Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Usaa Federal Savings Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 135,538 |
| Total Mortgage Loan Application Amount | $26,574,704,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $7,961,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5,177 | $ 1,585,749,000 | $ 274,500 | $ 102,750 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4,619 | $ 755,156,000 | $ 163,000 | $ 85,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 3,591 | $ 650,425,000 | $ 181,000 | $ 109,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,119 | $ 590,467,000 | $ 189,000 | $ 91,000 |
| PHOENIX-MESA-GLENDALE, AZ | 3,100 | $ 571,608,000 | $ 184,000 | $ 92,000 |
| DALLAS-PLANO-IRVING, TX | 2,506 | $ 452,276,000 | $ 180,000 | $ 102,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,225 | $ 495,536,000 | $ 242,000 | $ 87,500 |
| DENVER-AURORA-BROOMFIELD, CO | 2,166 | $ 505,010,000 | $ 233,000 | $ 100,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 2,020 | $ 390,899,000 | $ 193,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,613 | $ 313,054,000 | $ 194,000 | $ 90,000 |
| FORT WORTH-ARLINGTON, TX | 1,580 | $ 265,447,000 | $ 168,000 | $ 94,000 |
| BALTIMORE-TOWSON, MD | 1,578 | $ 411,430,000 | $ 260,000 | $ 108,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,546 | $ 452,369,000 | $ 292,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 1,533 | $ 321,132,000 | $ 209,000 | $ 76,000 |
| FAYETTEVILLE, NC | 1,448 | $ 220,323,000 | $ 152,000 | $ 58,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,423 | $ 201,067,000 | $ 141,000 | $ 57,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,315 | $ 276,836,000 | $ 210,000 | $ 80,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,199 | $ 329,244,000 | $ 274,000 | $ 115,000 |
| OKLAHOMA CITY, OK | 1,186 | $ 194,573,000 | $ 164,000 | $ 77,000 |
| LAS VEGAS-PARADISE, NV | 1,167 | $ 227,574,000 | $ 195,000 | $ 78,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 1,158 | $ 252,996,000 | $ 218,000 | $ 106,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,083 | $ 248,391,000 | $ 226,000 | $ 93,000 |
| PHILADELPHIA, PA | 1,082 | $ 226,831,000 | $ 209,000 | $ 102,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,055 | $ 305,662,000 | $ 289,000 | $ 119,000 |
| ST. LOUIS, MO-IL | 1,051 | $ 182,397,000 | $ 173,000 | $ 79,500 |
| JACKSONVILLE, FL | 1,031 | $ 205,897,000 | $ 199,000 | $ 77,000 |
| ALBUQUERQUE, NM | 980 | $ 186,813,000 | $ 190,000 | $ 78,000 |
| KANSAS CITY, MO-KS | 967 | $ 173,952,000 | $ 179,500 | $ 88,000 |
| COLUMBIA, SC | 954 | $ 152,712,000 | $ 160,000 | $ 69,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 948 | $ 186,837,000 | $ 203,500 | $ 96,500 |
| RALEIGH-CARY, NC | 907 | $ 182,032,000 | $ 200,000 | $ 95,000 |
| TACOMA, WA | 897 | $ 203,106,000 | $ 226,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 887 | $ 136,064,000 | $ 138,500 | $ 48,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 857 | $ 164,697,000 | $ 192,000 | $ 85,000 |
| TUCSON, AZ | 854 | $ 154,724,000 | $ 181,000 | $ 80,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 846 | $ 167,207,000 | $ 197,000 | $ 85,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 844 | $ 155,909,000 | $ 184,000 | $ 78,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 839 | $ 171,272,000 | $ 208,000 | $ 83,000 |
| RICHMOND, VA | 838 | $ 169,422,000 | $ 202,000 | $ 88,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 825 | $ 233,992,000 | $ 283,000 | $ 115,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 820 | $ 131,161,000 | $ 159,500 | $ 74,000 |
