Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Summit Funding, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 23,139 |
| Total Mortgage Loan Application Amount | $5,917,690,000 |
| Average Mortgage Loan Application Amount | $279,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $8,678,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 1,915 | $ 498,544,000 | $ 260,000 | $ 91,000 |
| Pima County Arizona | 1,514 | $ 233,783,000 | $ 154,000 | $ 65,000 |
| San Joaquin County California | 1,138 | $ 286,614,000 | $ 251,000 | $ 90,000 |
| Contra Costa County California | 996 | $ 337,249,000 | $ 338,000 | $ 113,000 |
| Butte County California | 869 | $ 204,174,000 | $ 234,000 | $ 91,000 |
| Washoe County Nevada | 867 | $ 214,296,000 | $ 247,000 | $ 97,000 |
| Lane County Oregon | 799 | $ 179,034,000 | $ 224,000 | $ 88,000 |
| Oakland County Michigan | 717 | $ 146,133,000 | $ 203,000 | $ 94,000 |
| Maricopa County Arizona | 653 | $ 144,277,000 | $ 220,000 | $ 88,000 |
| Orange County California | 630 | $ 299,952,000 | $ 476,000 | $ 154,000 |
| Placer County California | 593 | $ 212,600,000 | $ 358,000 | $ 127,000 |
| Benton County Washington | 528 | $ 81,350,000 | $ 154,000 | $ 71,000 |
| Sonoma County California | 488 | $ 190,747,000 | $ 390,000 | $ 120,000 |
| Riverside County California | 424 | $ 110,954,000 | $ 261,000 | $ 91,000 |
| Monterey County California | 371 | $ 144,449,000 | $ 389,000 | $ 134,000 |
| San Diego County California | 358 | $ 148,551,000 | $ 414,000 | $ 111,000 |
| Solano County California | 347 | $ 100,320,000 | $ 289,000 | $ 96,000 |
| Alameda County California | 340 | $ 157,668,000 | $ 463,000 | $ 146,000 |
| Mecklenburg County North Carolina | 312 | $ 55,240,000 | $ 177,000 | $ 73,000 |
| Los Angeles County California | 293 | $ 119,129,000 | $ 406,000 | $ 140,000 |
| Stanislaus County California | 263 | $ 43,384,000 | $ 164,000 | $ 75,000 |
| Macomb County Michigan | 261 | $ 45,112,000 | $ 172,000 | $ 74,000 |
| Cook County Illinois | 256 | $ 83,375,000 | $ 325,000 | $ 139,000 |
| Merced County California | 236 | $ 55,054,000 | $ 233,000 | $ 78,000 |
| San Bernardino County California | 220 | $ 50,341,000 | $ 228,000 | $ 99,000 |
| Shasta County California | 214 | $ 44,884,000 | $ 209,000 | $ 77,000 |
| Davidson County Tennessee | 214 | $ 46,761,000 | $ 218,000 | $ 102,000 |
| Wayne County Michigan | 210 | $ 32,015,000 | $ 152,000 | $ 72,000 |
| St. Tammany County Louisiana | 206 | $ 45,488,000 | $ 220,000 | $ 96,000 |
| Multnomah County Oregon | 178 | $ 50,512,000 | $ 283,000 | $ 110,000 |
| Hamilton County Ohio | 171 | $ 24,240,000 | $ 141,000 | $ 82,000 |
| Jackson County Oregon | 159 | $ 32,995,000 | $ 207,000 | $ 78,000 |
| Franklin County Washington | 150 | $ 23,088,000 | $ 153,000 | $ 66,000 |
| Plumas County California | 140 | $ 25,218,000 | $ 180,000 | $ 97,000 |
| Santa Barbara County California | 139 | $ 46,712,000 | $ 336,000 | $ 111,000 |
| Del Norte County California | 134 | $ 27,676,000 | $ 206,000 | $ 79,000 |
| Rutherford County Tennessee | 132 | $ 26,096,000 | $ 197,000 | $ 76,000 |
| Deschutes County Oregon | 127 | $ 36,235,000 | $ 285,000 | $ 102,000 |
| Santa Clara County California | 125 | $ 64,335,000 | $ 514,000 | $ 150,000 |
| Clermont County Ohio | 120 | $ 18,475,000 | $ 153,000 | $ 69,000 |
| Pinal County Arizona | 109 | $ 15,166,000 | $ 139,000 | $ 56,000 |
| Humboldt County California | 108 | $ 26,024,000 | $ 240,000 | $ 77,000 |
| Yolo County California | 107 | $ 33,189,000 | $ 310,000 | $ 112,000 |
| El Dorado County California | 104 | $ 37,979,000 | $ 365,000 | $ 131,000 |
| Lassen County California | 94 | $ 15,053,000 | $ 160,000 | $ 70,000 |
| Kenton County Kentucky | 88 | $ 11,093,000 | $ 126,000 | $ 64,000 |
| Ventura County California | 86 | $ 35,740,000 | $ 415,000 | $ 146,000 |
| Genesee County Michigan | 85 | $ 13,761,000 | $ 161,000 | $ 82,000 |
| Honolulu County Hawaii | 80 | $ 36,708,000 | $ 458,000 | $ 123,000 |
