Watermark Capital, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Sacramento, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 10,855 |
| Total Mortgage Loan Application Amount | $3,860,155,000 |
| Average Mortgage Loan Application Amount | $376,250 |
| Highest Mortgage Loan Application Amount | $3,725,000 |
| Average Applicant Income | $141,750 |
| Highest Applicant Income | $8,013,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Watermark Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Watermark Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Watermark Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Watermark Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Watermark Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Watermark Capital, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,272 | $ 624,520,000 | $ 490,000 | $ 158,000 |
| Maricopa County Arizona | 1,191 | $ 394,385,000 | $ 331,000 | $ 134,000 |
| Orange County California | 652 | $ 321,900,000 | $ 493,000 | $ 167,000 |
| San Diego County California | 448 | $ 187,500,000 | $ 418,000 | $ 143,000 |
| Riverside County California | 340 | $ 109,810,000 | $ 322,000 | $ 127,000 |
| San Bernardino County California | 284 | $ 88,920,000 | $ 313,000 | $ 118,000 |
| Clark County Nevada | 246 | $ 72,280,000 | $ 293,000 | $ 110,000 |
| Sacramento County California | 238 | $ 67,120,000 | $ 282,000 | $ 115,000 |
| Santa Clara County California | 195 | $ 99,715,000 | $ 511,000 | $ 183,000 |
| Alameda County California | 177 | $ 83,395,000 | $ 471,000 | $ 180,000 |
| Contra Costa County California | 164 | $ 75,640,000 | $ 461,000 | $ 164,000 |
| Ventura County California | 154 | $ 68,280,000 | $ 443,000 | $ 156,000 |
| Dallas County Texas | 148 | $ 75,250,000 | $ 508,000 | $ 208,000 |
| Tarrant County Texas | 146 | $ 51,040,000 | $ 349,000 | $ 183,000 |
| Middlesex County Massachusetts | 133 | $ 48,885,000 | $ 367,000 | $ 154,000 |
| Pima County Arizona | 118 | $ 28,440,000 | $ 241,000 | $ 99,000 |
| Fresno County California | 108 | $ 27,490,000 | $ 254,000 | $ 101,000 |
| Kern County California | 103 | $ 26,175,000 | $ 254,000 | $ 101,000 |
| San Joaquin County California | 94 | $ 31,760,000 | $ 337,000 | $ 128,000 |
| Harris County Texas | 92 | $ 33,550,000 | $ 364,000 | $ 165,000 |
| Placer County California | 89 | $ 28,305,000 | $ 318,000 | $ 124,000 |
| Norfolk County Massachusetts | 73 | $ 27,625,000 | $ 378,000 | $ 164,000 |
| King County Washington | 73 | $ 30,005,000 | $ 411,000 | $ 150,000 |
| Fairfield County Connecticut | 69 | $ 24,935,000 | $ 361,000 | $ 166,000 |
| Hartford County Connecticut | 66 | $ 16,620,000 | $ 251,000 | $ 118,000 |
| San Francisco County California | 65 | $ 37,735,000 | $ 580,000 | $ 196,000 |
| Pinal County Arizona | 61 | $ 16,845,000 | $ 276,000 | $ 93,000 |
| Washoe County Nevada | 60 | $ 18,570,000 | $ 309,000 | $ 150,000 |
| Wake County North Carolina | 60 | $ 15,960,000 | $ 266,000 | $ 140,000 |
| Sonoma County California | 59 | $ 22,975,000 | $ 389,000 | $ 143,000 |
| Essex County Massachusetts | 55 | $ 20,465,000 | $ 372,000 | $ 161,000 |
| San Luis Obispo County California | 53 | $ 20,815,000 | $ 392,000 | $ 149,000 |
| San Mateo County California | 53 | $ 31,065,000 | $ 586,000 | $ 205,000 |
| Worcester County Massachusetts | 51 | $ 14,275,000 | $ 279,000 | $ 136,000 |
| El Dorado County California | 50 | $ 17,500,000 | $ 350,000 | $ 131,000 |
| Oklahoma County Oklahoma | 47 | $ 9,655,000 | $ 205,000 | $ 132,000 |
| Denton County Texas | 47 | $ 14,025,000 | $ 298,000 | $ 152,000 |
| Stanislaus County California | 46 | $ 12,350,000 | $ 268,000 | $ 104,000 |
| New Haven County Connecticut | 46 | $ 10,360,000 | $ 225,000 | $ 124,000 |
| Salt Lake County Utah | 46 | $ 13,540,000 | $ 294,000 | $ 115,000 |
| Collin County Texas | 45 | $ 14,695,000 | $ 326,000 | $ 141,000 |
| Ada County Idaho | 42 | $ 14,730,000 | $ 350,000 | $ 120,000 |
| Williamson County Tennessee | 42 | $ 17,150,000 | $ 408,000 | $ 147,000 |
| Santa Barbara County California | 41 | $ 19,975,000 | $ 487,000 | $ 158,000 |
| Plymouth County Massachusetts | 41 | $ 12,765,000 | $ 311,000 | $ 127,000 |
| Fairfax County Virginia | 40 | $ 16,950,000 | $ 423,000 | $ 182,000 |
| Solano County California | 38 | $ 13,120,000 | $ 345,000 | $ 143,000 |
| Travis County Texas | 36 | $ 12,150,000 | $ 337,000 | $ 165,000 |
| Yavapai County Arizona | 35 | $ 11,315,000 | $ 323,000 | $ 100,000 |
| Tulare County California | 35 | $ 8,835,000 | $ 252,000 | $ 136,000 |
| Williamson County Texas | 33 | $ 8,695,000 | $ 263,000 | $ 133,000 |
| Loudoun County Virginia | 33 | $ 14,815,000 | $ 448,000 | $ 166,000 |
| Nevada County California | 32 | $ 11,100,000 | $ 346,000 | $ 129,000 |
| Marin County California | 31 | $ 14,175,000 | $ 457,000 | $ 155,000 |
| Santa Cruz County California | 31 | $ 13,645,000 | $ 440,000 | $ 134,000 |