| EL PASO, TX | 805 | $ 118,969,000 | $ 147,000 | $ 67,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 791 | $ 178,922,000 | $ 226,000 | $ 98,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 745 | $ 138,026,000 | $ 185,000 | $ 79,000 |
| CAMDEN, NJ | 744 | $ 141,041,000 | $ 189,000 | $ 88,000 |
| ANCHORAGE, AK | 665 | $ 168,605,000 | $ 253,000 | $ 99,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 660 | $ 205,275,000 | $ 311,000 | $ 126,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 651 | $ 119,632,000 | $ 183,000 | $ 93,000 |
| HUNTSVILLE, AL | 629 | $ 119,472,000 | $ 189,000 | $ 91,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 628 | $ 112,444,000 | $ 179,000 | $ 97,000 |
| DAYTON, OH | 617 | $ 104,299,000 | $ 169,000 | $ 73,000 |
| EDISON-NEW BRUNSWICK, NJ | 614 | $ 152,708,000 | $ 248,000 | $ 113,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 596 | $ 138,416,000 | $ 232,000 | $ 99,000 |
| INDIANAPOLIS-CARMEL, IN | 595 | $ 94,445,000 | $ 158,000 | $ 80,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 586 | $ 95,416,000 | $ 162,000 | $ 66,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 584 | $ 96,937,000 | $ 171,500 | $ 80,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 556 | $ 91,497,000 | $ 160,500 | $ 81,500 |
| MEMPHIS, TN-MS-AR | 556 | $ 93,513,000 | $ 143,666 | $ 73,666 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 552 | $ 108,269,000 | $ 196,000 | $ 70,000 |
| SAVANNAH, GA | 533 | $ 97,292,000 | $ 182,000 | $ 63,000 |
| COLUMBUS, GA-AL | 530 | $ 87,308,000 | $ 163,500 | $ 54,000 |
| COLUMBUS, OH | 527 | $ 89,492,000 | $ 169,000 | $ 86,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 519 | $ 88,684,000 | $ 166,666 | $ 78,666 |
| PITTSBURGH, PA | 505 | $ 79,345,000 | $ 157,000 | $ 95,000 |
| HONOLULU, HI | 500 | $ 195,328,000 | $ 390,000 | $ 103,000 |
| BIRMINGHAM-HOOVER, AL | 499 | $ 85,301,000 | $ 170,000 | $ 83,000 |
| NEWARK-UNION, NJ-PA | 491 | $ 117,601,000 | $ 189,500 | $ 95,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 484 | $ 85,347,000 | $ 176,000 | $ 83,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 470 | $ 105,867,000 | $ 230,500 | $ 87,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 468 | $ 144,411,000 | $ 308,000 | $ 120,000 |
| JACKSONVILLE, NC | 467 | $ 78,003,000 | $ 167,000 | $ 48,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 462 | $ 98,676,000 | $ 213,000 | $ 109,000 |
| WARNER ROBINS, GA | 458 | $ 75,068,000 | $ 163,000 | $ 59,000 |
| MONTGOMERY, AL | 456 | $ 74,803,000 | $ 164,000 | $ 65,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 456 | $ 148,028,000 | $ 324,000 | $ 116,000 |
| NASSAU-SUFFOLK, NY | 440 | $ 119,249,000 | $ 271,000 | $ 119,000 |
| OLYMPIA, WA | 432 | $ 96,434,000 | $ 223,000 | $ 69,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 430 | $ 93,536,000 | $ 217,000 | $ 100,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 417 | $ 89,565,000 | $ 214,000 | $ 95,000 |
| TULSA, OK | 408 | $ 64,300,000 | $ 157,000 | $ 85,000 |
| BOSTON-QUINCY, MA | 402 | $ 109,966,000 | $ 273,000 | $ 106,000 |
| KNOXVILLE, TN | 384 | $ 68,302,000 | $ 177,000 | $ 81,000 |
| BOISE CITY-NAMPA, ID | 374 | $ 72,411,000 | $ 193,000 | $ 113,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 372 | $ 75,202,000 | $ 202,000 | $ 97,000 |
| SHREVEPORT-BOSSIER CITY, LA | 366 | $ 66,027,000 | $ 180,000 | $ 75,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 364 | $ 59,441,000 | $ 163,000 | $ 91,000 |
| CORPUS CHRISTI, TX | 361 | $ 57,419,000 | $ 159,000 | $ 83,000 |
| BATON ROUGE, LA | 355 | $ 63,027,000 | $ 177,000 | $ 81,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 344 | $ 58,295,000 | $ 169,000 | $ 83,000 |
| SPOKANE, WA | 337 | $ 66,041,000 | $ 195,000 | $ 75,000 |
| BREMERTON-SILVERDALE, WA | 331 | $ 75,709,000 | $ 228,000 | $ 76,000 |
