Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Usaa Federal Savings Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 146,093 |
| Total Mortgage Loan Application Amount | $28,447,817,000 |
| Average Mortgage Loan Application Amount | $148,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $6,084,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,205 | $ 1,708,397,000 | $ 258,500 | $ 109,750 |
| SAN ANTONIO, TX | 5,059 | $ 797,182,000 | $ 157,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3,684 | $ 823,151,000 | $ 248,500 | $ 98,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,382 | $ 632,755,000 | $ 187,000 | $ 92,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,373 | $ 615,229,000 | $ 182,000 | $ 87,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 3,359 | $ 566,183,000 | $ 168,000 | $ 108,000 |
| DALLAS-PLANO-IRVING, TX | 2,405 | $ 417,613,000 | $ 173,000 | $ 105,000 |
| COLORADO SPRINGS, CO | 2,209 | $ 475,580,000 | $ 215,000 | $ 81,000 |
| DENVER-AURORA-BROOMFIELD, CO | 2,207 | $ 496,682,000 | $ 225,000 | $ 102,000 |
| AUSTIN-ROUND ROCK, TX | 1,955 | $ 346,919,000 | $ 177,000 | $ 100,000 |
| BALTIMORE-TOWSON, MD | 1,850 | $ 457,460,000 | $ 247,000 | $ 108,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,845 | $ 512,512,000 | $ 277,000 | $ 106,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,654 | $ 318,504,000 | $ 192,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,608 | $ 422,040,000 | $ 262,000 | $ 109,000 |
| LAS VEGAS-PARADISE, NV | 1,564 | $ 300,775,000 | $ 192,000 | $ 83,000 |
| FORT WORTH-ARLINGTON, TX | 1,517 | $ 239,802,000 | $ 158,000 | $ 97,000 |
| FAYETTEVILLE, NC | 1,444 | $ 217,208,000 | $ 150,000 | $ 66,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,432 | $ 190,346,000 | $ 132,000 | $ 64,000 |
| PHILADELPHIA, PA | 1,415 | $ 321,696,000 | $ 227,000 | $ 109,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,344 | $ 284,406,000 | $ 211,000 | $ 87,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,325 | $ 294,450,000 | $ 222,000 | $ 105,000 |
| ST. LOUIS, MO-IL | 1,276 | $ 219,272,000 | $ 172,000 | $ 85,500 |
| OKLAHOMA CITY, OK | 1,274 | $ 188,977,000 | $ 148,000 | $ 77,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1,244 | $ 276,730,000 | $ 216,000 | $ 93,000 |
| ALBUQUERQUE, NM | 1,239 | $ 237,387,000 | $ 191,000 | $ 90,000 |
| TACOMA, WA | 1,238 | $ 284,386,000 | $ 229,000 | $ 89,000 |
| TUCSON, AZ | 1,181 | $ 227,368,000 | $ 192,000 | $ 79,000 |
| JACKSONVILLE, FL | 1,179 | $ 223,274,000 | $ 189,000 | $ 72,000 |
| CLARKSVILLE, TN-KY | 1,159 | $ 171,889,000 | $ 136,000 | $ 60,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,117 | $ 311,134,000 | $ 278,000 | $ 118,000 |
| RICHMOND, VA | 1,074 | $ 228,238,000 | $ 212,000 | $ 92,000 |
| KANSAS CITY, MO-KS | 979 | $ 169,063,000 | $ 171,500 | $ 88,000 |
| RALEIGH-CARY, NC | 958 | $ 189,534,000 | $ 197,000 | $ 89,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 934 | $ 216,947,000 | $ 232,000 | $ 99,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 902 | $ 177,866,000 | $ 192,500 | $ 87,500 |
| CAMDEN, NJ | 898 | $ 183,230,000 | $ 204,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 882 | $ 170,768,000 | $ 193,000 | $ 74,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 863 | $ 151,452,000 | $ 175,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 851 | $ 158,160,000 | $ 189,000 | $ 89,000 |
| COLUMBIA, SC | 843 | $ 140,408,000 | $ 166,000 | $ 76,000 |
| ORLANDO-KISSIMMEE, FL | 830 | $ 148,936,000 | $ 179,000 | $ 89,000 |
