Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Summit Funding, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Summit Funding, Inc.
2241 Harvard St, Suite 200
Glendale, CA 95815
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 8,897
Total Mortgage Loan Application Amount $2,917,215,000
Average Mortgage Loan Application Amount $303,200
Highest Mortgage Loan Application Amount $2,665,000
Average Applicant Income $132,600
Highest Applicant Income $4,670,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2023.

Mortgage Loan Application Totals for Summit Funding, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lane County Oregon 503 $ 183,485,000 $ 364,000 $ 131,000
San Joaquin County California 364 $ 131,850,000 $ 362,000 $ 138,000
Sacramento County California 299 $ 102,645,000 $ 343,000 $ 130,000
Kern County California 286 $ 69,430,000 $ 242,000 $ 107,000
Jackson County Missouri 250 $ 61,150,000 $ 244,000 $ 114,000
San Diego County California 233 $ 140,815,000 $ 604,000 $ 190,000
Benton County Washington 227 $ 59,615,000 $ 262,000 $ 114,000
Cook County Illinois 207 $ 80,315,000 $ 387,000 $ 167,000
Washoe County Nevada 193 $ 68,345,000 $ 354,000 $ 157,000
Franklin County Ohio 180 $ 40,790,000 $ 226,000 $ 97,000
Hamilton County Tennessee 178 $ 44,810,000 $ 251,000 $ 93,000
Maricopa County Arizona 141 $ 52,345,000 $ 371,000 $ 138,000
Placer County California 139 $ 66,375,000 $ 477,000 $ 173,000
Klamath County Oregon 129 $ 35,615,000 $ 276,000 $ 112,000
Bexar County Texas 106 $ 38,120,000 $ 359,000 $ 142,000
Linn County Oregon 104 $ 35,440,000 $ 340,000 $ 96,000
Sonoma County California 103 $ 61,855,000 $ 600,000 $ 200,000
Johnson County Kansas 101 $ 32,855,000 $ 325,000 $ 128,000
Humboldt County California 95 $ 33,285,000 $ 350,000 $ 133,000
Lewis County Washington 95 $ 31,495,000 $ 331,000 $ 118,000
Monterey County California 92 $ 52,410,000 $ 569,000 $ 184,000
Spokane County Washington 88 $ 25,990,000 $ 295,000 $ 101,000
Ada County Idaho 85 $ 36,175,000 $ 425,000 $ 147,000
Tehama County California 84 $ 19,460,000 $ 231,000 $ 110,000
Yakima County Washington 79 $ 21,305,000 $ 269,000 $ 105,000
Lyon County Nevada 76 $ 21,500,000 $ 282,000 $ 95,000
Douglas County Oregon 75 $ 21,375,000 $ 285,000 $ 100,000
Franklin County Washington 74 $ 19,270,000 $ 260,000 $ 109,000
Plumas County California 72 $ 16,180,000 $ 224,000 $ 136,000
Walker County Georgia 72 $ 14,720,000 $ 204,000 $ 68,000
Canyon County Idaho 70 $ 20,300,000 $ 290,000 $ 105,000
Stanislaus County California 67 $ 24,815,000 $ 370,000 $ 128,000
Bannock County Idaho 66 $ 14,630,000 $ 221,000 $ 77,000
Deschutes County Oregon 61 $ 28,055,000 $ 459,000 $ 161,000
Shasta County California 55 $ 17,675,000 $ 321,000 $ 103,000
Los Angeles County California 53 $ 27,715,000 $ 522,000 $ 153,000
Riverside County California 53 $ 23,915,000 $ 451,000 $ 124,000
Catoosa County Georgia 53 $ 12,875,000 $ 242,000 $ 93,000
Dallas County Texas 53 $ 17,035,000 $ 321,000 $ 158,000
Cass County Missouri 51 $ 14,875,000 $ 291,000 $ 118,000
St. Tammany County Louisiana 49 $ 8,935,000 $ 182,000 $ 75,000
Pima County Arizona 48 $ 11,060,000 $ 230,000 $ 87,000
Adams County Colorado 48 $ 16,050,000 $ 334,000 $ 126,000
Contra Costa County California 44 $ 22,780,000 $ 517,000 $ 150,000
Yolo County California 43 $ 14,745,000 $ 342,000 $ 153,000
East Baton Rouge County Louisiana 42 $ 6,110,000 $ 145,000 $ 83,000
Florence County South Carolina 42 $ 7,870,000 $ 187,000 $ 71,000
Arapahoe County Colorado 41 $ 13,135,000 $ 320,000 $ 114,000
Merced County California 40 $ 13,560,000 $ 339,000 $ 126,000
Clay County Missouri 37 $ 9,415,000 $ 254,000 $ 100,000
Solano County California 36 $ 11,990,000 $ 333,000 $ 160,000
Weld County Colorado 36 $ 11,130,000 $ 309,000 $ 105,000
Bonneville County Idaho 36 $ 9,440,000 $ 262,000 $ 95,000
Tangipahoa County Louisiana 33 $ 4,235,000 $ 128,000 $ 65,000
Jackson County Oregon 33 $ 12,035,000 $ 364,000 $ 132,000
Lassen County California 32 $ 5,930,000 $ 185,000 $ 88,000
