United Medical Bank Mortgage Lending & HMDA Data, 2005
In 2005, United Medical Bank of Rockville, MD reported 1,945 mortgage applications totaling $352.4 million, up 362% from 2004. The average application was for $181,197, and applicants reported an average income of $90,646. 91% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Fort Worth-Arlington, TX (281), Dallas-Plano-Irving, TX (130) and Baltimore-Towson, MD (82) (applications in parentheses).
| Mortgage Company & Address | United Medical Bank 800 King Farm Blvd Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,945 |
| Total Mortgage Loan Application Amount | $352,430,000 |
| Average Mortgage Loan Application Amount | $181,197 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $90,646 |
| Highest Applicant Income | $900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Medical Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant, Texas | 269 | $ 32,163,000 | $ 119,565 | $ 51,000 |
| Fairfax, Virginia | 97 | $ 24,725,000 | $ 254,896 | $ 110,000 |
| Prince William, Virginia | 73 | $ 17,315,000 | $ 237,191 | $ 108,000 |
| Loudoun, Virginia | 66 | $ 18,710,000 | $ 283,484 | $ 120,000 |
| Broward, Florida | 53 | $ 9,344,000 | $ 176,301 | $ 91,000 |
| Dallas, Texas | 52 | $ 5,612,000 | $ 107,923 | $ 48,000 |
| Montgomery, Maryland | 49 | $ 12,183,000 | $ 248,632 | $ 101,000 |
| Prince George's, Maryland | 37 | $ 9,603,000 | $ 259,540 | $ 104,000 |
| Fauquier, Virginia | 37 | $ 8,268,000 | $ 223,459 | $ 94,000 |
| District of Columbia, District Of Columbia | 32 | $ 8,322,000 | $ 260,062 | $ 171,000 |
| Baltimore City, Maryland | 27 | $ 2,803,000 | $ 103,814 | $ 84,000 |
| Bergen, New Jersey | 26 | $ 4,291,000 | $ 165,038 | $ 119,000 |
| Morris, New Jersey | 26 | $ 3,297,000 | $ 126,807 | $ 50,000 |
| Arlington, Virginia | 22 | $ 5,966,000 | $ 271,181 | $ 108,000 |
| Allegheny, Pennsylvania | 21 | $ 2,802,000 | $ 133,428 | $ 70,000 |
| Denton, Texas | 21 | $ 2,508,000 | $ 119,428 | $ 61,000 |
| Kaufman, Texas | 19 | $ 2,121,000 | $ 111,631 | $ 34,000 |
| Spotsylvania, Virginia | 19 | $ 4,083,000 | $ 214,894 | $ 93,000 |
| Stafford, Virginia | 19 | $ 3,446,000 | $ 181,368 | $ 77,000 |
| Anne Arundel, Maryland | 18 | $ 4,158,000 | $ 231,000 | $ 105,000 |
| Charles, Maryland | 18 | $ 3,614,000 | $ 200,777 | $ 85,000 |
| Denver, Colorado | 17 | $ 3,077,000 | $ 181,000 | $ 71,000 |
| Miami-Dade, Florida | 16 | $ 3,116,000 | $ 194,750 | $ 189,000 |
| Chester, Pennsylvania | 16 | $ 2,776,000 | $ 173,500 | $ 276,000 |
| Collin, Texas | 15 | $ 2,045,000 | $ 136,333 | $ 37,000 |
| Riverside, California | 14 | $ 3,318,000 | $ 237,000 | $ 112,000 |
| Palm Beach, Florida | 14 | $ 2,648,000 | $ 189,142 | $ 98,000 |
| Baltimore, Maryland | 14 | $ 2,092,000 | $ 149,428 | $ 95,000 |
| Clark, Nevada | 14 | $ 2,767,000 | $ 197,642 | $ 114,000 |
| Ellis, Texas | 14 | $ 1,829,000 | $ 130,642 | $ 27,000 |
| Culpeper, Virginia | 13 | $ 2,814,000 | $ 216,461 | $ 103,000 |
| Orange, California | 12 | $ 5,192,000 | $ 432,666 | $ 232,000 |
| Arapahoe, Colorado | 12 | $ 2,506,000 | $ 208,833 | $ 78,000 |
| Alexandria, Virginia | 12 | $ 2,303,000 | $ 191,916 | $ 108,000 |
| Frederick, Maryland | 11 | $ 2,338,000 | $ 212,545 | $ 102,000 |
| Westmoreland, Pennsylvania | 11 | $ 1,442,000 | $ 131,090 | $ 68,000 |
| Ocean, New Jersey | 10 | $ 1,825,000 | $ 182,500 | $ 88,000 |
| Montgomery, Pennsylvania | 10 | $ 1,713,000 | $ 171,300 | $ 61,000 |
| Essex, New Jersey | 9 | $ 1,290,000 | $ 143,333 | $ 51,000 |
| Hamilton, Ohio | 9 | $ 937,000 | $ 104,111 | $ 125,000 |
| York, Pennsylvania | 9 | $ 875,000 | $ 97,222 | $ 75,000 |
| Rockwall, Texas | 9 | $ 1,330,000 | $ 147,777 | $ 93,000 |
| Los Angeles, California | 8 | $ 2,184,000 | $ 273,000 | $ 112,000 |
