United States Senate Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,246 |
| Total Mortgage Loan Application Amount | $125,608,000 |
| Average Mortgage Loan Application Amount | $55,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $164,000 |
| Highest Applicant Income | $2,513,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 196 | $ 11,651,000 | $ 59,000 | $ 164,000 |
| Riverside County California | 127 | $ 7,045,000 | $ 55,000 | $ 150,000 |
| Maricopa County Arizona | 91 | $ 4,525,000 | $ 49,000 | $ 145,000 |
| San Joaquin County California | 39 | $ 2,097,000 | $ 53,000 | $ 153,000 |
| Los Angeles County California | 35 | $ 2,182,000 | $ 62,000 | $ 182,000 |
| San Bernardino County California | 34 | $ 2,207,000 | $ 64,000 | $ 154,000 |
| Placer County California | 32 | $ 1,734,000 | $ 54,000 | $ 217,000 |
| Hillsborough County Florida | 30 | $ 1,632,000 | $ 54,000 | $ 134,000 |
| Palm Beach County Florida | 30 | $ 1,423,000 | $ 47,000 | $ 148,000 |
| Orange County Florida | 28 | $ 1,293,000 | $ 46,000 | $ 155,000 |
| Stanislaus County California | 26 | $ 989,000 | $ 38,000 | $ 121,000 |
| Prince George's County Maryland | 25 | $ 1,447,000 | $ 57,000 | $ 144,000 |
| Sacramento County California | 23 | $ 1,235,000 | $ 53,000 | $ 150,000 |
| Lee County Florida | 22 | $ 911,000 | $ 41,000 | $ 116,000 |
| Fairfax County Virginia | 22 | $ 2,861,000 | $ 130,000 | $ 269,000 |
| San Diego County California | 21 | $ 1,864,000 | $ 88,000 | $ 194,000 |
| Broward County Florida | 21 | $ 1,070,000 | $ 50,000 | $ 145,000 |
| Pinal County Arizona | 20 | $ 650,000 | $ 32,000 | $ 105,000 |
| Fresno County California | 20 | $ 983,000 | $ 49,000 | $ 151,000 |
| Anne Arundel County Maryland | 20 | $ 1,635,000 | $ 81,000 | $ 206,000 |
| Miami-Dade County Florida | 19 | $ 804,000 | $ 42,000 | $ 130,000 |
| Tulare County California | 18 | $ 742,000 | $ 41,000 | $ 127,000 |
| Pasco County Florida | 18 | $ 893,000 | $ 49,000 | $ 126,000 |
| Contra Costa County California | 16 | $ 1,267,000 | $ 79,000 | $ 197,000 |
| Pinellas County Florida | 16 | $ 733,000 | $ 45,000 | $ 133,000 |
| Pima County Arizona | 15 | $ 739,000 | $ 49,000 | $ 94,000 |
| Solano County California | 15 | $ 1,093,000 | $ 72,000 | $ 165,000 |
| District of Columbia County District Of Columbia | 15 | $ 812,000 | $ 54,000 | $ 199,000 |
| Cobb County Georgia | 15 | $ 761,000 | $ 50,000 | $ 167,000 |
| Kern County California | 14 | $ 679,000 | $ 48,000 | $ 136,000 |
| Shasta County California | 14 | $ 730,000 | $ 52,000 | $ 155,000 |
| Suffolk County New York | 14 | $ 833,000 | $ 59,000 | $ 192,000 |
| Mecklenburg County North Carolina | 14 | $ 761,000 | $ 54,000 | $ 190,000 |
| Orange County California | 13 | $ 1,915,000 | $ 147,000 | $ 538,000 |
| Harford County Maryland | 13 | $ 727,000 | $ 55,000 | $ 215,000 |
| DeSoto County Mississippi | 13 | $ 631,000 | $ 48,000 | $ 119,000 |
| Wake County North Carolina | 13 | $ 855,000 | $ 65,000 | $ 200,000 |
| Merced County California | 12 | $ 552,000 | $ 46,000 | $ 136,000 |
| New Castle County Delaware | 12 | $ 569,000 | $ 47,000 | $ 128,000 |
| Polk County Florida | 12 | $ 505,000 | $ 42,000 | $ 110,000 |
| Ascension County Louisiana | 12 | $ 665,000 | $ 55,000 | $ 140,000 |
| Montgomery County Maryland | 12 | $ 780,000 | $ 65,000 | $ 357,000 |
| Carroll County Maryland | 11 | $ 571,000 | $ 51,000 | $ 223,000 |
| Union County North Carolina | 11 | $ 590,000 | $ 53,000 | $ 215,000 |
| Chester County Pennsylvania | 11 | $ 648,000 | $ 58,000 | $ 179,000 |
| Lehigh County Pennsylvania | 11 | $ 410,000 | $ 37,000 | $ 199,000 |
| York County South Carolina | 11 | $ 420,000 | $ 38,000 | $ 150,000 |
| El Dorado County California | 10 | $ 718,000 | $ 71,000 | $ 181,000 |
| Sarasota County Florida | 10 | $ 477,000 | $ 47,000 | $ 115,000 |
| Volusia County Florida | 10 | $ 403,000 | $ 40,000 | $ 120,000 |
| Orange County New York | 10 | $ 659,000 | $ 65,000 | $ 143,000 |
| Northampton County Pennsylvania | 10 | $ 392,000 | $ 39,000 | $ 165,000 |
| York County Pennsylvania | 10 | $ 729,000 | $ 72,000 | $ 138,000 |
| Lake County Florida | 9 | $ 549,000 | $ 61,000 | $ 140,000 |
| Manatee County Florida | 9 | $ 371,000 | $ 41,000 | $ 136,000 |
