Velocity Commercial Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Velocity Commercial Capital, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,506 |
| Total Mortgage Loan Application Amount | $934,380,000 |
| Average Mortgage Loan Application Amount | $394,333 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 122 | $ 22,820,000 | $ 187,000 | $ 0 |
| Los Angeles County California | 95 | $ 68,125,000 | $ 717,000 | $ 0 |
| Miami-Dade County Florida | 82 | $ 29,490,000 | $ 359,000 | $ 0 |
| Essex County New Jersey | 71 | $ 20,765,000 | $ 292,000 | $ 0 |
| Kings County New York | 70 | $ 59,890,000 | $ 855,000 | $ 0 |
| Fulton County Georgia | 58 | $ 19,210,000 | $ 331,000 | $ 0 |
| Harris County Texas | 50 | $ 16,330,000 | $ 326,000 | $ 0 |
| Cook County Illinois | 44 | $ 11,800,000 | $ 268,000 | $ 0 |
| Broward County Florida | 43 | $ 14,935,000 | $ 347,000 | $ 0 |
| Queens County New York | 41 | $ 31,405,000 | $ 765,000 | $ 0 |
| Palm Beach County Florida | 36 | $ 20,730,000 | $ 575,000 | $ 0 |
| Nassau County New York | 31 | $ 15,595,000 | $ 503,000 | $ 0 |
| Suffolk County New York | 28 | $ 7,840,000 | $ 280,000 | $ 0 |
| District of Columbia County District Of Columbia | 27 | $ 18,795,000 | $ 696,000 | $ 0 |
| Union County New Jersey | 27 | $ 7,785,000 | $ 288,000 | $ 0 |
| Tarrant County Texas | 26 | $ 5,810,000 | $ 223,000 | $ 0 |
| San Bernardino County California | 24 | $ 7,550,000 | $ 314,000 | $ 0 |
| Hudson County New Jersey | 24 | $ 9,660,000 | $ 402,000 | $ 0 |
| Orange County California | 23 | $ 35,095,000 | $ 1,525,000 | $ 0 |
| Orleans County Louisiana | 23 | $ 8,115,000 | $ 352,000 | $ 0 |
| Cuyahoga County Ohio | 22 | $ 2,970,000 | $ 135,000 | $ 0 |
| Providence County Rhode Island | 21 | $ 5,065,000 | $ 241,000 | $ 0 |
| Shelby County Tennessee | 21 | $ 2,165,000 | $ 103,000 | $ 0 |
| Baltimore City County Maryland | 20 | $ 2,870,000 | $ 143,000 | $ 0 |
| Bronx County New York | 20 | $ 9,950,000 | $ 497,000 | $ 0 |
| Alameda County California | 19 | $ 16,835,000 | $ 886,000 | $ 0 |
| Hillsborough County Florida | 19 | $ 4,685,000 | $ 246,000 | $ 0 |
| Mecklenburg County North Carolina | 19 | $ 7,765,000 | $ 408,000 | $ 0 |
| Honolulu County Hawaii | 18 | $ 13,870,000 | $ 770,000 | $ 0 |
| Worcester County Massachusetts | 18 | $ 5,190,000 | $ 288,000 | $ 0 |
| Milwaukee County Wisconsin | 18 | $ 3,210,000 | $ 178,000 | $ 0 |
| New Haven County Connecticut | 17 | $ 3,505,000 | $ 206,000 | $ 0 |
| New Castle County Delaware | 17 | $ 2,755,000 | $ 162,000 | $ 0 |
| DeKalb County Georgia | 17 | $ 3,475,000 | $ 204,000 | $ 0 |
| Bexar County Texas | 17 | $ 3,125,000 | $ 183,000 | $ 0 |
| Dallas County Texas | 17 | $ 4,355,000 | $ 256,000 | $ 0 |
| San Diego County California | 16 | $ 10,750,000 | $ 671,000 | $ 0 |
| Suffolk County Massachusetts | 16 | $ 7,720,000 | $ 482,000 | $ 0 |
| Clark County Nevada | 16 | $ 5,860,000 | $ 366,000 | $ 0 |
| Camden County New Jersey | 16 | $ 3,350,000 | $ 209,000 | $ 0 |
| Fairfield County Connecticut | 15 | $ 5,255,000 | $ 350,000 | $ 0 |
| Lee County Florida | 15 | $ 3,765,000 | $ 251,000 | $ 0 |
| Erie County New York | 15 | $ 2,035,000 | $ 135,000 | $ 0 |
| Riverside County California | 14 | $ 6,640,000 | $ 474,000 | $ 0 |
| Volusia County Florida | 14 | $ 4,000,000 | $ 285,000 | $ 0 |
| Marion County Indiana | 14 | $ 2,860,000 | $ 204,000 | $ 0 |
| Hartford County Connecticut | 13 | $ 2,425,000 | $ 186,000 | $ 0 |
| Duval County Florida | 13 | $ 1,525,000 | $ 117,000 | $ 0 |
| Orange County Florida | 13 | $ 2,695,000 | $ 207,000 | $ 0 |
| Cobb County Georgia | 13 | $ 4,335,000 | $ 333,000 | $ 0 |
| Mercer County New Jersey | 13 | $ 4,385,000 | $ 337,000 | $ 0 |
| Passaic County New Jersey | 13 | $ 3,055,000 | $ 235,000 | $ 0 |
| Clackamas County Oregon | 13 | $ 6,005,000 | $ 461,000 | $ 0 |
| Sacramento County California | 12 | $ 3,670,000 | $ 305,000 | $ 0 |
| Bristol County Massachusetts | 12 | $ 3,190,000 | $ 265,000 | $ 0 |
| Middlesex County New Jersey | 11 | $ 3,425,000 | $ 311,000 | $ 0 |
| Westchester County New York | 11 | $ 6,055,000 | $ 550,000 | $ 0 |
| Delaware County Pennsylvania | 11 | $ 1,545,000 | $ 140,000 | $ 0 |
| Richmond County Georgia | 10 | $ 5,270,000 | $ 527,000 | $ 0 |
| Atlantic County New Jersey | 10 | $ 1,880,000 | $ 188,000 | $ 0 |
| Broome County New York | 10 | $ 1,140,000 | $ 114,000 | $ 0 |
| Multnomah County Oregon | 10 | $ 3,650,000 | $ 365,000 | $ 0 |
| Lackawanna County Pennsylvania | 10 | $ 2,000,000 | $ 200,000 | $ 0 |
| Jefferson County Alabama | 9 | $ 1,045,000 | $ 116,000 | $ 0 |
| Contra Costa County California | 9 | $ 4,755,000 | $ 528,000 | $ 0 |
| San Mateo County California | 9 | $ 11,525,000 | $ 1,280,000 | $ 0 |
| Santa Clara County California | 9 | $ 11,525,000 | $ 1,280,000 | $ 0 |
| DuPage County Illinois | 9 | $ 3,305,000 | $ 367,000 | $ 0 |
