The Home Loan Expert Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Loan Expert Llc 1600 S Brentwood St Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,037 |
| Total Mortgage Loan Application Amount | $1,961,210,000 |
| Average Mortgage Loan Application Amount | $220,200 |
| Highest Mortgage Loan Application Amount | $9,755,000 |
| Average Applicant Income | $112,600 |
| Highest Applicant Income | $4,166,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with The Home Loan Expert Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Loan Expert Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down The Home Loan Expert Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Loan Expert Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Loan Expert Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Loan Expert Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 773 | $ 173,205,000 | $ 224,000 | $ 123,000 |
| Travis County Texas | 675 | $ 257,435,000 | $ 381,000 | $ 171,000 |
| Williamson County Texas | 444 | $ 142,530,000 | $ 321,000 | $ 172,000 |
| St. Charles County Missouri | 401 | $ 88,125,000 | $ 219,000 | $ 124,000 |
| Cook County Illinois | 258 | $ 71,560,000 | $ 277,000 | $ 145,000 |
| Jefferson County Missouri | 211 | $ 40,545,000 | $ 192,000 | $ 100,000 |
| Hillsborough County Florida | 187 | $ 64,845,000 | $ 346,000 | $ 143,000 |
| Denver County Colorado | 146 | $ 72,980,000 | $ 499,000 | $ 188,000 |
| Hays County Texas | 144 | $ 49,850,000 | $ 346,000 | $ 159,000 |
| Marion County Indiana | 140 | $ 23,190,000 | $ 165,000 | $ 89,000 |
| Baldwin County Alabama | 133 | $ 36,555,000 | $ 274,000 | $ 132,000 |
| St. Louis City County Missouri | 133 | $ 22,895,000 | $ 172,000 | $ 100,000 |
| Sumner County Tennessee | 118 | $ 29,480,000 | $ 249,000 | $ 94,000 |
| Madison County Illinois | 108 | $ 23,020,000 | $ 213,000 | $ 141,000 |
| Shelby County Tennessee | 101 | $ 24,625,000 | $ 243,000 | $ 104,000 |
| Jefferson County Colorado | 95 | $ 39,185,000 | $ 412,000 | $ 123,000 |
| DuPage County Illinois | 92 | $ 27,330,000 | $ 297,000 | $ 190,000 |
| St. Clair County Illinois | 86 | $ 16,000,000 | $ 186,000 | $ 104,000 |
| Maricopa County Arizona | 80 | $ 29,240,000 | $ 365,000 | $ 191,000 |
| Hamilton County Indiana | 79 | $ 20,590,000 | $ 263,000 | $ 148,000 |
| Will County Illinois | 75 | $ 19,265,000 | $ 256,000 | $ 129,000 |
| Arapahoe County Colorado | 68 | $ 25,580,000 | $ 376,000 | $ 124,000 |
| Hendricks County Indiana | 68 | $ 13,190,000 | $ 193,000 | $ 92,000 |
| Denton County Texas | 67 | $ 26,155,000 | $ 390,000 | $ 144,000 |
| Pinellas County Florida | 62 | $ 18,280,000 | $ 294,000 | $ 130,000 |
| Davidson County Tennessee | 58 | $ 14,920,000 | $ 257,000 | $ 211,000 |
| Adams County Colorado | 56 | $ 19,520,000 | $ 348,000 | $ 119,000 |
| Lake County Illinois | 50 | $ 13,990,000 | $ 279,000 | $ 165,000 |
| Franklin County Missouri | 48 | $ 10,150,000 | $ 211,000 | $ 104,000 |
| Kane County Illinois | 45 | $ 11,565,000 | $ 257,000 | $ 133,000 |
| Tarrant County Texas | 45 | $ 13,825,000 | $ 307,000 | $ 117,000 |
| Pulaski County Arkansas | 44 | $ 8,020,000 | $ 182,000 | $ 76,000 |
| Harris County Texas | 44 | $ 15,000,000 | $ 340,000 | $ 151,000 |
| Bexar County Texas | 43 | $ 11,015,000 | $ 256,000 | $ 124,000 |
| Johnson County Indiana | 39 | $ 9,035,000 | $ 231,000 | $ 95,000 |
| Jackson County Missouri | 39 | $ 6,195,000 | $ 158,000 | $ 64,000 |
| Lincoln County Missouri | 39 | $ 8,465,000 | $ 217,000 | $ 94,000 |
| Douglas County Colorado | 37 | $ 18,955,000 | $ 512,000 | $ 153,000 |
| Los Angeles County California | 35 | $ 20,235,000 | $ 578,000 | $ 181,000 |
| Maury County Tennessee | 34 | $ 6,880,000 | $ 202,000 | $ 100,000 |
| Collin County Texas | 34 | $ 13,070,000 | $ 384,000 | $ 175,000 |
| Lee County Florida | 33 | $ 9,515,000 | $ 288,000 | $ 122,000 |
| McHenry County Illinois | 33 | $ 7,935,000 | $ 240,000 | $ 154,000 |
| Monroe County Illinois | 33 | $ 7,265,000 | $ 220,000 | $ 128,000 |
| Weld County Colorado | 31 | $ 9,635,000 | $ 310,000 | $ 96,000 |
| Bastrop County Texas | 30 | $ 7,980,000 | $ 266,000 | $ 134,000 |
| Pima County Arizona | 29 | $ 7,125,000 | $ 245,000 | $ 72,000 |
| Crittenden County Arkansas | 28 | $ 3,960,000 | $ 141,000 | $ 64,000 |
| Pasco County Florida | 27 | $ 8,235,000 | $ 305,000 | $ 117,000 |
| Morgan County Indiana | 27 | $ 4,835,000 | $ 179,000 | $ 84,000 |
| Rutherford County Tennessee | 25 | $ 6,185,000 | $ 247,000 | $ 96,000 |
| Dallas County Texas | 25 | $ 6,215,000 | $ 248,000 | $ 125,000 |
