United Security Financial Corp Mortgage Lending & HMDA Data, 2013
In 2013, United Security Financial Corp of Murray, UT reported 5,400 mortgage applications totaling $1.0 billion, down 24% from 2012. The average application was for $192,266, and applicants reported an average income of $225. 99% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Las Vegas-Paradise, NV (222), Phoenix-Mesa-Glendale, AZ (189) and Riverside-San Bernardino-Ontario, CA (164) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,400 |
| Total Mortgage Loan Application Amount | $1,038,241,000 |
| Average Mortgage Loan Application Amount | $192,266 |
| Highest Mortgage Loan Application Amount | $1,096,000 |
| Average Applicant Income | $225 |
| Highest Applicant Income | $321,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Paradise, NV | 222 | $ 43,678,000 | $ 196,747 | $ 3,000 |
| Phoenix-Mesa-Glendale, AZ | 189 | $ 33,365,000 | $ 176,534 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 164 | $ 38,921,000 | $ 237,323 | $ 0 |
| San Antonio-New Braunfels, TX | 154 | $ 26,704,000 | $ 173,402 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 129 | $ 20,945,000 | $ 162,364 | $ 4,000 |
| Houston-Sugar Land-Baytown, TX | 117 | $ 18,513,000 | $ 158,230 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 117 | $ 38,088,000 | $ 325,538 | $ 2,649 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 116 | $ 26,482,000 | $ 228,293 | $ 2,000 |
| Killeen-Temple-Fort Hood, TX | 101 | $ 16,309,000 | $ 161,475 | $ 1,000 |
| San Diego-Carlsbad-San Marcos, CA | 89 | $ 27,943,000 | $ 313,966 | $ 0 |
| Dallas-Plano-Irving, TX | 86 | $ 13,053,000 | $ 151,779 | $ 0 |
| Tucson, AZ | 86 | $ 16,421,000 | $ 190,941 | $ 0 |
| Fayetteville, NC | 73 | $ 12,244,000 | $ 167,726 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 69 | $ 16,573,000 | $ 240,188 | $ 0 |
| Fort Worth-Arlington, TX | 67 | $ 9,276,000 | $ 138,447 | $ 1,000 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 16,597,000 | $ 286,155 | $ 0 |
| Salt Lake City, UT | 53 | $ 11,076,000 | $ 208,981 | $ 9,000 |
| Chicago-Joliet-Naperville, IL | 51 | $ 11,127,000 | $ 218,176 | $ 0 |
| Oklahoma City, OK | 49 | $ 6,883,000 | $ 140,469 | $ 0 |
| Ogden-Clearfield, UT | 48 | $ 8,940,000 | $ 186,250 | $ 4,000 |
| Austin-Round Rock-San Marcos, TX | 45 | $ 8,249,000 | $ 183,311 | $ 1,000 |
| El Paso, TX | 44 | $ 6,647,000 | $ 151,068 | $ 0 |
| Raleigh-Cary, NC | 44 | $ 8,389,000 | $ 190,659 | $ 7,000 |
| Augusta-Richmond County, GA-SC | 43 | $ 7,657,000 | $ 178,069 | $ 0 |
| Baltimore-Towson, MD | 43 | $ 11,573,000 | $ 269,139 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 8,907,000 | $ 212,071 | $ 904 |
| Indianapolis-Carmel, IN | 41 | $ 6,036,000 | $ 147,219 | $ 0 |
| Jacksonville, NC | 41 | $ 7,691,000 | $ 187,585 | $ 0 |
| Vallejo-Fairfield, CA | 41 | $ 10,252,000 | $ 250,048 | $ 0 |
| Albuquerque, NM | 40 | $ 8,342,000 | $ 208,550 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 40 | $ 6,930,000 | $ 173,250 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 39 | $ 6,043,000 | $ 154,948 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 38 | $ 5,481,000 | $ 144,236 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 38 | $ 5,651,000 | $ 148,710 | $ 0 |
| Columbus, OH | 37 | $ 5,354,000 | $ 144,702 | $ 0 |
| Jacksonville, FL | 37 | $ 6,851,000 | $ 185,162 | $ 0 |
| Bakersfield-Delano, CA | 35 | $ 7,606,000 | $ 217,314 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 35 | $ 5,276,000 | $ 150,742 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 33 | $ 5,616,000 | $ 170,181 | $ 4,000 |
