Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2016

In 2016, Top Flite Financial, Inc. of Williamston, MI reported 4,888 mortgage applications totaling $794.7 million, up 8% from 2015. The average application was for $162,586, and applicants reported an average income of $67,104. 56% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (607), Warren-Troy-Farmington Hills, MI (391) and Phoenix-Mesa-Scottsdale, AZ (223) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 4,888
Total Mortgage Loan Application Amount $794,721,000
Average Mortgage Loan Application Amount $162,586
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $67,104
Highest Applicant Income $1,023,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 364 $ 62,956,000 $ 172,956 $ 70,000
Maricopa, Arizona 209 $ 43,819,000 $ 209,660 $ 64,000
Macomb, Michigan 199 $ 30,800,000 $ 154,773 $ 68,000
Will, Illinois 178 $ 33,982,000 $ 190,910 $ 78,000
Snohomish, Washington 126 $ 35,688,000 $ 283,238 $ 99,000
Oakland, Michigan 117 $ 21,568,000 $ 184,341 $ 91,000
Hampden, Massachusetts 103 $ 15,953,000 $ 154,883 $ 53,000
Cuyahoga, Ohio 101 $ 12,560,000 $ 124,356 $ 65,000
Kent, Michigan 87 $ 15,000,000 $ 172,413 $ 69,000
Lake, Indiana 86 $ 15,187,000 $ 176,593 $ 67,000
Mahoning, Ohio 76 $ 9,494,000 $ 124,921 $ 65,000
Polk, Iowa 74 $ 12,129,000 $ 163,905 $ 74,000
Vanderburgh, Indiana 73 $ 8,035,000 $ 110,068 $ 44,000
Summit, Ohio 73 $ 10,608,000 $ 145,315 $ 67,000
Hopkins, Kentucky 57 $ 6,875,000 $ 120,614 $ 52,000
Pima, Arizona 54 $ 8,380,000 $ 155,185 $ 33,000
Mecosta, Michigan 50 $ 5,091,000 $ 101,820 $ 49,000
Greenwood, South Carolina 50 $ 6,610,000 $ 132,200 $ 52,000
King, Washington 48 $ 16,823,000 $ 350,479 $ 130,000
Wayne, Michigan 47 $ 7,856,000 $ 167,148 $ 110,000
DuPage, Illinois 46 $ 11,371,000 $ 247,195 $ 106,000
Henderson, Kentucky 41 $ 5,165,000 $ 125,975 $ 52,000
Medina, Ohio 40 $ 6,693,000 $ 167,325 $ 68,000
Hinds, Mississippi 39 $ 5,023,000 $ 128,794 $ 46,000
Williamson, Illinois 38 $ 4,698,000 $ 123,631 $ 64,000
Los Angeles, California 37 $ 12,612,000 $ 340,864 $ 96,000
Montcalm, Michigan 36 $ 3,426,000 $ 95,166 $ 37,000
Livingston, Michigan 34 $ 5,924,000 $ 174,235 $ 79,000
Ashtabula, Ohio 34 $ 3,455,000 $ 101,617 $ 46,000
Kankakee, Illinois 32 $ 4,414,000 $ 137,937 $ 69,000
Whitley, Kentucky 32 $ 3,650,000 $ 114,062 $ 49,000
Jackson, Illinois 31 $ 3,165,000 $ 102,096 $ 80,000
Knox, Tennessee 30 $ 3,879,000 $ 129,300 $ 53,000
Laurel, Kentucky 29 $ 2,924,000 $ 100,827 $ 44,000
Genesee, Michigan 28 $ 3,642,000 $ 130,071 $ 53,000
Stark, Ohio 28 $ 3,856,000 $ 137,714 $ 75,000
Riverside, California 26 $ 5,068,000 $ 194,923 $ 70,000
San Diego, California 26 $ 9,843,000 $ 378,576 $ 80,000
Warren, Iowa 26 $ 4,030,000 $ 155,000 $ 76,000
Saginaw, Michigan 26 $ 2,424,000 $ 93,230 $ 56,000
Wayne, Ohio 26 $ 3,183,000 $ 122,423 $ 50,000
Ottawa, Michigan 25 $ 4,796,000 $ 191,840 $ 76,000
Columbiana, Ohio 25 $ 2,242,000 $ 89,680 $ 38,000
Daviess, Kentucky 24 $ 2,684,000 $ 111,833 $ 45,000
Warrick, Indiana 23 $ 3,530,000 $ 153,478 $ 54,000
Ingham, Michigan 23 $ 2,605,000 $ 113,260 $ 63,000
Shiawassee, Michigan 23 $ 2,390,000 $ 103,913 $ 49,000
St. Louis, Missouri 23 $ 3,471,000 $ 150,913 $ 66,000
Hillsdale, Michigan 22 $ 2,296,000 $ 104,363 $ 46,000
Newaygo, Michigan 22 $ 2,422,000 $ 110,090 $ 45,000
St. Clair, Michigan 22 $ 2,956,000 $ 134,363 $ 60,000
Hennepin, Minnesota 22 $ 5,800,000 $ 263,636 $ 97,000