| Polk County Florida | 23 | $ 6,185,000 | $ 268,000 | $ 87,000 |
| Hancock County Indiana | 23 | $ 4,705,000 | $ 204,000 | $ 116,000 |
| Robertson County Tennessee | 23 | $ 5,515,000 | $ 239,000 | $ 76,000 |
| Williamson County Tennessee | 23 | $ 9,225,000 | $ 401,000 | $ 153,000 |
| Larimer County Colorado | 22 | $ 6,970,000 | $ 316,000 | $ 97,000 |
| Lake County Indiana | 22 | $ 4,680,000 | $ 212,000 | $ 90,000 |
| Johnson County Kansas | 22 | $ 4,990,000 | $ 226,000 | $ 79,000 |
| Madison County Indiana | 20 | $ 3,460,000 | $ 173,000 | $ 81,000 |
| Saline County Arkansas | 19 | $ 3,715,000 | $ 195,000 | $ 85,000 |
| DeSoto County Mississippi | 19 | $ 5,505,000 | $ 289,000 | $ 92,000 |
| Manatee County Florida | 18 | $ 4,890,000 | $ 271,000 | $ 104,000 |
| Citrus County Florida | 17 | $ 3,655,000 | $ 215,000 | $ 85,000 |
| Boone County Indiana | 17 | $ 4,375,000 | $ 257,000 | $ 155,000 |
| Montgomery County Tennessee | 17 | $ 3,475,000 | $ 204,000 | $ 89,000 |
| Boulder County Colorado | 16 | $ 5,970,000 | $ 373,000 | $ 143,000 |
| El Paso County Colorado | 16 | $ 6,620,000 | $ 413,000 | $ 104,000 |
| Warren County Missouri | 16 | $ 3,690,000 | $ 230,000 | $ 95,000 |
| Wilson County Tennessee | 16 | $ 5,190,000 | $ 324,000 | $ 94,000 |
| Volusia County Florida | 15 | $ 3,855,000 | $ 257,000 | $ 77,000 |
| Bell County Texas | 15 | $ 3,835,000 | $ 255,000 | $ 173,000 |
| Burnet County Texas | 15 | $ 4,125,000 | $ 275,000 | $ 102,000 |
| St. Lucie County Florida | 14 | $ 3,650,000 | $ 260,000 | $ 70,000 |
| St. Francois County Missouri | 13 | $ 2,835,000 | $ 218,000 | $ 113,000 |
| Broward County Florida | 12 | $ 3,780,000 | $ 315,000 | $ 140,000 |
| Kendall County Illinois | 12 | $ 2,560,000 | $ 213,000 | $ 106,000 |
| Camden County Missouri | 12 | $ 2,740,000 | $ 228,000 | $ 214,000 |
| Porter County Indiana | 11 | $ 2,155,000 | $ 195,000 | $ 98,000 |
| Shelby County Indiana | 11 | $ 1,685,000 | $ 153,000 | $ 76,000 |
| Comal County Texas | 11 | $ 3,345,000 | $ 304,000 | $ 110,000 |
| Faulkner County Arkansas | 10 | $ 2,060,000 | $ 206,000 | $ 67,000 |
| Palm Beach County Florida | 10 | $ 3,070,000 | $ 307,000 | $ 70,000 |
| Clinton County Illinois | 10 | $ 1,750,000 | $ 175,000 | $ 107,000 |
| Jersey County Illinois | 10 | $ 1,860,000 | $ 186,000 | $ 93,000 |
| Galveston County Texas | 10 | $ 2,860,000 | $ 286,000 | $ 124,000 |
| Nueces County Texas | 10 | $ 2,800,000 | $ 280,000 | $ 188,000 |
| San Diego County California | 9 | $ 3,555,000 | $ 395,000 | $ 119,000 |
| Clay County Missouri | 9 | $ 2,095,000 | $ 232,000 | $ 70,000 |
| Montgomery County Texas | 9 | $ 2,635,000 | $ 292,000 | $ 105,000 |
| Pinal County Arizona | 8 | $ 2,160,000 | $ 270,000 | $ 69,000 |
| Eagle County Colorado | 8 | $ 3,940,000 | $ 492,000 | $ 245,000 |
| Orange County Florida | 8 | $ 3,890,000 | $ 486,000 | $ 136,000 |
| Linn County Iowa | 8 | $ 1,470,000 | $ 183,000 | $ 69,000 |
| Simpson County Kentucky | 8 | $ 1,600,000 | $ 200,000 | $ 55,000 |
| Riverside County California | 7 | $ 2,105,000 | $ 300,000 | $ 132,000 |
| Martin County Florida | 7 | $ 1,635,000 | $ 233,000 | $ 252,000 |
| Macoupin County Illinois | 7 | $ 915,000 | $ 130,000 | $ 77,000 |
| Tippecanoe County Indiana | 7 | $ 945,000 | $ 135,000 | $ 106,000 |
| Wyandotte County Kansas | 7 | $ 1,205,000 | $ 172,000 | $ 52,000 |
| Dickson County Tennessee | 7 | $ 1,995,000 | $ 285,000 | $ 88,000 |
| Madison County Tennessee | 7 | $ 1,215,000 | $ 173,000 | $ 60,000 |
| Guadalupe County Texas | 7 | $ 1,855,000 | $ 265,000 | $ 151,000 |
| Kaufman County Texas | 7 | $ 2,015,000 | $ 287,000 | $ 90,000 |
| Mobile County Alabama | 6 | $ 1,170,000 | $ 195,000 | $ 134,000 |
| Lake County Colorado | 6 | $ 2,020,000 | $ 336,000 | $ 120,000 |
| Duval County Florida | 6 | $ 1,000,000 | $ 166,000 | $ 86,000 |
| Escambia County Florida | 6 | $ 1,840,000 | $ 306,000 | $ 118,000 |
| Sarasota County Florida | 6 | $ 1,810,000 | $ 301,000 | $ 104,000 |
| DeKalb County Illinois | 6 | $ 1,040,000 | $ 173,000 | $ 102,000 |
| Grundy County Illinois | 6 | $ 1,510,000 | $ 251,000 | $ 252,000 |
| Howard County Indiana | 6 | $ 800,000 | $ 133,000 | $ 66,000 |
| Putnam County Indiana | 6 | $ 840,000 | $ 140,000 | $ 81,000 |
| Cheatham County Tennessee | 6 | $ 1,430,000 | $ 238,000 | $ 58,000 |
| Fayette County Tennessee | 6 | $ 1,910,000 | $ 318,000 | $ 122,000 |
| Tipton County Tennessee | 6 | $ 1,020,000 | $ 170,000 | $ 56,000 |
| Fort Bend County Texas | 6 | $ 2,140,000 | $ 356,000 | $ 252,000 |
| Contra Costa County California | 5 | $ 1,765,000 | $ 353,000 | $ 81,000 |
