United Security Financial Corp Mortgage Lending & HMDA Data, 2013

In 2013, United Security Financial Corp of Murray, UT reported 5,400 mortgage applications totaling $1.0 billion, down 24% from 2012. The average application was for $192,266, and applicants reported an average income of $225. 99% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Las Vegas-Paradise, NV (222), Phoenix-Mesa-Glendale, AZ (189) and Riverside-San Bernardino-Ontario, CA (164) (applications in parentheses).

Mortgage Company & Address United Security Financial Corp
930 East 6600 South
Murray, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,400
Total Mortgage Loan Application Amount $1,038,241,000
Average Mortgage Loan Application Amount $192,266
Highest Mortgage Loan Application Amount $1,096,000
Average Applicant Income $225
Highest Applicant Income $321,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Security Financial Corp by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 222 $ 43,678,000 $ 196,747 $ 3,000
Maricopa, Arizona 158 $ 28,526,000 $ 180,544 $ 0
Bexar, Texas 126 $ 19,647,000 $ 155,928 $ 0
Riverside, California 112 $ 28,701,000 $ 256,258 $ 0
San Diego, California 89 $ 27,943,000 $ 313,966 $ 0
Bell, Texas 88 $ 14,297,000 $ 162,465 $ 1,000
Pima, Arizona 86 $ 16,421,000 $ 190,941 $ 0
Harris, Texas 67 $ 9,773,000 $ 145,865 $ 0
Tarrant, Texas 63 $ 8,729,000 $ 138,555 $ 1,000
Los Angeles, California 58 $ 16,597,000 $ 286,155 $ 0
Cumberland, North Carolina 58 $ 9,772,000 $ 168,482 $ 0
San Bernardino, California 52 $ 10,220,000 $ 196,538 $ 0
Salt Lake, Utah 48 $ 10,190,000 $ 212,291 $ 10,000
Sacramento, California 45 $ 9,682,000 $ 215,155 $ 0
El Paso, Texas 44 $ 6,647,000 $ 151,068 $ 0
Solano, California 41 $ 10,252,000 $ 250,048 $ 0
Onslow, North Carolina 41 $ 7,691,000 $ 187,585 $ 0
Dallas, Texas 36 $ 4,986,000 $ 138,500 $ 0
Kern, California 35 $ 7,606,000 $ 217,314 $ 0
Wake, North Carolina 35 $ 6,443,000 $ 184,085 $ 0
Cochise, Arizona 34 $ 7,398,000 $ 217,588 $ 0
Pinal, Arizona 31 $ 4,839,000 $ 156,096 $ 0
Washoe, Nevada 31 $ 6,499,000 $ 209,645 $ 0
Virginia Beach, Virginia 29 $ 6,656,000 $ 229,517 $ 1,000
Davis, Utah 28 $ 5,336,000 $ 190,571 $ 7,000
Bernalillo, New Mexico 27 $ 5,831,000 $ 215,962 $ 0
Duval, Florida 26 $ 4,600,000 $ 176,923 $ 0
Oklahoma, Oklahoma 26 $ 3,400,000 $ 130,769 $ 0
Montgomery, Tennessee 26 $ 4,067,000 $ 156,423 $ 0
Prince William, Virginia 25 $ 8,353,000 $ 334,120 $ 0
Columbia, Georgia 24 $ 4,636,000 $ 193,166 $ 0
Cook, Illinois 23 $ 4,930,000 $ 214,347 $ 0
Craven, North Carolina 23 $ 3,897,000 $ 169,434 $ 0
Mecklenburg, North Carolina 23 $ 3,990,000 $ 173,478 $ 0
Franklin, Ohio 23 $ 2,773,000 $ 120,565 $ 0
Prince George's, Maryland 22 $ 5,189,000 $ 235,863 $ 8,000
Hamilton, Ohio 22 $ 2,690,000 $ 122,272 $ 0
Yuma, Arizona 21 $ 3,715,000 $ 176,904 $ 2,000
Ada, Idaho 21 $ 3,747,000 $ 178,428 $ 0
Anchorage, Alaska 20 $ 5,428,000 $ 271,400 $ 15,000
Cobb, Georgia 20 $ 3,621,000 $ 181,050 $ 0
Weber, Utah 20 $ 3,604,000 $ 180,200 $ 0
Orange, California 19 $ 6,269,000 $ 329,947 $ 0
Richmond, Georgia 19 $ 3,021,000 $ 159,000 $ 0
Travis, Texas 19 $ 3,342,000 $ 175,894 $ 0
Utah, Utah 19 $ 3,538,000 $ 186,210 $ 3,000