Trumbull, Ohio 22 $ 2,080,000 $ 94,545 $ 46,000
Knox, Indiana 21 $ 2,021,000 $ 96,238 $ 48,000
Porter, Indiana 21 $ 3,334,000 $ 158,761 $ 68,000
Taney, Missouri 21 $ 2,780,000 $ 132,380 $ 54,000
White, Georgia 20 $ 2,717,000 $ 135,850 $ 49,000
Kalamazoo, Michigan 19 $ 2,178,000 $ 114,631 $ 52,000
Lapeer, Michigan 19 $ 3,071,000 $ 161,631 $ 80,000
Pulaski, Arkansas 17 $ 2,698,000 $ 158,705 $ 93,000
Dallas, Iowa 17 $ 2,928,000 $ 172,235 $ 70,000
Knox, Kentucky 17 $ 1,592,000 $ 93,647 $ 36,000
Mason, Michigan 17 $ 1,721,000 $ 101,235 $ 71,000
Jackson, Michigan 16 $ 1,899,000 $ 118,687 $ 51,000
Montgomery, Ohio 16 $ 1,704,000 $ 106,500 $ 42,000
Portage, Ohio 16 $ 2,010,000 $ 125,625 $ 70,000
Allegan, Michigan 15 $ 2,437,000 $ 162,466 $ 99,000
Chippewa, Michigan 15 $ 1,404,000 $ 93,600 $ 49,000
Claiborne, Tennessee 15 $ 1,614,000 $ 107,600 $ 42,000
Pinal, Arizona 14 $ 2,078,000 $ 148,428 $ 51,000
Gibson, Indiana 14 $ 1,506,000 $ 107,571 $ 58,000
Marion, Indiana 14 $ 2,369,000 $ 169,214 $ 68,000
Grand Traverse, Michigan 14 $ 1,972,000 $ 140,857 $ 53,000
Osceola, Michigan 14 $ 943,000 $ 67,357 $ 34,000
Habersham, Georgia 13 $ 1,539,000 $ 118,384 $ 41,000
Kane, Illinois 13 $ 2,333,000 $ 179,461 $ 98,000
Branch, Michigan 13 $ 1,162,000 $ 89,384 $ 43,000
Lorain, Ohio 13 $ 1,811,000 $ 139,307 $ 60,000
Franklin, Illinois 12 $ 1,387,000 $ 115,583 $ 58,000
Cass, Indiana 12 $ 1,450,000 $ 120,833 $ 63,000
Berrien, Michigan 12 $ 1,388,000 $ 115,666 $ 54,000
Lenawee, Michigan 12 $ 1,429,000 $ 119,083 $ 74,000
Rankin, Mississippi 12 $ 1,677,000 $ 139,750 $ 52,000
Mohave, Arizona 11 $ 1,161,000 $ 105,545 $ 33,000
Greene, Arkansas 11 $ 1,085,000 $ 98,636 $ 36,000
Lonoke, Arkansas 11 $ 1,245,000 $ 113,181 $ 56,000
Mississippi, Arkansas 11 $ 1,021,000 $ 92,818 $ 43,000
Hall, Georgia 11 $ 1,610,000 $ 146,363 $ 59,000
Lee, Mississippi 11 $ 792,000 $ 72,000 $ 35,000
Laurens, South Carolina 11 $ 1,758,000 $ 159,818 $ 106,000
Sacramento, California 10 $ 2,535,000 $ 253,500 $ 70,000
Kendall, Illinois 10 $ 1,717,000 $ 171,700 $ 84,000
Calloway, Kentucky 10 $ 1,140,000 $ 114,000 $ 51,000
Washtenaw, Michigan 10 $ 2,138,000 $ 213,800 $ 127,000
Dakota, Minnesota 10 $ 1,997,000 $ 199,700 $ 87,000
Geauga, Ohio 10 $ 1,744,000 $ 174,400 $ 76,000
Lake, Ohio 10 $ 1,468,000 $ 146,800 $ 53,000
Washington, Texas 10 $ 1,878,000 $ 187,800 $ 92,000
Saline, Arkansas 9 $ 1,729,000 $ 192,111 $ 69,000
San Bernardino, California 9 $ 2,130,000 $ 236,666 $ 55,000
Jefferson, Kentucky 9 $ 1,350,000 $ 150,000 $ 66,000
Worcester, Massachusetts 9 $ 1,541,000 $ 171,222 $ 291,000
Madison, Mississippi 9 $ 1,785,000 $ 198,333 $ 69,000
Faulkner, Arkansas 8 $ 1,023,000 $ 127,875 $ 68,000
Fresno, California 8 $ 1,309,000 $ 163,625 $ 40,000
Hartford, Connecticut 8 $ 1,599,000 $ 199,875 $ 81,000
Saline, Illinois 8 $ 800,000 $ 100,000 $ 46,000
Jasper, Indiana 8 $ 1,160,000 $ 145,000 $ 51,000
Hampshire, Massachusetts 8 $ 1,328,000 $ 166,000 $ 48,000
Ionia, Michigan 8 $ 986,000 $ 123,250 $ 46,000
Oceana, Michigan 8 $ 724,000 $ 90,500 $ 38,000
Sanilac, Michigan 8 $ 1,101,000 $ 137,625 $ 57,000
Clay, Missouri 8 $ 1,362,000 $ 170,250 $ 62,000
Greenville, South Carolina 8 $ 1,021,000 $ 127,625 $ 37,000
Smith, Texas 8 $ 1,022,000 $ 127,750 $ 79,000
Cochise, Arizona 7 $ 843,000 $ 120,428 $ 6,000
Kern, California 7 $ 1,201,000 $ 171,571 $ 75,000
Fulton, Georgia 7 $ 3,411,000 $ 487,285 $ 101,000
Posey, Indiana 7 $ 635,000 $ 90,714 $ 61,000
Cumberland, Maine 7 $ 2,247,000 $ 321,000 $ 94,000