| St. Johns County Florida | 9 | $ 480,000 | $ 53,000 | $ 125,000 |
| Paulding County Georgia | 9 | $ 467,000 | $ 51,000 | $ 199,000 |
| Worcester County Massachusetts | 9 | $ 525,000 | $ 58,000 | $ 166,000 |
| Monmouth County New Jersey | 9 | $ 480,000 | $ 53,000 | $ 196,000 |
| Iredell County North Carolina | 9 | $ 500,000 | $ 55,000 | $ 160,000 |
| Horry County South Carolina | 9 | $ 326,000 | $ 36,000 | $ 94,000 |
| Richland County South Carolina | 9 | $ 416,000 | $ 46,000 | $ 129,000 |
| Osceola County Florida | 8 | $ 332,000 | $ 41,000 | $ 115,000 |
| Coweta County Georgia | 8 | $ 436,000 | $ 54,000 | $ 119,000 |
| Fayette County Georgia | 8 | $ 382,000 | $ 47,000 | $ 185,000 |
| Fulton County Georgia | 8 | $ 620,000 | $ 77,000 | $ 285,000 |
| Henry County Georgia | 8 | $ 450,000 | $ 56,000 | $ 139,000 |
| Baltimore County Maryland | 8 | $ 463,000 | $ 57,000 | $ 128,000 |
| Frederick County Maryland | 8 | $ 590,000 | $ 73,000 | $ 149,000 |
| Dauphin County Pennsylvania | 8 | $ 321,000 | $ 40,000 | $ 153,000 |
| Lancaster County Pennsylvania | 8 | $ 438,000 | $ 54,000 | $ 130,000 |
| Lexington County South Carolina | 8 | $ 291,000 | $ 36,000 | $ 109,000 |
| Rutherford County Tennessee | 8 | $ 438,000 | $ 54,000 | $ 150,000 |
| Shelby County Tennessee | 8 | $ 352,000 | $ 44,000 | $ 192,000 |
| Brevard County Florida | 7 | $ 357,000 | $ 51,000 | $ 107,000 |
| Flagler County Florida | 7 | $ 304,000 | $ 43,000 | $ 106,000 |
| Forsyth County Georgia | 7 | $ 433,000 | $ 61,000 | $ 226,000 |
| Charles County Maryland | 7 | $ 431,000 | $ 61,000 | $ 200,000 |
| St. Mary's County Maryland | 7 | $ 386,000 | $ 55,000 | $ 141,000 |
| Burlington County New Jersey | 7 | $ 442,000 | $ 63,000 | $ 172,000 |
| Bucks County Pennsylvania | 7 | $ 402,000 | $ 57,000 | $ 217,000 |
| Cumberland County Pennsylvania | 7 | $ 305,000 | $ 43,000 | $ 124,000 |
| Loudoun County Virginia | 7 | $ 819,000 | $ 117,000 | $ 270,000 |
| Kings County California | 6 | $ 242,000 | $ 40,000 | $ 133,000 |
| New Haven County Connecticut | 6 | $ 253,000 | $ 42,000 | $ 154,000 |
| St. Lucie County Florida | 6 | $ 394,000 | $ 65,000 | $ 166,000 |
| Will County Illinois | 6 | $ 396,000 | $ 66,000 | $ 184,000 |
| Jefferson County Louisiana | 6 | $ 198,000 | $ 33,000 | $ 123,000 |
| Middlesex County New Jersey | 6 | $ 524,000 | $ 87,000 | $ 216,000 |
| Sumner County Tennessee | 6 | $ 269,000 | $ 44,000 | $ 139,000 |
| Stafford County Virginia | 6 | $ 412,000 | $ 68,000 | $ 167,000 |
| Craighead County Arkansas | 5 | $ 220,000 | $ 44,000 | $ 119,000 |
| Calaveras County California | 5 | $ 283,000 | $ 56,000 | $ 197,000 |
| Imperial County California | 5 | $ 189,000 | $ 37,000 | $ 164,000 |
| Fairfield County Connecticut | 5 | $ 316,000 | $ 63,000 | $ 226,000 |
| Collier County Florida | 5 | $ 331,000 | $ 66,000 | $ 155,000 |
| Okaloosa County Florida | 5 | $ 157,000 | $ 31,000 | $ 98,000 |
| St. Tammany County Louisiana | 5 | $ 256,000 | $ 51,000 | $ 201,000 |
| Calvert County Maryland | 5 | $ 408,000 | $ 81,000 | $ 220,000 |
| Gloucester County New Jersey | 5 | $ 256,000 | $ 51,000 | $ 180,000 |
| Cabarrus County North Carolina | 5 | $ 290,000 | $ 58,000 | $ 158,000 |
| Franklin County Ohio | 5 | $ 757,000 | $ 151,000 | $ 202,000 |
| Berks County Pennsylvania | 5 | $ 225,000 | $ 45,000 | $ 150,000 |
| Aiken County South Carolina | 5 | $ 150,000 | $ 30,000 | $ 120,000 |
| Lancaster County South Carolina | 5 | $ 309,000 | $ 61,000 | $ 246,000 |
| Prince William County Virginia | 5 | $ 389,000 | $ 77,000 | $ 187,000 |
| Hartford County Connecticut | 4 | $ 182,000 | $ 45,000 | $ 216,000 |
| Kent County Delaware | 4 | $ 156,000 | $ 39,000 | $ 106,000 |
| Newton County Georgia | 4 | $ 162,000 | $ 40,000 | $ 90,000 |
| Madison County Illinois | 4 | $ 410,000 | $ 102,000 | $ 207,000 |
| Hendricks County Indiana | 4 | $ 144,000 | $ 36,000 | $ 175,000 |
| Orleans County Louisiana | 4 | $ 148,000 | $ 37,000 | $ 198,000 |
| Howard County Maryland | 4 | $ 276,000 | $ 69,000 | $ 389,000 |
| Essex County Massachusetts | 4 | $ 279,000 | $ 69,000 | $ 261,000 |
| Plymouth County Massachusetts | 4 | $ 114,000 | $ 28,000 | $ 147,000 |
| Livingston County Michigan | 4 | $ 268,000 | $ 67,000 | $ 296,000 |