Newport News, Virginia 19 $ 3,695,000 $ 194,473 $ 0
Laramie, Wyoming 19 $ 3,686,000 $ 194,000 $ 0
Douglas, Nebraska 18 $ 2,611,000 $ 145,055 $ 0
Sarpy, Nebraska 18 $ 2,961,000 $ 164,500 $ 0
Collin, Texas 18 $ 3,378,000 $ 187,666 $ 0
Guadalupe, Texas 18 $ 3,545,000 $ 196,944 $ 0
Yavapai, Arizona 17 $ 3,059,000 $ 179,941 $ 0
Pulaski, Arkansas 17 $ 2,826,000 $ 166,235 $ 0
Ventura, California 17 $ 6,233,000 $ 366,647 $ 0
Anne Arundel, Maryland 17 $ 5,052,000 $ 297,176 $ 0
Hillsborough, New Hampshire 17 $ 3,900,000 $ 229,411 $ 0
Williamson, Texas 17 $ 3,360,000 $ 197,647 $ 2,000
Contra Costa, California 16 $ 3,957,000 $ 247,312 $ 0
Stanislaus, California 16 $ 2,966,000 $ 185,375 $ 0
Gwinnett, Georgia 16 $ 2,513,000 $ 157,062 $ 0
Denton, Texas 16 $ 2,278,000 $ 142,375 $ 0
Chesapeake, Virginia 16 $ 4,095,000 $ 255,937 $ 0
San Joaquin, California 15 $ 3,480,000 $ 232,000 $ 0
Okaloosa, Florida 15 $ 2,790,000 $ 186,000 $ 0
Muscogee, Georgia 15 $ 2,211,000 $ 147,400 $ 0
Marion, Indiana 15 $ 1,694,000 $ 112,933 $ 0
Bossier, Louisiana 15 $ 2,704,000 $ 180,266 $ 8,000
Charles, Maryland 15 $ 4,724,000 $ 314,933 $ 0
Harnett, North Carolina 15 $ 3,110,000 $ 207,333 $ 0
Hoke, North Carolina 15 $ 2,472,000 $ 164,800 $ 0
Fort Bend, Texas 15 $ 2,790,000 $ 186,000 $ 0
Fairfax, Virginia 15 $ 6,441,000 $ 429,400 $ 4,000
Norfolk, Virginia 15 $ 3,483,000 $ 232,200 $ 0
Lonoke, Arkansas 14 $ 1,903,000 $ 135,928 $ 0
Kings, California 14 $ 3,449,000 $ 246,357 $ 6,000
Hillsborough, Florida 14 $ 2,731,000 $ 195,071 $ 0
Santa Rosa, Florida 14 $ 2,313,000 $ 165,214 $ 0
Henry, Georgia 14 $ 2,550,000 $ 182,142 $ 0
Jefferson, Louisiana 14 $ 2,599,000 $ 185,642 $ 0
Cleveland, Oklahoma 14 $ 2,150,000 $ 153,571 $ 3,000
Lane, Oregon 14 $ 2,697,000 $ 192,642 $ 0
Montgomery, Texas 14 $ 2,642,000 $ 188,714 $ 0
Jefferson, Alabama 13 $ 1,971,000 $ 151,615 $ 0
Mobile, Alabama 13 $ 2,349,000 $ 180,692 $ 0
Fresno, California 13 $ 2,817,000 $ 216,692 $ 0
Kent, Delaware 13 $ 3,239,000 $ 249,153 $ 0
Houston, Georgia 13 $ 2,046,000 $ 157,384 $ 0
Baltimore, Maryland 13 $ 2,888,000 $ 222,153 $ 0
Wayne, Michigan 13 $ 2,050,000 $ 157,692 $ 0
Guilford, North Carolina 13 $ 2,197,000 $ 169,000 $ 0
Cuyahoga, Ohio 13 $ 1,828,000 $ 140,615 $ 1,000
Montgomery, Alabama 12 $ 1,828,000 $ 152,333 $ 0
Monterey, California 12 $ 3,895,000 $ 324,583 $ 11,000
Chatham, Georgia 12 $ 1,910,000 $ 159,166 $ 0
Summit, Ohio 12 $ 1,364,000 $ 113,666 $ 4,000
York, Pennsylvania 12 $ 2,100,000 $ 175,000 $ 0
Davidson, Tennessee 12 $ 1,971,000 $ 164,250 $ 0
Shelby, Tennessee 12 $ 2,101,000 $ 175,083 $ 0
Fairbanks North Star, Alaska 11 $ 2,534,000 $ 230,363 $ 0
Mohave, Arizona 11 $ 1,637,000 $ 148,818 $ 0
Placer, California 11 $ 3,538,000 $ 321,636 $ 0
Tulare, California 11 $ 2,007,000 $ 182,454 $ 0
Brevard, Florida 11 $ 1,996,000 $ 181,454 $ 0
DeKalb, Georgia 11 $ 1,524,000 $ 138,545 $ 0
Elmore, Idaho 11 $ 1,669,000 $ 151,727 $ 0
Geary, Kansas 11 $ 1,785,000 $ 162,272 $ 0
Wayne, North Carolina 11 $ 1,586,000 $ 144,181 $ 0
Lorain, Ohio 11 $ 1,727,000 $ 157,000 $ 0
Brazoria, Texas 11 $ 1,796,000 $ 163,272 $ 0
Nueces, Texas 11 $ 1,550,000 $ 140,909 $ 0
Madison, Alabama 10 $ 1,725,000 $ 172,500 $ 0