| Prince George's County Maryland | 9 | $ 2,735,000 | $ 303,000 | $ 0 |
| Oakland County Michigan | 9 | $ 1,365,000 | $ 151,000 | $ 0 |
| Washoe County Nevada | 9 | $ 2,735,000 | $ 303,000 | $ 0 |
| Burlington County New Jersey | 9 | $ 2,025,000 | $ 225,000 | $ 0 |
| Cumberland County New Jersey | 9 | $ 1,225,000 | $ 136,000 | $ 0 |
| Ocean County New Jersey | 9 | $ 2,555,000 | $ 283,000 | $ 0 |
| Franklin County Ohio | 9 | $ 3,315,000 | $ 368,000 | $ 0 |
| Allegheny County Pennsylvania | 9 | $ 1,345,000 | $ 149,000 | $ 0 |
| Northampton County Pennsylvania | 9 | $ 1,245,000 | $ 138,000 | $ 0 |
| Maricopa County Arizona | 8 | $ 2,590,000 | $ 323,000 | $ 0 |
| Fresno County California | 8 | $ 2,140,000 | $ 267,000 | $ 0 |
| Osceola County Florida | 8 | $ 4,380,000 | $ 547,000 | $ 0 |
| St. Louis City County Missouri | 8 | $ 1,430,000 | $ 178,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 2,560,000 | $ 320,000 | $ 0 |
| Albany County New York | 8 | $ 2,090,000 | $ 261,000 | $ 0 |
| Hamilton County Ohio | 8 | $ 3,480,000 | $ 435,000 | $ 0 |
| Davidson County Tennessee | 8 | $ 1,640,000 | $ 205,000 | $ 0 |
| Brevard County Florida | 7 | $ 905,000 | $ 129,000 | $ 0 |
| Seminole County Florida | 7 | $ 985,000 | $ 140,000 | $ 0 |
| Hampden County Massachusetts | 7 | $ 1,195,000 | $ 170,000 | $ 0 |
| Gloucester County New Jersey | 7 | $ 1,015,000 | $ 145,000 | $ 0 |
| New York County New York | 7 | $ 7,825,000 | $ 1,117,000 | $ 0 |
| Monroe County Pennsylvania | 7 | $ 805,000 | $ 115,000 | $ 0 |
| Horry County South Carolina | 7 | $ 1,665,000 | $ 237,000 | $ 0 |
| San Francisco County California | 6 | $ 7,380,000 | $ 1,230,000 | $ 0 |
| Pinellas County Florida | 6 | $ 710,000 | $ 118,000 | $ 0 |
| Polk County Florida | 6 | $ 740,000 | $ 123,000 | $ 0 |
| Montgomery County Maryland | 6 | $ 2,120,000 | $ 353,000 | $ 0 |
| Luzerne County Pennsylvania | 6 | $ 790,000 | $ 131,000 | $ 0 |
| Richmond City County Virginia | 6 | $ 740,000 | $ 123,000 | $ 0 |
| Kern County California | 5 | $ 1,705,000 | $ 341,000 | $ 0 |
| Stanislaus County California | 5 | $ 1,365,000 | $ 273,000 | $ 0 |
| Pueblo County Colorado | 5 | $ 1,595,000 | $ 319,000 | $ 0 |
| Collier County Florida | 5 | $ 4,865,000 | $ 973,000 | $ 0 |
| Pasco County Florida | 5 | $ 655,000 | $ 131,000 | $ 0 |
| Sarasota County Florida | 5 | $ 1,735,000 | $ 347,000 | $ 0 |
| Clayton County Georgia | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Fayette County Georgia | 5 | $ 1,515,000 | $ 303,000 | $ 0 |
| Gwinnett County Georgia | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Middlesex County Massachusetts | 5 | $ 2,925,000 | $ 585,000 | $ 0 |
| Norfolk County Massachusetts | 5 | $ 3,365,000 | $ 673,000 | $ 0 |
| St. Louis County Missouri | 5 | $ 585,000 | $ 117,000 | $ 0 |
| Cape May County New Jersey | 5 | $ 3,485,000 | $ 697,000 | $ 0 |
| Somerset County New Jersey | 5 | $ 2,735,000 | $ 547,000 | $ 0 |
| Sussex County New Jersey | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Richmond County New York | 5 | $ 2,465,000 | $ 493,000 | $ 0 |
| Wake County North Carolina | 5 | $ 1,775,000 | $ 355,000 | $ 0 |
| Summit County Ohio | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Oklahoma County Oklahoma | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Washington County Oregon | 5 | $ 2,075,000 | $ 415,000 | $ 0 |
| Berks County Pennsylvania | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Lehigh County Pennsylvania | 5 | $ 965,000 | $ 193,000 | $ 0 |
| Richland County South Carolina | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Hamilton County Tennessee | 5 | $ 3,695,000 | $ 739,000 | $ 0 |
| Fort Bend County Texas | 5 | $ 1,255,000 | $ 251,000 | $ 0 |
| Travis County Texas | 5 | $ 2,105,000 | $ 421,000 | $ 0 |
| Norfolk County Virginia | 5 | $ 1,035,000 | $ 207,000 | $ 0 |
| Clark County Washington | 5 | $ 1,365,000 | $ 273,000 | $ 0 |
| King County Washington | 5 | $ 3,245,000 | $ 649,000 | $ 0 |
| San Joaquin County California | 4 | $ 1,070,000 | $ 267,000 | $ 0 |
| Solano County California | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| Adams County Colorado | 4 | $ 1,040,000 | $ 260,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 2,520,000 | $ 630,000 | $ 0 |
| Manatee County Florida | 4 | $ 790,000 | $ 197,000 | $ 0 |
| Marion County Florida | 4 | $ 390,000 | $ 97,000 | $ 0 |
| St. Lucie County Florida | 4 | $ 690,000 | $ 172,000 | $ 0 |
| Henry County Georgia | 4 | $ 970,000 | $ 242,000 | $ 0 |
| Will County Illinois | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Lake County Indiana | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Essex County Massachusetts | 4 | $ 3,790,000 | $ 947,000 | $ 0 |
| Salem County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Monroe County New York | 4 | $ 390,000 | $ 97,000 | $ 0 |
| Oneida County New York | 4 | $ 950,000 | $ 237,000 | $ 0 |
