Wcs Lending, LLC Mortgage Lending & HMDA Data, 2010

In 2010, Wcs Lending, LLC of Boca Raton, FL reported 4,434 mortgage applications totaling $1.1 billion. The average application was for $249,446, and applicants reported an average income of $74,129. 64% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (602), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (395) and Miami-Miami Beach-Kendall, FL (277) (applications in parentheses).

Mortgage Company & Address Wcs Lending, LLC
951 Yamato Road, Suite 150
Boca Raton, FL 33431
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  
Total Number of Mortgage Applications 4,434
Total Mortgage Loan Application Amount $1,106,045,000
Average Mortgage Loan Application Amount $249,446
Highest Mortgage Loan Application Amount $1,750,000
Average Applicant Income $74,129
Highest Applicant Income $3,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wcs Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wcs Lending, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Broward, Florida 395 $ 72,087,000 $ 182,498 $ 58,000
Miami-Dade, Florida 277 $ 49,053,000 $ 177,086 $ 49,000
Palm Beach, Florida 172 $ 35,902,000 $ 208,732 $ 83,000
Cook, Illinois 104 $ 19,630,000 $ 188,750 $ 48,000
Nassau, New York 99 $ 38,525,000 $ 389,141 $ 104,000
Hudson, New Jersey 95 $ 28,166,000 $ 296,484 $ 65,000
Queens, New York 91 $ 35,043,000 $ 385,087 $ 66,000
Bergen, New Jersey 89 $ 31,373,000 $ 352,505 $ 79,000
Essex, New Jersey 87 $ 24,368,000 $ 280,091 $ 68,000
Los Angeles, California 82 $ 34,162,000 $ 416,609 $ 120,000
Kings, New York 72 $ 33,845,000 $ 470,069 $ 105,000
Suffolk, New York 72 $ 25,198,000 $ 349,972 $ 99,000
Orange, Florida 64 $ 9,941,000 $ 155,328 $ 42,000
New York, New York 64 $ 36,545,000 $ 571,015 $ 363,000
Union, New Jersey 58 $ 16,431,000 $ 283,293 $ 74,000
Passaic, New Jersey 55 $ 16,272,000 $ 295,854 $ 72,000
Middlesex, New Jersey 47 $ 14,065,000 $ 299,255 $ 79,000
Monmouth, New Jersey 44 $ 16,156,000 $ 367,181 $ 82,000
Westchester, New York 43 $ 22,591,000 $ 525,372 $ 196,000
Philadelphia, Pennsylvania 43 $ 6,065,000 $ 141,046 $ 42,000
Richmond, New York 41 $ 15,989,000 $ 389,975 $ 82,000
Hillsborough, Florida 36 $ 5,648,000 $ 156,888 $ 53,000
Morris, New Jersey 32 $ 12,456,000 $ 389,250 $ 95,000
Bronx, New York 28 $ 11,585,000 $ 413,750 $ 74,000
Fulton, Georgia 27 $ 5,662,000 $ 209,703 $ 51,000
Ocean, New Jersey 27 $ 7,420,000 $ 274,814 $ 89,000
Allegheny, Pennsylvania 27 $ 3,836,000 $ 142,074 $ 51,000
Providence, Rhode Island 27 $ 5,236,000 $ 193,925 $ 48,000
Montgomery, Maryland 23 $ 9,535,000 $ 414,565 $ 146,000
Oakland, Michigan 23 $ 5,554,000 $ 241,478 $ 98,000
Montgomery, Pennsylvania 23 $ 6,324,000 $ 274,956 $ 82,000
Harris, Texas 23 $ 3,073,000 $ 133,608 $ 47,000
Riverside, California 22 $ 5,567,000 $ 253,045 $ 80,000
San Diego, California 22 $ 9,875,000 $ 448,863 $ 115,000
Lee, Florida 22 $ 3,416,000 $ 155,272 $ 55,000
St. Lucie, Florida 22 $ 2,590,000 $ 117,727 $ 43,000
Shelby, Tennessee 21 $ 2,942,000 $ 140,095 $ 47,000
Osceola, Florida 20 $ 2,123,000 $ 106,150 $ 36,000
Pinellas, Florida 20 $ 3,738,000 $ 186,900 $ 62,000
Rockland, New York 20 $ 7,431,000 $ 371,550 $ 96,000
Orange, California 19 $ 8,349,000 $ 439,421 $ 82,000
DeKalb, Georgia 19 $ 3,402,000 $ 179,052 $ 54,000
Gwinnett, Georgia 19 $ 2,880,000 $ 151,578 $ 36,000
Prince George's, Maryland 19 $ 4,075,000 $ 214,473 $ 50,000
Somerset, New Jersey 19 $ 6,724,000 $ 353,894 $ 78,000
Saratoga, New York 19 $ 3,808,000 $ 200,421 $ 51,000