| Davidson County Tennessee | 31 | $ 9,285,000 | $ 299,000 | $ 109,000 |
| Monterey County California | 30 | $ 9,620,000 | $ 320,000 | $ 118,000 |
| Hillsborough County Florida | 30 | $ 6,840,000 | $ 228,000 | $ 97,000 |
| Utah County Utah | 30 | $ 9,290,000 | $ 309,000 | $ 158,000 |
| Bristol County Massachusetts | 29 | $ 8,515,000 | $ 293,000 | $ 156,000 |
| Multnomah County Oregon | 29 | $ 8,615,000 | $ 297,000 | $ 119,000 |
| Bexar County Texas | 28 | $ 6,510,000 | $ 232,000 | $ 136,000 |
| Fort Bend County Texas | 28 | $ 7,790,000 | $ 278,000 | $ 147,000 |
| Mohave County Arizona | 27 | $ 7,005,000 | $ 259,000 | $ 105,000 |
| Jefferson County Colorado | 27 | $ 8,825,000 | $ 326,000 | $ 120,000 |
| Suffolk County Massachusetts | 26 | $ 11,710,000 | $ 450,000 | $ 169,000 |
| Montgomery County Maryland | 25 | $ 10,305,000 | $ 412,000 | $ 156,000 |
| Hennepin County Minnesota | 25 | $ 6,135,000 | $ 245,000 | $ 141,000 |
| Butte County California | 24 | $ 5,560,000 | $ 231,000 | $ 85,000 |
| Yolo County California | 23 | $ 7,575,000 | $ 329,000 | $ 123,000 |
| Montgomery County Texas | 23 | $ 6,815,000 | $ 296,000 | $ 135,000 |
| Snohomish County Washington | 23 | $ 8,575,000 | $ 372,000 | $ 127,000 |
| Mecklenburg County North Carolina | 22 | $ 5,270,000 | $ 239,000 | $ 127,000 |
| Cleveland County Oklahoma | 22 | $ 4,750,000 | $ 215,000 | $ 117,000 |
| Coconino County Arizona | 21 | $ 6,435,000 | $ 306,000 | $ 160,000 |
| Bernalillo County New Mexico | 21 | $ 3,935,000 | $ 187,000 | $ 111,000 |
| Montgomery County Pennsylvania | 21 | $ 5,205,000 | $ 247,000 | $ 121,000 |
| Gwinnett County Georgia | 20 | $ 3,680,000 | $ 184,000 | $ 99,000 |
| Hamilton County Indiana | 20 | $ 4,960,000 | $ 248,000 | $ 165,000 |
| Washington County Oregon | 20 | $ 5,670,000 | $ 283,000 | $ 117,000 |
| Rutherford County Tennessee | 20 | $ 4,920,000 | $ 246,000 | $ 101,000 |
| Shelby County Tennessee | 20 | $ 4,420,000 | $ 221,000 | $ 110,000 |
| Davis County Utah | 20 | $ 5,170,000 | $ 258,000 | $ 95,000 |
| Tulsa County Oklahoma | 19 | $ 3,825,000 | $ 201,000 | $ 103,000 |
| Clark County Washington | 19 | $ 5,455,000 | $ 287,000 | $ 134,000 |
| Shasta County California | 18 | $ 4,220,000 | $ 234,000 | $ 85,000 |
| Broward County Florida | 18 | $ 4,520,000 | $ 251,000 | $ 133,000 |
| Frederick County Maryland | 18 | $ 4,600,000 | $ 255,000 | $ 129,000 |
| Barnstable County Massachusetts | 18 | $ 5,310,000 | $ 295,000 | $ 168,000 |
| Hampden County Massachusetts | 18 | $ 3,970,000 | $ 220,000 | $ 111,000 |
| Spokane County Washington | 18 | $ 4,770,000 | $ 265,000 | $ 132,000 |
| Duval County Florida | 17 | $ 3,815,000 | $ 224,000 | $ 105,000 |
| Fulton County Georgia | 17 | $ 6,045,000 | $ 355,000 | $ 158,000 |
| Baltimore County Maryland | 17 | $ 4,155,000 | $ 244,000 | $ 107,000 |
| Waukesha County Wisconsin | 17 | $ 5,035,000 | $ 296,000 | $ 117,000 |
| Miami-Dade County Florida | 16 | $ 5,040,000 | $ 315,000 | $ 153,000 |
| Anne Arundel County Maryland | 16 | $ 5,110,000 | $ 319,000 | $ 154,000 |
| Parker County Texas | 16 | $ 5,330,000 | $ 333,000 | $ 118,000 |
| Pierce County Washington | 16 | $ 4,560,000 | $ 285,000 | $ 99,000 |
| Palm Beach County Florida | 15 | $ 4,655,000 | $ 310,000 | $ 111,000 |
| Pinellas County Florida | 15 | $ 3,795,000 | $ 253,000 | $ 99,000 |
| Prince George's County Maryland | 15 | $ 5,375,000 | $ 358,000 | $ 123,000 |
| Allegheny County Pennsylvania | 15 | $ 2,385,000 | $ 159,000 | $ 89,000 |
| Washington County Utah | 15 | $ 4,965,000 | $ 331,000 | $ 151,000 |
| Milwaukee County Wisconsin | 15 | $ 2,435,000 | $ 162,000 | $ 108,000 |
| Seminole County Florida | 14 | $ 2,930,000 | $ 209,000 | $ 161,000 |
| Burlington County New Jersey | 14 | $ 2,620,000 | $ 187,000 | $ 109,000 |
| Clackamas County Oregon | 14 | $ 3,880,000 | $ 277,000 | $ 139,000 |
| Navajo County Arizona | 13 | $ 4,185,000 | $ 321,000 | $ 178,000 |
| Merced County California | 13 | $ 3,035,000 | $ 233,000 | $ 148,000 |
| Middlesex County Connecticut | 13 | $ 2,735,000 | $ 210,000 | $ 109,000 |
| New London County Connecticut | 13 | $ 3,675,000 | $ 282,000 | $ 141,000 |
| Marion County Indiana | 13 | $ 2,245,000 | $ 172,000 | $ 97,000 |
| Bergen County New Jersey | 13 | $ 6,055,000 | $ 465,000 | $ 174,000 |
| Prince William County Virginia | 13 | $ 4,545,000 | $ 349,000 | $ 133,000 |
| Madera County California | 12 | $ 2,580,000 | $ 215,000 | $ 160,000 |
| Denver County Colorado | 12 | $ 5,880,000 | $ 490,000 | $ 213,000 |
| El Paso County Colorado | 12 | $ 3,240,000 | $ 270,000 | $ 82,000 |
| Tolland County Connecticut | 12 | $ 1,980,000 | $ 165,000 | $ 84,000 |
| Oakland County Michigan | 12 | $ 2,940,000 | $ 245,000 | $ 128,000 |
| Bucks County Pennsylvania | 12 | $ 3,570,000 | $ 297,000 | $ 114,000 |
| Weber County Utah | 12 | $ 3,650,000 | $ 304,000 | $ 109,000 |
