Stifel Bank & Trust Mortgage Lending & HMDA Data, 2012
In 2012, Stifel Bank & Trust of St Louis, MO reported 6,866 mortgage applications totaling $1.7 billion, up 46% from 2011. The average application was for $252,063, and applicants reported an average income of $141,556. 88% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (3,291), New York-White Plains-Wayne, NY-NJ (202) and Newark-Union, NJ-PA (136) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,866 |
| Total Mortgage Loan Application Amount | $1,730,665,000 |
| Average Mortgage Loan Application Amount | $252,063 |
| Highest Mortgage Loan Application Amount | $4,213,000 |
| Average Applicant Income | $141,556 |
| Highest Applicant Income | $2,136,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 3,291 | $ 727,183,000 | $ 220,961 | $ 119,350 |
| New York-White Plains-Wayne, NY-NJ | 202 | $ 79,959,000 | $ 395,836 | $ 205,638 |
| Newark-Union, NJ-PA | 136 | $ 48,722,000 | $ 358,250 | $ 220,183 |
| Philadelphia, PA | 114 | $ 30,380,000 | $ 266,491 | $ 118,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 99 | $ 27,674,000 | $ 279,535 | $ 177,000 |
| Nassau-Suffolk, NY | 90 | $ 30,403,000 | $ 337,811 | $ 212,000 |
| Chicago-Joliet-Naperville, IL | 88 | $ 22,487,000 | $ 255,534 | $ 152,000 |
| Baltimore-Towson, MD | 86 | $ 29,373,000 | $ 341,546 | $ 235,000 |
| Los Angeles-Long Beach-Glendale, CA | 86 | $ 33,960,000 | $ 394,883 | $ 217,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 78 | $ 30,342,000 | $ 389,000 | $ 175,256 |
| Denver-Aurora-Broomfield, CO | 76 | $ 21,406,000 | $ 281,657 | $ 158,000 |
| Edison-New Brunswick, NJ | 68 | $ 21,684,000 | $ 318,882 | $ 208,000 |
| Pittsburgh, PA | 56 | $ 10,114,000 | $ 180,607 | $ 111,000 |
| Charlottesville, VA | 46 | $ 11,460,000 | $ 249,130 | $ 98,000 |
| San Diego-Carlsbad-San Marcos, CA | 45 | $ 15,048,000 | $ 334,400 | $ 152,000 |
| Santa Ana-Anaheim-Irvine, CA | 44 | $ 16,192,000 | $ 368,000 | $ 162,000 |
| Phoenix-Mesa-Glendale, AZ | 42 | $ 11,536,000 | $ 274,666 | $ 166,000 |
| Kansas City, MO-KS | 41 | $ 8,370,000 | $ 204,146 | $ 120,463 |
| Milwaukee-Waukesha-West Allis, WI | 40 | $ 8,299,000 | $ 207,475 | $ 152,000 |
| Oakland-Fremont-Hayward, CA | 39 | $ 15,377,000 | $ 394,282 | $ 221,000 |
| Columbus, GA-AL | 38 | $ 11,787,000 | $ 310,184 | $ 251,000 |
| Riverside-San Bernardino-Ontario, CA | 38 | $ 9,582,000 | $ 252,157 | $ 139,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 36 | $ 9,913,000 | $ 275,361 | $ 113,972 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 35 | $ 8,667,000 | $ 247,628 | $ 151,057 |
| Raleigh-Cary, NC | 35 | $ 9,231,000 | $ 263,742 | $ 131,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 8,893,000 | $ 286,870 | $ 143,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 31 | $ 8,573,000 | $ 276,548 | $ 140,000 |
| San Francisco-San Mateo-Redwood City, CA | 31 | $ 15,428,000 | $ 497,677 | $ 242,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 30 | $ 6,099,000 | $ 203,300 | $ 116,066 |
| Louisville/Jefferson County, KY-IN | 29 | $ 4,695,000 | $ 161,896 | $ 76,758 |
| Atlanta-Sandy Springs-Marietta, GA | 28 | $ 8,066,000 | $ 288,071 | $ 161,000 |
| Camden, NJ | 28 | $ 6,395,000 | $ 228,392 | $ 157,000 |
