Watermark Capital, Inc. Mortgage Lending & HMDA Data, 2021
In 2021, Watermark Capital, Inc. of Irvine, CA reported 10,855 mortgage applications totaling $3.9 billion, up 1% from 2020. The average application was for $355,610, and applicants reported an average income of $139,171. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,272), Phoenix-Mesa-Scottsdale, AZ (1,252) and Anaheim-Santa Ana-Irvine, CA (652) (applications in parentheses).
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 10,855 |
| Total Mortgage Loan Application Amount | $3,860,155,000 |
| Average Mortgage Loan Application Amount | $355,610 |
| Highest Mortgage Loan Application Amount | $3,725,000 |
| Average Applicant Income | $139,171 |
| Highest Applicant Income | $8,013,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Watermark Capital, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,272 | $ 624,520,000 | $ 490,974 | $ 158,000 |
| Maricopa, Arizona | 1,191 | $ 394,385,000 | $ 331,137 | $ 134,000 |
| Orange, California | 652 | $ 321,900,000 | $ 493,711 | $ 167,000 |
| San Diego, California | 448 | $ 187,500,000 | $ 418,526 | $ 143,000 |
| Riverside, California | 340 | $ 109,810,000 | $ 322,970 | $ 127,000 |
| San Bernardino, California | 284 | $ 88,920,000 | $ 313,098 | $ 118,000 |
| Clark, Nevada | 246 | $ 72,280,000 | $ 293,821 | $ 110,000 |
| Sacramento, California | 238 | $ 67,120,000 | $ 282,016 | $ 115,000 |
| Santa Clara, California | 195 | $ 99,715,000 | $ 511,358 | $ 183,000 |
| Alameda, California | 177 | $ 83,395,000 | $ 471,158 | $ 180,000 |
| Contra Costa, California | 164 | $ 75,640,000 | $ 461,219 | $ 164,000 |
| Ventura, California | 154 | $ 68,280,000 | $ 443,376 | $ 156,000 |
| Dallas, Texas | 148 | $ 75,250,000 | $ 508,445 | $ 208,000 |
| Tarrant, Texas | 146 | $ 51,040,000 | $ 349,589 | $ 183,000 |
| Middlesex, Massachusetts | 133 | $ 48,885,000 | $ 367,556 | $ 154,000 |
| Pima, Arizona | 118 | $ 28,440,000 | $ 241,016 | $ 99,000 |
| Fresno, California | 108 | $ 27,490,000 | $ 254,537 | $ 101,000 |
| Kern, California | 103 | $ 26,175,000 | $ 254,126 | $ 101,000 |
| San Joaquin, California | 94 | $ 31,760,000 | $ 337,872 | $ 128,000 |
| Harris, Texas | 92 | $ 33,550,000 | $ 364,673 | $ 165,000 |
| Placer, California | 89 | $ 28,305,000 | $ 318,033 | $ 124,000 |
| Norfolk, Massachusetts | 73 | $ 27,625,000 | $ 378,424 | $ 164,000 |
| King, Washington | 73 | $ 30,005,000 | $ 411,027 | $ 150,000 |
| Fairfield, Connecticut | 69 | $ 24,935,000 | $ 361,376 | $ 166,000 |
| Hartford, Connecticut | 66 | $ 16,620,000 | $ 251,818 | $ 118,000 |
| San Francisco, California | 65 | $ 37,735,000 | $ 580,538 | $ 196,000 |
| Pinal, Arizona | 61 | $ 16,845,000 | $ 276,147 | $ 93,000 |
| Washoe, Nevada | 60 | $ 18,570,000 | $ 309,500 | $ 150,000 |
| Wake, North Carolina | 60 | $ 15,960,000 | $ 266,000 | $ 140,000 |
| Sonoma, California | 59 | $ 22,975,000 | $ 389,406 | $ 143,000 |
| Essex, Massachusetts | 55 | $ 20,465,000 | $ 372,090 | $ 161,000 |
| San Luis Obispo, California | 53 | $ 20,815,000 | $ 392,735 | $ 149,000 |
| San Mateo, California | 53 | $ 31,065,000 | $ 586,132 | $ 205,000 |
| Worcester, Massachusetts | 51 | $ 14,275,000 | $ 279,901 | $ 136,000 |
| El Dorado, California | 50 | $ 17,500,000 | $ 350,000 | $ 131,000 |
| Oklahoma, Oklahoma | 47 | $ 9,655,000 | $ 205,425 | $ 132,000 |
| Denton, Texas | 47 | $ 14,025,000 | $ 298,404 | $ 152,000 |
| Stanislaus, California | 46 | $ 12,350,000 | $ 268,478 | $ 104,000 |
| New Haven, Connecticut | 46 | $ 10,360,000 | $ 225,217 | $ 124,000 |
| Salt Lake, Utah | 46 | $ 13,540,000 | $ 294,347 | $ 115,000 |
| Collin, Texas | 45 | $ 14,695,000 | $ 326,555 | $ 141,000 |
| Ada, Idaho | 42 | $ 14,730,000 | $ 350,714 | $ 120,000 |
| Williamson, Tennessee | 42 | $ 17,150,000 | $ 408,333 | $ 147,000 |
| Santa Barbara, California | 41 | $ 19,975,000 | $ 487,195 | $ 158,000 |
| Plymouth, Massachusetts | 41 | $ 12,765,000 | $ 311,341 | $ 127,000 |
| Fairfax, Virginia | 40 | $ 16,950,000 | $ 423,750 | $ 182,000 |
| Solano, California | 38 | $ 13,120,000 | $ 345,263 | $ 143,000 |
| Travis, Texas | 36 | $ 12,150,000 | $ 337,500 | $ 165,000 |
| Yavapai, Arizona | 35 | $ 11,315,000 | $ 323,285 | $ 100,000 |
| Tulare, California | 35 | $ 8,835,000 | $ 252,428 | $ 136,000 |
| Williamson, Texas | 33 | $ 8,695,000 | $ 263,484 | $ 133,000 |
| Loudoun, Virginia | 33 | $ 14,815,000 | $ 448,939 | $ 166,000 |
| Nevada, California | 32 | $ 11,100,000 | $ 346,875 | $ 129,000 |
| Marin, California | 31 | $ 14,175,000 | $ 457,258 | $ 155,000 |
| Santa Cruz, California | 31 | $ 13,645,000 | $ 440,161 | $ 134,000 |