Matanuska-Susitna, Alaska 10 $ 2,110,000 $ 211,000 $ 0
Santa Barbara, California 10 $ 3,247,000 $ 324,700 $ 0
Shasta, California 10 $ 2,254,000 $ 225,400 $ 0
Clayton, Georgia 10 $ 1,302,000 $ 130,200 $ 8,000
Liberty, Georgia 10 $ 1,539,000 $ 153,900 $ 0
Lake, Illinois 10 $ 1,755,000 $ 175,500 $ 0
Rockingham, New Hampshire 10 $ 2,653,000 $ 265,300 $ 0
Montgomery, Ohio 10 $ 1,216,000 $ 121,600 $ 0
Stark, Ohio 10 $ 1,205,000 $ 120,500 $ 0
Coryell, Texas 10 $ 1,662,000 $ 166,200 $ 0
Suffolk, Virginia 10 $ 2,240,000 $ 224,000 $ 20,000
Milwaukee, Wisconsin 10 $ 1,717,000 $ 171,700 $ 0
Escambia, Florida 9 $ 1,677,000 $ 186,333 $ 0
Douglas, Georgia 9 $ 1,766,000 $ 196,222 $ 6,000
St. Clair, Illinois 9 $ 1,774,000 $ 197,111 $ 0
Sedgwick, Kansas 9 $ 1,368,000 $ 152,000 $ 0
St. Tammany, Louisiana 9 $ 1,730,000 $ 192,222 $ 0
Macomb, Michigan 9 $ 1,385,000 $ 153,888 $ 0
Otero, New Mexico 9 $ 1,470,000 $ 163,333 $ 0
Sandoval, New Mexico 9 $ 1,672,000 $ 185,777 $ 0
Moore, North Carolina 9 $ 1,776,000 $ 197,333 $ 0
Lucas, Ohio 9 $ 1,022,000 $ 113,555 $ 0
Marion, Oregon 9 $ 2,140,000 $ 237,777 $ 0
Washington, Oregon 9 $ 2,268,000 $ 252,000 $ 0
Allegheny, Pennsylvania 9 $ 1,456,000 $ 161,777 $ 0
Rutherford, Tennessee 9 $ 1,480,000 $ 164,444 $ 0
Chesterfield, Virginia 9 $ 2,292,000 $ 254,666 $ 0
Hampton, Virginia 9 $ 1,643,000 $ 182,555 $ 0
Spotsylvania, Virginia 9 $ 2,603,000 $ 289,222 $ 0
Kitsap, Washington 9 $ 2,223,000 $ 247,000 $ 0
Russell, Alabama 8 $ 1,555,000 $ 194,375 $ 0
Coconino, Arizona 8 $ 1,950,000 $ 243,750 $ 0
El Dorado, California 8 $ 2,008,000 $ 251,000 $ 0
Broward, Florida 8 $ 1,708,000 $ 213,500 $ 0
Palm Beach, Florida 8 $ 1,329,000 $ 166,125 $ 0
Lowndes, Georgia 8 $ 1,164,000 $ 145,500 $ 0
Will, Illinois 8 $ 1,319,000 $ 164,875 $ 0
Lake, Indiana 8 $ 1,656,000 $ 207,000 $ 0
Caddo, Louisiana 8 $ 1,282,000 $ 160,250 $ 0
East Baton Rouge, Louisiana 8 $ 1,889,000 $ 236,125 $ 0
St. Mary's, Maryland 8 $ 2,555,000 $ 319,375 $ 0
Dakota, Minnesota 8 $ 1,646,000 $ 205,750 $ 0
Harrison, Mississippi 8 $ 1,186,000 $ 148,250 $ 0
Lyon, Nevada 8 $ 1,135,000 $ 141,875 $ 0
Nye, Nevada 8 $ 1,234,000 $ 154,250 $ 0
Union, North Carolina 8 $ 1,355,000 $ 169,375 $ 0
Comanche, Oklahoma 8 $ 1,580,000 $ 197,500 $ 0
Jackson, Oregon 8 $ 1,887,000 $ 235,875 $ 0
Cumberland, Pennsylvania 8 $ 1,226,000 $ 153,250 $ 0
Monroe, Pennsylvania 8 $ 1,269,000 $ 158,625 $ 0
Northampton, Pennsylvania 8 $ 1,905,000 $ 238,125 $ 0
Galveston, Texas 8 $ 1,225,000 $ 153,125 $ 0
Hays, Texas 8 $ 1,427,000 $ 178,375 $ 0
Berkeley, West Virginia 8 $ 1,907,000 $ 238,375 $ 0
Houston, Alabama 7 $ 1,203,000 $ 171,857 $ 0
Alameda, California 7 $ 2,733,000 $ 390,428 $ 0
Imperial, California 7 $ 1,319,000 $ 188,428 $ 0
Clay, Florida 7 $ 1,373,000 $ 196,142 $ 0
Pinellas, Florida 7 $ 1,463,000 $ 209,000 $ 0
Cherokee, Georgia 7 $ 1,252,000 $ 178,857 $ 45,000
Canyon, Idaho 7 $ 774,000 $ 110,571 $ 0
Oakland, Michigan 7 $ 919,000 $ 131,285 $ 0
Anoka, Minnesota 7 $ 1,551,000 $ 221,571 $ 0
Hennepin, Minnesota 7 $ 1,379,000 $ 197,000 $ 0
DeSoto, Mississippi 7 $ 1,351,000 $ 193,000 $ 0
Lancaster, Nebraska 7 $ 958,000 $ 136,857 $ 0
Buncombe, North Carolina 7 $ 1,851,000 $ 264,428 $ 0
