Sovereign Lending Group Inc. Mortgage Lending & HMDA Data, 2018
In 2018, Sovereign Lending Group Inc. of Newport Beach, CA reported 8,473 mortgage applications totaling $2.4 billion, up 73% from 2017. The average application was for $282,284, and applicants reported an average income of $77,770. 18% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (498), Los Angeles-Long Beach-Glendale, CA (439) and Phoenix-Mesa-Scottsdale, AZ (383) (applications in parentheses).
| Mortgage Company & Address | Sovereign Lending Group Inc. Newport Beach, CA 92660 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 8,473 |
| Total Mortgage Loan Application Amount | $2,391,795,000 |
| Average Mortgage Loan Application Amount | $282,284 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $77,770 |
| Highest Applicant Income | $2,760,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Lending Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 734 | $ 170,980,000 | $ 232,942 | $ 72,365 |
| Riverside-San Bernardino-Ontario, CA | 498 | $ 155,370,000 | $ 311,987 | $ 78,000 |
| Los Angeles-Long Beach-Glendale, CA | 439 | $ 182,995,000 | $ 416,845 | $ 98,000 |
| Phoenix-Mesa-Scottsdale, AZ | 383 | $ 97,475,000 | $ 254,503 | $ 71,000 |
| San Diego-Carlsbad, CA | 215 | $ 91,235,000 | $ 424,348 | $ 93,000 |
| Denver-Aurora-Lakewood, CO | 192 | $ 58,420,000 | $ 304,270 | $ 79,000 |
| Anaheim-Santa Ana-Irvine, CA | 160 | $ 76,480,000 | $ 478,000 | $ 122,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 153 | $ 52,175,000 | $ 341,013 | $ 79,000 |
| Oakland-Hayward-Berkeley, CA | 146 | $ 59,920,000 | $ 410,410 | $ 100,000 |
| Colorado Springs, CO | 137 | $ 38,515,000 | $ 281,131 | $ 68,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 130 | $ 38,790,000 | $ 298,384 | $ 74,453 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 128 | $ 44,330,000 | $ 346,328 | $ 92,664 |
| Chicago-Naperville-Arlington Heights, IL | 123 | $ 30,895,000 | $ 251,178 | $ 76,000 |
| Atlanta-Sandy Springs-Roswell, GA | 116 | $ 27,350,000 | $ 235,775 | $ 76,000 |
| Oklahoma City, OK | 116 | $ 25,430,000 | $ 219,224 | $ 72,000 |
| New York-Jersey City-White Plains, NY-NJ | 102 | $ 32,440,000 | $ 318,039 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 97 | $ 33,205,000 | $ 342,319 | $ 95,000 |
| Charlotte-Concord-Gastonia, NC-SC | 95 | $ 21,055,000 | $ 221,631 | $ 63,884 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 89 | $ 21,065,000 | $ 236,685 | $ 61,000 |
| Indianapolis-Carmel-Anderson, IN | 85 | $ 17,675,000 | $ 207,941 | $ 68,000 |
| Las Vegas-Henderson-Paradise, NV | 76 | $ 19,920,000 | $ 262,105 | $ 64,000 |
| Tucson, AZ | 66 | $ 14,730,000 | $ 223,181 | $ 60,000 |
| Newark, NJ-PA | 65 | $ 20,315,000 | $ 312,538 | $ 86,430 |
| Stockton-Lodi, CA | 64 | $ 20,350,000 | $ 317,968 | $ 107,000 |
| Baltimore-Columbia-Towson, MD | 59 | $ 18,245,000 | $ 309,237 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 59 | $ 15,865,000 | $ 268,898 | $ 80,000 |
| Tacoma-Lakewood, WA | 58 | $ 18,780,000 | $ 323,793 | $ 84,000 |
| Albuquerque, NM | 57 | $ 11,585,000 | $ 203,245 | $ 64,000 |