| Davidson, Tennessee | 31 | $ 9,285,000 | $ 299,516 | $ 109,000 |
| Monterey, California | 30 | $ 9,620,000 | $ 320,666 | $ 118,000 |
| Hillsborough, Florida | 30 | $ 6,840,000 | $ 228,000 | $ 97,000 |
| Utah, Utah | 30 | $ 9,290,000 | $ 309,666 | $ 158,000 |
| Bristol, Massachusetts | 29 | $ 8,515,000 | $ 293,620 | $ 156,000 |
| Multnomah, Oregon | 29 | $ 8,615,000 | $ 297,068 | $ 119,000 |
| Bexar, Texas | 28 | $ 6,510,000 | $ 232,500 | $ 136,000 |
| Fort Bend, Texas | 28 | $ 7,790,000 | $ 278,214 | $ 147,000 |
| Mohave, Arizona | 27 | $ 7,005,000 | $ 259,444 | $ 105,000 |
| Jefferson, Colorado | 27 | $ 8,825,000 | $ 326,851 | $ 120,000 |
| Suffolk, Massachusetts | 26 | $ 11,710,000 | $ 450,384 | $ 169,000 |
| Montgomery, Maryland | 25 | $ 10,305,000 | $ 412,200 | $ 156,000 |
| Hennepin, Minnesota | 25 | $ 6,135,000 | $ 245,400 | $ 141,000 |
| Butte, California | 24 | $ 5,560,000 | $ 231,666 | $ 85,000 |
| Yolo, California | 23 | $ 7,575,000 | $ 329,347 | $ 123,000 |
| Montgomery, Texas | 23 | $ 6,815,000 | $ 296,304 | $ 135,000 |
| Snohomish, Washington | 23 | $ 8,575,000 | $ 372,826 | $ 127,000 |
| Mecklenburg, North Carolina | 22 | $ 5,270,000 | $ 239,545 | $ 127,000 |
| Cleveland, Oklahoma | 22 | $ 4,750,000 | $ 215,909 | $ 117,000 |
| Coconino, Arizona | 21 | $ 6,435,000 | $ 306,428 | $ 160,000 |
| Bernalillo, New Mexico | 21 | $ 3,935,000 | $ 187,380 | $ 111,000 |
| Montgomery, Pennsylvania | 21 | $ 5,205,000 | $ 247,857 | $ 121,000 |
| Gwinnett, Georgia | 20 | $ 3,680,000 | $ 184,000 | $ 99,000 |
| Hamilton, Indiana | 20 | $ 4,960,000 | $ 248,000 | $ 165,000 |
| Washington, Oregon | 20 | $ 5,670,000 | $ 283,500 | $ 117,000 |
| Rutherford, Tennessee | 20 | $ 4,920,000 | $ 246,000 | $ 101,000 |
| Shelby, Tennessee | 20 | $ 4,420,000 | $ 221,000 | $ 110,000 |
| Davis, Utah | 20 | $ 5,170,000 | $ 258,500 | $ 95,000 |
| Tulsa, Oklahoma | 19 | $ 3,825,000 | $ 201,315 | $ 103,000 |
| Clark, Washington | 19 | $ 5,455,000 | $ 287,105 | $ 134,000 |
| Shasta, California | 18 | $ 4,220,000 | $ 234,444 | $ 85,000 |
| Broward, Florida | 18 | $ 4,520,000 | $ 251,111 | $ 133,000 |
| Frederick, Maryland | 18 | $ 4,600,000 | $ 255,555 | $ 129,000 |
| Barnstable, Massachusetts | 18 | $ 5,310,000 | $ 295,000 | $ 168,000 |
| Hampden, Massachusetts | 18 | $ 3,970,000 | $ 220,555 | $ 111,000 |
| Spokane, Washington | 18 | $ 4,770,000 | $ 265,000 | $ 132,000 |
| Duval, Florida | 17 | $ 3,815,000 | $ 224,411 | $ 105,000 |
| Fulton, Georgia | 17 | $ 6,045,000 | $ 355,588 | $ 158,000 |
| Baltimore, Maryland | 17 | $ 4,155,000 | $ 244,411 | $ 107,000 |
| Waukesha, Wisconsin | 17 | $ 5,035,000 | $ 296,176 | $ 117,000 |
| Miami-Dade, Florida | 16 | $ 5,040,000 | $ 315,000 | $ 153,000 |
| Anne Arundel, Maryland | 16 | $ 5,110,000 | $ 319,375 | $ 154,000 |
| Parker, Texas | 16 | $ 5,330,000 | $ 333,125 | $ 118,000 |
| Pierce, Washington | 16 | $ 4,560,000 | $ 285,000 | $ 99,000 |
| Palm Beach, Florida | 15 | $ 4,655,000 | $ 310,333 | $ 111,000 |
| Pinellas, Florida | 15 | $ 3,795,000 | $ 253,000 | $ 99,000 |
| Prince George's, Maryland | 15 | $ 5,375,000 | $ 358,333 | $ 123,000 |
| Allegheny, Pennsylvania | 15 | $ 2,385,000 | $ 159,000 | $ 89,000 |
| Washington, Utah | 15 | $ 4,965,000 | $ 331,000 | $ 151,000 |
| Milwaukee, Wisconsin | 15 | $ 2,435,000 | $ 162,333 | $ 108,000 |
| Seminole, Florida | 14 | $ 2,930,000 | $ 209,285 | $ 161,000 |
| Burlington, New Jersey | 14 | $ 2,620,000 | $ 187,142 | $ 109,000 |
| Clackamas, Oregon | 14 | $ 3,880,000 | $ 277,142 | $ 139,000 |
| Navajo, Arizona | 13 | $ 4,185,000 | $ 321,923 | $ 178,000 |
| Merced, California | 13 | $ 3,035,000 | $ 233,461 | $ 148,000 |
| Middlesex, Connecticut | 13 | $ 2,735,000 | $ 210,384 | $ 109,000 |
| New London, Connecticut | 13 | $ 3,675,000 | $ 282,692 | $ 141,000 |
| Marion, Indiana | 13 | $ 2,245,000 | $ 172,692 | $ 97,000 |
| Bergen, New Jersey | 13 | $ 6,055,000 | $ 465,769 | $ 174,000 |
| Prince William, Virginia | 13 | $ 4,545,000 | $ 349,615 | $ 133,000 |
| Madera, California | 12 | $ 2,580,000 | $ 215,000 | $ 160,000 |
| Denver, Colorado | 12 | $ 5,880,000 | $ 490,000 | $ 213,000 |
| El Paso, Colorado | 12 | $ 3,240,000 | $ 270,000 | $ 82,000 |
| Tolland, Connecticut | 12 | $ 1,980,000 | $ 165,000 | $ 84,000 |
| Oakland, Michigan | 12 | $ 2,940,000 | $ 245,000 | $ 128,000 |
| Bucks, Pennsylvania | 12 | $ 3,570,000 | $ 297,500 | $ 114,000 |
| Weber, Utah | 12 | $ 3,650,000 | $ 304,166 | $ 109,000 |
| Chesterfield, Virginia | 12 | $ 3,290,000 | $ 274,166 | $ 114,000 |
| Arapahoe, Colorado | 11 | $ 3,635,000 | $ 330,454 | $ 111,000 |