Cabarrus, North Carolina 7 $ 1,259,000 $ 179,857 $ 0
Durham, North Carolina 7 $ 885,000 $ 126,428 $ 0
Johnston, North Carolina 7 $ 1,568,000 $ 224,000 $ 45,000
Pitt, North Carolina 7 $ 1,021,000 $ 145,857 $ 0
Lake, Ohio 7 $ 1,153,000 $ 164,714 $ 0
Tulsa, Oklahoma 7 $ 857,000 $ 122,428 $ 0
Linn, Oregon 7 $ 1,271,000 $ 181,571 $ 0
Multnomah, Oregon 7 $ 1,812,000 $ 258,857 $ 0
Lehigh, Pennsylvania 7 $ 1,256,000 $ 179,428 $ 0
Montgomery, Pennsylvania 7 $ 1,545,000 $ 220,714 $ 0
Pennington, South Dakota 7 $ 1,288,000 $ 184,000 $ 0
Hidalgo, Texas 7 $ 1,001,000 $ 143,000 $ 0
Rockwall, Texas 7 $ 1,138,000 $ 162,571 $ 0
Wichita, Texas 7 $ 1,027,000 $ 146,714 $ 0
Loudoun, Virginia 7 $ 3,189,000 $ 455,571 $ 0
Stafford, Virginia 7 $ 2,502,000 $ 357,428 $ 0
Natrona, Wyoming 7 $ 1,512,000 $ 216,000 $ 0
Lee, Alabama 6 $ 1,001,000 $ 166,833 $ 0
Morgan, Alabama 6 $ 1,021,000 $ 170,166 $ 0
Benton, Arkansas 6 $ 1,100,000 $ 183,333 $ 0
Butte, California 6 $ 1,171,000 $ 195,166 $ 0
Merced, California 6 $ 1,098,000 $ 183,000 $ 0
El Paso, Colorado 6 $ 1,094,000 $ 182,333 $ 0
Bay, Florida 6 $ 1,151,000 $ 191,833 $ 0
Orange, Florida 6 $ 1,162,000 $ 193,666 $ 0
Bryan, Georgia 6 $ 1,138,000 $ 189,666 $ 0
Coweta, Georgia 6 $ 974,000 $ 162,333 $ 15,000
Fulton, Georgia 6 $ 1,012,000 $ 168,666 $ 0
Paulding, Georgia 6 $ 714,000 $ 119,000 $ 0
DuPage, Illinois 6 $ 2,073,000 $ 345,500 $ 0
McHenry, Illinois 6 $ 1,213,000 $ 202,166 $ 0
Allen, Indiana 6 $ 866,000 $ 144,333 $ 0
Hendricks, Indiana 6 $ 1,009,000 $ 168,166 $ 0
Johnson, Indiana 6 $ 895,000 $ 149,166 $ 0
Androscoggin, Maine 6 $ 1,064,000 $ 177,333 $ 0
Cumberland, Maine 6 $ 1,077,000 $ 179,500 $ 0
Frederick, Maryland 6 $ 1,919,000 $ 319,833 $ 0
Montgomery, Maryland 6 $ 2,355,000 $ 392,500 $ 60,000
Churchill, Nevada 6 $ 1,024,000 $ 170,666 $ 0
Strafford, New Hampshire 6 $ 1,500,000 $ 250,000 $ 0
New Hanover, North Carolina 6 $ 1,258,000 $ 209,666 $ 0
Rowan, North Carolina 6 $ 958,000 $ 159,666 $ 9,000
Cass, North Dakota 6 $ 782,000 $ 130,333 $ 0
Butler, Ohio 6 $ 773,000 $ 128,833 $ 0
Canadian, Oklahoma 6 $ 838,000 $ 139,666 $ 0
Dauphin, Pennsylvania 6 $ 1,171,000 $ 195,166 $ 0
Franklin, Pennsylvania 6 $ 1,368,000 $ 228,000 $ 0
Lancaster, Pennsylvania 6 $ 1,378,000 $ 229,666 $ 0
Philadelphia, Pennsylvania 6 $ 897,000 $ 149,500 $ 0
Westmoreland, Pennsylvania 6 $ 1,159,000 $ 193,166 $ 0
McLennan, Texas 6 $ 1,069,000 $ 178,166 $ 0
Taylor, Texas 6 $ 805,000 $ 134,166 $ 0
King George, Virginia 6 $ 1,845,000 $ 307,500 $ 0
Portsmouth, Virginia 6 $ 1,295,000 $ 215,833 $ 0
Autauga, Alabama 5 $ 960,000 $ 192,000 $ 0
Calhoun, Alabama 5 $ 676,000 $ 135,200 $ 0
Coffee, Alabama 5 $ 759,000 $ 151,800 $ 0
Shelby, Alabama 5 $ 853,000 $ 170,600 $ 0
Tuscaloosa, Alabama 5 $ 862,000 $ 172,400 $ 0
Craighead, Arkansas 5 $ 710,000 $ 142,000 $ 0
Yolo, California 5 $ 1,345,000 $ 269,000 $ 0
Yuba, California 5 $ 1,365,000 $ 273,000 $ 0
Pasco, Florida 5 $ 976,000 $ 195,200 $ 0
Camden, Georgia 5 $ 750,000 $ 150,000 $ 0
Long, Georgia 5 $ 861,000 $ 172,200 $ 0
Kane, Illinois 5 $ 1,182,000 $ 236,400 $ 0
Madison, Illinois 5 $ 679,000 $ 135,800 $ 0
Winnebago, Illinois 5 $ 484,000 $ 96,800 $ 0
Hamilton, Indiana 5 $ 1,025,000 $ 205,000 $ 0