| Macomb County Michigan | 4 | $ 335,000 | $ 83,000 | $ 208,000 |
| Jackson County Mississippi | 4 | $ 204,000 | $ 51,000 | $ 151,000 |
| Hillsborough County New Hampshire | 4 | $ 155,000 | $ 38,000 | $ 139,000 |
| Atlantic County New Jersey | 4 | $ 259,000 | $ 64,000 | $ 278,000 |
| Sussex County New Jersey | 4 | $ 204,000 | $ 51,000 | $ 158,000 |
| Union County New Jersey | 4 | $ 465,000 | $ 116,000 | $ 376,000 |
| Rockland County New York | 4 | $ 259,000 | $ 64,000 | $ 265,000 |
| Johnston County North Carolina | 4 | $ 166,000 | $ 41,000 | $ 168,000 |
| Hamilton County Ohio | 4 | $ 218,000 | $ 54,000 | $ 221,000 |
| Stark County Ohio | 4 | $ 157,000 | $ 39,000 | $ 76,000 |
| Summit County Ohio | 4 | $ 344,000 | $ 86,000 | $ 140,000 |
| Oklahoma County Oklahoma | 4 | $ 259,000 | $ 64,000 | $ 284,000 |
| Adams County Pennsylvania | 4 | $ 168,000 | $ 42,000 | $ 85,000 |
| Allegheny County Pennsylvania | 4 | $ 172,000 | $ 43,000 | $ 143,000 |
| Berkeley County South Carolina | 4 | $ 171,000 | $ 42,000 | $ 151,000 |
| Charleston County South Carolina | 4 | $ 241,000 | $ 60,000 | $ 123,000 |
| Dorchester County South Carolina | 4 | $ 142,000 | $ 35,000 | $ 99,000 |
| Alexandria County Virginia | 4 | $ 141,000 | $ 35,000 | $ 168,000 |
| Arlington County Virginia | 4 | $ 228,000 | $ 57,000 | $ 356,000 |
| Virginia Beach County Virginia | 4 | $ 175,000 | $ 43,000 | $ 144,000 |
| Mobile County Alabama | 3 | $ 121,000 | $ 40,000 | $ 137,000 |
| Mohave County Arizona | 3 | $ 167,000 | $ 55,000 | $ 177,000 |
| Charlotte County Florida | 3 | $ 141,000 | $ 47,000 | $ 81,000 |
| Martin County Florida | 3 | $ 189,000 | $ 63,000 | $ 161,000 |
| Santa Rosa County Florida | 3 | $ 123,000 | $ 41,000 | $ 108,000 |
| Seminole County Florida | 3 | $ 264,000 | $ 88,000 | $ 179,000 |
| Chatham County Georgia | 3 | $ 231,000 | $ 77,000 | $ 209,000 |
| Gwinnett County Georgia | 3 | $ 122,000 | $ 40,000 | $ 259,000 |
| Lee County Georgia | 3 | $ 110,000 | $ 36,000 | $ 172,000 |
| Richmond County Georgia | 3 | $ 140,000 | $ 46,000 | $ 116,000 |
| Kane County Illinois | 3 | $ 152,000 | $ 50,000 | $ 302,000 |
| McHenry County Illinois | 3 | $ 138,000 | $ 46,000 | $ 109,000 |
| East Baton Rouge County Louisiana | 3 | $ 157,000 | $ 52,000 | $ 171,000 |
| St. John the Baptist County Louisiana | 3 | $ 219,000 | $ 73,000 | $ 171,000 |
| Washington County Maryland | 3 | $ 186,000 | $ 62,000 | $ 170,000 |
| Oakland County Michigan | 3 | $ 212,000 | $ 70,000 | $ 289,000 |
| Saginaw County Michigan | 3 | $ 113,000 | $ 37,000 | $ 75,000 |
| Washington County Minnesota | 3 | $ 158,000 | $ 52,000 | $ 200,000 |
| Jackson County Missouri | 3 | $ 158,000 | $ 52,000 | $ 127,000 |
| Douglas County Nebraska | 3 | $ 106,000 | $ 35,000 | $ 187,000 |
| Sarpy County Nebraska | 3 | $ 135,000 | $ 45,000 | $ 175,000 |
| Washoe County Nevada | 3 | $ 135,000 | $ 45,000 | $ 118,000 |
| Rockingham County New Hampshire | 3 | $ 156,000 | $ 52,000 | $ 162,000 |
| Cape May County New Jersey | 3 | $ 317,000 | $ 105,000 | $ 191,000 |
| Essex County New Jersey | 3 | $ 113,000 | $ 37,000 | $ 157,000 |
| Morris County New Jersey | 3 | $ 143,000 | $ 47,000 | $ 268,000 |
| Ocean County New Jersey | 3 | $ 116,000 | $ 38,000 | $ 132,000 |
| Eddy County New Mexico | 3 | $ 112,000 | $ 37,000 | $ 196,000 |
| Albany County New York | 3 | $ 83,000 | $ 27,000 | $ 146,000 |
| Nassau County New York | 3 | $ 251,000 | $ 83,000 | $ 158,000 |
| Gaston County North Carolina | 3 | $ 174,000 | $ 58,000 | $ 168,000 |
| Cuyahoga County Ohio | 3 | $ 232,000 | $ 77,000 | $ 205,000 |
| Tulsa County Oklahoma | 3 | $ 184,000 | $ 61,000 | $ 152,000 |
| Delaware County Pennsylvania | 3 | $ 256,000 | $ 85,000 | $ 124,000 |
| Franklin County Pennsylvania | 3 | $ 122,000 | $ 40,000 | $ 181,000 |
| Lebanon County Pennsylvania | 3 | $ 133,000 | $ 44,000 | $ 151,000 |
| Williamson County Tennessee | 3 | $ 513,000 | $ 171,000 | $ 186,000 |
| Salt Lake County Utah | 3 | $ 307,000 | $ 102,000 | $ 918,000 |
| Chesapeake County Virginia | 3 | $ 142,000 | $ 47,000 | $ 205,000 |
| Henrico County Virginia | 3 | $ 224,000 | $ 74,000 | $ 165,000 |
| Spotsylvania County Virginia | 3 | $ 88,000 | $ 29,000 | $ 140,000 |
