T2 Financial LLC Mortgage Lending & HMDA Data, 2023

In 2023, T2 Financial LLC of Westerville, OH reported 7,396 mortgage applications totaling $2.3 billion, down 18% from 2022. The average application was for $304,438, and applicants reported an average income of $128,754. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,149), Columbus, OH (506) and Chicago-Naperville, IL (370) (applications in parentheses).

Mortgage Company & Address T2 Financial LLC
480 Olde Worthington Rd Suite 300
Westerville, OH 43082
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 7,396
Total Mortgage Loan Application Amount $2,251,630,000
Average Mortgage Loan Application Amount $304,438
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $128,754
Highest Applicant Income $5,837,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for T2 Financial LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 722 $ 209,890,000 $ 290,706 $ 122,000
Franklin, Ohio 328 $ 86,530,000 $ 263,810 $ 110,000
Cook, Illinois 310 $ 116,050,000 $ 374,354 $ 168,000
Horry, South Carolina 296 $ 71,520,000 $ 241,621 $ 122,000
Lubbock, Texas 263 $ 61,325,000 $ 233,174 $ 120,000
Montgomery, Texas 131 $ 46,075,000 $ 351,717 $ 142,000
Tom Green, Texas 110 $ 24,770,000 $ 225,181 $ 100,000
Fort Bend, Texas 102 $ 39,140,000 $ 383,725 $ 164,000
Androscoggin, Maine 86 $ 25,590,000 $ 297,558 $ 102,000
Wake, North Carolina 77 $ 30,355,000 $ 394,220 $ 157,000
Lehigh, Pennsylvania 74 $ 16,440,000 $ 222,162 $ 83,000
Brevard, Florida 71 $ 25,035,000 $ 352,605 $ 150,000
Pierce, Washington 71 $ 33,875,000 $ 477,112 $ 136,000
Montgomery, Ohio 69 $ 13,455,000 $ 195,000 $ 100,000
Galveston, Texas 68 $ 18,930,000 $ 278,382 $ 123,000
Windham, Connecticut 67 $ 19,185,000 $ 286,343 $ 102,000
King, Washington 66 $ 39,770,000 $ 602,575 $ 215,000
Northampton, Pennsylvania 61 $ 16,725,000 $ 274,180 $ 102,000
Cumberland, Maine 57 $ 24,635,000 $ 432,192 $ 108,000
New Haven, Connecticut 55 $ 17,665,000 $ 321,181 $ 112,000
Hamilton, Ohio 55 $ 12,055,000 $ 219,181 $ 103,000
Licking, Ohio 53 $ 13,745,000 $ 259,339 $ 95,000
Johnson, Kansas 52 $ 20,730,000 $ 398,653 $ 197,000
Muskegon, Michigan 49 $ 10,235,000 $ 208,877 $ 79,000
Midland, Texas 49 $ 15,675,000 $ 319,897 $ 140,000
Thurston, Washington 47 $ 22,255,000 $ 473,510 $ 133,000
Warren, Ohio 46 $ 13,740,000 $ 298,695 $ 109,000
Butler, Ohio 44 $ 10,620,000 $ 241,363 $ 89,000
Montgomery, Pennsylvania 43 $ 17,065,000 $ 396,860 $ 181,000
Jefferson, Louisiana 42 $ 9,850,000 $ 234,523 $ 106,000
Dallas, Texas 42 $ 13,720,000 $ 326,666 $ 119,000
Orleans, Louisiana 41 $ 9,055,000 $ 220,853 $ 125,000
Delaware, Ohio 41 $ 16,115,000 $ 393,048 $ 164,000
Fairfield, Ohio 41 $ 12,435,000 $ 303,292 $ 134,000
Brazoria, Texas 40 $ 12,010,000 $ 300,250 $ 132,000
Cuyahoga, Ohio 39 $ 6,165,000 $ 158,076 $ 109,000
Kootenai, Idaho 38 $ 15,270,000 $ 401,842 $ 120,000
Jefferson, Texas 38 $ 7,920,000 $ 208,421 $ 89,000
El Paso, Colorado 37 $ 14,725,000 $ 397,972 $ 128,000
New London, Connecticut 37 $ 11,645,000 $ 314,729 $ 115,000
Spokane, Washington 37 $ 14,375,000 $ 388,513 $ 128,000
Lake, Illinois 36 $ 13,510,000 $ 375,277 $ 148,000
Tarrant, Texas 36 $ 12,670,000 $ 351,944 $ 158,000
Liberty, Texas 35 $ 9,495,000 $ 271,285 $ 94,000
Palm Beach, Florida 34 $ 13,350,000 $ 392,647 $ 161,000
Collin, Texas 34 $ 14,540,000 $ 427,647 $ 163,000
Broward, Florida 33 $ 12,335,000 $ 373,787 $ 161,000
Hillsborough, Florida 32 $ 11,590,000 $ 362,187 $ 161,000
Calcasieu, Louisiana 32 $ 6,000,000 $ 187,500 $ 110,000
Washington, Maryland 32 $ 6,760,000 $ 211,250 $ 84,000
Berkeley, West Virginia 32 $ 7,650,000 $ 239,062 $ 80,000
St. Charles, Missouri 31 $ 15,045,000 $ 485,322 $ 178,000
