Ubs Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Ubs Bank Usa 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ubs Bank Usa
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,549
Total Mortgage Loan Application Amount $4,922,187,000
Average Mortgage Loan Application Amount $1,154,000
Highest Mortgage Loan Application Amount $26,000,000
Average Applicant Income $519,666
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Ubs Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ubs Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Ubs Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ubs Bank Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Ubs Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ubs Bank Usa's mortgage activity for 2016.

Mortgage Loan Application Totals for Ubs Bank Usa by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 524 $ 786,708,000 $ 1,501,000 $ 697,000
New York County New York 198 $ 399,964,000 $ 2,020,000 $ 862,000
San Diego County California 146 $ 161,128,000 $ 1,103,000 $ 438,000
Orange County California 142 $ 202,342,000 $ 1,424,000 $ 571,000
Fairfield County Connecticut 122 $ 159,821,000 $ 1,310,000 $ 567,000
King County Washington 96 $ 96,527,000 $ 1,005,000 $ 390,000
Palm Beach County Florida 90 $ 136,083,000 $ 1,512,000 $ 681,000
Maricopa County Arizona 84 $ 64,511,000 $ 767,000 $ 356,000
Suffolk County New York 83 $ 118,262,000 $ 1,424,000 $ 821,000
Cook County Illinois 77 $ 64,087,000 $ 832,000 $ 548,000
Santa Clara County California 73 $ 105,300,000 $ 1,442,000 $ 478,000
Miami-Dade County Florida 72 $ 131,392,000 $ 1,824,000 $ 1,229,000
Westchester County New York 68 $ 67,930,000 $ 998,000 $ 424,000
Kings County New York 64 $ 69,736,000 $ 1,089,000 $ 478,000
San Francisco County California 60 $ 70,112,000 $ 1,168,000 $ 561,000
Bergen County New Jersey 57 $ 55,054,000 $ 965,000 $ 524,000
Harris County Texas 56 $ 46,939,000 $ 838,000 $ 528,000
Fulton County Georgia 54 $ 43,430,000 $ 804,000 $ 471,000
Dallas County Texas 53 $ 68,689,000 $ 1,296,000 $ 767,000
Santa Barbara County California 50 $ 75,847,000 $ 1,516,000 $ 661,000
Nassau County New York 48 $ 60,999,000 $ 1,270,000 $ 551,000
Collier County Florida 44 $ 41,624,000 $ 946,000 $ 417,000
Marin County California 40 $ 58,481,000 $ 1,462,000 $ 493,000
Denver County Colorado 39 $ 30,512,000 $ 782,000 $ 306,000
Oakland County Michigan 39 $ 24,708,000 $ 633,000 $ 282,000
San Mateo County California 36 $ 54,256,000 $ 1,507,000 $ 587,000
Travis County Texas 35 $ 33,380,000 $ 953,000 $ 759,000
Contra Costa County California 34 $ 39,941,000 $ 1,174,000 $ 441,000
Broward County Florida 34 $ 29,492,000 $ 867,000 $ 507,000
Clark County Nevada 34 $ 27,818,000 $ 818,000 $ 419,000
Riverside County California 33 $ 26,487,000 $ 802,000 $ 684,000
Middlesex County Massachusetts 33 $ 42,390,000 $ 1,284,000 $ 604,000
Lee County Florida 30 $ 20,271,000 $ 675,000 $ 435,000
Montgomery County Maryland 30 $ 25,843,000 $ 861,000 $ 342,000
Sarasota County Florida 29 $ 21,107,000 $ 727,000 $ 428,000
Boulder County Colorado 28 $ 21,754,000 $ 776,000 $ 253,000
Ocean County New Jersey 28 $ 21,925,000 $ 783,000 $ 456,000
District of Columbia County District Of Columbia 27 $ 26,533,000 $ 982,000 $ 451,000
Fairfax County Virginia 27 $ 31,109,000 $ 1,152,000 $ 420,000
Alameda County California 25 $ 22,384,000 $ 895,000 $ 330,000
Hennepin County Minnesota 25 $ 22,545,000 $ 901,000 $ 344,000
Summit County Utah 24 $ 27,767,000 $ 1,156,000 $ 1,110,000
Ventura County California 23 $ 19,116,000 $ 831,000 $ 378,000
Pinellas County Florida 23 $ 13,768,000 $ 598,000 $ 408,000
Suffolk County Massachusetts 23 $ 15,954,000 $ 693,000 $ 294,000
Essex County New Jersey 23 $ 21,098,000 $ 917,000 $ 474,000
Monmouth County New Jersey 23 $ 21,007,000 $ 913,000 $ 409,000
Morris County New Jersey 23 $ 17,855,000 $ 776,000 $ 425,000
Lake County Illinois 19 $ 13,279,000 $ 698,000 $ 428,000