Bucks, Pennsylvania 19 $ 5,200,000 $ 273,684 $ 53,000
Fairfield, Connecticut 18 $ 8,429,000 $ 468,277 $ 178,000
Pasco, Florida 18 $ 2,925,000 $ 162,500 $ 50,000
Sussex, New Jersey 18 $ 3,951,000 $ 219,500 $ 67,000
Bexar, Texas 17 $ 2,516,000 $ 148,000 $ 42,000
Pierce, Washington 17 $ 3,261,000 $ 191,823 $ 38,000
Jefferson, Alabama 16 $ 2,577,000 $ 161,062 $ 49,000
San Bernardino, California 16 $ 4,408,000 $ 275,500 $ 77,000
Hartford, Connecticut 15 $ 3,492,000 $ 232,800 $ 83,000
Polk, Florida 15 $ 1,750,000 $ 116,666 $ 48,000
DuPage, Illinois 15 $ 3,429,000 $ 228,600 $ 60,000
Bristol, Massachusetts 15 $ 3,197,000 $ 213,133 $ 45,000
Middlesex, Massachusetts 15 $ 6,627,000 $ 441,800 $ 111,000
Chester, Pennsylvania 15 $ 4,098,000 $ 273,200 $ 82,000
Chesapeake, Virginia 15 $ 3,649,000 $ 243,266 $ 47,000
Fairfax, Virginia 15 $ 5,567,000 $ 371,133 $ 89,000
King, Washington 15 $ 4,109,000 $ 273,933 $ 92,000
Denver, Colorado 14 $ 3,006,000 $ 214,714 $ 53,000
Erie, New York 14 $ 1,981,000 $ 141,500 $ 54,000
Dallas, Texas 14 $ 2,073,000 $ 148,071 $ 61,000
Maricopa, Arizona 13 $ 2,221,000 $ 170,846 $ 48,000
New Castle, Delaware 13 $ 3,253,000 $ 250,230 $ 83,000
District of Columbia, District Of Columbia 13 $ 4,113,000 $ 316,384 $ 91,000
Brevard, Florida 13 $ 1,781,000 $ 137,000 $ 50,000
Collier, Florida 13 $ 2,550,000 $ 196,153 $ 86,000
Duval, Florida 12 $ 1,571,000 $ 130,916 $ 49,000
Clayton, Georgia 12 $ 1,395,000 $ 116,250 $ 41,000
Kane, Illinois 12 $ 2,381,000 $ 198,416 $ 53,000
Will, Illinois 12 $ 2,735,000 $ 227,916 $ 55,000
Marion, Indiana 12 $ 1,539,000 $ 128,250 $ 46,000
Anne Arundel, Maryland 12 $ 3,972,000 $ 331,000 $ 79,000
Orange, New York 12 $ 2,579,000 $ 214,916 $ 70,000
Delaware, Pennsylvania 12 $ 2,334,000 $ 194,500 $ 58,000
Lackawanna, Pennsylvania 12 $ 1,693,000 $ 141,083 $ 58,000
Luzerne, Pennsylvania 12 $ 1,553,000 $ 129,416 $ 48,000
Virginia Beach, Virginia 12 $ 2,468,000 $ 205,666 $ 49,000
Ventura, California 11 $ 4,441,000 $ 403,727 $ 83,000
Cobb, Georgia 11 $ 2,272,000 $ 206,545 $ 58,000
Baltimore, Maryland 11 $ 3,202,000 $ 291,090 $ 73,000
Burlington, New Jersey 11 $ 2,419,000 $ 219,909 $ 59,000
Mercer, New Jersey 11 $ 2,438,000 $ 221,636 $ 76,000
Rutherford, Tennessee 11 $ 1,819,000 $ 165,363 $ 38,000
Chesterfield, Virginia 11 $ 2,705,000 $ 245,909 $ 48,000
Madison, Alabama 10 $ 1,521,000 $ 152,100 $ 41,000
Volusia, Florida 10 $ 1,490,000 $ 149,000 $ 41,000
Norfolk, Massachusetts 10 $ 5,204,000 $ 520,400 $ 183,000
Macomb, Michigan 10 $ 1,608,000 $ 160,800 $ 49,000
Gloucester, New Jersey 10 $ 2,145,000 $ 214,500 $ 65,000
Hunterdon, New Jersey 10 $ 3,590,000 $ 359,000 $ 67,000
Alameda, California 9 $ 4,074,000 $ 452,666 $ 94,000
Santa Clara, California 9 $ 4,539,000 $ 504,333 $ 119,000
Monroe, Florida 9 $ 2,150,000 $ 238,888 $ 92,000
Seminole, Florida 9 $ 1,269,000 $ 141,000 $ 46,000
Cherokee, Georgia 9 $ 1,819,000 $ 202,111 $ 58,000
Wayne, Michigan 9 $ 1,006,000 $ 111,777 $ 49,000
Camden, New Jersey 9 $ 2,069,000 $ 229,888 $ 69,000
Albany, New York 9 $ 1,449,000 $ 161,000 $ 42,000
Monroe, New York 9 $ 1,571,000 $ 174,555 $ 60,000
Cumberland, Pennsylvania 9 $ 1,538,000 $ 170,888 $ 45,000
Hernando, Florida 8 $ 1,150,000 $ 143,750 $ 35,000
Lake, Illinois 8 $ 1,500,000 $ 187,500 $ 40,000
McHenry, Illinois 8 $ 1,602,000 $ 200,250 $ 83,000
East Baton Rouge, Louisiana 8 $ 1,099,000 $ 137,375 $ 33,000
Plymouth, Massachusetts 8 $ 2,043,000 $ 255,375 $ 69,000
Worcester, Massachusetts 8 $ 2,041,000 $ 255,125 $ 61,000