| Boston-Quincy, MA | 27 | $ 8,385,000 | $ 310,555 | $ 158,000 |
| Cleveland-Elyria-Mentor, OH | 27 | $ 5,841,000 | $ 216,333 | $ 134,000 |
| Montgomery, AL | 26 | $ 6,571,000 | $ 252,730 | $ 147,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 26 | $ 9,483,000 | $ 364,730 | $ 137,000 |
| Bethesda-Rockville-Frederick, MD | 25 | $ 8,359,000 | $ 334,360 | $ 161,000 |
| San Luis Obispo-Paso Robles, CA | 25 | $ 6,744,000 | $ 269,760 | $ 93,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 23 | $ 7,241,000 | $ 314,826 | $ 269,000 |
| Bridgeport-Stamford-Norwalk, CT | 22 | $ 8,711,000 | $ 395,954 | $ 191,000 |
| Houston-Sugar Land-Baytown, TX | 22 | $ 6,082,000 | $ 276,454 | $ 173,000 |
| Dallas-Plano-Irving, TX | 21 | $ 5,772,000 | $ 274,857 | $ 180,000 |
| Columbia, MO | 19 | $ 4,154,000 | $ 218,631 | $ 139,000 |
| Fort Collins-Loveland, CO | 19 | $ 4,702,000 | $ 247,473 | $ 91,000 |
| Wilmington, NC | 19 | $ 4,303,000 | $ 226,473 | $ 119,000 |
| Cambridge-Newton-Framingham, MA | 17 | $ 5,313,000 | $ 312,529 | $ 173,000 |
| Duluth, MN-WI | 17 | $ 2,792,000 | $ 164,235 | $ 114,000 |
| Indianapolis-Carmel, IN | 17 | $ 6,090,000 | $ 358,235 | $ 223,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 4,388,000 | $ 258,117 | $ 130,000 |
| Naples-Marco Island, FL | 17 | $ 5,205,000 | $ 306,176 | $ 321,000 |
| Columbus, OH | 16 | $ 4,371,000 | $ 273,187 | $ 140,000 |
| Tulsa, OK | 16 | $ 2,950,000 | $ 184,375 | $ 155,000 |
| Chico, CA | 15 | $ 3,489,000 | $ 232,600 | $ 112,000 |
| Hartford-West Hartford-East Hartford, CT | 15 | $ 3,932,000 | $ 262,133 | $ 123,000 |
| Santa Rosa-Petaluma, CA | 15 | $ 5,433,000 | $ 362,200 | $ 124,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 2,686,000 | $ 179,066 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 13 | $ 2,199,000 | $ 169,153 | $ 73,307 |
| Cape Coral-Fort Myers, FL | 13 | $ 4,027,000 | $ 309,769 | $ 213,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 3,098,000 | $ 238,307 | $ 152,000 |
| Rochester, MN | 13 | $ 3,050,000 | $ 234,615 | $ 106,000 |
| Canton-Massillon, OH | 12 | $ 2,316,000 | $ 193,000 | $ 219,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 2,681,000 | $ 223,416 | $ 150,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 5,602,000 | $ 466,833 | $ 168,000 |
| New Haven-Milford, CT | 11 | $ 2,086,000 | $ 189,636 | $ 143,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 11 | $ 2,621,000 | $ 238,272 | $ 192,000 |
| Scranton--Wilkes-Barre, PA | 11 | $ 1,719,000 | $ 156,272 | $ 83,000 |
| Florence, SC | 10 | $ 2,351,000 | $ 235,100 | $ 132,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 2,532,000 | $ 253,200 | $ 127,000 |
| La Crosse, WI-MN | 10 | $ 1,788,000 | $ 178,800 | $ 100,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 2,158,000 | $ 215,800 | $ 119,000 |
| Salem, OR | 10 | $ 1,885,000 | $ 188,500 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 1,612,000 | $ 161,200 | $ 96,100 |
| Boulder, CO | 9 | $ 2,220,000 | $ 246,666 | $ 122,000 |
| Gary, IN | 9 | $ 1,321,000 | $ 146,777 | $ 86,000 |
| Las Vegas-Paradise, NV | 9 | $ 2,096,000 | $ 232,888 | $ 196,000 |
| Redding, CA | 9 | $ 1,693,000 | $ 188,111 | $ 80,000 |
| Salinas, CA | 9 | $ 3,294,000 | $ 366,000 | $ 143,000 |
