Wcs Lending, LLC Mortgage Lending & HMDA Data, 2010
In 2010, Wcs Lending, LLC of Boca Raton, FL reported 4,434 mortgage applications totaling $1.1 billion. The average application was for $249,446, and applicants reported an average income of $74,129. 64% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (602), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (395) and Miami-Miami Beach-Kendall, FL (277) (applications in parentheses).
| Mortgage Company & Address | Wcs Lending, LLC 951 Yamato Road, Suite 150 Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,434 |
| Total Mortgage Loan Application Amount | $1,106,045,000 |
| Average Mortgage Loan Application Amount | $249,446 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $74,129 |
| Highest Applicant Income | $3,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wcs Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 602 | $ 239,921,000 | $ 398,539 | $ 116,621 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 395 | $ 72,087,000 | $ 182,498 | $ 58,000 |
| Miami-Miami Beach-Kendall, FL | 277 | $ 49,053,000 | $ 177,086 | $ 49,000 |
| Newark-Union, NJ-PA | 209 | $ 61,938,000 | $ 296,354 | $ 74,114 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 172 | $ 35,902,000 | $ 208,732 | $ 83,000 |
| Nassau-Suffolk, NY | 171 | $ 63,723,000 | $ 372,649 | $ 102,000 |
| Chicago-Joliet-Naperville, IL | 156 | $ 30,715,000 | $ 196,891 | $ 52,000 |
| Edison-New Brunswick, NJ | 137 | $ 44,365,000 | $ 323,832 | $ 82,000 |
| Atlanta-Sandy Springs-Marietta, GA | 127 | $ 22,833,000 | $ 179,787 | $ 50,000 |
| Philadelphia, PA | 112 | $ 24,021,000 | $ 214,473 | $ 59,000 |
| Orlando-Kissimmee-Sanford, FL | 95 | $ 13,641,000 | $ 143,589 | $ 42,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 83 | $ 24,507,000 | $ 295,265 | $ 85,843 |
| Los Angeles-Long Beach-Glendale, CA | 82 | $ 34,162,000 | $ 416,609 | $ 120,000 |
| Tampa-St. Petersburg-Clearwater, FL | 82 | $ 13,461,000 | $ 164,158 | $ 52,000 |
| Providence-New Bedford-Fall River, RI-MA | 53 | $ 11,022,000 | $ 207,962 | $ 47,150 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 53 | $ 10,961,000 | $ 206,811 | $ 45,962 |
| Albany-Schenectady-Troy, NY | 42 | $ 7,369,000 | $ 175,452 | $ 51,000 |
| Pittsburgh, PA | 41 | $ 5,860,000 | $ 142,926 | $ 48,000 |
| Riverside-San Bernardino-Ontario, CA | 38 | $ 9,975,000 | $ 262,500 | $ 79,000 |
| Warren-Troy-Farmington Hills, MI | 36 | $ 7,597,000 | $ 211,027 | $ 80,000 |
| Houston-Sugar Land-Baytown, TX | 33 | $ 4,685,000 | $ 141,969 | $ 49,000 |
| Baltimore-Towson, MD | 30 | $ 9,823,000 | $ 327,433 | $ 87,000 |
| Camden, NJ | 30 | $ 6,633,000 | $ 221,100 | $ 64,000 |
| Bethesda-Rockville-Frederick, MD | 28 | $ 10,831,000 | $ 386,821 | $ 135,000 |
| Memphis, TN-MS-AR | 27 | $ 4,072,000 | $ 150,814 | $ 47,222 |
| Dallas-Plano-Irving, TX | 26 | $ 4,458,000 | $ 171,461 | $ 70,000 |
| Scranton--Wilkes-Barre, PA | 25 | $ 3,432,000 | $ 137,280 | $ 53,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 4,693,000 | $ 195,541 | $ 64,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 4,261,000 | $ 177,541 | $ 59,000 |
| Birmingham-Hoover, AL | 23 | $ 3,612,000 | $ 157,043 | $ 49,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 5,418,000 | $ 235,565 | $ 71,000 |
| Port St. Lucie, FL | 23 | $ 2,763,000 | $ 120,130 | $ 44,000 |
| Cape Coral-Fort Myers, FL | 22 | $ 3,416,000 | $ 155,272 | $ 55,000 |
| San Diego-Carlsbad-San Marcos, CA | 22 | $ 9,875,000 | $ 448,863 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 4,372,000 | $ 208,190 | $ 54,666 |
| Boston-Quincy, MA | 21 | $ 8,278,000 | $ 394,190 | $ 125,000 |