| EL PASO, TX | 810 | $ 117,205,000 | $ 144,000 | $ 75,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 808 | $ 219,464,000 | $ 271,000 | $ 133,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 803 | $ 123,584,000 | $ 156,500 | $ 76,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 798 | $ 216,905,000 | $ 272,500 | $ 127,500 |
| EDISON-NEW BRUNSWICK, NJ | 763 | $ 188,751,000 | $ 247,000 | $ 114,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 720 | $ 132,678,000 | $ 184,000 | $ 90,000 |
| HONOLULU, HI | 715 | $ 252,054,000 | $ 352,000 | $ 96,000 |
| INDIANAPOLIS-CARMEL, IN | 696 | $ 109,253,000 | $ 156,000 | $ 84,000 |
| ANCHORAGE, AK | 688 | $ 169,905,000 | $ 246,000 | $ 97,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 687 | $ 126,654,000 | $ 184,000 | $ 86,000 |
| HUNTSVILLE, AL | 676 | $ 133,565,000 | $ 197,000 | $ 96,000 |
| DAYTON, OH | 672 | $ 115,103,000 | $ 171,000 | $ 83,000 |
| JACKSONVILLE, NC | 663 | $ 116,183,000 | $ 175,000 | $ 63,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 647 | $ 100,721,000 | $ 155,000 | $ 77,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 647 | $ 107,204,000 | $ 156,500 | $ 83,500 |
| SAVANNAH, GA | 646 | $ 118,600,000 | $ 183,000 | $ 67,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 607 | $ 127,333,000 | $ 209,000 | $ 99,000 |
| NEWARK-UNION, NJ-PA | 607 | $ 158,352,000 | $ 213,500 | $ 107,000 |
| OLYMPIA, WA | 571 | $ 133,770,000 | $ 234,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 565 | $ 97,278,000 | $ 162,000 | $ 86,666 |
| PITTSBURGH, PA | 535 | $ 82,553,000 | $ 154,000 | $ 91,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 523 | $ 149,241,000 | $ 285,000 | $ 123,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 522 | $ 95,364,000 | $ 182,000 | $ 93,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 522 | $ 118,148,000 | $ 227,500 | $ 100,500 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 517 | $ 102,187,000 | $ 197,000 | $ 73,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 509 | $ 136,164,000 | $ 267,000 | $ 117,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 501 | $ 103,558,000 | $ 206,000 | $ 99,000 |
| BREMERTON-SILVERDALE, WA | 493 | $ 119,664,000 | $ 242,000 | $ 95,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 480 | $ 83,481,000 | $ 167,666 | $ 77,666 |
| BIRMINGHAM-HOOVER, AL | 473 | $ 80,641,000 | $ 170,000 | $ 84,000 |
| COLUMBUS, GA-AL | 469 | $ 75,877,000 | $ 159,000 | $ 61,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 466 | $ 133,983,000 | $ 287,000 | $ 129,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 464 | $ 73,314,000 | $ 158,000 | $ 89,000 |
| MONTGOMERY, AL | 463 | $ 81,636,000 | $ 176,000 | $ 77,000 |
| COLUMBUS, OH | 455 | $ 76,030,000 | $ 167,000 | $ 87,000 |
| WARNER ROBINS, GA | 455 | $ 74,439,000 | $ 163,000 | $ 68,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 453 | $ 100,894,000 | $ 222,000 | $ 116,000 |
| BOSTON-QUINCY, MA | 448 | $ 120,294,000 | $ 268,000 | $ 119,000 |
| SPOKANE, WA | 441 | $ 83,036,000 | $ 188,000 | $ 80,000 |
| WICHITA, KS | 430 | $ 63,071,000 | $ 146,000 | $ 72,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 427 | $ 72,360,000 | $ 160,500 | $ 81,500 |
| SALT LAKE CITY, UT | 417 | $ 86,845,000 | $ 208,000 | $ 100,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 416 | $ 83,312,000 | $ 200,000 | $ 98,000 |
| OGDEN-CLEARFIELD, UT | 415 | $ 83,803,000 | $ 201,000 | $ 78,000 |
| BOISE CITY-NAMPA, ID | 410 | $ 75,909,000 | $ 185,000 | $ 86,000 |
| SHREVEPORT-BOSSIER CITY, LA | 401 | $ 69,493,000 | $ 173,000 | $ 78,000 |
| BATON ROUGE, LA | 394 | $ 69,812,000 | $ 177,000 | $ 90,000 |
| KNOXVILLE, TN | 389 | $ 66,557,000 | $ 171,000 | $ 99,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 376 | $ 75,481,000 | $ 200,000 | $ 105,000 |
| LAWTON, OK | 374 | $ 54,105,000 | $ 144,000 | $ 64,000 |
