United Medical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
United Medical Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Medical Bank 800 King Farm Blvd Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,945 |
| Total Mortgage Loan Application Amount | $352,430,000 |
| Average Mortgage Loan Application Amount | $182,544 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $91,522 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with United Medical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Medical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down United Medical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Medical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Medical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Medical Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 269 | $ 32,163,000 | $ 119,000 | $ 51,000 |
| Fairfax County Virginia | 97 | $ 24,725,000 | $ 254,000 | $ 110,000 |
| Prince William County Virginia | 73 | $ 17,315,000 | $ 237,000 | $ 108,000 |
| Loudoun County Virginia | 66 | $ 18,710,000 | $ 283,000 | $ 120,000 |
| Broward County Florida | 53 | $ 9,344,000 | $ 176,000 | $ 91,000 |
| Dallas County Texas | 52 | $ 5,612,000 | $ 107,000 | $ 48,000 |
| Montgomery County Maryland | 49 | $ 12,183,000 | $ 248,000 | $ 101,000 |
| Prince George's County Maryland | 37 | $ 9,603,000 | $ 259,000 | $ 104,000 |
| Fauquier County Virginia | 37 | $ 8,268,000 | $ 223,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 32 | $ 8,322,000 | $ 260,000 | $ 171,000 |
| Baltimore City County Maryland | 27 | $ 2,803,000 | $ 103,000 | $ 84,000 |
| Bergen County New Jersey | 26 | $ 4,291,000 | $ 165,000 | $ 119,000 |
| Morris County New Jersey | 26 | $ 3,297,000 | $ 126,000 | $ 50,000 |
| Arlington County Virginia | 22 | $ 5,966,000 | $ 271,000 | $ 108,000 |
| Allegheny County Pennsylvania | 21 | $ 2,802,000 | $ 133,000 | $ 70,000 |
| Denton County Texas | 21 | $ 2,508,000 | $ 119,000 | $ 61,000 |
| Kaufman County Texas | 19 | $ 2,121,000 | $ 111,000 | $ 34,000 |
| Spotsylvania County Virginia | 19 | $ 4,083,000 | $ 214,000 | $ 93,000 |
| Stafford County Virginia | 19 | $ 3,446,000 | $ 181,000 | $ 77,000 |
| Anne Arundel County Maryland | 18 | $ 4,158,000 | $ 231,000 | $ 105,000 |
| Charles County Maryland | 18 | $ 3,614,000 | $ 200,000 | $ 85,000 |
| Denver County Colorado | 17 | $ 3,077,000 | $ 181,000 | $ 71,000 |
| Miami-Dade County Florida | 16 | $ 3,116,000 | $ 194,000 | $ 189,000 |
| Chester County Pennsylvania | 16 | $ 2,776,000 | $ 173,000 | $ 276,000 |
| Collin County Texas | 15 | $ 2,045,000 | $ 136,000 | $ 37,000 |
| Riverside County California | 14 | $ 3,318,000 | $ 237,000 | $ 112,000 |
| Palm Beach County Florida | 14 | $ 2,648,000 | $ 189,000 | $ 98,000 |
| Baltimore County Maryland | 14 | $ 2,092,000 | $ 149,000 | $ 95,000 |
| Clark County Nevada | 14 | $ 2,767,000 | $ 197,000 | $ 114,000 |
| Ellis County Texas | 14 | $ 1,829,000 | $ 130,000 | $ 27,000 |
| Culpeper County Virginia | 13 | $ 2,814,000 | $ 216,000 | $ 103,000 |
| Orange County California | 12 | $ 5,192,000 | $ 432,000 | $ 232,000 |
| Arapahoe County Colorado | 12 | $ 2,506,000 | $ 208,000 | $ 78,000 |
| Alexandria County Virginia | 12 | $ 2,303,000 | $ 191,000 | $ 108,000 |
| Frederick County Maryland | 11 | $ 2,338,000 | $ 212,000 | $ 102,000 |
| Westmoreland County Pennsylvania | 11 | $ 1,442,000 | $ 131,000 | $ 68,000 |
| Ocean County New Jersey | 10 | $ 1,825,000 | $ 182,000 | $ 88,000 |
| Montgomery County Pennsylvania | 10 | $ 1,713,000 | $ 171,000 | $ 61,000 |
| Essex County New Jersey | 9 | $ 1,290,000 | $ 143,000 | $ 51,000 |
| Hamilton County Ohio | 9 | $ 937,000 | $ 104,000 | $ 125,000 |
| York County Pennsylvania | 9 | $ 875,000 | $ 97,000 | $ 75,000 |
| Rockwall County Texas | 9 | $ 1,330,000 | $ 147,000 | $ 93,000 |
| Los Angeles County California | 8 | $ 2,184,000 | $ 273,000 | $ 112,000 |
| Adams County Colorado | 8 | $ 1,103,000 | $ 137,000 | $ 80,000 |
