Texana Bank Mortgage Lending & HMDA Data, 2021

In 2021, Texana Bank of Linden, TX reported 1,569 mortgage applications totaling $493.3 million, down 21% from 2020. The average application was for $314,432, and applicants reported an average income of $119,326. 62% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Dallas-Plano-Irving, TX (77), Washington-Arlington-Alexandria, DC-VA-MD-WV (63) and Los Angeles-Long Beach-Glendale, CA (52) (applications in parentheses).

Mortgage Company & Address Texana Bank
124 E Rush St
Linden, TX 75563
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,569
Total Mortgage Loan Application Amount $493,345,000
Average Mortgage Loan Application Amount $314,432
Highest Mortgage Loan Application Amount $1,975,000
Average Applicant Income $119,326
Highest Applicant Income $3,143,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texana Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 52 $ 22,220,000 $ 427,307 $ 126,000
Riverside, California 31 $ 12,545,000 $ 404,677 $ 141,000
Dallas, Texas 31 $ 11,175,000 $ 360,483 $ 232,000
Fairfax, Virginia 31 $ 15,135,000 $ 488,225 $ 189,000
Maricopa, Arizona 30 $ 8,470,000 $ 282,333 $ 87,000
Clark, Nevada 26 $ 7,150,000 $ 275,000 $ 85,000
Bowie, Texas 25 $ 4,255,000 $ 170,200 $ 115,000
Orange, California 24 $ 9,390,000 $ 391,250 $ 142,000
Collin, Texas 23 $ 7,525,000 $ 327,173 $ 134,000
San Diego, California 21 $ 8,695,000 $ 414,047 $ 181,000
Harris, Texas 21 $ 8,015,000 $ 381,666 $ 152,000
Denton, Texas 19 $ 5,255,000 $ 276,578 $ 144,000
Gregg, Texas 18 $ 2,650,000 $ 147,222 $ 100,000
Travis, Texas 17 $ 5,925,000 $ 348,529 $ 171,000
Sacramento, California 14 $ 5,510,000 $ 393,571 $ 106,000
Johnson, Kansas 14 $ 4,420,000 $ 315,714 $ 111,000
Bexar, Texas 14 $ 4,420,000 $ 315,714 $ 128,000
Miller, Arkansas 12 $ 2,270,000 $ 189,166 $ 180,000
Oakland, Michigan 12 $ 2,850,000 $ 237,500 $ 90,000
Oklahoma, Oklahoma 12 $ 4,240,000 $ 353,333 $ 208,000
Alameda, California 11 $ 4,345,000 $ 395,000 $ 128,000
San Bernardino, California 11 $ 3,205,000 $ 291,363 $ 126,000
Santa Clara, California 11 $ 4,915,000 $ 446,818 $ 226,000
Worcester, Massachusetts 11 $ 3,455,000 $ 314,090 $ 116,000
Tulsa, Oklahoma 11 $ 2,845,000 $ 258,636 $ 89,000
Tarrant, Texas 11 $ 3,695,000 $ 335,909 $ 142,000
Ada, Idaho 10 $ 3,870,000 $ 387,000 $ 158,000
Prince George's, Maryland 10 $ 2,700,000 $ 270,000 $ 91,000
Gallatin, Montana 10 $ 3,780,000 $ 378,000 $ 127,000
Macomb, Michigan 9 $ 1,815,000 $ 201,666 $ 80,000
Providence, Rhode Island 9 $ 2,455,000 $ 272,777 $ 66,000
Salt Lake, Utah 9 $ 3,115,000 $ 346,111 $ 101,000
Broward, Florida 8 $ 2,510,000 $ 313,750 $ 99,000
Hillsborough, Florida 8 $ 2,530,000 $ 316,250 $ 104,000
Plymouth, Massachusetts 8 $ 2,710,000 $ 338,750 $ 101,000
Washoe, Nevada 8 $ 3,330,000 $ 416,250 $ 113,000
Cass, Texas 8 $ 1,260,000 $ 157,500 $ 117,000
King, Washington 8 $ 2,950,000 $ 368,750 $ 159,000
Contra Costa, California 7 $ 3,625,000 $ 517,857 $ 170,000
Fresno, California 7 $ 1,435,000 $ 205,000 $ 79,000
Ventura, California 7 $ 2,535,000 $ 362,142 $ 92,000
Denver, Colorado 7 $ 2,845,000 $ 406,428 $ 111,000
Fairfield, Connecticut 7 $ 2,485,000 $ 355,000 $ 153,000
Anne Arundel, Maryland 7 $ 1,975,000 $ 282,142 $ 72,000
Baltimore, Maryland 7 $ 1,715,000 $ 245,000 $ 77,000
Bristol, Massachusetts 7 $ 2,375,000 $ 339,285 $ 106,000
Wake, North Carolina 7 $ 2,285,000 $ 326,428 $ 110,000
Williamson, Texas 7 $ 2,105,000 $ 300,714 $ 138,000
Loudoun, Virginia 7 $ 2,935,000 $ 419,285 $ 133,000
Pierce, Washington 7 $ 3,565,000 $ 509,285 $ 137,000
Milwaukee, Wisconsin 7 $ 1,805,000 $ 257,857 $ 101,000
