UBS Bank USA Mortgage Lending & HMDA Data, 2016

In 2016, UBS Bank USA of Salt Lake City, UT reported 4,549 mortgage applications totaling $4.9 billion, up 20% from 2015. The average application was for $1,082,037, and applicants reported an average income of $527,493. 62% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (524), New York-Jersey City-White Plains, NY-NJ (488) and San Diego-Carlsbad, CA (146) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,549
Total Mortgage Loan Application Amount $4,922,187,000
Average Mortgage Loan Application Amount $1,082,037
Highest Mortgage Loan Application Amount $26,000,000
Average Applicant Income $527,493
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 524 $ 786,708,000 $ 1,501,351 $ 697,000
New York, New York 198 $ 399,964,000 $ 2,020,020 $ 862,000
San Diego, California 146 $ 161,128,000 $ 1,103,616 $ 438,000
Orange, California 142 $ 202,342,000 $ 1,424,943 $ 571,000
Fairfield, Connecticut 122 $ 159,821,000 $ 1,310,008 $ 567,000
King, Washington 96 $ 96,527,000 $ 1,005,489 $ 390,000
Palm Beach, Florida 90 $ 136,083,000 $ 1,512,033 $ 681,000
Maricopa, Arizona 84 $ 64,511,000 $ 767,988 $ 356,000
Suffolk, New York 83 $ 118,262,000 $ 1,424,843 $ 821,000
Cook, Illinois 77 $ 64,087,000 $ 832,298 $ 548,000
Santa Clara, California 73 $ 105,300,000 $ 1,442,465 $ 478,000
Miami-Dade, Florida 72 $ 131,392,000 $ 1,824,888 $ 1,229,000
Westchester, New York 68 $ 67,930,000 $ 998,970 $ 424,000
Kings, New York 64 $ 69,736,000 $ 1,089,625 $ 478,000
San Francisco, California 60 $ 70,112,000 $ 1,168,533 $ 561,000
Bergen, New Jersey 57 $ 55,054,000 $ 965,859 $ 524,000
Harris, Texas 56 $ 46,939,000 $ 838,196 $ 528,000
Fulton, Georgia 54 $ 43,430,000 $ 804,259 $ 471,000
Dallas, Texas 53 $ 68,689,000 $ 1,296,018 $ 767,000
Santa Barbara, California 50 $ 75,847,000 $ 1,516,940 $ 661,000
Nassau, New York 48 $ 60,999,000 $ 1,270,812 $ 551,000
Collier, Florida 44 $ 41,624,000 $ 946,000 $ 417,000
Marin, California 40 $ 58,481,000 $ 1,462,025 $ 493,000
Denver, Colorado 39 $ 30,512,000 $ 782,358 $ 306,000
Oakland, Michigan 39 $ 24,708,000 $ 633,538 $ 282,000
San Mateo, California 36 $ 54,256,000 $ 1,507,111 $ 587,000
Travis, Texas 35 $ 33,380,000 $ 953,714 $ 759,000
Contra Costa, California 34 $ 39,941,000 $ 1,174,735 $ 441,000
Broward, Florida 34 $ 29,492,000 $ 867,411 $ 507,000
Clark, Nevada 34 $ 27,818,000 $ 818,176 $ 419,000
Riverside, California 33 $ 26,487,000 $ 802,636 $ 684,000
Middlesex, Massachusetts 33 $ 42,390,000 $ 1,284,545 $ 604,000
Lee, Florida 30 $ 20,271,000 $ 675,700 $ 435,000
Montgomery, Maryland 30 $ 25,843,000 $ 861,433 $ 342,000
Sarasota, Florida 29 $ 21,107,000 $ 727,827 $ 428,000
Boulder, Colorado 28 $ 21,754,000 $ 776,928 $ 253,000
Ocean, New Jersey 28 $ 21,925,000 $ 783,035 $ 456,000
District of Columbia, District Of Columbia 27 $ 26,533,000 $ 982,703 $ 451,000
Fairfax, Virginia 27 $ 31,109,000 $ 1,152,185 $ 420,000
Alameda, California 25 $ 22,384,000 $ 895,360 $ 330,000
Hennepin, Minnesota 25 $ 22,545,000 $ 901,800 $ 344,000
Summit, Utah 24 $ 27,767,000 $ 1,156,958 $ 1,110,000
Ventura, California 23 $ 19,116,000 $ 831,130 $ 378,000
Pinellas, Florida 23 $ 13,768,000 $ 598,608 $ 408,000
Suffolk, Massachusetts 23 $ 15,954,000 $ 693,652 $ 294,000
Essex, New Jersey 23 $ 21,098,000 $ 917,304 $ 474,000
Monmouth, New Jersey 23 $ 21,007,000 $ 913,347 $ 409,000
Morris, New Jersey 23 $ 17,855,000 $ 776,304 $ 425,000
Lake, Illinois 19 $ 13,279,000 $ 698,894 $ 428,000
Hillsborough, Florida 18 $ 11,380,000 $ 632,222 $ 292,000
