Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Usaa Federal Savings Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,998 |
| Total Mortgage Loan Application Amount | $9,962,960,000 |
| Average Mortgage Loan Application Amount | $227,166 |
| Highest Mortgage Loan Application Amount | $3,735,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $7,622,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 5,060 | $ 1,305,990,000 | $ 282,531 | $ 105,340 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 726 | $ 253,750,000 | $ 349,000 | $ 117,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 654 | $ 219,980,000 | $ 336,000 | $ 128,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 604 | $ 205,170,000 | $ 339,000 | $ 126,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 583 | $ 299,355,000 | $ 492,250 | $ 159,250 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 438 | $ 162,260,000 | $ 370,000 | $ 125,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 424 | $ 149,350,000 | $ 380,000 | $ 130,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 406 | $ 157,330,000 | $ 387,000 | $ 137,000 |
| DALLAS-PLANO-IRVING, TX | 405 | $ 162,375,000 | $ 400,000 | $ 138,000 |
| FAYETTEVILLE, NC | 393 | $ 100,565,000 | $ 255,000 | $ 100,000 |
| ST. LOUIS, MO-IL | 344 | $ 90,350,000 | $ 261,500 | $ 108,500 |
| OKLAHOMA CITY, OK | 299 | $ 86,285,000 | $ 288,000 | $ 117,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 289 | $ 102,555,000 | $ 357,500 | $ 118,000 |
| JACKSONVILLE, FL | 285 | $ 96,965,000 | $ 340,000 | $ 111,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 280 | $ 104,840,000 | $ 374,000 | $ 132,000 |
| FORT WORTH-ARLINGTON, TX | 271 | $ 101,375,000 | $ 374,000 | $ 136,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 269 | $ 102,595,000 | $ 381,000 | $ 126,000 |
| KILLEEN-TEMPLE, TX | 267 | $ 72,365,000 | $ 271,000 | $ 102,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 263 | $ 108,725,000 | $ 413,000 | $ 122,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 235 | $ 71,375,000 | $ 317,500 | $ 103,000 |
| KANSAS CITY, MO-KS | 235 | $ 68,435,000 | $ 294,000 | $ 109,500 |
| CHICAGO-NAPERVILLE, IL | 233 | $ 79,945,000 | $ 343,000 | $ 156,000 |
| COLUMBIA, SC | 233 | $ 66,705,000 | $ 286,000 | $ 109,000 |
| AUSTIN-ROUND ROCK, TX | 213 | $ 94,555,000 | $ 443,000 | $ 160,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 213 | $ 73,355,000 | $ 356,500 | $ 108,500 |
| ALBUQUERQUE, NM | 208 | $ 67,890,000 | $ 326,000 | $ 112,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 200 | $ 58,980,000 | $ 294,000 | $ 107,000 |
| HUNTSVILLE, AL | 197 | $ 67,415,000 | $ 342,000 | $ 135,000 |
| RICHMOND, VA | 193 | $ 63,225,000 | $ 327,000 | $ 120,000 |
| CINCINNATI, OH-KY-IN | 191 | $ 52,365,000 | $ 270,000 | $ 96,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 189 | $ 61,515,000 | $ 325,000 | $ 116,000 |
| CLARKSVILLE, TN-KY | 188 | $ 57,990,000 | $ 277,500 | $ 104,000 |
| EL PASO, TX | 188 | $ 48,540,000 | $ 258,000 | $ 107,000 |
| RALEIGH, NC | 184 | $ 68,620,000 | $ 372,000 | $ 125,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 183 | $ 50,685,000 | $ 276,000 | $ 117,000 |
| DENVER-AURORA-LAKEWOOD, CO | 180 | $ 92,180,000 | $ 512,000 | $ 191,000 |
| COLORADO SPRINGS, CO | 177 | $ 78,655,000 | $ 444,000 | $ 148,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 173 | $ 46,285,000 | $ 267,000 | $ 96,000 |
| PITTSBURGH, PA | 172 | $ 41,440,000 | $ 240,000 | $ 100,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 170 | $ 57,160,000 | $ 336,000 | $ 112,000 |
| NEW ORLEANS-METAIRIE, LA | 170 | $ 50,210,000 | $ 295,000 | $ 126,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 170 | $ 74,760,000 | $ 434,500 | $ 125,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 168 | $ 68,800,000 | $ 409,000 | $ 131,000 |
