Urban Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Urban Trust Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Urban Trust Bank 400 Colonial Center Parkway Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,306 |
| Total Mortgage Loan Application Amount | $431,469,000 |
| Average Mortgage Loan Application Amount | $327,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $33,000 |
| Highest Applicant Income | $4,264,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Urban Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Urban Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Urban Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Urban Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Urban Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Urban Trust Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 95 | $ 22,009,000 | $ 231,000 | $ 152,000 |
| Seminole County Florida | 64 | $ 15,370,000 | $ 240,000 | $ 118,000 |
| Jackson County North Carolina | 30 | $ 6,596,000 | $ 219,000 | $ 79,000 |
| Los Angeles County California | 26 | $ 10,354,000 | $ 398,000 | $ 0 |
| Volusia County Florida | 22 | $ 2,880,000 | $ 130,000 | $ 55,000 |
| Hillsborough County Florida | 20 | $ 5,288,000 | $ 264,000 | $ 70,000 |
| Suffolk County New York | 18 | $ 11,637,000 | $ 646,000 | $ 0 |
| Cook County Illinois | 17 | $ 7,067,000 | $ 415,000 | $ 0 |
| Orange County California | 16 | $ 9,216,000 | $ 576,000 | $ 0 |
| Osceola County Florida | 16 | $ 2,247,000 | $ 140,000 | $ 41,000 |
| Maricopa County Arizona | 15 | $ 7,594,000 | $ 506,000 | $ 0 |
| Miami-Dade County Florida | 14 | $ 2,956,000 | $ 211,000 | $ 0 |
| Queens County New York | 14 | $ 5,136,000 | $ 366,000 | $ 21,000 |
| Riverside County California | 12 | $ 3,142,000 | $ 261,000 | $ 0 |
| Fulton County Georgia | 12 | $ 5,136,000 | $ 428,000 | $ 36,000 |
| Calvert County Maryland | 12 | $ 3,622,000 | $ 301,000 | $ 99,000 |
| Clark County Nevada | 12 | $ 5,825,000 | $ 485,000 | $ 0 |
| Nassau County New York | 12 | $ 3,798,000 | $ 316,000 | $ 0 |
| Manatee County Florida | 11 | $ 2,376,000 | $ 216,000 | $ 52,000 |
| Polk County Florida | 11 | $ 1,185,000 | $ 107,000 | $ 44,000 |
| Westchester County New York | 11 | $ 9,012,000 | $ 819,000 | $ 0 |
| Harris County Texas | 11 | $ 2,299,000 | $ 209,000 | $ 0 |
| Lake County Florida | 10 | $ 2,008,000 | $ 200,000 | $ 152,000 |
| Palm Beach County Florida | 10 | $ 3,980,000 | $ 398,000 | $ 4,000 |
| Montgomery County Maryland | 10 | $ 5,160,000 | $ 516,000 | $ 92,000 |
| New York County New York | 10 | $ 10,743,000 | $ 1,074,000 | $ 0 |
| Sacramento County California | 9 | $ 2,678,000 | $ 297,000 | $ 0 |
| San Bernardino County California | 9 | $ 2,123,000 | $ 235,000 | $ 0 |
| Broward County Florida | 9 | $ 2,967,000 | $ 329,000 | $ 12,000 |
| San Diego County California | 8 | $ 4,110,000 | $ 513,000 | $ 0 |
| Fairfield County Connecticut | 8 | $ 4,629,000 | $ 578,000 | $ 0 |
| Duval County Florida | 8 | $ 1,997,000 | $ 249,000 | $ 37,000 |
| Middlesex County Massachusetts | 8 | $ 3,281,000 | $ 410,000 | $ 18,000 |
| Santa Clara County California | 7 | $ 3,180,000 | $ 454,000 | $ 0 |
| District of Columbia County District Of Columbia | 7 | $ 1,687,000 | $ 241,000 | $ 74,000 |
| Collier County Florida | 7 | $ 6,755,000 | $ 965,000 | $ 0 |
| Marion County Florida | 7 | $ 851,000 | $ 121,000 | $ 21,000 |
| Pinellas County Florida | 7 | $ 1,572,000 | $ 224,000 | $ 60,000 |
| Sarasota County Florida | 7 | $ 3,013,000 | $ 430,000 | $ 47,000 |
| Chatham County Georgia | 7 | $ 760,000 | $ 108,000 | $ 42,000 |
| Tarrant County Texas | 7 | $ 1,644,000 | $ 234,000 | $ 0 |
| Loudoun County Virginia | 7 | $ 3,640,000 | $ 520,000 | $ 0 |
| King County Washington | 7 | $ 2,938,000 | $ 419,000 | $ 0 |
| Denver County Colorado | 6 | $ 2,235,000 | $ 372,000 | $ 0 |
| Lee County Florida | 6 | $ 3,878,000 | $ 646,000 | $ 41,000 |
| Prince George's County Maryland | 6 | $ 1,956,000 | $ 326,000 | $ 104,000 |
| Oakland County Michigan | 6 | $ 3,727,000 | $ 621,000 | $ 0 |
| Bergen County New Jersey | 6 | $ 4,492,000 | $ 748,000 | $ 20,000 |
| Ocean County New Jersey | 6 | $ 1,394,000 | $ 232,000 | $ 0 |
| Macon County North Carolina | 6 | $ 2,415,000 | $ 402,000 | $ 44,000 |
| Jefferson County Colorado | 5 | $ 1,602,000 | $ 320,000 | $ 0 |
| New Haven County Connecticut | 5 | $ 1,730,000 | $ 346,000 | $ 0 |
| Pasco County Florida | 5 | $ 1,139,000 | $ 227,000 | $ 25,000 |
| East Baton Rouge County Louisiana | 5 | $ 2,992,000 | $ 598,000 | $ 0 |
| Essex County Massachusetts | 5 | $ 1,591,000 | $ 318,000 | $ 0 |
| Kings County New York | 5 | $ 1,279,000 | $ 255,000 | $ 0 |
| Mecklenburg County North Carolina | 5 | $ 2,021,000 | $ 404,000 | $ 0 |
| Franklin County Ohio | 5 | $ 2,521,000 | $ 504,000 | $ 0 |
| Clackamas County Oregon | 5 | $ 1,214,000 | $ 242,000 | $ 0 |
| Fairfax County Virginia | 5 | $ 3,046,000 | $ 609,000 | $ 0 |
| Alameda County California | 4 | $ 2,849,000 | $ 712,000 | $ 0 |
| Contra Costa County California | 4 | $ 902,000 | $ 225,000 | $ 0 |
| San Francisco County California | 4 | $ 3,410,000 | $ 852,000 | $ 0 |
| Pitkin County Colorado | 4 | $ 4,471,000 | $ 1,117,000 | $ 0 |
| Hartford County Connecticut | 4 | $ 1,866,000 | $ 466,000 | $ 0 |
| Brevard County Florida | 4 | $ 2,264,000 | $ 566,000 | $ 14,000 |
| Leon County Florida | 4 | $ 532,000 | $ 133,000 | $ 9,000 |