| Jefferson County Colorado | 8 | $ 1,321,000 | $ 165,000 | $ 66,000 |
| Harford County Maryland | 8 | $ 2,222,000 | $ 277,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,280,000 | $ 160,000 | $ 80,000 |
| Horry County South Carolina | 8 | $ 841,000 | $ 105,000 | $ 60,000 |
| Maricopa County Arizona | 7 | $ 1,306,000 | $ 186,000 | $ 82,000 |
| Yavapai County Arizona | 7 | $ 978,000 | $ 139,000 | $ 93,000 |
| Howard County Maryland | 7 | $ 2,256,000 | $ 322,000 | $ 97,000 |
| Nassau County New York | 7 | $ 1,950,000 | $ 278,000 | $ 106,000 |
| Berks County Pennsylvania | 7 | $ 1,048,000 | $ 149,000 | $ 69,000 |
| Lehigh County Pennsylvania | 7 | $ 1,400,000 | $ 200,000 | $ 111,000 |
| Johnson County Texas | 7 | $ 619,000 | $ 88,000 | $ 37,000 |
| Manassas County Virginia | 7 | $ 1,413,000 | $ 201,000 | $ 74,000 |
| Montgomery County Virginia | 7 | $ 1,031,000 | $ 147,000 | $ 152,000 |
| Tazewell County Virginia | 7 | $ 841,000 | $ 120,000 | $ 64,000 |
| Duval County Florida | 6 | $ 754,000 | $ 125,000 | $ 127,000 |
| Pinellas County Florida | 6 | $ 1,025,000 | $ 170,000 | $ 99,000 |
| Cook County Illinois | 6 | $ 646,000 | $ 107,000 | $ 87,000 |
| Worcester County Maryland | 6 | $ 1,237,000 | $ 206,000 | $ 76,000 |
| Oakland County Michigan | 6 | $ 902,000 | $ 150,000 | $ 186,000 |
| Harris County Texas | 6 | $ 816,000 | $ 136,000 | $ 130,000 |
| Washington County Utah | 6 | $ 595,000 | $ 99,000 | $ 104,000 |
| Orange County Virginia | 6 | $ 879,000 | $ 146,000 | $ 94,000 |
| San Diego County California | 5 | $ 1,649,000 | $ 329,000 | $ 83,000 |
| Lee County Florida | 5 | $ 1,316,000 | $ 263,000 | $ 102,000 |
| Manatee County Florida | 5 | $ 1,100,000 | $ 220,000 | $ 168,000 |
| Calvert County Maryland | 5 | $ 668,000 | $ 133,000 | $ 78,000 |
| Washington County Maryland | 5 | $ 623,000 | $ 124,000 | $ 52,000 |
| Haywood County North Carolina | 5 | $ 868,000 | $ 173,000 | $ 191,000 |
| Clermont County Ohio | 5 | $ 402,000 | $ 80,000 | $ 49,000 |
| Logan County Ohio | 5 | $ 317,000 | $ 63,000 | $ 77,000 |
| Beaver County Pennsylvania | 5 | $ 537,000 | $ 107,000 | $ 76,000 |
| Dauphin County Pennsylvania | 5 | $ 894,000 | $ 178,000 | $ 79,000 |
| Lancaster County Pennsylvania | 5 | $ 555,000 | $ 111,000 | $ 97,000 |
| Monroe County Pennsylvania | 5 | $ 1,079,000 | $ 215,000 | $ 98,000 |
| Williamson County Tennessee | 5 | $ 819,000 | $ 163,000 | $ 100,000 |
| Travis County Texas | 5 | $ 404,000 | $ 80,000 | $ 98,000 |
| Manassas Park County Virginia | 5 | $ 1,384,000 | $ 276,000 | $ 65,000 |
| King County Washington | 5 | $ 1,547,000 | $ 309,000 | $ 105,000 |
| Hartford County Connecticut | 4 | $ 676,000 | $ 169,000 | $ 79,000 |
| Brevard County Florida | 4 | $ 607,000 | $ 151,000 | $ 38,000 |
| Campbell County Kentucky | 4 | $ 266,000 | $ 66,000 | $ 360,000 |
| Carroll County Maryland | 4 | $ 480,000 | $ 120,000 | $ 49,000 |
| Queen Anne's County Maryland | 4 | $ 1,280,000 | $ 320,000 | $ 134,000 |
| Wayne County Michigan | 4 | $ 399,000 | $ 99,000 | $ 89,000 |
| Atlantic County New Jersey | 4 | $ 494,000 | $ 123,000 | $ 87,000 |
| Middlesex County New Jersey | 4 | $ 1,067,000 | $ 266,000 | $ 78,000 |
| Monmouth County New Jersey | 4 | $ 1,101,000 | $ 275,000 | $ 105,000 |
| Kings County New York | 4 | $ 1,052,000 | $ 263,000 | $ 103,000 |
| Suffolk County New York | 4 | $ 735,000 | $ 183,000 | $ 118,000 |
| Henderson County North Carolina | 4 | $ 439,000 | $ 109,000 | $ 10,000 |
| Hardin County Ohio | 4 | $ 162,000 | $ 40,000 | $ 134,000 |
| Summit County Ohio | 4 | $ 682,000 | $ 170,000 | $ 73,000 |
| Bucks County Pennsylvania | 4 | $ 814,000 | $ 203,000 | $ 92,000 |
| Bedford County Virginia | 4 | $ 731,000 | $ 182,000 | $ 130,000 |
| Warren County Virginia | 4 | $ 640,000 | $ 160,000 | $ 77,000 |
| Wood County West Virginia | 4 | $ 259,000 | $ 64,000 | $ 51,000 |
| San Bernardino County California | 3 | $ 586,000 | $ 195,000 | $ 97,000 |
