USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2022
In 2022, USAA Federal Savings Bank of San Antonio, TX reported 30,998 mortgage applications totaling $10.0 billion, down 38% from 2021. The average application was for $321,406, and applicants reported an average income of $115,583. 54% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (726), San Antonio-New Braunfels, TX (654) and Houston-The Woodlands-Sugar Land, TX (604) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,998 |
| Total Mortgage Loan Application Amount | $9,962,960,000 |
| Average Mortgage Loan Application Amount | $321,406 |
| Highest Mortgage Loan Application Amount | $3,735,000 |
| Average Applicant Income | $115,583 |
| Highest Applicant Income | $7,622,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,060 | $ 1,305,990,000 | $ 258,100 | $ 101,806 |
| Atlanta-Sandy Springs-Roswell, GA | 726 | $ 253,750,000 | $ 349,517 | $ 117,000 |
| San Antonio-New Braunfels, TX | 654 | $ 219,980,000 | $ 336,360 | $ 128,000 |
| Houston-The Woodlands-Sugar Land, TX | 604 | $ 205,170,000 | $ 339,685 | $ 126,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 583 | $ 299,355,000 | $ 513,473 | $ 172,869 |
| Tampa-St. Petersburg-Clearwater, FL | 438 | $ 162,260,000 | $ 370,456 | $ 125,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 424 | $ 149,350,000 | $ 352,240 | $ 117,094 |
| Phoenix-Mesa-Scottsdale, AZ | 406 | $ 157,330,000 | $ 387,512 | $ 137,000 |
| Dallas-Plano-Irving, TX | 405 | $ 162,375,000 | $ 400,925 | $ 138,000 |
| Fayetteville, NC | 393 | $ 100,565,000 | $ 255,890 | $ 100,000 |
| St. Louis, MO-IL | 344 | $ 90,350,000 | $ 262,645 | $ 108,784 |
| Oklahoma City, OK | 299 | $ 86,285,000 | $ 288,578 | $ 117,000 |
| Charlotte-Concord-Gastonia, NC-SC | 289 | $ 102,555,000 | $ 354,861 | $ 117,588 |
| Jacksonville, FL | 285 | $ 96,965,000 | $ 340,228 | $ 111,000 |
| Orlando-Kissimmee-Sanford, FL | 280 | $ 104,840,000 | $ 374,428 | $ 132,000 |
| Fort Worth-Arlington, TX | 271 | $ 101,375,000 | $ 374,077 | $ 136,000 |
| Baltimore-Columbia-Towson, MD | 269 | $ 102,595,000 | $ 381,394 | $ 126,000 |
| Killeen-Temple, TX | 267 | $ 72,365,000 | $ 271,029 | $ 102,000 |
| Las Vegas-Henderson-Paradise, NV | 263 | $ 108,725,000 | $ 413,403 | $ 122,000 |
| Augusta-Richmond County, GA-SC | 235 | $ 71,375,000 | $ 303,723 | $ 101,429 |
| Kansas City, MO-KS | 235 | $ 68,435,000 | $ 291,212 | $ 107,800 |
| Chicago-Naperville, IL | 233 | $ 79,945,000 | $ 343,111 | $ 156,000 |
| Columbia, SC | 233 | $ 66,705,000 | $ 286,287 | $ 109,000 |
| Austin-Round Rock, TX | 213 | $ 94,555,000 | $ 443,920 | $ 160,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 213 | $ 73,355,000 | $ 344,389 | $ 113,535 |
| Albuquerque, NM | 208 | $ 67,890,000 | $ 326,394 | $ 112,000 |
| Indianapolis-Carmel-Anderson, IN | 200 | $ 58,980,000 | $ 294,900 | $ 107,000 |
| Huntsville, AL | 197 | $ 67,415,000 | $ 342,208 | $ 135,000 |
| Richmond, VA | 193 | $ 63,225,000 | $ 327,590 | $ 120,000 |
| Cincinnati, OH-KY-IN | 191 | $ 52,365,000 | $ 274,162 | $ 104,020 |
| Pensacola-Ferry Pass-Brent, FL | 189 | $ 61,515,000 | $ 325,476 | $ 116,000 |
| Clarksville, TN-KY | 188 | $ 57,990,000 | $ 308,457 | $ 106,553 |
| El Paso, TX | 188 | $ 48,540,000 | $ 258,191 | $ 107,000 |
| Raleigh, NC | 184 | $ 68,620,000 | $ 372,934 | $ 125,000 |
| Dayton-Springfield-Kettering, OH | 183 | $ 50,685,000 | $ 276,967 | $ 117,000 |
| Denver-Aurora-Lakewood, CO | 180 | $ 92,180,000 | $ 512,111 | $ 191,000 |
| Colorado Springs, CO | 177 | $ 78,655,000 | $ 444,378 | $ 148,000 |
| Little Rock-North Little Rock-Conway, AR | 173 | $ 46,285,000 | $ 267,543 | $ 96,000 |
| Pittsburgh, PA | 172 | $ 41,440,000 | $ 240,930 | $ 100,000 |
| Charleston-North Charleston, SC | 170 | $ 57,160,000 | $ 336,235 | $ 112,000 |
