Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,112 |
| Total Mortgage Loan Application Amount | $2,551,780,000 |
| Average Mortgage Loan Application Amount | $491,600 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $208,400 |
| Highest Applicant Income | $3,022,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 2,105 | $ 1,060,995,000 | $ 504,000 | $ 215,000 |
| Alameda County California | 493 | $ 262,495,000 | $ 532,000 | $ 214,000 |
| San Mateo County California | 223 | $ 154,765,000 | $ 694,000 | $ 300,000 |
| Contra Costa County California | 168 | $ 95,180,000 | $ 566,000 | $ 226,000 |
| Santa Cruz County California | 141 | $ 63,055,000 | $ 447,000 | $ 210,000 |
| San Joaquin County California | 86 | $ 29,250,000 | $ 340,000 | $ 161,000 |
| San Francisco County California | 76 | $ 49,730,000 | $ 654,000 | $ 262,000 |
| Placer County California | 61 | $ 15,525,000 | $ 254,000 | $ 155,000 |
| San Diego County California | 60 | $ 27,340,000 | $ 455,000 | $ 198,000 |
| Sacramento County California | 58 | $ 18,150,000 | $ 312,000 | $ 173,000 |
| Los Angeles County California | 49 | $ 23,865,000 | $ 487,000 | $ 253,000 |
| Orange County California | 36 | $ 17,540,000 | $ 487,000 | $ 201,000 |
| Monterey County California | 35 | $ 15,235,000 | $ 435,000 | $ 166,000 |
| San Benito County California | 34 | $ 14,880,000 | $ 437,000 | $ 182,000 |
| Maricopa County Arizona | 33 | $ 7,945,000 | $ 240,000 | $ 149,000 |
| Fresno County California | 29 | $ 5,955,000 | $ 205,000 | $ 134,000 |
| Sonoma County California | 28 | $ 11,400,000 | $ 407,000 | $ 165,000 |
| San Luis Obispo County California | 26 | $ 9,560,000 | $ 367,000 | $ 139,000 |
| Stanislaus County California | 26 | $ 5,730,000 | $ 220,000 | $ 135,000 |
| Washoe County Nevada | 26 | $ 9,320,000 | $ 358,000 | $ 177,000 |
| El Dorado County California | 22 | $ 6,940,000 | $ 315,000 | $ 178,000 |
| Douglas County Colorado | 21 | $ 8,875,000 | $ 422,000 | $ 212,000 |
| Clark County Nevada | 20 | $ 5,440,000 | $ 272,000 | $ 163,000 |
| King County Washington | 17 | $ 6,625,000 | $ 389,000 | $ 218,000 |
| Merced County California | 15 | $ 3,615,000 | $ 241,000 | $ 117,000 |
| Calaveras County California | 14 | $ 3,120,000 | $ 222,000 | $ 200,000 |
| Riverside County California | 14 | $ 4,460,000 | $ 318,000 | $ 156,000 |
| Solano County California | 14 | $ 4,980,000 | $ 355,000 | $ 243,000 |
| Santa Barbara County California | 13 | $ 3,995,000 | $ 307,000 | $ 141,000 |
| Ventura County California | 13 | $ 5,075,000 | $ 390,000 | $ 111,000 |
| Nevada County California | 12 | $ 4,100,000 | $ 341,000 | $ 153,000 |
| Butte County California | 11 | $ 2,685,000 | $ 244,000 | $ 94,000 |
| Tuolumne County California | 11 | $ 2,755,000 | $ 250,000 | $ 94,000 |
| Marin County California | 10 | $ 7,100,000 | $ 710,000 | $ 259,000 |
| Williamson County Texas | 9 | $ 1,885,000 | $ 209,000 | $ 125,000 |
| Pima County Arizona | 8 | $ 2,030,000 | $ 253,000 | $ 178,000 |
| Yolo County California | 8 | $ 2,180,000 | $ 272,000 | $ 114,000 |
| Napa County California | 7 | $ 3,355,000 | $ 479,000 | $ 118,000 |
| Shasta County California | 7 | $ 1,325,000 | $ 189,000 | $ 107,000 |
| Boulder County Colorado | 7 | $ 2,235,000 | $ 319,000 | $ 216,000 |
| Brevard County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 142,000 |
| Orange County Florida | 7 | $ 1,195,000 | $ 170,000 | $ 163,000 |
| Ada County Idaho | 7 | $ 2,355,000 | $ 336,000 | $ 142,000 |
| Deschutes County Oregon | 7 | $ 3,445,000 | $ 492,000 | $ 239,000 |
| Travis County Texas | 7 | $ 2,285,000 | $ 326,000 | $ 210,000 |
| Fairfax County Virginia | 7 | $ 2,815,000 | $ 402,000 | $ 188,000 |
| Pinal County Arizona | 6 | $ 1,440,000 | $ 240,000 | $ 117,000 |
| Madera County California | 6 | $ 970,000 | $ 161,000 | $ 108,000 |
| Arapahoe County Colorado | 6 | $ 2,040,000 | $ 340,000 | $ 192,000 |
| Multnomah County Oregon | 6 | $ 2,430,000 | $ 405,000 | $ 114,000 |
| Washington County Oregon | 6 | $ 2,690,000 | $ 448,000 | $ 158,000 |
| Collin County Texas | 6 | $ 1,070,000 | $ 178,000 | $ 223,000 |
| Amador County California | 5 | $ 1,255,000 | $ 251,000 | $ 95,000 |
| Adams County Colorado | 5 | $ 1,815,000 | $ 363,000 | $ 141,000 |
| Jefferson County Colorado | 5 | $ 2,445,000 | $ 489,000 | $ 253,000 |
| Hillsborough County Florida | 5 | $ 945,000 | $ 189,000 | $ 204,000 |
| Clackamas County Oregon | 5 | $ 2,185,000 | $ 437,000 | $ 119,000 |
| Dallas County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 283,000 |
