Wells Fargo Bank, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank, Na 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,838,776 |
| Total Mortgage Loan Application Amount | $403,609,568,000 |
| Average Mortgage Loan Application Amount | $183,666 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Wells Fargo Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Wells Fargo Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, Na's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 58,220 | $ 20,923,372,000 | $ 359,000 | $ 155,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 53,342 | $ 10,318,278,000 | $ 191,000 | $ 97,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 42,401 | $ 15,352,969,000 | $ 343,000 | $ 154,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 42,052 | $ 13,292,380,000 | $ 290,500 | $ 120,750 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 41,609 | $ 9,167,825,000 | $ 220,000 | $ 108,000 |
| PHILADELPHIA, PA | 40,276 | $ 8,649,229,000 | $ 214,000 | $ 117,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 36,110 | $ 6,911,488,000 | $ 191,000 | $ 97,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 32,064 | $ 11,465,914,000 | $ 357,000 | $ 142,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 29,600 | $ 8,603,946,000 | $ 290,000 | $ 122,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 28,761 | $ 12,178,621,000 | $ 423,000 | $ 165,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 27,714 | $ 6,114,291,000 | $ 211,000 | $ 96,000 |
| DENVER-AURORA-BROOMFIELD, CO | 27,705 | $ 5,947,935,000 | $ 214,000 | $ 102,000 |
| PHOENIX-MESA-GLENDALE, AZ | 27,383 | $ 5,190,851,000 | $ 189,000 | $ 102,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 26,568 | $ 10,090,275,000 | $ 379,000 | $ 160,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 26,289 | $ 4,643,464,000 | $ 176,000 | $ 116,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 25,011 | $ 5,310,222,000 | $ 212,000 | $ 99,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 25,003 | $ 8,674,221,000 | $ 346,000 | $ 141,000 |
| BALTIMORE-TOWSON, MD | 24,800 | $ 5,872,460,000 | $ 236,000 | $ 109,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 23,321 | $ 11,135,299,000 | $ 477,000 | $ 193,000 |
| EDISON-NEW BRUNSWICK, NJ | 22,862 | $ 5,939,194,000 | $ 259,000 | $ 134,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 21,969 | $ 5,076,919,000 | $ 231,000 | $ 108,000 |
| DALLAS-PLANO-IRVING, TX | 20,705 | $ 3,736,209,000 | $ 180,000 | $ 113,000 |
| NASSAU-SUFFOLK, NY | 18,775 | $ 5,923,723,000 | $ 315,000 | $ 156,000 |
| NEWARK-UNION, NJ-PA | 18,188 | $ 5,012,917,000 | $ 218,500 | $ 121,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 16,729 | $ 3,371,050,000 | $ 194,000 | $ 95,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16,242 | $ 2,688,366,000 | $ 165,000 | $ 96,000 |
| KANSAS CITY, MO-KS | 15,168 | $ 2,456,206,000 | $ 162,500 | $ 88,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14,442 | $ 3,001,248,000 | $ 231,000 | $ 116,000 |
| ST. LOUIS, MO-IL | 13,700 | $ 2,314,793,000 | $ 159,500 | $ 90,500 |
| RALEIGH-CARY, NC | 13,287 | $ 2,632,699,000 | $ 198,000 | $ 102,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 12,600 | $ 3,961,231,000 | $ 314,000 | $ 145,000 |
| LAS VEGAS-PARADISE, NV | 11,953 | $ 2,000,725,000 | $ 167,000 | $ 91,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 11,924 | $ 2,349,547,000 | $ 197,000 | $ 121,000 |
| RICHMOND, VA | 11,278 | $ 2,324,767,000 | $ 206,000 | $ 95,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11,253 | $ 1,685,292,000 | $ 142,000 | $ 85,500 |
| PITTSBURGH, PA | 10,263 | $ 1,603,246,000 | $ 156,000 | $ 96,000 |
| FORT WORTH-ARLINGTON, TX | 10,210 | $ 1,547,093,000 | $ 151,000 | $ 95,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9,845 | $ 1,712,004,000 | $ 173,000 | $ 92,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9,732 | $ 1,786,429,000 | $ 183,000 | $ 97,000 |
