispanic 400 $130,678,000 $326,000 $840,000 $46,000 $554,000
Not Provided 354 $112,066,000 $316,000 $829,000 $46,000 $1,975,000
Asian 128 $49,518,000 $386,000 $1,190,000 $99,000 $1,856,000
Native Hawaiin or Other Pacific Islander 27 $11,658,000 $431,000 $712,000 $15,000 $123,000
American Indian or Alaskan Native 17 $5,813,000 $341,000 $578,000 $76,000 $298,000
Not applicable 7 $2,535,000 $362,000 $674,000 $7,000 $52,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,378 $1,124,989,000 $333,000 $1,279,000 $15,000 $1,975,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 806 $291,129,000 $361,000 $1,190,000 $137,000 $2,880,000
FHA-insured (Federal Housing Administration) 161 $52,894,000 $328,000 $612,000 $64,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,064 $722,042,000 $349,000 $1,279,000 $34,000 $1,856,000
File Closed For Incompleteness 1,299 $411,584,000 $316,000 $1,190,000 $2,000 $709,000
Application Withdrawn By Applicant 635 $220,319,000 $346,000 $1,120,000 $121,000 $1,975,000
Application Denied By Financial Institution 322 $106,006,000 $329,000 $929,000 $64,000 $2,880,000
Application Approved But Not Accepted 25 $9,061,000 $362,000 $1,125,000 $55,000 $174,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 265 $85,129,000 $321,000 $929,000 $63,000 $2,880,000
Debt-To-Income Ratio 32 $11,219,000 $350,000 $683,000 $59,000 $100,000
Collateral 10 $3,095,000 $309,000 $464,000 $76,000 $181,000
Other 5 $2,181,000 $436,000 $922,000 $70,000 $150,000
Employment History 4 $2,317,000 $579,000 $800,000 $175,000 $370,000
Insufficient Cash (Downpayment, Closing Cost) 2 $797,000 $398,000 $485,000 $69,000 $80,000
Unverifiable Information 2 $629,000 $314,000 $317,000 $0 $0
Credit Application Incomplete 2 $639,000 $319,000 $388,000 $37,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sovereign Lending Group Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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