Hennepin, Minnesota 8 $ 1,693,000 $ 211,625 $ 63,000
Mecklenburg, North Carolina 8 $ 2,287,000 $ 285,875 $ 124,000
Franklin, Ohio 8 $ 1,274,000 $ 159,250 $ 49,000
Berks, Pennsylvania 8 $ 1,576,000 $ 197,000 $ 71,000
Lancaster, Pennsylvania 8 $ 1,508,000 $ 188,500 $ 55,000
Kent, Rhode Island 8 $ 1,713,000 $ 214,125 $ 41,000
Loudoun, Virginia 8 $ 3,668,000 $ 458,500 $ 156,000
Prince William, Virginia 8 $ 1,667,000 $ 208,375 $ 52,000
Mobile, Alabama 7 $ 840,000 $ 120,000 $ 45,000
Contra Costa, California 7 $ 1,944,000 $ 277,714 $ 119,000
Sacramento, California 7 $ 1,426,000 $ 203,714 $ 40,000
New Haven, Connecticut 7 $ 1,696,000 $ 242,285 $ 39,000
Essex, Massachusetts 7 $ 2,475,000 $ 353,571 $ 85,000
Warren, New Jersey 7 $ 2,173,000 $ 310,428 $ 88,000
Schenectady, New York 7 $ 1,093,000 $ 156,142 $ 50,000
San Joaquin, California 6 $ 1,086,000 $ 181,000 $ 43,000
Douglas, Georgia 6 $ 947,000 $ 157,833 $ 30,000
Paulding, Georgia 6 $ 1,076,000 $ 179,333 $ 45,000
DeSoto, Mississippi 6 $ 1,130,000 $ 188,333 $ 48,000
Rensselaer, New York 6 $ 806,000 $ 134,333 $ 47,000
Dauphin, Pennsylvania 6 $ 1,114,000 $ 185,666 $ 62,000
Lehigh, Pennsylvania 6 $ 918,000 $ 153,000 $ 42,000
Northampton, Pennsylvania 6 $ 967,000 $ 161,166 $ 30,000
York, Pennsylvania 6 $ 1,108,000 $ 184,666 $ 73,000
Davidson, Tennessee 6 $ 1,240,000 $ 206,666 $ 107,000
Montgomery, Alabama 5 $ 863,000 $ 172,600 $ 44,000
Shelby, Alabama 5 $ 695,000 $ 139,000 $ 36,000
Kern, California 5 $ 1,028,000 $ 205,600 $ 61,000
Monterey, California 5 $ 2,330,000 $ 466,000 $ 115,000
Alachua, Florida 5 $ 815,000 $ 163,000 $ 52,000
Forsyth, Georgia 5 $ 1,400,000 $ 280,000 $ 102,000
Honolulu, Hawaii 5 $ 2,456,000 $ 491,200 $ 76,000
Linn, Iowa 5 $ 631,000 $ 126,200 $ 34,000
Jefferson, Louisiana 5 $ 586,000 $ 117,200 $ 37,000
Orleans, Louisiana 5 $ 775,000 $ 155,000 $ 36,000
Frederick, Maryland 5 $ 1,296,000 $ 259,200 $ 86,000
Dakota, Minnesota 5 $ 928,000 $ 185,600 $ 67,000
Atlantic, New Jersey 5 $ 1,043,000 $ 208,600 $ 79,000
Broome, New York 5 $ 826,000 $ 165,200 $ 70,000
Monroe, Pennsylvania 5 $ 1,068,000 $ 213,600 $ 43,000
Greenville, South Carolina 5 $ 2,467,000 $ 493,400 $ 98,000
Fort Bend, Texas 5 $ 776,000 $ 155,200 $ 56,000
Tarrant, Texas 5 $ 945,000 $ 189,000 $ 61,000
Travis, Texas 5 $ 1,630,000 $ 326,000 $ 82,000
Henrico, Virginia 5 $ 909,000 $ 181,800 $ 27,000
Newport News, Virginia 5 $ 788,000 $ 157,600 $ 36,000
Portsmouth, Virginia 5 $ 1,021,000 $ 204,200 $ 46,000
Anchorage, Alaska 4 $ 1,321,000 $ 330,250 $ 79,000
Jefferson, Colorado 4 $ 827,000 $ 206,750 $ 25,000
Middlesex, Connecticut 4 $ 1,197,000 $ 299,250 $ 52,000
Tolland, Connecticut 4 $ 729,000 $ 182,250 $ 44,000
Kent, Delaware 4 $ 1,035,000 $ 258,750 $ 42,000
Manatee, Florida 4 $ 614,000 $ 153,500 $ 31,000
Marion, Florida 4 $ 288,000 $ 72,000 $ 36,000
DeKalb, Illinois 4 $ 721,000 $ 180,250 $ 55,000
Hendricks, Indiana 4 $ 525,000 $ 131,250 $ 50,000
St. Tammany, Louisiana 4 $ 758,000 $ 189,500 $ 56,000
Anoka, Minnesota 4 $ 788,000 $ 197,000 $ 64,000
Dutchess, New York 4 $ 1,155,000 $ 288,750 $ 79,000
Putnam, New York 4 $ 1,081,000 $ 270,250 $ 63,000
Multnomah, Oregon 4 $ 1,207,000 $ 301,750 $ 61,000
Beaver, Pennsylvania 4 $ 524,000 $ 131,000 $ 47,000
Pike, Pennsylvania 4 $ 1,142,000 $ 285,500 $ 80,000
Susquehanna, Pennsylvania 4 $ 751,000 $ 187,750 $ 45,000
Washington, Pennsylvania 4 $ 468,000 $ 117,000 $ 43,000
Wayne, Pennsylvania 4 $ 631,000 $ 157,750 $ 56,000
Westmoreland, Pennsylvania 4 $ 634,000 $ 158,500 $ 44,000
Horry, South Carolina 4 $ 729,000 $ 182,250 $ 133,000
