Webster Bank, N.A. Mortgage Lending & HMDA Data, 2006
In 2006, Webster Bank, N.A. of Waterbury, CT reported 30,619 mortgage applications totaling $4.4 billion, up 49% from 2005. The average application was for $142,282, and applicants reported an average income of $67,498. 49% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (3,641), New Haven-Milford, CT (2,044) and Chicago-Naperville-Joliet, IL (1,998) (applications in parentheses).
| Mortgage Company & Address | Webster Bank, N.A. 145 Bank St Waterbury, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 30,619 |
| Total Mortgage Loan Application Amount | $4,356,546,000 |
| Average Mortgage Loan Application Amount | $142,282 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $67,498 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Webster Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford-West Hartford-East Hartford, CT | 3,641 | $ 472,758,000 | $ 129,842 | $ 79,000 |
| New Haven-Milford, CT | 2,044 | $ 284,066,000 | $ 138,975 | $ 80,000 |
| Chicago-Naperville-Joliet, IL | 1,998 | $ 300,901,000 | $ 150,601 | $ 69,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,484 | $ 232,426,000 | $ 156,621 | $ 82,336 |
| Bridgeport-Stamford-Norwalk, CT | 1,014 | $ 280,161,000 | $ 276,292 | $ 138,000 |
| Phoenix-Mesa-Scottsdale, AZ | 677 | $ 146,706,000 | $ 216,700 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 614 | $ 113,465,000 | $ 184,796 | $ 83,000 |
| Portland-Vancouver-Beaverton, OR-WA | 567 | $ 99,547,000 | $ 175,567 | $ 78,825 |
| Gary, IN | 497 | $ 61,337,000 | $ 123,414 | $ 64,000 |
| Houston-Sugar Land-Baytown, TX | 388 | $ 16,004,000 | $ 41,247 | $ 3,000 |
| Boston-Quincy, MA | 368 | $ 72,855,000 | $ 197,975 | $ 99,000 |
| Atlanta-Sandy Springs-Marietta, GA | 355 | $ 28,996,000 | $ 81,678 | $ 23,000 |
| Springfield, MA | 354 | $ 48,686,000 | $ 137,531 | $ 72,000 |
| St. Louis, MO-IL | 354 | $ 19,108,000 | $ 53,977 | $ 15,296 |
| Rochester, NY | 314 | $ 36,029,000 | $ 114,742 | $ 71,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 309 | $ 25,886,000 | $ 83,773 | $ 30,498 |
| Norwich-New London, CT | 299 | $ 56,931,000 | $ 190,404 | $ 105,000 |
| Des Moines-West Des Moines, IA | 296 | $ 21,995,000 | $ 74,307 | $ 37,000 |
| Denver-Aurora, CO | 293 | $ 28,521,000 | $ 97,341 | $ 56,000 |
| Worcester, MA | 286 | $ 51,634,000 | $ 180,538 | $ 76,000 |
| Tacoma, WA | 282 | $ 50,057,000 | $ 177,507 | $ 74,000 |
| Bremerton-Silverdale, WA | 266 | $ 53,005,000 | $ 199,266 | $ 74,000 |
| New York-White Plains-Wayne, NY-NJ | 262 | $ 103,215,000 | $ 393,950 | $ 179,236 |
| Dallas-Plano-Irving, TX | 253 | $ 9,279,000 | $ 36,675 | $ 1,000 |
| Charlotte-Gastonia-Concord, NC-SC | 246 | $ 33,161,000 | $ 134,800 | $ 63,317 |
| Burlington-South Burlington, VT | 218 | $ 32,801,000 | $ 150,463 | $ 79,000 |
| Kansas City, MO-KS | 217 | $ 11,736,000 | $ 54,082 | $ 13,285 |
| Warren-Troy-Farmington Hills, MI | 208 | $ 13,325,000 | $ 64,062 | $ 16,000 |
| Austin-Round Rock, TX | 206 | $ 7,495,000 | $ 36,383 | $ 3,000 |
| Lake County-Kenosha County, IL-WI | 203 | $ 38,110,000 | $ 187,733 | $ 98,817 |
| Nassau-Suffolk, NY | 203 | $ 113,745,000 | $ 560,320 | $ 319,000 |
| Indianapolis-Carmel, IN | 201 | $ 16,770,000 | $ 83,432 | $ 45,000 |