| St. Johns County Florida | 4 | $ 2,755,000 | $ 688,000 | $ 67,000 |
| DeKalb County Georgia | 4 | $ 1,673,000 | $ 418,000 | $ 0 |
| Honolulu County Hawaii | 4 | $ 1,130,000 | $ 282,000 | $ 0 |
| Will County Illinois | 4 | $ 1,893,000 | $ 473,000 | $ 0 |
| Jefferson County Louisiana | 4 | $ 338,000 | $ 84,000 | $ 0 |
| Bristol County Massachusetts | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Norfolk County Massachusetts | 4 | $ 673,000 | $ 168,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 1,636,000 | $ 409,000 | $ 46,000 |
| Haywood County North Carolina | 4 | $ 634,000 | $ 158,000 | $ 116,000 |
| Swain County North Carolina | 4 | $ 701,000 | $ 175,000 | $ 60,000 |
| Oklahoma County Oklahoma | 4 | $ 444,000 | $ 111,000 | $ 0 |
| Horry County South Carolina | 4 | $ 666,000 | $ 166,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 1,078,000 | $ 269,000 | $ 0 |
| Baldwin County Alabama | 3 | $ 2,214,000 | $ 738,000 | $ 0 |
| Pima County Arizona | 3 | $ 1,804,000 | $ 601,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 1,052,000 | $ 350,000 | $ 0 |
| Placer County California | 3 | $ 1,343,000 | $ 447,000 | $ 0 |
| Santa Cruz County California | 3 | $ 2,118,000 | $ 706,000 | $ 0 |
| Sonoma County California | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Douglas County Colorado | 3 | $ 733,000 | $ 244,000 | $ 0 |
| Eagle County Colorado | 3 | $ 2,544,000 | $ 848,000 | $ 0 |
| Charlotte County Florida | 3 | $ 387,000 | $ 129,000 | $ 27,000 |
| Clay County Florida | 3 | $ 610,000 | $ 203,000 | $ 43,000 |
| Flagler County Florida | 3 | $ 1,809,000 | $ 603,000 | $ 63,000 |
| Highlands County Florida | 3 | $ 524,000 | $ 174,000 | $ 0 |
| Monroe County Florida | 3 | $ 770,000 | $ 256,000 | $ 106,000 |
| Okaloosa County Florida | 3 | $ 1,136,000 | $ 378,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 500,000 | $ 166,000 | $ 0 |
| Muscogee County Georgia | 3 | $ 219,000 | $ 73,000 | $ 0 |
| Canyon County Idaho | 3 | $ 1,357,000 | $ 452,000 | $ 0 |
| DuPage County Illinois | 3 | $ 1,790,000 | $ 596,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 1,145,000 | $ 381,000 | $ 59,000 |
| Baltimore City County Maryland | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Charles County Maryland | 3 | $ 920,000 | $ 306,000 | $ 50,000 |
| Worcester County Massachusetts | 3 | $ 1,118,000 | $ 372,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 538,000 | $ 179,000 | $ 0 |
| Ramsey County Minnesota | 3 | $ 893,000 | $ 297,000 | $ 0 |
| Atlantic County New Jersey | 3 | $ 1,666,000 | $ 555,000 | $ 40,000 |
| Cape May County New Jersey | 3 | $ 1,375,000 | $ 458,000 | $ 0 |
| Essex County New Jersey | 3 | $ 1,157,000 | $ 385,000 | $ 93,000 |
| Monmouth County New Jersey | 3 | $ 1,224,000 | $ 408,000 | $ 0 |
| Alamance County North Carolina | 3 | $ 319,000 | $ 106,000 | $ 0 |
| Cherokee County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 11,000 |
| Graham County North Carolina | 3 | $ 506,000 | $ 168,000 | $ 29,000 |
| Philadelphia County Pennsylvania | 3 | $ 396,000 | $ 132,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 630,000 | $ 210,000 | $ 0 |
| Dallas County Texas | 3 | $ 2,655,000 | $ 885,000 | $ 0 |
| Denton County Texas | 3 | $ 882,000 | $ 294,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 274,000 | $ 91,000 | $ 0 |
| Travis County Texas | 3 | $ 427,000 | $ 142,000 | $ 0 |
| Washington County Utah | 3 | $ 1,865,000 | $ 621,000 | $ 0 |
| Chesapeake County Virginia | 3 | $ 450,000 | $ 150,000 | $ 0 |
| Virginia Beach County Virginia | 3 | $ 1,480,000 | $ 493,000 | $ 0 |
| Dallas County Alabama | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Shelby County Alabama | 2 | $ 1,007,000 | $ 503,000 | $ 0 |
| Butte County California | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Fresno County California | 2 | $ 596,000 | $ 298,000 | $ 0 |
| Napa County California | 2 | $ 655,000 | $ 327,000 | $ 0 |
| Stanislaus County California | 2 | $ 654,000 | $ 327,000 | $ 0 |
| Tulare County California | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Ventura County California | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 640,000 | $ 320,000 | $ 0 |
| El Paso County Colorado | 2 | $ 1,106,000 | $ 553,000 | $ 0 |
| Mesa County Colorado | 2 | $ 742,000 | $ 371,000 | $ 0 |
| Middlesex County Connecticut | 2 | $ 547,000 | $ 273,000 | $ 0 |
| Windham County Connecticut | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Kent County Delaware | 2 | $ 213,000 | $ 106,000 | $ 0 |
| Alachua County Florida | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Hernando County Florida | 2 | $ 650,000 | $ 325,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 330,000 | $ 165,000 | $ 7,000 |
| Sumter County Florida | 2 | $ 241,000 | $ 120,000 | $ 27,000 |
| Carroll County Georgia | 2 | $ 632,000 | $ 316,000 | $ 0 |
| Cobb County Georgia | 2 | $ 1,693,000 | $ 846,000 | $ 0 |
| Hawaii County Hawaii | 2 | $ 901,000 | $ 450,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,037,000 | $ 518,000 | $ 0 |
| Allen County Indiana | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 805,000 | $ 402,000 | $ 0 |
| Johnson County Indiana | 2 | $ 743,000 | $ 371,000 | $ 0 |
| Marion County Indiana | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Polk County Iowa | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 1,055,000 | $ 527,000 | $ 0 |