| Orange County California | 5 | $ 2,835,000 | $ 567,000 | $ 182,000 |
| Grand County Colorado | 5 | $ 1,645,000 | $ 329,000 | $ 109,000 |
| Clay County Florida | 5 | $ 1,195,000 | $ 239,000 | $ 73,000 |
| Collier County Florida | 5 | $ 1,785,000 | $ 357,000 | $ 145,000 |
| Indian River County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 193,000 |
| St. Johns County Florida | 5 | $ 2,505,000 | $ 501,000 | $ 297,000 |
| McLean County Illinois | 5 | $ 1,475,000 | $ 295,000 | $ 273,000 |
| Winnebago County Illinois | 5 | $ 725,000 | $ 145,000 | $ 100,000 |
| Delaware County Indiana | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
| Montgomery County Indiana | 5 | $ 915,000 | $ 183,000 | $ 95,000 |
| Ste. Genevieve County Missouri | 5 | $ 955,000 | $ 191,000 | $ 112,000 |
| Hardin County Tennessee | 5 | $ 1,195,000 | $ 239,000 | $ 64,000 |
| Coryell County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 52,000 |
| Llano County Texas | 5 | $ 1,555,000 | $ 311,000 | $ 162,000 |
| Alameda County California | 4 | $ 1,990,000 | $ 497,000 | $ 115,000 |
| Santa Clara County California | 4 | $ 1,750,000 | $ 437,000 | $ 151,000 |
| Hernando County Florida | 4 | $ 800,000 | $ 200,000 | $ 77,000 |
| Seminole County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 109,000 |
| Bond County Illinois | 4 | $ 1,090,000 | $ 272,000 | $ 71,000 |
| LaSalle County Illinois | 4 | $ 690,000 | $ 172,000 | $ 121,000 |
| Decatur County Indiana | 4 | $ 690,000 | $ 172,000 | $ 93,000 |
| Henry County Indiana | 4 | $ 610,000 | $ 152,000 | $ 78,000 |
| Middlesex County Massachusetts | 4 | $ 1,000,000 | $ 250,000 | $ 101,000 |
| Boone County Missouri | 4 | $ 1,140,000 | $ 285,000 | $ 169,000 |
| Pulaski County Missouri | 4 | $ 450,000 | $ 112,000 | $ 109,000 |
| Washington County Missouri | 4 | $ 670,000 | $ 167,000 | $ 60,000 |
| Hamilton County Tennessee | 4 | $ 1,410,000 | $ 352,000 | $ 280,000 |
| Knox County Tennessee | 4 | $ 1,210,000 | $ 302,000 | $ 55,000 |
| Sevier County Tennessee | 4 | $ 1,350,000 | $ 337,000 | $ 174,000 |
| Gila County Arizona | 3 | $ 995,000 | $ 331,000 | $ 124,000 |
| Benton County Arkansas | 3 | $ 345,000 | $ 115,000 | $ 174,000 |
| Cleburne County Arkansas | 3 | $ 975,000 | $ 325,000 | $ 149,000 |
| Cross County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 111,000 |
| Lonoke County Arkansas | 3 | $ 655,000 | $ 218,000 | $ 48,000 |
| Randolph County Arkansas | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| San Bernardino County California | 3 | $ 615,000 | $ 205,000 | $ 125,000 |
| Broomfield County Colorado | 3 | $ 1,255,000 | $ 418,000 | $ 174,000 |
| Gunnison County Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 110,000 |
| Routt County Colorado | 3 | $ 2,005,000 | $ 668,000 | $ 305,000 |
| Charlotte County Florida | 3 | $ 515,000 | $ 171,000 | $ 87,000 |
| Flagler County Florida | 3 | $ 845,000 | $ 281,000 | $ 84,000 |
| Lake County Florida | 3 | $ 785,000 | $ 261,000 | $ 93,000 |
| Marion County Florida | 3 | $ 545,000 | $ 181,000 | $ 70,000 |
| Miami-Dade County Florida | 3 | $ 1,245,000 | $ 415,000 | $ 166,000 |
| Okaloosa County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 645,000 |
| Santa Rosa County Florida | 3 | $ 765,000 | $ 255,000 | $ 77,000 |
| Walton County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 173,000 |
| Boone County Illinois | 3 | $ 385,000 | $ 128,000 | $ 56,000 |
| Lee County Illinois | 3 | $ 465,000 | $ 155,000 | $ 86,000 |
| Randolph County Illinois | 3 | $ 525,000 | $ 175,000 | $ 98,000 |
| Sangamon County Illinois | 3 | $ 775,000 | $ 258,000 | $ 88,000 |
| Washington County Illinois | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Bartholomew County Indiana | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Monroe County Indiana | 3 | $ 815,000 | $ 271,000 | $ 97,000 |
| Bristol County Massachusetts | 3 | $ 1,195,000 | $ 398,000 | $ 135,000 |
| Cass County Missouri | 3 | $ 695,000 | $ 231,000 | $ 102,000 |
| Franklin County Ohio | 3 | $ 645,000 | $ 215,000 | $ 89,000 |
| Gibson County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 60,000 |
| Greene County Tennessee | 3 | $ 385,000 | $ 128,000 | $ 75,000 |
| Cameron County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 104,000 |
| Cherokee County Texas | 3 | $ 555,000 | $ 185,000 | $ 63,000 |
| Gillespie County Texas | 3 | $ 1,175,000 | $ 391,000 | $ 107,000 |
| McLennan County Texas | 3 | $ 755,000 | $ 251,000 | $ 153,000 |
| Milam County Texas | 3 | $ 765,000 | $ 255,000 | $ 99,000 |
| Parker County Texas | 3 | $ 775,000 | $ 258,000 | $ 93,000 |