| East Baton Rouge County Louisiana | 80 | $ 11,947,000 | $ 149,000 | $ 59,000 |
| Williamson County Tennessee | 79 | $ 25,225,000 | $ 319,000 | $ 101,000 |
| Elko County Nevada | 76 | $ 16,226,000 | $ 213,000 | $ 72,000 |
| Calaveras County California | 75 | $ 19,938,000 | $ 265,000 | $ 104,000 |
| Yuba County California | 74 | $ 16,364,000 | $ 221,000 | $ 78,000 |
| Clackamas County Oregon | 74 | $ 22,009,000 | $ 297,000 | $ 113,000 |
| Arapahoe County Colorado | 72 | $ 18,243,000 | $ 253,000 | $ 81,000 |
| San Francisco County California | 71 | $ 39,362,000 | $ 554,000 | $ 170,000 |
| Clark County Nevada | 70 | $ 13,928,000 | $ 198,000 | $ 85,000 |
| Boone County Kentucky | 69 | $ 11,746,000 | $ 170,000 | $ 95,000 |
| Dallas County Texas | 69 | $ 11,504,000 | $ 166,000 | $ 76,000 |
| Spokane County Washington | 67 | $ 10,517,000 | $ 156,000 | $ 59,000 |
| Cabarrus County North Carolina | 64 | $ 12,293,000 | $ 192,000 | $ 65,000 |
| Collin County Texas | 63 | $ 16,701,000 | $ 265,000 | $ 130,000 |
| Tehama County California | 62 | $ 11,611,000 | $ 187,000 | $ 70,000 |
| Warren County Ohio | 61 | $ 10,467,000 | $ 171,000 | $ 84,000 |
| Iredell County North Carolina | 60 | $ 11,076,000 | $ 184,000 | $ 67,000 |
| San Benito County California | 59 | $ 27,326,000 | $ 463,000 | $ 132,000 |
| Nez Perce County Idaho | 59 | $ 9,375,000 | $ 158,000 | $ 69,000 |
| Fresno County California | 57 | $ 11,809,000 | $ 207,000 | $ 82,000 |
| Santa Cruz County California | 57 | $ 24,520,000 | $ 430,000 | $ 125,000 |
| Butler County Ohio | 57 | $ 9,890,000 | $ 173,000 | $ 73,000 |
| Adams County Colorado | 56 | $ 13,367,000 | $ 238,000 | $ 67,000 |
| Lyon County Nevada | 56 | $ 9,823,000 | $ 175,000 | $ 66,000 |
| Washington County Oregon | 55 | $ 16,404,000 | $ 298,000 | $ 109,000 |
| Sumner County Tennessee | 54 | $ 12,116,000 | $ 224,000 | $ 72,000 |
| Denver County Colorado | 53 | $ 13,667,000 | $ 257,000 | $ 108,000 |
| Weld County Colorado | 53 | $ 13,822,000 | $ 260,000 | $ 83,000 |
| Washtenaw County Michigan | 53 | $ 10,508,000 | $ 198,000 | $ 107,000 |
| Orleans County Louisiana | 50 | $ 12,430,000 | $ 248,000 | $ 116,000 |
| Livingston County Michigan | 49 | $ 11,216,000 | $ 228,000 | $ 96,000 |
| Denton County Texas | 46 | $ 12,314,000 | $ 267,000 | $ 93,000 |
| Lewis County Washington | 45 | $ 8,304,000 | $ 184,000 | $ 65,000 |
| Jefferson County Louisiana | 44 | $ 7,759,000 | $ 176,000 | $ 67,000 |
| Gaston County North Carolina | 44 | $ 7,677,000 | $ 174,000 | $ 69,000 |
| Maury County Tennessee | 44 | $ 7,631,000 | $ 173,000 | $ 66,000 |
| Lake County California | 42 | $ 8,514,000 | $ 202,000 | $ 112,000 |
| Campbell County Kentucky | 42 | $ 5,599,000 | $ 133,000 | $ 63,000 |
| Cumberland County Maine | 42 | $ 9,362,000 | $ 222,000 | $ 160,000 |
| Wilson County Tennessee | 42 | $ 7,842,000 | $ 186,000 | $ 62,000 |
| Clark County Washington | 41 | $ 10,659,000 | $ 259,000 | $ 83,000 |
| Nevada County California | 38 | $ 12,022,000 | $ 316,000 | $ 148,000 |
| Jefferson County Colorado | 37 | $ 10,883,000 | $ 294,000 | $ 84,000 |
| Jackson County Ohio | 36 | $ 4,554,000 | $ 126,000 | $ 65,000 |
| Santa Cruz County Arizona | 35 | $ 5,481,000 | $ 156,000 | $ 66,000 |
| Tangipahoa County Louisiana | 35 | $ 5,537,000 | $ 158,000 | $ 60,000 |
| Cochise County Arizona | 33 | $ 3,943,000 | $ 119,000 | $ 46,000 |
| Glenn County California | 32 | $ 5,468,000 | $ 170,000 | $ 79,000 |
| Marin County California | 32 | $ 20,620,000 | $ 644,000 | $ 205,000 |
| San Mateo County California | 32 | $ 16,506,000 | $ 515,000 | $ 139,000 |
| Asotin County Washington | 32 | $ 4,962,000 | $ 155,000 | $ 68,000 |
| Napa County California | 31 | $ 11,508,000 | $ 371,000 | $ 134,000 |
| Sutter County California | 30 | $ 6,403,000 | $ 213,000 | $ 68,000 |
| Douglas County Nevada | 30 | $ 8,365,000 | $ 278,000 | $ 121,000 |
| Union County North Carolina | 30 | $ 5,781,000 | $ 192,000 | $ 71,000 |
| Linn County Oregon | 30 | $ 5,023,000 | $ 167,000 | $ 60,000 |
