Caliber Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Caliber Home Loans, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Caliber Home Loans, Inc. 1525 S. Beltline Road Wilmington, DE 75019 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 16,607 |
| Total Mortgage Loan Application Amount | $5,599,065,000 |
| Average Mortgage Loan Application Amount | $328,333 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $134,666 |
| Highest Applicant Income | $3,095,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Caliber Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Caliber Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Caliber Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Caliber Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Caliber Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Caliber Home Loans, Inc.'s mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,522 | $ 837,270,000 | $ 280,565 | $ 128,347 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,676 | $ 447,680,000 | $ 267,000 | $ 117,000 |
| CHICAGO-NAPERVILLE, IL | 760 | $ 198,360,000 | $ 261,000 | $ 100,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 662 | $ 175,390,000 | $ 264,000 | $ 105,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 578 | $ 281,780,000 | $ 472,250 | $ 161,000 |
| PEORIA, IL | 510 | $ 78,470,000 | $ 153,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 452 | $ 155,220,000 | $ 354,500 | $ 194,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 444 | $ 162,260,000 | $ 365,000 | $ 151,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 417 | $ 244,995,000 | $ 587,000 | $ 219,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 376 | $ 135,900,000 | $ 361,000 | $ 150,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 363 | $ 150,275,000 | $ 413,000 | $ 148,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 310 | $ 139,790,000 | $ 450,500 | $ 159,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 256 | $ 90,620,000 | $ 353,000 | $ 138,000 |
| NEW YORK-NEWARK, NY | 243 | $ 87,115,000 | $ 355,500 | $ 145,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 218 | $ 40,300,000 | $ 184,000 | $ 84,000 |
| RICHMOND, VA | 191 | $ 67,235,000 | $ 352,000 | $ 141,000 |
| DENVER-AURORA-LAKEWOOD, CO | 183 | $ 90,395,000 | $ 493,000 | $ 171,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 166 | $ 81,500,000 | $ 489,000 | $ 172,000 |
| TACOMA-LAKEWOOD, WA | 166 | $ 82,790,000 | $ 498,000 | $ 154,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 163 | $ 84,175,000 | $ 516,000 | $ 197,000 |
| PORTLAND-SOUTH PORTLAND, ME | 160 | $ 64,200,000 | $ 401,000 | $ 158,000 |
| SALISBURY, MD-DE | 158 | $ 54,080,000 | $ 314,000 | $ 145,000 |
| ELGIN, IL | 154 | $ 42,360,000 | $ 275,000 | $ 123,000 |
| LAKELAND-WINTER HAVEN, FL | 144 | $ 45,550,000 | $ 316,000 | $ 103,000 |
| SEBASTIAN-VERO BEACH, FL | 136 | $ 39,960,000 | $ 293,000 | $ 122,000 |
| VISALIA-PORTERVILLE, CA | 130 | $ 44,340,000 | $ 341,000 | $ 173,000 |
| CLEVELAND-ELYRIA, OH | 129 | $ 26,795,000 | $ 207,000 | $ 90,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 124 | $ 50,680,000 | $ 408,000 | $ 144,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 124 | $ 41,890,000 | $ 337,000 | $ 127,000 |
| SANTA ROSA, CA | 122 | $ 66,390,000 | $ 544,000 | $ 191,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 115 | $ 44,995,000 | $ 391,000 | $ 142,000 |
| BREMERTON-SILVERDALE, WA | 112 | $ 52,530,000 | $ 469,000 | $ 145,000 |
| CHICO, CA | 101 | $ 32,305,000 | $ 319,000 | $ 107,000 |
