T2 Financial LLC Mortgage Lending & HMDA Data, 2023
In 2023, T2 Financial LLC of Westerville, OH reported 7,396 mortgage applications totaling $2.3 billion, down 18% from 2022. The average application was for $304,438, and applicants reported an average income of $128,754. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,149), Columbus, OH (506) and Chicago-Naperville, IL (370) (applications in parentheses).
| Mortgage Company & Address | T2 Financial LLC 480 Olde Worthington Rd Suite 300 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 7,396 |
| Total Mortgage Loan Application Amount | $2,251,630,000 |
| Average Mortgage Loan Application Amount | $304,438 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $128,754 |
| Highest Applicant Income | $5,837,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 1,149 | $ 349,785,000 | $ 304,425 | $ 127,000 |
| Outside any metro area | 700 | $ 174,150,000 | $ 248,785 | $ 108,600 |
| Columbus, OH | 506 | $ 140,220,000 | $ 277,114 | $ 114,000 |
| Chicago-Naperville, IL | 370 | $ 138,320,000 | $ 373,837 | $ 170,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 305 | $ 73,625,000 | $ 241,393 | $ 121,055 |
| Lubbock, TX | 270 | $ 62,660,000 | $ 232,074 | $ 121,000 |
| Cincinnati, OH-KY-IN | 201 | $ 50,365,000 | $ 250,572 | $ 103,686 |
| Allentown-Bethlehem-Easton, PA-NJ | 161 | $ 37,255,000 | $ 231,397 | $ 87,173 |
| Dallas-Plano-Irving, TX | 143 | $ 56,185,000 | $ 392,902 | $ 147,000 |
| New Orleans-Metairie, LA | 120 | $ 28,380,000 | $ 236,500 | $ 114,000 |
| San Angelo, TX | 111 | $ 25,215,000 | $ 227,162 | $ 100,000 |
| Charlotte-Concord-Gastonia, NC-SC | 109 | $ 31,955,000 | $ 293,165 | $ 123,009 |
| Raleigh, NC | 108 | $ 39,330,000 | $ 364,166 | $ 149,000 |
| Seattle-Bellevue-Everett, WA | 97 | $ 55,975,000 | $ 577,061 | $ 215,000 |
| Dayton-Springfield-Kettering, OH | 89 | $ 17,955,000 | $ 201,741 | $ 102,000 |
| Kansas City, MO-KS | 88 | $ 31,750,000 | $ 360,795 | $ 167,886 |
| Lewiston-Auburn, ME | 86 | $ 25,590,000 | $ 297,558 | $ 102,000 |
| Portland-South Portland, ME | 86 | $ 36,530,000 | $ 424,767 | $ 107,000 |
| Fort Worth-Arlington, TX | 73 | $ 29,805,000 | $ 408,287 | $ 162,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 72 | $ 33,280,000 | $ 462,222 | $ 198,013 |
| Palm Bay-Melbourne-Titusville, FL | 71 | $ 25,035,000 | $ 352,605 | $ 150,000 |
| Tacoma-Lakewood, WA | 71 | $ 33,875,000 | $ 477,112 | $ 136,000 |
| Tampa-St. Petersburg-Clearwater, FL | 71 | $ 24,185,000 | $ 340,633 | $ 146,000 |
| Worcester, MA-CT | 68 | $ 19,390,000 | $ 285,147 | $ 101,661 |
| Hagerstown-Martinsburg, MD-WV | 67 | $ 15,095,000 | $ 225,298 | $ 81,388 |
| Beaumont-Port Arthur, TX | 63 | $ 12,815,000 | $ 203,412 | $ 91,000 |
| Montgomery County-Bucks County-Chester County, PA | 60 | $ 24,110,000 | $ 401,833 | $ 196,000 |
| Cleveland-Elyria, OH | 55 | $ 9,315,000 | $ 169,363 | $ 109,000 |
| New Haven-Milford, CT | 55 | $ 17,665,000 | $ 321,181 | $ 112,000 |
| Baltimore-Columbia-Towson, MD | 54 | $ 15,570,000 | $ 288,333 | $ 112,000 |
| Austin-Round Rock, TX | 51 | $ 18,755,000 | $ 367,745 | $ 332,000 |
| Midland, TX | 50 | $ 15,950,000 | $ 319,000 | $ 139,000 |
| Durham-Chapel Hill, NC | 49 | $ 18,655,000 | $ 380,714 | $ 143,000 |
| Muskegon, MI | 49 | $ 10,235,000 | $ 208,877 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 49 | $ 22,905,000 | $ 467,448 | $ 179,000 |
| Olympia-Tumwater, WA | 47 | $ 22,255,000 | $ 473,510 | $ 133,000 |
| Hartford-West Hartford-East Hartford, CT | 45 | $ 14,875,000 | $ 330,555 | $ 125,000 |
| St. Louis, MO-IL | 42 | $ 17,000,000 | $ 404,761 | $ 157,047 |
| Atlanta-Sandy Springs-Roswell, GA | 41 | $ 14,095,000 | $ 343,780 | $ 114,000 |
| Colorado Springs, CO | 39 | $ 15,485,000 | $ 397,051 | $ 129,000 |
