USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2013

In 2013, USAA Federal Savings Bank of San Antonio, TX reported 135,538 mortgage applications totaling $26.6 billion, down 3% from 2012. The average application was for $196,068, and applicants reported an average income of $89,254. 57% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (5,177), San Antonio-New Braunfels, TX (4,619) and Houston-Sugar Land-Baytown, TX (3,591) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 135,538
Total Mortgage Loan Application Amount $26,574,704,000
Average Mortgage Loan Application Amount $196,068
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $89,254
Highest Applicant Income $7,961,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 3,596 $ 563,856,000 $ 156,800 $ 85,000
Maricopa, Arizona 2,884 $ 542,343,000 $ 188,052 $ 94,000
Harris, Texas 2,047 $ 356,911,000 $ 174,358 $ 109,000
San Diego, California 1,546 $ 452,369,000 $ 292,606 $ 100,000
El Paso, Colorado 1,504 $ 315,085,000 $ 209,498 $ 76,000
Tarrant, Texas 1,371 $ 229,672,000 $ 167,521 $ 93,000
Fairfax, Virginia 1,345 $ 454,836,000 $ 338,168 $ 128,000
Cumberland, North Carolina 1,228 $ 185,661,000 $ 151,189 $ 59,000
Clark, Nevada 1,167 $ 227,574,000 $ 195,007 $ 78,000
Bell, Texas 1,163 $ 168,228,000 $ 144,650 $ 57,000
Travis, Texas 1,060 $ 211,362,000 $ 199,398 $ 106,000
Los Angeles, California 1,055 $ 305,662,000 $ 289,727 $ 119,000
King, Washington 900 $ 254,801,000 $ 283,112 $ 117,000
Pierce, Washington 897 $ 203,106,000 $ 226,428 $ 75,000
Dallas, Texas 891 $ 149,393,000 $ 167,668 $ 104,000
Hillsborough, Florida 883 $ 183,309,000 $ 207,597 $ 90,000
Prince William, Virginia 858 $ 269,263,000 $ 313,826 $ 102,000
Pima, Arizona 854 $ 154,724,000 $ 181,175 $ 80,000
El Paso, Texas 805 $ 118,969,000 $ 147,787 $ 67,000
Riverside, California 790 $ 178,988,000 $ 226,567 $ 77,000
Wake, North Carolina 783 $ 160,587,000 $ 205,091 $ 99,000
Montgomery, Tennessee 756 $ 119,811,000 $ 158,480 $ 55,000
Bernalillo, New Mexico 744 $ 141,603,000 $ 190,326 $ 82,000
Collin, Texas 687 $ 133,378,000 $ 194,145 $ 106,000
Oklahoma, Oklahoma 650 $ 104,055,000 $ 160,084 $ 79,000
Williamson, Texas 648 $ 122,966,000 $ 189,762 $ 99,000
Richland, South Carolina 642 $ 104,739,000 $ 163,144 $ 70,000
Denton, Texas 636 $ 119,876,000 $ 188,484 $ 104,000
Cook, Illinois 620 $ 139,920,000 $ 225,677 $ 114,000
Anne Arundel, Maryland 609 $ 171,326,000 $ 281,323 $ 109,000
Broward, Florida 596 $ 138,416,000 $ 232,241 $ 99,000
Virginia Beach, Virginia 554 $ 125,458,000 $ 226,458 $ 79,000
Okaloosa, Florida 552 $ 108,269,000 $ 196,139 $ 70,000
Prince George's, Maryland 549 $ 140,773,000 $ 256,417 $ 96,000
Duval, Florida 547 $ 105,682,000 $ 193,202 $ 76,000
Arapahoe, Colorado 537 $ 116,451,000 $ 216,854 $ 86,000
Madison, Alabama 535 $ 100,242,000 $ 187,368 $ 94,000
Cobb, Georgia 528 $ 103,136,000 $ 195,333 $ 97,000
San Bernardino, California 525 $ 97,848,000 $ 186,377 $ 84,000
Montgomery, Texas 524 $ 104,434,000 $ 199,301 $ 116,000
Fulton, Georgia 509 $ 108,699,000 $ 213,554 $ 115,000
Mecklenburg, North Carolina 502 $ 98,094,000 $ 195,406 $ 97,000
Honolulu, Hawaii 500 $ 195,328,000 $ 390,656 $ 103,000
Anchorage, Alaska 497 $ 131,426,000 $ 264,438 $ 107,000
Montgomery, Maryland 493 $ 159,754,000 $ 324,044 $ 133,000
Brevard, Florida 484 $ 85,347,000 $ 176,336 $ 83,000
Guadalupe, Texas 472 $ 81,153,000 $ 171,934 $ 69,000
Columbia, Georgia 471 $ 84,054,000 $ 178,458 $ 64,000
Onslow, North Carolina 467 $ 78,003,000 $ 167,029 $ 48,000
Pinellas, Florida 464 $ 85,645,000 $ 184,579 $ 97,000
Palm Beach, Florida 462 $ 98,676,000 $ 213,584 $ 109,000
Houston, Georgia 458 $ 75,068,000 $ 163,903 $ 59,000
Orange, California 456 $ 148,028,000 $ 324,622 $ 116,000
Fort Bend, Texas 444 $ 92,391,000 $ 208,087 $ 113,000
Harnett, North Carolina 442 $ 83,037,000 $ 187,866 $ 53,000