| Madison County Alabama | 2 | $ 410,000 | $ 205,000 | $ 228,000 |
| Navajo County Arizona | 2 | $ 1,010,000 | $ 505,000 | $ 169,000 |
| Jefferson County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Poinsett County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Sacramento County California | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| Siskiyou County California | 2 | $ 1,060,000 | $ 530,000 | $ 227,000 |
| Stanislaus County California | 2 | $ 1,230,000 | $ 615,000 | $ 250,000 |
| Clear Creek County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 119,000 |
| Elbert County Colorado | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Park County Colorado | 2 | $ 2,140,000 | $ 1,070,000 | $ 195,000 |
| Brevard County Florida | 2 | $ 670,000 | $ 335,000 | $ 103,000 |
| Levy County Florida | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Nassau County Florida | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Jefferson County Illinois | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Kankakee County Illinois | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Marion County Illinois | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Montgomery County Illinois | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Vermilion County Illinois | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Williamson County Illinois | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Allen County Indiana | 2 | $ 580,000 | $ 290,000 | $ 49,000 |
| Clinton County Indiana | 2 | $ 350,000 | $ 175,000 | $ 80,000 |
| Jennings County Indiana | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| LaPorte County Indiana | 2 | $ 710,000 | $ 355,000 | $ 213,000 |
| St. Joseph County Indiana | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Starke County Indiana | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Vanderburgh County Indiana | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Benton County Iowa | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Douglas County Kansas | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Leavenworth County Kansas | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Shawnee County Kansas | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Warren County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Worcester County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 237,000 |
| Marshall County Mississippi | 2 | $ 650,000 | $ 325,000 | $ 119,000 |
| Cape Girardeau County Missouri | 2 | $ 400,000 | $ 200,000 | $ 99,000 |
| Christian County Missouri | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Crawford County Missouri | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Greene County Missouri | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Newton County Missouri | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Perry County Missouri | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| Pettis County Missouri | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Pike County Missouri | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| Stone County Missouri | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Licking County Ohio | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Bledsoe County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 132,000 |
| Bradley County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Cannon County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Carter County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Chester County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Franklin County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Henderson County Tennessee | 2 | $ 1,040,000 | $ 520,000 | $ 67,000 |
| Stewart County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 85,000 |
| Blanco County Texas | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Brazoria County Texas | 2 | $ 720,000 | $ 360,000 | $ 329,000 |
| Brazos County Texas | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Caldwell County Texas | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Cooke County Texas | 2 | $ 560,000 | $ 280,000 | $ 301,000 |
| Hunt County Texas | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Kendall County Texas | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Lubbock County Texas | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Smith County Texas | 2 | $ 570,000 | $ 285,000 | $ 69,000 |
| Washington County Texas | 2 | $ 510,000 | $ 255,000 | $ 149,000 |