| New Orleans-Metairie, LA | 170 | $ 50,210,000 | $ 295,352 | $ 126,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 170 | $ 74,760,000 | $ 439,764 | $ 123,623 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 168 | $ 68,800,000 | $ 409,523 | $ 131,000 |
| Tucson, AZ | 168 | $ 54,330,000 | $ 323,392 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 166 | $ 70,780,000 | $ 426,385 | $ 116,000 |
| Crestview-Fort Walton Beach-Destin, FL | 161 | $ 55,625,000 | $ 345,496 | $ 115,000 |
| Louisville/Jefferson County, KY-IN | 159 | $ 47,635,000 | $ 299,591 | $ 107,735 |
| Palm Bay-Melbourne-Titusville, FL | 151 | $ 54,865,000 | $ 363,344 | $ 145,000 |
| Jacksonville, NC | 150 | $ 40,020,000 | $ 266,800 | $ 104,000 |
| Memphis, TN-MS-AR | 148 | $ 44,670,000 | $ 301,824 | $ 109,331 |
| New York-Newark, NY | 147 | $ 57,955,000 | $ 394,251 | $ 144,408 |
| Warren-Troy-Farmington Hills, MI | 147 | $ 41,365,000 | $ 281,394 | $ 111,000 |
| Camden, NJ | 143 | $ 45,135,000 | $ 315,629 | $ 118,000 |
| Columbus, OH | 142 | $ 41,180,000 | $ 290,000 | $ 123,000 |
| Greenville-Anderson-Mauldin, SC | 141 | $ 44,795,000 | $ 317,695 | $ 115,000 |
| Anchorage, AK | 138 | $ 52,450,000 | $ 380,072 | $ 131,000 |
| Warner Robins, GA | 136 | $ 36,750,000 | $ 270,220 | $ 101,000 |
| Tacoma-Lakewood, WA | 134 | $ 61,960,000 | $ 462,388 | $ 134,000 |
| Columbus, GA-AL | 132 | $ 35,060,000 | $ 265,606 | $ 107,469 |
| Birmingham-Hoover, AL | 125 | $ 37,885,000 | $ 303,080 | $ 121,000 |
| Knoxville, TN | 125 | $ 41,585,000 | $ 332,680 | $ 120,000 |
| Gulfport-Biloxi-Pascagoula, MS | 124 | $ 30,030,000 | $ 242,177 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 124 | $ 37,770,000 | $ 304,596 | $ 101,419 |
| Cleveland-Elyria, OH | 122 | $ 31,840,000 | $ 260,983 | $ 104,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 122 | $ 37,200,000 | $ 304,918 | $ 102,000 |
| Tulsa, OK | 122 | $ 34,710,000 | $ 284,508 | $ 105,000 |
| Savannah, GA | 118 | $ 36,550,000 | $ 309,745 | $ 107,000 |
| Montgomery County-Bucks County-Chester County, PA | 116 | $ 47,600,000 | $ 410,344 | $ 139,000 |
| Philadelphia, PA | 113 | $ 33,035,000 | $ 292,345 | $ 119,000 |
| Wichita, KS | 113 | $ 27,925,000 | $ 247,123 | $ 99,000 |
| Providence-Warwick, RI-MA | 105 | $ 40,485,000 | $ 385,571 | $ 122,838 |
| Montgomery, AL | 103 | $ 27,615,000 | $ 268,106 | $ 122,000 |
| New York-Jersey City-White Plains, NY-NJ | 98 | $ 49,560,000 | $ 505,714 | $ 159,928 |
| Seattle-Bellevue-Everett, WA | 98 | $ 59,490,000 | $ 607,040 | $ 195,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 97 | $ 30,465,000 | $ 314,072 | $ 129,000 |
| Lakeland-Winter Haven, FL | 97 | $ 31,215,000 | $ 321,804 | $ 104,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 94 | $ 36,420,000 | $ 387,446 | $ 111,000 |
| Newark, NJ-PA | 94 | $ 38,540,000 | $ 410,000 | $ 160,936 |
| Greensboro-High Point, NC | 93 | $ 23,985,000 | $ 257,903 | $ 105,000 |
| North Port-Sarasota-Bradenton, FL | 90 | $ 33,880,000 | $ 376,444 | $ 138,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 89 | $ 28,265,000 | $ 317,584 | $ 113,258 |
| Los Angeles-Long Beach-Glendale, CA | 88 | $ 50,320,000 | $ 571,818 | $ 151,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 86 | $ 35,580,000 | $ 413,720 | $ 124,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 85 | $ 37,875,000 | $ 445,588 | $ 127,000 |
| Cape Coral-Fort Myers, FL | 84 | $ 32,140,000 | $ 382,619 | $ 148,000 |
| Ocala, FL | 84 | $ 21,970,000 | $ 261,547 | $ 95,000 |
| Chattanooga, TN-GA | 83 | $ 24,675,000 | $ 297,289 | $ 110,168 |
| Las Cruces, NM | 83 | $ 26,505,000 | $ 319,337 | $ 99,000 |
| Jackson, MS | 82 | $ 21,260,000 | $ 259,268 | $ 95,000 |
| Lawton, OK | 81 | $ 16,595,000 | $ 204,876 | $ 102,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 79 | $ 18,945,000 | $ 239,810 | $ 100,000 |
| Durham-Chapel Hill, NC | 79 | $ 28,755,000 | $ 363,987 | $ 141,000 |
| Boise City, ID | 78 | $ 33,070,000 | $ 423,974 | $ 140,000 |
