Sovereign Lending Group Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Sovereign Lending Group Incorporated 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sovereign Lending Group Incorporated 3540 Howard Way Ste # 200 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 8,473 |
| Total Mortgage Loan Application Amount | $2,391,795,000 |
| Average Mortgage Loan Application Amount | $284,600 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $98,600 |
| Highest Applicant Income | $2,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 734 | $ 170,980,000 | $ 229,947 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 498 | $ 155,370,000 | $ 311,000 | $ 78,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 439 | $ 182,995,000 | $ 416,000 | $ 98,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 383 | $ 97,475,000 | $ 254,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD, CA | 215 | $ 91,235,000 | $ 424,000 | $ 93,000 |
| DENVER-AURORA-LAKEWOOD, CO | 192 | $ 58,420,000 | $ 304,000 | $ 79,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 160 | $ 76,480,000 | $ 478,000 | $ 122,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 153 | $ 52,175,000 | $ 341,000 | $ 79,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 146 | $ 59,920,000 | $ 410,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 137 | $ 38,515,000 | $ 281,000 | $ 68,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 130 | $ 38,790,000 | $ 292,500 | $ 77,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 128 | $ 44,330,000 | $ 350,333 | $ 88,333 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 123 | $ 30,895,000 | $ 251,000 | $ 76,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 116 | $ 27,350,000 | $ 235,000 | $ 76,000 |
| OKLAHOMA CITY, OK | 116 | $ 25,430,000 | $ 219,000 | $ 72,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 102 | $ 32,440,000 | $ 318,000 | $ 93,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 97 | $ 33,205,000 | $ 342,000 | $ 95,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 95 | $ 21,055,000 | $ 245,000 | $ 69,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 89 | $ 21,065,000 | $ 236,000 | $ 61,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 85 | $ 17,675,000 | $ 207,000 | $ 68,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 76 | $ 19,920,000 | $ 262,000 | $ 64,000 |
| TUCSON, AZ | 66 | $ 14,730,000 | $ 223,000 | $ 60,000 |
| NEWARK, NJ-PA | 65 | $ 20,315,000 | $ 274,000 | $ 88,000 |
| STOCKTON-LODI, CA | 64 | $ 20,350,000 | $ 317,000 | $ 107,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 59 | $ 18,245,000 | $ 309,000 | $ 77,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 59 | $ 15,865,000 | $ 268,000 | $ 80,000 |
| TACOMA-LAKEWOOD, WA | 58 | $ 18,780,000 | $ 323,000 | $ 84,000 |
| ALBUQUERQUE, NM | 57 | $ 11,585,000 | $ 203,000 | $ 64,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 55 | $ 14,535,000 | $ 264,000 | $ 120,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 55 | $ 24,175,000 | $ 439,000 | $ 93,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 52 | $ 13,660,000 | $ 256,500 | $ 74,500 |
| BAKERSFIELD, CA | 51 | $ 12,685,000 | $ 248,000 | $ 88,000 |
| CAMDEN, NJ | 51 | $ 11,975,000 | $ 234,000 | $ 76,000 |
| URBAN HONOLULU, HI | 51 | $ 24,855,000 | $ 487,000 | $ 90,000 |
| BIRMINGHAM-HOOVER, AL | 48 | $ 11,440,000 | $ 238,000 | $ 74,000 |
| HUNTSVILLE, AL | 48 | $ 10,970,000 | $ 228,000 | $ 76,000 |
| RALEIGH, NC | 46 | $ 11,930,000 | $ 259,000 | $ 73,000 |
| TULSA, OK | 46 | $ 9,180,000 | $ 199,000 | $ 63,000 |