| Douglas, Colorado | 11 | $ 3,985,000 | $ 362,272 | $ 142,000 |
| Howard, Maryland | 11 | $ 3,165,000 | $ 287,727 | $ 140,000 |
| Essex, New Jersey | 11 | $ 3,455,000 | $ 314,090 | $ 146,000 |
| Union, North Carolina | 11 | $ 2,885,000 | $ 262,272 | $ 139,000 |
| El Paso, Texas | 11 | $ 1,885,000 | $ 171,363 | $ 97,000 |
| Thurston, Washington | 11 | $ 2,255,000 | $ 205,000 | $ 109,000 |
| Imperial, California | 10 | $ 2,040,000 | $ 204,000 | $ 89,000 |
| Adams, Colorado | 10 | $ 2,890,000 | $ 289,000 | $ 107,000 |
| Litchfield, Connecticut | 10 | $ 2,800,000 | $ 280,000 | $ 121,000 |
| Cobb, Georgia | 10 | $ 2,010,000 | $ 201,000 | $ 154,000 |
| Hampshire, Massachusetts | 10 | $ 2,850,000 | $ 285,000 | $ 133,000 |
| Buncombe, North Carolina | 10 | $ 2,700,000 | $ 270,000 | $ 104,000 |
| Guilford, North Carolina | 10 | $ 1,890,000 | $ 189,000 | $ 106,000 |
| Deschutes, Oregon | 10 | $ 3,100,000 | $ 310,000 | $ 90,000 |
| Chester, Pennsylvania | 10 | $ 2,940,000 | $ 294,000 | $ 155,000 |
| Delaware, Pennsylvania | 10 | $ 2,360,000 | $ 236,000 | $ 152,000 |
| Hamilton, Tennessee | 10 | $ 1,860,000 | $ 186,000 | $ 89,000 |
| Alexandria, Virginia | 10 | $ 4,520,000 | $ 452,000 | $ 292,000 |
| Henrico, Virginia | 10 | $ 2,400,000 | $ 240,000 | $ 115,000 |
| Yuma, Arizona | 9 | $ 1,655,000 | $ 183,888 | $ 92,000 |
| Humboldt, California | 9 | $ 2,085,000 | $ 231,666 | $ 95,000 |
| Tuolumne, California | 9 | $ 2,015,000 | $ 223,888 | $ 101,000 |
| Larimer, Colorado | 9 | $ 2,375,000 | $ 263,888 | $ 129,000 |
| Brevard, Florida | 9 | $ 1,825,000 | $ 202,777 | $ 61,000 |
| Orange, Florida | 9 | $ 2,215,000 | $ 246,111 | $ 99,000 |
| Volusia, Florida | 9 | $ 2,295,000 | $ 255,000 | $ 96,000 |
| DeKalb, Georgia | 9 | $ 1,815,000 | $ 201,666 | $ 82,000 |
| Wayne, Michigan | 9 | $ 1,775,000 | $ 197,222 | $ 92,000 |
| Anoka, Minnesota | 9 | $ 1,715,000 | $ 190,555 | $ 85,000 |
| Camden, New Jersey | 9 | $ 1,805,000 | $ 200,555 | $ 133,000 |
| Middlesex, New Jersey | 9 | $ 2,395,000 | $ 266,111 | $ 131,000 |
| Union, New Jersey | 9 | $ 3,025,000 | $ 336,111 | $ 130,000 |
| Bell, Texas | 9 | $ 2,035,000 | $ 226,111 | $ 92,000 |
| Arlington, Virginia | 9 | $ 5,495,000 | $ 610,555 | $ 167,000 |
| Kitsap, Washington | 9 | $ 2,535,000 | $ 281,666 | $ 91,000 |
| Dane, Wisconsin | 9 | $ 2,415,000 | $ 268,333 | $ 135,000 |
| Napa, California | 8 | $ 4,180,000 | $ 522,500 | $ 193,000 |
| Tehama, California | 8 | $ 2,240,000 | $ 280,000 | $ 106,000 |
| Boulder, Colorado | 8 | $ 2,170,000 | $ 271,250 | $ 106,000 |
| Windham, Connecticut | 8 | $ 1,710,000 | $ 213,750 | $ 91,000 |
| Lee, Florida | 8 | $ 1,300,000 | $ 162,500 | $ 73,000 |
| Polk, Florida | 8 | $ 1,540,000 | $ 192,500 | $ 67,000 |
| Forsyth, Georgia | 8 | $ 2,200,000 | $ 275,000 | $ 131,000 |
| Carson City, Nevada | 8 | $ 2,640,000 | $ 330,000 | $ 114,000 |
| Cabarrus, North Carolina | 8 | $ 2,070,000 | $ 258,750 | $ 108,000 |
| Lane, Oregon | 8 | $ 1,920,000 | $ 240,000 | $ 145,000 |
| Philadelphia, Pennsylvania | 8 | $ 1,440,000 | $ 180,000 | $ 83,000 |
| Knox, Tennessee | 8 | $ 1,710,000 | $ 213,750 | $ 82,000 |
| Virginia Beach, Virginia | 8 | $ 1,870,000 | $ 233,750 | $ 136,000 |
| Gila, Arizona | 7 | $ 2,115,000 | $ 302,142 | $ 101,000 |
| District of Columbia, District Of Columbia | 7 | $ 2,955,000 | $ 422,142 | $ 143,000 |
| Pasco, Florida | 7 | $ 1,465,000 | $ 209,285 | $ 108,000 |
| Canyon, Idaho | 7 | $ 1,415,000 | $ 202,142 | $ 67,000 |
| Kootenai, Idaho | 7 | $ 1,595,000 | $ 227,857 | $ 50,000 |
| Cook, Illinois | 7 | $ 2,025,000 | $ 289,285 | $ 124,000 |
| Lake, Indiana | 7 | $ 1,265,000 | $ 180,714 | $ 95,000 |
| Ocean, New Jersey | 7 | $ 1,625,000 | $ 232,142 | $ 77,000 |
| Delaware, Ohio | 7 | $ 1,905,000 | $ 272,142 | $ 116,000 |
| Logan, Oklahoma | 7 | $ 1,325,000 | $ 189,285 | $ 84,000 |
| Amador, California | 6 | $ 1,230,000 | $ 205,000 | $ 153,000 |
| Calaveras, California | 6 | $ 1,570,000 | $ 261,666 | $ 114,000 |
| Kings, California | 6 | $ 1,640,000 | $ 273,333 | $ 99,000 |
| Lake, California | 6 | $ 1,240,000 | $ 206,666 | $ 106,000 |
| San Benito, California | 6 | $ 2,170,000 | $ 361,666 | $ 123,000 |
| Mesa, Colorado | 6 | $ 1,220,000 | $ 203,333 | $ 63,000 |
| Okaloosa, Florida | 6 | $ 1,740,000 | $ 290,000 | $ 116,000 |
| Osceola, Florida | 6 | $ 1,070,000 | $ 178,333 | $ 96,000 |
| Sarasota, Florida | 6 | $ 1,270,000 | $ 211,666 | $ 108,000 |
| Honolulu, Hawaii | 6 | $ 1,600,000 | $ 266,666 | $ 169,000 |
| Berkshire, Massachusetts | 6 | $ 1,290,000 | $ 215,000 | $ 103,000 |