| TUCSON, AZ | 168 | $ 54,330,000 | $ 323,000 | $ 109,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 166 | $ 70,780,000 | $ 426,000 | $ 116,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 161 | $ 55,625,000 | $ 345,000 | $ 115,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 159 | $ 47,635,000 | $ 301,500 | $ 107,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 151 | $ 54,865,000 | $ 363,000 | $ 145,000 |
| JACKSONVILLE, NC | 150 | $ 40,020,000 | $ 266,000 | $ 104,000 |
| MEMPHIS, TN-MS-AR | 148 | $ 44,670,000 | $ 295,666 | $ 98,000 |
| NEW YORK-NEWARK, NY | 147 | $ 57,955,000 | $ 394,000 | $ 146,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 147 | $ 41,365,000 | $ 281,000 | $ 111,000 |
| CAMDEN, NJ | 143 | $ 45,135,000 | $ 315,000 | $ 118,000 |
| COLUMBUS, OH | 142 | $ 41,180,000 | $ 290,000 | $ 123,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 141 | $ 44,795,000 | $ 317,000 | $ 115,000 |
| ANCHORAGE, AK | 138 | $ 52,450,000 | $ 380,000 | $ 131,000 |
| WARNER ROBINS, GA | 136 | $ 36,750,000 | $ 270,000 | $ 101,000 |
| TACOMA-LAKEWOOD, WA | 134 | $ 61,960,000 | $ 462,000 | $ 134,000 |
| COLUMBUS, GA-AL | 132 | $ 35,060,000 | $ 257,000 | $ 107,000 |
| BIRMINGHAM-HOOVER, AL | 125 | $ 37,885,000 | $ 303,000 | $ 121,000 |
| KNOXVILLE, TN | 125 | $ 41,585,000 | $ 332,000 | $ 120,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 124 | $ 30,030,000 | $ 242,000 | $ 102,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 124 | $ 37,770,000 | $ 298,500 | $ 96,000 |
| CLEVELAND-ELYRIA, OH | 122 | $ 31,840,000 | $ 260,000 | $ 104,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 122 | $ 37,200,000 | $ 304,000 | $ 102,000 |
| TULSA, OK | 122 | $ 34,710,000 | $ 284,000 | $ 105,000 |
| SAVANNAH, GA | 118 | $ 36,550,000 | $ 309,000 | $ 107,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 116 | $ 47,600,000 | $ 410,000 | $ 139,000 |
| PHILADELPHIA, PA | 113 | $ 33,035,000 | $ 292,000 | $ 119,000 |
| WICHITA, KS | 113 | $ 27,925,000 | $ 247,000 | $ 99,000 |
| PROVIDENCE-WARWICK, RI-MA | 105 | $ 40,485,000 | $ 382,500 | $ 117,500 |
| MONTGOMERY, AL | 103 | $ 27,615,000 | $ 268,000 | $ 122,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 98 | $ 49,560,000 | $ 485,500 | $ 158,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 98 | $ 59,490,000 | $ 607,000 | $ 195,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 97 | $ 30,465,000 | $ 314,000 | $ 129,000 |
| LAKELAND-WINTER HAVEN, FL | 97 | $ 31,215,000 | $ 321,000 | $ 104,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 94 | $ 36,420,000 | $ 387,000 | $ 111,000 |
| NEWARK, NJ-PA | 94 | $ 38,540,000 | $ 346,500 | $ 149,000 |
| GREENSBORO-HIGH POINT, NC | 93 | $ 23,985,000 | $ 257,000 | $ 105,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 90 | $ 33,880,000 | $ 376,000 | $ 138,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 89 | $ 28,265,000 | $ 319,000 | $ 117,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 88 | $ 50,320,000 | $ 571,000 | $ 151,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 86 | $ 35,580,000 | $ 413,000 | $ 124,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 85 | $ 37,875,000 | $ 445,000 | $ 127,000 |
| CAPE CORAL-FORT MYERS, FL | 84 | $ 32,140,000 | $ 382,000 | $ 148,000 |
| OCALA, FL | 84 | $ 21,970,000 | $ 261,000 | $ 95,000 |
| CHATTANOOGA, TN-GA | 83 | $ 24,675,000 | $ 277,000 | $ 105,000 |
| LAS CRUCES, NM | 83 | $ 26,505,000 | $ 319,000 | $ 99,000 |
| JACKSON, MS | 82 | $ 21,260,000 | $ 259,000 | $ 95,000 |
| LAWTON, OK | 81 | $ 16,595,000 | $ 204,000 | $ 102,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 79 | $ 18,945,000 | $ 239,000 | $ 100,000 |
| DURHAM-CHAPEL HILL, NC | 79 | $ 28,755,000 | $ 363,000 | $ 141,000 |
| BOISE CITY, ID | 78 | $ 33,070,000 | $ 423,000 | $ 140,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 78 | $ 16,640,000 | $ 213,000 | $ 87,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 77 | $ 40,735,000 | $ 529,000 | $ 212,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 76 | $ 25,920,000 | $ 341,000 | $ 126,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 76 | $ 21,960,000 | $ 277,000 | $ 101,000 |