| Philadelphia, PA | 201 | $ 15,612,000 | $ 77,671 | $ 25,000 |
| Cambridge-Newton-Framingham, MA | 193 | $ 62,944,000 | $ 326,134 | $ 92,000 |
| Columbus, OH | 191 | $ 18,005,000 | $ 94,267 | $ 15,000 |
| Cincinnati-Middletown, OH-KY-IN | 187 | $ 5,660,000 | $ 30,267 | $ 898 |
| Buffalo-Niagara Falls, NY | 183 | $ 19,966,000 | $ 109,103 | $ 77,000 |
| Salem, OR | 161 | $ 22,560,000 | $ 140,124 | $ 71,000 |
| Fort Worth-Arlington, TX | 158 | $ 4,803,000 | $ 30,398 | $ 0 |
| Portland-South Portland-Biddeford, ME | 155 | $ 32,050,000 | $ 206,774 | $ 98,000 |
| Barnstable Town, MA | 142 | $ 36,503,000 | $ 257,063 | $ 146,000 |
| Nashville-Davidson--Murfreesboro, TN | 139 | $ 18,674,000 | $ 134,345 | $ 64,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 136 | $ 22,152,000 | $ 162,882 | $ 43,375 |
| Raleigh-Cary, NC | 114 | $ 10,571,000 | $ 92,728 | $ 43,000 |
| Baltimore-Towson, MD | 111 | $ 21,798,000 | $ 196,378 | $ 61,000 |
| Edison, NJ | 107 | $ 27,855,000 | $ 260,327 | $ 130,000 |
| Essex County, MA | 104 | $ 27,724,000 | $ 266,576 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 100 | $ 5,870,000 | $ 58,700 | $ 28,000 |
| Los Angeles-Long Beach-Glendale, CA | 98 | $ 27,569,000 | $ 281,316 | $ 95,000 |
| Albuquerque, NM | 95 | $ 6,617,000 | $ 69,652 | $ 23,000 |
| Olympia, WA | 95 | $ 16,738,000 | $ 176,189 | $ 69,000 |
| Rockingham County-Strafford County, NH | 95 | $ 14,682,000 | $ 154,547 | $ 74,000 |
| Birmingham-Hoover, AL | 91 | $ 2,768,000 | $ 30,417 | $ 0 |
| Tucson, AZ | 89 | $ 11,987,000 | $ 134,685 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 88 | $ 4,941,000 | $ 56,147 | $ 13,000 |
| Kennewick-Richland-Pasco, WA | 85 | $ 11,171,000 | $ 131,423 | $ 70,000 |
| Manchester-Nashua, NH | 85 | $ 15,361,000 | $ 180,717 | $ 74,000 |
| Detroit-Livonia-Dearborn, MI | 80 | $ 3,981,000 | $ 49,762 | $ 7,000 |
| Chattanooga, TN-GA | 79 | $ 6,155,000 | $ 77,911 | $ 38,506 |
| San Antonio, TX | 79 | $ 3,688,000 | $ 46,683 | $ 14,000 |
| Lafayette, IN | 77 | $ 8,408,000 | $ 109,194 | $ 44,000 |
| Louisville-Jefferson County, KY-IN | 77 | $ 2,581,000 | $ 33,519 | $ 1,311 |
| Newark-Union, NJ-PA | 75 | $ 22,470,000 | $ 299,600 | $ 123,600 |
| Spokane, WA | 72 | $ 7,377,000 | $ 102,458 | $ 42,000 |
| Oklahoma City, OK | 71 | $ 1,981,000 | $ 27,901 | $ 11,000 |
| Anderson, IN | 70 | $ 6,036,000 | $ 86,228 | $ 49,000 |
| Camden, NJ | 70 | $ 9,882,000 | $ 141,171 | $ 59,000 |
| Billings, MT | 69 | $ 6,815,000 | $ 98,768 | $ 64,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 69 | $ 15,818,000 | $ 229,246 | $ 9,000 |
| Cape Coral-Fort Myers, FL | 68 | $ 21,453,000 | $ 315,485 | $ 65,000 |
| Wilmington, NC | 68 | $ 12,782,000 | $ 187,970 | $ 86,000 |
| Yakima, WA | 68 | $ 6,067,000 | $ 89,220 | $ 36,000 |
| Omaha-Council Bluffs, NE-IA | 67 | $ 2,508,000 | $ 37,432 | $ 0 |
| Prescott, AZ | 66 | $ 12,387,000 | $ 187,681 | $ 77,000 |
| Springfield, MO | 66 | $ 3,674,000 | $ 55,666 | $ 26,000 |
| Las Vegas-Paradise, NV | 64 | $ 10,559,000 | $ 164,984 | $ 79,000 |
| Ann Arbor, MI | 62 | $ 2,714,000 | $ 43,774 | $ 4,000 |
| Riverside-San Bernardino-Ontario, CA | 62 | $ 12,038,000 | $ 194,161 | $ 92,000 |
| Boise City-Nampa, ID | 59 | $ 10,267,000 | $ 174,016 | $ 64,000 |
| Wichita, KS | 59 | $ 5,081,000 | $ 86,118 | $ 51,000 |