| DURHAM-CHAPEL HILL, NC | 373 | $ 73,381,000 | $ 196,000 | $ 100,000 |
| NASSAU-SUFFOLK, NY | 372 | $ 93,979,000 | $ 252,000 | $ 120,000 |
| TULSA, OK | 370 | $ 55,880,000 | $ 151,000 | $ 89,000 |
| WILMINGTON, DE-MD-NJ | 361 | $ 79,076,000 | $ 216,333 | $ 91,333 |
| CORPUS CHRISTI, TX | 356 | $ 53,990,000 | $ 151,000 | $ 86,000 |
| HINESVILLE-FORT STEWART, GA | 341 | $ 44,879,000 | $ 131,000 | $ 60,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 334 | $ 60,732,000 | $ 181,000 | $ 94,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 316 | $ 49,711,000 | $ 157,000 | $ 93,000 |
| MANHATTAN, KS | 314 | $ 51,752,000 | $ 164,000 | $ 69,000 |
| VALLEJO-FAIRFIELD, CA | 313 | $ 79,432,000 | $ 253,000 | $ 90,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 299 | $ 51,430,000 | $ 172,000 | $ 85,000 |
| WILMINGTON, NC | 297 | $ 61,189,000 | $ 206,000 | $ 87,000 |
| CHARLOTTESVILLE, VA | 296 | $ 69,358,000 | $ 234,000 | $ 95,000 |
| FORT COLLINS-LOVELAND, CO | 296 | $ 62,710,000 | $ 211,000 | $ 93,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 285 | $ 64,239,000 | $ 217,500 | $ 98,000 |
| HARRISBURG-CARLISLE, PA | 282 | $ 50,986,000 | $ 180,000 | $ 94,000 |
| ASHEVILLE, NC | 273 | $ 51,358,000 | $ 188,000 | $ 84,000 |
| BOULDER, CO | 268 | $ 65,903,000 | $ 245,000 | $ 106,000 |
| NORWICH-NEW LONDON, CT | 260 | $ 54,525,000 | $ 209,000 | $ 96,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 258 | $ 74,577,000 | $ 289,000 | $ 150,000 |
| BRADENTON-SARASOTA-VENICE, FL | 257 | $ 47,690,000 | $ 185,000 | $ 95,000 |
| MANCHESTER-NASHUA, NH | 251 | $ 55,877,000 | $ 222,000 | $ 111,000 |
| GREENSBORO-HIGH POINT, NC | 250 | $ 43,096,000 | $ 172,000 | $ 82,000 |
| LAS CRUCES, NM | 245 | $ 45,068,000 | $ 183,000 | $ 77,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 245 | $ 77,078,000 | $ 314,000 | $ 141,000 |
| GULFPORT-BILOXI, MS | 244 | $ 39,352,000 | $ 161,000 | $ 68,000 |
| ELIZABETHTOWN, KY | 243 | $ 39,732,000 | $ 163,000 | $ 68,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 243 | $ 54,174,000 | $ 222,000 | $ 102,000 |
| ALBANY-SCHENECTADY-TROY, NY | 233 | $ 43,271,000 | $ 185,000 | $ 97,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 229 | $ 46,468,000 | $ 206,000 | $ 104,000 |
| VALDOSTA, GA | 229 | $ 37,406,000 | $ 163,000 | $ 58,000 |
| NEW HAVEN-MILFORD, CT | 227 | $ 48,644,000 | $ 214,000 | $ 105,000 |
| SUMTER, SC | 227 | $ 35,182,000 | $ 154,000 | $ 59,000 |
| CAPE CORAL-FORT MYERS, FL | 226 | $ 36,976,000 | $ 163,000 | $ 94,000 |
| RENO-SPARKS, NV | 226 | $ 52,662,000 | $ 233,000 | $ 97,000 |
| COLLEGE STATION-BRYAN, TX | 224 | $ 34,477,000 | $ 153,000 | $ 96,000 |
| DOVER, DE | 224 | $ 47,908,000 | $ 213,000 | $ 64,000 |
| ABILENE, TX | 221 | $ 30,062,000 | $ 136,000 | $ 68,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 220 | $ 62,706,000 | $ 285,000 | $ 132,000 |
| BAKERSFIELD, CA | 213 | $ 39,909,000 | $ 187,000 | $ 82,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 213 | $ 41,198,000 | $ 193,000 | $ 79,000 |
| WORCESTER, MA | 208 | $ 50,992,000 | $ 245,000 | $ 102,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 207 | $ 59,118,000 | $ 285,000 | $ 120,000 |
| MOBILE, AL | 206 | $ 30,820,000 | $ 149,000 | $ 85,000 |
| CHATTANOOGA, TN-GA | 204 | $ 33,424,000 | $ 161,000 | $ 75,500 |
| JACKSON, MS | 202 | $ 32,025,000 | $ 158,000 | $ 97,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 191 | $ 30,286,000 | $ 142,500 | $ 65,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 190 | $ 27,833,000 | $ 146,000 | $ 77,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 186 | $ 24,515,000 | $ 131,000 | $ 83,000 |
| YORK-HANOVER, PA | 184 | $ 35,350,000 | $ 192,000 | $ 96,000 |