New Haven, Connecticut 6 $ 1,330,000 $ 221,666 $ 90,000
New Castle, Delaware 6 $ 1,540,000 $ 256,666 $ 94,000
Collier, Florida 6 $ 1,980,000 $ 330,000 $ 98,000
Palm Beach, Florida 6 $ 2,330,000 $ 388,333 $ 118,000
Bernalillo, New Mexico 6 $ 1,990,000 $ 331,666 $ 116,000
Cabarrus, North Carolina 6 $ 1,590,000 $ 265,000 $ 77,000
Montgomery, Texas 6 $ 2,310,000 $ 385,000 $ 185,000
Davis, Utah 6 $ 2,500,000 $ 416,666 $ 111,000
Utah, Utah 6 $ 1,750,000 $ 291,666 $ 82,000
Whatcom, Washington 6 $ 1,720,000 $ 286,666 $ 128,000
Mohave, Arizona 5 $ 1,335,000 $ 267,000 $ 140,000
El Paso, Colorado 5 $ 1,465,000 $ 293,000 $ 75,000
Lee, Florida 5 $ 1,275,000 $ 255,000 $ 119,000
Miami-Dade, Florida 5 $ 1,705,000 $ 341,000 $ 92,000
St. Lucie, Florida 5 $ 1,635,000 $ 327,000 $ 126,000
Canyon, Idaho 5 $ 1,375,000 $ 275,000 $ 104,000
Cook, Illinois 5 $ 1,385,000 $ 277,000 $ 49,000
Jefferson, Kentucky 5 $ 1,435,000 $ 287,000 $ 97,000
Middlesex, Massachusetts 5 $ 1,525,000 $ 305,000 $ 118,000
Wayne, Michigan 5 $ 1,315,000 $ 263,000 $ 108,000
Mecklenburg, North Carolina 5 $ 1,485,000 $ 297,000 $ 112,000
Philadelphia, Pennsylvania 5 $ 1,305,000 $ 261,000 $ 83,000
Berkeley, South Carolina 5 $ 1,525,000 $ 305,000 $ 100,000
Charleston, South Carolina 5 $ 1,905,000 $ 381,000 $ 119,000
Dorchester, South Carolina 5 $ 1,635,000 $ 327,000 $ 94,000
Pima, Arizona 4 $ 850,000 $ 212,500 $ 94,000
Pinal, Arizona 4 $ 1,140,000 $ 285,000 $ 89,000
El Dorado, California 4 $ 2,100,000 $ 525,000 $ 100,000
Kern, California 4 $ 1,030,000 $ 257,500 $ 69,000
Monterey, California 4 $ 2,000,000 $ 500,000 $ 250,000
San Francisco, California 4 $ 1,750,000 $ 437,500 $ 156,000
San Joaquin, California 4 $ 1,750,000 $ 437,500 $ 131,000
Solano, California 4 $ 1,510,000 $ 377,500 $ 106,000
Douglas, Colorado 4 $ 1,590,000 $ 397,500 $ 102,000
Brevard, Florida 4 $ 1,080,000 $ 270,000 $ 104,000
Osceola, Florida 4 $ 1,060,000 $ 265,000 $ 75,000
Santa Rosa, Florida 4 $ 1,030,000 $ 257,500 $ 53,000
Fulton, Georgia 4 $ 1,050,000 $ 262,500 $ 75,000
Gwinnett, Georgia 4 $ 1,060,000 $ 265,000 $ 124,000
Marion, Indiana 4 $ 830,000 $ 207,500 $ 81,000
Anoka, Minnesota 4 $ 990,000 $ 247,500 $ 32,000
Yellowstone, Montana 4 $ 860,000 $ 215,000 $ 66,000
Delaware, Ohio 4 $ 1,290,000 $ 322,500 $ 135,000
Franklin, Ohio 4 $ 1,010,000 $ 252,500 $ 77,000
Lake, Ohio 4 $ 890,000 $ 222,500 $ 59,000
Cleveland, Oklahoma 4 $ 1,500,000 $ 375,000 $ 150,000
Pittsburg, Oklahoma 4 $ 650,000 $ 162,500 $ 75,000
Deschutes, Oregon 4 $ 1,640,000 $ 410,000 $ 113,000
Bucks, Pennsylvania 4 $ 1,280,000 $ 320,000 $ 130,000
Hays, Texas 4 $ 1,330,000 $ 332,500 $ 128,000
Kitsap, Washington 4 $ 1,940,000 $ 485,000 $ 109,000
Garland, Arkansas 3 $ 545,000 $ 181,666 $ 144,000
Little River, Arkansas 3 $ 485,000 $ 161,666 $ 130,000
Saline, Arkansas 3 $ 1,545,000 $ 515,000 $ 0
Placer, California 3 $ 1,385,000 $ 461,666 $ 136,000
Santa Barbara, California 3 $ 1,355,000 $ 451,666 $ 114,000
Shasta, California 3 $ 1,025,000 $ 341,666 $ 68,000
Sonoma, California 3 $ 1,215,000 $ 405,000 $ 273,000
Tulare, California 3 $ 835,000 $ 278,333 $ 51,000
Adams, Colorado 3 $ 935,000 $ 311,666 $ 82,000
Arapahoe, Colorado 3 $ 1,355,000 $ 451,666 $ 294,000
Boulder, Colorado 3 $ 1,285,000 $ 428,333 $ 107,000
Larimer, Colorado 3 $ 1,135,000 $ 378,333 $ 200,000
Hartford, Connecticut 3 $ 845,000 $ 281,666 $ 82,000
Pinellas, Florida 3 $ 805,000 $ 268,333 $ 70,000
St. Johns, Florida 3 $ 1,045,000 $ 348,333 $ 158,000
Cobb, Georgia 3 $ 1,145,000 $ 381,666 $ 105,000
DeKalb, Georgia 3 $ 735,000 $ 245,000 $ 178,000
Kootenai, Idaho 3 $ 895,000 $ 298,333 $ 87,000
