Stearns Lending, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 51,305 |
| Total Mortgage Loan Application Amount | $17,529,695,000 |
| Average Mortgage Loan Application Amount | $340,333 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $8,092,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Stearns Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stearns Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Stearns Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stearns Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Stearns Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stearns Lending, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,742 | $ 1,367,740,000 | $ 498,000 | $ 154,000 |
| Maricopa County Arizona | 1,812 | $ 557,560,000 | $ 307,000 | $ 120,000 |
| Riverside County California | 1,804 | $ 648,830,000 | $ 359,000 | $ 123,000 |
| Orange County California | 1,358 | $ 725,850,000 | $ 534,000 | $ 169,000 |
| Salt Lake County Utah | 1,309 | $ 470,155,000 | $ 359,000 | $ 114,000 |
| San Diego County California | 1,238 | $ 606,140,000 | $ 489,000 | $ 155,000 |
| Harris County Texas | 822 | $ 200,300,000 | $ 243,000 | $ 195,000 |
| Cook County Illinois | 817 | $ 227,685,000 | $ 278,000 | $ 127,000 |
| Clark County Nevada | 815 | $ 260,485,000 | $ 319,000 | $ 125,000 |
| Santa Clara County California | 803 | $ 485,955,000 | $ 605,000 | $ 198,000 |
| San Bernardino County California | 800 | $ 277,190,000 | $ 346,000 | $ 119,000 |
| Contra Costa County California | 734 | $ 342,180,000 | $ 466,000 | $ 155,000 |
| Ventura County California | 717 | $ 328,055,000 | $ 457,000 | $ 138,000 |
| Utah County Utah | 676 | $ 242,240,000 | $ 358,000 | $ 115,000 |
| Alameda County California | 614 | $ 336,860,000 | $ 548,000 | $ 183,000 |
| Pima County Arizona | 588 | $ 123,480,000 | $ 210,000 | $ 81,000 |
| Honolulu County Hawaii | 538 | $ 279,140,000 | $ 518,000 | $ 124,000 |
| San Joaquin County California | 531 | $ 164,965,000 | $ 310,000 | $ 114,000 |
| Bexar County Texas | 484 | $ 120,460,000 | $ 248,000 | $ 107,000 |
| Sacramento County California | 471 | $ 169,525,000 | $ 359,000 | $ 134,000 |
| Denton County Texas | 387 | $ 118,505,000 | $ 306,000 | $ 147,000 |
| Davis County Utah | 386 | $ 133,240,000 | $ 345,000 | $ 104,000 |
| Weber County Utah | 358 | $ 108,270,000 | $ 302,000 | $ 102,000 |
| Travis County Texas | 357 | $ 114,405,000 | $ 320,000 | $ 170,000 |
| Denver County Colorado | 354 | $ 151,030,000 | $ 426,000 | $ 147,000 |
| Palm Beach County Florida | 351 | $ 109,975,000 | $ 313,000 | $ 127,000 |
| Arapahoe County Colorado | 343 | $ 127,305,000 | $ 371,000 | $ 128,000 |
| Jefferson County Colorado | 322 | $ 130,100,000 | $ 404,000 | $ 136,000 |
| Cache County Utah | 320 | $ 97,170,000 | $ 303,000 | $ 89,000 |
| Douglas County Colorado | 301 | $ 135,935,000 | $ 451,000 | $ 160,000 |
| Williamson County Texas | 298 | $ 80,350,000 | $ 269,000 | $ 157,000 |
| Fresno County California | 294 | $ 86,140,000 | $ 292,000 | $ 126,000 |
| Sonoma County California | 293 | $ 129,855,000 | $ 443,000 | $ 147,000 |
| San Mateo County California | 280 | $ 172,950,000 | $ 617,000 | $ 196,000 |
| Fort Bend County Texas | 274 | $ 74,210,000 | $ 270,000 | $ 141,000 |
| King County Washington | 274 | $ 139,200,000 | $ 508,000 | $ 217,000 |
| Duval County Florida | 272 | $ 63,670,000 | $ 234,000 | $ 84,000 |
| Pinal County Arizona | 268 | $ 71,380,000 | $ 266,000 | $ 103,000 |
| Multnomah County Oregon | 268 | $ 94,290,000 | $ 351,000 | $ 137,000 |
| Washington County Oregon | 265 | $ 93,365,000 | $ 352,000 | $ 148,000 |
| Adams County Colorado | 264 | $ 92,020,000 | $ 348,000 | $ 92,000 |
| Stanislaus County California | 246 | $ 75,150,000 | $ 305,000 | $ 103,000 |
| Kern County California | 241 | $ 65,255,000 | $ 270,000 | $ 152,000 |
| Tarrant County Texas | 241 | $ 65,395,000 | $ 271,000 | $ 141,000 |
| Hennepin County Minnesota | 240 | $ 85,060,000 | $ 354,000 | $ 170,000 |
| Lane County Oregon | 237 | $ 65,525,000 | $ 276,000 | $ 85,000 |
| Yavapai County Arizona | 235 | $ 62,245,000 | $ 264,000 | $ 89,000 |
| Collin County Texas | 235 | $ 78,025,000 | $ 332,000 | $ 167,000 |
| Fulton County Georgia | 230 | $ 84,150,000 | $ 365,000 | $ 151,000 |
| Mecklenburg County North Carolina | 219 | $ 60,615,000 | $ 276,000 | $ 112,000 |
| Polk County Florida | 212 | $ 44,930,000 | $ 211,000 | $ 135,000 |
| Miami-Dade County Florida | 209 | $ 64,495,000 | $ 308,000 | $ 134,000 |
| Cobb County Georgia | 209 | $ 67,785,000 | $ 324,000 | $ 133,000 |
| Broward County Florida | 203 | $ 60,985,000 | $ 300,000 | $ 129,000 |
| Polk County Iowa | 202 | $ 42,550,000 | $ 210,000 | $ 97,000 |
| Placer County California | 196 | $ 87,510,000 | $ 446,000 | $ 151,000 |
| San Francisco County California | 195 | $ 96,805,000 | $ 496,000 | $ 171,000 |
| Clackamas County Oregon | 194 | $ 78,110,000 | $ 402,000 | $ 142,000 |
| Montgomery County Texas | 192 | $ 50,580,000 | $ 263,000 | $ 143,000 |