| CINCINNATI, OH-KY-IN | 99 | $ 29,005,000 | $ 256,666 | $ 102,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 99 | $ 14,545,000 | $ 152,500 | $ 75,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 98 | $ 30,280,000 | $ 298,500 | $ 138,500 |
| GARY, IN | 97 | $ 23,895,000 | $ 246,000 | $ 92,000 |
| COLORADO SPRINGS, CO | 92 | $ 37,040,000 | $ 402,000 | $ 125,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 88 | $ 19,860,000 | $ 225,000 | $ 96,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 83 | $ 32,955,000 | $ 397,000 | $ 137,000 |
| FLINT, MI | 79 | $ 14,455,000 | $ 182,000 | $ 82,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 79 | $ 24,325,000 | $ 355,500 | $ 119,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 78 | $ 56,200,000 | $ 720,000 | $ 281,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 77 | $ 11,495,000 | $ 140,666 | $ 74,666 |
| SAN DIEGO-CARLSBAD, CA | 75 | $ 46,875,000 | $ 625,000 | $ 173,000 |
| NEWARK, NJ-PA | 73 | $ 29,335,000 | $ 313,000 | $ 114,000 |
| MUNCIE, IN | 72 | $ 10,200,000 | $ 141,000 | $ 77,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 71 | $ 22,015,000 | $ 310,000 | $ 113,000 |
| NEW HAVEN-MILFORD, CT | 71 | $ 22,055,000 | $ 310,000 | $ 101,000 |
| OLYMPIA-TUMWATER, WA | 68 | $ 31,210,000 | $ 458,000 | $ 133,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 63 | $ 20,875,000 | $ 331,000 | $ 141,000 |
| EVANSVILLE, IN-KY | 62 | $ 11,970,000 | $ 139,500 | $ 83,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 62 | $ 14,770,000 | $ 349,500 | $ 472,500 |
| ALBANY, OR | 60 | $ 20,340,000 | $ 339,000 | $ 102,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 58 | $ 18,240,000 | $ 314,000 | $ 124,000 |
| KANSAS CITY, MO-KS | 57 | $ 16,045,000 | $ 282,000 | $ 140,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 57 | $ 24,475,000 | $ 429,000 | $ 152,000 |
| LYNCHBURG, VA | 47 | $ 11,285,000 | $ 240,000 | $ 90,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 46 | $ 14,200,000 | $ 308,000 | $ 148,000 |
| LANCASTER, PA | 46 | $ 13,090,000 | $ 284,000 | $ 131,000 |
| CAMDEN, NJ | 44 | $ 13,980,000 | $ 317,000 | $ 135,000 |
| CAPE CORAL-FORT MYERS, FL | 43 | $ 13,465,000 | $ 313,000 | $ 147,000 |
| DALLAS-PLANO-IRVING, TX | 43 | $ 15,325,000 | $ 356,000 | $ 133,000 |
| PORT ST. LUCIE, FL | 41 | $ 13,515,000 | $ 329,000 | $ 164,000 |
| SALEM, OR | 41 | $ 16,945,000 | $ 413,000 | $ 128,000 |
| OCALA, FL | 40 | $ 9,690,000 | $ 242,000 | $ 79,000 |
| WILMINGTON, NC | 40 | $ 11,940,000 | $ 298,000 | $ 120,000 |
| ANCHORAGE, AK | 38 | $ 13,110,000 | $ 345,000 | $ 116,000 |
| JACKSONVILLE, FL | 38 | $ 13,450,000 | $ 353,000 | $ 128,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 38 | $ 18,440,000 | $ 485,000 | $ 140,000 |
| BEND-REDMOND, OR | 36 | $ 23,570,000 | $ 654,000 | $ 348,000 |
| DOVER, DE | 36 | $ 12,680,000 | $ 352,000 | $ 117,000 |
| FOND DU LAC, WI | 36 | $ 6,910,000 | $ 191,000 | $ 79,000 |
| SHREVEPORT-BOSSIER CITY, LA | 36 | $ 8,680,000 | $ 241,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 34 | $ 11,420,000 | $ 335,000 | $ 124,000 |
| PUEBLO, CO | 33 | $ 9,555,000 | $ 289,000 | $ 112,000 |
| BRUNSWICK, GA | 32 | $ 8,060,000 | $ 251,000 | $ 104,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 32 | $ 8,100,000 | $ 365,000 | $ 118,000 |
| VALLEJO-FAIRFIELD, CA | 32 | $ 16,310,000 | $ 509,000 | $ 171,000 |
| AKRON, OH | 31 | $ 5,375,000 | $ 173,000 | $ 110,000 |
| WILMINGTON, DE-MD-NJ | 31 | $ 11,565,000 | $ 417,000 | $ 137,666 |
| ATLANTIC CITY-HAMMONTON, NJ | 28 | $ 8,150,000 | $ 291,000 | $ 122,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 28 | $ 6,740,000 | $ 237,500 | $ 106,000 |
