Webster Bank, N.A. Mortgage Lending & HMDA Data, 2006

In 2006, Webster Bank, N.A. of Waterbury, CT reported 30,619 mortgage applications totaling $4.4 billion, up 49% from 2005. The average application was for $142,282, and applicants reported an average income of $67,498. 49% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (3,641), New Haven-Milford, CT (2,044) and Chicago-Naperville-Joliet, IL (1,998) (applications in parentheses).

Mortgage Company & Address Webster Bank, N.A.
145 Bank St
Waterbury, CT 06702
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 30,619
Total Mortgage Loan Application Amount $4,356,546,000
Average Mortgage Loan Application Amount $142,282
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $67,498
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Webster Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Webster Bank, N.A. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hartford, Connecticut 2,986 $ 367,292,000 $ 123,004 $ 76,000
New Haven, Connecticut 2,044 $ 284,066,000 $ 138,975 $ 80,000
Cook, Illinois 1,299 $ 196,424,000 $ 151,211 $ 71,000
Fairfield, Connecticut 1,014 $ 280,161,000 $ 276,292 $ 138,000
Bristol, Massachusetts 688 $ 89,289,000 $ 129,780 $ 70,000
Maricopa, Arizona 636 $ 139,007,000 $ 218,564 $ 104,000
Litchfield, Connecticut 591 $ 102,514,000 $ 173,458 $ 100,000
Middlesex, Connecticut 422 $ 72,312,000 $ 171,355 $ 95,000
King, Washington 379 $ 71,047,000 $ 187,459 $ 86,000
Lake, Indiana 364 $ 43,422,000 $ 119,291 $ 63,000
Providence, Rhode Island 347 $ 55,853,000 $ 160,959 $ 71,000
New London, Connecticut 299 $ 56,931,000 $ 190,404 $ 105,000
Hampden, Massachusetts 297 $ 40,314,000 $ 135,737 $ 72,000
Worcester, Massachusetts 286 $ 51,634,000 $ 180,538 $ 76,000
Pierce, Washington 282 $ 50,057,000 $ 177,507 $ 74,000
Kitsap, Washington 266 $ 53,005,000 $ 199,266 $ 74,000
Monroe, New York 243 $ 27,375,000 $ 112,654 $ 69,000
DuPage, Illinois 235 $ 37,221,000 $ 158,387 $ 76,000
Snohomish, Washington 235 $ 42,418,000 $ 180,502 $ 78,000
Tolland, Connecticut 233 $ 33,154,000 $ 142,291 $ 86,000
Harris, Texas 233 $ 9,271,000 $ 39,789 $ 2,000
Clark, Washington 217 $ 44,244,000 $ 203,889 $ 76,000
Polk, Iowa 207 $ 14,138,000 $ 68,299 $ 33,000
Middlesex, Massachusetts 193 $ 62,944,000 $ 326,134 $ 92,000
Lake, Illinois 186 $ 35,632,000 $ 191,569 $ 102,000
Plymouth, Massachusetts 182 $ 31,464,000 $ 172,879 $ 88,000
Chittenden, Vermont 180 $ 27,663,000 $ 153,683 $ 82,000
Will, Illinois 174 $ 28,968,000 $ 166,482 $ 71,000
Mecklenburg, North Carolina 172 $ 21,944,000 $ 127,581 $ 61,000
Erie, New York 156 $ 16,404,000 $ 105,153 $ 77,000
St. Louis, Missouri 154 $ 9,333,000 $ 60,603 $ 16,000
Suffolk, New York 149 $ 92,744,000 $ 622,442 $ 353,000
Kent, Rhode Island 147 $ 20,965,000 $ 142,619 $ 81,000
Barnstable, Massachusetts 142 $ 36,503,000 $ 257,063 $ 146,000
Tarrant, Texas 140 $ 4,174,000 $ 29,814 $ 0
Multnomah, Oregon 138 $ 19,912,000 $ 144,289 $ 78,000
Washington, Rhode Island 136 $ 32,740,000 $ 240,735 $ 134,000
Travis, Texas 133 $ 5,417,000 $ 40,729 $ 5,000
Franklin, Ohio 128 $ 10,850,000 $ 84,765 $ 13,000
Marion, Oregon 126 $ 17,486,000 $ 138,777 $ 72,000
Norfolk, Massachusetts 119 $ 24,857,000 $ 208,882 $ 99,000
Kane, Illinois 112 $ 16,494,000 $ 147,267 $ 60,000
Wake, North Carolina 106 $ 10,087,000 $ 95,160 $ 44,000
Porter, Indiana 104 $ 14,360,000 $ 138,076 $ 65,000
Essex, Massachusetts 104 $ 27,724,000 $ 266,576 $ 97,000
Clackamas, Oregon 100 $ 20,072,000 $ 200,720 $ 96,000
Los Angeles, California 98 $ 27,569,000 $ 281,316 $ 95,000
Hennepin, Minnesota 97 $ 9,111,000 $ 93,927 $ 45,000
Thurston, Washington 95 $ 16,738,000 $ 176,189 $ 69,000