| Macomb, Michigan | 6 | $ 960,000 | $ 160,000 | $ 120,000 |
| Douglas, Nevada | 6 | $ 1,630,000 | $ 271,666 | $ 83,000 |
| Morris, New Jersey | 6 | $ 1,540,000 | $ 256,666 | $ 187,000 |
| Somerset, New Jersey | 6 | $ 1,220,000 | $ 203,333 | $ 131,000 |
| Rogers, Oklahoma | 6 | $ 1,390,000 | $ 231,666 | $ 123,000 |
| Marion, Oregon | 6 | $ 1,530,000 | $ 255,000 | $ 148,000 |
| Lancaster, Pennsylvania | 6 | $ 1,260,000 | $ 210,000 | $ 93,000 |
| York, Pennsylvania | 6 | $ 1,260,000 | $ 210,000 | $ 115,000 |
| Charleston, South Carolina | 6 | $ 1,850,000 | $ 308,333 | $ 80,000 |
| Sumner, Tennessee | 6 | $ 1,400,000 | $ 233,333 | $ 85,000 |
| Galveston, Texas | 6 | $ 1,390,000 | $ 231,666 | $ 139,000 |
| Hays, Texas | 6 | $ 1,780,000 | $ 296,666 | $ 96,000 |
| Kaufman, Texas | 6 | $ 1,630,000 | $ 271,666 | $ 120,000 |
| Richmond City, Virginia | 6 | $ 1,290,000 | $ 215,000 | $ 124,000 |
| Cochise, Arizona | 5 | $ 975,000 | $ 195,000 | $ 134,000 |
| Clay, Florida | 5 | $ 1,665,000 | $ 333,000 | $ 85,000 |
| Cherokee, Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 79,000 |
| Porter, Indiana | 5 | $ 995,000 | $ 199,000 | $ 70,000 |
| St. Joseph, Indiana | 5 | $ 785,000 | $ 157,000 | $ 92,000 |
| Livingston, Michigan | 5 | $ 1,225,000 | $ 245,000 | $ 125,000 |
| Ramsey, Minnesota | 5 | $ 1,035,000 | $ 207,000 | $ 100,000 |
| Washington, Minnesota | 5 | $ 955,000 | $ 191,000 | $ 109,000 |
| Hudson, New Jersey | 5 | $ 1,265,000 | $ 253,000 | $ 154,000 |
| Monmouth, New Jersey | 5 | $ 1,475,000 | $ 295,000 | $ 104,000 |
| Dona Ana, New Mexico | 5 | $ 745,000 | $ 149,000 | $ 67,000 |
| Comal, Texas | 5 | $ 1,075,000 | $ 215,000 | $ 96,000 |
| Johnson, Texas | 5 | $ 965,000 | $ 193,000 | $ 150,000 |
| Nueces, Texas | 5 | $ 1,475,000 | $ 295,000 | $ 112,000 |
| Spotsylvania, Virginia | 5 | $ 1,385,000 | $ 277,000 | $ 103,000 |
| Benton, Washington | 5 | $ 1,105,000 | $ 221,000 | $ 107,000 |
| Lassen, California | 4 | $ 830,000 | $ 207,500 | $ 52,000 |
| Yuba, California | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| Summit, Colorado | 4 | $ 1,520,000 | $ 380,000 | $ 236,000 |
| Collier, Florida | 4 | $ 760,000 | $ 190,000 | $ 207,000 |
| Hernando, Florida | 4 | $ 850,000 | $ 212,500 | $ 56,000 |
| Marion, Florida | 4 | $ 1,260,000 | $ 315,000 | $ 125,000 |
| Jackson, Georgia | 4 | $ 570,000 | $ 142,500 | $ 55,000 |
| Paulding, Georgia | 4 | $ 640,000 | $ 160,000 | $ 62,000 |
| Valley, Idaho | 4 | $ 1,520,000 | $ 380,000 | $ 223,000 |
| Allen, Indiana | 4 | $ 770,000 | $ 192,500 | $ 63,000 |
| Carver, Minnesota | 4 | $ 2,140,000 | $ 535,000 | $ 129,000 |
| Chisago, Minnesota | 4 | $ 740,000 | $ 185,000 | $ 66,000 |
| Rankin, Mississippi | 4 | $ 1,140,000 | $ 285,000 | $ 110,000 |
| Passaic, New Jersey | 4 | $ 1,500,000 | $ 375,000 | $ 143,000 |
| Santa Fe, New Mexico | 4 | $ 1,170,000 | $ 292,500 | $ 66,000 |
| Catawba, North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 140,000 |
| Forsyth, North Carolina | 4 | $ 740,000 | $ 185,000 | $ 103,000 |
| Franklin, Ohio | 4 | $ 1,140,000 | $ 285,000 | $ 157,000 |
| Canadian, Oklahoma | 4 | $ 770,000 | $ 192,500 | $ 72,000 |
| Wagoner, Oklahoma | 4 | $ 810,000 | $ 202,500 | $ 75,000 |
| Josephine, Oregon | 4 | $ 730,000 | $ 182,500 | $ 542,000 |
| Greenville, South Carolina | 4 | $ 900,000 | $ 225,000 | $ 75,000 |
| Brazos, Texas | 4 | $ 820,000 | $ 205,000 | $ 91,000 |
| Ellis, Texas | 4 | $ 1,070,000 | $ 267,500 | $ 114,000 |
| Hill, Texas | 4 | $ 660,000 | $ 165,000 | $ 136,000 |
| Hood, Texas | 4 | $ 1,050,000 | $ 262,500 | $ 240,000 |
| Rockwall, Texas | 4 | $ 1,120,000 | $ 280,000 | $ 83,000 |
| Smith, Texas | 4 | $ 630,000 | $ 157,500 | $ 102,000 |
| Cache, Utah | 4 | $ 950,000 | $ 237,500 | $ 88,000 |
| Iron, Utah | 4 | $ 880,000 | $ 220,000 | $ 108,000 |
| Chesapeake, Virginia | 4 | $ 920,000 | $ 230,000 | $ 119,000 |
| Roanoke, Virginia | 4 | $ 540,000 | $ 135,000 | $ 84,000 |
| Franklin, Washington | 4 | $ 1,320,000 | $ 330,000 | $ 108,000 |
| Whatcom, Washington | 4 | $ 1,750,000 | $ 437,500 | $ 150,000 |
| Yakima, Washington | 4 | $ 620,000 | $ 155,000 | $ 129,000 |
| Racine, Wisconsin | 4 | $ 890,000 | $ 222,500 | $ 80,000 |
| Washington, Wisconsin | 4 | $ 780,000 | $ 195,000 | $ 116,000 |
| Mendocino, California | 3 | $ 875,000 | $ 291,666 | $ 90,000 |
| Siskiyou, California | 3 | $ 705,000 | $ 235,000 | $ 305,000 |
| Sutter, California | 3 | $ 785,000 | $ 261,666 | $ 117,000 |
| Eagle, Colorado | 3 | $ 1,855,000 | $ 618,333 | $ 399,000 |
| Hinsdale, Colorado | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Weld, Colorado | 3 | $ 785,000 | $ 261,666 | $ 129,000 |