Norfolk, Massachusetts 18 $ 18,168,000 $ 1,009,333 $ 797,000
Union, New Jersey 18 $ 11,807,000 $ 655,944 $ 528,000
Multnomah, Oregon 18 $ 11,168,000 $ 620,444 $ 274,000
Barnstable, Massachusetts 17 $ 17,043,000 $ 1,002,529 $ 537,000
Hudson, New Jersey 17 $ 12,503,000 $ 735,470 $ 338,000
Eagle, Colorado 16 $ 19,185,000 $ 1,199,062 $ 584,000
DuPage, Illinois 16 $ 11,386,000 $ 711,625 $ 411,000
Sonoma, California 15 $ 18,175,000 $ 1,211,666 $ 489,000
Somerset, New Jersey 15 $ 14,332,000 $ 955,466 $ 398,000
Davidson, Tennessee 15 $ 13,078,000 $ 871,866 $ 439,000
Santa Cruz, California 14 $ 10,715,000 $ 765,357 $ 287,000
Philadelphia, Pennsylvania 14 $ 9,648,000 $ 689,142 $ 443,000
Mecklenburg, North Carolina 13 $ 12,525,000 $ 963,461 $ 358,000
Williamson, Tennessee 13 $ 8,998,000 $ 692,153 $ 236,000
Arapahoe, Colorado 12 $ 12,479,000 $ 1,039,916 $ 409,000
Pitkin, Colorado 12 $ 46,064,000 $ 3,838,666 $ 1,141,000
Cape May, New Jersey 12 $ 9,027,000 $ 752,250 $ 543,000
Collin, Texas 12 $ 5,525,000 $ 460,416 $ 228,000
Pima, Arizona 11 $ 5,676,000 $ 516,000 $ 233,000
Monterey, California 11 $ 10,729,000 $ 975,363 $ 478,000
Douglas, Colorado 11 $ 9,953,000 $ 904,818 $ 297,000
St. Johns, Florida 11 $ 9,231,000 $ 839,181 $ 454,000
Mercer, New Jersey 11 $ 11,106,000 $ 1,009,636 $ 433,000
Santa Fe, New Mexico 11 $ 9,207,000 $ 837,000 $ 340,000
Charleston, South Carolina 11 $ 9,248,000 $ 840,727 $ 416,000
Napa, California 10 $ 9,656,000 $ 965,600 $ 374,000
Placer, California 10 $ 8,868,000 $ 886,800 $ 436,000
Indian River, Florida 10 $ 8,330,000 $ 833,000 $ 354,000
Orange, Florida 10 $ 12,312,000 $ 1,231,200 $ 717,000
DeKalb, Georgia 10 $ 6,221,000 $ 622,100 $ 179,000
Maui, Hawaii 10 $ 8,591,000 $ 859,100 $ 357,000
Queens, New York 10 $ 7,401,000 $ 740,100 $ 385,000
Hamilton, Ohio 10 $ 7,950,000 $ 795,000 $ 409,000
Deschutes, Oregon 10 $ 5,925,000 $ 592,500 $ 164,000
Washington, Oregon 10 $ 6,661,000 $ 666,100 $ 270,000
Bucks, Pennsylvania 10 $ 4,787,000 $ 478,700 $ 244,000
Beaufort, South Carolina 10 $ 7,484,000 $ 748,400 $ 353,000
Jefferson, Colorado 9 $ 6,193,000 $ 688,111 $ 179,000
Summit, Colorado 9 $ 7,430,000 $ 825,555 $ 603,000
Hartford, Connecticut 9 $ 4,750,000 $ 527,777 $ 568,000
Sussex, Delaware 9 $ 5,947,000 $ 660,777 $ 212,000
Martin, Florida 9 $ 17,331,000 $ 1,925,666 $ 613,000
Monroe, Florida 9 $ 15,234,000 $ 1,692,666 $ 845,000
Cobb, Georgia 9 $ 6,603,000 $ 733,666 $ 318,000
Honolulu, Hawaii 9 $ 6,037,000 $ 670,777 $ 596,000
Essex, Massachusetts 9 $ 9,655,000 $ 1,072,777 $ 483,000
Rockland, New York 9 $ 5,678,000 $ 630,888 $ 716,000
Washington, Rhode Island 9 $ 14,487,000 $ 1,609,666 $ 629,000
Denton, Texas 9 $ 4,697,000 $ 521,888 $ 228,000
Arlington, Virginia 9 $ 7,146,000 $ 794,000 $ 461,000
Virginia Beach, Virginia 9 $ 4,751,000 $ 527,888 $ 191,000
Jefferson, Alabama 8 $ 5,190,000 $ 648,750 $ 409,000
Litchfield, Connecticut 8 $ 5,934,000 $ 741,750 $ 420,000
Manatee, Florida 8 $ 4,845,000 $ 605,625 $ 265,000
Johnson, Kansas 8 $ 4,496,000 $ 562,000 $ 356,000
Anne Arundel, Maryland 8 $ 6,968,000 $ 871,000 $ 457,000
Nantucket, Massachusetts 8 $ 12,993,000 $ 1,624,125 $ 599,000
Wayne, Michigan 8 $ 4,366,000 $ 545,750 $ 725,000
Orange, North Carolina 8 $ 5,853,000 $ 731,625 $ 288,000
Franklin, Ohio 8 $ 4,098,000 $ 512,250 $ 287,000
Montgomery, Pennsylvania 8 $ 7,376,000 $ 922,000 $ 381,000
Yavapai, Arizona 7 $ 4,224,000 $ 603,428 $ 274,000
San Bernardino, California 7 $ 4,011,000 $ 573,000 $ 483,000
Duval, Florida 7 $ 2,986,000 $ 426,571 $ 283,000