McHenry, Illinois 91 $ 14,045,000 $ 154,340 $ 59,000
Newport, Rhode Island 91 $ 19,413,000 $ 213,329 $ 143,000
Pima, Arizona 89 $ 11,987,000 $ 134,685 $ 66,000
Oakland, Michigan 89 $ 5,097,000 $ 57,269 $ 11,000
Denton, Texas 87 $ 2,480,000 $ 28,505 $ 0
Marion, Indiana 86 $ 6,179,000 $ 71,848 $ 38,000
Hillsborough, New Hampshire 85 $ 15,361,000 $ 180,717 $ 74,000
York, Maine 82 $ 18,549,000 $ 226,207 $ 109,000
Wayne, Michigan 80 $ 3,981,000 $ 49,762 $ 7,000
Bernalillo, New Mexico 79 $ 5,964,000 $ 75,493 $ 27,000
Collin, Texas 78 $ 2,809,000 $ 36,012 $ 0
Westchester, New York 75 $ 31,385,000 $ 418,466 $ 208,000
Bristol, Rhode Island 75 $ 14,166,000 $ 188,880 $ 83,000
Hamilton, Ohio 74 $ 2,394,000 $ 32,351 $ 1,000
Washington, Oregon 74 $ 9,284,000 $ 125,459 $ 61,000
St. Charles, Missouri 73 $ 3,104,000 $ 42,520 $ 8,000
Spokane, Washington 72 $ 7,377,000 $ 102,458 $ 42,000
Fulton, Georgia 71 $ 6,197,000 $ 87,281 $ 21,000
Madison, Indiana 70 $ 6,036,000 $ 86,228 $ 49,000
Rockingham, New Hampshire 70 $ 11,752,000 $ 167,885 $ 79,000
Dallas, Texas 70 $ 3,459,000 $ 49,414 $ 6,000
Montgomery, Texas 70 $ 3,240,000 $ 46,285 $ 5,000
Lee, Florida 68 $ 21,453,000 $ 315,485 $ 65,000
Johnson, Kansas 68 $ 3,375,000 $ 49,632 $ 7,000
Macomb, Michigan 68 $ 4,506,000 $ 66,264 $ 20,000
Yakima, Washington 68 $ 6,067,000 $ 89,220 $ 36,000
Suffolk, Massachusetts 67 $ 16,534,000 $ 246,776 $ 126,000
Yavapai, Arizona 66 $ 12,387,000 $ 187,681 $ 77,000
Denver, Colorado 66 $ 5,273,000 $ 79,893 $ 45,000
Tippecanoe, Indiana 66 $ 7,252,000 $ 109,878 $ 43,000
Gwinnett, Georgia 65 $ 4,937,000 $ 75,953 $ 20,000
Cumberland, Maine 65 $ 12,134,000 $ 186,676 $ 86,000
Clark, Nevada 64 $ 10,559,000 $ 164,984 $ 79,000
Cobb, Georgia 63 $ 4,494,000 $ 71,333 $ 22,000
Washtenaw, Michigan 62 $ 2,714,000 $ 43,774 $ 4,000
Yellowstone, Montana 62 $ 5,492,000 $ 88,580 $ 53,000
Adams, Colorado 60 $ 5,367,000 $ 89,450 $ 53,000
Montgomery, Pennsylvania 59 $ 2,849,000 $ 48,288 $ 4,000
Davidson, Tennessee 58 $ 6,159,000 $ 106,189 $ 51,000
Bexar, Texas 58 $ 2,055,000 $ 35,431 $ 4,000
Monroe, Pennsylvania 56 $ 12,089,000 $ 215,875 $ 84,000
Jackson, Missouri 54 $ 2,532,000 $ 46,888 $ 11,000
Nassau, New York 54 $ 21,001,000 $ 388,907 $ 225,000
Benton, Washington 54 $ 6,805,000 $ 126,018 $ 60,000
Grant, Washington 54 $ 5,899,000 $ 109,240 $ 79,000
Williamson, Texas 53 $ 1,586,000 $ 29,924 $ 0
Jefferson, Colorado 52 $ 5,441,000 $ 104,634 $ 53,000
Windham, Connecticut 52 $ 8,180,000 $ 157,307 $ 75,000
Sedgwick, Kansas 52 $ 4,446,000 $ 85,500 $ 49,000
Missoula, Montana 52 $ 4,299,000 $ 82,673 $ 42,000
Hamilton, Tennessee 52 $ 4,156,000 $ 79,923 $ 44,000
Philadelphia, Pennsylvania 51 $ 3,890,000 $ 76,274 $ 36,000
La Plata, Colorado 49 $ 8,399,000 $ 171,408 $ 112,000
Milwaukee, Wisconsin 49 $ 1,969,000 $ 40,183 $ 9,000
Orange, California 48 $ 7,496,000 $ 156,166 $ 41,000
Bergen, New Jersey 48 $ 18,312,000 $ 381,500 $ 233,000
Salt Lake, Utah 48 $ 7,602,000 $ 158,375 $ 58,000
Douglas, Colorado 47 $ 3,882,000 $ 82,595 $ 52,000
Jefferson, Missouri 47 $ 2,241,000 $ 47,680 $ 13,000
Hamilton, Indiana 46 $ 4,964,000 $ 107,913 $ 51,000
Dallas, Iowa 46 $ 4,364,000 $ 94,869 $ 48,000
New Hanover, North Carolina 46 $ 6,631,000 $ 144,152 $ 71,000
Mason, Washington 46 $ 7,328,000 $ 159,304 $ 54,000
El Paso, Colorado 45 $ 5,107,000 $ 113,488 $ 49,000
Boone, Missouri 45 $ 3,055,000 $ 67,888 $ 35,000
Douglas, Nebraska 45 $ 1,923,000 $ 42,733 $ 0
Greene, Missouri 44 $ 2,791,000 $ 63,431 $ 32,000
Butler, Ohio 44 $ 1,450,000 $ 32,954 $ 2,000
Oklahoma, Oklahoma 44 $ 1,283,000 $ 29,159 $ 13,000
Fort Bend, Texas 44 $ 1,650,000 $ 37,500 $ 2,000
Utah, Utah 44 $ 5,543,000 $ 125,977 $ 38,000
