Stifel Bank & Trust Mortgage Lending & HMDA Data, 2012

In 2012, Stifel Bank & Trust of St Louis, MO reported 6,866 mortgage applications totaling $1.7 billion, up 46% from 2011. The average application was for $252,063, and applicants reported an average income of $141,556. 88% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (3,291), New York-White Plains-Wayne, NY-NJ (202) and Newark-Union, NJ-PA (136) (applications in parentheses).

Mortgage Company & Address Stifel Bank & Trust
501 N Broadway
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,866
Total Mortgage Loan Application Amount $1,730,665,000
Average Mortgage Loan Application Amount $252,063
Highest Mortgage Loan Application Amount $4,213,000
Average Applicant Income $141,556
Highest Applicant Income $2,136,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Stifel Bank & Trust by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 1,838 $ 462,543,000 $ 251,655 $ 139,000
St. Charles, Missouri 939 $ 171,792,000 $ 182,952 $ 90,000
St. Louis City, Missouri 254 $ 44,939,000 $ 176,925 $ 104,000
Jefferson, Missouri 112 $ 18,397,000 $ 164,258 $ 72,000
Los Angeles, California 86 $ 33,960,000 $ 394,883 $ 217,000
Bergen, New Jersey 86 $ 31,430,000 $ 365,465 $ 193,000
Morris, New Jersey 64 $ 23,020,000 $ 359,687 $ 210,000
Hennepin, Minnesota 59 $ 17,686,000 $ 299,762 $ 221,000
Suffolk, New York 52 $ 15,929,000 $ 306,326 $ 217,000
Cook, Illinois 51 $ 14,546,000 $ 285,215 $ 170,000
Westchester, New York 47 $ 20,190,000 $ 429,574 $ 236,000
San Diego, California 45 $ 15,048,000 $ 334,400 $ 152,000
Orange, California 44 $ 16,192,000 $ 368,000 $ 162,000
Bucks, Pennsylvania 43 $ 10,536,000 $ 245,023 $ 111,000
Baltimore, Maryland 40 $ 14,782,000 $ 369,550 $ 274,000
Maricopa, Arizona 38 $ 10,726,000 $ 282,263 $ 169,000
Nassau, New York 38 $ 14,474,000 $ 380,894 $ 204,000
Essex, New Jersey 37 $ 14,351,000 $ 387,864 $ 242,000
Wake, North Carolina 35 $ 9,231,000 $ 263,742 $ 131,000
Warren, Missouri 34 $ 6,515,000 $ 191,617 $ 160,000
Ventura, California 31 $ 8,893,000 $ 286,870 $ 143,000
Madison, Illinois 30 $ 5,622,000 $ 187,400 $ 117,000
St. Clair, Illinois 30 $ 6,260,000 $ 208,666 $ 150,000
Mecklenburg, North Carolina 30 $ 7,688,000 $ 256,266 $ 159,000
Riverside, California 28 $ 6,991,000 $ 249,678 $ 120,000
Muscogee, Georgia 28 $ 9,037,000 $ 322,750 $ 246,000
Fairfax, Virginia 28 $ 9,980,000 $ 356,428 $ 183,000
Denver, Colorado 27 $ 7,350,000 $ 272,222 $ 152,000
Albemarle, Virginia 26 $ 6,733,000 $ 258,961 $ 111,000
San Luis Obispo, California 25 $ 6,744,000 $ 269,760 $ 93,000
Santa Clara, California 25 $ 9,305,000 $ 372,200 $ 140,000
Camden, Missouri 24 $ 4,312,000 $ 179,666 $ 165,000
Allegheny, Pennsylvania 24 $ 4,305,000 $ 179,375 $ 136,000
Alameda, California 23 $ 9,348,000 $ 406,434 $ 212,000
Palm Beach, Florida 23 $ 7,241,000 $ 314,826 $ 269,000
Somerset, New Jersey 23 $ 7,957,000 $ 345,956 $ 270,000
Fairfield, Connecticut 22 $ 8,711,000 $ 395,954 $ 191,000
Franklin, Missouri 22 $ 4,213,000 $ 191,500 $ 94,000
Union, New Jersey 22 $ 8,002,000 $ 363,727 $ 244,000
Montgomery, Pennsylvania 22 $ 8,505,000 $ 386,590 $ 131,000
Anne Arundel, Maryland 21 $ 7,873,000 $ 374,904 $ 246,000
Montgomery, Alabama 20 $ 5,017,000 $ 250,850 $ 149,000
Jefferson, Kentucky 20 $ 3,339,000 $ 166,950 $ 70,000
Burlington, New Jersey 20 $ 4,827,000 $ 241,350 $ 171,000
Monmouth, New Jersey 20 $ 6,835,000 $ 341,750 $ 186,000
Placer, California 19 $ 5,482,000 $ 288,526 $ 136,000
Larimer, Colorado 19 $ 4,702,000 $ 247,473 $ 91,000
Montgomery, Maryland 19 $ 6,653,000 $ 350,157 $ 167,000