| SAVANNAH, GA | 27 | $ 8,825,000 | $ 326,000 | $ 206,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 27 | $ 10,165,000 | $ 376,000 | $ 185,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 24 | $ 4,960,000 | $ 206,000 | $ 92,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 24 | $ 13,280,000 | $ 553,000 | $ 173,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 10,620,000 | $ 442,000 | $ 149,000 |
| RENO, NV | 23 | $ 7,085,000 | $ 308,000 | $ 87,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 22 | $ 7,520,000 | $ 326,000 | $ 193,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 22 | $ 10,310,000 | $ 468,000 | $ 122,000 |
| PUNTA GORDA, FL | 21 | $ 5,825,000 | $ 277,000 | $ 101,000 |
| RALEIGH, NC | 21 | $ 8,235,000 | $ 392,000 | $ 148,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 21 | $ 9,545,000 | $ 454,000 | $ 149,000 |
| FORT WAYNE, IN | 20 | $ 4,120,000 | $ 206,000 | $ 110,000 |
| GREELEY, CO | 20 | $ 8,050,000 | $ 402,000 | $ 161,000 |
| SPOKANE-SPOKANE VALLEY, WA | 20 | $ 7,580,000 | $ 379,000 | $ 148,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 19 | $ 5,555,000 | $ 292,000 | $ 144,000 |
| YORK-HANOVER, PA | 19 | $ 6,355,000 | $ 334,000 | $ 141,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 5,100,000 | $ 292,500 | $ 91,500 |
| TERRE HAUTE, IN | 18 | $ 3,770,000 | $ 209,000 | $ 156,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 17 | $ 10,305,000 | $ 606,000 | $ 265,000 |
| BLOOMINGTON, IN | 16 | $ 3,670,000 | $ 229,000 | $ 117,000 |
| CORVALLIS, OR | 16 | $ 6,600,000 | $ 412,000 | $ 181,000 |
| KNOXVILLE, TN | 16 | $ 5,390,000 | $ 336,000 | $ 115,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 16 | $ 4,020,000 | $ 251,000 | $ 91,000 |
| MONROE, MI | 16 | $ 2,680,000 | $ 167,000 | $ 78,000 |
| SHERMAN-DENISON, TX | 16 | $ 3,820,000 | $ 238,000 | $ 122,000 |
| CHATTANOOGA, TN-GA | 15 | $ 5,445,000 | $ 412,500 | $ 127,500 |
| COLUMBIA, SC | 15 | $ 3,505,000 | $ 233,000 | $ 78,000 |
| KOKOMO, IN | 15 | $ 2,655,000 | $ 177,000 | $ 79,000 |
| ANN ARBOR, MI | 14 | $ 3,520,000 | $ 251,000 | $ 131,000 |
| AUSTIN-ROUND ROCK, TX | 14 | $ 4,600,000 | $ 328,000 | $ 111,000 |
| GRAND RAPIDS-WYOMING, MI | 14 | $ 3,860,000 | $ 275,000 | $ 107,000 |
| JACKSON, MS | 14 | $ 2,910,000 | $ 207,000 | $ 86,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 14 | $ 4,740,000 | $ 338,000 | $ 158,000 |
| TOPEKA, KS | 14 | $ 2,410,000 | $ 172,000 | $ 83,000 |
| GETTYSBURG, PA | 13 | $ 4,765,000 | $ 366,000 | $ 169,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 2,975,000 | $ 228,000 | $ 78,000 |
| KANKAKEE, IL | 13 | $ 2,395,000 | $ 184,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 13 | $ 2,915,000 | $ 224,000 | $ 109,000 |
| LEWISTON-AUBURN, ME | 13 | $ 3,645,000 | $ 280,000 | $ 99,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 13 | $ 3,445,000 | $ 271,000 | $ 120,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 12 | $ 3,180,000 | $ 265,000 | $ 93,000 |
| KILLEEN-TEMPLE, TX | 12 | $ 3,740,000 | $ 311,000 | $ 136,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 12 | $ 5,230,000 | $ 435,000 | $ 158,000 |
| ROCKFORD, IL | 12 | $ 2,040,000 | $ 170,000 | $ 62,000 |
| BAKERSFIELD, CA | 11 | $ 3,205,000 | $ 291,000 | $ 97,000 |
| BOULDER, CO | 11 | $ 4,985,000 | $ 453,000 | $ 158,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 11 | $ 3,745,000 | $ 340,000 | $ 143,000 |
| DANVILLE, IL | 11 | $ 1,075,000 | $ 97,000 | $ 74,000 |
| SAGINAW, MI | 11 | $ 1,105,000 | $ 100,000 | $ 201,000 |
| WENATCHEE, WA | 11 | $ 4,595,000 | $ 417,000 | $ 211,000 |