| Montgomery County-Bucks County-Chester County, PA | 55 | $ 14,535,000 | $ 264,272 | $ 120,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 55 | $ 24,175,000 | $ 439,545 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 52 | $ 13,660,000 | $ 262,692 | $ 74,903 |
| Bakersfield, CA | 51 | $ 12,685,000 | $ 248,725 | $ 88,000 |
| Camden, NJ | 51 | $ 11,975,000 | $ 234,803 | $ 76,000 |
| Urban Honolulu, HI | 51 | $ 24,855,000 | $ 487,352 | $ 90,000 |
| Birmingham-Hoover, AL | 48 | $ 11,440,000 | $ 238,333 | $ 74,000 |
| Huntsville, AL | 48 | $ 10,970,000 | $ 228,541 | $ 76,000 |
| Raleigh, NC | 46 | $ 11,930,000 | $ 259,347 | $ 73,000 |
| Tulsa, OK | 46 | $ 9,180,000 | $ 199,565 | $ 63,000 |
| Vallejo-Fairfield, CA | 46 | $ 16,080,000 | $ 349,565 | $ 91,000 |
| Philadelphia, PA | 45 | $ 11,245,000 | $ 249,888 | $ 73,000 |
| Salem, OR | 45 | $ 11,445,000 | $ 254,333 | $ 68,000 |
| Fayetteville, NC | 44 | $ 8,750,000 | $ 198,863 | $ 74,000 |
| Gary, IN | 44 | $ 9,260,000 | $ 210,454 | $ 80,000 |
| Orlando-Kissimmee-Sanford, FL | 43 | $ 9,835,000 | $ 228,720 | $ 71,000 |
| Anchorage, AK | 42 | $ 11,920,000 | $ 283,809 | $ 64,000 |
| Eugene, OR | 42 | $ 11,590,000 | $ 275,952 | $ 68,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 42 | $ 18,990,000 | $ 452,142 | $ 108,000 |
| Clarksville, TN-KY | 40 | $ 8,850,000 | $ 221,250 | $ 73,625 |
| Little Rock-North Little Rock-Conway, AR | 40 | $ 8,570,000 | $ 214,250 | $ 67,000 |
| Knoxville, TN | 39 | $ 7,475,000 | $ 191,666 | $ 61,000 |
| San Francisco-Redwood City-South San Francisco, CA | 39 | $ 17,715,000 | $ 454,230 | $ 125,000 |
| Fresno, CA | 37 | $ 9,995,000 | $ 270,135 | $ 89,000 |
| Memphis, TN-MS-AR | 37 | $ 7,995,000 | $ 216,081 | $ 70,324 |
| Modesto, CA | 37 | $ 10,535,000 | $ 284,729 | $ 65,000 |
| Pittsburgh, PA | 37 | $ 7,825,000 | $ 211,486 | $ 63,000 |
| Asheville, NC | 36 | $ 8,890,000 | $ 246,944 | $ 54,000 |
| Medford, OR | 35 | $ 8,935,000 | $ 255,285 | $ 51,000 |
| Warren-Troy-Farmington Hills, MI | 34 | $ 7,650,000 | $ 225,000 | $ 75,000 |
| Lake Havasu City-Kingman, AZ | 33 | $ 7,625,000 | $ 231,060 | $ 73,000 |
| Louisville/Jefferson County, KY-IN | 33 | $ 7,255,000 | $ 219,848 | $ 61,909 |
| Providence-Warwick, RI-MA | 32 | $ 8,640,000 | $ 270,000 | $ 79,000 |
| Dallas-Plano-Irving, TX | 31 | $ 8,705,000 | $ 280,806 | $ 101,000 |
| Prescott, AZ | 31 | $ 8,515,000 | $ 274,677 | $ 56,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 29 | $ 6,195,000 | $ 213,620 | $ 61,000 |
| Des Moines-West Des Moines, IA | 28 | $ 5,870,000 | $ 209,642 | $ 77,000 |
| New Orleans-Metairie, LA | 28 | $ 5,780,000 | $ 206,428 | $ 62,000 |
| Jacksonville, FL | 27 | $ 6,185,000 | $ 229,074 | $ 93,000 |
| Pueblo, CO | 27 | $ 6,225,000 | $ 230,555 | $ 72,000 |
| Greeley, CO | 26 | $ 8,790,000 | $ 338,076 | $ 73,000 |
| Houston-The Woodlands-Sugar Land, TX | 26 | $ 6,540,000 | $ 251,538 | $ 84,000 |
| Jacksonville, NC | 26 | $ 4,540,000 | $ 174,615 | $ 56,000 |
| Baton Rouge, LA | 25 | $ 4,865,000 | $ 194,600 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 25 | $ 4,905,000 | $ 196,200 | $ 66,560 |
| Merced, CA | 25 | $ 6,565,000 | $ 262,600 | $ 72,000 |
| Richmond, VA | 25 | $ 6,175,000 | $ 247,000 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 24 | $ 5,400,000 | $ 225,000 | $ 73,000 |