| WICHITA, KS | 328 | $ 48,509,000 | $ 147,000 | $ 63,000 |
| WILMINGTON, DE-MD-NJ | 328 | $ 70,961,000 | $ 201,666 | $ 84,333 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 319 | $ 90,899,000 | $ 284,000 | $ 124,000 |
| MANHATTAN, KS | 314 | $ 53,138,000 | $ 169,000 | $ 55,000 |
| DURHAM-CHAPEL HILL, NC | 305 | $ 59,359,000 | $ 194,000 | $ 96,000 |
| SALT LAKE CITY, UT | 304 | $ 63,683,000 | $ 209,000 | $ 104,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 297 | $ 62,995,000 | $ 212,000 | $ 95,000 |
| WILMINGTON, NC | 297 | $ 60,524,000 | $ 203,000 | $ 99,000 |
| LAWTON, OK | 286 | $ 46,176,000 | $ 161,000 | $ 55,000 |
| ASHEVILLE, NC | 285 | $ 51,440,000 | $ 180,000 | $ 90,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 283 | $ 61,021,000 | $ 215,000 | $ 108,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 277 | $ 53,103,000 | $ 191,000 | $ 84,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 274 | $ 50,330,000 | $ 183,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 265 | $ 48,518,000 | $ 183,000 | $ 102,000 |
| CHATTANOOGA, TN-GA | 260 | $ 43,234,000 | $ 145,500 | $ 72,000 |
| ELIZABETHTOWN, KY | 258 | $ 44,052,000 | $ 170,000 | $ 54,000 |
| FORT COLLINS-LOVELAND, CO | 258 | $ 58,826,000 | $ 228,000 | $ 91,000 |
| VALLEJO-FAIRFIELD, CA | 258 | $ 65,554,000 | $ 254,000 | $ 79,000 |
| ALBANY-SCHENECTADY-TROY, NY | 257 | $ 49,246,000 | $ 191,000 | $ 103,000 |
| GULFPORT-BILOXI, MS | 254 | $ 40,748,000 | $ 160,000 | $ 67,000 |
| GREENSBORO-HIGH POINT, NC | 251 | $ 40,564,000 | $ 161,000 | $ 85,000 |
| BUFFALO-NIAGARA FALLS, NY | 248 | $ 31,465,000 | $ 126,000 | $ 81,000 |
| JACKSON, MS | 247 | $ 43,174,000 | $ 174,000 | $ 88,000 |
| RENO-SPARKS, NV | 246 | $ 54,898,000 | $ 223,000 | $ 93,000 |
| CHARLOTTESVILLE, VA | 243 | $ 61,466,000 | $ 252,000 | $ 108,000 |
| HINESVILLE-FORT STEWART, GA | 239 | $ 31,160,000 | $ 130,000 | $ 47,000 |
| OGDEN-CLEARFIELD, UT | 239 | $ 51,324,000 | $ 214,000 | $ 73,000 |
| SUMTER, SC | 234 | $ 35,846,000 | $ 153,000 | $ 50,000 |
| HARRISBURG-CARLISLE, PA | 229 | $ 42,733,000 | $ 186,000 | $ 96,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 227 | $ 29,776,000 | $ 131,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 226 | $ 47,238,000 | $ 186,500 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 223 | $ 39,408,000 | $ 177,500 | $ 101,000 |
| DOVER, DE | 219 | $ 45,097,000 | $ 205,000 | $ 69,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 217 | $ 38,195,000 | $ 149,000 | $ 59,500 |
| NEW HAVEN-MILFORD, CT | 216 | $ 45,415,000 | $ 210,000 | $ 90,000 |
| VALDOSTA, GA | 216 | $ 33,097,000 | $ 153,000 | $ 53,000 |
| MANCHESTER-NASHUA, NH | 215 | $ 48,318,000 | $ 224,000 | $ 105,000 |
| WORCESTER, MA | 215 | $ 49,253,000 | $ 229,000 | $ 89,000 |
| ABILENE, TX | 206 | $ 28,196,000 | $ 136,000 | $ 63,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 205 | $ 61,571,000 | $ 300,000 | $ 155,000 |
| LEXINGTON-FAYETTE, KY | 205 | $ 35,015,000 | $ 170,000 | $ 79,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 205 | $ 68,215,000 | $ 332,000 | $ 147,000 |
| BAKERSFIELD-DELANO, CA | 203 | $ 37,310,000 | $ 183,000 | $ 92,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 203 | $ 44,531,000 | $ 219,000 | $ 103,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 201 | $ 64,963,000 | $ 323,000 | $ 123,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 199 | $ 32,526,000 | $ 163,000 | $ 82,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 199 | $ 60,074,000 | $ 301,000 | $ 115,000 |
| SPRINGFIELD, MA | 192 | $ 37,256,000 | $ 194,000 | $ 82,000 |
| BOULDER, CO | 190 | $ 48,225,000 | $ 253,000 | $ 119,000 |
| ROCHESTER, NY | 187 | $ 26,263,000 | $ 140,000 | $ 80,000 |