| York County South Carolina | 30 | $ 5,550,000 | $ 185,000 | $ 72,000 |
| Amador County California | 28 | $ 6,482,000 | $ 231,000 | $ 89,000 |
| Tarrant County Texas | 28 | $ 5,426,000 | $ 193,000 | $ 90,000 |
| Gwinnett County Georgia | 26 | $ 5,172,000 | $ 198,000 | $ 95,000 |
| Latah County Idaho | 26 | $ 3,964,000 | $ 152,000 | $ 68,000 |
| San Luis Obispo County California | 23 | $ 10,420,000 | $ 453,000 | $ 142,000 |
| Fulton County Georgia | 22 | $ 5,875,000 | $ 267,000 | $ 116,000 |
| Kaufman County Texas | 22 | $ 3,812,000 | $ 173,000 | $ 207,000 |
| Churchill County Nevada | 21 | $ 2,889,000 | $ 137,000 | $ 84,000 |
| Lincoln County North Carolina | 21 | $ 4,661,000 | $ 221,000 | $ 78,000 |
| Franklin County Ohio | 21 | $ 2,940,000 | $ 140,000 | $ 63,000 |
| Catawba County North Carolina | 20 | $ 3,359,000 | $ 167,000 | $ 112,000 |
| Brown County Ohio | 20 | $ 2,645,000 | $ 132,000 | $ 55,000 |
| Clatsop County Oregon | 20 | $ 6,326,000 | $ 316,000 | $ 143,000 |
| Mohave County Arizona | 19 | $ 2,744,000 | $ 144,000 | $ 86,000 |
| Ascension County Louisiana | 19 | $ 3,668,000 | $ 193,000 | $ 66,000 |
| Josephine County Oregon | 19 | $ 3,545,000 | $ 186,000 | $ 65,000 |
| Carson City County Nevada | 18 | $ 3,567,000 | $ 198,000 | $ 72,000 |
| Douglas County Oregon | 18 | $ 3,637,000 | $ 202,000 | $ 62,000 |
| Mendocino County California | 17 | $ 5,442,000 | $ 320,000 | $ 98,000 |
| Kauai County Hawaii | 17 | $ 8,546,000 | $ 502,000 | $ 156,000 |
| Lake County Illinois | 17 | $ 5,366,000 | $ 315,000 | $ 140,000 |
| Tillamook County Oregon | 17 | $ 4,193,000 | $ 246,000 | $ 135,000 |
| Hunt County Texas | 17 | $ 2,582,000 | $ 151,000 | $ 70,000 |
| Grant County Kentucky | 16 | $ 1,459,000 | $ 91,000 | $ 54,000 |
| Humboldt County Nevada | 16 | $ 3,108,000 | $ 194,000 | $ 70,000 |
| Rowan County North Carolina | 16 | $ 1,970,000 | $ 123,000 | $ 57,000 |
| Fairfield County Ohio | 16 | $ 2,315,000 | $ 144,000 | $ 52,000 |
| Klamath County Oregon | 16 | $ 2,296,000 | $ 143,000 | $ 67,000 |
| Robertson County Tennessee | 16 | $ 2,692,000 | $ 168,000 | $ 72,000 |
| Harris County Texas | 16 | $ 3,123,000 | $ 195,000 | $ 110,000 |
| Yavapai County Arizona | 15 | $ 2,908,000 | $ 193,000 | $ 75,000 |
| Colusa County California | 15 | $ 3,359,000 | $ 223,000 | $ 44,000 |
| Douglas County Colorado | 15 | $ 5,527,000 | $ 368,000 | $ 138,000 |
| Forsyth County Georgia | 15 | $ 4,337,000 | $ 289,000 | $ 123,000 |
| Lapeer County Michigan | 15 | $ 2,649,000 | $ 176,000 | $ 86,000 |
| White Pine County Nevada | 15 | $ 2,071,000 | $ 138,000 | $ 66,000 |
| Whitman County Washington | 15 | $ 2,549,000 | $ 169,000 | $ 73,000 |
| Kern County California | 14 | $ 3,070,000 | $ 219,000 | $ 86,000 |
| Washington County Louisiana | 14 | $ 1,864,000 | $ 133,000 | $ 70,000 |
| Alamance County North Carolina | 14 | $ 1,743,000 | $ 124,000 | $ 44,000 |
| Walla Walla County Washington | 14 | $ 2,022,000 | $ 144,000 | $ 52,000 |
| St. Clair County Michigan | 13 | $ 1,987,000 | $ 152,000 | $ 67,000 |
| DuPage County Illinois | 12 | $ 4,466,000 | $ 372,000 | $ 135,000 |
| Livingston County Louisiana | 12 | $ 2,467,000 | $ 205,000 | $ 66,000 |
| Monroe County Michigan | 12 | $ 2,236,000 | $ 186,000 | $ 69,000 |
| Forsyth County North Carolina | 12 | $ 2,052,000 | $ 171,000 | $ 96,000 |
| Rockwall County Texas | 12 | $ 2,128,000 | $ 177,000 | $ 76,000 |
| Madera County California | 11 | $ 2,952,000 | $ 268,000 | $ 135,000 |
| Larimer County Colorado | 11 | $ 2,933,000 | $ 266,000 | $ 76,000 |
| York County Maine | 11 | $ 2,501,000 | $ 227,000 | $ 78,000 |
| Hocking County Ohio | 11 | $ 1,886,000 | $ 171,000 | $ 62,000 |
| Marion County Oregon | 11 | $ 2,233,000 | $ 203,000 | $ 76,000 |
| Trinity County California | 10 | $ 1,893,000 | $ 189,000 | $ 73,000 |
| Tuolumne County California | 10 | $ 2,233,000 | $ 223,000 | $ 128,000 |
| Cherokee County Georgia | 10 | $ 2,205,000 | $ 220,000 | $ 116,000 |
| Cobb County Georgia | 10 | $ 2,271,000 | $ 227,000 | $ 90,000 |