Boone, Missouri 19 $ 4,154,000 $ 218,631 $ 139,000
Lincoln, Missouri 19 $ 4,123,000 $ 217,000 $ 81,000
Arapahoe, Colorado 18 $ 4,845,000 $ 269,166 $ 179,000
Jackson, Missouri 18 $ 3,385,000 $ 188,055 $ 105,000
Moore, North Carolina 18 $ 4,523,000 $ 251,277 $ 112,000
Waukesha, Wisconsin 18 $ 3,884,000 $ 215,777 $ 97,000
Nevada, California 17 $ 4,059,000 $ 238,764 $ 98,000
Collier, Florida 17 $ 5,205,000 $ 306,176 $ 321,000
Lake, Illinois 17 $ 4,388,000 $ 258,117 $ 130,000
Middlesex, Massachusetts 17 $ 5,313,000 $ 312,529 $ 173,000
St. Louis, Minnesota 17 $ 2,792,000 $ 164,235 $ 114,000
Cuyahoga, Ohio 17 $ 3,961,000 $ 233,000 $ 151,000
Lehigh, Pennsylvania 17 $ 3,834,000 $ 225,529 $ 123,000
Philadelphia, Pennsylvania 17 $ 3,702,000 $ 217,764 $ 120,000
Contra Costa, California 16 $ 6,029,000 $ 376,812 $ 234,000
Johnson, Kansas 16 $ 3,870,000 $ 241,875 $ 109,000
Baltimore City, Maryland 16 $ 4,190,000 $ 261,875 $ 183,000
Tulsa, Oklahoma 16 $ 2,950,000 $ 184,375 $ 155,000
Chester, Pennsylvania 16 $ 3,890,000 $ 243,125 $ 118,000
Delaware, Pennsylvania 16 $ 3,747,000 $ 234,187 $ 117,000
Harris, Texas 16 $ 4,642,000 $ 290,125 $ 170,000
Butte, California 15 $ 3,489,000 $ 232,600 $ 112,000
Sonoma, California 15 $ 5,433,000 $ 362,200 $ 124,000
New York, New York 15 $ 7,949,000 $ 529,933 $ 294,000
Loudoun, Virginia 15 $ 4,857,000 $ 323,800 $ 160,000
San Francisco, California 14 $ 7,207,000 $ 514,785 $ 255,000
District of Columbia, District Of Columbia 14 $ 5,021,000 $ 358,642 $ 260,000
Ocean, New Jersey 14 $ 4,342,000 $ 310,142 $ 204,000
Douglas, Colorado 13 $ 4,195,000 $ 322,692 $ 152,000
Lee, Florida 13 $ 4,027,000 $ 309,769 $ 213,000
Kane, Illinois 13 $ 2,934,000 $ 225,692 $ 134,000
Passaic, New Jersey 13 $ 4,682,000 $ 360,153 $ 201,000
Multnomah, Oregon 13 $ 4,549,000 $ 349,923 $ 121,000
Jefferson, Colorado 12 $ 3,727,000 $ 310,583 $ 163,000
Gallatin, Montana 12 $ 3,197,000 $ 266,416 $ 152,000
Stark, Ohio 12 $ 2,316,000 $ 193,000 $ 219,000
New Haven, Connecticut 11 $ 2,086,000 $ 189,636 $ 143,000
Will, Illinois 11 $ 2,374,000 $ 215,818 $ 109,000
Norfolk, Massachusetts 11 $ 3,192,000 $ 290,181 $ 156,000
Suffolk, Massachusetts 11 $ 3,519,000 $ 319,909 $ 126,000
Crow Wing, Minnesota 11 $ 2,356,000 $ 214,181 $ 127,000
Olmsted, Minnesota 11 $ 2,739,000 $ 249,000 $ 108,000
Middlesex, New Jersey 11 $ 2,550,000 $ 231,818 $ 121,000
Washington, Oregon 11 $ 2,022,000 $ 183,818 $ 105,000
Luzerne, Pennsylvania 11 $ 1,719,000 $ 156,272 $ 83,000
Northampton, Pennsylvania 11 $ 1,785,000 $ 162,272 $ 97,000
Marin, California 10 $ 5,151,000 $ 515,100 $ 275,000
San Bernardino, California 10 $ 2,591,000 $ 259,100 $ 195,000
Broward, Florida 10 $ 2,532,000 $ 253,200 $ 127,000
Escambia, Florida 10 $ 2,364,000 $ 236,400 $ 167,000
Fulton, Georgia 10 $ 3,857,000 $ 385,700 $ 234,000
Harris, Georgia 10 $ 2,750,000 $ 275,000 $ 265,000
Ramsey, Minnesota 10 $ 2,264,000 $ 226,400 $ 122,000
Kings, New York 10 $ 4,729,000 $ 472,900 $ 194,000
Queens, New York 10 $ 3,826,000 $ 382,600 $ 140,000
Brunswick, North Carolina 10 $ 2,017,000 $ 201,700 $ 61,000
Clackamas, Oregon 10 $ 3,052,000 $ 305,200 $ 129,000
Beaver, Pennsylvania 10 $ 1,390,000 $ 139,000 $ 61,000
Beaufort, South Carolina 10 $ 2,700,000 $ 270,000 $ 156,000
La Crosse, Wisconsin 10 $ 1,788,000 $ 178,800 $ 100,000
Milwaukee, Wisconsin 10 $ 2,179,000 $ 217,900 $ 290,000
Sheridan, Wyoming 10 $ 2,640,000 $ 264,000 $ 85,000
Pima, Arizona 9 $ 2,301,000 $ 255,666 $ 219,000
Monterey, California 9 $ 3,294,000 $ 366,000 $ 143,000
Shasta, California 9 $ 1,693,000 $ 188,111 $ 80,000