Snohomish, Washington 31 $ 16,205,000 $ 522,741 $ 216,000
Will, Illinois 30 $ 9,020,000 $ 300,666 $ 124,000
Mecklenburg, North Carolina 30 $ 9,500,000 $ 316,666 $ 123,000
Franklin, Pennsylvania 30 $ 6,030,000 $ 201,000 $ 71,000
Kennebec, Maine 29 $ 7,575,000 $ 261,206 $ 105,000
Denton, Texas 29 $ 12,685,000 $ 437,413 $ 166,000
Hartford, Connecticut 27 $ 8,935,000 $ 330,925 $ 121,000
Milwaukee, Wisconsin 27 $ 5,405,000 $ 200,185 $ 104,000
DuPage, Illinois 26 $ 12,310,000 $ 473,461 $ 260,000
Jefferson, Kentucky 26 $ 6,780,000 $ 260,769 $ 105,000
Johnston, North Carolina 26 $ 7,490,000 $ 288,076 $ 136,000
Athens, Ohio 26 $ 5,200,000 $ 200,000 $ 99,000
Clark, Ohio 26 $ 5,440,000 $ 209,230 $ 87,000
York, Maine 25 $ 10,345,000 $ 413,800 $ 103,000
Clermont, Ohio 25 $ 6,725,000 $ 269,000 $ 115,000
Carbon, Pennsylvania 25 $ 3,775,000 $ 151,000 $ 66,000
Ector, Texas 25 $ 5,825,000 $ 233,000 $ 109,000
Williamson, Texas 25 $ 9,185,000 $ 367,400 $ 507,000
Philadelphia, Pennsylvania 24 $ 6,790,000 $ 282,916 $ 123,000
Washington, Texas 24 $ 7,070,000 $ 294,583 $ 125,000
Jackson, Missouri 23 $ 7,015,000 $ 305,000 $ 129,000
Union, North Carolina 22 $ 7,420,000 $ 337,272 $ 177,000
Orange, Texas 22 $ 4,270,000 $ 194,090 $ 95,000
Waller, Texas 22 $ 6,490,000 $ 295,000 $ 122,000
Baltimore, Maryland 21 $ 6,975,000 $ 332,142 $ 115,000
Durham, North Carolina 21 $ 7,965,000 $ 379,285 $ 147,000
Austin, Texas 21 $ 5,685,000 $ 270,714 $ 115,000
Baltimore City, Maryland 19 $ 3,785,000 $ 199,210 $ 91,000
Ottawa, Michigan 19 $ 5,355,000 $ 281,842 $ 114,000
Summit, Ohio 19 $ 3,385,000 $ 178,157 $ 67,000
Parker, Texas 19 $ 9,825,000 $ 517,105 $ 188,000
Sarasota, Florida 18 $ 5,540,000 $ 307,777 $ 126,000
St. Tammany, Louisiana 18 $ 4,750,000 $ 263,888 $ 130,000
Travis, Texas 18 $ 6,520,000 $ 362,222 $ 165,000
Upshur, Texas 17 $ 4,785,000 $ 281,470 $ 113,000
Kanawha, West Virginia 17 $ 2,475,000 $ 145,588 $ 69,000
Pinellas, Florida 16 $ 6,150,000 $ 384,375 $ 167,000
Oxford, Maine 16 $ 3,320,000 $ 207,500 $ 89,000
Kent, Michigan 16 $ 4,170,000 $ 260,625 $ 79,000
Orange, North Carolina 15 $ 6,625,000 $ 441,666 $ 159,000
Morris, Texas 15 $ 2,845,000 $ 189,666 $ 88,000
Raleigh, West Virginia 15 $ 2,185,000 $ 145,666 $ 78,000
Manatee, Florida 14 $ 4,820,000 $ 344,285 $ 172,000
Prince George's, Maryland 14 $ 4,360,000 $ 311,428 $ 90,000
Wise, Texas 14 $ 5,460,000 $ 390,000 $ 137,000
Litchfield, Connecticut 13 $ 3,665,000 $ 281,923 $ 104,000
Pasco, Florida 13 $ 3,775,000 $ 290,384 $ 119,000
Forsyth, North Carolina 13 $ 3,665,000 $ 281,923 $ 187,000
Gaston, North Carolina 13 $ 3,065,000 $ 235,769 $ 168,000
Iredell, North Carolina 13 $ 3,355,000 $ 258,076 $ 72,000
Brown, Ohio 13 $ 2,345,000 $ 180,384 $ 80,000
Pickaway, Ohio 13 $ 3,735,000 $ 287,307 $ 116,000
Georgetown, South Carolina 13 $ 3,975,000 $ 305,769 $ 166,000
Sevier, Tennessee 13 $ 5,155,000 $ 396,538 $ 206,000
Williamson, Tennessee 13 $ 9,095,000 $ 699,615 $ 210,000
Nueces, Texas 13 $ 4,765,000 $ 366,538 $ 237,000
Morris, New Jersey 12 $ 7,320,000 $ 610,000 $ 273,000
Alamance, North Carolina 12 $ 3,330,000 $ 277,500 $ 113,000
Monroe, Pennsylvania 12 $ 2,840,000 $ 236,666 $ 87,000
Montgomery, Tennessee 12 $ 2,780,000 $ 231,666 $ 85,000
Kaufman, Texas 12 $ 3,460,000 $ 288,333 $ 133,000
Putnam, West Virginia 12 $ 1,920,000 $ 160,000 $ 163,000
Greene, Ohio 11 $ 2,175,000 $ 197,727 $ 103,000
Union, Ohio 11 $ 3,495,000 $ 317,727 $ 91,000
York, South Carolina 11 $ 3,675,000 $ 334,090 $ 111,000
Hunt, Texas 11 $ 2,775,000 $ 252,272 $ 97,000
Kitsap, Washington 11 $ 5,175,000 $ 470,454 $ 163,000
Maricopa, Arizona 10 $ 4,350,000 $ 435,000 $ 128,000
Arapahoe, Colorado 10 $ 5,110,000 $ 511,000 $ 139,000