| Trenton-Ewing, NJ | 9 | $ 2,501,000 | $ 277,888 | $ 174,000 |
| Tucson, AZ | 9 | $ 2,301,000 | $ 255,666 | $ 219,000 |
| North Port-Bradenton-Sarasota, FL | 8 | $ 2,000,000 | $ 250,000 | $ 182,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 1,879,000 | $ 234,875 | $ 55,000 |
| Anderson, SC | 7 | $ 1,208,000 | $ 172,571 | $ 131,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,946,000 | $ 278,000 | $ 119,000 |
| Barnstable Town, MA | 7 | $ 2,100,000 | $ 300,000 | $ 180,000 |
| Birmingham-Hoover, AL | 7 | $ 1,557,000 | $ 222,428 | $ 77,000 |
| Charleston-North Charleston-Summerville, SC | 7 | $ 2,936,000 | $ 419,428 | $ 251,000 |
| Corpus Christi, TX | 7 | $ 1,042,000 | $ 148,857 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,229,000 | $ 175,571 | $ 116,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,594,000 | $ 227,714 | $ 155,000 |
| Fort Worth-Arlington, TX | 7 | $ 1,788,000 | $ 255,428 | $ 214,000 |
| Gainesville, FL | 7 | $ 1,494,000 | $ 213,428 | $ 154,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,742,000 | $ 248,857 | $ 102,000 |
| Honolulu, HI | 7 | $ 2,235,000 | $ 319,285 | $ 160,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,512,000 | $ 216,000 | $ 246,000 |
| Madison, WI | 7 | $ 1,114,000 | $ 159,142 | $ 72,000 |
| Mobile, AL | 7 | $ 1,293,000 | $ 184,714 | $ 86,000 |
| Ocean City, NJ | 7 | $ 2,663,000 | $ 380,428 | $ 242,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,847,000 | $ 263,857 | $ 84,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,593,000 | $ 227,571 | $ 77,000 |
| Peabody, MA | 7 | $ 2,473,000 | $ 353,285 | $ 152,000 |
| Reno-Sparks, NV | 7 | $ 996,000 | $ 142,285 | $ 104,000 |
| Savannah, GA | 7 | $ 1,910,000 | $ 272,857 | $ 164,000 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 1,590,000 | $ 227,142 | $ 115,000 |
| Austin-Round Rock-San Marcos, TX | 6 | $ 1,569,000 | $ 261,500 | $ 116,000 |
| Bismarck, ND | 6 | $ 1,182,000 | $ 197,000 | $ 143,000 |
| Fayetteville, NC | 6 | $ 992,000 | $ 165,333 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,255,000 | $ 209,166 | $ 200,000 |
| Greeley, CO | 6 | $ 951,000 | $ 158,500 | $ 111,000 |
| Green Bay, WI | 6 | $ 952,000 | $ 158,666 | $ 78,000 |
| Holland-Grand Haven, MI | 6 | $ 941,000 | $ 156,833 | $ 109,000 |
| Oklahoma City, OK | 6 | $ 1,052,000 | $ 175,333 | $ 128,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,889,000 | $ 314,833 | $ 141,833 |
| Richmond, VA | 6 | $ 1,459,000 | $ 243,166 | $ 97,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 2,585,000 | $ 430,833 | $ 193,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 1,006,000 | $ 167,666 | $ 109,000 |
| Akron, OH | 5 | $ 740,000 | $ 148,000 | $ 122,000 |
| Ames, IA | 5 | $ 1,047,000 | $ 209,400 | $ 129,000 |
| Asheville, NC | 5 | $ 2,089,000 | $ 417,800 | $ 284,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,232,000 | $ 246,400 | $ 100,800 |
| Colorado Springs, CO | 5 | $ 1,603,000 | $ 320,600 | $ 194,000 |
| Columbia, SC | 5 | $ 1,488,000 | $ 297,600 | $ 91,000 |
| Jackson, MS | 5 | $ 970,000 | $ 194,000 | $ 59,000 |
| Memphis, TN-MS-AR | 5 | $ 1,123,000 | $ 224,600 | $ 127,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,022,000 | $ 204,400 | $ 178,000 |