| Adams, Colorado | 8 | $ 1,103,000 | $ 137,875 | $ 80,000 |
| Jefferson, Colorado | 8 | $ 1,321,000 | $ 165,125 | $ 66,000 |
| Harford, Maryland | 8 | $ 2,222,000 | $ 277,750 | $ 87,000 |
| Philadelphia, Pennsylvania | 8 | $ 1,280,000 | $ 160,000 | $ 80,000 |
| Horry, South Carolina | 8 | $ 841,000 | $ 105,125 | $ 60,000 |
| Maricopa, Arizona | 7 | $ 1,306,000 | $ 186,571 | $ 82,000 |
| Yavapai, Arizona | 7 | $ 978,000 | $ 139,714 | $ 93,000 |
| Howard, Maryland | 7 | $ 2,256,000 | $ 322,285 | $ 97,000 |
| Nassau, New York | 7 | $ 1,950,000 | $ 278,571 | $ 106,000 |
| Berks, Pennsylvania | 7 | $ 1,048,000 | $ 149,714 | $ 69,000 |
| Lehigh, Pennsylvania | 7 | $ 1,400,000 | $ 200,000 | $ 111,000 |
| Johnson, Texas | 7 | $ 619,000 | $ 88,428 | $ 37,000 |
| Manassas, Virginia | 7 | $ 1,413,000 | $ 201,857 | $ 74,000 |
| Montgomery, Virginia | 7 | $ 1,031,000 | $ 147,285 | $ 152,000 |
| Tazewell, Virginia | 7 | $ 841,000 | $ 120,142 | $ 64,000 |
| Duval, Florida | 6 | $ 754,000 | $ 125,666 | $ 127,000 |
| Pinellas, Florida | 6 | $ 1,025,000 | $ 170,833 | $ 99,000 |
| Cook, Illinois | 6 | $ 646,000 | $ 107,666 | $ 87,000 |
| Worcester, Maryland | 6 | $ 1,237,000 | $ 206,166 | $ 76,000 |
| Oakland, Michigan | 6 | $ 902,000 | $ 150,333 | $ 186,000 |
| Harris, Texas | 6 | $ 816,000 | $ 136,000 | $ 130,000 |
| Washington, Utah | 6 | $ 595,000 | $ 99,166 | $ 104,000 |
| Orange, Virginia | 6 | $ 879,000 | $ 146,500 | $ 94,000 |
| San Diego, California | 5 | $ 1,649,000 | $ 329,800 | $ 83,000 |
| Lee, Florida | 5 | $ 1,316,000 | $ 263,200 | $ 102,000 |
| Manatee, Florida | 5 | $ 1,100,000 | $ 220,000 | $ 168,000 |
| Calvert, Maryland | 5 | $ 668,000 | $ 133,600 | $ 78,000 |
| Washington, Maryland | 5 | $ 623,000 | $ 124,600 | $ 52,000 |
| Haywood, North Carolina | 5 | $ 868,000 | $ 173,600 | $ 191,000 |
| Clermont, Ohio | 5 | $ 402,000 | $ 80,400 | $ 49,000 |
| Logan, Ohio | 5 | $ 317,000 | $ 63,400 | $ 77,000 |
| Beaver, Pennsylvania | 5 | $ 537,000 | $ 107,400 | $ 76,000 |
| Dauphin, Pennsylvania | 5 | $ 894,000 | $ 178,800 | $ 79,000 |
| Lancaster, Pennsylvania | 5 | $ 555,000 | $ 111,000 | $ 97,000 |
| Monroe, Pennsylvania | 5 | $ 1,079,000 | $ 215,800 | $ 98,000 |
| Williamson, Tennessee | 5 | $ 819,000 | $ 163,800 | $ 100,000 |
| Travis, Texas | 5 | $ 404,000 | $ 80,800 | $ 98,000 |
| Manassas Park, Virginia | 5 | $ 1,384,000 | $ 276,800 | $ 65,000 |
| King, Washington | 5 | $ 1,547,000 | $ 309,400 | $ 105,000 |
| Hartford, Connecticut | 4 | $ 676,000 | $ 169,000 | $ 79,000 |
| Brevard, Florida | 4 | $ 607,000 | $ 151,750 | $ 38,000 |
| Campbell, Kentucky | 4 | $ 266,000 | $ 66,500 | $ 360,000 |
| Carroll, Maryland | 4 | $ 480,000 | $ 120,000 | $ 49,000 |
| Queen Anne's, Maryland | 4 | $ 1,280,000 | $ 320,000 | $ 134,000 |
| Wayne, Michigan | 4 | $ 399,000 | $ 99,750 | $ 89,000 |
| Atlantic, New Jersey | 4 | $ 494,000 | $ 123,500 | $ 87,000 |
| Middlesex, New Jersey | 4 | $ 1,067,000 | $ 266,750 | $ 78,000 |
| Monmouth, New Jersey | 4 | $ 1,101,000 | $ 275,250 | $ 105,000 |
| Kings, New York | 4 | $ 1,052,000 | $ 263,000 | $ 103,000 |
| Suffolk, New York | 4 | $ 735,000 | $ 183,750 | $ 118,000 |
| Henderson, North Carolina | 4 | $ 439,000 | $ 109,750 | $ 10,000 |
| Hardin, Ohio | 4 | $ 162,000 | $ 40,500 | $ 134,000 |
| Summit, Ohio | 4 | $ 682,000 | $ 170,500 | $ 73,000 |
| Bucks, Pennsylvania | 4 | $ 814,000 | $ 203,500 | $ 92,000 |
| Bedford, Virginia | 4 | $ 731,000 | $ 182,750 | $ 130,000 |
| Warren, Virginia | 4 | $ 640,000 | $ 160,000 | $ 77,000 |
| Wood, West Virginia | 4 | $ 259,000 | $ 64,750 | $ 51,000 |
| San Bernardino, California | 3 | $ 586,000 | $ 195,333 | $ 97,000 |
| Grand, Colorado | 3 | $ 324,000 | $ 108,000 | $ 129,000 |