| Wilson County Texas | 2 | $ 420,000 | $ 210,000 | $ 115,000 |
| Cullman County Alabama | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Escambia County Alabama | 1 | $ 185,000 | $ 185,000 | $ 22,000 |
| Houston County Alabama | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Shelby County Alabama | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Cochise County Arizona | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Coconino County Arizona | 1 | $ 705,000 | $ 705,000 | $ 122,000 |
| Yavapai County Arizona | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Baxter County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Conway County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Garland County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Grant County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Greene County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Hempstead County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Mississippi County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Polk County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Washington County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| White County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Kern County California | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Monterey County California | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| San Francisco County California | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| San Luis Obispo County California | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| Sonoma County California | 1 | $ 755,000 | $ 755,000 | $ 192,000 |
| Tuolumne County California | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Archuleta County Colorado | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Chaffee County Colorado | 1 | $ 465,000 | $ 465,000 | $ 95,000 |
| Custer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Fremont County Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Garfield County Colorado | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Hinsdale County Colorado | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| Logan County Colorado | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Montrose County Colorado | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Morgan County Colorado | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| San Miguel County Colorado | 1 | $ 605,000 | $ 605,000 | $ 282,000 |
| Summit County Colorado | 1 | $ 795,000 | $ 795,000 | $ 118,000 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 304,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Bradford County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Highlands County Florida | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Leon County Florida | 1 | $ 225,000 | $ 225,000 | $ 32,000 |
| Adams County Illinois | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Calhoun County Illinois | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Fayette County Illinois | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Franklin County Illinois | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Jo Daviess County Illinois | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Livingston County Illinois | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Logan County Illinois | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Massac County Illinois | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Ogle County Illinois | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Pike County Illinois | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Shelby County Illinois | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Tazewell County Illinois | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Whiteside County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Brown County Indiana | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Carroll County Indiana | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Cass County Indiana | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| DeKalb County Indiana | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Elkhart County Indiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Fountain County Indiana | 1 | $ 445,000 | $ 445,000 | $ 160,000 |
| Jackson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Miami County Indiana | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Rush County Indiana | 1 | $ 385,000 | $ 385,000 | $ 164,000 |
