State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
State Department Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,134 |
| Total Mortgage Loan Application Amount | $256,323,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $132,000 |
| Highest Applicant Income | $1,140,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 200 | $ 53,065,000 | $ 265,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 159 | $ 35,735,000 | $ 224,000 | $ 115,000 |
| Arlington County Virginia | 91 | $ 26,662,000 | $ 292,000 | $ 160,000 |
| Montgomery County Maryland | 82 | $ 19,171,000 | $ 233,000 | $ 134,000 |
| Prince George's County Maryland | 58 | $ 9,177,000 | $ 158,000 | $ 99,000 |
| Alexandria County Virginia | 44 | $ 11,403,000 | $ 259,000 | $ 153,000 |
| Prince William County Virginia | 30 | $ 6,631,000 | $ 221,000 | $ 104,000 |
| Loudoun County Virginia | 23 | $ 6,360,000 | $ 276,000 | $ 135,000 |
| Falls Church County Virginia | 16 | $ 6,894,000 | $ 430,000 | $ 214,000 |
| Howard County Maryland | 11 | $ 2,422,000 | $ 220,000 | $ 146,000 |
| San Diego County California | 10 | $ 2,296,000 | $ 229,000 | $ 99,000 |
| Miami-Dade County Florida | 10 | $ 2,489,000 | $ 248,000 | $ 203,000 |
| Los Angeles County California | 9 | $ 2,633,000 | $ 292,000 | $ 248,000 |
| Fairfax City County Virginia | 9 | $ 1,843,000 | $ 204,000 | $ 150,000 |
| Palm Beach County Florida | 8 | $ 2,839,000 | $ 354,000 | $ 165,000 |
| Anne Arundel County Maryland | 8 | $ 1,394,000 | $ 174,000 | $ 141,000 |
| Broward County Florida | 7 | $ 1,819,000 | $ 259,000 | $ 133,000 |
| Hillsborough County Florida | 7 | $ 616,000 | $ 88,000 | $ 125,000 |
| Baltimore City County Maryland | 7 | $ 1,226,000 | $ 175,000 | $ 80,000 |
| Stafford County Virginia | 7 | $ 989,000 | $ 141,000 | $ 110,000 |
| Maricopa County Arizona | 6 | $ 1,045,000 | $ 174,000 | $ 92,000 |
| Cook County Illinois | 6 | $ 1,284,000 | $ 214,000 | $ 102,000 |
| San Francisco County California | 5 | $ 1,836,000 | $ 367,000 | $ 123,000 |
| Sarasota County Florida | 5 | $ 909,000 | $ 181,000 | $ 164,000 |
| Clark County Nevada | 5 | $ 568,000 | $ 113,000 | $ 128,000 |
| Wake County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 130,000 |
| Fulton County Georgia | 4 | $ 392,000 | $ 98,000 | $ 86,000 |
| Plymouth County Massachusetts | 4 | $ 1,206,000 | $ 301,000 | $ 132,000 |
| Orange County North Carolina | 4 | $ 597,000 | $ 149,000 | $ 195,000 |
| Charleston County South Carolina | 4 | $ 1,071,000 | $ 267,000 | $ 148,000 |
| King County Washington | 4 | $ 1,245,000 | $ 311,000 | $ 128,000 |
| Pima County Arizona | 3 | $ 353,000 | $ 117,000 | $ 77,000 |
| Fairfield County Connecticut | 3 | $ 1,017,000 | $ 339,000 | $ 152,000 |
| Sussex County Delaware | 3 | $ 705,000 | $ 235,000 | $ 240,000 |
| Collier County Florida | 3 | $ 946,000 | $ 315,000 | $ 146,000 |
| Osceola County Florida | 3 | $ 198,000 | $ 66,000 | $ 101,000 |
| Pinellas County Florida | 3 | $ 453,000 | $ 151,000 | $ 125,000 |
| Volusia County Florida | 3 | $ 581,000 | $ 193,000 | $ 109,000 |
| Carroll County Maryland | 3 | $ 563,000 | $ 187,000 | $ 84,000 |
| Worcester County Maryland | 3 | $ 497,000 | $ 165,000 | $ 201,000 |
| Nassau County New York | 3 | $ 1,426,000 | $ 475,000 | $ 231,000 |
| Pitt County North Carolina | 3 | $ 180,000 | $ 60,000 | $ 36,000 |
| Multnomah County Oregon | 3 | $ 567,000 | $ 189,000 | $ 121,000 |
| Westmoreland County Pennsylvania | 3 | $ 497,000 | $ 165,000 | $ 87,000 |
| Fredericksburg County Virginia | 3 | $ 281,000 | $ 93,000 | $ 73,000 |
| Spotsylvania County Virginia | 3 | $ 339,000 | $ 113,000 | $ 81,000 |
| Montgomery County Alabama | 2 | $ 293,000 | $ 146,000 | $ 82,000 |
| San Bernardino County California | 2 | $ 326,000 | $ 163,000 | $ 86,000 |
| Sonoma County California | 2 | $ 420,000 | $ 210,000 | $ 124,000 |
| Denver County Colorado | 2 | $ 505,000 | $ 252,000 | $ 137,000 |
| El Paso County Colorado | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Gunnison County Colorado | 2 | $ 511,000 | $ 255,000 | $ 207,000 |