| DeKalb County Georgia | 10 | $ 1,573,000 | $ 157,000 | $ 96,000 |
| Pershing County Nevada | 10 | $ 888,000 | $ 88,000 | $ 186,000 |
| Ross County Ohio | 10 | $ 1,181,000 | $ 118,000 | $ 50,000 |
| King County Washington | 10 | $ 2,821,000 | $ 282,000 | $ 279,000 |
| Mineral County Nevada | 9 | $ 812,000 | $ 90,000 | $ 57,000 |
| Storey County Nevada | 9 | $ 1,641,000 | $ 182,000 | $ 58,000 |
| Yakima County Washington | 9 | $ 912,000 | $ 101,000 | $ 61,000 |
| Navajo County Arizona | 8 | $ 1,141,000 | $ 142,000 | $ 92,000 |
| Jackson County Michigan | 8 | $ 890,000 | $ 111,000 | $ 55,000 |
| Lancaster County South Carolina | 8 | $ 1,804,000 | $ 225,000 | $ 85,000 |
| Grant County Washington | 8 | $ 1,369,000 | $ 171,000 | $ 69,000 |
| Kane County Illinois | 7 | $ 1,361,000 | $ 194,000 | $ 92,000 |
| Clinton County Ohio | 7 | $ 1,137,000 | $ 162,000 | $ 74,000 |
| Cheatham County Tennessee | 7 | $ 1,226,000 | $ 175,000 | $ 48,000 |
| Dickson County Tennessee | 7 | $ 1,133,000 | $ 161,000 | $ 47,000 |
| Montgomery County Tennessee | 7 | $ 1,095,000 | $ 156,000 | $ 61,000 |
| Modoc County California | 6 | $ 786,000 | $ 131,000 | $ 111,000 |
| Sierra County California | 6 | $ 887,000 | $ 147,000 | $ 77,000 |
| Tulare County California | 6 | $ 1,144,000 | $ 190,000 | $ 82,000 |
| Hall County Georgia | 6 | $ 1,669,000 | $ 278,000 | $ 94,000 |
| Kootenai County Idaho | 6 | $ 1,406,000 | $ 234,000 | $ 119,000 |
| Will County Illinois | 6 | $ 1,232,000 | $ 205,000 | $ 62,000 |
| Lenawee County Michigan | 6 | $ 1,108,000 | $ 184,000 | $ 78,000 |
| Orange County North Carolina | 6 | $ 1,154,000 | $ 192,000 | $ 64,000 |
| Crook County Oregon | 6 | $ 1,906,000 | $ 317,000 | $ 125,000 |
| Yamhill County Oregon | 6 | $ 1,523,000 | $ 253,000 | $ 65,000 |
| Bedford County Tennessee | 6 | $ 1,163,000 | $ 193,000 | $ 121,000 |
| Fort Bend County Texas | 6 | $ 960,000 | $ 160,000 | $ 123,000 |
| Thurston County Washington | 6 | $ 1,447,000 | $ 241,000 | $ 77,000 |
| Coconino County Arizona | 5 | $ 829,000 | $ 165,000 | $ 100,000 |
| Kings County California | 5 | $ 1,631,000 | $ 326,000 | $ 116,000 |
| Siskiyou County California | 5 | $ 1,072,000 | $ 214,000 | $ 74,000 |
| Barrow County Georgia | 5 | $ 741,000 | $ 148,000 | $ 43,000 |
| Dearborn County Indiana | 5 | $ 609,000 | $ 121,000 | $ 72,000 |
| St. Bernard County Louisiana | 5 | $ 1,260,000 | $ 252,000 | $ 72,000 |
| St. Charles County Louisiana | 5 | $ 855,000 | $ 171,000 | $ 66,000 |
| Ingham County Michigan | 5 | $ 1,056,000 | $ 211,000 | $ 62,000 |
| New Hanover County North Carolina | 5 | $ 1,505,000 | $ 301,000 | $ 172,000 |
| Stanly County North Carolina | 5 | $ 826,000 | $ 165,000 | $ 55,000 |
| Gallia County Ohio | 5 | $ 640,000 | $ 128,000 | $ 53,000 |
| Benton County Oregon | 5 | $ 1,764,000 | $ 352,000 | $ 112,000 |
| Columbia County Oregon | 5 | $ 874,000 | $ 174,000 | $ 54,000 |
| Marshall County Tennessee | 5 | $ 586,000 | $ 117,000 | $ 60,000 |
| Ellis County Texas | 5 | $ 1,139,000 | $ 227,000 | $ 72,000 |
| Pierce County Washington | 5 | $ 1,603,000 | $ 320,000 | $ 131,000 |
| Mariposa County California | 4 | $ 731,000 | $ 182,000 | $ 67,000 |
| Mono County California | 4 | $ 650,000 | $ 162,000 | $ 95,000 |
| El Paso County Colorado | 4 | $ 1,134,000 | $ 283,000 | $ 82,000 |
| Jackson County Georgia | 4 | $ 842,000 | $ 210,000 | $ 70,000 |
| Paulding County Georgia | 4 | $ 547,000 | $ 136,000 | $ 57,000 |
| McHenry County Illinois | 4 | $ 859,000 | $ 214,000 | $ 141,000 |
| Androscoggin County Maine | 4 | $ 564,000 | $ 141,000 | $ 61,000 |
| Shiawassee County Michigan | 4 | $ 670,000 | $ 167,000 | $ 62,000 |
| Guilford County North Carolina | 4 | $ 602,000 | $ 150,000 | $ 167,000 |
| Highland County Ohio | 4 | $ 804,000 | $ 201,000 | $ 70,000 |
| Licking County Ohio | 4 | $ 733,000 | $ 183,000 | $ 36,000 |
| Pickaway County Ohio | 4 | $ 589,000 | $ 147,000 | $ 56,000 |
| Coos County Oregon | 4 | $ 670,000 | $ 167,000 | $ 63,000 |