| Scott County Indiana | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Vigo County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wabash County Indiana | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Wells County Indiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Delaware County Iowa | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Polk County Iowa | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Butler County Kansas | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Crawford County Kansas | 1 | $ 95,000 | $ 95,000 | $ 213,000 |
| Franklin County Kansas | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Linn County Kansas | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Osage County Kansas | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Russell County Kansas | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Bullitt County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 176,000 |
| Christian County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Daviess County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Fayette County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Gallatin County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Hopkins County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Jefferson County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Laurel County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 375,000 |
| Logan County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Rockcastle County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Berkshire County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Essex County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Hampden County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Norfolk County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Hancock County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Lafayette County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Barry County Missouri | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Dent County Missouri | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Gasconade County Missouri | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Henry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Jasper County Missouri | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Laclede County Missouri | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Lafayette County Missouri | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Lewis County Missouri | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Marion County Missouri | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Miller County Missouri | 1 | $ 235,000 | $ 235,000 | $ 273,000 |
| Monroe County Missouri | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Osage County Missouri | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Platte County Missouri | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Ralls County Missouri | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Butler County Ohio | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Lucas County Ohio | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Miami County Ohio | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Warren County Ohio | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Wayne County Ohio | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Bedford County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Carroll County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Cumberland County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Hamblen County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Hardeman County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Hickman County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Houston County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Lewis County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Macon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Marshall County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| McNairy County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Obion County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Putnam County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Trousdale County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Weakley County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Aransas County Texas | 1 | $ 495,000 | $ 495,000 | $ 996,000 |
| Brewster County Texas | 1 | $ 205,000 | $ 205,000 | $ 208,000 |
| Brooks County Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Calhoun County Texas | 1 | $ 485,000 | $ 485,000 | $ 440,000 |