| Brevard County Florida | 2 | $ 191,000 | $ 95,000 | $ 98,000 |
| Duval County Florida | 2 | $ 453,000 | $ 226,000 | $ 186,000 |
| Lake County Florida | 2 | $ 165,000 | $ 82,000 | $ 103,000 |
| Lee County Florida | 2 | $ 481,000 | $ 240,000 | $ 144,000 |
| Orange County Florida | 2 | $ 312,000 | $ 156,000 | $ 143,000 |
| Pasco County Florida | 2 | $ 495,000 | $ 247,000 | $ 120,000 |
| Walton County Georgia | 2 | $ 364,000 | $ 182,000 | $ 83,000 |
| Charles County Maryland | 2 | $ 319,000 | $ 159,000 | $ 154,000 |
| Dorchester County Maryland | 2 | $ 295,000 | $ 147,000 | $ 101,000 |
| Middlesex County Massachusetts | 2 | $ 551,000 | $ 275,000 | $ 152,000 |
| Suffolk County Massachusetts | 2 | $ 437,000 | $ 218,000 | $ 77,000 |
| Cheboygan County Michigan | 2 | $ 98,000 | $ 49,000 | $ 36,000 |
| Oakland County Michigan | 2 | $ 310,000 | $ 155,000 | $ 129,000 |
| Sarpy County Nebraska | 2 | $ 101,000 | $ 50,000 | $ 77,000 |
| New York County New York | 2 | $ 1,065,000 | $ 532,000 | $ 182,000 |
| Brunswick County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 133,000 |
| Buncombe County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Edgecombe County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 36,000 |
| Forsyth County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 134,000 |
| Transylvania County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 211,000 |
| Franklin County Ohio | 2 | $ 194,000 | $ 97,000 | $ 89,000 |
| Deschutes County Oregon | 2 | $ 390,000 | $ 195,000 | $ 157,000 |
| Washington County Oregon | 2 | $ 273,000 | $ 136,000 | $ 77,000 |
| Beaufort County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 108,000 |
| Davidson County Tennessee | 2 | $ 485,000 | $ 242,000 | $ 117,000 |
| Harris County Texas | 2 | $ 388,000 | $ 194,000 | $ 95,000 |
| Iron County Utah | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| Utah County Utah | 2 | $ 350,000 | $ 175,000 | $ 116,000 |
| Clarke County Virginia | 2 | $ 232,000 | $ 116,000 | $ 90,000 |
| Louisa County Virginia | 2 | $ 205,000 | $ 102,000 | $ 112,000 |
| Manassas County Virginia | 2 | $ 296,000 | $ 148,000 | $ 67,000 |
| Virginia Beach County Virginia | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Whatcom County Washington | 2 | $ 157,000 | $ 78,000 | $ 76,000 |
| Jefferson County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 111,000 |
| Mobile County Alabama | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Anchorage County Alaska | 1 | $ 253,000 | $ 253,000 | $ 138,000 |
| Contra Costa County California | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| El Dorado County California | 1 | $ 376,000 | $ 376,000 | $ 213,000 |
| Napa County California | 1 | $ 216,000 | $ 216,000 | $ 147,000 |
| Riverside County California | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| San Joaquin County California | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Santa Clara County California | 1 | $ 200,000 | $ 200,000 | $ 227,000 |
| Solano County California | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Yuba County California | 1 | $ 120,000 | $ 120,000 | $ 145,000 |
| Arapahoe County Colorado | 1 | $ 223,000 | $ 223,000 | $ 120,000 |
| Douglas County Colorado | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Jefferson County Colorado | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Park County Colorado | 1 | $ 271,000 | $ 271,000 | $ 80,000 |
| Hartford County Connecticut | 1 | $ 529,000 | $ 529,000 | $ 195,000 |
| New Haven County Connecticut | 1 | $ 162,000 | $ 162,000 | $ 187,000 |
| New London County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Kent County Delaware | 1 | $ 136,000 | $ 136,000 | $ 250,000 |
| New Castle County Delaware | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Alachua County Florida | 1 | $ 72,000 | $ 72,000 | $ 97,000 |
| Bay County Florida | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Manatee County Florida | 1 | $ 219,000 | $ 219,000 | $ 151,000 |