| Denver-Aurora-Broomfield, CO | 20 | $ 4,282,000 | $ 214,100 | $ 50,000 |
| Richmond, VA | 20 | $ 4,403,000 | $ 220,150 | $ 42,000 |
| San Antonio-New Braunfels, TX | 20 | $ 3,150,000 | $ 157,500 | $ 46,000 |
| Indianapolis-Carmel, IN | 19 | $ 2,410,000 | $ 126,842 | $ 43,000 |
| Santa Ana-Anaheim-Irvine, CA | 19 | $ 8,349,000 | $ 439,421 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 19 | $ 4,974,000 | $ 261,789 | $ 88,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 8,429,000 | $ 468,277 | $ 178,000 |
| Jacksonville, FL | 18 | $ 2,916,000 | $ 162,000 | $ 66,000 |
| Wilmington, DE-MD-NJ | 18 | $ 4,019,000 | $ 223,277 | $ 72,277 |
| Tacoma, WA | 17 | $ 3,261,000 | $ 191,823 | $ 38,000 |
| New Orleans-Metairie-Kenner, LA | 16 | $ 2,575,000 | $ 160,937 | $ 43,000 |
| Oakland-Fremont-Hayward, CA | 16 | $ 6,018,000 | $ 376,125 | $ 105,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 16 | $ 3,734,000 | $ 233,375 | $ 72,000 |
| Buffalo-Niagara Falls, NY | 15 | $ 2,106,000 | $ 140,400 | $ 52,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 6,627,000 | $ 441,800 | $ 111,000 |
| Harrisburg-Carlisle, PA | 15 | $ 2,652,000 | $ 176,800 | $ 52,000 |
| Lakeland-Winter Haven, FL | 15 | $ 1,750,000 | $ 116,666 | $ 48,000 |
| Rochester, NY | 14 | $ 2,260,000 | $ 161,428 | $ 53,000 |
| Naples-Marco Island, FL | 13 | $ 2,550,000 | $ 196,153 | $ 86,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 1,781,000 | $ 137,000 | $ 50,000 |
| Phoenix-Mesa-Glendale, AZ | 13 | $ 2,221,000 | $ 170,846 | $ 48,000 |
| Baton Rouge, LA | 11 | $ 1,729,000 | $ 157,181 | $ 40,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 2,323,000 | $ 211,181 | $ 47,454 |
| Columbus, OH | 11 | $ 1,961,000 | $ 178,272 | $ 52,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 4,441,000 | $ 403,727 | $ 83,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 3,565,000 | $ 324,090 | $ 83,363 |
| Trenton-Ewing, NJ | 11 | $ 2,438,000 | $ 221,636 | $ 76,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 1,490,000 | $ 149,000 | $ 41,000 |
| Huntsville, AL | 10 | $ 1,521,000 | $ 152,100 | $ 41,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 4,811,000 | $ 481,100 | $ 114,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 9 | $ 2,424,000 | $ 269,333 | $ 114,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,006,000 | $ 111,777 | $ 49,000 |
| Fort Worth-Arlington, TX | 9 | $ 1,672,000 | $ 185,777 | $ 52,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 9 | $ 1,894,000 | $ 210,444 | $ 48,000 |
| Austin-Round Rock-San Marcos, TX | 8 | $ 2,047,000 | $ 255,875 | $ 71,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,500,000 | $ 187,500 | $ 40,000 |
| Lancaster, PA | 8 | $ 1,508,000 | $ 188,500 | $ 55,000 |
| Reading, PA | 8 | $ 1,576,000 | $ 197,000 | $ 71,000 |
| Worcester, MA | 8 | $ 2,041,000 | $ 255,125 | $ 61,000 |
| Mobile, AL | 7 | $ 840,000 | $ 120,000 | $ 45,000 |
| New Haven-Milford, CT | 7 | $ 1,696,000 | $ 242,285 | $ 39,000 |
| Peabody, MA | 7 | $ 2,475,000 | $ 353,571 | $ 85,000 |
| San Francisco-San Mateo-Redwood City, CA | 7 | $ 4,671,000 | $ 667,285 | $ 111,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 972,000 | $ 162,000 | $ 37,833 |
| Binghamton, NY | 6 | $ 1,007,000 | $ 167,833 | $ 73,000 |
| Gainesville, FL | 6 | $ 958,000 | $ 159,666 | $ 50,000 |
| Greenville-Mauldin-Easley, SC | 6 | $ 2,591,000 | $ 431,833 | $ 87,000 |
| Knoxville, TN | 6 | $ 1,195,000 | $ 199,166 | $ 120,000 |
| Montgomery, AL | 6 | $ 975,000 | $ 162,500 | $ 40,000 |
| North Port-Bradenton-Sarasota, FL | 6 | $ 2,098,000 | $ 349,666 | $ 283,000 |