| BOISE CITY, ID | 10 | $ 7,020,000 | $ 702,000 | $ 333,000 |
| FRESNO, CA | 10 | $ 3,180,000 | $ 318,000 | $ 96,000 |
| OSHKOSH-NEENAH, WI | 10 | $ 2,030,000 | $ 203,000 | $ 70,000 |
| STOCKTON-LODI, CA | 10 | $ 4,710,000 | $ 471,000 | $ 163,000 |
| BLOOMINGTON, IL | 9 | $ 1,775,000 | $ 197,000 | $ 113,000 |
| KINGSTON, NY | 9 | $ 2,435,000 | $ 270,000 | $ 97,000 |
| OCEAN CITY, NJ | 9 | $ 3,305,000 | $ 367,000 | $ 206,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 2,275,000 | $ 252,000 | $ 121,000 |
| TOLEDO, OH | 9 | $ 1,635,000 | $ 181,000 | $ 87,000 |
| COLUMBUS, IN | 8 | $ 1,820,000 | $ 227,000 | $ 116,000 |
| DECATUR, IL | 8 | $ 1,020,000 | $ 127,000 | $ 78,000 |
| GAINESVILLE, FL | 8 | $ 2,570,000 | $ 321,000 | $ 137,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 8 | $ 1,670,000 | $ 208,000 | $ 120,000 |
| JACKSONVILLE, NC | 8 | $ 1,800,000 | $ 225,000 | $ 77,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 8 | $ 2,450,000 | $ 306,000 | $ 103,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 7 | $ 4,575,000 | $ 653,000 | $ 162,000 |
| BELLINGHAM, WA | 7 | $ 3,705,000 | $ 529,000 | $ 139,000 |
| EUGENE, OR | 7 | $ 3,105,000 | $ 443,000 | $ 213,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,745,000 | $ 249,000 | $ 93,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 3,105,000 | $ 443,000 | $ 189,000 |
| PANAMA CITY, FL | 7 | $ 1,855,000 | $ 265,000 | $ 84,000 |
| PHILADELPHIA, PA | 7 | $ 2,105,000 | $ 300,000 | $ 149,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 7 | $ 3,895,000 | $ 556,000 | $ 245,000 |
| SPRINGFIELD, IL | 7 | $ 1,145,000 | $ 163,000 | $ 65,000 |
| TRENTON, NJ | 7 | $ 2,435,000 | $ 347,000 | $ 151,000 |
| ASHEVILLE, NC | 6 | $ 2,380,000 | $ 396,000 | $ 132,000 |
| CANTON-MASSILLON, OH | 6 | $ 620,000 | $ 103,000 | $ 73,000 |
| CHARLOTTESVILLE, VA | 6 | $ 3,120,000 | $ 520,000 | $ 116,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 2,680,000 | $ 446,000 | $ 258,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 1,660,000 | $ 276,000 | $ 99,000 |
| FARGO, ND-MN | 6 | $ 2,160,000 | $ 386,000 | $ 190,000 |
| FAYETTEVILLE, NC | 6 | $ 1,770,000 | $ 295,000 | $ 99,000 |
| FORT COLLINS, CO | 6 | $ 3,960,000 | $ 660,000 | $ 375,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,480,000 | $ 246,000 | $ 132,000 |
| LEBANON, PA | 6 | $ 1,880,000 | $ 313,000 | $ 143,000 |
| PITTSBURGH, PA | 6 | $ 1,360,000 | $ 226,000 | $ 111,000 |
| SEBRING, FL | 6 | $ 1,670,000 | $ 278,000 | $ 94,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 1,220,000 | $ 184,000 | $ 96,000 |
| ST. CLOUD, MN | 6 | $ 1,530,000 | $ 255,000 | $ 93,000 |
| ST. LOUIS, MO-IL | 6 | $ 1,900,000 | $ 323,500 | $ 166,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 2,045,000 | $ 409,000 | $ 138,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 1,315,000 | $ 263,000 | $ 147,000 |
| CHARLESTON, WV | 5 | $ 875,000 | $ 175,000 | $ 75,000 |
| COLUMBUS, OH | 5 | $ 1,575,000 | $ 315,000 | $ 167,000 |
| GAINESVILLE, GA | 5 | $ 1,655,000 | $ 331,000 | $ 103,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,055,000 | $ 211,000 | $ 218,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,605,000 | $ 321,000 | $ 115,000 |
| JACKSON, MI | 5 | $ 725,000 | $ 145,000 | $ 51,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 3,865,000 | $ 773,000 | $ 213,000 |
| MUSKEGON, MI | 5 | $ 985,000 | $ 197,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,895,000 | $ 379,000 | $ 168,000 |
| ROANOKE, VA | 5 | $ 1,355,000 | $ 271,000 | $ 107,000 |
| SAN RAFAEL, CA | 5 | $ 2,965,000 | $ 593,000 | $ 189,000 |
