Summit Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Summit Mortgage Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Mortgage Corporation 13355 10Th Ave N, Suite 100 Plymouth, MN 55441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,803 |
| Total Mortgage Loan Application Amount | $2,059,525,000 |
| Average Mortgage Loan Application Amount | $264,333 |
| Highest Mortgage Loan Application Amount | $1,355,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $5,016,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Summit Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Summit Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Mortgage Corporation's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,036 | $ 279,570,000 | $ 269,000 | $ 113,000 |
| Collier County Florida | 499 | $ 155,205,000 | $ 311,000 | $ 185,000 |
| Ramsey County Minnesota | 398 | $ 93,520,000 | $ 234,000 | $ 99,000 |
| Dakota County Minnesota | 389 | $ 99,385,000 | $ 255,000 | $ 101,000 |
| Orange County Florida | 383 | $ 101,445,000 | $ 264,000 | $ 88,000 |
| Anoka County Minnesota | 356 | $ 85,820,000 | $ 241,000 | $ 95,000 |
| Bucks County Pennsylvania | 282 | $ 74,900,000 | $ 265,000 | $ 99,000 |
| Lee County Florida | 280 | $ 75,900,000 | $ 271,000 | $ 148,000 |
| Wayne County Pennsylvania | 241 | $ 50,055,000 | $ 207,000 | $ 102,000 |
| Washington County Minnesota | 201 | $ 57,875,000 | $ 287,000 | $ 119,000 |
| Osceola County Florida | 191 | $ 44,305,000 | $ 231,000 | $ 76,000 |
| Pike County Pennsylvania | 167 | $ 33,875,000 | $ 202,000 | $ 107,000 |
| Wright County Minnesota | 148 | $ 41,920,000 | $ 283,000 | $ 99,000 |
| Scott County Minnesota | 134 | $ 35,630,000 | $ 265,000 | $ 110,000 |
| Seminole County Florida | 127 | $ 33,135,000 | $ 260,000 | $ 89,000 |
| Denver County Colorado | 99 | $ 25,915,000 | $ 261,000 | $ 78,000 |
| Polk County Florida | 94 | $ 20,330,000 | $ 216,000 | $ 76,000 |
| Susquehanna County Pennsylvania | 90 | $ 15,940,000 | $ 177,000 | $ 82,000 |
| Sherburne County Minnesota | 87 | $ 22,945,000 | $ 263,000 | $ 99,000 |
| Ada County Idaho | 81 | $ 26,075,000 | $ 321,000 | $ 123,000 |
| Volusia County Florida | 78 | $ 17,800,000 | $ 228,000 | $ 72,000 |
| Los Angeles County California | 76 | $ 32,620,000 | $ 429,000 | $ 110,000 |
| Carver County Minnesota | 76 | $ 22,040,000 | $ 290,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 70 | $ 15,490,000 | $ 221,000 | $ 74,000 |
| St. Louis County Minnesota | 66 | $ 11,180,000 | $ 169,000 | $ 78,000 |
| Duval County Florida | 64 | $ 11,890,000 | $ 185,000 | $ 68,000 |
| Adams County Colorado | 61 | $ 17,515,000 | $ 287,000 | $ 76,000 |
| Arapahoe County Colorado | 60 | $ 19,550,000 | $ 325,000 | $ 97,000 |
| Atlantic County New Jersey | 56 | $ 11,950,000 | $ 213,000 | $ 83,000 |
| Lake County Florida | 54 | $ 13,410,000 | $ 248,000 | $ 89,000 |
| Jefferson County Colorado | 53 | $ 19,365,000 | $ 365,000 | $ 112,000 |
| San Diego County California | 52 | $ 23,080,000 | $ 443,000 | $ 162,000 |
| Spotsylvania County Virginia | 52 | $ 13,840,000 | $ 266,000 | $ 86,000 |
| Canyon County Idaho | 51 | $ 16,005,000 | $ 313,000 | $ 82,000 |
| Clackamas County Oregon | 50 | $ 16,620,000 | $ 332,000 | $ 125,000 |
| Montgomery County Pennsylvania | 50 | $ 12,950,000 | $ 259,000 | $ 100,000 |
| Camden County New Jersey | 45 | $ 10,415,000 | $ 231,000 | $ 93,000 |
| Monroe County Pennsylvania | 43 | $ 10,705,000 | $ 248,000 | $ 142,000 |
| Chisago County Minnesota | 41 | $ 10,465,000 | $ 255,000 | $ 87,000 |
| Marion County Florida | 39 | $ 8,325,000 | $ 213,000 | $ 90,000 |
| Isanti County Minnesota | 39 | $ 7,975,000 | $ 204,000 | $ 72,000 |
| Lackawanna County Pennsylvania | 37 | $ 6,815,000 | $ 184,000 | $ 97,000 |
| Stearns County Minnesota | 36 | $ 6,480,000 | $ 180,000 | $ 66,000 |
| Marion County Oregon | 36 | $ 10,750,000 | $ 298,000 | $ 98,000 |
| Riverside County California | 32 | $ 12,010,000 | $ 375,000 | $ 130,000 |
| Burlington County New Jersey | 32 | $ 7,510,000 | $ 234,000 | $ 95,000 |
| Brevard County Florida | 31 | $ 8,315,000 | $ 268,000 | $ 77,000 |
| King George County Virginia | 29 | $ 8,585,000 | $ 296,000 | $ 92,000 |