| VALLEJO-FAIRFIELD, CA | 46 | $ 16,080,000 | $ 349,000 | $ 91,000 |
| PHILADELPHIA, PA | 45 | $ 11,245,000 | $ 249,000 | $ 73,000 |
| SALEM, OR | 45 | $ 11,445,000 | $ 254,000 | $ 68,000 |
| FAYETTEVILLE, NC | 44 | $ 8,750,000 | $ 198,000 | $ 74,000 |
| GARY, IN | 44 | $ 9,260,000 | $ 210,000 | $ 80,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 43 | $ 9,835,000 | $ 228,000 | $ 71,000 |
| ANCHORAGE, AK | 42 | $ 11,920,000 | $ 283,000 | $ 64,000 |
| EUGENE, OR | 42 | $ 11,590,000 | $ 275,000 | $ 68,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 42 | $ 18,990,000 | $ 452,000 | $ 108,000 |
| CLARKSVILLE, TN-KY | 40 | $ 8,850,000 | $ 202,000 | $ 69,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 40 | $ 8,570,000 | $ 214,000 | $ 67,000 |
| KNOXVILLE, TN | 39 | $ 7,475,000 | $ 191,000 | $ 61,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 39 | $ 17,715,000 | $ 454,000 | $ 125,000 |
| FRESNO, CA | 37 | $ 9,995,000 | $ 270,000 | $ 89,000 |
| MEMPHIS, TN-MS-AR | 37 | $ 7,995,000 | $ 261,666 | $ 70,000 |
| MODESTO, CA | 37 | $ 10,535,000 | $ 284,000 | $ 65,000 |
| PITTSBURGH, PA | 37 | $ 7,825,000 | $ 211,000 | $ 63,000 |
| ASHEVILLE, NC | 36 | $ 8,890,000 | $ 246,000 | $ 54,000 |
| MEDFORD, OR | 35 | $ 8,935,000 | $ 255,000 | $ 51,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 34 | $ 7,650,000 | $ 225,000 | $ 75,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 33 | $ 7,625,000 | $ 231,000 | $ 73,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 33 | $ 7,255,000 | $ 219,500 | $ 71,000 |
| PROVIDENCE-WARWICK, RI-MA | 32 | $ 8,640,000 | $ 270,000 | $ 79,000 |
| DALLAS-PLANO-IRVING, TX | 31 | $ 8,705,000 | $ 280,000 | $ 101,000 |
| PRESCOTT, AZ | 31 | $ 8,515,000 | $ 274,000 | $ 56,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 29 | $ 6,195,000 | $ 213,000 | $ 61,000 |
| DES MOINES-WEST DES MOINES, IA | 28 | $ 5,870,000 | $ 209,000 | $ 77,000 |
| NEW ORLEANS-METAIRIE, LA | 28 | $ 5,780,000 | $ 206,000 | $ 62,000 |
| JACKSONVILLE, FL | 27 | $ 6,185,000 | $ 229,000 | $ 93,000 |
| PUEBLO, CO | 27 | $ 6,225,000 | $ 230,000 | $ 72,000 |
| GREELEY, CO | 26 | $ 8,790,000 | $ 338,000 | $ 73,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 26 | $ 6,540,000 | $ 251,000 | $ 84,000 |
| JACKSONVILLE, NC | 26 | $ 4,540,000 | $ 174,000 | $ 56,000 |
| BATON ROUGE, LA | 25 | $ 4,865,000 | $ 194,000 | $ 63,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 25 | $ 4,905,000 | $ 206,500 | $ 62,000 |
| MERCED, CA | 25 | $ 6,565,000 | $ 262,000 | $ 72,000 |
| RICHMOND, VA | 25 | $ 6,175,000 | $ 247,000 | $ 80,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 24 | $ 5,400,000 | $ 225,000 | $ 73,000 |
| LAWTON, OK | 23 | $ 5,625,000 | $ 244,000 | $ 72,000 |
| OLYMPIA-TUMWATER, WA | 23 | $ 6,555,000 | $ 285,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 23 | $ 4,905,000 | $ 213,000 | $ 72,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 22 | $ 5,280,000 | $ 240,000 | $ 49,000 |
| SAN RAFAEL, CA | 22 | $ 11,390,000 | $ 517,000 | $ 122,000 |
| BOISE CITY, ID | 21 | $ 4,805,000 | $ 228,000 | $ 71,000 |
| DOVER, DE | 21 | $ 4,535,000 | $ 215,000 | $ 54,000 |
| GRAND RAPIDS-WYOMING, MI | 21 | $ 4,875,000 | $ 232,000 | $ 78,000 |
| MONTGOMERY, AL | 21 | $ 4,905,000 | $ 233,000 | $ 78,000 |
| SPOKANE-SPOKANE VALLEY, WA | 21 | $ 5,005,000 | $ 238,000 | $ 69,000 |
| WINSTON-SALEM, NC | 21 | $ 3,995,000 | $ 190,000 | $ 59,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 20 | $ 3,920,000 | $ 190,500 | $ 105,000 |
| BEND-REDMOND, OR | 20 | $ 6,270,000 | $ 313,000 | $ 70,000 |