| New Haven, Connecticut | 3 | $ 556,000 | $ 185,333 | $ 60,000 |
| New Castle, Delaware | 3 | $ 420,000 | $ 140,000 | $ 86,000 |
| Collier, Florida | 3 | $ 437,000 | $ 145,666 | $ 49,000 |
| Orange, Florida | 3 | $ 559,000 | $ 186,333 | $ 73,000 |
| Osceola, Florida | 3 | $ 330,000 | $ 110,000 | $ 39,000 |
| Polk, Florida | 3 | $ 432,000 | $ 144,000 | $ 83,000 |
| St. Lucie, Florida | 3 | $ 504,000 | $ 168,000 | $ 42,000 |
| Cobb, Georgia | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
| Honolulu, Hawaii | 3 | $ 1,901,000 | $ 633,666 | $ 114,000 |
| Dorchester, Maryland | 3 | $ 373,000 | $ 124,333 | $ 130,000 |
| Burlington, New Jersey | 3 | $ 477,000 | $ 159,000 | $ 60,000 |
| Union, New Jersey | 3 | $ 671,000 | $ 223,666 | $ 53,000 |
| Brunswick, North Carolina | 3 | $ 960,000 | $ 320,000 | $ 102,000 |
| Buncombe, North Carolina | 3 | $ 760,000 | $ 253,333 | $ 67,000 |
| Forsyth, North Carolina | 3 | $ 305,000 | $ 101,666 | $ 37,000 |
| Mecklenburg, North Carolina | 3 | $ 358,000 | $ 119,333 | $ 49,000 |
| Clackamas, Oregon | 3 | $ 674,000 | $ 224,666 | $ 46,000 |
| Umatilla, Oregon | 3 | $ 287,000 | $ 95,666 | $ 68,000 |
| Cumberland, Pennsylvania | 3 | $ 366,000 | $ 122,000 | $ 114,000 |
| Washington, Pennsylvania | 3 | $ 263,000 | $ 87,666 | $ 96,000 |
| Greenville, South Carolina | 3 | $ 410,000 | $ 136,666 | $ 26,000 |
| Parker, Texas | 3 | $ 259,000 | $ 86,333 | $ 51,000 |
| Buchanan, Virginia | 3 | $ 176,000 | $ 58,666 | $ 44,000 |
| Chesterfield, Virginia | 3 | $ 291,000 | $ 97,000 | $ 50,000 |
| King George, Virginia | 3 | $ 400,000 | $ 133,333 | $ 80,000 |
| Washington, Virginia | 3 | $ 460,000 | $ 153,333 | $ 75,000 |
| Waukesha, Wisconsin | 3 | $ 1,013,000 | $ 337,666 | $ 108,000 |
| Lee, Alabama | 2 | $ 135,000 | $ 67,500 | $ 55,000 |
| Mobile, Alabama | 2 | $ 113,000 | $ 56,500 | $ 35,000 |
| Cleveland, Arkansas | 2 | $ 60,000 | $ 30,000 | $ 28,000 |
| Santa Barbara, California | 2 | $ 373,000 | $ 186,500 | $ 71,000 |
| Broomfield, Colorado | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Larimer, Colorado | 2 | $ 158,000 | $ 79,000 | $ 50,000 |
| Weld, Colorado | 2 | $ 329,000 | $ 164,500 | $ 63,000 |
| Fairfield, Connecticut | 2 | $ 480,000 | $ 240,000 | $ 40,000 |
| Bay, Florida | 2 | $ 201,000 | $ 100,500 | $ 105,000 |
| Hernando, Florida | 2 | $ 156,000 | $ 78,000 | $ 47,000 |
| Hillsborough, Florida | 2 | $ 325,000 | $ 162,500 | $ 76,000 |
| Lake, Florida | 2 | $ 233,000 | $ 116,500 | $ 64,000 |
| Marion, Florida | 2 | $ 228,000 | $ 114,000 | $ 60,000 |
| Monroe, Florida | 2 | $ 871,000 | $ 435,500 | $ 314,000 |
| Cherokee, Georgia | 2 | $ 187,000 | $ 93,500 | $ 71,000 |
| Fulton, Georgia | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Maui, Hawaii | 2 | $ 917,000 | $ 458,500 | $ 435,000 |
| Hamilton, Indiana | 2 | $ 188,000 | $ 94,000 | $ 70,000 |
| Johnson, Iowa | 2 | $ 144,000 | $ 72,000 | $ 132,000 |
| Plymouth, Iowa | 2 | $ 119,000 | $ 59,500 | $ 43,000 |
| St. Tammany, Louisiana | 2 | $ 171,000 | $ 85,500 | $ 101,000 |
| Caroline, Maryland | 2 | $ 311,000 | $ 155,500 | $ 166,000 |
| Cecil, Maryland | 2 | $ 519,000 | $ 259,500 | $ 97,000 |
| Norfolk, Massachusetts | 2 | $ 535,000 | $ 267,500 | $ 170,000 |
| Worcester, Massachusetts | 2 | $ 455,000 | $ 227,500 | $ 104,000 |
| Lyon, Minnesota | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Barry, Missouri | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Benton, Missouri | 2 | $ 163,000 | $ 81,500 | $ 45,000 |
| Saunders, Nebraska | 2 | $ 214,000 | $ 107,000 | $ 63,000 |
| Douglas, Nevada | 2 | $ 590,000 | $ 295,000 | $ 485,000 |
| Washoe, Nevada | 2 | $ 402,000 | $ 201,000 | $ 116,000 |
| Rockingham, New Hampshire | 2 | $ 459,000 | $ 229,500 | $ 70,000 |