| Lawton, OK | 23 | $ 5,625,000 | $ 244,565 | $ 72,000 |
| Olympia-Tumwater, WA | 23 | $ 6,555,000 | $ 285,000 | $ 85,000 |
| Shreveport-Bossier City, LA | 23 | $ 4,905,000 | $ 213,260 | $ 72,000 |
| San Antonio-New Braunfels, TX | 22 | $ 5,280,000 | $ 240,000 | $ 49,000 |
| San Rafael, CA | 22 | $ 11,390,000 | $ 517,727 | $ 122,000 |
| Boise City, ID | 21 | $ 4,805,000 | $ 228,809 | $ 71,000 |
| Dover, DE | 21 | $ 4,535,000 | $ 215,952 | $ 54,000 |
| Grand Rapids-Wyoming, MI | 21 | $ 4,875,000 | $ 232,142 | $ 78,000 |
| Montgomery, AL | 21 | $ 4,905,000 | $ 233,571 | $ 78,000 |
| Spokane-Spokane Valley, WA | 21 | $ 5,005,000 | $ 238,333 | $ 69,000 |
| Winston-Salem, NC | 21 | $ 3,995,000 | $ 190,238 | $ 59,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 3,920,000 | $ 196,000 | $ 61,800 |
| Bend-Redmond, OR | 20 | $ 6,270,000 | $ 313,500 | $ 70,000 |
| Chico, CA | 20 | $ 5,040,000 | $ 252,000 | $ 68,000 |
| Daphne-Fairhope-Foley, AL | 20 | $ 4,230,000 | $ 211,500 | $ 76,000 |
| Durham-Chapel Hill, NC | 20 | $ 4,910,000 | $ 245,500 | $ 74,000 |
| Hanford-Corcoran, CA | 20 | $ 4,820,000 | $ 241,000 | $ 85,000 |
| Silver Spring-Frederick-Rockville, MD | 20 | $ 8,440,000 | $ 422,000 | $ 86,000 |
| Chattanooga, TN-GA | 19 | $ 4,435,000 | $ 233,421 | $ 58,894 |
| Elkhart-Goshen, IN | 19 | $ 3,185,000 | $ 167,631 | $ 56,000 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 4,315,000 | $ 227,105 | $ 77,000 |
| Billings, MT | 18 | $ 4,610,000 | $ 256,111 | $ 62,000 |
| Cincinnati, OH-KY-IN | 18 | $ 3,390,000 | $ 188,333 | $ 71,111 |
| Fairbanks, AK | 18 | $ 5,230,000 | $ 290,555 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 18 | $ 3,850,000 | $ 213,888 | $ 64,555 |
| Redding, CA | 18 | $ 3,910,000 | $ 217,222 | $ 43,000 |
| Yuba City, CA | 18 | $ 4,810,000 | $ 267,222 | $ 55,000 |
| Charleston-North Charleston, SC | 17 | $ 3,575,000 | $ 210,294 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 5,385,000 | $ 316,764 | $ 102,000 |
| Fort Smith, AR-OK | 17 | $ 3,715,000 | $ 218,529 | $ 69,294 |
| Harrisburg-Carlisle, PA | 17 | $ 4,055,000 | $ 238,529 | $ 74,000 |
| Kennewick-Richland, WA | 17 | $ 4,185,000 | $ 246,176 | $ 82,000 |
| Madison, WI | 17 | $ 3,765,000 | $ 221,470 | $ 71,000 |
| Mobile, AL | 17 | $ 4,095,000 | $ 240,882 | $ 73,000 |
| Wilmington, DE-MD-NJ | 17 | $ 3,655,000 | $ 215,000 | $ 67,294 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 4,370,000 | $ 273,125 | $ 71,125 |
| Fort Collins, CO | 16 | $ 4,670,000 | $ 291,875 | $ 80,000 |
| Elizabethtown-Fort Knox, KY | 15 | $ 3,195,000 | $ 213,000 | $ 61,000 |
| Grants Pass, OR | 15 | $ 4,165,000 | $ 277,666 | $ 61,000 |
| North Port-Sarasota-Bradenton, FL | 15 | $ 3,655,000 | $ 243,666 | $ 65,000 |
| Santa Rosa, CA | 15 | $ 5,615,000 | $ 374,333 | $ 61,000 |
| Visalia-Porterville, CA | 15 | $ 3,825,000 | $ 255,000 | $ 74,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 2,990,000 | $ 213,571 | $ 75,000 |
| Manchester-Nashua, NH | 14 | $ 3,210,000 | $ 229,285 | $ 84,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 14 | $ 3,550,000 | $ 253,571 | $ 69,428 |
| Rockingham County-Strafford County, NH | 14 | $ 3,310,000 | $ 236,428 | $ 75,000 |