Fairfield, Connecticut 10 $ 3,290,000 $ 329,000 $ 172,000
Hernando, Florida 10 $ 2,670,000 $ 267,000 $ 103,000
Hardin, Kentucky 10 $ 2,920,000 $ 292,000 $ 95,000
Hampden, Massachusetts 10 $ 3,140,000 $ 314,000 $ 92,000
Newaygo, Michigan 10 $ 1,910,000 $ 191,000 $ 61,000
Union, New Jersey 10 $ 4,970,000 $ 497,000 $ 299,000
Carteret, North Carolina 10 $ 3,390,000 $ 339,000 $ 120,000
Guilford, North Carolina 10 $ 2,140,000 $ 214,000 $ 70,000
Rowan, North Carolina 10 $ 2,490,000 $ 249,000 $ 83,000
Knox, Ohio 10 $ 1,630,000 $ 163,000 $ 95,000
Lorain, Ohio 10 $ 2,340,000 $ 234,000 $ 128,000
Marion, Ohio 10 $ 1,900,000 $ 190,000 $ 68,000
Lancaster, Pennsylvania 10 $ 2,280,000 $ 228,000 $ 89,000
York, Pennsylvania 10 $ 2,510,000 $ 251,000 $ 88,000
Davidson, Tennessee 10 $ 5,220,000 $ 522,000 $ 213,000
Maury, Tennessee 10 $ 3,180,000 $ 318,000 $ 107,000
Jasper, Texas 10 $ 2,130,000 $ 213,000 $ 75,000
Prince William, Virginia 10 $ 6,230,000 $ 623,000 $ 457,000
Waukesha, Wisconsin 10 $ 3,240,000 $ 324,000 $ 162,000
Middlesex, Connecticut 9 $ 3,085,000 $ 342,777 $ 145,000
Tolland, Connecticut 9 $ 2,855,000 $ 317,222 $ 117,000
St. Lucie, Florida 9 $ 3,145,000 $ 349,444 $ 113,000
Fulton, Georgia 9 $ 2,905,000 $ 322,777 $ 130,000
Lincoln, Maine 9 $ 2,255,000 $ 250,555 $ 213,000
Penobscot, Maine 9 $ 2,115,000 $ 235,000 $ 68,000
Montgomery, Maryland 9 $ 3,625,000 $ 402,777 $ 202,000
Brunswick, North Carolina 9 $ 2,105,000 $ 233,888 $ 90,000
Harnett, North Carolina 9 $ 2,315,000 $ 257,222 $ 116,000
Champaign, Ohio 9 $ 1,285,000 $ 142,777 $ 56,000
Lucas, Ohio 9 $ 645,000 $ 71,666 $ 310,000
Miami, Ohio 9 $ 2,325,000 $ 258,333 $ 113,000
Chester, Pennsylvania 9 $ 3,795,000 $ 421,666 $ 236,000
Schuylkill, Pennsylvania 9 $ 1,435,000 $ 159,444 $ 61,000
Washington, Rhode Island 9 $ 4,815,000 $ 535,000 $ 153,000
Rutherford, Tennessee 9 $ 2,985,000 $ 331,666 $ 135,000
Rockwall, Texas 9 $ 6,185,000 $ 687,222 $ 249,000
Mason, Washington 9 $ 4,165,000 $ 462,777 $ 149,000
Duval, Florida 8 $ 1,950,000 $ 243,750 $ 111,000
Orange, Florida 8 $ 1,690,000 $ 211,250 $ 83,000
Polk, Florida 8 $ 2,220,000 $ 277,500 $ 140,000
Chatham, Georgia 8 $ 2,640,000 $ 330,000 $ 204,000
Kane, Illinois 8 $ 2,220,000 $ 277,500 $ 123,000
St. Bernard, Louisiana 8 $ 1,500,000 $ 187,500 $ 81,000
Allegan, Michigan 8 $ 2,440,000 $ 305,000 $ 110,000
Wilkes, North Carolina 8 $ 2,250,000 $ 281,250 $ 96,000
Clinton, Ohio 8 $ 1,580,000 $ 197,500 $ 72,000
Fayette, Ohio 8 $ 1,590,000 $ 198,750 $ 73,000
Morrow, Ohio 8 $ 1,950,000 $ 243,750 $ 109,000
Stark, Ohio 8 $ 2,650,000 $ 331,250 $ 94,000
Bucks, Pennsylvania 8 $ 3,250,000 $ 406,250 $ 233,000
Knox, Tennessee 8 $ 2,580,000 $ 322,500 $ 112,000
Shelby, Tennessee 8 $ 2,350,000 $ 293,750 $ 130,000
Bexar, Texas 8 $ 2,180,000 $ 272,500 $ 123,000
Chambers, Texas 8 $ 2,070,000 $ 258,750 $ 87,000
Gregg, Texas 8 $ 1,760,000 $ 220,000 $ 117,000
Lampasas, Texas 8 $ 1,910,000 $ 238,750 $ 102,000
Walker, Texas 8 $ 2,430,000 $ 303,750 $ 119,000
Fayette, West Virginia 8 $ 1,130,000 $ 141,250 $ 117,000
Natrona, Wyoming 8 $ 2,060,000 $ 257,500 $ 89,000
Charlotte, Florida 7 $ 1,955,000 $ 279,285 $ 141,000
Lee, Florida 7 $ 2,665,000 $ 380,714 $ 146,000
Boundary, Idaho 7 $ 2,495,000 $ 356,428 $ 81,000
St. John the Baptist, Louisiana 7 $ 1,545,000 $ 220,714 $ 76,000
Cumberland, North Carolina 7 $ 945,000 $ 135,000 $ 220,000
Henderson, Texas 7 $ 1,525,000 $ 217,857 $ 123,000
San Jacinto, Texas 7 $ 1,375,000 $ 196,428 $ 134,000
Smith, Texas 7 $ 1,945,000 $ 277,857 $ 113,000
Titus, Texas 7 $ 1,905,000 $ 272,142 $ 93,000
Virginia Beach, Virginia 7 $ 2,205,000 $ 315,000 $ 117,000
Douglas, Colorado 6 $ 5,030,000 $ 838,333 $ 278,000
Lake, Florida 6 $ 1,430,000 $ 238,333 $ 83,000