Johnson, Kansas 5 $ 985,000 $ 197,000 $ 0
Leavenworth, Kansas 5 $ 1,175,000 $ 235,000 $ 0
Riley, Kansas 5 $ 813,000 $ 162,600 $ 0
Livingston, Louisiana 5 $ 688,000 $ 137,600 $ 0
York, Maine 5 $ 1,180,000 $ 236,000 $ 0
Muskegon, Michigan 5 $ 460,000 $ 92,000 $ 0
St. Louis, Minnesota 5 $ 967,000 $ 193,400 $ 0
Jackson, Mississippi 5 $ 879,000 $ 175,800 $ 0
Merrimack, New Hampshire 5 $ 1,163,000 $ 232,600 $ 0
Dona Ana, New Mexico 5 $ 971,000 $ 194,200 $ 0
Carteret, North Carolina 5 $ 1,226,000 $ 245,200 $ 0
Greene, Ohio 5 $ 625,000 $ 125,000 $ 12,000
Josephine, Oregon 5 $ 984,000 $ 196,800 $ 0
Adams, Pennsylvania 5 $ 913,000 $ 182,600 $ 0
Berks, Pennsylvania 5 $ 829,000 $ 165,800 $ 0
Chester, Pennsylvania 5 $ 1,334,000 $ 266,800 $ 0
Minnehaha, South Dakota 5 $ 915,000 $ 183,000 $ 0
Cameron, Texas 5 $ 875,000 $ 175,000 $ 0
Kaufman, Texas 5 $ 667,000 $ 133,400 $ 0
Tom Green, Texas 5 $ 704,000 $ 140,800 $ 0
Tooele, Utah 5 $ 886,000 $ 177,200 $ 0
Washington, Utah 5 $ 776,000 $ 155,200 $ 0
Dane, Wisconsin 5 $ 1,292,000 $ 258,400 $ 0
Dale, Alabama 4 $ 556,000 $ 139,000 $ 0
Kenai Peninsula, Alaska 4 $ 731,000 $ 182,750 $ 0
Faulkner, Arkansas 4 $ 628,000 $ 157,000 $ 0
Garland, Arkansas 4 $ 769,000 $ 192,250 $ 0
Sutter, California 4 $ 882,000 $ 220,500 $ 0
Hernando, Florida 4 $ 463,000 $ 115,750 $ 0
Lake, Florida 4 $ 618,000 $ 154,500 $ 0
Lee, Florida 4 $ 634,000 $ 158,500 $ 0
Leon, Florida 4 $ 618,000 $ 154,500 $ 0
Sarasota, Florida 4 $ 729,000 $ 182,250 $ 0
Seminole, Florida 4 $ 875,000 $ 218,750 $ 0
Volusia, Florida 4 $ 707,000 $ 176,750 $ 0
Barrow, Georgia 4 $ 483,000 $ 120,750 $ 0
Newton, Georgia 4 $ 447,000 $ 111,750 $ 0
Bannock, Idaho 4 $ 501,000 $ 125,250 $ 0
Bonneville, Idaho 4 $ 686,000 $ 171,500 $ 0
Kootenai, Idaho 4 $ 654,000 $ 163,500 $ 0
Champaign, Illinois 4 $ 668,000 $ 167,000 $ 0
Morgan, Indiana 4 $ 749,000 $ 187,250 $ 0
Ascension, Louisiana 4 $ 900,000 $ 225,000 $ 0
Beauregard, Louisiana 4 $ 850,000 $ 212,500 $ 0
Vernon, Louisiana 4 $ 655,000 $ 163,750 $ 0
Kennebec, Maine 4 $ 587,000 $ 146,750 $ 0
Penobscot, Maine 4 $ 857,000 $ 214,250 $ 0
Harford, Maryland 4 $ 781,000 $ 195,250 $ 0
Howard, Maryland 4 $ 1,407,000 $ 351,750 $ 0
Washington, Maryland 4 $ 934,000 $ 233,500 $ 0
Jackson, Michigan 4 $ 362,000 $ 90,500 $ 0
Kalamazoo, Michigan 4 $ 484,000 $ 121,000 $ 0
Monroe, Michigan 4 $ 556,000 $ 139,000 $ 0
Ramsey, Minnesota 4 $ 1,027,000 $ 256,750 $ 16,000
Rankin, Mississippi 4 $ 597,000 $ 149,250 $ 0
Curry, New Mexico 4 $ 688,000 $ 172,000 $ 0
Valencia, New Mexico 4 $ 839,000 $ 209,750 $ 0
Suffolk, New York 4 $ 1,075,000 $ 268,750 $ 0
Brunswick, North Carolina 4 $ 847,000 $ 211,750 $ 0
Forsyth, North Carolina 4 $ 480,000 $ 120,000 $ 0
Randolph, North Carolina 4 $ 515,000 $ 128,750 $ 0
Clermont, Ohio 4 $ 778,000 $ 194,500 $ 0
Columbiana, Ohio 4 $ 508,000 $ 127,000 $ 0
Delaware, Ohio 4 $ 991,000 $ 247,750 $ 0
Clackamas, Oregon 4 $ 1,225,000 $ 306,250 $ 0
Umatilla, Oregon 4 $ 579,000 $ 144,750 $ 0
Bucks, Pennsylvania 4 $ 1,044,000 $ 261,000 $ 0
Delaware, Pennsylvania 4 $ 538,000 $ 134,500 $ 0
Schuylkill, Pennsylvania 4 $ 650,000 $ 162,500 $ 0
Knox, Tennessee 4 $ 663,000 $ 165,750 $ 0