| Yavapai County Arizona | 4 | $ 1,640,000 | $ 410,000 | $ 216,000 |
| Kern County California | 4 | $ 1,320,000 | $ 330,000 | $ 122,000 |
| Tulare County California | 4 | $ 900,000 | $ 225,000 | $ 125,000 |
| Larimer County Colorado | 4 | $ 1,190,000 | $ 297,000 | $ 152,000 |
| Duval County Florida | 4 | $ 690,000 | $ 172,000 | $ 127,000 |
| Hawaii County Hawaii | 4 | $ 1,910,000 | $ 477,000 | $ 270,000 |
| Sedgwick County Kansas | 4 | $ 330,000 | $ 82,000 | $ 107,000 |
| Mecklenburg County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 376,000 |
| Harris County Texas | 4 | $ 670,000 | $ 167,000 | $ 151,000 |
| Snohomish County Washington | 4 | $ 1,830,000 | $ 457,000 | $ 141,000 |
| Madison County Alabama | 3 | $ 655,000 | $ 218,000 | $ 247,000 |
| Siskiyou County California | 3 | $ 1,435,000 | $ 478,000 | $ 185,000 |
| El Paso County Colorado | 3 | $ 575,000 | $ 191,000 | $ 77,000 |
| Cook County Illinois | 3 | $ 465,000 | $ 155,000 | $ 244,000 |
| Johnson County Kansas | 3 | $ 1,145,000 | $ 381,000 | $ 187,000 |
| Montgomery County Maryland | 3 | $ 1,395,000 | $ 465,000 | $ 211,000 |
| Oakland County Michigan | 3 | $ 1,335,000 | $ 445,000 | $ 209,000 |
| Douglas County Nevada | 3 | $ 715,000 | $ 238,000 | $ 216,000 |
| Mercer County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 204,000 |
| New York County New York | 3 | $ 1,595,000 | $ 531,000 | $ 275,000 |
| Wake County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 224,000 |
| Oklahoma County Oklahoma | 3 | $ 505,000 | $ 168,000 | $ 181,000 |
| Jackson County Oregon | 3 | $ 705,000 | $ 235,000 | $ 113,000 |
| Bexar County Texas | 3 | $ 975,000 | $ 325,000 | $ 159,000 |
| Galveston County Texas | 3 | $ 985,000 | $ 328,000 | $ 209,000 |
| Hays County Texas | 3 | $ 415,000 | $ 138,000 | $ 200,000 |
| Tarrant County Texas | 3 | $ 445,000 | $ 148,000 | $ 255,000 |
| Utah County Utah | 3 | $ 345,000 | $ 115,000 | $ 131,000 |
| Loudoun County Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 199,000 |
| Clark County Washington | 3 | $ 1,325,000 | $ 441,000 | $ 223,000 |
| San Bernardino County California | 2 | $ 860,000 | $ 430,000 | $ 158,000 |
| Flagler County Florida | 2 | $ 210,000 | $ 105,000 | $ 196,000 |
| Marion County Florida | 2 | $ 440,000 | $ 220,000 | $ 101,000 |
| Miami-Dade County Florida | 2 | $ 710,000 | $ 355,000 | $ 120,000 |
| Pasco County Florida | 2 | $ 560,000 | $ 280,000 | $ 52,000 |
| Polk County Florida | 2 | $ 450,000 | $ 225,000 | $ 136,000 |
| DeKalb County Georgia | 2 | $ 1,370,000 | $ 685,000 | $ 263,000 |
| Gwinnett County Georgia | 2 | $ 520,000 | $ 260,000 | $ 106,000 |
| Honolulu County Hawaii | 2 | $ 420,000 | $ 210,000 | $ 1,212,000 |
| Maui County Hawaii | 2 | $ 1,070,000 | $ 535,000 | $ 474,000 |
| St. Tammany County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Howard County Maryland | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Middlesex County Massachusetts | 2 | $ 1,250,000 | $ 625,000 | $ 174,000 |
| Bernalillo County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 184,000 |
| Dona Ana County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Johnston County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 253,000 |
| Hamilton County Ohio | 2 | $ 200,000 | $ 100,000 | $ 223,000 |
| Denton County Texas | 2 | $ 470,000 | $ 235,000 | $ 272,000 |
| Salt Lake County Utah | 2 | $ 400,000 | $ 200,000 | $ 175,000 |
| Arlington County Virginia | 2 | $ 1,770,000 | $ 885,000 | $ 258,000 |
| Kitsap County Washington | 2 | $ 590,000 | $ 295,000 | $ 184,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 210,000 |
| Morgan County Alabama | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Anchorage County Alaska | 1 | $ 435,000 | $ 435,000 | $ 127,000 |
| Apache County Arizona | 1 | $ 245,000 | $ 245,000 | $ 203,000 |
| Coconino County Arizona | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Mohave County Arizona | 1 | $ 425,000 | $ 425,000 | $ 91,000 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Benton County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 241,000 |
| Garland County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Humboldt County California | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Imperial County California | 1 | $ 375,000 | $ 375,000 | $ 142,000 |