Orange, Florida 439 $ 88,257,000 $ 201,041 $ 84,000
Santa Rosa, Florida 439 $ 87,814,000 $ 200,031 $ 69,000
Denver, Colorado 438 $ 105,484,000 $ 240,831 $ 103,000
Douglas, Colorado 436 $ 112,082,000 $ 257,068 $ 114,000
Sacramento, California 435 $ 90,671,000 $ 208,439 $ 93,000
Thurston, Washington 432 $ 96,434,000 $ 223,226 $ 69,000
Miami-Dade, Florida 430 $ 93,536,000 $ 217,525 $ 100,000
Loudoun, Virginia 430 $ 138,704,000 $ 322,567 $ 116,000
Jefferson, Colorado 427 $ 99,211,000 $ 232,344 $ 105,000
Stafford, Virginia 425 $ 122,968,000 $ 289,336 $ 98,000
Burlington, New Jersey 411 $ 81,992,000 $ 199,493 $ 84,000
Charleston, South Carolina 405 $ 78,819,000 $ 194,614 $ 89,000
Shelby, Tennessee 402 $ 68,694,000 $ 170,880 $ 86,000
Gwinnett, Georgia 369 $ 67,187,000 $ 182,078 $ 78,000
Multnomah, Oregon 369 $ 84,777,000 $ 229,747 $ 104,000
District of Columbia, District Of Columbia 365 $ 108,174,000 $ 296,367 $ 112,000
DeKalb, Georgia 356 $ 66,414,000 $ 186,556 $ 97,000
Chatham, Georgia 341 $ 60,421,000 $ 177,187 $ 61,000
Spokane, Washington 337 $ 66,041,000 $ 195,967 $ 75,000
Muscogee, Georgia 333 $ 53,077,000 $ 159,390 $ 65,000
Franklin, Ohio 331 $ 53,159,000 $ 160,601 $ 86,000
Kitsap, Washington 331 $ 75,709,000 $ 228,728 $ 76,000
Montgomery, Ohio 329 $ 52,043,000 $ 158,185 $ 68,000
Pulaski, Arkansas 327 $ 54,196,000 $ 165,737 $ 69,000
St. Clair, Illinois 325 $ 56,838,000 $ 174,886 $ 66,000
Cleveland, Oklahoma 321 $ 51,179,000 $ 159,436 $ 67,000
Middlesex, Massachusetts 319 $ 90,899,000 $ 284,949 $ 124,000
Chesterfield, Virginia 318 $ 70,868,000 $ 222,855 $ 82,000
Moore, North Carolina 313 $ 69,058,000 $ 220,632 $ 84,000
Ada, Idaho 310 $ 63,459,000 $ 204,706 $ 94,000
Davidson, Tennessee 310 $ 57,421,000 $ 185,229 $ 87,000
Sarpy, Nebraska 309 $ 52,193,000 $ 168,909 $ 70,000
Chesapeake, Virginia 308 $ 75,754,000 $ 245,954 $ 101,000
Escambia, Florida 306 $ 50,212,000 $ 164,091 $ 92,000
Jefferson, Alabama 303 $ 51,682,000 $ 170,567 $ 85,000
Snohomish, Washington 299 $ 74,443,000 $ 248,973 $ 111,000
Johnson, Kansas 293 $ 60,201,000 $ 205,464 $ 102,000
Nueces, Texas 290 $ 46,441,000 $ 160,141 $ 87,000
Cochise, Arizona 289 $ 52,651,000 $ 182,183 $ 68,000
Jefferson, Kentucky 288 $ 46,574,000 $ 161,715 $ 86,000
Comanche, Oklahoma 286 $ 46,176,000 $ 161,454 $ 55,000
Galveston, Texas 286 $ 49,407,000 $ 172,751 $ 112,000
Philadelphia, Pennsylvania 283 $ 48,274,000 $ 170,579 $ 85,000
Tulsa, Oklahoma 282 $ 45,082,000 $ 159,865 $ 88,000
Greenville, South Carolina 281 $ 48,445,000 $ 172,402 $ 83,000
Hartford, Connecticut 280 $ 62,068,000 $ 221,671 $ 99,000
Norfolk, Virginia 278 $ 56,833,000 $ 204,435 $ 81,000
Bay, Florida 277 $ 53,103,000 $ 191,707 $ 84,000
Oakland, Michigan 276 $ 53,100,000 $ 192,391 $ 109,000
Allegheny, Pennsylvania 275 $ 42,511,000 $ 154,585 $ 103,000
Hennepin, Minnesota 271 $ 58,799,000 $ 216,970 $ 111,000
St. Louis, Missouri 268 $ 49,005,000 $ 182,854 $ 96,000
Lee, Florida 265 $ 48,518,000 $ 183,086 $ 102,000
Salt Lake, Utah 264 $ 54,840,000 $ 207,727 $ 100,000
Suffolk, New York 262 $ 64,635,000 $ 246,698 $ 113,000
Sedgwick, Kansas 261 $ 36,843,000 $ 141,160 $ 63,000
Washington, Oregon 261 $ 61,994,000 $ 237,524 $ 97,000
Montgomery, Pennsylvania 260 $ 58,339,000 $ 224,380 $ 112,000
Solano, California 258 $ 65,554,000 $ 254,085 $ 79,000
Larimer, Colorado 258 $ 58,826,000 $ 228,007 $ 91,000
New Castle, Delaware 257 $ 55,993,000 $ 217,871 $ 90,000
Greene, Ohio 256 $ 46,384,000 $ 181,187 $ 79,000
Hardin, Kentucky 254 $ 43,296,000 $ 170,456 $ 54,000
Baltimore, Maryland 254 $ 55,218,000 $ 217,393 $ 92,000
Bossier, Louisiana 253 $ 47,964,000 $ 189,581 $ 69,000
Comal, Texas 251 $ 53,625,000 $ 213,645 $ 113,000
Knox, Tennessee 244 $ 43,297,000 $ 177,446 $ 80,000
Contra Costa, California 243 $ 74,729,000 $ 307,526 $ 119,000
Washoe, Nevada 238 $ 52,320,000 $ 219,831 $ 91,000