Isabella, Michigan 7 $ 618,000 $ 88,285 $ 43,000
St. Joseph, Michigan 7 $ 846,000 $ 120,857 $ 53,000
Wright, Minnesota 7 $ 2,062,000 $ 294,571 $ 78,000
St. Charles, Missouri 7 $ 1,485,000 $ 212,142 $ 105,000
Hamilton, Ohio 7 $ 920,000 $ 131,428 $ 46,000
Abbeville, South Carolina 7 $ 799,000 $ 114,142 $ 88,000
Brazos, Texas 7 $ 1,412,000 $ 201,714 $ 163,000
Dallas, Texas 7 $ 1,092,000 $ 156,000 $ 80,000
Kitsap, Washington 7 $ 1,717,000 $ 245,285 $ 75,000
Yavapai, Arizona 6 $ 952,000 $ 158,666 $ 0
Alameda, California 6 $ 1,934,000 $ 322,333 $ 90,000
Contra Costa, California 6 $ 1,381,000 $ 230,166 $ 63,000
Orange, California 6 $ 2,379,000 $ 396,500 $ 101,000
Placer, California 6 $ 2,025,000 $ 337,500 $ 102,000
Cass, Michigan 6 $ 871,000 $ 145,166 $ 58,000
Leelanau, Michigan 6 $ 1,697,000 $ 282,833 $ 166,000
Tuscola, Michigan 6 $ 508,000 $ 84,666 $ 55,000
Ramsey, Minnesota 6 $ 1,068,000 $ 178,000 $ 61,000
Anderson, Tennessee 6 $ 714,000 $ 119,000 $ 52,000
Shasta, California 5 $ 897,000 $ 179,400 $ 69,000
Broward, Florida 5 $ 1,971,000 $ 394,200 $ 221,000
Barrow, Georgia 5 $ 823,000 $ 164,600 $ 68,000
Gwinnett, Georgia 5 $ 1,345,000 $ 269,000 $ 117,000
DeKalb, Illinois 5 $ 850,000 $ 170,000 $ 56,000
Grundy, Illinois 5 $ 583,000 $ 116,600 $ 50,000
Iroquois, Illinois 5 $ 634,000 $ 126,800 $ 51,000
Lawrence, Illinois 5 $ 458,000 $ 91,600 $ 44,000
Massac, Illinois 5 $ 374,000 $ 74,800 $ 44,000
Morgan, Illinois 5 $ 487,000 $ 97,400 $ 49,000
Sangamon, Illinois 5 $ 792,000 $ 158,400 $ 89,000
Union, Illinois 5 $ 420,000 $ 84,000 $ 39,000
Hamilton, Indiana 5 $ 624,000 $ 124,800 $ 53,000
Bell, Kentucky 5 $ 415,000 $ 83,000 $ 30,000
Warren, Kentucky 5 $ 861,000 $ 172,200 $ 52,000
Webster, Kentucky 5 $ 475,000 $ 95,000 $ 60,000
Franklin, Massachusetts 5 $ 782,000 $ 156,400 $ 31,000
Middlesex, Massachusetts 5 $ 1,339,000 $ 267,800 $ 114,000
Barry, Michigan 5 $ 1,035,000 $ 207,000 $ 56,000
Clare, Michigan 5 $ 331,000 $ 66,200 $ 40,000
Eaton, Michigan 5 $ 719,000 $ 143,800 $ 75,000
Huron, Michigan 5 $ 710,000 $ 142,000 $ 112,000
Kalkaska, Michigan 5 $ 771,000 $ 154,200 $ 75,000
Mackinac, Michigan 5 $ 439,000 $ 87,800 $ 48,000
Boone, Missouri 5 $ 746,000 $ 149,200 $ 50,000
Jackson, Missouri 5 $ 869,000 $ 173,800 $ 49,000
Jefferson, Tennessee 5 $ 690,000 $ 138,000 $ 58,000
Roane, Tennessee 5 $ 689,000 $ 137,800 $ 58,000
Harris, Texas 5 $ 630,000 $ 126,000 $ 65,000
Johnson, Texas 5 $ 693,000 $ 138,600 $ 73,000
Travis, Texas 5 $ 722,000 $ 144,400 $ 105,000
Young, Texas 5 $ 429,000 $ 85,800 $ 42,000
Thurston, Washington 5 $ 1,298,000 $ 259,600 $ 183,000
Stone, Arkansas 4 $ 495,000 $ 123,750 $ 45,000
Monterey, California 4 $ 1,076,000 $ 269,000 $ 58,000
San Joaquin, California 4 $ 878,000 $ 219,500 $ 51,000
Solano, California 4 $ 1,306,000 $ 326,500 $ 115,000
Cass, Illinois 4 $ 455,000 $ 113,750 $ 61,000
Lake, Illinois 4 $ 830,000 $ 207,500 $ 85,000
LaSalle, Illinois 4 $ 423,000 $ 105,750 $ 41,000
Macoupin, Illinois 4 $ 301,000 $ 75,250 $ 31,000
McHenry, Illinois 4 $ 981,000 $ 245,250 $ 192,000
Perry, Illinois 4 $ 435,000 $ 108,750 $ 54,000
Elkhart, Indiana 4 $ 525,000 $ 131,250 $ 56,000
Hendricks, Indiana 4 $ 618,000 $ 154,500 $ 39,000
Monroe, Indiana 4 $ 474,000 $ 118,500 $ 49,000
Steuben, Indiana 4 $ 898,000 $ 224,500 $ 75,000
Tippecanoe, Indiana 4 $ 587,000 $ 146,750 $ 52,000
Appanoose, Iowa 4 $ 415,000 $ 103,750 $ 75,000
Story, Iowa 4 $ 553,000 $ 138,250 $ 44,000
Ohio, Kentucky 4 $ 280,000 $ 70,000 $ 35,000
