Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Towne Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,048 |
| Total Mortgage Loan Application Amount | $3,394,945,000 |
| Average Mortgage Loan Application Amount | $286,666 |
| Highest Mortgage Loan Application Amount | $21,500,000 |
| Average Applicant Income | $110,333 |
| Highest Applicant Income | $2,467,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 1,052 | $ 327,283,000 | $ 311,000 | $ 102,000 |
| Prince George's County Maryland | 687 | $ 186,917,000 | $ 272,000 | $ 90,000 |
| Montgomery County Maryland | 619 | $ 206,929,000 | $ 334,000 | $ 114,000 |
| Chesapeake County Virginia | 556 | $ 164,255,000 | $ 295,000 | $ 92,000 |
| Mecklenburg County North Carolina | 545 | $ 95,979,000 | $ 176,000 | $ 72,000 |
| Baltimore County Maryland | 527 | $ 123,774,000 | $ 234,000 | $ 84,000 |
| Anne Arundel County Maryland | 491 | $ 155,338,000 | $ 316,000 | $ 114,000 |
| Chesterfield County Virginia | 474 | $ 97,325,000 | $ 205,000 | $ 80,000 |
| Henrico County Virginia | 437 | $ 81,169,000 | $ 185,000 | $ 76,000 |
| Norfolk County Virginia | 376 | $ 87,213,000 | $ 231,000 | $ 96,000 |
| New Hanover County North Carolina | 311 | $ 73,610,000 | $ 236,000 | $ 109,000 |
| Wake County North Carolina | 292 | $ 69,217,000 | $ 237,000 | $ 98,000 |
| Charles County Maryland | 276 | $ 74,651,000 | $ 270,000 | $ 90,000 |
| Howard County Maryland | 273 | $ 97,689,000 | $ 357,000 | $ 119,000 |
| Fairfax County Virginia | 273 | $ 114,127,000 | $ 418,000 | $ 149,000 |
| Dare County North Carolina | 249 | $ 75,982,000 | $ 305,000 | $ 172,000 |
| Frederick County Maryland | 219 | $ 59,786,000 | $ 272,000 | $ 100,000 |
| Suffolk County Virginia | 211 | $ 57,067,000 | $ 270,000 | $ 104,000 |
| Harford County Maryland | 199 | $ 47,704,000 | $ 239,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 193 | $ 73,308,000 | $ 379,000 | $ 126,000 |
| Richmond City County Virginia | 190 | $ 46,376,000 | $ 244,000 | $ 112,000 |
| Hanover County Virginia | 177 | $ 42,672,000 | $ 241,000 | $ 92,000 |
| Portsmouth County Virginia | 176 | $ 36,285,000 | $ 206,000 | $ 60,000 |
| St. Mary's County Maryland | 160 | $ 43,811,000 | $ 273,000 | $ 108,000 |
| Prince William County Virginia | 158 | $ 52,987,000 | $ 335,000 | $ 115,000 |
| Baltimore City County Maryland | 151 | $ 25,921,000 | $ 171,000 | $ 84,000 |
| Brunswick County North Carolina | 145 | $ 35,596,000 | $ 245,000 | $ 135,000 |
| Currituck County North Carolina | 140 | $ 46,721,000 | $ 333,000 | $ 182,000 |
| Newport News County Virginia | 137 | $ 22,561,000 | $ 164,000 | $ 131,000 |
| Hampton County Virginia | 134 | $ 18,999,000 | $ 141,000 | $ 126,000 |
| Union County North Carolina | 126 | $ 29,043,000 | $ 230,000 | $ 91,000 |
| Calvert County Maryland | 124 | $ 39,537,000 | $ 318,000 | $ 117,000 |
| Carroll County Maryland | 124 | $ 32,888,000 | $ 265,000 | $ 89,000 |
| James City County Virginia | 114 | $ 37,769,000 | $ 331,000 | $ 129,000 |
| York County South Carolina | 100 | $ 22,137,000 | $ 221,000 | $ 81,000 |
| Dorchester County South Carolina | 95 | $ 19,237,000 | $ 202,000 | $ 77,000 |
| Johnston County North Carolina | 94 | $ 18,967,000 | $ 201,000 | $ 70,000 |
| Loudoun County Virginia | 92 | $ 36,177,000 | $ 393,000 | $ 126,000 |
| Cabarrus County North Carolina | 85 | $ 16,259,000 | $ 191,000 | $ 72,000 |
