Stearns Lending, LLC Mortgage Lending & HMDA Data, 2021
In 2021, Stearns Lending, LLC of Santa Ana, CA reported 51,305 mortgage applications totaling $17.5 billion, down 37% from 2020. The average application was for $341,676, and applicants reported an average income of $129,178. 53% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,742), Riverside-San Bernardino-Ontario, CA (2,604) and Phoenix-Mesa-Scottsdale, AZ (2,080) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 51,305 |
| Total Mortgage Loan Application Amount | $17,529,695,000 |
| Average Mortgage Loan Application Amount | $341,676 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $129,178 |
| Highest Applicant Income | $8,092,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 2,742 | $ 1,367,740,000 | $ 498,811 | $ 154,000 |
| Maricopa, Arizona | 1,812 | $ 557,560,000 | $ 307,704 | $ 120,000 |
| Riverside, California | 1,804 | $ 648,830,000 | $ 359,661 | $ 123,000 |
| Orange, California | 1,358 | $ 725,850,000 | $ 534,499 | $ 169,000 |
| Salt Lake, Utah | 1,309 | $ 470,155,000 | $ 359,171 | $ 114,000 |
| San Diego, California | 1,238 | $ 606,140,000 | $ 489,612 | $ 155,000 |
| Harris, Texas | 822 | $ 200,300,000 | $ 243,673 | $ 195,000 |
| Cook, Illinois | 817 | $ 227,685,000 | $ 278,684 | $ 127,000 |
| Clark, Nevada | 815 | $ 260,485,000 | $ 319,613 | $ 125,000 |
| Santa Clara, California | 803 | $ 485,955,000 | $ 605,174 | $ 198,000 |
| San Bernardino, California | 800 | $ 277,190,000 | $ 346,487 | $ 119,000 |
| Contra Costa, California | 734 | $ 342,180,000 | $ 466,185 | $ 155,000 |
| Ventura, California | 717 | $ 328,055,000 | $ 457,538 | $ 138,000 |
| Utah, Utah | 676 | $ 242,240,000 | $ 358,343 | $ 115,000 |
| Alameda, California | 614 | $ 336,860,000 | $ 548,631 | $ 183,000 |
| Pima, Arizona | 588 | $ 123,480,000 | $ 210,000 | $ 81,000 |
| Honolulu, Hawaii | 538 | $ 279,140,000 | $ 518,847 | $ 124,000 |
| San Joaquin, California | 531 | $ 164,965,000 | $ 310,668 | $ 114,000 |
| Bexar, Texas | 484 | $ 120,460,000 | $ 248,884 | $ 107,000 |
| Sacramento, California | 471 | $ 169,525,000 | $ 359,925 | $ 134,000 |
| Denton, Texas | 387 | $ 118,505,000 | $ 306,214 | $ 147,000 |
| Davis, Utah | 386 | $ 133,240,000 | $ 345,181 | $ 104,000 |
| Weber, Utah | 358 | $ 108,270,000 | $ 302,430 | $ 102,000 |
| Travis, Texas | 357 | $ 114,405,000 | $ 320,462 | $ 170,000 |
| Denver, Colorado | 354 | $ 151,030,000 | $ 426,638 | $ 147,000 |
| Palm Beach, Florida | 351 | $ 109,975,000 | $ 313,319 | $ 127,000 |
| Arapahoe, Colorado | 343 | $ 127,305,000 | $ 371,151 | $ 128,000 |
| Jefferson, Colorado | 322 | $ 130,100,000 | $ 404,037 | $ 136,000 |
| Cache, Utah | 320 | $ 97,170,000 | $ 303,656 | $ 89,000 |
| Douglas, Colorado | 301 | $ 135,935,000 | $ 451,611 | $ 160,000 |
| Williamson, Texas | 298 | $ 80,350,000 | $ 269,630 | $ 157,000 |
| Fresno, California | 294 | $ 86,140,000 | $ 292,993 | $ 126,000 |
| Sonoma, California | 293 | $ 129,855,000 | $ 443,191 | $ 147,000 |
| San Mateo, California | 280 | $ 172,950,000 | $ 617,678 | $ 196,000 |
| Fort Bend, Texas | 274 | $ 74,210,000 | $ 270,839 | $ 141,000 |
| King, Washington | 274 | $ 139,200,000 | $ 508,029 | $ 217,000 |
| Duval, Florida | 272 | $ 63,670,000 | $ 234,080 | $ 84,000 |
| Pinal, Arizona | 268 | $ 71,380,000 | $ 266,343 | $ 103,000 |
| Multnomah, Oregon | 268 | $ 94,290,000 | $ 351,828 | $ 137,000 |
| Washington, Oregon | 265 | $ 93,365,000 | $ 352,320 | $ 148,000 |
| Adams, Colorado | 264 | $ 92,020,000 | $ 348,560 | $ 92,000 |
| Stanislaus, California | 246 | $ 75,150,000 | $ 305,487 | $ 103,000 |
| Kern, California | 241 | $ 65,255,000 | $ 270,767 | $ 152,000 |
| Tarrant, Texas | 241 | $ 65,395,000 | $ 271,348 | $ 141,000 |
| Hennepin, Minnesota | 240 | $ 85,060,000 | $ 354,416 | $ 170,000 |
| Lane, Oregon | 237 | $ 65,525,000 | $ 276,476 | $ 85,000 |
| Yavapai, Arizona | 235 | $ 62,245,000 | $ 264,872 | $ 89,000 |
| Collin, Texas | 235 | $ 78,025,000 | $ 332,021 | $ 167,000 |
| Fulton, Georgia | 230 | $ 84,150,000 | $ 365,869 | $ 151,000 |
| Mecklenburg, North Carolina | 219 | $ 60,615,000 | $ 276,780 | $ 112,000 |
| Polk, Florida | 212 | $ 44,930,000 | $ 211,933 | $ 135,000 |
| Miami-Dade, Florida | 209 | $ 64,495,000 | $ 308,588 | $ 134,000 |
| Cobb, Georgia | 209 | $ 67,785,000 | $ 324,330 | $ 133,000 |
| Broward, Florida | 203 | $ 60,985,000 | $ 300,418 | $ 129,000 |
| Polk, Iowa | 202 | $ 42,550,000 | $ 210,643 | $ 97,000 |
| Placer, California | 196 | $ 87,510,000 | $ 446,479 | $ 151,000 |
| San Francisco, California | 195 | $ 96,805,000 | $ 496,435 | $ 171,000 |
| Clackamas, Oregon | 194 | $ 78,110,000 | $ 402,628 | $ 142,000 |