| Detroit-Dearborn-Livonia, MI | 78 | $ 16,640,000 | $ 213,333 | $ 87,000 |
| Washington-Baltimore-Arlington, DC | 77 | $ 40,735,000 | $ 529,025 | $ 212,000 |
| Hartford-West Hartford-East Hartford, CT | 76 | $ 25,920,000 | $ 341,052 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 76 | $ 21,960,000 | $ 288,947 | $ 111,263 |
| Mobile, AL | 74 | $ 17,970,000 | $ 242,837 | $ 94,000 |
| Panama City, FL | 74 | $ 23,790,000 | $ 321,486 | $ 93,000 |
| Shreveport-Bossier City, LA | 74 | $ 20,800,000 | $ 281,081 | $ 117,000 |
| Worcester, MA-CT | 74 | $ 27,560,000 | $ 372,432 | $ 133,972 |
| Corpus Christi, TX | 71 | $ 23,245,000 | $ 327,394 | $ 133,000 |
| Springfield, MO | 71 | $ 20,075,000 | $ 282,746 | $ 104,000 |
| Valdosta, GA | 71 | $ 17,235,000 | $ 242,746 | $ 90,000 |
| Asheville, NC | 70 | $ 22,900,000 | $ 327,142 | $ 107,000 |
| Spokane-Spokane Valley, WA | 70 | $ 27,860,000 | $ 398,000 | $ 123,000 |
| Auburn-Opelika, AL | 68 | $ 19,720,000 | $ 290,000 | $ 108,000 |
| Baton Rouge, LA | 68 | $ 20,550,000 | $ 302,205 | $ 117,000 |
| Hinesville, GA | 68 | $ 15,730,000 | $ 231,323 | $ 85,000 |
| Port St. Lucie, FL | 68 | $ 24,920,000 | $ 366,470 | $ 105,000 |
| Dover, DE | 67 | $ 21,425,000 | $ 319,776 | $ 93,000 |
| Manhattan, KS | 67 | $ 16,045,000 | $ 239,477 | $ 103,000 |
| Albany-Schenectady-Troy, NY | 66 | $ 17,480,000 | $ 264,848 | $ 109,000 |
| Sierra Vista-Douglas, AZ | 66 | $ 20,030,000 | $ 303,484 | $ 114,000 |
| Daphne-Fairhope-Foley, AL | 65 | $ 19,455,000 | $ 299,307 | $ 109,000 |
| Milwaukee-Waukesha-West Allis, WI | 65 | $ 20,665,000 | $ 317,923 | $ 118,000 |
| Norwich-New London, CT | 65 | $ 21,515,000 | $ 331,000 | $ 136,000 |
| Nassau County-Suffolk County, NY | 63 | $ 29,315,000 | $ 465,317 | $ 156,000 |
| Grand Rapids-Wyoming, MI | 62 | $ 16,710,000 | $ 269,516 | $ 97,000 |
| Wilmington, DE-MD-NJ | 62 | $ 20,000,000 | $ 322,580 | $ 115,838 |
| Miami-Miami Beach-Kendall, FL | 61 | $ 25,995,000 | $ 426,147 | $ 132,000 |
| Sumter, SC | 61 | $ 14,295,000 | $ 234,344 | $ 94,000 |
| Syracuse, NY | 61 | $ 13,795,000 | $ 226,147 | $ 101,000 |
| Spartanburg, SC | 58 | $ 15,750,000 | $ 271,551 | $ 93,000 |
| Tallahassee, FL | 58 | $ 17,550,000 | $ 302,586 | $ 108,000 |
| Springfield, MA | 57 | $ 18,345,000 | $ 321,842 | $ 109,000 |
| San Diego-Carlsbad, CA | 56 | $ 31,180,000 | $ 556,785 | $ 148,000 |
| Wichita Falls, TX | 56 | $ 13,760,000 | $ 245,714 | $ 102,000 |
| Fairbanks, AK | 55 | $ 19,235,000 | $ 349,727 | $ 99,000 |
| Lansing-East Lansing, MI | 55 | $ 12,715,000 | $ 231,181 | $ 90,000 |
| Rochester, NY | 55 | $ 11,815,000 | $ 214,818 | $ 118,000 |
| Bakersfield, CA | 54 | $ 19,050,000 | $ 352,777 | $ 118,000 |
| Lexington-Fayette, KY | 54 | $ 16,090,000 | $ 297,962 | $ 113,000 |
| Olympia-Tumwater, WA | 54 | $ 22,070,000 | $ 408,703 | $ 123,000 |
| Kingsport-Bristol-Bristol, TN-VA | 53 | $ 15,965,000 | $ 301,226 | $ 115,584 |
| Watertown-Fort Drum, NY | 53 | $ 12,015,000 | $ 226,698 | $ 94,000 |
| Gainesville, FL | 51 | $ 17,095,000 | $ 335,196 | $ 108,000 |
| Ogden-Clearfield, UT | 51 | $ 23,535,000 | $ 461,470 | $ 142,000 |
| Portland-South Portland, ME | 51 | $ 18,455,000 | $ 361,862 | $ 117,000 |
| Wilmington, NC | 51 | $ 17,365,000 | $ 340,490 | $ 130,000 |
| Elizabethtown-Fort Knox, KY | 50 | $ 15,840,000 | $ 316,800 | $ 121,000 |
| Boston, MA | 48 | $ 24,120,000 | $ 502,500 | $ 164,000 |
| Fort Wayne, IN | 48 | $ 12,060,000 | $ 251,250 | $ 101,000 |
| Salisbury, MD-DE | 48 | $ 15,080,000 | $ 314,166 | $ 125,958 |
| Topeka, KS | 47 | $ 10,945,000 | $ 232,872 | $ 101,000 |
| York-Hanover, PA | 46 | $ 12,760,000 | $ 277,391 | $ 108,000 |
| Charlottesville, VA | 45 | $ 17,045,000 | $ 378,777 | $ 140,000 |
| Toledo, OH | 45 | $ 11,955,000 | $ 265,666 | $ 106,000 |
| Winston-Salem, NC | 45 | $ 13,475,000 | $ 299,444 | $ 98,000 |
| Akron, OH | 44 | $ 9,340,000 | $ 212,272 | $ 84,000 |