| Salinas, CA | 14 | $ 5,730,000 | $ 409,285 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 7,440,000 | $ 531,428 | $ 106,000 |
| Santa Maria-Santa Barbara, CA | 14 | $ 4,690,000 | $ 335,000 | $ 68,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 14 | $ 4,770,000 | $ 340,714 | $ 79,000 |
| Fort Worth-Arlington, TX | 13 | $ 3,085,000 | $ 237,307 | $ 85,000 |
| Grand Junction, CO | 13 | $ 2,895,000 | $ 222,692 | $ 61,000 |
| Lancaster, PA | 13 | $ 2,765,000 | $ 212,692 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 4,275,000 | $ 328,846 | $ 75,307 |
| New Bern, NC | 13 | $ 2,405,000 | $ 185,000 | $ 53,000 |
| Peoria, IL | 13 | $ 2,385,000 | $ 183,461 | $ 56,000 |
| St. Louis, MO-IL | 13 | $ 2,605,000 | $ 200,384 | $ 69,000 |
| Columbia, SC | 12 | $ 2,490,000 | $ 207,500 | $ 67,000 |
| Columbus, GA-AL | 12 | $ 2,610,000 | $ 217,500 | $ 77,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 2,740,000 | $ 228,333 | $ 94,000 |
| Fort Wayne, IN | 12 | $ 2,220,000 | $ 185,000 | $ 89,000 |
| Greensboro-High Point, NC | 12 | $ 2,340,000 | $ 195,000 | $ 61,000 |
| Las Cruces, NM | 12 | $ 2,230,000 | $ 185,833 | $ 53,000 |
| Austin-Round Rock, TX | 11 | $ 2,555,000 | $ 232,272 | $ 104,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 3,115,000 | $ 283,181 | $ 74,000 |
| Elgin, IL | 11 | $ 2,625,000 | $ 238,636 | $ 88,000 |
| Great Falls, MT | 11 | $ 2,135,000 | $ 194,090 | $ 50,000 |
| Lansing-East Lansing, MI | 11 | $ 1,865,000 | $ 169,545 | $ 72,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 2,905,000 | $ 264,090 | $ 79,000 |
| Reading, PA | 11 | $ 2,295,000 | $ 208,636 | $ 51,000 |
| Savannah, GA | 11 | $ 2,565,000 | $ 233,181 | $ 62,000 |
| Yuma, AZ | 11 | $ 2,745,000 | $ 249,545 | $ 57,000 |
| Bismarck, ND | 10 | $ 2,660,000 | $ 266,000 | $ 70,000 |
| Bremerton-Silverdale, WA | 10 | $ 3,740,000 | $ 374,000 | $ 93,000 |
| Burlington, NC | 10 | $ 1,620,000 | $ 162,000 | $ 58,000 |
| Flint, MI | 10 | $ 1,880,000 | $ 188,000 | $ 56,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,970,000 | $ 197,000 | $ 44,000 |
| Missoula, MT | 10 | $ 2,640,000 | $ 264,000 | $ 57,000 |
| Portland-South Portland, ME | 10 | $ 2,790,000 | $ 279,000 | $ 68,000 |
| Salisbury, MD-DE | 10 | $ 2,170,000 | $ 217,000 | $ 54,600 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 2,150,000 | $ 215,000 | $ 61,000 |
| Wilmington, NC | 10 | $ 1,880,000 | $ 188,000 | $ 83,000 |
| Albany, OR | 9 | $ 1,785,000 | $ 198,333 | $ 60,000 |
| Bellingham, WA | 9 | $ 3,635,000 | $ 403,888 | $ 101,000 |
| El Paso, TX | 9 | $ 1,185,000 | $ 131,666 | $ 94,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,935,000 | $ 215,000 | $ 56,333 |
| Johnson City, TN | 9 | $ 2,065,000 | $ 229,444 | $ 44,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 2,075,000 | $ 230,555 | $ 71,000 |
| Reno, NV | 9 | $ 2,195,000 | $ 243,888 | $ 54,000 |
| York-Hanover, PA | 9 | $ 2,095,000 | $ 232,777 | $ 95,000 |
| Alexandria, LA | 8 | $ 1,680,000 | $ 210,000 | $ 77,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 2,400,000 | $ 300,000 | $ 50,000 |
| Coeur D'Alene, ID | 8 | $ 1,420,000 | $ 177,500 | $ 46,000 |
| Fargo, ND-MN | 8 | $ 1,680,000 | $ 210,000 | $ 49,000 |
| Goldsboro, NC | 8 | $ 1,850,000 | $ 231,250 | $ 67,000 |
