The Home Loan Expert LLC Mortgage Lending & HMDA Data, 2021
In 2021, The Home Loan Expert LLC of St Louis, MO reported 7,037 mortgage applications totaling $2.0 billion, down 31% from 2020. The average application was for $278,699, and applicants reported an average income of $131,652. 66% of its applications resulted in an originated loan and 5% were denied. Its largest markets were St. Louis, MO-IL (1,880), Austin-Round Rock, TX (1,295) and Chicago-Naperville, IL (464) (applications in parentheses).
| Mortgage Company & Address | The Home Loan Expert LLC 1600 S Brentwood St Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,037 |
| Total Mortgage Loan Application Amount | $1,961,210,000 |
| Average Mortgage Loan Application Amount | $278,699 |
| Highest Mortgage Loan Application Amount | $9,755,000 |
| Average Applicant Income | $131,652 |
| Highest Applicant Income | $4,166,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Home Loan Expert LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 773 | $ 173,205,000 | $ 224,068 | $ 123,000 |
| Travis, Texas | 675 | $ 257,435,000 | $ 381,385 | $ 171,000 |
| Williamson, Texas | 444 | $ 142,530,000 | $ 321,013 | $ 172,000 |
| St. Charles, Missouri | 401 | $ 88,125,000 | $ 219,763 | $ 124,000 |
| Cook, Illinois | 258 | $ 71,560,000 | $ 277,364 | $ 145,000 |
| Jefferson, Missouri | 211 | $ 40,545,000 | $ 192,156 | $ 100,000 |
| Hillsborough, Florida | 187 | $ 64,845,000 | $ 346,764 | $ 143,000 |
| Denver, Colorado | 146 | $ 72,980,000 | $ 499,863 | $ 188,000 |
| Hays, Texas | 144 | $ 49,850,000 | $ 346,180 | $ 159,000 |
| Marion, Indiana | 140 | $ 23,190,000 | $ 165,642 | $ 89,000 |
| Baldwin, Alabama | 133 | $ 36,555,000 | $ 274,849 | $ 132,000 |
| St. Louis City, Missouri | 133 | $ 22,895,000 | $ 172,142 | $ 100,000 |
| Sumner, Tennessee | 118 | $ 29,480,000 | $ 249,830 | $ 94,000 |
| Madison, Illinois | 108 | $ 23,020,000 | $ 213,148 | $ 141,000 |
| Shelby, Tennessee | 101 | $ 24,625,000 | $ 243,811 | $ 104,000 |
| Jefferson, Colorado | 95 | $ 39,185,000 | $ 412,473 | $ 123,000 |
| DuPage, Illinois | 92 | $ 27,330,000 | $ 297,065 | $ 190,000 |
| St. Clair, Illinois | 86 | $ 16,000,000 | $ 186,046 | $ 104,000 |
| Maricopa, Arizona | 80 | $ 29,240,000 | $ 365,500 | $ 191,000 |
| Hamilton, Indiana | 79 | $ 20,590,000 | $ 260,632 | $ 148,000 |
| Will, Illinois | 75 | $ 19,265,000 | $ 256,866 | $ 129,000 |
| Arapahoe, Colorado | 68 | $ 25,580,000 | $ 376,176 | $ 124,000 |
| Hendricks, Indiana | 68 | $ 13,190,000 | $ 193,970 | $ 92,000 |
| Denton, Texas | 67 | $ 26,155,000 | $ 390,373 | $ 144,000 |
| Pinellas, Florida | 62 | $ 18,280,000 | $ 294,838 | $ 130,000 |
| Davidson, Tennessee | 58 | $ 14,920,000 | $ 257,241 | $ 211,000 |
| Adams, Colorado | 56 | $ 19,520,000 | $ 348,571 | $ 119,000 |
| Lake, Illinois | 50 | $ 13,990,000 | $ 279,800 | $ 165,000 |
| Franklin, Missouri | 48 | $ 10,150,000 | $ 211,458 | $ 104,000 |
| Kane, Illinois | 45 | $ 11,565,000 | $ 257,000 | $ 133,000 |
| Tarrant, Texas | 45 | $ 13,825,000 | $ 307,222 | $ 117,000 |
| Pulaski, Arkansas | 44 | $ 8,020,000 | $ 182,272 | $ 76,000 |
| Harris, Texas | 44 | $ 15,000,000 | $ 340,909 | $ 151,000 |
| Bexar, Texas | 43 | $ 11,015,000 | $ 256,162 | $ 124,000 |
| Johnson, Indiana | 39 | $ 9,035,000 | $ 231,666 | $ 95,000 |
| Jackson, Missouri | 39 | $ 6,195,000 | $ 158,846 | $ 64,000 |
| Lincoln, Missouri | 39 | $ 8,465,000 | $ 217,051 | $ 94,000 |
| Douglas, Colorado | 37 | $ 18,955,000 | $ 512,297 | $ 153,000 |
| Los Angeles, California | 35 | $ 20,235,000 | $ 578,142 | $ 181,000 |
| Maury, Tennessee | 34 | $ 6,880,000 | $ 202,352 | $ 100,000 |
| Collin, Texas | 34 | $ 13,070,000 | $ 384,411 | $ 175,000 |
| Lee, Florida | 33 | $ 9,515,000 | $ 288,333 | $ 122,000 |
| McHenry, Illinois | 33 | $ 7,935,000 | $ 240,454 | $ 154,000 |