| Washington County Utah | 189 | $ 62,945,000 | $ 333,000 | $ 108,000 |
| Monterey County California | 182 | $ 79,930,000 | $ 439,000 | $ 131,000 |
| Snohomish County Washington | 173 | $ 66,415,000 | $ 383,000 | $ 115,000 |
| Kootenai County Idaho | 171 | $ 55,195,000 | $ 322,000 | $ 101,000 |
| DuPage County Illinois | 169 | $ 49,325,000 | $ 291,000 | $ 130,000 |
| Will County Illinois | 168 | $ 43,320,000 | $ 257,000 | $ 129,000 |
| Madison County Alabama | 167 | $ 41,935,000 | $ 251,000 | $ 116,000 |
| Santa Cruz County California | 167 | $ 87,015,000 | $ 521,000 | $ 161,000 |
| Santa Barbara County California | 166 | $ 65,560,000 | $ 394,000 | $ 165,000 |
| Clark County Washington | 164 | $ 53,270,000 | $ 324,000 | $ 101,000 |
| Dallas County Texas | 160 | $ 49,040,000 | $ 306,000 | $ 148,000 |
| Providence County Rhode Island | 156 | $ 40,410,000 | $ 259,000 | $ 110,000 |
| San Benito County California | 155 | $ 81,615,000 | $ 526,000 | $ 140,000 |
| Tooele County Utah | 155 | $ 42,995,000 | $ 277,000 | $ 74,000 |
| Luzerne County Pennsylvania | 149 | $ 24,225,000 | $ 162,000 | $ 67,000 |
| Missoula County Montana | 145 | $ 47,645,000 | $ 328,000 | $ 170,000 |
| Solano County California | 143 | $ 58,445,000 | $ 408,000 | $ 131,000 |
| Larimer County Colorado | 140 | $ 46,560,000 | $ 332,000 | $ 142,000 |
| Okaloosa County Florida | 136 | $ 42,560,000 | $ 312,000 | $ 150,000 |
| San Luis Obispo County California | 135 | $ 48,555,000 | $ 359,000 | $ 147,000 |
| Gwinnett County Georgia | 135 | $ 36,025,000 | $ 266,000 | $ 116,000 |
| Lake County Illinois | 134 | $ 41,250,000 | $ 307,000 | $ 156,000 |
| Osceola County Florida | 129 | $ 34,075,000 | $ 264,000 | $ 82,000 |
| Hillsborough County Florida | 128 | $ 36,250,000 | $ 283,000 | $ 121,000 |
| Chatham County Georgia | 128 | $ 31,810,000 | $ 248,000 | $ 104,000 |
| El Paso County Texas | 124 | $ 21,660,000 | $ 174,000 | $ 69,000 |
| Fairfield County Connecticut | 123 | $ 50,395,000 | $ 409,000 | $ 160,000 |
| Spokane County Washington | 123 | $ 36,065,000 | $ 293,000 | $ 107,000 |
| Summit County Utah | 122 | $ 48,950,000 | $ 401,000 | $ 137,000 |
| Bristol County Massachusetts | 121 | $ 38,405,000 | $ 317,000 | $ 107,000 |
| Middlesex County Massachusetts | 121 | $ 52,835,000 | $ 436,000 | $ 185,000 |
| El Paso County Colorado | 119 | $ 37,835,000 | $ 317,000 | $ 95,000 |
| Caldwell County North Carolina | 118 | $ 17,430,000 | $ 147,000 | $ 87,000 |
| Hays County Texas | 118 | $ 28,520,000 | $ 241,000 | $ 97,000 |
| Pierce County Washington | 117 | $ 41,945,000 | $ 358,000 | $ 141,000 |
| Jefferson County Kentucky | 116 | $ 26,730,000 | $ 230,000 | $ 105,000 |
| Mohave County Arizona | 115 | $ 28,145,000 | $ 244,000 | $ 94,000 |
| Weld County Colorado | 112 | $ 38,370,000 | $ 342,000 | $ 113,000 |
| Oakland County Michigan | 110 | $ 30,390,000 | $ 276,000 | $ 109,000 |
| Cherokee County Georgia | 108 | $ 33,690,000 | $ 311,000 | $ 92,000 |
| Worcester County Massachusetts | 107 | $ 30,405,000 | $ 284,000 | $ 116,000 |
| Jackson County Oregon | 103 | $ 30,005,000 | $ 291,000 | $ 91,000 |
| Wake County North Carolina | 99 | $ 31,145,000 | $ 314,000 | $ 131,000 |
| Fairfax County Virginia | 97 | $ 43,885,000 | $ 452,000 | $ 189,000 |
| Lincoln County Oregon | 96 | $ 27,330,000 | $ 284,000 | $ 105,000 |
| Waukesha County Wisconsin | 96 | $ 33,600,000 | $ 350,000 | $ 155,000 |
| Barnstable County Massachusetts | 95 | $ 29,975,000 | $ 315,000 | $ 116,000 |
| El Dorado County California | 94 | $ 43,510,000 | $ 462,000 | $ 160,000 |
| Guilford County North Carolina | 94 | $ 20,680,000 | $ 220,000 | $ 101,000 |
| York County South Carolina | 94 | $ 25,070,000 | $ 266,000 | $ 99,000 |
| Orange County Florida | 91 | $ 25,535,000 | $ 280,000 | $ 115,000 |
| Morgan County Georgia | 90 | $ 26,050,000 | $ 289,000 | $ 125,000 |
| Boulder County Colorado | 89 | $ 38,995,000 | $ 438,000 | $ 170,000 |
| Lackawanna County Pennsylvania | 89 | $ 13,975,000 | $ 157,000 | $ 70,000 |
| Montgomery County Pennsylvania | 89 | $ 26,775,000 | $ 300,000 | $ 125,000 |
| Cumberland County North Carolina | 88 | $ 17,130,000 | $ 194,000 | $ 60,000 |
| Lake County Florida | 87 | $ 26,375,000 | $ 303,000 | $ 106,000 |
| Bernalillo County New Mexico | 86 | $ 21,030,000 | $ 244,000 | $ 96,000 |
| Box Elder County Utah | 86 | $ 24,790,000 | $ 288,000 | $ 87,000 |
| Merced County California | 85 | $ 21,645,000 | $ 254,000 | $ 104,000 |
| Clark County Indiana | 85 | $ 16,905,000 | $ 198,000 | $ 73,000 |
| Coos County Oregon | 85 | $ 20,445,000 | $ 240,000 | $ 85,000 |
| Klamath County Oregon | 85 | $ 17,685,000 | $ 208,000 | $ 80,000 |
| DeKalb County Georgia | 83 | $ 27,265,000 | $ 328,000 | $ 160,000 |
| Kane County Illinois | 83 | $ 20,005,000 | $ 241,000 | $ 114,000 |
| Marin County California | 82 | $ 50,650,000 | $ 617,000 | $ 194,000 |
| Yakima County Washington | 82 | $ 19,900,000 | $ 242,000 | $ 69,000 |
| Galveston County Texas | 81 | $ 21,185,000 | $ 261,000 | $ 160,000 |