| Chesterfield County Virginia | 12 | $ 3,290,000 | $ 274,000 | $ 114,000 |
| Arapahoe County Colorado | 11 | $ 3,635,000 | $ 330,000 | $ 111,000 |
| Douglas County Colorado | 11 | $ 3,985,000 | $ 362,000 | $ 142,000 |
| Howard County Maryland | 11 | $ 3,165,000 | $ 287,000 | $ 140,000 |
| Essex County New Jersey | 11 | $ 3,455,000 | $ 314,000 | $ 146,000 |
| Union County North Carolina | 11 | $ 2,885,000 | $ 262,000 | $ 139,000 |
| El Paso County Texas | 11 | $ 1,885,000 | $ 171,000 | $ 97,000 |
| Thurston County Washington | 11 | $ 2,255,000 | $ 205,000 | $ 109,000 |
| Imperial County California | 10 | $ 2,040,000 | $ 204,000 | $ 89,000 |
| Adams County Colorado | 10 | $ 2,890,000 | $ 289,000 | $ 107,000 |
| Litchfield County Connecticut | 10 | $ 2,800,000 | $ 280,000 | $ 121,000 |
| Cobb County Georgia | 10 | $ 2,010,000 | $ 201,000 | $ 154,000 |
| Hampshire County Massachusetts | 10 | $ 2,850,000 | $ 285,000 | $ 133,000 |
| Buncombe County North Carolina | 10 | $ 2,700,000 | $ 270,000 | $ 104,000 |
| Guilford County North Carolina | 10 | $ 1,890,000 | $ 189,000 | $ 106,000 |
| Deschutes County Oregon | 10 | $ 3,100,000 | $ 310,000 | $ 90,000 |
| Chester County Pennsylvania | 10 | $ 2,940,000 | $ 294,000 | $ 155,000 |
| Delaware County Pennsylvania | 10 | $ 2,360,000 | $ 236,000 | $ 152,000 |
| Hamilton County Tennessee | 10 | $ 1,860,000 | $ 186,000 | $ 89,000 |
| Alexandria County Virginia | 10 | $ 4,520,000 | $ 452,000 | $ 292,000 |
| Henrico County Virginia | 10 | $ 2,400,000 | $ 240,000 | $ 115,000 |
| Yuma County Arizona | 9 | $ 1,655,000 | $ 183,000 | $ 92,000 |
| Humboldt County California | 9 | $ 2,085,000 | $ 231,000 | $ 95,000 |
| Tuolumne County California | 9 | $ 2,015,000 | $ 223,000 | $ 101,000 |
| Larimer County Colorado | 9 | $ 2,375,000 | $ 263,000 | $ 129,000 |
| Brevard County Florida | 9 | $ 1,825,000 | $ 202,000 | $ 61,000 |
| Orange County Florida | 9 | $ 2,215,000 | $ 246,000 | $ 99,000 |
| Volusia County Florida | 9 | $ 2,295,000 | $ 255,000 | $ 96,000 |
| DeKalb County Georgia | 9 | $ 1,815,000 | $ 201,000 | $ 82,000 |
| Wayne County Michigan | 9 | $ 1,775,000 | $ 197,000 | $ 92,000 |
| Anoka County Minnesota | 9 | $ 1,715,000 | $ 190,000 | $ 85,000 |
| Camden County New Jersey | 9 | $ 1,805,000 | $ 200,000 | $ 133,000 |
| Middlesex County New Jersey | 9 | $ 2,395,000 | $ 266,000 | $ 131,000 |
| Union County New Jersey | 9 | $ 3,025,000 | $ 336,000 | $ 130,000 |
| Bell County Texas | 9 | $ 2,035,000 | $ 226,000 | $ 92,000 |
| Arlington County Virginia | 9 | $ 5,495,000 | $ 610,000 | $ 167,000 |
| Kitsap County Washington | 9 | $ 2,535,000 | $ 281,000 | $ 91,000 |
| Dane County Wisconsin | 9 | $ 2,415,000 | $ 268,000 | $ 135,000 |
| Napa County California | 8 | $ 4,180,000 | $ 522,000 | $ 193,000 |
| Tehama County California | 8 | $ 2,240,000 | $ 280,000 | $ 106,000 |
| Boulder County Colorado | 8 | $ 2,170,000 | $ 271,000 | $ 106,000 |
| Windham County Connecticut | 8 | $ 1,710,000 | $ 213,000 | $ 91,000 |
| Lee County Florida | 8 | $ 1,300,000 | $ 162,000 | $ 73,000 |
| Polk County Florida | 8 | $ 1,540,000 | $ 192,000 | $ 67,000 |
| Forsyth County Georgia | 8 | $ 2,200,000 | $ 275,000 | $ 131,000 |
| Carson City County Nevada | 8 | $ 2,640,000 | $ 330,000 | $ 114,000 |
| Cabarrus County North Carolina | 8 | $ 2,070,000 | $ 258,000 | $ 108,000 |
| Lane County Oregon | 8 | $ 1,920,000 | $ 240,000 | $ 145,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,440,000 | $ 180,000 | $ 83,000 |
| Knox County Tennessee | 8 | $ 1,710,000 | $ 213,000 | $ 82,000 |
| Virginia Beach County Virginia | 8 | $ 1,870,000 | $ 233,000 | $ 136,000 |
| Gila County Arizona | 7 | $ 2,115,000 | $ 302,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,955,000 | $ 422,000 | $ 143,000 |
| Pasco County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 108,000 |
| Canyon County Idaho | 7 | $ 1,415,000 | $ 202,000 | $ 67,000 |
| Kootenai County Idaho | 7 | $ 1,595,000 | $ 227,000 | $ 50,000 |
| Cook County Illinois | 7 | $ 2,025,000 | $ 289,000 | $ 124,000 |
| Lake County Indiana | 7 | $ 1,265,000 | $ 180,000 | $ 95,000 |
| Ocean County New Jersey | 7 | $ 1,625,000 | $ 232,000 | $ 77,000 |
| Delaware County Ohio | 7 | $ 1,905,000 | $ 272,000 | $ 116,000 |
| Logan County Oklahoma | 7 | $ 1,325,000 | $ 189,000 | $ 84,000 |
| Amador County California | 6 | $ 1,230,000 | $ 205,000 | $ 153,000 |
| Calaveras County California | 6 | $ 1,570,000 | $ 261,000 | $ 114,000 |
| Kings County California | 6 | $ 1,640,000 | $ 273,000 | $ 99,000 |
| Lake County California | 6 | $ 1,240,000 | $ 206,000 | $ 106,000 |
| San Benito County California | 6 | $ 2,170,000 | $ 361,000 | $ 123,000 |
| Mesa County Colorado | 6 | $ 1,220,000 | $ 203,000 | $ 63,000 |
| Okaloosa County Florida | 6 | $ 1,740,000 | $ 290,000 | $ 116,000 |
