Webster Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Webster Bank, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, N.A. 145 Bank St Waterbury, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 30,619 |
| Total Mortgage Loan Application Amount | $4,356,546,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Webster Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Webster Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, N.A.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3,641 | $ 472,758,000 | $ 129,000 | $ 79,000 |
| NEW HAVEN-MILFORD, CT | 2,044 | $ 284,066,000 | $ 138,000 | $ 80,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,998 | $ 300,901,000 | $ 150,000 | $ 69,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,484 | $ 232,426,000 | $ 154,000 | $ 81,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,014 | $ 280,161,000 | $ 276,000 | $ 138,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 677 | $ 146,706,000 | $ 216,000 | $ 103,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 614 | $ 113,465,000 | $ 184,000 | $ 83,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 567 | $ 99,547,000 | $ 181,000 | $ 78,500 |
| GARY, IN | 497 | $ 61,337,000 | $ 123,000 | $ 64,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 388 | $ 16,004,000 | $ 41,000 | $ 3,000 |
| BOSTON-QUINCY, MA | 368 | $ 72,855,000 | $ 197,000 | $ 99,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 355 | $ 28,996,000 | $ 81,000 | $ 23,000 |
| SPRINGFIELD, MA | 354 | $ 48,686,000 | $ 137,000 | $ 72,000 |
| ST. LOUIS, MO-IL | 354 | $ 19,108,000 | $ 55,000 | $ 22,500 |
| ROCHESTER, NY | 314 | $ 36,029,000 | $ 114,000 | $ 71,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 309 | $ 25,886,000 | $ 66,500 | $ 15,500 |
| NORWICH-NEW LONDON, CT | 299 | $ 56,931,000 | $ 190,000 | $ 105,000 |
| DES MOINES-WEST DES MOINES, IA | 296 | $ 21,995,000 | $ 74,000 | $ 37,000 |
| DENVER-AURORA, CO | 293 | $ 28,521,000 | $ 97,000 | $ 56,000 |
| WORCESTER, MA | 286 | $ 51,634,000 | $ 180,000 | $ 76,000 |
| TACOMA, WA | 282 | $ 50,057,000 | $ 177,000 | $ 74,000 |
| BREMERTON-SILVERDALE, WA | 266 | $ 53,005,000 | $ 199,000 | $ 74,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 262 | $ 103,215,000 | $ 375,500 | $ 180,000 |
| DALLAS-PLANO-IRVING, TX | 253 | $ 9,279,000 | $ 36,000 | $ 1,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 246 | $ 33,161,000 | $ 114,500 | $ 58,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 218 | $ 32,801,000 | $ 150,000 | $ 79,000 |
| KANSAS CITY, MO-KS | 217 | $ 11,736,000 | $ 52,500 | $ 13,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 208 | $ 13,325,000 | $ 64,000 | $ 16,000 |
| AUSTIN-ROUND ROCK, TX | 206 | $ 7,495,000 | $ 36,000 | $ 3,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 203 | $ 38,110,000 | $ 168,000 | $ 83,000 |
| NASSAU-SUFFOLK, NY | 203 | $ 113,745,000 | $ 560,000 | $ 319,000 |
| INDIANAPOLIS-CARMEL, IN | 201 | $ 16,770,000 | $ 83,000 | $ 45,000 |
| PHILADELPHIA, PA | 201 | $ 15,612,000 | $ 77,000 | $ 25,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 193 | $ 62,944,000 | $ 326,000 | $ 92,000 |
| COLUMBUS, OH | 191 | $ 18,005,000 | $ 94,000 | $ 15,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 187 | $ 5,660,000 | $ 23,666 | $ 333 |