| JACKSONVILLE, FL | 9,622 | $ 1,710,389,000 | $ 177,000 | $ 94,000 |
| CAMDEN, NJ | 9,515 | $ 1,791,801,000 | $ 188,000 | $ 105,000 |
| SALT LAKE CITY, UT | 9,395 | $ 2,199,364,000 | $ 234,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 9,324 | $ 1,446,191,000 | $ 155,000 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9,029 | $ 1,722,191,000 | $ 190,000 | $ 111,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8,963 | $ 1,368,441,000 | $ 152,000 | $ 88,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8,244 | $ 2,770,491,000 | $ 336,000 | $ 143,000 |
| COLUMBUS, OH | 7,982 | $ 1,355,357,000 | $ 169,000 | $ 92,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 7,878 | $ 1,600,889,000 | $ 203,000 | $ 129,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7,643 | $ 1,353,839,000 | $ 189,000 | $ 101,000 |
| TUCSON, AZ | 7,641 | $ 1,386,714,000 | $ 181,000 | $ 91,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7,499 | $ 1,639,046,000 | $ 218,000 | $ 127,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 7,481 | $ 1,227,739,000 | $ 156,000 | $ 82,000 |
| BOSTON-QUINCY, MA | 7,439 | $ 2,229,818,000 | $ 299,000 | $ 131,000 |
| COLORADO SPRINGS, CO | 7,134 | $ 1,407,990,000 | $ 197,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7,086 | $ 1,336,634,000 | $ 188,000 | $ 94,000 |
| INDIANAPOLIS-CARMEL, IN | 6,933 | $ 1,096,253,000 | $ 158,000 | $ 85,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6,896 | $ 1,166,510,000 | $ 169,000 | $ 101,000 |
| BIRMINGHAM-HOOVER, AL | 6,858 | $ 1,122,125,000 | $ 163,000 | $ 83,000 |
| TACOMA, WA | 6,792 | $ 1,468,962,000 | $ 216,000 | $ 84,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6,595 | $ 2,351,785,000 | $ 356,000 | $ 182,000 |
| GREENSBORO-HIGH POINT, NC | 6,449 | $ 993,191,000 | $ 154,000 | $ 83,000 |
| ANCHORAGE, AK | 6,351 | $ 1,417,672,000 | $ 223,000 | $ 106,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6,177 | $ 1,885,428,000 | $ 305,000 | $ 134,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6,025 | $ 1,339,881,000 | $ 199,500 | $ 109,500 |
| WILMINGTON, DE-MD-NJ | 5,940 | $ 1,215,642,000 | $ 190,333 | $ 91,666 |
| MEMPHIS, TN-MS-AR | 5,937 | $ 944,558,000 | $ 145,333 | $ 82,333 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5,722 | $ 1,202,205,000 | $ 210,000 | $ 115,000 |
| ALBUQUERQUE, NM | 5,684 | $ 906,199,000 | $ 159,000 | $ 76,000 |
| FRESNO, CA | 5,621 | $ 1,083,370,000 | $ 192,000 | $ 97,000 |
| BOISE CITY-NAMPA, ID | 5,328 | $ 870,329,000 | $ 163,000 | $ 86,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 5,260 | $ 829,726,000 | $ 146,500 | $ 71,500 |
| KNOXVILLE, TN | 5,084 | $ 817,670,000 | $ 160,000 | $ 77,000 |
| STOCKTON, CA | 4,968 | $ 923,587,000 | $ 185,000 | $ 83,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4,939 | $ 733,640,000 | $ 148,000 | $ 90,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4,881 | $ 1,071,364,000 | $ 223,000 | $ 96,500 |
| OGDEN-CLEARFIELD, UT | 4,803 | $ 883,706,000 | $ 183,000 | $ 84,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 4,787 | $ 973,263,000 | $ 203,000 | $ 128,000 |
| SANTA ROSA-PETALUMA, CA | 4,395 | $ 1,352,807,000 | $ 307,000 | $ 135,000 |
| WILMINGTON, NC | 4,376 | $ 858,027,000 | $ 196,000 | $ 113,000 |
| NEW HAVEN-MILFORD, CT | 4,296 | $ 888,286,000 | $ 206,000 | $ 109,000 |
| RENO-SPARKS, NV | 4,276 | $ 863,702,000 | $ 201,000 | $ 111,000 |
| DURHAM-CHAPEL HILL, NC | 4,237 | $ 832,969,000 | $ 196,000 | $ 105,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4,200 | $ 938,544,000 | $ 223,000 | $ 111,000 |
| SALEM, OR | 4,159 | $ 742,012,000 | $ 178,000 | $ 77,000 |
| SIOUX FALLS, SD | 4,151 | $ 640,801,000 | $ 154,000 | $ 88,000 |
| WINSTON-SALEM, NC | 4,118 | $ 621,371,000 | $ 150,000 | $ 82,000 |
| LANCASTER, PA | 4,112 | $ 662,629,000 | $ 161,000 | $ 81,000 |
| HARRISBURG-CARLISLE, PA | 4,077 | $ 658,573,000 | $ 161,000 | $ 87,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4,001 | $ 571,783,000 | $ 146,000 | $ 74,000 |