| Montgomery, Texas | 192 | $ 50,580,000 | $ 263,437 | $ 143,000 |
| Washington, Utah | 189 | $ 62,945,000 | $ 333,042 | $ 108,000 |
| Monterey, California | 182 | $ 79,930,000 | $ 439,175 | $ 131,000 |
| Snohomish, Washington | 173 | $ 66,415,000 | $ 383,901 | $ 115,000 |
| Kootenai, Idaho | 171 | $ 55,195,000 | $ 322,777 | $ 101,000 |
| DuPage, Illinois | 169 | $ 49,325,000 | $ 291,863 | $ 130,000 |
| Will, Illinois | 168 | $ 43,320,000 | $ 257,857 | $ 129,000 |
| Madison, Alabama | 167 | $ 41,935,000 | $ 251,107 | $ 116,000 |
| Santa Cruz, California | 167 | $ 87,015,000 | $ 521,047 | $ 161,000 |
| Santa Barbara, California | 166 | $ 65,560,000 | $ 394,939 | $ 165,000 |
| Clark, Washington | 164 | $ 53,270,000 | $ 324,817 | $ 101,000 |
| Dallas, Texas | 160 | $ 49,040,000 | $ 306,500 | $ 148,000 |
| Providence, Rhode Island | 156 | $ 40,410,000 | $ 259,038 | $ 110,000 |
| San Benito, California | 155 | $ 81,615,000 | $ 526,548 | $ 140,000 |
| Tooele, Utah | 155 | $ 42,995,000 | $ 277,387 | $ 74,000 |
| Luzerne, Pennsylvania | 149 | $ 24,225,000 | $ 162,583 | $ 67,000 |
| Missoula, Montana | 145 | $ 47,645,000 | $ 328,586 | $ 170,000 |
| Solano, California | 143 | $ 58,445,000 | $ 408,706 | $ 131,000 |
| Larimer, Colorado | 140 | $ 46,560,000 | $ 332,571 | $ 142,000 |
| Okaloosa, Florida | 136 | $ 42,560,000 | $ 312,941 | $ 150,000 |
| San Luis Obispo, California | 135 | $ 48,555,000 | $ 359,666 | $ 147,000 |
| Gwinnett, Georgia | 135 | $ 36,025,000 | $ 266,851 | $ 116,000 |
| Lake, Illinois | 134 | $ 41,250,000 | $ 307,835 | $ 156,000 |
| Osceola, Florida | 129 | $ 34,075,000 | $ 264,147 | $ 82,000 |
| Hillsborough, Florida | 128 | $ 36,250,000 | $ 283,203 | $ 121,000 |
| Chatham, Georgia | 128 | $ 31,810,000 | $ 248,515 | $ 104,000 |
| El Paso, Texas | 124 | $ 21,660,000 | $ 174,677 | $ 69,000 |
| Fairfield, Connecticut | 123 | $ 50,395,000 | $ 409,715 | $ 160,000 |
| Spokane, Washington | 123 | $ 36,065,000 | $ 293,211 | $ 107,000 |
| Summit, Utah | 122 | $ 48,950,000 | $ 401,229 | $ 137,000 |
| Bristol, Massachusetts | 121 | $ 38,405,000 | $ 317,396 | $ 107,000 |
| Middlesex, Massachusetts | 121 | $ 52,835,000 | $ 436,652 | $ 185,000 |
| El Paso, Colorado | 119 | $ 37,835,000 | $ 317,941 | $ 95,000 |
| Caldwell, North Carolina | 118 | $ 17,430,000 | $ 147,711 | $ 87,000 |
| Hays, Texas | 118 | $ 28,520,000 | $ 241,694 | $ 97,000 |
| Pierce, Washington | 117 | $ 41,945,000 | $ 358,504 | $ 141,000 |
| Jefferson, Kentucky | 116 | $ 26,730,000 | $ 230,431 | $ 105,000 |
| Mohave, Arizona | 115 | $ 28,145,000 | $ 244,739 | $ 94,000 |
| Weld, Colorado | 112 | $ 38,370,000 | $ 342,589 | $ 113,000 |
| Oakland, Michigan | 110 | $ 30,390,000 | $ 276,272 | $ 109,000 |
| Cherokee, Georgia | 108 | $ 33,690,000 | $ 311,944 | $ 92,000 |
| Worcester, Massachusetts | 107 | $ 30,405,000 | $ 284,158 | $ 116,000 |
| Jackson, Oregon | 103 | $ 30,005,000 | $ 291,310 | $ 91,000 |
| Wake, North Carolina | 99 | $ 31,145,000 | $ 314,595 | $ 131,000 |
| Fairfax, Virginia | 97 | $ 43,885,000 | $ 452,422 | $ 189,000 |
| Lincoln, Oregon | 96 | $ 27,330,000 | $ 284,687 | $ 105,000 |
| Waukesha, Wisconsin | 96 | $ 33,600,000 | $ 350,000 | $ 155,000 |
| Barnstable, Massachusetts | 95 | $ 29,975,000 | $ 315,526 | $ 116,000 |
| El Dorado, California | 94 | $ 43,510,000 | $ 462,872 | $ 160,000 |
| Guilford, North Carolina | 94 | $ 20,680,000 | $ 220,000 | $ 101,000 |
| York, South Carolina | 94 | $ 25,070,000 | $ 266,702 | $ 99,000 |
| Orange, Florida | 91 | $ 25,535,000 | $ 280,604 | $ 115,000 |
| Morgan, Georgia | 90 | $ 26,050,000 | $ 289,444 | $ 125,000 |
| Boulder, Colorado | 89 | $ 38,995,000 | $ 438,146 | $ 170,000 |
| Lackawanna, Pennsylvania | 89 | $ 13,975,000 | $ 157,022 | $ 70,000 |
| Montgomery, Pennsylvania | 89 | $ 26,775,000 | $ 300,842 | $ 125,000 |
| Cumberland, North Carolina | 88 | $ 17,130,000 | $ 194,659 | $ 60,000 |
| Lake, Florida | 87 | $ 26,375,000 | $ 303,160 | $ 106,000 |
| Bernalillo, New Mexico | 86 | $ 21,030,000 | $ 244,534 | $ 96,000 |
| Box Elder, Utah | 86 | $ 24,790,000 | $ 288,255 | $ 87,000 |
| Merced, California | 85 | $ 21,645,000 | $ 254,647 | $ 104,000 |
| Clark, Indiana | 85 | $ 16,905,000 | $ 198,882 | $ 73,000 |
| Coos, Oregon | 85 | $ 20,445,000 | $ 240,529 | $ 85,000 |
| Klamath, Oregon | 85 | $ 17,685,000 | $ 208,058 | $ 80,000 |
| DeKalb, Georgia | 83 | $ 27,265,000 | $ 328,493 | $ 160,000 |
| Kane, Illinois | 83 | $ 20,005,000 | $ 241,024 | $ 114,000 |
| Marin, California | 82 | $ 50,650,000 | $ 617,682 | $ 194,000 |
| Yakima, Washington | 82 | $ 19,900,000 | $ 242,682 | $ 69,000 |