Boulder, Colorado 9 $ 2,220,000 $ 246,666 $ 122,000
Hamilton, Indiana 9 $ 2,803,000 $ 311,444 $ 189,000
Macomb, Michigan 9 $ 1,320,000 $ 146,666 $ 75,000
Stone, Missouri 9 $ 1,630,000 $ 181,111 $ 298,000
Clark, Nevada 9 $ 2,096,000 $ 232,888 $ 196,000
Mercer, New Jersey 9 $ 2,501,000 $ 277,888 $ 174,000
Orange, New York 9 $ 1,998,000 $ 222,000 $ 117,000
Westmoreland, Pennsylvania 9 $ 1,333,000 $ 148,111 $ 80,000
Denton, Texas 9 $ 2,110,000 $ 234,444 $ 119,000
Bennington, Vermont 9 $ 1,930,000 $ 214,444 $ 142,000
King, Washington 9 $ 5,004,000 $ 556,000 $ 206,000
DuPage, Illinois 8 $ 1,641,000 $ 205,125 $ 146,000
Monroe, Illinois 8 $ 1,728,000 $ 216,000 $ 114,000
Hudson, New Jersey 8 $ 3,621,000 $ 452,625 $ 167,000
Ozaukee, Wisconsin 8 $ 1,364,000 $ 170,500 $ 95,000
Mobile, Alabama 7 $ 1,293,000 $ 184,714 $ 86,000
Benton, Arkansas 7 $ 2,212,000 $ 316,000 $ 215,000
San Mateo, California 7 $ 3,070,000 $ 438,571 $ 170,000
Sussex, Delaware 7 $ 2,173,000 $ 310,428 $ 227,000
Alachua, Florida 7 $ 1,494,000 $ 213,428 $ 154,000
Brevard, Florida 7 $ 1,593,000 $ 227,571 $ 77,000
Volusia, Florida 7 $ 1,229,000 $ 175,571 $ 116,000
Honolulu, Hawaii 7 $ 2,235,000 $ 319,285 $ 160,000
Lake, Indiana 7 $ 1,129,000 $ 161,285 $ 102,000
Harford, Maryland 7 $ 1,723,000 $ 246,142 $ 104,000
Barnstable, Massachusetts 7 $ 2,100,000 $ 300,000 $ 180,000
Essex, Massachusetts 7 $ 2,473,000 $ 353,285 $ 152,000
Dakota, Minnesota 7 $ 1,358,000 $ 194,000 $ 101,000
Lauderdale, Mississippi 7 $ 1,421,000 $ 203,000 $ 102,000
Washoe, Nevada 7 $ 996,000 $ 142,285 $ 104,000
Atlantic, New Jersey 7 $ 1,946,000 $ 278,000 $ 119,000
Cape May, New Jersey 7 $ 2,663,000 $ 380,428 $ 242,000
New Hanover, North Carolina 7 $ 1,544,000 $ 220,571 $ 167,000
Franklin, Ohio 7 $ 1,825,000 $ 260,714 $ 148,000
Washington, Pennsylvania 7 $ 1,698,000 $ 242,571 $ 139,000
Anderson, South Carolina 7 $ 1,208,000 $ 172,571 $ 131,000
Florence, South Carolina 7 $ 1,693,000 $ 241,857 $ 144,000
Tarrant, Texas 7 $ 1,788,000 $ 255,428 $ 214,000
Nelson, Virginia 7 $ 1,885,000 $ 269,285 $ 98,000
Dane, Wisconsin 7 $ 1,114,000 $ 159,142 $ 72,000
Baldwin, Alabama 6 $ 966,000 $ 161,000 $ 101,000
Elmore, Alabama 6 $ 1,554,000 $ 259,000 $ 142,000
Sacramento, California 6 $ 1,331,000 $ 221,833 $ 166,000
Santa Barbara, California 6 $ 2,585,000 $ 430,833 $ 193,000
Weld, Colorado 6 $ 951,000 $ 158,500 $ 111,000
Hartford, Connecticut 6 $ 1,873,000 $ 312,166 $ 149,000
Litchfield, Connecticut 6 $ 1,444,000 $ 240,666 $ 122,000
Chatham, Georgia 6 $ 1,493,000 $ 248,833 $ 152,000
Cobb, Georgia 6 $ 1,768,000 $ 294,666 $ 161,000
DeKalb, Georgia 6 $ 1,354,000 $ 225,666 $ 117,000
Richmond, Georgia 6 $ 1,088,000 $ 181,333 $ 92,000
Marion, Indiana 6 $ 1,720,000 $ 286,666 $ 243,000
Frederick, Maryland 6 $ 1,706,000 $ 284,333 $ 143,000
Kalamazoo, Michigan 6 $ 1,371,000 $ 228,500 $ 260,000
Ottawa, Michigan 6 $ 941,000 $ 156,833 $ 109,000
Carver, Minnesota 6 $ 1,846,000 $ 307,666 $ 139,000
Washington, Minnesota 6 $ 1,847,000 $ 307,833 $ 99,000
Hunterdon, New Jersey 6 $ 1,529,000 $ 254,833 $ 197,000
Sussex, New Jersey 6 $ 1,557,000 $ 259,500 $ 143,000
Rockland, New York 6 $ 1,601,000 $ 266,833 $ 134,000
Transylvania, North Carolina 6 $ 975,000 $ 162,500 $ 44,000
Mahoning, Ohio 6 $ 988,000 $ 164,666 $ 85,000
Oklahoma, Oklahoma 6 $ 1,052,000 $ 175,333 $ 128,000
Marion, Oregon 6 $ 858,000 $ 143,000 $ 69,000
Charleston, South Carolina 6 $ 2,556,000 $ 426,000 $ 275,000
Collin, Texas 6 $ 1,422,000 $ 237,000 $ 145,000
Dallas, Texas 6 $ 2,240,000 $ 373,333 $ 306,000
Charlottesville, Virginia 6 $ 1,430,000 $ 238,333 $ 94,000