Lake, Illinois 3 $ 505,000 $ 168,333 $ 72,000
Will, Illinois 3 $ 485,000 $ 161,666 $ 49,000
Polk, Iowa 3 $ 605,000 $ 201,666 $ 145,000
Howard, Maryland 3 $ 1,225,000 $ 408,333 $ 124,000
Montgomery, Maryland 3 $ 1,295,000 $ 431,666 $ 44,000
Essex, Massachusetts 3 $ 995,000 $ 331,666 $ 93,000
Suffolk, Massachusetts 3 $ 1,505,000 $ 501,666 $ 266,000
Ramsey, Minnesota 3 $ 745,000 $ 248,333 $ 81,000
St. Louis, Missouri 3 $ 605,000 $ 201,666 $ 72,000
Lancaster, Nebraska 3 $ 1,255,000 $ 418,333 $ 127,000
Hillsborough, New Hampshire 3 $ 1,045,000 $ 348,333 $ 135,000
Rockingham, New Hampshire 3 $ 1,475,000 $ 491,666 $ 192,000
Santa Fe, New Mexico 3 $ 1,135,000 $ 378,333 $ 152,000
New Hanover, North Carolina 3 $ 775,000 $ 258,333 $ 80,000
Summit, Ohio 3 $ 545,000 $ 181,666 $ 101,000
McClain, Oklahoma 3 $ 1,015,000 $ 338,333 $ 140,000
Washington, Oregon 3 $ 1,305,000 $ 435,000 $ 134,000
Chester, Pennsylvania 3 $ 995,000 $ 331,666 $ 77,000
Montgomery, Pennsylvania 3 $ 825,000 $ 275,000 $ 128,000
Kent, Rhode Island 3 $ 785,000 $ 261,666 $ 72,000
Greenville, South Carolina 3 $ 615,000 $ 205,000 $ 64,000
Richland, South Carolina 3 $ 485,000 $ 161,666 $ 136,000
Spartanburg, South Carolina 3 $ 945,000 $ 315,000 $ 75,000
York, South Carolina 3 $ 745,000 $ 248,333 $ 56,000
Davidson, Tennessee 3 $ 1,335,000 $ 445,000 $ 149,000
Wise, Texas 3 $ 1,495,000 $ 498,333 $ 79,000
Tooele, Utah 3 $ 1,265,000 $ 421,666 $ 121,000
Weber, Utah 3 $ 915,000 $ 305,000 $ 83,000
Chesterfield, Virginia 3 $ 575,000 $ 191,666 $ 75,000
Prince William, Virginia 3 $ 1,365,000 $ 455,000 $ 149,000
Harrison, West Virginia 3 $ 725,000 $ 241,666 $ 224,000
Monongalia, West Virginia 3 $ 1,265,000 $ 421,666 $ 254,000
Madison, Alabama 2 $ 260,000 $ 130,000 $ 30,000
Russell, Alabama 2 $ 470,000 $ 235,000 $ 134,000
Benton, Arkansas 2 $ 400,000 $ 200,000 $ 74,000
Pulaski, Arkansas 2 $ 450,000 $ 225,000 $ 64,000
Washington, Arkansas 2 $ 650,000 $ 325,000 $ 78,000
Humboldt, California 2 $ 680,000 $ 340,000 $ 153,000
Marin, California 2 $ 910,000 $ 455,000 $ 273,000
Merced, California 2 $ 600,000 $ 300,000 $ 73,000
Nevada, California 2 $ 750,000 $ 375,000 $ 278,000
San Luis Obispo, California 2 $ 890,000 $ 445,000 $ 174,000
Stanislaus, California 2 $ 490,000 $ 245,000 $ 112,000
Archuleta, Colorado 2 $ 510,000 $ 255,000 $ 79,000
Teller, Colorado 2 $ 410,000 $ 205,000 $ 65,000
Weld, Colorado 2 $ 580,000 $ 290,000 $ 77,000
Sussex, Delaware 2 $ 720,000 $ 360,000 $ 115,000
District of Columbia, District Of Columbia 2 $ 650,000 $ 325,000 $ 118,000
Duval, Florida 2 $ 380,000 $ 190,000 $ 72,000
Volusia, Florida 2 $ 570,000 $ 285,000 $ 89,000
Douglas, Georgia 2 $ 380,000 $ 190,000 $ 73,000
Fayette, Georgia 2 $ 540,000 $ 270,000 $ 74,000
Henry, Georgia 2 $ 540,000 $ 270,000 $ 88,000
Walton, Georgia 2 $ 560,000 $ 280,000 $ 89,000
Honolulu, Hawaii 2 $ 610,000 $ 305,000 $ 84,000
Hamilton, Indiana 2 $ 610,000 $ 305,000 $ 98,000
Dubuque, Iowa 2 $ 540,000 $ 270,000 $ 107,000
Butler, Kansas 2 $ 550,000 $ 275,000 $ 107,000
Wyandotte, Kansas 2 $ 430,000 $ 215,000 $ 67,000
Caddo, Louisiana 2 $ 820,000 $ 410,000 $ 108,000
East Baton Rouge, Louisiana 2 $ 510,000 $ 255,000 $ 128,000
Jefferson, Louisiana 2 $ 410,000 $ 205,000 $ 99,000
Orleans, Louisiana 2 $ 800,000 $ 400,000 $ 150,000
St. Landry, Louisiana 2 $ 930,000 $ 465,000 $ 187,000
St. Tammany, Louisiana 2 $ 520,000 $ 260,000 $ 182,000
Carroll, Maryland 2 $ 970,000 $ 485,000 $ 159,000
Frederick, Maryland 2 $ 600,000 $ 300,000 $ 57,000
Barnstable, Massachusetts 2 $ 820,000 $ 410,000 $ 119,000
Norfolk, Massachusetts 2 $ 680,000 $ 340,000 $ 168,000