Berkshire, Massachusetts 4 $ 398,000 $ 99,500 $ 28,000
Midland, Michigan 4 $ 268,000 $ 67,000 $ 31,000
Monroe, Michigan 4 $ 619,000 $ 154,750 $ 64,000
Muskegon, Michigan 4 $ 537,000 $ 134,250 $ 69,000
Van Buren, Michigan 4 $ 472,000 $ 118,000 $ 74,000
Jefferson, Missouri 4 $ 731,000 $ 182,750 $ 88,000
Stone, Missouri 4 $ 414,000 $ 103,500 $ 25,000
Franklin, Ohio 4 $ 806,000 $ 201,500 $ 90,000
Campbell, Tennessee 4 $ 340,000 $ 85,000 $ 36,000
Williamson, Tennessee 4 $ 1,080,000 $ 270,000 $ 89,000
Cameron, Texas 4 $ 1,521,000 $ 380,250 $ 126,000
Coryell, Texas 4 $ 372,000 $ 93,000 $ 37,000
Denton, Texas 4 $ 630,000 $ 157,500 $ 43,000
Island, Washington 4 $ 1,089,000 $ 272,250 $ 96,000
Skagit, Washington 4 $ 1,167,000 $ 291,750 $ 83,000
Navajo, Arizona 3 $ 761,000 $ 253,666 $ 55,000
Jefferson, Arkansas 3 $ 564,000 $ 188,000 $ 86,000
Marin, California 3 $ 945,000 $ 315,000 $ 50,000
Stanislaus, California 3 $ 646,000 $ 215,333 $ 65,000
Tulare, California 3 $ 536,000 $ 178,666 $ 64,000
Tolland, Connecticut 3 $ 1,182,000 $ 394,000 $ 276,000
Windham, Connecticut 3 $ 623,000 $ 207,666 $ 91,000
Banks, Georgia 3 $ 417,000 $ 139,000 $ 63,000
DeKalb, Georgia 3 $ 385,000 $ 128,333 $ 53,000
Jackson, Georgia 3 $ 349,000 $ 116,333 $ 69,000
Lumpkin, Georgia 3 $ 331,000 $ 110,333 $ 41,000
Christian, Illinois 3 $ 374,000 $ 124,666 $ 37,000
Montgomery, Illinois 3 $ 156,000 $ 52,000 $ 42,000
Winnebago, Illinois 3 $ 323,000 $ 107,666 $ 69,000
Dearborn, Indiana 3 $ 848,000 $ 282,666 $ 49,000
Fayette, Indiana 3 $ 357,000 $ 119,000 $ 49,000
LaPorte, Indiana 3 $ 251,000 $ 83,666 $ 38,000
Miami, Indiana 3 $ 283,000 $ 94,333 $ 53,000
Newton, Indiana 3 $ 251,000 $ 83,666 $ 27,000
Spencer, Indiana 3 $ 425,000 $ 141,666 $ 50,000
White, Indiana 3 $ 282,000 $ 94,000 $ 38,000
Marion, Iowa 3 $ 500,000 $ 166,666 $ 70,000
Union, Kentucky 3 $ 374,000 $ 124,666 $ 49,000
Norfolk, Massachusetts 3 $ 870,000 $ 290,000 $ 93,000
Suffolk, Massachusetts 3 $ 554,000 $ 184,666 $ 42,000
Antrim, Michigan 3 $ 840,000 $ 280,000 $ 146,000
Benzie, Michigan 3 $ 372,000 $ 124,000 $ 57,000
Luce, Michigan 3 $ 153,000 $ 51,000 $ 46,000
Manistee, Michigan 3 $ 415,000 $ 138,333 $ 49,000
Wexford, Michigan 3 $ 342,000 $ 114,000 $ 39,000
Anoka, Minnesota 3 $ 640,000 $ 213,333 $ 91,000
Chisago, Minnesota 3 $ 549,000 $ 183,000 $ 72,000
Clay, Mississippi 3 $ 188,000 $ 62,666 $ 19,000
Warren, Mississippi 3 $ 584,000 $ 194,666 $ 108,000
Christian, Missouri 3 $ 457,000 $ 152,333 $ 80,000
Franklin, Missouri 3 $ 403,000 $ 134,333 $ 38,000
Lawrence, Missouri 3 $ 527,000 $ 175,666 $ 27,000
Phelps, Missouri 3 $ 364,000 $ 121,333 $ 52,000
Greene, Ohio 3 $ 488,000 $ 162,666 $ 86,000
Holmes, Ohio 3 $ 247,000 $ 82,333 $ 38,000
Clackamas, Oregon 3 $ 810,000 $ 270,000 $ 58,000
Deschutes, Oregon 3 $ 601,000 $ 200,333 $ 44,000
Douglas, Oregon 3 $ 891,000 $ 297,000 $ 104,000
Lane, Oregon 3 $ 639,000 $ 213,000 $ 72,000
Newberry, South Carolina 3 $ 383,000 $ 127,666 $ 76,000
Loudon, Tennessee 3 $ 1,010,000 $ 336,666 $ 18,000
Rhea, Tennessee 3 $ 431,000 $ 143,666 $ 38,000
Bell, Texas 3 $ 417,000 $ 139,000 $ 37,000
Bexar, Texas 3 $ 580,000 $ 193,333 $ 37,000
Collin, Texas 3 $ 504,000 $ 168,000 $ 87,000
Gregg, Texas 3 $ 590,000 $ 196,666 $ 133,000
Grimes, Texas 3 $ 356,000 $ 118,666 $ 141,000
Parker, Texas 3 $ 396,000 $ 132,000 $ 68,000
Pierce, Washington 3 $ 1,034,000 $ 344,666 $ 120,000
St. Croix, Wisconsin 3 $ 661,000 $ 220,333 $ 106,000
Tuscaloosa, Alabama 2 $ 165,000 $ 82,500 $ 29,000
