Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Umb Bank, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,748 |
| Total Mortgage Loan Application Amount | $357,397,000 |
| Average Mortgage Loan Application Amount | $170,666 |
| Highest Mortgage Loan Application Amount | $8,971,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 190 | $ 40,991,000 | $ 215,000 | $ 90,000 |
| Johnson County Kansas | 129 | $ 27,451,000 | $ 212,000 | $ 131,000 |
| Clay County Missouri | 65 | $ 9,151,000 | $ 140,000 | $ 80,000 |
| St. Louis County Missouri | 61 | $ 10,726,000 | $ 175,000 | $ 157,000 |
| Buchanan County Missouri | 44 | $ 4,138,000 | $ 94,000 | $ 55,000 |
| Denver County Colorado | 30 | $ 12,614,000 | $ 420,000 | $ 369,000 |
| Platte County Missouri | 29 | $ 6,096,000 | $ 210,000 | $ 158,000 |
| El Paso County Colorado | 27 | $ 5,088,000 | $ 188,000 | $ 147,000 |
| Sedgwick County Kansas | 25 | $ 5,601,000 | $ 224,000 | $ 107,000 |
| St. Charles County Missouri | 25 | $ 3,447,000 | $ 137,000 | $ 49,000 |
| Maricopa County Arizona | 24 | $ 9,511,000 | $ 396,000 | $ 349,000 |
| Wyandotte County Kansas | 21 | $ 3,007,000 | $ 143,000 | $ 100,000 |
| Greene County Missouri | 21 | $ 3,964,000 | $ 188,000 | $ 156,000 |
| Arapahoe County Colorado | 17 | $ 6,031,000 | $ 354,000 | $ 234,000 |
| Boone County Missouri | 16 | $ 3,040,000 | $ 190,000 | $ 53,000 |
| Cass County Missouri | 16 | $ 2,921,000 | $ 182,000 | $ 94,000 |
| Oklahoma County Oklahoma | 16 | $ 5,468,000 | $ 341,000 | $ 234,000 |
| Bourbon County Kansas | 14 | $ 1,118,000 | $ 79,000 | $ 55,000 |
| St. Clair County Illinois | 13 | $ 1,551,000 | $ 119,000 | $ 114,000 |
| Riley County Kansas | 13 | $ 1,144,000 | $ 88,000 | $ 42,000 |
| Dickinson County Kansas | 12 | $ 926,000 | $ 77,000 | $ 44,000 |
| Shawnee County Kansas | 12 | $ 1,389,000 | $ 115,000 | $ 59,000 |
| Jasper County Missouri | 12 | $ 1,160,000 | $ 96,000 | $ 64,000 |
| Saline County Kansas | 10 | $ 1,106,000 | $ 110,000 | $ 78,000 |
| Cooper County Missouri | 10 | $ 1,054,000 | $ 105,000 | $ 44,000 |
| Jefferson County Missouri | 10 | $ 1,073,000 | $ 107,000 | $ 83,000 |
| Lawrence County Missouri | 10 | $ 677,000 | $ 67,000 | $ 43,000 |
| St. Louis City County Missouri | 10 | $ 2,149,000 | $ 214,000 | $ 47,000 |
| Madison County Illinois | 9 | $ 998,000 | $ 110,000 | $ 74,000 |
| Atchison County Kansas | 9 | $ 793,000 | $ 88,000 | $ 45,000 |
| Cole County Missouri | 9 | $ 1,149,000 | $ 127,000 | $ 68,000 |
| Johnson County Missouri | 9 | $ 1,060,000 | $ 117,000 | $ 116,000 |
| Andrew County Missouri | 8 | $ 1,271,000 | $ 158,000 | $ 65,000 |
| Benton County Missouri | 8 | $ 515,000 | $ 64,000 | $ 36,000 |
| Henry County Missouri | 8 | $ 891,000 | $ 111,000 | $ 75,000 |
| Linn County Missouri | 8 | $ 854,000 | $ 106,000 | $ 54,000 |
| Douglas County Nebraska | 8 | $ 1,697,000 | $ 212,000 | $ 302,000 |
| Adams County Colorado | 6 | $ 1,325,000 | $ 220,000 | $ 120,000 |
| Christian County Missouri | 6 | $ 886,000 | $ 147,000 | $ 72,000 |
| Sullivan County Missouri | 6 | $ 713,000 | $ 118,000 | $ 59,000 |
| Butler County Kansas | 5 | $ 4,815,000 | $ 963,000 | $ 98,000 |
| Barry County Missouri | 5 | $ 531,000 | $ 106,000 | $ 189,000 |
| Ray County Missouri | 5 | $ 414,000 | $ 82,000 | $ 38,000 |
| Tulsa County Oklahoma | 5 | $ 587,000 | $ 117,000 | $ 60,000 |