| COLLEGE STATION-BRYAN, TX | 186 | $ 29,391,000 | $ 158,000 | $ 102,000 |
| NORWICH-NEW LONDON, CT | 182 | $ 42,349,000 | $ 232,000 | $ 92,000 |
| PRESCOTT, AZ | 176 | $ 35,771,000 | $ 203,000 | $ 86,000 |
| WINSTON-SALEM, NC | 176 | $ 27,105,000 | $ 154,000 | $ 82,000 |
| MOBILE, AL | 175 | $ 23,758,000 | $ 135,000 | $ 77,000 |
| PORT ST. LUCIE, FL | 174 | $ 28,982,000 | $ 166,000 | $ 92,000 |
| PEABODY, MA | 172 | $ 48,850,000 | $ 284,000 | $ 113,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 169 | $ 26,005,000 | $ 153,000 | $ 88,000 |
| FRESNO, CA | 162 | $ 33,512,000 | $ 206,000 | $ 89,000 |
| CHEYENNE, WY | 161 | $ 29,890,000 | $ 185,000 | $ 74,000 |
| LAKELAND-WINTER HAVEN, FL | 160 | $ 23,122,000 | $ 144,000 | $ 84,000 |
| SAN ANGELO, TX | 159 | $ 23,687,000 | $ 148,000 | $ 63,000 |
| LAS CRUCES, NM | 157 | $ 29,117,000 | $ 185,000 | $ 73,000 |
| MADISON, WI | 156 | $ 33,279,000 | $ 213,000 | $ 84,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 151 | $ 28,162,000 | $ 196,500 | $ 76,500 |
| LAFAYETTE, LA | 150 | $ 26,394,000 | $ 175,000 | $ 84,000 |
| SYRACUSE, NY | 148 | $ 21,533,000 | $ 145,000 | $ 89,000 |
| SPRINGFIELD, MO | 146 | $ 21,393,000 | $ 146,000 | $ 67,000 |
| GARY, IN | 143 | $ 23,552,000 | $ 164,000 | $ 81,000 |
| SALEM, OR | 140 | $ 24,971,000 | $ 178,000 | $ 72,000 |
| GRAND RAPIDS-WYOMING, MI | 139 | $ 20,254,000 | $ 145,000 | $ 84,000 |
| RAPID CITY, SD | 138 | $ 23,488,000 | $ 170,000 | $ 75,000 |
| YORK-HANOVER, PA | 137 | $ 25,741,000 | $ 187,000 | $ 90,000 |
| AUBURN-OPELIKA, AL | 136 | $ 22,911,000 | $ 168,000 | $ 68,000 |
| SANTA FE, NM | 136 | $ 32,197,000 | $ 236,000 | $ 118,000 |
| WICHITA FALLS, TX | 136 | $ 17,975,000 | $ 132,000 | $ 73,000 |
| BEND, OR | 134 | $ 29,818,000 | $ 222,000 | $ 108,000 |
| YUMA, AZ | 134 | $ 25,525,000 | $ 190,000 | $ 64,000 |
| TALLAHASSEE, FL | 133 | $ 23,751,000 | $ 178,000 | $ 83,000 |
| BEAUMONT-PORT ARTHUR, TX | 132 | $ 19,707,000 | $ 149,000 | $ 83,000 |
| GREELEY, CO | 132 | $ 26,936,000 | $ 204,000 | $ 84,000 |
| OCALA, FL | 132 | $ 18,446,000 | $ 139,000 | $ 73,000 |
| AKRON, OH | 131 | $ 20,990,000 | $ 160,000 | $ 79,000 |
| DOTHAN, AL | 129 | $ 23,348,000 | $ 180,000 | $ 76,000 |
| MCALLEN-EDINBURG-MISSION, TX | 129 | $ 16,067,000 | $ 124,000 | $ 80,000 |
| PASCAGOULA, MS | 125 | $ 19,304,000 | $ 154,000 | $ 61,000 |
| WACO, TX | 125 | $ 18,870,000 | $ 150,000 | $ 94,000 |
| SANTA ROSA-PETALUMA, CA | 124 | $ 34,515,000 | $ 278,000 | $ 88,000 |
| SCRANTON--WILKES-BARRE, PA | 124 | $ 17,572,000 | $ 141,000 | $ 69,000 |
| PROVO-OREM, UT | 123 | $ 25,210,000 | $ 204,000 | $ 81,000 |
| SPARTANBURG, SC | 123 | $ 18,475,000 | $ 150,000 | $ 80,000 |
| CHARLESTON, WV | 122 | $ 17,685,000 | $ 144,000 | $ 87,000 |
| LINCOLN, NE | 122 | $ 20,426,000 | $ 167,000 | $ 68,000 |
| EUGENE-SPRINGFIELD, OR | 120 | $ 26,184,000 | $ 218,000 | $ 108,000 |
| BARNSTABLE TOWN, MA | 118 | $ 27,304,000 | $ 231,000 | $ 109,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 118 | $ 23,171,000 | $ 196,000 | $ 84,000 |
| LYNCHBURG, VA | 118 | $ 21,027,000 | $ 178,000 | $ 93,000 |
| YUBA CITY, CA | 118 | $ 23,243,000 | $ 196,000 | $ 61,000 |
| ROANOKE, VA | 117 | $ 21,718,000 | $ 185,000 | $ 89,000 |
| FAIRBANKS, AK | 116 | $ 23,725,000 | $ 204,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 115 | $ 15,042,000 | $ 130,000 | $ 77,000 |
| TOPEKA, KS | 114 | $ 16,906,000 | $ 148,000 | $ 65,000 |
| TOLEDO, OH | 113 | $ 14,844,000 | $ 131,000 | $ 82,000 |
| NAPLES-MARCO ISLAND, FL | 112 | $ 25,904,000 | $ 231,000 | $ 127,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 112 | $ 33,457,000 | $ 298,000 | $ 95,000 |
| GAINESVILLE, FL | 111 | $ 17,969,000 | $ 161,000 | $ 81,000 |