| Curry County Oregon | 4 | $ 876,000 | $ 219,000 | $ 95,000 |
| Lincoln County Oregon | 4 | $ 629,000 | $ 157,000 | $ 82,000 |
| Warren County Tennessee | 4 | $ 474,000 | $ 118,000 | $ 78,000 |
| Graham County Arizona | 3 | $ 480,000 | $ 160,000 | $ 49,000 |
| Imperial County California | 3 | $ 690,000 | $ 230,000 | $ 91,000 |
| Broomfield County Colorado | 3 | $ 1,327,000 | $ 442,000 | $ 121,000 |
| Elbert County Colorado | 3 | $ 1,084,000 | $ 361,000 | $ 82,000 |
| Carroll County Georgia | 3 | $ 481,000 | $ 160,000 | $ 59,000 |
| Coweta County Georgia | 3 | $ 335,000 | $ 111,000 | $ 37,000 |
| Dawson County Georgia | 3 | $ 433,000 | $ 144,000 | $ 97,000 |
| Maui County Hawaii | 3 | $ 1,398,000 | $ 466,000 | $ 77,000 |
| Kent County Michigan | 3 | $ 893,000 | $ 297,000 | $ 109,000 |
| Otsego County Michigan | 3 | $ 352,000 | $ 117,000 | $ 104,000 |
| Ottawa County Michigan | 3 | $ 581,000 | $ 193,000 | $ 102,000 |
| Cleveland County North Carolina | 3 | $ 456,000 | $ 152,000 | $ 231,000 |
| Allen County Ohio | 3 | $ 158,000 | $ 52,000 | $ 279,000 |
| Montgomery County Ohio | 3 | $ 484,000 | $ 161,000 | $ 83,000 |
| Polk County Oregon | 3 | $ 621,000 | $ 207,000 | $ 64,000 |
| Wallowa County Oregon | 3 | $ 468,000 | $ 156,000 | $ 58,000 |
| Cannon County Tennessee | 3 | $ 482,000 | $ 160,000 | $ 54,000 |
| Coffee County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| Giles County Tennessee | 3 | $ 408,000 | $ 136,000 | $ 32,000 |
| Knox County Tennessee | 3 | $ 489,000 | $ 163,000 | $ 63,000 |
| Smith County Tennessee | 3 | $ 453,000 | $ 151,000 | $ 62,000 |
| Van Zandt County Texas | 3 | $ 350,000 | $ 116,000 | $ 47,000 |
| Chelan County Washington | 3 | $ 764,000 | $ 254,000 | $ 160,000 |
| Boulder County Colorado | 2 | $ 428,000 | $ 214,000 | $ 237,000 |
| Fremont County Colorado | 2 | $ 258,000 | $ 129,000 | $ 40,000 |
| Pueblo County Colorado | 2 | $ 261,000 | $ 130,000 | $ 98,000 |
| Osceola County Florida | 2 | $ 349,000 | $ 174,000 | $ 47,000 |
| Chatham County Georgia | 2 | $ 761,000 | $ 380,000 | $ 182,000 |
| Douglas County Georgia | 2 | $ 256,000 | $ 128,000 | $ 55,000 |
| Fayette County Georgia | 2 | $ 312,000 | $ 156,000 | $ 53,000 |
| Walton County Georgia | 2 | $ 528,000 | $ 264,000 | $ 93,000 |
| Hawaii County Hawaii | 2 | $ 1,358,000 | $ 679,000 | $ 213,000 |
| Canyon County Idaho | 2 | $ 257,000 | $ 128,000 | $ 46,000 |
| Clearwater County Idaho | 2 | $ 143,000 | $ 71,000 | $ 60,000 |
| Lewis County Idaho | 2 | $ 187,000 | $ 93,000 | $ 30,000 |
| Lake County Indiana | 2 | $ 276,000 | $ 138,000 | $ 241,000 |
| LaPorte County Indiana | 2 | $ 381,000 | $ 190,000 | $ 72,000 |
| Ripley County Indiana | 2 | $ 336,000 | $ 168,000 | $ 117,000 |
| Fayette County Kentucky | 2 | $ 124,000 | $ 62,000 | $ 59,000 |
| Gallatin County Kentucky | 2 | $ 265,000 | $ 132,000 | $ 40,000 |
| Oldham County Kentucky | 2 | $ 570,000 | $ 285,000 | $ 165,000 |
| Calcasieu County Louisiana | 2 | $ 513,000 | $ 256,000 | $ 57,000 |
| Plaquemines County Louisiana | 2 | $ 315,000 | $ 157,000 | $ 64,000 |
| Huron County Michigan | 2 | $ 297,000 | $ 148,000 | $ 49,000 |
| Iosco County Michigan | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Kalkaska County Michigan | 2 | $ 396,000 | $ 198,000 | $ 285,000 |
| Manistee County Michigan | 2 | $ 154,000 | $ 77,000 | $ 33,000 |
| Hancock County Mississippi | 2 | $ 389,000 | $ 194,000 | $ 76,000 |
| Pearl River County Mississippi | 2 | $ 262,000 | $ 131,000 | $ 66,000 |
| Eureka County Nevada | 2 | $ 314,000 | $ 157,000 | $ 58,000 |
| Lander County Nevada | 2 | $ 352,000 | $ 176,000 | $ 91,000 |
| Nye County Nevada | 2 | $ 295,000 | $ 147,000 | $ 54,000 |
| Burke County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 64,000 |
| Caldwell County North Carolina | 2 | $ 291,000 | $ 145,000 | $ 89,000 |
| Chatham County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 382,000 |
| Johnston County North Carolina | 2 | $ 361,000 | $ 180,000 | $ 43,000 |