| Monroe, Illinois | 33 | $ 7,265,000 | $ 220,151 | $ 128,000 |
| Weld, Colorado | 31 | $ 9,635,000 | $ 310,806 | $ 96,000 |
| Bastrop, Texas | 30 | $ 7,980,000 | $ 266,000 | $ 134,000 |
| Pima, Arizona | 29 | $ 7,125,000 | $ 245,689 | $ 72,000 |
| Crittenden, Arkansas | 28 | $ 3,960,000 | $ 141,428 | $ 64,000 |
| Pasco, Florida | 27 | $ 8,235,000 | $ 305,000 | $ 117,000 |
| Morgan, Indiana | 27 | $ 4,835,000 | $ 179,074 | $ 84,000 |
| Rutherford, Tennessee | 25 | $ 6,185,000 | $ 247,400 | $ 96,000 |
| Dallas, Texas | 25 | $ 6,215,000 | $ 248,600 | $ 125,000 |
| Polk, Florida | 23 | $ 6,185,000 | $ 268,913 | $ 87,000 |
| Hancock, Indiana | 23 | $ 4,705,000 | $ 204,565 | $ 116,000 |
| Robertson, Tennessee | 23 | $ 5,515,000 | $ 239,782 | $ 76,000 |
| Williamson, Tennessee | 23 | $ 9,225,000 | $ 401,086 | $ 153,000 |
| Larimer, Colorado | 22 | $ 6,970,000 | $ 316,818 | $ 97,000 |
| Lake, Indiana | 22 | $ 4,680,000 | $ 212,727 | $ 90,000 |
| Johnson, Kansas | 22 | $ 4,990,000 | $ 226,818 | $ 79,000 |
| Madison, Indiana | 20 | $ 3,460,000 | $ 173,000 | $ 81,000 |
| Saline, Arkansas | 19 | $ 3,715,000 | $ 195,526 | $ 85,000 |
| DeSoto, Mississippi | 19 | $ 5,505,000 | $ 289,736 | $ 92,000 |
| Manatee, Florida | 18 | $ 4,890,000 | $ 271,666 | $ 104,000 |
| Citrus, Florida | 17 | $ 3,655,000 | $ 215,000 | $ 85,000 |
| Boone, Indiana | 17 | $ 4,375,000 | $ 257,352 | $ 155,000 |
| Montgomery, Tennessee | 17 | $ 3,475,000 | $ 204,411 | $ 89,000 |
| Boulder, Colorado | 16 | $ 5,970,000 | $ 373,125 | $ 143,000 |
| El Paso, Colorado | 16 | $ 6,620,000 | $ 413,750 | $ 104,000 |
| Warren, Missouri | 16 | $ 3,690,000 | $ 230,625 | $ 95,000 |
| Wilson, Tennessee | 16 | $ 5,190,000 | $ 324,375 | $ 94,000 |
| Volusia, Florida | 15 | $ 3,855,000 | $ 257,000 | $ 77,000 |
| Bell, Texas | 15 | $ 3,835,000 | $ 255,666 | $ 173,000 |
| Burnet, Texas | 15 | $ 4,125,000 | $ 275,000 | $ 102,000 |
| St. Lucie, Florida | 14 | $ 3,650,000 | $ 260,714 | $ 70,000 |
| St. Francois, Missouri | 13 | $ 2,835,000 | $ 218,076 | $ 113,000 |
| Broward, Florida | 12 | $ 3,780,000 | $ 315,000 | $ 140,000 |
| Kendall, Illinois | 12 | $ 2,560,000 | $ 213,333 | $ 106,000 |
| Camden, Missouri | 12 | $ 2,740,000 | $ 228,333 | $ 214,000 |
| Porter, Indiana | 11 | $ 2,155,000 | $ 195,909 | $ 98,000 |
| Shelby, Indiana | 11 | $ 1,685,000 | $ 153,181 | $ 76,000 |
| Comal, Texas | 11 | $ 3,345,000 | $ 304,090 | $ 110,000 |
| Faulkner, Arkansas | 10 | $ 2,060,000 | $ 206,000 | $ 67,000 |
| Palm Beach, Florida | 10 | $ 3,070,000 | $ 307,000 | $ 70,000 |
| Clinton, Illinois | 10 | $ 1,750,000 | $ 175,000 | $ 107,000 |
| Jersey, Illinois | 10 | $ 1,860,000 | $ 186,000 | $ 93,000 |
| Galveston, Texas | 10 | $ 2,860,000 | $ 286,000 | $ 124,000 |
| Nueces, Texas | 10 | $ 2,800,000 | $ 280,000 | $ 188,000 |
| San Diego, California | 9 | $ 3,555,000 | $ 395,000 | $ 119,000 |
| Clay, Missouri | 9 | $ 2,095,000 | $ 232,777 | $ 70,000 |
| Montgomery, Texas | 9 | $ 2,635,000 | $ 292,777 | $ 105,000 |
| Pinal, Arizona | 8 | $ 2,160,000 | $ 270,000 | $ 69,000 |
| Eagle, Colorado | 8 | $ 3,940,000 | $ 492,500 | $ 245,000 |
| Orange, Florida | 8 | $ 3,890,000 | $ 486,250 | $ 136,000 |
| Linn, Iowa | 8 | $ 1,470,000 | $ 183,750 | $ 69,000 |
| Simpson, Kentucky | 8 | $ 1,600,000 | $ 200,000 | $ 55,000 |
| Riverside, California | 7 | $ 2,105,000 | $ 300,714 | $ 132,000 |
| Martin, Florida | 7 | $ 1,635,000 | $ 233,571 | $ 252,000 |
| Macoupin, Illinois | 7 | $ 915,000 | $ 130,714 | $ 77,000 |
| Tippecanoe, Indiana | 7 | $ 945,000 | $ 135,000 | $ 106,000 |
| Wyandotte, Kansas | 7 | $ 1,205,000 | $ 172,142 | $ 52,000 |
| Dickson, Tennessee | 7 | $ 1,995,000 | $ 285,000 | $ 88,000 |
| Madison, Tennessee | 7 | $ 1,215,000 | $ 173,571 | $ 60,000 |
| Guadalupe, Texas | 7 | $ 1,855,000 | $ 265,000 | $ 151,000 |