| Harnett County North Carolina | 80 | $ 15,230,000 | $ 190,000 | $ 73,000 |
| Isle of Wight County Virginia | 74 | $ 20,709,000 | $ 279,000 | $ 106,000 |
| Gaston County North Carolina | 60 | $ 8,905,000 | $ 148,000 | $ 65,000 |
| Berkeley County South Carolina | 60 | $ 10,090,000 | $ 168,000 | $ 61,000 |
| York County Virginia | 60 | $ 15,111,000 | $ 251,000 | $ 107,000 |
| Durham County North Carolina | 57 | $ 11,021,000 | $ 193,000 | $ 81,000 |
| Lancaster County South Carolina | 55 | $ 12,254,000 | $ 222,000 | $ 88,000 |
| Charleston County South Carolina | 54 | $ 13,819,000 | $ 255,000 | $ 80,000 |
| Stafford County Virginia | 53 | $ 16,738,000 | $ 315,000 | $ 104,000 |
| King William County Virginia | 44 | $ 7,437,000 | $ 169,000 | $ 76,000 |
| Pasquotank County North Carolina | 43 | $ 7,569,000 | $ 176,000 | $ 78,000 |
| Pender County North Carolina | 40 | $ 9,409,000 | $ 235,000 | $ 87,000 |
| Lincoln County North Carolina | 39 | $ 10,691,000 | $ 274,000 | $ 97,000 |
| Iredell County North Carolina | 36 | $ 7,649,000 | $ 212,000 | $ 86,000 |
| Alexandria County Virginia | 35 | $ 15,835,000 | $ 452,000 | $ 152,000 |
| Goochland County Virginia | 35 | $ 9,642,000 | $ 275,000 | $ 115,000 |
| Rowan County North Carolina | 34 | $ 4,735,000 | $ 139,000 | $ 70,000 |
| York County Pennsylvania | 34 | $ 6,795,000 | $ 199,000 | $ 88,000 |
| Queen Anne's County Maryland | 33 | $ 9,542,000 | $ 289,000 | $ 112,000 |
| Stanly County North Carolina | 33 | $ 4,943,000 | $ 149,000 | $ 54,000 |
| Fauquier County Virginia | 33 | $ 10,821,000 | $ 327,000 | $ 107,000 |
| Arlington County Virginia | 32 | $ 14,741,000 | $ 460,000 | $ 174,000 |
| Henderson County North Carolina | 30 | $ 5,699,000 | $ 189,000 | $ 75,000 |
| King George County Virginia | 30 | $ 8,891,000 | $ 296,000 | $ 106,000 |
| Albemarle County Virginia | 28 | $ 8,666,000 | $ 309,000 | $ 114,000 |
| Poquoson County Virginia | 28 | $ 8,109,000 | $ 289,000 | $ 116,000 |
| Granville County North Carolina | 27 | $ 5,483,000 | $ 203,000 | $ 76,000 |
| Hopewell County Virginia | 26 | $ 2,496,000 | $ 96,000 | $ 64,000 |
| Cumberland County North Carolina | 25 | $ 4,121,000 | $ 164,000 | $ 75,000 |
| Washington County Maryland | 24 | $ 5,646,000 | $ 235,000 | $ 81,000 |
| Louisa County Virginia | 23 | $ 4,539,000 | $ 197,000 | $ 96,000 |
| New Kent County Virginia | 23 | $ 5,520,000 | $ 240,000 | $ 91,000 |
| Powhatan County Virginia | 23 | $ 5,713,000 | $ 248,000 | $ 95,000 |
| Sussex County Delaware | 19 | $ 5,190,000 | $ 273,000 | $ 185,000 |
| Franklin County North Carolina | 19 | $ 3,854,000 | $ 202,000 | $ 62,000 |
| Horry County South Carolina | 19 | $ 3,390,000 | $ 178,000 | $ 112,000 |
| Gloucester County Virginia | 19 | $ 5,154,000 | $ 271,000 | $ 113,000 |
| Dinwiddie County Virginia | 18 | $ 1,892,000 | $ 105,000 | $ 46,000 |
| Fluvanna County Virginia | 18 | $ 3,901,000 | $ 216,000 | $ 82,000 |
| Caroline County Maryland | 17 | $ 3,260,000 | $ 191,000 | $ 117,000 |
| Nash County North Carolina | 17 | $ 2,412,000 | $ 141,000 | $ 66,000 |
| Camden County North Carolina | 16 | $ 3,214,000 | $ 200,000 | $ 70,000 |
| Colonial Heights County Virginia | 16 | $ 2,088,000 | $ 130,000 | $ 58,000 |
| Williamsburg County Virginia | 16 | $ 4,390,000 | $ 274,000 | $ 110,000 |
| Prince George County Virginia | 15 | $ 2,631,000 | $ 175,000 | $ 66,000 |
| Spotsylvania County Virginia | 15 | $ 4,167,000 | $ 277,000 | $ 109,000 |