Martin, Florida 6 $ 2,380,000 $ 396,666 $ 124,000
Miami-Dade, Florida 6 $ 2,820,000 $ 470,000 $ 166,000
Boone, Kentucky 6 $ 1,760,000 $ 293,333 $ 99,000
Franklin, Maine 6 $ 1,000,000 $ 166,666 $ 82,000
Waldo, Maine 6 $ 1,310,000 $ 218,333 $ 77,000
Frederick, Maryland 6 $ 2,510,000 $ 418,333 $ 281,000
Middlesex, Massachusetts 6 $ 3,220,000 $ 536,666 $ 186,000
Manistee, Michigan 6 $ 1,350,000 $ 225,000 $ 113,000
Lee, North Carolina 6 $ 1,540,000 $ 256,666 $ 73,000
Hocking, Ohio 6 $ 1,220,000 $ 203,333 $ 92,000
Medina, Ohio 6 $ 810,000 $ 135,000 $ 71,000
Muskingum, Ohio 6 $ 1,070,000 $ 178,333 $ 136,000
Berks, Pennsylvania 6 $ 1,380,000 $ 230,000 $ 106,000
Delaware, Pennsylvania 6 $ 2,600,000 $ 433,333 $ 209,000
Ellis, Texas 6 $ 2,820,000 $ 470,000 $ 135,000
Hays, Texas 6 $ 2,570,000 $ 428,333 $ 191,000
Hockley, Texas 6 $ 1,150,000 $ 191,666 $ 90,000
Lamar, Texas 6 $ 990,000 $ 165,000 $ 55,000
Newport News, Virginia 6 $ 1,770,000 $ 295,000 $ 137,000
Wyoming, West Virginia 6 $ 470,000 $ 78,333 $ 57,000
Larimer, Colorado 5 $ 2,105,000 $ 421,000 $ 115,000
District of Columbia, District Of Columbia 5 $ 2,035,000 $ 407,000 $ 191,000
Volusia, Florida 5 $ 1,275,000 $ 255,000 $ 114,000
Cobb, Georgia 5 $ 2,355,000 $ 471,000 $ 139,000
Hall, Georgia 5 $ 1,285,000 $ 257,000 $ 88,000
Lake, Indiana 5 $ 1,525,000 $ 305,000 $ 110,000
Marion, Indiana 5 $ 765,000 $ 153,000 $ 117,000
East Baton Rouge, Louisiana 5 $ 745,000 $ 149,000 $ 93,000
Somerset, Maine 5 $ 825,000 $ 165,000 $ 84,000
Harford, Maryland 5 $ 1,725,000 $ 345,000 $ 117,000
Grand Traverse, Michigan 5 $ 1,585,000 $ 317,000 $ 111,000
St. Louis, Missouri 5 $ 925,000 $ 185,000 $ 80,000
Chatham, North Carolina 5 $ 2,105,000 $ 421,000 $ 161,000
Craven, North Carolina 5 $ 1,055,000 $ 211,000 $ 105,000
Franklin, North Carolina 5 $ 1,485,000 $ 297,000 $ 105,000
Granville, North Carolina 5 $ 1,445,000 $ 289,000 $ 104,000
Rutherford, North Carolina 5 $ 1,275,000 $ 255,000 $ 152,000
Highland, Ohio 5 $ 605,000 $ 121,000 $ 54,000
Logan, Ohio 5 $ 1,115,000 $ 223,000 $ 120,000
Preble, Ohio 5 $ 1,295,000 $ 259,000 $ 85,000
Colorado, Texas 5 $ 1,605,000 $ 321,000 $ 99,000
Dawson, Texas 5 $ 945,000 $ 189,000 $ 97,000
Howard, Texas 5 $ 1,505,000 $ 301,000 $ 106,000
Chesapeake, Virginia 5 $ 1,945,000 $ 389,000 $ 117,000
Fairfax, Virginia 5 $ 1,805,000 $ 361,000 $ 269,000
Loudoun, Virginia 5 $ 3,235,000 $ 647,000 $ 251,000
Stafford, Virginia 5 $ 3,215,000 $ 643,000 $ 169,000
Los Angeles, California 4 $ 3,080,000 $ 770,000 $ 228,000
Denver, Colorado 4 $ 2,530,000 $ 632,500 $ 299,000
Collier, Florida 4 $ 1,330,000 $ 332,500 $ 175,000
Seminole, Florida 4 $ 2,140,000 $ 535,000 $ 619,000
St. Johns, Florida 4 $ 2,310,000 $ 577,500 $ 273,000
DeKalb, Georgia 4 $ 1,410,000 $ 352,500 $ 148,000
Gwinnett, Georgia 4 $ 1,400,000 $ 350,000 $ 95,000
Kendall, Illinois 4 $ 1,410,000 $ 352,500 $ 129,000
McHenry, Illinois 4 $ 940,000 $ 235,000 $ 113,000
Wyandotte, Kansas 4 $ 1,050,000 $ 262,500 $ 103,000
Kenton, Kentucky 4 $ 910,000 $ 227,500 $ 198,000
Sagadahoc, Maine 4 $ 1,550,000 $ 387,500 $ 123,000
Anne Arundel, Maryland 4 $ 1,620,000 $ 405,000 $ 135,000
Charles, Maryland 4 $ 1,430,000 $ 357,500 $ 98,000
Essex, Massachusetts 4 $ 1,910,000 $ 477,500 $ 165,000
Boone, Missouri 4 $ 1,980,000 $ 495,000 $ 167,000
Clay, Missouri 4 $ 1,260,000 $ 315,000 $ 136,000
Essex, New Jersey 4 $ 2,260,000 $ 565,000 $ 195,000
Currituck, North Carolina 4 $ 1,600,000 $ 400,000 $ 288,000
Davidson, North Carolina 4 $ 910,000 $ 227,500 $ 57,000
New Hanover, North Carolina 4 $ 2,030,000 $ 507,500 $ 247,000
Onslow, North Carolina 4 $ 1,210,000 $ 302,500 $ 107,000
Robeson, North Carolina 4 $ 990,000 $ 247,500 $ 79,000