| Reno-Sparks, NV | 31 | $ 6,499,000 | $ 209,645 | $ 0 |
| Anchorage, AK | 30 | $ 7,538,000 | $ 251,266 | $ 10,000 |
| Boise City-Nampa, ID | 30 | $ 5,025,000 | $ 167,500 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 30 | $ 5,402,000 | $ 180,066 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 30 | $ 5,633,000 | $ 187,766 | $ 0 |
| Richmond, VA | 29 | $ 6,781,000 | $ 233,827 | $ 0 |
| Clarksville, TN-KY | 26 | $ 4,067,000 | $ 156,423 | $ 0 |
| Columbus, GA-AL | 26 | $ 4,577,000 | $ 176,038 | $ 0 |
| Philadelphia, PA | 26 | $ 5,358,000 | $ 206,076 | $ 0 |
| Pittsburgh, PA | 24 | $ 4,082,000 | $ 170,083 | $ 0 |
| Oakland-Fremont-Hayward, CA | 23 | $ 6,690,000 | $ 290,869 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 23 | $ 3,990,000 | $ 173,478 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 23 | $ 5,934,000 | $ 258,000 | $ 0 |
| Shreveport-Bossier City, LA | 23 | $ 3,986,000 | $ 173,304 | $ 5,000 |
| Birmingham-Hoover, AL | 21 | $ 3,358,000 | $ 159,904 | $ 0 |
| Memphis, TN-MS-AR | 21 | $ 3,810,000 | $ 181,428 | $ 0 |
| Yuma, AZ | 21 | $ 3,715,000 | $ 176,904 | $ 2,000 |
| Savannah, GA | 20 | $ 3,483,000 | $ 174,150 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 20 | $ 3,025,000 | $ 151,250 | $ 0 |
| Cheyenne, WY | 19 | $ 3,686,000 | $ 194,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 19 | $ 3,656,000 | $ 192,421 | $ 0 |
| Montgomery, AL | 19 | $ 3,139,000 | $ 165,210 | $ 0 |
| Provo-Orem, UT | 19 | $ 3,538,000 | $ 186,210 | $ 3,000 |
| Santa Ana-Anaheim-Irvine, CA | 19 | $ 6,269,000 | $ 329,947 | $ 0 |
| St. Louis, MO-IL | 19 | $ 3,192,000 | $ 168,000 | $ 0 |
| Dayton, OH | 18 | $ 2,199,000 | $ 122,166 | $ 3,000 |
| Baton Rouge, LA | 17 | $ 3,477,000 | $ 204,529 | $ 0 |
| Greensboro-High Point, NC | 17 | $ 2,712,000 | $ 159,529 | $ 0 |
| Kansas City, MO-KS | 17 | $ 3,054,000 | $ 179,647 | $ 0 |
| Manchester-Nashua, NH | 17 | $ 3,900,000 | $ 229,411 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 17 | $ 6,233,000 | $ 366,647 | $ 0 |
| Prescott, AZ | 17 | $ 3,059,000 | $ 179,941 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 3,287,000 | $ 205,437 | $ 0 |
| Manhattan, KS | 16 | $ 2,598,000 | $ 162,375 | $ 0 |
| Modesto, CA | 16 | $ 2,966,000 | $ 185,375 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 2,905,000 | $ 181,562 | $ 0 |
| Rockingham County-Strafford County, NH | 16 | $ 4,153,000 | $ 259,562 | $ 0 |
| Corpus Christi, TX | 15 | $ 2,296,000 | $ 153,066 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 15 | $ 2,790,000 | $ 186,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 15 | $ 2,400,000 | $ 160,000 | $ 0 |
| Stockton, CA | 15 | $ 3,480,000 | $ 232,000 | $ 0 |
| Eugene-Springfield, OR | 14 | $ 2,697,000 | $ 192,642 | $ 0 |
| Hanford-Corcoran, CA | 14 | $ 3,449,000 | $ 246,357 | $ 6,000 |
| Harrisburg-Carlisle, PA | 14 | $ 2,397,000 | $ 171,214 | $ 0 |
| Toledo, OH | 14 | $ 1,740,000 | $ 124,285 | $ 0 |
| Akron, OH | 13 | $ 1,638,000 | $ 126,000 | $ 3,000 |
| Detroit-Livonia-Dearborn, MI | 13 | $ 2,050,000 | $ 157,692 | $ 0 |
| Dover, DE | 13 | $ 3,239,000 | $ 249,153 | $ 0 |
| Fresno, CA | 13 | $ 2,817,000 | $ 216,692 | $ 0 |
| Huntsville, AL | 13 | $ 2,201,000 | $ 169,307 | $ 0 |
| Mobile, AL | 13 | $ 2,349,000 | $ 180,692 | $ 0 |
| Warner Robins, GA | 13 | $ 2,046,000 | $ 157,384 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 12 | $ 4,274,000 | $ 356,166 | $ 30,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 2,841,000 | $ 236,750 | $ 0 |
| Lake County-Kenosha County, IL-WI | 12 | $ 2,252,000 | $ 187,666 | $ 0 |
