Stifel Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Stifel Bank & Trust 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,866 |
| Total Mortgage Loan Application Amount | $1,730,665,000 |
| Average Mortgage Loan Application Amount | $238,666 |
| Highest Mortgage Loan Application Amount | $4,213,000 |
| Average Applicant Income | $132,333 |
| Highest Applicant Income | $2,136,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Stifel Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Stifel Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank & Trust's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 3,291 | $ 727,183,000 | $ 211,000 | $ 127,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 202 | $ 79,959,000 | $ 397,000 | $ 206,500 |
| NEWARK-UNION, NJ-PA | 136 | $ 48,722,000 | $ 310,500 | $ 165,500 |
| PHILADELPHIA, PA | 114 | $ 30,380,000 | $ 266,000 | $ 118,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 99 | $ 27,674,000 | $ 279,000 | $ 177,000 |
| NASSAU-SUFFOLK, NY | 90 | $ 30,403,000 | $ 337,000 | $ 212,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 88 | $ 22,487,000 | $ 255,000 | $ 152,000 |
| BALTIMORE-TOWSON, MD | 86 | $ 29,373,000 | $ 341,000 | $ 235,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 86 | $ 33,960,000 | $ 394,000 | $ 217,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 78 | $ 30,342,000 | $ 309,333 | $ 168,333 |
| DENVER-AURORA-BROOMFIELD, CO | 76 | $ 21,406,000 | $ 281,000 | $ 158,000 |
| EDISON-NEW BRUNSWICK, NJ | 68 | $ 21,684,000 | $ 318,000 | $ 208,000 |
| PITTSBURGH, PA | 56 | $ 10,114,000 | $ 180,000 | $ 111,000 |
| CHARLOTTESVILLE, VA | 46 | $ 11,460,000 | $ 249,000 | $ 98,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 45 | $ 15,048,000 | $ 334,000 | $ 152,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 44 | $ 16,192,000 | $ 368,000 | $ 162,000 |
| PHOENIX-MESA-GLENDALE, AZ | 42 | $ 11,536,000 | $ 274,000 | $ 166,000 |
| KANSAS CITY, MO-KS | 41 | $ 8,370,000 | $ 206,000 | $ 121,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 40 | $ 8,299,000 | $ 207,000 | $ 152,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 39 | $ 15,377,000 | $ 394,000 | $ 221,000 |
| COLUMBUS, GA-AL | 38 | $ 11,787,000 | $ 310,000 | $ 251,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 38 | $ 9,582,000 | $ 252,000 | $ 139,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 36 | $ 9,913,000 | $ 242,500 | $ 96,500 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 35 | $ 8,667,000 | $ 169,000 | $ 119,000 |
| RALEIGH-CARY, NC | 35 | $ 9,231,000 | $ 263,000 | $ 131,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 31 | $ 8,893,000 | $ 286,000 | $ 143,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 31 | $ 8,573,000 | $ 276,000 | $ 140,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 31 | $ 15,428,000 | $ 497,000 | $ 242,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 30 | $ 6,099,000 | $ 275,000 | $ 173,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 29 | $ 4,695,000 | $ 152,000 | $ 83,500 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 28 | $ 8,066,000 | $ 288,000 | $ 161,000 |
| CAMDEN, NJ | 28 | $ 6,395,000 | $ 228,000 | $ 157,000 |
| BOSTON-QUINCY, MA | 27 | $ 8,385,000 | $ 310,000 | $ 158,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 27 | $ 5,841,000 | $ 216,000 | $ 134,000 |
| MONTGOMERY, AL | 26 | $ 6,571,000 | $ 252,000 | $ 147,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 26 | $ 9,483,000 | $ 364,000 | $ 137,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 25 | $ 8,359,000 | $ 334,000 | $ 161,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 25 | $ 6,744,000 | $ 269,000 | $ 93,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 23 | $ 7,241,000 | $ 314,000 | $ 269,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 22 | $ 8,711,000 | $ 395,000 | $ 191,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 22 | $ 6,082,000 | $ 276,000 | $ 173,000 |