| Kaufman, Texas | 7 | $ 2,015,000 | $ 287,857 | $ 90,000 |
| Mobile, Alabama | 6 | $ 1,170,000 | $ 195,000 | $ 134,000 |
| Lake, Colorado | 6 | $ 2,020,000 | $ 336,666 | $ 120,000 |
| Duval, Florida | 6 | $ 1,000,000 | $ 166,666 | $ 86,000 |
| Escambia, Florida | 6 | $ 1,840,000 | $ 306,666 | $ 118,000 |
| Sarasota, Florida | 6 | $ 1,810,000 | $ 301,666 | $ 104,000 |
| DeKalb, Illinois | 6 | $ 1,040,000 | $ 173,333 | $ 102,000 |
| Grundy, Illinois | 6 | $ 1,510,000 | $ 251,666 | $ 252,000 |
| Howard, Indiana | 6 | $ 800,000 | $ 133,333 | $ 66,000 |
| Putnam, Indiana | 6 | $ 840,000 | $ 140,000 | $ 81,000 |
| Cheatham, Tennessee | 6 | $ 1,430,000 | $ 238,333 | $ 58,000 |
| Fayette, Tennessee | 6 | $ 1,910,000 | $ 318,333 | $ 122,000 |
| Tipton, Tennessee | 6 | $ 1,020,000 | $ 170,000 | $ 56,000 |
| Fort Bend, Texas | 6 | $ 2,140,000 | $ 356,666 | $ 252,000 |
| Contra Costa, California | 5 | $ 1,765,000 | $ 353,000 | $ 81,000 |
| Orange, California | 5 | $ 2,835,000 | $ 567,000 | $ 182,000 |
| Grand, Colorado | 5 | $ 1,645,000 | $ 329,000 | $ 109,000 |
| Clay, Florida | 5 | $ 1,195,000 | $ 239,000 | $ 73,000 |
| Collier, Florida | 5 | $ 1,785,000 | $ 357,000 | $ 145,000 |
| Indian River, Florida | 5 | $ 1,275,000 | $ 255,000 | $ 193,000 |
| St. Johns, Florida | 5 | $ 2,505,000 | $ 501,000 | $ 297,000 |
| McLean, Illinois | 5 | $ 1,475,000 | $ 295,000 | $ 273,000 |
| Winnebago, Illinois | 5 | $ 725,000 | $ 145,000 | $ 100,000 |
| Delaware, Indiana | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
| Montgomery, Indiana | 5 | $ 915,000 | $ 183,000 | $ 95,000 |
| Ste. Genevieve, Missouri | 5 | $ 955,000 | $ 191,000 | $ 112,000 |
| Hardin, Tennessee | 5 | $ 1,195,000 | $ 239,000 | $ 64,000 |
| Coryell, Texas | 5 | $ 1,185,000 | $ 237,000 | $ 52,000 |
| Llano, Texas | 5 | $ 1,555,000 | $ 311,000 | $ 162,000 |
| Alameda, California | 4 | $ 1,990,000 | $ 497,500 | $ 115,000 |
| Santa Clara, California | 4 | $ 1,750,000 | $ 437,500 | $ 151,000 |
| Hernando, Florida | 4 | $ 800,000 | $ 200,000 | $ 77,000 |
| Seminole, Florida | 4 | $ 1,300,000 | $ 325,000 | $ 109,000 |
| Bond, Illinois | 4 | $ 1,090,000 | $ 272,500 | $ 71,000 |
| LaSalle, Illinois | 4 | $ 690,000 | $ 172,500 | $ 121,000 |
| Decatur, Indiana | 4 | $ 690,000 | $ 172,500 | $ 93,000 |
| Henry, Indiana | 4 | $ 610,000 | $ 152,500 | $ 78,000 |
| Middlesex, Massachusetts | 4 | $ 1,000,000 | $ 250,000 | $ 101,000 |
| Boone, Missouri | 4 | $ 1,140,000 | $ 285,000 | $ 169,000 |
| Pulaski, Missouri | 4 | $ 450,000 | $ 112,500 | $ 109,000 |
| Washington, Missouri | 4 | $ 670,000 | $ 167,500 | $ 60,000 |
| Hamilton, Tennessee | 4 | $ 1,410,000 | $ 352,500 | $ 280,000 |
| Knox, Tennessee | 4 | $ 1,210,000 | $ 302,500 | $ 55,000 |
| Sevier, Tennessee | 4 | $ 1,350,000 | $ 337,500 | $ 174,000 |
| Gila, Arizona | 3 | $ 995,000 | $ 331,666 | $ 124,000 |
| Benton, Arkansas | 3 | $ 345,000 | $ 115,000 | $ 174,000 |
| Cleburne, Arkansas | 3 | $ 975,000 | $ 325,000 | $ 149,000 |
| Cross, Arkansas | 3 | $ 295,000 | $ 98,333 | $ 111,000 |
| Lonoke, Arkansas | 3 | $ 655,000 | $ 218,333 | $ 48,000 |
| Randolph, Arkansas | 3 | $ 325,000 | $ 108,333 | $ 38,000 |
| San Bernardino, California | 3 | $ 615,000 | $ 205,000 | $ 125,000 |
| Broomfield, Colorado | 3 | $ 1,255,000 | $ 418,333 | $ 174,000 |
| Gunnison, Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 110,000 |
| Routt, Colorado | 3 | $ 2,005,000 | $ 668,333 | $ 305,000 |
| Charlotte, Florida | 3 | $ 515,000 | $ 171,666 | $ 87,000 |
| Flagler, Florida | 3 | $ 845,000 | $ 281,666 | $ 84,000 |
| Lake, Florida | 3 | $ 785,000 | $ 261,666 | $ 93,000 |
| Marion, Florida | 3 | $ 545,000 | $ 181,666 | $ 70,000 |
| Miami-Dade, Florida | 3 | $ 1,245,000 | $ 415,000 | $ 166,000 |
| Okaloosa, Florida | 3 | $ 1,485,000 | $ 495,000 | $ 645,000 |