| Stockton, CA | 6 | $ 1,086,000 | $ 181,000 | $ 43,000 |
| York-Hanover, PA | 6 | $ 1,108,000 | $ 184,666 | $ 73,000 |
| Anchorage, AK | 5 | $ 1,763,000 | $ 352,600 | $ 96,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,043,000 | $ 208,600 | $ 79,000 |
| Bakersfield-Delano, CA | 5 | $ 1,028,000 | $ 205,600 | $ 61,000 |
| Cedar Rapids, IA | 5 | $ 631,000 | $ 126,200 | $ 34,000 |
| Dayton, OH | 5 | $ 713,000 | $ 142,600 | $ 52,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 747,000 | $ 149,400 | $ 53,000 |
| Honolulu, HI | 5 | $ 2,456,000 | $ 491,200 | $ 76,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 560,000 | $ 112,000 | $ 50,000 |
| Salinas, CA | 5 | $ 2,330,000 | $ 466,000 | $ 115,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 684,000 | $ 171,000 | $ 35,000 |
| Chattanooga, TN-GA | 4 | $ 809,000 | $ 202,250 | $ 72,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 763,000 | $ 190,750 | $ 67,000 |
| Dover, DE | 4 | $ 1,035,000 | $ 258,750 | $ 42,000 |
| Louisville-Jefferson County, KY-IN | 4 | $ 498,000 | $ 124,500 | $ 51,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 725,000 | $ 181,250 | $ 70,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 729,000 | $ 182,250 | $ 133,000 |
| Ocala, FL | 4 | $ 288,000 | $ 72,000 | $ 36,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,188,000 | $ 297,000 | $ 135,000 |
| Springfield, MA | 4 | $ 1,129,000 | $ 282,250 | $ 82,000 |
| Akron, OH | 3 | $ 607,000 | $ 202,333 | $ 31,000 |
| Beaumont-Port Arthur, TX | 3 | $ 709,000 | $ 236,333 | $ 149,000 |
| Bremerton-Silverdale, WA | 3 | $ 912,000 | $ 304,000 | $ 74,000 |
| Columbia, SC | 3 | $ 370,000 | $ 123,333 | $ 60,000 |
| Des Moines-West Des Moines, IA | 3 | $ 481,000 | $ 160,333 | $ 36,000 |
| Dothan, AL | 3 | $ 384,000 | $ 128,000 | $ 41,000 |
| El Paso, TX | 3 | $ 463,000 | $ 154,333 | $ 35,000 |
| Fort Collins-Loveland, CO | 3 | $ 529,000 | $ 176,333 | $ 44,000 |
| Fresno, CA | 3 | $ 575,000 | $ 191,666 | $ 43,000 |
| Gainesville, GA | 3 | $ 416,000 | $ 138,666 | $ 35,000 |
| Glens Falls, NY | 3 | $ 565,000 | $ 188,333 | $ 39,000 |
| Hanford-Corcoran, CA | 3 | $ 646,000 | $ 215,333 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| Lebanon, PA | 3 | $ 502,000 | $ 167,333 | $ 44,000 |
| Ocean City, NJ | 3 | $ 667,000 | $ 222,333 | $ 59,000 |
| Roanoke, VA | 3 | $ 503,000 | $ 167,666 | $ 38,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,152,000 | $ 384,000 | $ 101,000 |
| Spartanburg, SC | 3 | $ 355,000 | $ 118,333 | $ 30,000 |
| State College, PA | 3 | $ 480,000 | $ 160,000 | $ 59,000 |
| Syracuse, NY | 3 | $ 546,000 | $ 182,000 | $ 22,000 |
| Tuscaloosa, AL | 3 | $ 611,000 | $ 203,666 | $ 51,000 |
| Vallejo-Fairfield, CA | 3 | $ 626,000 | $ 208,666 | $ 63,000 |
| Alexandria, LA | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Athens-Clarke County, GA | 2 | $ 416,000 | $ 208,000 | $ 109,000 |
| Auburn-Opelika, AL | 2 | $ 457,000 | $ 228,500 | $ 56,000 |
| Bend, OR | 2 | $ 412,000 | $ 206,000 | $ 95,000 |
| Colorado Springs, CO | 2 | $ 278,000 | $ 139,000 | $ 34,000 |
| Corpus Christi, TX | 2 | $ 152,000 | $ 76,000 | $ 36,000 |
| Durham-Chapel Hill, NC | 2 | $ 218,000 | $ 109,000 | $ 37,000 |
| Eugene-Springfield, OR | 2 | $ 456,000 | $ 228,000 | $ 38,000 |
| Florence-Muscle Shoals, AL | 2 | $ 476,000 | $ 238,000 | $ 30,000 |
| Fort Wayne, IN | 2 | $ 283,000 | $ 141,500 | $ 48,000 |
| Greeley, CO | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Jackson, MS | 2 | $ 505,000 | $ 252,500 | $ 70,000 |
| Las Cruces, NM | 2 | $ 344,000 | $ 172,000 | $ 34,000 |