| Baldwin County Alabama | 2 | $ 105,000 | $ 52,000 | $ 103,000 |
| Benton County Arkansas | 2 | $ 131,000 | $ 65,000 | $ 263,000 |
| Poinsett County Arkansas | 2 | $ 61,000 | $ 30,000 | $ 97,000 |
| Madera County California | 2 | $ 69,000 | $ 34,000 | $ 113,000 |
| San Benito County California | 2 | $ 192,000 | $ 96,000 | $ 176,000 |
| San Francisco County California | 2 | $ 50,000 | $ 25,000 | $ 162,000 |
| Ventura County California | 2 | $ 177,000 | $ 88,000 | $ 223,000 |
| Yuba County California | 2 | $ 106,000 | $ 53,000 | $ 101,000 |
| El Paso County Colorado | 2 | $ 92,000 | $ 46,000 | $ 192,000 |
| Litchfield County Connecticut | 2 | $ 140,000 | $ 70,000 | $ 112,000 |
| Middlesex County Connecticut | 2 | $ 104,000 | $ 52,000 | $ 207,000 |
| Bay County Florida | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Duval County Florida | 2 | $ 116,000 | $ 58,000 | $ 111,000 |
| Leon County Florida | 2 | $ 174,000 | $ 87,000 | $ 157,000 |
| Levy County Florida | 2 | $ 48,000 | $ 24,000 | $ 138,000 |
| Bryan County Georgia | 2 | $ 82,000 | $ 41,000 | $ 116,000 |
| Camden County Georgia | 2 | $ 117,000 | $ 58,000 | $ 152,000 |
| Carroll County Georgia | 2 | $ 94,000 | $ 47,000 | $ 303,000 |
| DeKalb County Georgia | 2 | $ 98,000 | $ 49,000 | $ 121,000 |
| Effingham County Georgia | 2 | $ 65,000 | $ 32,000 | $ 101,000 |
| Houston County Georgia | 2 | $ 135,000 | $ 67,000 | $ 154,000 |
| Ada County Idaho | 2 | $ 140,000 | $ 70,000 | $ 143,000 |
| Kendall County Illinois | 2 | $ 116,000 | $ 58,000 | $ 181,000 |
| Sangamon County Illinois | 2 | $ 194,000 | $ 97,000 | $ 158,000 |
| Winnebago County Illinois | 2 | $ 99,000 | $ 49,000 | $ 160,000 |
| Clark County Indiana | 2 | $ 87,000 | $ 43,000 | $ 108,000 |
| Hancock County Indiana | 2 | $ 71,000 | $ 35,000 | $ 168,000 |
| Boone County Kentucky | 2 | $ 97,000 | $ 48,000 | $ 182,000 |
| Jefferson County Kentucky | 2 | $ 91,000 | $ 45,000 | $ 161,000 |
| Madison County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 323,000 |
| Wayne County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 93,000 |
| Lafayette County Louisiana | 2 | $ 122,000 | $ 61,000 | $ 188,000 |
| Lafourche County Louisiana | 2 | $ 84,000 | $ 42,000 | $ 107,000 |
| Ouachita County Louisiana | 2 | $ 68,000 | $ 34,000 | $ 162,000 |
| Rapides County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 123,000 |
| St. Mary County Louisiana | 2 | $ 42,000 | $ 21,000 | $ 108,000 |
| West Baton Rouge County Louisiana | 2 | $ 99,000 | $ 49,000 | $ 110,000 |
| Berkshire County Massachusetts | 2 | $ 97,000 | $ 48,000 | $ 128,000 |
| Norfolk County Massachusetts | 2 | $ 101,000 | $ 50,000 | $ 141,000 |
| Tate County Mississippi | 2 | $ 52,000 | $ 26,000 | $ 59,000 |
| Lincoln County Missouri | 2 | $ 91,000 | $ 45,000 | $ 104,000 |
| Flathead County Montana | 2 | $ 59,000 | $ 29,000 | $ 52,000 |
| Bergen County New Jersey | 2 | $ 105,000 | $ 52,000 | $ 309,000 |
| Camden County New Jersey | 2 | $ 102,000 | $ 51,000 | $ 115,000 |
| Hunterdon County New Jersey | 2 | $ 132,000 | $ 66,000 | $ 163,000 |
| Erie County New York | 2 | $ 96,000 | $ 48,000 | $ 151,000 |
| Putnam County New York | 2 | $ 184,000 | $ 92,000 | $ 256,000 |
| Ulster County New York | 2 | $ 277,000 | $ 138,000 | $ 120,000 |
| Cumberland County North Carolina | 2 | $ 78,000 | $ 39,000 | $ 105,000 |
| Currituck County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 74,000 |
| Davidson County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 139,000 |
| Durham County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 111,000 |
| Harnett County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 143,000 |
| Lincoln County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 139,000 |
| Wayne County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 58,000 |
| Butler County Ohio | 2 | $ 84,000 | $ 42,000 | $ 153,000 |
| Lake County Ohio | 2 | $ 89,000 | $ 44,000 | $ 187,000 |
| Lorain County Ohio | 2 | $ 120,000 | $ 60,000 | $ 135,000 |
| Van Wert County Ohio | 2 | $ 58,000 | $ 29,000 | $ 128,000 |
| Canadian County Oklahoma | 2 | $ 127,000 | $ 63,000 | $ 207,000 |
| Comanche County Oklahoma | 2 | $ 104,000 | $ 52,000 | $ 209,000 |