| Douglas County Colorado | 27 | $ 10,995,000 | $ 407,000 | $ 143,000 |
| Polk County Oregon | 27 | $ 7,295,000 | $ 270,000 | $ 86,000 |
| St. Croix County Wisconsin | 23 | $ 6,695,000 | $ 291,000 | $ 107,000 |
| San Bernardino County California | 22 | $ 7,710,000 | $ 350,000 | $ 101,000 |
| Boulder County Colorado | 22 | $ 6,690,000 | $ 304,000 | $ 81,000 |
| McLeod County Minnesota | 22 | $ 3,530,000 | $ 160,000 | $ 68,000 |
| Stafford County Virginia | 22 | $ 7,740,000 | $ 351,000 | $ 109,000 |
| Weld County Colorado | 19 | $ 4,425,000 | $ 232,000 | $ 89,000 |
| Multnomah County Oregon | 19 | $ 7,545,000 | $ 397,000 | $ 148,000 |
| Rice County Minnesota | 18 | $ 4,480,000 | $ 248,000 | $ 86,000 |
| Ocean County New Jersey | 18 | $ 4,260,000 | $ 236,000 | $ 77,000 |
| Westmoreland County Virginia | 18 | $ 4,600,000 | $ 255,000 | $ 118,000 |
| Hillsborough County Florida | 17 | $ 4,895,000 | $ 287,000 | $ 122,000 |
| Crow Wing County Minnesota | 16 | $ 4,130,000 | $ 258,000 | $ 185,000 |
| Gloucester County New Jersey | 16 | $ 4,330,000 | $ 270,000 | $ 94,000 |
| Sarasota County Florida | 15 | $ 3,405,000 | $ 227,000 | $ 100,000 |
| Pine County Minnesota | 13 | $ 2,475,000 | $ 190,000 | $ 100,000 |
| Washington County Oregon | 13 | $ 4,575,000 | $ 351,000 | $ 138,000 |
| Palm Beach County Florida | 12 | $ 4,210,000 | $ 350,000 | $ 160,000 |
| Caroline County Virginia | 12 | $ 3,070,000 | $ 255,000 | $ 103,000 |
| Miami-Dade County Florida | 11 | $ 1,905,000 | $ 173,000 | $ 77,000 |
| Pasco County Florida | 11 | $ 1,775,000 | $ 161,000 | $ 61,000 |
| Aitkin County Minnesota | 11 | $ 2,025,000 | $ 184,000 | $ 121,000 |
| Benton County Minnesota | 11 | $ 1,895,000 | $ 172,000 | $ 73,000 |
| Delaware County Pennsylvania | 11 | $ 2,165,000 | $ 196,000 | $ 79,000 |
| Orange County California | 10 | $ 5,730,000 | $ 573,000 | $ 131,000 |
| Sumter County Florida | 10 | $ 1,830,000 | $ 183,000 | $ 64,000 |
| Mille Lacs County Minnesota | 10 | $ 2,420,000 | $ 242,000 | $ 77,000 |
| Olmsted County Minnesota | 10 | $ 2,490,000 | $ 249,000 | $ 131,000 |
| Cumberland County New Jersey | 10 | $ 1,910,000 | $ 191,000 | $ 56,000 |
| Lincoln County Oregon | 10 | $ 4,090,000 | $ 409,000 | $ 226,000 |
| Benton County Washington | 10 | $ 2,720,000 | $ 272,000 | $ 55,000 |
| Broward County Florida | 9 | $ 1,745,000 | $ 193,000 | $ 641,000 |
| Clay County Florida | 9 | $ 2,295,000 | $ 255,000 | $ 76,000 |
| Pinellas County Florida | 9 | $ 1,775,000 | $ 197,000 | $ 76,000 |
| Carlton County Minnesota | 9 | $ 1,285,000 | $ 142,000 | $ 69,000 |
| Lake County Minnesota | 9 | $ 1,425,000 | $ 158,000 | $ 153,000 |
| Meeker County Minnesota | 9 | $ 2,265,000 | $ 251,000 | $ 94,000 |
| Orange County Virginia | 9 | $ 2,665,000 | $ 296,000 | $ 98,000 |
| Polk County Wisconsin | 9 | $ 2,685,000 | $ 298,000 | $ 97,000 |
| Manatee County Florida | 8 | $ 2,650,000 | $ 331,000 | $ 235,000 |
| Cass County Minnesota | 8 | $ 1,610,000 | $ 201,000 | $ 218,000 |
| Wyoming County Pennsylvania | 8 | $ 1,680,000 | $ 210,000 | $ 100,000 |
| Douglas County Wisconsin | 8 | $ 1,260,000 | $ 157,000 | $ 71,000 |
| Pierce County Wisconsin | 8 | $ 2,120,000 | $ 265,000 | $ 117,000 |
| Broomfield County Colorado | 7 | $ 2,425,000 | $ 346,000 | $ 126,000 |
| Larimer County Colorado | 7 | $ 2,855,000 | $ 407,000 | $ 98,000 |
| St. Johns County Florida | 7 | $ 1,755,000 | $ 250,000 | $ 69,000 |
| St. Lucie County Florida | 7 | $ 1,625,000 | $ 232,000 | $ 90,000 |
| Le Sueur County Minnesota | 7 | $ 1,815,000 | $ 259,000 | $ 73,000 |
| Steele County Minnesota | 7 | $ 1,765,000 | $ 252,000 | $ 84,000 |
| Prince William County Virginia | 7 | $ 2,845,000 | $ 406,000 | $ 130,000 |
| Burnett County Wisconsin | 7 | $ 1,535,000 | $ 219,000 | $ 127,000 |
| El Paso County Colorado | 6 | $ 1,450,000 | $ 241,000 | $ 108,000 |
| Charlotte County Florida | 6 | $ 1,480,000 | $ 246,000 | $ 107,000 |
| Goodhue County Minnesota | 6 | $ 1,070,000 | $ 178,000 | $ 77,000 |
| Sibley County Minnesota | 6 | $ 1,110,000 | $ 185,000 | $ 80,000 |
| Bergen County New Jersey | 6 | $ 3,260,000 | $ 543,000 | $ 329,000 |
| Cape May County New Jersey | 6 | $ 1,700,000 | $ 283,000 | $ 202,000 |
| Linn County Oregon | 6 | $ 1,720,000 | $ 286,000 | $ 89,000 |
