Top Flite Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Top Flite Financial, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Top Flite Financial, Inc. 123 E Grand River Ave Plymouth, MI 48895 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,888 |
| Total Mortgage Loan Application Amount | $794,721,000 |
| Average Mortgage Loan Application Amount | $169,500 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $1,023,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Top Flite Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Top Flite Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Top Flite Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Top Flite Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Top Flite Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Top Flite Financial, Inc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 607 | $ 111,590,000 | $ 183,000 | $ 76,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 391 | $ 64,319,000 | $ 164,000 | $ 76,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 223 | $ 45,897,000 | $ 205,000 | $ 63,000 |
| CLEVELAND-ELYRIA, OH | 174 | $ 24,276,000 | $ 139,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 174 | $ 52,511,000 | $ 301,000 | $ 108,000 |
| GRAND RAPIDS-WYOMING, MI | 153 | $ 24,257,000 | $ 158,000 | $ 62,000 |
| EVANSVILLE, IN-KY | 144 | $ 17,365,000 | $ 121,500 | $ 49,500 |
| DES MOINES-WEST DES MOINES, IA | 118 | $ 19,163,000 | $ 162,000 | $ 73,000 |
| GARY, IN | 118 | $ 19,932,000 | $ 168,000 | $ 65,000 |
| SPRINGFIELD, MA | 111 | $ 17,281,000 | $ 155,000 | $ 52,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 98 | $ 11,574,000 | $ 118,000 | $ 61,000 |
| AKRON, OH | 89 | $ 12,618,000 | $ 141,000 | $ 68,000 |
| CARBONDALE-MARION, IL | 69 | $ 7,863,000 | $ 113,000 | $ 71,000 |
| JACKSON, MS | 66 | $ 9,210,000 | $ 139,000 | $ 51,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 60 | $ 13,751,000 | $ 224,500 | $ 96,000 |
| TUCSON, AZ | 54 | $ 8,380,000 | $ 155,000 | $ 33,000 |
| KNOXVILLE, TN | 52 | $ 7,253,000 | $ 139,000 | $ 52,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 47 | $ 7,856,000 | $ 167,000 | $ 110,000 |
| ST. LOUIS, MO-IL | 46 | $ 7,013,000 | $ 124,000 | $ 55,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 45 | $ 6,695,000 | $ 148,000 | $ 75,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 37 | $ 12,612,000 | $ 340,000 | $ 96,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 35 | $ 7,198,000 | $ 205,000 | $ 66,000 |
| KANKAKEE, IL | 32 | $ 4,414,000 | $ 137,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 29 | $ 3,995,000 | $ 137,000 | $ 76,000 |
| LANSING-EAST LANSING, MI | 29 | $ 3,485,000 | $ 120,000 | $ 64,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 28 | $ 7,094,000 | $ 253,000 | $ 82,000 |
| FLINT, MI | 28 | $ 3,642,000 | $ 130,000 | $ 53,000 |
| OWENSBORO, KY | 26 | $ 3,054,000 | $ 117,000 | $ 46,000 |
| SAGINAW, MI | 26 | $ 2,424,000 | $ 93,000 | $ 56,000 |
| SAN DIEGO-CARLSBAD, CA | 26 | $ 9,843,000 | $ 378,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 25 | $ 4,116,000 | $ 164,000 | $ 66,000 |
| KALAMAZOO-PORTAGE, MI | 23 | $ 2,650,000 | $ 115,000 | $ 56,000 |
| DAYTON, OH | 20 | $ 2,416,000 | $ 120,000 | $ 51,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 20 | $ 2,956,000 | $ 147,000 | $ 75,000 |
| ELGIN, IL | 18 | $ 3,183,000 | $ 176,000 | $ 86,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 18 | $ 5,649,000 | $ 313,000 | $ 78,000 |
| JACKSON, MI | 16 | $ 1,899,000 | $ 118,000 | $ 51,000 |
| DALLAS-PLANO-IRVING, TX | 15 | $ 2,394,000 | $ 159,000 | $ 70,000 |
| KANSAS CITY, MO-KS | 15 | $ 2,666,000 | $ 177,000 | $ 57,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12 | $ 1,788,000 | $ 149,000 | $ 70,000 |