| CHICO, CA | 20 | $ 5,040,000 | $ 252,000 | $ 68,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 20 | $ 4,230,000 | $ 211,000 | $ 76,000 |
| DURHAM-CHAPEL HILL, NC | 20 | $ 4,910,000 | $ 245,000 | $ 74,000 |
| HANFORD-CORCORAN, CA | 20 | $ 4,820,000 | $ 241,000 | $ 85,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 20 | $ 8,440,000 | $ 422,000 | $ 86,000 |
| CHATTANOOGA, TN-GA | 19 | $ 4,435,000 | $ 225,500 | $ 56,500 |
| ELKHART-GOSHEN, IN | 19 | $ 3,185,000 | $ 167,000 | $ 56,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 19 | $ 4,315,000 | $ 227,000 | $ 77,000 |
| BILLINGS, MT | 18 | $ 4,610,000 | $ 256,000 | $ 62,000 |
| CINCINNATI, OH-KY-IN | 18 | $ 3,390,000 | $ 162,500 | $ 64,500 |
| FAIRBANKS, AK | 18 | $ 5,230,000 | $ 290,000 | $ 90,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 18 | $ 3,850,000 | $ 210,000 | $ 70,000 |
| REDDING, CA | 18 | $ 3,910,000 | $ 217,000 | $ 43,000 |
| YUBA CITY, CA | 18 | $ 4,810,000 | $ 267,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 17 | $ 3,575,000 | $ 210,000 | $ 77,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 17 | $ 5,385,000 | $ 316,000 | $ 102,000 |
| FORT SMITH, AR-OK | 17 | $ 3,715,000 | $ 193,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 17 | $ 4,055,000 | $ 238,000 | $ 74,000 |
| KENNEWICK-RICHLAND, WA | 17 | $ 4,185,000 | $ 246,000 | $ 82,000 |
| MADISON, WI | 17 | $ 3,765,000 | $ 221,000 | $ 71,000 |
| MOBILE, AL | 17 | $ 4,095,000 | $ 240,000 | $ 73,000 |
| WILMINGTON, DE-MD-NJ | 17 | $ 3,655,000 | $ 231,333 | $ 75,333 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 4,370,000 | $ 276,000 | $ 77,500 |
| FORT COLLINS, CO | 16 | $ 4,670,000 | $ 291,000 | $ 80,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 15 | $ 3,195,000 | $ 213,000 | $ 61,000 |
| GRANTS PASS, OR | 15 | $ 4,165,000 | $ 277,000 | $ 61,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 15 | $ 3,655,000 | $ 243,000 | $ 65,000 |
| SANTA ROSA, CA | 15 | $ 5,615,000 | $ 374,000 | $ 61,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 3,825,000 | $ 255,000 | $ 74,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 14 | $ 2,990,000 | $ 213,000 | $ 75,000 |
| MANCHESTER-NASHUA, NH | 14 | $ 3,210,000 | $ 229,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 14 | $ 3,550,000 | $ 250,500 | $ 69,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 14 | $ 3,310,000 | $ 236,000 | $ 75,000 |
| SALINAS, CA | 14 | $ 5,730,000 | $ 409,000 | $ 101,000 |
| SANTA CRUZ-WATSONVILLE, CA | 14 | $ 7,440,000 | $ 531,000 | $ 106,000 |
| SANTA MARIA-SANTA BARBARA, CA | 14 | $ 4,690,000 | $ 335,000 | $ 68,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 14 | $ 4,770,000 | $ 340,000 | $ 79,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 3,085,000 | $ 237,000 | $ 85,000 |
| GRAND JUNCTION, CO | 13 | $ 2,895,000 | $ 222,000 | $ 61,000 |
| LANCASTER, PA | 13 | $ 2,765,000 | $ 212,000 | $ 78,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 13 | $ 4,275,000 | $ 359,500 | $ 75,500 |
| NEW BERN, NC | 13 | $ 2,405,000 | $ 185,000 | $ 53,000 |
| PEORIA, IL | 13 | $ 2,385,000 | $ 183,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 13 | $ 2,605,000 | $ 200,000 | $ 69,000 |
| COLUMBIA, SC | 12 | $ 2,490,000 | $ 207,000 | $ 67,000 |
| COLUMBUS, GA-AL | 12 | $ 2,610,000 | $ 218,000 | $ 74,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 12 | $ 2,740,000 | $ 216,000 | $ 95,500 |
| FORT WAYNE, IN | 12 | $ 2,220,000 | $ 185,000 | $ 89,000 |
| GREENSBORO-HIGH POINT, NC | 12 | $ 2,340,000 | $ 195,000 | $ 61,000 |
| LAS CRUCES, NM | 12 | $ 2,230,000 | $ 185,000 | $ 53,000 |