Coconino, Arizona 2 $ 435,000 $ 217,500 $ 202,000
Yuma, Arizona 2 $ 277,000 $ 138,500 $ 0
Ashley, Arkansas 2 $ 299,000 $ 149,500 $ 72,000
Craighead, Arkansas 2 $ 220,000 $ 110,000 $ 40,000
Garland, Arkansas 2 $ 424,000 $ 212,000 $ 82,000
White, Arkansas 2 $ 214,000 $ 107,000 $ 37,000
Butte, California 2 $ 414,000 $ 207,000 $ 59,000
El Dorado, California 2 $ 1,089,000 $ 544,500 $ 51,000
Imperial, California 2 $ 427,000 $ 213,500 $ 49,000
Merced, California 2 $ 428,000 $ 214,000 $ 28,000
San Mateo, California 2 $ 841,000 $ 420,500 $ 82,000
Santa Barbara, California 2 $ 708,000 $ 354,000 $ 29,000
Sonoma, California 2 $ 598,000 $ 299,000 $ 156,000
Sutter, California 2 $ 227,000 $ 113,500 $ 121,000
La Plata, Colorado 2 $ 519,000 $ 259,500 $ 168,000
Lee, Florida 2 $ 570,000 $ 285,000 $ 105,000
Pasco, Florida 2 $ 188,000 $ 94,000 $ 27,000
Cherokee, Georgia 2 $ 382,000 $ 191,000 $ 80,000
Clayton, Georgia 2 $ 159,000 $ 79,500 $ 23,000
Glynn, Georgia 2 $ 186,000 $ 93,000 $ 32,000
Stephens, Georgia 2 $ 264,000 $ 132,000 $ 80,000
Boone, Illinois 2 $ 345,000 $ 172,500 $ 73,000
Fulton, Illinois 2 $ 334,000 $ 167,000 $ 101,000
Greene, Illinois 2 $ 151,000 $ 75,500 $ 58,000
Johnson, Illinois 2 $ 259,000 $ 129,500 $ 67,000
Macon, Illinois 2 $ 114,000 $ 57,000 $ 37,000
McLean, Illinois 2 $ 210,000 $ 105,000 $ 56,000
Schuyler, Illinois 2 $ 194,000 $ 97,000 $ 44,000
Shelby, Illinois 2 $ 190,000 $ 95,000 $ 51,000
Vermilion, Illinois 2 $ 212,000 $ 106,000 $ 47,000
Adams, Indiana 2 $ 201,000 $ 100,500 $ 41,000
Allen, Indiana 2 $ 329,000 $ 164,500 $ 38,000
Dubois, Indiana 2 $ 307,000 $ 153,500 $ 49,000
Howard, Indiana 2 $ 337,000 $ 168,500 $ 69,000
Pike, Indiana 2 $ 141,000 $ 70,500 $ 59,000
Black Hawk, Iowa 2 $ 334,000 $ 167,000 $ 72,000
Clarke, Iowa 2 $ 306,000 $ 153,000 $ 57,000
Decatur, Iowa 2 $ 172,000 $ 86,000 $ 40,000
Jasper, Iowa 2 $ 337,000 $ 168,500 $ 64,000
Wayne, Iowa 2 $ 212,000 $ 106,000 $ 51,000
Breckinridge, Kentucky 2 $ 115,000 $ 57,500 $ 39,000
Clay, Kentucky 2 $ 175,000 $ 87,500 $ 54,000
Hancock, Kentucky 2 $ 370,000 $ 185,000 $ 56,000
Marshall, Kentucky 2 $ 213,000 $ 106,500 $ 69,000
McCracken, Kentucky 2 $ 122,000 $ 61,000 $ 67,000
Oldham, Kentucky 2 $ 202,000 $ 101,000 $ 72,000
De Soto, Louisiana 2 $ 325,000 $ 162,500 $ 47,000
Lincoln, Louisiana 2 $ 277,000 $ 138,500 $ 86,000
Hancock, Maine 2 $ 385,000 $ 192,500 $ 51,000
York, Maine 2 $ 370,000 $ 185,000 $ 61,000
Calhoun, Michigan 2 $ 187,000 $ 93,500 $ 83,000
Dickinson, Michigan 2 $ 164,000 $ 82,000 $ 45,000
Gratiot, Michigan 2 $ 170,000 $ 85,000 $ 65,000
Iosco, Michigan 2 $ 305,000 $ 152,500 $ 111,000
Iron, Michigan 2 $ 324,000 $ 162,000 $ 97,000
Carver, Minnesota 2 $ 327,000 $ 163,500 $ 136,000
Le Sueur, Minnesota 2 $ 225,000 $ 112,500 $ 46,000
Stearns, Minnesota 2 $ 349,000 $ 174,500 $ 59,000
Steele, Minnesota 2 $ 350,000 $ 175,000 $ 41,000
Washington, Minnesota 2 $ 422,000 $ 211,000 $ 79,000
Copiah, Mississippi 2 $ 299,000 $ 149,500 $ 56,000
Leake, Mississippi 2 $ 161,000 $ 80,500 $ 28,000
Simpson, Mississippi 2 $ 178,000 $ 89,000 $ 49,000
Union, Mississippi 2 $ 256,000 $ 128,000 $ 53,000
Yazoo, Mississippi 2 $ 248,000 $ 124,000 $ 48,000
Barry, Missouri 2 $ 204,000 $ 102,000 $ 60,000
Laclede, Missouri 2 $ 204,000 $ 102,000 $ 23,000
St. Louis City, Missouri 2 $ 246,000 $ 123,000 $ 77,000
Morton, North Dakota 2 $ 236,000 $ 118,000 $ 110,000
Ashland, Ohio 2 $ 220,000 $ 110,000 $ 65,000
Harrison, Ohio 2 $ 245,000 $ 122,500 $ 26,000
