Suntrust Banks, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Suntrust Banks, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,408 |
| Total Mortgage Loan Application Amount | $5,128,006,000 |
| Average Mortgage Loan Application Amount | $244,666 |
| Highest Mortgage Loan Application Amount | $23,402,000 |
| Average Applicant Income | $149,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Suntrust Banks, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Banks, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Suntrust Banks, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Banks, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Banks, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Banks, Inc.'s mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,946 | $ 434,057,000 | $ 223,000 | $ 140,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,725 | $ 444,796,000 | $ 267,500 | $ 165,750 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 801 | $ 202,760,000 | $ 253,000 | $ 131,000 |
| BALTIMORE-TOWSON, MD | 701 | $ 182,657,000 | $ 260,000 | $ 134,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 611 | $ 237,328,000 | $ 407,000 | $ 192,500 |
| RICHMOND, VA | 565 | $ 107,750,000 | $ 190,000 | $ 107,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 513 | $ 185,039,000 | $ 360,000 | $ 194,000 |
| ORLANDO-KISSIMMEE, FL | 501 | $ 89,562,000 | $ 178,000 | $ 124,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 482 | $ 93,930,000 | $ 194,000 | $ 132,000 |
| RALEIGH-CARY, NC | 447 | $ 107,164,000 | $ 239,000 | $ 111,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 426 | $ 89,638,000 | $ 425,500 | $ 251,500 |
| MEMPHIS, TN-MS-AR | 381 | $ 38,440,000 | $ 59,333 | $ 72,000 |
| DURHAM-CHAPEL HILL, NC | 365 | $ 87,077,000 | $ 238,000 | $ 121,000 |
| KNOXVILLE, TN | 333 | $ 71,064,000 | $ 213,000 | $ 132,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 254 | $ 65,748,000 | $ 258,000 | $ 256,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 228 | $ 153,788,000 | $ 674,000 | $ 374,000 |
| WINSTON-SALEM, NC | 205 | $ 26,917,000 | $ 131,000 | $ 100,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 201 | $ 78,262,000 | $ 389,000 | $ 236,000 |
| JACKSONVILLE, FL | 189 | $ 49,503,000 | $ 261,000 | $ 151,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 187 | $ 39,889,000 | $ 213,000 | $ 166,000 |
| LAKELAND-WINTER HAVEN, FL | 187 | $ 9,824,000 | $ 52,000 | $ 54,000 |
| CHATTANOOGA, TN-GA | 182 | $ 21,553,000 | $ 80,500 | $ 68,500 |
| GREENSBORO-HIGH POINT, NC | 171 | $ 39,313,000 | $ 229,000 | $ 113,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 165 | $ 83,307,000 | $ 504,000 | $ 277,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 163 | $ 25,755,000 | $ 158,000 | $ 88,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 152 | $ 14,133,000 | $ 92,000 | $ 74,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 146 | $ 70,625,000 | $ 483,000 | $ 264,000 |
| SAVANNAH, GA | 146 | $ 41,423,000 | $ 283,000 | $ 173,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 139 | $ 63,857,000 | $ 459,000 | $ 187,000 |
| ROANOKE, VA | 138 | $ 20,478,000 | $ 148,000 | $ 98,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 137 | $ 10,243,000 | $ 74,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 123 | $ 50,463,000 | $ 286,500 | $ 154,500 |