| NILES-BENTON HARBOR, MI | 12 | $ 1,388,000 | $ 115,000 | $ 54,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 12 | $ 3,315,000 | $ 276,000 | $ 76,000 |
| WORCESTER, MA-CT | 12 | $ 2,164,000 | $ 189,000 | $ 191,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 1,463,000 | $ 133,000 | $ 64,000 |
| GAINESVILLE, GA | 11 | $ 1,610,000 | $ 146,000 | $ 59,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 2,781,000 | $ 252,000 | $ 134,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 1,489,000 | $ 135,000 | $ 73,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 1,161,000 | $ 105,000 | $ 33,000 |
| ANN ARBOR, MI | 10 | $ 2,138,000 | $ 213,000 | $ 127,000 |
| CINCINNATI, OH-KY-IN | 10 | $ 1,768,000 | $ 206,500 | $ 47,500 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,569,000 | $ 174,000 | $ 135,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 988,000 | $ 109,000 | $ 33,000 |
| PORTLAND-SOUTH PORTLAND, ME | 9 | $ 2,617,000 | $ 290,000 | $ 86,000 |
| FRESNO, CA | 8 | $ 1,309,000 | $ 163,000 | $ 40,000 |
| TYLER, TX | 8 | $ 1,022,000 | $ 127,000 | $ 79,000 |
| BAKERSFIELD, CA | 7 | $ 1,201,000 | $ 171,000 | $ 75,000 |
| BOSTON, MA | 7 | $ 1,544,000 | $ 220,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 1,717,000 | $ 245,000 | $ 75,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 7 | $ 1,933,000 | $ 276,000 | $ 82,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 843,000 | $ 120,000 | $ 6,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 2,379,000 | $ 396,000 | $ 101,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 864,000 | $ 144,000 | $ 96,000 |
| COLUMBUS, OH | 6 | $ 1,093,000 | $ 182,000 | $ 80,000 |
| MORRISTOWN, TN | 6 | $ 835,000 | $ 139,000 | $ 54,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 1,361,000 | $ 226,000 | $ 81,000 |
| PRESCOTT, AZ | 6 | $ 952,000 | $ 158,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 871,000 | $ 145,000 | $ 58,000 |
| BOWLING GREEN, KY | 5 | $ 861,000 | $ 172,000 | $ 52,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 5 | $ 1,339,000 | $ 267,000 | $ 114,000 |
| COLUMBIA, MO | 5 | $ 746,000 | $ 149,000 | $ 50,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 1,971,000 | $ 394,000 | $ 221,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 661,000 | $ 132,000 | $ 46,000 |
| OLYMPIA-TUMWATER, WA | 5 | $ 1,298,000 | $ 259,000 | $ 183,000 |
| REDDING, CA | 5 | $ 897,000 | $ 179,000 | $ 69,000 |
| ROCKFORD, IL | 5 | $ 668,000 | $ 133,000 | $ 70,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 5 | $ 1,103,000 | $ 220,000 | $ 56,000 |
| SPRINGFIELD, IL | 5 | $ 792,000 | $ 158,000 | $ 89,000 |
| SPRINGFIELD, MO | 5 | $ 806,000 | $ 161,000 | $ 74,000 |
| AMES, IA | 4 | $ 553,000 | $ 138,000 | $ 44,000 |
| BLOOMINGTON, IN | 4 | $ 474,000 | $ 118,000 | $ 49,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 1,521,000 | $ 380,000 | $ 126,000 |
| ELKHART-GOSHEN, IN | 4 | $ 525,000 | $ 131,000 | $ 56,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 830,000 | $ 207,000 | $ 85,000 |
| LONGVIEW, TX | 4 | $ 736,000 | $ 184,000 | $ 112,000 |
| MIDLAND, MI | 4 | $ 268,000 | $ 67,000 | $ 31,000 |
| MONROE, MI | 4 | $ 619,000 | $ 154,000 | $ 64,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,167,000 | $ 291,000 | $ 83,000 |
| MUSKEGON, MI | 4 | $ 537,000 | $ 134,000 | $ 69,000 |
| PITTSFIELD, MA | 4 | $ 398,000 | $ 99,000 | $ 28,000 |
| SALINAS, CA | 4 | $ 1,076,000 | $ 269,000 | $ 58,000 |
| STOCKTON-LODI, CA | 4 | $ 878,000 | $ 219,000 | $ 51,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 344,000 | $ 86,000 | $ 19,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,306,000 | $ 326,000 | $ 115,000 |