| FORT COLLINS-LOVELAND, CO | 3,981 | $ 810,049,000 | $ 203,000 | $ 99,000 |
| HONOLULU, HI | 3,951 | $ 1,566,947,000 | $ 396,000 | $ 112,000 |
| YORK-HANOVER, PA | 3,935 | $ 640,952,000 | $ 162,000 | $ 82,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3,867 | $ 1,333,481,000 | $ 344,000 | $ 145,000 |
| PROVO-OREM, UT | 3,843 | $ 757,711,000 | $ 197,000 | $ 84,000 |
| LINCOLN, NE | 3,735 | $ 484,751,000 | $ 129,000 | $ 77,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3,735 | $ 624,647,000 | $ 167,000 | $ 84,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3,692 | $ 840,311,000 | $ 227,000 | $ 119,000 |
| BOULDER, CO | 3,639 | $ 927,751,000 | $ 254,000 | $ 128,000 |
| BAKERSFIELD-DELANO, CA | 3,621 | $ 586,089,000 | $ 161,000 | $ 87,000 |
| SPOKANE, WA | 3,572 | $ 624,213,000 | $ 174,000 | $ 89,000 |
| MODESTO, CA | 3,555 | $ 584,504,000 | $ 164,000 | $ 74,000 |
| VALLEJO-FAIRFIELD, CA | 3,462 | $ 765,276,000 | $ 221,000 | $ 91,000 |
| ROCHESTER, NY | 3,413 | $ 489,199,000 | $ 143,000 | $ 85,000 |
| COLUMBIA, SC | 3,395 | $ 516,671,000 | $ 152,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 3,344 | $ 517,101,000 | $ 154,000 | $ 87,000 |
| MADISON, WI | 3,327 | $ 679,905,000 | $ 204,000 | $ 100,000 |
| CAPE CORAL-FORT MYERS, FL | 3,311 | $ 572,792,000 | $ 172,000 | $ 118,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3,264 | $ 482,047,000 | $ 147,000 | $ 87,000 |
| DULUTH, MN-WI | 3,190 | $ 440,344,000 | $ 133,000 | $ 82,000 |
| FAYETTEVILLE, NC | 3,134 | $ 458,083,000 | $ 146,000 | $ 57,000 |
| WICHITA, KS | 3,125 | $ 407,144,000 | $ 130,000 | $ 81,000 |
| CEDAR RAPIDS, IA | 3,102 | $ 441,914,000 | $ 142,000 | $ 86,000 |
| GARY, IN | 3,094 | $ 454,111,000 | $ 146,000 | $ 78,000 |
| TRENTON-EWING, NJ | 3,087 | $ 718,448,000 | $ 232,000 | $ 127,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 3,067 | $ 533,602,000 | $ 173,000 | $ 85,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3,040 | $ 874,850,000 | $ 287,000 | $ 123,000 |
| EUGENE-SPRINGFIELD, OR | 3,033 | $ 587,591,000 | $ 193,000 | $ 87,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3,032 | $ 507,510,000 | $ 167,000 | $ 83,000 |
| WORCESTER, MA | 3,019 | $ 687,064,000 | $ 227,000 | $ 103,000 |
| TULSA, OK | 2,976 | $ 442,126,000 | $ 148,000 | $ 81,000 |
| READING, PA | 2,951 | $ 452,043,000 | $ 153,000 | $ 82,000 |
| DAYTON, OH | 2,945 | $ 396,444,000 | $ 134,000 | $ 72,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2,940 | $ 617,162,000 | $ 209,000 | $ 120,000 |
| ASHEVILLE, NC | 2,931 | $ 536,511,000 | $ 183,000 | $ 88,000 |
| MANCHESTER-NASHUA, NH | 2,925 | $ 609,633,000 | $ 208,000 | $ 104,000 |
| SALINAS, CA | 2,909 | $ 1,012,535,000 | $ 348,000 | $ 162,000 |
| OLYMPIA, WA | 2,899 | $ 632,412,000 | $ 218,000 | $ 79,000 |
| FORT WAYNE, IN | 2,875 | $ 343,315,000 | $ 119,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2,865 | $ 619,617,000 | $ 216,000 | $ 111,000 |
| ROCHESTER, MN | 2,826 | $ 447,799,000 | $ 158,000 | $ 96,000 |
| BATON ROUGE, LA | 2,825 | $ 484,633,000 | $ 171,000 | $ 88,000 |
| SCRANTON--WILKES-BARRE, PA | 2,785 | $ 362,243,000 | $ 130,000 | $ 82,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2,773 | $ 372,342,000 | $ 129,000 | $ 82,500 |
| SANTA CRUZ-WATSONVILLE, CA | 2,745 | $ 983,554,000 | $ 358,000 | $ 146,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2,719 | $ 434,108,000 | $ 159,000 | $ 93,000 |
| EL PASO, TX | 2,686 | $ 305,292,000 | $ 113,000 | $ 67,000 |
| GREELEY, CO | 2,613 | $ 451,988,000 | $ 172,000 | $ 78,000 |
| GREEN BAY, WI | 2,613 | $ 373,422,000 | $ 142,000 | $ 82,000 |
| PEABODY, MA | 2,600 | $ 698,927,000 | $ 268,000 | $ 114,000 |
| FARGO, ND-MN | 2,582 | $ 385,078,000 | $ 147,000 | $ 86,000 |
| LAKELAND-WINTER HAVEN, FL | 2,570 | $ 314,755,000 | $ 122,000 | $ 69,000 |
| AKRON, OH | 2,441 | $ 355,569,000 | $ 145,000 | $ 87,000 |