| DES MOINES-WEST DES MOINES, IA | 109 | $ 17,688,000 | $ 162,000 | $ 79,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 108 | $ 23,708,000 | $ 219,000 | $ 90,000 |
| LUBBOCK, TX | 108 | $ 15,018,000 | $ 139,000 | $ 90,000 |
| ANN ARBOR, MI | 106 | $ 20,611,000 | $ 194,000 | $ 103,000 |
| STOCKTON, CA | 106 | $ 24,688,000 | $ 232,000 | $ 99,000 |
| DULUTH, MN-WI | 105 | $ 17,047,000 | $ 154,000 | $ 67,000 |
| HICKORY-LENOIR-MORGANTON, NC | 105 | $ 18,239,000 | $ 173,000 | $ 81,000 |
| GOLDSBORO, NC | 104 | $ 16,046,000 | $ 154,000 | $ 69,000 |
| TYLER, TX | 103 | $ 16,145,000 | $ 156,000 | $ 84,000 |
| COEUR D'ALENE, ID | 102 | $ 22,173,000 | $ 217,000 | $ 98,000 |
| PUEBLO, CO | 101 | $ 16,394,000 | $ 162,000 | $ 90,000 |
| TRENTON-EWING, NJ | 100 | $ 22,770,000 | $ 227,000 | $ 108,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 99 | $ 15,583,000 | $ 164,500 | $ 81,000 |
| FORT SMITH, AR-OK | 98 | $ 12,347,000 | $ 127,000 | $ 96,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 95 | $ 17,454,000 | $ 183,000 | $ 83,000 |
| BELLINGHAM, WA | 95 | $ 22,863,000 | $ 240,000 | $ 96,000 |
| ATHENS-CLARKE COUNTY, GA | 94 | $ 15,004,000 | $ 159,000 | $ 90,000 |
| LANCASTER, PA | 94 | $ 17,111,000 | $ 182,000 | $ 78,000 |
| MOUNT VERNON-ANACORTES, WA | 94 | $ 23,607,000 | $ 251,000 | $ 110,000 |
| FLAGSTAFF, AZ | 93 | $ 19,957,000 | $ 214,000 | $ 96,000 |
| FLORENCE, SC | 92 | $ 13,831,000 | $ 150,000 | $ 66,000 |
| ALEXANDRIA, LA | 91 | $ 15,012,000 | $ 164,000 | $ 71,000 |
| BILLINGS, MT | 90 | $ 17,494,000 | $ 194,000 | $ 80,000 |
| FORT WAYNE, IN | 90 | $ 13,859,000 | $ 153,000 | $ 91,000 |
| GREAT FALLS, MT | 89 | $ 14,864,000 | $ 167,000 | $ 53,000 |
| SALINAS, CA | 89 | $ 26,955,000 | $ 302,000 | $ 106,000 |
| HATTIESBURG, MS | 87 | $ 12,099,000 | $ 139,000 | $ 71,000 |
| MACON, GA | 86 | $ 12,050,000 | $ 140,000 | $ 70,000 |
| KALAMAZOO-PORTAGE, MI | 85 | $ 13,462,000 | $ 158,000 | $ 68,000 |
| MORGANTOWN, WV | 84 | $ 15,652,000 | $ 186,000 | $ 93,000 |
| OCEAN CITY, NJ | 84 | $ 17,082,000 | $ 203,000 | $ 125,000 |
| AMARILLO, TX | 83 | $ 12,808,000 | $ 154,000 | $ 80,000 |
| ANDERSON, SC | 82 | $ 13,875,000 | $ 169,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 82 | $ 11,892,000 | $ 145,000 | $ 126,000 |
| MEDFORD, OR | 81 | $ 17,086,000 | $ 210,000 | $ 90,000 |
| LAKE CHARLES, LA | 80 | $ 13,047,000 | $ 163,000 | $ 97,000 |
| GRAND FORKS, ND-MN | 79 | $ 13,796,000 | $ 172,000 | $ 68,000 |
| GREENVILLE, NC | 79 | $ 12,752,000 | $ 161,000 | $ 78,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 77 | $ 22,346,000 | $ 290,000 | $ 110,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 76 | $ 11,827,000 | $ 159,500 | $ 93,000 |
| BANGOR, ME | 74 | $ 11,166,000 | $ 150,000 | $ 88,000 |
| PUNTA GORDA, FL | 73 | $ 12,603,000 | $ 172,000 | $ 84,000 |
| SEBASTIAN-VERO BEACH, FL | 73 | $ 14,425,000 | $ 197,000 | $ 110,000 |
| CANTON-MASSILLON, OH | 72 | $ 10,057,000 | $ 139,000 | $ 75,000 |
| MIDLAND, TX | 72 | $ 13,913,000 | $ 193,000 | $ 99,000 |
| MODESTO, CA | 72 | $ 12,380,000 | $ 171,000 | $ 88,000 |
| WINCHESTER, VA-WV | 72 | $ 14,724,000 | $ 184,500 | $ 90,000 |
| JOHNSON CITY, TN | 70 | $ 9,727,000 | $ 138,000 | $ 78,000 |
| ST. GEORGE, UT | 70 | $ 14,844,000 | $ 212,000 | $ 90,000 |
| LAREDO, TX | 69 | $ 10,998,000 | $ 159,000 | $ 66,000 |
| TUSCALOOSA, AL | 69 | $ 11,414,000 | $ 165,000 | $ 76,000 |
| UTICA-ROME, NY | 69 | $ 9,037,000 | $ 130,000 | $ 109,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 69 | $ 8,840,000 | $ 126,500 | $ 59,500 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 68 | $ 13,134,000 | $ 193,000 | $ 119,000 |
| HANFORD-CORCORAN, CA | 67 | $ 13,736,000 | $ 205,000 | $ 80,000 |
| READING, PA | 67 | $ 12,458,000 | $ 185,000 | $ 101,000 |