| Deschutes County Oregon | 80 | $ 27,880,000 | $ 348,000 | $ 114,000 |
| Wayne County Michigan | 79 | $ 15,335,000 | $ 194,000 | $ 84,000 |
| Montgomery County Maryland | 78 | $ 32,030,000 | $ 410,000 | $ 158,000 |
| Anchorage County Alaska | 77 | $ 28,605,000 | $ 371,000 | $ 119,000 |
| Lee County Florida | 77 | $ 17,475,000 | $ 226,000 | $ 132,000 |
| St. Johns County Florida | 77 | $ 24,365,000 | $ 316,000 | $ 149,000 |
| Bergen County New Jersey | 77 | $ 30,165,000 | $ 391,000 | $ 163,000 |
| Oklahoma County Oklahoma | 77 | $ 16,185,000 | $ 210,000 | $ 64,000 |
| Charleston County South Carolina | 76 | $ 30,290,000 | $ 398,000 | $ 129,000 |
| Bucks County Pennsylvania | 74 | $ 23,910,000 | $ 323,000 | $ 136,000 |
| Smith County Texas | 73 | $ 15,725,000 | $ 215,000 | $ 94,000 |
| Muskegon County Michigan | 72 | $ 10,870,000 | $ 150,000 | $ 63,000 |
| Matanuska-Susitna County Alaska | 71 | $ 22,945,000 | $ 323,000 | $ 103,000 |
| Plymouth County Massachusetts | 71 | $ 24,905,000 | $ 350,000 | $ 130,000 |
| Macomb County Michigan | 71 | $ 14,075,000 | $ 198,000 | $ 68,000 |
| Marion County Indiana | 69 | $ 11,585,000 | $ 167,000 | $ 131,000 |
| Mendocino County California | 68 | $ 22,380,000 | $ 329,000 | $ 95,000 |
| Marion County Oregon | 68 | $ 19,040,000 | $ 280,000 | $ 94,000 |
| Chester County Pennsylvania | 68 | $ 25,720,000 | $ 378,000 | $ 166,000 |
| Yolo County California | 67 | $ 27,245,000 | $ 406,000 | $ 134,000 |
| St. Lucie County Florida | 67 | $ 16,735,000 | $ 249,000 | $ 99,000 |
| Ada County Idaho | 66 | $ 22,660,000 | $ 343,000 | $ 114,000 |
| Norfolk County Massachusetts | 66 | $ 26,400,000 | $ 400,000 | $ 138,000 |
| Philadelphia County Pennsylvania | 66 | $ 16,760,000 | $ 253,000 | $ 105,000 |
| Grayson County Texas | 66 | $ 13,580,000 | $ 205,000 | $ 164,000 |
| Lake County California | 65 | $ 17,665,000 | $ 271,000 | $ 96,000 |
| Manatee County Florida | 65 | $ 17,905,000 | $ 275,000 | $ 141,000 |
| Forsyth County Georgia | 65 | $ 23,505,000 | $ 361,000 | $ 129,000 |
| Hawaii County Hawaii | 65 | $ 26,265,000 | $ 404,000 | $ 130,000 |
| Bristol County Rhode Island | 65 | $ 19,395,000 | $ 298,000 | $ 112,000 |
| Marshall County Alabama | 64 | $ 14,650,000 | $ 228,000 | $ 215,000 |
| Imperial County California | 64 | $ 11,950,000 | $ 186,000 | $ 100,000 |
| Madera County California | 64 | $ 16,710,000 | $ 261,000 | $ 113,000 |
| Paulding County Georgia | 64 | $ 16,510,000 | $ 257,000 | $ 98,000 |
| Wasatch County Utah | 64 | $ 27,480,000 | $ 429,000 | $ 179,000 |
| Thurston County Washington | 63 | $ 24,555,000 | $ 389,000 | $ 113,000 |
| Tulare County California | 62 | $ 11,930,000 | $ 192,000 | $ 100,000 |
| Essex County Massachusetts | 61 | $ 21,275,000 | $ 348,000 | $ 125,000 |
| Union County North Carolina | 60 | $ 19,170,000 | $ 319,000 | $ 109,000 |
| Milwaukee County Wisconsin | 60 | $ 12,260,000 | $ 204,000 | $ 113,000 |
| Dakota County Minnesota | 59 | $ 16,705,000 | $ 283,000 | $ 161,000 |
| Allegheny County Pennsylvania | 58 | $ 11,110,000 | $ 191,000 | $ 100,000 |
| Delaware County Pennsylvania | 58 | $ 16,600,000 | $ 286,000 | $ 126,000 |
| Yellowstone County Montana | 57 | $ 14,475,000 | $ 253,000 | $ 98,000 |
| Effingham County Georgia | 56 | $ 12,270,000 | $ 219,000 | $ 92,000 |
| McHenry County Illinois | 56 | $ 14,340,000 | $ 256,000 | $ 139,000 |
| Davidson County North Carolina | 56 | $ 10,760,000 | $ 192,000 | $ 0 |
| Linn County Oregon | 56 | $ 14,890,000 | $ 265,000 | $ 78,000 |
| Comal County Texas | 55 | $ 15,355,000 | $ 279,000 | $ 124,000 |
| Anoka County Minnesota | 54 | $ 14,620,000 | $ 270,000 | $ 302,000 |
| Forsyth County North Carolina | 53 | $ 11,865,000 | $ 223,000 | $ 113,000 |
| Brazoria County Texas | 52 | $ 13,150,000 | $ 252,000 | $ 157,000 |
| Santa Rosa County Florida | 51 | $ 16,355,000 | $ 320,000 | $ 122,000 |
| Shelby County Tennessee | 51 | $ 9,415,000 | $ 184,000 | $ 115,000 |
| Butte County California | 50 | $ 13,470,000 | $ 269,000 | $ 120,000 |
| Monroe County Pennsylvania | 50 | $ 9,680,000 | $ 193,000 | $ 84,000 |
| Berkeley County South Carolina | 50 | $ 15,240,000 | $ 304,000 | $ 84,000 |
| Hillsborough County New Hampshire | 49 | $ 12,655,000 | $ 258,000 | $ 103,000 |
| Shasta County California | 48 | $ 11,460,000 | $ 238,000 | $ 105,000 |
| Prince George's County Maryland | 48 | $ 16,330,000 | $ 340,000 | $ 119,000 |
| Umatilla County Oregon | 48 | $ 11,310,000 | $ 235,000 | $ 101,000 |
| Montgomery County Alabama | 47 | $ 9,325,000 | $ 198,000 | $ 101,000 |
| Brevard County Florida | 47 | $ 10,655,000 | $ 226,000 | $ 101,000 |
| Pasco County Florida | 47 | $ 13,215,000 | $ 281,000 | $ 100,000 |
| Floyd County Indiana | 47 | $ 9,695,000 | $ 206,000 | $ 83,000 |
| Burlington County New Jersey | 46 | $ 10,280,000 | $ 223,000 | $ 108,000 |
| Guadalupe County Texas | 46 | $ 10,910,000 | $ 237,000 | $ 121,000 |
| Chesterfield County Virginia | 46 | $ 12,400,000 | $ 269,000 | $ 116,000 |