| BARNSTABLE TOWN, MA | 183 | $ 47,089,000 | $ 257,000 | $ 125,000 |
| LEXINGTON-FAYETTE, KY | 183 | $ 31,275,000 | $ 170,000 | $ 73,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 182 | $ 35,702,000 | $ 196,000 | $ 90,500 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 182 | $ 44,903,000 | $ 246,000 | $ 105,000 |
| SPRINGFIELD, MA | 181 | $ 34,954,000 | $ 193,000 | $ 80,000 |
| PROVO-OREM, UT | 177 | $ 34,451,000 | $ 194,000 | $ 90,000 |
| YUMA, AZ | 177 | $ 34,206,000 | $ 193,000 | $ 70,000 |
| PRESCOTT, AZ | 173 | $ 35,980,000 | $ 207,000 | $ 89,000 |
| SALEM, OR | 173 | $ 32,826,000 | $ 189,000 | $ 84,000 |
| AUBURN-OPELIKA, AL | 163 | $ 24,917,000 | $ 152,000 | $ 68,000 |
| MADISON, WI | 162 | $ 32,201,000 | $ 198,000 | $ 78,000 |
| PEABODY, MA | 162 | $ 43,222,000 | $ 266,000 | $ 137,000 |
| WICHITA FALLS, TX | 160 | $ 20,483,000 | $ 128,000 | $ 75,000 |
| LAKELAND-WINTER HAVEN, FL | 159 | $ 24,682,000 | $ 155,000 | $ 72,000 |
| PORT ST. LUCIE, FL | 157 | $ 25,083,000 | $ 159,000 | $ 88,000 |
| ROCHESTER, NY | 155 | $ 21,596,000 | $ 139,000 | $ 98,000 |
| SPRINGFIELD, MO | 153 | $ 21,698,000 | $ 141,000 | $ 75,000 |
| SAN ANGELO, TX | 150 | $ 19,565,000 | $ 130,000 | $ 66,000 |
| BUFFALO-NIAGARA FALLS, NY | 146 | $ 20,087,000 | $ 137,000 | $ 86,000 |
| CHEYENNE, WY | 146 | $ 27,500,000 | $ 188,000 | $ 79,000 |
| SYRACUSE, NY | 145 | $ 19,680,000 | $ 135,000 | $ 85,000 |
| SANTA FE, NM | 144 | $ 32,077,000 | $ 222,000 | $ 92,000 |
| WINSTON-SALEM, NC | 143 | $ 23,766,000 | $ 166,000 | $ 97,000 |
| FAIRBANKS, AK | 142 | $ 31,317,000 | $ 220,000 | $ 87,000 |
| PASCAGOULA, MS | 142 | $ 22,441,000 | $ 158,000 | $ 75,000 |
| FRESNO, CA | 140 | $ 27,652,000 | $ 197,000 | $ 84,000 |
| SANTA ROSA-PETALUMA, CA | 140 | $ 37,200,000 | $ 265,000 | $ 108,000 |
| GARY, IN | 139 | $ 22,541,000 | $ 162,000 | $ 75,000 |
| RAPID CITY, SD | 139 | $ 22,641,000 | $ 162,000 | $ 71,000 |
| TALLAHASSEE, FL | 139 | $ 23,941,000 | $ 172,000 | $ 72,000 |
| TRENTON-EWING, NJ | 135 | $ 31,512,000 | $ 233,000 | $ 109,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 134 | $ 28,077,000 | $ 209,000 | $ 90,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 133 | $ 27,031,000 | $ 203,000 | $ 98,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 133 | $ 21,453,000 | $ 161,000 | $ 93,000 |
| EUGENE-SPRINGFIELD, OR | 130 | $ 27,528,000 | $ 211,000 | $ 81,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 129 | $ 23,536,000 | $ 182,000 | $ 104,000 |
| BEND, OR | 128 | $ 27,152,000 | $ 212,000 | $ 124,000 |
| FLAGSTAFF, AZ | 128 | $ 29,330,000 | $ 229,000 | $ 113,000 |
| AKRON, OH | 126 | $ 18,072,000 | $ 143,000 | $ 86,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 126 | $ 35,922,000 | $ 285,000 | $ 108,000 |
| BELLINGHAM, WA | 118 | $ 26,458,000 | $ 224,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 118 | $ 19,825,000 | $ 168,000 | $ 96,000 |
| GRAND RAPIDS-WYOMING, MI | 117 | $ 17,585,000 | $ 150,000 | $ 83,000 |
| ROANOKE, VA | 117 | $ 21,623,000 | $ 184,000 | $ 86,000 |
| MOUNT VERNON-ANACORTES, WA | 116 | $ 26,704,000 | $ 230,000 | $ 93,000 |
| WACO, TX | 116 | $ 17,260,000 | $ 148,000 | $ 101,000 |
| LYNCHBURG, VA | 113 | $ 19,547,000 | $ 172,000 | $ 101,000 |
| YUBA CITY, CA | 113 | $ 20,683,000 | $ 183,000 | $ 70,000 |
| ANN ARBOR, MI | 111 | $ 22,301,000 | $ 200,000 | $ 120,000 |
| TYLER, TX | 111 | $ 17,711,000 | $ 159,000 | $ 104,000 |
| BEAUMONT-PORT ARTHUR, TX | 110 | $ 13,248,000 | $ 120,000 | $ 78,000 |
| GREELEY, CO | 110 | $ 22,869,000 | $ 207,000 | $ 81,000 |
| SALINAS, CA | 110 | $ 28,846,000 | $ 262,000 | $ 106,000 |
| SCRANTON--WILKES-BARRE, PA | 110 | $ 17,026,000 | $ 154,000 | $ 86,000 |
| CHARLESTON, WV | 109 | $ 14,615,000 | $ 134,000 | $ 75,000 |