Hillsborough County Florida 18 $ 11,380,000 $ 632,000 $ 292,000
Norfolk County Massachusetts 18 $ 18,168,000 $ 1,009,000 $ 797,000
Union County New Jersey 18 $ 11,807,000 $ 655,000 $ 528,000
Multnomah County Oregon 18 $ 11,168,000 $ 620,000 $ 274,000
Barnstable County Massachusetts 17 $ 17,043,000 $ 1,002,000 $ 537,000
Hudson County New Jersey 17 $ 12,503,000 $ 735,000 $ 338,000
Eagle County Colorado 16 $ 19,185,000 $ 1,199,000 $ 584,000
DuPage County Illinois 16 $ 11,386,000 $ 711,000 $ 411,000
Sonoma County California 15 $ 18,175,000 $ 1,211,000 $ 489,000
Somerset County New Jersey 15 $ 14,332,000 $ 955,000 $ 398,000
Davidson County Tennessee 15 $ 13,078,000 $ 871,000 $ 439,000
Santa Cruz County California 14 $ 10,715,000 $ 765,000 $ 287,000
Philadelphia County Pennsylvania 14 $ 9,648,000 $ 689,000 $ 443,000
Mecklenburg County North Carolina 13 $ 12,525,000 $ 963,000 $ 358,000
Williamson County Tennessee 13 $ 8,998,000 $ 692,000 $ 236,000
Arapahoe County Colorado 12 $ 12,479,000 $ 1,039,000 $ 409,000
Pitkin County Colorado 12 $ 46,064,000 $ 3,838,000 $ 1,141,000
Cape May County New Jersey 12 $ 9,027,000 $ 752,000 $ 543,000
Collin County Texas 12 $ 5,525,000 $ 460,000 $ 228,000
Pima County Arizona 11 $ 5,676,000 $ 516,000 $ 233,000
Monterey County California 11 $ 10,729,000 $ 975,000 $ 478,000
Douglas County Colorado 11 $ 9,953,000 $ 904,000 $ 297,000
St. Johns County Florida 11 $ 9,231,000 $ 839,000 $ 454,000
Mercer County New Jersey 11 $ 11,106,000 $ 1,009,000 $ 433,000
Santa Fe County New Mexico 11 $ 9,207,000 $ 837,000 $ 340,000
Charleston County South Carolina 11 $ 9,248,000 $ 840,000 $ 416,000
Napa County California 10 $ 9,656,000 $ 965,000 $ 374,000
Placer County California 10 $ 8,868,000 $ 886,000 $ 436,000
Indian River County Florida 10 $ 8,330,000 $ 833,000 $ 354,000
Orange County Florida 10 $ 12,312,000 $ 1,231,000 $ 717,000
DeKalb County Georgia 10 $ 6,221,000 $ 622,000 $ 179,000
Maui County Hawaii 10 $ 8,591,000 $ 859,000 $ 357,000
Queens County New York 10 $ 7,401,000 $ 740,000 $ 385,000
Hamilton County Ohio 10 $ 7,950,000 $ 795,000 $ 409,000
Deschutes County Oregon 10 $ 5,925,000 $ 592,000 $ 164,000
Washington County Oregon 10 $ 6,661,000 $ 666,000 $ 270,000
Bucks County Pennsylvania 10 $ 4,787,000 $ 478,000 $ 244,000
Beaufort County South Carolina 10 $ 7,484,000 $ 748,000 $ 353,000
Jefferson County Colorado 9 $ 6,193,000 $ 688,000 $ 179,000
Summit County Colorado 9 $ 7,430,000 $ 825,000 $ 603,000
Hartford County Connecticut 9 $ 4,750,000 $ 527,000 $ 568,000
Sussex County Delaware 9 $ 5,947,000 $ 660,000 $ 212,000
Martin County Florida 9 $ 17,331,000 $ 1,925,000 $ 613,000
Monroe County Florida 9 $ 15,234,000 $ 1,692,000 $ 845,000
Cobb County Georgia 9 $ 6,603,000 $ 733,000 $ 318,000
Honolulu County Hawaii 9 $ 6,037,000 $ 670,000 $ 596,000
Essex County Massachusetts 9 $ 9,655,000 $ 1,072,000 $ 483,000
Rockland County New York 9 $ 5,678,000 $ 630,000 $ 716,000
Washington County Rhode Island 9 $ 14,487,000 $ 1,609,000 $ 629,000
Denton County Texas 9 $ 4,697,000 $ 521,000 $ 228,000
Arlington County Virginia 9 $ 7,146,000 $ 794,000 $ 461,000
Virginia Beach County Virginia 9 $ 4,751,000 $ 527,000 $ 191,000
Jefferson County Alabama 8 $ 5,190,000 $ 648,000 $ 409,000
Litchfield County Connecticut 8 $ 5,934,000 $ 741,000 $ 420,000
Manatee County Florida 8 $ 4,845,000 $ 605,000 $ 265,000
Johnson County Kansas 8 $ 4,496,000 $ 562,000 $ 356,000
Anne Arundel County Maryland 8 $ 6,968,000 $ 871,000 $ 457,000
Nantucket County Massachusetts 8 $ 12,993,000 $ 1,624,000 $ 599,000
Wayne County Michigan 8 $ 4,366,000 $ 545,000 $ 725,000
Orange County North Carolina 8 $ 5,853,000 $ 731,000 $ 288,000
Franklin County Ohio 8 $ 4,098,000 $ 512,000 $ 287,000
Montgomery County Pennsylvania 8 $ 7,376,000 $ 922,000 $ 381,000
Yavapai County Arizona 7 $ 4,224,000 $ 603,000 $ 274,000
San Bernardino County California 7 $ 4,011,000 $ 573,000 $ 483,000