| Anne Arundel County Maryland | 45 | $ 15,175,000 | $ 337,000 | $ 108,000 |
| Lycoming County Pennsylvania | 45 | $ 7,865,000 | $ 174,000 | $ 110,000 |
| Napa County California | 44 | $ 24,010,000 | $ 545,000 | $ 184,000 |
| Seminole County Florida | 44 | $ 11,220,000 | $ 255,000 | $ 101,000 |
| Ramsey County Minnesota | 44 | $ 12,230,000 | $ 277,000 | $ 148,000 |
| Bastrop County Texas | 44 | $ 9,390,000 | $ 213,000 | $ 100,000 |
| Glynn County Georgia | 43 | $ 14,055,000 | $ 326,000 | $ 148,000 |
| Walla Walla County Washington | 43 | $ 11,145,000 | $ 259,000 | $ 103,000 |
| Sanders County Montana | 42 | $ 11,060,000 | $ 263,000 | $ 86,000 |
| Olmsted County Minnesota | 41 | $ 10,085,000 | $ 245,000 | $ 207,000 |
| St. Louis County Minnesota | 41 | $ 8,325,000 | $ 203,000 | $ 150,000 |
| Martin County Florida | 40 | $ 10,950,000 | $ 273,000 | $ 129,000 |
| Jefferson County Alabama | 39 | $ 7,595,000 | $ 194,000 | $ 84,000 |
| Bryan County Georgia | 39 | $ 10,115,000 | $ 259,000 | $ 108,000 |
| Walton County Georgia | 39 | $ 11,195,000 | $ 287,000 | $ 104,000 |
| Canyon County Idaho | 39 | $ 10,465,000 | $ 268,000 | $ 89,000 |
| St. Charles County Missouri | 39 | $ 10,595,000 | $ 271,000 | $ 125,000 |
| Washington County Minnesota | 38 | $ 11,140,000 | $ 293,000 | $ 136,000 |
| Cabarrus County North Carolina | 38 | $ 10,670,000 | $ 280,000 | $ 97,000 |
| Horry County South Carolina | 38 | $ 10,330,000 | $ 271,000 | $ 90,000 |
| Pinellas County Florida | 37 | $ 10,935,000 | $ 295,000 | $ 117,000 |
| Suffolk County Massachusetts | 36 | $ 16,680,000 | $ 463,000 | $ 157,000 |
| La Plata County Colorado | 35 | $ 10,915,000 | $ 311,000 | $ 106,000 |
| Escambia County Florida | 35 | $ 8,835,000 | $ 252,000 | $ 111,000 |
| Dallas County Iowa | 35 | $ 8,605,000 | $ 245,000 | $ 123,000 |
| St. Louis County Missouri | 35 | $ 9,435,000 | $ 269,000 | $ 127,000 |
| Catawba County North Carolina | 35 | $ 8,175,000 | $ 233,000 | $ 62,000 |
| Franklin County Ohio | 35 | $ 6,165,000 | $ 176,000 | $ 76,000 |
| Kent County Rhode Island | 35 | $ 11,245,000 | $ 321,000 | $ 122,000 |
| Midland County Texas | 35 | $ 11,525,000 | $ 329,000 | $ 219,000 |
| Tuolumne County California | 34 | $ 9,790,000 | $ 287,000 | $ 132,000 |
| Broomfield County Colorado | 34 | $ 13,630,000 | $ 400,000 | $ 158,000 |
| Lehigh County Pennsylvania | 34 | $ 8,220,000 | $ 241,000 | $ 103,000 |
| Whatcom County Washington | 34 | $ 11,740,000 | $ 345,000 | $ 87,000 |
| Yuba County California | 33 | $ 8,735,000 | $ 264,000 | $ 95,000 |
| Franklin County Idaho | 33 | $ 8,075,000 | $ 244,000 | $ 89,000 |
| Monmouth County New Jersey | 33 | $ 13,565,000 | $ 411,000 | $ 192,000 |
| Richland County South Carolina | 33 | $ 6,985,000 | $ 211,000 | $ 65,000 |
| Nueces County Texas | 33 | $ 6,685,000 | $ 202,000 | $ 177,000 |
| Sarasota County Florida | 32 | $ 9,840,000 | $ 307,000 | $ 136,000 |
| Cape May County New Jersey | 32 | $ 9,500,000 | $ 296,000 | $ 149,000 |
| Middlesex County New Jersey | 32 | $ 9,190,000 | $ 287,000 | $ 113,000 |
| Cleveland County Oklahoma | 32 | $ 5,880,000 | $ 183,000 | $ 86,000 |
| Dorchester County South Carolina | 32 | $ 8,710,000 | $ 272,000 | $ 100,000 |
| Parker County Texas | 32 | $ 11,800,000 | $ 368,000 | $ 134,000 |
| Jackson County Alabama | 31 | $ 8,025,000 | $ 258,000 | $ 0 |
| Calaveras County California | 31 | $ 8,945,000 | $ 288,000 | $ 136,000 |
| Nevada County California | 31 | $ 13,015,000 | $ 419,000 | $ 192,000 |
| Maui County Hawaii | 31 | $ 17,975,000 | $ 579,000 | $ 165,000 |
| Baltimore County Maryland | 31 | $ 7,435,000 | $ 239,000 | $ 97,000 |
| Camden County New Jersey | 31 | $ 8,435,000 | $ 272,000 | $ 125,000 |
| Lafayette County Louisiana | 30 | $ 6,440,000 | $ 214,000 | $ 89,000 |
| Morris County New Jersey | 30 | $ 12,210,000 | $ 407,000 | $ 146,000 |
| Iredell County North Carolina | 30 | $ 7,350,000 | $ 245,000 | $ 66,000 |
| Loudoun County Virginia | 30 | $ 12,300,000 | $ 410,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 29 | $ 12,145,000 | $ 418,000 | $ 183,000 |
| Hall County Georgia | 29 | $ 7,925,000 | $ 273,000 | $ 95,000 |
| Washington County Rhode Island | 29 | $ 9,535,000 | $ 328,000 | $ 113,000 |
| Kane County Utah | 29 | $ 7,715,000 | $ 266,000 | $ 90,000 |
| Volusia County Florida | 28 | $ 6,920,000 | $ 247,000 | $ 83,000 |
| Coweta County Georgia | 28 | $ 8,070,000 | $ 288,000 | $ 126,000 |
| Harford County Maryland | 28 | $ 7,640,000 | $ 272,000 | $ 109,000 |
| Josephine County Oregon | 28 | $ 7,740,000 | $ 276,000 | $ 71,000 |
| Knox County Tennessee | 28 | $ 7,440,000 | $ 265,000 | $ 114,000 |
| Hartford County Connecticut | 27 | $ 7,505,000 | $ 277,000 | $ 117,000 |
| Rockingham County New Hampshire | 27 | $ 9,065,000 | $ 335,000 | $ 117,000 |
| Chisago County Minnesota | 26 | $ 6,100,000 | $ 234,000 | $ 105,000 |
| Scott County Minnesota | 26 | $ 8,640,000 | $ 332,000 | $ 117,000 |
| Sherburne County Minnesota | 26 | $ 6,380,000 | $ 245,000 | $ 107,000 |