| GAINESVILLE, FL | 109 | $ 19,723,000 | $ 180,000 | $ 95,000 |
| LAFAYETTE, LA | 109 | $ 18,657,000 | $ 171,000 | $ 92,000 |
| MCALLEN-EDINBURG-MISSION, TX | 107 | $ 11,803,000 | $ 110,000 | $ 85,000 |
| OCALA, FL | 105 | $ 15,632,000 | $ 148,000 | $ 89,000 |
| TOPEKA, KS | 105 | $ 14,970,000 | $ 142,000 | $ 74,000 |
| GREAT FALLS, MT | 104 | $ 17,165,000 | $ 165,000 | $ 73,000 |
| LANCASTER, PA | 104 | $ 18,375,000 | $ 176,000 | $ 87,000 |
| DOTHAN, AL | 103 | $ 17,884,000 | $ 173,000 | $ 82,000 |
| FORT SMITH, AR-OK | 102 | $ 13,054,000 | $ 127,500 | $ 73,000 |
| SPARTANBURG, SC | 102 | $ 17,391,000 | $ 170,000 | $ 85,000 |
| BANGOR, ME | 101 | $ 16,483,000 | $ 163,000 | $ 91,000 |
| OCEAN CITY, NJ | 99 | $ 22,712,000 | $ 229,000 | $ 131,000 |
| STOCKTON, CA | 99 | $ 21,097,000 | $ 213,000 | $ 90,000 |
| ATHENS-CLARKE COUNTY, GA | 98 | $ 17,983,000 | $ 183,000 | $ 101,000 |
| PUEBLO, CO | 98 | $ 15,569,000 | $ 158,000 | $ 69,000 |
| LANSING-EAST LANSING, MI | 94 | $ 13,613,000 | $ 144,000 | $ 91,000 |
| BROWNSVILLE-HARLINGEN, TX | 92 | $ 12,270,000 | $ 133,000 | $ 88,000 |
| COEUR D'ALENE, ID | 92 | $ 18,136,000 | $ 197,000 | $ 86,000 |
| MEDFORD, OR | 92 | $ 20,521,000 | $ 223,000 | $ 88,000 |
| NAPLES-MARCO ISLAND, FL | 92 | $ 21,231,000 | $ 230,000 | $ 114,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 91 | $ 25,601,000 | $ 281,000 | $ 98,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 88 | $ 13,537,000 | $ 156,500 | $ 90,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 86 | $ 15,324,000 | $ 178,000 | $ 90,000 |
| LUBBOCK, TX | 85 | $ 10,514,000 | $ 123,000 | $ 94,000 |
| PEORIA, IL | 85 | $ 13,436,000 | $ 158,000 | $ 77,000 |
| MACON, GA | 83 | $ 12,421,000 | $ 149,000 | $ 71,000 |
| LINCOLN, NE | 82 | $ 10,278,000 | $ 125,000 | $ 69,000 |
| HATTIESBURG, MS | 81 | $ 12,961,000 | $ 160,000 | $ 86,000 |
| BRUNSWICK, GA | 78 | $ 16,276,000 | $ 208,000 | $ 101,000 |
| GOLDSBORO, NC | 78 | $ 11,732,000 | $ 150,000 | $ 63,000 |
| TOLEDO, OH | 78 | $ 10,664,000 | $ 136,000 | $ 80,000 |
| DULUTH, MN-WI | 77 | $ 14,341,000 | $ 173,500 | $ 92,000 |
| JOHNSON CITY, TN | 77 | $ 11,994,000 | $ 155,000 | $ 78,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 77 | $ 10,539,000 | $ 129,000 | $ 66,000 |
| CORVALLIS, OR | 76 | $ 15,478,000 | $ 203,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 76 | $ 15,993,000 | $ 210,000 | $ 77,000 |
| MISSOULA, MT | 75 | $ 13,700,000 | $ 182,000 | $ 72,000 |
| HICKORY-LENOIR-MORGANTON, NC | 74 | $ 12,708,000 | $ 171,000 | $ 85,000 |
| KALAMAZOO-PORTAGE, MI | 74 | $ 10,746,000 | $ 145,000 | $ 95,000 |
| WINCHESTER, VA-WV | 73 | $ 14,987,000 | $ 184,500 | $ 103,000 |
| READING, PA | 72 | $ 12,465,000 | $ 173,000 | $ 83,000 |
| BLOOMINGTON, IN | 71 | $ 11,821,000 | $ 166,000 | $ 84,000 |
| BILLINGS, MT | 70 | $ 13,518,000 | $ 193,000 | $ 107,000 |
| FORT WAYNE, IN | 70 | $ 8,796,000 | $ 125,000 | $ 66,000 |
| GRAND JUNCTION, CO | 70 | $ 14,399,000 | $ 205,000 | $ 86,000 |
| TUSCALOOSA, AL | 70 | $ 10,942,000 | $ 156,000 | $ 88,000 |
| LAKE CHARLES, LA | 69 | $ 11,376,000 | $ 164,000 | $ 95,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 69 | $ 10,161,000 | $ 167,000 | $ 144,000 |
| FLORENCE, SC | 68 | $ 11,304,000 | $ 166,000 | $ 84,000 |
| ALEXANDRIA, LA | 67 | $ 9,996,000 | $ 149,000 | $ 89,000 |
| ANDERSON, SC | 67 | $ 9,843,000 | $ 146,000 | $ 76,000 |
| COLUMBIA, MO | 67 | $ 10,156,000 | $ 151,000 | $ 78,000 |
| LAFAYETTE, IN | 66 | $ 9,173,000 | $ 138,000 | $ 65,000 |
| ANNISTON-OXFORD, AL | 64 | $ 7,909,000 | $ 123,000 | $ 77,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 64 | $ 8,283,000 | $ 135,333 | $ 71,000 |