Duval County Florida 7 $ 2,986,000 $ 426,000 $ 283,000
Blaine County Idaho 7 $ 7,305,000 $ 1,043,000 $ 642,000
Bristol County Massachusetts 7 $ 2,368,000 $ 338,000 $ 112,000
Washoe County Nevada 7 $ 5,205,000 $ 743,000 $ 332,000
Cuyahoga County Ohio 7 $ 2,148,000 $ 306,000 $ 266,000
Tulsa County Oklahoma 7 $ 5,952,000 $ 850,000 $ 331,000
Clackamas County Oregon 7 $ 4,922,000 $ 703,000 $ 461,000
Newport County Rhode Island 7 $ 9,662,000 $ 1,380,000 $ 1,071,000
Hamilton County Tennessee 7 $ 3,359,000 $ 479,000 $ 195,000
Fort Bend County Texas 7 $ 4,465,000 $ 637,000 $ 268,000
Tarrant County Texas 7 $ 6,269,000 $ 895,000 $ 335,000
Larimer County Colorado 6 $ 2,561,000 $ 426,000 $ 127,000
Walton County Florida 6 $ 3,974,000 $ 662,000 $ 443,000
Chatham County Georgia 6 $ 3,613,000 $ 602,000 $ 298,000
Dukes County Massachusetts 6 $ 8,447,000 $ 1,407,000 $ 814,000
Plymouth County Massachusetts 6 $ 5,875,000 $ 979,000 $ 456,000
Washtenaw County Michigan 6 $ 3,776,000 $ 629,000 $ 404,000
Washington County Minnesota 6 $ 4,597,000 $ 766,000 $ 172,000
Atlantic County New Jersey 6 $ 3,779,000 $ 629,000 $ 408,000
Dutchess County New York 6 $ 4,242,000 $ 707,000 $ 360,000
Ulster County New York 6 $ 2,957,000 $ 492,000 $ 848,000
Buncombe County North Carolina 6 $ 2,554,000 $ 425,000 $ 211,000
Berkeley County South Carolina 6 $ 2,980,000 $ 496,000 $ 172,000
Montgomery County Texas 6 $ 4,121,000 $ 686,000 $ 351,000
San Luis Obispo County California 5 $ 2,733,000 $ 546,000 $ 163,000
El Paso County Colorado 5 $ 5,318,000 $ 1,063,000 $ 219,000
Kauai County Hawaii 5 $ 10,346,000 $ 2,069,000 $ 734,000
Ada County Idaho 5 $ 2,392,000 $ 478,000 $ 208,000
Marion County Indiana 5 $ 2,935,000 $ 587,000 $ 329,000
Lafayette County Louisiana 5 $ 2,906,000 $ 581,000 $ 357,000
Orleans County Louisiana 5 $ 4,550,000 $ 910,000 $ 403,000
St. Louis County Missouri 5 $ 4,240,000 $ 848,000 $ 916,000
Hunterdon County New Jersey 5 $ 2,687,000 $ 537,000 $ 366,000
Dare County North Carolina 5 $ 3,203,000 $ 640,000 $ 388,000
New Hanover County North Carolina 5 $ 6,967,000 $ 1,393,000 $ 351,000
Warren County Ohio 5 $ 4,792,000 $ 958,000 $ 255,000
Lane County Oregon 5 $ 2,533,000 $ 506,000 $ 175,000
Allegheny County Pennsylvania 5 $ 3,538,000 $ 707,000 $ 481,000
Greenville County South Carolina 5 $ 2,534,000 $ 506,000 $ 364,000
Bexar County Texas 5 $ 4,434,000 $ 886,000 $ 414,000
Salt Lake County Utah 5 $ 2,693,000 $ 538,000 $ 1,747,000
Loudoun County Virginia 5 $ 4,020,000 $ 804,000 $ 276,000
Pierce County Washington 5 $ 1,794,000 $ 358,000 $ 211,000
Teton County Wyoming 5 $ 11,554,000 $ 2,310,000 $ 918,000
Coconino County Arizona 4 $ 2,506,000 $ 626,000 $ 126,000
Fresno County California 4 $ 1,308,000 $ 327,000 $ 284,000
Sacramento County California 4 $ 2,488,000 $ 622,000 $ 244,000
Broomfield County Colorado 4 $ 2,836,000 $ 709,000 $ 191,000
Gunnison County Colorado 4 $ 5,347,000 $ 1,336,000 $ 666,000
Gwinnett County Georgia 4 $ 2,154,000 $ 538,000 $ 480,000
Hall County Georgia 4 $ 2,332,000 $ 583,000 $ 362,000
Hawaii County Hawaii 4 $ 8,829,000 $ 2,207,000 $ 1,922,000
Kane County Illinois 4 $ 1,674,000 $ 418,000 $ 1,935,000
Hamilton County Indiana 4 $ 4,854,000 $ 1,213,000 $ 439,000
Jefferson County Kentucky 4 $ 1,971,000 $ 492,000 $ 174,000
Emmet County Michigan 4 $ 3,444,000 $ 861,000 $ 363,000
Carver County Minnesota 4 $ 1,937,000 $ 484,000 $ 179,000
Ramsey County Minnesota 4 $ 2,205,000 $ 551,000 $ 207,000
Douglas County Nevada 4 $ 2,361,000 $ 590,000 $ 499,000
Erie County New York 4 $ 2,543,000 $ 635,000 $ 390,000
Geauga County Ohio 4 $ 2,872,000 $ 718,000 $ 427,000
Chester County Pennsylvania 4 $ 1,641,000 $ 410,000 $ 176,000
Knox County Tennessee 4 $ 2,678,000 $ 669,000 $ 208,000
Galveston County Texas 4 $ 2,514,000 $ 628,000 $ 439,000
Richmond City County Virginia 4 $ 2,682,000 $ 670,000 $ 442,000
Clark County Washington 4 $ 1,566,000 $ 391,000 $ 157,000