Wilson, Tennessee 4 $ 662,000 $ 165,500 $ 40,000
Smith, Texas 4 $ 657,000 $ 164,250 $ 0
Henrico, Virginia 4 $ 1,040,000 $ 260,000 $ 0
Manassas, Virginia 4 $ 797,000 $ 199,250 $ 0
Pierce, Washington 4 $ 925,000 $ 231,250 $ 0
Racine, Wisconsin 4 $ 849,000 $ 212,250 $ 0
Washington, Wisconsin 4 $ 691,000 $ 172,750 $ 0
Waukesha, Wisconsin 4 $ 845,000 $ 211,250 $ 0
Limestone, Alabama 3 $ 476,000 $ 158,666 $ 0
Saline, Arkansas 3 $ 294,000 $ 98,000 $ 0
Sebastian, Arkansas 3 $ 372,000 $ 124,000 $ 0
Washington, Arkansas 3 $ 715,000 $ 238,333 $ 0
Madera, California 3 $ 415,000 $ 138,333 $ 0
Hartford, Connecticut 3 $ 613,000 $ 204,333 $ 0
New London, Connecticut 3 $ 731,000 $ 243,666 $ 0
Sussex, Delaware 3 $ 773,000 $ 257,666 $ 0
Alachua, Florida 3 $ 566,000 $ 188,666 $ 0
Citrus, Florida 3 $ 394,000 $ 131,333 $ 0
Indian River, Florida 3 $ 497,000 $ 165,666 $ 0
Miami-Dade, Florida 3 $ 828,000 $ 276,000 $ 0
St. Lucie, Florida 3 $ 432,000 $ 144,000 $ 0
Fayette, Georgia 3 $ 662,000 $ 220,666 $ 0
Harris, Georgia 3 $ 811,000 $ 270,333 $ 0
Jackson, Georgia 3 $ 524,000 $ 174,666 $ 0
Peach, Georgia 3 $ 697,000 $ 232,333 $ 0
Spalding, Georgia 3 $ 642,000 $ 214,000 $ 0
Tift, Georgia 3 $ 413,000 $ 137,666 $ 0
Walton, Georgia 3 $ 341,000 $ 113,666 $ 0
Twin Falls, Idaho 3 $ 562,000 $ 187,333 $ 0
Kendall, Illinois 3 $ 410,000 $ 136,666 $ 0
Tazewell, Illinois 3 $ 383,000 $ 127,666 $ 0
Madison, Indiana 3 $ 329,000 $ 109,666 $ 0
Steuben, Indiana 3 $ 434,000 $ 144,666 $ 0
Shawnee, Kansas 3 $ 699,000 $ 233,000 $ 0
Iberia, Louisiana 3 $ 464,000 $ 154,666 $ 0
Rapides, Louisiana 3 $ 394,000 $ 131,333 $ 0
Tangipahoa, Louisiana 3 $ 395,000 $ 131,666 $ 0
Calvert, Maryland 3 $ 1,101,000 $ 367,000 $ 0
Worcester, Massachusetts 3 $ 749,000 $ 249,666 $ 42,000
Barry, Michigan 3 $ 437,000 $ 145,666 $ 0
Genesee, Michigan 3 $ 318,000 $ 106,000 $ 0
Kent, Michigan 3 $ 440,000 $ 146,666 $ 0
St. Clair, Michigan 3 $ 573,000 $ 191,000 $ 0
Washtenaw, Michigan 3 $ 675,000 $ 225,000 $ 0
Carver, Minnesota 3 $ 658,000 $ 219,333 $ 0
Olmsted, Minnesota 3 $ 978,000 $ 326,000 $ 0
Washington, Minnesota 3 $ 494,000 $ 164,666 $ 0
Wright, Minnesota 3 $ 580,000 $ 193,333 $ 0
Lamar, Mississippi 3 $ 544,000 $ 181,333 $ 0
Greene, Missouri 3 $ 275,000 $ 91,666 $ 0
Belknap, New Hampshire 3 $ 670,000 $ 223,333 $ 0
Ocean, New Jersey 3 $ 787,000 $ 262,333 $ 0
Orange, New York 3 $ 944,000 $ 314,666 $ 0
Alamance, North Carolina 3 $ 646,000 $ 215,333 $ 0
Davidson, North Carolina 3 $ 385,000 $ 128,333 $ 0
Iredell, North Carolina 3 $ 356,000 $ 118,666 $ 0
Nash, North Carolina 3 $ 827,000 $ 275,666 $ 0
Pasquotank, North Carolina 3 $ 716,000 $ 238,666 $ 0
Ward, North Dakota 3 $ 652,000 $ 217,333 $ 0
Defiance, Ohio 3 $ 285,000 $ 95,000 $ 0
Licking, Ohio 3 $ 508,000 $ 169,333 $ 0
Medina, Ohio 3 $ 363,000 $ 121,000 $ 0
Miami, Ohio 3 $ 358,000 $ 119,333 $ 0
Pickaway, Ohio 3 $ 539,000 $ 179,666 $ 0
Ross, Ohio 3 $ 399,000 $ 133,000 $ 0
Warren, Ohio 3 $ 939,000 $ 313,000 $ 0
Wayne, Ohio 3 $ 413,000 $ 137,666 $ 0
Wagoner, Oklahoma 3 $ 479,000 $ 159,666 $ 0
Deschutes, Oregon 3 $ 657,000 $ 219,000 $ 0
Douglas, Oregon 3 $ 514,000 $ 171,333 $ 0
Polk, Oregon 3 $ 731,000 $ 243,666 $ 0
Blair, Pennsylvania 3 $ 705,000 $ 235,000 $ 0