| Cleveland-Elyria-Mentor, OH | 56 | $ 3,375,000 | $ 60,267 | $ 25,000 |
| Pittsburgh, PA | 56 | $ 2,222,000 | $ 39,678 | $ 9,000 |
| Salt Lake City, UT | 54 | $ 8,526,000 | $ 157,888 | $ 60,000 |
| Lansing-East Lansing, MI | 52 | $ 3,262,000 | $ 62,730 | $ 31,000 |
| Missoula, MT | 52 | $ 4,299,000 | $ 82,673 | $ 42,000 |
| Harrisburg-Carlisle, PA | 50 | $ 2,359,000 | $ 47,180 | $ 7,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 48 | $ 5,475,000 | $ 114,062 | $ 38,083 |
| Santa Ana-Anaheim-Irvine, CA | 48 | $ 7,496,000 | $ 156,166 | $ 41,000 |
| Columbia, MO | 46 | $ 3,143,000 | $ 68,326 | $ 36,000 |
| Hickory-Lenoir-Morganton, NC | 46 | $ 4,466,000 | $ 97,086 | $ 56,000 |
| Madison, WI | 46 | $ 1,437,000 | $ 31,239 | $ 1,000 |
| Peoria, IL | 46 | $ 1,580,000 | $ 34,347 | $ 14,000 |
| Akron, OH | 45 | $ 2,453,000 | $ 54,511 | $ 29,000 |
| Colorado Springs, CO | 45 | $ 5,107,000 | $ 113,488 | $ 49,000 |
| Grand Rapids-Wyoming, MI | 45 | $ 3,588,000 | $ 79,733 | $ 21,000 |
| Green Bay, WI | 45 | $ 1,106,000 | $ 24,577 | $ 1,000 |
| Provo-Orem, UT | 44 | $ 5,543,000 | $ 125,977 | $ 38,000 |
| Baton Rouge, LA | 42 | $ 1,359,000 | $ 32,357 | $ 0 |
| Canton-Massillon, OH | 42 | $ 3,040,000 | $ 72,380 | $ 41,000 |
| Charleston-North Charleston, SC | 38 | $ 7,044,000 | $ 185,368 | $ 71,000 |
| Durham, NC | 38 | $ 3,117,000 | $ 82,026 | $ 49,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 38 | $ 7,710,000 | $ 202,894 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 38 | $ 4,080,000 | $ 107,368 | $ 72,000 |
| Blacksburg-Christiansburg-Radford, VA | 37 | $ 1,045,000 | $ 28,243 | $ 0 |
| Eugene-Springfield, OR | 37 | $ 4,230,000 | $ 114,324 | $ 26,000 |
| Richmond, VA | 37 | $ 1,351,000 | $ 36,513 | $ 4,000 |
| Grand Junction, CO | 36 | $ 4,755,000 | $ 132,083 | $ 71,000 |
| Rockford, IL | 36 | $ 4,912,000 | $ 136,444 | $ 91,000 |
| Champaign-Urbana, IL | 35 | $ 836,000 | $ 23,885 | $ 0 |
| Columbia, SC | 35 | $ 6,398,000 | $ 182,800 | $ 74,000 |
| Tulsa, OK | 35 | $ 919,000 | $ 26,257 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 5,032,000 | $ 148,000 | $ 37,000 |
| Tallahassee, FL | 34 | $ 1,080,000 | $ 31,764 | $ 0 |
| Brownsville-Harlingen, TX | 33 | $ 897,000 | $ 27,181 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 32 | $ 1,194,000 | $ 37,312 | $ 0 |
| Lexington-Fayette, KY | 31 | $ 963,000 | $ 31,064 | $ 4,000 |
| Greensboro-High Point, NC | 30 | $ 2,868,000 | $ 95,600 | $ 48,000 |
| Reading, PA | 30 | $ 1,009,000 | $ 33,633 | $ 2,000 |
| Winston-Salem, NC | 30 | $ 2,956,000 | $ 98,533 | $ 74,000 |
| Dayton, OH | 29 | $ 958,000 | $ 33,034 | $ 4,000 |
| Greeley, CO | 29 | $ 5,433,000 | $ 187,344 | $ 103,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 29 | $ 3,299,000 | $ 113,758 | $ 74,000 |
| Orlando-Kissimmee, FL | 29 | $ 2,511,000 | $ 86,586 | $ 17,000 |
| Bellingham, WA | 28 | $ 4,967,000 | $ 177,392 | $ 74,000 |
| Kalamazoo-Portage, MI | 28 | $ 3,102,000 | $ 110,785 | $ 47,000 |
| Syracuse, NY | 28 | $ 1,001,000 | $ 35,750 | $ 6,000 |
| Wilmington, DE-MD-NJ | 28 | $ 3,055,000 | $ 109,107 | $ 43,285 |
| Greenville, SC | 27 | $ 4,742,000 | $ 175,629 | $ 91,000 |
| Kankakee-Bradley, IL | 27 | $ 3,413,000 | $ 126,407 | $ 59,000 |
| Lafayette, LA | 27 | $ 755,000 | $ 27,962 | $ 0 |