| Jackson County Missouri | 2 | $ 219,000 | $ 109,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Washoe County Nevada | 2 | $ 673,000 | $ 336,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Camden County New Jersey | 2 | $ 293,000 | $ 146,000 | $ 83,000 |
| Cumberland County New Jersey | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 1,761,000 | $ 880,000 | $ 0 |
| Morris County New Jersey | 2 | $ 896,000 | $ 448,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 1,207,000 | $ 603,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 653,000 | $ 326,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 1,193,000 | $ 596,000 | $ 0 |
| Valencia County New Mexico | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Bronx County New York | 2 | $ 2,208,000 | $ 1,104,000 | $ 0 |
| Erie County New York | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Union County North Carolina | 2 | $ 581,000 | $ 290,000 | $ 0 |
| Watauga County North Carolina | 2 | $ 799,000 | $ 399,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 341,000 | $ 170,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 189,000 | $ 94,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Lane County Oregon | 2 | $ 804,000 | $ 402,000 | $ 0 |
| Marion County Oregon | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Kent County Rhode Island | 2 | $ 347,000 | $ 173,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 736,000 | $ 368,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Montgomery County Texas | 2 | $ 331,000 | $ 165,000 | $ 0 |
| Nueces County Texas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Cache County Utah | 2 | $ 689,000 | $ 344,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 287,000 | $ 143,000 | $ 0 |
| Chelan County Washington | 2 | $ 702,000 | $ 351,000 | $ 0 |
| Clark County Washington | 2 | $ 442,000 | $ 221,000 | $ 0 |
| Pierce County Washington | 2 | $ 991,000 | $ 495,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 256,000 | $ 128,000 | $ 36,000 |
| Oneida County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Autauga County Alabama | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Barbour County Alabama | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Coffee County Alabama | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Madison County Alabama | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cochise County Arizona | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Mohave County Arizona | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Clark County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 1,699,000 | $ 1,699,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Saline County Arkansas | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Sevier County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Amador County California | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Humboldt County California | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Inyo County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kern County California | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Kings County California | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Marin County California | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Mariposa County California | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Mendocino County California | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Merced County California | 1 | $ 464,000 | $ 464,000 | $ 0 |
| San Joaquin County California | 1 | $ 209,000 | $ 209,000 | $ 0 |
| San Mateo County California | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Siskiyou County California | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Solano County California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Boulder County Colorado | 1 | $ 2,569,000 | $ 2,569,000 | $ 0 |
| Crowley County Colorado | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Custer County Colorado | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Garfield County Colorado | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Routt County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Summit County Colorado | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 413,000 | $ 413,000 | $ 0 |
| New Castle County Delaware | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sussex County Delaware | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Bay County Florida | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Escambia County Florida | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Hendry County Florida | 1 | $ 181,000 | $ 181,000 | $ 137,000 |
| Lafayette County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Madison County Florida | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Martin County Florida | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Putnam County Florida | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Clayton County Georgia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Cook County Georgia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Douglas County Georgia | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Early County Georgia | 1 | $ 24,000 | $ 24,000 | $ 22,000 |