| Berks County Pennsylvania | 6 | $ 1,130,000 | $ 188,000 | $ 61,000 |
| Fredericksburg County Virginia | 6 | $ 1,700,000 | $ 283,000 | $ 107,000 |
| Franklin County Washington | 6 | $ 1,500,000 | $ 250,000 | $ 66,000 |
| Grand County Colorado | 5 | $ 1,235,000 | $ 247,000 | $ 91,000 |
| Citrus County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 68,000 |
| Flagler County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 94,000 |
| Leon County Florida | 5 | $ 725,000 | $ 145,000 | $ 63,000 |
| Owyhee County Idaho | 5 | $ 1,385,000 | $ 277,000 | $ 104,000 |
| Cook County Minnesota | 5 | $ 1,585,000 | $ 317,000 | $ 201,000 |
| Douglas County Minnesota | 5 | $ 1,295,000 | $ 259,000 | $ 115,000 |
| Kanabec County Minnesota | 5 | $ 775,000 | $ 155,000 | $ 48,000 |
| Morrison County Minnesota | 5 | $ 1,225,000 | $ 245,000 | $ 124,000 |
| Otter Tail County Minnesota | 5 | $ 945,000 | $ 189,000 | $ 57,000 |
| Todd County Minnesota | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Mercer County New Jersey | 5 | $ 1,365,000 | $ 273,000 | $ 109,000 |
| Monmouth County New Jersey | 5 | $ 2,025,000 | $ 405,000 | $ 138,000 |
| Luzerne County Pennsylvania | 5 | $ 865,000 | $ 173,000 | $ 96,000 |
| Travis County Texas | 5 | $ 1,655,000 | $ 331,000 | $ 177,000 |
| Park County Colorado | 4 | $ 1,120,000 | $ 280,000 | $ 129,000 |
| Indian River County Florida | 4 | $ 630,000 | $ 157,000 | $ 88,000 |
| Putnam County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 163,000 |
| Itasca County Minnesota | 4 | $ 740,000 | $ 185,000 | $ 62,000 |
| Salem County New Jersey | 4 | $ 1,090,000 | $ 272,000 | $ 79,000 |
| Sussex County New Jersey | 4 | $ 1,490,000 | $ 372,000 | $ 120,000 |
| Carbon County Pennsylvania | 4 | $ 560,000 | $ 140,000 | $ 65,000 |
| Northampton County Pennsylvania | 4 | $ 1,090,000 | $ 272,000 | $ 104,000 |
| Grant County South Dakota | 4 | $ 750,000 | $ 187,000 | $ 81,000 |
| Tarrant County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 65,000 |
| Harrisonburg County Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 68,000 |
| Yakima County Washington | 4 | $ 920,000 | $ 230,000 | $ 66,000 |
| Dane County Wisconsin | 4 | $ 1,680,000 | $ 420,000 | $ 143,000 |
| Sheboygan County Wisconsin | 4 | $ 1,300,000 | $ 325,000 | $ 466,000 |
| Laramie County Wyoming | 4 | $ 1,410,000 | $ 352,000 | $ 158,000 |
| Pueblo County Colorado | 3 | $ 895,000 | $ 298,000 | $ 49,000 |
| Alachua County Florida | 3 | $ 815,000 | $ 271,000 | $ 189,000 |
| Escambia County Florida | 3 | $ 735,000 | $ 245,000 | $ 72,000 |
| Highlands County Florida | 3 | $ 635,000 | $ 211,000 | $ 226,000 |
| Levy County Florida | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Santa Rosa County Florida | 3 | $ 1,555,000 | $ 518,000 | $ 284,000 |
| Gem County Idaho | 3 | $ 975,000 | $ 325,000 | $ 60,000 |
| Valley County Idaho | 3 | $ 1,115,000 | $ 371,000 | $ 264,000 |
| Hubbard County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 80,000 |
| Kandiyohi County Minnesota | 3 | $ 265,000 | $ 88,000 | $ 139,000 |
| Hunterdon County New Jersey | 3 | $ 1,215,000 | $ 405,000 | $ 107,000 |
| Coos County Oregon | 3 | $ 1,105,000 | $ 368,000 | $ 100,000 |
| Chester County Pennsylvania | 3 | $ 1,055,000 | $ 351,000 | $ 108,000 |
| Lancaster County Pennsylvania | 3 | $ 385,000 | $ 128,000 | $ 63,000 |
| Lebanon County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 160,000 |
| Lehigh County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 194,000 |
| Harris County Texas | 3 | $ 705,000 | $ 235,000 | $ 164,000 |
| Fairfax County Virginia | 3 | $ 885,000 | $ 295,000 | $ 172,000 |
| Waukesha County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 91,000 |
| Sacramento County California | 2 | $ 790,000 | $ 395,000 | $ 115,000 |
| San Luis Obispo County California | 2 | $ 950,000 | $ 475,000 | $ 174,000 |
| Santa Clara County California | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
| Tulare County California | 2 | $ 440,000 | $ 220,000 | $ 45,000 |
| Gilpin County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 143,000 |
| Mesa County Colorado | 2 | $ 630,000 | $ 315,000 | $ 78,000 |