| AUSTIN-ROUND ROCK, TX | 11 | $ 2,555,000 | $ 232,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 3,115,000 | $ 283,000 | $ 74,000 |
| ELGIN, IL | 11 | $ 2,625,000 | $ 238,000 | $ 88,000 |
| GREAT FALLS, MT | 11 | $ 2,135,000 | $ 194,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 11 | $ 1,865,000 | $ 169,000 | $ 72,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 2,905,000 | $ 264,000 | $ 79,000 |
| READING, PA | 11 | $ 2,295,000 | $ 208,000 | $ 51,000 |
| SAVANNAH, GA | 11 | $ 2,565,000 | $ 233,000 | $ 62,000 |
| YUMA, AZ | 11 | $ 2,745,000 | $ 249,000 | $ 57,000 |
| BISMARCK, ND | 10 | $ 2,660,000 | $ 266,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 10 | $ 3,740,000 | $ 374,000 | $ 93,000 |
| BURLINGTON, NC | 10 | $ 1,620,000 | $ 162,000 | $ 58,000 |
| FLINT, MI | 10 | $ 1,880,000 | $ 188,000 | $ 56,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 1,970,000 | $ 197,000 | $ 44,000 |
| MISSOULA, MT | 10 | $ 2,640,000 | $ 264,000 | $ 57,000 |
| PORTLAND-SOUTH PORTLAND, ME | 10 | $ 2,790,000 | $ 279,000 | $ 68,000 |
| SALISBURY, MD-DE | 10 | $ 2,170,000 | $ 214,000 | $ 55,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 2,150,000 | $ 215,000 | $ 61,000 |
| WILMINGTON, NC | 10 | $ 1,880,000 | $ 188,000 | $ 83,000 |
| ALBANY, OR | 9 | $ 1,785,000 | $ 198,000 | $ 60,000 |
| BELLINGHAM, WA | 9 | $ 3,635,000 | $ 403,000 | $ 101,000 |
| EL PASO, TX | 9 | $ 1,185,000 | $ 131,000 | $ 94,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 1,935,000 | $ 216,500 | $ 56,000 |
| JOHNSON CITY, TN | 9 | $ 2,065,000 | $ 229,000 | $ 44,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 2,075,000 | $ 230,000 | $ 71,000 |
| RENO, NV | 9 | $ 2,195,000 | $ 243,000 | $ 54,000 |
| YORK-HANOVER, PA | 9 | $ 2,095,000 | $ 232,000 | $ 95,000 |
| ALEXANDRIA, LA | 8 | $ 1,680,000 | $ 210,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 2,400,000 | $ 300,000 | $ 50,000 |
| COEUR D'ALENE, ID | 8 | $ 1,420,000 | $ 177,000 | $ 46,000 |
| FARGO, ND-MN | 8 | $ 1,680,000 | $ 210,000 | $ 49,000 |
| GOLDSBORO, NC | 8 | $ 1,850,000 | $ 231,000 | $ 67,000 |
| GREENVILLE, NC | 8 | $ 1,520,000 | $ 190,000 | $ 58,000 |
| HAMMOND, LA | 8 | $ 2,070,000 | $ 258,000 | $ 89,000 |
| JACKSON, MS | 8 | $ 2,040,000 | $ 255,000 | $ 66,000 |
| JONESBORO, AR | 8 | $ 1,790,000 | $ 223,000 | $ 78,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 8 | $ 1,620,000 | $ 202,000 | $ 62,000 |
| LAKE CHARLES, LA | 8 | $ 1,580,000 | $ 197,000 | $ 78,000 |
| LEBANON, PA | 8 | $ 1,780,000 | $ 222,000 | $ 80,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 1,980,000 | $ 247,000 | $ 49,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 2,100,000 | $ 262,000 | $ 88,000 |
| OCALA, FL | 8 | $ 2,240,000 | $ 280,000 | $ 69,000 |
| YAKIMA, WA | 8 | $ 1,760,000 | $ 220,000 | $ 45,000 |
| BOULDER, CO | 7 | $ 2,345,000 | $ 335,000 | $ 61,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 7 | $ 1,935,000 | $ 276,000 | $ 117,000 |
| EVANSVILLE, IN-KY | 7 | $ 1,535,000 | $ 213,000 | $ 65,000 |
| FLAGSTAFF, AZ | 7 | $ 1,885,000 | $ 269,000 | $ 64,000 |
| HOT SPRINGS, AR | 7 | $ 1,445,000 | $ 206,000 | $ 56,000 |
| LA CROSSE-ONALASKA, WI-MN | 7 | $ 1,365,000 | $ 195,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 1,895,000 | $ 270,000 | $ 63,000 |
| MONROE, LA | 7 | $ 1,595,000 | $ 227,000 | $ 59,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,515,000 | $ 216,000 | $ 36,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 7 | $ 2,615,000 | $ 373,000 | $ 74,000 |
| SANTA FE, NM | 7 | $ 1,805,000 | $ 257,000 | $ 61,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 1,465,000 | $ 209,000 | $ 69,000 |