| Grand County Colorado | 3 | $ 324,000 | $ 108,000 | $ 129,000 |
| New Haven County Connecticut | 3 | $ 556,000 | $ 185,000 | $ 60,000 |
| New Castle County Delaware | 3 | $ 420,000 | $ 140,000 | $ 86,000 |
| Collier County Florida | 3 | $ 437,000 | $ 145,000 | $ 49,000 |
| Orange County Florida | 3 | $ 559,000 | $ 186,000 | $ 73,000 |
| Osceola County Florida | 3 | $ 330,000 | $ 110,000 | $ 39,000 |
| Polk County Florida | 3 | $ 432,000 | $ 144,000 | $ 83,000 |
| St. Lucie County Florida | 3 | $ 504,000 | $ 168,000 | $ 42,000 |
| Cobb County Georgia | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
| Honolulu County Hawaii | 3 | $ 1,901,000 | $ 633,000 | $ 114,000 |
| Dorchester County Maryland | 3 | $ 373,000 | $ 124,000 | $ 130,000 |
| Burlington County New Jersey | 3 | $ 477,000 | $ 159,000 | $ 60,000 |
| Union County New Jersey | 3 | $ 671,000 | $ 223,000 | $ 53,000 |
| Brunswick County North Carolina | 3 | $ 960,000 | $ 320,000 | $ 102,000 |
| Buncombe County North Carolina | 3 | $ 760,000 | $ 253,000 | $ 67,000 |
| Forsyth County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 37,000 |
| Mecklenburg County North Carolina | 3 | $ 358,000 | $ 119,000 | $ 49,000 |
| Clackamas County Oregon | 3 | $ 674,000 | $ 224,000 | $ 46,000 |
| Umatilla County Oregon | 3 | $ 287,000 | $ 95,000 | $ 68,000 |
| Cumberland County Pennsylvania | 3 | $ 366,000 | $ 122,000 | $ 114,000 |
| Washington County Pennsylvania | 3 | $ 263,000 | $ 87,000 | $ 96,000 |
| Greenville County South Carolina | 3 | $ 410,000 | $ 136,000 | $ 26,000 |
| Parker County Texas | 3 | $ 259,000 | $ 86,000 | $ 51,000 |
| Buchanan County Virginia | 3 | $ 176,000 | $ 58,000 | $ 44,000 |
| Chesterfield County Virginia | 3 | $ 291,000 | $ 97,000 | $ 50,000 |
| King George County Virginia | 3 | $ 400,000 | $ 133,000 | $ 80,000 |
| Washington County Virginia | 3 | $ 460,000 | $ 153,000 | $ 75,000 |
| Waukesha County Wisconsin | 3 | $ 1,013,000 | $ 337,000 | $ 108,000 |
| Lee County Alabama | 2 | $ 135,000 | $ 67,000 | $ 55,000 |
| Mobile County Alabama | 2 | $ 113,000 | $ 56,000 | $ 35,000 |
| Cleveland County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 28,000 |
| Santa Barbara County California | 2 | $ 373,000 | $ 186,000 | $ 71,000 |
| Broomfield County Colorado | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Larimer County Colorado | 2 | $ 158,000 | $ 79,000 | $ 50,000 |
| Weld County Colorado | 2 | $ 329,000 | $ 164,000 | $ 63,000 |
| Fairfield County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 40,000 |
| Bay County Florida | 2 | $ 201,000 | $ 100,000 | $ 105,000 |
| Hernando County Florida | 2 | $ 156,000 | $ 78,000 | $ 47,000 |
| Hillsborough County Florida | 2 | $ 325,000 | $ 162,000 | $ 76,000 |
| Lake County Florida | 2 | $ 233,000 | $ 116,000 | $ 64,000 |
| Marion County Florida | 2 | $ 228,000 | $ 114,000 | $ 60,000 |
| Monroe County Florida | 2 | $ 871,000 | $ 435,000 | $ 314,000 |
| Cherokee County Georgia | 2 | $ 187,000 | $ 93,000 | $ 71,000 |
| Fulton County Georgia | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Maui County Hawaii | 2 | $ 917,000 | $ 458,000 | $ 435,000 |
| Hamilton County Indiana | 2 | $ 188,000 | $ 94,000 | $ 70,000 |
| Johnson County Iowa | 2 | $ 144,000 | $ 72,000 | $ 132,000 |
| Plymouth County Iowa | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| St. Tammany County Louisiana | 2 | $ 171,000 | $ 85,000 | $ 101,000 |
| Caroline County Maryland | 2 | $ 311,000 | $ 155,000 | $ 166,000 |
| Cecil County Maryland | 2 | $ 519,000 | $ 259,000 | $ 97,000 |
| Norfolk County Massachusetts | 2 | $ 535,000 | $ 267,000 | $ 170,000 |
| Worcester County Massachusetts | 2 | $ 455,000 | $ 227,000 | $ 104,000 |
| Lyon County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Barry County Missouri | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Benton County Missouri | 2 | $ 163,000 | $ 81,000 | $ 45,000 |