| Portland-South Portland-Biddeford, ME | 12 | $ 2,496,000 | $ 208,000 | $ 0 |
| Salem, OR | 12 | $ 2,871,000 | $ 239,250 | $ 0 |
| Salinas, CA | 12 | $ 3,895,000 | $ 324,583 | $ 11,000 |
| Tulsa, OK | 12 | $ 1,702,000 | $ 141,833 | $ 0 |
| York-Hanover, PA | 12 | $ 2,100,000 | $ 175,000 | $ 0 |
| Canton-Massillon, OH | 11 | $ 1,287,000 | $ 117,000 | $ 0 |
| Fairbanks, AK | 11 | $ 2,534,000 | $ 230,363 | $ 0 |
| Goldsboro, NC | 11 | $ 1,586,000 | $ 144,181 | $ 0 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,637,000 | $ 148,818 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 1,996,000 | $ 181,454 | $ 0 |
| Visalia-Porterville, CA | 11 | $ 2,007,000 | $ 182,454 | $ 0 |
| Wichita, KS | 11 | $ 1,668,000 | $ 151,636 | $ 0 |
| Wilmington, NC | 11 | $ 2,355,000 | $ 214,090 | $ 0 |
| Redding, CA | 10 | $ 2,254,000 | $ 225,400 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 10 | $ 3,247,000 | $ 324,700 | $ 0 |
| Bremerton-Silverdale, WA | 9 | $ 2,223,000 | $ 247,000 | $ 0 |
| Durham-Chapel Hill, NC | 9 | $ 1,306,000 | $ 145,111 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,815,000 | $ 201,666 | $ 0 |
| Gary, IN | 9 | $ 1,775,000 | $ 197,222 | $ 0 |
| Rapid City, SD | 9 | $ 1,655,000 | $ 183,888 | $ 0 |
| Yuba City, CA | 9 | $ 2,247,000 | $ 249,666 | $ 0 |
| Asheville, NC | 8 | $ 2,004,000 | $ 250,500 | $ 0 |
| Dothan, AL | 8 | $ 1,334,000 | $ 166,750 | $ 0 |
| Duluth, MN-WI | 8 | $ 1,394,000 | $ 174,250 | $ 0 |
| Flagstaff, AZ | 8 | $ 1,950,000 | $ 243,750 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 1,708,000 | $ 213,500 | $ 0 |
| Gulfport-Biloxi, MS | 8 | $ 1,186,000 | $ 148,250 | $ 0 |
| Knoxville, TN | 8 | $ 1,159,000 | $ 144,875 | $ 0 |
| Lawton, OK | 8 | $ 1,580,000 | $ 197,500 | $ 0 |
| Medford, OR | 8 | $ 1,887,000 | $ 235,875 | $ 0 |
| Valdosta, GA | 8 | $ 1,164,000 | $ 145,500 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 1,329,000 | $ 166,125 | $ 0 |
| Casper, WY | 7 | $ 1,512,000 | $ 216,000 | $ 0 |
| Colorado Springs, CO | 7 | $ 1,293,000 | $ 184,714 | $ 0 |
| El Centro, CA | 7 | $ 1,319,000 | $ 188,428 | $ 0 |
| Fargo, ND-MN | 7 | $ 925,000 | $ 132,142 | $ 0 |
| Greenville, NC | 7 | $ 1,021,000 | $ 145,857 | $ 0 |
| Jackson, MS | 7 | $ 1,186,000 | $ 169,428 | $ 0 |
| Lincoln, NE | 7 | $ 958,000 | $ 136,857 | $ 0 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,001,000 | $ 143,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 7 | $ 1,364,000 | $ 194,857 | $ 0 |
| Sioux Falls, SD | 7 | $ 1,198,000 | $ 171,142 | $ 0 |
| Wichita Falls, TX | 7 | $ 1,027,000 | $ 146,714 | $ 0 |
| Winston-Salem, NC | 7 | $ 1,005,000 | $ 143,571 | $ 6,000 |
| Abilene, TX | 6 | $ 805,000 | $ 134,166 | $ 0 |
| Auburn-Opelika, AL | 6 | $ 1,001,000 | $ 166,833 | $ 0 |
| Chico, CA | 6 | $ 1,171,000 | $ 195,166 | $ 0 |
| Decatur, AL | 6 | $ 1,021,000 | $ 170,166 | $ 0 |
| Fort Wayne, IN | 6 | $ 866,000 | $ 144,333 | $ 0 |
| Grand Rapids-Wyoming, MI | 6 | $ 877,000 | $ 146,166 | $ 0 |
| Idaho Falls, ID | 6 | $ 1,026,000 | $ 171,000 | $ 0 |
| Lancaster, PA | 6 | $ 1,378,000 | $ 229,666 | $ 0 |
| Lewiston-Auburn, ME | 6 | $ 1,064,000 | $ 177,333 | $ 0 |
| Madison, WI | 6 | $ 1,532,000 | $ 255,333 | $ 0 |
| Merced, CA | 6 | $ 1,098,000 | $ 183,000 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 6 | $ 1,151,000 | $ 191,833 | $ 0 |
| Pascagoula, MS | 6 | $ 987,000 | $ 164,500 | $ 0 |
| Roanoke, VA | 6 | $ 1,072,000 | $ 178,666 | $ 0 |
| Rockford, IL | 6 | $ 620,000 | $ 103,333 | $ 0 |
| Waco, TX | 6 | $ 1,069,000 | $ 178,166 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 607,000 | $ 101,166 | $ 0 |