| Floyd County Georgia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Glynn County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hall County Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Mitchell County Georgia | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
| Newton County Georgia | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Spalding County Georgia | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Towns County Georgia | 1 | $ 360,000 | $ 360,000 | $ 42,000 |
| Walton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Ware County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Teton County Idaho | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Champaign County Illinois | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Clinton County Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Lake County Illinois | 1 | $ 113,000 | $ 113,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Ogle County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Clark County Indiana | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Clinton County Indiana | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Fayette County Indiana | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Lake County Indiana | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Porter County Indiana | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Shelby County Indiana | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Bremer County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Douglas County Kansas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Thomas County Kansas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Boone County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Union County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Warren County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 129,000 | $ 129,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Franklin County Maine | 1 | $ 118,000 | $ 118,000 | $ 0 |
| York County Maine | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Allegany County Maryland | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Frederick County Maryland | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Garrett County Maryland | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Harford County Maryland | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Kent County Maryland | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Somerset County Maryland | 1 | $ 416,000 | $ 416,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 256,000 | $ 256,000 | $ 57,000 |
| Wicomico County Maryland | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Genesee County Michigan | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lake County Michigan | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Manistee County Michigan | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Wayne County Michigan | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Koochiching County Minnesota | 1 | $ 1,763,000 | $ 1,763,000 | $ 0 |
| Lake County Minnesota | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Lyon County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Mower County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Lee County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Cass County Missouri | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Greene County Missouri | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Taney County Missouri | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Gallatin County Montana | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Hill County Montana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lake County Montana | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Washington County Nebraska | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Carson City County Nevada | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Storey County Nevada | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Salem County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Union County New Jersey | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Curry County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Grant County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Roosevelt County New Mexico | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Taos County New Mexico | 1 | $ 983,000 | $ 983,000 | $ 0 |
| Columbia County New York | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Delaware County New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Monroe County New York | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Onondaga County New York | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Orange County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wayne County New York | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