| ALBANY, GA | 66 | $ 10,678,000 | $ 161,000 | $ 88,000 |
| BLOOMINGTON, IN | 66 | $ 11,381,000 | $ 172,000 | $ 82,000 |
| EVANSVILLE, IN-KY | 66 | $ 9,805,000 | $ 128,000 | $ 69,000 |
| YAKIMA, WA | 66 | $ 12,346,000 | $ 187,000 | $ 69,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 64 | $ 9,472,000 | $ 148,000 | $ 70,000 |
| PEORIA, IL | 61 | $ 10,404,000 | $ 170,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 61 | $ 8,334,000 | $ 133,500 | $ 80,000 |
| GAINESVILLE, GA | 60 | $ 11,012,000 | $ 183,000 | $ 88,000 |
| BURLINGTON, NC | 59 | $ 9,706,000 | $ 164,000 | $ 82,000 |
| FARGO, ND-MN | 58 | $ 10,936,000 | $ 181,000 | $ 91,000 |
| LONGVIEW, TX | 58 | $ 8,420,000 | $ 145,000 | $ 71,000 |
| STATE COLLEGE, PA | 58 | $ 9,928,000 | $ 171,000 | $ 87,000 |
| COLUMBIA, MO | 57 | $ 10,679,000 | $ 187,000 | $ 91,000 |
| ERIE, PA | 57 | $ 8,943,000 | $ 156,000 | $ 79,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 57 | $ 10,414,000 | $ 182,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 57 | $ 7,852,000 | $ 153,000 | $ 65,000 |
| FLINT, MI | 56 | $ 6,660,000 | $ 118,000 | $ 82,000 |
| GRAND JUNCTION, CO | 55 | $ 10,691,000 | $ 194,000 | $ 91,000 |
| SIOUX FALLS, SD | 55 | $ 10,148,000 | $ 184,000 | $ 92,000 |
| BRUNSWICK, GA | 54 | $ 10,118,000 | $ 187,000 | $ 103,000 |
| HOT SPRINGS, AR | 52 | $ 8,441,000 | $ 162,000 | $ 81,000 |
| LAFAYETTE, IN | 52 | $ 7,611,000 | $ 146,000 | $ 70,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 52 | $ 6,617,000 | $ 131,500 | $ 72,500 |
| SANTA CRUZ-WATSONVILLE, CA | 52 | $ 18,015,000 | $ 346,000 | $ 110,000 |
| CHICO, CA | 51 | $ 10,765,000 | $ 211,000 | $ 88,000 |
| KINGSTON, NY | 51 | $ 10,421,000 | $ 204,000 | $ 96,000 |
| ANNISTON-OXFORD, AL | 50 | $ 6,509,000 | $ 130,000 | $ 55,000 |
| CORVALLIS, OR | 50 | $ 10,681,000 | $ 213,000 | $ 93,000 |
| MISSOULA, MT | 50 | $ 8,499,000 | $ 169,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 50 | $ 8,242,000 | $ 164,000 | $ 77,000 |
| PALM COAST, FL | 50 | $ 9,147,000 | $ 182,000 | $ 77,000 |
| LAWRENCE, KS | 49 | $ 8,391,000 | $ 171,000 | $ 96,000 |
| CHAMPAIGN-URBANA, IL | 48 | $ 7,757,000 | $ 161,000 | $ 78,000 |
| HARRISONBURG, VA | 48 | $ 10,042,000 | $ 209,000 | $ 100,000 |
| SPRINGFIELD, IL | 48 | $ 8,230,000 | $ 171,000 | $ 84,000 |
| HOLLAND-GRAND HAVEN, MI | 47 | $ 7,668,000 | $ 163,000 | $ 93,000 |
| IDAHO FALLS, ID | 47 | $ 8,797,000 | $ 187,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 46 | $ 7,439,000 | $ 161,000 | $ 78,000 |
| RACINE, WI | 46 | $ 7,261,000 | $ 157,000 | $ 69,000 |
| SHERMAN-DENISON, TX | 46 | $ 6,207,000 | $ 134,000 | $ 75,000 |
| MONROE, LA | 45 | $ 7,822,000 | $ 173,000 | $ 81,000 |
| TEXARKANA, TX-TEXARKANA, AR | 45 | $ 5,704,000 | $ 126,500 | $ 72,500 |
| VISALIA-PORTERVILLE, CA | 45 | $ 9,203,000 | $ 204,000 | $ 77,000 |
| LEBANON, PA | 43 | $ 8,202,000 | $ 190,000 | $ 70,000 |
| SPRINGFIELD, OH | 42 | $ 6,437,000 | $ 153,000 | $ 91,000 |
| VICTORIA, TX | 42 | $ 6,084,000 | $ 144,000 | $ 92,000 |
| FARMINGTON, NM | 41 | $ 7,758,000 | $ 189,000 | $ 90,000 |
| JOPLIN, MO | 41 | $ 5,698,000 | $ 138,000 | $ 73,000 |
| APPLETON, WI | 38 | $ 6,682,000 | $ 175,000 | $ 85,000 |
| BINGHAMTON, NY | 38 | $ 4,256,000 | $ 112,000 | $ 76,000 |
| BISMARCK, ND | 38 | $ 7,382,000 | $ 194,000 | $ 77,000 |
| BLOOMINGTON-NORMAL, IL | 38 | $ 6,089,000 | $ 160,000 | $ 81,000 |
| GLENS FALLS, NY | 37 | $ 6,362,000 | $ 171,000 | $ 96,000 |
| REDDING, CA | 37 | $ 7,116,000 | $ 192,000 | $ 75,000 |
| JEFFERSON CITY, MO | 36 | $ 5,766,000 | $ 160,000 | $ 77,000 |
| ROCHESTER, MN | 36 | $ 7,152,000 | $ 198,000 | $ 118,000 |
| ROCKFORD, IL | 36 | $ 4,966,000 | $ 137,000 | $ 86,000 |
| BATTLE CREEK, MI | 35 | $ 4,464,000 | $ 127,000 | $ 106,000 |