| Hudson, New Jersey | 2 | $ 203,000 | $ 101,500 | $ 60,000 |
| Hunterdon, New Jersey | 2 | $ 223,000 | $ 111,500 | $ 86,000 |
| Mercer, New Jersey | 2 | $ 589,000 | $ 294,500 | $ 118,000 |
| Albany, New York | 2 | $ 439,000 | $ 219,500 | $ 177,000 |
| Greene, New York | 2 | $ 218,000 | $ 109,000 | $ 45,000 |
| New York, New York | 2 | $ 738,000 | $ 369,000 | $ 136,000 |
| Queens, New York | 2 | $ 657,000 | $ 328,500 | $ 90,000 |
| Dare, North Carolina | 2 | $ 366,000 | $ 183,000 | $ 214,000 |
| Stokes, North Carolina | 2 | $ 308,000 | $ 154,000 | $ 82,000 |
| Franklin, Ohio | 2 | $ 522,000 | $ 261,000 | $ 121,000 |
| Trumbull, Ohio | 2 | $ 125,000 | $ 62,500 | $ 52,000 |
| Washington, Ohio | 2 | $ 161,000 | $ 80,500 | $ 13,000 |
| Butler, Pennsylvania | 2 | $ 173,000 | $ 86,500 | $ 34,000 |
| Columbia, Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 70,000 |
| Delaware, Pennsylvania | 2 | $ 167,000 | $ 83,500 | $ 117,000 |
| Northampton, Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 73,000 |
| Wayne, Pennsylvania | 2 | $ 124,000 | $ 62,000 | $ 54,000 |
| Abbeville, South Carolina | 2 | $ 71,000 | $ 35,500 | $ 84,000 |
| Berkeley, South Carolina | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
| Cherokee, South Carolina | 2 | $ 124,000 | $ 62,000 | $ 103,000 |
| Richland, South Carolina | 2 | $ 102,000 | $ 51,000 | $ 99,000 |
| Spartanburg, South Carolina | 2 | $ 155,000 | $ 77,500 | $ 21,000 |
| Fort Bend, Texas | 2 | $ 380,000 | $ 190,000 | $ 324,000 |
| Wise, Texas | 2 | $ 242,000 | $ 121,000 | $ 47,000 |
| Chesapeake, Virginia | 2 | $ 304,000 | $ 152,000 | $ 53,000 |
| Frederick, Virginia | 2 | $ 625,000 | $ 312,500 | $ 0 |
| Rappahannock, Virginia | 2 | $ 338,000 | $ 169,000 | $ 252,000 |
| Pierce, Washington | 2 | $ 564,000 | $ 282,000 | $ 104,000 |
| Berkeley, West Virginia | 2 | $ 364,000 | $ 182,000 | $ 65,000 |
| Ritchie, West Virginia | 2 | $ 123,000 | $ 61,500 | $ 42,000 |
| Tucker, West Virginia | 2 | $ 174,000 | $ 87,000 | $ 318,000 |
| Anchorage, Alaska | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Cochise, Arizona | 1 | $ 222,000 | $ 222,000 | $ 84,000 |
| Coconino, Arizona | 1 | $ 334,000 | $ 334,000 | $ 94,000 |
| Pima, Arizona | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Faulkner, Arkansas | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Lincoln, Arkansas | 1 | $ 162,000 | $ 162,000 | $ 242,000 |
| Lonoke, Arkansas | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Pulaski, Arkansas | 1 | $ 87,000 | $ 87,000 | $ 102,000 |
| Randolph, Arkansas | 1 | $ 88,000 | $ 88,000 | $ 134,000 |
| Washington, Arkansas | 1 | $ 94,000 | $ 94,000 | $ 151,000 |
| Alameda, California | 1 | $ 557,000 | $ 557,000 | $ 137,000 |
| Fresno, California | 1 | $ 500,000 | $ 500,000 | $ 388,000 |
| Nevada, California | 1 | $ 230,000 | $ 230,000 | $ 0 |
| San Francisco, California | 1 | $ 480,000 | $ 480,000 | $ 65,000 |
| San Luis Obispo, California | 1 | $ 498,000 | $ 498,000 | $ 180,000 |
| San Mateo, California | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Santa Clara, California | 1 | $ 359,000 | $ 359,000 | $ 116,000 |
| Boulder, Colorado | 1 | $ 176,000 | $ 176,000 | $ 30,000 |
| Elbert, Colorado | 1 | $ 655,000 | $ 655,000 | $ 91,000 |
| La Plata, Colorado | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Mesa, Colorado | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Moffat, Colorado | 1 | $ 107,000 | $ 107,000 | $ 24,000 |
| Morgan, Colorado | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Routt, Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| New London, Connecticut | 1 | $ 276,000 | $ 276,000 | $ 139,000 |
| Clay, Florida | 1 | $ 170,000 | $ 170,000 | $ 111,000 |