| Santa Rosa, Florida | 3 | $ 765,000 | $ 255,000 | $ 77,000 |
| Walton, Florida | 3 | $ 1,145,000 | $ 381,666 | $ 173,000 |
| Boone, Illinois | 3 | $ 385,000 | $ 128,333 | $ 56,000 |
| Lee, Illinois | 3 | $ 465,000 | $ 155,000 | $ 86,000 |
| Randolph, Illinois | 3 | $ 525,000 | $ 175,000 | $ 98,000 |
| Sangamon, Illinois | 3 | $ 775,000 | $ 258,333 | $ 88,000 |
| Washington, Illinois | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Bartholomew, Indiana | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Monroe, Indiana | 3 | $ 815,000 | $ 271,666 | $ 97,000 |
| Bristol, Massachusetts | 3 | $ 1,195,000 | $ 398,333 | $ 135,000 |
| Cass, Missouri | 3 | $ 695,000 | $ 231,666 | $ 102,000 |
| Franklin, Ohio | 3 | $ 645,000 | $ 215,000 | $ 89,000 |
| Gibson, Tennessee | 3 | $ 375,000 | $ 125,000 | $ 60,000 |
| Greene, Tennessee | 3 | $ 385,000 | $ 128,333 | $ 75,000 |
| Cameron, Texas | 3 | $ 1,005,000 | $ 335,000 | $ 104,000 |
| Cherokee, Texas | 3 | $ 555,000 | $ 185,000 | $ 63,000 |
| Gillespie, Texas | 3 | $ 1,175,000 | $ 391,666 | $ 107,000 |
| McLennan, Texas | 3 | $ 755,000 | $ 251,666 | $ 153,000 |
| Milam, Texas | 3 | $ 765,000 | $ 255,000 | $ 99,000 |
| Parker, Texas | 3 | $ 775,000 | $ 258,333 | $ 93,000 |
| Madison, Alabama | 2 | $ 410,000 | $ 205,000 | $ 228,000 |
| Navajo, Arizona | 2 | $ 1,010,000 | $ 505,000 | $ 169,000 |
| Jefferson, Arkansas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Poinsett, Arkansas | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Sacramento, California | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| Siskiyou, California | 2 | $ 1,060,000 | $ 530,000 | $ 227,000 |
| Stanislaus, California | 2 | $ 1,230,000 | $ 615,000 | $ 250,000 |
| Clear Creek, Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 119,000 |
| Elbert, Colorado | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Park, Colorado | 2 | $ 2,140,000 | $ 1,070,000 | $ 195,000 |
| Brevard, Florida | 2 | $ 670,000 | $ 335,000 | $ 103,000 |
| Levy, Florida | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Nassau, Florida | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Jefferson, Illinois | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Kankakee, Illinois | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Marion, Illinois | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Montgomery, Illinois | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Vermilion, Illinois | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Williamson, Illinois | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Allen, Indiana | 2 | $ 580,000 | $ 290,000 | $ 49,000 |
| Clinton, Indiana | 2 | $ 350,000 | $ 175,000 | $ 80,000 |
| Jennings, Indiana | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| LaPorte, Indiana | 2 | $ 710,000 | $ 355,000 | $ 213,000 |
| St. Joseph, Indiana | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Starke, Indiana | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Vanderburgh, Indiana | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Benton, Iowa | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Douglas, Kansas | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Leavenworth, Kansas | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Shawnee, Kansas | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Warren, Kentucky | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Worcester, Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 237,000 |
| Marshall, Mississippi | 2 | $ 650,000 | $ 325,000 | $ 119,000 |
| Cape Girardeau, Missouri | 2 | $ 400,000 | $ 200,000 | $ 99,000 |