| Rogers County Oklahoma | 2 | $ 84,000 | $ 42,000 | $ 103,000 |
| Monroe County Pennsylvania | 2 | $ 131,000 | $ 65,000 | $ 175,000 |
| Montgomery County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 230,000 |
| Perry County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 96,000 |
| Providence County Rhode Island | 2 | $ 125,000 | $ 62,000 | $ 178,000 |
| Greenwood County South Carolina | 2 | $ 71,000 | $ 35,000 | $ 122,000 |
| Bradley County Tennessee | 2 | $ 74,000 | $ 37,000 | $ 123,000 |
| Davidson County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 299,000 |
| Hamilton County Tennessee | 2 | $ 72,000 | $ 36,000 | $ 103,000 |
| Wilson County Tennessee | 2 | $ 74,000 | $ 37,000 | $ 184,000 |
| Utah County Utah | 2 | $ 136,000 | $ 68,000 | $ 214,000 |
| Chesterfield County Virginia | 2 | $ 139,000 | $ 69,000 | $ 345,000 |
| Fauquier County Virginia | 2 | $ 133,000 | $ 66,000 | $ 242,000 |
| James City County Virginia | 2 | $ 113,000 | $ 56,000 | $ 154,000 |
| Autauga County Alabama | 1 | $ 38,000 | $ 38,000 | $ 254,000 |
| Colbert County Alabama | 1 | $ 33,000 | $ 33,000 | $ 140,000 |
| Houston County Alabama | 1 | $ 26,000 | $ 26,000 | $ 112,000 |
| Lee County Alabama | 1 | $ 43,000 | $ 43,000 | $ 81,000 |
| Montgomery County Alabama | 1 | $ 26,000 | $ 26,000 | $ 110,000 |
| Shelby County Alabama | 1 | $ 39,000 | $ 39,000 | $ 103,000 |
| St. Clair County Alabama | 1 | $ 104,000 | $ 104,000 | $ 205,000 |
| Santa Cruz County Arizona | 1 | $ 33,000 | $ 33,000 | $ 46,000 |
| Yavapai County Arizona | 1 | $ 62,000 | $ 62,000 | $ 75,000 |
| Garland County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 85,000 |
| Saline County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 102,000 |
| Sebastian County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 117,000 |
| Alameda County California | 1 | $ 120,000 | $ 120,000 | $ 140,000 |
| Amador County California | 1 | $ 58,000 | $ 58,000 | $ 241,000 |
| Butte County California | 1 | $ 43,000 | $ 43,000 | $ 134,000 |
| Glenn County California | 1 | $ 52,000 | $ 52,000 | $ 154,000 |
| Santa Cruz County California | 1 | $ 46,000 | $ 46,000 | $ 286,000 |
| Sonoma County California | 1 | $ 33,000 | $ 33,000 | $ 126,000 |
| Sutter County California | 1 | $ 49,000 | $ 49,000 | $ 78,000 |
| Yolo County California | 1 | $ 78,000 | $ 78,000 | $ 263,000 |
| Teller County Colorado | 1 | $ 66,000 | $ 66,000 | $ 187,000 |
| Tolland County Connecticut | 1 | $ 52,000 | $ 52,000 | $ 68,000 |
| Alachua County Florida | 1 | $ 43,000 | $ 43,000 | $ 82,000 |
| Clay County Florida | 1 | $ 59,000 | $ 59,000 | $ 95,000 |
| Hernando County Florida | 1 | $ 48,000 | $ 48,000 | $ 102,000 |
| Marion County Florida | 1 | $ 27,000 | $ 27,000 | $ 69,000 |
| Nassau County Florida | 1 | $ 52,000 | $ 52,000 | $ 124,000 |
| Suwannee County Florida | 1 | $ 63,000 | $ 63,000 | $ 83,000 |
| Walton County Florida | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Bibb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| Catoosa County Georgia | 1 | $ 62,000 | $ 62,000 | $ 138,000 |
| Cherokee County Georgia | 1 | $ 49,000 | $ 49,000 | $ 112,000 |
| Clayton County Georgia | 1 | $ 57,000 | $ 57,000 | $ 185,000 |
| Columbia County Georgia | 1 | $ 90,000 | $ 90,000 | $ 214,000 |
| Dawson County Georgia | 1 | $ 52,000 | $ 52,000 | $ 90,000 |
| Floyd County Georgia | 1 | $ 27,000 | $ 27,000 | $ 74,000 |
| Franklin County Georgia | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Glynn County Georgia | 1 | $ 39,000 | $ 39,000 | $ 105,000 |
| Haralson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Heard County Georgia | 1 | $ 63,000 | $ 63,000 | $ 296,000 |
| Jasper County Georgia | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Lanier County Georgia | 1 | $ 26,000 | $ 26,000 | $ 82,000 |
| Madison County Georgia | 1 | $ 80,000 | $ 80,000 | $ 260,000 |
| Monroe County Georgia | 1 | $ 48,000 | $ 48,000 | $ 144,000 |
| Muscogee County Georgia | 1 | $ 63,000 | $ 63,000 | $ 260,000 |
| Treutlen County Georgia | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Walton County Georgia | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Honolulu County Hawaii | 1 | $ 73,000 | $ 73,000 | $ 230,000 |