Blaine, Idaho 7 $ 7,305,000 $ 1,043,571 $ 642,000
Bristol, Massachusetts 7 $ 2,368,000 $ 338,285 $ 112,000
Washoe, Nevada 7 $ 5,205,000 $ 743,571 $ 332,000
Cuyahoga, Ohio 7 $ 2,148,000 $ 306,857 $ 266,000
Tulsa, Oklahoma 7 $ 5,952,000 $ 850,285 $ 331,000
Clackamas, Oregon 7 $ 4,922,000 $ 703,142 $ 461,000
Newport, Rhode Island 7 $ 9,662,000 $ 1,380,285 $ 1,071,000
Hamilton, Tennessee 7 $ 3,359,000 $ 479,857 $ 195,000
Fort Bend, Texas 7 $ 4,465,000 $ 637,857 $ 268,000
Tarrant, Texas 7 $ 6,269,000 $ 895,571 $ 335,000
Larimer, Colorado 6 $ 2,561,000 $ 426,833 $ 127,000
Walton, Florida 6 $ 3,974,000 $ 662,333 $ 443,000
Chatham, Georgia 6 $ 3,613,000 $ 602,166 $ 298,000
Dukes, Massachusetts 6 $ 8,447,000 $ 1,407,833 $ 814,000
Plymouth, Massachusetts 6 $ 5,875,000 $ 979,166 $ 456,000
Washtenaw, Michigan 6 $ 3,776,000 $ 629,333 $ 404,000
Washington, Minnesota 6 $ 4,597,000 $ 766,166 $ 172,000
Atlantic, New Jersey 6 $ 3,779,000 $ 629,833 $ 408,000
Dutchess, New York 6 $ 4,242,000 $ 707,000 $ 360,000
Ulster, New York 6 $ 2,957,000 $ 492,833 $ 848,000
Buncombe, North Carolina 6 $ 2,554,000 $ 425,666 $ 211,000
Berkeley, South Carolina 6 $ 2,980,000 $ 496,666 $ 172,000
Montgomery, Texas 6 $ 4,121,000 $ 686,833 $ 351,000
San Luis Obispo, California 5 $ 2,733,000 $ 546,600 $ 163,000
El Paso, Colorado 5 $ 5,318,000 $ 1,063,600 $ 219,000
Kauai, Hawaii 5 $ 10,346,000 $ 2,069,200 $ 734,000
Ada, Idaho 5 $ 2,392,000 $ 478,400 $ 208,000
Marion, Indiana 5 $ 2,935,000 $ 587,000 $ 329,000
Lafayette, Louisiana 5 $ 2,906,000 $ 581,200 $ 357,000
Orleans, Louisiana 5 $ 4,550,000 $ 910,000 $ 403,000
St. Louis, Missouri 5 $ 4,240,000 $ 848,000 $ 916,000
Hunterdon, New Jersey 5 $ 2,687,000 $ 537,400 $ 366,000
Dare, North Carolina 5 $ 3,203,000 $ 640,600 $ 388,000
New Hanover, North Carolina 5 $ 6,967,000 $ 1,393,400 $ 351,000
Warren, Ohio 5 $ 4,792,000 $ 958,400 $ 255,000
Lane, Oregon 5 $ 2,533,000 $ 506,600 $ 175,000
Allegheny, Pennsylvania 5 $ 3,538,000 $ 707,600 $ 481,000
Greenville, South Carolina 5 $ 2,534,000 $ 506,800 $ 364,000
Bexar, Texas 5 $ 4,434,000 $ 886,800 $ 414,000
Salt Lake, Utah 5 $ 2,693,000 $ 538,600 $ 1,747,000
Loudoun, Virginia 5 $ 4,020,000 $ 804,000 $ 276,000
Pierce, Washington 5 $ 1,794,000 $ 358,800 $ 211,000
Teton, Wyoming 5 $ 11,554,000 $ 2,310,800 $ 918,000
Coconino, Arizona 4 $ 2,506,000 $ 626,500 $ 126,000
Fresno, California 4 $ 1,308,000 $ 327,000 $ 284,000
Sacramento, California 4 $ 2,488,000 $ 622,000 $ 244,000
Broomfield, Colorado 4 $ 2,836,000 $ 709,000 $ 191,000
Gunnison, Colorado 4 $ 5,347,000 $ 1,336,750 $ 666,000
Gwinnett, Georgia 4 $ 2,154,000 $ 538,500 $ 480,000
Hall, Georgia 4 $ 2,332,000 $ 583,000 $ 362,000
Hawaii, Hawaii 4 $ 8,829,000 $ 2,207,250 $ 1,922,000
Kane, Illinois 4 $ 1,674,000 $ 418,500 $ 1,935,000
Hamilton, Indiana 4 $ 4,854,000 $ 1,213,500 $ 439,000
Jefferson, Kentucky 4 $ 1,971,000 $ 492,750 $ 174,000
Emmet, Michigan 4 $ 3,444,000 $ 861,000 $ 363,000
Carver, Minnesota 4 $ 1,937,000 $ 484,250 $ 179,000
Ramsey, Minnesota 4 $ 2,205,000 $ 551,250 $ 207,000
Douglas, Nevada 4 $ 2,361,000 $ 590,250 $ 499,000
Erie, New York 4 $ 2,543,000 $ 635,750 $ 390,000
Geauga, Ohio 4 $ 2,872,000 $ 718,000 $ 427,000
Chester, Pennsylvania 4 $ 1,641,000 $ 410,250 $ 176,000
Knox, Tennessee 4 $ 2,678,000 $ 669,500 $ 208,000
Galveston, Texas 4 $ 2,514,000 $ 628,500 $ 439,000
Richmond City, Virginia 4 $ 2,682,000 $ 670,500 $ 442,000
Clark, Washington 4 $ 1,566,000 $ 391,500 $ 157,000
Anchorage, Alaska 3 $ 920,000 $ 306,666 $ 262,000