| TUSCALOOSA, AL | 7 | $ 1,495,000 | $ 213,000 | $ 81,000 |
| BOWLING GREEN, KY | 6 | $ 1,410,000 | $ 235,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 2,040,000 | $ 340,000 | $ 81,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 1,390,000 | $ 231,000 | $ 80,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,430,000 | $ 238,000 | $ 65,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,260,000 | $ 210,000 | $ 52,000 |
| EL CENTRO, CA | 6 | $ 1,620,000 | $ 270,000 | $ 82,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 1,250,000 | $ 208,000 | $ 170,000 |
| LAFAYETTE, LA | 6 | $ 1,340,000 | $ 223,000 | $ 69,000 |
| LONGVIEW, WA | 6 | $ 1,300,000 | $ 216,000 | $ 41,000 |
| MADERA, CA | 6 | $ 1,510,000 | $ 251,000 | $ 65,000 |
| MUSKEGON, MI | 6 | $ 1,100,000 | $ 183,000 | $ 60,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,800,000 | $ 300,000 | $ 119,000 |
| RACINE, WI | 6 | $ 1,050,000 | $ 175,000 | $ 71,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,670,000 | $ 278,000 | $ 90,000 |
| TRENTON, NJ | 6 | $ 1,650,000 | $ 275,000 | $ 65,000 |
| ANN ARBOR, MI | 5 | $ 975,000 | $ 195,000 | $ 48,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,075,000 | $ 215,000 | $ 74,000 |
| BLOOMINGTON, IL | 5 | $ 735,000 | $ 147,000 | $ 56,000 |
| CEDAR RAPIDS, IA | 5 | $ 1,065,000 | $ 213,000 | $ 80,000 |
| EAU CLAIRE, WI | 5 | $ 875,000 | $ 175,000 | $ 63,000 |
| ERIE, PA | 5 | $ 875,000 | $ 175,000 | $ 69,000 |
| FLORENCE, SC | 5 | $ 995,000 | $ 199,000 | $ 61,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 5 | $ 1,215,000 | $ 243,000 | $ 98,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,265,000 | $ 253,000 | $ 75,000 |
| MONROE, MI | 5 | $ 1,025,000 | $ 205,000 | $ 52,000 |
| WARNER ROBINS, GA | 5 | $ 1,005,000 | $ 201,000 | $ 80,000 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 865,000 | $ 173,000 | $ 73,000 |
| AMES, IA | 4 | $ 1,170,000 | $ 292,000 | $ 122,000 |
| CLEVELAND, TN | 4 | $ 1,060,000 | $ 265,000 | $ 58,000 |
| CORPUS CHRISTI, TX | 4 | $ 800,000 | $ 200,000 | $ 87,000 |
| CORVALLIS, OR | 4 | $ 1,410,000 | $ 352,000 | $ 65,000 |
| DOTHAN, AL | 4 | $ 940,000 | $ 235,000 | $ 56,000 |
| FARMINGTON, NM | 4 | $ 690,000 | $ 172,000 | $ 55,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 930,000 | $ 232,000 | $ 40,000 |
| GETTYSBURG, PA | 4 | $ 840,000 | $ 210,000 | $ 74,000 |
| GRAND FORKS, ND-MN | 4 | $ 860,000 | $ 215,000 | $ 82,000 |
| GREEN BAY, WI | 4 | $ 1,570,000 | $ 392,000 | $ 142,000 |
| HINESVILLE, GA | 4 | $ 690,000 | $ 172,000 | $ 31,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 880,000 | $ 220,000 | $ 101,000 |
| JACKSON, TN | 4 | $ 910,000 | $ 227,000 | $ 81,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 2,390,000 | $ 597,000 | $ 125,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 910,000 | $ 227,000 | $ 88,000 |
| LUBBOCK, TX | 4 | $ 1,330,000 | $ 332,000 | $ 106,000 |
| NAPA, CA | 4 | $ 1,610,000 | $ 402,000 | $ 152,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 830,000 | $ 207,000 | $ 82,000 |
| PANAMA CITY, FL | 4 | $ 990,000 | $ 247,000 | $ 44,000 |
| PUNTA GORDA, FL | 4 | $ 860,000 | $ 215,000 | $ 58,000 |
| ROCHESTER, MN | 4 | $ 1,100,000 | $ 275,000 | $ 90,000 |
| ROCKY MOUNT, NC | 4 | $ 1,120,000 | $ 280,000 | $ 56,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 950,000 | $ 237,000 | $ 85,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 670,000 | $ 167,500 | $ 59,000 |
| STATE COLLEGE, PA | 4 | $ 1,090,000 | $ 272,000 | $ 65,000 |
| TERRE HAUTE, IN | 4 | $ 970,000 | $ 242,000 | $ 80,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 660,000 | $ 165,000 | $ 40,000 |