| Bradford County Florida | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Franklin County Florida | 2 | $ 750,000 | $ 375,000 | $ 198,000 |
| Hernando County Florida | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Bannock County Idaho | 2 | $ 410,000 | $ 205,000 | $ 715,000 |
| Elmore County Idaho | 2 | $ 510,000 | $ 255,000 | $ 46,000 |
| Payette County Idaho | 2 | $ 800,000 | $ 400,000 | $ 65,000 |
| Dodge County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 122,000 |
| Nicollet County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Pope County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 177,000 |
| Renville County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Watonwan County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Essex County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Middlesex County New Jersey | 2 | $ 820,000 | $ 410,000 | $ 274,000 |
| Somerset County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| Deschutes County Oregon | 2 | $ 700,000 | $ 350,000 | $ 177,000 |
| Yamhill County Oregon | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Bedford County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Bradford County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Brown County South Dakota | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| Codington County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Comal County Texas | 2 | $ 740,000 | $ 370,000 | $ 107,000 |
| Fort Bend County Texas | 2 | $ 900,000 | $ 450,000 | $ 193,000 |
| Essex County Virginia | 2 | $ 560,000 | $ 280,000 | $ 105,000 |
| Rockingham County Virginia | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
| Staunton County Virginia | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| King County Washington | 2 | $ 1,390,000 | $ 695,000 | $ 141,000 |
| Snohomish County Washington | 2 | $ 850,000 | $ 425,000 | $ 997,000 |
| Walla Walla County Washington | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Barron County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Bayfield County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Eau Claire County Wisconsin | 2 | $ 1,330,000 | $ 665,000 | $ 778,000 |
| Milwaukee County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Sauk County Wisconsin | 2 | $ 720,000 | $ 360,000 | $ 126,000 |
| Fresno County California | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Kern County California | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| San Francisco County California | 1 | $ 465,000 | $ 465,000 | $ 218,000 |
| San Mateo County California | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Sonoma County California | 1 | $ 745,000 | $ 745,000 | $ 140,000 |
| Ventura County California | 1 | $ 615,000 | $ 615,000 | $ 113,000 |
| Yuba County California | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Elbert County Colorado | 1 | $ 445,000 | $ 445,000 | $ 129,000 |
| Lake County Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Morgan County Colorado | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Routt County Colorado | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Teller County Colorado | 1 | $ 415,000 | $ 415,000 | $ 76,000 |
| Baker County Florida | 1 | $ 545,000 | $ 545,000 | $ 471,000 |
| Columbia County Florida | 1 | $ 485,000 | $ 485,000 | $ 78,000 |
| Gadsden County Florida | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Hendry County Florida | 1 | $ 515,000 | $ 515,000 | $ 206,000 |
| Jefferson County Florida | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Lafayette County Florida | 1 | $ 325,000 | $ 325,000 | $ 45,000 |
| Nassau County Florida | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 285,000 | $ 285,000 | $ 184,000 |
| Washington County Florida | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Boise County Idaho | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Idaho County Idaho | 1 | $ 195,000 | $ 195,000 | $ 465,000 |
| Kootenai County Idaho | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Twin Falls County Idaho | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Beltrami County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Freeborn County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 350,000 |