| BUFFALO-NIAGARA FALLS, NY | 183 | $ 19,966,000 | $ 109,000 | $ 77,000 |
| SALEM, OR | 161 | $ 22,560,000 | $ 140,000 | $ 71,000 |
| FORT WORTH-ARLINGTON, TX | 158 | $ 4,803,000 | $ 30,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 155 | $ 32,050,000 | $ 206,000 | $ 98,000 |
| BARNSTABLE TOWN, MA | 142 | $ 36,503,000 | $ 257,000 | $ 146,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 139 | $ 18,674,000 | $ 134,000 | $ 64,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 136 | $ 22,152,000 | $ 187,750 | $ 78,250 |
| RALEIGH-CARY, NC | 114 | $ 10,571,000 | $ 92,000 | $ 43,000 |
| BALTIMORE-TOWSON, MD | 111 | $ 21,798,000 | $ 196,000 | $ 61,000 |
| EDISON, NJ | 107 | $ 27,855,000 | $ 260,000 | $ 130,000 |
| ESSEX COUNTY, MA | 104 | $ 27,724,000 | $ 266,000 | $ 97,000 |
| ALBANY-SCHENECTADY-TROY, NY | 100 | $ 5,870,000 | $ 58,000 | $ 28,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 98 | $ 27,569,000 | $ 281,000 | $ 95,000 |
| ALBUQUERQUE, NM | 95 | $ 6,617,000 | $ 69,000 | $ 23,000 |
| OLYMPIA, WA | 95 | $ 16,738,000 | $ 176,000 | $ 69,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 95 | $ 14,682,000 | $ 154,000 | $ 74,000 |
| BIRMINGHAM-HOOVER, AL | 91 | $ 2,768,000 | $ 30,000 | $ 0 |
| TUCSON, AZ | 89 | $ 11,987,000 | $ 134,000 | $ 66,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 88 | $ 4,941,000 | $ 56,000 | $ 13,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 85 | $ 11,171,000 | $ 131,000 | $ 70,000 |
| MANCHESTER-NASHUA, NH | 85 | $ 15,361,000 | $ 180,000 | $ 74,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 80 | $ 3,981,000 | $ 49,000 | $ 7,000 |
| CHATTANOOGA, TN-GA | 79 | $ 6,155,000 | $ 75,500 | $ 36,000 |
| SAN ANTONIO, TX | 79 | $ 3,688,000 | $ 46,000 | $ 14,000 |
| LAFAYETTE, IN | 77 | $ 8,408,000 | $ 109,000 | $ 44,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 77 | $ 2,581,000 | $ 32,000 | $ 1,500 |
| NEWARK-UNION, NJ-PA | 75 | $ 22,470,000 | $ 264,000 | $ 105,000 |
| SPOKANE, WA | 72 | $ 7,377,000 | $ 102,000 | $ 42,000 |
| OKLAHOMA CITY, OK | 71 | $ 1,981,000 | $ 27,000 | $ 11,000 |
| ANDERSON, IN | 70 | $ 6,036,000 | $ 86,000 | $ 49,000 |
| CAMDEN, NJ | 70 | $ 9,882,000 | $ 141,000 | $ 59,000 |
| BILLINGS, MT | 69 | $ 6,815,000 | $ 98,000 | $ 64,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 69 | $ 15,818,000 | $ 229,000 | $ 9,000 |
| CAPE CORAL-FORT MYERS, FL | 68 | $ 21,453,000 | $ 315,000 | $ 65,000 |
| WILMINGTON, NC | 68 | $ 12,782,000 | $ 187,000 | $ 86,000 |
| YAKIMA, WA | 68 | $ 6,067,000 | $ 89,000 | $ 36,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 67 | $ 2,508,000 | $ 32,000 | $ 0 |
| PRESCOTT, AZ | 66 | $ 12,387,000 | $ 187,000 | $ 77,000 |
| SPRINGFIELD, MO | 66 | $ 3,674,000 | $ 55,000 | $ 26,000 |
| LAS VEGAS-PARADISE, NV | 64 | $ 10,559,000 | $ 164,000 | $ 79,000 |
| ANN ARBOR, MI | 62 | $ 2,714,000 | $ 43,000 | $ 4,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 62 | $ 12,038,000 | $ 194,000 | $ 92,000 |
| BOISE CITY-NAMPA, ID | 59 | $ 10,267,000 | $ 174,000 | $ 64,000 |
| WICHITA, KS | 59 | $ 5,081,000 | $ 86,000 | $ 51,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 56 | $ 3,375,000 | $ 60,000 | $ 25,000 |
| PITTSBURGH, PA | 56 | $ 2,222,000 | $ 39,000 | $ 9,000 |
| SALT LAKE CITY, UT | 54 | $ 8,526,000 | $ 157,000 | $ 60,000 |