| ABILENE, TX | 3 | $ 555,000 | $ 185,000 | $ 108,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 475,000 | $ 158,000 | $ 79,000 |
| APPLETON, WI | 3 | $ 575,000 | $ 191,000 | $ 71,000 |
| BRUNSWICK, GA | 3 | $ 575,000 | $ 191,000 | $ 76,000 |
| CHARLOTTESVILLE, VA | 3 | $ 985,000 | $ 328,000 | $ 104,000 |
| DECATUR, AL | 3 | $ 495,000 | $ 165,000 | $ 62,000 |
| GAINESVILLE, GA | 3 | $ 865,000 | $ 288,000 | $ 45,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 445,000 | $ 148,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 655,000 | $ 207,500 | $ 50,500 |
| IDAHO FALLS, ID | 3 | $ 495,000 | $ 165,000 | $ 94,000 |
| IOWA CITY, IA | 3 | $ 525,000 | $ 175,000 | $ 67,000 |
| JACKSON, MI | 3 | $ 555,000 | $ 185,000 | $ 29,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 605,000 | $ 201,000 | $ 68,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 655,000 | $ 218,000 | $ 44,000 |
| LEWISTON, ID-WA | 3 | $ 525,000 | $ 175,000 | $ 42,000 |
| LINCOLN, NE | 3 | $ 615,000 | $ 205,000 | $ 35,000 |
| LYNCHBURG, VA | 3 | $ 865,000 | $ 288,000 | $ 108,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 655,000 | $ 218,000 | $ 26,000 |
| MUNCIE, IN | 3 | $ 525,000 | $ 175,000 | $ 70,000 |
| ROANOKE, VA | 3 | $ 665,000 | $ 221,000 | $ 91,000 |
| SPRINGFIELD, IL | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 575,000 | $ 191,000 | $ 29,000 |
| THE VILLAGES, FL | 3 | $ 845,000 | $ 281,000 | $ 100,000 |
| WENATCHEE, WA | 3 | $ 625,000 | $ 208,000 | $ 44,000 |
| ALBANY, GA | 2 | $ 330,000 | $ 165,000 | $ 133,000 |
| BANGOR, ME | 2 | $ 330,000 | $ 165,000 | $ 34,000 |
| BLOOMINGTON, IN | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| COLUMBUS, IN | 2 | $ 570,000 | $ 285,000 | $ 71,000 |
| DULUTH, MN-WI | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| EAST STROUDSBURG, PA | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| KOKOMO, IN | 2 | $ 420,000 | $ 210,000 | $ 43,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| MORRISTOWN, TN | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| OCEAN CITY, NJ | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| PINE BLUFF, AR | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| RAPID CITY, SD | 2 | $ 380,000 | $ 190,000 | $ 116,000 |
| ROCKFORD, IL | 2 | $ 270,000 | $ 135,000 | $ 30,000 |
| SAGINAW, MI | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| SEBRING, FL | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| SIOUX FALLS, SD | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| SUMTER, SC | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| TALLAHASSEE, FL | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| TWIN FALLS, ID | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| WILLIAMSPORT, PA | 2 | $ 670,000 | $ 335,000 | $ 91,000 |
| ALTOONA, PA | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| AMARILLO, TX | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| CARBONDALE-MARION, IL | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 275,000 | $ 275,000 | $ 152,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 385,000 | $ 385,000 | $ 39,000 |
| DALTON, GA | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| DECATUR, IL | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| DUBUQUE, IA | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| ENID, OK | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| FOND DU LAC, WI | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| GADSDEN, AL | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| GAINESVILLE, FL | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| HARRISONBURG, VA | 1 | $ 335,000 | $ 335,000 | $ 53,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| MIDLAND, MI | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 615,000 | $ 615,000 | $ 45,000 |