| Lancaster, PA | 27 | $ 847,000 | $ 31,370 | $ 0 |
| Coeur D'Alene, ID | 26 | $ 4,605,000 | $ 177,115 | $ 69,000 |
| Oakland-Fremont-Hayward, CA | 26 | $ 5,692,000 | $ 218,923 | $ 46,000 |
| St. George, UT | 26 | $ 4,159,000 | $ 159,961 | $ 61,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 4,120,000 | $ 158,461 | $ 62,000 |
| York-Hanover, PA | 26 | $ 2,796,000 | $ 107,538 | $ 37,000 |
| Bismarck, ND | 25 | $ 566,000 | $ 22,640 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 658,000 | $ 26,320 | $ 0 |
| Niles-Benton Harbor, MI | 25 | $ 3,696,000 | $ 147,840 | $ 102,000 |
| San Diego-Carlsbad-San Marcos, CA | 25 | $ 13,146,000 | $ 525,840 | $ 59,000 |
| Toledo, OH | 25 | $ 1,247,000 | $ 49,880 | $ 54,000 |
| Atlantic City, NJ | 24 | $ 4,975,000 | $ 207,291 | $ 91,000 |
| Honolulu, HI | 24 | $ 2,054,000 | $ 85,583 | $ 23,000 |
| Memphis, TN-MS-AR | 24 | $ 902,000 | $ 37,583 | $ 4,666 |
| Bethesda-Gaithersburg-Frederick, MD | 23 | $ 5,941,000 | $ 258,304 | $ 66,000 |
| Jackson, MS | 23 | $ 846,000 | $ 36,782 | $ 0 |
| Jacksonville, FL | 23 | $ 1,329,000 | $ 57,782 | $ 17,000 |
| Mobile, AL | 23 | $ 657,000 | $ 28,565 | $ 0 |
| Scranton--Wilkes-Barre, PA | 23 | $ 2,628,000 | $ 114,260 | $ 59,000 |
| Charleston, WV | 22 | $ 658,000 | $ 29,909 | $ 0 |
| Fort Wayne, IN | 22 | $ 999,000 | $ 45,409 | $ 4,000 |
| Punta Gorda, FL | 22 | $ 4,461,000 | $ 202,772 | $ 83,000 |
| Spartanburg, SC | 22 | $ 3,097,000 | $ 140,772 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 22 | $ 616,000 | $ 28,000 | $ 9,000 |
| Asheville, NC | 21 | $ 1,973,000 | $ 93,952 | $ 28,000 |
| Rapid City, SD | 21 | $ 612,000 | $ 29,142 | $ 0 |
| Roanoke, VA | 21 | $ 808,000 | $ 38,476 | $ 3,000 |
| College Station-Bryan, TX | 20 | $ 443,000 | $ 22,150 | $ 0 |
| Knoxville, TN | 20 | $ 1,416,000 | $ 70,800 | $ 22,000 |
| Macon, GA | 20 | $ 1,359,000 | $ 67,950 | $ 3,000 |
| Sarasota-Bradenton-Venice, FL | 20 | $ 8,192,000 | $ 409,600 | $ 178,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 19 | $ 4,357,000 | $ 229,315 | $ 108,000 |
| Cedar Rapids, IA | 18 | $ 817,000 | $ 45,388 | $ 22,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 1,421,000 | $ 78,944 | $ 15,000 |
| Lewiston-Auburn, ME | 18 | $ 2,341,000 | $ 130,055 | $ 58,000 |
| Longview, WA | 18 | $ 3,080,000 | $ 171,111 | $ 65,000 |
| Lynchburg, VA | 18 | $ 922,000 | $ 51,222 | $ 6,000 |
| Mansfield, OH | 18 | $ 551,000 | $ 30,611 | $ 2,000 |
| Mount Vernon-Anacortes, WA | 18 | $ 2,744,000 | $ 152,444 | $ 52,000 |
| Pittsfield, MA | 18 | $ 2,762,000 | $ 153,444 | $ 81,000 |
| Auburn-Opelika, AL | 17 | $ 406,000 | $ 23,882 | $ 0 |
| Michigan City-La Porte, IN | 17 | $ 2,138,000 | $ 125,764 | $ 53,000 |
| Naples-Marco Island, FL | 17 | $ 3,612,000 | $ 212,470 | $ 99,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 1,990,000 | $ 117,058 | $ 73,647 |
| Appleton, WI | 16 | $ 460,000 | $ 28,750 | $ 0 |
| Charlottesville, VA | 16 | $ 893,000 | $ 55,812 | $ 25,000 |
| Davenport-Moline-Rock Island, IA-IL | 16 | $ 428,000 | $ 26,750 | $ 2,812 |
| Flint, MI | 16 | $ 1,638,000 | $ 102,375 | $ 30,000 |
| Hattiesburg, MS | 16 | $ 584,000 | $ 36,500 | $ 0 |
| Reno-Sparks, NV | 16 | $ 1,770,000 | $ 110,625 | $ 34,000 |
| Santa Fe, NM | 16 | $ 3,029,000 | $ 189,312 | $ 14,000 |