Sevier, Tennessee 4 $ 637,000 $ 159,250 $ 45,000
Collin, Texas 4 $ 1,015,000 $ 253,750 $ 116,000
Alexandria, Virginia 4 $ 1,632,000 $ 408,000 $ 180,000
Hampton, Virginia 4 $ 752,000 $ 188,000 $ 49,000
Norfolk, Virginia 4 $ 782,000 $ 195,500 $ 48,000
Snohomish, Washington 4 $ 865,000 $ 216,250 $ 73,000
Benton, Arkansas 3 $ 501,000 $ 167,000 $ 66,000
Fresno, California 3 $ 575,000 $ 191,666 $ 43,000
Kings, California 3 $ 646,000 $ 215,333 $ 74,000
San Francisco, California 3 $ 2,623,000 $ 874,333 $ 192,000
Solano, California 3 $ 626,000 $ 208,666 $ 63,000
Sonoma, California 3 $ 1,152,000 $ 384,000 $ 101,000
Larimer, Colorado 3 $ 529,000 $ 176,333 $ 44,000
Litchfield, Connecticut 3 $ 894,000 $ 298,000 $ 70,000
Clay, Florida 3 $ 749,000 $ 249,666 $ 107,000
Sumter, Florida 3 $ 523,000 $ 174,333 $ 37,000
Hall, Georgia 3 $ 416,000 $ 138,666 $ 35,000
Richmond, Georgia 3 $ 500,000 $ 166,666 $ 34,000
Polk, Iowa 3 $ 481,000 $ 160,333 $ 36,000
Jefferson, Kentucky 3 $ 302,000 $ 100,666 $ 49,000
McCracken, Kentucky 3 $ 268,000 $ 89,333 $ 61,000
Livingston, Louisiana 3 $ 630,000 $ 210,000 $ 58,000
Calvert, Maryland 3 $ 678,000 $ 226,000 $ 56,000
Carroll, Maryland 3 $ 1,274,000 $ 424,666 $ 105,000
Cecil, Maryland 3 $ 430,000 $ 143,333 $ 34,000
Hampden, Massachusetts 3 $ 717,000 $ 239,000 $ 83,000
Suffolk, Massachusetts 3 $ 1,031,000 $ 343,666 $ 82,000
Wright, Minnesota 3 $ 602,000 $ 200,666 $ 52,000
Cape May, New Jersey 3 $ 667,000 $ 222,333 $ 59,000
Wayne, New York 3 $ 435,000 $ 145,000 $ 46,000
Greene, Ohio 3 $ 477,000 $ 159,000 $ 51,000
Hamilton, Ohio 3 $ 680,000 $ 226,666 $ 72,000
Centre, Pennsylvania 3 $ 480,000 $ 160,000 $ 59,000
Lebanon, Pennsylvania 3 $ 502,000 $ 167,333 $ 44,000
Spartanburg, South Carolina 3 $ 355,000 $ 118,333 $ 30,000
Blount, Tennessee 3 $ 486,000 $ 162,000 $ 26,000
Hamilton, Tennessee 3 $ 531,000 $ 177,000 $ 52,000
Sumner, Tennessee 3 $ 527,000 $ 175,666 $ 66,000
Denton, Texas 3 $ 605,000 $ 201,666 $ 83,000
El Paso, Texas 3 $ 463,000 $ 154,333 $ 35,000
Ellis, Texas 3 $ 518,000 $ 172,666 $ 44,000
Jefferson, Texas 3 $ 709,000 $ 236,333 $ 149,000
Pecos, Texas 3 $ 293,000 $ 97,666 $ 34,000
Kitsap, Washington 3 $ 912,000 $ 304,000 $ 74,000
Milwaukee, Wisconsin 3 $ 462,000 $ 154,000 $ 69,000
Henry, Alabama 2 $ 233,000 $ 116,500 $ 45,000
Lee, Alabama 2 $ 457,000 $ 228,500 $ 56,000
Tuscaloosa, Alabama 2 $ 380,000 $ 190,000 $ 50,000
Pima, Arizona 2 $ 383,000 $ 191,500 $ 41,000
Faulkner, Arkansas 2 $ 279,000 $ 139,500 $ 36,000
Washington, Arkansas 2 $ 246,000 $ 123,000 $ 33,000
Marin, California 2 $ 1,002,000 $ 501,000 $ 57,000
San Mateo, California 2 $ 1,046,000 $ 523,000 $ 43,000
Santa Barbara, California 2 $ 914,000 $ 457,000 $ 126,000
Tulare, California 2 $ 429,000 $ 214,500 $ 33,000
Yolo, California 2 $ 468,000 $ 234,000 $ 75,000
Adams, Colorado 2 $ 449,000 $ 224,500 $ 78,000
El Paso, Colorado 2 $ 278,000 $ 139,000 $ 34,000
Weld, Colorado 2 $ 230,000 $ 115,000 $ 55,000
New London, Connecticut 2 $ 471,000 $ 235,500 $ 12,000
Windham, Connecticut 2 $ 390,000 $ 195,000 $ 47,000
Calhoun, Florida 2 $ 158,000 $ 79,000 $ 21,000
Columbia, Florida 2 $ 387,000 $ 193,500 $ 69,000
Escambia, Florida 2 $ 262,000 $ 131,000 $ 55,000
Lake, Florida 2 $ 308,000 $ 154,000 $ 80,000
Leon, Florida 2 $ 274,000 $ 137,000 $ 24,000
Levy, Florida 2 $ 225,000 $ 112,500 $ 36,000
Okeechobee, Florida 2 $ 321,000 $ 160,500 $ 24,000
Santa Rosa, Florida 2 $ 926,000 $ 463,000 $ 216,000
Sarasota, Florida 2 $ 1,484,000 $ 742,000 $ 786,000
Coweta, Georgia 2 $ 334,000 $ 167,000 $ 26,000