Sacramento, California 43 $ 8,810,000 $ 204,883 $ 5,000
Arapahoe, Colorado 43 $ 4,824,000 $ 112,186 $ 71,000
Jefferson, Kentucky 43 $ 1,569,000 $ 36,488 $ 1,000
Riverside, California 42 $ 8,683,000 $ 206,738 $ 102,000
Dakota, Minnesota 42 $ 3,909,000 $ 93,071 $ 42,000
Pinal, Arizona 41 $ 7,699,000 $ 187,780 $ 94,000
Ramsey, Minnesota 41 $ 3,021,000 $ 73,682 $ 18,000
Brown, Wisconsin 41 $ 977,000 $ 23,829 $ 0
Dane, Wisconsin 41 $ 1,271,000 $ 31,000 $ 1,000
DeKalb, Illinois 40 $ 3,268,000 $ 81,700 $ 33,000
Kent, Michigan 40 $ 3,287,000 $ 82,175 $ 21,000
Clay, Missouri 40 $ 2,931,000 $ 73,275 $ 9,000
Chester, Pennsylvania 40 $ 4,361,000 $ 109,025 $ 32,000
Jefferson, Alabama 39 $ 970,000 $ 24,871 $ 0
DeKalb, Georgia 39 $ 2,336,000 $ 59,897 $ 15,000
Stark, Ohio 39 $ 2,696,000 $ 69,128 $ 41,000
Shelby, Alabama 38 $ 1,440,000 $ 37,894 $ 0
Baltimore, Maryland 38 $ 8,327,000 $ 219,131 $ 79,000
Ingham, Michigan 38 $ 2,500,000 $ 65,789 $ 33,000
Phelps, Missouri 38 $ 3,845,000 $ 101,184 $ 77,000
Summit, Ohio 38 $ 2,128,000 $ 56,000 $ 31,000
Baldwin, Alabama 37 $ 1,341,000 $ 36,243 $ 0
Kendall, Illinois 37 $ 3,388,000 $ 91,567 $ 31,000
Lane, Oregon 37 $ 4,230,000 $ 114,324 $ 26,000
Mesa, Colorado 36 $ 4,755,000 $ 132,083 $ 71,000
Hampshire, Massachusetts 36 $ 5,402,000 $ 150,055 $ 72,000
Merrimack, New Hampshire 36 $ 6,504,000 $ 180,666 $ 84,000
Livingston, Michigan 35 $ 2,767,000 $ 79,057 $ 19,000
Warren, Ohio 35 $ 967,000 $ 27,628 $ 0
Polk, Oregon 35 $ 5,074,000 $ 144,971 $ 67,000
Brevard, Florida 34 $ 5,032,000 $ 148,000 $ 37,000
Ada, Idaho 34 $ 6,606,000 $ 194,294 $ 74,000
Champaign, Illinois 34 $ 815,000 $ 23,970 $ 0
Warren, Iowa 34 $ 2,902,000 $ 85,352 $ 45,000
Allegheny, Pennsylvania 34 $ 1,608,000 $ 47,294 $ 13,000
Saratoga, New York 33 $ 2,350,000 $ 71,212 $ 35,000
Cameron, Texas 33 $ 897,000 $ 27,181 $ 0
St. Louis City, Missouri 32 $ 1,503,000 $ 46,968 $ 19,000
Ravalli, Montana 32 $ 5,064,000 $ 158,250 $ 78,000
Franklin, Vermont 32 $ 4,392,000 $ 137,250 $ 66,000
Leon, Florida 31 $ 989,000 $ 31,903 $ 1,000
Anoka, Minnesota 31 $ 2,971,000 $ 95,838 $ 24,000
Camden, Missouri 31 $ 8,051,000 $ 259,709 $ 141,000
Monmouth, New Jersey 31 $ 8,967,000 $ 289,258 $ 168,000
Cuyahoga, Ohio 31 $ 2,113,000 $ 68,161 $ 36,000
Bucks, Pennsylvania 31 $ 2,924,000 $ 94,322 $ 35,000
Franklin, Washington 31 $ 4,366,000 $ 140,838 $ 89,000
Jefferson, Washington 31 $ 5,455,000 $ 175,967 $ 54,000
Middlesex, New Jersey 30 $ 5,366,000 $ 178,866 $ 82,000
Ocean, New Jersey 30 $ 7,819,000 $ 260,633 $ 143,000
Berks, Pennsylvania 30 $ 1,009,000 $ 33,633 $ 2,000
Fairfax, Virginia 30 $ 3,661,000 $ 122,033 $ 25,000
Weld, Colorado 29 $ 5,433,000 $ 187,344 $ 103,000
Peoria, Illinois 29 $ 1,020,000 $ 35,172 $ 18,000
Winnebago, Illinois 29 $ 3,184,000 $ 109,793 $ 93,000
Henry, Missouri 29 $ 3,015,000 $ 103,965 $ 80,000
Horry, South Carolina 29 $ 3,299,000 $ 113,758 $ 74,000
Windsor, Vermont 29 $ 7,078,000 $ 244,068 $ 110,000
Albany, New York 28 $ 1,241,000 $ 44,321 $ 21,000
Schenectady, New York 28 $ 1,903,000 $ 67,964 $ 33,000
Forsyth, North Carolina 28 $ 2,724,000 $ 97,285 $ 76,000
Delaware, Ohio 28 $ 3,715,000 $ 132,678 $ 30,000
Whatcom, Washington 28 $ 4,967,000 $ 177,392 $ 74,000
District of Columbia, District Of Columbia 27 $ 4,001,000 $ 148,185 $ 44,000
Kankakee, Illinois 27 $ 3,413,000 $ 126,407 $ 59,000
Livingston, New York 27 $ 3,124,000 $ 115,703 $ 66,000
Niagara, New York 27 $ 3,562,000 $ 131,925 $ 78,000
Linn, Oregon 27 $ 3,457,000 $ 128,037 $ 66,000
Lancaster, Pennsylvania 27 $ 847,000 $ 31,370 $ 0
Williamson, Tennessee 27 $ 6,400,000 $ 237,037 $ 119,000
Montgomery, Virginia 27 $ 865,000 $ 32,037 $ 0
Kootenai, Idaho 26 $ 4,605,000 $ 177,115 $ 69,000