| Ames, IA | 15 | $ 1,086,000 | $ 72,400 | $ 36,000 |
| El Paso, TX | 15 | $ 558,000 | $ 37,200 | $ 13,000 |
| Huntsville, AL | 15 | $ 854,000 | $ 56,933 | $ 30,000 |
| Ogden-Clearfield, UT | 15 | $ 1,434,000 | $ 95,600 | $ 33,000 |
| Lincoln, NE | 14 | $ 840,000 | $ 60,000 | $ 0 |
| Lubbock, TX | 14 | $ 300,000 | $ 21,428 | $ 0 |
| Pocatello, ID | 14 | $ 367,000 | $ 26,214 | $ 2,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 5,362,000 | $ 383,000 | $ 116,000 |
| Fort Collins-Loveland, CO | 13 | $ 711,000 | $ 54,692 | $ 19,000 |
| Holland-Grand Haven, MI | 13 | $ 751,000 | $ 57,769 | $ 36,000 |
| Ocala, FL | 13 | $ 2,464,000 | $ 189,538 | $ 100,000 |
| Topeka, KS | 13 | $ 495,000 | $ 38,076 | $ 23,000 |
| Wenatchee, WA | 13 | $ 2,209,000 | $ 169,923 | $ 92,000 |
| Bloomington, IN | 12 | $ 439,000 | $ 36,583 | $ 0 |
| Farmington, NM | 12 | $ 1,394,000 | $ 116,166 | $ 60,000 |
| Lawrence, KS | 12 | $ 474,000 | $ 39,500 | $ 0 |
| Panama City-Lynn Haven, FL | 12 | $ 8,851,000 | $ 737,583 | $ 89,000 |
| Anchorage, AK | 11 | $ 1,737,000 | $ 157,909 | $ 0 |
| Boulder, CO | 11 | $ 1,533,000 | $ 139,363 | $ 104,000 |
| Dover, DE | 11 | $ 780,000 | $ 70,909 | $ 65,000 |
| Duluth, MN-WI | 11 | $ 256,000 | $ 23,272 | $ 0 |
| Idaho Falls, ID | 11 | $ 1,603,000 | $ 145,727 | $ 50,000 |
| Racine, WI | 11 | $ 1,346,000 | $ 122,363 | $ 46,000 |
| Rochester, MN | 11 | $ 1,028,000 | $ 93,454 | $ 53,000 |
| St. Cloud, MN | 11 | $ 383,000 | $ 34,818 | $ 2,000 |
| Warner Robins, GA | 11 | $ 484,000 | $ 44,000 | $ 13,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 895,000 | $ 89,500 | $ 20,000 |
| Medford, OR | 10 | $ 1,849,000 | $ 184,900 | $ 57,000 |
| Ocean City, NJ | 10 | $ 2,176,000 | $ 217,600 | $ 142,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 2,210,000 | $ 221,000 | $ 48,000 |
| Yuma, AZ | 10 | $ 1,325,000 | $ 132,500 | $ 60,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 625,000 | $ 69,444 | $ 29,333 |
| Gainesville, GA | 9 | $ 670,000 | $ 74,444 | $ 21,000 |
| Glens Falls, NY | 9 | $ 2,670,000 | $ 296,666 | $ 255,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 189,000 | $ 21,000 | $ 0 |
| Kingston, NY | 9 | $ 2,421,000 | $ 269,000 | $ 140,000 |
| Lake Charles, LA | 9 | $ 284,000 | $ 31,555 | $ 0 |
| Lakeland, FL | 9 | $ 1,008,000 | $ 112,000 | $ 90,000 |
| Port St. Lucie-Fort Pierce, FL | 9 | $ 3,162,000 | $ 351,333 | $ 305,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 1,468,000 | $ 163,111 | $ 25,000 |
| St. Joseph, MO-KS | 9 | $ 604,000 | $ 67,111 | $ 16,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 247,000 | $ 27,444 | $ 4,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 3,337,000 | $ 417,125 | $ 156,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 277,000 | $ 34,625 | $ 0 |
| Sheboygan, WI | 8 | $ 212,000 | $ 26,500 | $ 18,000 |
| State College, PA | 8 | $ 249,000 | $ 31,125 | $ 0 |
| Stockton, CA | 8 | $ 1,033,000 | $ 129,125 | $ 41,000 |
| Trenton-Ewing, NJ | 8 | $ 3,067,000 | $ 383,375 | $ 185,000 |
| Bend, OR | 7 | $ 1,569,000 | $ 224,142 | $ 65,000 |
| Corpus Christi, TX | 7 | $ 857,000 | $ 122,428 | $ 37,000 |
| Corvallis, OR | 7 | $ 627,000 | $ 89,571 | $ 33,000 |
| Elkhart-Goshen, IN | 7 | $ 473,000 | $ 67,571 | $ 29,000 |