Brown, Wisconsin 6 $ 952,000 $ 158,666 $ 78,000
Washington, Arkansas 5 $ 469,000 $ 93,800 $ 59,000
Santa Cruz, California 5 $ 1,582,000 $ 316,400 $ 89,000
El Paso, Colorado 5 $ 1,603,000 $ 320,600 $ 194,000
Garfield, Colorado 5 $ 1,764,000 $ 352,800 $ 163,000
Tolland, Connecticut 5 $ 1,379,000 $ 275,800 $ 111,000
Orange, Florida 5 $ 1,349,000 $ 269,800 $ 89,000
Pinellas, Florida 5 $ 1,030,000 $ 206,000 $ 94,000
Walton, Florida 5 $ 2,013,000 $ 402,600 $ 706,000
Maui, Hawaii 5 $ 2,547,000 $ 509,400 $ 86,000
Black Hawk, Iowa 5 $ 817,000 $ 163,400 $ 116,000
Story, Iowa 5 $ 1,047,000 $ 209,400 $ 129,000
Berkshire, Massachusetts 5 $ 1,369,000 $ 273,800 $ 132,000
Plymouth, Massachusetts 5 $ 1,674,000 $ 334,800 $ 235,000
Oakland, Michigan 5 $ 949,000 $ 189,800 $ 106,000
Anoka, Minnesota 5 $ 1,015,000 $ 203,000 $ 75,000
Morgan, Missouri 5 $ 614,000 $ 122,800 $ 114,000
Douglas, Nebraska 5 $ 1,022,000 $ 204,400 $ 178,000
Grafton, New Hampshire 5 $ 939,000 $ 187,800 $ 122,000
Camden, New Jersey 5 $ 886,000 $ 177,200 $ 120,000
Cumberland, North Carolina 5 $ 842,000 $ 168,400 $ 67,000
Burleigh, North Dakota 5 $ 782,000 $ 156,400 $ 91,000
Lorain, Ohio 5 $ 914,000 $ 182,800 $ 99,000
Summit, Ohio 5 $ 740,000 $ 148,000 $ 122,000
Butler, Pennsylvania 5 $ 1,228,000 $ 245,600 $ 123,000
Columbia, Pennsylvania 5 $ 872,000 $ 174,400 $ 105,000
Shelby, Tennessee 5 $ 1,123,000 $ 224,600 $ 127,000
Fort Bend, Texas 5 $ 1,237,000 $ 247,400 $ 192,000
Nueces, Texas 5 $ 704,000 $ 140,800 $ 105,000
Travis, Texas 5 $ 1,419,000 $ 283,800 $ 130,000
Alexandria, Virginia 5 $ 2,122,000 $ 424,400 $ 180,000
Prince William, Virginia 5 $ 1,325,000 $ 265,000 $ 88,000
Racine, Wisconsin 5 $ 1,000,000 $ 200,000 $ 98,000
Jefferson, Alabama 4 $ 810,000 $ 202,500 $ 86,000
Pinal, Arizona 4 $ 810,000 $ 202,500 $ 140,000
Fresno, California 4 $ 1,120,000 $ 280,000 $ 146,000
Kern, California 4 $ 689,000 $ 172,250 $ 93,000
Summit, Colorado 4 $ 1,378,000 $ 344,500 $ 532,000
Middlesex, Connecticut 4 $ 680,000 $ 170,000 $ 98,000
Charlotte, Florida 4 $ 800,000 $ 200,000 $ 103,000
Manatee, Florida 4 $ 1,065,000 $ 266,250 $ 181,000
Sarasota, Florida 4 $ 935,000 $ 233,750 $ 182,000
Blaine, Idaho 4 $ 1,849,000 $ 462,250 $ 246,000
Macon, Illinois 4 $ 343,000 $ 85,750 $ 104,000
St. Joseph, Indiana 4 $ 1,204,000 $ 301,000 $ 197,000
Hampden, Massachusetts 4 $ 778,000 $ 194,500 $ 97,000
Worcester, Massachusetts 4 $ 986,000 $ 246,500 $ 121,000
Cass, Minnesota 4 $ 583,000 $ 145,750 $ 68,000
Scott, Minnesota 4 $ 1,294,000 $ 323,500 $ 145,000
St. Francois, Missouri 4 $ 652,000 $ 163,000 $ 99,000
Ulster, New York 4 $ 1,293,000 $ 323,250 $ 262,000
Buncombe, North Carolina 4 $ 1,969,000 $ 492,250 $ 299,000
Durham, North Carolina 4 $ 715,000 $ 178,750 $ 105,000
Delaware, Ohio 4 $ 1,126,000 $ 281,500 $ 89,000
Clatsop, Oregon 4 $ 916,000 $ 229,000 $ 65,000
Polk, Oregon 4 $ 1,027,000 $ 256,750 $ 165,000
Cambria, Pennsylvania 4 $ 539,000 $ 134,750 $ 113,000
Dauphin, Pennsylvania 4 $ 675,000 $ 168,750 $ 95,000
Lebanon, Pennsylvania 4 $ 569,000 $ 142,250 $ 86,000
Aiken, South Carolina 4 $ 670,000 $ 167,500 $ 68,000
Davidson, Tennessee 4 $ 798,000 $ 199,500 $ 89,000
Williamson, Tennessee 4 $ 1,109,000 $ 277,250 $ 172,000
Rutland, Vermont 4 $ 671,000 $ 167,750 $ 82,000
Windsor, Vermont 4 $ 722,000 $ 180,500 $ 69,000
Arlington, Virginia 4 $ 5,041,000 $ 1,260,250 $ 71,000
Fluvanna, Virginia 4 $ 714,000 $ 178,500 $ 31,000
Pierce, Washington 4 $ 1,041,000 $ 260,250 $ 192,000
Marathon, Wisconsin 4 $ 930,000 $ 232,500 $ 146,000
Oneida, Wisconsin 4 $ 1,114,000 $ 278,500 $ 104,000