Kent, Michigan 2 $ 620,000 $ 310,000 $ 57,000
DeSoto, Mississippi 2 $ 590,000 $ 295,000 $ 107,000
Buchanan, Missouri 2 $ 630,000 $ 315,000 $ 103,000
Lafayette, Missouri 2 $ 380,000 $ 190,000 $ 53,000
Taney, Missouri 2 $ 910,000 $ 455,000 $ 153,000
Flathead, Montana 2 $ 760,000 $ 380,000 $ 158,000
Douglas, Nebraska 2 $ 470,000 $ 235,000 $ 97,000
Sarpy, Nebraska 2 $ 920,000 $ 460,000 $ 110,000
Atlantic, New Jersey 2 $ 300,000 $ 150,000 $ 51,000
Middlesex, New Jersey 2 $ 540,000 $ 270,000 $ 88,000
Ocean, New Jersey 2 $ 450,000 $ 225,000 $ 122,000
Somerset, New Jersey 2 $ 860,000 $ 430,000 $ 116,000
Alamance, North Carolina 2 $ 650,000 $ 325,000 $ 89,000
Brunswick, North Carolina 2 $ 430,000 $ 215,000 $ 34,000
Carteret, North Carolina 2 $ 560,000 $ 280,000 $ 116,000
Gaston, North Carolina 2 $ 550,000 $ 275,000 $ 108,000
Guilford, North Carolina 2 $ 350,000 $ 175,000 $ 56,000
Moore, North Carolina 2 $ 580,000 $ 290,000 $ 131,000
Williams, North Dakota 2 $ 550,000 $ 275,000 $ 112,000
Butler, Ohio 2 $ 390,000 $ 195,000 $ 56,000
Cuyahoga, Ohio 2 $ 290,000 $ 145,000 $ 45,000
Licking, Ohio 2 $ 450,000 $ 225,000 $ 95,000
Lorain, Ohio 2 $ 300,000 $ 150,000 $ 32,000
Muskingum, Ohio 2 $ 430,000 $ 215,000 $ 69,000
Stark, Ohio 2 $ 380,000 $ 190,000 $ 60,000
Canadian, Oklahoma 2 $ 460,000 $ 230,000 $ 123,000
Okmulgee, Oklahoma 2 $ 280,000 $ 140,000 $ 43,000
Clackamas, Oregon 2 $ 620,000 $ 310,000 $ 108,000
Jackson, Oregon 2 $ 700,000 $ 350,000 $ 112,000
Marion, Oregon 2 $ 390,000 $ 195,000 $ 43,000
Multnomah, Oregon 2 $ 750,000 $ 375,000 $ 174,000
Allegheny, Pennsylvania 2 $ 430,000 $ 215,000 $ 51,000
Horry, South Carolina 2 $ 360,000 $ 180,000 $ 63,000
Lancaster, South Carolina 2 $ 480,000 $ 240,000 $ 114,000
Blount, Tennessee 2 $ 580,000 $ 290,000 $ 90,000
Knox, Tennessee 2 $ 580,000 $ 290,000 $ 205,000
Rutherford, Tennessee 2 $ 700,000 $ 350,000 $ 95,000
Shelby, Tennessee 2 $ 810,000 $ 405,000 $ 108,000
El Paso, Texas 2 $ 520,000 $ 260,000 $ 110,000
Fort Bend, Texas 2 $ 630,000 $ 315,000 $ 180,000
Grayson, Texas 2 $ 250,000 $ 125,000 $ 0
Harrison, Texas 2 $ 180,000 $ 90,000 $ 0
Rusk, Texas 2 $ 210,000 $ 105,000 $ 44,000
Upshur, Texas 2 $ 550,000 $ 275,000 $ 0
Cache, Utah 2 $ 740,000 $ 370,000 $ 97,000
Summit, Utah 2 $ 830,000 $ 415,000 $ 124,000
Alexandria, Virginia 2 $ 500,000 $ 250,000 $ 86,000
Arlington, Virginia 2 $ 810,000 $ 405,000 $ 287,000
James City, Virginia 2 $ 470,000 $ 235,000 $ 64,000
Stafford, Virginia 2 $ 880,000 $ 440,000 $ 174,000
Virginia Beach, Virginia 2 $ 600,000 $ 300,000 $ 0
Clark, Washington 2 $ 860,000 $ 430,000 $ 157,000
Grays Harbor, Washington 2 $ 370,000 $ 185,000 $ 38,000
Island, Washington 2 $ 690,000 $ 345,000 $ 103,000
Skagit, Washington 2 $ 790,000 $ 395,000 $ 212,000
Spokane, Washington 2 $ 560,000 $ 280,000 $ 91,000
Thurston, Washington 2 $ 730,000 $ 365,000 $ 150,000
Berkeley, West Virginia 2 $ 340,000 $ 170,000 $ 47,000
Rock, Wisconsin 2 $ 800,000 $ 400,000 $ 173,000
Lincoln, Wyoming 2 $ 650,000 $ 325,000 $ 57,000
Baldwin, Alabama 1 $ 235,000 $ 235,000 $ 37,000
Cullman, Alabama 1 $ 235,000 $ 235,000 $ 108,000
Marshall, Alabama 1 $ 205,000 $ 205,000 $ 120,000
Monroe, Alabama 1 $ 185,000 $ 185,000 $ 35,000
Shelby, Alabama 1 $ 405,000 $ 405,000 $ 260,000
Tuscaloosa, Alabama 1 $ 165,000 $ 165,000 $ 37,000
Cochise, Arizona 1 $ 285,000 $ 285,000 $ 132,000
Coconino, Arizona 1 $ 325,000 $ 325,000 $ 97,000
Yuma, Arizona 1 $ 145,000 $ 145,000 $ 0
Craighead, Arkansas 1 $ 205,000 $ 205,000 $ 0
Lonoke, Arkansas 1 $ 105,000 $ 105,000 $ 39,000
Calaveras, California 1 $ 505,000 $ 505,000 $ 142,000
Imperial, California 1 $ 245,000 $ 245,000 $ 60,000