| COEUR D'ALENE, ID | 2,376 | $ 455,239,000 | $ 191,000 | $ 92,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,364 | $ 342,832,000 | $ 145,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2,361 | $ 454,230,000 | $ 192,000 | $ 108,000 |
| HUNTSVILLE, AL | 2,299 | $ 402,160,000 | $ 174,000 | $ 96,000 |
| BUFFALO-NIAGARA FALLS, NY | 2,240 | $ 294,398,000 | $ 131,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 2,234 | $ 345,526,000 | $ 154,000 | $ 98,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2,233 | $ 356,495,000 | $ 159,000 | $ 101,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2,201 | $ 289,231,000 | $ 131,000 | $ 78,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,198 | $ 387,520,000 | $ 176,000 | $ 101,000 |
| JACKSONVILLE, NC | 2,183 | $ 385,559,000 | $ 176,000 | $ 56,000 |
| NAPLES-MARCO ISLAND, FL | 2,152 | $ 542,691,000 | $ 252,000 | $ 172,000 |
| GRAND JUNCTION, CO | 2,144 | $ 391,771,000 | $ 182,000 | $ 86,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2,100 | $ 342,502,000 | $ 132,500 | $ 71,500 |
| BREMERTON-SILVERDALE, WA | 2,070 | $ 477,689,000 | $ 230,000 | $ 93,000 |
| BEND, OR | 2,026 | $ 458,919,000 | $ 226,000 | $ 121,000 |
| OCEAN CITY, NJ | 1,980 | $ 588,657,000 | $ 297,000 | $ 195,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1,967 | $ 277,852,000 | $ 141,000 | $ 76,000 |
| RAPID CITY, SD | 1,944 | $ 303,648,000 | $ 156,000 | $ 85,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1,931 | $ 229,669,000 | $ 118,000 | $ 76,000 |
| PRESCOTT, AZ | 1,916 | $ 323,688,000 | $ 168,000 | $ 85,000 |
| GRAND RAPIDS-WYOMING, MI | 1,912 | $ 270,370,000 | $ 141,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,872 | $ 277,486,000 | $ 148,000 | $ 82,000 |
| MANKATO-NORTH MANKATO, MN | 1,863 | $ 276,007,000 | $ 148,000 | $ 79,000 |
| APPLETON, WI | 1,859 | $ 267,499,000 | $ 143,000 | $ 86,000 |
| ST. CLOUD, MN | 1,839 | $ 272,526,000 | $ 148,000 | $ 82,000 |
| LEXINGTON-FAYETTE, KY | 1,810 | $ 291,244,000 | $ 160,000 | $ 78,000 |
| SAVANNAH, GA | 1,810 | $ 311,129,000 | $ 171,000 | $ 88,000 |
| BELLINGHAM, WA | 1,794 | $ 395,662,000 | $ 220,000 | $ 91,000 |
| TOLEDO, OH | 1,791 | $ 240,349,000 | $ 134,000 | $ 84,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1,786 | $ 308,672,000 | $ 171,500 | $ 73,500 |
| SPRINGFIELD, MO | 1,780 | $ 221,415,000 | $ 124,000 | $ 64,000 |
| VISALIA-PORTERVILLE, CA | 1,751 | $ 273,303,000 | $ 156,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 1,747 | $ 252,732,000 | $ 137,500 | $ 71,500 |
| DOVER, DE | 1,732 | $ 307,943,000 | $ 177,000 | $ 67,000 |
| ROANOKE, VA | 1,661 | $ 278,800,000 | $ 167,000 | $ 89,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1,582 | $ 128,783,000 | $ 81,000 | $ 66,000 |
| COLUMBUS, GA-AL | 1,562 | $ 275,502,000 | $ 166,500 | $ 59,000 |
| TALLAHASSEE, FL | 1,521 | $ 233,447,000 | $ 153,000 | $ 84,000 |
| OCALA, FL | 1,509 | $ 187,467,000 | $ 124,000 | $ 65,000 |
| BILLINGS, MT | 1,504 | $ 257,129,000 | $ 170,000 | $ 92,000 |
| PEORIA, IL | 1,498 | $ 193,267,000 | $ 129,000 | $ 74,000 |
| GAINESVILLE, FL | 1,494 | $ 241,924,000 | $ 161,000 | $ 98,000 |
| NAPA, CA | 1,488 | $ 499,350,000 | $ 335,000 | $ 162,000 |
| JACKSON, MS | 1,450 | $ 265,640,000 | $ 183,000 | $ 84,000 |
| KALAMAZOO-PORTAGE, MI | 1,441 | $ 226,045,000 | $ 156,000 | $ 93,000 |
| MONTGOMERY, AL | 1,441 | $ 242,639,000 | $ 168,000 | $ 77,000 |
| PUEBLO, CO | 1,405 | $ 167,008,000 | $ 118,000 | $ 64,000 |
| MOBILE, AL | 1,371 | $ 173,385,000 | $ 126,000 | $ 72,000 |
| MEDFORD, OR | 1,361 | $ 279,249,000 | $ 205,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1,332 | $ 160,317,000 | $ 135,500 | $ 90,000 |
| LAS CRUCES, NM | 1,309 | $ 176,988,000 | $ 135,000 | $ 77,000 |
| LYNCHBURG, VA | 1,298 | $ 200,199,000 | $ 154,000 | $ 84,000 |
| CORPUS CHRISTI, TX | 1,295 | $ 177,635,000 | $ 137,000 | $ 92,000 |
| ST. GEORGE, UT | 1,295 | $ 228,551,000 | $ 176,000 | $ 89,000 |
| CANTON-MASSILLON, OH | 1,289 | $ 158,643,000 | $ 123,000 | $ 72,000 |
| CHICO, CA | 1,285 | $ 240,766,000 | $ 187,000 | $ 84,000 |