| Lake County-Kenosha County, IL-WI | 39 | $ 14,215,000 | $ 364,487 | $ 144,923 |
| Spokane-Spokane Valley, WA | 39 | $ 14,745,000 | $ 378,076 | $ 125,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 39 | $ 13,685,000 | $ 350,897 | $ 139,923 |
| Coeur D'Alene, ID | 38 | $ 15,270,000 | $ 401,842 | $ 120,000 |
| Milwaukee-Waukesha-West Allis, WI | 38 | $ 9,050,000 | $ 238,157 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 9,805,000 | $ 265,000 | $ 95,000 |
| Norwich-New London, CT | 37 | $ 11,645,000 | $ 314,729 | $ 115,000 |
| Louisville/Jefferson County, KY-IN | 36 | $ 9,310,000 | $ 258,611 | $ 118,333 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 34 | $ 13,350,000 | $ 392,647 | $ 161,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 12,335,000 | $ 373,787 | $ 161,000 |
| Lake Charles, LA | 33 | $ 6,365,000 | $ 192,878 | $ 110,000 |
| North Port-Sarasota-Bradenton, FL | 32 | $ 10,360,000 | $ 323,750 | $ 147,000 |
| Chambersburg-Waynesboro, PA | 30 | $ 6,030,000 | $ 201,000 | $ 71,000 |
| Longview, TX | 30 | $ 8,120,000 | $ 270,666 | $ 125,000 |
| Philadelphia, PA | 30 | $ 9,390,000 | $ 313,000 | $ 140,000 |
| Newark, NJ-PA | 28 | $ 14,850,000 | $ 530,357 | $ 266,000 |
| Springfield, OH | 26 | $ 5,440,000 | $ 209,230 | $ 87,000 |
| Odessa, TX | 25 | $ 5,825,000 | $ 233,000 | $ 109,000 |
| Beckley, WV | 23 | $ 3,315,000 | $ 144,130 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 21 | $ 13,245,000 | $ 630,714 | $ 212,000 |
| Winston-Salem, NC | 21 | $ 5,465,000 | $ 260,238 | $ 138,000 |
| Akron, OH | 20 | $ 3,530,000 | $ 176,500 | $ 67,000 |
| Charleston, WV | 20 | $ 2,910,000 | $ 145,500 | $ 72,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 5,850,000 | $ 292,500 | $ 190,000 |
| Fayetteville, NC | 18 | $ 3,930,000 | $ 218,333 | $ 153,000 |
| Greensboro-High Point, NC | 17 | $ 3,935,000 | $ 231,470 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 17 | $ 3,055,000 | $ 179,705 | $ 134,705 |
| Corpus Christi, TX | 15 | $ 5,345,000 | $ 356,333 | $ 224,000 |
| Port St. Lucie, FL | 15 | $ 5,525,000 | $ 368,333 | $ 117,000 |
| Providence-Warwick, RI-MA | 15 | $ 7,055,000 | $ 470,333 | $ 154,000 |
| San Antonio-New Braunfels, TX | 15 | $ 5,105,000 | $ 340,333 | $ 133,000 |
| Washington-Baltimore-Arlington, DC | 15 | $ 6,135,000 | $ 409,000 | $ 234,000 |
| Knoxville, TN | 13 | $ 3,705,000 | $ 285,000 | $ 109,000 |
| Burlington, NC | 12 | $ 3,330,000 | $ 277,500 | $ 113,000 |
| Clarksville, TN-KY | 12 | $ 2,780,000 | $ 231,666 | $ 85,000 |
| East Stroudsburg, PA | 12 | $ 2,840,000 | $ 236,666 | $ 87,000 |
| Elgin, IL | 12 | $ 3,630,000 | $ 302,500 | $ 125,000 |
| Elizabethtown-Fort Knox, KY | 12 | $ 3,200,000 | $ 266,666 | $ 87,000 |
| Jacksonville, FL | 12 | $ 4,260,000 | $ 355,000 | $ 165,000 |
| Killeen-Temple, TX | 12 | $ 2,660,000 | $ 221,666 | $ 97,000 |
| Bremerton-Silverdale, WA | 11 | $ 5,175,000 | $ 470,454 | $ 163,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 4,775,000 | $ 434,090 | $ 130,000 |
| Savannah, GA | 11 | $ 3,625,000 | $ 329,545 | $ 204,000 |
| Springfield, MA | 11 | $ 3,395,000 | $ 308,636 | $ 94,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 3,290,000 | $ 329,000 | $ 172,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 5,130,000 | $ 513,000 | $ 178,000 |
| Columbia, SC | 10 | $ 2,130,000 | $ 213,000 | $ 89,000 |
| Lancaster, PA | 10 | $ 2,280,000 | $ 228,000 | $ 89,000 |
| Toledo, OH | 10 | $ 740,000 | $ 74,000 | $ 297,000 |
| York-Hanover, PA | 10 | $ 2,510,000 | $ 251,000 | $ 88,000 |
| Bangor, ME | 9 | $ 2,115,000 | $ 235,000 | $ 68,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 2,135,000 | $ 237,222 | $ 165,000 |
| Memphis, TN-MS-AR | 9 | $ 2,625,000 | $ 291,666 | $ 123,777 |