Dorchester, South Carolina 238 $ 40,264,000 $ 169,176 $ 61,000
Sumter, South Carolina 234 $ 35,846,000 $ 153,188 $ 50,000
Macomb, Michigan 233 $ 38,384,000 $ 164,738 $ 75,000
Montgomery, Alabama 232 $ 36,726,000 $ 158,301 $ 70,000
Howard, Maryland 229 $ 71,460,000 $ 312,052 $ 130,000
Lexington, South Carolina 228 $ 35,831,000 $ 157,153 $ 71,000
Hays, Texas 228 $ 44,665,000 $ 195,899 $ 93,000
Wayne, Michigan 227 $ 29,776,000 $ 131,171 $ 74,000
Alameda, California 225 $ 69,682,000 $ 309,697 $ 121,000
Brazoria, Texas 222 $ 37,143,000 $ 167,310 $ 87,000
Guilford, North Carolina 220 $ 36,064,000 $ 163,927 $ 85,000
Hoke, North Carolina 220 $ 34,662,000 $ 157,554 $ 55,000
Kent, Delaware 219 $ 45,097,000 $ 205,922 $ 69,000
Coryell, Texas 218 $ 26,868,000 $ 123,247 $ 59,000
Newport News, Virginia 218 $ 39,718,000 $ 182,192 $ 58,000
Pinal, Arizona 216 $ 29,265,000 $ 135,486 $ 70,000
New Haven, Connecticut 216 $ 45,415,000 $ 210,254 $ 90,000
Marion, Indiana 216 $ 28,481,000 $ 131,856 $ 78,000
Harrison, Mississippi 216 $ 35,460,000 $ 164,166 $ 64,000
Orleans, Louisiana 215 $ 42,351,000 $ 196,981 $ 105,000
St. Tammany, Louisiana 215 $ 40,464,000 $ 188,204 $ 96,000
Worcester, Massachusetts 215 $ 49,253,000 $ 229,083 $ 89,000
Hillsborough, New Hampshire 215 $ 48,318,000 $ 224,734 $ 105,000
Sarasota, Florida 213 $ 38,828,000 $ 182,291 $ 93,000
East Baton Rouge, Louisiana 212 $ 38,602,000 $ 182,084 $ 87,000
Douglas, Nebraska 212 $ 34,538,000 $ 162,915 $ 76,000
Beaufort, South Carolina 211 $ 42,017,000 $ 199,132 $ 95,000
Clark, Washington 211 $ 46,744,000 $ 221,535 $ 88,000
Clay, Florida 210 $ 41,719,000 $ 198,661 $ 65,000
Hamilton, Tennessee 210 $ 36,340,000 $ 173,047 $ 81,000
Jackson, Missouri 209 $ 32,354,000 $ 154,803 $ 82,000
Placer, California 208 $ 48,497,000 $ 233,158 $ 104,000
DuPage, Illinois 208 $ 48,294,000 $ 232,182 $ 103,000
Henry, Georgia 206 $ 38,397,000 $ 186,393 $ 65,000
Chester, Pennsylvania 206 $ 49,639,000 $ 240,966 $ 111,000
Fairfield, Connecticut 205 $ 61,571,000 $ 300,346 $ 155,000
Pasco, Florida 204 $ 34,850,000 $ 170,833 $ 77,000
Richmond, Georgia 204 $ 24,669,000 $ 120,926 $ 54,000
Kern, California 203 $ 37,310,000 $ 183,793 $ 92,000
Monmouth, New Jersey 203 $ 54,463,000 $ 268,290 $ 124,000
Camden, New Jersey 202 $ 34,443,000 $ 170,509 $ 93,000
Berkeley, South Carolina 201 $ 36,826,000 $ 183,213 $ 77,000
Spotsylvania, Virginia 201 $ 47,479,000 $ 236,213 $ 97,000
Liberty, Georgia 200 $ 24,686,000 $ 123,430 $ 47,000
Ventura, California 199 $ 60,074,000 $ 301,879 $ 115,000
Adams, Colorado 199 $ 40,330,000 $ 202,663 $ 73,000
Volusia, Florida 199 $ 32,526,000 $ 163,447 $ 82,000
Erie, New York 198 $ 25,381,000 $ 128,186 $ 83,000
Taylor, Texas 197 $ 27,140,000 $ 137,766 $ 63,000
Arlington, Virginia 197 $ 68,165,000 $ 346,015 $ 133,000
Santa Clara, California 194 $ 63,059,000 $ 325,046 $ 123,000
Rockingham, New Hampshire 192 $ 43,569,000 $ 226,921 $ 117,000
Sandoval, New Mexico 192 $ 37,912,000 $ 197,458 $ 68,000
Durham, North Carolina 192 $ 34,449,000 $ 179,421 $ 91,000
Boulder, Colorado 190 $ 48,225,000 $ 253,815 $ 119,000
Alexandria, Virginia 190 $ 65,438,000 $ 344,410 $ 121,000
Hampton, Virginia 190 $ 36,578,000 $ 192,515 $ 70,000
St. Johns, Florida 189 $ 41,616,000 $ 220,190 $ 87,000
Charles, Maryland 189 $ 51,314,000 $ 271,502 $ 78,000
Lake, Illinois 188 $ 41,399,000 $ 220,207 $ 112,000
Seminole, Florida 186 $ 36,435,000 $ 195,887 $ 101,000
Bucks, Pennsylvania 185 $ 43,161,000 $ 233,302 $ 112,000
Lowndes, Georgia 183 $ 29,024,000 $ 158,601 $ 54,000
Buncombe, North Carolina 183 $ 33,966,000 $ 185,606 $ 93,000
Brazos, Texas 183 $ 28,926,000 $ 158,065 $ 102,000
New London, Connecticut 182 $ 42,349,000 $ 232,686 $ 92,000
Cuyahoga, Ohio 180 $ 26,537,000 $ 147,427 $ 97,000
Nassau, New York 178 $ 54,614,000 $ 306,820 $ 129,000
Yavapai, Arizona 176 $ 35,771,000 $ 203,244 $ 86,000