| Greenville, NC | 8 | $ 1,520,000 | $ 190,000 | $ 58,000 |
| Hammond, LA | 8 | $ 2,070,000 | $ 258,750 | $ 89,000 |
| Jackson, MS | 8 | $ 2,040,000 | $ 255,000 | $ 66,000 |
| Jonesboro, AR | 8 | $ 1,790,000 | $ 223,750 | $ 78,000 |
| Lafayette-West Lafayette, IN | 8 | $ 1,620,000 | $ 202,500 | $ 62,000 |
| Lake Charles, LA | 8 | $ 1,580,000 | $ 197,500 | $ 78,000 |
| Lebanon, PA | 8 | $ 1,780,000 | $ 222,500 | $ 80,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,980,000 | $ 247,500 | $ 49,000 |
| New Haven-Milford, CT | 8 | $ 2,100,000 | $ 262,500 | $ 88,000 |
| Ocala, FL | 8 | $ 2,240,000 | $ 280,000 | $ 69,000 |
| Yakima, WA | 8 | $ 1,760,000 | $ 220,000 | $ 45,000 |
| Boulder, CO | 7 | $ 2,345,000 | $ 335,000 | $ 61,000 |
| California-Lexington Park, MD | 7 | $ 1,935,000 | $ 276,428 | $ 117,000 |
| Evansville, IN-KY | 7 | $ 1,535,000 | $ 219,285 | $ 53,571 |
| Flagstaff, AZ | 7 | $ 1,885,000 | $ 269,285 | $ 64,000 |
| Hot Springs, AR | 7 | $ 1,445,000 | $ 206,428 | $ 56,000 |
| La Crosse-Onalaska, WI-MN | 7 | $ 1,365,000 | $ 195,000 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,895,000 | $ 270,714 | $ 63,000 |
| Monroe, LA | 7 | $ 1,595,000 | $ 227,857 | $ 59,000 |
| Port St. Lucie, FL | 7 | $ 1,515,000 | $ 216,428 | $ 36,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 2,615,000 | $ 373,571 | $ 74,000 |
| Santa Fe, NM | 7 | $ 1,805,000 | $ 257,857 | $ 61,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,465,000 | $ 209,285 | $ 69,000 |
| Tuscaloosa, AL | 7 | $ 1,495,000 | $ 213,571 | $ 81,000 |
| Bowling Green, KY | 6 | $ 1,410,000 | $ 235,000 | $ 87,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 2,040,000 | $ 340,000 | $ 81,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,390,000 | $ 231,666 | $ 80,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,430,000 | $ 238,333 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,260,000 | $ 210,000 | $ 52,000 |
| El Centro, CA | 6 | $ 1,620,000 | $ 270,000 | $ 82,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,250,000 | $ 208,333 | $ 170,000 |
| Lafayette, LA | 6 | $ 1,340,000 | $ 223,333 | $ 69,000 |
| Longview, WA | 6 | $ 1,300,000 | $ 216,666 | $ 41,000 |
| Madera, CA | 6 | $ 1,510,000 | $ 251,666 | $ 65,000 |
| Muskegon, MI | 6 | $ 1,100,000 | $ 183,333 | $ 60,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,800,000 | $ 300,000 | $ 119,000 |
| Racine, WI | 6 | $ 1,050,000 | $ 175,000 | $ 71,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,670,000 | $ 278,333 | $ 90,000 |
| Trenton, NJ | 6 | $ 1,650,000 | $ 275,000 | $ 65,000 |
| Ann Arbor, MI | 5 | $ 975,000 | $ 195,000 | $ 48,000 |
| Auburn-Opelika, AL | 5 | $ 1,075,000 | $ 215,000 | $ 74,000 |
| Bloomington, IL | 5 | $ 735,000 | $ 147,000 | $ 56,000 |
| Cedar Rapids, IA | 5 | $ 1,065,000 | $ 213,000 | $ 80,000 |
| Eau Claire, WI | 5 | $ 875,000 | $ 175,000 | $ 63,000 |
| Erie, PA | 5 | $ 875,000 | $ 175,000 | $ 69,000 |
| Florence, SC | 5 | $ 995,000 | $ 199,000 | $ 61,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 1,215,000 | $ 243,000 | $ 98,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,265,000 | $ 253,000 | $ 75,000 |
| Monroe, MI | 5 | $ 1,025,000 | $ 205,000 | $ 52,000 |