| Galveston, Texas | 81 | $ 21,185,000 | $ 261,543 | $ 160,000 |
| Deschutes, Oregon | 80 | $ 27,880,000 | $ 348,500 | $ 114,000 |
| Wayne, Michigan | 79 | $ 15,335,000 | $ 194,113 | $ 84,000 |
| Montgomery, Maryland | 78 | $ 32,030,000 | $ 410,641 | $ 158,000 |
| Anchorage, Alaska | 77 | $ 28,605,000 | $ 371,493 | $ 119,000 |
| Lee, Florida | 77 | $ 17,475,000 | $ 226,948 | $ 132,000 |
| St. Johns, Florida | 77 | $ 24,365,000 | $ 316,428 | $ 149,000 |
| Bergen, New Jersey | 77 | $ 30,165,000 | $ 391,753 | $ 163,000 |
| Oklahoma, Oklahoma | 77 | $ 16,185,000 | $ 210,194 | $ 64,000 |
| Charleston, South Carolina | 76 | $ 30,290,000 | $ 398,552 | $ 129,000 |
| Bucks, Pennsylvania | 74 | $ 23,910,000 | $ 323,108 | $ 136,000 |
| Smith, Texas | 73 | $ 15,725,000 | $ 215,410 | $ 94,000 |
| Muskegon, Michigan | 72 | $ 10,870,000 | $ 150,972 | $ 63,000 |
| Matanuska-Susitna, Alaska | 71 | $ 22,945,000 | $ 323,169 | $ 103,000 |
| Plymouth, Massachusetts | 71 | $ 24,905,000 | $ 350,774 | $ 130,000 |
| Macomb, Michigan | 71 | $ 14,075,000 | $ 198,239 | $ 68,000 |
| Marion, Indiana | 69 | $ 11,585,000 | $ 167,898 | $ 131,000 |
| Mendocino, California | 68 | $ 22,380,000 | $ 329,117 | $ 95,000 |
| Marion, Oregon | 68 | $ 19,040,000 | $ 280,000 | $ 94,000 |
| Chester, Pennsylvania | 68 | $ 25,720,000 | $ 378,235 | $ 166,000 |
| Yolo, California | 67 | $ 27,245,000 | $ 406,641 | $ 134,000 |
| St. Lucie, Florida | 67 | $ 16,735,000 | $ 249,776 | $ 99,000 |
| Ada, Idaho | 66 | $ 22,660,000 | $ 343,333 | $ 114,000 |
| Norfolk, Massachusetts | 66 | $ 26,400,000 | $ 400,000 | $ 138,000 |
| Philadelphia, Pennsylvania | 66 | $ 16,760,000 | $ 253,939 | $ 105,000 |
| Grayson, Texas | 66 | $ 13,580,000 | $ 205,757 | $ 164,000 |
| Lake, California | 65 | $ 17,665,000 | $ 271,769 | $ 96,000 |
| Manatee, Florida | 65 | $ 17,905,000 | $ 275,461 | $ 141,000 |
| Forsyth, Georgia | 65 | $ 23,505,000 | $ 361,615 | $ 129,000 |
| Hawaii, Hawaii | 65 | $ 26,265,000 | $ 404,076 | $ 130,000 |
| Bristol, Rhode Island | 65 | $ 19,395,000 | $ 298,384 | $ 112,000 |
| Marshall, Alabama | 64 | $ 14,650,000 | $ 228,906 | $ 215,000 |
| Imperial, California | 64 | $ 11,950,000 | $ 186,718 | $ 100,000 |
| Madera, California | 64 | $ 16,710,000 | $ 261,093 | $ 113,000 |
| Paulding, Georgia | 64 | $ 16,510,000 | $ 257,968 | $ 98,000 |
| Wasatch, Utah | 64 | $ 27,480,000 | $ 429,375 | $ 179,000 |
| Thurston, Washington | 63 | $ 24,555,000 | $ 389,761 | $ 113,000 |
| Tulare, California | 62 | $ 11,930,000 | $ 192,419 | $ 100,000 |
| Essex, Massachusetts | 61 | $ 21,275,000 | $ 348,770 | $ 125,000 |
| Union, North Carolina | 60 | $ 19,170,000 | $ 319,500 | $ 109,000 |
| Milwaukee, Wisconsin | 60 | $ 12,260,000 | $ 204,333 | $ 113,000 |
| Dakota, Minnesota | 59 | $ 16,705,000 | $ 283,135 | $ 161,000 |
| Allegheny, Pennsylvania | 58 | $ 11,110,000 | $ 191,551 | $ 100,000 |
| Delaware, Pennsylvania | 58 | $ 16,600,000 | $ 286,206 | $ 126,000 |
| Yellowstone, Montana | 57 | $ 14,475,000 | $ 253,947 | $ 98,000 |
| Effingham, Georgia | 56 | $ 12,270,000 | $ 219,107 | $ 92,000 |
| McHenry, Illinois | 56 | $ 14,340,000 | $ 256,071 | $ 139,000 |
| Davidson, North Carolina | 56 | $ 10,760,000 | $ 192,142 | $ 0 |
| Linn, Oregon | 56 | $ 14,890,000 | $ 265,892 | $ 78,000 |
| Comal, Texas | 55 | $ 15,355,000 | $ 279,181 | $ 124,000 |
| Anoka, Minnesota | 54 | $ 14,620,000 | $ 270,740 | $ 302,000 |
| Forsyth, North Carolina | 53 | $ 11,865,000 | $ 223,867 | $ 113,000 |
| Brazoria, Texas | 52 | $ 13,150,000 | $ 252,884 | $ 157,000 |
| Santa Rosa, Florida | 51 | $ 16,355,000 | $ 320,686 | $ 122,000 |
| Shelby, Tennessee | 51 | $ 9,415,000 | $ 184,607 | $ 115,000 |
| Butte, California | 50 | $ 13,470,000 | $ 269,400 | $ 120,000 |
| Monroe, Pennsylvania | 50 | $ 9,680,000 | $ 193,600 | $ 84,000 |
| Berkeley, South Carolina | 50 | $ 15,240,000 | $ 304,800 | $ 84,000 |
| Hillsborough, New Hampshire | 49 | $ 12,655,000 | $ 258,265 | $ 103,000 |
| Shasta, California | 48 | $ 11,460,000 | $ 238,750 | $ 105,000 |
| Prince George's, Maryland | 48 | $ 16,330,000 | $ 340,208 | $ 119,000 |
| Umatilla, Oregon | 48 | $ 11,310,000 | $ 235,625 | $ 101,000 |
| Montgomery, Alabama | 47 | $ 9,325,000 | $ 198,404 | $ 101,000 |
| Brevard, Florida | 47 | $ 10,655,000 | $ 226,702 | $ 101,000 |
| Pasco, Florida | 47 | $ 13,215,000 | $ 281,170 | $ 100,000 |
| Floyd, Indiana | 47 | $ 9,695,000 | $ 206,276 | $ 83,000 |
| Burlington, New Jersey | 46 | $ 10,280,000 | $ 223,478 | $ 108,000 |
| Guadalupe, Texas | 46 | $ 10,910,000 | $ 237,173 | $ 121,000 |
| Chesterfield, Virginia | 46 | $ 12,400,000 | $ 269,565 | $ 116,000 |