| ODESSA, TX | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| POCATELLO, ID | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| TEXARKANA, TX-AR | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| TYLER, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 305,000 | $ 305,000 | $ 14,000 |
| WAUSAU, WI | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| WICHITA FALLS, TX | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Incorporated in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,819 | $2,189,885,000 | $280,000 | $3,205,000 | $76,000 | $2,760,000 |
| Cash-out Refinancing | 431 | $127,265,000 | $295,000 | $985,000 | $88,000 | $450,000 |
| Home Purchase | 183 | $63,065,000 | $344,000 | $1,045,000 | $124,000 | $1,907,000 |
| Other Purpose | 37 | $10,955,000 | $296,000 | $1,055,000 | $102,000 | $367,000 |
| Home Improvement | 3 | $625,000 | $208,000 | $245,000 | $103,000 | $162,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,801 | $1,622,665,000 | $279,000 | $3,205,000 | $79,000 | $2,760,000 |
| Black or African American | 1,226 | $319,220,000 | $260,000 | $965,000 | $70,000 | $320,000 |
| Hispanic | 983 | $289,855,000 | $294,000 | $765,000 | $74,000 | $730,000 |
| Asian | 297 | $110,175,000 | $370,000 | $1,055,000 | $113,000 | $1,907,000 |
| American Indian or Alaskan Native | 61 | $14,515,000 | $237,000 | $495,000 | $66,000 | $208,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $20,380,000 | $351,000 | $1,205,000 | $78,000 | $185,000 |
| Not Provided | 46 | $14,750,000 | $320,000 | $685,000 | $72,000 | $367,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 5,763 | $1,544,415,000 | $267,000 | $1,055,000 | $70,000 | $2,760,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,924 | $636,680,000 | $330,000 | $3,205,000 | $102,000 | $1,907,000 |
| FHA-insured (Federal Housing Administration) | 782 | $209,710,000 | $268,000 | $675,000 | $74,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $990,000 | $247,000 | $265,000 | $49,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,533 | $1,021,825,000 | $289,000 | $3,205,000 | $80,000 | $1,907,000 |
| Application Denied By Financial Institution | 2,075 | $554,255,000 | $267,000 | $2,315,000 | $67,000 | $2,760,000 |
| Loan Originated | 1,501 | $433,775,000 | $288,000 | $1,325,000 | $81,000 | $722,000 |
| File Closed For Incompleteness | 1,358 | $380,030,000 | $279,000 | $3,205,000 | $85,000 | $1,428,000 |
| Application Approved But Not Accepted | 6 | $1,910,000 | $318,000 | $415,000 | $70,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,397 | $1,837,275,000 | $287,000 | $3,205,000 | $81,000 | $1,907,000 |
| Credit History | 912 | $224,110,000 | $245,000 | $805,000 | $73,000 | $2,760,000 |
| Debt-To-Income Ratio | 659 | $199,775,000 | $303,000 | $2,315,000 | $55,000 | $739,000 |
| Collateral | 418 | $106,260,000 | $254,000 | $905,000 | $75,000 | $292,000 |
| Other | 51 | $13,845,000 | $271,000 | $645,000 | $56,000 | $200,000 |
| Unverifiable Information | 15 | $4,375,000 | $291,000 | $755,000 | $101,000 | $216,000 |
| Employment History | 14 | $4,140,000 | $295,000 | $475,000 | $60,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,730,000 | $288,000 | $435,000 | $97,000 | $170,000 |
| Credit Application Incomplete | 1 | $285,000 | $285,000 | $285,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.