| Bay, Florida | 3 | $ 645,000 | $ 215,000 | $ 101,000 |
| Escambia, Florida | 3 | $ 525,000 | $ 175,000 | $ 89,000 |
| Lake, Florida | 3 | $ 785,000 | $ 261,666 | $ 150,000 |
| Chatham, Georgia | 3 | $ 295,000 | $ 98,333 | $ 83,000 |
| Houston, Georgia | 3 | $ 425,000 | $ 141,666 | $ 104,000 |
| Newton, Georgia | 3 | $ 415,000 | $ 138,333 | $ 67,000 |
| Madison, Idaho | 3 | $ 535,000 | $ 178,333 | $ 365,000 |
| Twin Falls, Idaho | 3 | $ 875,000 | $ 291,666 | $ 82,000 |
| Baltimore City, Maryland | 3 | $ 365,000 | $ 121,666 | $ 69,000 |
| Washington, Maryland | 3 | $ 405,000 | $ 135,000 | $ 79,000 |
| Wicomico, Maryland | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Grand Traverse, Michigan | 3 | $ 695,000 | $ 231,666 | $ 59,000 |
| Washtenaw, Michigan | 3 | $ 575,000 | $ 191,666 | $ 65,000 |
| Dakota, Minnesota | 3 | $ 795,000 | $ 265,000 | $ 199,000 |
| Scott, Minnesota | 3 | $ 675,000 | $ 225,000 | $ 107,000 |
| St. Louis, Minnesota | 3 | $ 1,105,000 | $ 368,333 | $ 78,000 |
| Lyon, Nevada | 3 | $ 905,000 | $ 301,666 | $ 68,000 |
| Gloucester, New Jersey | 3 | $ 585,000 | $ 195,000 | $ 123,000 |
| Mercer, New Jersey | 3 | $ 605,000 | $ 201,666 | $ 109,000 |
| Sussex, New Jersey | 3 | $ 695,000 | $ 231,666 | $ 95,000 |
| Durham, North Carolina | 3 | $ 525,000 | $ 175,000 | $ 115,000 |
| Iredell, North Carolina | 3 | $ 555,000 | $ 185,000 | $ 72,000 |
| Lincoln, North Carolina | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| New Hanover, North Carolina | 3 | $ 905,000 | $ 301,666 | $ 135,000 |
| Pottawatomie, Oklahoma | 3 | $ 575,000 | $ 191,666 | $ 99,000 |
| Benton, Oregon | 3 | $ 485,000 | $ 161,666 | $ 76,000 |
| Jackson, Oregon | 3 | $ 845,000 | $ 281,666 | $ 69,000 |
| Dorchester, South Carolina | 3 | $ 705,000 | $ 235,000 | $ 62,000 |
| Lancaster, South Carolina | 3 | $ 685,000 | $ 228,333 | $ 94,000 |
| Lexington, South Carolina | 3 | $ 515,000 | $ 171,666 | $ 122,000 |
| Maury, Tennessee | 3 | $ 1,075,000 | $ 358,333 | $ 105,000 |
| Montgomery, Tennessee | 3 | $ 615,000 | $ 205,000 | $ 63,000 |
| Roane, Tennessee | 3 | $ 875,000 | $ 291,666 | $ 125,000 |
| Washington, Tennessee | 3 | $ 565,000 | $ 188,333 | $ 112,000 |
| Wilson, Tennessee | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| Brazoria, Texas | 3 | $ 615,000 | $ 205,000 | $ 83,000 |
| Grayson, Texas | 3 | $ 1,635,000 | $ 545,000 | $ 174,000 |
| Gregg, Texas | 3 | $ 505,000 | $ 168,333 | $ 47,000 |
| Guadalupe, Texas | 3 | $ 495,000 | $ 165,000 | $ 59,000 |
| Henderson, Texas | 3 | $ 2,045,000 | $ 681,666 | $ 226,000 |
| Hidalgo, Texas | 3 | $ 505,000 | $ 168,333 | $ 28,000 |
| Lubbock, Texas | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Medina, Texas | 3 | $ 675,000 | $ 225,000 | $ 117,000 |
| Randall, Texas | 3 | $ 625,000 | $ 208,333 | $ 130,000 |
| Tom Green, Texas | 3 | $ 785,000 | $ 261,666 | $ 76,000 |
| Waller, Texas | 3 | $ 625,000 | $ 208,333 | $ 108,000 |
| Box Elder, Utah | 3 | $ 865,000 | $ 288,333 | $ 76,000 |
| Summit, Utah | 3 | $ 1,595,000 | $ 531,666 | $ 109,000 |
| Wasatch, Utah | 3 | $ 1,365,000 | $ 455,000 | $ 234,000 |
| Albemarle, Virginia | 3 | $ 885,000 | $ 295,000 | $ 76,000 |
| Montgomery, Virginia | 3 | $ 505,000 | $ 168,333 | $ 90,000 |
| Roanoke City, Virginia | 3 | $ 665,000 | $ 221,666 | $ 176,000 |
| Stafford, Virginia | 3 | $ 905,000 | $ 301,666 | $ 89,000 |
| Chelan, Washington | 3 | $ 595,000 | $ 198,333 | $ 373,000 |
| Clallam, Washington | 3 | $ 515,000 | $ 171,666 | $ 94,000 |
| Pacific, Washington | 3 | $ 635,000 | $ 211,666 | $ 177,000 |
| Stevens, Washington | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Brown, Wisconsin | 3 | $ 535,000 | $ 178,333 | $ 102,000 |
| Eau Claire, Wisconsin | 3 | $ 685,000 | $ 228,333 | $ 113,000 |
| Outagamie, Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 176,000 |
| Baldwin, Alabama | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| Apache, Arizona | 2 | $ 610,000 | $ 305,000 | $ 201,000 |
| Mono, California | 2 | $ 800,000 | $ 400,000 | $ 139,000 |
| Plumas, California | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| La Plata, Colorado | 2 | $ 580,000 | $ 290,000 | $ 118,000 |
| Montrose, Colorado | 2 | $ 830,000 | $ 415,000 | $ 113,000 |
| Pueblo, Colorado | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| New Castle, Delaware | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Alachua, Florida | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Flagler, Florida | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Leon, Florida | 2 | $ 600,000 | $ 300,000 | $ 70,000 |