| Harrisburg-Carlisle, PA | 44 | $ 11,840,000 | $ 269,090 | $ 123,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 44 | $ 9,780,000 | $ 222,272 | $ 90,000 |
| Hagerstown-Martinsburg, MD-WV | 43 | $ 12,905,000 | $ 300,116 | $ 120,813 |
| Rockingham County-Strafford County, NH | 43 | $ 19,785,000 | $ 460,116 | $ 132,000 |
| Davenport-Moline-Rock Island, IA-IL | 42 | $ 11,190,000 | $ 266,428 | $ 101,619 |
| Hickory-Lenoir-Morganton, NC | 41 | $ 11,315,000 | $ 275,975 | $ 96,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 41 | $ 14,975,000 | $ 365,243 | $ 117,000 |
| New Bern, NC | 41 | $ 11,805,000 | $ 287,926 | $ 103,000 |
| New Haven-Milford, CT | 41 | $ 13,305,000 | $ 324,512 | $ 112,000 |
| Reno, NV | 41 | $ 20,095,000 | $ 490,121 | $ 132,000 |
| Bremerton-Silverdale, WA | 40 | $ 18,020,000 | $ 450,500 | $ 126,000 |
| Des Moines-West Des Moines, IA | 40 | $ 12,050,000 | $ 301,250 | $ 119,000 |
| Duluth, MN-WI | 40 | $ 8,720,000 | $ 218,000 | $ 97,925 |
| Great Falls, MT | 40 | $ 12,920,000 | $ 323,000 | $ 92,000 |
| McAllen-Edinburg-Mission, TX | 40 | $ 11,370,000 | $ 284,250 | $ 120,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 39 | $ 10,595,000 | $ 271,666 | $ 106,282 |
| Cambridge-Newton-Framingham, MA | 39 | $ 18,575,000 | $ 476,282 | $ 147,000 |
| Cheyenne, WY | 39 | $ 13,235,000 | $ 339,358 | $ 84,000 |
| Lafayette, LA | 39 | $ 8,465,000 | $ 217,051 | $ 94,000 |
| San Angelo, TX | 38 | $ 8,940,000 | $ 235,263 | $ 83,000 |
| Amarillo, TX | 37 | $ 10,955,000 | $ 296,081 | $ 122,000 |
| Gary, IN | 37 | $ 10,275,000 | $ 277,702 | $ 112,000 |
| Homosassa Springs, FL | 37 | $ 9,825,000 | $ 265,540 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 37 | $ 8,575,000 | $ 231,756 | $ 112,351 |
| Lynchburg, VA | 37 | $ 9,895,000 | $ 267,432 | $ 125,000 |
| Macon-Bibb County, GA | 37 | $ 8,935,000 | $ 241,486 | $ 89,000 |
| Johnson City, TN | 36 | $ 10,580,000 | $ 293,888 | $ 108,000 |
| Salem, OR | 36 | $ 13,970,000 | $ 388,055 | $ 120,000 |
| Salt Lake City, UT | 35 | $ 13,325,000 | $ 380,714 | $ 151,000 |
| Fort Smith, AR-OK | 34 | $ 7,410,000 | $ 217,941 | $ 88,088 |
| Lubbock, TX | 34 | $ 7,670,000 | $ 225,588 | $ 92,000 |
| South Bend-Mishawaka, IN-MI | 34 | $ 7,750,000 | $ 227,941 | $ 104,117 |
| Waco, TX | 34 | $ 11,800,000 | $ 347,058 | $ 121,000 |
| Abilene, TX | 33 | $ 8,525,000 | $ 258,333 | $ 100,000 |
| Fort Collins, CO | 33 | $ 17,105,000 | $ 518,333 | $ 153,000 |
| Goldsboro, NC | 33 | $ 7,735,000 | $ 234,393 | $ 83,000 |
| Prescott Valley-Prescott, AZ | 33 | $ 12,195,000 | $ 369,545 | $ 126,000 |
| Tyler, TX | 33 | $ 8,175,000 | $ 247,727 | $ 94,000 |
| Utica-Rome, NY | 33 | $ 7,635,000 | $ 231,363 | $ 99,000 |
| Beaumont-Port Arthur, TX | 32 | $ 9,290,000 | $ 290,312 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 15,110,000 | $ 472,187 | $ 155,000 |
| Charleston, WV | 32 | $ 6,720,000 | $ 210,000 | $ 95,000 |
| Elgin, IL | 32 | $ 9,580,000 | $ 299,375 | $ 125,000 |
| Madison, WI | 32 | $ 10,430,000 | $ 325,937 | $ 106,000 |
| College Station-Bryan, TX | 31 | $ 10,135,000 | $ 326,935 | $ 136,000 |
| Florence, SC | 31 | $ 7,055,000 | $ 227,580 | $ 109,000 |
| Greeley, CO | 31 | $ 14,445,000 | $ 465,967 | $ 117,000 |
| Hattiesburg, MS | 31 | $ 6,995,000 | $ 225,645 | $ 95,000 |
| Roanoke, VA | 31 | $ 9,235,000 | $ 297,903 | $ 112,000 |
| Atlantic City-Hammonton, NJ | 30 | $ 9,060,000 | $ 302,000 | $ 101,000 |
| Manchester-Nashua, NH | 30 | $ 10,960,000 | $ 365,333 | $ 122,000 |
| Peoria, IL | 30 | $ 5,360,000 | $ 178,666 | $ 83,000 |
| Youngstown-Warren-Boardman, OH-PA | 30 | $ 5,350,000 | $ 178,333 | $ 120,366 |
| Yuba City, CA | 30 | $ 11,090,000 | $ 369,666 | $ 113,000 |
| Brownsville-Harlingen, TX | 29 | $ 7,705,000 | $ 265,689 | $ 120,000 |
| Greenville, NC | 29 | $ 6,655,000 | $ 229,482 | $ 103,000 |
| Medford, OR | 29 | $ 12,165,000 | $ 419,482 | $ 104,000 |
| Springfield, IL | 29 | $ 6,055,000 | $ 208,793 | $ 115,000 |