East Baton Rouge, Louisiana 26 $ 880,000 $ 33,846 $ 0
Lafayette, Louisiana 26 $ 742,000 $ 28,538 $ 0
Prince George's, Maryland 26 $ 5,199,000 $ 199,961 $ 64,000
Gloucester, New Jersey 26 $ 4,117,000 $ 158,346 $ 69,000
Catawba, North Carolina 26 $ 2,549,000 $ 98,038 $ 60,000
York, Pennsylvania 26 $ 2,796,000 $ 107,538 $ 37,000
Washington, Utah 26 $ 4,159,000 $ 159,961 $ 61,000
San Diego, California 25 $ 13,146,000 $ 525,840 $ 59,000
Berrien, Michigan 25 $ 3,696,000 $ 147,840 $ 102,000
Grafton, New Hampshire 25 $ 5,387,000 $ 215,480 $ 79,000
Strafford, New Hampshire 25 $ 2,930,000 $ 117,200 $ 59,000
Hudson, New Jersey 25 $ 7,138,000 $ 285,520 $ 120,000
Durham, North Carolina 25 $ 1,760,000 $ 70,400 $ 35,000
Tulsa, Oklahoma 25 $ 723,000 $ 28,920 $ 0
Yamhill, Oregon 25 $ 3,223,000 $ 128,920 $ 88,000
Cumberland, Pennsylvania 25 $ 1,497,000 $ 59,880 $ 10,000
Lexington, South Carolina 25 $ 4,509,000 $ 180,360 $ 67,000
Rutherford, Tennessee 25 $ 2,813,000 $ 112,520 $ 46,000
Walla Walla, Washington 25 $ 4,527,000 $ 181,080 $ 73,000
Waukesha, Wisconsin 25 $ 2,443,000 $ 97,720 $ 29,000
Navajo, Arizona 24 $ 2,827,000 $ 117,791 $ 68,000
Cherokee, Georgia 24 $ 3,670,000 $ 152,916 $ 47,000
Honolulu, Hawaii 24 $ 2,054,000 $ 85,583 $ 23,000
Washington, Minnesota 24 $ 1,331,000 $ 55,458 $ 10,000
Atlantic, New Jersey 24 $ 4,975,000 $ 207,291 $ 91,000
Morris, New Jersey 24 $ 9,563,000 $ 398,458 $ 168,000
Mobile, Alabama 23 $ 657,000 $ 28,565 $ 0
Fayette, Kentucky 23 $ 697,000 $ 30,304 $ 6,000
Burlington, New Jersey 23 $ 2,721,000 $ 118,304 $ 46,000
Ontario, New York 23 $ 3,528,000 $ 153,391 $ 104,000
Union, North Carolina 23 $ 5,696,000 $ 247,652 $ 99,000
Burleigh, North Dakota 23 $ 535,000 $ 23,260 $ 0
Montgomery, Ohio 23 $ 819,000 $ 35,608 $ 5,000
Charleston, South Carolina 23 $ 5,112,000 $ 222,260 $ 71,000
New Castle, Delaware 22 $ 1,628,000 $ 74,000 $ 21,000
Charlotte, Florida 22 $ 4,461,000 $ 202,772 $ 83,000
Onondaga, New York 22 $ 614,000 $ 27,909 $ 3,000
Gaston, North Carolina 22 $ 2,049,000 $ 93,136 $ 51,000
Spartanburg, South Carolina 22 $ 3,097,000 $ 140,772 $ 68,000
Jasper, Indiana 21 $ 2,553,000 $ 121,571 $ 66,000
Dukes, Massachusetts 21 $ 9,319,000 $ 443,761 $ 259,000
Franklin, Massachusetts 21 $ 2,970,000 $ 141,428 $ 59,000
Kalamazoo, Michigan 21 $ 2,512,000 $ 119,619 $ 48,000
Scott, Minnesota 21 $ 1,385,000 $ 65,952 $ 18,000
Camden, New Jersey 21 $ 3,044,000 $ 144,952 $ 60,000
Fulton, New York 21 $ 1,506,000 $ 71,714 $ 73,000
Orange, New York 21 $ 2,866,000 $ 136,476 $ 71,000
Richmond, New York 21 $ 6,234,000 $ 296,857 $ 110,000
Umatilla, Oregon 21 $ 2,416,000 $ 115,047 $ 60,000
Alameda, California 20 $ 4,548,000 $ 227,400 $ 60,000
San Bernardino, California 20 $ 3,355,000 $ 167,750 $ 69,000
Hendricks, Indiana 20 $ 1,269,000 $ 63,450 $ 29,000
Johnson, Indiana 20 $ 1,567,000 $ 78,350 $ 40,000
Anne Arundel, Maryland 20 $ 3,737,000 $ 186,850 $ 31,000
Wright, Minnesota 20 $ 1,108,000 $ 55,400 $ 6,000
Queens, New York 20 $ 5,328,000 $ 266,400 $ 57,000
Lucas, Ohio 20 $ 1,110,000 $ 55,500 $ 64,000
Delaware, Pennsylvania 20 $ 1,588,000 $ 79,400 $ 29,000
Pennington, South Dakota 20 $ 603,000 $ 30,150 $ 0
Shelby, Tennessee 20 $ 675,000 $ 33,750 $ 0
Brazoria, Texas 20 $ 674,000 $ 33,700 $ 0
Washington, Vermont 20 $ 3,416,000 $ 170,800 $ 65,000
Palm Beach, Florida 19 $ 4,357,000 $ 229,315 $ 108,000
Catoosa, Georgia 19 $ 1,366,000 $ 71,894 $ 32,000
Forsyth, Georgia 19 $ 1,322,000 $ 69,578 $ 32,000
Canyon, Idaho 19 $ 2,451,000 $ 129,000 $ 47,000
Howard, Maryland 19 $ 3,060,000 $ 161,052 $ 41,000
Guilford, North Carolina 19 $ 1,641,000 $ 86,368 $ 44,000
Greenville, South Carolina 19 $ 3,850,000 $ 202,631 $ 106,000