| MOBILE, AL | 74 | $ 17,970,000 | $ 242,000 | $ 94,000 |
| PANAMA CITY, FL | 74 | $ 23,790,000 | $ 321,000 | $ 93,000 |
| SHREVEPORT-BOSSIER CITY, LA | 74 | $ 20,800,000 | $ 281,000 | $ 117,000 |
| WORCESTER, MA-CT | 74 | $ 27,560,000 | $ 333,000 | $ 117,500 |
| CORPUS CHRISTI, TX | 71 | $ 23,245,000 | $ 327,000 | $ 133,000 |
| SPRINGFIELD, MO | 71 | $ 20,075,000 | $ 282,000 | $ 104,000 |
| VALDOSTA, GA | 71 | $ 17,235,000 | $ 242,000 | $ 90,000 |
| ASHEVILLE, NC | 70 | $ 22,900,000 | $ 327,000 | $ 107,000 |
| SPOKANE-SPOKANE VALLEY, WA | 70 | $ 27,860,000 | $ 398,000 | $ 123,000 |
| AUBURN-OPELIKA, AL | 68 | $ 19,720,000 | $ 290,000 | $ 108,000 |
| BATON ROUGE, LA | 68 | $ 20,550,000 | $ 302,000 | $ 117,000 |
| HINESVILLE, GA | 68 | $ 15,730,000 | $ 231,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 68 | $ 24,920,000 | $ 366,000 | $ 105,000 |
| DOVER, DE | 67 | $ 21,425,000 | $ 319,000 | $ 93,000 |
| MANHATTAN, KS | 67 | $ 16,045,000 | $ 239,000 | $ 103,000 |
| ALBANY-SCHENECTADY-TROY, NY | 66 | $ 17,480,000 | $ 264,000 | $ 109,000 |
| SIERRA VISTA-DOUGLAS, AZ | 66 | $ 20,030,000 | $ 303,000 | $ 114,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 65 | $ 19,455,000 | $ 299,000 | $ 109,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 65 | $ 20,665,000 | $ 317,000 | $ 118,000 |
| NORWICH-NEW LONDON, CT | 65 | $ 21,515,000 | $ 331,000 | $ 136,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 63 | $ 29,315,000 | $ 465,000 | $ 156,000 |
| GRAND RAPIDS-WYOMING, MI | 62 | $ 16,710,000 | $ 269,000 | $ 97,000 |
| WILMINGTON, DE-MD-NJ | 62 | $ 20,000,000 | $ 315,333 | $ 118,333 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 61 | $ 25,995,000 | $ 426,000 | $ 132,000 |
| SUMTER, SC | 61 | $ 14,295,000 | $ 234,000 | $ 94,000 |
| SYRACUSE, NY | 61 | $ 13,795,000 | $ 226,000 | $ 101,000 |
| SPARTANBURG, SC | 58 | $ 15,750,000 | $ 271,000 | $ 93,000 |
| TALLAHASSEE, FL | 58 | $ 17,550,000 | $ 302,000 | $ 108,000 |
| SPRINGFIELD, MA | 57 | $ 18,345,000 | $ 321,000 | $ 109,000 |
| SAN DIEGO-CARLSBAD, CA | 56 | $ 31,180,000 | $ 556,000 | $ 148,000 |
| WICHITA FALLS, TX | 56 | $ 13,760,000 | $ 245,000 | $ 102,000 |
| FAIRBANKS, AK | 55 | $ 19,235,000 | $ 349,000 | $ 99,000 |
| LANSING-EAST LANSING, MI | 55 | $ 12,715,000 | $ 231,000 | $ 90,000 |
| ROCHESTER, NY | 55 | $ 11,815,000 | $ 214,000 | $ 118,000 |
| BAKERSFIELD, CA | 54 | $ 19,050,000 | $ 352,000 | $ 118,000 |
| LEXINGTON-FAYETTE, KY | 54 | $ 16,090,000 | $ 297,000 | $ 113,000 |
| OLYMPIA-TUMWATER, WA | 54 | $ 22,070,000 | $ 408,000 | $ 123,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 53 | $ 15,965,000 | $ 289,000 | $ 111,000 |
| WATERTOWN-FORT DRUM, NY | 53 | $ 12,015,000 | $ 226,000 | $ 94,000 |
| GAINESVILLE, FL | 51 | $ 17,095,000 | $ 335,000 | $ 108,000 |
| OGDEN-CLEARFIELD, UT | 51 | $ 23,535,000 | $ 461,000 | $ 142,000 |
| PORTLAND-SOUTH PORTLAND, ME | 51 | $ 18,455,000 | $ 361,000 | $ 117,000 |
| WILMINGTON, NC | 51 | $ 17,365,000 | $ 340,000 | $ 130,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 50 | $ 15,840,000 | $ 316,000 | $ 121,000 |
| BOSTON, MA | 48 | $ 24,120,000 | $ 502,000 | $ 164,000 |
| FORT WAYNE, IN | 48 | $ 12,060,000 | $ 251,000 | $ 101,000 |
| SALISBURY, MD-DE | 48 | $ 15,080,000 | $ 326,500 | $ 129,500 |
| TOPEKA, KS | 47 | $ 10,945,000 | $ 232,000 | $ 101,000 |
| YORK-HANOVER, PA | 46 | $ 12,760,000 | $ 277,000 | $ 108,000 |
| CHARLOTTESVILLE, VA | 45 | $ 17,045,000 | $ 378,000 | $ 140,000 |
| TOLEDO, OH | 45 | $ 11,955,000 | $ 265,000 | $ 106,000 |
| WINSTON-SALEM, NC | 45 | $ 13,475,000 | $ 299,000 | $ 98,000 |
| AKRON, OH | 44 | $ 9,340,000 | $ 212,000 | $ 84,000 |