| Albany, GA | 28 | $ 6,540,000 | $ 233,571 | $ 91,000 |
| Dothan, AL | 28 | $ 8,080,000 | $ 288,571 | $ 133,000 |
| Punta Gorda, FL | 28 | $ 7,420,000 | $ 265,000 | $ 121,000 |
| Yuma, AZ | 28 | $ 9,310,000 | $ 332,500 | $ 101,000 |
| California-Lexington Park, MD | 27 | $ 11,435,000 | $ 423,518 | $ 133,000 |
| Longview, TX | 27 | $ 7,905,000 | $ 292,777 | $ 122,000 |
| Rapid City, SD | 27 | $ 7,635,000 | $ 282,777 | $ 85,000 |
| The Villages, FL | 27 | $ 8,295,000 | $ 307,222 | $ 134,000 |
| Billings, MT | 26 | $ 9,100,000 | $ 350,000 | $ 115,000 |
| Canton-Massillon, OH | 26 | $ 4,840,000 | $ 186,153 | $ 67,000 |
| Eugene, OR | 26 | $ 10,170,000 | $ 391,153 | $ 119,000 |
| Fargo, ND-MN | 26 | $ 7,780,000 | $ 299,230 | $ 107,230 |
| Joplin, MO | 26 | $ 7,340,000 | $ 282,307 | $ 103,000 |
| Lincoln, NE | 26 | $ 7,490,000 | $ 288,076 | $ 99,000 |
| Provo-Orem, UT | 26 | $ 12,420,000 | $ 477,692 | $ 124,000 |
| Trenton, NJ | 26 | $ 9,630,000 | $ 370,384 | $ 144,000 |
| Fresno, CA | 25 | $ 8,715,000 | $ 348,600 | $ 126,000 |
| Gainesville, GA | 25 | $ 9,075,000 | $ 363,000 | $ 115,000 |
| Kalamazoo-Portage, MI | 25 | $ 6,785,000 | $ 271,400 | $ 136,000 |
| Morristown, TN | 25 | $ 8,025,000 | $ 321,000 | $ 93,000 |
| Redding, CA | 25 | $ 8,845,000 | $ 353,800 | $ 115,000 |
| Rockford, IL | 25 | $ 5,935,000 | $ 237,400 | $ 89,000 |
| Blacksburg-Christiansburg-Radford, VA | 24 | $ 7,610,000 | $ 317,083 | $ 113,000 |
| Bowling Green, KY | 24 | $ 5,950,000 | $ 247,916 | $ 98,000 |
| Chambersburg-Waynesboro, PA | 24 | $ 6,430,000 | $ 267,916 | $ 118,000 |
| Lake Charles, LA | 24 | $ 4,870,000 | $ 202,916 | $ 113,000 |
| Midland, TX | 24 | $ 7,710,000 | $ 321,250 | $ 129,000 |
| Reading, PA | 24 | $ 7,030,000 | $ 292,916 | $ 88,000 |
| Bangor, ME | 23 | $ 6,265,000 | $ 272,391 | $ 95,000 |
| Beckley, WV | 23 | $ 4,195,000 | $ 182,391 | $ 108,000 |
| Coeur D'Alene, ID | 23 | $ 10,475,000 | $ 455,434 | $ 127,000 |
| East Stroudsburg, PA | 23 | $ 7,215,000 | $ 313,695 | $ 106,000 |
| Enid, OK | 23 | $ 4,875,000 | $ 211,956 | $ 98,000 |
| Green Bay, WI | 23 | $ 6,195,000 | $ 269,347 | $ 93,000 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 8,870,000 | $ 403,181 | $ 132,000 |
| Pueblo, CO | 22 | $ 8,260,000 | $ 375,454 | $ 107,000 |
| Saginaw, MI | 22 | $ 4,060,000 | $ 184,545 | $ 74,000 |
| Sebastian-Vero Beach, FL | 22 | $ 7,080,000 | $ 321,818 | $ 108,000 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 18,715,000 | $ 891,190 | $ 242,000 |
| Ann Arbor, MI | 21 | $ 6,155,000 | $ 293,095 | $ 123,000 |
| Binghamton, NY | 21 | $ 3,845,000 | $ 183,095 | $ 99,000 |
| Grand Forks, ND-MN | 21 | $ 5,665,000 | $ 269,761 | $ 102,714 |
| Grand Junction, CO | 21 | $ 7,495,000 | $ 356,904 | $ 110,000 |
| Hammond, LA | 21 | $ 4,995,000 | $ 237,857 | $ 160,000 |
| St. Cloud, MN | 21 | $ 6,595,000 | $ 314,047 | $ 121,000 |
| Stockton-Lodi, CA | 21 | $ 7,855,000 | $ 374,047 | $ 91,000 |
| Terre Haute, IN | 21 | $ 4,245,000 | $ 202,142 | $ 102,000 |
| Battle Creek, MI | 20 | $ 3,620,000 | $ 181,000 | $ 91,000 |
| Brunswick, GA | 20 | $ 6,180,000 | $ 309,000 | $ 103,000 |
| Evansville, IN-KY | 20 | $ 5,290,000 | $ 264,500 | $ 84,100 |
| Jackson, TN | 20 | $ 4,400,000 | $ 220,000 | $ 91,000 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 12,600,000 | $ 630,000 | $ 269,000 |
| Tuscaloosa, AL | 20 | $ 4,960,000 | $ 248,000 | $ 101,000 |
| Victoria, TX | 20 | $ 5,420,000 | $ 271,000 | $ 122,000 |
| Bend-Redmond, OR | 19 | $ 7,845,000 | $ 412,894 | $ 141,000 |
| Carbondale-Marion, IL | 19 | $ 4,265,000 | $ 224,473 | $ 103,000 |
| Janesville-Beloit, WI | 19 | $ 4,795,000 | $ 252,368 | $ 96,000 |
| Lancaster, PA | 19 | $ 6,455,000 | $ 339,736 | $ 131,000 |
| Owensboro, KY | 19 | $ 4,145,000 | $ 218,157 | $ 113,000 |
| Santa Fe, NM | 19 | $ 9,365,000 | $ 492,894 | $ 142,000 |
| Sebring, FL | 19 | $ 4,915,000 | $ 258,684 | $ 83,000 |