Brazos, Texas 19 $ 425,000 $ 22,368 $ 0
Yolo, California 18 $ 4,785,000 $ 265,833 $ 20,000
Broward, Florida 18 $ 1,421,000 $ 78,944 $ 15,000
Clark, Indiana 18 $ 422,000 $ 23,444 $ 0
Androscoggin, Maine 18 $ 2,341,000 $ 130,055 $ 58,000
Berkshire, Massachusetts 18 $ 2,762,000 $ 153,444 $ 81,000
Kings, New York 18 $ 6,496,000 $ 360,888 $ 125,000
Richland, Ohio 18 $ 551,000 $ 30,611 $ 2,000
Dauphin, Pennsylvania 18 $ 424,000 $ 23,555 $ 0
Cowlitz, Washington 18 $ 3,080,000 $ 171,111 $ 65,000
Island, Washington 18 $ 3,054,000 $ 169,666 $ 57,000
Skagit, Washington 18 $ 2,744,000 $ 152,444 $ 52,000
Lee, Alabama 17 $ 406,000 $ 23,882 $ 0
Collier, Florida 17 $ 3,612,000 $ 212,470 $ 99,000
Hillsborough, Florida 17 $ 1,478,000 $ 86,941 $ 52,000
Orange, Florida 17 $ 1,226,000 $ 72,117 $ 14,000
Sarasota, Florida 17 $ 6,488,000 $ 381,647 $ 165,000
LaPorte, Indiana 17 $ 2,138,000 $ 125,764 $ 53,000
Dutchess, New York 17 $ 4,844,000 $ 284,941 $ 104,000
Wayne, New York 17 $ 1,737,000 $ 102,176 $ 74,000
Northampton, Pennsylvania 17 $ 1,691,000 $ 99,470 $ 31,000
Kenosha, Wisconsin 17 $ 2,478,000 $ 145,764 $ 64,000
Genesee, Michigan 16 $ 1,638,000 $ 102,375 $ 30,000
Washoe, Nevada 16 $ 1,770,000 $ 110,625 $ 34,000
Somerset, New Jersey 16 $ 5,703,000 $ 356,437 $ 124,000
Sandoval, New Mexico 16 $ 653,000 $ 40,812 $ 3,000
Santa Fe, New Mexico 16 $ 3,029,000 $ 189,312 $ 14,000
Knox, Tennessee 16 $ 1,021,000 $ 63,812 $ 14,000
Benton, Arkansas 15 $ 430,000 $ 28,666 $ 0
Bonner, Idaho 15 $ 2,905,000 $ 193,666 $ 69,000
Tazewell, Illinois 15 $ 498,000 $ 33,200 $ 7,000
Allen, Indiana 15 $ 515,000 $ 34,333 $ 2,000
Story, Iowa 15 $ 1,086,000 $ 72,400 $ 36,000
Orleans, Louisiana 15 $ 572,000 $ 38,133 $ 0
Carver, Minnesota 15 $ 1,483,000 $ 98,866 $ 42,000
Christian, Missouri 15 $ 564,000 $ 37,600 $ 14,000
Brunswick, North Carolina 15 $ 3,948,000 $ 263,200 $ 123,000
Cabarrus, North Carolina 15 $ 2,175,000 $ 145,000 $ 57,000
Jackson, North Carolina 15 $ 3,009,000 $ 200,600 $ 91,000
Ward, North Dakota 15 $ 360,000 $ 24,000 $ 0
Cleveland, Oklahoma 15 $ 398,000 $ 26,533 $ 10,000
Luzerne, Pennsylvania 15 $ 1,684,000 $ 112,266 $ 42,000
Pike, Pennsylvania 15 $ 3,101,000 $ 206,733 $ 74,000
El Paso, Texas 15 $ 558,000 $ 37,200 $ 13,000
Galveston, Texas 15 $ 705,000 $ 47,000 $ 6,000
Kanawha, West Virginia 15 $ 448,000 $ 29,866 $ 0
Madison, Alabama 14 $ 841,000 $ 60,071 $ 32,000
Santa Clara, California 14 $ 5,362,000 $ 383,000 $ 116,000
Duval, Florida 14 $ 752,000 $ 53,714 $ 20,000
Bibb, Georgia 14 $ 426,000 $ 30,428 $ 0
Bannock, Idaho 14 $ 367,000 $ 26,214 $ 2,000
White, Indiana 14 $ 1,429,000 $ 102,071 $ 40,000
Black Hawk, Iowa 14 $ 368,000 $ 26,285 $ 10,000
Linn, Iowa 14 $ 644,000 $ 46,000 $ 20,000
Oxford, Maine 14 $ 1,702,000 $ 121,571 $ 48,000
Harford, Maryland 14 $ 3,296,000 $ 235,428 $ 91,000
Scott, Missouri 14 $ 1,369,000 $ 97,785 $ 65,000
Essex, New Jersey 14 $ 3,595,000 $ 256,785 $ 87,000
Rockland, New York 14 $ 3,270,000 $ 233,571 $ 112,000
Knox, Ohio 14 $ 1,233,000 $ 88,071 $ 44,000
Union, Ohio 14 $ 1,197,000 $ 85,500 $ 13,000
Carbon, Pennsylvania 14 $ 2,646,000 $ 189,000 $ 69,000
York, South Carolina 14 $ 1,297,000 $ 92,642 $ 52,000
Sumner, Tennessee 14 $ 1,843,000 $ 131,642 $ 70,000
Lubbock, Texas 14 $ 300,000 $ 21,428 $ 0
Orange, Vermont 14 $ 1,635,000 $ 116,785 $ 69,000
Loudoun, Virginia 14 $ 2,050,000 $ 146,428 $ 31,000
Larimer, Colorado 13 $ 711,000 $ 54,692 $ 19,000
Marion, Florida 13 $ 2,464,000 $ 189,538 $ 100,000
Madison, Illinois 13 $ 855,000 $ 65,769 $ 46,000
Montgomery, Maryland 13 $ 4,522,000 $ 347,846 $ 101,000
Ottawa, Michigan 13 $ 751,000 $ 57,769 $ 36,000
Platte, Missouri 13 $ 990,000 $ 76,153 $ 47,000