Mono, California 3 $ 2,544,000 $ 848,000 $ 253,000
Shasta, California 3 $ 2,475,000 $ 825,000 $ 238,000
New Haven, Connecticut 3 $ 2,272,000 $ 757,333 $ 338,000
New London, Connecticut 3 $ 2,238,000 $ 746,000 $ 1,059,000
New Castle, Delaware 3 $ 1,851,000 $ 617,000 $ 298,000
Brevard, Florida 3 $ 1,744,000 $ 581,333 $ 401,000
Leon, Florida 3 $ 987,000 $ 329,000 $ 109,000
Polk, Florida 3 $ 2,885,000 $ 961,666 $ 1,004,000
Volusia, Florida 3 $ 1,526,000 $ 508,666 $ 311,000
Forsyth, Georgia 3 $ 1,177,000 $ 392,333 $ 168,000
Kootenai, Idaho 3 $ 1,430,000 $ 476,666 $ 211,000
Lake, Indiana 3 $ 624,000 $ 208,000 $ 63,000
Cumberland, Maine 3 $ 1,717,000 $ 572,333 $ 398,000
Baltimore City, Maryland 3 $ 2,017,000 $ 672,333 $ 394,000
Howard, Maryland 3 $ 2,044,000 $ 681,333 $ 830,000
Antrim, Michigan 3 $ 1,819,000 $ 606,333 $ 228,000
Berrien, Michigan 3 $ 1,360,000 $ 453,333 $ 300,000
Leelanau, Michigan 3 $ 2,484,000 $ 828,000 $ 482,000
Flathead, Montana 3 $ 4,666,000 $ 1,555,333 $ 780,000
Gallatin, Montana 3 $ 2,163,000 $ 721,000 $ 816,000
Rockingham, New Hampshire 3 $ 2,132,000 $ 710,666 $ 273,000
Camden, New Jersey 3 $ 1,356,000 $ 452,000 $ 255,000
Middlesex, New Jersey 3 $ 1,390,000 $ 463,333 $ 189,000
Passaic, New Jersey 3 $ 1,984,000 $ 661,333 $ 437,000
Sussex, New Jersey 3 $ 1,718,000 $ 572,666 $ 367,000
Albany, New York 3 $ 2,626,000 $ 875,333 $ 585,000
Columbia, New York 3 $ 3,170,000 $ 1,056,666 $ 1,111,000
Monroe, New York 3 $ 1,949,000 $ 649,666 $ 424,000
Orange, New York 3 $ 4,483,000 $ 1,494,333 $ 618,000
Richmond, New York 3 $ 2,315,000 $ 771,666 $ 260,000
Brunswick, North Carolina 3 $ 1,174,000 $ 391,333 $ 167,000
Currituck, North Carolina 3 $ 1,915,000 $ 638,333 $ 300,000
Moore, North Carolina 3 $ 2,428,000 $ 809,333 $ 512,000
Wake, North Carolina 3 $ 2,054,000 $ 684,666 $ 259,000
Delaware, Ohio 3 $ 2,003,000 $ 667,666 $ 466,000
Portage, Ohio 3 $ 856,000 $ 285,333 $ 111,000
Clatsop, Oregon 3 $ 1,372,000 $ 457,333 $ 226,000
Butler, Pennsylvania 3 $ 1,623,000 $ 541,000 $ 318,000
Delaware, Pennsylvania 3 $ 2,601,000 $ 867,000 $ 524,000
Kendall, Texas 3 $ 2,292,000 $ 764,000 $ 280,000
Wasatch, Utah 3 $ 2,308,000 $ 769,333 $ 480,000
James City, Virginia 3 $ 2,834,000 $ 944,666 $ 150,000
Kitsap, Washington 3 $ 1,342,000 $ 447,333 $ 362,000
Snohomish, Washington 3 $ 1,446,000 $ 482,000 $ 171,000
Spokane, Washington 3 $ 1,801,000 $ 600,333 $ 138,000
Monongalia, West Virginia 3 $ 1,394,000 $ 464,666 $ 381,000
Waukesha, Wisconsin 3 $ 1,332,000 $ 444,000 $ 166,000
Tallapoosa, Alabama 2 $ 1,705,000 $ 852,500 $ 572,000
Pulaski, Arkansas 2 $ 1,394,000 $ 697,000 $ 264,000
Solano, California 2 $ 1,810,000 $ 905,000 $ 642,000
Garfield, Colorado 2 $ 2,390,000 $ 1,195,000 $ 855,000
La Plata, Colorado 2 $ 915,000 $ 457,500 $ 117,000
Routt, Colorado 2 $ 1,807,000 $ 903,500 $ 496,000
Middlesex, Connecticut 2 $ 1,785,000 $ 892,500 $ 321,000
Nassau, Florida 2 $ 900,000 $ 450,000 $ 400,000
St. Lucie, Florida 2 $ 933,000 $ 466,500 $ 1,631,000
Clarke, Georgia 2 $ 388,000 $ 194,000 $ 284,000
Glynn, Georgia 2 $ 373,000 $ 186,500 $ 106,000
Greene, Georgia 2 $ 1,312,000 $ 656,000 $ 145,000
McHenry, Illinois 2 $ 388,000 $ 194,000 $ 216,000
Will, Illinois 2 $ 679,000 $ 339,500 $ 354,000
Polk, Iowa 2 $ 1,480,000 $ 740,000 $ 320,000
Jessamine, Kentucky 2 $ 2,190,000 $ 1,095,000 $ 213,000
Union, Kentucky 2 $ 1,124,000 $ 562,000 $ 306,000
Jefferson, Louisiana 2 $ 721,000 $ 360,500 $ 488,000
Hancock, Maine 2 $ 1,566,000 $ 783,000 $ 430,000
Waldo, Maine 2 $ 647,000 $ 323,500 $ 424,000
York, Maine 2 $ 1,258,000 $ 629,000 $ 442,000