Erie, Pennsylvania 3 $ 508,000 $ 169,333 $ 0
Lackawanna, Pennsylvania 3 $ 511,000 $ 170,333 $ 0
Luzerne, Pennsylvania 3 $ 701,000 $ 233,666 $ 0
Beaufort, South Carolina 3 $ 512,000 $ 170,666 $ 0
Richland, South Carolina 3 $ 545,000 $ 181,666 $ 0
Blount, Tennessee 3 $ 376,000 $ 125,333 $ 0
Sumner, Tennessee 3 $ 530,000 $ 176,666 $ 0
Washington, Tennessee 3 $ 445,000 $ 148,333 $ 0
Comal, Texas 3 $ 414,000 $ 138,000 $ 0
Ellis, Texas 3 $ 440,000 $ 146,666 $ 0
Kendall, Texas 3 $ 1,845,000 $ 615,000 $ 0
Lampasas, Texas 3 $ 350,000 $ 116,666 $ 0
Orange, Texas 3 $ 514,000 $ 171,333 $ 0
Randall, Texas 3 $ 335,000 $ 111,666 $ 0
San Patricio, Texas 3 $ 400,000 $ 133,333 $ 0
Victoria, Texas 3 $ 268,000 $ 89,333 $ 0
Caroline, Virginia 3 $ 586,000 $ 195,333 $ 0
Fauquier, Virginia 3 $ 1,411,000 $ 470,333 $ 0
Hanover, Virginia 3 $ 675,000 $ 225,000 $ 0
James City, Virginia 3 $ 1,028,000 $ 342,666 $ 0
Prince George, Virginia 3 $ 755,000 $ 251,666 $ 0
Warren, Virginia 3 $ 654,000 $ 218,000 $ 0
Waynesboro, Virginia 3 $ 537,000 $ 179,000 $ 0
York, Virginia 3 $ 797,000 $ 265,666 $ 0
Rock, Wisconsin 3 $ 376,000 $ 125,333 $ 0
St. Croix, Wisconsin 3 $ 642,000 $ 214,000 $ 0
Winnebago, Wisconsin 3 $ 428,000 $ 142,666 $ 0
Baldwin, Alabama 2 $ 545,000 $ 272,500 $ 0
Colbert, Alabama 2 $ 273,000 $ 136,500 $ 0
Elmore, Alabama 2 $ 351,000 $ 175,500 $ 0
St. Clair, Alabama 2 $ 429,000 $ 214,500 $ 0
Gila, Arizona 2 $ 326,000 $ 163,000 $ 0
Santa Cruz, Arizona 2 $ 344,000 $ 172,000 $ 0
Baxter, Arkansas 2 $ 265,000 $ 132,500 $ 0
Cleburne, Arkansas 2 $ 360,000 $ 180,000 $ 0
Greene, Arkansas 2 $ 231,000 $ 115,500 $ 0
Jefferson, Arkansas 2 $ 305,000 $ 152,500 $ 0
Miller, Arkansas 2 $ 405,000 $ 202,500 $ 0
Lake, California 2 $ 387,000 $ 193,500 $ 0
Lassen, California 2 $ 474,000 $ 237,000 $ 0
San Luis Obispo, California 2 $ 611,000 $ 305,500 $ 0
Santa Clara, California 2 $ 568,000 $ 284,000 $ 0
Santa Cruz, California 2 $ 839,000 $ 419,500 $ 0
Tehama, California 2 $ 284,000 $ 142,000 $ 0
Tuolumne, California 2 $ 581,000 $ 290,500 $ 0
Adams, Colorado 2 $ 373,000 $ 186,500 $ 0
Jefferson, Colorado 2 $ 789,000 $ 394,500 $ 0
Kit Carson, Colorado 2 $ 215,000 $ 107,500 $ 0
Litchfield, Connecticut 2 $ 478,000 $ 239,000 $ 0
New Haven, Connecticut 2 $ 579,000 $ 289,500 $ 0
Charlotte, Florida 2 $ 260,000 $ 130,000 $ 0
Flagler, Florida 2 $ 315,000 $ 157,500 $ 0
Nassau, Florida 2 $ 472,000 $ 236,000 $ 0
Osceola, Florida 2 $ 250,000 $ 125,000 $ 0
Polk, Florida 2 $ 525,000 $ 262,500 $ 0
Bibb, Georgia 2 $ 287,000 $ 143,500 $ 0
Bleckley, Georgia 2 $ 371,000 $ 185,500 $ 0
Carroll, Georgia 2 $ 273,000 $ 136,500 $ 0
Effingham, Georgia 2 $ 435,000 $ 217,500 $ 0
Glynn, Georgia 2 $ 354,000 $ 177,000 $ 0
Gordon, Georgia 2 $ 250,000 $ 125,000 $ 0
Hall, Georgia 2 $ 341,000 $ 170,500 $ 0
Jasper, Georgia 2 $ 336,000 $ 168,000 $ 0
Lee, Georgia 2 $ 314,000 $ 157,000 $ 0
Lumpkin, Georgia 2 $ 270,000 $ 135,000 $ 29,000
Morgan, Georgia 2 $ 242,000 $ 121,000 $ 0
Rockdale, Georgia 2 $ 338,000 $ 169,000 $ 0
Troup, Georgia 2 $ 282,000 $ 141,000 $ 0
Walker, Georgia 2 $ 222,000 $ 111,000 $ 0
Whitfield, Georgia 2 $ 208,000 $ 104,000 $ 12,000
Gem, Idaho 2 $ 504,000 $ 252,000 $ 0