| Santa Rosa, Florida | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| St. Johns, Florida | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| St. Lucie, Florida | 2 | $ 310,000 | $ 155,000 | $ 154,000 |
| Coweta, Georgia | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Fayette, Georgia | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Gilmer, Georgia | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| Gordon, Georgia | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Harris, Georgia | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Henry, Georgia | 2 | $ 1,160,000 | $ 580,000 | $ 108,000 |
| Muscogee, Georgia | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Walker, Georgia | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Hawaii, Hawaii | 2 | $ 990,000 | $ 495,000 | $ 135,000 |
| Kauai, Hawaii | 2 | $ 1,650,000 | $ 825,000 | $ 390,000 |
| Boise, Idaho | 2 | $ 720,000 | $ 360,000 | $ 154,000 |
| Bonner, Idaho | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Bonneville, Idaho | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Latah, Idaho | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Bartholomew, Indiana | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| Hancock, Indiana | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Hendricks, Indiana | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Johnson, Indiana | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Monroe, Indiana | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Orleans, Louisiana | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| Charles, Maryland | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Harford, Maryland | 2 | $ 340,000 | $ 170,000 | $ 158,000 |
| Franklin, Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| Eaton, Michigan | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Ingham, Michigan | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Ottawa, Michigan | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| Otter Tail, Minnesota | 2 | $ 300,000 | $ 150,000 | $ 124,000 |
| Madison, Mississippi | 2 | $ 560,000 | $ 280,000 | $ 129,000 |
| Nye, Nevada | 2 | $ 390,000 | $ 195,000 | $ 130,000 |
| Atlantic, New Jersey | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Cape May, New Jersey | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Warren, New Jersey | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| Beaufort, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Chatham, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 152,000 |
| Cleveland, North Carolina | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Franklin, North Carolina | 2 | $ 590,000 | $ 295,000 | $ 41,000 |
| Henderson, North Carolina | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Orange, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Pasquotank, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Polk, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Grady, Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Columbia, Oregon | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Curry, Oregon | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Hood River, Oregon | 2 | $ 540,000 | $ 270,000 | $ 184,000 |
| Lincoln, Oregon | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Linn, Oregon | 2 | $ 640,000 | $ 320,000 | $ 78,000 |
| Berks, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 126,000 |
| Cumberland, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Lehigh, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Northampton, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Westmoreland, Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 163,000 |
| Horry, South Carolina | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Cumberland, Tennessee | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Loudon, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Rhea, Tennessee | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| Robertson, Tennessee | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Sevier, Tennessee | 2 | $ 300,000 | $ 150,000 | $ 206,000 |
| Sullivan, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Cameron, Texas | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Franklin, Texas | 2 | $ 1,040,000 | $ 520,000 | $ 585,000 |
| Harrison, Texas | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Jefferson, Texas | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Nacogdoches, Texas | 2 | $ 520,000 | $ 260,000 | $ 117,000 |
| Presidio, Texas | 2 | $ 590,000 | $ 295,000 | $ 232,000 |