Lancaster, Nebraska 13 $ 825,000 $ 63,461 $ 0
Sarpy, Nebraska 13 $ 354,000 $ 27,230 $ 0
Bronx, New York 13 $ 2,099,000 $ 161,461 $ 139,000
Hays, Texas 13 $ 326,000 $ 25,076 $ 0
Davis, Utah 13 $ 881,000 $ 67,769 $ 24,000
Outagamie, Wisconsin 13 $ 363,000 $ 27,923 $ 0
Bay, Florida 12 $ 8,851,000 $ 737,583 $ 89,000
Douglas, Kansas 12 $ 474,000 $ 39,500 $ 0
Kenton, Kentucky 12 $ 294,000 $ 24,500 $ 0
Baltimore City, Maryland 12 $ 2,335,000 $ 194,583 $ 80,000
Rankin, Mississippi 12 $ 415,000 $ 34,583 $ 0
Union, New Jersey 12 $ 4,108,000 $ 342,333 $ 138,000
San Juan, New Mexico 12 $ 1,394,000 $ 116,166 $ 60,000
Genesee, New York 12 $ 916,000 $ 76,333 $ 57,000
Clermont, Ohio 12 $ 337,000 $ 28,083 $ 0
Lehigh, Pennsylvania 12 $ 314,000 $ 26,166 $ 3,000
Lamoille, Vermont 12 $ 2,177,000 $ 181,416 $ 63,000
Chesterfield, Virginia 12 $ 606,000 $ 50,500 $ 13,000
St. Clair, Alabama 11 $ 293,000 $ 26,636 $ 0
Boulder, Colorado 11 $ 1,533,000 $ 139,363 $ 104,000
Park, Colorado 11 $ 2,169,000 $ 197,181 $ 110,000
Kent, Delaware 11 $ 780,000 $ 70,909 $ 65,000
Houston, Georgia 11 $ 484,000 $ 44,000 $ 13,000
St. Clair, Illinois 11 $ 596,000 $ 54,181 $ 16,000
Monroe, Indiana 11 $ 400,000 $ 36,363 $ 0
St. Joseph, Indiana 11 $ 1,500,000 $ 136,363 $ 56,000
Shawnee, Kansas 11 $ 467,000 $ 42,454 $ 27,000
Kennebec, Maine 11 $ 1,607,000 $ 146,090 $ 68,000
Lamar, Mississippi 11 $ 435,000 $ 39,545 $ 0
Gallatin, Montana 11 $ 2,715,000 $ 246,818 $ 96,000
Belknap, New Hampshire 11 $ 2,467,000 $ 224,272 $ 98,000
New York, New York 11 $ 17,736,000 $ 1,612,363 $ 529,000
Rensselaer, New York 11 $ 376,000 $ 34,181 $ 11,000
Dorchester, South Carolina 11 $ 1,039,000 $ 94,454 $ 57,000
Virginia Beach, Virginia 11 $ 2,185,000 $ 198,636 $ 83,000
Lewis, Washington 11 $ 1,395,000 $ 126,818 $ 34,000
Racine, Wisconsin 11 $ 1,346,000 $ 122,363 $ 46,000
Yuma, Arizona 10 $ 1,325,000 $ 132,500 $ 60,000
Washington, Arkansas 10 $ 228,000 $ 22,800 $ 0
Ventura, California 10 $ 2,210,000 $ 221,000 $ 48,000
Eagle, Colorado 10 $ 5,997,000 $ 599,700 $ 389,000
Pinellas, Florida 10 $ 999,000 $ 99,900 $ 89,000
Volusia, Florida 10 $ 895,000 $ 89,500 $ 20,000
Grundy, Illinois 10 $ 1,093,000 $ 109,300 $ 31,000
Boone, Indiana 10 $ 1,337,000 $ 133,700 $ 139,000
Ascension, Louisiana 10 $ 294,000 $ 29,400 $ 0
Frederick, Maryland 10 $ 1,419,000 $ 141,900 $ 20,000
Park, Montana 10 $ 1,942,000 $ 194,200 $ 99,000
Cape May, New Jersey 10 $ 2,176,000 $ 217,600 $ 142,000
Caldwell, North Carolina 10 $ 959,000 $ 95,900 $ 37,000
Lincoln, North Carolina 10 $ 1,650,000 $ 165,000 $ 71,000
Lorain, Ohio 10 $ 418,000 $ 41,800 $ 5,000
Medina, Ohio 10 $ 655,000 $ 65,500 $ 22,000
Jackson, Oregon 10 $ 1,849,000 $ 184,900 $ 57,000
Walworth, Wisconsin 10 $ 1,452,000 $ 145,200 $ 34,000
Anchorage, Alaska 9 $ 1,680,000 $ 186,666 $ 0
Cochise, Arizona 9 $ 1,520,000 $ 168,888 $ 90,000
Routt, Colorado 9 $ 1,804,000 $ 200,444 $ 106,000
Polk, Florida 9 $ 1,008,000 $ 112,000 $ 90,000
Barrow, Georgia 9 $ 985,000 $ 109,444 $ 40,000
Hall, Georgia 9 $ 670,000 $ 74,444 $ 21,000
Henry, Georgia 9 $ 913,000 $ 101,444 $ 33,000
Walton, Georgia 9 $ 975,000 $ 108,333 $ 39,000
Carroll, Indiana 9 $ 989,000 $ 109,888 $ 51,000
Clinton, Indiana 9 $ 747,000 $ 83,000 $ 33,000
Morgan, Indiana 9 $ 641,000 $ 71,222 $ 41,000
Wyandotte, Kansas 9 $ 471,000 $ 52,333 $ 53,000
Calcasieu, Louisiana 9 $ 284,000 $ 31,555 $ 0
Lapeer, Michigan 9 $ 264,000 $ 29,333 $ 0
Sherburne, Minnesota 9 $ 1,185,000 $ 131,666 $ 67,000
St. Louis, Minnesota 9 $ 193,000 $ 21,444 $ 0
Benton, Missouri 9 $ 1,011,000 $ 112,333 $ 54,000
Cape Girardeau, Missouri 9 $ 1,284,000 $ 142,666 $ 66,000
Franklin, Missouri 9 $ 746,000 $ 82,888 $ 17,000
Sullivan, New Hampshire 9 $ 1,438,000 $ 159,777 $ 96,000