| DALLAS-PLANO-IRVING, TX | 121 | $ 63,090,000 | $ 521,000 | $ 295,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 120 | $ 27,802,000 | $ 183,000 | $ 90,000 |
| BRADENTON-SARASOTA-VENICE, FL | 116 | $ 34,202,000 | $ 294,000 | $ 221,000 |
| GAINESVILLE, GA | 112 | $ 18,145,000 | $ 162,000 | $ 91,000 |
| WILMINGTON, NC | 111 | $ 36,719,000 | $ 330,000 | $ 175,000 |
| CHARLOTTESVILLE, VA | 108 | $ 36,792,000 | $ 340,000 | $ 133,000 |
| KANSAS CITY, MO-KS | 104 | $ 32,275,000 | $ 308,000 | $ 168,000 |
| COLUMBUS, GA-AL | 93 | $ 10,348,000 | $ 98,500 | $ 135,000 |
| ASHEVILLE, NC | 87 | $ 21,447,000 | $ 246,000 | $ 142,000 |
| AUSTIN-ROUND ROCK, TX | 85 | $ 35,555,000 | $ 418,000 | $ 213,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 82 | $ 71,939,000 | $ 877,000 | $ 270,000 |
| CAPE CORAL-FORT MYERS, FL | 74 | $ 26,494,000 | $ 358,000 | $ 239,000 |
| MACON, GA | 73 | $ 12,719,000 | $ 174,000 | $ 221,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 72 | $ 20,832,000 | $ 560,500 | $ 189,500 |
| SPARTANBURG, SC | 71 | $ 6,733,000 | $ 94,000 | $ 67,000 |
| OCALA, FL | 70 | $ 2,095,000 | $ 29,000 | $ 43,000 |
| ALBANY, GA | 64 | $ 2,626,000 | $ 41,000 | $ 67,000 |
| BURLINGTON, NC | 61 | $ 4,958,000 | $ 81,000 | $ 88,000 |
| PORT ST. LUCIE, FL | 61 | $ 5,429,000 | $ 89,000 | $ 94,000 |
| BRUNSWICK, GA | 59 | $ 28,899,000 | $ 489,000 | $ 272,000 |
| ANDERSON, SC | 58 | $ 4,246,000 | $ 73,000 | $ 96,000 |
| BIRMINGHAM-HOOVER, AL | 58 | $ 16,389,000 | $ 282,000 | $ 173,000 |
| COLUMBIA, SC | 57 | $ 17,733,000 | $ 311,000 | $ 131,000 |
| LYNCHBURG, VA | 56 | $ 9,030,000 | $ 161,000 | $ 83,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 56 | $ 10,067,000 | $ 179,000 | $ 130,000 |
| GAINESVILLE, FL | 55 | $ 10,305,000 | $ 187,000 | $ 150,000 |
| DENVER-AURORA-BROOMFIELD, CO | 54 | $ 22,875,000 | $ 423,000 | $ 232,000 |
| NAPLES-MARCO ISLAND, FL | 54 | $ 28,317,000 | $ 524,000 | $ 325,000 |
| PHILADELPHIA, PA | 54 | $ 23,916,000 | $ 442,000 | $ 213,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 52 | $ 22,395,000 | $ 430,000 | $ 192,000 |
| PALM COAST, FL | 51 | $ 9,193,000 | $ 180,000 | $ 103,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 50 | $ 43,808,000 | $ 876,000 | $ 343,000 |
| MORRISTOWN, TN | 48 | $ 3,903,000 | $ 81,000 | $ 62,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 48 | $ 18,608,000 | $ 357,000 | $ 179,000 |
| BOSTON-QUINCY, MA | 47 | $ 20,122,000 | $ 428,000 | $ 212,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 47 | $ 42,401,000 | $ 902,000 | $ 482,000 |
| SAN ANTONIO, TX | 47 | $ 18,478,000 | $ 393,000 | $ 181,000 |
| HICKORY-LENOIR-MORGANTON, NC | 46 | $ 8,787,000 | $ 191,000 | $ 196,000 |
| ALBUQUERQUE, NM | 45 | $ 16,757,000 | $ 372,000 | $ 187,000 |
| ROME, GA | 45 | $ 3,034,000 | $ 67,000 | $ 67,000 |
| ATHENS-CLARKE COUNTY, GA | 44 | $ 14,205,000 | $ 322,000 | $ 113,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 44 | $ 7,876,000 | $ 179,000 | $ 110,000 |
| TALLAHASSEE, FL | 42 | $ 4,307,000 | $ 102,000 | $ 100,000 |
| JOHNSON CITY, TN | 39 | $ 4,897,000 | $ 125,000 | $ 99,000 |
| EDISON-NEW BRUNSWICK, NJ | 38 | $ 17,650,000 | $ 464,000 | $ 281,000 |
| CHARLESTON, WV | 37 | $ 4,134,000 | $ 111,000 | $ 58,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 36 | $ 10,528,000 | $ 292,000 | $ 139,000 |