| Koochiching County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Pennington County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Roseau County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Stevens County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Swift County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Traverse County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Wabasha County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Waseca County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Winona County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 169,000 |
| Yellow Medicine County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Hudson County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Morris County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Passaic County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Warren County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Baker County Oregon | 1 | $ 485,000 | $ 485,000 | $ 92,000 |
| Benton County Oregon | 1 | $ 395,000 | $ 395,000 | $ 85,000 |
| Columbia County Oregon | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Crook County Oregon | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Curry County Oregon | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Jackson County Oregon | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Klamath County Oregon | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Lane County Oregon | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Malheur County Oregon | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Tillamook County Oregon | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Umatilla County Oregon | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Wasco County Oregon | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Butler County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Dauphin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Erie County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Fayette County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Washington County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 223,000 |
| Brookings County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Roberts County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Bexar County Texas | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Collin County Texas | 1 | $ 195,000 | $ 195,000 | $ 434,000 |
| Denton County Texas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| El Paso County Texas | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Guadalupe County Texas | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Hood County Texas | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Hunt County Texas | 1 | $ 185,000 | $ 185,000 | $ 434,000 |
| Johnson County Texas | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Montgomery County Texas | 1 | $ 235,000 | $ 235,000 | $ 219,000 |
| Rockwall County Texas | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Williamson County Texas | 1 | $ 495,000 | $ 495,000 | $ 142,000 |
| Carbon County Utah | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Salt Lake County Utah | 1 | $ 525,000 | $ 525,000 | $ 104,000 |
| Washington County Utah | 1 | $ 505,000 | $ 505,000 | $ 370,000 |
| Amelia County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Arlington County Virginia | 1 | $ 655,000 | $ 655,000 | $ 249,000 |
| Augusta County Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Chesapeake County Virginia | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| Chesterfield County Virginia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Culpeper County Virginia | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Falls Church County Virginia | 1 | $ 805,000 | $ 805,000 | $ 358,000 |
| Hanover County Virginia | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Henrico County Virginia | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Hopewell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Lancaster County Virginia | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Loudoun County Virginia | 1 | $ 545,000 | $ 545,000 | $ 308,000 |