| Douglas County Colorado | 4 | $ 1,827,000 | $ 456,000 | $ 228,000 |
| Camden County Missouri | 4 | $ 2,023,000 | $ 505,000 | $ 3,124,000 |
| Lafayette County Missouri | 4 | $ 539,000 | $ 134,000 | $ 110,000 |
| Stone County Missouri | 4 | $ 997,000 | $ 249,000 | $ 397,000 |
| Los Angeles County California | 3 | $ 12,504,000 | $ 4,168,000 | $ 354,000 |
| Jefferson County Colorado | 3 | $ 1,012,000 | $ 337,000 | $ 110,000 |
| Summit County Colorado | 3 | $ 904,000 | $ 301,000 | $ 273,000 |
| Crawford County Kansas | 3 | $ 378,000 | $ 126,000 | $ 41,000 |
| Ellis County Kansas | 3 | $ 294,000 | $ 98,000 | $ 48,000 |
| Leavenworth County Kansas | 3 | $ 517,000 | $ 172,000 | $ 12,000 |
| Russell County Kansas | 3 | $ 440,000 | $ 146,000 | $ 50,000 |
| Stafford County Kansas | 3 | $ 444,000 | $ 148,000 | $ 167,000 |
| Vernon County Missouri | 3 | $ 339,000 | $ 113,000 | $ 57,000 |
| Weber County Utah | 3 | $ 587,000 | $ 195,000 | $ 235,000 |
| Pinal County Arizona | 2 | $ 503,000 | $ 251,000 | $ 214,000 |
| Boulder County Colorado | 2 | $ 371,000 | $ 185,000 | $ 150,000 |
| Eagle County Colorado | 2 | $ 1,290,000 | $ 645,000 | $ 1,583,000 |
| Larimer County Colorado | 2 | $ 3,560,000 | $ 1,780,000 | $ 1,884,000 |
| Mesa County Colorado | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Pitkin County Colorado | 2 | $ 1,200,000 | $ 600,000 | $ 435,000 |
| Broward County Florida | 2 | $ 955,000 | $ 477,000 | $ 1,562,000 |
| Walton County Florida | 2 | $ 2,985,000 | $ 1,492,000 | $ 594,000 |
| Cloud County Kansas | 2 | $ 149,000 | $ 74,000 | $ 104,000 |
| Linn County Kansas | 2 | $ 170,000 | $ 85,000 | $ 202,000 |
| Osage County Kansas | 2 | $ 279,000 | $ 139,000 | $ 43,000 |
| Pottawatomie County Kansas | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
| Reno County Kansas | 2 | $ 455,000 | $ 227,000 | $ 0 |
| Adair County Missouri | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Cedar County Missouri | 2 | $ 56,000 | $ 28,000 | $ 50,000 |
| Howard County Missouri | 2 | $ 536,000 | $ 268,000 | $ 33,000 |
| Newton County Missouri | 2 | $ 136,000 | $ 68,000 | $ 32,000 |
| Pettis County Missouri | 2 | $ 276,000 | $ 138,000 | $ 79,000 |
| Taney County Missouri | 2 | $ 235,000 | $ 117,000 | $ 34,000 |
| Webster County Missouri | 2 | $ 218,000 | $ 109,000 | $ 75,000 |
| Knox County Nebraska | 2 | $ 77,000 | $ 38,000 | $ 120,000 |
| Canadian County Oklahoma | 2 | $ 289,000 | $ 144,000 | $ 85,000 |
| Cleveland County Oklahoma | 2 | $ 274,000 | $ 137,000 | $ 27,000 |
| Hamilton County Tennessee | 2 | $ 461,000 | $ 230,000 | $ 194,000 |
| Kenai Peninsula County Alaska | 1 | $ 2,840,000 | $ 2,840,000 | $ 530,000 |
| Navajo County Arizona | 1 | $ 80,000 | $ 80,000 | $ 805,000 |
| Yavapai County Arizona | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Saline County Arkansas | 1 | $ 352,000 | $ 352,000 | $ 120,000 |
| Mendocino County California | 1 | $ 762,000 | $ 762,000 | $ 157,000 |
| Monterey County California | 1 | $ 417,000 | $ 417,000 | $ 287,000 |
| Orange County California | 1 | $ 200,000 | $ 200,000 | $ 5,000 |
| San Diego County California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Santa Clara County California | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Elbert County Colorado | 1 | $ 279,000 | $ 279,000 | $ 401,000 |