Curry, Oregon 2 $ 543,000 $ 271,500 $ 53,000
Marion, Oregon 2 $ 721,000 $ 360,500 $ 136,000
Wasco, Oregon 2 $ 290,000 $ 145,000 $ 50,000
Washington, Oregon 2 $ 550,000 $ 275,000 $ 101,000
Erie, Pennsylvania 2 $ 186,000 $ 93,000 $ 38,000
Spartanburg, South Carolina 2 $ 669,000 $ 334,500 $ 81,000
Blount, Tennessee 2 $ 261,000 $ 130,500 $ 55,000
Bradley, Tennessee 2 $ 382,000 $ 191,000 $ 73,000
Greene, Tennessee 2 $ 208,000 $ 104,000 $ 39,000
Shelby, Tennessee 2 $ 306,000 $ 153,000 $ 63,000
Sumner, Tennessee 2 $ 281,000 $ 140,500 $ 65,000
Grayson, Texas 2 $ 211,000 $ 105,500 $ 47,000
Harrison, Texas 2 $ 296,000 $ 148,000 $ 73,000
Hood, Texas 2 $ 260,000 $ 130,000 $ 45,000
Lampasas, Texas 2 $ 199,000 $ 99,500 $ 18,000
McLennan, Texas 2 $ 242,000 $ 121,000 $ 66,000
Midland, Texas 2 $ 435,000 $ 217,500 $ 85,000
Montgomery, Texas 2 $ 212,000 $ 106,000 $ 31,000
Robertson, Texas 2 $ 157,000 $ 78,500 $ 35,000
Florence, Wisconsin 2 $ 124,000 $ 62,000 $ 22,000
Rock, Wisconsin 2 $ 249,000 $ 124,500 $ 38,000
Etowah, Alabama 1 $ 131,000 $ 131,000 $ 30,000
Marion, Alabama 1 $ 88,000 $ 88,000 $ 25,000
Marshall, Alabama 1 $ 116,000 $ 116,000 $ 27,000
Graham, Arizona 1 $ 74,000 $ 74,000 $ 0
La Paz, Arizona 1 $ 120,000 $ 120,000 $ 42,000
Boone, Arkansas 1 $ 104,000 $ 104,000 $ 62,000
Carroll, Arkansas 1 $ 86,000 $ 86,000 $ 31,000
Desha, Arkansas 1 $ 60,000 $ 60,000 $ 28,000
Searcy, Arkansas 1 $ 52,000 $ 52,000 $ 60,000
Sebastian, Arkansas 1 $ 182,000 $ 182,000 $ 110,000
Glenn, California 1 $ 165,000 $ 165,000 $ 50,000
Lake, California 1 $ 244,000 $ 244,000 $ 73,000
Mendocino, California 1 $ 370,000 $ 370,000 $ 95,000
Napa, California 1 $ 626,000 $ 626,000 $ 176,000
Nevada, California 1 $ 72,000 $ 72,000 $ 11,000
San Francisco, California 1 $ 595,000 $ 595,000 $ 104,000
San Luis Obispo, California 1 $ 236,000 $ 236,000 $ 200,000
Ventura, California 1 $ 132,000 $ 132,000 $ 58,000
Denver, Colorado 1 $ 175,000 $ 175,000 $ 80,000
Jefferson, Colorado 1 $ 266,000 $ 266,000 $ 60,000
Montrose, Colorado 1 $ 265,000 $ 265,000 $ 167,000
Weld, Colorado 1 $ 270,000 $ 270,000 $ 94,000
Fairfield, Connecticut 1 $ 416,000 $ 416,000 $ 101,000
Charlotte, Florida 1 $ 150,000 $ 150,000 $ 51,000
Hillsborough, Florida 1 $ 53,000 $ 53,000 $ 0
Marion, Florida 1 $ 185,000 $ 185,000 $ 93,000
Pinellas, Florida 1 $ 103,000 $ 103,000 $ 23,000
Putnam, Florida 1 $ 45,000 $ 45,000 $ 0
Bartow, Georgia 1 $ 187,000 $ 187,000 $ 58,000
Columbia, Georgia 1 $ 205,000 $ 205,000 $ 157,000
Franklin, Georgia 1 $ 93,000 $ 93,000 $ 25,000
Gilmer, Georgia 1 $ 126,000 $ 126,000 $ 39,000
Henry, Georgia 1 $ 102,000 $ 102,000 $ 76,000
Jasper, Georgia 1 $ 109,000 $ 109,000 $ 47,000
Muscogee, Georgia 1 $ 120,000 $ 120,000 $ 60,000
Paulding, Georgia 1 $ 191,000 $ 191,000 $ 113,000
Rabun, Georgia 1 $ 89,000 $ 89,000 $ 34,000
Richmond, Georgia 1 $ 100,000 $ 100,000 $ 64,000
Walker, Georgia 1 $ 143,000 $ 143,000 $ 59,000
Brown, Illinois 1 $ 39,000 $ 39,000 $ 24,000
Effingham, Illinois 1 $ 153,000 $ 153,000 $ 84,000
Gallatin, Illinois 1 $ 49,000 $ 49,000 $ 23,000
Hamilton, Illinois 1 $ 133,000 $ 133,000 $ 114,000
Hardin, Illinois 1 $ 67,000 $ 67,000 $ 39,000
Jo Daviess, Illinois 1 $ 113,000 $ 113,000 $ 167,000
Lee, Illinois 1 $ 70,000 $ 70,000 $ 53,000
Logan, Illinois 1 $ 67,000 $ 67,000 $ 34,000
Madison, Illinois 1 $ 141,000 $ 141,000 $ 69,000
Mason, Illinois 1 $ 67,000 $ 67,000 $ 24,000
Peoria, Illinois 1 $ 181,000 $ 181,000 $ 53,000
Randolph, Illinois 1 $ 101,000 $ 101,000 $ 48,000