Henry, Georgia 2 $ 271,000 $ 135,500 $ 62,000
Newton, Georgia 2 $ 175,000 $ 87,500 $ 34,000
Rockdale, Georgia 2 $ 503,000 $ 251,500 $ 74,000
Thomas, Georgia 2 $ 148,000 $ 74,000 $ 49,000
Kauai, Hawaii 2 $ 456,000 $ 228,000 $ 52,000
Sangamon, Illinois 2 $ 276,000 $ 138,000 $ 54,000
St. Clair, Illinois 2 $ 569,000 $ 284,500 $ 108,000
Allen, Indiana 2 $ 283,000 $ 141,500 $ 48,000
Hamilton, Indiana 2 $ 238,000 $ 119,000 $ 26,000
St. Joseph, Indiana 2 $ 241,000 $ 120,500 $ 40,000
Ouachita, Louisiana 2 $ 308,000 $ 154,000 $ 132,000
Rapides, Louisiana 2 $ 270,000 $ 135,000 $ 42,000
Charles, Maryland 2 $ 629,000 $ 314,500 $ 93,000
St. Mary's, Maryland 2 $ 581,000 $ 290,500 $ 53,000
Clark, Nevada 2 $ 272,000 $ 136,000 $ 42,000
Grafton, New Hampshire 2 $ 590,000 $ 295,000 $ 221,000
Hillsborough, New Hampshire 2 $ 336,000 $ 168,000 $ 42,000
Rockingham, New Hampshire 2 $ 459,000 $ 229,500 $ 57,000
Cumberland, New Jersey 2 $ 397,000 $ 198,500 $ 71,000
Salem, New Jersey 2 $ 336,000 $ 168,000 $ 60,000
Dona Ana, New Mexico 2 $ 344,000 $ 172,000 $ 34,000
Clinton, New York 2 $ 275,000 $ 137,500 $ 35,000
Essex, New York 2 $ 379,000 $ 189,500 $ 75,000
Fulton, New York 2 $ 324,000 $ 162,000 $ 53,000
Onondaga, New York 2 $ 374,000 $ 187,000 $ 0
Steuben, New York 2 $ 489,000 $ 244,500 $ 292,000
Warren, New York 2 $ 417,000 $ 208,500 $ 41,000
Butler, Ohio 2 $ 291,000 $ 145,500 $ 48,000
Clermont, Ohio 2 $ 442,000 $ 221,000 $ 55,000
Cuyahoga, Ohio 2 $ 328,000 $ 164,000 $ 66,000
Delaware, Ohio 2 $ 457,000 $ 228,500 $ 65,000
Lorain, Ohio 2 $ 435,000 $ 217,500 $ 68,000
Portage, Ohio 2 $ 499,000 $ 249,500 $ 31,000
Warren, Ohio 2 $ 466,000 $ 233,000 $ 11,000
Clackamas, Oregon 2 $ 442,000 $ 221,000 $ 48,000
Deschutes, Oregon 2 $ 412,000 $ 206,000 $ 95,000
Jackson, Oregon 2 $ 310,000 $ 155,000 $ 47,000
Lane, Oregon 2 $ 456,000 $ 228,000 $ 38,000
Washington, Oregon 2 $ 1,130,000 $ 565,000 $ 214,000
Adams, Pennsylvania 2 $ 329,000 $ 164,500 $ 28,000
Butler, Pennsylvania 2 $ 398,000 $ 199,000 $ 31,000
Carbon, Pennsylvania 2 $ 314,000 $ 157,000 $ 47,000
Clearfield, Pennsylvania 2 $ 305,000 $ 152,500 $ 30,000
Schuylkill, Pennsylvania 2 $ 364,000 $ 182,000 $ 51,000
Washington, Rhode Island 2 $ 545,000 $ 272,500 $ 58,000
Berkeley, South Carolina 2 $ 249,000 $ 124,500 $ 32,000
Richland, South Carolina 2 $ 230,000 $ 115,000 $ 48,000
Johnson, Tennessee 2 $ 252,000 $ 126,000 $ 45,000
Knox, Tennessee 2 $ 315,000 $ 157,500 $ 236,000
Lincoln, Tennessee 2 $ 454,000 $ 227,000 $ 29,000
Maury, Tennessee 2 $ 235,000 $ 117,500 $ 41,000
Sullivan, Tennessee 2 $ 307,000 $ 153,500 $ 43,000
Wilson, Tennessee 2 $ 412,000 $ 206,000 $ 46,000
Bastrop, Texas 2 $ 277,000 $ 138,500 $ 44,000
Brazoria, Texas 2 $ 285,000 $ 142,500 $ 45,000
Johnson, Texas 2 $ 299,000 $ 149,500 $ 41,000
Medina, Texas 2 $ 341,000 $ 170,500 $ 52,000
Nueces, Texas 2 $ 152,000 $ 76,000 $ 36,000
Parker, Texas 2 $ 428,000 $ 214,000 $ 38,000
Arlington, Virginia 2 $ 806,000 $ 403,000 $ 223,000
Carroll, Virginia 2 $ 407,000 $ 203,500 $ 41,000
Fauquier, Virginia 2 $ 483,000 $ 241,500 $ 61,000
Greensville, Virginia 2 $ 311,000 $ 155,500 $ 60,000
James City, Virginia 2 $ 243,000 $ 121,500 $ 44,000
Manassas, Virginia 2 $ 284,000 $ 142,000 $ 48,000
Roanoke City, Virginia 2 $ 326,000 $ 163,000 $ 42,000
Shenandoah, Virginia 2 $ 240,000 $ 120,000 $ 15,000
Spotsylvania, Virginia 2 $ 321,000 $ 160,500 $ 63,000
Suffolk, Virginia 2 $ 463,000 $ 231,500 $ 46,000
York, Virginia 2 $ 423,000 $ 211,500 $ 52,000