| Orange County New York | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Schenectady County New York | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 1,610,000 | $ 402,000 | $ 0 |
| Sullivan County Tennessee | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Bell County Texas | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Galveston County Texas | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Jefferson County Texas | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Orange County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 0 |
| Waller County Texas | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Pierce County Washington | 4 | $ 4,760,000 | $ 1,190,000 | $ 0 |
| Montgomery County Alabama | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Pulaski County Arkansas | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Sonoma County California | 3 | $ 2,835,000 | $ 945,000 | $ 0 |
| El Paso County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| Litchfield County Connecticut | 3 | $ 845,000 | $ 281,000 | $ 0 |
| New London County Connecticut | 3 | $ 1,165,000 | $ 388,000 | $ 0 |
| Tolland County Connecticut | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Charlotte County Florida | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Lake County Florida | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Okaloosa County Florida | 3 | $ 1,265,000 | $ 421,000 | $ 0 |
| Cherokee County Georgia | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Rockdale County Georgia | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Kane County Illinois | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 455,000 | $ 151,000 | $ 0 |
| East Baton Rouge County Louisiana | 3 | $ 3,255,000 | $ 1,085,000 | $ 0 |
| Jefferson County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Berkshire County Massachusetts | 3 | $ 955,000 | $ 318,000 | $ 0 |
| Saginaw County Michigan | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Lee County Mississippi | 3 | $ 925,000 | $ 308,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 0 |
| Santa Fe County New Mexico | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Onondaga County New York | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Cabarrus County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Lucas County Ohio | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Montgomery County Ohio | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Marion County Oregon | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Montgomery County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 0 |
| Williamson County Texas | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Salt Lake County Utah | 3 | $ 3,155,000 | $ 1,051,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 3,385,000 | $ 1,128,000 | $ 0 |
| Hampton County Virginia | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Kenosha County Wisconsin | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Madison County Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Pima County Arizona | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Pinal County Arizona | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Imperial County California | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Merced County California | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Nevada County California | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Santa Barbara County California | 2 | $ 2,420,000 | $ 1,210,000 | $ 0 |
| Tulare County California | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Ventura County California | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| Yolo County California | 2 | $ 1,910,000 | $ 955,000 | $ 0 |
| Denver County Colorado | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Middlesex County Connecticut | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Bay County Florida | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Flagler County Florida | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Hernando County Florida | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Indian River County Florida | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Monroe County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Barrow County Georgia | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Bibb County Georgia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Chattooga County Georgia | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Coweta County Georgia | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Bannock County Idaho | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Madison County Illinois | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Wayne County Indiana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Story County Iowa | 2 | $ 460,000 | $ 230,000 | $ 0 |