| HARRISBURG-CARLISLE, PA | 44 | $ 11,840,000 | $ 269,000 | $ 123,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 44 | $ 9,780,000 | $ 222,000 | $ 90,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 43 | $ 12,905,000 | $ 305,000 | $ 118,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 43 | $ 19,785,000 | $ 460,000 | $ 132,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 42 | $ 11,190,000 | $ 268,000 | $ 102,000 |
| HICKORY-LENOIR-MORGANTON, NC | 41 | $ 11,315,000 | $ 275,000 | $ 96,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 41 | $ 14,975,000 | $ 365,000 | $ 117,000 |
| NEW BERN, NC | 41 | $ 11,805,000 | $ 287,000 | $ 103,000 |
| NEW HAVEN-MILFORD, CT | 41 | $ 13,305,000 | $ 324,000 | $ 112,000 |
| RENO, NV | 41 | $ 20,095,000 | $ 490,000 | $ 132,000 |
| BREMERTON-SILVERDALE, WA | 40 | $ 18,020,000 | $ 450,000 | $ 126,000 |
| DES MOINES-WEST DES MOINES, IA | 40 | $ 12,050,000 | $ 301,000 | $ 119,000 |
| DULUTH, MN-WI | 40 | $ 8,720,000 | $ 216,500 | $ 101,500 |
| GREAT FALLS, MT | 40 | $ 12,920,000 | $ 323,000 | $ 92,000 |
| MCALLEN-EDINBURG-MISSION, TX | 40 | $ 11,370,000 | $ 284,000 | $ 120,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 39 | $ 10,595,000 | $ 297,500 | $ 117,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 39 | $ 18,575,000 | $ 476,000 | $ 147,000 |
| CHEYENNE, WY | 39 | $ 13,235,000 | $ 339,000 | $ 84,000 |
| LAFAYETTE, LA | 39 | $ 8,465,000 | $ 217,000 | $ 94,000 |
| SAN ANGELO, TX | 38 | $ 8,940,000 | $ 235,000 | $ 83,000 |
| AMARILLO, TX | 37 | $ 10,955,000 | $ 296,000 | $ 122,000 |
| GARY, IN | 37 | $ 10,275,000 | $ 277,000 | $ 112,000 |
| HOMOSASSA SPRINGS, FL | 37 | $ 9,825,000 | $ 265,000 | $ 99,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 37 | $ 8,575,000 | $ 235,000 | $ 116,333 |
| LYNCHBURG, VA | 37 | $ 9,895,000 | $ 267,000 | $ 125,000 |
| MACON-BIBB COUNTY, GA | 37 | $ 8,935,000 | $ 241,000 | $ 89,000 |
| JOHNSON CITY, TN | 36 | $ 10,580,000 | $ 293,000 | $ 108,000 |
| SALEM, OR | 36 | $ 13,970,000 | $ 388,000 | $ 120,000 |
| SALT LAKE CITY, UT | 35 | $ 13,325,000 | $ 380,000 | $ 151,000 |
| FORT SMITH, AR-OK | 34 | $ 7,410,000 | $ 214,500 | $ 130,500 |
| LUBBOCK, TX | 34 | $ 7,670,000 | $ 225,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 34 | $ 7,750,000 | $ 203,000 | $ 82,500 |
| WACO, TX | 34 | $ 11,800,000 | $ 347,000 | $ 121,000 |
| ABILENE, TX | 33 | $ 8,525,000 | $ 258,000 | $ 100,000 |
| FORT COLLINS, CO | 33 | $ 17,105,000 | $ 518,000 | $ 153,000 |
| GOLDSBORO, NC | 33 | $ 7,735,000 | $ 234,000 | $ 83,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 33 | $ 12,195,000 | $ 369,000 | $ 126,000 |
| TYLER, TX | 33 | $ 8,175,000 | $ 247,000 | $ 94,000 |
| UTICA-ROME, NY | 33 | $ 7,635,000 | $ 231,000 | $ 99,000 |
| BEAUMONT-PORT ARTHUR, TX | 32 | $ 9,290,000 | $ 290,000 | $ 121,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 32 | $ 15,110,000 | $ 472,000 | $ 155,000 |
| CHARLESTON, WV | 32 | $ 6,720,000 | $ 210,000 | $ 95,000 |
| ELGIN, IL | 32 | $ 9,580,000 | $ 299,000 | $ 125,000 |
| MADISON, WI | 32 | $ 10,430,000 | $ 325,000 | $ 106,000 |
| COLLEGE STATION-BRYAN, TX | 31 | $ 10,135,000 | $ 326,000 | $ 136,000 |
| FLORENCE, SC | 31 | $ 7,055,000 | $ 227,000 | $ 109,000 |
| GREELEY, CO | 31 | $ 14,445,000 | $ 465,000 | $ 117,000 |
| HATTIESBURG, MS | 31 | $ 6,995,000 | $ 225,000 | $ 95,000 |
| ROANOKE, VA | 31 | $ 9,235,000 | $ 297,000 | $ 112,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 30 | $ 9,060,000 | $ 302,000 | $ 101,000 |
| MANCHESTER-NASHUA, NH | 30 | $ 10,960,000 | $ 365,000 | $ 122,000 |
| PEORIA, IL | 30 | $ 5,360,000 | $ 178,000 | $ 83,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 30 | $ 5,350,000 | $ 207,500 | $ 126,500 |
| YUBA CITY, CA | 30 | $ 11,090,000 | $ 369,000 | $ 113,000 |
| BROWNSVILLE-HARLINGEN, TX | 29 | $ 7,705,000 | $ 265,000 | $ 120,000 |
| GREENVILLE, NC | 29 | $ 6,655,000 | $ 229,000 | $ 103,000 |
| MEDFORD, OR | 29 | $ 12,165,000 | $ 419,000 | $ 104,000 |
| SPRINGFIELD, IL | 29 | $ 6,055,000 | $ 208,000 | $ 115,000 |