| ST. JOSEPH, MO-KS | 5 | $ 945,000 | $ 189,000 | $ 95,000 |
| THE VILLAGES, FL | 5 | $ 2,035,000 | $ 407,000 | $ 136,000 |
| TULSA, OK | 5 | $ 2,015,000 | $ 403,000 | $ 142,000 |
| WALLA WALLA, WA | 5 | $ 1,485,000 | $ 297,000 | $ 103,000 |
| AMARILLO, TX | 4 | $ 1,050,000 | $ 262,000 | $ 200,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 1,250,000 | $ 323,000 | $ 219,000 |
| BANGOR, ME | 4 | $ 1,370,000 | $ 342,000 | $ 108,000 |
| COEUR D'ALENE, ID | 4 | $ 2,400,000 | $ 600,000 | $ 188,000 |
| FLORENCE, SC | 4 | $ 640,000 | $ 160,000 | $ 47,000 |
| LONGVIEW, WA | 4 | $ 1,510,000 | $ 377,000 | $ 118,000 |
| MEDFORD, OR | 4 | $ 1,470,000 | $ 367,000 | $ 137,000 |
| MIDLAND, MI | 4 | $ 640,000 | $ 160,000 | $ 74,000 |
| MONTGOMERY, AL | 4 | $ 520,000 | $ 130,000 | $ 29,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 590,000 | $ 147,000 | $ 148,000 |
| OKLAHOMA CITY, OK | 4 | $ 1,950,000 | $ 487,000 | $ 228,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 1,470,000 | $ 393,000 | $ 89,500 |
| REDDING, CA | 4 | $ 990,000 | $ 247,000 | $ 172,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 990,000 | $ 247,000 | $ 191,000 |
| SALT LAKE CITY, UT | 4 | $ 2,170,000 | $ 542,000 | $ 182,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 3,050,000 | $ 762,000 | $ 187,000 |
| TUCSON, AZ | 4 | $ 1,210,000 | $ 302,000 | $ 128,000 |
| WARNER ROBINS, GA | 4 | $ 1,070,000 | $ 267,000 | $ 86,000 |
| BINGHAMTON, NY | 3 | $ 425,000 | $ 141,000 | $ 46,000 |
| BURLINGTON, NC | 3 | $ 535,000 | $ 178,000 | $ 63,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 1,315,000 | $ 438,000 | $ 119,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 885,000 | $ 295,000 | $ 116,000 |
| GRAND JUNCTION, CO | 3 | $ 1,005,000 | $ 335,000 | $ 132,000 |
| HUNTSVILLE, AL | 3 | $ 435,000 | $ 145,000 | $ 114,000 |
| JONESBORO, AR | 3 | $ 905,000 | $ 301,000 | $ 102,000 |
| LINCOLN, NE | 3 | $ 1,405,000 | $ 468,000 | $ 107,000 |
| MADISON, WI | 3 | $ 925,000 | $ 308,000 | $ 167,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 725,000 | $ 241,000 | $ 129,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 1,025,000 | $ 341,000 | $ 160,000 |
| NAPA, CA | 3 | $ 1,465,000 | $ 488,000 | $ 144,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 1,415,000 | $ 471,000 | $ 235,000 |
| ROCHESTER, NY | 3 | $ 495,000 | $ 165,000 | $ 150,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 2,155,000 | $ 718,000 | $ 221,000 |
| SPRINGFIELD, MO | 3 | $ 735,000 | $ 245,000 | $ 66,000 |
| TYLER, TX | 3 | $ 1,235,000 | $ 411,000 | $ 141,000 |
| WORCESTER, MA-CT | 3 | $ 1,445,000 | $ 481,000 | $ 169,000 |
| ALBUQUERQUE, NM | 2 | $ 520,000 | $ 260,000 | $ 265,000 |
| AUBURN-OPELIKA, AL | 2 | $ 1,110,000 | $ 555,000 | $ 134,000 |
| BARNSTABLE TOWN, MA | 2 | $ 860,000 | $ 430,000 | $ 86,000 |
| BATTLE CREEK, MI | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| CLARKSVILLE, TN-KY | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 340,000 | $ 170,000 | $ 112,000 |
| CORPUS CHRISTI, TX | 2 | $ 970,000 | $ 485,000 | $ 182,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 310,000 | $ 155,000 | $ 109,000 |
| EAST STROUDSBURG, PA | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| EL PASO, TX | 2 | $ 360,000 | $ 180,000 | $ 104,000 |
| ELKHART-GOSHEN, IN | 2 | $ 510,000 | $ 255,000 | $ 104,000 |
| GREEN BAY, WI | 2 | $ 780,000 | $ 390,000 | $ 190,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| HINESVILLE, GA | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| JOHNSON CITY, TN | 2 | $ 770,000 | $ 385,000 | $ 139,000 |