| STATE COLLEGE, PA | 1,285 | $ 241,619,000 | $ 188,000 | $ 102,000 |
| SYRACUSE, NY | 1,281 | $ 176,086,000 | $ 137,000 | $ 87,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,276 | $ 148,429,000 | $ 116,000 | $ 53,000 |
| RACINE, WI | 1,266 | $ 202,246,000 | $ 159,000 | $ 81,000 |
| ATHENS-CLARKE COUNTY, GA | 1,264 | $ 199,836,000 | $ 158,000 | $ 89,000 |
| CHARLOTTESVILLE, VA | 1,264 | $ 296,313,000 | $ 234,000 | $ 129,000 |
| MOUNT VERNON-ANACORTES, WA | 1,258 | $ 267,222,000 | $ 212,000 | $ 89,000 |
| SPRINGFIELD, MA | 1,256 | $ 215,310,000 | $ 171,000 | $ 81,000 |
| BISMARCK, ND | 1,251 | $ 178,593,000 | $ 142,000 | $ 91,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1,246 | $ 168,923,000 | $ 135,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 1,228 | $ 103,324,000 | $ 84,000 | $ 75,000 |
| GREENVILLE, NC | 1,181 | $ 170,721,000 | $ 144,000 | $ 80,000 |
| MISSOULA, MT | 1,181 | $ 230,045,000 | $ 194,000 | $ 88,000 |
| MERCED, CA | 1,148 | $ 155,072,000 | $ 135,000 | $ 67,000 |
| YAKIMA, WA | 1,146 | $ 177,404,000 | $ 154,000 | $ 68,000 |
| FLAGSTAFF, AZ | 1,143 | $ 218,853,000 | $ 191,000 | $ 108,000 |
| SPARTANBURG, SC | 1,141 | $ 155,638,000 | $ 136,000 | $ 68,000 |
| BARNSTABLE TOWN, MA | 1,116 | $ 318,615,000 | $ 285,000 | $ 173,000 |
| WINCHESTER, VA-WV | 1,116 | $ 204,988,000 | $ 167,500 | $ 83,000 |
| IDAHO FALLS, ID | 1,112 | $ 163,215,000 | $ 146,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 1,110 | $ 243,575,000 | $ 219,000 | $ 116,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1,103 | $ 212,665,000 | $ 192,000 | $ 89,000 |
| SIOUX CITY, IA-NE-SD | 1,102 | $ 124,460,000 | $ 125,000 | $ 82,000 |
| GREAT FALLS, MT | 1,099 | $ 155,164,000 | $ 141,000 | $ 82,000 |
| OSHKOSH-NEENAH, WI | 1,071 | $ 149,430,000 | $ 139,000 | $ 85,000 |
| CHEYENNE, WY | 1,064 | $ 169,709,000 | $ 159,000 | $ 81,000 |
| REDDING, CA | 1,052 | $ 187,738,000 | $ 178,000 | $ 80,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1,047 | $ 156,753,000 | $ 146,500 | $ 76,000 |
| BURLINGTON, NC | 1,042 | $ 143,954,000 | $ 138,000 | $ 70,000 |
| EAU CLAIRE, WI | 1,037 | $ 145,411,000 | $ 140,000 | $ 83,000 |
| YUMA, AZ | 1,029 | $ 125,144,000 | $ 121,000 | $ 71,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,028 | $ 112,309,000 | $ 110,000 | $ 70,000 |
| BEAUMONT-PORT ARTHUR, TX | 992 | $ 117,690,000 | $ 118,000 | $ 89,000 |
| ANN ARBOR, MI | 988 | $ 187,858,000 | $ 190,000 | $ 114,000 |
| LAFAYETTE, LA | 984 | $ 156,273,000 | $ 158,000 | $ 89,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 950 | $ 176,676,000 | $ 185,000 | $ 91,000 |
| AUBURN-OPELIKA, AL | 944 | $ 165,494,000 | $ 175,000 | $ 88,000 |
| PUNTA GORDA, FL | 935 | $ 131,484,000 | $ 140,000 | $ 85,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 901 | $ 143,262,000 | $ 159,000 | $ 88,000 |
| GULFPORT-BILOXI, MS | 898 | $ 128,000,000 | $ 142,000 | $ 80,000 |
| LUBBOCK, TX | 895 | $ 99,724,000 | $ 111,000 | $ 88,000 |
| LOGAN, UT-ID | 892 | $ 138,422,000 | $ 148,000 | $ 74,500 |
| SEBASTIAN-VERO BEACH, FL | 890 | $ 155,806,000 | $ 175,000 | $ 112,000 |
| LANSING-EAST LANSING, MI | 882 | $ 117,021,000 | $ 132,000 | $ 82,000 |
| FAIRBANKS, AK | 877 | $ 164,974,000 | $ 188,000 | $ 88,000 |
| SALISBURY, MD | 874 | $ 141,911,000 | $ 162,000 | $ 75,000 |
| TUSCALOOSA, AL | 871 | $ 124,485,000 | $ 142,000 | $ 76,000 |
| COLLEGE STATION-BRYAN, TX | 870 | $ 131,616,000 | $ 151,000 | $ 106,000 |
| GOLDSBORO, NC | 869 | $ 118,887,000 | $ 136,000 | $ 57,000 |
| ANDERSON, SC | 865 | $ 118,988,000 | $ 137,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 856 | $ 120,655,000 | $ 135,500 | $ 56,500 |
| WATERLOO-CEDAR FALLS, IA | 854 | $ 106,196,000 | $ 124,000 | $ 80,000 |
| PALM COAST, FL | 853 | $ 129,693,000 | $ 152,000 | $ 83,000 |
| SANTA FE, NM | 850 | $ 216,320,000 | $ 254,000 | $ 126,000 |
| YUBA CITY, CA | 849 | $ 145,557,000 | $ 171,000 | $ 75,000 |
| SHEBOYGAN, WI | 842 | $ 113,061,000 | $ 134,000 | $ 77,000 |