| Christian, Missouri | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Crawford, Missouri | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Greene, Missouri | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Newton, Missouri | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Perry, Missouri | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| Pettis, Missouri | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Pike, Missouri | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| Stone, Missouri | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Licking, Ohio | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Bledsoe, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 132,000 |
| Bradley, Tennessee | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Cannon, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Carter, Tennessee | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Chester, Tennessee | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Franklin, Tennessee | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Henderson, Tennessee | 2 | $ 1,040,000 | $ 520,000 | $ 67,000 |
| Stewart, Tennessee | 2 | $ 700,000 | $ 350,000 | $ 85,000 |
| Blanco, Texas | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Brazoria, Texas | 2 | $ 720,000 | $ 360,000 | $ 329,000 |
| Brazos, Texas | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Caldwell, Texas | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Cooke, Texas | 2 | $ 560,000 | $ 280,000 | $ 301,000 |
| Hunt, Texas | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Kendall, Texas | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Lubbock, Texas | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Smith, Texas | 2 | $ 570,000 | $ 285,000 | $ 69,000 |
| Washington, Texas | 2 | $ 510,000 | $ 255,000 | $ 149,000 |
| Wilson, Texas | 2 | $ 420,000 | $ 210,000 | $ 115,000 |
| Cullman, Alabama | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Escambia, Alabama | 1 | $ 185,000 | $ 185,000 | $ 22,000 |
| Houston, Alabama | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Shelby, Alabama | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Cochise, Arizona | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Coconino, Arizona | 1 | $ 705,000 | $ 705,000 | $ 122,000 |
| Yavapai, Arizona | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Baxter, Arkansas | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Conway, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Garland, Arkansas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Grant, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Greene, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Hempstead, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Mississippi, Arkansas | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Polk, Arkansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sebastian, Arkansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Van Buren, Arkansas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Washington, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| White, Arkansas | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Kern, California | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Monterey, California | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| San Francisco, California | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| San Luis Obispo, California | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| Sonoma, California | 1 | $ 755,000 | $ 755,000 | $ 192,000 |
| Tuolumne, California | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Archuleta, Colorado | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Chaffee, Colorado | 1 | $ 465,000 | $ 465,000 | $ 95,000 |