| Osceola County Florida | 6 | $ 1,070,000 | $ 178,000 | $ 96,000 |
| Sarasota County Florida | 6 | $ 1,270,000 | $ 211,000 | $ 108,000 |
| Honolulu County Hawaii | 6 | $ 1,600,000 | $ 266,000 | $ 169,000 |
| Berkshire County Massachusetts | 6 | $ 1,290,000 | $ 215,000 | $ 103,000 |
| Macomb County Michigan | 6 | $ 960,000 | $ 160,000 | $ 120,000 |
| Douglas County Nevada | 6 | $ 1,630,000 | $ 271,000 | $ 83,000 |
| Morris County New Jersey | 6 | $ 1,540,000 | $ 256,000 | $ 187,000 |
| Somerset County New Jersey | 6 | $ 1,220,000 | $ 203,000 | $ 131,000 |
| Rogers County Oklahoma | 6 | $ 1,390,000 | $ 231,000 | $ 123,000 |
| Marion County Oregon | 6 | $ 1,530,000 | $ 255,000 | $ 148,000 |
| Lancaster County Pennsylvania | 6 | $ 1,260,000 | $ 210,000 | $ 93,000 |
| York County Pennsylvania | 6 | $ 1,260,000 | $ 210,000 | $ 115,000 |
| Charleston County South Carolina | 6 | $ 1,850,000 | $ 308,000 | $ 80,000 |
| Sumner County Tennessee | 6 | $ 1,400,000 | $ 233,000 | $ 85,000 |
| Galveston County Texas | 6 | $ 1,390,000 | $ 231,000 | $ 139,000 |
| Hays County Texas | 6 | $ 1,780,000 | $ 296,000 | $ 96,000 |
| Kaufman County Texas | 6 | $ 1,630,000 | $ 271,000 | $ 120,000 |
| Richmond City County Virginia | 6 | $ 1,290,000 | $ 215,000 | $ 124,000 |
| Cochise County Arizona | 5 | $ 975,000 | $ 195,000 | $ 134,000 |
| Clay County Florida | 5 | $ 1,665,000 | $ 333,000 | $ 85,000 |
| Cherokee County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 79,000 |
| Porter County Indiana | 5 | $ 995,000 | $ 199,000 | $ 70,000 |
| St. Joseph County Indiana | 5 | $ 785,000 | $ 157,000 | $ 92,000 |
| Livingston County Michigan | 5 | $ 1,225,000 | $ 245,000 | $ 125,000 |
| Ramsey County Minnesota | 5 | $ 1,035,000 | $ 207,000 | $ 100,000 |
| Washington County Minnesota | 5 | $ 955,000 | $ 191,000 | $ 109,000 |
| Hudson County New Jersey | 5 | $ 1,265,000 | $ 253,000 | $ 154,000 |
| Monmouth County New Jersey | 5 | $ 1,475,000 | $ 295,000 | $ 104,000 |
| Dona Ana County New Mexico | 5 | $ 745,000 | $ 149,000 | $ 67,000 |
| Comal County Texas | 5 | $ 1,075,000 | $ 215,000 | $ 96,000 |
| Johnson County Texas | 5 | $ 965,000 | $ 193,000 | $ 150,000 |
| Nueces County Texas | 5 | $ 1,475,000 | $ 295,000 | $ 112,000 |
| Spotsylvania County Virginia | 5 | $ 1,385,000 | $ 277,000 | $ 103,000 |
| Benton County Washington | 5 | $ 1,105,000 | $ 221,000 | $ 107,000 |
| Lassen County California | 4 | $ 830,000 | $ 207,000 | $ 52,000 |
| Yuba County California | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| Summit County Colorado | 4 | $ 1,520,000 | $ 380,000 | $ 236,000 |
| Collier County Florida | 4 | $ 760,000 | $ 190,000 | $ 207,000 |
| Hernando County Florida | 4 | $ 850,000 | $ 212,000 | $ 56,000 |
| Marion County Florida | 4 | $ 1,260,000 | $ 315,000 | $ 125,000 |
| Jackson County Georgia | 4 | $ 570,000 | $ 142,000 | $ 55,000 |
| Paulding County Georgia | 4 | $ 640,000 | $ 160,000 | $ 62,000 |
| Valley County Idaho | 4 | $ 1,520,000 | $ 380,000 | $ 223,000 |
| Allen County Indiana | 4 | $ 770,000 | $ 192,000 | $ 63,000 |
| Carver County Minnesota | 4 | $ 2,140,000 | $ 535,000 | $ 129,000 |
| Chisago County Minnesota | 4 | $ 740,000 | $ 185,000 | $ 66,000 |
| Rankin County Mississippi | 4 | $ 1,140,000 | $ 285,000 | $ 110,000 |
| Passaic County New Jersey | 4 | $ 1,500,000 | $ 375,000 | $ 143,000 |
| Santa Fe County New Mexico | 4 | $ 1,170,000 | $ 292,000 | $ 66,000 |
| Catawba County North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 140,000 |
| Forsyth County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 103,000 |
| Franklin County Ohio | 4 | $ 1,140,000 | $ 285,000 | $ 157,000 |
| Canadian County Oklahoma | 4 | $ 770,000 | $ 192,000 | $ 72,000 |
| Wagoner County Oklahoma | 4 | $ 810,000 | $ 202,000 | $ 75,000 |
| Josephine County Oregon | 4 | $ 730,000 | $ 182,000 | $ 542,000 |
| Greenville County South Carolina | 4 | $ 900,000 | $ 225,000 | $ 75,000 |
| Brazos County Texas | 4 | $ 820,000 | $ 205,000 | $ 91,000 |
| Ellis County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 114,000 |
| Hill County Texas | 4 | $ 660,000 | $ 165,000 | $ 136,000 |
| Hood County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 240,000 |
| Rockwall County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 83,000 |
| Smith County Texas | 4 | $ 630,000 | $ 157,000 | $ 102,000 |
| Cache County Utah | 4 | $ 950,000 | $ 237,000 | $ 88,000 |
| Iron County Utah | 4 | $ 880,000 | $ 220,000 | $ 108,000 |
| Chesapeake County Virginia | 4 | $ 920,000 | $ 230,000 | $ 119,000 |
| Roanoke County Virginia | 4 | $ 540,000 | $ 135,000 | $ 84,000 |
| Franklin County Washington | 4 | $ 1,320,000 | $ 330,000 | $ 108,000 |
| Whatcom County Washington | 4 | $ 1,750,000 | $ 437,000 | $ 150,000 |
| Yakima County Washington | 4 | $ 620,000 | $ 155,000 | $ 129,000 |
| Racine County Wisconsin | 4 | $ 890,000 | $ 222,000 | $ 80,000 |