| Jackson, MI | 7 | $ 322,000 | $ 46,000 | $ 35,000 |
| Janesville, WI | 7 | $ 126,000 | $ 18,000 | $ 0 |
| Joplin, MO | 7 | $ 556,000 | $ 79,428 | $ 30,000 |
| Killeen-Temple-Fort Hood, TX | 7 | $ 150,000 | $ 21,428 | $ 0 |
| Morristown, TN | 7 | $ 1,301,000 | $ 185,857 | $ 184,000 |
| Oshkosh-Neenah, WI | 7 | $ 173,000 | $ 24,714 | $ 0 |
| Sioux Falls, SD | 7 | $ 136,000 | $ 19,428 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 1,027,000 | $ 146,714 | $ 62,000 |
| Athens-Clarke County, GA | 6 | $ 462,000 | $ 77,000 | $ 18,000 |
| Bakersfield, CA | 6 | $ 362,000 | $ 60,333 | $ 0 |
| Decatur, IL | 6 | $ 640,000 | $ 106,666 | $ 69,000 |
| Eau Claire, WI | 6 | $ 503,000 | $ 83,833 | $ 33,000 |
| Evansville, IN-KY | 6 | $ 230,000 | $ 38,333 | $ 8,000 |
| Fargo, ND-MN | 6 | $ 116,000 | $ 19,333 | $ 0 |
| Florence, SC | 6 | $ 755,000 | $ 125,833 | $ 122,000 |
| Fresno, CA | 6 | $ 266,000 | $ 44,333 | $ 0 |
| Greenville, NC | 6 | $ 404,000 | $ 67,333 | $ 41,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 668,000 | $ 111,333 | $ 13,666 |
| Johnstown, PA | 6 | $ 410,000 | $ 68,333 | $ 21,000 |
| Longview, TX | 6 | $ 189,000 | $ 31,500 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 210,000 | $ 35,000 | $ 20,000 |
| Redding, CA | 6 | $ 446,000 | $ 74,333 | $ 0 |
| Savannah, GA | 6 | $ 1,196,000 | $ 199,333 | $ 91,000 |
| Beaumont-Port Arthur, TX | 5 | $ 137,000 | $ 27,400 | $ 0 |
| Clarksville, TN-KY | 5 | $ 143,000 | $ 28,600 | $ 9,600 |
| Columbus, GA-AL | 5 | $ 251,000 | $ 50,200 | $ 21,000 |
| Columbus, IN | 5 | $ 106,000 | $ 21,200 | $ 0 |
| Gadsden, AL | 5 | $ 176,000 | $ 35,200 | $ 0 |
| Las Cruces, NM | 5 | $ 1,293,000 | $ 258,600 | $ 80,000 |
| Little Rock-North Little Rock, AR | 5 | $ 376,000 | $ 75,200 | $ 21,000 |
| Modesto, CA | 5 | $ 1,007,000 | $ 201,400 | $ 14,000 |
| Sebastian-Vero Beach, FL | 5 | $ 647,000 | $ 129,400 | $ 154,000 |
| Tyler, TX | 5 | $ 108,000 | $ 21,600 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 1,574,000 | $ 314,800 | $ 58,000 |
| Anderson, SC | 4 | $ 405,000 | $ 101,250 | $ 26,000 |
| Anniston-Oxford, AL | 4 | $ 164,000 | $ 41,000 | $ 0 |
| Bloomington-Normal, IL | 4 | $ 203,000 | $ 50,750 | $ 21,000 |
| Carson City, NV | 4 | $ 205,000 | $ 51,250 | $ 0 |
| Cheyenne, WY | 4 | $ 527,000 | $ 131,750 | $ 0 |
| Chico, CA | 4 | $ 154,000 | $ 38,500 | $ 0 |
| Flagstaff, AZ | 4 | $ 1,853,000 | $ 463,250 | $ 140,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 1,668,000 | $ 417,000 | $ 135,000 |
| Gainesville, FL | 4 | $ 656,000 | $ 164,000 | $ 120,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 90,000 | $ 22,500 | $ 0 |
| Jackson, TN | 4 | $ 127,000 | $ 31,750 | $ 0 |
| Johnson City, TN | 4 | $ 161,000 | $ 40,250 | $ 0 |
| Muncie, IN | 4 | $ 230,000 | $ 57,500 | $ 34,000 |
| Pueblo, CO | 4 | $ 157,000 | $ 39,250 | $ 19,000 |
| Tuscaloosa, AL | 4 | $ 79,000 | $ 19,750 | $ 0 |
| Winchester, VA-WV | 4 | $ 289,000 | $ 72,250 | $ 28,000 |
| Binghamton, NY | 3 | $ 329,000 | $ 109,666 | $ 69,000 |
| Decatur, AL | 3 | $ 147,000 | $ 49,000 | $ 28,000 |
| Kokomo, IN | 3 | $ 68,000 | $ 22,666 | $ 0 |
| Lebanon, PA | 3 | $ 196,000 | $ 65,333 | $ 13,000 |
| Lewiston, ID-WA | 3 | $ 392,000 | $ 130,666 | $ 73,000 |
| Monroe, MI | 3 | $ 175,000 | $ 58,333 | $ 41,000 |