| Clinton County Illinois | 1 | $ 32,000 | $ 32,000 | $ 103,000 |
| Cook County Illinois | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| DuPage County Illinois | 1 | $ 43,000 | $ 43,000 | $ 57,000 |
| Kankakee County Illinois | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Marion County Illinois | 1 | $ 61,000 | $ 61,000 | $ 148,000 |
| Ogle County Illinois | 1 | $ 57,000 | $ 57,000 | $ 166,000 |
| Peoria County Illinois | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| Randolph County Illinois | 1 | $ 58,000 | $ 58,000 | $ 90,000 |
| DeKalb County Indiana | 1 | $ 63,000 | $ 63,000 | $ 85,000 |
| Jasper County Indiana | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Johnson County Indiana | 1 | $ 77,000 | $ 77,000 | $ 166,000 |
| Lake County Indiana | 1 | $ 82,000 | $ 82,000 | $ 172,000 |
| Morgan County Indiana | 1 | $ 28,000 | $ 28,000 | $ 104,000 |
| St. Joseph County Indiana | 1 | $ 58,000 | $ 58,000 | $ 181,000 |
| Vanderburgh County Indiana | 1 | $ 34,000 | $ 34,000 | $ 220,000 |
| Audubon County Iowa | 1 | $ 56,000 | $ 56,000 | $ 342,000 |
| Saline County Kansas | 1 | $ 48,000 | $ 48,000 | $ 223,000 |
| Sedgwick County Kansas | 1 | $ 72,000 | $ 72,000 | $ 220,000 |
| Boyd County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 154,000 |
| Franklin County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 127,000 |
| Laurel County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 176,000 |
| McCracken County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 160,000 |
| Oldham County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 165,000 |
| Spencer County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 101,000 |
| Whitley County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 89,000 |
| Acadia County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Assumption County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Plaquemines County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 117,000 |
| Pointe Coupee County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 110,000 |
| Sabine County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 87,000 |
| St. James County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 191,000 |
| Tangipahoa County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 93,000 |
| Vermilion County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 175,000 |
| Penobscot County Maine | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Sagadahoc County Maine | 1 | $ 32,000 | $ 32,000 | $ 98,000 |
| York County Maine | 1 | $ 41,000 | $ 41,000 | $ 117,000 |
| Baltimore City County Maryland | 1 | $ 53,000 | $ 53,000 | $ 84,000 |
| Caroline County Maryland | 1 | $ 48,000 | $ 48,000 | $ 95,000 |
| Cecil County Maryland | 1 | $ 53,000 | $ 53,000 | $ 145,000 |
| Worcester County Maryland | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Bristol County Massachusetts | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Hampden County Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 79,000 |
| Middlesex County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Berrien County Michigan | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| Kalamazoo County Michigan | 1 | $ 59,000 | $ 59,000 | $ 152,000 |
| St. Clair County Michigan | 1 | $ 50,000 | $ 50,000 | $ 135,000 |
| Wayne County Michigan | 1 | $ 70,000 | $ 70,000 | $ 159,000 |
| Anoka County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 192,000 |
| Hennepin County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 145,000 |
| Bolivar County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 123,000 |
| Hancock County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 113,000 |
| Lee County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 64,000 |
| Marshall County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 173,000 |
| Panola County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 144,000 |
| Yalobusha County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 95,000 |
| Cape Girardeau County Missouri | 1 | $ 48,000 | $ 48,000 | $ 97,000 |
| St. Louis County Missouri | 1 | $ 48,000 | $ 48,000 | $ 137,000 |