Rockingham, North Carolina 4 $ 1,010,000 $ 252,500 $ 103,000
Madison, Ohio 4 $ 900,000 $ 225,000 $ 98,000
Richland, Ohio 4 $ 500,000 $ 125,000 $ 76,000
Ross, Ohio 4 $ 830,000 $ 207,500 $ 74,000
Lebanon, Pennsylvania 4 $ 690,000 $ 172,500 $ 57,000
Kent, Rhode Island 4 $ 1,400,000 $ 350,000 $ 177,000
Florence, South Carolina 4 $ 540,000 $ 135,000 $ 55,000
Lancaster, South Carolina 4 $ 830,000 $ 207,500 $ 55,000
Lexington, South Carolina 4 $ 960,000 $ 240,000 $ 76,000
Franklin, Tennessee 4 $ 670,000 $ 167,500 $ 83,000
Marshall, Tennessee 4 $ 1,830,000 $ 457,500 $ 124,000
Wilson, Tennessee 4 $ 1,110,000 $ 277,500 $ 130,000
Andrews, Texas 4 $ 1,270,000 $ 317,500 $ 111,000
Brazos, Texas 4 $ 1,130,000 $ 282,500 $ 102,000
Burleson, Texas 4 $ 1,020,000 $ 255,000 $ 83,000
Burnet, Texas 4 $ 920,000 $ 230,000 $ 155,000
El Paso, Texas 4 $ 880,000 $ 220,000 $ 63,000
Grimes, Texas 4 $ 950,000 $ 237,500 $ 85,000
Hale, Texas 4 $ 650,000 $ 162,500 $ 75,000
Harrison, Texas 4 $ 1,360,000 $ 340,000 $ 202,000
Hidalgo, Texas 4 $ 770,000 $ 192,500 $ 140,000
Johnson, Texas 4 $ 1,850,000 $ 462,500 $ 161,000
Lynn, Texas 4 $ 950,000 $ 237,500 $ 204,000
Tyler, Texas 4 $ 1,150,000 $ 287,500 $ 104,000
Van Zandt, Texas 4 $ 1,970,000 $ 492,500 $ 130,000
Spotsylvania, Virginia 4 $ 1,930,000 $ 482,500 $ 156,000
Skagit, Washington 4 $ 1,480,000 $ 370,000 $ 110,000
Yakima, Washington 4 $ 2,030,000 $ 507,500 $ 151,000
Jefferson, West Virginia 4 $ 1,300,000 $ 325,000 $ 144,000
Racine, Wisconsin 4 $ 970,000 $ 242,500 $ 128,000
Wood, Wisconsin 4 $ 730,000 $ 182,500 $ 74,000
Barrow, Georgia 3 $ 835,000 $ 278,333 $ 65,000
Bonner, Idaho 3 $ 1,865,000 $ 621,666 $ 188,000
Shoshone, Idaho 3 $ 935,000 $ 311,666 $ 151,000
Clark, Indiana 3 $ 1,015,000 $ 338,333 $ 153,000
Oldham, Kentucky 3 $ 855,000 $ 285,000 $ 279,000
St. Charles, Louisiana 3 $ 1,095,000 $ 365,000 $ 127,000
Tangipahoa, Louisiana 3 $ 715,000 $ 238,333 $ 128,000
Carroll, Maryland 3 $ 935,000 $ 311,666 $ 90,000
Berrien, Michigan 3 $ 605,000 $ 201,666 $ 114,000
Oceana, Michigan 3 $ 525,000 $ 175,000 $ 66,000
Lafayette, Missouri 3 $ 935,000 $ 311,666 $ 123,000
Middlesex, New Jersey 3 $ 885,000 $ 295,000 $ 109,000
Ocean, New Jersey 3 $ 1,645,000 $ 548,333 $ 247,000
Eddy, New Mexico 3 $ 465,000 $ 155,000 $ 99,000
Alexander, North Carolina 3 $ 715,000 $ 238,333 $ 100,000
Ashe, North Carolina 3 $ 985,000 $ 328,333 $ 79,000
Caswell, North Carolina 3 $ 595,000 $ 198,333 $ 59,000
Columbus, North Carolina 3 $ 495,000 $ 165,000 $ 79,000
Lincoln, North Carolina 3 $ 905,000 $ 301,666 $ 85,000
McDowell, North Carolina 3 $ 535,000 $ 178,333 $ 49,000
Person, North Carolina 3 $ 515,000 $ 171,666 $ 61,000
Randolph, North Carolina 3 $ 785,000 $ 261,666 $ 83,000
Coshocton, Ohio 3 $ 425,000 $ 141,666 $ 52,000
Scioto, Ohio 3 $ 385,000 $ 128,333 $ 61,000
Multnomah, Oregon 3 $ 1,485,000 $ 495,000 $ 131,000
Cumberland, Pennsylvania 3 $ 435,000 $ 145,000 $ 128,000
Dauphin, Pennsylvania 3 $ 635,000 $ 211,666 $ 80,000
Westmoreland, Pennsylvania 3 $ 545,000 $ 181,666 $ 77,000
Kershaw, South Carolina 3 $ 785,000 $ 261,666 $ 112,000
Marion, South Carolina 3 $ 455,000 $ 151,666 $ 46,000
Marlboro, South Carolina 3 $ 605,000 $ 201,666 $ 62,000
Richland, South Carolina 3 $ 385,000 $ 128,333 $ 83,000
Campbell, Tennessee 3 $ 585,000 $ 195,000 $ 116,000
Bell, Texas 3 $ 575,000 $ 191,666 $ 76,000
Brown, Texas 3 $ 755,000 $ 251,666 $ 85,000
Cass, Texas 3 $ 515,000 $ 171,666 $ 86,000
Crosby, Texas 3 $ 385,000 $ 128,333 $ 79,000
Gaines, Texas 3 $ 1,315,000 $ 438,333 $ 205,000
Garza, Texas 3 $ 645,000 $ 215,000 $ 79,000
Hardin, Texas 3 $ 625,000 $ 208,333 $ 85,000
Lamb, Texas 3 $ 405,000 $ 135,000 $ 79,000
McLennan, Texas 3 $ 1,015,000 $ 338,333 $ 144,000