Washington, Wisconsin 4 $ 872,000 $ 218,000 $ 166,000
Coconino, Arizona 3 $ 527,000 $ 175,666 $ 88,000
El Dorado, California 3 $ 695,000 $ 231,666 $ 144,000
Yolo, California 3 $ 1,065,000 $ 355,000 $ 108,000
Adams, Colorado 3 $ 513,000 $ 171,000 $ 106,000
Eagle, Colorado 3 $ 1,449,000 $ 483,000 $ 710,000
Martin, Florida 3 $ 550,000 $ 183,333 $ 109,000
Santa Rosa, Florida 3 $ 734,000 $ 244,666 $ 102,000
Sumter, Florida 3 $ 458,000 $ 152,666 $ 74,000
Bibb, Georgia 3 $ 1,083,000 $ 361,000 $ 259,000
Clinton, Illinois 3 $ 668,000 $ 222,666 $ 135,000
McHenry, Illinois 3 $ 392,000 $ 130,666 $ 66,000
Floyd, Indiana 3 $ 420,000 $ 140,000 $ 92,000
Cerro Gordo, Iowa 3 $ 202,000 $ 67,333 $ 34,000
Douglas, Kansas 3 $ 680,000 $ 226,666 $ 117,000
Bullitt, Kentucky 3 $ 472,000 $ 157,333 $ 58,000
Lincoln, Maine 3 $ 845,000 $ 281,666 $ 136,000
York, Maine 3 $ 1,511,000 $ 503,666 $ 185,000
Garrett, Maryland 3 $ 661,000 $ 220,333 $ 157,000
Talbot, Maryland 3 $ 925,000 $ 308,333 $ 138,000
Worcester, Maryland 3 $ 630,000 $ 210,000 $ 385,000
Grand Traverse, Michigan 3 $ 723,000 $ 241,000 $ 175,000
Kent, Michigan 3 $ 642,000 $ 214,000 $ 195,000
Blue Earth, Minnesota 3 $ 711,000 $ 237,000 $ 143,000
Itasca, Minnesota 3 $ 894,000 $ 298,000 $ 110,000
Otter Tail, Minnesota 3 $ 480,000 $ 160,000 $ 94,000
Yellowstone, Montana 3 $ 543,000 $ 181,000 $ 79,000
Lancaster, Nebraska 3 $ 707,000 $ 235,666 $ 95,000
Carroll, New Hampshire 3 $ 1,733,000 $ 577,666 $ 382,000
Rockingham, New Hampshire 3 $ 734,000 $ 244,666 $ 395,000
Gloucester, New Jersey 3 $ 682,000 $ 227,333 $ 132,000
Santa Fe, New Mexico 3 $ 1,002,000 $ 334,000 $ 143,000
Richmond, New York 3 $ 866,000 $ 288,666 $ 104,000
Cabarrus, North Carolina 3 $ 693,000 $ 231,000 $ 136,000
Guilford, North Carolina 3 $ 945,000 $ 315,000 $ 109,000
Jackson, North Carolina 3 $ 1,359,000 $ 453,000 $ 291,000
Watauga, North Carolina 3 $ 685,000 $ 228,333 $ 385,000
Erie, Ohio 3 $ 430,000 $ 143,333 $ 70,000
Lake, Ohio 3 $ 594,000 $ 198,000 $ 117,000
Trumbull, Ohio 3 $ 498,000 $ 166,000 $ 121,000
Jackson, Oregon 3 $ 716,000 $ 238,666 $ 231,000
Cumberland, Pennsylvania 3 $ 1,067,000 $ 355,666 $ 112,000
York, Pennsylvania 3 $ 568,000 $ 189,333 $ 83,000
Darlington, South Carolina 3 $ 658,000 $ 219,333 $ 105,000
Greene, Virginia 3 $ 698,000 $ 232,666 $ 77,000
Lynchburg, Virginia 3 $ 751,000 $ 250,333 $ 269,000
Stafford, Virginia 3 $ 1,051,000 $ 350,333 $ 170,000
Virginia Beach, Virginia 3 $ 872,000 $ 290,666 $ 53,000
Douglas, Washington 3 $ 647,000 $ 215,666 $ 76,000
Snohomish, Washington 3 $ 598,000 $ 199,333 $ 54,000
Outagamie, Wisconsin 3 $ 577,000 $ 192,333 $ 72,000
Sawyer, Wisconsin 3 $ 996,000 $ 332,000 $ 611,000
Johnson, Wyoming 3 $ 367,000 $ 122,333 $ 56,000
Shelby, Alabama 2 $ 641,000 $ 320,500 $ 64,000
Tallapoosa, Alabama 2 $ 492,000 $ 246,000 $ 229,000
Yavapai, Arizona 2 $ 995,000 $ 497,500 $ 256,000
Napa, California 2 $ 1,080,000 $ 540,000 $ 284,000
Plumas, California 2 $ 643,000 $ 321,500 $ 334,000
Tehama, California 2 $ 169,000 $ 84,500 $ 73,000
Broomfield, Colorado 2 $ 489,000 $ 244,500 $ 179,000
Gunnison, Colorado 2 $ 706,000 $ 353,000 $ 174,000
La Plata, Colorado 2 $ 529,000 $ 264,500 $ 110,000
Lake, Colorado 2 $ 264,000 $ 132,000 $ 160,000
Hillsborough, Florida 2 $ 560,000 $ 280,000 $ 169,000
Monroe, Florida 2 $ 1,217,000 $ 608,500 $ 337,000
Polk, Florida 2 $ 350,000 $ 175,000 $ 41,000
St. Lucie, Florida 2 $ 467,000 $ 233,500 $ 87,000
Columbia, Georgia 2 $ 273,000 $ 136,500 $ 50,000
Forsyth, Georgia 2 $ 321,000 $ 160,500 $ 86,000
Hall, Georgia 2 $ 465,000 $ 232,500 $ 75,000
Houston, Georgia 2 $ 707,000 $ 353,500 $ 329,000