| Warner Robins, GA | 5 | $ 1,005,000 | $ 201,000 | $ 80,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 865,000 | $ 173,000 | $ 73,000 |
| Ames, IA | 4 | $ 1,170,000 | $ 292,500 | $ 122,000 |
| Cleveland, TN | 4 | $ 1,060,000 | $ 265,000 | $ 58,000 |
| Corpus Christi, TX | 4 | $ 800,000 | $ 200,000 | $ 87,000 |
| Corvallis, OR | 4 | $ 1,410,000 | $ 352,500 | $ 65,000 |
| Dothan, AL | 4 | $ 940,000 | $ 235,000 | $ 56,000 |
| Farmington, NM | 4 | $ 690,000 | $ 172,500 | $ 55,000 |
| Florence-Muscle Shoals, AL | 4 | $ 930,000 | $ 232,500 | $ 40,000 |
| Gettysburg, PA | 4 | $ 840,000 | $ 210,000 | $ 74,000 |
| Grand Forks, ND-MN | 4 | $ 860,000 | $ 215,000 | $ 82,000 |
| Green Bay, WI | 4 | $ 1,570,000 | $ 392,500 | $ 142,000 |
| Hinesville, GA | 4 | $ 690,000 | $ 172,500 | $ 31,000 |
| Houma-Thibodaux, LA | 4 | $ 880,000 | $ 220,000 | $ 101,000 |
| Jackson, TN | 4 | $ 910,000 | $ 227,500 | $ 81,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,390,000 | $ 597,500 | $ 125,000 |
| Lexington-Fayette, KY | 4 | $ 910,000 | $ 227,500 | $ 88,000 |
| Lubbock, TX | 4 | $ 1,330,000 | $ 332,500 | $ 106,000 |
| Napa, CA | 4 | $ 1,610,000 | $ 402,500 | $ 152,000 |
| Oshkosh-Neenah, WI | 4 | $ 830,000 | $ 207,500 | $ 82,000 |
| Panama City, FL | 4 | $ 990,000 | $ 247,500 | $ 44,000 |
| Punta Gorda, FL | 4 | $ 860,000 | $ 215,000 | $ 58,000 |
| Rochester, MN | 4 | $ 1,100,000 | $ 275,000 | $ 90,000 |
| Rocky Mount, NC | 4 | $ 1,120,000 | $ 280,000 | $ 56,000 |
| Sioux City, IA-NE-SD | 4 | $ 950,000 | $ 237,500 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 670,000 | $ 167,500 | $ 59,000 |
| State College, PA | 4 | $ 1,090,000 | $ 272,500 | $ 65,000 |
| Terre Haute, IN | 4 | $ 970,000 | $ 242,500 | $ 80,000 |
| Vineland-Bridgeton, NJ | 4 | $ 660,000 | $ 165,000 | $ 40,000 |
| Abilene, TX | 3 | $ 555,000 | $ 185,000 | $ 108,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 475,000 | $ 158,333 | $ 79,000 |
| Appleton, WI | 3 | $ 575,000 | $ 191,666 | $ 71,000 |
| Brunswick, GA | 3 | $ 575,000 | $ 191,666 | $ 76,000 |
| Charlottesville, VA | 3 | $ 985,000 | $ 328,333 | $ 104,000 |
| Decatur, AL | 3 | $ 495,000 | $ 165,000 | $ 62,000 |
| Gainesville, GA | 3 | $ 865,000 | $ 288,333 | $ 45,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 445,000 | $ 148,333 | $ 76,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 655,000 | $ 218,333 | $ 53,333 |
| Idaho Falls, ID | 3 | $ 495,000 | $ 165,000 | $ 94,000 |
| Iowa City, IA | 3 | $ 525,000 | $ 175,000 | $ 67,000 |
| Jackson, MI | 3 | $ 555,000 | $ 185,000 | $ 29,000 |
| Janesville-Beloit, WI | 3 | $ 605,000 | $ 201,666 | $ 68,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 655,000 | $ 218,333 | $ 44,000 |
| Lewiston, ID-WA | 3 | $ 525,000 | $ 175,000 | $ 42,000 |
| Lincoln, NE | 3 | $ 615,000 | $ 205,000 | $ 35,000 |
| Lynchburg, VA | 3 | $ 865,000 | $ 288,333 | $ 108,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 655,000 | $ 218,333 | $ 26,000 |
| Muncie, IN | 3 | $ 525,000 | $ 175,000 | $ 70,000 |
| Roanoke, VA | 3 | $ 665,000 | $ 221,666 | $ 91,000 |
| Springfield, IL | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Staunton-Waynesboro, VA | 3 | $ 575,000 | $ 191,666 | $ 29,000 |