| DALLAS-PLANO-IRVING, TX | 21 | $ 5,772,000 | $ 274,000 | $ 180,000 |
| COLUMBIA, MO | 19 | $ 4,154,000 | $ 218,000 | $ 139,000 |
| FORT COLLINS-LOVELAND, CO | 19 | $ 4,702,000 | $ 247,000 | $ 91,000 |
| WILMINGTON, NC | 19 | $ 4,303,000 | $ 226,000 | $ 119,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 17 | $ 5,313,000 | $ 312,000 | $ 173,000 |
| DULUTH, MN-WI | 17 | $ 2,792,000 | $ 164,000 | $ 114,000 |
| INDIANAPOLIS-CARMEL, IN | 17 | $ 6,090,000 | $ 358,000 | $ 223,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 4,388,000 | $ 258,000 | $ 130,000 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 5,205,000 | $ 306,000 | $ 321,000 |
| COLUMBUS, OH | 16 | $ 4,371,000 | $ 273,000 | $ 140,000 |
| TULSA, OK | 16 | $ 2,950,000 | $ 184,000 | $ 155,000 |
| CHICO, CA | 15 | $ 3,489,000 | $ 232,000 | $ 112,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 3,932,000 | $ 262,000 | $ 123,000 |
| SANTA ROSA-PETALUMA, CA | 15 | $ 5,433,000 | $ 362,000 | $ 124,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 15 | $ 2,686,000 | $ 179,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 2,199,000 | $ 168,500 | $ 71,000 |
| CAPE CORAL-FORT MYERS, FL | 13 | $ 4,027,000 | $ 309,000 | $ 213,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 3,098,000 | $ 238,000 | $ 152,000 |
| ROCHESTER, MN | 13 | $ 3,050,000 | $ 234,000 | $ 106,000 |
| CANTON-MASSILLON, OH | 12 | $ 2,316,000 | $ 193,000 | $ 219,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 2,681,000 | $ 223,000 | $ 150,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 5,602,000 | $ 466,000 | $ 168,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 2,086,000 | $ 189,000 | $ 143,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 11 | $ 2,621,000 | $ 238,000 | $ 192,000 |
| SCRANTON--WILKES-BARRE, PA | 11 | $ 1,719,000 | $ 156,000 | $ 83,000 |
| FLORENCE, SC | 10 | $ 2,351,000 | $ 235,000 | $ 132,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 2,532,000 | $ 253,000 | $ 127,000 |
| LA CROSSE, WI-MN | 10 | $ 1,788,000 | $ 178,000 | $ 100,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 10 | $ 2,158,000 | $ 215,000 | $ 119,000 |
| SALEM, OR | 10 | $ 1,885,000 | $ 188,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,612,000 | $ 145,500 | $ 92,500 |
| BOULDER, CO | 9 | $ 2,220,000 | $ 246,000 | $ 122,000 |
| GARY, IN | 9 | $ 1,321,000 | $ 146,000 | $ 86,000 |
| LAS VEGAS-PARADISE, NV | 9 | $ 2,096,000 | $ 232,000 | $ 196,000 |
| REDDING, CA | 9 | $ 1,693,000 | $ 188,000 | $ 80,000 |
| SALINAS, CA | 9 | $ 3,294,000 | $ 366,000 | $ 143,000 |
| TRENTON-EWING, NJ | 9 | $ 2,501,000 | $ 277,000 | $ 174,000 |
| TUCSON, AZ | 9 | $ 2,301,000 | $ 255,000 | $ 219,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8 | $ 2,000,000 | $ 250,000 | $ 182,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 1,879,000 | $ 234,000 | $ 55,000 |
| ANDERSON, SC | 7 | $ 1,208,000 | $ 172,000 | $ 131,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 1,946,000 | $ 278,000 | $ 119,000 |
| BARNSTABLE TOWN, MA | 7 | $ 2,100,000 | $ 300,000 | $ 180,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 1,557,000 | $ 222,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 7 | $ 2,936,000 | $ 419,000 | $ 251,000 |
| CORPUS CHRISTI, TX | 7 | $ 1,042,000 | $ 148,000 | $ 100,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,229,000 | $ 175,000 | $ 116,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,594,000 | $ 227,000 | $ 155,000 |
| FORT WORTH-ARLINGTON, TX | 7 | $ 1,788,000 | $ 255,000 | $ 214,000 |
| GAINESVILLE, FL | 7 | $ 1,494,000 | $ 213,000 | $ 154,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,742,000 | $ 248,000 | $ 102,000 |
| HONOLULU, HI | 7 | $ 2,235,000 | $ 319,000 | $ 160,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 1,512,000 | $ 216,000 | $ 246,000 |
| MADISON, WI | 7 | $ 1,114,000 | $ 159,000 | $ 72,000 |