Meriwether, Georgia 2 $ 352,000 $ 176,000 $ 110,000
Ada, Idaho 2 $ 671,000 $ 335,500 $ 270,000
Champaign, Illinois 2 $ 603,000 $ 301,500 $ 167,000
Kendall, Illinois 2 $ 600,000 $ 300,000 $ 216,000
McLean, Illinois 2 $ 454,000 $ 227,000 $ 135,000
Randolph, Illinois 2 $ 315,000 $ 157,500 $ 157,000
Sangamon, Illinois 2 $ 600,000 $ 300,000 $ 284,000
Tazewell, Illinois 2 $ 304,000 $ 152,000 $ 84,000
Winnebago, Illinois 2 $ 271,000 $ 135,500 $ 344,000
Boone, Indiana 2 $ 1,567,000 $ 783,500 $ 320,000
Elkhart, Indiana 2 $ 268,000 $ 134,000 $ 56,000
Jasper, Indiana 2 $ 192,000 $ 96,000 $ 31,000
Boone, Iowa 2 $ 561,000 $ 280,500 $ 99,000
Miami, Kansas 2 $ 187,000 $ 93,500 $ 297,000
Kenton, Kentucky 2 $ 533,000 $ 266,500 $ 138,000
Oldham, Kentucky 2 $ 292,000 $ 146,000 $ 151,000
Orleans, Louisiana 2 $ 717,000 $ 358,500 $ 176,000
Cecil, Maryland 2 $ 500,000 $ 250,000 $ 122,000
Washington, Maryland 2 $ 553,000 $ 276,500 $ 118,000
Barry, Michigan 2 $ 503,000 $ 251,500 $ 124,000
Genesee, Michigan 2 $ 437,000 $ 218,500 $ 51,000
Muskegon, Michigan 2 $ 395,000 $ 197,500 $ 115,000
Washtenaw, Michigan 2 $ 680,000 $ 340,000 $ 131,000
Wayne, Michigan 2 $ 456,000 $ 228,000 $ 184,000
Dodge, Minnesota 2 $ 311,000 $ 155,500 $ 95,000
Hinds, Mississippi 2 $ 247,000 $ 123,500 $ 54,000
Madison, Mississippi 2 $ 400,000 $ 200,000 $ 48,000
Christian, Missouri 2 $ 217,000 $ 108,500 $ 81,000
Clay, Missouri 2 $ 206,000 $ 103,000 $ 160,000
Greene, Missouri 2 $ 171,000 $ 85,500 $ 44,000
Jasper, Missouri 2 $ 556,000 $ 278,000 $ 115,000
Miller, Missouri 2 $ 437,000 $ 218,500 $ 184,000
Perry, Missouri 2 $ 516,000 $ 258,000 $ 291,000
Phelps, Missouri 2 $ 271,000 $ 135,500 $ 79,000
Platte, Missouri 2 $ 552,000 $ 276,000 $ 128,000
Colfax, New Mexico 2 $ 672,000 $ 336,000 $ 227,000
Bronx, New York 2 $ 645,000 $ 322,500 $ 408,000
Dutchess, New York 2 $ 623,000 $ 311,500 $ 529,000
Putnam, New York 2 $ 420,000 $ 210,000 $ 115,000
Warren, New York 2 $ 625,000 $ 312,500 $ 123,000
Chatham, North Carolina 2 $ 658,000 $ 329,000 $ 285,000
Forsyth, North Carolina 2 $ 317,000 $ 158,500 $ 53,000
Pender, North Carolina 2 $ 742,000 $ 371,000 $ 235,000
Pitt, North Carolina 2 $ 742,000 $ 371,000 $ 236,000
Hamilton, Ohio 2 $ 307,000 $ 153,500 $ 66,000
Licking, Ohio 2 $ 562,000 $ 281,000 $ 92,000
Medina, Ohio 2 $ 372,000 $ 186,000 $ 103,000
Union, Ohio 2 $ 649,000 $ 324,500 $ 250,000
Lane, Oregon 2 $ 326,000 $ 163,000 $ 57,000
Adams, Pennsylvania 2 $ 368,000 $ 184,000 $ 139,000
Lancaster, Pennsylvania 2 $ 416,000 $ 208,000 $ 222,000
Monroe, Pennsylvania 2 $ 240,000 $ 120,000 $ 73,000
Newport, Rhode Island 2 $ 1,175,000 $ 587,500 $ 246,000
Washington, Rhode Island 2 $ 437,000 $ 218,500 $ 105,000
Horry, South Carolina 2 $ 298,000 $ 149,000 $ 76,000
Lancaster, South Carolina 2 $ 282,000 $ 141,000 $ 64,000
Lexington, South Carolina 2 $ 617,000 $ 308,500 $ 65,000
Marion, South Carolina 2 $ 270,000 $ 135,000 $ 39,000
Richland, South Carolina 2 $ 481,000 $ 240,500 $ 125,000
Davison, South Dakota 2 $ 400,000 $ 200,000 $ 241,000
Lincoln, South Dakota 2 $ 436,000 $ 218,000 $ 99,000
Loudon, Tennessee 2 $ 619,000 $ 309,500 $ 216,000
Montgomery, Tennessee 2 $ 293,000 $ 146,500 $ 73,000
Bexar, Texas 2 $ 185,000 $ 92,500 $ 41,000
Live Oak, Texas 2 $ 444,000 $ 222,000 $ 125,000
San Patricio, Texas 2 $ 338,000 $ 169,000 $ 88,000
Garfield, Utah 2 $ 166,000 $ 83,000 $ 35,000
Summit, Utah 2 $ 832,000 $ 416,000 $ 321,000
Augusta, Virginia 2 $ 238,000 $ 119,000 $ 74,000
Chesterfield, Virginia 2 $ 508,000 $ 254,000 $ 82,000
Henrico, Virginia 2 $ 523,000 $ 261,500 $ 111,000