| Adams County Ohio | 2 | $ 303,000 | $ 151,000 | $ 63,000 |
| Athens County Ohio | 2 | $ 319,000 | $ 159,000 | $ 71,000 |
| Cuyahoga County Ohio | 2 | $ 514,000 | $ 257,000 | $ 100,000 |
| Delaware County Ohio | 2 | $ 542,000 | $ 271,000 | $ 106,000 |
| Fayette County Ohio | 2 | $ 158,000 | $ 79,000 | $ 32,000 |
| Wyandot County Ohio | 2 | $ 143,000 | $ 71,000 | $ 44,000 |
| Jefferson County Oregon | 2 | $ 348,000 | $ 174,000 | $ 41,000 |
| Umatilla County Oregon | 2 | $ 830,000 | $ 415,000 | $ 140,000 |
| Wasco County Oregon | 2 | $ 557,000 | $ 278,000 | $ 122,000 |
| Charleston County South Carolina | 2 | $ 800,000 | $ 400,000 | $ 187,000 |
| Hawkins County Tennessee | 2 | $ 146,000 | $ 73,000 | $ 30,000 |
| Lawrence County Tennessee | 2 | $ 193,000 | $ 96,000 | $ 35,000 |
| Lincoln County Tennessee | 2 | $ 411,000 | $ 205,000 | $ 58,000 |
| Macon County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 37,000 |
| Shelby County Tennessee | 2 | $ 454,000 | $ 227,000 | $ 135,000 |
| Grayson County Texas | 2 | $ 496,000 | $ 248,000 | $ 95,000 |
| Henderson County Texas | 2 | $ 226,000 | $ 113,000 | $ 42,000 |
| Hopkins County Texas | 2 | $ 177,000 | $ 88,000 | $ 56,000 |
| Rains County Texas | 2 | $ 353,000 | $ 176,000 | $ 97,000 |
| Waynesboro County Virginia | 2 | $ 252,000 | $ 126,000 | $ 30,000 |
| Adams County Washington | 2 | $ 184,000 | $ 92,000 | $ 51,000 |
| Cowlitz County Washington | 2 | $ 414,000 | $ 207,000 | $ 59,000 |
| Snohomish County Washington | 2 | $ 316,000 | $ 158,000 | $ 87,000 |
| Dane County Wisconsin | 2 | $ 801,000 | $ 400,000 | $ 276,000 |
| Baldwin County Alabama | 1 | $ 149,000 | $ 149,000 | $ 424,000 |
| Madison County Alabama | 1 | $ 300,000 | $ 300,000 | $ 197,000 |
| Yuma County Arizona | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Eagle County Colorado | 1 | $ 350,000 | $ 350,000 | $ 186,000 |
| Morgan County Colorado | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Miami-Dade County Florida | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Palm Beach County Florida | 1 | $ 196,000 | $ 196,000 | $ 97,000 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Bartow County Georgia | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Clayton County Georgia | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Habersham County Georgia | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Henry County Georgia | 1 | $ 72,000 | $ 72,000 | $ 20,000 |
| Lamar County Georgia | 1 | $ 108,000 | $ 108,000 | $ 111,000 |
| Spalding County Georgia | 1 | $ 86,000 | $ 86,000 | $ 20,000 |
| Bonner County Idaho | 1 | $ 417,000 | $ 417,000 | $ 199,000 |
| Idaho County Idaho | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Payette County Idaho | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| Champaign County Illinois | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Fulton County Illinois | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Kendall County Illinois | 1 | $ 363,000 | $ 363,000 | $ 162,000 |
| Knox County Illinois | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
| Franklin County Indiana | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Hamilton County Indiana | 1 | $ 227,000 | $ 227,000 | $ 172,000 |
| Morgan County Indiana | 1 | $ 183,000 | $ 183,000 | $ 105,000 |
| Porter County Indiana | 1 | $ 258,000 | $ 258,000 | $ 65,000 |
| Union County Indiana | 1 | $ 251,000 | $ 251,000 | $ 67,000 |
| Franklin County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Henry County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Pendleton County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Assumption County Louisiana | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Avoyelles County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Bossier County Louisiana | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Iberville County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