Kings, California 1 $ 275,000 $ 275,000 $ 66,000
Lassen, California 1 $ 285,000 $ 285,000 $ 44,000
San Mateo, California 1 $ 515,000 $ 515,000 $ 790,000
Yolo, California 1 $ 455,000 $ 455,000 $ 148,000
Eagle, Colorado 1 $ 445,000 $ 445,000 $ 172,000
Grand, Colorado 1 $ 345,000 $ 345,000 $ 175,000
Jefferson, Colorado 1 $ 545,000 $ 545,000 $ 289,000
Park, Colorado 1 $ 315,000 $ 315,000 $ 0
Pueblo, Colorado 1 $ 305,000 $ 305,000 $ 62,000
Routt, Colorado 1 $ 485,000 $ 485,000 $ 112,000
Litchfield, Connecticut 1 $ 325,000 $ 325,000 $ 122,000
Middlesex, Connecticut 1 $ 275,000 $ 275,000 $ 52,000
New London, Connecticut 1 $ 175,000 $ 175,000 $ 98,000
Kent, Delaware 1 $ 225,000 $ 225,000 $ 72,000
Bay, Florida 1 $ 335,000 $ 335,000 $ 456,000
Clay, Florida 1 $ 185,000 $ 185,000 $ 33,000
Flagler, Florida 1 $ 225,000 $ 225,000 $ 117,000
Gilchrist, Florida 1 $ 195,000 $ 195,000 $ 77,000
Highlands, Florida 1 $ 175,000 $ 175,000 $ 0
Indian River, Florida 1 $ 365,000 $ 365,000 $ 137,000
Lake, Florida 1 $ 145,000 $ 145,000 $ 0
Manatee, Florida 1 $ 135,000 $ 135,000 $ 107,000
Martin, Florida 1 $ 205,000 $ 205,000 $ 137,000
Monroe, Florida 1 $ 465,000 $ 465,000 $ 66,000
Okaloosa, Florida 1 $ 405,000 $ 405,000 $ 251,000
Orange, Florida 1 $ 425,000 $ 425,000 $ 116,000
Pasco, Florida 1 $ 235,000 $ 235,000 $ 0
Polk, Florida 1 $ 145,000 $ 145,000 $ 0
Seminole, Florida 1 $ 215,000 $ 215,000 $ 34,000
Walton, Florida 1 $ 345,000 $ 345,000 $ 260,000
Bibb, Georgia 1 $ 175,000 $ 175,000 $ 0
Bulloch, Georgia 1 $ 205,000 $ 205,000 $ 80,000
Chatham, Georgia 1 $ 265,000 $ 265,000 $ 108,000
Cherokee, Georgia 1 $ 235,000 $ 235,000 $ 53,000
Forsyth, Georgia 1 $ 425,000 $ 425,000 $ 90,000
Hall, Georgia 1 $ 245,000 $ 245,000 $ 160,000
Haralson, Georgia 1 $ 175,000 $ 175,000 $ 0
Harris, Georgia 1 $ 245,000 $ 245,000 $ 45,000
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 36,000
Newton, Georgia 1 $ 245,000 $ 245,000 $ 47,000
Oconee, Georgia 1 $ 295,000 $ 295,000 $ 59,000
Paulding, Georgia 1 $ 235,000 $ 235,000 $ 120,000
Polk, Georgia 1 $ 185,000 $ 185,000 $ 41,000
Seminole, Georgia 1 $ 125,000 $ 125,000 $ 40,000
Maui, Hawaii 1 $ 535,000 $ 535,000 $ 124,000
Blaine, Idaho 1 $ 305,000 $ 305,000 $ 40,000
Owyhee, Idaho 1 $ 415,000 $ 415,000 $ 75,000
Payette, Idaho 1 $ 185,000 $ 185,000 $ 28,000
Twin Falls, Idaho 1 $ 235,000 $ 235,000 $ 50,000
DuPage, Illinois 1 $ 195,000 $ 195,000 $ 140,000
McHenry, Illinois 1 $ 205,000 $ 205,000 $ 121,000
Winnebago, Illinois 1 $ 205,000 $ 205,000 $ 87,000
Boone, Indiana 1 $ 295,000 $ 295,000 $ 102,000
Brown, Indiana 1 $ 185,000 $ 185,000 $ 84,000
Floyd, Indiana 1 $ 175,000 $ 175,000 $ 0
Hendricks, Indiana 1 $ 295,000 $ 295,000 $ 0
Johnson, Indiana 1 $ 275,000 $ 275,000 $ 34,000
Lake, Indiana 1 $ 235,000 $ 235,000 $ 62,000
Morgan, Indiana 1 $ 125,000 $ 125,000 $ 52,000
Newton, Indiana 1 $ 485,000 $ 485,000 $ 296,000
Porter, Indiana 1 $ 215,000 $ 215,000 $ 86,000
Rush, Indiana 1 $ 205,000 $ 205,000 $ 84,000
Vanderburgh, Indiana 1 $ 155,000 $ 155,000 $ 0
Johnson, Iowa 1 $ 325,000 $ 325,000 $ 150,000
Scott, Iowa 1 $ 275,000 $ 275,000 $ 128,000
Sioux, Iowa 1 $ 205,000 $ 205,000 $ 92,000
Story, Iowa 1 $ 215,000 $ 215,000 $ 63,000
Douglas, Kansas 1 $ 355,000 $ 355,000 $ 281,000
Shawnee, Kansas 1 $ 235,000 $ 235,000 $ 130,000
Bullitt, Kentucky 1 $ 245,000 $ 245,000 $ 60,000
Casey, Kentucky 1 $ 155,000 $ 155,000 $ 0
Madison, Kentucky 1 $ 485,000 $ 485,000 $ 125,000
Nelson, Kentucky 1 $ 225,000 $ 225,000 $ 91,000
Scott, Kentucky 1 $ 245,000 $ 245,000 $ 132,000
Spencer, Kentucky 1 $ 335,000 $ 335,000 $ 0
Ascension, Louisiana 1 $ 375,000 $ 375,000 $ 80,000