| LEBANON, PA | 812 | $ 120,299,000 | $ 148,000 | $ 75,000 |
| VALDOSTA, GA | 787 | $ 114,252,000 | $ 145,000 | $ 60,000 |
| AMES, IA | 780 | $ 124,331,000 | $ 159,000 | $ 89,000 |
| CORVALLIS, OR | 778 | $ 153,169,000 | $ 196,000 | $ 105,000 |
| GAINESVILLE, GA | 777 | $ 137,463,000 | $ 176,000 | $ 90,000 |
| GRAND FORKS, ND-MN | 765 | $ 106,016,000 | $ 133,000 | $ 82,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 761 | $ 132,563,000 | $ 174,000 | $ 103,000 |
| FLORENCE, SC | 759 | $ 92,821,000 | $ 122,000 | $ 62,000 |
| LA CROSSE, WI-MN | 754 | $ 112,386,000 | $ 151,000 | $ 90,500 |
| AMARILLO, TX | 744 | $ 110,673,000 | $ 148,000 | $ 91,000 |
| MACON, GA | 743 | $ 98,978,000 | $ 133,000 | $ 69,000 |
| MADERA-CHOWCHILLA, CA | 743 | $ 124,243,000 | $ 167,000 | $ 91,000 |
| ERIE, PA | 737 | $ 94,551,000 | $ 128,000 | $ 84,000 |
| BLOOMINGTON-NORMAL, IL | 735 | $ 115,528,000 | $ 157,000 | $ 103,000 |
| IOWA CITY, IA | 730 | $ 118,537,000 | $ 162,000 | $ 97,000 |
| TOPEKA, KS | 729 | $ 88,204,000 | $ 120,000 | $ 77,000 |
| WARNER ROBINS, GA | 728 | $ 116,612,000 | $ 160,000 | $ 64,000 |
| KINGSTON, NY | 713 | $ 137,470,000 | $ 192,000 | $ 114,000 |
| JOHNSTOWN, PA | 712 | $ 78,126,000 | $ 109,000 | $ 71,000 |
| EVANSVILLE, IN-KY | 699 | $ 94,232,000 | $ 121,500 | $ 67,500 |
| ROCKFORD, IL | 697 | $ 91,559,000 | $ 131,000 | $ 79,000 |
| CASPER, WY | 680 | $ 152,991,000 | $ 224,000 | $ 94,000 |
| MIDLAND, TX | 672 | $ 89,623,000 | $ 133,000 | $ 95,000 |
| LAKE CHARLES, LA | 670 | $ 92,433,000 | $ 137,000 | $ 75,000 |
| HARRISONBURG, VA | 659 | $ 120,181,000 | $ 182,000 | $ 90,000 |
| MORRISTOWN, TN | 655 | $ 89,483,000 | $ 136,000 | $ 59,000 |
| WACO, TX | 648 | $ 77,425,000 | $ 119,000 | $ 82,000 |
| LONGVIEW, WA | 645 | $ 111,407,000 | $ 172,000 | $ 75,000 |
| LEWISTON, ID-WA | 632 | $ 91,793,000 | $ 147,500 | $ 74,000 |
| EL CENTRO, CA | 629 | $ 86,050,000 | $ 136,000 | $ 72,000 |
| LAREDO, TX | 626 | $ 54,750,000 | $ 87,000 | $ 63,000 |
| HOLLAND-GRAND HAVEN, MI | 623 | $ 91,369,000 | $ 146,000 | $ 83,000 |
| JOPLIN, MO | 619 | $ 73,868,000 | $ 119,000 | $ 68,000 |
| VICTORIA, TX | 616 | $ 70,213,000 | $ 113,000 | $ 86,000 |
| FLINT, MI | 611 | $ 72,794,000 | $ 119,000 | $ 67,000 |
| ROCKY MOUNT, NC | 601 | $ 80,229,000 | $ 133,000 | $ 74,000 |
| DOTHAN, AL | 591 | $ 72,772,000 | $ 123,000 | $ 69,000 |
| JOHNSON CITY, TN | 577 | $ 92,731,000 | $ 160,000 | $ 80,000 |
| FARMINGTON, NM | 572 | $ 84,435,000 | $ 147,000 | $ 81,000 |
| PASCAGOULA, MS | 572 | $ 104,479,000 | $ 182,000 | $ 89,000 |
| LAWRENCE, KS | 542 | $ 90,970,000 | $ 167,000 | $ 99,000 |
| BINGHAMTON, NY | 533 | $ 55,631,000 | $ 104,000 | $ 77,000 |
| JACKSON, TN | 528 | $ 64,325,000 | $ 121,000 | $ 67,000 |
| COLUMBIA, MO | 524 | $ 89,638,000 | $ 171,000 | $ 87,000 |
| NILES-BENTON HARBOR, MI | 524 | $ 100,546,000 | $ 191,000 | $ 124,000 |
| SAN ANGELO, TX | 522 | $ 51,627,000 | $ 98,000 | $ 72,000 |
| CHARLESTON, WV | 516 | $ 76,909,000 | $ 149,000 | $ 85,000 |
| WICHITA FALLS, TX | 513 | $ 47,025,000 | $ 91,000 | $ 67,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 512 | $ 83,647,000 | $ 163,000 | $ 80,000 |
| SPRINGFIELD, OH | 499 | $ 54,539,000 | $ 109,000 | $ 64,000 |
| POCATELLO, ID | 497 | $ 64,742,000 | $ 130,000 | $ 74,000 |
| HANFORD-CORCORAN, CA | 494 | $ 81,980,000 | $ 165,000 | $ 78,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 494 | $ 60,773,000 | $ 123,500 | $ 66,000 |
| TERRE HAUTE, IN | 490 | $ 60,941,000 | $ 124,000 | $ 65,000 |
| CHAMPAIGN-URBANA, IL | 489 | $ 69,287,000 | $ 141,000 | $ 85,000 |
| WILLIAMSPORT, PA | 478 | $ 62,175,000 | $ 130,000 | $ 73,000 |
| FLORENCE-MUSCLE SHOALS, AL | 473 | $ 61,427,000 | $ 129,000 | $ 79,000 |
| BANGOR, ME | 466 | $ 59,946,000 | $ 128,000 | $ 75,000 |
| DALTON, GA | 466 | $ 50,543,000 | $ 108,000 | $ 67,000 |
| ELKHART-GOSHEN, IN | 466 | $ 54,093,000 | $ 116,000 | $ 69,000 |
| ALTOONA, PA | 464 | $ 53,616,000 | $ 115,000 | $ 67,000 |