James City, Virginia 2 $ 497,000 $ 248,500 $ 32,000
Clallam, Washington 2 $ 320,000 $ 160,000 $ 49,000
Thurston, Washington 2 $ 699,000 $ 349,500 $ 82,000
Eau Claire, Wisconsin 2 $ 507,000 $ 253,500 $ 141,000
Vilas, Wisconsin 2 $ 420,000 $ 210,000 $ 66,000
Walworth, Wisconsin 2 $ 134,000 $ 67,000 $ 36,000
Winnebago, Wisconsin 2 $ 287,000 $ 143,500 $ 52,000
Bullock, Alabama 1 $ 259,000 $ 259,000 $ 74,000
Coosa, Alabama 1 $ 256,000 $ 256,000 $ 120,000
Covington, Alabama 1 $ 120,000 $ 120,000 $ 51,000
Dallas, Alabama 1 $ 157,000 $ 157,000 $ 69,000
Houston, Alabama 1 $ 170,000 $ 170,000 $ 76,000
Madison, Alabama 1 $ 275,000 $ 275,000 $ 158,000
Morgan, Alabama 1 $ 81,000 $ 81,000 $ 110,000
Pike, Alabama 1 $ 132,000 $ 132,000 $ 115,000
St. Clair, Alabama 1 $ 106,000 $ 106,000 $ 65,000
Tuscaloosa, Alabama 1 $ 94,000 $ 94,000 $ 104,000
Anchorage, Alaska 1 $ 320,000 $ 320,000 $ 281,000
Fairbanks North Star, Alaska 1 $ 150,000 $ 150,000 $ 98,000
Cochise, Arizona 1 $ 137,000 $ 137,000 $ 186,000
Craighead, Arkansas 1 $ 192,000 $ 192,000 $ 114,000
Pulaski, Arkansas 1 $ 400,000 $ 400,000 $ 139,000
Van Buren, Arkansas 1 $ 155,000 $ 155,000 $ 441,000
Amador, California 1 $ 155,000 $ 155,000 $ 36,000
Lake, California 1 $ 247,000 $ 247,000 $ 125,000
Merced, California 1 $ 254,000 $ 254,000 $ 181,000
San Benito, California 1 $ 178,000 $ 178,000 $ 73,000
Sierra, California 1 $ 189,000 $ 189,000 $ 64,000
Sutter, California 1 $ 206,000 $ 206,000 $ 0
Clear Creek, Colorado 1 $ 287,000 $ 287,000 $ 80,000
Delta, Colorado 1 $ 540,000 $ 540,000 $ 314,000
Mesa, Colorado 1 $ 345,000 $ 345,000 $ 110,000
Pitkin, Colorado 1 $ 1,500,000 $ 1,500,000 $ 643,000
Pueblo, Colorado 1 $ 100,000 $ 100,000 $ 45,000
Windham, Connecticut 1 $ 270,000 $ 270,000 $ 127,000
Kent, Delaware 1 $ 120,000 $ 120,000 $ 76,000
New Castle, Delaware 1 $ 238,000 $ 238,000 $ 155,000
Citrus, Florida 1 $ 142,000 $ 142,000 $ 112,000
Indian River, Florida 1 $ 412,000 $ 412,000 $ 189,000
Lake, Florida 1 $ 240,000 $ 240,000 $ 55,000
Marion, Florida 1 $ 196,000 $ 196,000 $ 65,000
Nassau, Florida 1 $ 276,000 $ 276,000 $ 98,000
Okaloosa, Florida 1 $ 170,000 $ 170,000 $ 100,000
Seminole, Florida 1 $ 258,000 $ 258,000 $ 89,000
Baldwin, Georgia 1 $ 165,000 $ 165,000 $ 53,000
Bryan, Georgia 1 $ 417,000 $ 417,000 $ 236,000
Gwinnett, Georgia 1 $ 216,000 $ 216,000 $ 40,000
Spalding, Georgia 1 $ 198,000 $ 198,000 $ 65,000
Tattnall, Georgia 1 $ 170,000 $ 170,000 $ 241,000
Toombs, Georgia 1 $ 33,000 $ 33,000 $ 18,000
Troup, Georgia 1 $ 368,000 $ 368,000 $ 135,000
White, Georgia 1 $ 134,000 $ 134,000 $ 139,000
Hawaii, Hawaii 1 $ 168,000 $ 168,000 $ 42,000
Kauai, Hawaii 1 $ 125,000 $ 125,000 $ 48,000
Bonneville, Idaho 1 $ 143,000 $ 143,000 $ 89,000
Jefferson, Idaho 1 $ 291,000 $ 291,000 $ 190,000
Bond, Illinois 1 $ 223,000 $ 223,000 $ 400,000
Coles, Illinois 1 $ 132,000 $ 132,000 $ 41,000
Jo Daviess, Illinois 1 $ 144,000 $ 144,000 $ 157,000
Knox, Illinois 1 $ 54,000 $ 54,000 $ 22,000
Peoria, Illinois 1 $ 120,000 $ 120,000 $ 114,000
Allen, Indiana 1 $ 100,000 $ 100,000 $ 42,000
DeKalb, Indiana 1 $ 417,000 $ 417,000 $ 456,000
LaPorte, Indiana 1 $ 208,000 $ 208,000 $ 135,000
Madison, Indiana 1 $ 275,000 $ 275,000 $ 223,000
Parke, Indiana 1 $ 95,000 $ 95,000 $ 59,000
Vanderburgh, Indiana 1 $ 200,000 $ 200,000 $ 63,000
Bremer, Iowa 1 $ 189,000 $ 189,000 $ 71,000
Buena Vista, Iowa 1 $ 97,000 $ 97,000 $ 78,000
Dallas, Iowa 1 $ 227,000 $ 227,000 $ 105,000
Dickinson, Iowa 1 $ 324,000 $ 324,000 $ 196,000
Dubuque, Iowa 1 $ 96,000 $ 96,000 $ 361,000
Floyd, Iowa 1 $ 167,000 $ 167,000 $ 64,000