Bossier, Louisiana 1 $ 245,000 $ 245,000 $ 61,000
Lincoln, Louisiana 1 $ 125,000 $ 125,000 $ 282,000
Ouachita, Louisiana 1 $ 415,000 $ 415,000 $ 210,000
Rapides, Louisiana 1 $ 215,000 $ 215,000 $ 53,000
West Carroll, Louisiana 1 $ 205,000 $ 205,000 $ 0
West Feliciana, Louisiana 1 $ 435,000 $ 435,000 $ 143,000
Cumberland, Maine 1 $ 215,000 $ 215,000 $ 122,000
Franklin, Maine 1 $ 95,000 $ 95,000 $ 24,000
Kennebec, Maine 1 $ 265,000 $ 265,000 $ 165,000
Penobscot, Maine 1 $ 285,000 $ 285,000 $ 105,000
Cecil, Maryland 1 $ 155,000 $ 155,000 $ 38,000
Dorchester, Maryland 1 $ 225,000 $ 225,000 $ 59,000
Harford, Maryland 1 $ 175,000 $ 175,000 $ 59,000
Washington, Maryland 1 $ 315,000 $ 315,000 $ 128,000
Wicomico, Maryland 1 $ 145,000 $ 145,000 $ 56,000
Genesee, Michigan 1 $ 315,000 $ 315,000 $ 71,000
Ingham, Michigan 1 $ 95,000 $ 95,000 $ 50,000
Leelanau, Michigan 1 $ 215,000 $ 215,000 $ 65,000
Livingston, Michigan 1 $ 215,000 $ 215,000 $ 170,000
Monroe, Michigan 1 $ 125,000 $ 125,000 $ 32,000
Roscommon, Michigan 1 $ 545,000 $ 545,000 $ 106,000
Shiawassee, Michigan 1 $ 125,000 $ 125,000 $ 58,000
St. Clair, Michigan 1 $ 205,000 $ 205,000 $ 41,000
Tuscola, Michigan 1 $ 195,000 $ 195,000 $ 64,000
Washtenaw, Michigan 1 $ 285,000 $ 285,000 $ 106,000
Blue Earth, Minnesota 1 $ 355,000 $ 355,000 $ 62,000
Carver, Minnesota 1 $ 285,000 $ 285,000 $ 74,000
Hennepin, Minnesota 1 $ 265,000 $ 265,000 $ 97,000
Mille Lacs, Minnesota 1 $ 185,000 $ 185,000 $ 0
Nicollet, Minnesota 1 $ 325,000 $ 325,000 $ 100,000
Stearns, Minnesota 1 $ 205,000 $ 205,000 $ 0
Washington, Minnesota 1 $ 215,000 $ 215,000 $ 70,000
Forrest, Mississippi 1 $ 525,000 $ 525,000 $ 347,000
Harrison, Mississippi 1 $ 125,000 $ 125,000 $ 0
Camden, Missouri 1 $ 295,000 $ 295,000 $ 63,000
Cape Girardeau, Missouri 1 $ 215,000 $ 215,000 $ 0
Cass, Missouri 1 $ 275,000 $ 275,000 $ 83,000
Jackson, Missouri 1 $ 415,000 $ 415,000 $ 65,000
Jefferson, Missouri 1 $ 345,000 $ 345,000 $ 78,000
Lincoln, Missouri 1 $ 165,000 $ 165,000 $ 120,000
Miller, Missouri 1 $ 455,000 $ 455,000 $ 263,000
Phelps, Missouri 1 $ 335,000 $ 335,000 $ 0
Stone, Missouri 1 $ 415,000 $ 415,000 $ 96,000
Deer Lodge, Montana 1 $ 375,000 $ 375,000 $ 146,000
Lake, Montana 1 $ 385,000 $ 385,000 $ 90,000
Lincoln, Montana 1 $ 275,000 $ 275,000 $ 49,000
Missoula, Montana 1 $ 445,000 $ 445,000 $ 69,000
Butler, Nebraska 1 $ 205,000 $ 205,000 $ 0
Saunders, Nebraska 1 $ 265,000 $ 265,000 $ 120,000
Humboldt, Nevada 1 $ 155,000 $ 155,000 $ 92,000
Nye, Nevada 1 $ 195,000 $ 195,000 $ 41,000
Merrimack, New Hampshire 1 $ 235,000 $ 235,000 $ 48,000
Strafford, New Hampshire 1 $ 235,000 $ 235,000 $ 94,000
Burlington, New Jersey 1 $ 225,000 $ 225,000 $ 100,000
Essex, New Jersey 1 $ 515,000 $ 515,000 $ 163,000
Hunterdon, New Jersey 1 $ 105,000 $ 105,000 $ 26,000
Eddy, New Mexico 1 $ 275,000 $ 275,000 $ 58,000
San Miguel, New Mexico 1 $ 75,000 $ 75,000 $ 42,000
Burke, North Carolina 1 $ 185,000 $ 185,000 $ 0
Cleveland, North Carolina 1 $ 355,000 $ 355,000 $ 115,000
Craven, North Carolina 1 $ 175,000 $ 175,000 $ 57,000
Cumberland, North Carolina 1 $ 215,000 $ 215,000 $ 0
Davidson, North Carolina 1 $ 155,000 $ 155,000 $ 0
Harnett, North Carolina 1 $ 405,000 $ 405,000 $ 110,000
Hoke, North Carolina 1 $ 165,000 $ 165,000 $ 0
Iredell, North Carolina 1 $ 305,000 $ 305,000 $ 73,000
Johnston, North Carolina 1 $ 275,000 $ 275,000 $ 90,000
Lee, North Carolina 1 $ 355,000 $ 355,000 $ 0
Pamlico, North Carolina 1 $ 265,000 $ 265,000 $ 75,000
Pasquotank, North Carolina 1 $ 205,000 $ 205,000 $ 55,000
Person, North Carolina 1 $ 275,000 $ 275,000 $ 83,000