| Anne Arundel, Maryland | 45 | $ 15,175,000 | $ 337,222 | $ 108,000 |
| Lycoming, Pennsylvania | 45 | $ 7,865,000 | $ 174,777 | $ 110,000 |
| Napa, California | 44 | $ 24,010,000 | $ 545,681 | $ 184,000 |
| Seminole, Florida | 44 | $ 11,220,000 | $ 255,000 | $ 101,000 |
| Ramsey, Minnesota | 44 | $ 12,230,000 | $ 277,954 | $ 148,000 |
| Bastrop, Texas | 44 | $ 9,390,000 | $ 213,409 | $ 100,000 |
| Glynn, Georgia | 43 | $ 14,055,000 | $ 326,860 | $ 148,000 |
| Walla Walla, Washington | 43 | $ 11,145,000 | $ 259,186 | $ 103,000 |
| Sanders, Montana | 42 | $ 11,060,000 | $ 263,333 | $ 86,000 |
| Olmsted, Minnesota | 41 | $ 10,085,000 | $ 245,975 | $ 207,000 |
| St. Louis, Minnesota | 41 | $ 8,325,000 | $ 203,048 | $ 150,000 |
| Martin, Florida | 40 | $ 10,950,000 | $ 273,750 | $ 129,000 |
| Jefferson, Alabama | 39 | $ 7,595,000 | $ 194,743 | $ 84,000 |
| Bryan, Georgia | 39 | $ 10,115,000 | $ 259,358 | $ 108,000 |
| Walton, Georgia | 39 | $ 11,195,000 | $ 287,051 | $ 104,000 |
| Canyon, Idaho | 39 | $ 10,465,000 | $ 268,333 | $ 89,000 |
| St. Charles, Missouri | 39 | $ 10,595,000 | $ 271,666 | $ 125,000 |
| Washington, Minnesota | 38 | $ 11,140,000 | $ 293,157 | $ 136,000 |
| Cabarrus, North Carolina | 38 | $ 10,670,000 | $ 280,789 | $ 97,000 |
| Horry, South Carolina | 38 | $ 10,330,000 | $ 271,842 | $ 90,000 |
| Pinellas, Florida | 37 | $ 10,935,000 | $ 295,540 | $ 117,000 |
| Suffolk, Massachusetts | 36 | $ 16,680,000 | $ 463,333 | $ 157,000 |
| La Plata, Colorado | 35 | $ 10,915,000 | $ 311,857 | $ 106,000 |
| Escambia, Florida | 35 | $ 8,835,000 | $ 252,428 | $ 111,000 |
| Dallas, Iowa | 35 | $ 8,605,000 | $ 245,857 | $ 123,000 |
| St. Louis, Missouri | 35 | $ 9,435,000 | $ 269,571 | $ 127,000 |
| Catawba, North Carolina | 35 | $ 8,175,000 | $ 233,571 | $ 62,000 |
| Franklin, Ohio | 35 | $ 6,165,000 | $ 176,142 | $ 76,000 |
| Kent, Rhode Island | 35 | $ 11,245,000 | $ 321,285 | $ 122,000 |
| Midland, Texas | 35 | $ 11,525,000 | $ 329,285 | $ 219,000 |
| Tuolumne, California | 34 | $ 9,790,000 | $ 287,941 | $ 132,000 |
| Broomfield, Colorado | 34 | $ 13,630,000 | $ 400,882 | $ 158,000 |
| Lehigh, Pennsylvania | 34 | $ 8,220,000 | $ 241,764 | $ 103,000 |
| Whatcom, Washington | 34 | $ 11,740,000 | $ 345,294 | $ 87,000 |
| Yuba, California | 33 | $ 8,735,000 | $ 264,696 | $ 95,000 |
| Franklin, Idaho | 33 | $ 8,075,000 | $ 244,696 | $ 89,000 |
| Monmouth, New Jersey | 33 | $ 13,565,000 | $ 411,060 | $ 192,000 |
| Richland, South Carolina | 33 | $ 6,985,000 | $ 211,666 | $ 65,000 |
| Nueces, Texas | 33 | $ 6,685,000 | $ 202,575 | $ 177,000 |
| Sarasota, Florida | 32 | $ 9,840,000 | $ 307,500 | $ 136,000 |
| Cape May, New Jersey | 32 | $ 9,500,000 | $ 296,875 | $ 149,000 |
| Middlesex, New Jersey | 32 | $ 9,190,000 | $ 287,187 | $ 113,000 |
| Cleveland, Oklahoma | 32 | $ 5,880,000 | $ 183,750 | $ 86,000 |
| Dorchester, South Carolina | 32 | $ 8,710,000 | $ 272,187 | $ 100,000 |
| Parker, Texas | 32 | $ 11,800,000 | $ 368,750 | $ 134,000 |
| Jackson, Alabama | 31 | $ 8,025,000 | $ 258,870 | $ 0 |
| Calaveras, California | 31 | $ 8,945,000 | $ 288,548 | $ 136,000 |
| Nevada, California | 31 | $ 13,015,000 | $ 419,838 | $ 192,000 |
| Maui, Hawaii | 31 | $ 17,975,000 | $ 579,838 | $ 165,000 |
| Baltimore, Maryland | 31 | $ 7,435,000 | $ 239,838 | $ 97,000 |
| Camden, New Jersey | 31 | $ 8,435,000 | $ 272,096 | $ 125,000 |
| Lafayette, Louisiana | 30 | $ 6,440,000 | $ 214,666 | $ 89,000 |
| Morris, New Jersey | 30 | $ 12,210,000 | $ 407,000 | $ 146,000 |
| Iredell, North Carolina | 30 | $ 7,350,000 | $ 245,000 | $ 66,000 |
| Loudoun, Virginia | 30 | $ 12,300,000 | $ 410,000 | $ 171,000 |
| District of Columbia, District Of Columbia | 29 | $ 12,145,000 | $ 418,793 | $ 183,000 |
| Hall, Georgia | 29 | $ 7,925,000 | $ 273,275 | $ 95,000 |
| Washington, Rhode Island | 29 | $ 9,535,000 | $ 328,793 | $ 113,000 |
| Kane, Utah | 29 | $ 7,715,000 | $ 266,034 | $ 90,000 |
| Volusia, Florida | 28 | $ 6,920,000 | $ 247,142 | $ 83,000 |
| Coweta, Georgia | 28 | $ 8,070,000 | $ 288,214 | $ 126,000 |
| Harford, Maryland | 28 | $ 7,640,000 | $ 272,857 | $ 109,000 |
| Josephine, Oregon | 28 | $ 7,740,000 | $ 276,428 | $ 71,000 |
| Knox, Tennessee | 28 | $ 7,440,000 | $ 265,714 | $ 114,000 |
| Hartford, Connecticut | 27 | $ 7,505,000 | $ 277,962 | $ 117,000 |
| Rockingham, New Hampshire | 27 | $ 9,065,000 | $ 335,740 | $ 117,000 |
| Chisago, Minnesota | 26 | $ 6,100,000 | $ 234,615 | $ 105,000 |
| Scott, Minnesota | 26 | $ 8,640,000 | $ 332,307 | $ 117,000 |
| Sherburne, Minnesota | 26 | $ 6,380,000 | $ 245,384 | $ 107,000 |
| Polk, Wisconsin | 26 | $ 4,950,000 | $ 190,384 | $ 65,000 |