| Polk County Wisconsin | 26 | $ 4,950,000 | $ 190,000 | $ 65,000 |
| Shelby County Alabama | 25 | $ 8,815,000 | $ 352,000 | $ 94,000 |
| Coconino County Arizona | 25 | $ 8,245,000 | $ 329,000 | $ 129,000 |
| New Haven County Connecticut | 25 | $ 5,765,000 | $ 230,000 | $ 127,000 |
| New Castle County Delaware | 25 | $ 6,075,000 | $ 243,000 | $ 95,000 |
| Clay County Florida | 25 | $ 5,265,000 | $ 210,000 | $ 63,000 |
| Harris County Georgia | 25 | $ 8,115,000 | $ 324,000 | $ 148,000 |
| Hamilton County Indiana | 25 | $ 6,735,000 | $ 269,000 | $ 130,000 |
| Ravalli County Montana | 25 | $ 8,085,000 | $ 323,000 | $ 102,000 |
| Hudson County New Jersey | 25 | $ 12,355,000 | $ 494,000 | $ 149,000 |
| Somerset County New Jersey | 25 | $ 10,415,000 | $ 416,000 | $ 174,000 |
| Union County New Jersey | 25 | $ 9,875,000 | $ 395,000 | $ 144,000 |
| Douglas County Oregon | 25 | $ 6,195,000 | $ 247,000 | $ 72,000 |
| Caldwell County Texas | 25 | $ 5,765,000 | $ 230,000 | $ 226,000 |
| Johnson County Texas | 25 | $ 6,905,000 | $ 276,000 | $ 129,000 |
| Alexandria County Virginia | 25 | $ 11,295,000 | $ 451,000 | $ 181,000 |
| Elmore County Alabama | 24 | $ 4,340,000 | $ 180,000 | $ 28,000 |
| Limestone County Alabama | 24 | $ 6,140,000 | $ 255,000 | $ 105,000 |
| Collier County Florida | 24 | $ 10,930,000 | $ 455,000 | $ 231,000 |
| Bartow County Georgia | 24 | $ 6,110,000 | $ 254,000 | $ 61,000 |
| Stearns County Minnesota | 24 | $ 4,840,000 | $ 201,000 | $ 100,000 |
| Essex County New Jersey | 24 | $ 12,510,000 | $ 521,000 | $ 224,000 |
| San Juan County New Mexico | 24 | $ 4,180,000 | $ 174,000 | $ 102,000 |
| Gaston County North Carolina | 24 | $ 5,990,000 | $ 249,000 | $ 113,000 |
| Oldham County Kentucky | 23 | $ 7,795,000 | $ 338,000 | $ 115,000 |
| Mercer County New Jersey | 23 | $ 6,455,000 | $ 280,000 | $ 114,000 |
| Aiken County South Carolina | 23 | $ 5,615,000 | $ 244,000 | $ 122,000 |
| Prince William County Virginia | 23 | $ 9,875,000 | $ 429,000 | $ 144,000 |
| Benton County Washington | 23 | $ 7,375,000 | $ 320,000 | $ 100,000 |
| Citrus County Florida | 22 | $ 3,640,000 | $ 165,000 | $ 136,000 |
| Lowndes County Georgia | 22 | $ 6,600,000 | $ 300,000 | $ 148,000 |
| Pickens County Georgia | 22 | $ 5,160,000 | $ 234,000 | $ 90,000 |
| Burke County North Carolina | 22 | $ 3,620,000 | $ 164,000 | $ 168,000 |
| Carteret County North Carolina | 22 | $ 6,800,000 | $ 309,000 | $ 139,000 |
| Centre County Pennsylvania | 22 | $ 5,650,000 | $ 256,000 | $ 105,000 |
| Greenville County South Carolina | 22 | $ 7,450,000 | $ 338,000 | $ 131,000 |
| Orangeburg County South Carolina | 22 | $ 3,040,000 | $ 138,000 | $ 52,000 |
| Ellis County Texas | 22 | $ 6,740,000 | $ 306,000 | $ 119,000 |
| Henrico County Virginia | 22 | $ 5,540,000 | $ 251,000 | $ 109,000 |
| St. Clair County Alabama | 21 | $ 4,505,000 | $ 214,000 | $ 70,000 |
| Frederick County Maryland | 21 | $ 7,045,000 | $ 335,000 | $ 139,000 |
| Ocean County New Jersey | 21 | $ 6,705,000 | $ 319,000 | $ 149,000 |
| Polk County Oregon | 21 | $ 6,815,000 | $ 324,000 | $ 89,000 |
| Yamhill County Oregon | 21 | $ 6,575,000 | $ 313,000 | $ 85,000 |
| Virginia Beach County Virginia | 21 | $ 5,325,000 | $ 253,000 | $ 107,000 |
| Kitsap County Washington | 21 | $ 7,475,000 | $ 355,000 | $ 157,000 |
| Whitman County Washington | 21 | $ 5,915,000 | $ 281,000 | $ 123,000 |
| Navajo County Arizona | 20 | $ 5,500,000 | $ 275,000 | $ 149,000 |
| Siskiyou County California | 20 | $ 3,260,000 | $ 163,000 | $ 96,000 |
| Tehama County California | 20 | $ 4,130,000 | $ 206,000 | $ 73,000 |
| Hernando County Florida | 20 | $ 3,390,000 | $ 169,000 | $ 88,000 |
| Walton County Florida | 20 | $ 6,200,000 | $ 310,000 | $ 165,000 |
| Baltimore City County Maryland | 20 | $ 4,220,000 | $ 211,000 | $ 144,000 |
| Washtenaw County Michigan | 20 | $ 3,360,000 | $ 168,000 | $ 127,000 |
| Carver County Minnesota | 20 | $ 6,560,000 | $ 328,000 | $ 104,000 |
| Wright County Minnesota | 20 | $ 5,480,000 | $ 274,000 | $ 86,000 |
| Elko County Nevada | 20 | $ 5,520,000 | $ 276,000 | $ 96,000 |
| Taos County New Mexico | 20 | $ 5,660,000 | $ 283,000 | $ 147,000 |
| Hoke County North Carolina | 20 | $ 4,530,000 | $ 226,000 | $ 0 |
| Northampton County Pennsylvania | 20 | $ 5,310,000 | $ 265,000 | $ 140,000 |
| Wayne County Pennsylvania | 20 | $ 3,750,000 | $ 187,000 | $ 104,000 |
| Davidson County Tennessee | 20 | $ 4,530,000 | $ 226,000 | $ 92,000 |
| Lamar County Texas | 20 | $ 3,520,000 | $ 176,000 | $ 136,000 |
| Taylor County Texas | 20 | $ 4,410,000 | $ 220,000 | $ 64,000 |
| Arlington County Virginia | 20 | $ 10,910,000 | $ 545,000 | $ 200,000 |
| Campbell County Virginia | 20 | $ 3,860,000 | $ 193,000 | $ 74,000 |
| Douglas County Wisconsin | 20 | $ 3,220,000 | $ 161,000 | $ 0 |
| Sutter County California | 19 | $ 5,145,000 | $ 270,000 | $ 102,000 |
| Park County Colorado | 19 | $ 5,175,000 | $ 272,000 | $ 70,000 |
| Bay County Florida | 19 | $ 4,805,000 | $ 252,000 | $ 104,000 |