| Pittsfield, MA | 5 | $ 1,369,000 | $ 273,800 | $ 132,000 |
| Port St. Lucie, FL | 5 | $ 1,017,000 | $ 203,400 | $ 100,000 |
| Racine, WI | 5 | $ 1,000,000 | $ 200,000 | $ 98,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,582,000 | $ 316,400 | $ 89,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 1,583,000 | $ 316,600 | $ 207,400 |
| Springfield, MA | 5 | $ 918,000 | $ 183,600 | $ 104,000 |
| Bakersfield-Delano, CA | 4 | $ 689,000 | $ 172,250 | $ 93,000 |
| Decatur, IL | 4 | $ 343,000 | $ 85,750 | $ 104,000 |
| Fresno, CA | 4 | $ 1,120,000 | $ 280,000 | $ 146,000 |
| Johnstown, PA | 4 | $ 539,000 | $ 134,750 | $ 113,000 |
| Kingston, NY | 4 | $ 1,293,000 | $ 323,250 | $ 262,000 |
| Lebanon, PA | 4 | $ 569,000 | $ 142,250 | $ 86,000 |
| Lynchburg, VA | 4 | $ 1,064,000 | $ 266,000 | $ 251,000 |
| Mankato-North Mankato, MN | 4 | $ 961,000 | $ 240,250 | $ 139,000 |
| Punta Gorda, FL | 4 | $ 800,000 | $ 200,000 | $ 103,000 |
| Rockingham County-Strafford County, NH | 4 | $ 938,000 | $ 234,500 | $ 313,000 |
| Springfield, MO | 4 | $ 388,000 | $ 97,000 | $ 63,000 |
| Tacoma, WA | 4 | $ 1,041,000 | $ 260,250 | $ 192,000 |
| Wausau, WI | 4 | $ 930,000 | $ 232,500 | $ 146,000 |
| Wenatchee-East Wenatchee, WA | 4 | $ 752,000 | $ 188,000 | $ 65,000 |
| Wilmington, DE-MD-NJ | 4 | $ 913,000 | $ 228,250 | $ 124,500 |
| Worcester, MA | 4 | $ 986,000 | $ 246,500 | $ 121,000 |
| Appleton, WI | 3 | $ 577,000 | $ 192,333 | $ 72,000 |
| Billings, MT | 3 | $ 543,000 | $ 181,000 | $ 79,000 |
| Flagstaff, AZ | 3 | $ 527,000 | $ 175,666 | $ 88,000 |
| Greensboro-High Point, NC | 3 | $ 945,000 | $ 315,000 | $ 109,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 679,000 | $ 226,333 | $ 99,333 |
| Knoxville, TN | 3 | $ 903,000 | $ 301,000 | $ 174,000 |
| Lawrence, KS | 3 | $ 680,000 | $ 226,666 | $ 117,000 |
| Lincoln, NE | 3 | $ 707,000 | $ 235,666 | $ 95,000 |
| Macon, GA | 3 | $ 1,083,000 | $ 361,000 | $ 259,000 |
| Medford, OR | 3 | $ 716,000 | $ 238,666 | $ 231,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 873,000 | $ 291,000 | $ 141,000 |
| Peoria, IL | 3 | $ 424,000 | $ 141,333 | $ 94,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 1,511,000 | $ 503,666 | $ 185,000 |
| Salt Lake City, UT | 3 | $ 1,068,000 | $ 356,000 | $ 238,000 |
| San Antonio-New Braunfels, TX | 3 | $ 438,000 | $ 146,000 | $ 56,000 |
| Sandusky, OH | 3 | $ 430,000 | $ 143,333 | $ 70,000 |
| Santa Fe, NM | 3 | $ 1,002,000 | $ 334,000 | $ 143,000 |
| York-Hanover, PA | 3 | $ 568,000 | $ 189,333 | $ 83,000 |
| Ann Arbor, MI | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| Bloomington-Normal, IL | 2 | $ 454,000 | $ 227,000 | $ 135,000 |
| Boise City-Nampa, ID | 2 | $ 671,000 | $ 335,500 | $ 270,000 |
| Champaign-Urbana, IL | 2 | $ 603,000 | $ 301,500 | $ 167,000 |
| Clarksville, TN-KY | 2 | $ 293,000 | $ 146,500 | $ 73,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 456,000 | $ 228,000 | $ 184,000 |
| Eau Claire, WI | 2 | $ 507,000 | $ 253,500 | $ 141,000 |
| Elkhart-Goshen, IN | 2 | $ 268,000 | $ 134,000 | $ 56,000 |
| Eugene-Springfield, OR | 2 | $ 326,000 | $ 163,000 | $ 57,000 |
| Flint, MI | 2 | $ 437,000 | $ 218,500 | $ 51,000 |
| Gainesville, GA | 2 | $ 465,000 | $ 232,500 | $ 75,000 |