| Monroe County Florida | 1 | $ 246,000 | $ 246,000 | $ 100,000 |
| Nassau County Florida | 1 | $ 96,000 | $ 96,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 124,000 | $ 124,000 | $ 112,000 |
| Sumter County Florida | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Walton County Florida | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Bulloch County Georgia | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Cobb County Georgia | 1 | $ 65,000 | $ 65,000 | $ 600,000 |
| DeKalb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 97,000 |
| Douglas County Georgia | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Gwinnett County Georgia | 1 | $ 86,000 | $ 86,000 | $ 97,000 |
| Henry County Georgia | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Ada County Idaho | 1 | $ 217,000 | $ 217,000 | $ 73,000 |
| Latah County Idaho | 1 | $ 190,000 | $ 190,000 | $ 133,000 |
| DuPage County Illinois | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| McLean County Illinois | 1 | $ 50,000 | $ 50,000 | $ 388,000 |
| Will County Illinois | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Lake County Indiana | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Polk County Iowa | 1 | $ 181,000 | $ 181,000 | $ 123,000 |
| Johnson County Kansas | 1 | $ 142,000 | $ 142,000 | $ 79,000 |
| Orleans County Louisiana | 1 | $ 324,000 | $ 324,000 | $ 125,000 |
| Cumberland County Maine | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Franklin County Maine | 1 | $ 103,000 | $ 103,000 | $ 115,000 |
| Hancock County Maine | 1 | $ 142,000 | $ 142,000 | $ 151,000 |
| Lincoln County Maine | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Oxford County Maine | 1 | $ 82,000 | $ 82,000 | $ 112,000 |
| Washington County Maine | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Baltimore County Maryland | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Calvert County Maryland | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Frederick County Maryland | 1 | $ 363,000 | $ 363,000 | $ 128,000 |
| Harford County Maryland | 1 | $ 89,000 | $ 89,000 | $ 158,000 |
| Barnstable County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 99,000 |
| Bristol County Massachusetts | 1 | $ 307,000 | $ 307,000 | $ 150,000 |
| Dukes County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 134,000 |
| Worcester County Massachusetts | 1 | $ 402,000 | $ 402,000 | $ 132,000 |
| Genesee County Michigan | 1 | $ 156,000 | $ 156,000 | $ 146,000 |
| Keweenaw County Michigan | 1 | $ 372,000 | $ 372,000 | $ 174,000 |
| Newaygo County Michigan | 1 | $ 80,000 | $ 80,000 | $ 127,000 |
| Van Buren County Michigan | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Washtenaw County Michigan | 1 | $ 153,000 | $ 153,000 | $ 146,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 300,000 |
| Anoka County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 138,000 |
| Hennepin County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 158,000 |
| Hinds County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Camden County Missouri | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| St. Louis City County Missouri | 1 | $ 161,000 | $ 161,000 | $ 74,000 |
| Flathead County Montana | 1 | $ 110,000 | $ 110,000 | $ 91,000 |
| Gallatin County Montana | 1 | $ 100,000 | $ 100,000 | $ 285,000 |
| Powell County Montana | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Silver Bow County Montana | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Nye County Nevada | 1 | $ 87,000 | $ 87,000 | $ 151,000 |
| Carroll County New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 198,000 |
| Grafton County New Hampshire | 1 | $ 261,000 | $ 261,000 | $ 75,000 |
| Rockingham County New Hampshire | 1 | $ 234,000 | $ 234,000 | $ 91,000 |
| Strafford County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Atlantic County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Hudson County New Jersey | 1 | $ 378,000 | $ 378,000 | $ 96,000 |