| Escambia, Florida | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| Flagler, Florida | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
| Highlands, Florida | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Okaloosa, Florida | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Sarasota, Florida | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Seminole, Florida | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Volusia, Florida | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Walton, Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Houston, Georgia | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Monroe, Georgia | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Thomas, Georgia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Union, Georgia | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
| Hawaii, Hawaii | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Kootenai, Idaho | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| Boone, Illinois | 1 | $ 84,000 | $ 84,000 | $ 91,000 |
| Coles, Illinois | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Elkhart, Indiana | 1 | $ 261,000 | $ 261,000 | $ 66,000 |
| Mitchell, Kansas | 1 | $ 137,000 | $ 137,000 | $ 180,000 |
| Sedgwick, Kansas | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Fayette, Kentucky | 1 | $ 41,000 | $ 41,000 | $ 191,000 |
| York, Maine | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Allegany, Maryland | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| St. Mary's, Maryland | 1 | $ 464,000 | $ 464,000 | $ 400,000 |
| Wicomico, Maryland | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Barnstable, Massachusetts | 1 | $ 397,000 | $ 397,000 | $ 78,000 |
| Essex, Massachusetts | 1 | $ 222,000 | $ 222,000 | $ 68,000 |
| Middlesex, Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Berrien, Michigan | 1 | $ 217,000 | $ 217,000 | $ 72,000 |
| Washtenaw, Michigan | 1 | $ 180,000 | $ 180,000 | $ 151,000 |
| Hennepin, Minnesota | 1 | $ 189,000 | $ 189,000 | $ 74,000 |
| Ramsey, Minnesota | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Washington, Minnesota | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| DeSoto, Mississippi | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Lee, Mississippi | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Winston, Mississippi | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| St. Charles, Missouri | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| St. Louis, Missouri | 1 | $ 297,000 | $ 297,000 | $ 72,000 |
| Lake, Montana | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Box Butte, Nebraska | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Douglas, Nebraska | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Lancaster, Nebraska | 1 | $ 79,000 | $ 79,000 | $ 84,000 |
| Madison, Nebraska | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Merrick, Nebraska | 1 | $ 37,000 | $ 37,000 | $ 28,000 |
| Lyon, Nevada | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
| Belknap, New Hampshire | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Merrimack, New Hampshire | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Strafford, New Hampshire | 1 | $ 278,000 | $ 278,000 | $ 83,000 |
| Camden, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Cape May, New Jersey | 1 | $ 273,000 | $ 273,000 | $ 60,000 |
| Gloucester, New Jersey | 1 | $ 157,000 | $ 157,000 | $ 91,000 |
| Lincoln, New Mexico | 1 | $ 308,000 | $ 308,000 | $ 152,000 |
| Torrance, New Mexico | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Cortland, New York | 1 | $ 56,000 | $ 56,000 | $ 115,000 |
| Erie, New York | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Essex, New York | 1 | $ 312,000 | $ 312,000 | $ 200,000 |