Putnam, New York 9 $ 4,077,000 $ 453,000 $ 194,000
Ulster, New York 9 $ 2,421,000 $ 269,000 $ 140,000
Orange, North Carolina 9 $ 1,181,000 $ 131,222 $ 111,000
Rowan, North Carolina 9 $ 798,000 $ 88,666 $ 46,000
Fairfield, Ohio 9 $ 706,000 $ 78,444 $ 0
Licking, Ohio 9 $ 1,260,000 $ 140,000 $ 16,000
Tuscarawas, Ohio 9 $ 520,000 $ 57,777 $ 37,000
Canadian, Oklahoma 9 $ 209,000 $ 23,222 $ 3,000
Richland, South Carolina 9 $ 1,546,000 $ 171,777 $ 69,000
Maury, Tennessee 9 $ 814,000 $ 90,444 $ 51,000
Henrico, Virginia 9 $ 308,000 $ 34,222 $ 0
Richmond City, Virginia 9 $ 263,000 $ 29,222 $ 0
Roanoke, Virginia 9 $ 240,000 $ 26,666 $ 0
Chelan, Washington 9 $ 1,639,000 $ 182,111 $ 83,000
Stevens, Washington 9 $ 913,000 $ 101,444 $ 57,000
Albany, Wyoming 9 $ 815,000 $ 90,555 $ 34,000
San Joaquin, California 8 $ 1,033,000 $ 129,125 $ 41,000
Miami-Dade, Florida 8 $ 3,337,000 $ 417,125 $ 156,000
Pasco, Florida 8 $ 1,010,000 $ 126,250 $ 47,000
Walton, Florida 8 $ 4,066,000 $ 508,250 $ 243,000
Jackson, Georgia 8 $ 1,064,000 $ 133,000 $ 36,000
Ogle, Illinois 8 $ 660,000 $ 82,500 $ 43,000
Montgomery, Indiana 8 $ 585,000 $ 73,125 $ 46,000
Newton, Indiana 8 $ 1,002,000 $ 125,250 $ 65,000
Ellis, Kansas 8 $ 227,000 $ 28,375 $ 0
Reno, Kansas 8 $ 629,000 $ 78,625 $ 144,000
St. Tammany, Louisiana 8 $ 306,000 $ 38,250 $ 0
Sagadahoc, Maine 8 $ 1,367,000 $ 170,875 $ 83,000
Allegan, Michigan 8 $ 664,000 $ 83,000 $ 44,000
Eaton, Michigan 8 $ 459,000 $ 57,375 $ 27,000
Olmsted, Minnesota 8 $ 545,000 $ 68,125 $ 39,000
Stearns, Minnesota 8 $ 293,000 $ 36,625 $ 3,000
Madison, Mississippi 8 $ 332,000 $ 41,500 $ 0
Cass, Missouri 8 $ 712,000 $ 89,000 $ 32,000
Mercer, New Jersey 8 $ 3,067,000 $ 383,375 $ 185,000
Passaic, New Jersey 8 $ 1,140,000 $ 142,500 $ 69,000
Montgomery, New York 8 $ 931,000 $ 116,375 $ 54,000
Buncombe, North Carolina 8 $ 877,000 $ 109,625 $ 29,000
Burke, North Carolina 8 $ 742,000 $ 92,750 $ 72,000
Columbia, Oregon 8 $ 742,000 $ 92,750 $ 57,000
Centre, Pennsylvania 8 $ 249,000 $ 31,125 $ 0
Westmoreland, Pennsylvania 8 $ 191,000 $ 23,875 $ 0
Johnson, Texas 8 $ 197,000 $ 24,625 $ 0
Okanogan, Washington 8 $ 667,000 $ 83,375 $ 57,000
Sheboygan, Wisconsin 8 $ 212,000 $ 26,500 $ 18,000
Washington, Wisconsin 8 $ 259,000 $ 32,375 $ 0
Mohave, Arizona 7 $ 910,000 $ 130,000 $ 68,000
Placer, California 7 $ 1,936,000 $ 276,571 $ 14,000
Douglas, Georgia 7 $ 246,000 $ 35,142 $ 0
Boone, Illinois 7 $ 1,728,000 $ 246,857 $ 78,000
LaSalle, Illinois 7 $ 475,000 $ 67,857 $ 22,000
Rock Island, Illinois 7 $ 196,000 $ 28,000 $ 7,000
Elkhart, Indiana 7 $ 473,000 $ 67,571 $ 29,000
Marshall, Indiana 7 $ 440,000 $ 62,857 $ 53,000
Boone, Iowa 7 $ 396,000 $ 56,571 $ 18,000
Madison, Iowa 7 $ 549,000 $ 78,428 $ 40,000
Scott, Iowa 7 $ 204,000 $ 29,142 $ 0
Franklin, Kansas 7 $ 157,000 $ 22,428 $ 0
Leavenworth, Kansas 7 $ 214,000 $ 30,571 $ 0
Carroll, Maryland 7 $ 875,000 $ 125,000 $ 26,000
Nantucket, Massachusetts 7 $ 7,048,000 $ 1,006,857 $ 483,000
Jackson, Michigan 7 $ 322,000 $ 46,000 $ 35,000
St. Clair, Michigan 7 $ 691,000 $ 98,714 $ 40,000
Van Buren, Michigan 7 $ 590,000 $ 84,285 $ 45,000
Buchanan, Missouri 7 $ 546,000 $ 78,000 $ 21,000
Lincoln, Missouri 7 $ 389,000 $ 55,571 $ 25,000
Morgan, Missouri 7 $ 497,000 $ 71,000 $ 46,000
Taney, Missouri 7 $ 209,000 $ 29,857 $ 17,000
Carbon, Montana 7 $ 1,323,000 $ 189,000 $ 165,000
Cumberland, New Jersey 7 $ 1,027,000 $ 146,714 $ 62,000
Sussex, New Jersey 7 $ 1,430,000 $ 204,285 $ 155,000
Taos, New Mexico 7 $ 550,000 $ 78,571 $ 26,000
Otsego, New York 7 $ 865,000 $ 123,571 $ 55,000
Henderson, North Carolina 7 $ 535,000 $ 76,428 $ 34,000
Macon, North Carolina 7 $ 2,896,000 $ 413,714 $ 201,000