| The Villages, FL | 3 | $ 845,000 | $ 281,666 | $ 100,000 |
| Wenatchee, WA | 3 | $ 625,000 | $ 208,333 | $ 44,000 |
| Albany, GA | 2 | $ 330,000 | $ 165,000 | $ 133,000 |
| Bangor, ME | 2 | $ 330,000 | $ 165,000 | $ 34,000 |
| Bloomington, IN | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Bloomsburg-Berwick, PA | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| Columbus, IN | 2 | $ 570,000 | $ 285,000 | $ 71,000 |
| Duluth, MN-WI | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| East Stroudsburg, PA | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Kokomo, IN | 2 | $ 420,000 | $ 210,000 | $ 43,000 |
| Michigan City-La Porte, IN | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Morristown, TN | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Norwich-New London, CT | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| Ocean City, NJ | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| Pine Bluff, AR | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Rapid City, SD | 2 | $ 380,000 | $ 190,000 | $ 116,000 |
| Rockford, IL | 2 | $ 270,000 | $ 135,000 | $ 30,000 |
| Saginaw, MI | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Sebring, FL | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| Sioux Falls, SD | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Sumter, SC | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Tallahassee, FL | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Twin Falls, ID | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Williamsport, PA | 2 | $ 670,000 | $ 335,000 | $ 91,000 |
| Altoona, PA | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Amarillo, TX | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Brownsville-Harlingen, TX | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Burlington-South Burlington, VT | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Carbondale-Marion, IL | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Champaign-Urbana, IL | 1 | $ 275,000 | $ 275,000 | $ 152,000 |
| College Station-Bryan, TX | 1 | $ 385,000 | $ 385,000 | $ 39,000 |
| Dalton, GA | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Decatur, IL | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Dubuque, IA | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Enid, OK | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Fond Du Lac, WI | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Gadsden, AL | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Gainesville, FL | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Harrisonburg, VA | 1 | $ 335,000 | $ 335,000 | $ 53,000 |
| Kalamazoo-Portage, MI | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Killeen-Temple, TX | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Macon-Bibb County, GA | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Midland, MI | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Niles-Benton Harbor, MI | 1 | $ 615,000 | $ 615,000 | $ 45,000 |
| Odessa, TX | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Parkersburg-Vienna, WV | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Pocatello, ID | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Texarkana, TX-AR | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Tyler, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Walla Walla, WA | 1 | $ 305,000 | $ 305,000 | $ 14,000 |