| MODESTO, CA | 64 | $ 11,907,000 | $ 186,000 | $ 112,000 |
| ST. GEORGE, UT | 64 | $ 12,718,000 | $ 198,000 | $ 101,000 |
| UTICA-ROME, NY | 64 | $ 8,083,000 | $ 126,000 | $ 156,000 |
| YAKIMA, WA | 64 | $ 11,327,000 | $ 176,000 | $ 82,000 |
| GREENVILLE, NC | 63 | $ 9,102,000 | $ 144,000 | $ 73,000 |
| HOT SPRINGS, AR | 63 | $ 10,539,000 | $ 167,000 | $ 96,000 |
| AMARILLO, TX | 62 | $ 8,231,000 | $ 132,000 | $ 69,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 62 | $ 10,379,000 | $ 169,500 | $ 88,000 |
| CHICO, CA | 61 | $ 12,642,000 | $ 207,000 | $ 83,000 |
| ALBANY, GA | 60 | $ 9,256,000 | $ 154,000 | $ 82,000 |
| EVANSVILLE, IN-KY | 60 | $ 8,493,000 | $ 134,500 | $ 77,000 |
| MORGANTOWN, WV | 60 | $ 10,071,000 | $ 167,000 | $ 72,000 |
| SEBASTIAN-VERO BEACH, FL | 60 | $ 10,560,000 | $ 176,000 | $ 103,000 |
| GAINESVILLE, GA | 59 | $ 9,790,000 | $ 165,000 | $ 88,000 |
| REDDING, CA | 59 | $ 12,368,000 | $ 209,000 | $ 115,000 |
| ROCKFORD, IL | 59 | $ 9,156,000 | $ 155,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 58 | $ 7,356,000 | $ 126,000 | $ 82,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 57 | $ 9,109,000 | $ 159,000 | $ 78,000 |
| PUNTA GORDA, FL | 57 | $ 8,699,000 | $ 152,000 | $ 96,000 |
| DECATUR, AL | 55 | $ 8,355,000 | $ 151,000 | $ 84,000 |
| FARMINGTON, NM | 55 | $ 11,374,000 | $ 206,000 | $ 105,000 |
| LEBANON, PA | 55 | $ 11,021,000 | $ 200,000 | $ 94,000 |
| GRAND FORKS, ND-MN | 53 | $ 7,858,000 | $ 169,500 | $ 85,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 53 | $ 8,106,000 | $ 152,000 | $ 89,000 |
| LAWRENCE, KS | 52 | $ 8,253,000 | $ 158,000 | $ 95,000 |
| SPRINGFIELD, IL | 52 | $ 6,799,000 | $ 130,000 | $ 79,000 |
| WENATCHEE-EAST WENATCHEE, WA | 51 | $ 9,397,000 | $ 184,000 | $ 97,000 |
| ERIE, PA | 50 | $ 6,321,000 | $ 126,000 | $ 76,000 |
| IDAHO FALLS, ID | 50 | $ 9,420,000 | $ 188,000 | $ 105,000 |
| MIDLAND, TX | 50 | $ 7,066,000 | $ 141,000 | $ 98,000 |
| FLINT, MI | 48 | $ 5,104,000 | $ 106,000 | $ 65,000 |
| LONGVIEW, TX | 48 | $ 5,339,000 | $ 111,000 | $ 85,000 |
| PALM COAST, FL | 48 | $ 8,136,000 | $ 169,000 | $ 95,000 |
| ROCHESTER, MN | 48 | $ 8,776,000 | $ 182,000 | $ 88,000 |
| STATE COLLEGE, PA | 48 | $ 9,988,000 | $ 208,000 | $ 102,000 |
| VISALIA-PORTERVILLE, CA | 48 | $ 8,431,000 | $ 175,000 | $ 99,000 |
| SANTA CRUZ-WATSONVILLE, CA | 47 | $ 12,872,000 | $ 273,000 | $ 124,000 |
| CHAMPAIGN-URBANA, IL | 45 | $ 6,766,000 | $ 150,000 | $ 98,000 |
| VICTORIA, TX | 45 | $ 5,899,000 | $ 131,000 | $ 103,000 |
| BINGHAMTON, NY | 44 | $ 5,245,000 | $ 119,000 | $ 79,000 |
| LAREDO, TX | 44 | $ 5,290,000 | $ 120,000 | $ 82,000 |
| BLOOMINGTON-NORMAL, IL | 41 | $ 6,985,000 | $ 170,000 | $ 88,000 |
| HOLLAND-GRAND HAVEN, MI | 41 | $ 6,422,000 | $ 156,000 | $ 110,000 |
| BOWLING GREEN, KY | 40 | $ 5,613,000 | $ 140,000 | $ 84,000 |
| BURLINGTON, NC | 40 | $ 6,184,000 | $ 154,000 | $ 88,000 |
| EAU CLAIRE, WI | 40 | $ 6,066,000 | $ 151,000 | $ 79,000 |
| FLORENCE-MUSCLE SHOALS, AL | 40 | $ 5,548,000 | $ 138,000 | $ 80,000 |
| SIOUX FALLS, SD | 40 | $ 6,340,000 | $ 158,000 | $ 79,000 |
| HARRISONBURG, VA | 39 | $ 6,569,000 | $ 168,000 | $ 74,000 |
| JOPLIN, MO | 39 | $ 5,972,000 | $ 153,000 | $ 93,000 |
| NAPA, CA | 39 | $ 10,926,000 | $ 280,000 | $ 121,000 |
| RACINE, WI | 39 | $ 6,706,000 | $ 171,000 | $ 78,000 |
| SALISBURY, MD | 38 | $ 6,380,000 | $ 167,000 | $ 89,000 |
| SPRINGFIELD, OH | 38 | $ 6,815,000 | $ 179,000 | $ 80,000 |
| TERRE HAUTE, IN | 38 | $ 4,282,000 | $ 112,000 | $ 65,000 |
| CASPER, WY | 37 | $ 7,800,000 | $ 210,000 | $ 117,000 |
| LA CROSSE, WI-MN | 36 | $ 6,747,000 | $ 190,500 | $ 113,500 |
| FARGO, ND-MN | 35 | $ 5,254,000 | $ 146,000 | $ 84,500 |
| GLENS FALLS, NY | 35 | $ 5,065,000 | $ 144,000 | $ 89,000 |