Thurston, Washington 2 $ 367,000 $ 183,500 $ 61,000
Baldwin, Alabama 1 $ 206,000 $ 206,000 $ 81,000
Calhoun, Alabama 1 $ 110,000 $ 110,000 $ 45,000
Chambers, Alabama 1 $ 113,000 $ 113,000 $ 26,000
Chilton, Alabama 1 $ 116,000 $ 116,000 $ 73,000
Cleburne, Alabama 1 $ 240,000 $ 240,000 $ 29,000
Colbert, Alabama 1 $ 245,000 $ 245,000 $ 37,000
Cullman, Alabama 1 $ 122,000 $ 122,000 $ 0
Dallas, Alabama 1 $ 81,000 $ 81,000 $ 46,000
Elmore, Alabama 1 $ 112,000 $ 112,000 $ 22,000
Etowah, Alabama 1 $ 151,000 $ 151,000 $ 54,000
Hale, Alabama 1 $ 231,000 $ 231,000 $ 52,000
Houston, Alabama 1 $ 151,000 $ 151,000 $ 32,000
Jackson, Alabama 1 $ 151,000 $ 151,000 $ 51,000
Lauderdale, Alabama 1 $ 231,000 $ 231,000 $ 23,000
Lawrence, Alabama 1 $ 161,000 $ 161,000 $ 73,000
Macon, Alabama 1 $ 46,000 $ 46,000 $ 31,000
Marshall, Alabama 1 $ 115,000 $ 115,000 $ 32,000
Pickens, Alabama 1 $ 114,000 $ 114,000 $ 27,000
Walker, Alabama 1 $ 224,000 $ 224,000 $ 82,000
Wilcox, Alabama 1 $ 197,000 $ 197,000 $ 65,000
Matanuska-Susitna, Alaska 1 $ 442,000 $ 442,000 $ 166,000
Santa Cruz, Arizona 1 $ 180,000 $ 180,000 $ 53,000
Grant, Arkansas 1 $ 79,000 $ 79,000 $ 22,000
Logan, Arkansas 1 $ 184,000 $ 184,000 $ 37,000
Pope, Arkansas 1 $ 180,000 $ 180,000 $ 50,000
Pulaski, Arkansas 1 $ 116,000 $ 116,000 $ 98,000
Saline, Arkansas 1 $ 86,000 $ 86,000 $ 62,000
Amador, California 1 $ 253,000 $ 253,000 $ 44,000
Butte, California 1 $ 316,000 $ 316,000 $ 109,000
Lake, California 1 $ 78,000 $ 78,000 $ 59,000
Mono, California 1 $ 400,000 $ 400,000 $ 264,000
Napa, California 1 $ 315,000 $ 315,000 $ 874,000
San Benito, California 1 $ 272,000 $ 272,000 $ 67,000
San Luis Obispo, California 1 $ 310,000 $ 310,000 $ 135,000
Santa Cruz, California 1 $ 453,000 $ 453,000 $ 150,000
Sutter, California 1 $ 259,000 $ 259,000 $ 104,000
Trinity, California 1 $ 139,000 $ 139,000 $ 26,000
Pueblo, Colorado 1 $ 101,000 $ 101,000 $ 3,000
Baker, Florida 1 $ 142,000 $ 142,000 $ 33,000
Bay, Florida 1 $ 127,000 $ 127,000 $ 36,000
Charlotte, Florida 1 $ 145,000 $ 145,000 $ 79,000
Flagler, Florida 1 $ 135,000 $ 135,000 $ 112,000
Gilchrist, Florida 1 $ 143,000 $ 143,000 $ 39,000
Highlands, Florida 1 $ 77,000 $ 77,000 $ 35,000
Indian River, Florida 1 $ 251,000 $ 251,000 $ 110,000
Martin, Florida 1 $ 173,000 $ 173,000 $ 65,000
Nassau, Florida 1 $ 153,000 $ 153,000 $ 38,000
Okaloosa, Florida 1 $ 179,000 $ 179,000 $ 57,000
St. Johns, Florida 1 $ 301,000 $ 301,000 $ 201,000
Suwannee, Florida 1 $ 98,000 $ 98,000 $ 16,000
Bartow, Georgia 1 $ 138,000 $ 138,000 $ 41,000
Butts, Georgia 1 $ 154,000 $ 154,000 $ 63,000
Carroll, Georgia 1 $ 84,000 $ 84,000 $ 33,000
Chatham, Georgia 1 $ 192,000 $ 192,000 $ 83,000
Clarke, Georgia 1 $ 272,000 $ 272,000 $ 172,000
Columbia, Georgia 1 $ 117,000 $ 117,000 $ 57,000
Fayette, Georgia 1 $ 157,000 $ 157,000 $ 59,000
Greene, Georgia 1 $ 417,000 $ 417,000 $ 750,000
Hart, Georgia 1 $ 118,000 $ 118,000 $ 38,000
Lee, Georgia 1 $ 134,000 $ 134,000 $ 50,000
Lowndes, Georgia 1 $ 127,000 $ 127,000 $ 45,000
Lumpkin, Georgia 1 $ 200,000 $ 200,000 $ 34,000
Madison, Georgia 1 $ 144,000 $ 144,000 $ 46,000
McDuffie, Georgia 1 $ 253,000 $ 253,000 $ 19,000
Muscogee, Georgia 1 $ 192,000 $ 192,000 $ 23,000
Tift, Georgia 1 $ 133,000 $ 133,000 $ 45,000
Troup, Georgia 1 $ 121,000 $ 121,000 $ 35,000
Walton, Georgia 1 $ 164,000 $ 164,000 $ 44,000
White, Georgia 1 $ 116,000 $ 116,000 $ 36,000
Ada, Idaho 1 $ 417,000 $ 417,000 $ 96,000
Bannock, Idaho 1 $ 208,000 $ 208,000 $ 69,000
Blaine, Idaho 1 $ 626,000 $ 626,000 $ 99,000