| MOBILE, AL | 7 | $ 1,293,000 | $ 184,000 | $ 86,000 |
| OCEAN CITY, NJ | 7 | $ 2,663,000 | $ 380,000 | $ 242,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 1,847,000 | $ 263,000 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,593,000 | $ 227,000 | $ 77,000 |
| PEABODY, MA | 7 | $ 2,473,000 | $ 353,000 | $ 152,000 |
| RENO-SPARKS, NV | 7 | $ 996,000 | $ 142,000 | $ 104,000 |
| SAVANNAH, GA | 7 | $ 1,910,000 | $ 272,000 | $ 164,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 1,590,000 | $ 227,000 | $ 115,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 6 | $ 1,569,000 | $ 261,000 | $ 116,000 |
| BISMARCK, ND | 6 | $ 1,182,000 | $ 197,000 | $ 143,000 |
| FAYETTEVILLE, NC | 6 | $ 992,000 | $ 165,000 | $ 72,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 1,255,000 | $ 209,000 | $ 200,000 |
| GREELEY, CO | 6 | $ 951,000 | $ 158,000 | $ 111,000 |
| GREEN BAY, WI | 6 | $ 952,000 | $ 158,000 | $ 78,000 |
| HOLLAND-GRAND HAVEN, MI | 6 | $ 941,000 | $ 156,000 | $ 109,000 |
| OKLAHOMA CITY, OK | 6 | $ 1,052,000 | $ 175,000 | $ 128,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 1,889,000 | $ 238,500 | $ 113,500 |
| RICHMOND, VA | 6 | $ 1,459,000 | $ 243,000 | $ 97,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 2,585,000 | $ 430,000 | $ 193,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 1,006,000 | $ 167,000 | $ 109,000 |
| AKRON, OH | 5 | $ 740,000 | $ 148,000 | $ 122,000 |
| AMES, IA | 5 | $ 1,047,000 | $ 209,000 | $ 129,000 |
| ASHEVILLE, NC | 5 | $ 2,089,000 | $ 417,000 | $ 284,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 1,232,000 | $ 249,500 | $ 107,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,603,000 | $ 320,000 | $ 194,000 |
| COLUMBIA, SC | 5 | $ 1,488,000 | $ 297,000 | $ 91,000 |
| JACKSON, MS | 5 | $ 970,000 | $ 194,000 | $ 59,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,123,000 | $ 224,000 | $ 127,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 1,022,000 | $ 204,000 | $ 178,000 |
| PITTSFIELD, MA | 5 | $ 1,369,000 | $ 273,000 | $ 132,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,017,000 | $ 203,000 | $ 100,000 |
| RACINE, WI | 5 | $ 1,000,000 | $ 200,000 | $ 98,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 1,582,000 | $ 316,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 1,583,000 | $ 340,000 | $ 223,000 |
| SPRINGFIELD, MA | 5 | $ 918,000 | $ 183,000 | $ 104,000 |
| BAKERSFIELD-DELANO, CA | 4 | $ 689,000 | $ 172,000 | $ 93,000 |
| DECATUR, IL | 4 | $ 343,000 | $ 85,000 | $ 104,000 |
| FRESNO, CA | 4 | $ 1,120,000 | $ 280,000 | $ 146,000 |
| JOHNSTOWN, PA | 4 | $ 539,000 | $ 134,000 | $ 113,000 |
| KINGSTON, NY | 4 | $ 1,293,000 | $ 323,000 | $ 262,000 |
| LEBANON, PA | 4 | $ 569,000 | $ 142,000 | $ 86,000 |
| LYNCHBURG, VA | 4 | $ 1,064,000 | $ 266,000 | $ 251,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 961,000 | $ 240,000 | $ 139,000 |
| PUNTA GORDA, FL | 4 | $ 800,000 | $ 200,000 | $ 103,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 938,000 | $ 234,000 | $ 313,000 |
| SPRINGFIELD, MO | 4 | $ 388,000 | $ 97,000 | $ 63,000 |
| TACOMA, WA | 4 | $ 1,041,000 | $ 260,000 | $ 192,000 |
| WAUSAU, WI | 4 | $ 930,000 | $ 232,000 | $ 146,000 |
| WENATCHEE-EAST WENATCHEE, WA | 4 | $ 752,000 | $ 188,000 | $ 65,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 913,000 | $ 221,000 | $ 125,333 |
| WORCESTER, MA | 4 | $ 986,000 | $ 246,000 | $ 121,000 |
| APPLETON, WI | 3 | $ 577,000 | $ 192,000 | $ 72,000 |
| BILLINGS, MT | 3 | $ 543,000 | $ 181,000 | $ 79,000 |
| FLAGSTAFF, AZ | 3 | $ 527,000 | $ 175,000 | $ 88,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 945,000 | $ 315,000 | $ 109,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 679,000 | $ 201,000 | $ 90,000 |
| KNOXVILLE, TN | 3 | $ 903,000 | $ 301,000 | $ 174,000 |
| LAWRENCE, KS | 3 | $ 680,000 | $ 226,000 | $ 117,000 |