White Pine County Nevada 32 $ 4,720,000 $ 147,000 $ 93,000
Denver County Colorado 31 $ 11,865,000 $ 382,000 $ 145,000
Chatham County Georgia 31 $ 11,285,000 $ 364,000 $ 162,000
Jefferson County Louisiana 30 $ 5,440,000 $ 181,000 $ 85,000
Marion County Oregon 30 $ 10,140,000 $ 338,000 $ 111,000
San Bernardino County California 29 $ 8,705,000 $ 300,000 $ 118,000
Yuba County California 28 $ 6,580,000 $ 235,000 $ 98,000
Kootenai County Idaho 27 $ 11,995,000 $ 444,000 $ 205,000
Clark County Nevada 26 $ 9,790,000 $ 376,000 $ 193,000
Jefferson County Colorado 25 $ 12,625,000 $ 505,000 $ 175,000
Carson City County Nevada 25 $ 6,145,000 $ 245,000 $ 97,000
Multnomah County Oregon 25 $ 8,895,000 $ 355,000 $ 138,000
El Paso County Texas 25 $ 4,895,000 $ 195,000 $ 91,000
Bradley County Tennessee 24 $ 5,610,000 $ 233,000 $ 84,000
Pinal County Arizona 23 $ 8,075,000 $ 351,000 $ 94,000
Fresno County California 23 $ 7,585,000 $ 329,000 $ 121,000
Tulare County California 23 $ 6,635,000 $ 288,000 $ 111,000
Wyandotte County Kansas 23 $ 5,395,000 $ 234,000 $ 84,000
El Dorado County California 22 $ 8,090,000 $ 367,000 $ 148,000
Tarrant County Texas 22 $ 5,390,000 $ 245,000 $ 150,000
Travis County Texas 22 $ 11,030,000 $ 501,000 $ 169,000
Calaveras County California 21 $ 6,965,000 $ 331,000 $ 183,000
Collin County Texas 21 $ 8,045,000 $ 383,000 $ 162,000
Amador County California 19 $ 5,265,000 $ 277,000 $ 141,000
Darlington County South Carolina 19 $ 2,065,000 $ 108,000 $ 50,000
Hunt County Texas 19 $ 3,825,000 $ 201,000 $ 88,000
Whitfield County Georgia 18 $ 4,110,000 $ 228,000 $ 75,000
Power County Idaho 18 $ 2,440,000 $ 135,000 $ 74,000
Orleans County Louisiana 18 $ 3,290,000 $ 182,000 $ 72,000
Fairfield County Ohio 18 $ 5,980,000 $ 332,000 $ 110,000
Guadalupe County Texas 18 $ 5,090,000 $ 282,000 $ 119,000
Pierce County Washington 18 $ 7,470,000 $ 415,000 $ 132,000
Fulton County Georgia 17 $ 5,195,000 $ 305,000 $ 101,000
St. John the Baptist County Louisiana 16 $ 2,070,000 $ 129,000 $ 74,000
Clatsop County Oregon 16 $ 7,390,000 $ 461,000 $ 200,000
McLennan County Texas 16 $ 3,650,000 $ 228,000 $ 87,000
Santa Cruz County California 15 $ 8,905,000 $ 593,000 $ 196,000
Johnson County Missouri 15 $ 3,685,000 $ 245,000 $ 82,000
Delaware County Ohio 15 $ 4,565,000 $ 304,000 $ 94,000
Clackamas County Oregon 15 $ 5,925,000 $ 395,000 $ 124,000
Washington County Oregon 15 $ 7,585,000 $ 505,000 $ 149,000
Kaufman County Texas 15 $ 4,475,000 $ 298,000 $ 129,000
Boulder County Colorado 14 $ 7,260,000 $ 518,000 $ 211,000
Caribou County Idaho 14 $ 2,950,000 $ 210,000 $ 86,000
DuPage County Illinois 14 $ 6,000,000 $ 428,000 $ 159,000
Spartanburg County South Carolina 14 $ 2,820,000 $ 201,000 $ 67,000
Yuma County Arizona 13 $ 3,965,000 $ 305,000 $ 92,000
Madera County California 13 $ 4,035,000 $ 310,000 $ 116,000
Broomfield County Colorado 13 $ 6,165,000 $ 474,000 $ 181,000
Larimer County Colorado 13 $ 5,495,000 $ 422,000 $ 178,000
Ascension County Louisiana 13 $ 2,815,000 $ 216,000 $ 85,000
Churchill County Nevada 13 $ 3,985,000 $ 306,000 $ 104,000
Benton County Oregon 13 $ 5,465,000 $ 420,000 $ 133,000
Richland County South Carolina 13 $ 2,425,000 $ 186,000 $ 72,000
Bell County Texas 13 $ 2,575,000 $ 198,000 $ 119,000
Comal County Texas 13 $ 5,655,000 $ 435,000 $ 153,000
Walla Walla County Washington 13 $ 2,635,000 $ 202,000 $ 105,000
Lake County California 12 $ 2,630,000 $ 219,000 $ 88,000
Chattooga County Georgia 12 $ 1,320,000 $ 110,000 $ 48,000
Clayton County Georgia 12 $ 2,440,000 $ 203,000 $ 81,000
Gwinnett County Georgia 12 $ 4,200,000 $ 350,000 $ 117,000
Polk County Oregon 12 $ 4,580,000 $ 381,000 $ 169,000
Harris County Texas 12 $ 2,590,000 $ 215,000 $ 102,000
Williamson County Texas 12 $ 3,030,000 $ 252,000 $ 116,000
Grant County Washington 12 $ 2,770,000 $ 230,000 $ 144,000
Orange County California 11 $ 7,905,000 $ 718,000 $ 213,000
Douglas County Colorado 11 $ 5,875,000 $ 534,000 $ 164,000
Henry County Georgia 11 $ 2,995,000 $ 272,000 $ 113,000