| LANSING-EAST LANSING, MI | 52 | $ 3,262,000 | $ 62,000 | $ 31,000 |
| MISSOULA, MT | 52 | $ 4,299,000 | $ 82,000 | $ 42,000 |
| HARRISBURG-CARLISLE, PA | 50 | $ 2,359,000 | $ 47,000 | $ 7,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 48 | $ 5,475,000 | $ 136,000 | $ 46,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 48 | $ 7,496,000 | $ 156,000 | $ 41,000 |
| COLUMBIA, MO | 46 | $ 3,143,000 | $ 68,000 | $ 36,000 |
| HICKORY-LENOIR-MORGANTON, NC | 46 | $ 4,466,000 | $ 97,000 | $ 56,000 |
| MADISON, WI | 46 | $ 1,437,000 | $ 31,000 | $ 1,000 |
| PEORIA, IL | 46 | $ 1,580,000 | $ 34,000 | $ 14,000 |
| AKRON, OH | 45 | $ 2,453,000 | $ 54,000 | $ 29,000 |
| COLORADO SPRINGS, CO | 45 | $ 5,107,000 | $ 113,000 | $ 49,000 |
| GRAND RAPIDS-WYOMING, MI | 45 | $ 3,588,000 | $ 79,000 | $ 21,000 |
| GREEN BAY, WI | 45 | $ 1,106,000 | $ 24,000 | $ 1,000 |
| PROVO-OREM, UT | 44 | $ 5,543,000 | $ 125,000 | $ 38,000 |
| BATON ROUGE, LA | 42 | $ 1,359,000 | $ 32,000 | $ 0 |
| CANTON-MASSILLON, OH | 42 | $ 3,040,000 | $ 72,000 | $ 41,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 38 | $ 7,044,000 | $ 185,000 | $ 71,000 |
| DURHAM, NC | 38 | $ 3,117,000 | $ 82,000 | $ 49,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 38 | $ 7,710,000 | $ 202,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 38 | $ 4,080,000 | $ 107,000 | $ 72,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 37 | $ 1,045,000 | $ 28,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 37 | $ 4,230,000 | $ 114,000 | $ 26,000 |
| RICHMOND, VA | 37 | $ 1,351,000 | $ 36,000 | $ 4,000 |
| GRAND JUNCTION, CO | 36 | $ 4,755,000 | $ 132,000 | $ 71,000 |
| ROCKFORD, IL | 36 | $ 4,912,000 | $ 136,000 | $ 91,000 |
| CHAMPAIGN-URBANA, IL | 35 | $ 836,000 | $ 23,000 | $ 0 |
| COLUMBIA, SC | 35 | $ 6,398,000 | $ 182,000 | $ 74,000 |
| TULSA, OK | 35 | $ 919,000 | $ 26,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 34 | $ 5,032,000 | $ 148,000 | $ 37,000 |
| TALLAHASSEE, FL | 34 | $ 1,080,000 | $ 31,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 33 | $ 897,000 | $ 27,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 32 | $ 1,194,000 | $ 37,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 31 | $ 963,000 | $ 31,000 | $ 4,000 |
| GREENSBORO-HIGH POINT, NC | 30 | $ 2,868,000 | $ 95,000 | $ 48,000 |
| READING, PA | 30 | $ 1,009,000 | $ 33,000 | $ 2,000 |
| WINSTON-SALEM, NC | 30 | $ 2,956,000 | $ 98,000 | $ 74,000 |
| DAYTON, OH | 29 | $ 958,000 | $ 33,000 | $ 4,000 |
| GREELEY, CO | 29 | $ 5,433,000 | $ 187,000 | $ 103,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 29 | $ 3,299,000 | $ 113,000 | $ 74,000 |
| ORLANDO-KISSIMMEE, FL | 29 | $ 2,511,000 | $ 86,000 | $ 17,000 |
| BELLINGHAM, WA | 28 | $ 4,967,000 | $ 177,000 | $ 74,000 |
| KALAMAZOO-PORTAGE, MI | 28 | $ 3,102,000 | $ 110,000 | $ 47,000 |
| SYRACUSE, NY | 28 | $ 1,001,000 | $ 35,000 | $ 6,000 |
| WILMINGTON, DE-MD-NJ | 28 | $ 3,055,000 | $ 218,333 | $ 93,333 |
| GREENVILLE, SC | 27 | $ 4,742,000 | $ 175,000 | $ 91,000 |
| KANKAKEE-BRADLEY, IL | 27 | $ 3,413,000 | $ 126,000 | $ 59,000 |
| LAFAYETTE, LA | 27 | $ 755,000 | $ 27,000 | $ 0 |
| LANCASTER, PA | 27 | $ 847,000 | $ 31,000 | $ 0 |