Prince George's, Maryland 2 $ 834,000 $ 417,000 $ 267,000
Berkshire, Massachusetts 2 $ 979,000 $ 489,500 $ 642,000
Hampden, Massachusetts 2 $ 1,445,000 $ 722,500 $ 612,000
Macomb, Michigan 2 $ 329,000 $ 164,500 $ 89,000
Hinds, Mississippi 2 $ 1,130,000 $ 565,000 $ 430,000
Jackson, Missouri 2 $ 800,000 $ 400,000 $ 143,000
Carroll, New Hampshire 2 $ 1,081,000 $ 540,500 $ 461,000
Burlington, New Jersey 2 $ 2,410,000 $ 1,205,000 $ 302,000
Gloucester, New Jersey 2 $ 381,000 $ 190,500 $ 94,000
Bernalillo, New Mexico 2 $ 1,136,000 $ 568,000 $ 311,000
Bronx, New York 2 $ 1,394,000 $ 697,000 $ 662,000
Chautauqua, New York 2 $ 1,346,000 $ 673,000 $ 365,000
Putnam, New York 2 $ 985,000 $ 492,500 $ 406,000
Saratoga, New York 2 $ 1,060,000 $ 530,000 $ 633,000
Durham, North Carolina 2 $ 901,000 $ 450,500 $ 298,000
Jackson, North Carolina 2 $ 1,850,000 $ 925,000 $ 458,000
Erie, Ohio 2 $ 692,000 $ 346,000 $ 470,000
Oklahoma, Oklahoma 2 $ 348,000 $ 174,000 $ 453,000
Bristol, Rhode Island 2 $ 1,154,000 $ 577,000 $ 205,000
Kent, Rhode Island 2 $ 668,000 $ 334,000 $ 113,000
Horry, South Carolina 2 $ 660,000 $ 330,000 $ 104,000
Pickens, South Carolina 2 $ 2,000,000 $ 1,000,000 $ 267,000
Lincoln, South Dakota 2 $ 1,763,000 $ 881,500 $ 444,000
Shelby, Tennessee 2 $ 542,000 $ 271,000 $ 118,000
Sumner, Tennessee 2 $ 1,500,000 $ 750,000 $ 192,000
Wilson, Tennessee 2 $ 1,381,000 $ 690,500 $ 306,000
Burnet, Texas 2 $ 1,832,000 $ 916,000 $ 391,000
Cameron, Texas 2 $ 805,000 $ 402,500 $ 169,000
Hardin, Texas 2 $ 336,000 $ 168,000 $ 249,000
Llano, Texas 2 $ 1,977,000 $ 988,500 $ 262,000
Midland, Texas 2 $ 2,390,000 $ 1,195,000 $ 395,000
Williamson, Texas 2 $ 611,000 $ 305,500 $ 194,000
Utah, Utah 2 $ 1,100,000 $ 550,000 $ 142,000
Chittenden, Vermont 2 $ 890,000 $ 445,000 $ 323,000
Windsor, Vermont 2 $ 1,585,000 $ 792,500 $ 289,000
Albemarle, Virginia 2 $ 1,281,000 $ 640,500 $ 371,000
Chesterfield, Virginia 2 $ 822,000 $ 411,000 $ 250,000
Hanover, Virginia 2 $ 1,351,000 $ 675,500 $ 604,000
Chelan, Washington 2 $ 1,100,000 $ 550,000 $ 627,000
Kittitas, Washington 2 $ 1,004,000 $ 502,000 $ 1,220,000
Washington, Wisconsin 2 $ 1,580,000 $ 790,000 $ 258,000
Baldwin, Alabama 1 $ 650,000 $ 650,000 $ 199,000
Cullman, Alabama 1 $ 417,000 $ 417,000 $ 1,123,000
Henry, Alabama 1 $ 260,000 $ 260,000 $ 64,000
Madison, Alabama 1 $ 417,000 $ 417,000 $ 477,000
Shelby, Alabama 1 $ 417,000 $ 417,000 $ 442,000
Tuscaloosa, Alabama 1 $ 165,000 $ 165,000 $ 412,000
Gila, Arizona 1 $ 236,000 $ 236,000 $ 92,000
Benton, Arkansas 1 $ 714,000 $ 714,000 $ 304,000
Lonoke, Arkansas 1 $ 128,000 $ 128,000 $ 92,000
Saline, Arkansas 1 $ 1,950,000 $ 1,950,000 $ 283,000
Butte, California 1 $ 201,000 $ 201,000 $ 220,000
Calaveras, California 1 $ 450,000 $ 450,000 $ 238,000
El Dorado, California 1 $ 560,000 $ 560,000 $ 254,000
Inyo, California 1 $ 434,000 $ 434,000 $ 97,000
Lake, California 1 $ 500,000 $ 500,000 $ 112,000
Mendocino, California 1 $ 418,000 $ 418,000 $ 557,000
Nevada, California 1 $ 417,000 $ 417,000 $ 375,000
Tulare, California 1 $ 608,000 $ 608,000 $ 126,000
Adams, Colorado 1 $ 650,000 $ 650,000 $ 228,000
Grand, Colorado 1 $ 388,000 $ 388,000 $ 222,000
Mesa, Colorado 1 $ 182,000 $ 182,000 $ 404,000
Montrose, Colorado 1 $ 796,000 $ 796,000 $ 184,000
San Miguel, Colorado 1 $ 2,310,000 $ 2,310,000 $ 1,347,000
Weld, Colorado 1 $ 560,000 $ 560,000 $ 73,000
Alachua, Florida 1 $ 450,000 $ 450,000 $ 315,000
Bay, Florida 1 $ 3,000,000 $ 3,000,000 $ 936,000
Charlotte, Florida 1 $ 800,000 $ 800,000 $ 1,134,000