| Shelby, Alabama | 25 | $ 8,815,000 | $ 352,600 | $ 94,000 |
| Coconino, Arizona | 25 | $ 8,245,000 | $ 329,800 | $ 129,000 |
| New Haven, Connecticut | 25 | $ 5,765,000 | $ 230,600 | $ 127,000 |
| New Castle, Delaware | 25 | $ 6,075,000 | $ 243,000 | $ 95,000 |
| Clay, Florida | 25 | $ 5,265,000 | $ 210,600 | $ 63,000 |
| Harris, Georgia | 25 | $ 8,115,000 | $ 324,600 | $ 148,000 |
| Hamilton, Indiana | 25 | $ 6,735,000 | $ 269,400 | $ 130,000 |
| Ravalli, Montana | 25 | $ 8,085,000 | $ 323,400 | $ 102,000 |
| Hudson, New Jersey | 25 | $ 12,355,000 | $ 494,200 | $ 149,000 |
| Somerset, New Jersey | 25 | $ 10,415,000 | $ 416,600 | $ 174,000 |
| Union, New Jersey | 25 | $ 9,875,000 | $ 395,000 | $ 144,000 |
| Douglas, Oregon | 25 | $ 6,195,000 | $ 247,800 | $ 72,000 |
| Caldwell, Texas | 25 | $ 5,765,000 | $ 230,600 | $ 226,000 |
| Johnson, Texas | 25 | $ 6,905,000 | $ 276,200 | $ 129,000 |
| Alexandria, Virginia | 25 | $ 11,295,000 | $ 451,800 | $ 181,000 |
| Elmore, Alabama | 24 | $ 4,340,000 | $ 180,833 | $ 28,000 |
| Limestone, Alabama | 24 | $ 6,140,000 | $ 255,833 | $ 105,000 |
| Collier, Florida | 24 | $ 10,930,000 | $ 455,416 | $ 231,000 |
| Bartow, Georgia | 24 | $ 6,110,000 | $ 254,583 | $ 61,000 |
| Stearns, Minnesota | 24 | $ 4,840,000 | $ 201,666 | $ 100,000 |
| Essex, New Jersey | 24 | $ 12,510,000 | $ 521,250 | $ 224,000 |
| San Juan, New Mexico | 24 | $ 4,180,000 | $ 174,166 | $ 102,000 |
| Gaston, North Carolina | 24 | $ 5,990,000 | $ 249,583 | $ 113,000 |
| Oldham, Kentucky | 23 | $ 7,795,000 | $ 338,913 | $ 115,000 |
| Mercer, New Jersey | 23 | $ 6,455,000 | $ 280,652 | $ 114,000 |
| Aiken, South Carolina | 23 | $ 5,615,000 | $ 244,130 | $ 122,000 |
| Prince William, Virginia | 23 | $ 9,875,000 | $ 429,347 | $ 144,000 |
| Benton, Washington | 23 | $ 7,375,000 | $ 320,652 | $ 100,000 |
| Citrus, Florida | 22 | $ 3,640,000 | $ 165,454 | $ 136,000 |
| Lowndes, Georgia | 22 | $ 6,600,000 | $ 300,000 | $ 148,000 |
| Pickens, Georgia | 22 | $ 5,160,000 | $ 234,545 | $ 90,000 |
| Burke, North Carolina | 22 | $ 3,620,000 | $ 164,545 | $ 168,000 |
| Carteret, North Carolina | 22 | $ 6,800,000 | $ 309,090 | $ 139,000 |
| Centre, Pennsylvania | 22 | $ 5,650,000 | $ 256,818 | $ 105,000 |
| Greenville, South Carolina | 22 | $ 7,450,000 | $ 338,636 | $ 131,000 |
| Orangeburg, South Carolina | 22 | $ 3,040,000 | $ 138,181 | $ 52,000 |
| Ellis, Texas | 22 | $ 6,740,000 | $ 306,363 | $ 119,000 |
| Henrico, Virginia | 22 | $ 5,540,000 | $ 251,818 | $ 109,000 |
| St. Clair, Alabama | 21 | $ 4,505,000 | $ 214,523 | $ 70,000 |
| Frederick, Maryland | 21 | $ 7,045,000 | $ 335,476 | $ 139,000 |
| Ocean, New Jersey | 21 | $ 6,705,000 | $ 319,285 | $ 149,000 |
| Polk, Oregon | 21 | $ 6,815,000 | $ 324,523 | $ 89,000 |
| Yamhill, Oregon | 21 | $ 6,575,000 | $ 313,095 | $ 85,000 |
| Virginia Beach, Virginia | 21 | $ 5,325,000 | $ 253,571 | $ 107,000 |
| Kitsap, Washington | 21 | $ 7,475,000 | $ 355,952 | $ 157,000 |
| Whitman, Washington | 21 | $ 5,915,000 | $ 281,666 | $ 123,000 |
| Navajo, Arizona | 20 | $ 5,500,000 | $ 275,000 | $ 149,000 |
| Siskiyou, California | 20 | $ 3,260,000 | $ 163,000 | $ 96,000 |
| Tehama, California | 20 | $ 4,130,000 | $ 206,500 | $ 73,000 |
| Hernando, Florida | 20 | $ 3,390,000 | $ 169,500 | $ 88,000 |
| Walton, Florida | 20 | $ 6,200,000 | $ 310,000 | $ 165,000 |
| Baltimore City, Maryland | 20 | $ 4,220,000 | $ 211,000 | $ 144,000 |
| Washtenaw, Michigan | 20 | $ 3,360,000 | $ 168,000 | $ 127,000 |
| Carver, Minnesota | 20 | $ 6,560,000 | $ 328,000 | $ 104,000 |
| Wright, Minnesota | 20 | $ 5,480,000 | $ 274,000 | $ 86,000 |
| Elko, Nevada | 20 | $ 5,520,000 | $ 276,000 | $ 96,000 |
| Taos, New Mexico | 20 | $ 5,660,000 | $ 283,000 | $ 147,000 |
| Hoke, North Carolina | 20 | $ 4,530,000 | $ 226,500 | $ 0 |
| Northampton, Pennsylvania | 20 | $ 5,310,000 | $ 265,500 | $ 140,000 |
| Wayne, Pennsylvania | 20 | $ 3,750,000 | $ 187,500 | $ 104,000 |
| Davidson, Tennessee | 20 | $ 4,530,000 | $ 226,500 | $ 92,000 |
| Lamar, Texas | 20 | $ 3,520,000 | $ 176,000 | $ 136,000 |
| Taylor, Texas | 20 | $ 4,410,000 | $ 220,500 | $ 64,000 |
| Arlington, Virginia | 20 | $ 10,910,000 | $ 545,500 | $ 200,000 |
| Campbell, Virginia | 20 | $ 3,860,000 | $ 193,000 | $ 74,000 |
| Douglas, Wisconsin | 20 | $ 3,220,000 | $ 161,000 | $ 0 |
| Sutter, California | 19 | $ 5,145,000 | $ 270,789 | $ 102,000 |
| Park, Colorado | 19 | $ 5,175,000 | $ 272,368 | $ 70,000 |
| Bay, Florida | 19 | $ 4,805,000 | $ 252,894 | $ 104,000 |
| Marion, Florida | 19 | $ 3,205,000 | $ 168,684 | $ 71,000 |
| Clayton, Georgia | 19 | $ 2,965,000 | $ 156,052 | $ 59,000 |