Bingham County Idaho 11 $ 3,585,000 $ 325,000 $ 87,000
Prince George's County Maryland 11 $ 4,545,000 $ 413,000 $ 141,000
Elko County Nevada 11 $ 2,585,000 $ 235,000 $ 118,000
Davidson County Tennessee 11 $ 3,085,000 $ 280,000 $ 87,000
Denton County Texas 11 $ 4,955,000 $ 450,000 $ 210,000
Rockwall County Texas 11 $ 3,995,000 $ 363,000 $ 158,000
Mendocino County California 10 $ 2,070,000 $ 207,000 $ 115,000
Bay County Florida 10 $ 2,690,000 $ 269,000 $ 82,000
Nez Perce County Idaho 10 $ 1,960,000 $ 196,000 $ 117,000
Licking County Ohio 10 $ 2,140,000 $ 214,000 $ 103,000
Lincoln County Oregon 10 $ 3,460,000 $ 346,000 $ 109,000
Beaufort County South Carolina 10 $ 3,430,000 $ 343,000 $ 104,000
Alameda County California 9 $ 4,895,000 $ 543,000 $ 170,000
Santa Clara County California 9 $ 6,245,000 $ 693,000 $ 166,000
Trinity County California 9 $ 2,485,000 $ 276,000 $ 95,000
DeKalb County Georgia 9 $ 2,225,000 $ 247,000 $ 98,000
Miami County Kansas 9 $ 2,385,000 $ 265,000 $ 109,000
Livingston County Louisiana 9 $ 1,595,000 $ 177,000 $ 65,000
Platte County Missouri 9 $ 2,705,000 $ 300,000 $ 113,000
Storey County Nevada 9 $ 2,335,000 $ 259,000 $ 123,000
Baker County Oregon 9 $ 3,345,000 $ 371,000 $ 109,000
Coos County Oregon 9 $ 2,975,000 $ 330,000 $ 118,000
Josephine County Oregon 9 $ 2,455,000 $ 272,000 $ 79,000
Salt Lake County Utah 9 $ 2,705,000 $ 300,000 $ 92,000
Grays Harbor County Washington 9 $ 2,205,000 $ 245,000 $ 138,000
Butte County California 8 $ 1,500,000 $ 187,000 $ 98,000
Del Norte County California 8 $ 2,650,000 $ 331,000 $ 139,000
Marin County California 8 $ 6,840,000 $ 855,000 $ 290,000
Nevada County California 8 $ 2,860,000 $ 357,000 $ 151,000
Cobb County Georgia 8 $ 2,500,000 $ 312,000 $ 161,000
Houston County Georgia 8 $ 2,530,000 $ 316,000 $ 121,000
Boise County Idaho 8 $ 2,060,000 $ 257,000 $ 90,000
Elmore County Idaho 8 $ 1,760,000 $ 220,000 $ 86,000
Douglas County Nevada 8 $ 3,150,000 $ 393,000 $ 123,000
Santa Fe County New Mexico 8 $ 4,030,000 $ 503,000 $ 155,000
Butler County Ohio 8 $ 2,960,000 $ 370,000 $ 113,000
Tulsa County Oklahoma 8 $ 2,190,000 $ 273,000 $ 112,000
Knox County Tennessee 8 $ 1,920,000 $ 240,000 $ 87,000
Sequatchie County Tennessee 8 $ 1,370,000 $ 171,000 $ 63,000
Grayson County Texas 8 $ 2,200,000 $ 275,000 $ 137,000
Spotsylvania County Virginia 8 $ 3,900,000 $ 487,000 $ 152,000
Kings County California 7 $ 1,735,000 $ 247,000 $ 109,000
Duval County Florida 7 $ 2,005,000 $ 286,000 $ 73,000
Marion County Florida 7 $ 1,855,000 $ 265,000 $ 72,000
Madison County Idaho 7 $ 1,965,000 $ 280,000 $ 114,000
St. James County Louisiana 7 $ 435,000 $ 62,000 $ 53,000
Tillamook County Oregon 7 $ 3,465,000 $ 495,000 $ 261,000
Marion County Tennessee 7 $ 1,715,000 $ 245,000 $ 85,000
Rhea County Tennessee 7 $ 1,165,000 $ 166,000 $ 72,000
Stafford County Virginia 7 $ 2,115,000 $ 302,000 $ 117,000
Island County Washington 7 $ 2,225,000 $ 317,000 $ 118,000
Stevens County Washington 7 $ 2,095,000 $ 299,000 $ 85,000
Madison County Alabama 6 $ 1,730,000 $ 288,000 $ 184,000
Mohave County Arizona 6 $ 1,430,000 $ 238,000 $ 89,000
Yavapai County Arizona 6 $ 3,060,000 $ 510,000 $ 186,000
Imperial County California 6 $ 1,270,000 $ 211,000 $ 105,000
Sutter County California 6 $ 1,700,000 $ 283,000 $ 138,000
Orange County Florida 6 $ 1,930,000 $ 321,000 $ 112,000
Bibb County Georgia 6 $ 930,000 $ 155,000 $ 76,000
Gem County Idaho 6 $ 1,360,000 $ 226,000 $ 127,000
Kane County Illinois 6 $ 2,300,000 $ 383,000 $ 178,000
Anoka County Minnesota 6 $ 2,290,000 $ 381,000 $ 121,000
Monmouth County New Jersey 6 $ 4,880,000 $ 813,000 $ 185,000
Mecklenburg County North Carolina 6 $ 1,660,000 $ 276,000 $ 108,000
Oklahoma County Oklahoma 6 $ 2,610,000 $ 435,000 $ 140,000
Parker County Texas 6 $ 1,970,000 $ 328,000 $ 144,000
Van Zandt County Texas 6 $ 1,090,000 $ 181,000 $ 68,000
Skagit County Washington 6 $ 1,970,000 $ 328,000 $ 387,000
Thurston County Washington 6 $ 3,010,000 $ 501,000 $ 129,000
Coconino County Arizona 5 $ 1,725,000 $ 345,000 $ 338,000