| COEUR D'ALENE, ID | 26 | $ 4,605,000 | $ 177,000 | $ 69,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 26 | $ 5,692,000 | $ 218,000 | $ 46,000 |
| ST. GEORGE, UT | 26 | $ 4,159,000 | $ 159,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 26 | $ 4,120,000 | $ 158,000 | $ 62,000 |
| YORK-HANOVER, PA | 26 | $ 2,796,000 | $ 107,000 | $ 37,000 |
| BISMARCK, ND | 25 | $ 566,000 | $ 22,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 25 | $ 658,000 | $ 26,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 25 | $ 3,696,000 | $ 147,000 | $ 102,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 25 | $ 13,146,000 | $ 525,000 | $ 59,000 |
| TOLEDO, OH | 25 | $ 1,247,000 | $ 49,000 | $ 54,000 |
| ATLANTIC CITY, NJ | 24 | $ 4,975,000 | $ 207,000 | $ 91,000 |
| HONOLULU, HI | 24 | $ 2,054,000 | $ 85,000 | $ 23,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 902,000 | $ 44,500 | $ 14,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 23 | $ 5,941,000 | $ 258,000 | $ 66,000 |
| JACKSON, MS | 23 | $ 846,000 | $ 36,000 | $ 0 |
| JACKSONVILLE, FL | 23 | $ 1,329,000 | $ 57,000 | $ 17,000 |
| MOBILE, AL | 23 | $ 657,000 | $ 28,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 23 | $ 2,628,000 | $ 114,000 | $ 59,000 |
| CHARLESTON, WV | 22 | $ 658,000 | $ 29,000 | $ 0 |
| FORT WAYNE, IN | 22 | $ 999,000 | $ 45,000 | $ 4,000 |
| PUNTA GORDA, FL | 22 | $ 4,461,000 | $ 202,000 | $ 83,000 |
| SPARTANBURG, SC | 22 | $ 3,097,000 | $ 140,000 | $ 68,000 |
| WATERLOO-CEDAR FALLS, IA | 22 | $ 616,000 | $ 28,000 | $ 9,000 |
| ASHEVILLE, NC | 21 | $ 1,973,000 | $ 93,000 | $ 28,000 |
| RAPID CITY, SD | 21 | $ 612,000 | $ 29,000 | $ 0 |
| ROANOKE, VA | 21 | $ 808,000 | $ 38,000 | $ 3,000 |
| COLLEGE STATION-BRYAN, TX | 20 | $ 443,000 | $ 22,000 | $ 0 |
| KNOXVILLE, TN | 20 | $ 1,416,000 | $ 70,000 | $ 22,000 |
| MACON, GA | 20 | $ 1,359,000 | $ 67,000 | $ 3,000 |
| SARASOTA-BRADENTON-VENICE, FL | 20 | $ 8,192,000 | $ 409,000 | $ 178,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 19 | $ 4,357,000 | $ 229,000 | $ 108,000 |
| CEDAR RAPIDS, IA | 18 | $ 817,000 | $ 45,000 | $ 22,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 18 | $ 1,421,000 | $ 78,000 | $ 15,000 |
| LEWISTON-AUBURN, ME | 18 | $ 2,341,000 | $ 130,000 | $ 58,000 |
| LONGVIEW, WA | 18 | $ 3,080,000 | $ 171,000 | $ 65,000 |
| LYNCHBURG, VA | 18 | $ 922,000 | $ 51,000 | $ 6,000 |
| MANSFIELD, OH | 18 | $ 551,000 | $ 30,000 | $ 2,000 |
| MOUNT VERNON-ANACORTES, WA | 18 | $ 2,744,000 | $ 152,000 | $ 52,000 |
| PITTSFIELD, MA | 18 | $ 2,762,000 | $ 153,000 | $ 81,000 |
| AUBURN-OPELIKA, AL | 17 | $ 406,000 | $ 23,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 17 | $ 2,138,000 | $ 125,000 | $ 53,000 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 3,612,000 | $ 212,000 | $ 99,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 17 | $ 1,990,000 | $ 108,500 | $ 81,000 |
| APPLETON, WI | 16 | $ 460,000 | $ 28,000 | $ 0 |
| CHARLOTTESVILLE, VA | 16 | $ 893,000 | $ 55,000 | $ 25,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 16 | $ 428,000 | $ 26,500 | $ 2,500 |
| FLINT, MI | 16 | $ 1,638,000 | $ 102,000 | $ 30,000 |
| HATTIESBURG, MS | 16 | $ 584,000 | $ 36,000 | $ 0 |
| RENO-SPARKS, NV | 16 | $ 1,770,000 | $ 110,000 | $ 34,000 |
| SANTA FE, NM | 16 | $ 3,029,000 | $ 189,000 | $ 14,000 |