| Las Vegas-Paradise, NV | 2 | $ 272,000 | $ 136,000 | $ 42,000 |
| Manchester-Nashua, NH | 2 | $ 336,000 | $ 168,000 | $ 42,000 |
| Medford, OR | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Monroe, LA | 2 | $ 308,000 | $ 154,000 | $ 132,000 |
| Norwich-New London, CT | 2 | $ 471,000 | $ 235,500 | $ 12,000 |
| Olympia, WA | 2 | $ 367,000 | $ 183,500 | $ 61,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 328,000 | $ 164,000 | $ 82,000 |
| Rockingham County-Strafford County, NH | 2 | $ 459,000 | $ 229,500 | $ 57,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 914,000 | $ 457,000 | $ 126,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 241,000 | $ 120,500 | $ 40,000 |
| Springfield, IL | 2 | $ 276,000 | $ 138,000 | $ 54,000 |
| St. Louis, MO-IL | 2 | $ 569,000 | $ 284,500 | $ 108,000 |
| Tallahassee, FL | 2 | $ 274,000 | $ 137,000 | $ 24,000 |
| Tucson, AZ | 2 | $ 383,000 | $ 191,500 | $ 41,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 397,000 | $ 198,500 | $ 71,000 |
| Visalia-Porterville, CA | 2 | $ 429,000 | $ 214,500 | $ 33,000 |
| Abilene, TX | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Albany, GA | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Albuquerque, NM | 1 | $ 168,000 | $ 168,000 | $ 171,000 |
| Amarillo, TX | 1 | $ 176,000 | $ 176,000 | $ 33,000 |
| Ann Arbor, MI | 1 | $ 202,000 | $ 202,000 | $ 82,000 |
| Anniston-Oxford, AL | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Bangor, ME | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Barnstable Town, MA | 1 | $ 247,000 | $ 247,000 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Boise City-Nampa, ID | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
| Brownsville-Harlingen, TX | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Burlington-South Burlington, VT | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Canton-Massillon, OH | 1 | $ 254,000 | $ 254,000 | $ 65,000 |
| Charleston, WV | 1 | $ 248,000 | $ 248,000 | $ 103,000 |
| Chico, CA | 1 | $ 316,000 | $ 316,000 | $ 109,000 |
| Cleveland, TN | 1 | $ 124,000 | $ 124,000 | $ 21,000 |
| College Station-Bryan, TX | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Columbus, GA-AL | 1 | $ 192,000 | $ 192,000 | $ 23,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Cumberland, MD-WV | 1 | $ 176,000 | $ 176,000 | $ 20,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 248,000 | $ 248,000 | $ 46,000 |
| Decatur, AL | 1 | $ 161,000 | $ 161,000 | $ 73,000 |
| Erie, PA | 1 | $ 330,000 | $ 330,000 | $ 343,000 |
| Flint, MI | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Florence, SC | 1 | $ 231,000 | $ 231,000 | $ 45,000 |
| Gadsden, AL | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Greensboro-High Point, NC | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Harrisonburg, VA | 1 | $ 244,000 | $ 244,000 | $ 260,000 |
| Iowa City, IA | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Ithaca, NY | 1 | $ 167,000 | $ 167,000 | $ 56,000 |
| Janesville, WI | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Kalamazoo-Portage, MI | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Kankakee-Bradley, IL | 1 | $ 149,000 | $ 149,000 | $ 40,000 |
| Kansas City, MO-KS | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Kingston, NY | 1 | $ 258,000 | $ 258,000 | $ 83,000 |
| Kokomo, IN | 1 | $ 116,000 | $ 116,000 | $ 49,000 |
| Lafayette, LA | 1 | $ 268,000 | $ 268,000 | $ 76,000 |
| Lawrence, KS | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Lewiston-Auburn, ME | 1 | $ 210,000 | $ 210,000 | $ 46,000 |