Culpeper, Virginia 3 $ 2,085,000 $ 695,000 $ 188,000
Fauquier, Virginia 3 $ 1,625,000 $ 541,666 $ 145,000
Frederick, Virginia 3 $ 895,000 $ 298,333 $ 94,000
James City, Virginia 3 $ 995,000 $ 331,666 $ 145,000
Manassas, Virginia 3 $ 1,205,000 $ 401,666 $ 140,000
Norfolk, Virginia 3 $ 1,745,000 $ 581,666 $ 110,000
Suffolk, Virginia 3 $ 1,015,000 $ 338,333 $ 177,000
Warren, Virginia 3 $ 895,000 $ 298,333 $ 157,000
Grays Harbor, Washington 3 $ 945,000 $ 315,000 $ 101,000
Lewis, Washington 3 $ 1,205,000 $ 401,666 $ 113,000
Whatcom, Washington 3 $ 1,525,000 $ 508,333 $ 164,000
Cabell, West Virginia 3 $ 755,000 $ 251,666 $ 66,000
Morgan, West Virginia 3 $ 685,000 $ 228,333 $ 74,000
Kenosha, Wisconsin 3 $ 705,000 $ 235,000 $ 108,000
Navajo, Arizona 2 $ 930,000 $ 465,000 $ 559,000
Pima, Arizona 2 $ 840,000 $ 420,000 $ 203,000
Yavapai, Arizona 2 $ 2,150,000 $ 1,075,000 $ 319,000
Fresno, California 2 $ 660,000 $ 330,000 $ 125,000
Madera, California 2 $ 760,000 $ 380,000 $ 92,000
Placer, California 2 $ 470,000 $ 235,000 $ 83,000
Boulder, Colorado 2 $ 1,360,000 $ 680,000 $ 135,000
Pueblo, Colorado 2 $ 730,000 $ 365,000 $ 109,000
Summit, Colorado 2 $ 2,790,000 $ 1,395,000 $ 299,000
Teller, Colorado 2 $ 760,000 $ 380,000 $ 142,000
Weld, Colorado 2 $ 810,000 $ 405,000 $ 140,000
Citrus, Florida 2 $ 370,000 $ 185,000 $ 105,000
Indian River, Florida 2 $ 960,000 $ 480,000 $ 358,000
Monroe, Florida 2 $ 1,050,000 $ 525,000 $ 169,000
Osceola, Florida 2 $ 590,000 $ 295,000 $ 82,000
Taylor, Florida 2 $ 410,000 $ 205,000 $ 70,000
Walton, Florida 2 $ 520,000 $ 260,000 $ 54,000
Banks, Georgia 2 $ 640,000 $ 320,000 $ 88,000
Bryan, Georgia 2 $ 550,000 $ 275,000 $ 84,000
Bulloch, Georgia 2 $ 640,000 $ 320,000 $ 115,000
Cherokee, Georgia 2 $ 630,000 $ 315,000 $ 119,000
Douglas, Georgia 2 $ 620,000 $ 310,000 $ 77,000
Fannin, Georgia 2 $ 850,000 $ 425,000 $ 141,000
Fayette, Georgia 2 $ 1,050,000 $ 525,000 $ 232,000
Jackson, Georgia 2 $ 590,000 $ 295,000 $ 79,000
Rockdale, Georgia 2 $ 560,000 $ 280,000 $ 72,000
Spalding, Georgia 2 $ 440,000 $ 220,000 $ 66,000
White, Georgia 2 $ 390,000 $ 195,000 $ 51,000
Ada, Idaho 2 $ 500,000 $ 250,000 $ 91,000
Canyon, Idaho 2 $ 550,000 $ 275,000 $ 73,000
Nez Perce, Idaho 2 $ 540,000 $ 270,000 $ 90,000
Dearborn, Indiana 2 $ 290,000 $ 145,000 $ 43,000
Floyd, Indiana 2 $ 310,000 $ 155,000 $ 62,000
Franklin, Indiana 2 $ 590,000 $ 295,000 $ 116,000
Hamilton, Indiana 2 $ 580,000 $ 290,000 $ 336,000
Vanderburgh, Indiana 2 $ 190,000 $ 95,000 $ 117,000
Grayson, Kentucky 2 $ 560,000 $ 280,000 $ 115,000
Allen, Louisiana 2 $ 140,000 $ 70,000 $ 23,000
Beauregard, Louisiana 2 $ 600,000 $ 300,000 $ 100,000
Lafourche, Louisiana 2 $ 340,000 $ 170,000 $ 116,000
Livingston, Louisiana 2 $ 420,000 $ 210,000 $ 87,000
Howard, Maryland 2 $ 530,000 $ 265,000 $ 235,000
Barry, Michigan 2 $ 370,000 $ 185,000 $ 41,000
Calhoun, Michigan 2 $ 530,000 $ 265,000 $ 134,000
Kalamazoo, Michigan 2 $ 380,000 $ 190,000 $ 114,000
Montcalm, Michigan 2 $ 280,000 $ 140,000 $ 42,000
Dakota, Minnesota 2 $ 760,000 $ 380,000 $ 440,000
Hancock, Mississippi 2 $ 460,000 $ 230,000 $ 72,000
Harrison, Mississippi 2 $ 410,000 $ 205,000 $ 396,000
Jefferson, Missouri 2 $ 420,000 $ 210,000 $ 78,000
Douglas, Nebraska 2 $ 530,000 $ 265,000 $ 93,000
Rockingham, New Hampshire 2 $ 760,000 $ 380,000 $ 106,000
Strafford, New Hampshire 2 $ 450,000 $ 225,000 $ 130,000
Atlantic, New Jersey 2 $ 630,000 $ 315,000 $ 252,000
Camden, New Jersey 2 $ 560,000 $ 280,000 $ 116,000
Cape May, New Jersey 2 $ 1,800,000 $ 900,000 $ 455,000
Monmouth, New Jersey 2 $ 820,000 $ 410,000 $ 269,000
Roosevelt, New Mexico 2 $ 390,000 $ 195,000 $ 109,000
Buncombe, North Carolina 2 $ 510,000 $ 255,000 $ 81,000