| Cecil County Maryland | 14 | $ 3,207,000 | $ 229,000 | $ 96,000 |
| Charlottesville County Virginia | 14 | $ 3,164,000 | $ 226,000 | $ 87,000 |
| Onslow County North Carolina | 13 | $ 2,762,000 | $ 212,000 | $ 110,000 |
| Adams County Pennsylvania | 13 | $ 2,562,000 | $ 197,000 | $ 79,000 |
| Culpeper County Virginia | 13 | $ 3,301,000 | $ 253,000 | $ 103,000 |
| Petersburg County Virginia | 13 | $ 1,286,000 | $ 98,000 | $ 64,000 |
| Sampson County North Carolina | 12 | $ 1,628,000 | $ 135,000 | $ 65,000 |
| Greenwood County South Carolina | 12 | $ 1,638,000 | $ 136,000 | $ 67,000 |
| Northampton County Virginia | 12 | $ 3,872,000 | $ 322,000 | $ 256,000 |
| Wicomico County Maryland | 11 | $ 1,457,000 | $ 132,000 | $ 40,000 |
| Caroline County Virginia | 11 | $ 1,503,000 | $ 136,000 | $ 69,000 |
| Westmoreland County Virginia | 11 | $ 2,460,000 | $ 223,000 | $ 88,000 |
| Worcester County Maryland | 10 | $ 2,492,000 | $ 249,000 | $ 163,000 |
| Chatham County North Carolina | 10 | $ 3,846,000 | $ 384,000 | $ 164,000 |
| Craven County North Carolina | 10 | $ 1,883,000 | $ 188,000 | $ 166,000 |
| Guilford County North Carolina | 10 | $ 937,000 | $ 93,000 | $ 95,000 |
| Jefferson County West Virginia | 10 | $ 2,246,000 | $ 224,000 | $ 93,000 |
| Carteret County North Carolina | 9 | $ 1,782,000 | $ 198,000 | $ 376,000 |
| Forsyth County North Carolina | 9 | $ 665,000 | $ 73,000 | $ 124,000 |
| Perquimans County North Carolina | 9 | $ 1,135,000 | $ 126,000 | $ 55,000 |
| Franklin County Pennsylvania | 9 | $ 1,419,000 | $ 157,000 | $ 57,000 |
| Amelia County Virginia | 9 | $ 1,347,000 | $ 149,000 | $ 47,000 |
| Manassas County Virginia | 9 | $ 2,684,000 | $ 298,000 | $ 86,000 |
| Montgomery County North Carolina | 8 | $ 716,000 | $ 89,000 | $ 41,000 |
| Orange County North Carolina | 8 | $ 1,809,000 | $ 226,000 | $ 99,000 |
| Polk County North Carolina | 8 | $ 1,261,000 | $ 157,000 | $ 51,000 |
| Spartanburg County South Carolina | 8 | $ 1,428,000 | $ 178,000 | $ 78,000 |
| Middlesex County Virginia | 8 | $ 2,112,000 | $ 264,000 | $ 243,000 |
| Orange County Virginia | 8 | $ 1,661,000 | $ 207,000 | $ 102,000 |
| Alamance County North Carolina | 7 | $ 1,439,000 | $ 205,000 | $ 76,000 |
| Buncombe County North Carolina | 7 | $ 1,524,000 | $ 217,000 | $ 91,000 |
| Catawba County North Carolina | 7 | $ 1,682,000 | $ 240,000 | $ 83,000 |
| Lee County North Carolina | 7 | $ 1,491,000 | $ 213,000 | $ 80,000 |
| Wayne County North Carolina | 7 | $ 1,049,000 | $ 149,000 | $ 81,000 |
| Beaufort County South Carolina | 7 | $ 1,867,000 | $ 266,000 | $ 109,000 |
| Fairfax City County Virginia | 7 | $ 2,777,000 | $ 396,000 | $ 135,000 |
| Nelson County Virginia | 7 | $ 1,921,000 | $ 274,000 | $ 208,000 |
| Palm Beach County Florida | 6 | $ 1,223,000 | $ 203,000 | $ 104,000 |
| Greenville County South Carolina | 6 | $ 1,309,000 | $ 218,000 | $ 81,000 |
| Southampton County Virginia | 6 | $ 731,000 | $ 121,000 | $ 44,000 |
| Berkeley County West Virginia | 6 | $ 1,488,000 | $ 248,000 | $ 99,000 |
| New Castle County Delaware | 5 | $ 1,013,000 | $ 202,000 | $ 74,000 |
| Charlotte County Florida | 5 | $ 733,000 | $ 146,000 | $ 113,000 |
| Miami-Dade County Florida | 5 | $ 1,088,000 | $ 217,000 | $ 132,000 |
| Volusia County Florida | 5 | $ 889,000 | $ 177,000 | $ 111,000 |
| Kent County Maryland | 5 | $ 1,031,000 | $ 206,000 | $ 70,000 |