| Onondaga, New York | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Oswego, New York | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Putnam, New York | 1 | $ 298,000 | $ 298,000 | $ 110,000 |
| Richmond, New York | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Rockland, New York | 1 | $ 262,000 | $ 262,000 | $ 66,000 |
| Duplin, North Carolina | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Guilford, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| New Hanover, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Onslow, North Carolina | 1 | $ 54,000 | $ 54,000 | $ 75,000 |
| Pitt, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Polk, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Wake, North Carolina | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
| Wilson, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Butler, Ohio | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Lucas, Ohio | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Mahoning, Ohio | 1 | $ 280,000 | $ 280,000 | $ 98,000 |
| Ottawa, Ohio | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Wood, Ohio | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Douglas, Oregon | 1 | $ 480,000 | $ 480,000 | $ 117,000 |
| Jackson, Oregon | 1 | $ 259,000 | $ 259,000 | $ 92,000 |
| Marion, Oregon | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| Polk, Oregon | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Washington, Oregon | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
| Bradford, Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| Carbon, Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| Lackawanna, Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Luzerne, Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Perry, Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Somerset, Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 461,000 |
| Susquehanna, Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Providence, Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Washington, Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 216,000 |
| Darlington, South Carolina | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Dorchester, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Greenwood, South Carolina | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Lexington, South Carolina | 1 | $ 88,000 | $ 88,000 | $ 76,000 |
| Lincoln, South Dakota | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Meade, South Dakota | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Davidson, Tennessee | 1 | $ 88,000 | $ 88,000 | $ 139,000 |
| Shelby, Tennessee | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Stewart, Tennessee | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Sullivan, Tennessee | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Bexar, Texas | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Cameron, Texas | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Hidalgo, Texas | 1 | $ 84,000 | $ 84,000 | $ 107,000 |
| Orange, Texas | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Starr, Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Salt Lake, Utah | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Bennington, Vermont | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Albemarle, Virginia | 1 | $ 310,000 | $ 310,000 | $ 75,000 |
| Essex, Virginia | 1 | $ 500,000 | $ 500,000 | $ 179,000 |
| Fairfax City, Virginia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Falls Church, Virginia | 1 | $ 570,000 | $ 570,000 | $ 129,000 |
| Gloucester, Virginia | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Hanover, Virginia | 1 | $ 193,000 | $ 193,000 | $ 41,000 |