| Custer, Colorado | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Fremont, Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Garfield, Colorado | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Hinsdale, Colorado | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| Logan, Colorado | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Montrose, Colorado | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Morgan, Colorado | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| San Miguel, Colorado | 1 | $ 605,000 | $ 605,000 | $ 282,000 |
| Summit, Colorado | 1 | $ 795,000 | $ 795,000 | $ 118,000 |
| Alachua, Florida | 1 | $ 235,000 | $ 235,000 | $ 304,000 |
| Bay, Florida | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Bradford, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Highlands, Florida | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Leon, Florida | 1 | $ 225,000 | $ 225,000 | $ 32,000 |
| Adams, Illinois | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Calhoun, Illinois | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Fayette, Illinois | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Franklin, Illinois | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Jo Daviess, Illinois | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Livingston, Illinois | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Logan, Illinois | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Massac, Illinois | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Ogle, Illinois | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Peoria, Illinois | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Pike, Illinois | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Shelby, Illinois | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Tazewell, Illinois | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Whiteside, Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Brown, Indiana | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Carroll, Indiana | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Cass, Indiana | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| DeKalb, Indiana | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Elkhart, Indiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Fountain, Indiana | 1 | $ 445,000 | $ 445,000 | $ 160,000 |
| Jackson, Indiana | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Miami, Indiana | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Rush, Indiana | 1 | $ 385,000 | $ 385,000 | $ 164,000 |
| Scott, Indiana | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Vigo, Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wabash, Indiana | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Wells, Indiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Delaware, Iowa | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Polk, Iowa | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Butler, Kansas | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Crawford, Kansas | 1 | $ 95,000 | $ 95,000 | $ 213,000 |
| Franklin, Kansas | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Linn, Kansas | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Osage, Kansas | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Russell, Kansas | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Bullitt, Kentucky | 1 | $ 325,000 | $ 325,000 | $ 176,000 |
| Christian, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Daviess, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Fayette, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Gallatin, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Hopkins, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Jefferson, Kentucky | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Laurel, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 375,000 |