| St. Bernard County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 0 |
| St. Tammany County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Cumberland County Maine | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Harford County Maryland | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Hampshire County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Berrien County Michigan | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Jackson County Missouri | 2 | $ 150,000 | $ 75,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Strafford County New Hampshire | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Morris County New Jersey | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Warren County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Chenango County New York | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Niagara County New York | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Rockland County New York | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Durham County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Pasquotank County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Butler County Ohio | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Comanche County Oklahoma | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Osage County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Wagoner County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Benton County Oregon | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Josephine County Oregon | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Kent County Rhode Island | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Collin County Texas | 2 | $ 1,650,000 | $ 825,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Lamar County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Rockwall County Texas | 2 | $ 3,440,000 | $ 1,720,000 | $ 0 |
| Henrico County Virginia | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Newport News County Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Portsmouth County Virginia | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Benton County Washington | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Etowah County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Morgan County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Benton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Butte County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Madera County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Marin County California | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Mariposa County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Napa County California | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Placer County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Plumas County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Shasta County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Tuolumne County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yuba County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Larimer County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bradford County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Escambia County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Highlands County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Martin County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Johns County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Carroll County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Effingham County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Floyd County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jasper County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Paulding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Polk County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Putnam County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Walton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Canyon County Idaho | 1 | $ 225,000 | $ 225,000 | $ 0 |
| McHenry County Illinois | 1 | $ 505,000 | $ 505,000 | $ 0 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Delaware County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison County Indiana | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Marshall County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Warrick County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Polk County Iowa | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Douglas County Kansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson County Kansas | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ballard County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Boone County Kentucky | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Bourbon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clark