| BEND-REDMOND, OR | 3 | $ 601,000 | $ 200,000 | $ 44,000 |
| EUGENE, OR | 3 | $ 639,000 | $ 213,000 | $ 72,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 251,000 | $ 83,000 | $ 38,000 |
| MODESTO, CA | 3 | $ 646,000 | $ 215,000 | $ 65,000 |
| PINE BLUFF, AR | 3 | $ 564,000 | $ 188,000 | $ 86,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 1,436,000 | $ 478,000 | $ 89,000 |
| SAN RAFAEL, CA | 3 | $ 945,000 | $ 315,000 | $ 50,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 1,034,000 | $ 344,000 | $ 120,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 536,000 | $ 178,000 | $ 64,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 305,000 | $ 152,000 | $ 110,000 |
| BATTLE CREEK, MI | 2 | $ 187,000 | $ 93,000 | $ 83,000 |
| BISMARCK, ND | 2 | $ 236,000 | $ 118,000 | $ 110,000 |
| BLOOMINGTON, IL | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| BRUNSWICK, GA | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| CHATTANOOGA, TN-GA | 2 | $ 293,000 | $ 146,500 | $ 81,000 |
| CHICO, CA | 2 | $ 414,000 | $ 207,000 | $ 59,000 |
| CLEVELAND, TN | 2 | $ 382,000 | $ 191,000 | $ 73,000 |
| DANVILLE, IL | 2 | $ 212,000 | $ 106,000 | $ 47,000 |
| DECATUR, IL | 2 | $ 114,000 | $ 57,000 | $ 37,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2 | $ 441,000 | $ 220,000 | $ 70,000 |
| EL CENTRO, CA | 2 | $ 427,000 | $ 213,000 | $ 49,000 |
| ERIE, PA | 2 | $ 186,000 | $ 93,000 | $ 38,000 |
| FLAGSTAFF, AZ | 2 | $ 435,000 | $ 217,000 | $ 202,000 |
| FORT WAYNE, IN | 2 | $ 329,000 | $ 164,000 | $ 38,000 |
| HOT SPRINGS, AR | 2 | $ 424,000 | $ 212,000 | $ 82,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 249,000 | $ 124,000 | $ 38,000 |
| JONESBORO, AR | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| KOKOMO, IN | 2 | $ 337,000 | $ 168,000 | $ 69,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 306,000 | $ 153,000 | $ 63,000 |
| MERCED, CA | 2 | $ 428,000 | $ 214,000 | $ 28,000 |
| MIDLAND, TX | 2 | $ 435,000 | $ 217,000 | $ 85,000 |
| SALEM, OR | 2 | $ 721,000 | $ 360,000 | $ 136,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 708,000 | $ 354,000 | $ 29,000 |
| SANTA ROSA, CA | 2 | $ 598,000 | $ 299,000 | $ 156,000 |
| SHERMAN-DENISON, TX | 2 | $ 211,000 | $ 105,000 | $ 47,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 325,000 | $ 162,000 | $ 47,000 |
| SPARTANBURG, SC | 2 | $ 669,000 | $ 334,000 | $ 81,000 |
| ST. CLOUD, MN | 2 | $ 349,000 | $ 174,000 | $ 59,000 |
| TUSCALOOSA, AL | 2 | $ 165,000 | $ 82,000 | $ 29,000 |
| WACO, TX | 2 | $ 242,000 | $ 121,000 | $ 66,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 334,000 | $ 167,000 | $ 72,000 |
| YUBA CITY, CA | 2 | $ 227,000 | $ 113,000 | $ 121,000 |
| YUMA, AZ | 2 | $ 277,000 | $ 138,000 | $ 0 |
| ALBANY, OR | 1 | $ 159,000 | $ 159,000 | $ 171,000 |
| BATON ROUGE, LA | 1 | $ 129,000 | $ 129,000 | $ 74,000 |
| BAY CITY, MI | 1 | $ 254,000 | $ 254,000 | $ 97,000 |
| BELLINGHAM, WA | 1 | $ 248,000 | $ 248,000 | $ 150,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 416,000 | $ 416,000 | $ 101,000 |
| CLARKSVILLE, TN-KY | 1 | $ 211,000 | $ 211,000 | $ 56,000 |
| COLUMBUS, GA-AL | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| DUBUQUE, IA | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| DULUTH, MN-WI | 1 | $ 296,000 | $ 296,000 | $ 124,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| FORT SMITH, AR-OK | 1 | $ 182,000 | $ 182,000 | $ 110,000 |