| New York-Newark, NY | 9 | $ 3,935,000 | $ 437,222 | $ 200,000 |
| Canton-Massillon, OH | 8 | $ 2,650,000 | $ 331,250 | $ 94,000 |
| Casper, WY | 8 | $ 2,060,000 | $ 257,500 | $ 89,000 |
| College Station-Bryan, TX | 8 | $ 2,150,000 | $ 268,750 | $ 92,000 |
| Lakeland-Winter Haven, FL | 8 | $ 2,220,000 | $ 277,500 | $ 140,000 |
| Baton Rouge, LA | 7 | $ 1,165,000 | $ 166,428 | $ 91,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,665,000 | $ 380,714 | $ 146,000 |
| Punta Gorda, FL | 7 | $ 1,955,000 | $ 279,285 | $ 141,000 |
| Richmond, VA | 7 | $ 1,455,000 | $ 207,857 | $ 107,000 |
| Tyler, TX | 7 | $ 1,945,000 | $ 277,857 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,350,000 | $ 225,000 | $ 102,000 |
| Florence, SC | 6 | $ 960,000 | $ 160,000 | $ 55,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,070,000 | $ 178,333 | $ 104,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,390,000 | $ 231,666 | $ 95,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 2,820,000 | $ 470,000 | $ 166,000 |
| Reading, PA | 6 | $ 1,380,000 | $ 230,000 | $ 106,000 |
| Columbia, MO | 5 | $ 2,125,000 | $ 425,000 | $ 142,000 |
| Fort Collins, CO | 5 | $ 2,105,000 | $ 421,000 | $ 115,000 |
| Gainesville, GA | 5 | $ 1,285,000 | $ 257,000 | $ 88,000 |
| Gary, IN | 5 | $ 1,525,000 | $ 305,000 | $ 110,000 |
| New Bern, NC | 5 | $ 1,055,000 | $ 211,000 | $ 105,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 2,455,000 | $ 491,000 | $ 140,600 |
| Wilmington, NC | 5 | $ 2,535,000 | $ 507,000 | $ 329,000 |
| Asheville, NC | 4 | $ 1,020,000 | $ 255,000 | $ 80,000 |
| Boise City, ID | 4 | $ 1,050,000 | $ 262,500 | $ 82,000 |
| Charleston-North Charleston, SC | 4 | $ 1,150,000 | $ 287,500 | $ 155,000 |
| Charlottesville, VA | 4 | $ 1,280,000 | $ 320,000 | $ 126,000 |
| El Paso, TX | 4 | $ 880,000 | $ 220,000 | $ 63,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 870,000 | $ 217,500 | $ 234,000 |
| Jacksonville, NC | 4 | $ 1,210,000 | $ 302,500 | $ 107,000 |
| Lebanon, PA | 4 | $ 690,000 | $ 172,500 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 3,080,000 | $ 770,000 | $ 228,000 |
| Mansfield, OH | 4 | $ 500,000 | $ 125,000 | $ 76,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 770,000 | $ 192,500 | $ 140,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,480,000 | $ 370,000 | $ 110,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,330,000 | $ 332,500 | $ 175,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,210,000 | $ 302,500 | $ 115,000 |
| Racine, WI | 4 | $ 970,000 | $ 242,500 | $ 128,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,210,000 | $ 302,500 | $ 118,000 |
| Winchester, VA-WV | 4 | $ 1,060,000 | $ 265,000 | $ 80,750 |
| Yakima, WA | 4 | $ 2,030,000 | $ 507,500 | $ 151,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 950,000 | $ 237,500 | $ 127,000 |
| Amarillo, TX | 3 | $ 955,000 | $ 318,333 | $ 104,000 |
| Bellingham, WA | 3 | $ 1,525,000 | $ 508,333 | $ 164,000 |
| Camden, NJ | 3 | $ 795,000 | $ 265,000 | $ 97,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,245,000 | $ 415,000 | $ 156,000 |
| Hammond, LA | 3 | $ 715,000 | $ 238,333 | $ 128,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,525,000 | $ 508,333 | $ 444,000 |
| Niles-Benton Harbor, MI | 3 | $ 605,000 | $ 201,666 | $ 114,000 |
| Pittsburgh, PA | 3 | $ 545,000 | $ 181,666 | $ 77,000 |
| Rocky Mount, NC | 3 | $ 535,000 | $ 178,333 | $ 66,000 |
| Salisbury, MD-DE | 3 | $ 655,000 | $ 218,333 | $ 119,666 |
| Tulsa, OK | 3 | $ 625,000 | $ 208,333 | $ 147,000 |
| Waco, TX | 3 | $ 1,015,000 | $ 338,333 | $ 144,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 630,000 | $ 315,000 | $ 252,000 |
| Battle Creek, MI | 2 | $ 530,000 | $ 265,000 | $ 134,000 |