Richland, Illinois 1 $ 64,000 $ 64,000 $ 29,000
Wabash, Illinois 1 $ 70,000 $ 70,000 $ 56,000
White, Illinois 1 $ 150,000 $ 150,000 $ 106,000
Benton, Indiana 1 $ 74,000 $ 74,000 $ 24,000
Boone, Indiana 1 $ 315,000 $ 315,000 $ 228,000
Daviess, Indiana 1 $ 74,000 $ 74,000 $ 40,000
Johnson, Indiana 1 $ 190,000 $ 190,000 $ 66,000
Perry, Indiana 1 $ 128,000 $ 128,000 $ 39,000
Starke, Indiana 1 $ 79,000 $ 79,000 $ 67,000
Tipton, Indiana 1 $ 135,000 $ 135,000 $ 77,000
Boone, Iowa 1 $ 83,000 $ 83,000 $ 53,000
Cerro Gordo, Iowa 1 $ 102,000 $ 102,000 $ 26,000
Dubuque, Iowa 1 $ 111,000 $ 111,000 $ 28,000
Keokuk, Iowa 1 $ 61,000 $ 61,000 $ 33,000
Madison, Iowa 1 $ 76,000 $ 76,000 $ 0
Mills, Iowa 1 $ 129,000 $ 129,000 $ 116,000
Plymouth, Iowa 1 $ 135,000 $ 135,000 $ 64,000
Sac, Iowa 1 $ 85,000 $ 85,000 $ 26,000
Union, Iowa 1 $ 68,000 $ 68,000 $ 18,000
Wapello, Iowa 1 $ 81,000 $ 81,000 $ 39,000
Bullitt, Kentucky 1 $ 236,000 $ 236,000 $ 108,000
Caldwell, Kentucky 1 $ 67,000 $ 67,000 $ 34,000
Christian, Kentucky 1 $ 211,000 $ 211,000 $ 56,000
Crittenden, Kentucky 1 $ 54,000 $ 54,000 $ 35,000
Fayette, Kentucky 1 $ 108,000 $ 108,000 $ 0
Hardin, Kentucky 1 $ 134,000 $ 134,000 $ 64,000
Harrison, Kentucky 1 $ 182,000 $ 182,000 $ 90,000
Lee, Kentucky 1 $ 148,000 $ 148,000 $ 0
Livingston, Kentucky 1 $ 32,000 $ 32,000 $ 50,000
Muhlenberg, Kentucky 1 $ 100,000 $ 100,000 $ 65,000
Pulaski, Kentucky 1 $ 253,000 $ 253,000 $ 167,000
Simpson, Kentucky 1 $ 157,000 $ 157,000 $ 35,000
Catahoula, Louisiana 1 $ 156,000 $ 156,000 $ 109,000
Concordia, Louisiana 1 $ 114,000 $ 114,000 $ 55,000
Evangeline, Louisiana 1 $ 90,000 $ 90,000 $ 78,000
La Salle, Louisiana 1 $ 128,000 $ 128,000 $ 55,000
Lafourche, Louisiana 1 $ 99,000 $ 99,000 $ 47,000
Livingston, Louisiana 1 $ 129,000 $ 129,000 $ 74,000
Ouachita, Louisiana 1 $ 209,000 $ 209,000 $ 51,000
Androscoggin, Maine 1 $ 98,000 $ 98,000 $ 36,000
Plymouth, Massachusetts 1 $ 120,000 $ 120,000 $ 74,000
Bay, Michigan 1 $ 254,000 $ 254,000 $ 97,000
Charlevoix, Michigan 1 $ 98,000 $ 98,000 $ 50,000
Cheboygan, Michigan 1 $ 83,000 $ 83,000 $ 24,000
Clinton, Michigan 1 $ 161,000 $ 161,000 $ 48,000
Delta, Michigan 1 $ 64,000 $ 64,000 $ 23,000
Gladwin, Michigan 1 $ 90,000 $ 90,000 $ 132,000
Lake, Michigan 1 $ 83,000 $ 83,000 $ 31,000
Ogemaw, Michigan 1 $ 109,000 $ 109,000 $ 29,000
Presque Isle, Michigan 1 $ 120,000 $ 120,000 $ 0
Schoolcraft, Michigan 1 $ 151,000 $ 151,000 $ 77,000
Aitkin, Minnesota 1 $ 220,000 $ 220,000 $ 47,000
Crow Wing, Minnesota 1 $ 223,000 $ 223,000 $ 195,000
Olmsted, Minnesota 1 $ 191,000 $ 191,000 $ 70,000
Rice, Minnesota 1 $ 160,000 $ 160,000 $ 60,000
St. Louis, Minnesota 1 $ 296,000 $ 296,000 $ 124,000
Todd, Minnesota 1 $ 100,000 $ 100,000 $ 31,000
Adams, Mississippi 1 $ 226,000 $ 226,000 $ 67,000
Greene, Mississippi 1 $ 118,000 $ 118,000 $ 38,000
Jackson, Mississippi 1 $ 166,000 $ 166,000 $ 51,000
Jefferson Davis, Mississippi 1 $ 128,000 $ 128,000 $ 40,000
Lowndes, Mississippi 1 $ 105,000 $ 105,000 $ 0
Sharkey, Mississippi 1 $ 147,000 $ 147,000 $ 41,000
Benton, Missouri 1 $ 235,000 $ 235,000 $ 0
Camden, Missouri 1 $ 118,000 $ 118,000 $ 89,000
Clinton, Missouri 1 $ 177,000 $ 177,000 $ 70,000
Greene, Missouri 1 $ 157,000 $ 157,000 $ 71,000
Howell, Missouri 1 $ 122,000 $ 122,000 $ 38,000
Johnson, Missouri 1 $ 196,000 $ 196,000 $ 0
Lincoln, Missouri 1 $ 122,000 $ 122,000 $ 31,000
Miller, Missouri 1 $ 108,000 $ 108,000 $ 30,000
Newton, Missouri 1 $ 92,000 $ 92,000 $ 22,000