Mariposa County California 5 $ 1,705,000 $ 341,000 $ 139,000
Napa County California 5 $ 3,035,000 $ 607,000 $ 177,000
San Mateo County California 5 $ 2,215,000 $ 443,000 $ 153,000
Broward County Florida 5 $ 2,315,000 $ 463,000 $ 113,000
Lee County Florida 5 $ 1,825,000 $ 365,000 $ 118,000
Miami-Dade County Florida 5 $ 2,415,000 $ 483,000 $ 196,000
Barrow County Georgia 5 $ 1,265,000 $ 253,000 $ 95,000
Effingham County Georgia 5 $ 1,315,000 $ 263,000 $ 129,000
Floyd County Georgia 5 $ 1,285,000 $ 257,000 $ 87,000
Murray County Georgia 5 $ 855,000 $ 171,000 $ 58,000
Paulding County Georgia 5 $ 1,645,000 $ 329,000 $ 122,000
Franklin County Idaho 5 $ 1,205,000 $ 241,000 $ 97,000
Fremont County Idaho 5 $ 1,605,000 $ 321,000 $ 76,000
Lake County Illinois 5 $ 2,295,000 $ 459,000 $ 217,000
McHenry County Illinois 5 $ 745,000 $ 149,000 $ 88,000
Lafayette County Louisiana 5 $ 635,000 $ 127,000 $ 63,000
Oakland County Michigan 5 $ 1,465,000 $ 293,000 $ 135,000
Mineral County Nevada 5 $ 705,000 $ 141,000 $ 116,000
Hamilton County Ohio 5 $ 1,125,000 $ 225,000 $ 112,000
Lucas County Ohio 5 $ 775,000 $ 155,000 $ 132,000
Montgomery County Ohio 5 $ 1,065,000 $ 213,000 $ 67,000
Greenville County South Carolina 5 $ 1,245,000 $ 249,000 $ 125,000
McMinn County Tennessee 5 $ 1,085,000 $ 217,000 $ 54,000
Rutherford County Tennessee 5 $ 1,435,000 $ 287,000 $ 102,000
Rains County Texas 5 $ 925,000 $ 185,000 $ 68,000
Caroline County Virginia 5 $ 985,000 $ 197,000 $ 91,000
Asotin County Washington 5 $ 805,000 $ 161,000 $ 121,000
Clark County Washington 5 $ 1,325,000 $ 265,000 $ 214,000
King County Washington 5 $ 2,265,000 $ 453,000 $ 237,000
Kitsap County Washington 5 $ 1,775,000 $ 355,000 $ 86,000
Whatcom County Washington 5 $ 1,485,000 $ 297,000 $ 92,000
DeKalb County Alabama 4 $ 790,000 $ 197,000 $ 64,000
Mobile County Alabama 4 $ 790,000 $ 197,000 $ 112,000
Garland County Arkansas 4 $ 970,000 $ 242,000 $ 63,000
San Benito County California 4 $ 2,370,000 $ 592,000 $ 191,000
Siskiyou County California 4 $ 870,000 $ 217,000 $ 88,000
Tuolumne County California 4 $ 1,540,000 $ 385,000 $ 314,000
Osceola County Florida 4 $ 1,290,000 $ 322,000 $ 123,000
Dade County Georgia 4 $ 1,330,000 $ 332,000 $ 111,000
Gordon County Georgia 4 $ 990,000 $ 247,000 $ 140,000
Long County Georgia 4 $ 740,000 $ 185,000 $ 61,000
Ware County Georgia 4 $ 430,000 $ 107,000 $ 54,000
Bonner County Idaho 4 $ 2,720,000 $ 680,000 $ 201,000
Jefferson County Idaho 4 $ 770,000 $ 192,000 $ 61,000
Will County Illinois 4 $ 860,000 $ 215,000 $ 123,000
Leavenworth County Kansas 4 $ 1,030,000 $ 257,000 $ 116,000
St. Bernard County Louisiana 4 $ 480,000 $ 120,000 $ 73,000
Kent County Michigan 4 $ 3,130,000 $ 782,000 $ 485,000
Bates County Missouri 4 $ 720,000 $ 180,000 $ 67,000
Buchanan County Missouri 4 $ 780,000 $ 195,000 $ 82,000
Lafayette County Missouri 4 $ 1,120,000 $ 280,000 $ 105,000
Ray County Missouri 4 $ 860,000 $ 215,000 $ 80,000
St. Charles County Missouri 4 $ 1,400,000 $ 350,000 $ 150,000
Los Alamos County New Mexico 4 $ 2,160,000 $ 540,000 $ 213,000
Catawba County North Carolina 4 $ 990,000 $ 247,000 $ 115,000
Ashtabula County Ohio 4 $ 380,000 $ 95,000 $ 41,000
Columbia County Oregon 4 $ 2,070,000 $ 517,000 $ 176,000
Crook County Oregon 4 $ 890,000 $ 222,000 $ 82,000
Umatilla County Oregon 4 $ 660,000 $ 165,000 $ 80,000
Chester County Pennsylvania 4 $ 1,600,000 $ 400,000 $ 107,000
Lexington County South Carolina 4 $ 870,000 $ 217,000 $ 65,000
Marlboro County South Carolina 4 $ 270,000 $ 67,000 $ 45,000
Shelby County Tennessee 4 $ 1,040,000 $ 260,000 $ 106,000
Williamson County Tennessee 4 $ 2,160,000 $ 540,000 $ 156,000
Wilson County Tennessee 4 $ 1,400,000 $ 350,000 $ 114,000
Brown County Texas 4 $ 570,000 $ 142,000 $ 78,000
Fannin County Texas 4 $ 610,000 $ 152,000 $ 105,000
Henderson County Texas 4 $ 780,000 $ 195,000 $ 87,000
Cowlitz County Washington 4 $ 940,000 $ 235,000 $ 66,000
Snohomish County Washington 4 $ 2,070,000 $ 517,000 $ 125,000