| Inyo County California | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Lake County California | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Mendocino County California | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Sutter County California | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Yuba County California | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Broomfield County Colorado | 1 | $ 705,000 | $ 705,000 | $ 246,000 |
| Denver County Colorado | 1 | $ 335,000 | $ 335,000 | $ 307,000 |
| Eagle County Colorado | 1 | $ 465,000 | $ 465,000 | $ 174,000 |
| Mesa County Colorado | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Pitkin County Colorado | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Summit County Colorado | 1 | $ 515,000 | $ 515,000 | $ 461,000 |
| Weld County Colorado | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Fairfield County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| Sussex County Delaware | 1 | $ 245,000 | $ 245,000 | $ 246,000 |
| Broward County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Collier County Florida | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Lake County Florida | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 183,000 |
| St. Lucie County Florida | 1 | $ 135,000 | $ 135,000 | $ 228,000 |
| Camden County Georgia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Cobb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Fulton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 626,000 |
| Putnam County Georgia | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Walton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 334,000 |
| Bannock County Idaho | 1 | $ 275,000 | $ 275,000 | $ 8,000 |
| Blaine County Idaho | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Canyon County Idaho | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Kootenai County Idaho | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Kane County Illinois | 1 | $ 245,000 | $ 245,000 | $ 202,000 |
| Hamilton County Indiana | 1 | $ 335,000 | $ 335,000 | $ 255,000 |
| Mills County Iowa | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Pottawatomie County Kansas | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Jefferson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Anne Arundel County Maryland | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Norfolk County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Suffolk County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| St. Clair County Michigan | 1 | $ 775,000 | $ 775,000 | $ 298,000 |
| Benton County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 246,000 |
| Carver County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 187,000 |
| Dakota County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Hennepin County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Washington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Jasper County Missouri | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Flathead County Montana | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Carson City County Nevada | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Nye County Nevada | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Ocean County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Sandoval County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 195,000 |
| Santa Fe County New Mexico | 1 | $ 1,205,000 | $ 1,205,000 | $ 195,000 |
| Onondaga County New York | 1 | $ 175,000 | $ 175,000 | $ 205,000 |
| Orange County New York | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| Iredell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| New Hanover County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Orange County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 475,000 |
| Person County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Rogers County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Coos County Oregon | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Douglas County Oregon | 1 | $ 525,000 | $ 525,000 | $ 162,000 |
| Klamath County Oregon | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Lincoln County Oregon | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Linn County Oregon | 1 | $ 215,000 | $ 215,000 | $ 355,000 |
| Yamhill County Oregon | 1 | $ 645,000 | $ 645,000 | $ 189,000 |
| Bucks County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Chester County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 182,000 |
| Montgomery County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Northampton County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Anderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 315,000 |