| AMES, IA | 15 | $ 1,086,000 | $ 72,000 | $ 36,000 |
| EL PASO, TX | 15 | $ 558,000 | $ 37,000 | $ 13,000 |
| HUNTSVILLE, AL | 15 | $ 854,000 | $ 56,000 | $ 30,000 |
| OGDEN-CLEARFIELD, UT | 15 | $ 1,434,000 | $ 95,000 | $ 33,000 |
| LINCOLN, NE | 14 | $ 840,000 | $ 60,000 | $ 0 |
| LUBBOCK, TX | 14 | $ 300,000 | $ 21,000 | $ 0 |
| POCATELLO, ID | 14 | $ 367,000 | $ 26,000 | $ 2,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 5,362,000 | $ 383,000 | $ 116,000 |
| FORT COLLINS-LOVELAND, CO | 13 | $ 711,000 | $ 54,000 | $ 19,000 |
| HOLLAND-GRAND HAVEN, MI | 13 | $ 751,000 | $ 57,000 | $ 36,000 |
| OCALA, FL | 13 | $ 2,464,000 | $ 189,000 | $ 100,000 |
| TOPEKA, KS | 13 | $ 495,000 | $ 38,000 | $ 23,000 |
| WENATCHEE, WA | 13 | $ 2,209,000 | $ 169,000 | $ 92,000 |
| BLOOMINGTON, IN | 12 | $ 439,000 | $ 36,000 | $ 0 |
| FARMINGTON, NM | 12 | $ 1,394,000 | $ 116,000 | $ 60,000 |
| LAWRENCE, KS | 12 | $ 474,000 | $ 39,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 12 | $ 8,851,000 | $ 737,000 | $ 89,000 |
| ANCHORAGE, AK | 11 | $ 1,737,000 | $ 157,000 | $ 0 |
| BOULDER, CO | 11 | $ 1,533,000 | $ 139,000 | $ 104,000 |
| DOVER, DE | 11 | $ 780,000 | $ 70,000 | $ 65,000 |
| DULUTH, MN-WI | 11 | $ 256,000 | $ 23,000 | $ 0 |
| IDAHO FALLS, ID | 11 | $ 1,603,000 | $ 145,000 | $ 50,000 |
| RACINE, WI | 11 | $ 1,346,000 | $ 122,000 | $ 46,000 |
| ROCHESTER, MN | 11 | $ 1,028,000 | $ 93,000 | $ 53,000 |
| ST. CLOUD, MN | 11 | $ 383,000 | $ 34,000 | $ 2,000 |
| WARNER ROBINS, GA | 11 | $ 484,000 | $ 44,000 | $ 13,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 895,000 | $ 89,000 | $ 20,000 |
| MEDFORD, OR | 10 | $ 1,849,000 | $ 184,000 | $ 57,000 |
| OCEAN CITY, NJ | 10 | $ 2,176,000 | $ 217,000 | $ 142,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 2,210,000 | $ 221,000 | $ 48,000 |
| YUMA, AZ | 10 | $ 1,325,000 | $ 132,000 | $ 60,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 625,000 | $ 73,000 | $ 30,000 |
| GAINESVILLE, GA | 9 | $ 670,000 | $ 74,000 | $ 21,000 |
| GLENS FALLS, NY | 9 | $ 2,670,000 | $ 296,000 | $ 255,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 189,000 | $ 22,333 | $ 0 |
| KINGSTON, NY | 9 | $ 2,421,000 | $ 269,000 | $ 140,000 |
| LAKE CHARLES, LA | 9 | $ 284,000 | $ 31,000 | $ 0 |
| LAKELAND, FL | 9 | $ 1,008,000 | $ 112,000 | $ 90,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 9 | $ 3,162,000 | $ 351,000 | $ 305,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9 | $ 1,468,000 | $ 163,000 | $ 25,000 |
| ST. JOSEPH, MO-KS | 9 | $ 604,000 | $ 67,000 | $ 16,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 247,000 | $ 27,000 | $ 4,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8 | $ 3,337,000 | $ 417,000 | $ 156,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 277,000 | $ 34,000 | $ 0 |
| SHEBOYGAN, WI | 8 | $ 212,000 | $ 26,000 | $ 18,000 |
| STATE COLLEGE, PA | 8 | $ 249,000 | $ 31,000 | $ 0 |
| STOCKTON, CA | 8 | $ 1,033,000 | $ 129,000 | $ 41,000 |
| TRENTON-EWING, NJ | 8 | $ 3,067,000 | $ 383,000 | $ 185,000 |
| BEND, OR | 7 | $ 1,569,000 | $ 224,000 | $ 65,000 |
| CORPUS CHRISTI, TX | 7 | $ 857,000 | $ 122,000 | $ 37,000 |
| CORVALLIS, OR | 7 | $ 627,000 | $ 89,000 | $ 33,000 |
| ELKHART-GOSHEN, IN | 7 | $ 473,000 | $ 67,000 | $ 29,000 |