Mobile, Alabama 175 $ 23,758,000 $ 135,760 $ 77,000
Baltimore City, Maryland 175 $ 30,520,000 $ 174,400 $ 108,000
Harford, Maryland 174 $ 44,459,000 $ 255,511 $ 97,000
Essex, Massachusetts 172 $ 48,850,000 $ 284,011 $ 113,000
Clackamas, Oregon 172 $ 40,563,000 $ 235,831 $ 96,000
York, South Carolina 172 $ 36,962,000 $ 214,895 $ 96,000
Jefferson, Louisiana 171 $ 26,960,000 $ 157,660 $ 79,000
Curry, New Mexico 171 $ 28,219,000 $ 165,023 $ 53,000
Jefferson, New York 171 $ 27,030,000 $ 158,070 $ 109,000
Horry, South Carolina 169 $ 26,005,000 $ 153,875 $ 88,000
Matanuska-Susitna, Alaska 168 $ 37,179,000 $ 221,303 $ 76,000
Ocean, New Jersey 168 $ 37,214,000 $ 221,511 $ 98,000
Frederick, Maryland 167 $ 45,521,000 $ 272,580 $ 106,000
St. Charles, Missouri 163 $ 29,693,000 $ 182,165 $ 90,000
Fresno, California 162 $ 33,512,000 $ 206,864 $ 89,000
Geary, Kansas 161 $ 25,214,000 $ 156,608 $ 53,000
Laramie, Wyoming 161 $ 29,890,000 $ 185,652 $ 74,000
Polk, Florida 160 $ 23,122,000 $ 144,512 $ 84,000
Manatee, Florida 159 $ 36,374,000 $ 228,767 $ 102,000
Cherokee, Georgia 159 $ 30,389,000 $ 191,125 $ 90,000
Tom Green, Texas 159 $ 23,687,000 $ 148,974 $ 63,000
Fayette, Georgia 158 $ 32,816,000 $ 207,696 $ 110,000
York, Virginia 158 $ 40,119,000 $ 253,917 $ 91,000
Dona Ana, New Mexico 157 $ 29,117,000 $ 185,458 $ 73,000
Orange, New York 157 $ 35,486,000 $ 226,025 $ 101,000
Cumberland, Maine 156 $ 33,344,000 $ 213,743 $ 94,000
Norfolk, Massachusetts 155 $ 44,278,000 $ 285,664 $ 105,000
Suffolk, Virginia 153 $ 36,844,000 $ 240,810 $ 71,000
Baldwin, Alabama 151 $ 26,636,000 $ 176,397 $ 88,000
New Hanover, North Carolina 150 $ 29,498,000 $ 196,653 $ 94,000
Bergen, New Jersey 149 $ 46,290,000 $ 310,671 $ 133,000
Middlesex, New Jersey 149 $ 35,358,000 $ 237,302 $ 106,000
Craven, North Carolina 149 $ 25,749,000 $ 172,812 $ 59,000
Hamilton, Ohio 148 $ 25,796,000 $ 174,297 $ 108,000
Delaware, Pennsylvania 148 $ 27,418,000 $ 185,256 $ 93,000
Davis, Utah 147 $ 32,071,000 $ 218,170 $ 73,000
Rutherford, Tennessee 146 $ 24,415,000 $ 167,226 $ 61,000
Morris, New Jersey 145 $ 39,547,000 $ 272,737 $ 134,000
Dane, Wisconsin 144 $ 30,926,000 $ 214,763 $ 84,000
Providence, Rhode Island 142 $ 26,604,000 $ 187,352 $ 84,000
Williamson, Tennessee 142 $ 35,785,000 $ 252,007 $ 110,000
Bryan, Georgia 140 $ 27,721,000 $ 198,007 $ 71,000
Coweta, Georgia 140 $ 25,873,000 $ 184,807 $ 90,000
Hamilton, Indiana 139 $ 26,625,000 $ 191,546 $ 92,000
Forsyth, North Carolina 139 $ 21,910,000 $ 157,625 $ 85,000
Lake, Florida 138 $ 24,120,000 $ 174,782 $ 78,000
Lafayette, Louisiana 138 $ 24,685,000 $ 178,876 $ 85,000
Hampden, Massachusetts 138 $ 25,633,000 $ 185,746 $ 77,000
York, Pennsylvania 137 $ 25,741,000 $ 187,890 $ 90,000
Lee, Alabama 136 $ 22,911,000 $ 168,463 $ 68,000
Santa Fe, New Mexico 136 $ 32,197,000 $ 236,742 $ 118,000
Forsyth, Georgia 135 $ 33,057,000 $ 244,866 $ 104,000
Leavenworth, Kansas 135 $ 24,920,000 $ 184,592 $ 84,000
Fayette, Kentucky 135 $ 22,051,000 $ 163,340 $ 73,000
Yuma, Arizona 134 $ 25,525,000 $ 190,485 $ 64,000
St. Mary's, Maryland 134 $ 37,671,000 $ 281,126 $ 92,000
Westchester, New York 134 $ 38,913,000 $ 290,395 $ 141,000
Deschutes, Oregon 134 $ 29,818,000 $ 222,522 $ 108,000
Plymouth, Massachusetts 133 $ 34,342,000 $ 258,210 $ 109,000
Henrico, Virginia 133 $ 24,613,000 $ 185,060 $ 89,000
Weld, Colorado 132 $ 26,936,000 $ 204,060 $ 84,000
Marion, Florida 132 $ 18,446,000 $ 139,742 $ 73,000
Milwaukee, Wisconsin 132 $ 20,587,000 $ 155,962 $ 91,000
Benton, Arkansas 131 $ 25,205,000 $ 192,404 $ 88,000
Gloucester, New Jersey 131 $ 24,606,000 $ 187,832 $ 94,000
Sussex, Delaware 130 $ 27,270,000 $ 209,769 $ 100,000
Hidalgo, Texas 129 $ 16,067,000 $ 124,550 $ 80,000
Coffee, Alabama 128 $ 21,659,000 $ 169,210 $ 61,000
Monroe, New York 127 $ 17,282,000 $ 136,078 $ 80,000