| Ouachita County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Pointe Coupee County Louisiana | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| St. Helena County Louisiana | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| West Baton Rouge County Louisiana | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Lincoln County Maine | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Penobscot County Maine | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Somerset County Maine | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Allegan County Michigan | 1 | $ 154,000 | $ 154,000 | $ 260,000 |
| Alpena County Michigan | 1 | $ 124,000 | $ 124,000 | $ 125,000 |
| Eaton County Michigan | 1 | $ 182,000 | $ 182,000 | $ 250,000 |
| Grand Traverse County Michigan | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Luce County Michigan | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Midland County Michigan | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
| Montcalm County Michigan | 1 | $ 147,000 | $ 147,000 | $ 104,000 |
| Muskegon County Michigan | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Saginaw County Michigan | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Tuscola County Michigan | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
| Wexford County Michigan | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Madison County Mississippi | 1 | $ 350,000 | $ 350,000 | $ 91,000 |
| Lincoln County Nevada | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Anson County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 40,000 |
| Avery County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 153,000 |
| Brunswick County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Caswell County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Davie County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Durham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Granville County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 47,000 |
| Harnett County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Henderson County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 34,000 |
| Pender County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Person County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Swain County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 89,000 |
| Wake County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Watauga County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 129,000 |
| Champaign County Ohio | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Geauga County Ohio | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Knox County Ohio | 1 | $ 318,000 | $ 318,000 | $ 181,000 |
| Lorain County Ohio | 1 | $ 236,000 | $ 236,000 | $ 63,000 |
| Lucas County Ohio | 1 | $ 153,000 | $ 153,000 | $ 148,000 |
| Madison County Ohio | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Morgan County Ohio | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Pike County Ohio | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Stark County Ohio | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Union County Ohio | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Lake County Oregon | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Union County Oregon | 1 | $ 50,000 | $ 50,000 | $ 142,000 |
| Anderson County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Beaufort County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 372,000 |
| Chester County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Chesterfield County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| Horry County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
| DeKalb County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Hamilton County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Hickman County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Moore County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Trousdale County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Bell County Texas | 1 | $ 178,000 | $ 178,000 | $ 109,000 |