Anchorage County Alaska 3 $ 920,000 $ 306,000 $ 262,000
Mono County California 3 $ 2,544,000 $ 848,000 $ 253,000
Shasta County California 3 $ 2,475,000 $ 825,000 $ 238,000
New Haven County Connecticut 3 $ 2,272,000 $ 757,000 $ 338,000
New London County Connecticut 3 $ 2,238,000 $ 746,000 $ 1,059,000
New Castle County Delaware 3 $ 1,851,000 $ 617,000 $ 298,000
Brevard County Florida 3 $ 1,744,000 $ 581,000 $ 401,000
Leon County Florida 3 $ 987,000 $ 329,000 $ 109,000
Polk County Florida 3 $ 2,885,000 $ 961,000 $ 1,004,000
Volusia County Florida 3 $ 1,526,000 $ 508,000 $ 311,000
Forsyth County Georgia 3 $ 1,177,000 $ 392,000 $ 168,000
Kootenai County Idaho 3 $ 1,430,000 $ 476,000 $ 211,000
Lake County Indiana 3 $ 624,000 $ 208,000 $ 63,000
Cumberland County Maine 3 $ 1,717,000 $ 572,000 $ 398,000
Baltimore City County Maryland 3 $ 2,017,000 $ 672,000 $ 394,000
Howard County Maryland 3 $ 2,044,000 $ 681,000 $ 830,000
Antrim County Michigan 3 $ 1,819,000 $ 606,000 $ 228,000
Berrien County Michigan 3 $ 1,360,000 $ 453,000 $ 300,000
Leelanau County Michigan 3 $ 2,484,000 $ 828,000 $ 482,000
Flathead County Montana 3 $ 4,666,000 $ 1,555,000 $ 780,000
Gallatin County Montana 3 $ 2,163,000 $ 721,000 $ 816,000
Rockingham County New Hampshire 3 $ 2,132,000 $ 710,000 $ 273,000
Camden County New Jersey 3 $ 1,356,000 $ 452,000 $ 255,000
Middlesex County New Jersey 3 $ 1,390,000 $ 463,000 $ 189,000
Passaic County New Jersey 3 $ 1,984,000 $ 661,000 $ 437,000
Sussex County New Jersey 3 $ 1,718,000 $ 572,000 $ 367,000
Albany County New York 3 $ 2,626,000 $ 875,000 $ 585,000
Columbia County New York 3 $ 3,170,000 $ 1,056,000 $ 1,111,000
Monroe County New York 3 $ 1,949,000 $ 649,000 $ 424,000
Orange County New York 3 $ 4,483,000 $ 1,494,000 $ 618,000
Richmond County New York 3 $ 2,315,000 $ 771,000 $ 260,000
Brunswick County North Carolina 3 $ 1,174,000 $ 391,000 $ 167,000
Currituck County North Carolina 3 $ 1,915,000 $ 638,000 $ 300,000
Moore County North Carolina 3 $ 2,428,000 $ 809,000 $ 512,000
Wake County North Carolina 3 $ 2,054,000 $ 684,000 $ 259,000
Delaware County Ohio 3 $ 2,003,000 $ 667,000 $ 466,000
Portage County Ohio 3 $ 856,000 $ 285,000 $ 111,000
Clatsop County Oregon 3 $ 1,372,000 $ 457,000 $ 226,000
Butler County Pennsylvania 3 $ 1,623,000 $ 541,000 $ 318,000
Delaware County Pennsylvania 3 $ 2,601,000 $ 867,000 $ 524,000
Kendall County Texas 3 $ 2,292,000 $ 764,000 $ 280,000
Wasatch County Utah 3 $ 2,308,000 $ 769,000 $ 480,000
James City County Virginia 3 $ 2,834,000 $ 944,000 $ 150,000
Kitsap County Washington 3 $ 1,342,000 $ 447,000 $ 362,000
Snohomish County Washington 3 $ 1,446,000 $ 482,000 $ 171,000
Spokane County Washington 3 $ 1,801,000 $ 600,000 $ 138,000
Monongalia County West Virginia 3 $ 1,394,000 $ 464,000 $ 381,000
Waukesha County Wisconsin 3 $ 1,332,000 $ 444,000 $ 166,000
Tallapoosa County Alabama 2 $ 1,705,000 $ 852,000 $ 572,000
Pulaski County Arkansas 2 $ 1,394,000 $ 697,000 $ 264,000
Solano County California 2 $ 1,810,000 $ 905,000 $ 642,000
Garfield County Colorado 2 $ 2,390,000 $ 1,195,000 $ 855,000
La Plata County Colorado 2 $ 915,000 $ 457,000 $ 117,000
Routt County Colorado 2 $ 1,807,000 $ 903,000 $ 496,000
Middlesex County Connecticut 2 $ 1,785,000 $ 892,000 $ 321,000
Nassau County Florida 2 $ 900,000 $ 450,000 $ 400,000
St. Lucie County Florida 2 $ 933,000 $ 466,000 $ 1,631,000
Clarke County Georgia 2 $ 388,000 $ 194,000 $ 284,000
Glynn County Georgia 2 $ 373,000 $ 186,000 $ 106,000
Greene County Georgia 2 $ 1,312,000 $ 656,000 $ 145,000
McHenry County Illinois 2 $ 388,000 $ 194,000 $ 216,000
Will County Illinois 2 $ 679,000 $ 339,000 $ 354,000
Polk County Iowa 2 $ 1,480,000 $ 740,000 $ 320,000
Jessamine County Kentucky 2 $ 2,190,000 $ 1,095,000 $ 213,000
Union County Kentucky 2 $ 1,124,000 $ 562,000 $ 306,000
Jefferson County Louisiana 2 $ 721,000 $ 360,000 $ 488,000
Hancock County Maine 2 $ 1,566,000 $ 783,000 $ 430,000