| Albany-Schenectady-Troy, NY | 5 | $ 960,000 | $ 192,000 | $ 0 |
| Anniston-Oxford, AL | 5 | $ 676,000 | $ 135,200 | $ 0 |
| Beaumont-Port Arthur, TX | 5 | $ 787,000 | $ 157,400 | $ 0 |
| Brownsville-Harlingen, TX | 5 | $ 875,000 | $ 175,000 | $ 0 |
| Champaign-Urbana, IL | 5 | $ 760,000 | $ 152,000 | $ 0 |
| Chattanooga, TN-GA | 5 | $ 709,000 | $ 141,800 | $ 0 |
| Denver-Aurora-Broomfield, CO | 5 | $ 1,354,000 | $ 270,800 | $ 0 |
| Fort Smith, AR-OK | 5 | $ 713,000 | $ 142,600 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,141,000 | $ 228,200 | $ 0 |
| Jonesboro, AR | 5 | $ 710,000 | $ 142,000 | $ 0 |
| Las Cruces, NM | 5 | $ 971,000 | $ 194,200 | $ 0 |
| Muskegon-Norton Shores, MI | 5 | $ 460,000 | $ 92,000 | $ 0 |
| Nassau-Suffolk, NY | 5 | $ 1,462,000 | $ 292,400 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,057,000 | $ 211,400 | $ 0 |
| Reading, PA | 5 | $ 829,000 | $ 165,800 | $ 0 |
| San Angelo, TX | 5 | $ 704,000 | $ 140,800 | $ 0 |
| St. George, UT | 5 | $ 776,000 | $ 155,200 | $ 0 |
| Tuscaloosa, AL | 5 | $ 862,000 | $ 172,400 | $ 0 |
| Bangor, ME | 4 | $ 857,000 | $ 214,250 | $ 0 |
| Boston-Quincy, MA | 4 | $ 1,205,000 | $ 301,250 | $ 0 |
| Cape Coral-Fort Myers, FL | 4 | $ 634,000 | $ 158,500 | $ 0 |
| Coeur D'Alene, ID | 4 | $ 654,000 | $ 163,500 | $ 0 |
| Columbia, SC | 4 | $ 705,000 | $ 176,250 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 707,000 | $ 176,750 | $ 0 |
| Edison-New Brunswick, NJ | 4 | $ 1,014,000 | $ 253,500 | $ 18,000 |
| Hattiesburg, MS | 4 | $ 694,000 | $ 173,500 | $ 0 |
| Hot Springs, AR | 4 | $ 769,000 | $ 192,250 | $ 0 |
| Jackson, MI | 4 | $ 362,000 | $ 90,500 | $ 0 |
| Johnson City, TN | 4 | $ 671,000 | $ 167,750 | $ 0 |
| Kalamazoo-Portage, MI | 4 | $ 484,000 | $ 121,000 | $ 0 |
| Lynchburg, VA | 4 | $ 1,083,000 | $ 270,750 | $ 0 |
| Monroe, MI | 4 | $ 556,000 | $ 139,000 | $ 0 |
| Peoria, IL | 4 | $ 574,000 | $ 143,500 | $ 0 |
| Pocatello, ID | 4 | $ 501,000 | $ 125,250 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 4 | $ 991,000 | $ 247,750 | $ 0 |
| Racine, WI | 4 | $ 849,000 | $ 212,250 | $ 0 |
| Tacoma, WA | 4 | $ 925,000 | $ 231,250 | $ 0 |
| Tallahassee, FL | 4 | $ 618,000 | $ 154,500 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 599,000 | $ 149,750 | $ 0 |
| Topeka, KS | 4 | $ 885,000 | $ 221,250 | $ 0 |
| Tyler, TX | 4 | $ 657,000 | $ 164,250 | $ 0 |
| Victoria, TX | 4 | $ 483,000 | $ 120,750 | $ 0 |
| Albany, GA | 3 | $ 469,000 | $ 156,333 | $ 0 |
| Alexandria, LA | 3 | $ 394,000 | $ 131,333 | $ 0 |
| Altoona, PA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Amarillo, TX | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Anderson, IN | 3 | $ 329,000 | $ 109,666 | $ 0 |
| Ann Arbor, MI | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Bend, OR | 3 | $ 657,000 | $ 219,000 | $ 0 |
| Bloomington, IN | 3 | $ 410,000 | $ 136,666 | $ 0 |
| Burlington, NC | 3 | $ 646,000 | $ 215,333 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 621,000 | $ 207,000 | $ 0 |
| Charlottesville, VA | 3 | $ 731,000 | $ 243,666 | $ 0 |
| Cumberland, MD-WV | 3 | $ 601,000 | $ 200,333 | $ 39,333 |
| Dalton, GA | 3 | $ 519,000 | $ 173,000 | $ 8,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 376,000 | $ 125,333 | $ 0 |
| Eau Claire, WI | 3 | $ 477,000 | $ 159,000 | $ 0 |
| Erie, PA | 3 | $ 508,000 | $ 169,333 | $ 0 |
| Flint, MI | 3 | $ 318,000 | $ 106,000 | $ 0 |
| Gainesville, FL | 3 | $ 566,000 | $ 188,666 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 556,000 | $ 185,333 | $ 0 |