| Lynchburg, VA | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 187,000 | $ 187,000 | $ 42,000 |
| Napa, CA | 1 | $ 315,000 | $ 315,000 | $ 874,000 |
| Palm Coast, FL | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Pittsfield, MA | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Pocatello, ID | 1 | $ 208,000 | $ 208,000 | $ 69,000 |
| Pueblo, CO | 1 | $ 101,000 | $ 101,000 | $ 3,000 |
| Punta Gorda, FL | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Raleigh-Cary, NC | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Rochester, MN | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Salem, OR | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 310,000 | $ 310,000 | $ 135,000 |
| Sandusky, OH | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 453,000 | $ 453,000 | $ 150,000 |
| Savannah, GA | 1 | $ 192,000 | $ 192,000 | $ 83,000 |
| Sebastian-Vero Beach, FL | 1 | $ 251,000 | $ 251,000 | $ 110,000 |
| Shreveport-Bossier City, LA | 1 | $ 109,000 | $ 109,000 | $ 57,000 |
| Spokane, WA | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Terre Haute, IN | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Toledo, OH | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Topeka, KS | 1 | $ 208,000 | $ 208,000 | $ 30,000 |
| Tyler, TX | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Utica-Rome, NY | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Valdosta, GA | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 246,000 | $ 246,000 | $ 76,000 |
| Wichita Falls, TX | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Williamsport, PA | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Winston-Salem, NC | 1 | $ 217,000 | $ 217,000 | $ 47,000 |
| Yuba City, CA | 1 | $ 259,000 | $ 259,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Wcs Lending, LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,672 | $600,496,000 | $224,000 | $1,750,000 | $63,000 | $1,626,000 |
| Refinancing | 1,175 | $354,210,000 | $301,000 | $1,500,000 | $103,000 | $3,700,000 |
| Home Improvement | 587 | $151,339,000 | $257,000 | $747,000 | $67,000 | $527,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,374 | $642,691,000 | $270,000 | $1,750,000 | $83,000 | $2,061,000 |
| Hispanic | 832 | $169,481,000 | $203,000 | $720,000 | $49,000 | $848,000 |
| Black or African American | 743 | $148,752,000 | $200,000 | $1,360,000 | $52,000 | $293,000 |
| Not Provided | 283 | $76,816,000 | $271,000 | $1,180,000 | $118,000 | $3,700,000 |
| Asian | 167 | $57,804,000 | $346,000 | $1,447,000 | $99,000 | $537,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $8,307,000 | $332,000 | $608,000 | $72,000 | $142,000 |
| American Indian or Alaskan Native | 10 | $2,194,000 | $219,000 | $454,000 | $54,000 | $129,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,855 | $874,759,000 | $226,000 | $1,360,000 | $56,000 | $492,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 578 | $231,107,000 | $399,000 | $1,750,000 | $192,000 | $3,700,000 |
| VA-guaranteed (Veterans Administration) | 1 | $179,000 | $179,000 | $179,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,848 | $722,751,000 | $253,000 | $1,500,000 | $78,000 | $3,700,000 |
| Application Denied By Financial Institution | 921 | $213,255,000 | $231,000 | $1,500,000 | $60,000 | $3,700,000 |
| Application Withdrawn By Applicant | 665 | $170,039,000 | $255,000 | $1,750,000 | $78,000 | $2,061,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wcs Lending, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wcs Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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