Waldo County Maine 2 $ 647,000 $ 323,000 $ 424,000
York County Maine 2 $ 1,258,000 $ 629,000 $ 442,000
Prince George's County Maryland 2 $ 834,000 $ 417,000 $ 267,000
Berkshire County Massachusetts 2 $ 979,000 $ 489,000 $ 642,000
Hampden County Massachusetts 2 $ 1,445,000 $ 722,000 $ 612,000
Macomb County Michigan 2 $ 329,000 $ 164,000 $ 89,000
Hinds County Mississippi 2 $ 1,130,000 $ 565,000 $ 430,000
Jackson County Missouri 2 $ 800,000 $ 400,000 $ 143,000
Carroll County New Hampshire 2 $ 1,081,000 $ 540,000 $ 461,000
Burlington County New Jersey 2 $ 2,410,000 $ 1,205,000 $ 302,000
Gloucester County New Jersey 2 $ 381,000 $ 190,000 $ 94,000
Bernalillo County New Mexico 2 $ 1,136,000 $ 568,000 $ 311,000
Bronx County New York 2 $ 1,394,000 $ 697,000 $ 662,000
Chautauqua County New York 2 $ 1,346,000 $ 673,000 $ 365,000
Putnam County New York 2 $ 985,000 $ 492,000 $ 406,000
Saratoga County New York 2 $ 1,060,000 $ 530,000 $ 633,000
Durham County North Carolina 2 $ 901,000 $ 450,000 $ 298,000
Jackson County North Carolina 2 $ 1,850,000 $ 925,000 $ 458,000
Erie County Ohio 2 $ 692,000 $ 346,000 $ 470,000
Oklahoma County Oklahoma 2 $ 348,000 $ 174,000 $ 453,000
Bristol County Rhode Island 2 $ 1,154,000 $ 577,000 $ 205,000
Kent County Rhode Island 2 $ 668,000 $ 334,000 $ 113,000
Horry County South Carolina 2 $ 660,000 $ 330,000 $ 104,000
Pickens County South Carolina 2 $ 2,000,000 $ 1,000,000 $ 267,000
Lincoln County South Dakota 2 $ 1,763,000 $ 881,000 $ 444,000
Shelby County Tennessee 2 $ 542,000 $ 271,000 $ 118,000
Sumner County Tennessee 2 $ 1,500,000 $ 750,000 $ 192,000
Wilson County Tennessee 2 $ 1,381,000 $ 690,000 $ 306,000
Burnet County Texas 2 $ 1,832,000 $ 916,000 $ 391,000
Cameron County Texas 2 $ 805,000 $ 402,000 $ 169,000
Hardin County Texas 2 $ 336,000 $ 168,000 $ 249,000
Llano County Texas 2 $ 1,977,000 $ 988,000 $ 262,000
Midland County Texas 2 $ 2,390,000 $ 1,195,000 $ 395,000
Williamson County Texas 2 $ 611,000 $ 305,000 $ 194,000
Utah County Utah 2 $ 1,100,000 $ 550,000 $ 142,000
Chittenden County Vermont 2 $ 890,000 $ 445,000 $ 323,000
Windsor County Vermont 2 $ 1,585,000 $ 792,000 $ 289,000
Albemarle County Virginia 2 $ 1,281,000 $ 640,000 $ 371,000
Chesterfield County Virginia 2 $ 822,000 $ 411,000 $ 250,000
Hanover County Virginia 2 $ 1,351,000 $ 675,000 $ 604,000
Chelan County Washington 2 $ 1,100,000 $ 550,000 $ 627,000
Kittitas County Washington 2 $ 1,004,000 $ 502,000 $ 1,220,000
Washington County Wisconsin 2 $ 1,580,000 $ 790,000 $ 258,000
Baldwin County Alabama 1 $ 650,000 $ 650,000 $ 199,000
Cullman County Alabama 1 $ 417,000 $ 417,000 $ 1,123,000
Henry County Alabama 1 $ 260,000 $ 260,000 $ 64,000
Madison County Alabama 1 $ 417,000 $ 417,000 $ 477,000
Shelby County Alabama 1 $ 417,000 $ 417,000 $ 442,000
Tuscaloosa County Alabama 1 $ 165,000 $ 165,000 $ 412,000
Gila County Arizona 1 $ 236,000 $ 236,000 $ 92,000
Benton County Arkansas 1 $ 714,000 $ 714,000 $ 304,000
Lonoke County Arkansas 1 $ 128,000 $ 128,000 $ 92,000
Saline County Arkansas 1 $ 1,950,000 $ 1,950,000 $ 283,000
Butte County California 1 $ 201,000 $ 201,000 $ 220,000
Calaveras County California 1 $ 450,000 $ 450,000 $ 238,000
El Dorado County California 1 $ 560,000 $ 560,000 $ 254,000
Inyo County California 1 $ 434,000 $ 434,000 $ 97,000
Lake County California 1 $ 500,000 $ 500,000 $ 112,000
Mendocino County California 1 $ 418,000 $ 418,000 $ 557,000
Nevada County California 1 $ 417,000 $ 417,000 $ 375,000
Tulare County California 1 $ 608,000 $ 608,000 $ 126,000
Adams County Colorado 1 $ 650,000 $ 650,000 $ 228,000
Grand County Colorado 1 $ 388,000 $ 388,000 $ 222,000
Mesa County Colorado 1 $ 182,000 $ 182,000 $ 404,000
Montrose County Colorado 1 $ 796,000 $ 796,000 $ 184,000
San Miguel County Colorado 1 $ 2,310,000 $ 2,310,000 $ 1,347,000
Weld County Colorado 1 $ 560,000 $ 560,000 $ 73,000
Alachua County Florida 1 $ 450,000 $ 450,000 $ 315,000
