Sovereign Lending Group Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Sovereign Lending Group Incorporated 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sovereign Lending Group Incorporated 3540 Howard Way Ste # 200 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,345 |
| Total Mortgage Loan Application Amount | $1,469,012,000 |
| Average Mortgage Loan Application Amount | $391,666 |
| Highest Mortgage Loan Application Amount | $1,279,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $2,880,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 308 | $ 101,054,000 | $ 328,000 | $ 48,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 300 | $ 125,893,000 | $ 419,000 | $ 106,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 223 | $ 92,271,000 | $ 420,333 | $ 38,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 218 | $ 61,902,000 | $ 283,000 | $ 26,000 |
| SAN DIEGO-CARLSBAD, CA | 218 | $ 94,398,000 | $ 433,000 | $ 40,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 187 | $ 87,800,000 | $ 469,000 | $ 118,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 135 | $ 43,511,000 | $ 322,000 | $ 35,000 |
| DENVER-AURORA-LAKEWOOD, CO | 126 | $ 38,644,000 | $ 306,000 | $ 27,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 112 | $ 30,683,000 | $ 273,000 | $ 39,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 103 | $ 30,612,000 | $ 301,000 | $ 32,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 90 | $ 38,933,000 | $ 432,000 | $ 91,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 89 | $ 27,157,000 | $ 337,000 | $ 3,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 78 | $ 29,891,000 | $ 383,000 | $ 24,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 71 | $ 24,711,000 | $ 348,000 | $ 38,000 |
| URBAN HONOLULU, HI | 70 | $ 36,536,000 | $ 521,000 | $ 32,000 |
| TACOMA-LAKEWOOD, WA | 59 | $ 17,822,000 | $ 302,000 | $ 38,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 44 | $ 12,352,000 | $ 280,000 | $ 20,000 |
| COLORADO SPRINGS, CO | 43 | $ 12,198,000 | $ 283,000 | $ 13,000 |
| DALLAS-PLANO-IRVING, TX | 43 | $ 12,396,000 | $ 288,000 | $ 13,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 43 | $ 12,185,000 | $ 283,000 | $ 2,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 42 | $ 14,143,000 | $ 336,000 | $ 68,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 42 | $ 11,901,000 | $ 283,000 | $ 13,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 41 | $ 22,247,000 | $ 542,000 | $ 81,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 37 | $ 10,041,000 | $ 271,000 | $ 7,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 36 | $ 15,750,000 | $ 437,000 | $ 66,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 34 | $ 10,858,000 | $ 319,000 | $ 32,000 |
| RICHMOND, VA | 33 | $ 8,754,000 | $ 265,000 | $ 14,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 32 | $ 8,086,000 | $ 260,500 | $ 5,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 31 | $ 8,912,000 | $ 287,000 | $ 12,000 |
| STOCKTON-LODI, CA | 31 | $ 8,890,000 | $ 286,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 30 | $ 11,670,000 | $ 389,000 | $ 31,000 |
| GREELEY, CO | 28 | $ 7,377,000 | $ 263,000 | $ 16,000 |
| JACKSONVILLE, FL | 27 | $ 7,259,000 | $ 268,000 | $ 7,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 27 | $ 9,162,000 | $ 339,000 | $ 13,000 |
| TUCSON, AZ | 26 | $ 7,396,000 | $ 284,000 | $ 28,000 |
| OLYMPIA-TUMWATER, WA | 25 | $ 6,802,000 | $ 272,000 | $ 8,000 |