| Marion County Florida | 19 | $ 3,205,000 | $ 168,000 | $ 71,000 |
| Clayton County Georgia | 19 | $ 2,965,000 | $ 156,000 | $ 59,000 |
| Henry County Georgia | 19 | $ 4,945,000 | $ 260,000 | $ 88,000 |
| Liberty County Georgia | 19 | $ 3,805,000 | $ 200,000 | $ 69,000 |
| Twin Falls County Idaho | 19 | $ 4,475,000 | $ 235,000 | $ 63,000 |
| Porter County Indiana | 19 | $ 4,455,000 | $ 234,000 | $ 101,000 |
| Sedgwick County Kansas | 19 | $ 4,955,000 | $ 260,000 | $ 110,000 |
| Merrimack County New Hampshire | 19 | $ 4,815,000 | $ 253,000 | $ 92,000 |
| Durham County North Carolina | 19 | $ 4,965,000 | $ 261,000 | $ 115,000 |
| Benton County Oregon | 19 | $ 6,435,000 | $ 338,000 | $ 126,000 |
| Tillamook County Oregon | 19 | $ 5,885,000 | $ 309,000 | $ 150,000 |
| Bedford County Virginia | 19 | $ 4,555,000 | $ 239,000 | $ 97,000 |
| Rockingham County Virginia | 19 | $ 4,415,000 | $ 232,000 | $ 80,000 |
| DeKalb County Alabama | 18 | $ 2,790,000 | $ 155,000 | $ 63,000 |
| Elbert County Colorado | 18 | $ 7,300,000 | $ 405,000 | $ 160,000 |
| Leon County Florida | 18 | $ 4,510,000 | $ 250,000 | $ 97,000 |
| Kendall County Illinois | 18 | $ 4,260,000 | $ 236,000 | $ 119,000 |
| Allen County Ohio | 18 | $ 3,170,000 | $ 176,000 | $ 65,000 |
| Canadian County Oklahoma | 18 | $ 3,370,000 | $ 187,000 | $ 158,000 |
| Duchesne County Utah | 18 | $ 2,510,000 | $ 139,000 | $ 67,000 |
| Iron County Utah | 18 | $ 5,100,000 | $ 283,000 | $ 131,000 |
| Richmond City County Virginia | 18 | $ 3,840,000 | $ 213,000 | $ 115,000 |
| Benewah County Idaho | 17 | $ 4,455,000 | $ 262,000 | $ 71,000 |
| Lake County Indiana | 17 | $ 4,745,000 | $ 279,000 | $ 92,000 |
| Livingston County Michigan | 17 | $ 4,995,000 | $ 293,000 | $ 111,000 |
| Sandoval County New Mexico | 17 | $ 4,805,000 | $ 282,000 | $ 115,000 |
| Johnston County North Carolina | 17 | $ 4,085,000 | $ 240,000 | $ 106,000 |
| Moore County North Carolina | 17 | $ 4,205,000 | $ 247,000 | $ 80,000 |
| Orange County North Carolina | 17 | $ 4,565,000 | $ 268,000 | $ 227,000 |
| Berks County Pennsylvania | 17 | $ 3,825,000 | $ 225,000 | $ 86,000 |
| Lancaster County South Carolina | 17 | $ 4,715,000 | $ 277,000 | $ 45,000 |
| Rockwall County Texas | 17 | $ 4,905,000 | $ 288,000 | $ 151,000 |
| San Patricio County Texas | 17 | $ 2,705,000 | $ 159,000 | $ 77,000 |
| Uinta County Wyoming | 17 | $ 3,445,000 | $ 202,000 | $ 0 |
| Clear Creek County Colorado | 16 | $ 7,220,000 | $ 451,000 | $ 153,000 |
| Teller County Colorado | 16 | $ 4,320,000 | $ 270,000 | $ 86,000 |
| Gordon County Georgia | 16 | $ 2,960,000 | $ 185,000 | $ 0 |
| Muscogee County Georgia | 16 | $ 3,640,000 | $ 227,000 | $ 150,000 |
| Whitfield County Georgia | 16 | $ 2,650,000 | $ 165,000 | $ 53,000 |
| Bonner County Idaho | 16 | $ 5,050,000 | $ 315,000 | $ 118,000 |
| Harrison County Indiana | 16 | $ 2,500,000 | $ 156,000 | $ 73,000 |
| Brunswick County North Carolina | 16 | $ 4,020,000 | $ 251,000 | $ 105,000 |
| Tulsa County Oklahoma | 16 | $ 3,570,000 | $ 223,000 | $ 65,000 |
| Clinton County Pennsylvania | 16 | $ 2,650,000 | $ 165,000 | $ 88,000 |
| Williamson County Tennessee | 16 | $ 8,710,000 | $ 544,000 | $ 146,000 |
| Kaufman County Texas | 16 | $ 3,160,000 | $ 197,000 | $ 99,000 |
| Washington County Wisconsin | 16 | $ 3,250,000 | $ 203,000 | $ 83,000 |
| Amador County California | 15 | $ 5,055,000 | $ 337,000 | $ 128,000 |
| Mariposa County California | 15 | $ 3,755,000 | $ 250,000 | $ 115,000 |
| Grand County Colorado | 15 | $ 6,345,000 | $ 423,000 | $ 111,000 |
| Mesa County Colorado | 15 | $ 4,405,000 | $ 293,000 | $ 78,000 |
| Pueblo County Colorado | 15 | $ 3,845,000 | $ 256,000 | $ 75,000 |
| Litchfield County Connecticut | 15 | $ 4,065,000 | $ 271,000 | $ 159,000 |
| Barrow County Georgia | 15 | $ 3,485,000 | $ 232,000 | $ 62,000 |
| Newton County Georgia | 15 | $ 3,445,000 | $ 229,000 | $ 70,000 |
| Kankakee County Illinois | 15 | $ 2,745,000 | $ 183,000 | $ 84,000 |
| Warren County Iowa | 15 | $ 3,175,000 | $ 211,000 | $ 75,000 |
| Hampden County Massachusetts | 15 | $ 3,795,000 | $ 253,000 | $ 95,000 |
| Washoe County Nevada | 15 | $ 7,425,000 | $ 495,000 | $ 174,000 |
| Dona Ana County New Mexico | 15 | $ 2,825,000 | $ 188,000 | $ 125,000 |
| Harnett County North Carolina | 15 | $ 3,745,000 | $ 249,000 | $ 79,000 |
| Pike County Pennsylvania | 15 | $ 2,995,000 | $ 199,000 | $ 128,000 |
| Cameron County Texas | 15 | $ 2,755,000 | $ 183,000 | $ 99,000 |
| Hood County Texas | 15 | $ 4,475,000 | $ 298,000 | $ 101,000 |
| Lynchburg County Virginia | 15 | $ 2,355,000 | $ 157,000 | $ 82,000 |
| Spotsylvania County Virginia | 15 | $ 4,905,000 | $ 327,000 | $ 123,000 |
| Stafford County Virginia | 15 | $ 6,105,000 | $ 407,000 | $ 138,000 |
| Crenshaw County Alabama | 14 | $ 2,090,000 | $ 149,000 | $ 70,000 |
| Hendricks County Indiana | 14 | $ 2,440,000 | $ 174,000 | $ 102,000 |
| Gallatin County Montana | 14 | $ 4,460,000 | $ 318,000 | $ 120,000 |
| Passaic County New Jersey | 14 | $ 4,570,000 | $ 326,000 | $ 104,000 |