| JACKSON, MI | 7 | $ 322,000 | $ 46,000 | $ 35,000 |
| JANESVILLE, WI | 7 | $ 126,000 | $ 18,000 | $ 0 |
| JOPLIN, MO | 7 | $ 556,000 | $ 79,000 | $ 30,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 7 | $ 150,000 | $ 21,000 | $ 0 |
| MORRISTOWN, TN | 7 | $ 1,301,000 | $ 185,000 | $ 184,000 |
| OSHKOSH-NEENAH, WI | 7 | $ 173,000 | $ 24,000 | $ 0 |
| SIOUX FALLS, SD | 7 | $ 136,000 | $ 19,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 7 | $ 1,027,000 | $ 146,000 | $ 62,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 462,000 | $ 77,000 | $ 18,000 |
| BAKERSFIELD, CA | 6 | $ 362,000 | $ 60,000 | $ 0 |
| DECATUR, IL | 6 | $ 640,000 | $ 106,000 | $ 69,000 |
| EAU CLAIRE, WI | 6 | $ 503,000 | $ 83,000 | $ 33,000 |
| EVANSVILLE, IN-KY | 6 | $ 230,000 | $ 38,000 | $ 8,000 |
| FARGO, ND-MN | 6 | $ 116,000 | $ 19,000 | $ 0 |
| FLORENCE, SC | 6 | $ 755,000 | $ 125,000 | $ 122,000 |
| FRESNO, CA | 6 | $ 266,000 | $ 44,000 | $ 0 |
| GREENVILLE, NC | 6 | $ 404,000 | $ 67,000 | $ 41,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 668,000 | $ 119,000 | $ 20,500 |
| JOHNSTOWN, PA | 6 | $ 410,000 | $ 68,000 | $ 21,000 |
| LONGVIEW, TX | 6 | $ 189,000 | $ 31,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 210,000 | $ 35,000 | $ 20,000 |
| REDDING, CA | 6 | $ 446,000 | $ 74,000 | $ 0 |
| SAVANNAH, GA | 6 | $ 1,196,000 | $ 199,000 | $ 91,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 137,000 | $ 27,000 | $ 0 |
| CLARKSVILLE, TN-KY | 5 | $ 143,000 | $ 23,500 | $ 6,000 |
| COLUMBUS, GA-AL | 5 | $ 251,000 | $ 50,000 | $ 21,000 |
| COLUMBUS, IN | 5 | $ 106,000 | $ 21,000 | $ 0 |
| GADSDEN, AL | 5 | $ 176,000 | $ 35,000 | $ 0 |
| LAS CRUCES, NM | 5 | $ 1,293,000 | $ 258,000 | $ 80,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 5 | $ 376,000 | $ 75,000 | $ 21,000 |
| MODESTO, CA | 5 | $ 1,007,000 | $ 201,000 | $ 14,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 647,000 | $ 129,000 | $ 154,000 |
| TYLER, TX | 5 | $ 108,000 | $ 21,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,574,000 | $ 314,000 | $ 58,000 |
| ANDERSON, SC | 4 | $ 405,000 | $ 101,000 | $ 26,000 |
| ANNISTON-OXFORD, AL | 4 | $ 164,000 | $ 41,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 4 | $ 203,000 | $ 50,000 | $ 21,000 |
| CARSON CITY, NV | 4 | $ 205,000 | $ 51,000 | $ 0 |
| CHEYENNE, WY | 4 | $ 527,000 | $ 131,000 | $ 0 |
| CHICO, CA | 4 | $ 154,000 | $ 38,000 | $ 0 |
| FLAGSTAFF, AZ | 4 | $ 1,853,000 | $ 463,000 | $ 140,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 4 | $ 1,668,000 | $ 417,000 | $ 135,000 |
| GAINESVILLE, FL | 4 | $ 656,000 | $ 164,000 | $ 120,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 90,000 | $ 22,000 | $ 0 |
| JACKSON, TN | 4 | $ 127,000 | $ 31,000 | $ 0 |
| JOHNSON CITY, TN | 4 | $ 161,000 | $ 40,000 | $ 0 |
| MUNCIE, IN | 4 | $ 230,000 | $ 57,000 | $ 34,000 |
| PUEBLO, CO | 4 | $ 157,000 | $ 39,000 | $ 19,000 |
| TUSCALOOSA, AL | 4 | $ 79,000 | $ 19,000 | $ 0 |
| WINCHESTER, VA-WV | 4 | $ 289,000 | $ 96,500 | $ 47,000 |
| BINGHAMTON, NY | 3 | $ 329,000 | $ 109,000 | $ 69,000 |
| DECATUR, AL | 3 | $ 147,000 | $ 49,000 | $ 28,000 |
| KOKOMO, IN | 3 | $ 68,000 | $ 22,000 | $ 0 |
| LEBANON, PA | 3 | $ 196,000 | $ 65,000 | $ 13,000 |
| LEWISTON, ID-WA | 3 | $ 392,000 | $ 130,000 | $ 73,000 |