| Montgomery, AL | 3 | $ 47,000 | $ 15,666 | $ 0 |
| Muskegon-Norton Shores, MI | 3 | $ 40,000 | $ 13,333 | $ 0 |
| Pascagoula, MS | 3 | $ 64,000 | $ 21,333 | $ 0 |
| Sandusky, OH | 3 | $ 388,000 | $ 129,333 | $ 74,000 |
| Santa Barbara-Santa Maria, CA | 3 | $ 576,000 | $ 192,000 | $ 172,000 |
| Utica-Rome, NY | 3 | $ 342,000 | $ 114,000 | $ 53,000 |
| Yuba City, CA | 3 | $ 241,000 | $ 80,333 | $ 0 |
| Amarillo, TX | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Bangor, ME | 2 | $ 130,000 | $ 65,000 | $ 15,000 |
| Battle Creek, MI | 2 | $ 177,000 | $ 88,500 | $ 32,000 |
| Brunswick, GA | 2 | $ 264,000 | $ 132,000 | $ 90,000 |
| Burlington, NC | 2 | $ 118,000 | $ 59,000 | $ 21,000 |
| Erie, PA | 2 | $ 67,000 | $ 33,500 | $ 0 |
| Fayetteville, NC | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Fond Du Lac, WI | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Gulfport-Biloxi, MS | 2 | $ 37,000 | $ 18,500 | $ 0 |
| Harrisonburg, VA | 2 | $ 137,000 | $ 68,500 | $ 26,000 |
| Hot Springs, AR | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Iowa City, IA | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Jacksonville, NC | 2 | $ 502,000 | $ 251,000 | $ 79,000 |
| Jefferson City, MO | 2 | $ 439,000 | $ 219,500 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Lawton, OK | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Lima, OH | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Logan, UT-ID | 2 | $ 249,000 | $ 124,500 | $ 47,000 |
| Napa, CA | 2 | $ 503,000 | $ 251,500 | $ 132,000 |
| Rome, GA | 2 | $ 35,000 | $ 17,500 | $ 0 |
| Sherman-Denison, TX | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 328,000 | $ 164,000 | $ 224,000 |
| Victoria, TX | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Waco, TX | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Wheeling, WV-OH | 2 | $ 20,000 | $ 10,000 | $ 0 |
| Abilene, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Albany, GA | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Altoona, PA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Casper, WY | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 41,000 | $ 41,000 | $ 73,000 |
| Dalton, GA | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Danville, IL | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Dothan, AL | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Dubuque, IA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| El Centro, CA | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Elmira, NY | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Fairbanks, AK | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Madera, CA | 1 | $ 261,000 | $ 261,000 | $ 59,000 |
| Merced, CA | 1 | $ 254,000 | $ 254,000 | $ 248,000 |
| Midland, TX | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Odessa, TX | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Owensboro, KY | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Salisbury, MD | 1 | $ 49,000 | $ 49,000 | $ 0 |
| San Angelo, TX | 1 | $ 18,000 | $ 18,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Sioux City, IA-NE-SD | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Springfield, IL | 1 | $ 79,000 | $ 79,000 | $ 17,000 |