| Tooele, Utah | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Bedford, Virginia | 2 | $ 510,000 | $ 255,000 | $ 30,000 |
| Newport News, Virginia | 2 | $ 340,000 | $ 170,000 | $ 88,000 |
| Norfolk, Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 108,000 |
| Rockingham, Virginia | 2 | $ 720,000 | $ 360,000 | $ 91,000 |
| Suffolk, Virginia | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| York, Virginia | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Douglas, Washington | 2 | $ 840,000 | $ 420,000 | $ 107,000 |
| Lewis, Washington | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Fond du Lac, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 182,000 |
| Kenosha, Wisconsin | 2 | $ 640,000 | $ 320,000 | $ 200,000 |
| Rock, Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| St. Croix, Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Walworth, Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Winnebago, Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| Elmore, Alabama | 1 | $ 85,000 | $ 85,000 | $ 263,000 |
| Limestone, Alabama | 1 | $ 205,000 | $ 205,000 | $ 306,000 |
| Tuscaloosa, Alabama | 1 | $ 325,000 | $ 325,000 | $ 47,000 |
| La Paz, Arizona | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Santa Cruz, Arizona | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Alpine, California | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Del Norte, California | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Mariposa, California | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Archuleta, Colorado | 1 | $ 545,000 | $ 545,000 | $ 229,000 |
| Broomfield, Colorado | 1 | $ 545,000 | $ 545,000 | $ 137,000 |
| Elbert, Colorado | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Huerfano, Colorado | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Park, Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Hendry, Florida | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Manatee, Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 480,000 |
| Martin, Florida | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Sumter, Florida | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Walton, Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Barrow, Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Bartow, Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Bryan, Georgia | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Carroll, Georgia | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Coffee, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Douglas, Georgia | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Effingham, Georgia | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Glynn, Georgia | 1 | $ 195,000 | $ 195,000 | $ 263,000 |
| Habersham, Georgia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Hall, Georgia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Haralson, Georgia | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Hart, Georgia | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Lamar, Georgia | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Oconee, Georgia | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Polk, Georgia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Rockdale, Georgia | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Spalding, Georgia | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Towns, Georgia | 1 | $ 135,000 | $ 135,000 | $ 215,000 |
| Whitfield, Georgia | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Maui, Hawaii | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Bannock, Idaho | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Bear Lake, Idaho | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Bingham, Idaho | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Fremont, Idaho | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Minidoka, Idaho | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Nez Perce, Idaho | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| DuPage, Illinois | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Kane, Illinois | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Lake, Illinois | 1 | $ 185,000 | $ 185,000 | $ 145,000 |
| Madison, Illinois | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| Boone, Indiana | 1 | $ 795,000 | $ 795,000 | $ 294,000 |