Clay, Florida 1 $ 629,000 $ 629,000 $ 387,000
DeSoto, Florida 1 $ 480,000 $ 480,000 $ 508,000
Marion, Florida 1 $ 288,000 $ 288,000 $ 79,000
Okaloosa, Florida 1 $ 363,000 $ 363,000 $ 275,000
Osceola, Florida 1 $ 179,000 $ 179,000 $ 74,000
Seminole, Florida 1 $ 472,000 $ 472,000 $ 228,000
Catoosa, Georgia 1 $ 103,000 $ 103,000 $ 173,000
Coweta, Georgia 1 $ 450,000 $ 450,000 $ 275,000
Dawson, Georgia 1 $ 616,000 $ 616,000 $ 630,000
Gilmer, Georgia 1 $ 517,000 $ 517,000 $ 261,000
McDuffie, Georgia 1 $ 256,000 $ 256,000 $ 99,000
Putnam, Georgia 1 $ 540,000 $ 540,000 $ 158,000
Valley, Idaho 1 $ 425,000 $ 425,000 $ 84,000
Woodford, Illinois 1 $ 265,000 $ 265,000 $ 175,000
Allen, Indiana 1 $ 500,000 $ 500,000 $ 125,000
Boone, Indiana 1 $ 666,000 $ 666,000 $ 399,000
Hendricks, Indiana 1 $ 417,000 $ 417,000 $ 241,000
Marshall, Indiana 1 $ 850,000 $ 850,000 $ 337,000
St. Joseph, Indiana 1 $ 444,000 $ 444,000 $ 250,000
Saline, Kansas 1 $ 720,000 $ 720,000 $ 0
Sedgwick, Kansas 1 $ 560,000 $ 560,000 $ 235,000
Fayette, Kentucky 1 $ 934,000 $ 934,000 $ 288,000
Acadia, Louisiana 1 $ 900,000 $ 900,000 $ 1,722,000
Caddo, Louisiana 1 $ 479,000 $ 479,000 $ 179,000
St. Martin, Louisiana 1 $ 800,000 $ 800,000 $ 712,000
Kennebec, Maine 1 $ 800,000 $ 800,000 $ 401,000
Sagadahoc, Maine 1 $ 593,000 $ 593,000 $ 356,000
Baltimore, Maryland 1 $ 238,000 $ 238,000 $ 89,000
Frederick, Maryland 1 $ 520,000 $ 520,000 $ 1,313,000
Harford, Maryland 1 $ 458,000 $ 458,000 $ 215,000
Queen Anne's, Maryland 1 $ 772,000 $ 772,000 $ 219,000
Worcester, Massachusetts 1 $ 840,000 $ 840,000 $ 520,000
Alger, Michigan 1 $ 435,000 $ 435,000 $ 91,000
Calhoun, Michigan 1 $ 551,000 $ 551,000 $ 306,000
Genesee, Michigan 1 $ 1,500,000 $ 1,500,000 $ 567,000
Grand Traverse, Michigan 1 $ 418,000 $ 418,000 $ 450,000
Kent, Michigan 1 $ 1,000,000 $ 1,000,000 $ 300,000
Muskegon, Michigan 1 $ 215,000 $ 215,000 $ 118,000
Ottawa, Michigan 1 $ 105,000 $ 105,000 $ 18,000
Presque Isle, Michigan 1 $ 250,000 $ 250,000 $ 137,000
St. Clair, Michigan 1 $ 675,000 $ 675,000 $ 299,000
Aitkin, Minnesota 1 $ 450,000 $ 450,000 $ 81,000
Crow Wing, Minnesota 1 $ 825,000 $ 825,000 $ 319,000
Dodge, Minnesota 1 $ 71,000 $ 71,000 $ 44,000
Otter Tail, Minnesota 1 $ 975,000 $ 975,000 $ 206,000
Sherburne, Minnesota 1 $ 103,000 $ 103,000 $ 51,000
St. Louis, Minnesota 1 $ 1,400,000 $ 1,400,000 $ 3,471,000
Lafayette, Mississippi 1 $ 2,000,000 $ 2,000,000 $ 655,000
Oktibbeha, Mississippi 1 $ 302,000 $ 302,000 $ 108,000
Scott, Missouri 1 $ 176,000 $ 176,000 $ 85,000
St. Louis City, Missouri 1 $ 418,000 $ 418,000 $ 500,000
Granite, Montana 1 $ 1,794,000 $ 1,794,000 $ 1,361,000
Lake, Montana 1 $ 1,050,000 $ 1,050,000 $ 448,000
Madison, Montana 1 $ 2,910,000 $ 2,910,000 $ 871,000
Missoula, Montana 1 $ 563,000 $ 563,000 $ 241,000
Powell, Montana 1 $ 698,000 $ 698,000 $ 114,000
Gosper, Nebraska 1 $ 447,000 $ 447,000 $ 0
Churchill, Nevada 1 $ 113,000 $ 113,000 $ 370,000
Belknap, New Hampshire 1 $ 1,073,000 $ 1,073,000 $ 592,000
Grafton, New Hampshire 1 $ 555,000 $ 555,000 $ 410,000
Hillsborough, New Hampshire 1 $ 194,000 $ 194,000 $ 70,000
Sullivan, New Hampshire 1 $ 1,075,000 $ 1,075,000 $ 360,000
Dona Ana, New Mexico 1 $ 140,000 $ 140,000 $ 59,000
Taos, New Mexico 1 $ 454,000 $ 454,000 $ 416,000
Greene, New York 1 $ 936,000 $ 936,000 $ 3,271,000
Lewis, New York 1 $ 200,000 $ 200,000 $ 125,000
Madison, New York 1 $ 658,000 $ 658,000 $ 359,000
Onondaga, New York 1 $ 500,000 $ 500,000 $ 750,000
Ontario, New York 1 $ 417,000 $ 417,000 $ 624,000