| Brazos County Texas | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| Brown County Texas | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Coryell County Texas | 1 | $ 212,000 | $ 212,000 | $ 73,000 |
| Jefferson County Texas | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Kendall County Texas | 1 | $ 263,000 | $ 263,000 | $ 129,000 |
| Montgomery County Texas | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Wood County Texas | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Orange County Virginia | 1 | $ 266,000 | $ 266,000 | $ 94,000 |
| Columbia County Washington | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Grays Harbor County Washington | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Jefferson County Washington | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Kitsap County Washington | 1 | $ 416,000 | $ 416,000 | $ 127,000 |
| Kittitas County Washington | 1 | $ 274,000 | $ 274,000 | $ 89,000 |
| Mason County Washington | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Skamania County Washington | 1 | $ 386,000 | $ 386,000 | $ 97,000 |
| Waukesha County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,044 | $4,184,918,000 | $245,000 | $2,500,000 | $92,000 | $8,678,000 |
| Refinancing | 6,085 | $1,729,683,000 | $284,000 | $2,410,000 | $104,000 | $2,818,000 |
| Home Improvement | 10 | $3,089,000 | $308,000 | $525,000 | $87,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,202 | $4,195,852,000 | $258,000 | $2,500,000 | $99,000 | $8,678,000 |
| Hispanic | 3,573 | $795,632,000 | $222,000 | $2,150,000 | $73,000 | $1,494,000 |
| Black or African American | 1,252 | $286,447,000 | $228,000 | $1,088,000 | $79,000 | $581,000 |
| Asian | 1,182 | $380,061,000 | $321,000 | $2,410,000 | $114,000 | $1,935,000 |
| Not Provided | 605 | $175,520,000 | $290,000 | $1,880,000 | $119,000 | $2,372,000 |
| Native Hawaiin or Other Pacific Islander | 188 | $49,061,000 | $260,000 | $673,000 | $96,000 | $441,000 |
| American Indian or Alaskan Native | 128 | $32,446,000 | $253,000 | $628,000 | $89,000 | $400,000 |
| Not applicable | 9 | $2,671,000 | $296,000 | $417,000 | $74,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,129 | $3,742,828,000 | $264,000 | $2,500,000 | $110,000 | $8,678,000 |
| FHA-insured (Federal Housing Administration) | 6,617 | $1,522,738,000 | $230,000 | $1,221,000 | $72,000 | $857,000 |
| VA-guaranteed (Veterans Administration) | 1,965 | $578,311,000 | $294,000 | $1,158,000 | $78,000 | $741,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 428 | $73,813,000 | $172,000 | $694,000 | $55,000 | $428,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,541 | $4,189,498,000 | $253,000 | $2,146,000 | $94,000 | $2,175,000 |
| Application Withdrawn By Applicant | 5,360 | $1,395,029,000 | $260,000 | $2,500,000 | $101,000 | $8,678,000 |
| Application Denied By Financial Institution | 911 | $244,928,000 | $268,000 | $1,650,000 | $94,000 | $864,000 |
| Application Approved But Not Accepted | 291 | $76,609,000 | $263,000 | $2,410,000 | $95,000 | $733,000 |
| File Closed For Incompleteness | 36 | $11,626,000 | $322,000 | $1,000,000 | $111,000 | $686,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 264 | $66,398,000 | $251,000 | $1,650,000 | $94,000 | $525,000 |
| Debt-To-Income Ratio | 59 | $20,460,000 | $346,000 | $1,125,000 | $99,000 | $396,000 |
| Credit History | 52 | $15,326,000 | $294,000 | $1,120,000 | $91,000 | $300,000 |
| Credit Application Incomplete | 49 | $17,457,000 | $356,000 | $800,000 | $140,000 | $497,000 |
| Collateral | 43 | $8,506,000 | $197,000 | $515,000 | $71,000 | $220,000 |
| Employment History | 20 | $6,745,000 | $337,000 | $808,000 | $121,000 | $357,000 |
| Unverifiable Information | 13 | $4,058,000 | $312,000 | $1,000,000 | $93,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,930,000 | $321,000 | $594,000 | $62,000 | $124,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.