| ALBANY, GA | 28 | $ 6,540,000 | $ 233,000 | $ 91,000 |
| DOTHAN, AL | 28 | $ 8,080,000 | $ 288,000 | $ 133,000 |
| PUNTA GORDA, FL | 28 | $ 7,420,000 | $ 265,000 | $ 121,000 |
| YUMA, AZ | 28 | $ 9,310,000 | $ 332,000 | $ 101,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 27 | $ 11,435,000 | $ 423,000 | $ 133,000 |
| LONGVIEW, TX | 27 | $ 7,905,000 | $ 292,000 | $ 122,000 |
| RAPID CITY, SD | 27 | $ 7,635,000 | $ 282,000 | $ 85,000 |
| THE VILLAGES, FL | 27 | $ 8,295,000 | $ 307,000 | $ 134,000 |
| BILLINGS, MT | 26 | $ 9,100,000 | $ 350,000 | $ 115,000 |
| CANTON-MASSILLON, OH | 26 | $ 4,840,000 | $ 186,000 | $ 67,000 |
| EUGENE, OR | 26 | $ 10,170,000 | $ 391,000 | $ 119,000 |
| FARGO, ND-MN | 26 | $ 7,780,000 | $ 304,000 | $ 104,000 |
| JOPLIN, MO | 26 | $ 7,340,000 | $ 282,000 | $ 103,000 |
| LINCOLN, NE | 26 | $ 7,490,000 | $ 288,000 | $ 99,000 |
| PROVO-OREM, UT | 26 | $ 12,420,000 | $ 477,000 | $ 124,000 |
| TRENTON, NJ | 26 | $ 9,630,000 | $ 370,000 | $ 144,000 |
| FRESNO, CA | 25 | $ 8,715,000 | $ 348,000 | $ 126,000 |
| GAINESVILLE, GA | 25 | $ 9,075,000 | $ 363,000 | $ 115,000 |
| KALAMAZOO-PORTAGE, MI | 25 | $ 6,785,000 | $ 271,000 | $ 136,000 |
| MORRISTOWN, TN | 25 | $ 8,025,000 | $ 321,000 | $ 93,000 |
| REDDING, CA | 25 | $ 8,845,000 | $ 353,000 | $ 115,000 |
| ROCKFORD, IL | 25 | $ 5,935,000 | $ 237,000 | $ 89,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 24 | $ 7,610,000 | $ 317,000 | $ 113,000 |
| BOWLING GREEN, KY | 24 | $ 5,950,000 | $ 247,000 | $ 98,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 24 | $ 6,430,000 | $ 267,000 | $ 118,000 |
| LAKE CHARLES, LA | 24 | $ 4,870,000 | $ 202,000 | $ 113,000 |
| MIDLAND, TX | 24 | $ 7,710,000 | $ 321,000 | $ 129,000 |
| READING, PA | 24 | $ 7,030,000 | $ 292,000 | $ 88,000 |
| BANGOR, ME | 23 | $ 6,265,000 | $ 272,000 | $ 95,000 |
| BECKLEY, WV | 23 | $ 4,195,000 | $ 182,000 | $ 108,000 |
| COEUR D'ALENE, ID | 23 | $ 10,475,000 | $ 455,000 | $ 127,000 |
| EAST STROUDSBURG, PA | 23 | $ 7,215,000 | $ 313,000 | $ 106,000 |
| ENID, OK | 23 | $ 4,875,000 | $ 211,000 | $ 98,000 |
| GREEN BAY, WI | 23 | $ 6,195,000 | $ 269,000 | $ 93,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 22 | $ 8,870,000 | $ 403,000 | $ 132,000 |
| PUEBLO, CO | 22 | $ 8,260,000 | $ 375,000 | $ 107,000 |
| SAGINAW, MI | 22 | $ 4,060,000 | $ 184,000 | $ 74,000 |
| SEBASTIAN-VERO BEACH, FL | 22 | $ 7,080,000 | $ 321,000 | $ 108,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 21 | $ 18,715,000 | $ 891,000 | $ 242,000 |
| ANN ARBOR, MI | 21 | $ 6,155,000 | $ 293,000 | $ 123,000 |
| BINGHAMTON, NY | 21 | $ 3,845,000 | $ 183,000 | $ 99,000 |
| GRAND FORKS, ND-MN | 21 | $ 5,665,000 | $ 253,500 | $ 102,500 |
| GRAND JUNCTION, CO | 21 | $ 7,495,000 | $ 356,000 | $ 110,000 |
| HAMMOND, LA | 21 | $ 4,995,000 | $ 237,000 | $ 160,000 |
| ST. CLOUD, MN | 21 | $ 6,595,000 | $ 314,000 | $ 121,000 |
| STOCKTON-LODI, CA | 21 | $ 7,855,000 | $ 374,000 | $ 91,000 |
| TERRE HAUTE, IN | 21 | $ 4,245,000 | $ 202,000 | $ 102,000 |
| BATTLE CREEK, MI | 20 | $ 3,620,000 | $ 181,000 | $ 91,000 |
| BRUNSWICK, GA | 20 | $ 6,180,000 | $ 309,000 | $ 103,000 |
| EVANSVILLE, IN-KY | 20 | $ 5,290,000 | $ 267,000 | $ 82,000 |
| JACKSON, TN | 20 | $ 4,400,000 | $ 220,000 | $ 91,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 20 | $ 12,600,000 | $ 630,000 | $ 269,000 |
| TUSCALOOSA, AL | 20 | $ 4,960,000 | $ 248,000 | $ 101,000 |
| VICTORIA, TX | 20 | $ 5,420,000 | $ 271,000 | $ 122,000 |
| BEND-REDMOND, OR | 19 | $ 7,845,000 | $ 412,000 | $ 141,000 |
| CARBONDALE-MARION, IL | 19 | $ 4,265,000 | $ 224,000 | $ 103,000 |
| JANESVILLE-BELOIT, WI | 19 | $ 4,795,000 | $ 252,000 | $ 96,000 |
| LANCASTER, PA | 19 | $ 6,455,000 | $ 339,000 | $ 131,000 |
| OWENSBORO, KY | 19 | $ 4,145,000 | $ 218,000 | $ 113,000 |
| SANTA FE, NM | 19 | $ 9,365,000 | $ 492,000 | $ 142,000 |
| SEBRING, FL | 19 | $ 4,915,000 | $ 258,000 | $ 83,000 |