| Wausau, WI | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Wichita Falls, TX | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,819 | $2,189,885,000 | $280,000 | $3,205,000 | $76,000 | $2,760,000 |
| Cash-out Refinancing | 431 | $127,265,000 | $295,000 | $985,000 | $88,000 | $450,000 |
| Home Purchase | 183 | $63,065,000 | $344,000 | $1,045,000 | $124,000 | $1,907,000 |
| Other Purpose | 37 | $10,955,000 | $296,000 | $1,055,000 | $102,000 | $367,000 |
| Home Improvement | 3 | $625,000 | $208,000 | $245,000 | $103,000 | $162,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,801 | $1,622,665,000 | $279,000 | $3,205,000 | $79,000 | $2,760,000 |
| Black or African American | 1,226 | $319,220,000 | $260,000 | $965,000 | $70,000 | $320,000 |
| Hispanic | 983 | $289,855,000 | $294,000 | $765,000 | $74,000 | $730,000 |
| Asian | 297 | $110,175,000 | $370,000 | $1,055,000 | $113,000 | $1,907,000 |
| American Indian or Alaskan Native | 61 | $14,515,000 | $237,000 | $495,000 | $66,000 | $208,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $20,380,000 | $351,000 | $1,205,000 | $78,000 | $185,000 |
| Not Provided | 46 | $14,750,000 | $320,000 | $685,000 | $72,000 | $367,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 5,763 | $1,544,415,000 | $267,000 | $1,055,000 | $70,000 | $2,760,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,924 | $636,680,000 | $330,000 | $3,205,000 | $102,000 | $1,907,000 |
| FHA-insured (Federal Housing Administration) | 782 | $209,710,000 | $268,000 | $675,000 | $74,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $990,000 | $247,000 | $265,000 | $49,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,533 | $1,021,825,000 | $289,000 | $3,205,000 | $80,000 | $1,907,000 |
| Application Denied By Financial Institution | 2,075 | $554,255,000 | $267,000 | $2,315,000 | $67,000 | $2,760,000 |
| Loan Originated | 1,501 | $433,775,000 | $288,000 | $1,325,000 | $81,000 | $722,000 |
| File Closed For Incompleteness | 1,358 | $380,030,000 | $279,000 | $3,205,000 | $85,000 | $1,428,000 |
| Application Approved But Not Accepted | 6 | $1,910,000 | $318,000 | $415,000 | $70,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,397 | $1,837,275,000 | $287,000 | $3,205,000 | $81,000 | $1,907,000 |
| Credit History | 912 | $224,110,000 | $245,000 | $805,000 | $73,000 | $2,760,000 |
| Debt-To-Income Ratio | 659 | $199,775,000 | $303,000 | $2,315,000 | $55,000 | $739,000 |
| Collateral | 418 | $106,260,000 | $254,000 | $905,000 | $75,000 | $292,000 |
| Other | 51 | $13,845,000 | $271,000 | $645,000 | $56,000 | $200,000 |
| Unverifiable Information | 15 | $4,375,000 | $291,000 | $755,000 | $101,000 | $216,000 |
| Employment History | 14 | $4,140,000 | $295,000 | $475,000 | $60,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,730,000 | $288,000 | $435,000 | $97,000 | $170,000 |
| Credit Application Incomplete | 1 | $285,000 | $285,000 | $285,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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