| PHILADELPHIA, PA | 25 | $ 6,458,000 | $ 258,000 | $ 18,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 24 | $ 7,128,000 | $ 297,000 | $ 16,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 24 | $ 10,765,000 | $ 448,000 | $ 88,000 |
| FORT COLLINS, CO | 23 | $ 7,339,000 | $ 319,000 | $ 45,000 |
| FORT WORTH-ARLINGTON, TX | 23 | $ 6,703,000 | $ 291,000 | $ 15,000 |
| FRESNO, CA | 23 | $ 5,498,000 | $ 239,000 | $ 30,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 22 | $ 8,600,000 | $ 390,000 | $ 22,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 20 | $ 6,212,000 | $ 310,000 | $ 30,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 19 | $ 5,103,000 | $ 270,000 | $ 4,000 |
| BREMERTON-SILVERDALE, WA | 19 | $ 6,341,000 | $ 333,000 | $ 6,000 |
| MEDFORD, OR | 19 | $ 5,508,000 | $ 289,000 | $ 3,000 |
| EUGENE, OR | 18 | $ 5,713,000 | $ 317,000 | $ 39,000 |
| AUSTIN-ROUND ROCK, TX | 17 | $ 4,153,000 | $ 244,000 | $ 11,000 |
| RALEIGH, NC | 17 | $ 5,880,000 | $ 345,000 | $ 17,000 |
| SALEM, OR | 17 | $ 4,814,000 | $ 283,000 | $ 19,000 |
| SPOKANE-SPOKANE VALLEY, WA | 17 | $ 4,695,000 | $ 276,000 | $ 8,000 |
| BAKERSFIELD, CA | 16 | $ 4,100,000 | $ 256,000 | $ 13,000 |
| CAMDEN, NJ | 16 | $ 4,789,000 | $ 299,000 | $ 56,000 |
| SANTA MARIA-SANTA BARBARA, CA | 16 | $ 7,386,000 | $ 461,000 | $ 49,000 |
| VISALIA-PORTERVILLE, CA | 16 | $ 4,616,000 | $ 288,000 | $ 50,000 |
| COLUMBIA, SC | 15 | $ 3,961,000 | $ 264,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 15 | $ 3,923,000 | $ 261,000 | $ 20,000 |
| MODESTO, CA | 15 | $ 3,681,000 | $ 245,000 | $ 65,000 |
| SANTA ROSA, CA | 15 | $ 6,049,000 | $ 403,000 | $ 73,000 |
| SAVANNAH, GA | 15 | $ 3,808,000 | $ 253,000 | $ 2,000 |
| FAYETTEVILLE, NC | 14 | $ 3,601,000 | $ 257,000 | $ 5,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 3,964,000 | $ 283,000 | $ 25,000 |
| PRESCOTT, AZ | 14 | $ 4,175,000 | $ 298,000 | $ 33,000 |
| BELLINGHAM, WA | 13 | $ 3,778,000 | $ 290,000 | $ 21,000 |
| NEWARK, NJ-PA | 13 | $ 5,327,000 | $ 409,000 | $ 4,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 13 | $ 4,951,000 | $ 380,000 | $ 81,000 |
| PITTSBURGH, PA | 12 | $ 3,376,000 | $ 281,000 | $ 4,000 |
| PORT ST. LUCIE, FL | 12 | $ 3,960,000 | $ 330,000 | $ 50,000 |
| SALINAS, CA | 12 | $ 4,819,000 | $ 401,000 | $ 91,000 |
| BEND-REDMOND, OR | 11 | $ 3,348,000 | $ 304,000 | $ 8,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 11 | $ 2,667,000 | $ 242,000 | $ 22,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 3,406,000 | $ 309,000 | $ 21,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 2,257,000 | $ 225,000 | $ 14,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 2,916,000 | $ 291,000 | $ 0 |
| MADERA, CA | 10 | $ 2,769,000 | $ 276,000 | $ 83,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 2,580,000 | $ 253,500 | $ 15,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 10 | $ 2,954,000 | $ 295,000 | $ 15,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 2,516,000 | $ 251,000 | $ 23,000 |
| SANTA FE, NM | 10 | $ 3,637,000 | $ 363,000 | $ 16,000 |
| SIERRA VISTA-DOUGLAS, AZ | 10 | $ 2,989,000 | $ 298,000 | $ 9,000 |
| ALBUQUERQUE, NM | 9 | $ 2,260,000 | $ 251,000 | $ 0 |
| CHATTANOOGA, TN-GA | 9 | $ 2,235,000 | $ 238,500 | $ 6,500 |
| CLARKSVILLE, TN-KY | 9 | $ 2,082,000 | $ 231,000 | $ 4,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 2,287,000 | $ 254,000 | $ 18,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 2,367,000 | $ 263,000 | $ 21,000 |
| JACKSONVILLE, NC | 9 | $ 2,039,000 | $ 226,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 9 | $ 2,351,000 | $ 261,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 9 | $ 2,538,000 | $ 282,000 | $ 36,000 |