| Saunders County Nebraska | 2 | $ 214,000 | $ 107,000 | $ 63,000 |
| Douglas County Nevada | 2 | $ 590,000 | $ 295,000 | $ 485,000 |
| Washoe County Nevada | 2 | $ 402,000 | $ 201,000 | $ 116,000 |
| Rockingham County New Hampshire | 2 | $ 459,000 | $ 229,000 | $ 70,000 |
| Hudson County New Jersey | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| Hunterdon County New Jersey | 2 | $ 223,000 | $ 111,000 | $ 86,000 |
| Mercer County New Jersey | 2 | $ 589,000 | $ 294,000 | $ 118,000 |
| Albany County New York | 2 | $ 439,000 | $ 219,000 | $ 177,000 |
| Greene County New York | 2 | $ 218,000 | $ 109,000 | $ 45,000 |
| New York County New York | 2 | $ 738,000 | $ 369,000 | $ 136,000 |
| Queens County New York | 2 | $ 657,000 | $ 328,000 | $ 90,000 |
| Dare County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 214,000 |
| Stokes County North Carolina | 2 | $ 308,000 | $ 154,000 | $ 82,000 |
| Franklin County Ohio | 2 | $ 522,000 | $ 261,000 | $ 121,000 |
| Trumbull County Ohio | 2 | $ 125,000 | $ 62,000 | $ 52,000 |
| Washington County Ohio | 2 | $ 161,000 | $ 80,000 | $ 13,000 |
| Butler County Pennsylvania | 2 | $ 173,000 | $ 86,000 | $ 34,000 |
| Columbia County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 70,000 |
| Delaware County Pennsylvania | 2 | $ 167,000 | $ 83,000 | $ 117,000 |
| Northampton County Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 73,000 |
| Wayne County Pennsylvania | 2 | $ 124,000 | $ 62,000 | $ 54,000 |
| Abbeville County South Carolina | 2 | $ 71,000 | $ 35,000 | $ 84,000 |
| Berkeley County South Carolina | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
| Cherokee County South Carolina | 2 | $ 124,000 | $ 62,000 | $ 103,000 |
| Richland County South Carolina | 2 | $ 102,000 | $ 51,000 | $ 99,000 |
| Spartanburg County South Carolina | 2 | $ 155,000 | $ 77,000 | $ 21,000 |
| Fort Bend County Texas | 2 | $ 380,000 | $ 190,000 | $ 324,000 |
| Wise County Texas | 2 | $ 242,000 | $ 121,000 | $ 47,000 |
| Chesapeake County Virginia | 2 | $ 304,000 | $ 152,000 | $ 53,000 |
| Frederick County Virginia | 2 | $ 625,000 | $ 312,000 | $ 0 |
| Rappahannock County Virginia | 2 | $ 338,000 | $ 169,000 | $ 252,000 |
| Pierce County Washington | 2 | $ 564,000 | $ 282,000 | $ 104,000 |
| Berkeley County West Virginia | 2 | $ 364,000 | $ 182,000 | $ 65,000 |
| Ritchie County West Virginia | 2 | $ 123,000 | $ 61,000 | $ 42,000 |
| Tucker County West Virginia | 2 | $ 174,000 | $ 87,000 | $ 318,000 |
| Anchorage County Alaska | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Cochise County Arizona | 1 | $ 222,000 | $ 222,000 | $ 84,000 |
| Coconino County Arizona | 1 | $ 334,000 | $ 334,000 | $ 94,000 |
| Pima County Arizona | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Lincoln County Arkansas | 1 | $ 162,000 | $ 162,000 | $ 242,000 |
| Lonoke County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Pulaski County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 102,000 |
| Randolph County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 134,000 |
| Washington County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 151,000 |
| Alameda County California | 1 | $ 557,000 | $ 557,000 | $ 137,000 |
| Fresno County California | 1 | $ 500,000 | $ 500,000 | $ 388,000 |
| Nevada County California | 1 | $ 230,000 | $ 230,000 | $ 0 |
| San Francisco County California | 1 | $ 480,000 | $ 480,000 | $ 65,000 |
| San Luis Obispo County California | 1 | $ 498,000 | $ 498,000 | $ 180,000 |
| San Mateo County California | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Santa Clara County California | 1 | $ 359,000 | $ 359,000 | $ 116,000 |
| Boulder County Colorado | 1 | $ 176,000 | $ 176,000 | $ 30,000 |
| Elbert County Colorado | 1 | $ 655,000 | $ 655,000 | $ 91,000 |
| La Plata County Colorado | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Mesa County Colorado | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Moffat County Colorado | 1 | $ 107,000 | $ 107,000 | $ 24,000 |