Etowah County Alabama 3 $ 405,000 $ 135,000 $ 60,000
Navajo County Arizona 3 $ 915,000 $ 305,000 $ 79,000
Benton County Arkansas 3 $ 905,000 $ 301,000 $ 82,000
San Francisco County California 3 $ 835,000 $ 278,000 $ 65,000
Sierra County California 3 $ 805,000 $ 268,000 $ 88,000
Park County Colorado 3 $ 845,000 $ 281,000 $ 114,000
Kent County Delaware 3 $ 1,265,000 $ 421,000 $ 107,000
New Castle County Delaware 3 $ 545,000 $ 181,000 $ 98,000
Brevard County Florida 3 $ 725,000 $ 241,000 $ 323,000
Palm Beach County Florida 3 $ 1,755,000 $ 585,000 $ 232,000
Pinellas County Florida 3 $ 1,375,000 $ 458,000 $ 129,000
Coweta County Georgia 3 $ 1,205,000 $ 401,000 $ 145,000
Liberty County Georgia 3 $ 475,000 $ 158,000 $ 66,000
Newton County Georgia 3 $ 875,000 $ 291,000 $ 95,000
Rockdale County Georgia 3 $ 865,000 $ 288,000 $ 149,000
Minidoka County Idaho 3 $ 915,000 $ 305,000 $ 85,000
Payette County Idaho 3 $ 575,000 $ 191,000 $ 67,000
DeKalb County Illinois 3 $ 755,000 $ 251,000 $ 155,000
St. Clair County Illinois 3 $ 185,000 $ 61,000 $ 364,000
Johnson County Indiana 3 $ 915,000 $ 305,000 $ 101,000
West Baton Rouge County Louisiana 3 $ 855,000 $ 285,000 $ 132,000
Middlesex County Massachusetts 3 $ 1,805,000 $ 601,000 $ 298,000
Macomb County Michigan 3 $ 755,000 $ 251,000 $ 68,000
Dakota County Minnesota 3 $ 1,105,000 $ 368,000 $ 132,000
Greene County Missouri 3 $ 905,000 $ 301,000 $ 116,000
Harrison County Missouri 3 $ 455,000 $ 151,000 $ 40,000
Henry County Missouri 3 $ 325,000 $ 108,000 $ 37,000
Mercer County Missouri 3 $ 325,000 $ 108,000 $ 29,000
Cascade County Montana 3 $ 915,000 $ 305,000 $ 80,000
Yellowstone County Montana 3 $ 1,085,000 $ 361,000 $ 127,000
Humboldt County Nevada 3 $ 585,000 $ 195,000 $ 77,000
Atlantic County New Jersey 3 $ 1,025,000 $ 341,000 $ 99,000
Morris County New Jersey 3 $ 1,565,000 $ 521,000 $ 122,000
Ocean County New Jersey 3 $ 925,000 $ 308,000 $ 95,000
Bernalillo County New Mexico 3 $ 945,000 $ 315,000 $ 170,000
Dona Ana County New Mexico 3 $ 1,495,000 $ 498,000 $ 175,000
Rowan County North Carolina 3 $ 735,000 $ 245,000 $ 126,000
Knox County Ohio 3 $ 535,000 $ 178,000 $ 84,000
Bucks County Pennsylvania 3 $ 1,025,000 $ 341,000 $ 78,000
Aiken County South Carolina 3 $ 505,000 $ 168,000 $ 61,000
Anderson County South Carolina 3 $ 1,055,000 $ 351,000 $ 332,000
Horry County South Carolina 3 $ 915,000 $ 305,000 $ 69,000
Cumberland County Tennessee 3 $ 295,000 $ 98,000 $ 76,000
Polk County Tennessee 3 $ 315,000 $ 105,000 $ 65,000
Sullivan County Tennessee 3 $ 485,000 $ 161,000 $ 74,000
Weakley County Tennessee 3 $ 475,000 $ 158,000 $ 68,000
Atascosa County Texas 3 $ 1,145,000 $ 381,000 $ 139,000
Ellis County Texas 3 $ 815,000 $ 271,000 $ 120,000
Hays County Texas 3 $ 945,000 $ 315,000 $ 105,000
Liberty County Texas 3 $ 665,000 $ 221,000 $ 70,000
Montgomery County Texas 3 $ 1,205,000 $ 401,000 $ 238,000
Smith County Texas 3 $ 775,000 $ 258,000 $ 78,000
Taylor County Texas 3 $ 1,055,000 $ 351,000 $ 151,000
Wood County Texas 3 $ 815,000 $ 271,000 $ 107,000
Chesapeake County Virginia 3 $ 1,065,000 $ 355,000 $ 110,000
Prince William County Virginia 3 $ 1,405,000 $ 468,000 $ 187,000
Rappahannock County Virginia 3 $ 1,995,000 $ 665,000 $ 197,000
Chelan County Washington 3 $ 695,000 $ 231,000 $ 100,000
Harrison County West Virginia 3 $ 265,000 $ 88,000 $ 94,000
Waukesha County Wisconsin 3 $ 1,305,000 $ 435,000 $ 129,000
Houston County Alabama 2 $ 620,000 $ 310,000 $ 91,000
Jackson County Alabama 2 $ 1,050,000 $ 525,000 $ 120,000
Jefferson County Alabama 2 $ 150,000 $ 75,000 $ 68,000
Lauderdale County Alabama 2 $ 490,000 $ 245,000 $ 97,000
Limestone County Alabama 2 $ 590,000 $ 295,000 $ 72,000
Shelby County Alabama 2 $ 660,000 $ 330,000 $ 83,000
Santa Cruz County Arizona 2 $ 490,000 $ 245,000 $ 52,000
Pope County Arkansas 2 $ 570,000 $ 285,000 $ 111,000
Washington County Arkansas 2 $ 470,000 $ 235,000 $ 58,000
Glenn County California 2 $ 560,000 $ 280,000 $ 74,000
Modoc County California 2 $ 230,000 $ 115,000 $ 90,000