| Washington County Wisconsin | 4 | $ 780,000 | $ 195,000 | $ 116,000 |
| Mendocino County California | 3 | $ 875,000 | $ 291,000 | $ 90,000 |
| Siskiyou County California | 3 | $ 705,000 | $ 235,000 | $ 305,000 |
| Sutter County California | 3 | $ 785,000 | $ 261,000 | $ 117,000 |
| Eagle County Colorado | 3 | $ 1,855,000 | $ 618,000 | $ 399,000 |
| Hinsdale County Colorado | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Weld County Colorado | 3 | $ 785,000 | $ 261,000 | $ 129,000 |
| Bay County Florida | 3 | $ 645,000 | $ 215,000 | $ 101,000 |
| Escambia County Florida | 3 | $ 525,000 | $ 175,000 | $ 89,000 |
| Lake County Florida | 3 | $ 785,000 | $ 261,000 | $ 150,000 |
| Chatham County Georgia | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Houston County Georgia | 3 | $ 425,000 | $ 141,000 | $ 104,000 |
| Newton County Georgia | 3 | $ 415,000 | $ 138,000 | $ 67,000 |
| Madison County Idaho | 3 | $ 535,000 | $ 178,000 | $ 365,000 |
| Twin Falls County Idaho | 3 | $ 875,000 | $ 291,000 | $ 82,000 |
| Baltimore City County Maryland | 3 | $ 365,000 | $ 121,000 | $ 69,000 |
| Washington County Maryland | 3 | $ 405,000 | $ 135,000 | $ 79,000 |
| Wicomico County Maryland | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Grand Traverse County Michigan | 3 | $ 695,000 | $ 231,000 | $ 59,000 |
| Washtenaw County Michigan | 3 | $ 575,000 | $ 191,000 | $ 65,000 |
| Dakota County Minnesota | 3 | $ 795,000 | $ 265,000 | $ 199,000 |
| Scott County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 107,000 |
| St. Louis County Minnesota | 3 | $ 1,105,000 | $ 368,000 | $ 78,000 |
| Lyon County Nevada | 3 | $ 905,000 | $ 301,000 | $ 68,000 |
| Gloucester County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 123,000 |
| Mercer County New Jersey | 3 | $ 605,000 | $ 201,000 | $ 109,000 |
| Sussex County New Jersey | 3 | $ 695,000 | $ 231,000 | $ 95,000 |
| Durham County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 115,000 |
| Iredell County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 72,000 |
| Lincoln County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| New Hanover County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 135,000 |
| Pottawatomie County Oklahoma | 3 | $ 575,000 | $ 191,000 | $ 99,000 |
| Benton County Oregon | 3 | $ 485,000 | $ 161,000 | $ 76,000 |
| Jackson County Oregon | 3 | $ 845,000 | $ 281,000 | $ 69,000 |
| Dorchester County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 62,000 |
| Lancaster County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| Lexington County South Carolina | 3 | $ 515,000 | $ 171,000 | $ 122,000 |
| Maury County Tennessee | 3 | $ 1,075,000 | $ 358,000 | $ 105,000 |
| Montgomery County Tennessee | 3 | $ 615,000 | $ 205,000 | $ 63,000 |
| Roane County Tennessee | 3 | $ 875,000 | $ 291,000 | $ 125,000 |
| Washington County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 112,000 |
| Wilson County Tennessee | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| Brazoria County Texas | 3 | $ 615,000 | $ 205,000 | $ 83,000 |
| Grayson County Texas | 3 | $ 1,635,000 | $ 545,000 | $ 174,000 |
| Gregg County Texas | 3 | $ 505,000 | $ 168,000 | $ 47,000 |
| Guadalupe County Texas | 3 | $ 495,000 | $ 165,000 | $ 59,000 |
| Henderson County Texas | 3 | $ 2,045,000 | $ 681,000 | $ 226,000 |
| Hidalgo County Texas | 3 | $ 505,000 | $ 168,000 | $ 28,000 |
| Lubbock County Texas | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Medina County Texas | 3 | $ 675,000 | $ 225,000 | $ 117,000 |
| Randall County Texas | 3 | $ 625,000 | $ 208,000 | $ 130,000 |
| Tom Green County Texas | 3 | $ 785,000 | $ 261,000 | $ 76,000 |
| Waller County Texas | 3 | $ 625,000 | $ 208,000 | $ 108,000 |
| Box Elder County Utah | 3 | $ 865,000 | $ 288,000 | $ 76,000 |
| Summit County Utah | 3 | $ 1,595,000 | $ 531,000 | $ 109,000 |
| Wasatch County Utah | 3 | $ 1,365,000 | $ 455,000 | $ 234,000 |
| Albemarle County Virginia | 3 | $ 885,000 | $ 295,000 | $ 76,000 |
| Montgomery County Virginia | 3 | $ 505,000 | $ 168,000 | $ 90,000 |
| Roanoke City County Virginia | 3 | $ 665,000 | $ 221,000 | $ 176,000 |
| Stafford County Virginia | 3 | $ 905,000 | $ 301,000 | $ 89,000 |
| Chelan County Washington | 3 | $ 595,000 | $ 198,000 | $ 373,000 |
| Clallam County Washington | 3 | $ 515,000 | $ 171,000 | $ 94,000 |
| Pacific County Washington | 3 | $ 635,000 | $ 211,000 | $ 177,000 |
| Stevens County Washington | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Brown County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 102,000 |
| Eau Claire County Wisconsin | 3 | $ 685,000 | $ 228,000 | $ 113,000 |
| Outagamie County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 176,000 |
| Baldwin County Alabama | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| Apache County Arizona | 2 | $ 610,000 | $ 305,000 | $ 201,000 |