| Morgan County Colorado | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Routt County Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| New London County Connecticut | 1 | $ 276,000 | $ 276,000 | $ 139,000 |
| Clay County Florida | 1 | $ 170,000 | $ 170,000 | $ 111,000 |
| Escambia County Florida | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| Flagler County Florida | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
| Highlands County Florida | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Okaloosa County Florida | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Seminole County Florida | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Volusia County Florida | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Walton County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Houston County Georgia | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Monroe County Georgia | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Thomas County Georgia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Union County Georgia | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
| Hawaii County Hawaii | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Kootenai County Idaho | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| Boone County Illinois | 1 | $ 84,000 | $ 84,000 | $ 91,000 |
| Coles County Illinois | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Elkhart County Indiana | 1 | $ 261,000 | $ 261,000 | $ 66,000 |
| Mitchell County Kansas | 1 | $ 137,000 | $ 137,000 | $ 180,000 |
| Sedgwick County Kansas | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Fayette County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 191,000 |
| York County Maine | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Allegany County Maryland | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| St. Mary's County Maryland | 1 | $ 464,000 | $ 464,000 | $ 400,000 |
| Wicomico County Maryland | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Barnstable County Massachusetts | 1 | $ 397,000 | $ 397,000 | $ 78,000 |
| Essex County Massachusetts | 1 | $ 222,000 | $ 222,000 | $ 68,000 |
| Middlesex County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Berrien County Michigan | 1 | $ 217,000 | $ 217,000 | $ 72,000 |
| Washtenaw County Michigan | 1 | $ 180,000 | $ 180,000 | $ 151,000 |
| Hennepin County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 74,000 |
| Ramsey County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Washington County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| DeSoto County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Lee County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Winston County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| St. Charles County Missouri | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| St. Louis County Missouri | 1 | $ 297,000 | $ 297,000 | $ 72,000 |
| Lake County Montana | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Box Butte County Nebraska | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Douglas County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Lancaster County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 84,000 |
| Madison County Nebraska | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Merrick County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 28,000 |
| Lyon County Nevada | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
| Belknap County New Hampshire | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Merrimack County New Hampshire | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Strafford County New Hampshire | 1 | $ 278,000 | $ 278,000 | $ 83,000 |
| Camden County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Cape May County New Jersey | 1 | $ 273,000 | $ 273,000 | $ 60,000 |
| Gloucester County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 91,000 |