| Talbot County Maryland | 5 | $ 1,116,000 | $ 223,000 | $ 58,000 |
| Columbus County North Carolina | 5 | $ 832,000 | $ 166,000 | $ 97,000 |
| Vance County North Carolina | 5 | $ 804,000 | $ 160,000 | $ 136,000 |
| Allegheny County Pennsylvania | 5 | $ 1,387,000 | $ 277,000 | $ 75,000 |
| Berks County Pennsylvania | 5 | $ 25,000 | $ 5,000 | $ 40,000 |
| Chester County South Carolina | 5 | $ 952,000 | $ 190,000 | $ 129,000 |
| Essex County Virginia | 5 | $ 892,000 | $ 178,000 | $ 108,000 |
| Lancaster County Virginia | 5 | $ 1,904,000 | $ 380,000 | $ 379,000 |
| Manassas Park County Virginia | 5 | $ 1,008,000 | $ 201,000 | $ 76,000 |
| Surry County Virginia | 5 | $ 997,000 | $ 199,000 | $ 307,000 |
| Waynesboro County Virginia | 5 | $ 686,000 | $ 137,000 | $ 73,000 |
| Alachua County Florida | 4 | $ 756,000 | $ 189,000 | $ 128,000 |
| Broward County Florida | 4 | $ 1,124,000 | $ 281,000 | $ 171,000 |
| Lee County Florida | 4 | $ 1,166,000 | $ 291,000 | $ 100,000 |
| Orange County Florida | 4 | $ 1,077,000 | $ 269,000 | $ 155,000 |
| Fulton County Georgia | 4 | $ 959,000 | $ 239,000 | $ 119,000 |
| Garrett County Maryland | 4 | $ 1,132,000 | $ 283,000 | $ 203,000 |
| Chowan County North Carolina | 4 | $ 458,000 | $ 114,000 | $ 55,000 |
| Gates County North Carolina | 4 | $ 629,000 | $ 157,000 | $ 69,000 |
| Hyde County North Carolina | 4 | $ 828,000 | $ 207,000 | $ 170,000 |
| Northampton County North Carolina | 4 | $ 1,074,000 | $ 268,000 | $ 202,000 |
| Rutherford County North Carolina | 4 | $ 495,000 | $ 123,000 | $ 70,000 |
| Warren County North Carolina | 4 | $ 1,097,000 | $ 274,000 | $ 161,000 |
| Lancaster County Pennsylvania | 4 | $ 233,000 | $ 58,000 | $ 35,000 |
| Laurens County South Carolina | 4 | $ 998,000 | $ 249,000 | $ 142,000 |
| Franklin City County Virginia | 4 | $ 462,000 | $ 115,000 | $ 37,000 |
| Frederick County Virginia | 4 | $ 700,000 | $ 175,000 | $ 66,000 |
| Duval County Florida | 3 | $ 622,000 | $ 207,000 | $ 97,000 |
| Escambia County Florida | 3 | $ 526,000 | $ 175,000 | $ 114,000 |
| Hillsborough County Florida | 3 | $ 1,189,000 | $ 396,000 | $ 142,000 |
| Marion County Florida | 3 | $ 959,000 | $ 319,000 | $ 212,000 |
| Osceola County Florida | 3 | $ 652,000 | $ 217,000 | $ 140,000 |
| St. Lucie County Florida | 3 | $ 742,000 | $ 247,000 | $ 88,000 |
| Haywood County North Carolina | 3 | $ 362,000 | $ 120,000 | $ 59,000 |
| Hoke County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 62,000 |
| Wilson County North Carolina | 3 | $ 338,000 | $ 112,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,062,000 | $ 354,000 | $ 111,000 |
| Colleton County South Carolina | 3 | $ 621,000 | $ 207,000 | $ 76,000 |
| Lexington County South Carolina | 3 | $ 352,000 | $ 117,000 | $ 38,000 |
| Richland County South Carolina | 3 | $ 629,000 | $ 209,000 | $ 85,000 |
| Rutherford County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 111,000 |
| Accomack County Virginia | 3 | $ 809,000 | $ 269,000 | $ 42,000 |
| Buckingham County Virginia | 3 | $ 247,000 | $ 82,000 | $ 42,000 |
| Charles City County Virginia | 3 | $ 409,000 | $ 136,000 | $ 43,000 |
| Greene County Virginia | 3 | $ 613,000 | $ 204,000 | $ 66,000 |
| Montgomery County Virginia | 3 | $ 786,000 | $ 262,000 | $ 70,000 |
| Northumberland County Virginia | 3 | $ 586,000 | $ 195,000 | $ 99,000 |
| Nottoway County Virginia | 3 | $ 476,000 | $ 158,000 | $ 61,000 |