| Henry, Georgia | 19 | $ 4,945,000 | $ 260,263 | $ 88,000 |
| Liberty, Georgia | 19 | $ 3,805,000 | $ 200,263 | $ 69,000 |
| Twin Falls, Idaho | 19 | $ 4,475,000 | $ 235,526 | $ 63,000 |
| Porter, Indiana | 19 | $ 4,455,000 | $ 234,473 | $ 101,000 |
| Sedgwick, Kansas | 19 | $ 4,955,000 | $ 260,789 | $ 110,000 |
| Merrimack, New Hampshire | 19 | $ 4,815,000 | $ 253,421 | $ 92,000 |
| Durham, North Carolina | 19 | $ 4,965,000 | $ 261,315 | $ 115,000 |
| Benton, Oregon | 19 | $ 6,435,000 | $ 338,684 | $ 126,000 |
| Tillamook, Oregon | 19 | $ 5,885,000 | $ 309,736 | $ 150,000 |
| Bedford, Virginia | 19 | $ 4,555,000 | $ 239,736 | $ 97,000 |
| Rockingham, Virginia | 19 | $ 4,415,000 | $ 232,368 | $ 80,000 |
| DeKalb, Alabama | 18 | $ 2,790,000 | $ 155,000 | $ 63,000 |
| Elbert, Colorado | 18 | $ 7,300,000 | $ 405,555 | $ 160,000 |
| Leon, Florida | 18 | $ 4,510,000 | $ 250,555 | $ 97,000 |
| Kendall, Illinois | 18 | $ 4,260,000 | $ 236,666 | $ 119,000 |
| Allen, Ohio | 18 | $ 3,170,000 | $ 176,111 | $ 65,000 |
| Canadian, Oklahoma | 18 | $ 3,370,000 | $ 187,222 | $ 158,000 |
| Duchesne, Utah | 18 | $ 2,510,000 | $ 139,444 | $ 67,000 |
| Iron, Utah | 18 | $ 5,100,000 | $ 283,333 | $ 131,000 |
| Richmond City, Virginia | 18 | $ 3,840,000 | $ 213,333 | $ 115,000 |
| Benewah, Idaho | 17 | $ 4,455,000 | $ 262,058 | $ 71,000 |
| Lake, Indiana | 17 | $ 4,745,000 | $ 279,117 | $ 92,000 |
| Livingston, Michigan | 17 | $ 4,995,000 | $ 293,823 | $ 111,000 |
| Sandoval, New Mexico | 17 | $ 4,805,000 | $ 282,647 | $ 115,000 |
| Johnston, North Carolina | 17 | $ 4,085,000 | $ 240,294 | $ 106,000 |
| Moore, North Carolina | 17 | $ 4,205,000 | $ 247,352 | $ 80,000 |
| Orange, North Carolina | 17 | $ 4,565,000 | $ 268,529 | $ 227,000 |
| Berks, Pennsylvania | 17 | $ 3,825,000 | $ 225,000 | $ 86,000 |
| Lancaster, South Carolina | 17 | $ 4,715,000 | $ 277,352 | $ 45,000 |
| Rockwall, Texas | 17 | $ 4,905,000 | $ 288,529 | $ 151,000 |
| San Patricio, Texas | 17 | $ 2,705,000 | $ 159,117 | $ 77,000 |
| Uinta, Wyoming | 17 | $ 3,445,000 | $ 202,647 | $ 0 |
| Clear Creek, Colorado | 16 | $ 7,220,000 | $ 451,250 | $ 153,000 |
| Teller, Colorado | 16 | $ 4,320,000 | $ 270,000 | $ 86,000 |
| Gordon, Georgia | 16 | $ 2,960,000 | $ 185,000 | $ 0 |
| Muscogee, Georgia | 16 | $ 3,640,000 | $ 227,500 | $ 150,000 |
| Whitfield, Georgia | 16 | $ 2,650,000 | $ 165,625 | $ 53,000 |
| Bonner, Idaho | 16 | $ 5,050,000 | $ 315,625 | $ 118,000 |
| Harrison, Indiana | 16 | $ 2,500,000 | $ 156,250 | $ 73,000 |
| Brunswick, North Carolina | 16 | $ 4,020,000 | $ 251,250 | $ 105,000 |
| Tulsa, Oklahoma | 16 | $ 3,570,000 | $ 223,125 | $ 65,000 |
| Clinton, Pennsylvania | 16 | $ 2,650,000 | $ 165,625 | $ 88,000 |
| Williamson, Tennessee | 16 | $ 8,710,000 | $ 544,375 | $ 146,000 |
| Kaufman, Texas | 16 | $ 3,160,000 | $ 197,500 | $ 99,000 |
| Washington, Wisconsin | 16 | $ 3,250,000 | $ 203,125 | $ 83,000 |
| Amador, California | 15 | $ 5,055,000 | $ 337,000 | $ 128,000 |
| Mariposa, California | 15 | $ 3,755,000 | $ 250,333 | $ 115,000 |
| Grand, Colorado | 15 | $ 6,345,000 | $ 423,000 | $ 111,000 |
| Mesa, Colorado | 15 | $ 4,405,000 | $ 293,666 | $ 78,000 |
| Pueblo, Colorado | 15 | $ 3,845,000 | $ 256,333 | $ 75,000 |
| Litchfield, Connecticut | 15 | $ 4,065,000 | $ 271,000 | $ 159,000 |
| Barrow, Georgia | 15 | $ 3,485,000 | $ 232,333 | $ 62,000 |
| Newton, Georgia | 15 | $ 3,445,000 | $ 229,666 | $ 70,000 |
| Kankakee, Illinois | 15 | $ 2,745,000 | $ 183,000 | $ 84,000 |
| Warren, Iowa | 15 | $ 3,175,000 | $ 211,666 | $ 75,000 |
| Hampden, Massachusetts | 15 | $ 3,795,000 | $ 253,000 | $ 95,000 |
| Washoe, Nevada | 15 | $ 7,425,000 | $ 495,000 | $ 174,000 |
| Dona Ana, New Mexico | 15 | $ 2,825,000 | $ 188,333 | $ 125,000 |
| Harnett, North Carolina | 15 | $ 3,745,000 | $ 249,666 | $ 79,000 |
| Pike, Pennsylvania | 15 | $ 2,995,000 | $ 199,666 | $ 128,000 |
| Cameron, Texas | 15 | $ 2,755,000 | $ 183,666 | $ 99,000 |
| Hood, Texas | 15 | $ 4,475,000 | $ 298,333 | $ 101,000 |
| Lynchburg, Virginia | 15 | $ 2,355,000 | $ 157,000 | $ 82,000 |
| Spotsylvania, Virginia | 15 | $ 4,905,000 | $ 327,000 | $ 123,000 |
| Stafford, Virginia | 15 | $ 6,105,000 | $ 407,000 | $ 138,000 |
| Crenshaw, Alabama | 14 | $ 2,090,000 | $ 149,285 | $ 70,000 |
| Hendricks, Indiana | 14 | $ 2,440,000 | $ 174,285 | $ 102,000 |
| Gallatin, Montana | 14 | $ 4,460,000 | $ 318,571 | $ 120,000 |
| Passaic, New Jersey | 14 | $ 4,570,000 | $ 326,428 | $ 104,000 |
| Santa Fe, New Mexico | 14 | $ 5,970,000 | $ 426,428 | $ 164,000 |
| Rowan, North Carolina | 14 | $ 2,640,000 | $ 188,571 | $ 75,000 |