| STAUNTON-WAYNESBORO, VA | 19 | $ 6,705,000 | $ 352,000 | $ 124,000 |
| TEXARKANA, TX-AR | 19 | $ 5,585,000 | $ 262,500 | $ 108,500 |
| WAUSAU, WI | 19 | $ 5,045,000 | $ 265,000 | $ 113,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 18 | $ 6,420,000 | $ 356,000 | $ 131,000 |
| CEDAR RAPIDS, IA | 18 | $ 4,030,000 | $ 223,000 | $ 78,000 |
| CHAMPAIGN-URBANA, IL | 18 | $ 3,980,000 | $ 221,000 | $ 136,000 |
| COLUMBIA, MO | 18 | $ 5,020,000 | $ 278,000 | $ 83,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 18 | $ 5,880,000 | $ 326,000 | $ 109,000 |
| SHERMAN-DENISON, TX | 18 | $ 5,320,000 | $ 295,000 | $ 121,000 |
| ALEXANDRIA, LA | 17 | $ 4,065,000 | $ 239,000 | $ 103,000 |
| JONESBORO, AR | 17 | $ 5,265,000 | $ 309,000 | $ 89,000 |
| SPRINGFIELD, OH | 17 | $ 3,635,000 | $ 213,000 | $ 97,000 |
| VALLEJO-FAIRFIELD, CA | 17 | $ 9,775,000 | $ 575,000 | $ 116,000 |
| BARNSTABLE TOWN, MA | 16 | $ 6,450,000 | $ 403,000 | $ 123,000 |
| BELLINGHAM, WA | 16 | $ 7,350,000 | $ 459,000 | $ 130,000 |
| DECATUR, AL | 16 | $ 3,890,000 | $ 243,000 | $ 96,000 |
| FLINT, MI | 16 | $ 3,530,000 | $ 220,000 | $ 87,000 |
| FLORENCE-MUSCLE SHOALS, AL | 16 | $ 4,240,000 | $ 265,000 | $ 100,000 |
| HOT SPRINGS, AR | 16 | $ 3,420,000 | $ 213,000 | $ 89,000 |
| KENNEWICK-RICHLAND, WA | 16 | $ 7,790,000 | $ 486,000 | $ 137,000 |
| OSHKOSH-NEENAH, WI | 16 | $ 4,510,000 | $ 281,000 | $ 102,000 |
| SIOUX FALLS, SD | 16 | $ 4,490,000 | $ 280,000 | $ 99,000 |
| YAKIMA, WA | 16 | $ 5,700,000 | $ 356,000 | $ 101,000 |
| BURLINGTON, NC | 15 | $ 4,325,000 | $ 288,000 | $ 94,000 |
| GADSDEN, AL | 15 | $ 3,785,000 | $ 252,000 | $ 100,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 15 | $ 3,945,000 | $ 263,000 | $ 118,000 |
| LEBANON, PA | 15 | $ 3,435,000 | $ 229,000 | $ 90,000 |
| MORGANTOWN, WV | 15 | $ 3,715,000 | $ 247,000 | $ 84,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 15 | $ 8,825,000 | $ 588,000 | $ 128,000 |
| ROCKY MOUNT, NC | 15 | $ 3,305,000 | $ 220,000 | $ 89,000 |
| APPLETON, WI | 14 | $ 3,910,000 | $ 279,000 | $ 115,000 |
| BLOOMINGTON, IL | 14 | $ 3,380,000 | $ 241,000 | $ 89,000 |
| BLOOMINGTON, IN | 14 | $ 5,010,000 | $ 357,000 | $ 134,000 |
| COLUMBUS, IN | 14 | $ 4,070,000 | $ 290,000 | $ 105,000 |
| CUMBERLAND, MD-WV | 14 | $ 2,910,000 | $ 213,500 | $ 76,500 |
| EAU CLAIRE, WI | 14 | $ 4,590,000 | $ 327,000 | $ 107,000 |
| HOUMA-THIBODAUX, LA | 14 | $ 4,020,000 | $ 287,000 | $ 102,000 |
| MANSFIELD, OH | 14 | $ 2,750,000 | $ 196,000 | $ 72,000 |
| WATERLOO-CEDAR FALLS, IA | 14 | $ 3,450,000 | $ 246,000 | $ 87,000 |
| ALBANY, OR | 13 | $ 3,975,000 | $ 305,000 | $ 79,000 |
| BOULDER, CO | 13 | $ 6,555,000 | $ 504,000 | $ 160,000 |
| DECATUR, IL | 13 | $ 2,565,000 | $ 197,000 | $ 108,000 |
| HARRISONBURG, VA | 13 | $ 4,915,000 | $ 378,000 | $ 156,000 |
| IDAHO FALLS, ID | 13 | $ 4,295,000 | $ 330,000 | $ 112,000 |
| KOKOMO, IN | 13 | $ 2,435,000 | $ 187,000 | $ 93,000 |
| MODESTO, CA | 13 | $ 5,015,000 | $ 385,000 | $ 118,000 |
| MUNCIE, IN | 13 | $ 3,085,000 | $ 237,000 | $ 145,000 |
| RACINE, WI | 13 | $ 2,785,000 | $ 214,000 | $ 142,000 |
| STATE COLLEGE, PA | 13 | $ 4,955,000 | $ 381,000 | $ 154,000 |
| WINCHESTER, VA-WV | 13 | $ 5,475,000 | $ 322,500 | $ 99,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 3,450,000 | $ 287,000 | $ 93,000 |
| CASPER, WY | 12 | $ 3,500,000 | $ 291,000 | $ 144,000 |
| ERIE, PA | 12 | $ 2,610,000 | $ 217,000 | $ 91,000 |
| FARMINGTON, NM | 12 | $ 3,990,000 | $ 332,000 | $ 137,000 |
| MONROE, LA | 12 | $ 3,380,000 | $ 281,000 | $ 103,000 |
| MONROE, MI | 12 | $ 2,900,000 | $ 241,000 | $ 100,000 |
| ROCHESTER, MN | 12 | $ 3,010,000 | $ 250,000 | $ 90,000 |
| WENATCHEE, WA | 12 | $ 5,010,000 | $ 417,000 | $ 84,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 11 | $ 2,655,000 | $ 241,000 | $ 77,000 |
| BISMARCK, ND | 11 | $ 3,385,000 | $ 307,000 | $ 101,000 |