| Page County Virginia | 3 | $ 340,000 | $ 113,000 | $ 88,000 |
| Sussex County Virginia | 3 | $ 621,000 | $ 207,000 | $ 52,000 |
| Warren County Virginia | 3 | $ 611,000 | $ 203,000 | $ 41,000 |
| Flagler County Florida | 2 | $ 704,000 | $ 352,000 | $ 264,000 |
| Manatee County Florida | 2 | $ 527,000 | $ 263,000 | $ 584,000 |
| Pinellas County Florida | 2 | $ 364,000 | $ 182,000 | $ 99,000 |
| Cobb County Georgia | 2 | $ 332,000 | $ 166,000 | $ 39,000 |
| Coweta County Georgia | 2 | $ 405,000 | $ 202,000 | $ 103,000 |
| Gwinnett County Georgia | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Dorchester County Maryland | 2 | $ 385,000 | $ 192,000 | $ 33,000 |
| Anson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 34,000 |
| Bertie County North Carolina | 2 | $ 356,000 | $ 178,000 | $ 118,000 |
| Caldwell County North Carolina | 2 | $ 103,000 | $ 51,000 | $ 83,000 |
| Cleveland County North Carolina | 2 | $ 276,000 | $ 138,000 | $ 87,000 |
| Davidson County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 34,000 |
| Duplin County North Carolina | 2 | $ 487,000 | $ 243,000 | $ 62,000 |
| McDowell County North Carolina | 2 | $ 324,000 | $ 162,000 | $ 84,000 |
| Randolph County North Carolina | 2 | $ 371,000 | $ 185,000 | $ 140,000 |
| Transylvania County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 38,000 |
| Centre County Pennsylvania | 2 | $ 619,000 | $ 309,000 | $ 78,000 |
| Cumberland County Pennsylvania | 2 | $ 634,000 | $ 317,000 | $ 146,000 |
| Delaware County Pennsylvania | 2 | $ 617,000 | $ 308,000 | $ 208,000 |
| Abbeville County South Carolina | 2 | $ 215,000 | $ 107,000 | $ 37,000 |
| Darlington County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| Kershaw County South Carolina | 2 | $ 315,000 | $ 157,000 | $ 54,000 |
| Orangeburg County South Carolina | 2 | $ 229,000 | $ 114,000 | $ 100,000 |
| Davidson County Tennessee | 2 | $ 763,000 | $ 381,000 | $ 176,000 |
| Campbell County Virginia | 2 | $ 218,000 | $ 109,000 | $ 80,000 |
| Carroll County Virginia | 2 | $ 255,000 | $ 127,000 | $ 128,000 |
| Clarke County Virginia | 2 | $ 462,000 | $ 231,000 | $ 184,000 |
| Cumberland County Virginia | 2 | $ 294,000 | $ 147,000 | $ 44,000 |
| Harrisonburg County Virginia | 2 | $ 422,000 | $ 211,000 | $ 117,000 |
| Prince Edward County Virginia | 2 | $ 126,000 | $ 63,000 | $ 24,000 |
| Shenandoah County Virginia | 2 | $ 355,000 | $ 177,000 | $ 72,000 |
| Hampshire County West Virginia | 2 | $ 722,000 | $ 361,000 | $ 135,000 |
| Morgan County West Virginia | 2 | $ 246,000 | $ 123,000 | $ 53,000 |
| Pendleton County West Virginia | 2 | $ 219,000 | $ 109,000 | $ 66,000 |
| Brevard County Florida | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Collier County Florida | 1 | $ 350,000 | $ 350,000 | $ 93,000 |
| Indian River County Florida | 1 | $ 90,000 | $ 90,000 | $ 263,000 |
| Lake County Florida | 1 | $ 169,000 | $ 169,000 | $ 37,000 |
| Leon County Florida | 1 | $ 230,000 | $ 230,000 | $ 111,000 |
| Pasco County Florida | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Polk County Florida | 1 | $ 77,000 | $ 77,000 | $ 135,000 |
| Putnam County Florida | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| St. Johns County Florida | 1 | $ 750,000 | $ 750,000 | $ 252,000 |
| Sumter County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Walton County Florida | 1 | $ 352,000 | $ 352,000 | $ 401,000 |