| LINCOLN, NE | 3 | $ 707,000 | $ 235,000 | $ 95,000 |
| MACON, GA | 3 | $ 1,083,000 | $ 361,000 | $ 259,000 |
| MEDFORD, OR | 3 | $ 716,000 | $ 238,000 | $ 231,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3 | $ 873,000 | $ 291,000 | $ 141,000 |
| PEORIA, IL | 3 | $ 424,000 | $ 141,000 | $ 94,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 1,511,000 | $ 503,000 | $ 185,000 |
| SALT LAKE CITY, UT | 3 | $ 1,068,000 | $ 356,000 | $ 238,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 438,000 | $ 146,000 | $ 56,000 |
| SANDUSKY, OH | 3 | $ 430,000 | $ 143,000 | $ 70,000 |
| SANTA FE, NM | 3 | $ 1,002,000 | $ 334,000 | $ 143,000 |
| YORK-HANOVER, PA | 3 | $ 568,000 | $ 189,000 | $ 83,000 |
| ANN ARBOR, MI | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 454,000 | $ 227,000 | $ 135,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 671,000 | $ 335,000 | $ 270,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 603,000 | $ 301,000 | $ 167,000 |
| CLARKSVILLE, TN-KY | 2 | $ 293,000 | $ 146,000 | $ 73,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 456,000 | $ 228,000 | $ 184,000 |
| EAU CLAIRE, WI | 2 | $ 507,000 | $ 253,000 | $ 141,000 |
| ELKHART-GOSHEN, IN | 2 | $ 268,000 | $ 134,000 | $ 56,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 326,000 | $ 163,000 | $ 57,000 |
| FLINT, MI | 2 | $ 437,000 | $ 218,000 | $ 51,000 |
| GAINESVILLE, GA | 2 | $ 465,000 | $ 232,000 | $ 75,000 |
| GLENS FALLS, NY | 2 | $ 625,000 | $ 312,000 | $ 123,000 |
| GREENVILLE, NC | 2 | $ 742,000 | $ 371,000 | $ 236,000 |
| IDAHO FALLS, ID | 2 | $ 434,000 | $ 217,000 | $ 139,000 |
| JOPLIN, MO | 2 | $ 556,000 | $ 278,000 | $ 115,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| LANCASTER, PA | 2 | $ 416,000 | $ 208,000 | $ 222,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 395,000 | $ 197,000 | $ 115,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 298,000 | $ 149,000 | $ 76,000 |
| NAPA, CA | 2 | $ 1,080,000 | $ 540,000 | $ 284,000 |
| OLYMPIA, WA | 2 | $ 699,000 | $ 349,000 | $ 82,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 287,000 | $ 143,000 | $ 52,000 |
| PRESCOTT, AZ | 2 | $ 995,000 | $ 497,000 | $ 256,000 |
| ROCKFORD, IL | 2 | $ 271,000 | $ 135,000 | $ 344,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 640,000 | $ 320,000 | $ 147,500 |
| SIOUX FALLS, SD | 2 | $ 436,000 | $ 218,000 | $ 99,000 |
| SPRINGFIELD, IL | 2 | $ 600,000 | $ 300,000 | $ 284,000 |
| WARNER ROBINS, GA | 2 | $ 707,000 | $ 353,000 | $ 329,000 |
| WINSTON-SALEM, NC | 2 | $ 317,000 | $ 158,000 | $ 53,000 |
| ALBUQUERQUE, NM | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| ALTOONA, PA | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| ANCHORAGE, AK | 1 | $ 320,000 | $ 320,000 | $ 281,000 |
| ANDERSON, IN | 1 | $ 275,000 | $ 275,000 | $ 223,000 |
| BATON ROUGE, LA | 1 | $ 154,000 | $ 154,000 | $ 123,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 263,000 | $ 263,000 | $ 317,000 |
| BOWLING GREEN, KY | 1 | $ 250,000 | $ 250,000 | $ 130,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| CHEYENNE, WY | 1 | $ 181,000 | $ 181,000 | $ 56,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| DECATUR, AL | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 227,000 | $ 227,000 | $ 105,000 |
| DOTHAN, AL | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| DOVER, DE | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| DUBUQUE, IA | 1 | $ 96,000 | $ 96,000 | $ 361,000 |
| ERIE, PA | 1 | $ 224,000 | $ 224,000 | $ 128,000 |
| EVANSVILLE, IN-KY | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| FAIRBANKS, AK | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| FORT SMITH, AR-OK | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| FORT WAYNE, IN | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| GRAND JUNCTION, CO | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| GREAT FALLS, MT | 1 | $ 96,000 | $ 96,000 | $ 100,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 241,000 | $ 241,000 | $ 113,000 |