| Middlesex County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 91,000 |
| Monmouth County New Jersey | 1 | $ 314,000 | $ 314,000 | $ 42,000 |
| Taos County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Chemung County New York | 1 | $ 333,000 | $ 333,000 | $ 76,000 |
| Richmond County New York | 1 | $ 47,000 | $ 47,000 | $ 104,000 |
| Suffolk County New York | 1 | $ 489,000 | $ 489,000 | $ 149,000 |
| Tompkins County New York | 1 | $ 212,000 | $ 212,000 | $ 134,000 |
| Chatham County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Guilford County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Halifax County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 57,000 |
| Mecklenburg County North Carolina | 1 | $ 536,000 | $ 536,000 | $ 197,000 |
| New Hanover County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 102,000 |
| Onslow County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Person County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 137,000 |
| Polk County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Rutherford County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 104,000 |
| Cuyahoga County Ohio | 1 | $ 63,000 | $ 63,000 | $ 94,000 |
| Hamilton County Ohio | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| Lucas County Ohio | 1 | $ 118,000 | $ 118,000 | $ 119,000 |
| Mahoning County Ohio | 1 | $ 172,000 | $ 172,000 | $ 117,000 |
| Pike County Ohio | 1 | $ 202,000 | $ 202,000 | $ 147,000 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Clackamas County Oregon | 1 | $ 174,000 | $ 174,000 | $ 107,000 |
| Clatsop County Oregon | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Jackson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Lane County Oregon | 1 | $ 321,000 | $ 321,000 | $ 123,000 |
| Adams County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Butler County Pennsylvania | 1 | $ 299,000 | $ 299,000 | $ 137,000 |
| Carbon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Dauphin County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 86,000 |
| McKean County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| York County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 138,000 |
| Providence County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| Aiken County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Berkeley County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 216,000 |
| Dorchester County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 80,000 |
| Florence County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| Georgetown County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Greenville County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 119,000 |
| Angelina County Texas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Bexar County Texas | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Collin County Texas | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Dallas County Texas | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Grayson County Texas | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Hays County Texas | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Hidalgo County Texas | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Tarrant County Texas | 1 | $ 164,000 | $ 164,000 | $ 163,000 |
| Travis County Texas | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Webb County Texas | 1 | $ 253,000 | $ 253,000 | $ 154,000 |
| Salt Lake County Utah | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| Washington County Vermont | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Windham County Vermont | 1 | $ 176,000 | $ 176,000 | $ 504,000 |
| Accomack County Virginia | 1 | $ 168,000 | $ 168,000 | $ 152,000 |
| Albemarle County Virginia | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Caroline County Virginia | 1 | $ 170,000 | $ 170,000 | $ 136,000 |