| Louisa, Virginia | 1 | $ 177,000 | $ 177,000 | $ 199,000 |
| Madison, Virginia | 1 | $ 220,000 | $ 220,000 | $ 34,000 |
| Pittsylvania, Virginia | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Russell, Virginia | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Shenandoah, Virginia | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Virginia Beach, Virginia | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Westmoreland, Virginia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Snohomish, Washington | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Hampshire, West Virginia | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Jackson, West Virginia | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Jefferson, West Virginia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Marion, West Virginia | 1 | $ 113,000 | $ 113,000 | $ 89,000 |
| Ozaukee, Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Racine, Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Natrona, Wyoming | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for United Medical Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,025 | $170,170,000 | $156,176 | $1,425,000 | $112,558 | $900,000 |
| Refinancing | 904 | $178,754,000 | $193,791 | $1,200,000 | $79,812 | $464,000 |
| Home Improvement | 16 | $3,506,000 | $227,125 | $420,000 | $72,375 | $359,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,103 | $203,220,000 | $182,021 | $1,425,000 | $95,957 | $900,000 |
| Not Provided | 374 | $71,540,000 | $185,764 | $1,200,000 | $94,941 | $702,000 |
| Black or African American | 288 | $47,905,000 | $179,473 | $796,000 | $83,631 | $406,000 |
| Hispanic | 135 | $20,365,000 | $163,857 | $500,000 | $57,428 | $324,000 |
| Asian | 32 | $5,984,000 | $200,727 | $650,000 | $89,000 | $318,000 |
| American Indian or Alaskan Native | 7 | $2,198,000 | $315,000 | $850,000 | $149,000 | $461,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,218,000 | $266,500 | $508,000 | $240,000 | $499,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,691 | $318,696,000 | $180,632 | $1,425,000 | $92,285 | $900,000 |
| FHA-insured (Federal Housing Administration) | 250 | $33,166,000 | $151,333 | $292,000 | $54,555 | $177,000 |
| VA-guaranteed (Veterans Administration) | 4 | $568,000 | $142,000 | $186,000 | $66,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,772 | $321,373,000 | $174,608 | $1,365,000 | $89,804 | $900,000 |
| Application Denied By Financial Institution | 97 | $14,190,000 | $166,440 | $740,000 | $98,200 | $356,000 |
| Application Withdrawn By Applicant | 65 | $13,708,000 | $258,894 | $1,425,000 | $111,315 | $409,000 |
| Application Approved But Not Accepted | 10 | $2,759,000 | $256,800 | $580,000 | $104,000 | $300,000 |
| File Closed For Incompleteness | 1 | $400,000 | $400,000 | $400,000 | $129,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $5,530,000 | $171,733 | $740,000 | $75,333 | $336,000 |
| Other | 29 | $3,437,000 | $108,555 | $611,000 | $118,111 | $351,000 |
| Debt-To-Income Ratio | 9 | $1,445,000 | $168,333 | $308,000 | $120,166 | $356,000 |
| Employment History | 8 | $592,000 | $83,000 | $220,000 | $86,000 | $135,000 |
| Collateral | 8 | $1,005,000 | $141,333 | $400,000 | $79,666 | $180,000 |
| Credit Application Incomplete | 6 | $1,007,000 | $173,000 | $277,000 | $67,800 | $114,000 |
| Unverifiable Information | 3 | $1,060,000 | $353,333 | $657,000 | $82,333 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $114,000 | $114,000 | $114,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Medical Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Medical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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