| Glens Falls, NY | 2 | $ 625,000 | $ 312,500 | $ 123,000 |
| Greenville, NC | 2 | $ 742,000 | $ 371,000 | $ 236,000 |
| Idaho Falls, ID | 2 | $ 434,000 | $ 217,000 | $ 139,000 |
| Joplin, MO | 2 | $ 556,000 | $ 278,000 | $ 115,000 |
| Lakeland-Winter Haven, FL | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Lancaster, PA | 2 | $ 416,000 | $ 208,000 | $ 222,000 |
| Muskegon-Norton Shores, MI | 2 | $ 395,000 | $ 197,500 | $ 115,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 298,000 | $ 149,000 | $ 76,000 |
| Napa, CA | 2 | $ 1,080,000 | $ 540,000 | $ 284,000 |
| Olympia, WA | 2 | $ 699,000 | $ 349,500 | $ 82,000 |
| Oshkosh-Neenah, WI | 2 | $ 287,000 | $ 143,500 | $ 52,000 |
| Prescott, AZ | 2 | $ 995,000 | $ 497,500 | $ 256,000 |
| Rockford, IL | 2 | $ 271,000 | $ 135,500 | $ 344,000 |
| Sioux City, IA-NE-SD | 2 | $ 640,000 | $ 320,000 | $ 147,500 |
| Sioux Falls, SD | 2 | $ 436,000 | $ 218,000 | $ 99,000 |
| Springfield, IL | 2 | $ 600,000 | $ 300,000 | $ 284,000 |
| Warner Robins, GA | 2 | $ 707,000 | $ 353,500 | $ 329,000 |
| Winston-Salem, NC | 2 | $ 317,000 | $ 158,500 | $ 53,000 |
| Albuquerque, NM | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Altoona, PA | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Anchorage, AK | 1 | $ 320,000 | $ 320,000 | $ 281,000 |
| Anderson, IN | 1 | $ 275,000 | $ 275,000 | $ 223,000 |
| Baton Rouge, LA | 1 | $ 154,000 | $ 154,000 | $ 123,000 |
| Beaumont-Port Arthur, TX | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 263,000 | $ 263,000 | $ 317,000 |
| Bowling Green, KY | 1 | $ 250,000 | $ 250,000 | $ 130,000 |
| Burlington-South Burlington, VT | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Cheyenne, WY | 1 | $ 181,000 | $ 181,000 | $ 56,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Decatur, AL | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
| Des Moines-West Des Moines, IA | 1 | $ 227,000 | $ 227,000 | $ 105,000 |
| Dothan, AL | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Dover, DE | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Dubuque, IA | 1 | $ 96,000 | $ 96,000 | $ 361,000 |
| Erie, PA | 1 | $ 224,000 | $ 224,000 | $ 128,000 |
| Evansville, IN-KY | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Fairbanks, AK | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Fort Smith, AR-OK | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Fort Wayne, IN | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Grand Junction, CO | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Great Falls, MT | 1 | $ 96,000 | $ 96,000 | $ 100,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 241,000 | $ 241,000 | $ 113,000 |
| Huntsville, AL | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Jacksonville, FL | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Jefferson City, MO | 1 | $ 326,000 | $ 326,000 | $ 192,000 |
| Jonesboro, AR | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| Lansing-East Lansing, MI | 1 | $ 199,000 | $ 199,000 | $ 171,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| Longview, TX | 1 | $ 147,000 | $ 147,000 | $ 29,000 |
| Merced, CA | 1 | $ 254,000 | $ 254,000 | $ 181,000 |
| Michigan City-La Porte, IN | 1 | $ 208,000 | $ 208,000 | $ 135,000 |