| BIRMINGHAM-HOOVER, AL | 8 | $ 2,186,000 | $ 273,000 | $ 0 |
| COLUMBUS, GA-AL | 8 | $ 2,070,000 | $ 246,500 | $ 0 |
| EL CENTRO, CA | 8 | $ 2,107,000 | $ 263,000 | $ 26,000 |
| KILLEEN-TEMPLE, TX | 8 | $ 2,021,000 | $ 252,000 | $ 12,000 |
| REDDING, CA | 8 | $ 1,913,000 | $ 239,000 | $ 30,000 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 1,642,000 | $ 234,000 | $ 20,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,581,000 | $ 225,000 | $ 34,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,911,000 | $ 273,000 | $ 15,000 |
| LANCASTER, PA | 7 | $ 1,670,000 | $ 238,000 | $ 10,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 2,388,000 | $ 341,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,595,000 | $ 227,000 | $ 15,000 |
| ROANOKE, VA | 7 | $ 1,379,000 | $ 197,000 | $ 7,000 |
| YORK-HANOVER, PA | 7 | $ 1,823,000 | $ 260,000 | $ 0 |
| ALBANY, OR | 6 | $ 1,596,000 | $ 266,000 | $ 0 |
| ASHEVILLE, NC | 6 | $ 1,221,000 | $ 203,000 | $ 6,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 2,049,000 | $ 341,000 | $ 70,000 |
| FLAGSTAFF, AZ | 6 | $ 2,006,000 | $ 334,000 | $ 36,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,621,000 | $ 270,000 | $ 0 |
| HUNTSVILLE, AL | 6 | $ 1,460,000 | $ 243,000 | $ 160,000 |
| PORTLAND-SOUTH PORTLAND, ME | 6 | $ 1,601,000 | $ 266,000 | $ 15,000 |
| SUMTER, SC | 6 | $ 1,486,000 | $ 247,000 | $ 0 |
| THE VILLAGES, FL | 6 | $ 1,707,000 | $ 284,000 | $ 10,000 |
| BOULDER, CO | 5 | $ 2,168,000 | $ 433,000 | $ 33,000 |
| CHICO, CA | 5 | $ 1,582,000 | $ 316,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,190,000 | $ 238,000 | $ 14,000 |
| GAINESVILLE, GA | 5 | $ 1,533,000 | $ 306,000 | $ 0 |
| GRANTS PASS, OR | 5 | $ 1,525,000 | $ 305,000 | $ 0 |
| HANFORD-CORCORAN, CA | 5 | $ 1,501,000 | $ 300,000 | $ 7,000 |
| KENNEWICK-RICHLAND, WA | 5 | $ 1,374,000 | $ 274,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,240,000 | $ 248,000 | $ 0 |
| LAS CRUCES, NM | 5 | $ 1,163,000 | $ 232,000 | $ 30,000 |
| MERCED, CA | 5 | $ 1,039,000 | $ 207,000 | $ 37,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,335,000 | $ 267,000 | $ 99,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,539,000 | $ 307,000 | $ 0 |
| SPARTANBURG, SC | 5 | $ 1,294,000 | $ 258,000 | $ 0 |
| WARNER ROBINS, GA | 5 | $ 1,531,000 | $ 306,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,027,000 | $ 256,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,314,000 | $ 328,000 | $ 71,000 |
| CORVALLIS, OR | 4 | $ 1,005,000 | $ 251,000 | $ 40,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 999,000 | $ 249,000 | $ 0 |
| GRAND JUNCTION, CO | 4 | $ 1,091,000 | $ 272,000 | $ 36,000 |
| KNOXVILLE, TN | 4 | $ 1,181,000 | $ 295,000 | $ 0 |
| MOBILE, AL | 4 | $ 873,000 | $ 218,000 | $ 0 |
| NAPA, CA | 4 | $ 1,776,000 | $ 444,000 | $ 43,000 |
| SAN RAFAEL, CA | 4 | $ 1,993,000 | $ 498,000 | $ 66,000 |
| SIOUX FALLS, SD | 4 | $ 924,000 | $ 231,000 | $ 37,000 |
| EL PASO, TX | 3 | $ 674,000 | $ 224,000 | $ 0 |
| ERIE, PA | 3 | $ 575,000 | $ 191,000 | $ 0 |
| GREENVILLE, NC | 3 | $ 626,000 | $ 208,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 893,000 | $ 297,000 | $ 20,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 1,334,000 | $ 444,000 | $ 30,000 |
| LONGVIEW, WA | 3 | $ 698,000 | $ 232,000 | $ 21,000 |
| MIDLAND, TX | 3 | $ 709,000 | $ 236,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 1,018,000 | $ 339,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 3 | $ 801,000 | $ 267,000 | $ 38,000 |