Keokuk, Iowa 1 $ 179,000 $ 179,000 $ 195,000
Monona, Iowa 1 $ 125,000 $ 125,000 $ 68,000
Union, Iowa 1 $ 240,000 $ 240,000 $ 155,000
Woodbury, Iowa 1 $ 235,000 $ 235,000 $ 115,000
Sedgwick, Kansas 1 $ 300,000 $ 300,000 $ 205,000
Shawnee, Kansas 1 $ 290,000 $ 290,000 $ 296,000
Boyle, Kentucky 1 $ 317,000 $ 317,000 $ 329,000
Calloway, Kentucky 1 $ 398,000 $ 398,000 $ 90,000
Laurel, Kentucky 1 $ 195,000 $ 195,000 $ 215,000
Shelby, Kentucky 1 $ 172,000 $ 172,000 $ 83,000
Warren, Kentucky 1 $ 250,000 $ 250,000 $ 130,000
East Baton Rouge, Louisiana 1 $ 154,000 $ 154,000 $ 123,000
St. Charles, Louisiana 1 $ 156,000 $ 156,000 $ 72,000
Calvert, Maryland 1 $ 164,000 $ 164,000 $ 96,000
Carroll, Maryland 1 $ 388,000 $ 388,000 $ 225,000
Howard, Maryland 1 $ 417,000 $ 417,000 $ 198,000
Prince George's, Maryland 1 $ 172,000 $ 172,000 $ 77,000
Bristol, Massachusetts 1 $ 124,000 $ 124,000 $ 71,000
Dukes, Massachusetts 1 $ 403,000 $ 403,000 $ 124,000
Franklin, Massachusetts 1 $ 140,000 $ 140,000 $ 131,000
Nantucket, Massachusetts 1 $ 400,000 $ 400,000 $ 182,000
Allegan, Michigan 1 $ 300,000 $ 300,000 $ 185,000
Antrim, Michigan 1 $ 400,000 $ 400,000 $ 106,000
Berrien, Michigan 1 $ 285,000 $ 285,000 $ 461,000
Cass, Michigan 1 $ 379,000 $ 379,000 $ 249,000
Cheboygan, Michigan 1 $ 248,000 $ 248,000 $ 321,000
Ingham, Michigan 1 $ 199,000 $ 199,000 $ 171,000
Montcalm, Michigan 1 $ 70,000 $ 70,000 $ 280,000
Newaygo, Michigan 1 $ 110,000 $ 110,000 $ 368,000
St. Clair, Michigan 1 $ 417,000 $ 417,000 $ 320,000
Van Buren, Michigan 1 $ 141,000 $ 141,000 $ 167,000
Cook, Minnesota 1 $ 225,000 $ 225,000 $ 396,000
Freeborn, Minnesota 1 $ 222,000 $ 222,000 $ 103,000
Goodhue, Minnesota 1 $ 128,000 $ 128,000 $ 278,000
Hubbard, Minnesota 1 $ 300,000 $ 300,000 $ 138,000
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Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,342 $1,391,929,000 $260,000 $4,213,000 $146,000 $2,054,000
Home Purchase 1,492 $331,196,000 $221,000 $2,695,000 $126,000 $2,136,000
Home Improvement 32 $7,540,000 $235,000 $495,000 $125,000 $390,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,189 $1,536,641,000 $248,000 $2,695,000 $141,000 $2,136,000
Not Provided 396 $115,407,000 $291,000 $1,000,000 $159,000 $1,135,000
Asian 112 $31,388,000 $280,000 $979,000 $153,000 $628,000
Hispanic 87 $20,729,000 $238,000 $607,000 $148,000 $737,000
Black or African American 60 $12,535,000 $208,000 $919,000 $88,000 $435,000
Native Hawaiian or Other Pacific Islander 13 $4,132,000 $317,000 $665,000 $127,000 $384,000
American Indian or Alaskan Native 6 $1,170,000 $195,000 $327,000 $111,000 $237,000
Not applicable 3 $8,663,000 $2,887,000 $4,213,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,307 $1,623,000,000 $257,000 $2,695,000 $149,000 $2,136,000
FHA-insured (Federal Housing Administration) 459 $83,451,000 $181,000 $4,213,000 $56,000 $428,000
VA-guaranteed (Veterans Administration) 100 $24,214,000 $242,000 $827,000 $61,000 $465,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,021 $1,514,785,000 $251,000 $4,213,000 $142,000 $2,136,000
Application Denied By Financial Institution 448 $120,950,000 $269,000 $1,250,000 $138,000 $899,000
Application Withdrawn By Applicant 372 $88,809,000 $238,000 $1,115,000 $135,000 $840,000
Application Approved But Not Accepted 22 $4,826,000 $219,000 $417,000 $169,000 $1,423,000
File Closed For Incompleteness 3 $1,295,000 $431,000 $979,000 $267,000 $634,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Stifel Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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