| JOPLIN, MO | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 1,160,000 | $ 580,000 | $ 217,000 |
| LIMA, OH | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| MADERA, CA | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 740,000 | $ 370,000 | $ 135,000 |
| MODESTO, CA | 2 | $ 640,000 | $ 320,000 | $ 78,000 |
| NEW BERN, NC | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 730,000 | $ 365,000 | $ 69,000 |
| PINE BLUFF, AR | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| ROCHESTER, MN | 2 | $ 1,000,000 | $ 500,000 | $ 194,000 |
| SALINAS, CA | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| SHEBOYGAN, WI | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| SPARTANBURG, SC | 2 | $ 630,000 | $ 315,000 | $ 115,000 |
| VALDOSTA, GA | 2 | $ 740,000 | $ 370,000 | $ 106,000 |
| VICTORIA, TX | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| WACO, TX | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| WHEELING, WV-OH | 2 | $ 110,000 | $ 55,000 | $ 20,000 |
| WICHITA, KS | 2 | $ 600,000 | $ 300,000 | $ 92,000 |
| YAKIMA, WA | 2 | $ 440,000 | $ 220,000 | $ 95,000 |
| APPLETON, WI | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| BAY CITY, MI | 1 | $ 55,000 | $ 55,000 | $ 273,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| BOSTON, MA | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| CARSON CITY, NV | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| CASPER, WY | 1 | $ 365,000 | $ 365,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| CLEVELAND, TN | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| DULUTH, MN-WI | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| EL CENTRO, CA | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| GRAND FORKS, ND-MN | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| GRANTS PASS, OR | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| GREENVILLE, NC | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| HATTIESBURG, MS | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| IDAHO FALLS, ID | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| IOWA CITY, IA | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 365,000 | $ 365,000 | $ 173,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| LAWRENCE, KS | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| LOGAN, UT-ID | 1 | $ 645,000 | $ 645,000 | $ 286,000 |
| LUBBOCK, TX | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| MIDLAND, TX | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| MISSOULA, MT | 1 | $ 615,000 | $ 615,000 | $ 183,000 |
| MOBILE, AL | 1 | $ 165,000 | $ 165,000 | $ 253,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| ODESSA, TX | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| RACINE, WI | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| RAPID CITY, SD | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 925,000 | $ 925,000 | $ 730,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 475,000 | $ 475,000 | $ 154,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| SPRINGFIELD, MA | 1 | $ 255,000 | $ 255,000 | $ 187,000 |
| SPRINGFIELD, OH | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| SUMTER, SC | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| SYRACUSE, NY | 1 | $ 255,000 | $ 255,000 | $ 159,000 |
| TALLAHASSEE, FL | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| TEXARKANA, TX-AR | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| TWIN FALLS, ID | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| URBAN HONOLULU, HI | 1 | $ 735,000 | $ 735,000 | $ 168,000 |
| UTICA-ROME, NY | 1 | $ 245,000 | $ 245,000 | $ 34,000 |