San Luis Obispo County California 2 $ 1,120,000 $ 560,000 $ 252,000
Ventura County California 2 $ 2,630,000 $ 1,315,000 $ 241,000
Delta County Colorado 2 $ 230,000 $ 115,000 $ 64,000
El Paso County Colorado 2 $ 960,000 $ 480,000 $ 106,000
Elbert County Colorado 2 $ 1,000,000 $ 500,000 $ 230,000
Teller County Colorado 2 $ 1,030,000 $ 515,000 $ 167,000
Hartford County Connecticut 2 $ 700,000 $ 350,000 $ 115,000
Sussex County Delaware 2 $ 440,000 $ 220,000 $ 76,000
District of Columbia County District Of Columbia 2 $ 830,000 $ 415,000 $ 116,000
Collier County Florida 2 $ 860,000 $ 430,000 $ 302,000
Hillsborough County Florida 2 $ 770,000 $ 385,000 $ 134,000
Pasco County Florida 2 $ 850,000 $ 425,000 $ 155,000
Polk County Florida 2 $ 640,000 $ 320,000 $ 108,000
Bulloch County Georgia 2 $ 550,000 $ 275,000 $ 92,000
Carroll County Georgia 2 $ 250,000 $ 125,000 $ 61,000
Cherokee County Georgia 2 $ 650,000 $ 325,000 $ 103,000
Dodge County Georgia 2 $ 320,000 $ 160,000 $ 46,000
Fannin County Georgia 2 $ 1,110,000 $ 555,000 $ 136,000
Fayette County Georgia 2 $ 690,000 $ 345,000 $ 130,000
Glynn County Georgia 2 $ 190,000 $ 95,000 $ 46,000
Jackson County Georgia 2 $ 660,000 $ 330,000 $ 102,000
Monroe County Georgia 2 $ 810,000 $ 405,000 $ 164,000
Muscogee County Georgia 2 $ 750,000 $ 375,000 $ 76,000
Richmond County Georgia 2 $ 270,000 $ 135,000 $ 73,000
Spalding County Georgia 2 $ 510,000 $ 255,000 $ 111,000
Tattnall County Georgia 2 $ 440,000 $ 220,000 $ 88,000
Walton County Georgia 2 $ 720,000 $ 360,000 $ 117,000
Honolulu County Hawaii 2 $ 930,000 $ 465,000 $ 111,000
Bear Lake County Idaho 2 $ 510,000 $ 255,000 $ 56,000
Lewis County Idaho 2 $ 290,000 $ 145,000 $ 66,000
Shoshone County Idaho 2 $ 590,000 $ 295,000 $ 74,000
Teton County Idaho 2 $ 350,000 $ 175,000 $ 69,000
Valley County Idaho 2 $ 490,000 $ 245,000 $ 118,000
Peoria County Illinois 2 $ 200,000 $ 100,000 $ 84,000
Adair County Kentucky 2 $ 650,000 $ 325,000 $ 81,000
Boone County Kentucky 2 $ 550,000 $ 275,000 $ 74,000
Jefferson County Kentucky 2 $ 950,000 $ 475,000 $ 263,000
Kenton County Kentucky 2 $ 590,000 $ 295,000 $ 96,000
Marion County Kentucky 2 $ 510,000 $ 255,000 $ 70,000
Iberville County Louisiana 2 $ 180,000 $ 90,000 $ 40,000
Plaquemines County Louisiana 2 $ 640,000 $ 320,000 $ 85,000
St. Charles County Louisiana 2 $ 240,000 $ 120,000 $ 176,000
Anne Arundel County Maryland 2 $ 1,070,000 $ 535,000 $ 121,000
Plymouth County Massachusetts 2 $ 980,000 $ 490,000 $ 99,000
Livingston County Michigan 2 $ 920,000 $ 460,000 $ 229,000
Saginaw County Michigan 2 $ 390,000 $ 195,000 $ 56,000
Hennepin County Minnesota 2 $ 960,000 $ 480,000 $ 181,000
Ramsey County Minnesota 2 $ 730,000 $ 365,000 $ 173,000
Pearl River County Mississippi 2 $ 420,000 $ 210,000 $ 95,000
Andrew County Missouri 2 $ 340,000 $ 170,000 $ 69,000
Camden County Missouri 2 $ 750,000 $ 375,000 $ 2,398,000
Silver Bow County Montana 2 $ 850,000 $ 425,000 $ 91,000
Cass County Nebraska 2 $ 760,000 $ 380,000 $ 93,000
Pershing County Nevada 2 $ 150,000 $ 75,000 $ 32,000
Camden County New Jersey 2 $ 550,000 $ 275,000 $ 135,000
Eddy County New Mexico 2 $ 850,000 $ 425,000 $ 115,000
Sandoval County New Mexico 2 $ 770,000 $ 385,000 $ 116,000
Craven County North Carolina 2 $ 330,000 $ 165,000 $ 129,000
Cumberland County North Carolina 2 $ 550,000 $ 275,000 $ 82,000
Clermont County Ohio 2 $ 410,000 $ 205,000 $ 89,000
Cuyahoga County Ohio 2 $ 200,000 $ 100,000 $ 102,000
Jackson County Ohio 2 $ 90,000 $ 45,000 $ 35,000
Lorain County Ohio 2 $ 730,000 $ 365,000 $ 150,000
Madison County Ohio 2 $ 520,000 $ 260,000 $ 165,000
Muskingum County Ohio 2 $ 190,000 $ 95,000 $ 58,000
Pickaway County Ohio 2 $ 620,000 $ 310,000 $ 82,000
Lake County Oregon 2 $ 430,000 $ 215,000 $ 43,000
Morrow County Oregon 2 $ 280,000 $ 140,000 $ 92,000
Wasco County Oregon 2 $ 630,000 $ 315,000 $ 82,000
Yamhill County Oregon 2 $ 760,000 $ 380,000 $ 134,000
Delaware County Pennsylvania 2 $ 500,000 $ 250,000 $ 80,000
York County Pennsylvania 2 $ 610,000 $ 305,000 $ 85,000