| Cabarrus County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Dare County North Carolina | 1 | $ 876,000 | $ 876,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 476,000 | $ 476,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Ward County North Dakota | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Ashland County Ohio | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Butler County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Licking County Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Marion County Ohio | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Stark County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Summit County Ohio | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Wayne County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Baker County Oregon | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Benton County Oregon | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Columbia County Oregon | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Coos County Oregon | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Jackson County Oregon | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Luzerne County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 399,000 | $ 399,000 | $ 0 |
| York County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 988,000 | $ 988,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Richland County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Bexar County Texas | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Brazoria County Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Collin County Texas | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Comal County Texas | 1 | $ 322,000 | $ 322,000 | $ 0 |
| El Paso County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Johnson County Texas | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Llano County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Parker County Texas | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Tom Green County Texas | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Wise County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Davis County Utah | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Utah County Utah | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Weber County Utah | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Addison County Vermont | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rutland County Vermont | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,349,000 | $ 1,349,000 | $ 0 |
| Caroline County Virginia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Danville County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Goochland County Virginia | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Henrico County Virginia | 1 | $ 1,499,000 | $ 1,499,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Newport News County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Washington County Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Kitsap County Washington | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Snohomish County Washington | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Spokane County Washington | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hancock County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 346,000 | $ 346,000 | $ 117,000 |
| Brown County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Door County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 154,000 | $ 154,000 | $ 0 |
Mortgage Loan Application Detail Totals for Urban Trust Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 791 | $270,079,000 | $341,000 | $3,000,000 | $21,000 | $4,264,000 |
| Home Purchase | 515 | $161,390,000 | $313,000 | $3,500,000 | $45,000 | $1,668,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 962 | $360,290,000 | $374,000 | $3,500,000 | $0 | $0 |
| White | 264 | $55,267,000 | $209,000 | $1,025,000 | $122,000 | $4,264,000 |
| Hispanic | 31 | $5,064,000 | $163,000 | $480,000 | $92,000 | $670,000 |
| Black or African American | 25 | $6,108,000 | $244,000 | $1,414,000 | $105,000 | $485,000 |
| Asian | 15 | $2,464,000 | $164,000 | $417,000 | $80,000 | $208,000 |
| Not Provided | 9 | $2,276,000 | $252,000 | $765,000 | $162,000 | $700,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,184 | $409,749,000 | $346,000 | $3,500,000 | $26,000 | $4,264,000 |
| FHA-insured (Federal Housing Administration) | 91 | $16,880,000 | $185,000 | $652,000 | $76,000 | $656,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $3,758,000 | $144,000 | $322,000 | $46,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,082,000 | $216,000 | $306,000 | $91,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 962 | $360,290,000 | $374,000 | $3,500,000 | $0 | $0 |
| Loan Originated | 245 | $50,316,000 | $205,000 | $1,414,000 | $124,000 | $4,264,000 |
| Application Withdrawn By Applicant | 50 | $10,615,000 | $212,000 | $1,025,000 | $85,000 | $281,000 |
| Application Denied By Financial Institution | 36 | $6,976,000 | $193,000 | $736,000 | $78,000 | $294,000 |
| Application Approved But Not Accepted | 9 | $1,892,000 | $210,000 | $529,000 | $249,000 | $1,668,000 |
| File Closed For Incompleteness | 4 | $1,380,000 | $345,000 | $750,000 | $162,000 | $242,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12 | $3,040,000 | $253,000 | $736,000 | $94,000 | $264,000 |
| Debt-To-Income Ratio | 12 | $1,778,000 | $148,000 | $360,000 | $47,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $701,000 | $175,000 | $240,000 | $81,000 | $144,000 |
| Other | 4 | $401,000 | $100,000 | $173,000 | $71,000 | $74,000 |
| Credit Application Incomplete | 2 | $604,000 | $302,000 | $502,000 | $166,000 | $294,000 |
| Credit History | 2 | $452,000 | $226,000 | $360,000 | $89,000 | $148,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Urban Trust Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Urban Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.