| Staunton-Waynesboro, VA | 19 | $ 6,705,000 | $ 352,894 | $ 124,000 |
| Texarkana, TX-AR | 19 | $ 5,585,000 | $ 293,947 | $ 117,736 |
| Wausau, WI | 19 | $ 5,045,000 | $ 265,526 | $ 113,000 |
| Burlington-South Burlington, VT | 18 | $ 6,420,000 | $ 356,666 | $ 131,000 |
| Cedar Rapids, IA | 18 | $ 4,030,000 | $ 223,888 | $ 78,000 |
| Champaign-Urbana, IL | 18 | $ 3,980,000 | $ 221,111 | $ 136,000 |
| Columbia, MO | 18 | $ 5,020,000 | $ 278,888 | $ 83,000 |
| Lake Havasu City-Kingman, AZ | 18 | $ 5,880,000 | $ 326,666 | $ 109,000 |
| Sherman-Denison, TX | 18 | $ 5,320,000 | $ 295,555 | $ 121,000 |
| Alexandria, LA | 17 | $ 4,065,000 | $ 239,117 | $ 103,000 |
| Jonesboro, AR | 17 | $ 5,265,000 | $ 309,705 | $ 89,000 |
| Springfield, OH | 17 | $ 3,635,000 | $ 213,823 | $ 97,000 |
| Vallejo-Fairfield, CA | 17 | $ 9,775,000 | $ 575,000 | $ 116,000 |
| Barnstable Town, MA | 16 | $ 6,450,000 | $ 403,125 | $ 123,000 |
| Bellingham, WA | 16 | $ 7,350,000 | $ 459,375 | $ 130,000 |
| Decatur, AL | 16 | $ 3,890,000 | $ 243,125 | $ 96,000 |
| Flint, MI | 16 | $ 3,530,000 | $ 220,625 | $ 87,000 |
| Florence-Muscle Shoals, AL | 16 | $ 4,240,000 | $ 265,000 | $ 100,000 |
| Hot Springs, AR | 16 | $ 3,420,000 | $ 213,750 | $ 89,000 |
| Kennewick-Richland, WA | 16 | $ 7,790,000 | $ 486,875 | $ 137,000 |
| Oshkosh-Neenah, WI | 16 | $ 4,510,000 | $ 281,875 | $ 102,000 |
| Sioux Falls, SD | 16 | $ 4,490,000 | $ 280,625 | $ 99,000 |
| Yakima, WA | 16 | $ 5,700,000 | $ 356,250 | $ 101,000 |
| Burlington, NC | 15 | $ 4,325,000 | $ 288,333 | $ 94,000 |
| Gadsden, AL | 15 | $ 3,785,000 | $ 252,333 | $ 100,000 |
| Lafayette-West Lafayette, IN | 15 | $ 3,945,000 | $ 263,000 | $ 118,000 |
| Lebanon, PA | 15 | $ 3,435,000 | $ 229,000 | $ 90,000 |
| Morgantown, WV | 15 | $ 3,715,000 | $ 247,666 | $ 84,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 8,825,000 | $ 588,333 | $ 128,000 |
| Rocky Mount, NC | 15 | $ 3,305,000 | $ 220,333 | $ 89,000 |
| Appleton, WI | 14 | $ 3,910,000 | $ 279,285 | $ 115,000 |
| Bloomington, IL | 14 | $ 3,380,000 | $ 241,428 | $ 89,000 |
| Bloomington, IN | 14 | $ 5,010,000 | $ 357,857 | $ 134,000 |
| Columbus, IN | 14 | $ 4,070,000 | $ 290,714 | $ 105,000 |
| Cumberland, MD-WV | 14 | $ 2,910,000 | $ 207,857 | $ 77,571 |
| Eau Claire, WI | 14 | $ 4,590,000 | $ 327,857 | $ 107,000 |
| Houma-Thibodaux, LA | 14 | $ 4,020,000 | $ 287,142 | $ 102,000 |
| Mansfield, OH | 14 | $ 2,750,000 | $ 196,428 | $ 72,000 |
| Waterloo-Cedar Falls, IA | 14 | $ 3,450,000 | $ 246,428 | $ 87,000 |
| Albany, OR | 13 | $ 3,975,000 | $ 305,769 | $ 79,000 |
| Boulder, CO | 13 | $ 6,555,000 | $ 504,230 | $ 160,000 |
| Decatur, IL | 13 | $ 2,565,000 | $ 197,307 | $ 108,000 |
| Harrisonburg, VA | 13 | $ 4,915,000 | $ 378,076 | $ 156,000 |
| Idaho Falls, ID | 13 | $ 4,295,000 | $ 330,384 | $ 112,000 |
| Kokomo, IN | 13 | $ 2,435,000 | $ 187,307 | $ 93,000 |
| Modesto, CA | 13 | $ 5,015,000 | $ 385,769 | $ 118,000 |
| Muncie, IN | 13 | $ 3,085,000 | $ 237,307 | $ 145,000 |
| Racine, WI | 13 | $ 2,785,000 | $ 214,230 | $ 142,000 |
| State College, PA | 13 | $ 4,955,000 | $ 381,153 | $ 154,000 |
| Winchester, VA-WV | 13 | $ 5,475,000 | $ 421,153 | $ 124,615 |
| Athens-Clarke County, GA | 12 | $ 3,450,000 | $ 287,500 | $ 93,000 |
| Casper, WY | 12 | $ 3,500,000 | $ 291,666 | $ 144,000 |
| Erie, PA | 12 | $ 2,610,000 | $ 217,500 | $ 91,000 |
| Farmington, NM | 12 | $ 3,990,000 | $ 332,500 | $ 137,000 |
| Monroe, LA | 12 | $ 3,380,000 | $ 281,666 | $ 103,000 |
| Monroe, MI | 12 | $ 2,900,000 | $ 241,666 | $ 100,000 |
| Rochester, MN | 12 | $ 3,010,000 | $ 250,833 | $ 90,000 |
| Wenatchee, WA | 12 | $ 5,010,000 | $ 417,500 | $ 84,000 |
| Anniston-Oxford-Jacksonville, AL | 11 | $ 2,655,000 | $ 241,363 | $ 77,000 |
| Bismarck, ND | 11 | $ 3,385,000 | $ 307,727 | $ 101,000 |
| Chico, CA | 11 | $ 3,715,000 | $ 337,727 | $ 129,000 |