| PUNTA GORDA, FL | 35 | $ 7,286,000 | $ 208,000 | $ 126,000 |
| FORT WORTH-ARLINGTON, TX | 34 | $ 17,920,000 | $ 527,000 | $ 306,000 |
| HARRISONBURG, VA | 34 | $ 6,057,000 | $ 178,000 | $ 73,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 34 | $ 23,304,000 | $ 635,000 | $ 302,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 34 | $ 10,926,000 | $ 321,000 | $ 331,000 |
| OKLAHOMA CITY, OK | 33 | $ 9,575,000 | $ 290,000 | $ 162,000 |
| SIOUX FALLS, SD | 33 | $ 8,690,000 | $ 263,000 | $ 116,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 32 | $ 16,752,000 | $ 399,000 | $ 193,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 30 | $ 2,232,000 | $ 74,000 | $ 55,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 30 | $ 9,301,000 | $ 310,000 | $ 147,000 |
| NEWARK-UNION, NJ-PA | 30 | $ 11,641,000 | $ 388,000 | $ 163,000 |
| CLEVELAND, TN | 28 | $ 1,780,000 | $ 63,000 | $ 48,000 |
| FLORENCE-MUSCLE SHOALS, AL | 28 | $ 1,132,000 | $ 40,000 | $ 36,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 28 | $ 19,399,000 | $ 692,000 | $ 280,000 |
| SEBASTIAN-VERO BEACH, FL | 27 | $ 9,143,000 | $ 338,000 | $ 215,000 |
| WILMINGTON, DE-MD-NJ | 27 | $ 6,429,000 | $ 226,000 | $ 112,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 26 | $ 10,326,000 | $ 397,000 | $ 271,000 |
| WARNER ROBINS, GA | 25 | $ 2,021,000 | $ 80,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 24 | $ 4,079,000 | $ 169,000 | $ 110,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 24 | $ 18,990,000 | $ 791,000 | $ 313,000 |
| WINCHESTER, VA-WV | 24 | $ 3,054,000 | $ 127,000 | $ 101,000 |
| AUBURN-OPELIKA, AL | 23 | $ 10,476,000 | $ 455,000 | $ 134,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 22 | $ 19,378,000 | $ 880,000 | $ 293,000 |
| YORK-HANOVER, PA | 22 | $ 3,203,000 | $ 145,000 | $ 105,000 |
| BATON ROUGE, LA | 21 | $ 6,488,000 | $ 308,000 | $ 156,000 |
| PITTSBURGH, PA | 20 | $ 5,413,000 | $ 270,000 | $ 159,000 |
| WICHITA, KS | 20 | $ 4,745,000 | $ 237,000 | $ 150,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 3,224,000 | $ 165,500 | $ 92,000 |
| INDIANAPOLIS-CARMEL, IN | 18 | $ 6,463,000 | $ 359,000 | $ 226,000 |
| PEABODY, MA | 18 | $ 6,058,000 | $ 336,000 | $ 193,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 17 | $ 9,615,000 | $ 565,000 | $ 229,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 17 | $ 4,219,000 | $ 248,000 | $ 260,000 |
| DALTON, GA | 16 | $ 421,000 | $ 26,000 | $ 53,000 |
| DES MOINES-WEST DES MOINES, IA | 16 | $ 3,882,000 | $ 242,000 | $ 155,000 |
| FORT COLLINS-LOVELAND, CO | 16 | $ 4,890,000 | $ 305,000 | $ 122,000 |
| COLORADO SPRINGS, CO | 15 | $ 5,483,000 | $ 365,000 | $ 168,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 14 | $ 3,780,000 | $ 233,500 | $ 168,000 |
| LINCOLN, NE | 14 | $ 3,790,000 | $ 270,000 | $ 138,000 |
| NASSAU-SUFFOLK, NY | 14 | $ 7,853,000 | $ 560,000 | $ 267,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 13 | $ 9,360,000 | $ 720,000 | $ 572,000 |
| SALISBURY, MD | 13 | $ 1,768,000 | $ 136,000 | $ 66,000 |
| SANTA FE, NM | 13 | $ 6,785,000 | $ 521,000 | $ 320,000 |
| SPRINGFIELD, MO | 13 | $ 3,680,000 | $ 283,000 | $ 157,000 |
| TACOMA, WA | 13 | $ 3,282,000 | $ 252,000 | $ 129,000 |
| TULSA, OK | 13 | $ 3,961,000 | $ 304,000 | $ 382,000 |