| Logan, Kentucky | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Rockcastle, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Berkshire, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Essex, Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Hampden, Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Norfolk, Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Hancock, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Lafayette, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Barry, Missouri | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Dent, Missouri | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Gasconade, Missouri | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Henry, Missouri | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Jasper, Missouri | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Laclede, Missouri | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Lafayette, Missouri | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Lewis, Missouri | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Marion, Missouri | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Miller, Missouri | 1 | $ 235,000 | $ 235,000 | $ 273,000 |
| Monroe, Missouri | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Osage, Missouri | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Platte, Missouri | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Ralls, Missouri | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Butler, Ohio | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Hamilton, Ohio | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Lucas, Ohio | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Miami, Ohio | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Montgomery, Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Warren, Ohio | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Wayne, Ohio | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Bedford, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Carroll, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Cumberland, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Hamblen, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Hardeman, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Hickman, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Houston, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Lewis, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Macon, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Marshall, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| McNairy, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Obion, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Putnam, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Trousdale, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Weakley, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Aransas, Texas | 1 | $ 495,000 | $ 495,000 | $ 996,000 |
| Brewster, Texas | 1 | $ 205,000 | $ 205,000 | $ 208,000 |
| Brooks, Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Calhoun, Texas | 1 | $ 485,000 | $ 485,000 | $ 440,000 |
| Cass, Texas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| El Paso, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ellis, Texas | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Fannin, Texas | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Grayson, Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Hardin, Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 455,000 | $ 455,000 | $ 81,000 |
| Hood, Texas | 1 | $ 555,000 | $ 555,000 | $ 45,000 |
| Johnson, Texas | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Maverick, Texas | 1 | $ 105,000 | $ 105,000 | $ 212,000 |