| Parkersburg-Vienna, WV | 11 | $ 2,005,000 | $ 182,272 | $ 66,000 |
| Pittsfield, MA | 11 | $ 3,145,000 | $ 285,909 | $ 110,000 |
| Vineland-Bridgeton, NJ | 11 | $ 3,215,000 | $ 292,272 | $ 98,000 |
| Visalia-Porterville, CA | 11 | $ 3,005,000 | $ 273,181 | $ 87,000 |
| Walla Walla, WA | 11 | $ 4,675,000 | $ 425,000 | $ 180,000 |
| Elmira, NY | 10 | $ 1,670,000 | $ 167,000 | $ 68,000 |
| Gettysburg, PA | 10 | $ 2,430,000 | $ 243,000 | $ 78,000 |
| Ithaca, NY | 10 | $ 2,140,000 | $ 214,000 | $ 203,000 |
| Jefferson City, MO | 10 | $ 2,100,000 | $ 210,000 | $ 64,000 |
| Lawrence, KS | 10 | $ 2,690,000 | $ 269,000 | $ 73,000 |
| Lewiston, ID-WA | 10 | $ 3,480,000 | $ 348,000 | $ 112,800 |
| Logan, UT-ID | 10 | $ 3,930,000 | $ 393,000 | $ 116,700 |
| Missoula, MT | 10 | $ 3,830,000 | $ 383,000 | $ 101,000 |
| Santa Rosa, CA | 10 | $ 6,190,000 | $ 619,000 | $ 119,000 |
| Sioux City, IA-NE-SD | 10 | $ 2,360,000 | $ 236,000 | $ 87,600 |
| St. George, UT | 10 | $ 4,860,000 | $ 486,000 | $ 127,000 |
| Urban Honolulu, HI | 10 | $ 6,160,000 | $ 616,000 | $ 153,000 |
| Flagstaff, AZ | 9 | $ 2,945,000 | $ 327,222 | $ 161,000 |
| Jackson, MI | 9 | $ 1,825,000 | $ 202,777 | $ 88,000 |
| Kingston, NY | 9 | $ 2,745,000 | $ 305,000 | $ 110,000 |
| Laredo, TX | 9 | $ 2,465,000 | $ 273,888 | $ 121,000 |
| Lewiston-Auburn, ME | 9 | $ 3,105,000 | $ 345,000 | $ 108,000 |
| Midland, MI | 9 | $ 2,085,000 | $ 231,666 | $ 83,000 |
| Salinas, CA | 9 | $ 3,185,000 | $ 353,888 | $ 140,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 5,775,000 | $ 641,666 | $ 887,000 |
| Bay City, MI | 8 | $ 1,420,000 | $ 177,500 | $ 94,000 |
| Cleveland, TN | 8 | $ 2,960,000 | $ 370,000 | $ 79,000 |
| Dalton, GA | 8 | $ 2,370,000 | $ 296,250 | $ 98,000 |
| Grants Pass, OR | 8 | $ 3,570,000 | $ 446,250 | $ 141,000 |
| Iowa City, IA | 8 | $ 2,530,000 | $ 316,250 | $ 153,000 |
| Longview, WA | 8 | $ 3,060,000 | $ 382,500 | $ 112,000 |
| Merced, CA | 8 | $ 3,100,000 | $ 387,500 | $ 144,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 3,420,000 | $ 427,500 | $ 102,000 |
| Niles-Benton Harbor, MI | 8 | $ 2,100,000 | $ 262,500 | $ 76,000 |
| Ocean City, NJ | 8 | $ 3,130,000 | $ 391,250 | $ 143,000 |
| Pine Bluff, AR | 8 | $ 1,350,000 | $ 168,750 | $ 74,000 |
| Santa Maria-Santa Barbara, CA | 8 | $ 4,120,000 | $ 515,000 | $ 138,000 |
| Twin Falls, ID | 8 | $ 2,820,000 | $ 352,500 | $ 91,000 |
| Johnstown, PA | 7 | $ 735,000 | $ 105,000 | $ 78,000 |
| Madera, CA | 7 | $ 2,645,000 | $ 377,857 | $ 114,000 |
| Rome, GA | 7 | $ 1,845,000 | $ 263,571 | $ 79,000 |
| Sheboygan, WI | 7 | $ 1,655,000 | $ 236,428 | $ 75,000 |
| Williamsport, PA | 7 | $ 1,875,000 | $ 267,857 | $ 102,000 |
| Ames, IA | 6 | $ 2,190,000 | $ 365,000 | $ 96,000 |
| Fond Du Lac, WI | 6 | $ 1,020,000 | $ 170,000 | $ 90,000 |
| Glens Falls, NY | 6 | $ 1,540,000 | $ 256,666 | $ 111,000 |
| Kankakee, IL | 6 | $ 1,260,000 | $ 210,000 | $ 66,000 |
| Lima, OH | 6 | $ 730,000 | $ 121,666 | $ 79,000 |
| Michigan City-La Porte, IN | 6 | $ 1,140,000 | $ 190,000 | $ 71,000 |
| Odessa, TX | 6 | $ 1,720,000 | $ 286,666 | $ 99,000 |
| Pocatello, ID | 6 | $ 2,070,000 | $ 345,000 | $ 93,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 2,170,000 | $ 361,666 | $ 135,000 |
| St. Joseph, MO-KS | 6 | $ 850,000 | $ 141,666 | $ 47,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 1,050,000 | $ 175,000 | $ 102,666 |
| Altoona, PA | 5 | $ 1,205,000 | $ 241,000 | $ 62,000 |
| Bloomsburg-Berwick, PA | 5 | $ 1,505,000 | $ 301,000 | $ 147,000 |
| Cape Girardeau, MO-IL | 5 | $ 1,645,000 | $ 329,000 | $ 145,200 |
| Corvallis, OR | 5 | $ 2,075,000 | $ 415,000 | $ 113,000 |
| Dubuque, IA | 5 | $ 985,000 | $ 197,000 | $ 73,000 |
| Hanford-Corcoran, CA | 5 | $ 2,015,000 | $ 403,000 | $ 123,000 |
| Muskegon, MI | 5 | $ 995,000 | $ 199,000 | $ 92,000 |
| Elkhart-Goshen, IN | 4 | $ 970,000 | $ 242,500 | $ 106,000 |