Bay County Florida 1 $ 3,000,000 $ 3,000,000 $ 936,000
Charlotte County Florida 1 $ 800,000 $ 800,000 $ 1,134,000
Clay County Florida 1 $ 629,000 $ 629,000 $ 387,000
DeSoto County Florida 1 $ 480,000 $ 480,000 $ 508,000
Marion County Florida 1 $ 288,000 $ 288,000 $ 79,000
Okaloosa County Florida 1 $ 363,000 $ 363,000 $ 275,000
Osceola County Florida 1 $ 179,000 $ 179,000 $ 74,000
Seminole County Florida 1 $ 472,000 $ 472,000 $ 228,000
Catoosa County Georgia 1 $ 103,000 $ 103,000 $ 173,000
Coweta County Georgia 1 $ 450,000 $ 450,000 $ 275,000
Dawson County Georgia 1 $ 616,000 $ 616,000 $ 630,000
Gilmer County Georgia 1 $ 517,000 $ 517,000 $ 261,000
McDuffie County Georgia 1 $ 256,000 $ 256,000 $ 99,000
Putnam County Georgia 1 $ 540,000 $ 540,000 $ 158,000
Valley County Idaho 1 $ 425,000 $ 425,000 $ 84,000
Woodford County Illinois 1 $ 265,000 $ 265,000 $ 175,000
Allen County Indiana 1 $ 500,000 $ 500,000 $ 125,000
Boone County Indiana 1 $ 666,000 $ 666,000 $ 399,000
Hendricks County Indiana 1 $ 417,000 $ 417,000 $ 241,000
Marshall County Indiana 1 $ 850,000 $ 850,000 $ 337,000
St. Joseph County Indiana 1 $ 444,000 $ 444,000 $ 250,000
Saline County Kansas 1 $ 720,000 $ 720,000 $ 0
Sedgwick County Kansas 1 $ 560,000 $ 560,000 $ 235,000
Fayette County Kentucky 1 $ 934,000 $ 934,000 $ 288,000
Acadia County Louisiana 1 $ 900,000 $ 900,000 $ 1,722,000
Caddo County Louisiana 1 $ 479,000 $ 479,000 $ 179,000
St. Martin County Louisiana 1 $ 800,000 $ 800,000 $ 712,000
Kennebec County Maine 1 $ 800,000 $ 800,000 $ 401,000
Sagadahoc County Maine 1 $ 593,000 $ 593,000 $ 356,000
Baltimore County Maryland 1 $ 238,000 $ 238,000 $ 89,000
Frederick County Maryland 1 $ 520,000 $ 520,000 $ 1,313,000
Harford County Maryland 1 $ 458,000 $ 458,000 $ 215,000
Queen Anne's County Maryland 1 $ 772,000 $ 772,000 $ 219,000
Worcester County Massachusetts 1 $ 840,000 $ 840,000 $ 520,000
Alger County Michigan 1 $ 435,000 $ 435,000 $ 91,000
Calhoun County Michigan 1 $ 551,000 $ 551,000 $ 306,000
Genesee County Michigan 1 $ 1,500,000 $ 1,500,000 $ 567,000
Grand Traverse County Michigan 1 $ 418,000 $ 418,000 $ 450,000
Kent County Michigan 1 $ 1,000,000 $ 1,000,000 $ 300,000
Muskegon County Michigan 1 $ 215,000 $ 215,000 $ 118,000
Ottawa County Michigan 1 $ 105,000 $ 105,000 $ 18,000
Presque Isle County Michigan 1 $ 250,000 $ 250,000 $ 137,000
St. Clair County Michigan 1 $ 675,000 $ 675,000 $ 299,000
Aitkin County Minnesota 1 $ 450,000 $ 450,000 $ 81,000
Crow Wing County Minnesota 1 $ 825,000 $ 825,000 $ 319,000
Dodge County Minnesota 1 $ 71,000 $ 71,000 $ 44,000
Otter Tail County Minnesota 1 $ 975,000 $ 975,000 $ 206,000
Sherburne County Minnesota 1 $ 103,000 $ 103,000 $ 51,000
St. Louis County Minnesota 1 $ 1,400,000 $ 1,400,000 $ 3,471,000
Lafayette County Mississippi 1 $ 2,000,000 $ 2,000,000 $ 655,000
Oktibbeha County Mississippi 1 $ 302,000 $ 302,000 $ 108,000
Scott County Missouri 1 $ 176,000 $ 176,000 $ 85,000
St. Louis City County Missouri 1 $ 418,000 $ 418,000 $ 500,000
Granite County Montana 1 $ 1,794,000 $ 1,794,000 $ 1,361,000
Lake County Montana 1 $ 1,050,000 $ 1,050,000 $ 448,000
Madison County Montana 1 $ 2,910,000 $ 2,910,000 $ 871,000
Missoula County Montana 1 $ 563,000 $ 563,000 $ 241,000
Powell County Montana 1 $ 698,000 $ 698,000 $ 114,000
Gosper County Nebraska 1 $ 447,000 $ 447,000 $ 0
Churchill County Nevada 1 $ 113,000 $ 113,000 $ 370,000
Belknap County New Hampshire 1 $ 1,073,000 $ 1,073,000 $ 592,000
Grafton County New Hampshire 1 $ 555,000 $ 555,000 $ 410,000
Hillsborough County New Hampshire 1 $ 194,000 $ 194,000 $ 70,000
Sullivan County New Hampshire 1 $ 1,075,000 $ 1,075,000 $ 360,000
Dona Ana County New Mexico 1 $ 140,000 $ 140,000 $ 59,000
Taos County New Mexico 1 $ 454,000 $ 454,000 $ 416,000
Greene County New York 1 $ 936,000 $ 936,000 $ 3,271,000
Lewis County New York 1 $ 200,000 $ 200,000 $ 125,000
Madison County New York 1 $ 658,000 $ 658,000 $ 359,000