| Columbia County Georgia | 1 | $ 288,000 | $ 288,000 | $ 143,000 |
| Greene County Georgia | 1 | $ 253,000 | $ 253,000 | $ 121,000 |
| Hall County Georgia | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Henry County Georgia | 1 | $ 216,000 | $ 216,000 | $ 189,000 |
| Muscogee County Georgia | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Somerset County Maryland | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Essex County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Avery County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 210,000 |
| Beaufort County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 67,000 |
| Halifax County North Carolina | 1 | $ 376,000 | $ 376,000 | $ 212,000 |
| Jackson County North Carolina | 1 | $ 381,000 | $ 381,000 | $ 146,000 |
| Jones County North Carolina | 1 | $ 512,000 | $ 512,000 | $ 198,000 |
| Madison County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| Moore County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 74,000 |
| Pitt County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 80,000 |
| Richmond County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Rockingham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Surry County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| Tyrrell County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Yadkin County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 59,000 |
| Bedford County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 58,000 |
| Butler County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 60,000 |
| Dauphin County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 179,000 |
| Lebanon County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 45,000 |
| Snyder County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 91,000 |
| Washington County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 113,000 |
| Anderson County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 55,000 |
| Chesterfield County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Georgetown County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Marlboro County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Oconee County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 194,000 |
| Pickens County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 88,000 |
| Knox County Tennessee | 1 | $ 301,000 | $ 301,000 | $ 100,000 |
| Perry County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Augusta County Virginia | 1 | $ 270,000 | $ 270,000 | $ 162,000 |
| Bath County Virginia | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Bedford County Virginia | 1 | $ 159,000 | $ 159,000 | $ 37,000 |
| Botetourt County Virginia | 1 | $ 226,000 | $ 226,000 | $ 113,000 |
| Brunswick County Virginia | 1 | $ 424,000 | $ 424,000 | $ 99,000 |
| Falls Church County Virginia | 1 | $ 500,000 | $ 500,000 | $ 145,000 |
| Fredericksburg County Virginia | 1 | $ 434,000 | $ 434,000 | $ 268,000 |
| Greensville County Virginia | 1 | $ 133,000 | $ 133,000 | $ 37,000 |
| King and Queen County Virginia | 1 | $ 197,000 | $ 197,000 | $ 48,000 |
| Lynchburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Mathews County Virginia | 1 | $ 364,000 | $ 364,000 | $ 664,000 |
| Mecklenburg County Virginia | 1 | $ 364,000 | $ 364,000 | $ 182,000 |
| Pulaski County Virginia | 1 | $ 180,000 | $ 180,000 | $ 233,000 |