County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Charles County Maryland | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Frederick County Maryland | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Howard County Maryland | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kent County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Livingston County Michigan | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Macomb County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Monroe County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tate County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Stone County Missouri | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Jefferson County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Montgomery County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Putnam County New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Rensselaer County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Saratoga County New York | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Ulster County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pender County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Vance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Licking County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lorain County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Warren County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Columbia County Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Jackson County Oregon | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Linn County Oregon | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Polk County Oregon | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clinton County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 0 |
| York County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bee County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Ector County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| El Paso County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fayette County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grayson County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hunt County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Liberty County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Maverick County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Midland County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Randall County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Walker County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Summit County Utah | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Bedford County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Mathews County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Prince William County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clallam County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Island County Washington | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Spokane County Washington | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,464 | $502,780,000 | $343,000 | $5,005,000 | $0 | $0 |
| Home Purchase | 734 | $297,230,000 | $404,000 | $3,875,000 | $0 | $0 |
| Refinancing | 308 | $134,370,000 | $436,000 | $3,755,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,257 | $478,085,000 | $380,000 | $3,875,000 | $0 | $0 |
| Black or African American | 392 | $118,050,000 | $301,000 | $3,785,000 | $0 | $0 |
| White | 383 | $149,085,000 | $389,000 | $4,205,000 | $0 | $0 |
| Hispanic | 270 | $103,370,000 | $382,000 | $5,005,000 | $0 | $0 |
| Asian | 170 | $74,020,000 | $435,000 | $3,335,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $4,855,000 | $285,000 | $1,655,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $5,260,000 | $657,000 | $1,315,000 | $0 | $0 |
| Not applicable | 3 | $355,000 | $118,000 | $175,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,506 | $934,380,000 | $372,000 | $5,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,116 | $355,900,000 | $318,000 | $5,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 908 | $381,570,000 | $420,000 | $3,825,000 | $0 | $0 |
| File Closed For Incompleteness | 293 | $107,305,000 | $366,000 | $2,805,000 | $0 | $0 |
| Application Denied By Financial Institution | 167 | $80,515,000 | $482,000 | $4,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 22 | $9,090,000 | $413,000 | $1,055,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,339 | $853,865,000 | $365,000 | $5,005,000 | $0 | $0 |
| Collateral | 73 | $32,215,000 | $441,000 | $4,505,000 | $0 | $0 |
| Credit History | 73 | $39,395,000 | $539,000 | $3,875,000 | $0 | $0 |
| Other | 21 | $8,905,000 | $424,000 | $1,605,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.