| MONROE, MI | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
| MONTGOMERY, AL | 3 | $ 47,000 | $ 15,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 40,000 | $ 13,000 | $ 0 |
| PASCAGOULA, MS | 3 | $ 64,000 | $ 21,000 | $ 0 |
| SANDUSKY, OH | 3 | $ 388,000 | $ 129,000 | $ 74,000 |
| SANTA BARBARA-SANTA MARIA, CA | 3 | $ 576,000 | $ 192,000 | $ 172,000 |
| UTICA-ROME, NY | 3 | $ 342,000 | $ 114,000 | $ 53,000 |
| YUBA CITY, CA | 3 | $ 241,000 | $ 80,000 | $ 0 |
| AMARILLO, TX | 2 | $ 46,000 | $ 23,000 | $ 0 |
| BANGOR, ME | 2 | $ 130,000 | $ 65,000 | $ 15,000 |
| BATTLE CREEK, MI | 2 | $ 177,000 | $ 88,000 | $ 32,000 |
| BRUNSWICK, GA | 2 | $ 264,000 | $ 132,000 | $ 90,000 |
| BURLINGTON, NC | 2 | $ 118,000 | $ 59,000 | $ 21,000 |
| ERIE, PA | 2 | $ 67,000 | $ 33,000 | $ 0 |
| FAYETTEVILLE, NC | 2 | $ 51,000 | $ 25,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 63,000 | $ 31,000 | $ 0 |
| FOND DU LAC, WI | 2 | $ 47,000 | $ 23,000 | $ 0 |
| GULFPORT-BILOXI, MS | 2 | $ 37,000 | $ 18,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 137,000 | $ 68,000 | $ 26,000 |
| HOT SPRINGS, AR | 2 | $ 56,000 | $ 28,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 40,000 | $ 20,000 | $ 0 |
| JACKSONVILLE, NC | 2 | $ 502,000 | $ 251,000 | $ 79,000 |
| JEFFERSON CITY, MO | 2 | $ 439,000 | $ 219,000 | $ 83,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 62,000 | $ 31,000 | $ 0 |
| LAWTON, OK | 2 | $ 59,000 | $ 29,000 | $ 0 |
| LIMA, OH | 2 | $ 88,000 | $ 44,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 249,000 | $ 124,000 | $ 47,000 |
| NAPA, CA | 2 | $ 503,000 | $ 251,000 | $ 132,000 |
| ROME, GA | 2 | $ 35,000 | $ 17,000 | $ 0 |
| SHERMAN-DENISON, TX | 2 | $ 49,000 | $ 24,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 328,000 | $ 164,000 | $ 224,000 |
| VICTORIA, TX | 2 | $ 59,000 | $ 29,000 | $ 0 |
| WACO, TX | 2 | $ 51,000 | $ 25,000 | $ 0 |
| WHEELING, WV-OH | 2 | $ 20,000 | $ 10,000 | $ 0 |
| ABILENE, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| ALBANY, GA | 1 | $ 18,000 | $ 18,000 | $ 0 |
| ALTOONA, PA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| CASPER, WY | 1 | $ 41,000 | $ 41,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 41,000 | $ 41,000 | $ 73,000 |
| DALTON, GA | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| DANVILLE, IL | 1 | $ 26,000 | $ 26,000 | $ 0 |
| DOTHAN, AL | 1 | $ 46,000 | $ 46,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 212,000 | $ 212,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 18,000 | $ 18,000 | $ 0 |
| ELMIRA, NY | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| FAIRBANKS, AK | 1 | $ 42,000 | $ 42,000 | $ 0 |
| MADERA, CA | 1 | $ 261,000 | $ 261,000 | $ 59,000 |
| MERCED, CA | 1 | $ 254,000 | $ 254,000 | $ 248,000 |
| MIDLAND, TX | 1 | $ 22,000 | $ 22,000 | $ 0 |
| ODESSA, TX | 1 | $ 11,000 | $ 11,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 16,000 | $ 16,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| SALISBURY, MD | 1 | $ 49,000 | $ 49,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 18,000 | $ 18,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 20,000 | $ 20,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 79,000 | $ 79,000 | $ 17,000 |