| Lincoln County New Mexico | 1 | $ 308,000 | $ 308,000 | $ 152,000 |
| Torrance County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Cortland County New York | 1 | $ 56,000 | $ 56,000 | $ 115,000 |
| Erie County New York | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Essex County New York | 1 | $ 312,000 | $ 312,000 | $ 200,000 |
| Onondaga County New York | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Oswego County New York | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Putnam County New York | 1 | $ 298,000 | $ 298,000 | $ 110,000 |
| Richmond County New York | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Rockland County New York | 1 | $ 262,000 | $ 262,000 | $ 66,000 |
| Duplin County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Guilford County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Onslow County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 75,000 |
| Pitt County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Polk County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Wake County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
| Wilson County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Butler County Ohio | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Lucas County Ohio | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Mahoning County Ohio | 1 | $ 280,000 | $ 280,000 | $ 98,000 |
| Ottawa County Ohio | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Wood County Ohio | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Douglas County Oregon | 1 | $ 480,000 | $ 480,000 | $ 117,000 |
| Jackson County Oregon | 1 | $ 259,000 | $ 259,000 | $ 92,000 |
| Marion County Oregon | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| Polk County Oregon | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Washington County Oregon | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
| Bradford County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| Carbon County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| Lackawanna County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Luzerne County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Perry County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Somerset County Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 461,000 |
| Susquehanna County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Providence County Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Washington County Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 216,000 |
| Darlington County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Dorchester County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Greenwood County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Lexington County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 76,000 |
| Lincoln County South Dakota | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Meade County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Davidson County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 139,000 |
| Shelby County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Stewart County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Sullivan County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Cameron County Texas | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Hidalgo County Texas | 1 | $ 84,000 | $ 84,000 | $ 107,000 |
| Orange County Texas | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Starr County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Salt Lake County Utah | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Bennington County Vermont | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Albemarle County Virginia | 1 | $ 310,000 | $ 310,000 | $ 75,000 |
| Essex County Virginia | 1 | $ 500,000 | $ 500,000 | $ 179,000 |
| Fairfax City County Virginia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 570,000 | $ 570,000 | $ 129,000 |