Shelby, Alabama 126 $ 23,509,000 $ 186,579 $ 85,000
Ramsey, Minnesota 126 $ 22,155,000 $ 175,833 $ 93,000
Jackson, Mississippi 125 $ 19,304,000 $ 154,432 $ 61,000
Cumberland, Pennsylvania 125 $ 24,326,000 $ 194,608 $ 108,000
McLennan, Texas 125 $ 18,870,000 $ 150,960 $ 94,000
Wichita, Texas 125 $ 16,601,000 $ 132,808 $ 72,000
Island, Washington 125 $ 27,879,000 $ 223,032 $ 72,000
Sonoma, California 124 $ 34,515,000 $ 278,346 $ 88,000
Kent, Michigan 124 $ 17,783,000 $ 143,411 $ 86,000
Russell, Alabama 123 $ 20,003,000 $ 162,626 $ 40,000
Spartanburg, South Carolina 123 $ 18,475,000 $ 150,203 $ 80,000
Utah, Utah 123 $ 25,210,000 $ 204,959 $ 81,000
Parker, Texas 122 $ 22,545,000 $ 184,795 $ 111,000
Dakota, Minnesota 121 $ 23,565,000 $ 194,752 $ 83,000
Pulaski, Missouri 120 $ 17,903,000 $ 149,191 $ 61,000
Canadian, Oklahoma 120 $ 20,734,000 $ 172,783 $ 75,000
Lane, Oregon 120 $ 26,184,000 $ 218,200 $ 108,000
Ward, North Dakota 119 $ 24,128,000 $ 202,756 $ 85,000
Riley, Kansas 118 $ 20,872,000 $ 176,881 $ 54,000
Barnstable, Massachusetts 118 $ 27,304,000 $ 231,389 $ 109,000
Will, Illinois 117 $ 23,843,000 $ 203,786 $ 89,000
Lancaster, Nebraska 117 $ 19,623,000 $ 167,717 $ 69,000
Autauga, Alabama 116 $ 20,279,000 $ 174,818 $ 59,000
Fairbanks North Star, Alaska 116 $ 23,725,000 $ 204,525 $ 70,000
Clay, Missouri 116 $ 19,678,000 $ 169,637 $ 80,000
Leon, Florida 115 $ 21,318,000 $ 185,373 $ 87,000
Aiken, South Carolina 115 $ 18,637,000 $ 162,060 $ 83,000
Cameron, Texas 115 $ 15,042,000 $ 130,800 $ 77,000
York, Maine 114 $ 24,164,000 $ 211,964 $ 94,000
Suffolk, Massachusetts 114 $ 31,346,000 $ 274,964 $ 104,000
Essex, New Jersey 113 $ 24,460,000 $ 216,460 $ 117,000
Cabarrus, North Carolina 113 $ 21,039,000 $ 186,185 $ 83,000
Santa Barbara, California 112 $ 33,457,000 $ 298,723 $ 95,000
Collier, Florida 112 $ 25,904,000 $ 231,285 $ 127,000
Caddo, Louisiana 111 $ 17,746,000 $ 159,873 $ 89,000
Albemarle, Virginia 111 $ 31,458,000 $ 283,405 $ 123,000
James City, Virginia 111 $ 29,744,000 $ 267,963 $ 103,000
Rockwall, Texas 109 $ 20,421,000 $ 187,348 $ 94,000
Alachua, Florida 108 $ 17,394,000 $ 161,055 $ 80,000
Kings, New York 107 $ 28,030,000 $ 261,962 $ 98,000
Pennington, South Dakota 107 $ 17,906,000 $ 167,345 $ 75,000
Lubbock, Texas 107 $ 14,978,000 $ 139,981 $ 90,000
Lonoke, Arkansas 106 $ 16,499,000 $ 155,650 $ 50,000
San Joaquin, California 106 $ 24,688,000 $ 232,905 $ 99,000
Washtenaw, Michigan 106 $ 20,611,000 $ 194,443 $ 103,000
Saratoga, New York 106 $ 23,064,000 $ 217,584 $ 125,000
Carroll, Maryland 105 $ 29,444,000 $ 280,419 $ 108,000
Onondaga, New York 105 $ 16,016,000 $ 152,533 $ 95,000
Queens, New York 105 $ 31,839,000 $ 303,228 $ 87,000
Wayne, North Carolina 104 $ 16,046,000 $ 154,288 $ 69,000
Smith, Texas 103 $ 16,145,000 $ 156,747 $ 84,000
Benton, Washington 103 $ 20,635,000 $ 200,339 $ 87,000
Kootenai, Idaho 102 $ 22,173,000 $ 217,382 $ 98,000
Union, New Jersey 102 $ 26,869,000 $ 263,421 $ 108,000
Johnston, North Carolina 102 $ 17,824,000 $ 174,745 $ 67,000
Ellis, Texas 102 $ 18,348,000 $ 179,882 $ 79,000
Elmore, Alabama 101 $ 17,111,000 $ 169,415 $ 61,000
Pueblo, Colorado 101 $ 16,394,000 $ 162,316 $ 90,000
Houston, Alabama 100 $ 18,983,000 $ 189,830 $ 73,000
Bristol, Massachusetts 100 $ 24,089,000 $ 240,890 $ 81,000
Mercer, New Jersey 100 $ 22,770,000 $ 227,700 $ 108,000
Union, North Carolina 100 $ 20,881,000 $ 208,810 $ 127,000
Marion, Oregon 100 $ 17,516,000 $ 175,160 $ 72,000
Sumner, Tennessee 100 $ 20,061,000 $ 200,610 $ 86,000
Warren, Ohio 99 $ 19,769,000 $ 199,686 $ 88,000
Brunswick, North Carolina 98 $ 20,790,000 $ 212,142 $ 114,000
Summit, Ohio 98 $ 15,797,000 $ 161,193 $ 74,000
Atlantic, New Jersey 95 $ 17,454,000 $ 183,726 $ 83,000
Carteret, North Carolina 95 $ 18,968,000 $ 199,663 $ 105,000
Richmond City, Virginia 95 $ 18,462,000 $ 194,336 $ 104,000
Whatcom, Washington 95 $ 22,863,000 $ 240,663 $ 96,000