Onondaga County New York 1 $ 500,000 $ 500,000 $ 750,000
Ontario County New York 1 $ 417,000 $ 417,000 $ 624,000
Warren County New York 1 $ 247,000 $ 247,000 $ 871,000
Alexander County North Carolina 1 $ 591,000 $ 591,000 $ 356,000
Ashe County North Carolina 1 $ 1,411,000 $ 1,411,000 $ 2,520,000
Cabarrus County North Carolina 1 $ 1,180,000 $ 1,180,000 $ 240,000
Haywood County North Carolina 1 $ 539,000 $ 539,000 $ 199,000
Henderson County North Carolina 1 $ 170,000 $ 170,000 $ 119,000
Onslow County North Carolina 1 $ 813,000 $ 813,000 $ 204,000
Union County North Carolina 1 $ 595,000 $ 595,000 $ 201,000
Warren County North Carolina 1 $ 485,000 $ 485,000 $ 303,000
Yancey County North Carolina 1 $ 417,000 $ 417,000 $ 112,000
Stark County North Dakota 1 $ 500,000 $ 500,000 $ 468,000
Lake County Ohio 1 $ 165,000 $ 165,000 $ 147,000
Lucas County Ohio 1 $ 211,000 $ 211,000 $ 91,000
Medina County Ohio 1 $ 423,000 $ 423,000 $ 255,000
Montgomery County Ohio 1 $ 320,000 $ 320,000 $ 152,000
Ottawa County Ohio 1 $ 452,000 $ 452,000 $ 230,000
Summit County Ohio 1 $ 532,000 $ 532,000 $ 296,000
Atoka County Oklahoma 1 $ 8,660,000 $ 8,660,000 $ 2,000,000
McClain County Oklahoma 1 $ 600,000 $ 600,000 $ 125,000
Baker County Oregon 1 $ 150,000 $ 150,000 $ 36,000
Hood River County Oregon 1 $ 780,000 $ 780,000 $ 207,000
Berks County Pennsylvania 1 $ 592,000 $ 592,000 $ 941,000
Erie County Pennsylvania 1 $ 825,000 $ 825,000 $ 163,000
Lackawanna County Pennsylvania 1 $ 639,000 $ 639,000 $ 231,000
Lancaster County Pennsylvania 1 $ 672,000 $ 672,000 $ 250,000
Pike County Pennsylvania 1 $ 604,000 $ 604,000 $ 383,000
Schuylkill County Pennsylvania 1 $ 880,000 $ 880,000 $ 535,000
Wayne County Pennsylvania 1 $ 512,000 $ 512,000 $ 199,000
Westmoreland County Pennsylvania 1 $ 1,330,000 $ 1,330,000 $ 449,000
Aiken County South Carolina 1 $ 309,000 $ 309,000 $ 85,000
Georgetown County South Carolina 1 $ 950,000 $ 950,000 $ 208,000
Oconee County South Carolina 1 $ 600,000 $ 600,000 $ 158,000
York County South Carolina 1 $ 649,000 $ 649,000 $ 140,000
Pennington County South Dakota 1 $ 178,000 $ 178,000 $ 199,000
Franklin County Tennessee 1 $ 418,000 $ 418,000 $ 976,000
Rutherford County Tennessee 1 $ 675,000 $ 675,000 $ 368,000
Weakley County Tennessee 1 $ 116,000 $ 116,000 $ 84,000
Bastrop County Texas 1 $ 840,000 $ 840,000 $ 301,000
Brazoria County Texas 1 $ 507,000 $ 507,000 $ 300,000
Brazos County Texas 1 $ 469,000 $ 469,000 $ 251,000
Comal County Texas 1 $ 370,000 $ 370,000 $ 48,000
Comanche County Texas 1 $ 170,000 $ 170,000 $ 49,000
Ector County Texas 1 $ 368,000 $ 368,000 $ 413,000
Franklin County Texas 1 $ 868,000 $ 868,000 $ 1,172,000
Freestone County Texas 1 $ 521,000 $ 521,000 $ 300,000
Gillespie County Texas 1 $ 760,000 $ 760,000 $ 543,000
Guadalupe County Texas 1 $ 442,000 $ 442,000 $ 155,000
Hays County Texas 1 $ 128,000 $ 128,000 $ 110,000
Hill County Texas 1 $ 125,000 $ 125,000 $ 64,000
Hood County Texas 1 $ 808,000 $ 808,000 $ 281,000
Hunt County Texas 1 $ 1,200,000 $ 1,200,000 $ 1,620,000
Jefferson County Texas 1 $ 268,000 $ 268,000 $ 191,000
Nueces County Texas 1 $ 500,000 $ 500,000 $ 261,000
Rockwall County Texas 1 $ 376,000 $ 376,000 $ 218,000
Smith County Texas 1 $ 191,000 $ 191,000 $ 406,000
Wilson County Texas 1 $ 788,000 $ 788,000 $ 357,000
Wise County Texas 1 $ 264,000 $ 264,000 $ 156,000
Lamoille County Vermont 1 $ 1,650,000 $ 1,650,000 $ 457,000
Rutland County Vermont 1 $ 159,000 $ 159,000 $ 69,000
Windham County Vermont 1 $ 425,000 $ 425,000 $ 759,000
Alexandria County Virginia 1 $ 505,000 $ 505,000 $ 200,000
Carroll County Virginia 1 $ 214,000 $ 214,000 $ 133,000
Fauquier County Virginia 1 $ 415,000 $ 415,000 $ 157,000
Franklin County Virginia 1 $ 468,000 $ 468,000 $ 200,000
Gloucester County Virginia 1 $ 380,000 $ 380,000 $ 385,000
Goochland County Virginia 1 $ 1,386,000 $ 1,386,000 $ 756,000
King George County Virginia 1 $ 267,000 $ 267,000 $ 76,000