| Richmond County Virginia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Roanoke City County Virginia | 1 | $ 249,000 | $ 249,000 | $ 122,000 |
| Rockingham County Virginia | 1 | $ 182,000 | $ 182,000 | $ 31,000 |
| Winchester County Virginia | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Pocahontas County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 260,000 |
| Tucker County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Upshur County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,634 | $2,650,881,000 | $249,000 | $5,600,000 | $95,000 | $2,467,000 |
| Refinancing | 2,175 | $671,570,000 | $308,000 | $21,500,000 | $126,000 | $1,581,000 |
| Home Improvement | 239 | $72,494,000 | $303,000 | $11,500,000 | $110,000 | $1,218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,010 | $2,097,517,000 | $261,000 | $2,980,000 | $111,000 | $2,467,000 |
| Black or African American | 2,218 | $533,861,000 | $240,000 | $1,068,000 | $86,000 | $1,261,000 |
| Hispanic | 867 | $201,243,000 | $232,000 | $1,056,000 | $81,000 | $996,000 |
| Not Provided | 800 | $216,368,000 | $270,000 | $1,769,000 | $111,000 | $1,208,000 |
| Asian | 703 | $190,006,000 | $270,000 | $2,294,000 | $93,000 | $878,000 |
| Not applicable | 393 | $142,679,000 | $363,000 | $21,500,000 | $1,000 | $392,000 |
| American Indian or Alaskan Native | 38 | $8,356,000 | $219,000 | $610,000 | $82,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,915,000 | $258,000 | $542,000 | $95,000 | $285,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,936 | $2,062,568,000 | $259,000 | $21,500,000 | $113,000 | $2,467,000 |
| FHA-insured (Federal Housing Administration) | 3,159 | $745,242,000 | $235,000 | $829,000 | $74,000 | $614,000 |
| VA-guaranteed (Veterans Administration) | 1,588 | $518,156,000 | $326,000 | $1,412,000 | $100,000 | $618,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 365 | $68,979,000 | $188,000 | $518,000 | $57,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,208 | $2,660,867,000 | $260,000 | $21,500,000 | $100,000 | $2,467,000 |
| Application Withdrawn By Applicant | 1,938 | $507,225,000 | $261,000 | $1,769,000 | $106,000 | $1,261,000 |
| Application Denied By Financial Institution | 651 | $155,484,000 | $238,000 | $1,594,000 | $89,000 | $996,000 |
| File Closed For Incompleteness | 169 | $47,818,000 | $282,000 | $908,000 | $106,000 | $934,000 |
| Application Approved But Not Accepted | 73 | $21,486,000 | $294,000 | $1,390,000 | $127,000 | $867,000 |
| Loan Purchased By The Institution | 9 | $2,065,000 | $229,000 | $519,000 | $91,000 | $207,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 237 | $54,232,000 | $228,000 | $990,000 | $85,000 | $618,000 |
| Debt-To-Income Ratio | 135 | $28,134,000 | $208,000 | $747,000 | $55,000 | $350,000 |
| Credit Application Incomplete | 103 | $34,516,000 | $335,000 | $1,594,000 | $122,000 | $516,000 |
| Collateral | 87 | $19,228,000 | $221,000 | $1,253,000 | $123,000 | $996,000 |
| Other | 35 | $6,068,000 | $173,000 | $728,000 | $72,000 | $402,000 |
| Unverifiable Information | 20 | $5,178,000 | $258,000 | $889,000 | $76,000 | $241,000 |
| Employment History | 14 | $2,903,000 | $207,000 | $310,000 | $71,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,817,000 | $272,000 | $984,000 | $108,000 | $474,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.