| Cass County Texas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ellis County Texas | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Fannin County Texas | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Grayson County Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Hardin County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 455,000 | $ 455,000 | $ 81,000 |
| Hood County Texas | 1 | $ 555,000 | $ 555,000 | $ 45,000 |
| Johnson County Texas | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Maverick County Texas | 1 | $ 105,000 | $ 105,000 | $ 212,000 |
| McCulloch County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Midland County Texas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Orange County Texas | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Rusk County Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| San Jacinto County Texas | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Stephens County Texas | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Tom Green County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Upshur County Texas | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Val Verde County Texas | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
| Jefferson County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Kenosha County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 355,000 |
| Racine County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Vilas County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 226,000 |
| Washington County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 184,000 |
| Waupaca County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,516 | $808,480,000 | $321,000 | $1,725,000 | $131,000 | $1,664,000 |
| Refinancing | 2,508 | $642,705,000 | $256,000 | $9,755,000 | $140,000 | $3,600,000 |
| Cash-out Refinancing | 1,094 | $259,010,000 | $236,000 | $1,945,000 | $118,000 | $1,620,000 |
| Home Improvement | 918 | $251,000,000 | $273,000 | $1,535,000 | $127,000 | $4,166,000 |
| Other Purpose | 1 | $15,000 | $15,000 | $15,000 | $47,000 | $47,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,127 | $1,157,195,000 | $280,000 | $9,755,000 | $127,000 | $4,166,000 |
| Not Provided | 1,859 | $512,585,000 | $275,000 | $2,405,000 | $150,000 | $3,120,000 |
| Black or African American | 417 | $87,675,000 | $210,000 | $1,945,000 | $81,000 | $297,000 |
| Hispanic | 331 | $97,235,000 | $293,000 | $715,000 | $108,000 | $550,000 |
| Asian | 197 | $65,870,000 | $336,000 | $1,495,000 | $171,000 | $820,000 |
| American Indian or Alaskan Native | 23 | $6,805,000 | $295,000 | $805,000 | $105,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,475,000 | $495,000 | $655,000 | $153,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,514 | $1,591,565,000 | $288,000 | $9,755,000 | $142,000 | $4,166,000 |
| FHA-insured (Federal Housing Administration) | 882 | $189,620,000 | $214,000 | $695,000 | $79,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 601 | $172,115,000 | $286,000 | $1,535,000 | $112,000 | $2,184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $7,910,000 | $197,000 | $345,000 | $53,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,619 | $1,335,385,000 | $289,000 | $1,725,000 | $132,000 | $4,166,000 |
| Application Withdrawn By Applicant | 1,289 | $347,370,000 | $269,000 | $9,755,000 | $144,000 | $3,600,000 |
| Application Denied By Financial Institution | 384 | $84,760,000 | $220,000 | $2,405,000 | $82,000 | $720,000 |
| Application Approved But Not Accepted | 382 | $107,300,000 | $280,000 | $2,015,000 | $119,000 | $1,542,000 |
| File Closed For Incompleteness | 363 | $86,395,000 | $238,000 | $1,945,000 | $140,000 | $1,620,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,653 | $1,876,450,000 | $282,000 | $9,755,000 | $134,000 | $4,166,000 |
| Credit History | 188 | $36,270,000 | $192,000 | $805,000 | $89,000 | $720,000 |
| Debt-To-Income Ratio | 110 | $23,730,000 | $215,000 | $675,000 | $59,000 | $153,000 |
| Collateral | 32 | $7,970,000 | $249,000 | $555,000 | $104,000 | $232,000 |
| Employment History | 16 | $3,230,000 | $201,000 | $485,000 | $60,000 | $196,000 |
| Unverifiable Information | 16 | $7,610,000 | $475,000 | $2,405,000 | $114,000 | $339,000 |
| Other | 12 | $3,170,000 | $264,000 | $765,000 | $96,000 | $293,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,780,000 | $278,000 | $555,000 | $97,000 | $257,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Loan Expert Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.