| Mono County California | 2 | $ 800,000 | $ 400,000 | $ 139,000 |
| Plumas County California | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| La Plata County Colorado | 2 | $ 580,000 | $ 290,000 | $ 118,000 |
| Montrose County Colorado | 2 | $ 830,000 | $ 415,000 | $ 113,000 |
| Pueblo County Colorado | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| New Castle County Delaware | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Alachua County Florida | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Flagler County Florida | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Leon County Florida | 2 | $ 600,000 | $ 300,000 | $ 70,000 |
| Santa Rosa County Florida | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| St. Johns County Florida | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| St. Lucie County Florida | 2 | $ 310,000 | $ 155,000 | $ 154,000 |
| Coweta County Georgia | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Fayette County Georgia | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Gilmer County Georgia | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| Gordon County Georgia | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Harris County Georgia | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Henry County Georgia | 2 | $ 1,160,000 | $ 580,000 | $ 108,000 |
| Muscogee County Georgia | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Walker County Georgia | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Hawaii County Hawaii | 2 | $ 990,000 | $ 495,000 | $ 135,000 |
| Kauai County Hawaii | 2 | $ 1,650,000 | $ 825,000 | $ 390,000 |
| Boise County Idaho | 2 | $ 720,000 | $ 360,000 | $ 154,000 |
| Bonner County Idaho | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Bonneville County Idaho | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Latah County Idaho | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Bartholomew County Indiana | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| Hancock County Indiana | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Hendricks County Indiana | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Johnson County Indiana | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Monroe County Indiana | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Orleans County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| Charles County Maryland | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Harford County Maryland | 2 | $ 340,000 | $ 170,000 | $ 158,000 |
| Franklin County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| Eaton County Michigan | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Ingham County Michigan | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Ottawa County Michigan | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| Otter Tail County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 124,000 |
| Madison County Mississippi | 2 | $ 560,000 | $ 280,000 | $ 129,000 |
| Nye County Nevada | 2 | $ 390,000 | $ 195,000 | $ 130,000 |
| Atlantic County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Cape May County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Warren County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| Beaufort County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Chatham County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 152,000 |
| Cleveland County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Franklin County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 41,000 |
| Henderson County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Orange County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Pasquotank County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Polk County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Grady County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Columbia County Oregon | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Curry County Oregon | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Hood River County Oregon | 2 | $ 540,000 | $ 270,000 | $ 184,000 |
| Lincoln County Oregon | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Linn County Oregon | 2 | $ 640,000 | $ 320,000 | $ 78,000 |
| Berks County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 126,000 |
| Cumberland County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Lehigh County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Northampton County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 163,000 |
| Horry County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Cumberland County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Loudon County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Rhea County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| Robertson County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Sevier County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 206,000 |