| FAYETTEVILLE, NC | 12 | $ 1,488,000 | $ 124,000 | $ 97,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 12 | $ 3,072,000 | $ 256,000 | $ 149,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 3,027,000 | $ 275,000 | $ 139,000 |
| HUNTSVILLE, AL | 11 | $ 2,343,000 | $ 213,000 | $ 188,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 11 | $ 6,255,000 | $ 568,000 | $ 542,000 |
| GREENVILLE, NC | 10 | $ 1,908,000 | $ 190,000 | $ 95,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 10 | $ 3,264,000 | $ 326,000 | $ 148,000 |
| OLYMPIA, WA | 10 | $ 3,016,000 | $ 301,000 | $ 116,000 |
| BOULDER, CO | 9 | $ 4,599,000 | $ 511,000 | $ 213,000 |
| BUFFALO-NIAGARA FALLS, NY | 9 | $ 2,680,000 | $ 297,000 | $ 145,000 |
| FLORENCE, SC | 9 | $ 2,255,000 | $ 250,000 | $ 125,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 663,000 | $ 73,000 | $ 41,000 |
| SALT LAKE CITY, UT | 9 | $ 5,733,000 | $ 637,000 | $ 542,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 2,041,000 | $ 209,000 | $ 164,500 |
| BEND, OR | 8 | $ 2,969,000 | $ 371,000 | $ 194,000 |
| MADISON, WI | 8 | $ 1,893,000 | $ 236,000 | $ 112,000 |
| MONTGOMERY, AL | 8 | $ 2,397,000 | $ 299,000 | $ 116,000 |
| SPOKANE, WA | 8 | $ 2,540,000 | $ 317,000 | $ 174,000 |
| VALDOSTA, GA | 8 | $ 109,000 | $ 13,000 | $ 29,000 |
| WORCESTER, MA | 8 | $ 2,544,000 | $ 318,000 | $ 166,000 |
| APPLETON, WI | 7 | $ 1,528,000 | $ 218,000 | $ 130,000 |
| BARNSTABLE TOWN, MA | 7 | $ 5,062,000 | $ 723,000 | $ 566,000 |
| BOWLING GREEN, KY | 7 | $ 1,938,000 | $ 276,000 | $ 112,000 |
| CAMDEN, NJ | 7 | $ 2,586,000 | $ 369,000 | $ 173,000 |
| CLARKSVILLE, TN-KY | 7 | $ 1,030,000 | $ 87,000 | $ 71,000 |
| DANVILLE, VA | 7 | $ 2,222,000 | $ 317,000 | $ 588,000 |
| GREELEY, CO | 7 | $ 2,382,000 | $ 340,000 | $ 181,000 |
| HINESVILLE-FORT STEWART, GA | 7 | $ 411,000 | $ 58,000 | $ 58,000 |
| JACKSON, MS | 7 | $ 1,775,000 | $ 253,000 | $ 134,000 |
| JACKSONVILLE, NC | 7 | $ 1,635,000 | $ 233,000 | $ 465,000 |
| MANHATTAN, KS | 7 | $ 1,399,000 | $ 199,000 | $ 112,000 |
| MEDFORD, OR | 7 | $ 2,458,000 | $ 351,000 | $ 87,000 |
| MOBILE, AL | 7 | $ 1,498,000 | $ 214,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7 | $ 4,328,000 | $ 618,000 | $ 556,000 |
| CEDAR RAPIDS, IA | 6 | $ 1,802,000 | $ 300,000 | $ 253,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 2,025,000 | $ 337,000 | $ 259,000 |
| EUGENE-SPRINGFIELD, OR | 6 | $ 2,200,000 | $ 366,000 | $ 138,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,426,000 | $ 237,000 | $ 95,000 |
| JONESBORO, AR | 6 | $ 1,553,000 | $ 258,000 | $ 137,000 |
| ROCHESTER, NY | 6 | $ 2,202,000 | $ 367,000 | $ 233,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 6 | $ 3,567,000 | $ 594,000 | $ 306,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 1,751,000 | $ 350,000 | $ 184,000 |
| AMARILLO, TX | 5 | $ 1,185,000 | $ 237,000 | $ 153,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 727,000 | $ 154,500 | $ 84,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 1,832,000 | $ 366,000 | $ 158,000 |
| ERIE, PA | 5 | $ 1,333,000 | $ 266,000 | $ 107,000 |
| JOPLIN, MO | 5 | $ 1,011,000 | $ 202,000 | $ 114,000 |
| LAS CRUCES, NM | 5 | $ 1,423,000 | $ 284,000 | $ 68,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 2,530,000 | $ 506,000 | $ 398,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,140,000 | $ 428,000 | $ 252,000 |