| READING, PA | 3 | $ 938,000 | $ 312,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 1,093,000 | $ 364,000 | $ 12,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 774,000 | $ 258,000 | $ 0 |
| SPRINGFIELD, IL | 3 | $ 696,000 | $ 232,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 966,000 | $ 322,000 | $ 28,000 |
| WALLA WALLA, WA | 3 | $ 729,000 | $ 243,000 | $ 0 |
| WENATCHEE, WA | 3 | $ 1,076,000 | $ 358,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 3 | $ 872,000 | $ 290,000 | $ 94,000 |
| WILMINGTON, NC | 3 | $ 910,000 | $ 303,000 | $ 33,000 |
| ABILENE, TX | 2 | $ 501,000 | $ 250,000 | $ 0 |
| ALBANY, GA | 2 | $ 485,000 | $ 242,000 | $ 24,000 |
| CARBONDALE-MARION, IL | 2 | $ 472,000 | $ 236,000 | $ 67,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 451,000 | $ 225,000 | $ 0 |
| EAST STROUDSBURG, PA | 2 | $ 434,000 | $ 217,000 | $ 62,000 |
| GETTYSBURG, PA | 2 | $ 424,000 | $ 212,000 | $ 24,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 558,000 | $ 279,000 | $ 0 |
| HINESVILLE, GA | 2 | $ 445,000 | $ 222,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 2 | $ 504,000 | $ 252,000 | $ 25,000 |
| JOHNSON CITY, TN | 2 | $ 405,000 | $ 202,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 934,000 | $ 467,000 | $ 44,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 553,000 | $ 276,000 | $ 0 |
| MACON, GA | 2 | $ 964,000 | $ 482,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 411,000 | $ 205,000 | $ 0 |
| NEW BERN, NC | 2 | $ 369,000 | $ 184,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 646,000 | $ 323,000 | $ 0 |
| TALLAHASSEE, FL | 2 | $ 671,000 | $ 335,000 | $ 0 |
| TRENTON, NJ | 2 | $ 757,000 | $ 378,000 | $ 78,000 |
| WINCHESTER, VA-WV | 2 | $ 422,000 | $ 211,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 483,000 | $ 241,000 | $ 31,000 |
| WORCESTER, MA-CT | 2 | $ 425,000 | $ 212,000 | $ 0 |
| YAKIMA, WA | 2 | $ 470,000 | $ 235,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 673,000 | $ 336,000 | $ 56,000 |
| YUMA, AZ | 2 | $ 412,000 | $ 206,000 | $ 0 |
| ALTOONA, PA | 1 | $ 201,000 | $ 201,000 | $ 0 |
| AMARILLO, TX | 1 | $ 465,000 | $ 465,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 270,000 | $ 270,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 181,000 | $ 181,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 347,000 | $ 347,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 368,000 | $ 368,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 284,000 | $ 284,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 191,000 | $ 191,000 | $ 0 |
| DECATUR, IL | 1 | $ 204,000 | $ 204,000 | $ 0 |
| DOTHAN, AL | 1 | $ 285,000 | $ 285,000 | $ 0 |
| ELGIN, IL | 1 | $ 317,000 | $ 317,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 183,000 | $ 183,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 279,000 | $ 279,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 269,000 | $ 269,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 263,000 | $ 263,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 290,000 | $ 290,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 985,000 | $ 985,000 | $ 0 |
| JONESBORO, AR | 1 | $ 304,000 | $ 304,000 | $ 116,000 |
| KANKAKEE, IL | 1 | $ 176,000 | $ 176,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| LAREDO, TX | 1 | $ 226,000 | $ 226,000 | $ 0 |
| LEBANON, PA | 1 | $ 256,000 | $ 256,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 217,000 | $ 217,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 403,000 | $ 403,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 168,000 | $ 168,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 196,000 | $ 196,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| OCALA, FL | 1 | $ 193,000 | $ 193,000 | $ 0 |