| Bloomsburg-Berwick, PA | 2 | $ 340,000 | $ 170,000 | $ 276,000 |
| Boulder, CO | 2 | $ 1,360,000 | $ 680,000 | $ 135,000 |
| Evansville, IN-KY | 2 | $ 190,000 | $ 95,000 | $ 117,000 |
| Fresno, CA | 2 | $ 660,000 | $ 330,000 | $ 125,000 |
| Gettysburg, PA | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Goldsboro, NC | 2 | $ 530,000 | $ 265,000 | $ 62,000 |
| Greeley, CO | 2 | $ 810,000 | $ 405,000 | $ 140,000 |
| Green Bay, WI | 2 | $ 630,000 | $ 315,000 | $ 155,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 800,000 | $ 400,000 | $ 150,000 |
| Homosassa Springs, FL | 2 | $ 370,000 | $ 185,000 | $ 105,000 |
| Houma-Thibodaux, LA | 2 | $ 340,000 | $ 170,000 | $ 116,000 |
| Janesville-Beloit, WI | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Kalamazoo-Portage, MI | 2 | $ 380,000 | $ 190,000 | $ 114,000 |
| Kennewick-Richland, WA | 2 | $ 750,000 | $ 375,000 | $ 93,000 |
| Lewiston, ID-WA | 2 | $ 540,000 | $ 270,000 | $ 90,000 |
| Longview, WA | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Madera, CA | 2 | $ 760,000 | $ 380,000 | $ 92,000 |
| Ocean City, NJ | 2 | $ 1,800,000 | $ 900,000 | $ 455,000 |
| Oklahoma City, OK | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 2,150,000 | $ 1,075,000 | $ 319,000 |
| Pueblo, CO | 2 | $ 730,000 | $ 365,000 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 950,000 | $ 475,000 | $ 225,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 780,000 | $ 390,000 | $ 136,000 |
| Sebastian-Vero Beach, FL | 2 | $ 960,000 | $ 480,000 | $ 358,000 |
| Texarkana, TX-AR | 2 | $ 1,030,000 | $ 515,000 | $ 173,000 |
| Tucson, AZ | 2 | $ 840,000 | $ 420,000 | $ 203,000 |
| Warner Robins, GA | 2 | $ 440,000 | $ 220,000 | $ 89,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 330,000 | $ 165,000 | $ 214,000 |
| Wausau, WI | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Wenatchee, WA | 2 | $ 860,000 | $ 430,000 | $ 217,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 1,425,000 | $ 1,425,000 | $ 800,000 |
| Ann Arbor, MI | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Billings, MT | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Boston, MA | 1 | $ 805,000 | $ 805,000 | $ 335,000 |
| Brunswick, GA | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| California-Lexington Park, MD | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Chattanooga, TN-GA | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Columbus, GA-AL | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Corvallis, OR | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Cumberland, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Des Moines-West Des Moines, IA | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Dover, DE | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Enid, OK | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Fond Du Lac, WI | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Jackson, TN | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Jonesboro, AR | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Kankakee, IL | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Lafayette, LA | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Lansing-East Lansing, MI | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 365,000 | $ 365,000 | $ 10,000 |
| Lawrence, KS | 1 | $ 295,000 | $ 295,000 | $ 406,000 |
| Lima, OH | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Macon-Bibb County, GA | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Madison, WI | 1 | $ 395,000 | $ 395,000 | $ 181,000 |
| Manhattan, KS | 1 | $ 285,000 | $ 285,000 | $ 278,000 |