Limestone, Alabama 94 $ 19,230,000 $ 204,574 $ 74,000
Osceola, Florida 94 $ 15,885,000 $ 168,989 $ 70,000
Kane, Illinois 94 $ 19,595,000 $ 208,457 $ 111,000
Somerset, New Jersey 94 $ 25,673,000 $ 273,117 $ 124,000
Lancaster, Pennsylvania 94 $ 17,111,000 $ 182,031 $ 78,000
Skagit, Washington 94 $ 23,607,000 $ 251,138 $ 110,000
Berkeley, West Virginia 94 $ 16,254,000 $ 172,914 $ 67,000
Coconino, Arizona 93 $ 19,957,000 $ 214,591 $ 96,000
Yuba, California 93 $ 18,402,000 $ 197,870 $ 49,000
Hawaii, Hawaii 93 $ 23,456,000 $ 252,215 $ 85,000
Calvert, Maryland 93 $ 29,050,000 $ 312,365 $ 120,000
St. Lucie, Florida 92 $ 13,772,000 $ 149,695 $ 85,000
Sumter, Florida 92 $ 15,931,000 $ 173,163 $ 96,000
Christian, Kentucky 92 $ 10,505,000 $ 114,184 $ 38,000
Strafford, New Hampshire 91 $ 17,452,000 $ 191,780 $ 90,000
Lehigh, Pennsylvania 91 $ 16,833,000 $ 184,978 $ 88,000
Rankin, Mississippi 90 $ 15,131,000 $ 168,122 $ 83,000
Portsmouth, Virginia 90 $ 15,370,000 $ 170,777 $ 66,000
Monterey, California 89 $ 26,955,000 $ 302,865 $ 106,000
Greene, Missouri 89 $ 12,912,000 $ 145,078 $ 69,000
Platte, Missouri 89 $ 16,756,000 $ 188,269 $ 92,000
Cascade, Montana 89 $ 14,864,000 $ 167,011 $ 53,000
Otero, New Mexico 89 $ 13,017,000 $ 146,258 $ 60,000
Dauphin, Pennsylvania 89 $ 15,973,000 $ 179,471 $ 79,000
Weber, Utah 89 $ 18,410,000 $ 206,853 $ 73,000
Waukesha, Wisconsin 89 $ 19,176,000 $ 215,460 $ 95,000
Fauquier, Virginia 88 $ 26,598,000 $ 302,250 $ 104,000
Jefferson, West Virginia 87 $ 19,075,000 $ 219,252 $ 89,000
Camden, Georgia 86 $ 13,492,000 $ 156,883 $ 54,000
Madison, Illinois 85 $ 13,952,000 $ 164,141 $ 77,000
Shawnee, Kansas 85 $ 13,057,000 $ 153,611 $ 66,000
El Dorado, California 84 $ 23,005,000 $ 273,869 $ 104,000
Douglas, Georgia 84 $ 15,002,000 $ 178,595 $ 54,000
Lake, Indiana 84 $ 12,892,000 $ 153,476 $ 80,000
Cape May, New Jersey 84 $ 17,082,000 $ 203,357 $ 125,000
Paulding, Georgia 83 $ 12,964,000 $ 156,192 $ 79,000
Polk, Iowa 83 $ 12,853,000 $ 154,855 $ 77,000
Jefferson, Texas 83 $ 12,752,000 $ 153,638 $ 89,000
Chittenden, Vermont 83 $ 18,221,000 $ 219,530 $ 92,000
Martin, Florida 82 $ 15,210,000 $ 185,487 $ 99,000
Nassau, Florida 82 $ 16,416,000 $ 200,195 $ 84,000
Allen, Indiana 82 $ 12,986,000 $ 158,365 $ 94,000
Yellowstone, Montana 82 $ 15,616,000 $ 190,439 $ 80,000
Anderson, South Carolina 82 $ 13,875,000 $ 169,207 $ 80,000
Kendall, Texas 82 $ 17,560,000 $ 214,146 $ 111,000
Anoka, Minnesota 81 $ 15,456,000 $ 190,814 $ 74,000
Jackson, Oregon 81 $ 17,086,000 $ 210,938 $ 90,000
Luzerne, Pennsylvania 81 $ 11,806,000 $ 145,753 $ 69,000
Val Verde, Texas 81 $ 13,041,000 $ 161,000 $ 79,000
Wilson, Texas 81 $ 16,443,000 $ 203,000 $ 88,000
Dale, Alabama 80 $ 10,130,000 $ 126,625 $ 58,000
Rapides, Louisiana 79 $ 13,431,000 $ 170,012 $ 70,000
St. Louis, Minnesota 79 $ 13,088,000 $ 165,670 $ 75,000
San Mateo, California 78 $ 26,541,000 $ 340,269 $ 152,000
Northampton, Pennsylvania 78 $ 13,841,000 $ 177,448 $ 201,000
San Luis Obispo, California 77 $ 22,346,000 $ 290,207 $ 110,000
Vernon, Louisiana 77 $ 12,035,000 $ 156,298 $ 66,000
Hinds, Mississippi 77 $ 10,380,000 $ 134,805 $ 75,000
Kanawha, West Virginia 77 $ 10,925,000 $ 141,883 $ 93,000
Monroe, Florida 76 $ 21,236,000 $ 279,421 $ 151,000
Passaic, New Jersey 76 $ 17,570,000 $ 231,184 $ 104,000
Richmond, New York 76 $ 18,758,000 $ 246,815 $ 104,000
Johnson, Texas 76 $ 11,840,000 $ 155,789 $ 80,000
Hendricks, Indiana 75 $ 12,983,000 $ 173,106 $ 75,000
Calcasieu, Louisiana 75 $ 12,262,000 $ 163,493 $ 90,000
Washington, Rhode Island 75 $ 18,866,000 $ 251,546 $ 105,000
Medina, Texas 75 $ 13,260,000 $ 176,800 $ 79,000
Washington, Arkansas 74 $ 11,626,000 $ 157,108 $ 75,000
Walton, Florida 74 $ 16,708,000 $ 225,783 $ 104,000
Penobscot, Maine 74 $ 11,166,000 $ 150,891 $ 88,000
Lee, North Carolina 74 $ 13,109,000 $ 177,148 $ 66,000