Gooding, Idaho 2 $ 336,000 $ 168,000 $ 0
Jefferson, Idaho 2 $ 340,000 $ 170,000 $ 0
Cass, Illinois 2 $ 168,000 $ 84,000 $ 0
Kankakee, Illinois 2 $ 191,000 $ 95,500 $ 0
Livingston, Illinois 2 $ 248,000 $ 124,000 $ 0
Macon, Illinois 2 $ 134,000 $ 67,000 $ 0
Rock Island, Illinois 2 $ 213,000 $ 106,500 $ 0
Clinton, Indiana 2 $ 289,000 $ 144,500 $ 0
Elkhart, Indiana 2 $ 209,000 $ 104,500 $ 0
LaPorte, Indiana 2 $ 255,000 $ 127,500 $ 0
Monroe, Indiana 2 $ 277,000 $ 138,500 $ 0
Montgomery, Indiana 2 $ 180,000 $ 90,000 $ 0
Shelby, Indiana 2 $ 303,000 $ 151,500 $ 0
Tippecanoe, Indiana 2 $ 281,000 $ 140,500 $ 0
Clay, Kansas 2 $ 327,000 $ 163,500 $ 0
Dickinson, Kansas 2 $ 241,000 $ 120,500 $ 0
Madison, Kentucky 2 $ 150,000 $ 75,000 $ 0
Calcasieu, Louisiana 2 $ 388,000 $ 194,000 $ 0
Jefferson Davis, Louisiana 2 $ 231,000 $ 115,500 $ 0
Orleans, Louisiana 2 $ 316,000 $ 158,000 $ 0
Ouachita, Louisiana 2 $ 186,000 $ 93,000 $ 0
St. Charles, Louisiana 2 $ 441,000 $ 220,500 $ 0
St. John the Baptist, Louisiana 2 $ 193,000 $ 96,500 $ 0
Terrebonne, Louisiana 2 $ 412,000 $ 206,000 $ 0
Hancock, Maine 2 $ 357,000 $ 178,500 $ 0
Allegany, Maryland 2 $ 311,000 $ 155,500 $ 0
Baltimore City, Maryland 2 $ 384,000 $ 192,000 $ 0
Carroll, Maryland 2 $ 775,000 $ 387,500 $ 0
Cecil, Maryland 2 $ 688,000 $ 344,000 $ 0
Essex, Massachusetts 2 $ 694,000 $ 347,000 $ 0
Hampden, Massachusetts 2 $ 429,000 $ 214,500 $ 0
Norfolk, Massachusetts 2 $ 667,000 $ 333,500 $ 0
Plymouth, Massachusetts 2 $ 538,000 $ 269,000 $ 0
Ingham, Michigan 2 $ 343,000 $ 171,500 $ 0
Midland, Michigan 2 $ 262,000 $ 131,000 $ 0
Benton, Minnesota 2 $ 290,000 $ 145,000 $ 0
Carlton, Minnesota 2 $ 272,000 $ 136,000 $ 0
Mower, Minnesota 2 $ 486,000 $ 243,000 $ 0
Sherburne, Minnesota 2 $ 531,000 $ 265,500 $ 0
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Mortgage Loan Application Detail Totals for United Security Financial Corp in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,385 $1,034,836,000 $192,000 $1,096,000 $0 $321,000
Home Purchase 15 $3,405,000 $227,000 $346,000 $81,000 $202,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,519 $486,754,000 $193,000 $1,042,000 $0 $308,000
White 2,138 $407,166,000 $190,000 $1,096,000 $1,000 $321,000
Black or African American 413 $79,571,000 $192,000 $549,000 $1,000 $87,000
Hispanic 260 $48,710,000 $187,000 $772,000 $0 $65,000
Asian 32 $7,700,000 $240,000 $606,000 $3,000 $98,000
Native Hawaiian or Other Pacific Islander 20 $5,192,000 $259,000 $494,000 $0 $0
American Indian or Alaskan Native 18 $3,148,000 $174,000 $335,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 5,006 $983,481,000 $196,000 $1,096,000 $0 $308,000
FHA-insured (Federal Housing Administration) 384 $53,200,000 $138,000 $586,000 $3,000 $276,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10 $1,560,000 $156,000 $209,000 $106,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,350 $1,029,319,000 $192,000 $1,096,000 $1,000 $321,000
Application Withdrawn By Applicant 50 $8,922,000 $178,000 $428,000 $1,000 $60,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Security Financial Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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