| Santa Fe County New Mexico | 14 | $ 5,970,000 | $ 426,000 | $ 164,000 |
| Rowan County North Carolina | 14 | $ 2,640,000 | $ 188,000 | $ 75,000 |
| Lancaster County Pennsylvania | 14 | $ 3,360,000 | $ 240,000 | $ 83,000 |
| Washington County Tennessee | 14 | $ 2,950,000 | $ 210,000 | $ 93,000 |
| Wilson County Tennessee | 14 | $ 3,640,000 | $ 260,000 | $ 83,000 |
| Brazos County Texas | 14 | $ 3,200,000 | $ 228,000 | $ 145,000 |
| Cowlitz County Washington | 14 | $ 4,550,000 | $ 325,000 | $ 147,000 |
| Skagit County Washington | 14 | $ 4,990,000 | $ 356,000 | $ 122,000 |
| La Paz County Arizona | 13 | $ 2,335,000 | $ 179,000 | $ 65,000 |
| Yuma County Arizona | 13 | $ 2,895,000 | $ 222,000 | $ 67,000 |
| Flagler County Florida | 13 | $ 4,765,000 | $ 366,000 | $ 121,000 |
| Indian River County Florida | 13 | $ 3,045,000 | $ 234,000 | $ 82,000 |
| Greene County Georgia | 13 | $ 3,585,000 | $ 275,000 | $ 119,000 |
| Houston County Georgia | 13 | $ 2,815,000 | $ 216,000 | $ 97,000 |
| Rockdale County Georgia | 13 | $ 3,105,000 | $ 238,000 | $ 85,000 |
| Story County Iowa | 13 | $ 1,705,000 | $ 131,000 | $ 62,000 |
| Johnson County Kansas | 13 | $ 3,925,000 | $ 301,000 | $ 151,000 |
| St. Tammany County Louisiana | 13 | $ 3,675,000 | $ 282,000 | $ 133,000 |
| Carroll County Maryland | 13 | $ 4,205,000 | $ 323,000 | $ 102,000 |
| Howard County Maryland | 13 | $ 5,075,000 | $ 390,000 | $ 141,000 |
| Buncombe County North Carolina | 13 | $ 3,695,000 | $ 284,000 | $ 110,000 |
| Craven County North Carolina | 13 | $ 2,335,000 | $ 179,000 | $ 127,000 |
| Westmoreland County Pennsylvania | 13 | $ 2,325,000 | $ 178,000 | $ 76,000 |
| Newport County Rhode Island | 13 | $ 4,065,000 | $ 312,000 | $ 123,000 |
| Spartanburg County South Carolina | 13 | $ 3,335,000 | $ 256,000 | $ 81,000 |
| Gregg County Texas | 13 | $ 2,365,000 | $ 181,000 | $ 241,000 |
| Hunt County Texas | 13 | $ 3,245,000 | $ 249,000 | $ 100,000 |
| Mecklenburg County Virginia | 13 | $ 2,095,000 | $ 161,000 | $ 72,000 |
| Island County Washington | 13 | $ 5,325,000 | $ 409,000 | $ 127,000 |
| Lee County Alabama | 12 | $ 3,060,000 | $ 255,000 | $ 242,000 |
| Fairbanks North Star County Alaska | 12 | $ 3,310,000 | $ 275,000 | $ 94,000 |
| Monroe County Florida | 12 | $ 5,800,000 | $ 483,000 | $ 188,000 |
| Douglas County Georgia | 12 | $ 2,910,000 | $ 242,000 | $ 71,000 |
| Fayette County Georgia | 12 | $ 3,940,000 | $ 328,000 | $ 131,000 |
| Jackson County Indiana | 12 | $ 1,810,000 | $ 150,000 | $ 47,000 |
| Clay County Missouri | 12 | $ 2,720,000 | $ 226,000 | $ 121,000 |
| Jackson County Missouri | 12 | $ 2,300,000 | $ 191,000 | $ 96,000 |
| Anderson County South Carolina | 12 | $ 2,700,000 | $ 225,000 | $ 157,000 |
| Morgan County Utah | 12 | $ 5,700,000 | $ 475,000 | $ 109,000 |
| Sanpete County Utah | 12 | $ 3,140,000 | $ 261,000 | $ 80,000 |
| Uintah County Utah | 12 | $ 2,800,000 | $ 233,000 | $ 88,000 |
| Lincoln County Wyoming | 12 | $ 2,550,000 | $ 212,000 | $ 59,000 |
| Marengo County Alabama | 11 | $ 1,795,000 | $ 163,000 | $ 70,000 |
| Russell County Alabama | 11 | $ 2,455,000 | $ 223,000 | $ 0 |
| Humboldt County California | 11 | $ 2,775,000 | $ 252,000 | $ 97,000 |
| Fremont County Colorado | 11 | $ 2,695,000 | $ 245,000 | $ 76,000 |
| Summit County Colorado | 11 | $ 6,085,000 | $ 553,000 | $ 129,000 |
| Dawson County Georgia | 11 | $ 4,005,000 | $ 364,000 | $ 102,000 |
| Jackson County Georgia | 11 | $ 3,105,000 | $ 282,000 | $ 70,000 |
| Putnam County Georgia | 11 | $ 4,145,000 | $ 376,000 | $ 285,000 |
| Bonneville County Idaho | 11 | $ 3,005,000 | $ 273,000 | $ 115,000 |
| Johnson County Indiana | 11 | $ 2,045,000 | $ 185,000 | $ 115,000 |
| Franklin County Massachusetts | 11 | $ 2,325,000 | $ 211,000 | $ 85,000 |
| Genesee County Michigan | 11 | $ 1,925,000 | $ 175,000 | $ 74,000 |
| Jefferson County Missouri | 11 | $ 2,075,000 | $ 188,000 | $ 84,000 |
| Strafford County New Hampshire | 11 | $ 2,715,000 | $ 246,000 | $ 90,000 |
| Lincoln County North Carolina | 11 | $ 3,225,000 | $ 293,000 | $ 65,000 |
| Randolph County North Carolina | 11 | $ 2,345,000 | $ 213,000 | $ 229,000 |
| Logan County Oklahoma | 11 | $ 2,935,000 | $ 266,000 | $ 47,000 |
| York County Pennsylvania | 11 | $ 1,905,000 | $ 173,000 | $ 100,000 |
| Pennington County South Dakota | 11 | $ 2,695,000 | $ 245,000 | $ 77,000 |
| Columbia County Washington | 11 | $ 2,695,000 | $ 245,000 | $ 76,000 |
| Morgan County Alabama | 10 | $ 2,920,000 | $ 292,000 | $ 123,000 |
| Cochise County Arizona | 10 | $ 1,680,000 | $ 168,000 | $ 88,000 |
| Kings County California | 10 | $ 2,010,000 | $ 201,000 | $ 117,000 |
| Montezuma County Colorado | 10 | $ 2,490,000 | $ 249,000 | $ 106,000 |
| Charlotte County Florida | 10 | $ 1,940,000 | $ 194,000 | $ 73,000 |
| Camden County Georgia | 10 | $ 2,950,000 | $ 295,000 | $ 103,000 |
| Spalding County Georgia | 10 | $ 1,510,000 | $ 151,000 | $ 64,000 |
| Charles County Maryland | 10 | $ 3,580,000 | $ 358,000 | $ 114,000 |