| WAUSAU, WI | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| WINCHESTER, VA-WV | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Caliber Home Loans, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,827 | $5,052,525,000 | $340,000 | $3,005,000 | $130,000 | $3,022,000 |
| Cash-out Refinancing | 1,271 | $362,875,000 | $285,000 | $2,275,000 | $129,000 | $3,095,000 |
| Refinancing | 509 | $183,665,000 | $360,000 | $1,825,000 | $145,000 | $2,339,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,311 | $3,036,975,000 | $326,000 | $3,005,000 | $132,000 | $3,095,000 |
| Not Provided | 2,359 | $851,775,000 | $361,000 | $2,405,000 | $145,000 | $2,004,000 |
| Hispanic | 2,352 | $789,040,000 | $335,000 | $2,275,000 | $111,000 | $1,981,000 |
| Black or African American | 1,469 | $485,165,000 | $330,000 | $1,495,000 | $114,000 | $2,113,000 |
| Asian | 741 | $296,775,000 | $400,000 | $1,995,000 | $145,000 | $2,129,000 |
| Not applicable | 144 | $50,890,000 | $353,000 | $1,055,000 | $0 | $0 |
| American Indian or Alaskan Native | 68 | $21,280,000 | $312,000 | $745,000 | $101,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $9,060,000 | $377,000 | $975,000 | $121,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,103 | $3,841,225,000 | $345,000 | $3,005,000 | $146,000 | $3,095,000 |
| FHA-insured (Federal Housing Administration) | 3,934 | $1,137,300,000 | $289,000 | $1,635,000 | $91,000 | $836,000 |
| VA-guaranteed (Veterans Administration) | 1,435 | $594,775,000 | $414,000 | $2,275,000 | $121,000 | $795,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $25,765,000 | $190,000 | $575,000 | $71,000 | $149,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,711 | $3,535,055,000 | $330,000 | $2,275,000 | $130,000 | $3,022,000 |
| Application Withdrawn By Applicant | 3,591 | $1,207,115,000 | $336,000 | $3,005,000 | $135,000 | $2,682,000 |
| Preapproval Approved but not Accepted | 863 | $371,555,000 | $430,000 | $2,725,000 | $131,000 | $2,662,000 |
| Application Denied By Financial Institution | 667 | $204,105,000 | $306,000 | $2,185,000 | $104,000 | $3,095,000 |
| File Closed For Incompleteness | 372 | $141,640,000 | $380,000 | $1,505,000 | $150,000 | $2,004,000 |
| Preapproval Denied by Financial Institution | 217 | $76,245,000 | $351,000 | $1,605,000 | $95,000 | $519,000 |
| Loan Purchased By The Institution | 116 | $40,670,000 | $350,000 | $965,000 | $0 | $0 |
| Application Approved But Not Accepted | 70 | $22,680,000 | $324,000 | $1,505,000 | $163,000 | $3,095,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,723 | $5,318,715,000 | $338,000 | $3,005,000 | $132,000 | $3,095,000 |
| Debt-To-Income Ratio | 382 | $129,630,000 | $339,000 | $2,185,000 | $86,000 | $742,000 |
| Credit History | 163 | $47,075,000 | $288,000 | $1,445,000 | $96,000 | $498,000 |
| Collateral | 133 | $35,725,000 | $268,000 | $945,000 | $119,000 | $609,000 |
| Employment History | 83 | $25,315,000 | $305,000 | $1,745,000 | $90,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $19,330,000 | $322,000 | $775,000 | $156,000 | $3,095,000 |
| Credit Application Incomplete | 36 | $15,130,000 | $420,000 | $1,605,000 | $124,000 | $519,000 |
| Other | 18 | $5,150,000 | $286,000 | $655,000 | $149,000 | $424,000 |
| Unverifiable Information | 6 | $2,070,000 | $345,000 | $535,000 | $201,000 | $796,000 |
| Mortgage Insurance Denied | 3 | $925,000 | $308,000 | $405,000 | $125,000 | $159,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Caliber Home Loans, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Caliber Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.