Cabarrus, North Carolina 2 $ 500,000 $ 250,000 $ 58,000
Caldwell, North Carolina 2 $ 400,000 $ 200,000 $ 95,000
Cleveland, North Carolina 2 $ 440,000 $ 220,000 $ 83,000
Davie, North Carolina 2 $ 380,000 $ 190,000 $ 66,000
Hoke, North Carolina 2 $ 670,000 $ 335,000 $ 87,000
Lenoir, North Carolina 2 $ 370,000 $ 185,000 $ 56,000
Nash, North Carolina 2 $ 370,000 $ 185,000 $ 57,000
Surry, North Carolina 2 $ 510,000 $ 255,000 $ 128,000
Wayne, North Carolina 2 $ 530,000 $ 265,000 $ 62,000
Yadkin, North Carolina 2 $ 510,000 $ 255,000 $ 53,000
Darke, Ohio 2 $ 260,000 $ 130,000 $ 54,000
Lawrence, Ohio 2 $ 380,000 $ 190,000 $ 65,000
Mahoning, Ohio 2 $ 370,000 $ 185,000 $ 100,000
Shelby, Ohio 2 $ 300,000 $ 150,000 $ 66,000
Trumbull, Ohio 2 $ 580,000 $ 290,000 $ 154,000
Wayne, Ohio 2 $ 440,000 $ 220,000 $ 65,000
Cleveland, Oklahoma 2 $ 470,000 $ 235,000 $ 87,000
Tulsa, Oklahoma 2 $ 500,000 $ 250,000 $ 114,000
Adams, Pennsylvania 2 $ 430,000 $ 215,000 $ 50,000
Providence, Rhode Island 2 $ 840,000 $ 420,000 $ 112,000
Anderson, South Carolina 2 $ 420,000 $ 210,000 $ 77,000
Beaufort, South Carolina 2 $ 800,000 $ 400,000 $ 150,000
Charleston, South Carolina 2 $ 570,000 $ 285,000 $ 97,000
Chesterfield, South Carolina 2 $ 330,000 $ 165,000 $ 76,000
Darlington, South Carolina 2 $ 420,000 $ 210,000 $ 54,000
Bedford, Tennessee 2 $ 530,000 $ 265,000 $ 129,000
Dickson, Tennessee 2 $ 950,000 $ 475,000 $ 507,000
Scott, Tennessee 2 $ 540,000 $ 270,000 $ 95,000
Warren, Tennessee 2 $ 570,000 $ 285,000 $ 162,000
Bowie, Texas 2 $ 1,030,000 $ 515,000 $ 173,000
Camp, Texas 2 $ 370,000 $ 185,000 $ 95,000
Comal, Texas 2 $ 780,000 $ 390,000 $ 122,000
Guadalupe, Texas 2 $ 620,000 $ 310,000 $ 166,000
Hopkins, Texas 2 $ 630,000 $ 315,000 $ 108,000
Marion, Texas 2 $ 370,000 $ 185,000 $ 57,000
Newton, Texas 2 $ 290,000 $ 145,000 $ 93,000
Randall, Texas 2 $ 380,000 $ 190,000 $ 60,000
Reagan, Texas 2 $ 370,000 $ 185,000 $ 75,000
Red River, Texas 2 $ 200,000 $ 100,000 $ 80,000
San Patricio, Texas 2 $ 580,000 $ 290,000 $ 139,000
Terry, Texas 2 $ 310,000 $ 155,000 $ 75,000
Trinity, Texas 2 $ 650,000 $ 325,000 $ 143,000
Wood, Texas 2 $ 690,000 $ 345,000 $ 150,000
Hampton, Virginia 2 $ 610,000 $ 305,000 $ 113,000
Hanover, Virginia 2 $ 350,000 $ 175,000 $ 149,000
Isle of Wight, Virginia 2 $ 630,000 $ 315,000 $ 102,000
King George, Virginia 2 $ 760,000 $ 380,000 $ 116,000
King William, Virginia 2 $ 370,000 $ 185,000 $ 97,000
Mecklenburg, Virginia 2 $ 560,000 $ 280,000 $ 392,000
Westmoreland, Virginia 2 $ 700,000 $ 350,000 $ 101,000
York, Virginia 2 $ 790,000 $ 395,000 $ 102,000
Benton, Washington 2 $ 750,000 $ 375,000 $ 93,000
Chelan, Washington 2 $ 860,000 $ 430,000 $ 217,000
Clallam, Washington 2 $ 820,000 $ 410,000 $ 352,000
Clark, Washington 2 $ 970,000 $ 485,000 $ 155,000
Cowlitz, Washington 2 $ 350,000 $ 175,000 $ 77,000
Island, Washington 2 $ 630,000 $ 315,000 $ 71,000
Stevens, Washington 2 $ 370,000 $ 185,000 $ 72,000
Lincoln, West Virginia 2 $ 280,000 $ 140,000 $ 94,000
Pocahontas, West Virginia 2 $ 230,000 $ 115,000 $ 68,000
Summers, West Virginia 2 $ 310,000 $ 155,000 $ 132,000
Brown, Wisconsin 2 $ 630,000 $ 315,000 $ 155,000
Clark, Wisconsin 2 $ 320,000 $ 160,000 $ 72,000
Rock, Wisconsin 2 $ 460,000 $ 230,000 $ 60,000
Baldwin, Alabama 1 $ 175,000 $ 175,000 $ 152,000
Butler, Alabama 1 $ 205,000 $ 205,000 $ 109,000
DeKalb, Alabama 1 $ 85,000 $ 85,000 $ 34,000
Mobile, Alabama 1 $ 315,000 $ 315,000 $ 80,000
Pinal, Arizona 1 $ 425,000 $ 425,000 $ 154,000
Craighead, Arkansas 1 $ 275,000 $ 275,000 $ 97,000
Saline, Arkansas 1 $ 235,000 $ 235,000 $ 62,000
Sharp, Arkansas 1 $ 135,000 $ 135,000 $ 54,000
Washington, Arkansas 1 $ 255,000 $ 255,000 $ 95,000