| Lancaster, Pennsylvania | 14 | $ 3,360,000 | $ 240,000 | $ 83,000 |
| Washington, Tennessee | 14 | $ 2,950,000 | $ 210,714 | $ 93,000 |
| Wilson, Tennessee | 14 | $ 3,640,000 | $ 260,000 | $ 83,000 |
| Brazos, Texas | 14 | $ 3,200,000 | $ 228,571 | $ 145,000 |
| Cowlitz, Washington | 14 | $ 4,550,000 | $ 325,000 | $ 147,000 |
| Skagit, Washington | 14 | $ 4,990,000 | $ 356,428 | $ 122,000 |
| La Paz, Arizona | 13 | $ 2,335,000 | $ 179,615 | $ 65,000 |
| Yuma, Arizona | 13 | $ 2,895,000 | $ 222,692 | $ 67,000 |
| Flagler, Florida | 13 | $ 4,765,000 | $ 366,538 | $ 121,000 |
| Indian River, Florida | 13 | $ 3,045,000 | $ 234,230 | $ 82,000 |
| Greene, Georgia | 13 | $ 3,585,000 | $ 275,769 | $ 119,000 |
| Houston, Georgia | 13 | $ 2,815,000 | $ 216,538 | $ 97,000 |
| Rockdale, Georgia | 13 | $ 3,105,000 | $ 238,846 | $ 85,000 |
| Story, Iowa | 13 | $ 1,705,000 | $ 131,153 | $ 62,000 |
| Johnson, Kansas | 13 | $ 3,925,000 | $ 301,923 | $ 151,000 |
| St. Tammany, Louisiana | 13 | $ 3,675,000 | $ 282,692 | $ 133,000 |
| Carroll, Maryland | 13 | $ 4,205,000 | $ 323,461 | $ 102,000 |
| Howard, Maryland | 13 | $ 5,075,000 | $ 390,384 | $ 141,000 |
| Buncombe, North Carolina | 13 | $ 3,695,000 | $ 284,230 | $ 110,000 |
| Craven, North Carolina | 13 | $ 2,335,000 | $ 179,615 | $ 127,000 |
| Westmoreland, Pennsylvania | 13 | $ 2,325,000 | $ 178,846 | $ 76,000 |
| Newport, Rhode Island | 13 | $ 4,065,000 | $ 312,692 | $ 123,000 |
| Spartanburg, South Carolina | 13 | $ 3,335,000 | $ 256,538 | $ 81,000 |
| Gregg, Texas | 13 | $ 2,365,000 | $ 181,923 | $ 241,000 |
| Hunt, Texas | 13 | $ 3,245,000 | $ 249,615 | $ 100,000 |
| Mecklenburg, Virginia | 13 | $ 2,095,000 | $ 161,153 | $ 72,000 |
| Island, Washington | 13 | $ 5,325,000 | $ 409,615 | $ 127,000 |
| Lee, Alabama | 12 | $ 3,060,000 | $ 255,000 | $ 242,000 |
| Fairbanks North Star, Alaska | 12 | $ 3,310,000 | $ 275,833 | $ 94,000 |
| Monroe, Florida | 12 | $ 5,800,000 | $ 483,333 | $ 188,000 |
| Douglas, Georgia | 12 | $ 2,910,000 | $ 242,500 | $ 71,000 |
| Fayette, Georgia | 12 | $ 3,940,000 | $ 328,333 | $ 131,000 |
| Jackson, Indiana | 12 | $ 1,810,000 | $ 150,833 | $ 47,000 |
| Clay, Missouri | 12 | $ 2,720,000 | $ 226,666 | $ 121,000 |
| Jackson, Missouri | 12 | $ 2,300,000 | $ 191,666 | $ 96,000 |
| Anderson, South Carolina | 12 | $ 2,700,000 | $ 225,000 | $ 157,000 |
| Morgan, Utah | 12 | $ 5,700,000 | $ 475,000 | $ 109,000 |
| Sanpete, Utah | 12 | $ 3,140,000 | $ 261,666 | $ 80,000 |
| Uintah, Utah | 12 | $ 2,800,000 | $ 233,333 | $ 88,000 |
| Lincoln, Wyoming | 12 | $ 2,550,000 | $ 212,500 | $ 59,000 |
| Marengo, Alabama | 11 | $ 1,795,000 | $ 163,181 | $ 70,000 |
| Russell, Alabama | 11 | $ 2,455,000 | $ 223,181 | $ 0 |
| Humboldt, California | 11 | $ 2,775,000 | $ 252,272 | $ 97,000 |
| Fremont, Colorado | 11 | $ 2,695,000 | $ 245,000 | $ 76,000 |
| Summit, Colorado | 11 | $ 6,085,000 | $ 553,181 | $ 129,000 |
| Dawson, Georgia | 11 | $ 4,005,000 | $ 364,090 | $ 102,000 |
| Jackson, Georgia | 11 | $ 3,105,000 | $ 282,272 | $ 70,000 |
| Putnam, Georgia | 11 | $ 4,145,000 | $ 376,818 | $ 285,000 |
| Bonneville, Idaho | 11 | $ 3,005,000 | $ 273,181 | $ 115,000 |
| Johnson, Indiana | 11 | $ 2,045,000 | $ 185,909 | $ 115,000 |
| Franklin, Massachusetts | 11 | $ 2,325,000 | $ 211,363 | $ 85,000 |
| Genesee, Michigan | 11 | $ 1,925,000 | $ 175,000 | $ 74,000 |
| Jefferson, Missouri | 11 | $ 2,075,000 | $ 188,636 | $ 84,000 |
| Strafford, New Hampshire | 11 | $ 2,715,000 | $ 246,818 | $ 90,000 |
| Lincoln, North Carolina | 11 | $ 3,225,000 | $ 293,181 | $ 65,000 |
| Randolph, North Carolina | 11 | $ 2,345,000 | $ 213,181 | $ 229,000 |
| Logan, Oklahoma | 11 | $ 2,935,000 | $ 266,818 | $ 47,000 |
| York, Pennsylvania | 11 | $ 1,905,000 | $ 173,181 | $ 100,000 |
| Pennington, South Dakota | 11 | $ 2,695,000 | $ 245,000 | $ 77,000 |
| Columbia, Washington | 11 | $ 2,695,000 | $ 245,000 | $ 76,000 |
| Morgan, Alabama | 10 | $ 2,920,000 | $ 292,000 | $ 123,000 |
| Cochise, Arizona | 10 | $ 1,680,000 | $ 168,000 | $ 88,000 |
| Kings, California | 10 | $ 2,010,000 | $ 201,000 | $ 117,000 |
| Montezuma, Colorado | 10 | $ 2,490,000 | $ 249,000 | $ 106,000 |
| Charlotte, Florida | 10 | $ 1,940,000 | $ 194,000 | $ 73,000 |
| Camden, Georgia | 10 | $ 2,950,000 | $ 295,000 | $ 103,000 |
| Spalding, Georgia | 10 | $ 1,510,000 | $ 151,000 | $ 64,000 |
| Charles, Maryland | 10 | $ 3,580,000 | $ 358,000 | $ 114,000 |
| Kent, Michigan | 10 | $ 1,980,000 | $ 198,000 | $ 71,000 |
| Valencia, New Mexico | 10 | $ 2,520,000 | $ 252,000 | $ 96,000 |
| Franklin, North Carolina | 10 | $ 2,640,000 | $ 264,000 | $ 64,000 |