| Mobile, AL | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Morgantown, WV | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 505,000 | $ 505,000 | $ 352,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 595,000 | $ 595,000 | $ 181,000 |
| Ocala, FL | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Parkersburg-Vienna, WV | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Redding, CA | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| San Diego-Carlsbad, CA | 1 | $ 1,425,000 | $ 1,425,000 | $ 556,000 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Sherman-Denison, TX | 1 | $ 425,000 | $ 425,000 | $ 94,000 |
| Staunton-Waynesboro, VA | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Sumter, SC | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| The Villages, FL | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for T2 Financial LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,899 | $2,121,355,000 | $307,000 | $3,005,000 | $127,000 | $2,533,000 |
| Cash-out Refinancing | 254 | $67,820,000 | $267,000 | $1,335,000 | $126,000 | $2,500,000 |
| Refinancing | 167 | $46,315,000 | $277,000 | $2,135,000 | $202,000 | $5,837,000 |
| Other Purpose | 49 | $11,095,000 | $226,000 | $675,000 | $159,000 | $681,000 |
| Home Improvement | 27 | $5,045,000 | $186,000 | $635,000 | $95,000 | $273,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,336 | $1,329,920,000 | $306,000 | $3,005,000 | $134,000 | $5,837,000 |
| Hispanic | 1,289 | $345,775,000 | $268,000 | $1,335,000 | $107,000 | $2,533,000 |
| Black or African American | 763 | $235,295,000 | $308,000 | $1,725,000 | $109,000 | $850,000 |
| Not Provided | 599 | $197,275,000 | $329,000 | $1,675,000 | $154,000 | $3,003,000 |
| Asian | 359 | $129,755,000 | $361,000 | $1,685,000 | $158,000 | $961,000 |
| American Indian or Alaskan Native | 37 | $9,825,000 | $265,000 | $1,275,000 | $113,000 | $499,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,785,000 | $291,000 | $645,000 | $142,000 | $426,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,662 | $1,464,470,000 | $314,000 | $3,005,000 | $149,000 | $5,837,000 |
| FHA-insured (Federal Housing Administration) | 2,084 | $553,140,000 | $265,000 | $845,000 | $90,000 | $412,000 |
| VA-guaranteed (Veterans Administration) | 541 | $211,505,000 | $390,000 | $1,815,000 | $121,000 | $1,698,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 109 | $22,515,000 | $206,000 | $375,000 | $75,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,378 | $1,622,840,000 | $301,000 | $1,885,000 | $127,000 | $2,502,000 |
| Application Approved But Not Accepted | 822 | $251,440,000 | $305,000 | $2,005,000 | $139,000 | $2,533,000 |
| Application Withdrawn By Applicant | 608 | $213,030,000 | $350,000 | $3,005,000 | $163,000 | $5,837,000 |
| Application Denied By Financial Institution | 570 | $159,320,000 | $279,000 | $1,675,000 | $103,000 | $3,003,000 |
| Preapproval Approved but not Accepted | 18 | $5,000,000 | $277,000 | $655,000 | $107,000 | $274,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,826 | $2,092,310,000 | $306,000 | $3,005,000 | $131,000 | $5,837,000 |
| Debt-To-Income Ratio | 239 | $70,805,000 | $296,000 | $1,425,000 | $82,000 | $671,000 |
| Other | 122 | $30,800,000 | $252,000 | $1,095,000 | $121,000 | $828,000 |
| Credit History | 73 | $17,975,000 | $246,000 | $605,000 | $96,000 | $406,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $14,755,000 | $289,000 | $925,000 | $103,000 | $317,000 |
| Unverifiable Information | 38 | $12,620,000 | $332,000 | $1,675,000 | $192,000 | $3,003,000 |
| Collateral | 27 | $5,935,000 | $219,000 | $485,000 | $104,000 | $248,000 |
| Employment History | 20 | $6,430,000 | $321,000 | $835,000 | $88,000 | $223,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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