| Janesville, WI | 3 | $ 376,000 | $ 125,333 | $ 0 |
| Lafayette, IN | 3 | $ 358,000 | $ 119,333 | $ 0 |
| Longview, TX | 3 | $ 574,000 | $ 191,333 | $ 0 |
| Macon, GA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Madera-Chowchilla, CA | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 828,000 | $ 276,000 | $ 0 |
| Monroe, LA | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Norwich-New London, CT | 3 | $ 731,000 | $ 243,666 | $ 0 |
| Oshkosh-Neenah, WI | 3 | $ 428,000 | $ 142,666 | $ 0 |
| Port St. Lucie, FL | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 944,000 | $ 314,666 | $ 0 |
| Rochester, MN | 3 | $ 978,000 | $ 326,000 | $ 0 |
| Rocky Mount, NC | 3 | $ 827,000 | $ 275,666 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 832,000 | $ 277,333 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 497,000 | $ 165,666 | $ 0 |
| Springfield, MA | 3 | $ 636,000 | $ 212,000 | $ 0 |
| Springfield, MO | 3 | $ 275,000 | $ 91,666 | $ 0 |
| St. Cloud, MN | 3 | $ 424,000 | $ 141,333 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 951,000 | $ 317,000 | $ 0 |
| Winchester, VA-WV | 3 | $ 541,000 | $ 180,333 | $ 0 |
| Worcester, MA | 3 | $ 749,000 | $ 249,666 | $ 42,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Brunswick, GA | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Camden, NJ | 2 | $ 425,000 | $ 212,500 | $ 0 |
| Cleveland, TN | 2 | $ 184,000 | $ 92,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Danville, VA | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Decatur, IL | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 209,000 | $ 104,500 | $ 0 |
| Evansville, IN-KY | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 273,000 | $ 136,500 | $ 0 |
| Gainesville, GA | 2 | $ 341,000 | $ 170,500 | $ 0 |
| Great Falls, MT | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Kankakee-Bradley, IL | 2 | $ 191,000 | $ 95,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| La Crosse, WI-MN | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Lake Charles, LA | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 525,000 | $ 262,500 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Logan, UT-ID | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Lubbock, TX | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Mansfield, OH | 2 | $ 159,000 | $ 79,500 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 255,000 | $ 127,500 | $ 0 |
| New Haven-Milford, CT | 2 | $ 579,000 | $ 289,500 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 2 | $ 551,000 | $ 275,500 | $ 0 |
| Newark-Union, NJ-PA | 2 | $ 483,000 | $ 241,500 | $ 0 |
| Odessa, TX | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Olympia, WA | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Palm Coast, FL | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Peabody, MA | 2 | $ 694,000 | $ 347,000 | $ 0 |
| Pine Bluff, AR | 2 | $ 305,000 | $ 152,500 | $ 0 |
| Punta Gorda, FL | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Salisbury, MD | 2 | $ 335,000 | $ 167,500 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,648,000 | $ 824,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 611,000 | $ 305,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 839,000 | $ 419,500 | $ 0 |
| Santa Fe, NM | 2 | $ 473,000 | $ 236,500 | $ 0 |
| Seattle-Bellevue-Everett, WA | 2 | $ 745,000 | $ 372,500 | $ 0 |
| Springfield, OH | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Terre Haute, IN | 2 | $ 476,000 | $ 238,000 | $ 0 |