Contra Costa, California 1 $ 595,000 $ 595,000 $ 181,000
Orange, California 1 $ 1,425,000 $ 1,425,000 $ 800,000
Riverside, California 1 $ 505,000 $ 505,000 $ 355,000
San Bernardino, California 1 $ 445,000 $ 445,000 $ 95,000
San Diego, California 1 $ 1,425,000 $ 1,425,000 $ 556,000
Shasta, California 1 $ 375,000 $ 375,000 $ 105,000
Adams, Colorado 1 $ 575,000 $ 575,000 $ 197,000
Custer, Colorado 1 $ 135,000 $ 135,000 $ 80,000
Delta, Colorado 1 $ 405,000 $ 405,000 $ 108,000
Las Animas, Colorado 1 $ 335,000 $ 335,000 $ 209,000
Kent, Delaware 1 $ 365,000 $ 365,000 $ 110,000
Sussex, Delaware 1 $ 125,000 $ 125,000 $ 185,000
Bradford, Florida 1 $ 265,000 $ 265,000 $ 185,000
Flagler, Florida 1 $ 75,000 $ 75,000 $ 44,000
Hardee, Florida 1 $ 305,000 $ 305,000 $ 289,000
Marion, Florida 1 $ 265,000 $ 265,000 $ 122,000
Okaloosa, Florida 1 $ 725,000 $ 725,000 $ 360,000
Santa Rosa, Florida 1 $ 745,000 $ 745,000 $ 0
Sumter, Florida 1 $ 95,000 $ 95,000 $ 54,000
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Mortgage Loan Application Detail Totals for T2 Financial LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,899 $2,121,355,000 $307,000 $3,005,000 $127,000 $2,533,000
Cash-out Refinancing 254 $67,820,000 $267,000 $1,335,000 $126,000 $2,500,000
Refinancing 167 $46,315,000 $277,000 $2,135,000 $202,000 $5,837,000
Other Purpose 49 $11,095,000 $226,000 $675,000 $159,000 $681,000
Home Improvement 27 $5,045,000 $186,000 $635,000 $95,000 $273,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,336 $1,329,920,000 $306,000 $3,005,000 $134,000 $5,837,000
Hispanic 1,289 $345,775,000 $268,000 $1,335,000 $107,000 $2,533,000
Black or African American 763 $235,295,000 $308,000 $1,725,000 $109,000 $850,000
Not Provided 599 $197,275,000 $329,000 $1,675,000 $154,000 $3,003,000
Asian 359 $129,755,000 $361,000 $1,685,000 $158,000 $961,000
American Indian or Alaskan Native 37 $9,825,000 $265,000 $1,275,000 $113,000 $499,000
Native Hawaiian or Other Pacific Islander 13 $3,785,000 $291,000 $645,000 $142,000 $426,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,662 $1,464,470,000 $314,000 $3,005,000 $149,000 $5,837,000
FHA-insured (Federal Housing Administration) 2,084 $553,140,000 $265,000 $845,000 $90,000 $412,000
VA-guaranteed (Veterans Administration) 541 $211,505,000 $390,000 $1,815,000 $121,000 $1,698,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $22,515,000 $206,000 $375,000 $75,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,378 $1,622,840,000 $301,000 $1,885,000 $127,000 $2,502,000
Application Approved But Not Accepted 822 $251,440,000 $305,000 $2,005,000 $139,000 $2,533,000
Application Withdrawn By Applicant 608 $213,030,000 $350,000 $3,005,000 $163,000 $5,837,000
Application Denied By Financial Institution 570 $159,320,000 $279,000 $1,675,000 $103,000 $3,003,000
Preapproval Approved but not Accepted 18 $5,000,000 $277,000 $655,000 $107,000 $274,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,826 $2,092,310,000 $306,000 $3,005,000 $131,000 $5,837,000
Debt-To-Income Ratio 239 $70,805,000 $296,000 $1,425,000 $82,000 $671,000
Other 122 $30,800,000 $252,000 $1,095,000 $121,000 $828,000
Credit History 73 $17,975,000 $246,000 $605,000 $96,000 $406,000
Insufficient Cash (Downpayment, Closing Cost) 51 $14,755,000 $289,000 $925,000 $103,000 $317,000
Unverifiable Information 38 $12,620,000 $332,000 $1,675,000 $192,000 $3,003,000
Collateral 27 $5,935,000 $219,000 $485,000 $104,000 $248,000
Employment History 20 $6,430,000 $321,000 $835,000 $88,000 $223,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess T2 Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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