| HUNTSVILLE, AL | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| JACKSONVILLE, FL | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| JEFFERSON CITY, MO | 1 | $ 326,000 | $ 326,000 | $ 192,000 |
| JONESBORO, AR | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| LANSING-EAST LANSING, MI | 1 | $ 199,000 | $ 199,000 | $ 171,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| LONGVIEW, TX | 1 | $ 147,000 | $ 147,000 | $ 29,000 |
| MERCED, CA | 1 | $ 254,000 | $ 254,000 | $ 181,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 208,000 | $ 208,000 | $ 135,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 285,000 | $ 285,000 | $ 461,000 |
| OCALA, FL | 1 | $ 196,000 | $ 196,000 | $ 65,000 |
| PUEBLO, CO | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| ROANOKE, VA | 1 | $ 286,000 | $ 286,000 | $ 199,000 |
| ROCHESTER, NY | 1 | $ 213,000 | $ 213,000 | $ 357,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 412,000 | $ 412,000 | $ 189,000 |
| SHEBOYGAN, WI | 1 | $ 114,000 | $ 114,000 | $ 81,000 |
| SHERMAN-DENISON, TX | 1 | $ 214,000 | $ 214,000 | $ 132,000 |
| SPOKANE, WA | 1 | $ 220,000 | $ 220,000 | $ 109,000 |
| ST. CLOUD, MN | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| ST. GEORGE, UT | 1 | $ 329,000 | $ 329,000 | $ 157,000 |
| SUMTER, SC | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| TOLEDO, OH | 1 | $ 146,000 | $ 146,000 | $ 147,000 |
| TOPEKA, KS | 1 | $ 290,000 | $ 290,000 | $ 296,000 |
| TUSCALOOSA, AL | 1 | $ 94,000 | $ 94,000 | $ 104,000 |
| WHEELING, WV-OH | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| WICHITA FALLS, TX | 1 | $ 358,000 | $ 358,000 | $ 337,000 |
| WICHITA, KS | 1 | $ 300,000 | $ 300,000 | $ 205,000 |
| WINCHESTER, VA-WV | 1 | $ 307,000 | $ 307,000 | $ 214,000 |
| YAKIMA, WA | 1 | $ 233,000 | $ 233,000 | $ 48,000 |
| YUBA CITY, CA | 1 | $ 206,000 | $ 206,000 | $ 0 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,342 | $1,391,929,000 | $260,000 | $4,213,000 | $146,000 | $2,054,000 |
| Home Purchase | 1,492 | $331,196,000 | $221,000 | $2,695,000 | $126,000 | $2,136,000 |
| Home Improvement | 32 | $7,540,000 | $235,000 | $495,000 | $125,000 | $390,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,189 | $1,536,641,000 | $248,000 | $2,695,000 | $141,000 | $2,136,000 |
| Not Provided | 396 | $115,407,000 | $291,000 | $1,000,000 | $159,000 | $1,135,000 |
| Asian | 112 | $31,388,000 | $280,000 | $979,000 | $153,000 | $628,000 |
| Hispanic | 87 | $20,729,000 | $238,000 | $607,000 | $148,000 | $737,000 |
| Black or African American | 60 | $12,535,000 | $208,000 | $919,000 | $88,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,132,000 | $317,000 | $665,000 | $127,000 | $384,000 |
| American Indian or Alaskan Native | 6 | $1,170,000 | $195,000 | $327,000 | $111,000 | $237,000 |
| Not applicable | 3 | $8,663,000 | $2,887,000 | $4,213,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,307 | $1,623,000,000 | $257,000 | $2,695,000 | $149,000 | $2,136,000 |
| FHA-insured (Federal Housing Administration) | 459 | $83,451,000 | $181,000 | $4,213,000 | $56,000 | $428,000 |
| VA-guaranteed (Veterans Administration) | 100 | $24,214,000 | $242,000 | $827,000 | $61,000 | $465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,021 | $1,514,785,000 | $251,000 | $4,213,000 | $142,000 | $2,136,000 |
| Application Denied By Financial Institution | 448 | $120,950,000 | $269,000 | $1,250,000 | $138,000 | $899,000 |
| Application Withdrawn By Applicant | 372 | $88,809,000 | $238,000 | $1,115,000 | $135,000 | $840,000 |
| Application Approved But Not Accepted | 22 | $4,826,000 | $219,000 | $417,000 | $169,000 | $1,423,000 |
| File Closed For Incompleteness | 3 | $1,295,000 | $431,000 | $979,000 | $267,000 | $634,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.