| Cass, Indiana | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| DeKalb, Indiana | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Floyd, Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Franklin, Indiana | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Henry, Indiana | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Howard, Indiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| LaPorte, Indiana | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Putnam, Indiana | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Steuben, Indiana | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Tippecanoe, Indiana | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Warrick, Indiana | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Shelby, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Acadia, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Jefferson, Louisiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Tangipahoa, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Calvert, Maryland | 1 | $ 605,000 | $ 605,000 | $ 339,000 |
| Carroll, Maryland | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Cecil, Maryland | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Garrett, Maryland | 1 | $ 225,000 | $ 225,000 | $ 362,000 |
| St. Mary's, Maryland | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Dukes, Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 247,000 |
| Antrim, Michigan | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| Genesee, Michigan | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Kent, Michigan | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Lapeer, Michigan | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Leelanau, Michigan | 1 | $ 275,000 | $ 275,000 | $ 211,000 |
| Lenawee, Michigan | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Mason, Michigan | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
| Muskegon, Michigan | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| St. Clair, Michigan | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Watermark Capital, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,441 | $2,154,645,000 | $334,000 | $3,045,000 | $137,000 | $1,377,000 |
| Cash-out Refinancing | 2,607 | $893,435,000 | $342,000 | $2,605,000 | $126,000 | $2,312,000 |
| Home Purchase | 1,337 | $651,315,000 | $487,000 | $3,725,000 | $181,000 | $8,013,000 |
| Home Improvement | 470 | $160,760,000 | $342,000 | $1,285,000 | $123,000 | $651,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,265 | $2,232,715,000 | $356,000 | $3,725,000 | $140,000 | $8,013,000 |
| Not Provided | 2,167 | $739,375,000 | $341,000 | $2,005,000 | $141,000 | $1,368,000 |
| Asian | 1,245 | $493,255,000 | $396,000 | $2,665,000 | $150,000 | $1,134,000 |
| Hispanic | 846 | $285,320,000 | $337,000 | $1,445,000 | $112,000 | $564,000 |
| Black or African American | 236 | $76,720,000 | $325,000 | $1,445,000 | $116,000 | $348,000 |
| American Indian or Alaskan Native | 57 | $15,655,000 | $274,000 | $545,000 | $117,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,895,000 | $287,000 | $545,000 | $85,000 | $161,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,454 | $3,715,830,000 | $355,000 | $3,725,000 | $141,000 | $8,013,000 |
| VA-guaranteed (Veterans Administration) | 315 | $116,415,000 | $369,000 | $1,445,000 | $69,000 | $358,000 |
| FHA-insured (Federal Housing Administration) | 86 | $27,910,000 | $324,000 | $815,000 | $77,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,486 | $3,324,970,000 | $350,000 | $3,725,000 | $138,000 | $8,013,000 |
| Application Approved But Not Accepted | 781 | $291,815,000 | $373,000 | $2,505,000 | $144,000 | $2,312,000 |
| Application Denied By Financial Institution | 266 | $112,550,000 | $423,000 | $2,605,000 | $134,000 | $1,681,000 |
| Application Withdrawn By Applicant | 266 | $105,200,000 | $395,000 | $2,665,000 | $143,000 | $1,059,000 |
| File Closed For Incompleteness | 56 | $25,620,000 | $457,000 | $3,045,000 | $181,000 | $982,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,589 | $3,747,605,000 | $353,000 | $3,725,000 | $139,000 | $8,013,000 |
| Debt-To-Income Ratio | 112 | $47,390,000 | $423,000 | $1,785,000 | $97,000 | $1,681,000 |
| Other | 59 | $26,965,000 | $457,000 | $1,765,000 | $182,000 | $842,000 |
| Collateral | 29 | $9,205,000 | $317,000 | $1,005,000 | $122,000 | $365,000 |
| Unverifiable Information | 23 | $11,385,000 | $495,000 | $1,295,000 | $182,000 | $450,000 |
| Credit History | 23 | $11,595,000 | $504,000 | $2,605,000 | $143,000 | $450,000 |
| Employment History | 18 | $5,520,000 | $306,000 | $745,000 | $157,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $490,000 | $245,000 | $255,000 | $74,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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