| Fremont County Colorado | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Routt County Colorado | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| San Miguel County Colorado | 1 | $ 4,400,000 | $ 4,400,000 | $ 1,597,000 |
| Teller County Colorado | 1 | $ 175,000 | $ 175,000 | $ 169,000 |
| Weld County Colorado | 1 | $ 257,000 | $ 257,000 | $ 80,000 |
| Fairfield County Connecticut | 1 | $ 600,000 | $ 600,000 | $ 331,000 |
| Collier County Florida | 1 | $ 3,200,000 | $ 3,200,000 | $ 1,597,000 |
| Nassau County Florida | 1 | $ 758,000 | $ 758,000 | $ 1,007,000 |
| Pinellas County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Bond County Illinois | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Clinton County Illinois | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| DuPage County Illinois | 1 | $ 262,000 | $ 262,000 | $ 1,462,000 |
| Pottawattamie County Iowa | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Allen County Kansas | 1 | $ 394,000 | $ 394,000 | $ 169,000 |
| Barton County Kansas | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Clay County Kansas | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Coffey County Kansas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Franklin County Kansas | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Geary County Kansas | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Harvey County Kansas | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Marion County Kansas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Miami County Kansas | 1 | $ 215,000 | $ 215,000 | $ 280,000 |
| Washington County Kansas | 1 | $ 71,000 | $ 71,000 | $ 89,000 |
| Cumberland County Maine | 1 | $ 600,000 | $ 600,000 | $ 2,797,000 |
| Plymouth County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Clinton County Michigan | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Madison County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 82,000 |
| Barton County Missouri | 1 | $ 264,000 | $ 264,000 | $ 132,000 |
| Callaway County Missouri | 1 | $ 218,000 | $ 218,000 | $ 85,000 |
| Chariton County Missouri | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Clinton County Missouri | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Dallas County Missouri | 1 | $ 106,000 | $ 106,000 | $ 186,000 |
| DeKalb County Missouri | 1 | $ 176,000 | $ 176,000 | $ 100,000 |
| Macon County Missouri | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Miller County Missouri | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Nodaway County Missouri | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Ozark County Missouri | 1 | $ 298,000 | $ 298,000 | $ 270,000 |
| Pike County Missouri | 1 | $ 131,000 | $ 131,000 | $ 84,000 |
| Polk County Missouri | 1 | $ 34,000 | $ 34,000 | $ 57,000 |
| Randolph County Missouri | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
| St. Clair County Missouri | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Wright County Missouri | 1 | $ 307,000 | $ 307,000 | $ 358,000 |
| Platte County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 55,000 |
| Sarpy County Nebraska | 1 | $ 399,000 | $ 399,000 | $ 273,000 |
| Washington County Nebraska | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| Buncombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Osage County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 119,000 |
| Rogers County Oklahoma | 1 | $ 232,000 | $ 232,000 | $ 248,000 |