| TUCSON, AZ | 5 | $ 2,186,000 | $ 437,000 | $ 124,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 770,000 | $ 192,000 | $ 206,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,357,000 | $ 339,000 | $ 81,000 |
| DOVER, DE | 4 | $ 1,039,000 | $ 259,000 | $ 114,000 |
| DUBUQUE, IA | 4 | $ 1,034,000 | $ 258,000 | $ 99,000 |
| FORT SMITH, AR-OK | 4 | $ 678,000 | $ 166,500 | $ 55,500 |
| IOWA CITY, IA | 4 | $ 788,000 | $ 197,000 | $ 92,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,647,000 | $ 411,000 | $ 204,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,096,000 | $ 274,000 | $ 187,000 |
| MISSOULA, MT | 4 | $ 917,000 | $ 229,000 | $ 396,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 4 | $ 143,000 | $ 62,000 | $ 79,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 1,210,000 | $ 240,000 | $ 303,000 |
| TRENTON-EWING, NJ | 4 | $ 809,000 | $ 202,000 | $ 122,000 |
| YAKIMA, WA | 4 | $ 1,123,000 | $ 280,000 | $ 87,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 713,000 | $ 237,000 | $ 134,000 |
| ANNISTON-OXFORD, AL | 3 | $ 450,000 | $ 150,000 | $ 82,000 |
| COLUMBUS, OH | 3 | $ 861,000 | $ 287,000 | $ 208,000 |
| CORPUS CHRISTI, TX | 3 | $ 907,000 | $ 302,000 | $ 180,000 |
| CUMBERLAND, MD-WV | 3 | $ 456,000 | $ 152,000 | $ 95,000 |
| DOTHAN, AL | 3 | $ 489,000 | $ 163,000 | $ 115,000 |
| GARY, IN | 3 | $ 1,042,000 | $ 347,000 | $ 308,000 |
| JACKSON, TN | 3 | $ 541,000 | $ 180,000 | $ 115,000 |
| LAFAYETTE, LA | 3 | $ 1,874,000 | $ 624,000 | $ 414,000 |
| LANCASTER, PA | 3 | $ 634,000 | $ 211,000 | $ 115,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 2,228,000 | $ 742,000 | $ 456,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 568,000 | $ 189,000 | $ 87,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 3,574,000 | $ 1,191,000 | $ 227,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 1,032,000 | $ 344,000 | $ 156,000 |
| PUEBLO, CO | 3 | $ 637,000 | $ 212,000 | $ 98,000 |
| RAPID CITY, SD | 3 | $ 481,000 | $ 160,000 | $ 69,000 |
| ROCKY MOUNT, NC | 3 | $ 24,000 | $ 8,000 | $ 29,000 |
| SALINAS, CA | 3 | $ 2,221,000 | $ 740,000 | $ 235,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 3,098,000 | $ 1,032,000 | $ 672,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 279,000 | $ 93,000 | $ 104,000 |
| SPRINGFIELD, MA | 3 | $ 1,035,000 | $ 345,000 | $ 162,000 |
| TOPEKA, KS | 3 | $ 557,000 | $ 185,000 | $ 107,000 |
| AKRON, OH | 2 | $ 679,000 | $ 339,000 | $ 133,000 |
| ALEXANDRIA, LA | 2 | $ 346,000 | $ 173,000 | $ 153,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 473,000 | $ 236,000 | $ 78,000 |
| BELLINGHAM, WA | 2 | $ 823,000 | $ 411,000 | $ 425,000 |
| CASPER, WY | 2 | $ 422,000 | $ 211,000 | $ 83,000 |
| CHEYENNE, WY | 2 | $ 346,000 | $ 173,000 | $ 66,000 |
| CORVALLIS, OR | 2 | $ 1,066,000 | $ 533,000 | $ 227,000 |
| DAYTON, OH | 2 | $ 304,000 | $ 152,000 | $ 117,000 |
| EL PASO, TX | 2 | $ 371,000 | $ 185,000 | $ 99,000 |
| ELIZABETHTOWN, KY | 2 | $ 516,000 | $ 258,000 | $ 101,000 |
| EVANSVILLE, IN-KY | 2 | $ 322,000 | $ 161,000 | $ 129,000 |
| FARMINGTON, NM | 2 | $ 392,000 | $ 196,000 | $ 59,000 |
| GOLDSBORO, NC | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 420,000 | $ 210,000 | $ 165,000 |