| Carroll County Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Charlottesville County Virginia | 1 | $ 200,000 | $ 200,000 | $ 208,000 |
| Chesapeake County Virginia | 1 | $ 267,000 | $ 267,000 | $ 109,000 |
| Fauquier County Virginia | 1 | $ 223,000 | $ 223,000 | $ 111,000 |
| Floyd County Virginia | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Fluvanna County Virginia | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Montgomery County Virginia | 1 | $ 179,000 | $ 179,000 | $ 149,000 |
| Norfolk County Virginia | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Orange County Virginia | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Richmond City County Virginia | 1 | $ 347,000 | $ 347,000 | $ 65,000 |
| Shenandoah County Virginia | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| York County Virginia | 1 | $ 228,000 | $ 228,000 | $ 111,000 |
| Clark County Washington | 1 | $ 170,000 | $ 170,000 | $ 122,000 |
| Franklin County Washington | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Kitsap County Washington | 1 | $ 67,000 | $ 67,000 | $ 143,000 |
| Klickitat County Washington | 1 | $ 99,000 | $ 99,000 | $ 137,000 |
| Pierce County Washington | 1 | $ 177,000 | $ 177,000 | $ 107,000 |
| Spokane County Washington | 1 | $ 226,000 | $ 226,000 | $ 128,000 |
| Thurston County Washington | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Greenbrier County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Tucker County West Virginia | 1 | $ 282,000 | $ 282,000 | $ 112,000 |
| Door County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 82,000 |
| Eau Claire County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 161,000 |
| Walworth County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 274,000 |
| Albany County Wyoming | 1 | $ 388,000 | $ 388,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 538 | $133,284,000 | $247,000 | $990,000 | $138,000 | $1,140,000 |
| Home Purchase | 443 | $108,749,000 | $245,000 | $726,000 | $119,000 | $600,000 |
| Home Improvement | 153 | $14,290,000 | $93,000 | $425,000 | $139,000 | $595,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 593 | $131,617,000 | $221,000 | $860,000 | $128,000 | $716,000 |
| White | 371 | $90,835,000 | $244,000 | $990,000 | $145,000 | $1,140,000 |
| Black or African American | 103 | $19,506,000 | $189,000 | $680,000 | $97,000 | $388,000 |
| Asian | 31 | $7,175,000 | $231,000 | $417,000 | $137,000 | $532,000 |
| Hispanic | 24 | $4,628,000 | $192,000 | $348,000 | $102,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,118,000 | $159,000 | $300,000 | $154,000 | $260,000 |
| American Indian or Alaskan Native | 5 | $1,444,000 | $288,000 | $600,000 | $204,000 | $609,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,134 | $256,323,000 | $226,000 | $990,000 | $131,000 | $1,140,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 682 | $150,571,000 | $220,000 | $990,000 | $133,000 | $609,000 |
| Application Withdrawn By Applicant | 200 | $46,349,000 | $231,000 | $726,000 | $127,000 | $600,000 |
| Application Denied By Financial Institution | 173 | $38,956,000 | $225,000 | $888,000 | $128,000 | $1,140,000 |
| File Closed For Incompleteness | 65 | $17,232,000 | $265,000 | $665,000 | $133,000 | $282,000 |
| Application Approved But Not Accepted | 14 | $3,215,000 | $229,000 | $417,000 | $123,000 | $266,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 39 | $11,192,000 | $286,000 | $888,000 | $143,000 | $716,000 |
| Collateral | 36 | $9,121,000 | $253,000 | $888,000 | $144,000 | $504,000 |
| Debt-To-Income Ratio | 31 | $7,840,000 | $252,000 | $478,000 | $77,000 | $169,000 |
| Other | 18 | $5,004,000 | $278,000 | $625,000 | $127,000 | $312,000 |
| Credit History | 15 | $2,678,000 | $178,000 | $360,000 | $95,000 | $205,000 |
| Employment History | 2 | $840,000 | $420,000 | $680,000 | $166,000 | $271,000 |
| Mortgage Insurance Denied | 1 | $217,000 | $217,000 | $217,000 | $60,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.