| MICHIGAN CITY-LA PORTE, IN | 464 | $ 56,385,000 | $ 121,000 | $ 75,000 |
| LAFAYETTE, IN | 462 | $ 55,381,000 | $ 119,000 | $ 76,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 449 | $ 60,575,000 | $ 116,000 | $ 72,500 |
| DECATUR, AL | 442 | $ 55,794,000 | $ 126,000 | $ 88,000 |
| HOT SPRINGS, AR | 440 | $ 60,518,000 | $ 137,000 | $ 97,000 |
| DUBUQUE, IA | 437 | $ 62,738,000 | $ 143,000 | $ 63,000 |
| TEXARKANA, TX-TEXARKANA, AR | 434 | $ 42,590,000 | $ 94,500 | $ 69,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 433 | $ 89,568,000 | $ 206,000 | $ 100,000 |
| JANESVILLE, WI | 433 | $ 56,003,000 | $ 129,000 | $ 68,000 |
| WAUSAU, WI | 431 | $ 54,313,000 | $ 126,000 | $ 69,000 |
| FORT SMITH, AR-OK | 430 | $ 52,149,000 | $ 116,000 | $ 72,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 430 | $ 50,448,000 | $ 115,666 | $ 61,666 |
| TYLER, TX | 430 | $ 64,427,000 | $ 149,000 | $ 105,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 429 | $ 62,262,000 | $ 145,000 | $ 70,000 |
| BATTLE CREEK, MI | 410 | $ 50,042,000 | $ 122,000 | $ 76,000 |
| MANHATTAN, KS | 408 | $ 57,774,000 | $ 141,000 | $ 77,000 |
| KANKAKEE-BRADLEY, IL | 405 | $ 58,788,000 | $ 145,000 | $ 67,000 |
| FOND DU LAC, WI | 402 | $ 53,125,000 | $ 132,000 | $ 71,000 |
| SPRINGFIELD, IL | 394 | $ 61,638,000 | $ 156,000 | $ 75,000 |
| ANNISTON-OXFORD, AL | 383 | $ 40,748,000 | $ 106,000 | $ 69,000 |
| GADSDEN, AL | 358 | $ 38,402,000 | $ 107,000 | $ 64,000 |
| ELIZABETHTOWN, KY | 354 | $ 63,983,000 | $ 180,000 | $ 61,000 |
| CARSON CITY, NV | 348 | $ 59,856,000 | $ 172,000 | $ 77,000 |
| BLOOMINGTON, IN | 345 | $ 46,144,000 | $ 133,000 | $ 81,000 |
| GLENS FALLS, NY | 343 | $ 59,373,000 | $ 173,000 | $ 84,000 |
| BRUNSWICK, GA | 342 | $ 71,802,000 | $ 209,000 | $ 110,000 |
| MORGANTOWN, WV | 339 | $ 50,995,000 | $ 150,000 | $ 83,000 |
| ST. JOSEPH, MO-KS | 338 | $ 42,473,000 | $ 120,500 | $ 73,500 |
| COLUMBUS, IN | 333 | $ 42,617,000 | $ 127,000 | $ 72,000 |
| JONESBORO, AR | 319 | $ 41,332,000 | $ 129,000 | $ 74,000 |
| UTICA-ROME, NY | 319 | $ 36,394,000 | $ 114,000 | $ 79,000 |
| MONROE, MI | 315 | $ 45,514,000 | $ 144,000 | $ 81,000 |
| MONROE, LA | 311 | $ 43,399,000 | $ 139,000 | $ 81,000 |
| HATTIESBURG, MS | 310 | $ 41,769,000 | $ 134,000 | $ 75,000 |
| CLEVELAND, TN | 308 | $ 43,477,000 | $ 141,000 | $ 80,000 |
| ODESSA, TX | 299 | $ 29,421,000 | $ 98,000 | $ 78,000 |
| LONGVIEW, TX | 298 | $ 35,571,000 | $ 119,000 | $ 92,000 |
| DANVILLE, VA | 287 | $ 32,665,000 | $ 113,000 | $ 64,000 |
| MUSKEGON-NORTON SHORES, MI | 273 | $ 31,401,000 | $ 115,000 | $ 70,000 |
| ALBANY, GA | 269 | $ 36,312,000 | $ 134,000 | $ 69,000 |
| SUMTER, SC | 267 | $ 31,600,000 | $ 118,000 | $ 59,000 |
| ALEXANDRIA, LA | 261 | $ 35,512,000 | $ 136,000 | $ 71,000 |
| SHERMAN-DENISON, TX | 260 | $ 36,321,000 | $ 139,000 | $ 89,000 |
| JACKSON, MI | 256 | $ 30,370,000 | $ 118,000 | $ 89,000 |
| ROME, GA | 254 | $ 32,469,000 | $ 127,000 | $ 74,000 |
| LEWISTON-AUBURN, ME | 249 | $ 32,938,000 | $ 132,000 | $ 81,000 |
| JEFFERSON CITY, MO | 248 | $ 33,583,000 | $ 135,000 | $ 69,000 |
| MANSFIELD, OH | 247 | $ 27,664,000 | $ 112,000 | $ 60,000 |
| ABILENE, TX | 243 | $ 29,497,000 | $ 121,000 | $ 83,000 |
| CUMBERLAND, MD-WV | 243 | $ 28,769,000 | $ 124,000 | $ 67,500 |
| HINESVILLE-FORT STEWART, GA | 228 | $ 25,645,000 | $ 112,000 | $ 60,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 225 | $ 26,301,000 | $ 116,000 | $ 70,000 |
| ANDERSON, IN | 204 | $ 20,993,000 | $ 102,000 | $ 63,000 |
| MUNCIE, IN | 204 | $ 20,291,000 | $ 99,000 | $ 68,000 |
| LAWTON, OK | 197 | $ 31,867,000 | $ 161,000 | $ 55,000 |
| PINE BLUFF, AR | 174 | $ 23,012,000 | $ 132,000 | $ 69,000 |
| ELMIRA, NY | 169 | $ 20,446,000 | $ 120,000 | $ 83,000 |
| PITTSFIELD, MA | 162 | $ 38,746,000 | $ 239,000 | $ 185,000 |
| DECATUR, IL | 156 | $ 18,734,000 | $ 120,000 | $ 79,000 |
| KOKOMO, IN | 149 | $ 14,781,000 | $ 99,000 | $ 59,000 |
| BOWLING GREEN, KY | 147 | $ 21,110,000 | $ 143,000 | $ 69,000 |