Polk, North Carolina 1 $ 465,000 $ 465,000 $ 109,000
Randolph, North Carolina 1 $ 235,000 $ 235,000 $ 0
Stanly, North Carolina 1 $ 195,000 $ 195,000 $ 35,000
Transylvania, North Carolina 1 $ 225,000 $ 225,000 $ 72,000
Warren, North Carolina 1 $ 155,000 $ 155,000 $ 0
Yadkin, North Carolina 1 $ 135,000 $ 135,000 $ 48,000
Yancey, North Carolina 1 $ 205,000 $ 205,000 $ 0
Cass, North Dakota 1 $ 205,000 $ 205,000 $ 28,000
Richland, North Dakota 1 $ 295,000 $ 295,000 $ 96,000
Stark, North Dakota 1 $ 275,000 $ 275,000 $ 90,000
Belmont, Ohio 1 $ 185,000 $ 185,000 $ 65,000
Clark, Ohio 1 $ 135,000 $ 135,000 $ 23,000
Clermont, Ohio 1 $ 145,000 $ 145,000 $ 0
Fairfield, Ohio 1 $ 355,000 $ 355,000 $ 47,000
Fayette, Ohio 1 $ 175,000 $ 175,000 $ 89,000
Geauga, Ohio 1 $ 195,000 $ 195,000 $ 60,000
Hamilton, Ohio 1 $ 295,000 $ 295,000 $ 112,000
Knox, Ohio 1 $ 295,000 $ 295,000 $ 50,000
Montgomery, Ohio 1 $ 215,000 $ 215,000 $ 40,000
Portage, Ohio 1 $ 215,000 $ 215,000 $ 113,000
Vinton, Ohio 1 $ 195,000 $ 195,000 $ 62,000
Warren, Ohio 1 $ 315,000 $ 315,000 $ 68,000
Wood, Ohio 1 $ 245,000 $ 245,000 $ 0
Carter, Oklahoma 1 $ 355,000 $ 355,000 $ 76,000
Cherokee, Oklahoma 1 $ 175,000 $ 175,000 $ 95,000
Mayes, Oklahoma 1 $ 195,000 $ 195,000 $ 53,000
Payne, Oklahoma 1 $ 255,000 $ 255,000 $ 114,000
Rogers, Oklahoma 1 $ 95,000 $ 95,000 $ 38,000
Wagoner, Oklahoma 1 $ 435,000 $ 435,000 $ 102,000
Washington, Oklahoma 1 $ 115,000 $ 115,000 $ 49,000
Benton, Oregon 1 $ 275,000 $ 275,000 $ 50,000
Columbia, Oregon 1 $ 255,000 $ 255,000 $ 0
Douglas, Oregon 1 $ 265,000 $ 265,000 $ 63,000
Klamath, Oregon 1 $ 235,000 $ 235,000 $ 100,000
Linn, Oregon 1 $ 275,000 $ 275,000 $ 48,000
Polk, Oregon 1 $ 245,000 $ 245,000 $ 54,000
Tillamook, Oregon 1 $ 145,000 $ 145,000 $ 30,000
Adams, Pennsylvania 1 $ 275,000 $ 275,000 $ 96,000
Bedford, Pennsylvania 1 $ 165,000 $ 165,000 $ 87,000
Berks, Pennsylvania 1 $ 165,000 $ 165,000 $ 50,000
Northampton, Pennsylvania 1 $ 195,000 $ 195,000 $ 67,000
Susquehanna, Pennsylvania 1 $ 255,000 $ 255,000 $ 95,000
Warren, Pennsylvania 1 $ 195,000 $ 195,000 $ 105,000
Wayne, Pennsylvania 1 $ 245,000 $ 245,000 $ 74,000
Bristol, Rhode Island 1 $ 265,000 $ 265,000 $ 48,000
Aiken, South Carolina 1 $ 415,000 $ 415,000 $ 96,000
Anderson, South Carolina 1 $ 275,000 $ 275,000 $ 82,000
Beaufort, South Carolina 1 $ 345,000 $ 345,000 $ 0
Darlington, South Carolina 1 $ 165,000 $ 165,000 $ 96,000
Georgetown, South Carolina 1 $ 375,000 $ 375,000 $ 0
Kershaw, South Carolina 1 $ 255,000 $ 255,000 $ 87,000
Oconee, South Carolina 1 $ 565,000 $ 565,000 $ 181,000
Fayette, Tennessee 1 $ 275,000 $ 275,000 $ 83,000
Greene, Tennessee 1 $ 165,000 $ 165,000 $ 42,000
Hamilton, Tennessee 1 $ 405,000 $ 405,000 $ 164,000
Putnam, Tennessee 1 $ 105,000 $ 105,000 $ 48,000
Robertson, Tennessee 1 $ 215,000 $ 215,000 $ 52,000
Sumner, Tennessee 1 $ 225,000 $ 225,000 $ 63,000
Williamson, Tennessee 1 $ 505,000 $ 505,000 $ 306,000
Austin, Texas 1 $ 225,000 $ 225,000 $ 55,000
Bandera, Texas 1 $ 265,000 $ 265,000 $ 89,000
Bastrop, Texas 1 $ 335,000 $ 335,000 $ 142,000
Brazoria, Texas 1 $ 185,000 $ 185,000 $ 180,000
Brazos, Texas 1 $ 515,000 $ 515,000 $ 210,000
Burnet, Texas 1 $ 545,000 $ 545,000 $ 162,000
Ector, Texas 1 $ 155,000 $ 155,000 $ 71,000
Ellis, Texas 1 $ 295,000 $ 295,000 $ 222,000
Galveston, Texas 1 $ 435,000 $ 435,000 $ 210,000
Guadalupe, Texas 1 $ 305,000 $ 305,000 $ 64,000
Henderson, Texas 1 $ 485,000 $ 485,000 $ 165,000
Hood, Texas 1 $ 365,000 $ 365,000 $ 0
Hunt, Texas 1 $ 145,000 $ 145,000 $ 55,000
Jefferson, Texas 1 $ 455,000 $ 455,000 $ 140,000
Johnson, Texas 1 $ 175,000 $ 175,000 $ 57,000