Charleston County South Carolina 2 $ 490,000 $ 245,000 $ 67,000
Chesterfield County South Carolina 2 $ 170,000 $ 85,000 $ 50,000
Dillon County South Carolina 2 $ 170,000 $ 85,000 $ 46,000
Dorchester County South Carolina 2 $ 570,000 $ 285,000 $ 87,000
Lancaster County South Carolina 2 $ 410,000 $ 205,000 $ 62,000
York County South Carolina 2 $ 510,000 $ 255,000 $ 92,000
Anderson County Tennessee 2 $ 120,000 $ 60,000 $ 36,000
Blount County Tennessee 2 $ 1,010,000 $ 505,000 $ 164,000
Campbell County Tennessee 2 $ 440,000 $ 220,000 $ 120,000
Lincoln County Tennessee 2 $ 720,000 $ 360,000 $ 91,000
Maury County Tennessee 2 $ 500,000 $ 250,000 $ 122,000
Warren County Tennessee 2 $ 400,000 $ 200,000 $ 65,000
Brazoria County Texas 2 $ 520,000 $ 260,000 $ 76,000
Brazos County Texas 2 $ 450,000 $ 225,000 $ 214,000
Galveston County Texas 2 $ 200,000 $ 100,000 $ 128,000
Kendall County Texas 2 $ 680,000 $ 340,000 $ 94,000
Kerr County Texas 2 $ 520,000 $ 260,000 $ 55,000
Matagorda County Texas 2 $ 500,000 $ 250,000 $ 172,000
Medina County Texas 2 $ 460,000 $ 230,000 $ 89,000
Palo Pinto County Texas 2 $ 370,000 $ 185,000 $ 80,000
Randall County Texas 2 $ 800,000 $ 400,000 $ 92,000
Wichita County Texas 2 $ 250,000 $ 125,000 $ 73,000
Tooele County Utah 2 $ 590,000 $ 295,000 $ 82,000
Wayne County Utah 2 $ 270,000 $ 135,000 $ 56,000
Henrico County Virginia 2 $ 640,000 $ 320,000 $ 68,000
Loudoun County Virginia 2 $ 1,090,000 $ 545,000 $ 104,000
Newport News County Virginia 2 $ 530,000 $ 265,000 $ 64,000
Klickitat County Washington 2 $ 530,000 $ 265,000 $ 72,000
Mason County Washington 2 $ 820,000 $ 410,000 $ 111,000
Wahkiakum County Washington 2 $ 810,000 $ 405,000 $ 89,000
Jefferson County Wisconsin 2 $ 760,000 $ 380,000 $ 130,000
Ozaukee County Wisconsin 2 $ 640,000 $ 320,000 $ 302,000
Walworth County Wisconsin 2 $ 2,140,000 $ 1,070,000 $ 577,000
Baldwin County Alabama 1 $ 475,000 $ 475,000 $ 210,000
Cullman County Alabama 1 $ 385,000 $ 385,000 $ 98,000
Dale County Alabama 1 $ 185,000 $ 185,000 $ 76,000
Montgomery County Alabama 1 $ 75,000 $ 75,000 $ 387,000
Russell County Alabama 1 $ 115,000 $ 115,000 $ 56,000
Cochise County Arizona 1 $ 195,000 $ 195,000 $ 53,000
La Paz County Arizona 1 $ 85,000 $ 85,000 $ 34,000
Cleburne County Arkansas 1 $ 325,000 $ 325,000 $ 268,000
Logan County Arkansas 1 $ 135,000 $ 135,000 $ 47,000
Newton County Arkansas 1 $ 115,000 $ 115,000 $ 52,000
Pulaski County Arkansas 1 $ 325,000 $ 325,000 $ 125,000
Saline County Arkansas 1 $ 245,000 $ 245,000 $ 89,000
White County Arkansas 1 $ 325,000 $ 325,000 $ 67,000
Chaffee County Colorado 1 $ 365,000 $ 365,000 $ 96,000
Eagle County Colorado 1 $ 965,000 $ 965,000 $ 294,000
Mesa County Colorado 1 $ 295,000 $ 295,000 $ 106,000
Pueblo County Colorado 1 $ 115,000 $ 115,000 $ 99,000
Fairfield County Connecticut 1 $ 405,000 $ 405,000 $ 123,000
Middlesex County Connecticut 1 $ 255,000 $ 255,000 $ 70,000
Charlotte County Florida 1 $ 245,000 $ 245,000 $ 129,000
Clay County Florida 1 $ 515,000 $ 515,000 $ 123,000
Flagler County Florida 1 $ 285,000 $ 285,000 $ 82,000
Hernando County Florida 1 $ 65,000 $ 65,000 $ 36,000
Santa Rosa County Florida 1 $ 365,000 $ 365,000 $ 144,000
St. Lucie County Florida 1 $ 355,000 $ 355,000 $ 131,000
Volusia County Florida 1 $ 305,000 $ 305,000 $ 134,000
Walton County Florida 1 $ 325,000 $ 325,000 $ 185,000
Bleckley County Georgia 1 $ 65,000 $ 65,000 $ 64,000
Butts County Georgia 1 $ 265,000 $ 265,000 $ 102,000
Camden County Georgia 1 $ 325,000 $ 325,000 $ 90,000
Columbia County Georgia 1 $ 415,000 $ 415,000 $ 150,000
Dawson County Georgia 1 $ 355,000 $ 355,000 $ 121,000
Dougherty County Georgia 1 $ 115,000 $ 115,000 $ 25,000
Forsyth County Georgia 1 $ 475,000 $ 475,000 $ 134,000
Hall County Georgia 1 $ 485,000 $ 485,000 $ 141,000
Jasper County Georgia 1 $ 315,000 $ 315,000 $ 74,000
Lee County Georgia 1 $ 295,000 $ 295,000 $ 61,000
Meriwether County Georgia 1 $ 195,000 $ 195,000 $ 50,000
Polk County Georgia 1 $ 255,000 $ 255,000 $ 61,000
Wayne County Georgia 1 $ 195,000 $ 195,000 $ 68,000