Pettis, Missouri 1 $ 104,000 $ 104,000 $ 30,000
Platte, Missouri 1 $ 258,000 $ 258,000 $ 51,000
Pulaski, Missouri 1 $ 79,000 $ 79,000 $ 37,000
Randolph, Missouri 1 $ 101,000 $ 101,000 $ 0
Texas, Missouri 1 $ 129,000 $ 129,000 $ 50,000
Warren, Missouri 1 $ 113,000 $ 113,000 $ 59,000
Webster, Missouri 1 $ 192,000 $ 192,000 $ 58,000
Santa Fe, New Mexico 1 $ 180,000 $ 180,000 $ 39,000
Adams, North Dakota 1 $ 131,000 $ 131,000 $ 51,000
Ward, North Dakota 1 $ 50,000 $ 50,000 $ 119,000
Carroll, Ohio 1 $ 139,000 $ 139,000 $ 95,000
Clark, Ohio 1 $ 117,000 $ 117,000 $ 43,000
Delaware, Ohio 1 $ 137,000 $ 137,000 $ 50,000
Erie, Ohio 1 $ 417,000 $ 417,000 $ 209,000
Fairfield, Ohio 1 $ 150,000 $ 150,000 $ 70,000
Huron, Ohio 1 $ 128,000 $ 128,000 $ 35,000
Miami, Ohio 1 $ 224,000 $ 224,000 $ 95,000
Wood, Ohio 1 $ 152,000 $ 152,000 $ 60,000
Jefferson, Oregon 1 $ 278,000 $ 278,000 $ 0
Josephine, Oregon 1 $ 130,000 $ 130,000 $ 29,000
Klamath, Oregon 1 $ 130,000 $ 130,000 $ 35,000
Linn, Oregon 1 $ 159,000 $ 159,000 $ 171,000
Multnomah, Oregon 1 $ 156,000 $ 156,000 $ 38,000
Yamhill, Oregon 1 $ 417,000 $ 417,000 $ 160,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,202 $468,973,000 $146,000 $750,000 $64,000 $1,023,000
Refinancing 1,686 $325,748,000 $193,000 $1,200,000 $73,000 $510,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,696 $593,044,000 $160,000 $905,000 $69,000 $915,000
Black or African American 432 $63,520,000 $147,000 $902,000 $58,000 $311,000
Hispanic 334 $53,893,000 $161,000 $626,000 $59,000 $459,000
Not Provided 326 $61,621,000 $189,000 $902,000 $61,000 $510,000
Asian 79 $19,099,000 $241,000 $1,200,000 $98,000 $1,023,000
American Indian or Alaskan Native 12 $2,307,000 $192,000 $349,000 $72,000 $167,000
Native Hawaiin or Other Pacific Islander 8 $1,178,000 $147,000 $400,000 $56,000 $97,000
Not applicable 1 $59,000 $59,000 $59,000 $16,000 $16,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,312 $330,124,000 $142,000 $633,000 $54,000 $560,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,698 $334,221,000 $196,000 $1,200,000 $94,000 $1,023,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 478 $53,394,000 $111,000 $399,000 $43,000 $102,000
VA-guaranteed (Veterans Administration) 400 $76,982,000 $192,000 $902,000 $63,000 $304,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,718 $440,194,000 $161,000 $905,000 $69,000 $915,000
Application Withdrawn By Applicant 1,434 $246,753,000 $172,000 $902,000 $68,000 $1,023,000
Application Denied By Financial Institution 732 $106,867,000 $145,000 $1,200,000 $61,000 $514,000
Application Approved But Not Accepted 2 $232,000 $116,000 $126,000 $45,000 $91,000
File Closed For Incompleteness 2 $675,000 $337,000 $455,000 $98,000 $155,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 146 $20,756,000 $142,000 $750,000 $64,000 $514,000
Collateral 132 $18,994,000 $143,000 $1,200,000 $65,000 $441,000
Credit Application Incomplete 124 $18,827,000 $151,000 $640,000 $68,000 $268,000
Debt-To-Income Ratio 87 $13,360,000 $153,000 $431,000 $49,000 $311,000
Credit History 53 $7,998,000 $150,000 $619,000 $62,000 $360,000
Unverifiable Information 51 $7,113,000 $139,000 $544,000 $55,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,289,000 $163,000 $592,000 $59,000 $156,000
Employment History 11 $2,204,000 $200,000 $414,000 $66,000 $163,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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