| CHICO, CA | 11 | $ 3,715,000 | $ 337,000 | $ 129,000 |
| PARKERSBURG-VIENNA, WV | 11 | $ 2,005,000 | $ 182,000 | $ 66,000 |
| PITTSFIELD, MA | 11 | $ 3,145,000 | $ 285,000 | $ 110,000 |
| VINELAND-BRIDGETON, NJ | 11 | $ 3,215,000 | $ 292,000 | $ 98,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 3,005,000 | $ 273,000 | $ 87,000 |
| WALLA WALLA, WA | 11 | $ 4,675,000 | $ 425,000 | $ 180,000 |
| ELMIRA, NY | 10 | $ 1,670,000 | $ 167,000 | $ 68,000 |
| GETTYSBURG, PA | 10 | $ 2,430,000 | $ 243,000 | $ 78,000 |
| ITHACA, NY | 10 | $ 2,140,000 | $ 214,000 | $ 203,000 |
| JEFFERSON CITY, MO | 10 | $ 2,100,000 | $ 210,000 | $ 64,000 |
| LAWRENCE, KS | 10 | $ 2,690,000 | $ 269,000 | $ 73,000 |
| LEWISTON, ID-WA | 10 | $ 3,480,000 | $ 310,500 | $ 106,000 |
| LOGAN, UT-ID | 10 | $ 3,930,000 | $ 300,500 | $ 111,500 |
| MISSOULA, MT | 10 | $ 3,830,000 | $ 383,000 | $ 101,000 |
| SANTA ROSA, CA | 10 | $ 6,190,000 | $ 619,000 | $ 119,000 |
| SIOUX CITY, IA-NE-SD | 10 | $ 2,360,000 | $ 168,500 | $ 78,000 |
| ST. GEORGE, UT | 10 | $ 4,860,000 | $ 486,000 | $ 127,000 |
| URBAN HONOLULU, HI | 10 | $ 6,160,000 | $ 616,000 | $ 153,000 |
| FLAGSTAFF, AZ | 9 | $ 2,945,000 | $ 327,000 | $ 161,000 |
| JACKSON, MI | 9 | $ 1,825,000 | $ 202,000 | $ 88,000 |
| KINGSTON, NY | 9 | $ 2,745,000 | $ 305,000 | $ 110,000 |
| LAREDO, TX | 9 | $ 2,465,000 | $ 273,000 | $ 121,000 |
| LEWISTON-AUBURN, ME | 9 | $ 3,105,000 | $ 345,000 | $ 108,000 |
| MIDLAND, MI | 9 | $ 2,085,000 | $ 231,000 | $ 83,000 |
| SALINAS, CA | 9 | $ 3,185,000 | $ 353,000 | $ 140,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 5,775,000 | $ 641,000 | $ 887,000 |
| BAY CITY, MI | 8 | $ 1,420,000 | $ 177,000 | $ 94,000 |
| CLEVELAND, TN | 8 | $ 2,960,000 | $ 370,000 | $ 79,000 |
| DALTON, GA | 8 | $ 2,370,000 | $ 296,000 | $ 98,000 |
| GRANTS PASS, OR | 8 | $ 3,570,000 | $ 446,000 | $ 141,000 |
| IOWA CITY, IA | 8 | $ 2,530,000 | $ 316,000 | $ 153,000 |
| LONGVIEW, WA | 8 | $ 3,060,000 | $ 382,000 | $ 112,000 |
| MERCED, CA | 8 | $ 3,100,000 | $ 387,000 | $ 144,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 3,420,000 | $ 427,000 | $ 102,000 |
| NILES-BENTON HARBOR, MI | 8 | $ 2,100,000 | $ 262,000 | $ 76,000 |
| OCEAN CITY, NJ | 8 | $ 3,130,000 | $ 391,000 | $ 143,000 |
| PINE BLUFF, AR | 8 | $ 1,350,000 | $ 168,000 | $ 74,000 |
| SANTA MARIA-SANTA BARBARA, CA | 8 | $ 4,120,000 | $ 515,000 | $ 138,000 |
| TWIN FALLS, ID | 8 | $ 2,820,000 | $ 352,000 | $ 91,000 |
| JOHNSTOWN, PA | 7 | $ 735,000 | $ 105,000 | $ 78,000 |
| MADERA, CA | 7 | $ 2,645,000 | $ 377,000 | $ 114,000 |
| ROME, GA | 7 | $ 1,845,000 | $ 263,000 | $ 79,000 |
| SHEBOYGAN, WI | 7 | $ 1,655,000 | $ 236,000 | $ 75,000 |
| WILLIAMSPORT, PA | 7 | $ 1,875,000 | $ 267,000 | $ 102,000 |
| AMES, IA | 6 | $ 2,190,000 | $ 365,000 | $ 96,000 |
| FOND DU LAC, WI | 6 | $ 1,020,000 | $ 170,000 | $ 90,000 |
| GLENS FALLS, NY | 6 | $ 1,540,000 | $ 256,000 | $ 111,000 |
| KANKAKEE, IL | 6 | $ 1,260,000 | $ 210,000 | $ 66,000 |
| LIMA, OH | 6 | $ 730,000 | $ 121,000 | $ 79,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 1,140,000 | $ 190,000 | $ 71,000 |
| ODESSA, TX | 6 | $ 1,720,000 | $ 286,000 | $ 99,000 |
| POCATELLO, ID | 6 | $ 2,070,000 | $ 345,000 | $ 93,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 2,170,000 | $ 361,000 | $ 135,000 |
| ST. JOSEPH, MO-KS | 6 | $ 850,000 | $ 139,000 | $ 47,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 1,050,000 | $ 197,500 | $ 109,500 |
| ALTOONA, PA | 5 | $ 1,205,000 | $ 241,000 | $ 62,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 1,505,000 | $ 301,000 | $ 147,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 1,645,000 | $ 226,000 | $ 109,500 |
| CORVALLIS, OR | 5 | $ 2,075,000 | $ 415,000 | $ 113,000 |
| DUBUQUE, IA | 5 | $ 985,000 | $ 197,000 | $ 73,000 |
| HANFORD-CORCORAN, CA | 5 | $ 2,015,000 | $ 403,000 | $ 123,000 |
| MUSKEGON, MI | 5 | $ 995,000 | $ 199,000 | $ 92,000 |