Effingham, Illinois 1 $ 166,000 $ 166,000 $ 64,000
Kankakee, Illinois 1 $ 149,000 $ 149,000 $ 40,000
Kendall, Illinois 1 $ 217,000 $ 217,000 $ 20,000
McDonough, Illinois 1 $ 167,000 $ 167,000 $ 114,000
Rock Island, Illinois 1 $ 248,000 $ 248,000 $ 46,000
Franklin, Indiana 1 $ 100,000 $ 100,000 $ 30,000
Howard, Indiana 1 $ 116,000 $ 116,000 $ 49,000
Johnson, Indiana 1 $ 108,000 $ 108,000 $ 29,000
Sullivan, Indiana 1 $ 107,000 $ 107,000 $ 30,000
Black Hawk, Iowa 1 $ 246,000 $ 246,000 $ 76,000
Floyd, Iowa 1 $ 144,000 $ 144,000 $ 73,000
Jackson, Iowa 1 $ 135,000 $ 135,000 $ 45,000
Johnson, Iowa 1 $ 159,000 $ 159,000 $ 60,000
Mills, Iowa 1 $ 246,000 $ 246,000 $ 137,000
Douglas, Kansas 1 $ 150,000 $ 150,000 $ 69,000
Finney, Kansas 1 $ 126,000 $ 126,000 $ 48,000
Lyon, Kansas 1 $ 136,000 $ 136,000 $ 0
Osage, Kansas 1 $ 208,000 $ 208,000 $ 30,000
Wyandotte, Kansas 1 $ 73,000 $ 73,000 $ 33,000
Allen, Kentucky 1 $ 128,000 $ 128,000 $ 35,000
Barren, Kentucky 1 $ 185,000 $ 185,000 $ 0
Bell, Kentucky 1 $ 118,000 $ 118,000 $ 61,000
Boone, Kentucky 1 $ 344,000 $ 344,000 $ 51,000
Graves, Kentucky 1 $ 59,000 $ 59,000 $ 17,000
Lincoln, Kentucky 1 $ 185,000 $ 185,000 $ 66,000
Mercer, Kentucky 1 $ 155,000 $ 155,000 $ 74,000
Pulaski, Kentucky 1 $ 131,000 $ 131,000 $ 30,000
Spencer, Kentucky 1 $ 196,000 $ 196,000 $ 57,000
Caddo, Louisiana 1 $ 109,000 $ 109,000 $ 57,000
Lafayette, Louisiana 1 $ 268,000 $ 268,000 $ 76,000
St. Charles, Louisiana 1 $ 293,000 $ 293,000 $ 59,000
St. John the Baptist, Louisiana 1 $ 163,000 $ 163,000 $ 50,000
Tensas, Louisiana 1 $ 105,000 $ 105,000 $ 24,000
Androscoggin, Maine 1 $ 210,000 $ 210,000 $ 46,000
Penobscot, Maine 1 $ 132,000 $ 132,000 $ 44,000
Allegany, Maryland 1 $ 176,000 $ 176,000 $ 20,000
Baltimore City, Maryland 1 $ 517,000 $ 517,000 $ 83,000
Dorchester, Maryland 1 $ 210,000 $ 210,000 $ 13,000
Harford, Maryland 1 $ 188,000 $ 188,000 $ 43,000
Howard, Maryland 1 $ 257,000 $ 257,000 $ 98,000
Queen Anne's, Maryland 1 $ 413,000 $ 413,000 $ 332,000
Washington, Maryland 1 $ 131,000 $ 131,000 $ 44,000
Barnstable, Massachusetts 1 $ 247,000 $ 247,000 $ 52,000
Berkshire, Massachusetts 1 $ 125,000 $ 125,000 $ 120,000
Hampshire, Massachusetts 1 $ 412,000 $ 412,000 $ 78,000
Chippewa, Michigan 1 $ 119,000 $ 119,000 $ 44,000
Delta, Michigan 1 $ 212,000 $ 212,000 $ 46,000
Genesee, Michigan 1 $ 96,000 $ 96,000 $ 39,000
Keweenaw, Michigan 1 $ 64,000 $ 64,000 $ 41,000
Lapeer, Michigan 1 $ 132,000 $ 132,000 $ 28,000
Livingston, Michigan 1 $ 108,000 $ 108,000 $ 30,000
Marquette, Michigan 1 $ 178,000 $ 178,000 $ 33,000
St. Clair, Michigan 1 $ 195,000 $ 195,000 $ 61,000
Van Buren, Michigan 1 $ 91,000 $ 91,000 $ 43,000
Washtenaw, Michigan 1 $ 202,000 $ 202,000 $ 82,000
Carver, Minnesota 1 $ 199,000 $ 199,000 $ 54,000
Isanti, Minnesota 1 $ 140,000 $ 140,000 $ 57,000
Olmsted, Minnesota 1 $ 150,000 $ 150,000 $ 67,000
Ramsey, Minnesota 1 $ 96,000 $ 96,000 $ 91,000
Scott, Minnesota 1 $ 247,000 $ 247,000 $ 83,000
Hinds, Mississippi 1 $ 278,000 $ 278,000 $ 72,000
Lee, Mississippi 1 $ 119,000 $ 119,000 $ 26,000
Madison, Mississippi 1 $ 227,000 $ 227,000 $ 68,000
Warren, Mississippi 1 $ 92,000 $ 92,000 $ 47,000
Wayne, Mississippi 1 $ 130,000 $ 130,000 $ 23,000
Cedar, Nebraska 1 $ 117,000 $ 117,000 $ 48,000
Douglas, Nebraska 1 $ 82,000 $ 82,000 $ 27,000
Belknap, New Hampshire 1 $ 196,000 $ 196,000 $ 49,000
Merrimack, New Hampshire 1 $ 138,000 $ 138,000 $ 27,000
Bernalillo, New Mexico 1 $ 168,000 $ 168,000 $ 171,000
Curry, New Mexico 1 $ 680,000 $ 680,000 $ 180,000