Hawaii County Hawaii 1 $ 305,000 $ 305,000 $ 158,000
Adams County Idaho 1 $ 535,000 $ 535,000 $ 219,000
Benewah County Idaho 1 $ 175,000 $ 175,000 $ 96,000
Gooding County Idaho 1 $ 285,000 $ 285,000 $ 92,000
Idaho County Idaho 1 $ 305,000 $ 305,000 $ 102,000
Jerome County Idaho 1 $ 275,000 $ 275,000 $ 80,000
Latah County Idaho 1 $ 295,000 $ 295,000 $ 77,000
Oneida County Idaho 1 $ 215,000 $ 215,000 $ 48,000
Champaign County Illinois 1 $ 345,000 $ 345,000 $ 119,000
Macon County Illinois 1 $ 65,000 $ 65,000 $ 158,000
Madison County Illinois 1 $ 65,000 $ 65,000 $ 316,000
Daviess County Indiana 1 $ 95,000 $ 95,000 $ 73,000
Gibson County Indiana 1 $ 335,000 $ 335,000 $ 160,000
Hamilton County Indiana 1 $ 995,000 $ 995,000 $ 450,000
Hancock County Indiana 1 $ 355,000 $ 355,000 $ 104,000
LaPorte County Indiana 1 $ 315,000 $ 315,000 $ 147,000
Marion County Indiana 1 $ 275,000 $ 275,000 $ 72,000
St. Joseph County Indiana 1 $ 405,000 $ 405,000 $ 188,000
Warrick County Indiana 1 $ 525,000 $ 525,000 $ 260,000
Fremont County Iowa 1 $ 55,000 $ 55,000 $ 20,000
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Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,844 $2,557,580,000 $326,000 $2,105,000 $125,000 $4,670,000
Cash-out Refinancing 736 $256,700,000 $348,000 $1,105,000 $111,000 $769,000
Refinancing 231 $77,665,000 $336,000 $1,505,000 $160,000 $1,582,000
Other Purpose 73 $22,735,000 $311,000 $2,665,000 $198,000 $2,160,000
Home Improvement 13 $2,535,000 $195,000 $435,000 $69,000 $178,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,999 $1,657,195,000 $331,000 $2,665,000 $129,000 $2,400,000
Hispanic 1,580 $473,660,000 $299,000 $1,555,000 $113,000 $2,160,000
Not Provided 1,136 $427,010,000 $375,000 $1,795,000 $141,000 $4,670,000
Black or African American 716 $182,280,000 $254,000 $1,725,000 $98,000 $1,010,000
Asian 335 $130,065,000 $388,000 $1,485,000 $137,000 $676,000
American Indian or Alaskan Native 70 $22,900,000 $327,000 $785,000 $119,000 $923,000
Native Hawaiian or Other Pacific Islander 17 $6,265,000 $368,000 $695,000 $121,000 $230,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,609 $1,789,965,000 $319,000 $2,665,000 $139,000 $4,670,000
FHA-insured (Federal Housing Administration) 2,529 $827,365,000 $327,000 $1,105,000 $101,000 $2,160,000
VA-guaranteed (Veterans Administration) 698 $286,040,000 $409,000 $1,745,000 $113,000 $986,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $13,845,000 $226,000 $385,000 $71,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,987 $1,948,935,000 $325,000 $1,795,000 $127,000 $4,670,000
Application Withdrawn By Applicant 2,184 $729,170,000 $333,000 $2,665,000 $127,000 $2,400,000
Application Denied By Financial Institution 453 $139,075,000 $307,000 $1,145,000 $103,000 $584,000
Preapproval Approved but not Accepted 115 $42,725,000 $371,000 $1,085,000 $117,000 $399,000
Preapproval Denied by Financial Institution 65 $22,965,000 $353,000 $965,000 $83,000 $317,000
Application Approved But Not Accepted 62 $21,280,000 $343,000 $725,000 $133,000 $1,264,000
File Closed For Incompleteness 31 $13,065,000 $421,000 $1,605,000 $131,000 $400,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,379 $2,755,175,000 $328,000 $2,665,000 $127,000 $4,670,000
Debt-To-Income Ratio 207 $66,705,000 $322,000 $1,145,000 $86,000 $390,000
Collateral 139 $43,275,000 $311,000 $1,075,000 $114,000 $485,000
Credit History 63 $20,005,000 $317,000 $615,000 $106,000 $317,000
Other 38 $8,770,000 $230,000 $595,000 $109,000 $584,000
Insufficient Cash (Downpayment, Closing Cost) 27 $7,795,000 $288,000 $725,000 $96,000 $213,000
Unverifiable Information 22 $5,840,000 $265,000 $435,000 $82,000 $203,000
Credit Application Incomplete 13 $6,505,000 $500,000 $1,105,000 $161,000 $395,000
Employment History 9 $3,145,000 $349,000 $645,000 $130,000 $230,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Summit Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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