| Anderson, SC | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Battle Creek, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Billings, MT | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Carson City, NV | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Columbus, IN | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Corvallis, OR | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Farmington, NM | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Florence, SC | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Fort Collins-Loveland, CO | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Gadsden, AL | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Greeley, CO | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Green Bay, WI | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Holland-Grand Haven, MI | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Joplin, MO | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Kokomo, IN | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lafayette, LA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Laredo, TX | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Lebanon, PA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Lima, OH | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Midland, TX | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Missoula, MT | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Muncie, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Naples-Marco Island, FL | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Ocala, FL | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Owensboro, KY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pueblo, CO | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Rochester, NY | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Sandusky, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Sheboygan, WI | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Springfield, IL | 1 | $ 313,000 | $ 313,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Sumter, SC | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Syracuse, NY | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Williamsport, PA | 1 | $ 240,000 | $ 240,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,385 | $1,034,836,000 | $192,000 | $1,096,000 | $0 | $321,000 |
| Home Purchase | 15 | $3,405,000 | $227,000 | $346,000 | $81,000 | $202,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,519 | $486,754,000 | $193,000 | $1,042,000 | $0 | $308,000 |
| White | 2,138 | $407,166,000 | $190,000 | $1,096,000 | $1,000 | $321,000 |
| Black or African American | 413 | $79,571,000 | $192,000 | $549,000 | $1,000 | $87,000 |
| Hispanic | 260 | $48,710,000 | $187,000 | $772,000 | $0 | $65,000 |
| Asian | 32 | $7,700,000 | $240,000 | $606,000 | $3,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,192,000 | $259,000 | $494,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $3,148,000 | $174,000 | $335,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 5,006 | $983,481,000 | $196,000 | $1,096,000 | $0 | $308,000 |
| FHA-insured (Federal Housing Administration) | 384 | $53,200,000 | $138,000 | $586,000 | $3,000 | $276,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10 | $1,560,000 | $156,000 | $209,000 | $106,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,350 | $1,029,319,000 | $192,000 | $1,096,000 | $1,000 | $321,000 |
| Application Withdrawn By Applicant | 50 | $8,922,000 | $178,000 | $428,000 | $1,000 | $60,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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