| Niles-Benton Harbor, MI | 1 | $ 285,000 | $ 285,000 | $ 461,000 |
| Ocala, FL | 1 | $ 196,000 | $ 196,000 | $ 65,000 |
| Pueblo, CO | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Roanoke, VA | 1 | $ 286,000 | $ 286,000 | $ 199,000 |
| Rochester, NY | 1 | $ 213,000 | $ 213,000 | $ 357,000 |
| Sebastian-Vero Beach, FL | 1 | $ 412,000 | $ 412,000 | $ 189,000 |
| Sheboygan, WI | 1 | $ 114,000 | $ 114,000 | $ 81,000 |
| Sherman-Denison, TX | 1 | $ 214,000 | $ 214,000 | $ 132,000 |
| Spokane, WA | 1 | $ 220,000 | $ 220,000 | $ 109,000 |
| St. Cloud, MN | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| St. George, UT | 1 | $ 329,000 | $ 329,000 | $ 157,000 |
| Sumter, SC | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Toledo, OH | 1 | $ 146,000 | $ 146,000 | $ 147,000 |
| Topeka, KS | 1 | $ 290,000 | $ 290,000 | $ 296,000 |
| Tuscaloosa, AL | 1 | $ 94,000 | $ 94,000 | $ 104,000 |
| Wheeling, WV-OH | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Wichita Falls, TX | 1 | $ 358,000 | $ 358,000 | $ 337,000 |
| Wichita, KS | 1 | $ 300,000 | $ 300,000 | $ 205,000 |
| Winchester, VA-WV | 1 | $ 307,000 | $ 307,000 | $ 214,000 |
| Yakima, WA | 1 | $ 233,000 | $ 233,000 | $ 48,000 |
| Yuba City, CA | 1 | $ 206,000 | $ 206,000 | $ 0 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,342 | $1,391,929,000 | $260,000 | $4,213,000 | $146,000 | $2,054,000 |
| Home Purchase | 1,492 | $331,196,000 | $221,000 | $2,695,000 | $126,000 | $2,136,000 |
| Home Improvement | 32 | $7,540,000 | $235,000 | $495,000 | $125,000 | $390,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,189 | $1,536,641,000 | $248,000 | $2,695,000 | $141,000 | $2,136,000 |
| Not Provided | 396 | $115,407,000 | $291,000 | $1,000,000 | $159,000 | $1,135,000 |
| Asian | 112 | $31,388,000 | $280,000 | $979,000 | $153,000 | $628,000 |
| Hispanic | 87 | $20,729,000 | $238,000 | $607,000 | $148,000 | $737,000 |
| Black or African American | 60 | $12,535,000 | $208,000 | $919,000 | $88,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,132,000 | $317,000 | $665,000 | $127,000 | $384,000 |
| American Indian or Alaskan Native | 6 | $1,170,000 | $195,000 | $327,000 | $111,000 | $237,000 |
| Not applicable | 3 | $8,663,000 | $2,887,000 | $4,213,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,307 | $1,623,000,000 | $257,000 | $2,695,000 | $149,000 | $2,136,000 |
| FHA-insured (Federal Housing Administration) | 459 | $83,451,000 | $181,000 | $4,213,000 | $56,000 | $428,000 |
| VA-guaranteed (Veterans Administration) | 100 | $24,214,000 | $242,000 | $827,000 | $61,000 | $465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,021 | $1,514,785,000 | $251,000 | $4,213,000 | $142,000 | $2,136,000 |
| Application Denied By Financial Institution | 448 | $120,950,000 | $269,000 | $1,250,000 | $138,000 | $899,000 |
| Application Withdrawn By Applicant | 372 | $88,809,000 | $238,000 | $1,115,000 | $135,000 | $840,000 |
| Application Approved But Not Accepted | 22 | $4,826,000 | $219,000 | $417,000 | $169,000 | $1,423,000 |
| File Closed For Incompleteness | 3 | $1,295,000 | $431,000 | $979,000 | $267,000 | $634,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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