| Warren County Missouri | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Dodge County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Merrimack County New Hampshire | 1 | $ 53,000 | $ 53,000 | $ 214,000 |
| Cumberland County New Jersey | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| Passaic County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 300,000 |
| Salem County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Somerset County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Warren County New Jersey | 1 | $ 32,000 | $ 32,000 | $ 174,000 |
| Sandoval County New Mexico | 1 | $ 41,000 | $ 41,000 | $ 112,000 |
| Chemung County New York | 1 | $ 70,000 | $ 70,000 | $ 99,000 |
| Clinton County New York | 1 | $ 70,000 | $ 70,000 | $ 146,000 |
| Montgomery County New York | 1 | $ 31,000 | $ 31,000 | $ 68,000 |
| Onondaga County New York | 1 | $ 53,000 | $ 53,000 | $ 108,000 |
| Rensselaer County New York | 1 | $ 30,000 | $ 30,000 | $ 174,000 |
| Saratoga County New York | 1 | $ 37,000 | $ 37,000 | $ 90,000 |
| Westchester County New York | 1 | $ 64,000 | $ 64,000 | $ 600,000 |
| Alamance County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 103,000 |
| Brunswick County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 197,000 |
| Buncombe County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 180,000 |
| Caldwell County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 115,000 |
| Catawba County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Chatham County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| Cleveland County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 243,000 |
| Columbus County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 151,000 |
| Guilford County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 149,000 |
| Hyde County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Nash County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 166,000 |
| Onslow County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 179,000 |
| Orange County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 360,000 |
| Pender County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 86,000 |
| Pitt County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 173,000 |
| Stanly County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| Ashland County Ohio | 1 | $ 23,000 | $ 23,000 | $ 125,000 |
| Clermont County Ohio | 1 | $ 70,000 | $ 70,000 | $ 454,000 |
| Crawford County Ohio | 1 | $ 36,000 | $ 36,000 | $ 97,000 |
| Greene County Ohio | 1 | $ 94,000 | $ 94,000 | $ 162,000 |
| Licking County Ohio | 1 | $ 60,000 | $ 60,000 | $ 127,000 |
| Mahoning County Ohio | 1 | $ 42,000 | $ 42,000 | $ 110,000 |
| Pickaway County Ohio | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Pike County Ohio | 1 | $ 59,000 | $ 59,000 | $ 120,000 |
| Scioto County Ohio | 1 | $ 33,000 | $ 33,000 | $ 154,000 |
| Cherokee County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 90,000 |
| Cleveland County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 132,000 |
| Grady County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 139,000 |
| Logan County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Pontotoc County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Stephens County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 112,000 |
| Washington County Oregon | 1 | $ 70,000 | $ 70,000 | $ 224,000 |
| Beaver County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 89,000 |
| Blair County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Butler County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 165,000 |
| Carbon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 201,000 |
| Erie County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 98,000 |
| Juniata County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 116,000 |
| Mercer County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 115,000 |
| Philadelphia County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 275,000 |
| Schuylkill County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 227,000 |
| Tioga County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 102,000 |