| GREEN BAY, WI | 2 | $ 389,000 | $ 194,000 | $ 264,000 |
| HATTIESBURG, MS | 2 | $ 30,000 | $ 15,000 | $ 76,000 |
| HOT SPRINGS, AR | 2 | $ 637,000 | $ 318,000 | $ 76,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 672,000 | $ 336,000 | $ 103,000 |
| JEFFERSON CITY, MO | 2 | $ 522,000 | $ 261,000 | $ 189,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 616,000 | $ 308,000 | $ 155,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 483,000 | $ 241,000 | $ 141,000 |
| LAWRENCE, KS | 2 | $ 592,000 | $ 296,000 | $ 201,000 |
| MODESTO, CA | 2 | $ 927,000 | $ 463,000 | $ 331,000 |
| OCEAN CITY, NJ | 2 | $ 797,000 | $ 398,000 | $ 254,000 |
| PRESCOTT, AZ | 2 | $ 1,097,000 | $ 548,000 | $ 157,000 |
| PROVO-OREM, UT | 2 | $ 1,200,000 | $ 600,000 | $ 162,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 1,077,000 | $ 538,000 | $ 290,000 |
| SALEM, OR | 2 | $ 546,000 | $ 273,000 | $ 86,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 904,000 | $ 452,000 | $ 170,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 481,000 | $ 240,000 | $ 83,000 |
| ST. CLOUD, MN | 2 | $ 497,000 | $ 248,000 | $ 95,000 |
| TUSCALOOSA, AL | 2 | $ 569,000 | $ 284,000 | $ 159,000 |
| WENATCHEE-EAST WENATCHEE, WA | 2 | $ 604,000 | $ 302,000 | $ 278,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 1,092,000 | $ 546,000 | $ 552,000 |
| ANN ARBOR, MI | 1 | $ 242,000 | $ 242,000 | $ 150,000 |
| BAKERSFIELD, CA | 1 | $ 46,000 | $ 46,000 | $ 66,000 |
| BINGHAMTON, NY | 1 | $ 475,000 | $ 475,000 | $ 300,000 |
| BISMARCK, ND | 1 | $ 490,000 | $ 490,000 | $ 359,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 630,000 | $ 630,000 | $ 801,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 216,000 | $ 216,000 | $ 88,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 422,000 | $ 422,000 | $ 400,000 |
| DECATUR, AL | 1 | $ 201,000 | $ 201,000 | $ 107,000 |
| FLAGSTAFF, AZ | 1 | $ 509,000 | $ 509,000 | $ 218,000 |
| FOND DU LAC, WI | 1 | $ 231,000 | $ 231,000 | $ 101,000 |
| FORT WAYNE, IN | 1 | $ 300,000 | $ 300,000 | $ 128,000 |
| GADSDEN, AL | 1 | $ 408,000 | $ 408,000 | $ 144,000 |
| GLENS FALLS, NY | 1 | $ 350,000 | $ 350,000 | $ 150,000 |
| GREAT FALLS, MT | 1 | $ 208,000 | $ 208,000 | $ 239,000 |
| HANFORD-CORCORAN, CA | 1 | $ 492,000 | $ 492,000 | $ 184,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 137,000 | $ 137,000 | $ 79,000 |
| LEBANON, PA | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| LONGVIEW, TX | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| LONGVIEW, WA | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| LUBBOCK, TX | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| MORGANTOWN, WV | 1 | $ 417,000 | $ 417,000 | $ 127,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 50,000 | $ 50,000 | $ 300,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 179,000 | $ 179,000 | $ 223,000 |
| PASCAGOULA, MS | 1 | $ 3,000 | $ 3,000 | $ 85,000 |
| RACINE, WI | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| READING, PA | 1 | $ 221,000 | $ 221,000 | $ 101,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 400,000 | $ 400,000 | $ 172,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| ST. GEORGE, UT | 1 | $ 959,000 | $ 959,000 | $ 1,452,000 |