| Valdosta, GA | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Wausau, WI | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 12,000 | $ 12,000 | $ 0 |
Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,953 | $2,335,614,000 | $137,000 | $15,000,000 | $58,000 | $3,600,000 |
| Refinancing | 9,933 | $1,528,081,000 | $153,000 | $6,500,000 | $73,000 | $2,729,000 |
| Home Improvement | 3,733 | $492,851,000 | $132,000 | $8,000,000 | $96,000 | $2,996,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,156 | $3,004,012,000 | $185,000 | $8,000,000 | $99,000 | $3,600,000 |
| Not applicable | 9,165 | $461,308,000 | $50,000 | $15,000,000 | $0 | $220,000 |
| Not Provided | 2,026 | $342,448,000 | $169,000 | $4,050,000 | $105,000 | $3,175,000 |
| Hispanic | 1,401 | $221,256,000 | $157,000 | $6,000,000 | $74,000 | $1,500,000 |
| Black or African American | 1,167 | $179,118,000 | $153,000 | $1,440,000 | $73,000 | $682,000 |
| Asian | 558 | $123,443,000 | $221,000 | $3,250,000 | $108,000 | $2,160,000 |
| Native Hawaiian or Other Pacific Islander | 75 | $14,357,000 | $191,000 | $680,000 | $82,000 | $278,000 |
| American Indian or Alaskan Native | 71 | $10,604,000 | $149,000 | $810,000 | $89,000 | $339,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,265 | $3,943,230,000 | $139,000 | $15,000,000 | $69,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 1,895 | $316,445,000 | $166,000 | $456,000 | $56,000 | $391,000 |
| VA-guaranteed (Veterans Administration) | 459 | $96,871,000 | $211,000 | $626,000 | $55,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,992 | $2,580,565,000 | $172,000 | $15,000,000 | $95,000 | $3,600,000 |
| Loan Purchased By The Institution | 9,150 | $434,519,000 | $47,000 | $1,000,000 | $0 | $682,000 |
| Application Denied By Financial Institution | 2,959 | $604,708,000 | $204,000 | $6,000,000 | $90,000 | $1,920,000 |
| Application Approved But Not Accepted | 2,286 | $476,716,000 | $208,000 | $5,000,000 | $105,000 | $2,996,000 |
| Application Withdrawn By Applicant | 624 | $128,335,000 | $205,000 | $2,800,000 | $113,000 | $3,175,000 |
| File Closed For Incompleteness | 466 | $104,307,000 | $223,000 | $8,000,000 | $119,000 | $2,280,000 |
| Preapproval Denied by Financial Institution | 131 | $24,423,000 | $186,000 | $362,000 | $54,000 | $176,000 |
| Preapproval Approved but not Accepted | 11 | $2,973,000 | $270,000 | $576,000 | $105,000 | $273,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,191 | $220,685,000 | $185,000 | $2,275,000 | $63,000 | $1,042,000 |
| Credit History | 902 | $165,332,000 | $183,000 | $3,900,000 | $92,000 | $1,661,000 |
| Collateral | 393 | $80,718,000 | $205,000 | $4,050,000 | $108,000 | $1,388,000 |
| Other | 267 | $65,558,000 | $245,000 | $3,900,000 | $119,000 | $1,920,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 103 | $37,010,000 | $359,000 | $3,000,000 | $123,000 | $1,020,000 |
| Employment History | 101 | $24,921,000 | $246,000 | $1,500,000 | $115,000 | $720,000 |
| Unverifiable Information | 91 | $21,474,000 | $235,000 | $1,256,000 | $137,000 | $1,200,000 |
| Credit Application Incomplete | 41 | $13,315,000 | $324,000 | $6,000,000 | $116,000 | $1,500,000 |
| Mortgage Insurance Denied | 1 | $118,000 | $118,000 | $118,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
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