| Kent County Michigan | 10 | $ 1,980,000 | $ 198,000 | $ 71,000 |
| Valencia County New Mexico | 10 | $ 2,520,000 | $ 252,000 | $ 96,000 |
| Franklin County North Carolina | 10 | $ 2,640,000 | $ 264,000 | $ 64,000 |
| Hamilton County Ohio | 10 | $ 1,620,000 | $ 162,000 | $ 110,000 |
| Wyoming County Pennsylvania | 10 | $ 1,540,000 | $ 154,000 | $ 126,000 |
| Rutherford County Tennessee | 10 | $ 2,570,000 | $ 257,000 | $ 62,000 |
| Bell County Texas | 10 | $ 2,050,000 | $ 205,000 | $ 178,000 |
| Henderson County Texas | 10 | $ 2,400,000 | $ 240,000 | $ 92,000 |
| Sevier County Utah | 10 | $ 1,940,000 | $ 194,000 | $ 60,000 |
| Chesapeake County Virginia | 10 | $ 2,590,000 | $ 259,000 | $ 102,000 |
| Norfolk County Virginia | 10 | $ 2,180,000 | $ 218,000 | $ 94,000 |
| Racine County Wisconsin | 10 | $ 2,000,000 | $ 200,000 | $ 130,000 |
| Blount County Alabama | 9 | $ 1,155,000 | $ 128,000 | $ 84,000 |
| Henry County Alabama | 9 | $ 1,445,000 | $ 160,000 | $ 97,000 |
| Houston County Alabama | 9 | $ 2,165,000 | $ 240,000 | $ 81,000 |
| Benton County Arkansas | 9 | $ 1,575,000 | $ 175,000 | $ 68,000 |
| Glenn County California | 9 | $ 2,095,000 | $ 232,000 | $ 65,000 |
| Garfield County Colorado | 9 | $ 2,445,000 | $ 271,000 | $ 83,000 |
| Jackson County Florida | 9 | $ 1,715,000 | $ 190,000 | $ 78,000 |
| Bibb County Georgia | 9 | $ 1,435,000 | $ 159,000 | $ 56,000 |
| Columbia County Georgia | 9 | $ 2,395,000 | $ 266,000 | $ 211,000 |
| Dougherty County Georgia | 9 | $ 2,525,000 | $ 280,000 | $ 93,000 |
| Fannin County Georgia | 9 | $ 3,565,000 | $ 396,000 | $ 295,000 |
| Floyd County Georgia | 9 | $ 1,465,000 | $ 162,000 | $ 43,000 |
| Kauai County Hawaii | 9 | $ 4,225,000 | $ 469,000 | $ 169,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,699 | $7,227,235,000 | $349,000 | $2,395,000 | $125,000 | $5,760,000 |
| Refinancing | 19,338 | $6,538,060,000 | $338,000 | $2,705,000 | $139,000 | $6,804,000 |
| Cash-out Refinancing | 11,268 | $3,764,400,000 | $334,000 | $2,005,000 | $120,000 | $8,092,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,729 | $7,290,515,000 | $335,000 | $2,245,000 | $130,000 | $5,760,000 |
| Not applicable | 13,969 | $4,542,345,000 | $325,000 | $2,705,000 | $0 | $0 |
| Not Provided | 5,242 | $2,011,010,000 | $383,000 | $2,395,000 | $139,000 | $8,092,000 |
| Hispanic | 4,811 | $1,528,445,000 | $317,000 | $1,715,000 | $105,000 | $6,804,000 |
| Asian | 3,583 | $1,497,685,000 | $417,000 | $2,005,000 | $155,000 | $1,575,000 |
| Black or African American | 1,493 | $471,585,000 | $315,000 | $1,265,000 | $109,000 | $3,635,000 |
| Native Hawaiian or Other Pacific Islander | 139 | $51,255,000 | $368,000 | $1,015,000 | $112,000 | $296,000 |
| American Indian or Alaskan Native | 117 | $35,935,000 | $307,000 | $935,000 | $110,000 | $391,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 43,038 | $14,953,280,000 | $347,000 | $2,395,000 | $135,000 | $8,092,000 |
| FHA-insured (Federal Housing Administration) | 4,487 | $1,277,435,000 | $284,000 | $1,295,000 | $77,000 | $502,000 |
| VA-guaranteed (Veterans Administration) | 3,168 | $1,159,470,000 | $365,000 | $2,705,000 | $106,000 | $690,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 612 | $139,510,000 | $227,000 | $1,965,000 | $74,000 | $1,440,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,110 | $9,222,390,000 | $340,000 | $2,225,000 | $127,000 | $2,993,000 |
| Loan Purchased By The Institution | 13,969 | $4,542,345,000 | $325,000 | $2,705,000 | $0 | $0 |
| Application Denied By Financial Institution | 5,931 | $2,281,155,000 | $384,000 | $2,395,000 | $135,000 | $8,092,000 |
| Application Withdrawn By Applicant | 3,019 | $1,055,255,000 | $349,000 | $1,965,000 | $143,000 | $6,804,000 |
| File Closed For Incompleteness | 914 | $308,200,000 | $337,000 | $2,245,000 | $138,000 | $4,767,000 |
| Application Approved But Not Accepted | 362 | $120,350,000 | $332,000 | $1,325,000 | $120,000 | $670,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,374 | $15,248,540,000 | $336,000 | $2,705,000 | $129,000 | $6,804,000 |
| Unverifiable Information | 3,541 | $1,319,425,000 | $372,000 | $2,395,000 | $136,000 | $2,585,000 |
| Debt-To-Income Ratio | 678 | $292,110,000 | $430,000 | $2,005,000 | $101,000 | $2,799,000 |
| Credit Application Incomplete | 582 | $222,640,000 | $382,000 | $1,855,000 | $149,000 | $1,915,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 357 | $150,155,000 | $420,000 | $1,755,000 | $140,000 | $687,000 |
| Collateral | 310 | $114,870,000 | $370,000 | $1,685,000 | $136,000 | $1,148,000 |
| Credit History | 210 | $78,970,000 | $376,000 | $1,845,000 | $159,000 | $8,092,000 |
| Other | 192 | $78,860,000 | $410,000 | $2,005,000 | $159,000 | $884,000 |
| Employment History | 58 | $22,980,000 | $396,000 | $1,285,000 | $100,000 | $462,000 |
| Mortgage Insurance Denied | 3 | $1,145,000 | $381,000 | $445,000 | $87,000 | $119,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.