Orange, North Carolina 74 $ 15,876,000 $ 214,540 $ 110,000
Pitt, North Carolina 74 $ 12,063,000 $ 163,013 $ 78,000
Charlotte, Florida 73 $ 12,603,000 $ 172,643 $ 84,000
Indian River, Florida 73 $ 14,425,000 $ 197,602 $ 110,000
Wilson, Tennessee 73 $ 15,673,000 $ 214,698 $ 89,000
Stanislaus, California 72 $ 12,380,000 $ 171,944 $ 88,000
DeSoto, Mississippi 72 $ 12,321,000 $ 171,125 $ 71,000
Merrimack, New Hampshire 72 $ 14,266,000 $ 198,138 $ 94,000
Midland, Texas 72 $ 13,913,000 $ 193,236 $ 99,000
Clallam, Washington 72 $ 13,034,000 $ 181,027 $ 82,000
Kalamazoo, Michigan 71 $ 11,278,000 $ 158,845 $ 66,000
St. Louis City, Missouri 71 $ 10,408,000 $ 146,591 $ 94,000
Lorain, Ohio 71 $ 12,173,000 $ 171,450 $ 84,000
Faulkner, Arkansas 70 $ 11,768,000 $ 168,114 $ 66,000
Middlesex, Connecticut 70 $ 14,341,000 $ 204,871 $ 94,000
Washington, Minnesota 70 $ 15,379,000 $ 219,700 $ 93,000
Stark, Ohio 70 $ 9,843,000 $ 140,614 $ 74,000
Washington, Utah 70 $ 14,844,000 $ 212,057 $ 90,000
Madison, Mississippi 69 $ 16,480,000 $ 238,840 $ 114,000
Monroe, Pennsylvania 69 $ 11,903,000 $ 172,507 $ 94,000
Webb, Texas 69 $ 10,998,000 $ 159,391 $ 66,000
Saline, Arkansas 68 $ 11,357,000 $ 167,014 $ 80,000
Nevada, California 68 $ 17,657,000 $ 259,661 $ 116,000
Butler, Ohio 68 $ 10,889,000 $ 160,132 $ 83,000
Monongalia, West Virginia 68 $ 13,319,000 $ 195,867 $ 93,000
Kings, California 67 $ 13,736,000 $ 205,014 $ 80,000
Tolland, Connecticut 67 $ 13,156,000 $ 196,358 $ 84,000
Clayton, Georgia 67 $ 7,892,000 $ 117,791 $ 57,000
Johnson, Missouri 67 $ 9,635,000 $ 143,805 $ 51,000
Gallatin, Montana 67 $ 15,525,000 $ 231,716 $ 102,000
Berks, Pennsylvania 67 $ 12,458,000 $ 185,940 $ 101,000
Florence, South Carolina 67 $ 9,433,000 $ 140,791 $ 64,000
Marin, California 66 $ 21,293,000 $ 322,621 $ 139,000
Ascension, Louisiana 66 $ 12,407,000 $ 187,984 $ 66,000
Grafton, New Hampshire 66 $ 11,727,000 $ 177,681 $ 105,000
Albany, New York 66 $ 12,599,000 $ 190,893 $ 87,000
Westmoreland, Pennsylvania 66 $ 8,920,000 $ 135,151 $ 86,000
Kershaw, South Carolina 66 $ 9,629,000 $ 145,893 $ 50,000
Blount, Tennessee 66 $ 12,083,000 $ 183,075 $ 86,000
Yakima, Washington 66 $ 12,346,000 $ 187,060 $ 69,000
Tuscaloosa, Alabama 64 $ 10,535,000 $ 164,609 $ 76,000
Mohave, Arizona 64 $ 9,472,000 $ 148,000 $ 70,000
Yolo, California 64 $ 16,749,000 $ 261,703 $ 101,000
Litchfield, Connecticut 64 $ 13,603,000 $ 212,546 $ 152,000
Livingston, Michigan 64 $ 11,975,000 $ 187,109 $ 87,000
Newport, Rhode Island 64 $ 17,327,000 $ 270,734 $ 114,000
Boone, Kentucky 63 $ 11,639,000 $ 184,746 $ 76,000
Iredell, North Carolina 63 $ 11,841,000 $ 187,952 $ 100,000
Grand Forks, North Dakota 63 $ 11,079,000 $ 175,857 $ 84,000
Delaware, Ohio 63 $ 14,303,000 $ 227,031 $ 111,000
Kerr, Texas 63 $ 9,582,000 $ 152,095 $ 75,000
Citrus, Florida 62 $ 8,643,000 $ 139,403 $ 68,000
Hernando, Florida 62 $ 9,250,000 $ 149,193 $ 73,000
Harris, Georgia 62 $ 12,114,000 $ 195,387 $ 88,000
Butler, Kansas 62 $ 11,170,000 $ 180,161 $ 64,000
San Francisco, California 61 $ 20,381,000 $ 334,114 $ 149,000
Hudson, New Jersey 61 $ 16,955,000 $ 277,950 $ 98,000
Lucas, Ohio 61 $ 6,954,000 $ 114,000 $ 82,000
Sevier, Tennessee 61 $ 10,554,000 $ 173,016 $ 112,000
Hall, Georgia 60 $ 11,012,000 $ 183,533 $ 88,000
McHenry, Illinois 60 $ 11,786,000 $ 196,433 $ 91,000
Bastrop, Texas 60 $ 8,998,000 $ 149,966 $ 87,000
Randall, Texas 60 $ 9,539,000 $ 158,983 $ 83,000
Alamance, North Carolina 59 $ 9,706,000 $ 164,508 $ 82,000
Washington, Tennessee 59 $ 8,497,000 $ 144,016 $ 80,000
Broomfield, Colorado 58 $ 15,436,000 $ 266,137 $ 112,000
Maui, Hawaii 58 $ 18,755,000 $ 323,362 $ 118,000
Jefferson, Missouri 58 $ 9,737,000 $ 167,879 $ 75,000
Henderson, North Carolina 58 $ 10,390,000 $ 179,137 $ 83,000
Garfield, Oklahoma 58 $ 9,478,000 $ 163,413 $ 79,000