Warren, New York 1 $ 247,000 $ 247,000 $ 871,000
Alexander, North Carolina 1 $ 591,000 $ 591,000 $ 356,000
Ashe, North Carolina 1 $ 1,411,000 $ 1,411,000 $ 2,520,000
Cabarrus, North Carolina 1 $ 1,180,000 $ 1,180,000 $ 240,000
Haywood, North Carolina 1 $ 539,000 $ 539,000 $ 199,000
Henderson, North Carolina 1 $ 170,000 $ 170,000 $ 119,000
Onslow, North Carolina 1 $ 813,000 $ 813,000 $ 204,000
Union, North Carolina 1 $ 595,000 $ 595,000 $ 201,000
Warren, North Carolina 1 $ 485,000 $ 485,000 $ 303,000
Yancey, North Carolina 1 $ 417,000 $ 417,000 $ 112,000
Stark, North Dakota 1 $ 500,000 $ 500,000 $ 468,000
Lake, Ohio 1 $ 165,000 $ 165,000 $ 147,000
Lucas, Ohio 1 $ 211,000 $ 211,000 $ 91,000
Medina, Ohio 1 $ 423,000 $ 423,000 $ 255,000
Montgomery, Ohio 1 $ 320,000 $ 320,000 $ 152,000
Ottawa, Ohio 1 $ 452,000 $ 452,000 $ 230,000
Summit, Ohio 1 $ 532,000 $ 532,000 $ 296,000
Atoka, Oklahoma 1 $ 8,660,000 $ 8,660,000 $ 2,000,000
McClain, Oklahoma 1 $ 600,000 $ 600,000 $ 125,000
Baker, Oregon 1 $ 150,000 $ 150,000 $ 36,000
Hood River, Oregon 1 $ 780,000 $ 780,000 $ 207,000
Berks, Pennsylvania 1 $ 592,000 $ 592,000 $ 941,000
Erie, Pennsylvania 1 $ 825,000 $ 825,000 $ 163,000
Lackawanna, Pennsylvania 1 $ 639,000 $ 639,000 $ 231,000
Lancaster, Pennsylvania 1 $ 672,000 $ 672,000 $ 250,000
Pike, Pennsylvania 1 $ 604,000 $ 604,000 $ 383,000
Schuylkill, Pennsylvania 1 $ 880,000 $ 880,000 $ 535,000
Wayne, Pennsylvania 1 $ 512,000 $ 512,000 $ 199,000
Westmoreland, Pennsylvania 1 $ 1,330,000 $ 1,330,000 $ 449,000
Aiken, South Carolina 1 $ 309,000 $ 309,000 $ 85,000
Georgetown, South Carolina 1 $ 950,000 $ 950,000 $ 208,000
Oconee, South Carolina 1 $ 600,000 $ 600,000 $ 158,000
York, South Carolina 1 $ 649,000 $ 649,000 $ 140,000
Pennington, South Dakota 1 $ 178,000 $ 178,000 $ 199,000
Franklin, Tennessee 1 $ 418,000 $ 418,000 $ 976,000
Rutherford, Tennessee 1 $ 675,000 $ 675,000 $ 368,000
Weakley, Tennessee 1 $ 116,000 $ 116,000 $ 84,000
Bastrop, Texas 1 $ 840,000 $ 840,000 $ 301,000
Brazoria, Texas 1 $ 507,000 $ 507,000 $ 300,000
Brazos, Texas 1 $ 469,000 $ 469,000 $ 251,000
Comal, Texas 1 $ 370,000 $ 370,000 $ 48,000
Comanche, Texas 1 $ 170,000 $ 170,000 $ 49,000
Ector, Texas 1 $ 368,000 $ 368,000 $ 413,000
Franklin, Texas 1 $ 868,000 $ 868,000 $ 1,172,000
Freestone, Texas 1 $ 521,000 $ 521,000 $ 300,000
Gillespie, Texas 1 $ 760,000 $ 760,000 $ 543,000
Guadalupe, Texas 1 $ 442,000 $ 442,000 $ 155,000
Hays, Texas 1 $ 128,000 $ 128,000 $ 110,000
Hill, Texas 1 $ 125,000 $ 125,000 $ 64,000
Hood, Texas 1 $ 808,000 $ 808,000 $ 281,000
Hunt, Texas 1 $ 1,200,000 $ 1,200,000 $ 1,620,000
Jefferson, Texas 1 $ 268,000 $ 268,000 $ 191,000
Nueces, Texas 1 $ 500,000 $ 500,000 $ 261,000
Rockwall, Texas 1 $ 376,000 $ 376,000 $ 218,000
Smith, Texas 1 $ 191,000 $ 191,000 $ 406,000
Wilson, Texas 1 $ 788,000 $ 788,000 $ 357,000
Wise, Texas 1 $ 264,000 $ 264,000 $ 156,000
Lamoille, Vermont 1 $ 1,650,000 $ 1,650,000 $ 457,000
Rutland, Vermont 1 $ 159,000 $ 159,000 $ 69,000
Windham, Vermont 1 $ 425,000 $ 425,000 $ 759,000
Alexandria, Virginia 1 $ 505,000 $ 505,000 $ 200,000
Carroll, Virginia 1 $ 214,000 $ 214,000 $ 133,000
Fauquier, Virginia 1 $ 415,000 $ 415,000 $ 157,000
Franklin, Virginia 1 $ 468,000 $ 468,000 $ 200,000
Gloucester, Virginia 1 $ 380,000 $ 380,000 $ 385,000
Goochland, Virginia 1 $ 1,386,000 $ 1,386,000 $ 756,000
King George, Virginia 1 $ 267,000 $ 267,000 $ 76,000
Louisa, Virginia 1 $ 576,000 $ 576,000 $ 365,000
Manassas, Virginia 1 $ 320,000 $ 320,000 $ 223,000