| VALDOSTA, GA | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| WAUSAU, WI | 1 | $ 34,000 | $ 34,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 12,000 | $ 12,000 | $ 0 |
Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,953 | $2,335,614,000 | $137,000 | $15,000,000 | $58,000 | $3,600,000 |
| Refinancing | 9,933 | $1,528,081,000 | $153,000 | $6,500,000 | $73,000 | $2,729,000 |
| Home Improvement | 3,733 | $492,851,000 | $132,000 | $8,000,000 | $96,000 | $2,996,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,156 | $3,004,012,000 | $185,000 | $8,000,000 | $99,000 | $3,600,000 |
| Not applicable | 9,165 | $461,308,000 | $50,000 | $15,000,000 | $0 | $220,000 |
| Not Provided | 2,026 | $342,448,000 | $169,000 | $4,050,000 | $105,000 | $3,175,000 |
| Hispanic | 1,401 | $221,256,000 | $157,000 | $6,000,000 | $74,000 | $1,500,000 |
| Black or African American | 1,167 | $179,118,000 | $153,000 | $1,440,000 | $73,000 | $682,000 |
| Asian | 558 | $123,443,000 | $221,000 | $3,250,000 | $108,000 | $2,160,000 |
| Native Hawaiian or Other Pacific Islander | 75 | $14,357,000 | $191,000 | $680,000 | $82,000 | $278,000 |
| American Indian or Alaskan Native | 71 | $10,604,000 | $149,000 | $810,000 | $89,000 | $339,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,265 | $3,943,230,000 | $139,000 | $15,000,000 | $69,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 1,895 | $316,445,000 | $166,000 | $456,000 | $56,000 | $391,000 |
| VA-guaranteed (Veterans Administration) | 459 | $96,871,000 | $211,000 | $626,000 | $55,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,992 | $2,580,565,000 | $172,000 | $15,000,000 | $95,000 | $3,600,000 |
| Loan Purchased By The Institution | 9,150 | $434,519,000 | $47,000 | $1,000,000 | $0 | $682,000 |
| Application Denied By Financial Institution | 2,959 | $604,708,000 | $204,000 | $6,000,000 | $90,000 | $1,920,000 |
| Application Approved But Not Accepted | 2,286 | $476,716,000 | $208,000 | $5,000,000 | $105,000 | $2,996,000 |
| Application Withdrawn By Applicant | 624 | $128,335,000 | $205,000 | $2,800,000 | $113,000 | $3,175,000 |
| File Closed For Incompleteness | 466 | $104,307,000 | $223,000 | $8,000,000 | $119,000 | $2,280,000 |
| Preapproval Denied by Financial Institution | 131 | $24,423,000 | $186,000 | $362,000 | $54,000 | $176,000 |
| Preapproval Approved but not Accepted | 11 | $2,973,000 | $270,000 | $576,000 | $105,000 | $273,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,191 | $220,685,000 | $185,000 | $2,275,000 | $63,000 | $1,042,000 |
| Credit History | 902 | $165,332,000 | $183,000 | $3,900,000 | $92,000 | $1,661,000 |
| Collateral | 393 | $80,718,000 | $205,000 | $4,050,000 | $108,000 | $1,388,000 |
| Other | 267 | $65,558,000 | $245,000 | $3,900,000 | $119,000 | $1,920,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 103 | $37,010,000 | $359,000 | $3,000,000 | $123,000 | $1,020,000 |
| Employment History | 101 | $24,921,000 | $246,000 | $1,500,000 | $115,000 | $720,000 |
| Unverifiable Information | 91 | $21,474,000 | $235,000 | $1,256,000 | $137,000 | $1,200,000 |
| Credit Application Incomplete | 41 | $13,315,000 | $324,000 | $6,000,000 | $116,000 | $1,500,000 |
| Mortgage Insurance Denied | 1 | $118,000 | $118,000 | $118,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.