Allegany, New York 1 $ 110,000 $ 110,000 $ 44,000
Chenango, New York 1 $ 60,000 $ 60,000 $ 19,000
Columbia, New York 1 $ 246,000 $ 246,000 $ 88,000
Franklin, New York 1 $ 111,000 $ 111,000 $ 35,000
Genesee, New York 1 $ 112,000 $ 112,000 $ 38,000
Greene, New York 1 $ 152,000 $ 152,000 $ 175,000
Jefferson, New York 1 $ 154,000 $ 154,000 $ 37,000
Livingston, New York 1 $ 115,000 $ 115,000 $ 45,000
Madison, New York 1 $ 172,000 $ 172,000 $ 67,000
Montgomery, New York 1 $ 135,000 $ 135,000 $ 60,000
Niagara, New York 1 $ 125,000 $ 125,000 $ 25,000
Oneida, New York 1 $ 148,000 $ 148,000 $ 57,000
Ontario, New York 1 $ 139,000 $ 139,000 $ 23,000
Otsego, New York 1 $ 355,000 $ 355,000 $ 63,000
Schoharie, New York 1 $ 213,000 $ 213,000 $ 152,000
St. Lawrence, New York 1 $ 126,000 $ 126,000 $ 38,000
Tioga, New York 1 $ 181,000 $ 181,000 $ 86,000
Tompkins, New York 1 $ 167,000 $ 167,000 $ 56,000
Ulster, New York 1 $ 258,000 $ 258,000 $ 83,000
Washington, New York 1 $ 148,000 $ 148,000 $ 36,000
Wyoming, New York 1 $ 155,000 $ 155,000 $ 28,000
Cabarrus, North Carolina 1 $ 137,000 $ 137,000 $ 41,000
Carteret, North Carolina 1 $ 97,000 $ 97,000 $ 13,000
Chatham, North Carolina 1 $ 143,000 $ 143,000 $ 39,000
Currituck, North Carolina 1 $ 239,000 $ 239,000 $ 44,000
Durham, North Carolina 1 $ 75,000 $ 75,000 $ 36,000
Forsyth, North Carolina 1 $ 217,000 $ 217,000 $ 47,000
Guilford, North Carolina 1 $ 176,000 $ 176,000 $ 80,000
Johnston, North Carolina 1 $ 133,000 $ 133,000 $ 51,000
McDowell, North Carolina 1 $ 171,000 $ 171,000 $ 131,000
Wilson, North Carolina 1 $ 174,000 $ 174,000 $ 44,000
Coshocton, Ohio 1 $ 160,000 $ 160,000 $ 63,000
Erie, Ohio 1 $ 99,000 $ 99,000 $ 34,000
Fayette, Ohio 1 $ 199,000 $ 199,000 $ 67,000
Licking, Ohio 1 $ 230,000 $ 230,000 $ 57,000
Lucas, Ohio 1 $ 87,000 $ 87,000 $ 48,000
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Mortgage Loan Application Detail Totals for Wcs Lending, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,672 $600,496,000 $224,000 $1,750,000 $63,000 $1,626,000
Refinancing 1,175 $354,210,000 $301,000 $1,500,000 $103,000 $3,700,000
Home Improvement 587 $151,339,000 $257,000 $747,000 $67,000 $527,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,374 $642,691,000 $270,000 $1,750,000 $83,000 $2,061,000
Hispanic 832 $169,481,000 $203,000 $720,000 $49,000 $848,000
Black or African American 743 $148,752,000 $200,000 $1,360,000 $52,000 $293,000
Not Provided 283 $76,816,000 $271,000 $1,180,000 $118,000 $3,700,000
Asian 167 $57,804,000 $346,000 $1,447,000 $99,000 $537,000
Native Hawaiian or Other Pacific Islander 25 $8,307,000 $332,000 $608,000 $72,000 $142,000
American Indian or Alaskan Native 10 $2,194,000 $219,000 $454,000 $54,000 $129,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,855 $874,759,000 $226,000 $1,360,000 $56,000 $492,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 578 $231,107,000 $399,000 $1,750,000 $192,000 $3,700,000
VA-guaranteed (Veterans Administration) 1 $179,000 $179,000 $179,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,848 $722,751,000 $253,000 $1,500,000 $78,000 $3,700,000
Application Denied By Financial Institution 921 $213,255,000 $231,000 $1,500,000 $60,000 $3,700,000
Application Withdrawn By Applicant 665 $170,039,000 $255,000 $1,750,000 $78,000 $2,061,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wcs Lending, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wcs Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

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