| JACKSON, MI | 35 | $ 5,332,000 | $ 152,000 | $ 77,000 |
| SALISBURY, MD | 35 | $ 6,726,000 | $ 192,000 | $ 104,000 |
| ST. JOSEPH, MO-KS | 35 | $ 4,421,000 | $ 126,000 | $ 81,000 |
| WENATCHEE-EAST WENATCHEE, WA | 35 | $ 7,343,000 | $ 209,000 | $ 101,000 |
| CLEVELAND, TN | 34 | $ 5,590,000 | $ 164,000 | $ 72,000 |
| COLUMBUS, IN | 34 | $ 5,272,000 | $ 155,000 | $ 75,000 |
| DECATUR, AL | 34 | $ 5,430,000 | $ 159,000 | $ 113,000 |
| TERRE HAUTE, IN | 34 | $ 3,965,000 | $ 116,000 | $ 69,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 34 | $ 5,187,000 | $ 152,000 | $ 93,000 |
| GADSDEN, AL | 33 | $ 4,494,000 | $ 136,000 | $ 65,000 |
| MUSKEGON-NORTON SHORES, MI | 33 | $ 4,866,000 | $ 147,000 | $ 77,000 |
| CARSON CITY, NV | 32 | $ 5,639,000 | $ 176,000 | $ 87,000 |
| MORRISTOWN, TN | 32 | $ 4,609,000 | $ 144,000 | $ 80,000 |
| PITTSFIELD, MA | 32 | $ 5,600,000 | $ 175,000 | $ 85,000 |
| ROME, GA | 32 | $ 4,809,000 | $ 150,000 | $ 191,000 |
| ANDERSON, IN | 31 | $ 4,191,000 | $ 135,000 | $ 61,000 |
| BOWLING GREEN, KY | 31 | $ 5,146,000 | $ 166,000 | $ 86,000 |
| CASPER, WY | 31 | $ 7,008,000 | $ 226,000 | $ 96,000 |
| CEDAR RAPIDS, IA | 31 | $ 5,381,000 | $ 173,000 | $ 89,000 |
| LONGVIEW, WA | 31 | $ 5,833,000 | $ 188,000 | $ 123,000 |
| MICHIGAN CITY-LA PORTE, IN | 31 | $ 3,300,000 | $ 106,000 | $ 69,000 |
| FLORENCE-MUSCLE SHOALS, AL | 30 | $ 4,737,000 | $ 157,000 | $ 75,000 |
| NAPA, CA | 30 | $ 9,305,000 | $ 310,000 | $ 97,000 |
| LOGAN, UT-ID | 29 | $ 4,926,000 | $ 161,000 | $ 76,500 |
| MADERA-CHOWCHILLA, CA | 29 | $ 5,294,000 | $ 182,000 | $ 87,000 |
| MONROE, MI | 29 | $ 4,204,000 | $ 144,000 | $ 74,000 |
| JANESVILLE, WI | 28 | $ 5,183,000 | $ 185,000 | $ 160,000 |
| ST. CLOUD, MN | 28 | $ 5,007,000 | $ 178,000 | $ 114,000 |
| WILLIAMSPORT, PA | 28 | $ 3,933,000 | $ 140,000 | $ 78,000 |
| LA CROSSE, WI-MN | 27 | $ 5,338,000 | $ 126,500 | $ 50,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 27 | $ 3,087,000 | $ 114,000 | $ 62,000 |
| ODESSA, TX | 26 | $ 3,784,000 | $ 145,000 | $ 70,000 |
| ROCKY MOUNT, NC | 26 | $ 4,241,000 | $ 163,000 | $ 107,000 |
| ALTOONA, PA | 25 | $ 3,089,000 | $ 123,000 | $ 61,000 |
| JACKSON, TN | 25 | $ 3,177,000 | $ 127,000 | $ 74,000 |
| MERCED, CA | 25 | $ 4,281,000 | $ 171,000 | $ 60,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 24 | $ 3,679,000 | $ 153,000 | $ 119,000 |
| EAU CLAIRE, WI | 24 | $ 4,406,000 | $ 183,000 | $ 84,000 |
| JONESBORO, AR | 24 | $ 3,787,000 | $ 157,000 | $ 64,000 |
| POCATELLO, ID | 24 | $ 4,240,000 | $ 176,000 | $ 103,000 |
| WATERLOO-CEDAR FALLS, IA | 23 | $ 3,153,000 | $ 137,000 | $ 103,000 |
| WHEELING, WV-OH | 23 | $ 2,222,000 | $ 91,000 | $ 76,500 |
| ITHACA, NY | 22 | $ 3,652,000 | $ 166,000 | $ 94,000 |
| JOHNSTOWN, PA | 22 | $ 2,629,000 | $ 119,000 | $ 63,000 |
| LEWISTON, ID-WA | 22 | $ 3,557,000 | $ 164,000 | $ 64,000 |
| OSHKOSH-NEENAH, WI | 22 | $ 3,403,000 | $ 154,000 | $ 75,000 |
| PINE BLUFF, AR | 21 | $ 3,018,000 | $ 143,000 | $ 32,000 |
| CUMBERLAND, MD-WV | 20 | $ 2,465,000 | $ 120,000 | $ 91,500 |
| STEUBENVILLE-WEIRTON, OH-WV | 20 | $ 2,522,000 | $ 126,000 | $ 85,000 |
| WAUSAU, WI | 20 | $ 3,505,000 | $ 175,000 | $ 76,000 |
| EL CENTRO, CA | 19 | $ 3,338,000 | $ 175,000 | $ 39,000 |
| GREEN BAY, WI | 18 | $ 2,532,000 | $ 140,000 | $ 60,000 |
| MANSFIELD, OH | 18 | $ 2,349,000 | $ 130,000 | $ 87,000 |
| SIOUX CITY, IA-NE-SD | 18 | $ 3,228,000 | $ 201,000 | $ 114,000 |
| AMES, IA | 17 | $ 3,119,000 | $ 183,000 | $ 84,000 |
| BAY CITY, MI | 17 | $ 1,517,000 | $ 89,000 | $ 57,000 |
| DALTON, GA | 17 | $ 2,282,000 | $ 134,000 | $ 82,000 |
| KOKOMO, IN | 17 | $ 2,058,000 | $ 121,000 | $ 47,000 |
| MANKATO-NORTH MANKATO, MN | 17 | $ 2,649,000 | $ 155,000 | $ 64,000 |