| Josephine County Oregon | 1 | $ 160,000 | $ 160,000 | $ 164,000 |
| Wilson County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 56,000 |
| Burnet County Texas | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Cooke County Texas | 1 | $ 923,000 | $ 923,000 | $ 0 |
| Dallas County Texas | 1 | $ 331,000 | $ 331,000 | $ 216,000 |
| Harris County Texas | 1 | $ 374,000 | $ 374,000 | $ 298,000 |
| San Patricio County Texas | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Tarrant County Texas | 1 | $ 1,738,000 | $ 1,738,000 | $ 0 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,071 | $209,001,000 | $195,000 | $8,950,000 | $125,000 | $9,999,000 |
| Refinancing | 624 | $143,747,000 | $230,000 | $8,971,000 | $125,000 | $2,448,000 |
| Home Improvement | 53 | $4,649,000 | $87,000 | $716,000 | $83,000 | $428,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,333 | $254,827,000 | $191,000 | $4,400,000 | $143,000 | $9,999,000 |
| Not Provided | 156 | $23,946,000 | $153,000 | $417,000 | $88,000 | $788,000 |
| Not applicable | 96 | $56,358,000 | $587,000 | $8,971,000 | $0 | $0 |
| Hispanic | 71 | $9,041,000 | $127,000 | $417,000 | $80,000 | $800,000 |
| Black or African American | 57 | $7,742,000 | $135,000 | $1,100,000 | $63,000 | $633,000 |
| Asian | 30 | $5,153,000 | $171,000 | $1,280,000 | $83,000 | $515,000 |
| American Indian or Alaskan Native | 3 | $25,000 | $8,000 | $15,000 | $57,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $305,000 | $152,000 | $171,000 | $100,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,418 | $321,816,000 | $226,000 | $8,971,000 | $141,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 330 | $35,581,000 | $107,000 | $334,000 | $47,000 | $416,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 714 | $176,831,000 | $247,000 | $8,971,000 | $163,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 382 | $73,297,000 | $191,000 | $2,450,000 | $99,000 | $1,769,000 |
| Application Approved But Not Accepted | 216 | $31,364,000 | $145,000 | $700,000 | $93,000 | $1,285,000 |
| Preapproval Denied by Financial Institution | 208 | $25,523,000 | $122,000 | $1,138,000 | $52,000 | $515,000 |
| Application Denied By Financial Institution | 191 | $43,547,000 | $227,000 | $4,400,000 | $143,000 | $1,884,000 |
| File Closed For Incompleteness | 35 | $6,356,000 | $181,000 | $417,000 | $98,000 | $420,000 |
| Application Withdrawn By Applicant | 2 | $479,000 | $239,000 | $417,000 | $108,000 | $169,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 210 | $25,066,000 | $119,000 | $1,400,000 | $58,000 | $510,000 |
| Debt-To-Income Ratio | 116 | $28,637,000 | $246,000 | $4,400,000 | $127,000 | $1,884,000 |
| Collateral | 29 | $3,599,000 | $124,000 | $758,000 | $126,000 | $1,007,000 |
| Other | 24 | $9,087,000 | $378,000 | $2,840,000 | $268,000 | $1,884,000 |
| Employment History | 12 | $1,386,000 | $115,000 | $247,000 | $36,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $277,000 | $92,000 | $104,000 | $52,000 | $76,000 |
| Unverifiable Information | 2 | $540,000 | $270,000 | $293,000 | $143,000 | $216,000 |
| Credit Application Incomplete | 2 | $165,000 | $82,000 | $135,000 | $76,000 | $110,000 |
| Mortgage Insurance Denied | 1 | $313,000 | $313,000 | $313,000 | $103,000 | $103,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.