| Sullivan County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Cameron County Texas | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Franklin County Texas | 2 | $ 1,040,000 | $ 520,000 | $ 585,000 |
| Harrison County Texas | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Jefferson County Texas | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Nacogdoches County Texas | 2 | $ 520,000 | $ 260,000 | $ 117,000 |
| Presidio County Texas | 2 | $ 590,000 | $ 295,000 | $ 232,000 |
| Tooele County Utah | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Bedford County Virginia | 2 | $ 510,000 | $ 255,000 | $ 30,000 |
| Newport News County Virginia | 2 | $ 340,000 | $ 170,000 | $ 88,000 |
| Norfolk County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 108,000 |
| Rockingham County Virginia | 2 | $ 720,000 | $ 360,000 | $ 91,000 |
| Suffolk County Virginia | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| York County Virginia | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Douglas County Washington | 2 | $ 840,000 | $ 420,000 | $ 107,000 |
| Lewis County Washington | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Fond du Lac County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 182,000 |
| Kenosha County Wisconsin | 2 | $ 640,000 | $ 320,000 | $ 200,000 |
| Rock County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| St. Croix County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Walworth County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Winnebago County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| Elmore County Alabama | 1 | $ 85,000 | $ 85,000 | $ 263,000 |
| Limestone County Alabama | 1 | $ 205,000 | $ 205,000 | $ 306,000 |
| Tuscaloosa County Alabama | 1 | $ 325,000 | $ 325,000 | $ 47,000 |
| La Paz County Arizona | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Santa Cruz County Arizona | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Alpine County California | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Del Norte County California | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Mariposa County California | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Archuleta County Colorado | 1 | $ 545,000 | $ 545,000 | $ 229,000 |
| Broomfield County Colorado | 1 | $ 545,000 | $ 545,000 | $ 137,000 |
| Elbert County Colorado | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Huerfano County Colorado | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Park County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Hendry County Florida | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Manatee County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 480,000 |
| Martin County Florida | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Barrow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Bartow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Bryan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Carroll County Georgia | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Coffee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Douglas County Georgia | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Effingham County Georgia | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Glynn County Georgia | 1 | $ 195,000 | $ 195,000 | $ 263,000 |
| Habersham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Hall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Haralson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Hart County Georgia | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Lamar County Georgia | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Oconee County Georgia | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Polk County Georgia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Rockdale County Georgia | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Spalding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Towns County Georgia | 1 | $ 135,000 | $ 135,000 | $ 215,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Maui County Hawaii | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Bannock County Idaho | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Bear Lake County Idaho | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Bingham County Idaho | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Fremont County Idaho | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Minidoka County Idaho | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Nez Perce County Idaho | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| DuPage County Illinois | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Lake County Illinois | 1 | $ 185,000 | $ 185,000 | $ 145,000 |