| Kent County Rhode Island | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| Washington County Rhode Island | 1 | $ 43,000 | $ 43,000 | $ 109,000 |
| Anderson County South Carolina | 1 | $ 26,000 | $ 26,000 | $ 135,000 |
| Beaufort County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
| Edgefield County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 112,000 |
| Florence County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 117,000 |
| Kershaw County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 187,000 |
| Laurens County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Newberry County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 51,000 |
| Oconee County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 155,000 |
| Orangeburg County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 58,000 |
| Spartanburg County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 116,000 |
| Blount County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 193,000 |
| Lake County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 90,000 |
| Lauderdale County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Davis County Utah | 1 | $ 70,000 | $ 70,000 | $ 249,000 |
| Alleghany County Virginia | 1 | $ 32,000 | $ 32,000 | $ 153,000 |
| Augusta County Virginia | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Clarke County Virginia | 1 | $ 70,000 | $ 70,000 | $ 269,000 |
| Culpeper County Virginia | 1 | $ 37,000 | $ 37,000 | $ 133,000 |
| King George County Virginia | 1 | $ 60,000 | $ 60,000 | $ 181,000 |
| Madison County Virginia | 1 | $ 58,000 | $ 58,000 | $ 205,000 |
| Shenandoah County Virginia | 1 | $ 43,000 | $ 43,000 | $ 287,000 |
| Suffolk County Virginia | 1 | $ 33,000 | $ 33,000 | $ 121,000 |
| Douglas County Washington | 1 | $ 63,000 | $ 63,000 | $ 74,000 |
| Yakima County Washington | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Jefferson County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 136,000 |
| Mercer County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 300,000 |
| Calumet County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 112,000 |
| Fond du Lac County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 114,000 |
| Kenosha County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 271,000 |
| Outagamie County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 404,000 |
| St. Croix County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 174,000 |
| Waukesha County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,246 | $125,608,000 | $55,000 | $600,000 | $164,000 | $2,513,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,351 | $74,615,000 | $55,000 | $600,000 | $164,000 | $2,513,000 |
| Not Provided | 450 | $25,987,000 | $57,000 | $528,000 | $170,000 | $2,450,000 |
| Hispanic | 228 | $11,800,000 | $51,000 | $182,000 | $148,000 | $900,000 |
| Black or African American | 113 | $6,286,000 | $55,000 | $250,000 | $152,000 | $369,000 |
| Asian | 57 | $4,278,000 | $75,000 | $528,000 | $194,000 | $726,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $1,347,000 | $53,000 | $106,000 | $168,000 | $302,000 |
| American Indian or Alaskan Native | 22 | $1,295,000 | $58,000 | $208,000 | $155,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,246 | $125,608,000 | $55,000 | $600,000 | $164,000 | $2,513,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,087 | $116,549,000 | $55,000 | $600,000 | $164,000 | $2,513,000 |
| Application Withdrawn By Applicant | 84 | $4,608,000 | $54,000 | $500,000 | $171,000 | $2,513,000 |
| Application Denied By Financial Institution | 75 | $4,451,000 | $59,000 | $250,000 | $156,000 | $701,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 35 | $2,012,000 | $57,000 | $200,000 | $124,000 | $318,000 |
| Credit History | 19 | $1,164,000 | $61,000 | $250,000 | $238,000 | $701,000 |
| Mortgage Insurance Denied | 6 | $247,000 | $41,000 | $70,000 | $142,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $435,000 | $87,000 | $182,000 | $140,000 | $158,000 |
| Employment History | 3 | $110,000 | $36,000 | $42,000 | $109,000 | $200,000 |
| Collateral | 2 | $200,000 | $100,000 | $130,000 | $186,000 | $200,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.