| Grand Island, NE | 4 | $ 890,000 | $ 222,500 | $ 62,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 1,070,000 | $ 267,500 | $ 106,250 |
| Mankato-North Mankato, MN | 4 | $ 970,000 | $ 242,500 | $ 67,000 |
| Wheeling, WV-OH | 4 | $ 780,000 | $ 195,000 | $ 85,000 |
| Carson City, NV | 3 | $ 1,185,000 | $ 395,000 | $ 119,000 |
| Danville, IL | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| El Centro, CA | 3 | $ 395,000 | $ 131,666 | $ 96,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,885,000 | $ 961,666 | $ 153,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,110,000 | $ 555,000 | $ 180,000 |
| San Rafael, CA | 2 | $ 800,000 | $ 400,000 | $ 110,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 880,000 | $ 440,000 | $ 140,000 |
| Napa, CA | 1 | $ 645,000 | $ 645,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 25,442 | $8,634,010,000 | $339,000 | $3,325,000 | $120,000 | $7,622,000 |
| Cash-out Refinancing | 2,500 | $668,640,000 | $267,000 | $3,735,000 | $94,000 | $850,000 |
| Refinancing | 2,167 | $492,405,000 | $227,000 | $1,005,000 | $95,000 | $775,000 |
| Not Applicable | 508 | $108,820,000 | $214,000 | $855,000 | $0 | $0 |
| Home Improvement | 229 | $32,365,000 | $141,000 | $635,000 | $79,000 | $617,000 |
| Other Purpose | 152 | $26,720,000 | $175,000 | $615,000 | $80,000 | $461,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,325 | $6,102,675,000 | $315,000 | $3,735,000 | $117,000 | $6,742,000 |
| Black or African American | 3,770 | $1,244,950,000 | $330,000 | $2,035,000 | $111,000 | $2,208,000 |
| Hispanic | 2,847 | $959,815,000 | $337,000 | $2,465,000 | $114,000 | $7,622,000 |
| Not Provided | 2,791 | $956,645,000 | $342,000 | $3,005,000 | $123,000 | $1,543,000 |
| Not applicable | 947 | $231,145,000 | $244,000 | $875,000 | $0 | $0 |
| Asian | 600 | $220,880,000 | $368,000 | $2,635,000 | $124,000 | $1,090,000 |
| American Indian or Alaskan Native | 451 | $143,705,000 | $318,000 | $1,405,000 | $107,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $28,950,000 | $371,000 | $785,000 | $124,000 | $514,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 23,155 | $7,895,285,000 | $340,000 | $3,325,000 | $112,000 | $6,742,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,843 | $2,067,675,000 | $263,000 | $3,735,000 | $129,000 | $7,622,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,821 | $5,380,815,000 | $319,000 | $3,005,000 | $115,000 | $942,000 |
| Application Withdrawn By Applicant | 7,551 | $2,616,235,000 | $346,000 | $3,325,000 | $132,000 | $6,742,000 |
| Application Denied By Financial Institution | 5,521 | $1,683,455,000 | $304,000 | $3,735,000 | $96,000 | $7,622,000 |
| Loan Purchased By The Institution | 947 | $231,145,000 | $244,000 | $875,000 | $0 | $0 |
| Application Approved But Not Accepted | 153 | $49,585,000 | $324,000 | $815,000 | $129,000 | $708,000 |
| File Closed For Incompleteness | 5 | $1,725,000 | $345,000 | $785,000 | $140,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,477 | $8,279,505,000 | $324,000 | $3,325,000 | $121,000 | $6,742,000 |
| Debt-To-Income Ratio | 1,583 | $494,715,000 | $312,000 | $2,635,000 | $59,000 | $508,000 |
| Credit Application Incomplete | 1,381 | $490,865,000 | $355,000 | $1,475,000 | $138,000 | $5,940,000 |
| Credit History | 989 | $249,575,000 | $252,000 | $3,735,000 | $47,000 | $936,000 |
| Other | 595 | $152,885,000 | $256,000 | $3,005,000 | $127,000 | $1,751,000 |
| Collateral | 487 | $147,385,000 | $302,000 | $1,395,000 | $115,000 | $494,000 |
| Unverifiable Information | 248 | $80,000,000 | $322,000 | $2,305,000 | $138,000 | $3,246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 232 | $66,570,000 | $286,000 | $825,000 | $158,000 | $7,622,000 |
| Employment History | 6 | $1,460,000 | $243,000 | $585,000 | $83,000 | $215,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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