Norfolk, Virginia 1 $ 417,000 $ 417,000 $ 460,000
Poquoson, Virginia 1 $ 840,000 $ 840,000 $ 398,000
Prince George, Virginia 1 $ 210,000 $ 210,000 $ 97,000
Spotsylvania, Virginia 1 $ 500,000 $ 500,000 $ 130,000
Surry, Virginia 1 $ 179,000 $ 179,000 $ 137,000
Warren, Virginia 1 $ 375,000 $ 375,000 $ 220,000
Washington, Virginia 1 $ 1,537,000 $ 1,537,000 $ 261,000
York, Virginia 1 $ 852,000 $ 852,000 $ 324,000
Island, Washington 1 $ 691,000 $ 691,000 $ 500,000
Jefferson, Washington 1 $ 611,000 $ 611,000 $ 964,000
Klickitat, Washington 1 $ 417,000 $ 417,000 $ 87,000
San Juan, Washington 1 $ 1,400,000 $ 1,400,000 $ 359,000
Thurston, Washington 1 $ 328,000 $ 328,000 $ 146,000
Whatcom, Washington 1 $ 440,000 $ 440,000 $ 158,000
Greenbrier, West Virginia 1 $ 500,000 $ 500,000 $ 0
Brown, Wisconsin 1 $ 932,000 $ 932,000 $ 205,000
Chippewa, Wisconsin 1 $ 417,000 $ 417,000 $ 186,000
Ozaukee, Wisconsin 1 $ 563,000 $ 563,000 $ 110,000
Polk, Wisconsin 1 $ 418,000 $ 418,000 $ 330,000
Racine, Wisconsin 1 $ 581,000 $ 581,000 $ 863,000
Sauk, Wisconsin 1 $ 634,000 $ 634,000 $ 210,000
Sawyer, Wisconsin 1 $ 560,000 $ 560,000 $ 293,000
Walworth, Wisconsin 1 $ 902,000 $ 902,000 $ 2,340,000

Mortgage Loan Application Detail Totals for UBS Bank USA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,028 $3,400,549,000 $1,123,000 $26,000,000 $528,000 $9,999,000
Home Purchase 1,487 $1,475,820,000 $992,000 $13,250,000 $527,000 $9,672,000
Home Improvement 34 $45,818,000 $1,347,000 $5,500,000 $504,000 $1,643,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,806 $4,035,547,000 $1,060,000 $26,000,000 $515,000 $9,999,000
Not Provided 353 $453,944,000 $1,285,000 $13,250,000 $627,000 $6,471,000
Asian 191 $248,413,000 $1,300,000 $13,000,000 $648,000 $9,999,000
Hispanic 135 $133,408,000 $988,000 $4,468,000 $481,000 $4,023,000
Black or African American 38 $31,112,000 $818,000 $2,560,000 $561,000 $3,531,000
American Indian or Alaskan Native 16 $11,147,000 $696,000 $2,200,000 $238,000 $900,000
Native Hawaiin or Other Pacific Islander 10 $8,616,000 $861,000 $1,625,000 $304,000 $683,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,549 $4,922,187,000 $1,082,000 $26,000,000 $527,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,811 $2,920,680,000 $1,039,000 $17,500,000 $528,000 $9,999,000
Application Withdrawn By Applicant 701 $760,028,000 $1,084,000 $16,000,000 $546,000 $9,999,000
Application Denied By Financial Institution 595 $661,892,000 $1,112,000 $10,000,000 $404,000 $6,000,000
Loan Purchased By The Institution 253 $329,430,000 $1,302,000 $13,000,000 $773,000 $9,672,000
File Closed For Incompleteness 144 $199,219,000 $1,383,000 $26,000,000 $480,000 $6,816,000
Application Approved But Not Accepted 45 $50,938,000 $1,131,000 $7,350,000 $589,000 $4,217,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 233 $269,874,000 $1,158,000 $10,000,000 $187,000 $1,439,000
Credit Application Incomplete 106 $105,706,000 $997,000 $5,000,000 $437,000 $3,500,000
Other 102 $123,797,000 $1,213,000 $8,660,000 $585,000 $6,000,000
Collateral 100 $108,927,000 $1,089,000 $8,450,000 $670,000 $5,824,000
Credit History 30 $24,489,000 $816,000 $2,000,000 $515,000 $2,823,000
Insufficient Cash (Downpayment, Closing Cost) 12 $21,835,000 $1,819,000 $4,500,000 $403,000 $1,200,000
Unverifiable Information 11 $6,814,000 $619,000 $1,000,000 $272,000 $769,000
Employment History 1 $450,000 $450,000 $450,000 $570,000 $570,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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