| Madison County Illinois | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| Boone County Indiana | 1 | $ 795,000 | $ 795,000 | $ 294,000 |
| Cass County Indiana | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| DeKalb County Indiana | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Floyd County Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Franklin County Indiana | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Henry County Indiana | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| LaPorte County Indiana | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Putnam County Indiana | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Steuben County Indiana | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Tippecanoe County Indiana | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Warrick County Indiana | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Shelby County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Acadia County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Jefferson County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Calvert County Maryland | 1 | $ 605,000 | $ 605,000 | $ 339,000 |
| Carroll County Maryland | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Cecil County Maryland | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Garrett County Maryland | 1 | $ 225,000 | $ 225,000 | $ 362,000 |
| St. Mary's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Dukes County Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 247,000 |
| Antrim County Michigan | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| Genesee County Michigan | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Kent County Michigan | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Lapeer County Michigan | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Leelanau County Michigan | 1 | $ 275,000 | $ 275,000 | $ 211,000 |
| Lenawee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Mason County Michigan | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
| Muskegon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| St. Clair County Michigan | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,441 | $2,154,645,000 | $334,000 | $3,045,000 | $137,000 | $1,377,000 |
| Cash-out Refinancing | 2,607 | $893,435,000 | $342,000 | $2,605,000 | $126,000 | $2,312,000 |
| Home Purchase | 1,337 | $651,315,000 | $487,000 | $3,725,000 | $181,000 | $8,013,000 |
| Home Improvement | 470 | $160,760,000 | $342,000 | $1,285,000 | $123,000 | $651,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,265 | $2,232,715,000 | $356,000 | $3,725,000 | $140,000 | $8,013,000 |
| Not Provided | 2,167 | $739,375,000 | $341,000 | $2,005,000 | $141,000 | $1,368,000 |
| Asian | 1,245 | $493,255,000 | $396,000 | $2,665,000 | $150,000 | $1,134,000 |
| Hispanic | 846 | $285,320,000 | $337,000 | $1,445,000 | $112,000 | $564,000 |
| Black or African American | 236 | $76,720,000 | $325,000 | $1,445,000 | $116,000 | $348,000 |
| American Indian or Alaskan Native | 57 | $15,655,000 | $274,000 | $545,000 | $117,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,895,000 | $287,000 | $545,000 | $85,000 | $161,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,454 | $3,715,830,000 | $355,000 | $3,725,000 | $141,000 | $8,013,000 |
| VA-guaranteed (Veterans Administration) | 315 | $116,415,000 | $369,000 | $1,445,000 | $69,000 | $358,000 |
| FHA-insured (Federal Housing Administration) | 86 | $27,910,000 | $324,000 | $815,000 | $77,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,486 | $3,324,970,000 | $350,000 | $3,725,000 | $138,000 | $8,013,000 |
| Application Approved But Not Accepted | 781 | $291,815,000 | $373,000 | $2,505,000 | $144,000 | $2,312,000 |
| Application Denied By Financial Institution | 266 | $112,550,000 | $423,000 | $2,605,000 | $134,000 | $1,681,000 |
| Application Withdrawn By Applicant | 266 | $105,200,000 | $395,000 | $2,665,000 | $143,000 | $1,059,000 |
| File Closed For Incompleteness | 56 | $25,620,000 | $457,000 | $3,045,000 | $181,000 | $982,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,589 | $3,747,605,000 | $353,000 | $3,725,000 | $139,000 | $8,013,000 |
| Debt-To-Income Ratio | 112 | $47,390,000 | $423,000 | $1,785,000 | $97,000 | $1,681,000 |
| Other | 59 | $26,965,000 | $457,000 | $1,765,000 | $182,000 | $842,000 |
| Collateral | 29 | $9,205,000 | $317,000 | $1,005,000 | $122,000 | $365,000 |
| Unverifiable Information | 23 | $11,385,000 | $495,000 | $1,295,000 | $182,000 | $450,000 |
| Credit History | 23 | $11,595,000 | $504,000 | $2,605,000 | $143,000 | $450,000 |
| Employment History | 18 | $5,520,000 | $306,000 | $745,000 | $157,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $490,000 | $245,000 | $255,000 | $74,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.