| Mathews County Virginia | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Russell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| Shenandoah County Virginia | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Waynesboro County Virginia | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Clark County Washington | 1 | $ 545,000 | $ 545,000 | $ 109,000 |
| San Juan County Washington | 1 | $ 525,000 | $ 525,000 | $ 70,000 |
| Crawford County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Door County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 335,000 |
| Iowa County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Kenosha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| La Crosse County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Racine County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Rock County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Sawyer County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 243,000 |
| Vilas County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 261,000 |
| Washburn County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 284,000 |
| Washington County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Waushara County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Summit Mortgage Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,998 | $1,316,490,000 | $263,000 | $1,245,000 | $108,000 | $5,016,000 |
| Refinancing | 1,662 | $435,960,000 | $262,000 | $1,355,000 | $111,000 | $1,250,000 |
| Cash-out Refinancing | 1,143 | $307,075,000 | $268,000 | $1,015,000 | $113,000 | $1,903,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,381 | $1,440,695,000 | $267,000 | $1,355,000 | $118,000 | $5,016,000 |
| Hispanic | 859 | $216,665,000 | $252,000 | $925,000 | $80,000 | $358,000 |
| Not Provided | 788 | $205,450,000 | $260,000 | $1,245,000 | $99,000 | $1,250,000 |
| Black or African American | 437 | $106,745,000 | $244,000 | $945,000 | $82,000 | $438,000 |
| Asian | 275 | $73,155,000 | $266,000 | $595,000 | $108,000 | $600,000 |
| American Indian or Alaskan Native | 36 | $9,570,000 | $265,000 | $545,000 | $86,000 | $213,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,615,000 | $201,000 | $575,000 | $72,000 | $118,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,291 | $1,652,215,000 | $262,000 | $1,355,000 | $118,000 | $5,016,000 |
| FHA-insured (Federal Housing Administration) | 1,043 | $266,795,000 | $255,000 | $785,000 | $72,000 | $315,000 |
| VA-guaranteed (Veterans Administration) | 310 | $106,860,000 | $344,000 | $1,045,000 | $98,000 | $1,903,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 159 | $33,655,000 | $211,000 | $375,000 | $62,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,793 | $1,527,445,000 | $263,000 | $1,165,000 | $111,000 | $4,243,000 |
| Application Withdrawn By Applicant | 1,217 | $325,815,000 | $267,000 | $1,355,000 | $119,000 | $5,016,000 |
| Application Denied By Financial Institution | 362 | $87,920,000 | $242,000 | $995,000 | $75,000 | $1,049,000 |
| File Closed For Incompleteness | 358 | $98,770,000 | $275,000 | $995,000 | $100,000 | $753,000 |
| Application Approved But Not Accepted | 62 | $16,630,000 | $268,000 | $745,000 | $99,000 | $313,000 |
| Preapproval Approved but not Accepted | 11 | $2,945,000 | $267,000 | $425,000 | $79,000 | $155,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,441 | $1,971,605,000 | $264,000 | $1,355,000 | $111,000 | $5,016,000 |
| Debt-To-Income Ratio | 153 | $38,385,000 | $250,000 | $995,000 | $47,000 | $175,000 |
| Credit History | 102 | $23,680,000 | $232,000 | $575,000 | $102,000 | $1,049,000 |
| Collateral | 46 | $10,870,000 | $236,000 | $965,000 | $101,000 | $587,000 |
| Other | 31 | $7,175,000 | $231,000 | $785,000 | $68,000 | $230,000 |
| Unverifiable Information | 12 | $3,570,000 | $297,000 | $965,000 | $117,000 | $753,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,240,000 | $224,000 | $485,000 | $94,000 | $250,000 |
| Employment History | 8 | $2,000,000 | $250,000 | $545,000 | $85,000 | $300,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Mortgage Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.