Centre, Pennsylvania 58 $ 9,928,000 $ 171,172 $ 87,000
Bibb, Georgia 57 $ 7,797,000 $ 136,789 $ 65,000
Boone, Missouri 57 $ 10,679,000 $ 187,350 $ 91,000
Gaston, North Carolina 57 $ 9,363,000 $ 164,263 $ 71,000
Erie, Pennsylvania 57 $ 8,943,000 $ 156,894 $ 79,000
Clarke, Georgia 56 $ 8,206,000 $ 146,535 $ 86,000
Genesee, Michigan 56 $ 6,660,000 $ 118,928 $ 82,000
Oneida, New York 56 $ 7,211,000 $ 128,767 $ 73,000
Kent, Rhode Island 56 $ 11,763,000 $ 210,053 $ 72,000
Hanover, Virginia 56 $ 12,586,000 $ 224,750 $ 110,000
Mesa, Colorado 55 $ 10,691,000 $ 194,381 $ 91,000
Monroe, Indiana 55 $ 10,071,000 $ 183,109 $ 88,000
Sussex, New Jersey 55 $ 10,398,000 $ 189,054 $ 110,000
Catawba, North Carolina 55 $ 9,466,000 $ 172,109 $ 72,000
Jackson, Oklahoma 55 $ 9,120,000 $ 165,818 $ 100,000
King George, Virginia 55 $ 14,827,000 $ 269,581 $ 83,000
Montgomery, Virginia 55 $ 11,325,000 $ 205,909 $ 131,000
Navajo, Arizona 54 $ 9,709,000 $ 179,796 $ 101,000
Elmore, Idaho 54 $ 8,644,000 $ 160,074 $ 53,000
Meade, Kentucky 54 $ 8,546,000 $ 158,259 $ 71,000
Sullivan, Tennessee 54 $ 8,310,000 $ 153,888 $ 87,000
Flathead, Montana 53 $ 10,334,000 $ 194,981 $ 81,000
Fairfield, Ohio 53 $ 9,095,000 $ 171,603 $ 75,000
Washington, Pennsylvania 53 $ 10,350,000 $ 195,283 $ 91,000
Pickens, South Carolina 53 $ 8,278,000 $ 156,188 $ 75,000
Garland, Arkansas 52 $ 8,441,000 $ 162,326 $ 81,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 62,620 $12,179,853,000 $194,000 $2,800,000 $77,000 $7,961,000
Home Purchase 58,714 $12,823,151,000 $218,000 $2,305,000 $99,000 $6,472,000
Home Improvement 14,204 $1,571,700,000 $110,000 $1,094,000 $103,000 $7,478,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 85,482 $16,828,593,000 $196,000 $2,240,000 $93,000 $7,961,000
Not Provided 25,925 $5,120,336,000 $197,000 $2,800,000 $90,000 $6,472,000
Black or African American 10,344 $1,927,437,000 $186,000 $2,305,000 $71,000 $1,841,000
Hispanic 8,979 $1,682,924,000 $187,000 $1,095,000 $74,000 $3,147,000
Asian 2,615 $589,245,000 $225,000 $1,086,000 $89,000 $2,220,000
American Indian or Alaskan Native 1,555 $284,959,000 $183,000 $1,200,000 $79,000 $2,417,000
Native Hawaiian or Other Pacific Islander 638 $141,210,000 $221,000 $828,000 $78,000 $546,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 72,855 $12,381,660,000 $169,000 $2,800,000 $111,000 $7,478,000
VA-guaranteed (Veterans Administration) 62,683 $14,193,044,000 $226,000 $2,305,000 $64,000 $7,961,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 76,775 $15,969,038,000 $207,000 $2,240,000 $89,000 $2,666,000
Application Denied By Financial Institution 50,641 $9,022,729,000 $178,000 $2,800,000 $89,000 $7,478,000
File Closed For Incompleteness 7,150 $1,398,549,000 $195,000 $1,095,000 $91,000 $7,961,000
Application Approved But Not Accepted 812 $156,708,000 $192,000 $1,072,000 $70,000 $2,088,000
Loan Purchased By The Institution 96 $18,757,000 $195,000 $491,000 $79,000 $230,000
Application Withdrawn By Applicant 64 $8,923,000 $139,000 $650,000 $84,000 $368,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 12,733 $2,733,098,000 $214,000 $1,200,000 $101,000 $5,550,000
Collateral 11,907 $2,075,317,000 $174,000 $1,689,000 $99,000 $6,252,000
Credit History 10,968 $1,460,634,000 $133,000 $1,123,000 $90,000 $7,478,000
Debt-To-Income Ratio 9,593 $1,789,098,000 $186,000 $2,800,000 $64,000 $6,472,000
Other 3,081 $525,598,000 $170,000 $2,305,000 $80,000 $1,800,000
Insufficient Cash (Downpayment, Closing Cost) 1,068 $198,498,000 $185,000 $1,070,000 $102,000 $1,161,000
Employment History 775 $143,234,000 $184,000 $886,000 $81,000 $974,000
Unverifiable Information 510 $95,882,000 $188,000 $650,000 $105,000 $1,325,000
Mortgage Insurance Denied 6 $1,370,000 $228,000 $361,000 $103,000 $140,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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