| MONROE, LA | 35 | $ 5,654,000 | $ 161,000 | $ 93,000 |
| NILES-BENTON HARBOR, MI | 35 | $ 5,306,000 | $ 151,000 | $ 136,000 |
| TEXARKANA, TX-TEXARKANA, AR | 35 | $ 4,594,000 | $ 124,500 | $ 76,000 |
| GREEN BAY, WI | 33 | $ 5,585,000 | $ 169,000 | $ 78,000 |
| LEWISTON-AUBURN, ME | 33 | $ 5,199,000 | $ 157,000 | $ 82,000 |
| MERCED, CA | 33 | $ 5,025,000 | $ 152,000 | $ 84,000 |
| LONGVIEW, WA | 32 | $ 6,970,000 | $ 217,000 | $ 87,000 |
| JEFFERSON CITY, MO | 30 | $ 4,193,000 | $ 139,000 | $ 78,000 |
| MADERA-CHOWCHILLA, CA | 30 | $ 4,864,000 | $ 162,000 | $ 83,000 |
| ROCKY MOUNT, NC | 30 | $ 4,285,000 | $ 142,000 | $ 72,000 |
| APPLETON, WI | 29 | $ 4,147,000 | $ 143,000 | $ 74,000 |
| LOGAN, UT-ID | 29 | $ 4,275,000 | $ 144,000 | $ 71,000 |
| SHERMAN-DENISON, TX | 29 | $ 3,860,000 | $ 133,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 28 | $ 3,979,000 | $ 142,000 | $ 90,000 |
| ITHACA, NY | 28 | $ 4,913,000 | $ 175,000 | $ 99,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 28 | $ 4,874,000 | $ 179,500 | $ 107,500 |
| WAUSAU, WI | 28 | $ 4,504,000 | $ 160,000 | $ 103,000 |
| BATTLE CREEK, MI | 27 | $ 3,884,000 | $ 143,000 | $ 63,000 |
| ST. CLOUD, MN | 27 | $ 3,911,000 | $ 144,000 | $ 65,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 27 | $ 4,857,000 | $ 179,000 | $ 72,000 |
| CLEVELAND, TN | 26 | $ 4,544,000 | $ 174,000 | $ 95,000 |
| KINGSTON, NY | 26 | $ 5,465,000 | $ 210,000 | $ 99,000 |
| MONROE, MI | 26 | $ 4,545,000 | $ 174,000 | $ 96,000 |
| OWENSBORO, KY | 26 | $ 3,524,000 | $ 135,000 | $ 70,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 25 | $ 3,491,000 | $ 114,500 | $ 73,500 |
| COLUMBUS, IN | 25 | $ 4,776,000 | $ 191,000 | $ 90,000 |
| OSHKOSH-NEENAH, WI | 25 | $ 4,202,000 | $ 168,000 | $ 76,000 |
| JACKSON, TN | 24 | $ 3,370,000 | $ 140,000 | $ 85,000 |
| PITTSFIELD, MA | 24 | $ 4,031,000 | $ 167,000 | $ 120,000 |
| WHEELING, WV-OH | 24 | $ 2,686,000 | $ 108,000 | $ 72,000 |
| JANESVILLE, WI | 23 | $ 3,237,000 | $ 140,000 | $ 62,000 |
| ST. JOSEPH, MO-KS | 23 | $ 3,456,000 | $ 115,500 | $ 36,000 |
| ANDERSON, IN | 22 | $ 2,185,000 | $ 99,000 | $ 57,000 |
| EL CENTRO, CA | 22 | $ 4,072,000 | $ 185,000 | $ 69,000 |
| GADSDEN, AL | 22 | $ 3,340,000 | $ 151,000 | $ 100,000 |
| IOWA CITY, IA | 22 | $ 3,603,000 | $ 163,000 | $ 105,000 |
| ODESSA, TX | 22 | $ 2,462,000 | $ 111,000 | $ 73,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 22 | $ 2,520,000 | $ 114,000 | $ 75,000 |
| BISMARCK, ND | 21 | $ 3,776,000 | $ 179,000 | $ 96,000 |
| JACKSON, MI | 21 | $ 3,290,000 | $ 156,000 | $ 92,000 |
| LEWISTON, ID-WA | 21 | $ 3,183,000 | $ 153,000 | $ 67,500 |
| WILLIAMSPORT, PA | 21 | $ 3,067,000 | $ 146,000 | $ 100,000 |
| ALTOONA, PA | 20 | $ 2,780,000 | $ 139,000 | $ 95,000 |
| FOND DU LAC, WI | 20 | $ 2,500,000 | $ 125,000 | $ 61,000 |
| JONESBORO, AR | 20 | $ 2,280,000 | $ 114,000 | $ 93,000 |
| MORRISTOWN, TN | 20 | $ 2,862,000 | $ 143,000 | $ 70,000 |
| MUNCIE, IN | 20 | $ 2,281,000 | $ 114,000 | $ 83,000 |
| ROME, GA | 20 | $ 3,224,000 | $ 161,000 | $ 86,000 |
| CUMBERLAND, MD-WV | 19 | $ 2,936,000 | $ 149,500 | $ 110,000 |
| DECATUR, IL | 19 | $ 2,832,000 | $ 149,000 | $ 108,000 |
| JOHNSTOWN, PA | 19 | $ 2,190,000 | $ 115,000 | $ 94,000 |
| SANDUSKY, OH | 19 | $ 2,428,000 | $ 127,000 | $ 82,000 |
| WATERLOO-CEDAR FALLS, IA | 19 | $ 3,297,000 | $ 173,000 | $ 77,000 |
| MUSKEGON-NORTON SHORES, MI | 18 | $ 2,128,000 | $ 118,000 | $ 67,000 |
| AMES, IA | 17 | $ 2,780,000 | $ 163,000 | $ 77,000 |
| CARSON CITY, NV | 17 | $ 4,358,000 | $ 256,000 | $ 93,000 |
| PINE BLUFF, AR | 17 | $ 1,874,000 | $ 110,000 | $ 70,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 16 | $ 1,119,000 | $ 62,500 | $ 70,000 |