Pender, North Carolina 7 $ 2,203,000 $ 314,714 $ 99,000
Transylvania, North Carolina 7 $ 559,000 $ 79,857 $ 17,000
Portage, Ohio 7 $ 325,000 $ 46,428 $ 16,000
Trumbull, Ohio 7 $ 199,000 $ 28,428 $ 5,000
Benton, Oregon 7 $ 627,000 $ 89,571 $ 33,000
Clatsop, Oregon 7 $ 843,000 $ 120,428 $ 124,000
Deschutes, Oregon 7 $ 1,569,000 $ 224,142 $ 65,000
Lackawanna, Pennsylvania 7 $ 909,000 $ 129,857 $ 102,000
Perry, Pennsylvania 7 $ 438,000 $ 62,571 $ 14,000
Beaufort, South Carolina 7 $ 3,109,000 $ 444,142 $ 216,000
Newberry, South Carolina 7 $ 703,000 $ 100,428 $ 67,000
Wilson, Tennessee 7 $ 860,000 $ 122,857 $ 37,000
Bastrop, Texas 7 $ 166,000 $ 23,714 $ 0
Parker, Texas 7 $ 392,000 $ 56,000 $ 0
Rockwall, Texas 7 $ 227,000 $ 32,428 $ 0
Arlington, Virginia 7 $ 897,000 $ 128,142 $ 13,000
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Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,953 $2,335,614,000 $137,000 $15,000,000 $58,000 $3,600,000
Refinancing 9,933 $1,528,081,000 $153,000 $6,500,000 $73,000 $2,729,000
Home Improvement 3,733 $492,851,000 $132,000 $8,000,000 $96,000 $2,996,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,156 $3,004,012,000 $185,000 $8,000,000 $99,000 $3,600,000
Not applicable 9,165 $461,308,000 $50,000 $15,000,000 $0 $220,000
Not Provided 2,026 $342,448,000 $169,000 $4,050,000 $105,000 $3,175,000
Hispanic 1,401 $221,256,000 $157,000 $6,000,000 $74,000 $1,500,000
Black or African American 1,167 $179,118,000 $153,000 $1,440,000 $73,000 $682,000
Asian 558 $123,443,000 $221,000 $3,250,000 $108,000 $2,160,000
Native Hawaiian or Other Pacific Islander 75 $14,357,000 $191,000 $680,000 $82,000 $278,000
American Indian or Alaskan Native 71 $10,604,000 $149,000 $810,000 $89,000 $339,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,265 $3,943,230,000 $139,000 $15,000,000 $69,000 $3,600,000
FHA-insured (Federal Housing Administration) 1,895 $316,445,000 $166,000 $456,000 $56,000 $391,000
VA-guaranteed (Veterans Administration) 459 $96,871,000 $211,000 $626,000 $55,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,992 $2,580,565,000 $172,000 $15,000,000 $95,000 $3,600,000
Loan Purchased By The Institution 9,150 $434,519,000 $47,000 $1,000,000 $0 $682,000
Application Denied By Financial Institution 2,959 $604,708,000 $204,000 $6,000,000 $90,000 $1,920,000
Application Approved But Not Accepted 2,286 $476,716,000 $208,000 $5,000,000 $105,000 $2,996,000
Application Withdrawn By Applicant 624 $128,335,000 $205,000 $2,800,000 $113,000 $3,175,000
File Closed For Incompleteness 466 $104,307,000 $223,000 $8,000,000 $119,000 $2,280,000
Preapproval Denied by Financial Institution 131 $24,423,000 $186,000 $362,000 $54,000 $176,000
Preapproval Approved but not Accepted 11 $2,973,000 $270,000 $576,000 $105,000 $273,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,191 $220,685,000 $185,000 $2,275,000 $63,000 $1,042,000
Credit History 902 $165,332,000 $183,000 $3,900,000 $92,000 $1,661,000
Collateral 393 $80,718,000 $205,000 $4,050,000 $108,000 $1,388,000
Other 267 $65,558,000 $245,000 $3,900,000 $119,000 $1,920,000
Insufficient Cash (Downpayment, Closing Cost) 103 $37,010,000 $359,000 $3,000,000 $123,000 $1,020,000
Employment History 101 $24,921,000 $246,000 $1,500,000 $115,000 $720,000
Unverifiable Information 91 $21,474,000 $235,000 $1,256,000 $137,000 $1,200,000
Credit Application Incomplete 41 $13,315,000 $324,000 $6,000,000 $116,000 $1,500,000
Mortgage Insurance Denied 1 $118,000 $118,000 $118,000 $35,000 $35,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Webster Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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