| McCulloch, Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Midland, Texas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Orange, Texas | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Rusk, Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| San Jacinto, Texas | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Stephens, Texas | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Tom Green, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Upshur, Texas | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Val Verde, Texas | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
| Jefferson, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Kenosha, Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 355,000 |
| Racine, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Vilas, Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 226,000 |
| Washington, Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 184,000 |
| Waupaca, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for The Home Loan Expert LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,516 | $808,480,000 | $321,000 | $1,725,000 | $131,000 | $1,664,000 |
| Refinancing | 2,508 | $642,705,000 | $256,000 | $9,755,000 | $140,000 | $3,600,000 |
| Cash-out Refinancing | 1,094 | $259,010,000 | $236,000 | $1,945,000 | $118,000 | $1,620,000 |
| Home Improvement | 918 | $251,000,000 | $273,000 | $1,535,000 | $127,000 | $4,166,000 |
| Other Purpose | 1 | $15,000 | $15,000 | $15,000 | $47,000 | $47,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,127 | $1,157,195,000 | $280,000 | $9,755,000 | $127,000 | $4,166,000 |
| Not Provided | 1,859 | $512,585,000 | $275,000 | $2,405,000 | $150,000 | $3,120,000 |
| Black or African American | 417 | $87,675,000 | $210,000 | $1,945,000 | $81,000 | $297,000 |
| Hispanic | 331 | $97,235,000 | $293,000 | $715,000 | $108,000 | $550,000 |
| Asian | 197 | $65,870,000 | $336,000 | $1,495,000 | $171,000 | $820,000 |
| American Indian or Alaskan Native | 23 | $6,805,000 | $295,000 | $805,000 | $105,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,475,000 | $495,000 | $655,000 | $153,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,514 | $1,591,565,000 | $288,000 | $9,755,000 | $142,000 | $4,166,000 |
| FHA-insured (Federal Housing Administration) | 882 | $189,620,000 | $214,000 | $695,000 | $79,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 601 | $172,115,000 | $286,000 | $1,535,000 | $112,000 | $2,184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $7,910,000 | $197,000 | $345,000 | $53,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,619 | $1,335,385,000 | $289,000 | $1,725,000 | $132,000 | $4,166,000 |
| Application Withdrawn By Applicant | 1,289 | $347,370,000 | $269,000 | $9,755,000 | $144,000 | $3,600,000 |
| Application Denied By Financial Institution | 384 | $84,760,000 | $220,000 | $2,405,000 | $82,000 | $720,000 |
| Application Approved But Not Accepted | 382 | $107,300,000 | $280,000 | $2,015,000 | $119,000 | $1,542,000 |
| File Closed For Incompleteness | 363 | $86,395,000 | $238,000 | $1,945,000 | $140,000 | $1,620,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,653 | $1,876,450,000 | $282,000 | $9,755,000 | $134,000 | $4,166,000 |
| Credit History | 188 | $36,270,000 | $192,000 | $805,000 | $89,000 | $720,000 |
| Debt-To-Income Ratio | 110 | $23,730,000 | $215,000 | $675,000 | $59,000 | $153,000 |
| Collateral | 32 | $7,970,000 | $249,000 | $555,000 | $104,000 | $232,000 |
| Employment History | 16 | $3,230,000 | $201,000 | $485,000 | $60,000 | $196,000 |
| Unverifiable Information | 16 | $7,610,000 | $475,000 | $2,405,000 | $114,000 | $339,000 |
| Other | 12 | $3,170,000 | $264,000 | $765,000 | $96,000 | $293,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,780,000 | $278,000 | $555,000 | $97,000 | $257,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Loan Expert LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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