| ODESSA, TX | 1 | $ 268,000 | $ 268,000 | $ 0 |
| PANAMA CITY, FL | 1 | $ 252,000 | $ 252,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| PUEBLO, CO | 1 | $ 313,000 | $ 313,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| ROME, GA | 1 | $ 166,000 | $ 166,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 397,000 | $ 397,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 675,000 | $ 675,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 234,000 | $ 234,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 278,000 | $ 278,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 278,000 | $ 278,000 | $ 0 |
| TUSCALOOSA, AL | 1 | $ 187,000 | $ 187,000 | $ 0 |
| TYLER, TX | 1 | $ 248,000 | $ 248,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Incorporated in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,231 | $1,428,225,000 | $337,000 | $1,279,000 | $37,000 | $2,880,000 |
| Home Purchase | 108 | $37,854,000 | $350,000 | $922,000 | $118,000 | $317,000 |
| Home Improvement | 6 | $2,933,000 | $488,000 | $949,000 | $35,000 | $132,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,962 | $1,010,197,000 | $341,000 | $1,279,000 | $38,000 | $2,880,000 |
| Black or African American | 450 | $146,547,000 | $325,000 | $847,000 | $22,000 | $875,000 |
| Hispanic | 400 | $130,678,000 | $326,000 | $840,000 | $46,000 | $554,000 |
| Not Provided | 354 | $112,066,000 | $316,000 | $829,000 | $46,000 | $1,975,000 |
| Asian | 128 | $49,518,000 | $386,000 | $1,190,000 | $99,000 | $1,856,000 |
| Native Hawaiin or Other Pacific Islander | 27 | $11,658,000 | $431,000 | $712,000 | $15,000 | $123,000 |
| American Indian or Alaskan Native | 17 | $5,813,000 | $341,000 | $578,000 | $76,000 | $298,000 |
| Not applicable | 7 | $2,535,000 | $362,000 | $674,000 | $7,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,378 | $1,124,989,000 | $333,000 | $1,279,000 | $15,000 | $1,975,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 806 | $291,129,000 | $361,000 | $1,190,000 | $137,000 | $2,880,000 |
| FHA-insured (Federal Housing Administration) | 161 | $52,894,000 | $328,000 | $612,000 | $64,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,064 | $722,042,000 | $349,000 | $1,279,000 | $34,000 | $1,856,000 |
| File Closed For Incompleteness | 1,299 | $411,584,000 | $316,000 | $1,190,000 | $2,000 | $709,000 |
| Application Withdrawn By Applicant | 635 | $220,319,000 | $346,000 | $1,120,000 | $121,000 | $1,975,000 |
| Application Denied By Financial Institution | 322 | $106,006,000 | $329,000 | $929,000 | $64,000 | $2,880,000 |
| Application Approved But Not Accepted | 25 | $9,061,000 | $362,000 | $1,125,000 | $55,000 | $174,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 265 | $85,129,000 | $321,000 | $929,000 | $63,000 | $2,880,000 |
| Debt-To-Income Ratio | 32 | $11,219,000 | $350,000 | $683,000 | $59,000 | $100,000 |
| Collateral | 10 | $3,095,000 | $309,000 | $464,000 | $76,000 | $181,000 |
| Other | 5 | $2,181,000 | $436,000 | $922,000 | $70,000 | $150,000 |
| Employment History | 4 | $2,317,000 | $579,000 | $800,000 | $175,000 | $370,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $797,000 | $398,000 | $485,000 | $69,000 | $80,000 |
| Unverifiable Information | 2 | $629,000 | $314,000 | $317,000 | $0 | $0 |
| Credit Application Incomplete | 2 | $639,000 | $319,000 | $388,000 | $37,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.