| Gloucester County Virginia | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Hanover County Virginia | 1 | $ 193,000 | $ 193,000 | $ 41,000 |
| Louisa County Virginia | 1 | $ 177,000 | $ 177,000 | $ 199,000 |
| Madison County Virginia | 1 | $ 220,000 | $ 220,000 | $ 34,000 |
| Pittsylvania County Virginia | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Russell County Virginia | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Shenandoah County Virginia | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Virginia Beach County Virginia | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Westmoreland County Virginia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Snohomish County Washington | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Hampshire County West Virginia | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Jackson County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Jefferson County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Marion County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 89,000 |
| Ozaukee County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Racine County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Natrona County Wyoming | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for United Medical Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,025 | $170,170,000 | $156,176 | $1,425,000 | $112,558 | $900,000 |
| Refinancing | 904 | $178,754,000 | $193,791 | $1,200,000 | $79,812 | $464,000 |
| Home Improvement | 16 | $3,506,000 | $227,125 | $420,000 | $72,375 | $359,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,103 | $203,220,000 | $182,021 | $1,425,000 | $95,957 | $900,000 |
| Not Provided | 374 | $71,540,000 | $185,764 | $1,200,000 | $94,941 | $702,000 |
| Black or African American | 288 | $47,905,000 | $179,473 | $796,000 | $83,631 | $406,000 |
| Hispanic | 135 | $20,365,000 | $163,857 | $500,000 | $57,428 | $324,000 |
| Asian | 32 | $5,984,000 | $200,727 | $650,000 | $89,000 | $318,000 |
| American Indian or Alaskan Native | 7 | $2,198,000 | $315,000 | $850,000 | $149,000 | $461,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,218,000 | $266,500 | $508,000 | $240,000 | $499,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,691 | $318,696,000 | $180,632 | $1,425,000 | $92,285 | $900,000 |
| FHA-insured (Federal Housing Administration) | 250 | $33,166,000 | $151,333 | $292,000 | $54,555 | $177,000 |
| VA-guaranteed (Veterans Administration) | 4 | $568,000 | $142,000 | $186,000 | $66,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,772 | $321,373,000 | $174,608 | $1,365,000 | $89,804 | $900,000 |
| Application Denied By Financial Institution | 97 | $14,190,000 | $166,440 | $740,000 | $98,200 | $356,000 |
| Application Withdrawn By Applicant | 65 | $13,708,000 | $258,894 | $1,425,000 | $111,315 | $409,000 |
| Application Approved But Not Accepted | 10 | $2,759,000 | $256,800 | $580,000 | $104,000 | $300,000 |
| File Closed For Incompleteness | 1 | $400,000 | $400,000 | $400,000 | $129,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $5,530,000 | $171,733 | $740,000 | $75,333 | $336,000 |
| Other | 29 | $3,437,000 | $108,555 | $611,000 | $118,111 | $351,000 |
| Debt-To-Income Ratio | 9 | $1,445,000 | $168,333 | $308,000 | $120,166 | $356,000 |
| Employment History | 8 | $592,000 | $83,000 | $220,000 | $86,000 | $135,000 |
| Collateral | 8 | $1,005,000 | $141,333 | $400,000 | $79,666 | $180,000 |
| Credit Application Incomplete | 6 | $1,007,000 | $173,000 | $277,000 | $67,800 | $114,000 |
| Unverifiable Information | 3 | $1,060,000 | $353,333 | $657,000 | $82,333 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $114,000 | $114,000 | $114,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Medical Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Medical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.