| STATE COLLEGE, PA | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| STOCKTON, CA | 1 | $ 546,000 | $ 546,000 | $ 190,000 |
| SUMTER, SC | 1 | $ 3,000 | $ 3,000 | $ 16,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| TYLER, TX | 1 | $ 417,000 | $ 417,000 | $ 645,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 819,000 | $ 819,000 | $ 193,000 |
| VICTORIA, TX | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 978,000 | $ 978,000 | $ 474,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 248,000 | $ 248,000 | $ 96,000 |
| WAUSAU, WI | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| YUBA CITY, CA | 1 | $ 168,000 | $ 168,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,660 | $2,958,245,000 | $341,000 | $23,402,000 | $183,000 | $9,999,000 |
| Home Purchase | 5,513 | $2,105,457,000 | $381,000 | $6,100,000 | $206,000 | $9,999,000 |
| Home Improvement | 5,235 | $64,304,000 | $12,000 | $2,500,000 | $58,000 | $4,131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,977 | $4,825,293,000 | $402,000 | $23,402,000 | $208,000 | $9,999,000 |
| White | 4,153 | $215,313,000 | $51,000 | $4,950,000 | $82,000 | $8,994,000 |
| Black or African American | 1,634 | $29,955,000 | $18,000 | $550,000 | $51,000 | $4,131,000 |
| Not Provided | 822 | $32,982,000 | $40,000 | $1,020,000 | $80,000 | $1,300,000 |
| Hispanic | 611 | $15,776,000 | $25,000 | $400,000 | $52,000 | $969,000 |
| Asian | 123 | $4,796,000 | $38,000 | $300,000 | $72,000 | $510,000 |
| American Indian or Alaskan Native | 65 | $2,358,000 | $36,000 | $349,000 | $84,000 | $1,085,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $1,533,000 | $66,000 | $359,000 | $74,000 | $483,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,476 | $5,005,251,000 | $270,000 | $23,402,000 | $162,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 889 | $116,248,000 | $130,000 | $338,000 | $42,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 43 | $6,507,000 | $151,000 | $247,000 | $47,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 11,656 | $4,658,679,000 | $399,000 | $7,200,000 | $213,000 | $9,999,000 |
| Application Denied By Financial Institution | 4,936 | $106,698,000 | $21,000 | $4,034,000 | $56,000 | $4,131,000 |
| Loan Originated | 2,093 | $318,291,000 | $152,000 | $23,402,000 | $94,000 | $8,994,000 |
| Application Approved But Not Accepted | 704 | $39,404,000 | $55,000 | $1,673,000 | $88,000 | $1,243,000 |
| Application Withdrawn By Applicant | 18 | $4,402,000 | $244,000 | $1,425,000 | $178,000 | $690,000 |
| File Closed For Incompleteness | 1 | $532,000 | $532,000 | $532,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,321 | $47,329,000 | $14,000 | $3,675,000 | $52,000 | $4,131,000 |
| Debt-To-Income Ratio | 1,108 | $30,921,000 | $27,000 | $665,000 | $49,000 | $410,000 |
| Other | 198 | $15,243,000 | $76,000 | $4,034,000 | $97,000 | $1,560,000 |
| Collateral | 172 | $6,267,000 | $36,000 | $475,000 | $81,000 | $566,000 |
| Credit Application Incomplete | 62 | $3,562,000 | $57,000 | $500,000 | $60,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 54 | $2,726,000 | $50,000 | $250,000 | $154,000 | $1,685,000 |
| Unverifiable Information | 17 | $615,000 | $36,000 | $196,000 | $61,000 | $175,000 |
| Employment History | 4 | $35,000 | $8,000 | $25,000 | $71,000 | $202,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.