| Hamilton, Ohio | 10 | $ 1,620,000 | $ 162,000 | $ 110,000 |
| Wyoming, Pennsylvania | 10 | $ 1,540,000 | $ 154,000 | $ 126,000 |
| Rutherford, Tennessee | 10 | $ 2,570,000 | $ 257,000 | $ 62,000 |
| Bell, Texas | 10 | $ 2,050,000 | $ 205,000 | $ 178,000 |
| Henderson, Texas | 10 | $ 2,400,000 | $ 240,000 | $ 92,000 |
| Sevier, Utah | 10 | $ 1,940,000 | $ 194,000 | $ 60,000 |
| Chesapeake, Virginia | 10 | $ 2,590,000 | $ 259,000 | $ 102,000 |
| Norfolk, Virginia | 10 | $ 2,180,000 | $ 218,000 | $ 94,000 |
| Racine, Wisconsin | 10 | $ 2,000,000 | $ 200,000 | $ 130,000 |
| Blount, Alabama | 9 | $ 1,155,000 | $ 128,333 | $ 84,000 |
| Henry, Alabama | 9 | $ 1,445,000 | $ 160,555 | $ 97,000 |
| Houston, Alabama | 9 | $ 2,165,000 | $ 240,555 | $ 81,000 |
| Benton, Arkansas | 9 | $ 1,575,000 | $ 175,000 | $ 68,000 |
| Glenn, California | 9 | $ 2,095,000 | $ 232,777 | $ 65,000 |
| Garfield, Colorado | 9 | $ 2,445,000 | $ 271,666 | $ 83,000 |
| Jackson, Florida | 9 | $ 1,715,000 | $ 190,555 | $ 78,000 |
| Bibb, Georgia | 9 | $ 1,435,000 | $ 159,444 | $ 56,000 |
| Columbia, Georgia | 9 | $ 2,395,000 | $ 266,111 | $ 211,000 |
| Dougherty, Georgia | 9 | $ 2,525,000 | $ 280,555 | $ 93,000 |
| Fannin, Georgia | 9 | $ 3,565,000 | $ 396,111 | $ 295,000 |
| Floyd, Georgia | 9 | $ 1,465,000 | $ 162,777 | $ 43,000 |
| Kauai, Hawaii | 9 | $ 4,225,000 | $ 469,444 | $ 169,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,699 | $7,227,235,000 | $349,000 | $2,395,000 | $125,000 | $5,760,000 |
| Refinancing | 19,338 | $6,538,060,000 | $338,000 | $2,705,000 | $139,000 | $6,804,000 |
| Cash-out Refinancing | 11,268 | $3,764,400,000 | $334,000 | $2,005,000 | $120,000 | $8,092,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,729 | $7,290,515,000 | $335,000 | $2,245,000 | $130,000 | $5,760,000 |
| Not applicable | 13,969 | $4,542,345,000 | $325,000 | $2,705,000 | $0 | $0 |
| Not Provided | 5,242 | $2,011,010,000 | $383,000 | $2,395,000 | $139,000 | $8,092,000 |
| Hispanic | 4,811 | $1,528,445,000 | $317,000 | $1,715,000 | $105,000 | $6,804,000 |
| Asian | 3,583 | $1,497,685,000 | $417,000 | $2,005,000 | $155,000 | $1,575,000 |
| Black or African American | 1,493 | $471,585,000 | $315,000 | $1,265,000 | $109,000 | $3,635,000 |
| Native Hawaiian or Other Pacific Islander | 139 | $51,255,000 | $368,000 | $1,015,000 | $112,000 | $296,000 |
| American Indian or Alaskan Native | 117 | $35,935,000 | $307,000 | $935,000 | $110,000 | $391,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 43,038 | $14,953,280,000 | $347,000 | $2,395,000 | $135,000 | $8,092,000 |
| FHA-insured (Federal Housing Administration) | 4,487 | $1,277,435,000 | $284,000 | $1,295,000 | $77,000 | $502,000 |
| VA-guaranteed (Veterans Administration) | 3,168 | $1,159,470,000 | $365,000 | $2,705,000 | $106,000 | $690,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 612 | $139,510,000 | $227,000 | $1,965,000 | $74,000 | $1,440,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,110 | $9,222,390,000 | $340,000 | $2,225,000 | $127,000 | $2,993,000 |
| Loan Purchased By The Institution | 13,969 | $4,542,345,000 | $325,000 | $2,705,000 | $0 | $0 |
| Application Denied By Financial Institution | 5,931 | $2,281,155,000 | $384,000 | $2,395,000 | $135,000 | $8,092,000 |
| Application Withdrawn By Applicant | 3,019 | $1,055,255,000 | $349,000 | $1,965,000 | $143,000 | $6,804,000 |
| File Closed For Incompleteness | 914 | $308,200,000 | $337,000 | $2,245,000 | $138,000 | $4,767,000 |
| Application Approved But Not Accepted | 362 | $120,350,000 | $332,000 | $1,325,000 | $120,000 | $670,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,374 | $15,248,540,000 | $336,000 | $2,705,000 | $129,000 | $6,804,000 |
| Unverifiable Information | 3,541 | $1,319,425,000 | $372,000 | $2,395,000 | $136,000 | $2,585,000 |
| Debt-To-Income Ratio | 678 | $292,110,000 | $430,000 | $2,005,000 | $101,000 | $2,799,000 |
| Credit Application Incomplete | 582 | $222,640,000 | $382,000 | $1,855,000 | $149,000 | $1,915,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 357 | $150,155,000 | $420,000 | $1,755,000 | $140,000 | $687,000 |
| Collateral | 310 | $114,870,000 | $370,000 | $1,685,000 | $136,000 | $1,148,000 |
| Credit History | 210 | $78,970,000 | $376,000 | $1,845,000 | $159,000 | $8,092,000 |
| Other | 192 | $78,860,000 | $410,000 | $2,005,000 | $159,000 | $884,000 |
| Employment History | 58 | $22,980,000 | $396,000 | $1,285,000 | $100,000 | $462,000 |
| Mortgage Insurance Denied | 3 | $1,145,000 | $381,000 | $445,000 | $87,000 | $119,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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