| Davidson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 325,000 |
| Loudon County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 92,000 |
| Montgomery County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Bastrop County Texas | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Brazoria County Texas | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 303,000 |
| Ellis County Texas | 1 | $ 145,000 | $ 145,000 | $ 240,000 |
| Gregg County Texas | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Montgomery County Texas | 1 | $ 305,000 | $ 305,000 | $ 182,000 |
| Parker County Texas | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Rockwall County Texas | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| Cache County Utah | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| James City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Stafford County Virginia | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Chelan County Washington | 1 | $ 515,000 | $ 515,000 | $ 147,000 |
| Clallam County Washington | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Douglas County Washington | 1 | $ 245,000 | $ 245,000 | $ 186,000 |
| Klickitat County Washington | 1 | $ 785,000 | $ 785,000 | $ 179,000 |
| Spokane County Washington | 1 | $ 405,000 | $ 405,000 | $ 313,000 |
| Ozaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| St. Croix County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,563 | $685,525,000 | $438,000 | $2,455,000 | $203,000 | $1,812,000 |
| Home Purchase | 1,260 | $764,730,000 | $606,000 | $2,805,000 | $206,000 | $1,857,000 |
| Refinancing | 817 | $409,205,000 | $500,000 | $2,505,000 | $230,000 | $2,295,000 |
| Cash-out Refinancing | 794 | $492,940,000 | $620,000 | $2,105,000 | $213,000 | $3,022,000 |
| Home Improvement | 678 | $199,380,000 | $294,000 | $2,005,000 | $190,000 | $1,120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,110 | $1,014,360,000 | $480,000 | $2,805,000 | $199,000 | $3,022,000 |
| Asian | 1,095 | $610,905,000 | $557,000 | $2,805,000 | $226,000 | $1,857,000 |
| Not Provided | 1,076 | $517,920,000 | $481,000 | $2,605,000 | $213,000 | $2,294,000 |
| Hispanic | 372 | $166,670,000 | $448,000 | $1,805,000 | $173,000 | $682,000 |
| Black or African American | 80 | $37,720,000 | $471,000 | $1,225,000 | $181,000 | $800,000 |
| American Indian or Alaskan Native | 16 | $7,120,000 | $445,000 | $1,005,000 | $129,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,000,000 | $333,000 | $705,000 | $189,000 | $358,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,112 | $2,551,780,000 | $499,000 | $2,805,000 | $208,000 | $3,022,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,880 | $1,357,540,000 | $471,000 | $2,455,000 | $211,000 | $2,295,000 |
| Application Approved But Not Accepted | 713 | $345,505,000 | $484,000 | $2,135,000 | $223,000 | $1,183,000 |
| Application Denied By Financial Institution | 589 | $280,765,000 | $476,000 | $2,505,000 | $187,000 | $3,022,000 |
| Preapproval Approved but not Accepted | 561 | $365,015,000 | $650,000 | $2,805,000 | $213,000 | $1,857,000 |
| File Closed For Incompleteness | 219 | $108,355,000 | $494,000 | $2,105,000 | $198,000 | $1,120,000 |
| Preapproval Denied by Financial Institution | 117 | $78,635,000 | $672,000 | $2,605,000 | $161,000 | $980,000 |
| Application Withdrawn By Applicant | 33 | $15,965,000 | $483,000 | $1,605,000 | $119,000 | $584,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,406 | $2,192,380,000 | $497,000 | $2,805,000 | $212,000 | $2,295,000 |
| Debt-To-Income Ratio | 272 | $141,230,000 | $519,000 | $2,605,000 | $111,000 | $578,000 |
| Credit Application Incomplete | 172 | $87,040,000 | $506,000 | $1,755,000 | $212,000 | $1,020,000 |
| Unverifiable Information | 86 | $44,610,000 | $518,000 | $2,505,000 | $285,000 | $3,022,000 |
| Credit History | 70 | $34,170,000 | $488,000 | $2,525,000 | $184,000 | $980,000 |
| Other | 62 | $24,980,000 | $402,000 | $1,475,000 | $236,000 | $1,118,000 |
| Collateral | 26 | $12,840,000 | $493,000 | $2,325,000 | $262,000 | $453,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $10,980,000 | $784,000 | $1,465,000 | $203,000 | $361,000 |
| Mortgage Insurance Denied | 2 | $2,430,000 | $1,215,000 | $1,285,000 | $293,000 | $342,000 |
| Employment History | 2 | $1,120,000 | $560,000 | $755,000 | $215,000 | $350,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.