| ELKHART-GOSHEN, IN | 4 | $ 970,000 | $ 242,000 | $ 106,000 |
| GRAND ISLAND, NE | 4 | $ 890,000 | $ 222,000 | $ 62,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 1,070,000 | $ 220,000 | $ 86,500 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 970,000 | $ 242,000 | $ 67,000 |
| WHEELING, WV-OH | 4 | $ 780,000 | $ 195,000 | $ 85,000 |
| CARSON CITY, NV | 3 | $ 1,185,000 | $ 395,000 | $ 119,000 |
| DANVILLE, IL | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| EL CENTRO, CA | 3 | $ 395,000 | $ 131,000 | $ 96,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 2,885,000 | $ 961,000 | $ 153,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 1,110,000 | $ 555,000 | $ 180,000 |
| SAN RAFAEL, CA | 2 | $ 800,000 | $ 400,000 | $ 110,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 880,000 | $ 440,000 | $ 140,000 |
| NAPA, CA | 1 | $ 645,000 | $ 645,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 25,442 | $8,634,010,000 | $339,000 | $3,325,000 | $120,000 | $7,622,000 |
| Cash-out Refinancing | 2,500 | $668,640,000 | $267,000 | $3,735,000 | $94,000 | $850,000 |
| Refinancing | 2,167 | $492,405,000 | $227,000 | $1,005,000 | $95,000 | $775,000 |
| Not Applicable | 508 | $108,820,000 | $214,000 | $855,000 | $0 | $0 |
| Home Improvement | 229 | $32,365,000 | $141,000 | $635,000 | $79,000 | $617,000 |
| Other Purpose | 152 | $26,720,000 | $175,000 | $615,000 | $80,000 | $461,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,325 | $6,102,675,000 | $315,000 | $3,735,000 | $117,000 | $6,742,000 |
| Black or African American | 3,770 | $1,244,950,000 | $330,000 | $2,035,000 | $111,000 | $2,208,000 |
| Hispanic | 2,847 | $959,815,000 | $337,000 | $2,465,000 | $114,000 | $7,622,000 |
| Not Provided | 2,791 | $956,645,000 | $342,000 | $3,005,000 | $123,000 | $1,543,000 |
| Not applicable | 947 | $231,145,000 | $244,000 | $875,000 | $0 | $0 |
| Asian | 600 | $220,880,000 | $368,000 | $2,635,000 | $124,000 | $1,090,000 |
| American Indian or Alaskan Native | 451 | $143,705,000 | $318,000 | $1,405,000 | $107,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $28,950,000 | $371,000 | $785,000 | $124,000 | $514,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 23,155 | $7,895,285,000 | $340,000 | $3,325,000 | $112,000 | $6,742,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,843 | $2,067,675,000 | $263,000 | $3,735,000 | $129,000 | $7,622,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,821 | $5,380,815,000 | $319,000 | $3,005,000 | $115,000 | $942,000 |
| Application Withdrawn By Applicant | 7,551 | $2,616,235,000 | $346,000 | $3,325,000 | $132,000 | $6,742,000 |
| Application Denied By Financial Institution | 5,521 | $1,683,455,000 | $304,000 | $3,735,000 | $96,000 | $7,622,000 |
| Loan Purchased By The Institution | 947 | $231,145,000 | $244,000 | $875,000 | $0 | $0 |
| Application Approved But Not Accepted | 153 | $49,585,000 | $324,000 | $815,000 | $129,000 | $708,000 |
| File Closed For Incompleteness | 5 | $1,725,000 | $345,000 | $785,000 | $140,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,477 | $8,279,505,000 | $324,000 | $3,325,000 | $121,000 | $6,742,000 |
| Debt-To-Income Ratio | 1,583 | $494,715,000 | $312,000 | $2,635,000 | $59,000 | $508,000 |
| Credit Application Incomplete | 1,381 | $490,865,000 | $355,000 | $1,475,000 | $138,000 | $5,940,000 |
| Credit History | 989 | $249,575,000 | $252,000 | $3,735,000 | $47,000 | $936,000 |
| Other | 595 | $152,885,000 | $256,000 | $3,005,000 | $127,000 | $1,751,000 |
| Collateral | 487 | $147,385,000 | $302,000 | $1,395,000 | $115,000 | $494,000 |
| Unverifiable Information | 248 | $80,000,000 | $322,000 | $2,305,000 | $138,000 | $3,246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 232 | $66,570,000 | $286,000 | $825,000 | $158,000 | $7,622,000 |
| Employment History | 6 | $1,460,000 | $243,000 | $585,000 | $83,000 | $215,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.