| GADSDEN, AL | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| GRANTS PASS, OR | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| GREELEY, CO | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| GREEN BAY, WI | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| JOPLIN, MO | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| LEWISTON-AUBURN, ME | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 108,000 | $ 108,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 680,000 | $ 680,000 | $ 1,023,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 216,000 | $ 216,000 | $ 62,000 |
| MONROE, LA | 1 | $ 209,000 | $ 209,000 | $ 51,000 |
| NAPA, CA | 1 | $ 626,000 | $ 626,000 | $ 176,000 |
| OCALA, FL | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| ODESSA, TX | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 129,000 | $ 129,000 | $ 116,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| PEORIA, IL | 1 | $ 181,000 | $ 181,000 | $ 53,000 |
| PUNTA GORDA, FL | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| ROCHESTER, MN | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 236,000 | $ 236,000 | $ 200,000 |
| SANTA FE, NM | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| SPRINGFIELD, OH | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| TOLEDO, OH | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,202 | $468,973,000 | $146,000 | $750,000 | $64,000 | $1,023,000 |
| Refinancing | 1,686 | $325,748,000 | $193,000 | $1,200,000 | $73,000 | $510,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,696 | $593,044,000 | $160,000 | $905,000 | $69,000 | $915,000 |
| Black or African American | 432 | $63,520,000 | $147,000 | $902,000 | $58,000 | $311,000 |
| Hispanic | 334 | $53,893,000 | $161,000 | $626,000 | $59,000 | $459,000 |
| Not Provided | 326 | $61,621,000 | $189,000 | $902,000 | $61,000 | $510,000 |
| Asian | 79 | $19,099,000 | $241,000 | $1,200,000 | $98,000 | $1,023,000 |
| American Indian or Alaskan Native | 12 | $2,307,000 | $192,000 | $349,000 | $72,000 | $167,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,178,000 | $147,000 | $400,000 | $56,000 | $97,000 |
| Not applicable | 1 | $59,000 | $59,000 | $59,000 | $16,000 | $16,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,312 | $330,124,000 | $142,000 | $633,000 | $54,000 | $560,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,698 | $334,221,000 | $196,000 | $1,200,000 | $94,000 | $1,023,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 478 | $53,394,000 | $111,000 | $399,000 | $43,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 400 | $76,982,000 | $192,000 | $902,000 | $63,000 | $304,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,718 | $440,194,000 | $161,000 | $905,000 | $69,000 | $915,000 |
| Application Withdrawn By Applicant | 1,434 | $246,753,000 | $172,000 | $902,000 | $68,000 | $1,023,000 |
| Application Denied By Financial Institution | 732 | $106,867,000 | $145,000 | $1,200,000 | $61,000 | $514,000 |
| Application Approved But Not Accepted | 2 | $232,000 | $116,000 | $126,000 | $45,000 | $91,000 |
| File Closed For Incompleteness | 2 | $675,000 | $337,000 | $455,000 | $98,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 146 | $20,756,000 | $142,000 | $750,000 | $64,000 | $514,000 |
| Collateral | 132 | $18,994,000 | $143,000 | $1,200,000 | $65,000 | $441,000 |
| Credit Application Incomplete | 124 | $18,827,000 | $151,000 | $640,000 | $68,000 | $268,000 |
| Debt-To-Income Ratio | 87 | $13,360,000 | $153,000 | $431,000 | $49,000 | $311,000 |
| Credit History | 53 | $7,998,000 | $150,000 | $619,000 | $62,000 | $360,000 |
| Unverifiable Information | 51 | $7,113,000 | $139,000 | $544,000 | $55,000 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,289,000 | $163,000 | $592,000 | $59,000 | $156,000 |
| Employment History | 11 | $2,204,000 | $200,000 | $414,000 | $66,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Top Flite Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.