Kaufman, Texas 1 $ 425,000 $ 425,000 $ 167,000
Lampasas, Texas 1 $ 325,000 $ 325,000 $ 130,000
Marion, Texas 1 $ 55,000 $ 55,000 $ 43,000
McLennan, Texas 1 $ 275,000 $ 275,000 $ 101,000
Nacogdoches, Texas 1 $ 335,000 $ 335,000 $ 729,000
Parker, Texas 1 $ 465,000 $ 465,000 $ 273,000
Polk, Texas 1 $ 205,000 $ 205,000 $ 99,000
Rockwall, Texas 1 $ 405,000 $ 405,000 $ 0
Smith, Texas 1 $ 365,000 $ 365,000 $ 121,000
Tom Green, Texas 1 $ 365,000 $ 365,000 $ 137,000
Victoria, Texas 1 $ 235,000 $ 235,000 $ 175,000
Wilson, Texas 1 $ 295,000 $ 295,000 $ 110,000
Box Elder, Utah 1 $ 265,000 $ 265,000 $ 84,000
Iron, Utah 1 $ 265,000 $ 265,000 $ 75,000
Washington, Utah 1 $ 295,000 $ 295,000 $ 120,000
Washington, Vermont 1 $ 145,000 $ 145,000 $ 0
Campbell, Virginia 1 $ 325,000 $ 325,000 $ 120,000
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Mortgage Loan Application Detail Totals for Texana Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,169 $375,125,000 $320,000 $1,975,000 $122,000 $3,143,000
Cash-out Refinancing 178 $52,220,000 $293,000 $695,000 $91,000 $425,000
Home Purchase 140 $37,010,000 $264,000 $1,055,000 $114,000 $766,000
Other Purpose 41 $15,445,000 $376,000 $545,000 $197,000 $1,308,000
Home Improvement 39 $12,775,000 $327,000 $515,000 $105,000 $314,000
Not Applicable 2 $770,000 $385,000 $415,000 $138,000 $170,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 706 $232,700,000 $329,000 $1,975,000 $132,000 $3,143,000
Not Provided 519 $154,975,000 $298,000 $795,000 $105,000 $1,308,000
Hispanic 115 $36,055,000 $313,000 $585,000 $95,000 $345,000
Asian 93 $35,045,000 $376,000 $565,000 $142,000 $347,000
Black or African American 87 $23,885,000 $274,000 $635,000 $92,000 $640,000
Not applicable 33 $5,845,000 $177,000 $1,055,000 $0 $0
American Indian or Alaskan Native 8 $2,320,000 $290,000 $465,000 $162,000 $429,000
Native Hawaiian or Other Pacific Islander 4 $820,000 $205,000 $315,000 $38,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,180 $382,100,000 $323,000 $1,975,000 $130,000 $3,143,000
VA-guaranteed (Veterans Administration) 263 $81,175,000 $308,000 $725,000 $88,000 $672,000
FHA-insured (Federal Housing Administration) 122 $29,600,000 $242,000 $475,000 $67,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $470,000 $117,000 $155,000 $42,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 973 $315,305,000 $324,000 $1,975,000 $132,000 $3,143,000
Application Denied By Financial Institution 443 $128,465,000 $289,000 $1,765,000 $93,000 $790,000
Application Withdrawn By Applicant 87 $31,005,000 $356,000 $705,000 $145,000 $552,000
File Closed For Incompleteness 55 $14,945,000 $271,000 $775,000 $93,000 $326,000
Application Approved But Not Accepted 11 $3,625,000 $329,000 $485,000 $134,000 $247,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,126 $364,880,000 $324,000 $1,975,000 $131,000 $3,143,000
Credit Application Incomplete 228 $67,970,000 $298,000 $1,765,000 $106,000 $790,000
Credit History 65 $17,225,000 $265,000 $445,000 $82,000 $198,000
Debt-To-Income Ratio 63 $18,015,000 $285,000 $725,000 $67,000 $289,000
Other 61 $17,685,000 $289,000 $645,000 $87,000 $223,000
Collateral 12 $3,100,000 $258,000 $535,000 $59,000 $124,000
Employment History 9 $2,825,000 $313,000 $465,000 $87,000 $153,000
Unverifiable Information 3 $1,165,000 $388,000 $605,000 $146,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 2 $480,000 $240,000 $265,000 $69,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texana Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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