| SANDUSKY, OH | 144 | $ 19,193,000 | $ 133,000 | $ 92,000 |
| OWENSBORO, KY | 136 | $ 16,765,000 | $ 123,000 | $ 66,000 |
| BAY CITY, MI | 134 | $ 13,786,000 | $ 102,000 | $ 63,000 |
| LIMA, OH | 131 | $ 15,007,000 | $ 114,000 | $ 62,000 |
| WHEELING, WV-OH | 127 | $ 14,108,000 | $ 112,000 | $ 74,000 |
| DANVILLE, IL | 125 | $ 11,379,000 | $ 91,000 | $ 70,000 |
| ITHACA, NY | 97 | $ 15,257,000 | $ 157,000 | $ 91,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 83 | $ 7,199,000 | $ 86,500 | $ 65,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,307,571 | $293,467,105,000 | $224,000 | $99,999,000 | $112,000 | $9,999,000 |
| Home Purchase | 434,875 | $100,856,201,000 | $231,000 | $99,999,000 | $103,000 | $9,999,000 |
| Home Improvement | 96,330 | $9,286,262,000 | $96,000 | $87,300,000 | $81,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,273,353 | $271,781,944,000 | $213,000 | $20,000,000 | $111,000 | $9,999,000 |
| Not Provided | 214,426 | $50,664,725,000 | $236,000 | $16,000,000 | $120,000 | $9,999,000 |
| Hispanic | 128,324 | $22,341,319,000 | $174,000 | $10,500,000 | $75,000 | $9,999,000 |
| Asian | 109,328 | $32,756,920,000 | $299,000 | $9,000,000 | $128,000 | $9,999,000 |
| Black or African American | 94,952 | $15,194,352,000 | $160,000 | $15,000,000 | $68,000 | $4,800,000 |
| American Indian or Alaskan Native | 7,078 | $1,070,305,000 | $151,000 | $2,000,000 | $85,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 5,890 | $1,386,995,000 | $235,000 | $2,780,000 | $96,000 | $1,445,000 |
| Not applicable | 5,425 | $8,413,008,000 | $1,550,000 | $99,999,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,378,034 | $316,841,460,000 | $229,000 | $99,999,000 | $126,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 385,096 | $71,232,141,000 | $184,000 | $99,999,000 | $59,000 | $3,900,000 |
| VA-guaranteed (Veterans Administration) | 69,293 | $14,657,885,000 | $211,000 | $1,500,000 | $43,000 | $1,368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6,353 | $878,082,000 | $138,000 | $561,000 | $46,000 | $1,162,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,040,228 | $237,333,682,000 | $228,000 | $99,999,000 | $115,000 | $9,999,000 |
| Application Denied By Financial Institution | 346,769 | $65,127,266,000 | $187,000 | $99,999,000 | $93,000 | $9,999,000 |
| Application Withdrawn By Applicant | 248,927 | $58,137,850,000 | $233,000 | $99,999,000 | $107,000 | $9,999,000 |
| Application Approved But Not Accepted | 153,164 | $31,681,821,000 | $206,000 | $7,000,000 | $104,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 22,831 | $4,299,058,000 | $188,000 | $4,550,000 | $72,000 | $5,554,000 |
| Loan Purchased By The Institution | 14,027 | $4,298,674,000 | $306,000 | $36,270,000 | $71,000 | $3,507,000 |
| File Closed For Incompleteness | 11,134 | $2,299,598,000 | $206,000 | $7,000,000 | $116,000 | $8,400,000 |
| Preapproval Approved but not Accepted | 1,696 | $431,619,000 | $254,000 | $1,200,000 | $123,000 | $2,000,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 88,469 | $16,303,402,000 | $184,000 | $99,999,000 | $106,000 | $9,999,000 |
| Debt-To-Income Ratio | 77,310 | $16,287,385,000 | $210,000 | $27,500,000 | $68,000 | $9,999,000 |
| Collateral | 75,008 | $16,250,713,000 | $216,000 | $24,097,000 | $111,000 | $9,999,000 |
| Credit History | 72,126 | $7,751,792,000 | $107,000 | $84,500,000 | $67,000 | $9,999,000 |
| Credit Application Incomplete | 32,631 | $7,373,893,000 | $225,000 | $6,700,000 | $112,000 | $4,800,000 |
| Unverifiable Information | 9,003 | $1,991,706,000 | $221,000 | $13,756,000 | $105,000 | $4,306,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8,029 | $2,121,001,000 | $264,000 | $12,935,000 | $108,000 | $3,000,000 |
| Employment History | 6,577 | $1,235,149,000 | $187,000 | $1,807,000 | $82,000 | $9,999,000 |
| Mortgage Insurance Denied | 447 | $111,283,000 | $248,000 | $15,449,000 | $93,000 | $660,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.