Louisa County Virginia 1 $ 576,000 $ 576,000 $ 365,000
Manassas County Virginia 1 $ 320,000 $ 320,000 $ 223,000
Norfolk County Virginia 1 $ 417,000 $ 417,000 $ 460,000
Poquoson County Virginia 1 $ 840,000 $ 840,000 $ 398,000
Prince George County Virginia 1 $ 210,000 $ 210,000 $ 97,000
Spotsylvania County Virginia 1 $ 500,000 $ 500,000 $ 130,000
Surry County Virginia 1 $ 179,000 $ 179,000 $ 137,000
Warren County Virginia 1 $ 375,000 $ 375,000 $ 220,000
Washington County Virginia 1 $ 1,537,000 $ 1,537,000 $ 261,000
York County Virginia 1 $ 852,000 $ 852,000 $ 324,000
Island County Washington 1 $ 691,000 $ 691,000 $ 500,000
Jefferson County Washington 1 $ 611,000 $ 611,000 $ 964,000
Klickitat County Washington 1 $ 417,000 $ 417,000 $ 87,000
San Juan County Washington 1 $ 1,400,000 $ 1,400,000 $ 359,000
Thurston County Washington 1 $ 328,000 $ 328,000 $ 146,000
Whatcom County Washington 1 $ 440,000 $ 440,000 $ 158,000
Greenbrier County West Virginia 1 $ 500,000 $ 500,000 $ 0
Brown County Wisconsin 1 $ 932,000 $ 932,000 $ 205,000
Chippewa County Wisconsin 1 $ 417,000 $ 417,000 $ 186,000
Ozaukee County Wisconsin 1 $ 563,000 $ 563,000 $ 110,000
Polk County Wisconsin 1 $ 418,000 $ 418,000 $ 330,000
Racine County Wisconsin 1 $ 581,000 $ 581,000 $ 863,000
Sauk County Wisconsin 1 $ 634,000 $ 634,000 $ 210,000
Sawyer County Wisconsin 1 $ 560,000 $ 560,000 $ 293,000
Walworth County Wisconsin 1 $ 902,000 $ 902,000 $ 2,340,000

Mortgage Loan Application Detail Totals for Ubs Bank Usa in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,028 $3,400,549,000 $1,123,000 $26,000,000 $528,000 $9,999,000
Home Purchase 1,487 $1,475,820,000 $992,000 $13,250,000 $527,000 $9,672,000
Home Improvement 34 $45,818,000 $1,347,000 $5,500,000 $504,000 $1,643,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,806 $4,035,547,000 $1,060,000 $26,000,000 $515,000 $9,999,000
Not Provided 353 $453,944,000 $1,285,000 $13,250,000 $627,000 $6,471,000
Asian 191 $248,413,000 $1,300,000 $13,000,000 $648,000 $9,999,000
Hispanic 135 $133,408,000 $988,000 $4,468,000 $481,000 $4,023,000
Black or African American 38 $31,112,000 $818,000 $2,560,000 $561,000 $3,531,000
American Indian or Alaskan Native 16 $11,147,000 $696,000 $2,200,000 $238,000 $900,000
Native Hawaiin or Other Pacific Islander 10 $8,616,000 $861,000 $1,625,000 $304,000 $683,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,549 $4,922,187,000 $1,082,000 $26,000,000 $527,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,811 $2,920,680,000 $1,039,000 $17,500,000 $528,000 $9,999,000
Application Withdrawn By Applicant 701 $760,028,000 $1,084,000 $16,000,000 $546,000 $9,999,000
Application Denied By Financial Institution 595 $661,892,000 $1,112,000 $10,000,000 $404,000 $6,000,000
Loan Purchased By The Institution 253 $329,430,000 $1,302,000 $13,000,000 $773,000 $9,672,000
File Closed For Incompleteness 144 $199,219,000 $1,383,000 $26,000,000 $480,000 $6,816,000
Application Approved But Not Accepted 45 $50,938,000 $1,131,000 $7,350,000 $589,000 $4,217,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 233 $269,874,000 $1,158,000 $10,000,000 $187,000 $1,439,000
Credit Application Incomplete 106 $105,706,000 $997,000 $5,000,000 $437,000 $3,500,000
Other 102 $123,797,000 $1,213,000 $8,660,000 $585,000 $6,000,000
Collateral 100 $108,927,000 $1,089,000 $8,450,000 $670,000 $5,824,000
Credit History 30 $24,489,000 $816,000 $2,000,000 $515,000 $2,823,000
Insufficient Cash (Downpayment, Closing Cost) 12 $21,835,000 $1,819,000 $4,500,000 $403,000 $1,200,000
Unverifiable Information 11 $6,814,000 $619,000 $1,000,000 $272,000 $769,000
Employment History 1 $450,000 $450,000 $450,000 $570,000 $570,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ubs Bank Usa's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ubs Bank Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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