| MANSFIELD, OH | 15 | $ 1,702,000 | $ 113,000 | $ 46,000 |
| POCATELLO, ID | 15 | $ 1,931,000 | $ 128,000 | $ 63,000 |
| SIOUX CITY, IA-NE-SD | 15 | $ 2,459,000 | $ 209,666 | $ 79,666 |
| SHEBOYGAN, WI | 14 | $ 1,913,000 | $ 136,000 | $ 89,000 |
| KOKOMO, IN | 13 | $ 1,748,000 | $ 134,000 | $ 97,000 |
| DANVILLE, IL | 12 | $ 1,133,000 | $ 94,000 | $ 78,000 |
| DANVILLE, VA | 11 | $ 1,529,000 | $ 139,000 | $ 82,000 |
| BAY CITY, MI | 9 | $ 853,000 | $ 94,000 | $ 46,000 |
| ELMIRA, NY | 9 | $ 759,000 | $ 84,000 | $ 61,000 |
| MANKATO-NORTH MANKATO, MN | 9 | $ 1,534,000 | $ 170,000 | $ 97,000 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 1,196,000 | $ 132,000 | $ 67,000 |
| DUBUQUE, IA | 7 | $ 1,157,000 | $ 165,000 | $ 78,000 |
| DALTON, GA | 6 | $ 592,000 | $ 98,000 | $ 54,000 |
| KANKAKEE-BRADLEY, IL | 6 | $ 1,058,000 | $ 176,000 | $ 98,000 |
| ELKHART-GOSHEN, IN | 5 | $ 739,000 | $ 147,000 | $ 32,000 |
| LIMA, OH | 5 | $ 866,000 | $ 173,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 90,026 | $18,216,378,000 | $202,000 | $1,900,000 | $92,000 | $5,174,000 |
| Home Purchase | 50,535 | $9,974,091,000 | $197,000 | $2,000,000 | $90,000 | $4,745,000 |
| Home Improvement | 5,532 | $257,348,000 | $46,000 | $1,300,000 | $110,000 | $6,084,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 99,121 | $19,455,203,000 | $196,000 | $2,000,000 | $94,000 | $6,084,000 |
| Not Provided | 23,117 | $4,464,870,000 | $193,000 | $1,900,000 | $95,000 | $5,174,000 |
| Black or African American | 10,142 | $1,910,084,000 | $188,000 | $893,000 | $75,000 | $2,220,000 |
| Hispanic | 8,938 | $1,628,887,000 | $182,000 | $850,000 | $78,000 | $4,472,000 |
| Asian | 2,655 | $577,759,000 | $217,000 | $1,123,000 | $91,000 | $861,000 |
| American Indian or Alaskan Native | 1,267 | $235,730,000 | $186,000 | $582,000 | $87,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 853 | $175,284,000 | $205,000 | $1,029,000 | $77,000 | $391,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 101,722 | $19,168,886,000 | $188,000 | $2,000,000 | $106,000 | $6,084,000 |
| VA-guaranteed (Veterans Administration) | 44,371 | $9,278,931,000 | $209,000 | $1,080,000 | $59,000 | $2,597,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 89,897 | $17,710,016,000 | $197,000 | $1,238,000 | $88,000 | $3,721,000 |
| Application Denied By Financial Institution | 35,842 | $6,627,796,000 | $184,000 | $2,000,000 | $98,000 | $6,084,000 |
| Application Withdrawn By Applicant | 17,438 | $3,573,240,000 | $204,000 | $2,000,000 | $100,000 | $3,000,000 |
| Application Approved But Not Accepted | 1,967 | $387,492,000 | $196,000 | $673,000 | $86,000 | $1,546,000 |
| File Closed For Incompleteness | 949 | $149,273,000 | $157,000 | $594,000 | $107,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14,186 | $2,629,009,000 | $185,000 | $1,375,000 | $113,000 | $4,745,000 |
| Credit History | 8,541 | $1,343,575,000 | $157,000 | $1,550,000 | $95,000 | $6,084,000 |
| Debt-To-Income Ratio | 5,957 | $1,173,788,000 | $197,000 | $1,890,000 | $65,000 | $1,391,000 |
| Credit Application Incomplete | 2,464 | $547,827,000 | $222,000 | $1,890,000 | $109,000 | $2,650,000 |
| Other | 2,204 | $440,802,000 | $200,000 | $2,000,000 | $104,000 | $4,472,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,427 | $296,736,000 | $207,000 | $1,900,000 | $99,000 | $1,116,000 |
| Unverifiable Information | 676 | $127,187,000 | $188,000 | $1,071,000 | $90,000 | $768,000 |
| Employment History | 355 | $62,351,000 | $175,000 | $715,000 | $61,000 | $2,591,000 |
| Mortgage Insurance Denied | 32 | $6,521,000 | $203,000 | $417,000 | $89,000 | $204,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.