| MUNCIE, IN | 17 | $ 2,018,000 | $ 118,000 | $ 72,000 |
| DANVILLE, VA | 16 | $ 2,131,000 | $ 133,000 | $ 101,000 |
| IOWA CITY, IA | 16 | $ 2,893,000 | $ 180,000 | $ 64,000 |
| SANDUSKY, OH | 16 | $ 2,284,000 | $ 142,000 | $ 79,000 |
| SHEBOYGAN, WI | 16 | $ 2,757,000 | $ 172,000 | $ 91,000 |
| ELKHART-GOSHEN, IN | 15 | $ 1,900,000 | $ 126,000 | $ 47,000 |
| KANKAKEE-BRADLEY, IL | 15 | $ 2,269,000 | $ 151,000 | $ 81,000 |
| OWENSBORO, KY | 14 | $ 1,556,000 | $ 111,000 | $ 64,000 |
| FOND DU LAC, WI | 12 | $ 1,998,000 | $ 166,000 | $ 62,000 |
| DANVILLE, IL | 8 | $ 769,000 | $ 96,000 | $ 51,000 |
| DUBUQUE, IA | 8 | $ 1,531,000 | $ 191,000 | $ 77,000 |
| LIMA, OH | 8 | $ 1,093,000 | $ 136,000 | $ 63,000 |
| DECATUR, IL | 7 | $ 967,000 | $ 138,000 | $ 85,000 |
| ELMIRA, NY | 7 | $ 975,000 | $ 139,000 | $ 85,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 500,000 | $ 500,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 62,620 | $12,179,853,000 | $194,000 | $2,800,000 | $77,000 | $7,961,000 |
| Home Purchase | 58,714 | $12,823,151,000 | $218,000 | $2,305,000 | $99,000 | $6,472,000 |
| Home Improvement | 14,204 | $1,571,700,000 | $110,000 | $1,094,000 | $103,000 | $7,478,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 85,482 | $16,828,593,000 | $196,000 | $2,240,000 | $93,000 | $7,961,000 |
| Not Provided | 25,925 | $5,120,336,000 | $197,000 | $2,800,000 | $90,000 | $6,472,000 |
| Black or African American | 10,344 | $1,927,437,000 | $186,000 | $2,305,000 | $71,000 | $1,841,000 |
| Hispanic | 8,979 | $1,682,924,000 | $187,000 | $1,095,000 | $74,000 | $3,147,000 |
| Asian | 2,615 | $589,245,000 | $225,000 | $1,086,000 | $89,000 | $2,220,000 |
| American Indian or Alaskan Native | 1,555 | $284,959,000 | $183,000 | $1,200,000 | $79,000 | $2,417,000 |
| Native Hawaiian or Other Pacific Islander | 638 | $141,210,000 | $221,000 | $828,000 | $78,000 | $546,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 72,855 | $12,381,660,000 | $169,000 | $2,800,000 | $111,000 | $7,478,000 |
| VA-guaranteed (Veterans Administration) | 62,683 | $14,193,044,000 | $226,000 | $2,305,000 | $64,000 | $7,961,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 76,775 | $15,969,038,000 | $207,000 | $2,240,000 | $89,000 | $2,666,000 |
| Application Denied By Financial Institution | 50,641 | $9,022,729,000 | $178,000 | $2,800,000 | $89,000 | $7,478,000 |
| File Closed For Incompleteness | 7,150 | $1,398,549,000 | $195,000 | $1,095,000 | $91,000 | $7,961,000 |
| Application Approved But Not Accepted | 812 | $156,708,000 | $192,000 | $1,072,000 | $70,000 | $2,088,000 |
| Loan Purchased By The Institution | 96 | $18,757,000 | $195,000 | $491,000 | $79,000 | $230,000 |
| Application Withdrawn By Applicant | 64 | $8,923,000 | $139,000 | $650,000 | $84,000 | $368,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 12,733 | $2,733,098,000 | $214,000 | $1,200,000 | $101,000 | $5,550,000 |
| Collateral | 11,907 | $2,075,317,000 | $174,000 | $1,689,000 | $99,000 | $6,252,000 |
| Credit History | 10,968 | $1,460,634,000 | $133,000 | $1,123,000 | $90,000 | $7,478,000 |
| Debt-To-Income Ratio | 9,593 | $1,789,098,000 | $186,000 | $2,800,000 | $64,000 | $6,472,000 |
| Other | 3,081 | $525,598,000 | $170,000 | $2,305,000 | $80,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,068 | $198,498,000 | $185,000 | $1,070,000 | $102,000 | $1,161,000 |
| Employment History | 775 | $143,234,000 | $184,000 | $886,000 | $81,000 | $974,000 |
| Unverifiable Information | 510 | $95,882,000 | $188,000 | $650,000 | $105,000 | $1,325,000 |
| Mortgage Insurance Denied | 6 | $1,370,000 | $228,000 | $361,000 | $103,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.