Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Webster Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,530 |
| Total Mortgage Loan Application Amount | $2,882,628,000 |
| Average Mortgage Loan Application Amount | $226,000 |
| Highest Mortgage Loan Application Amount | $39,000,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $5,139,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 2,919 | $ 469,753,000 | $ 160,000 | $ 93,000 |
| New Haven County Connecticut | 1,903 | $ 373,664,000 | $ 196,000 | $ 104,000 |
| Fairfield County Connecticut | 1,110 | $ 476,461,000 | $ 429,000 | $ 183,000 |
| Bristol County Massachusetts | 973 | $ 160,236,000 | $ 164,000 | $ 78,000 |
| Litchfield County Connecticut | 693 | $ 126,038,000 | $ 181,000 | $ 107,000 |
| Providence County Rhode Island | 573 | $ 81,234,000 | $ 141,000 | $ 67,000 |
| Middlesex County Connecticut | 323 | $ 65,738,000 | $ 203,000 | $ 121,000 |
| New London County Connecticut | 281 | $ 59,088,000 | $ 210,000 | $ 115,000 |
| Hampden County Massachusetts | 248 | $ 32,864,000 | $ 132,000 | $ 81,000 |
| Westchester County New York | 207 | $ 102,484,000 | $ 495,000 | $ 206,000 |
| Tolland County Connecticut | 206 | $ 35,077,000 | $ 170,000 | $ 100,000 |
| Washington County Rhode Island | 191 | $ 59,097,000 | $ 309,000 | $ 163,000 |
| Kent County Rhode Island | 181 | $ 32,766,000 | $ 181,000 | $ 97,000 |
| Plymouth County Massachusetts | 179 | $ 58,765,000 | $ 328,000 | $ 109,000 |
| Middlesex County Massachusetts | 148 | $ 51,696,000 | $ 349,000 | $ 150,000 |
| Norfolk County Massachusetts | 104 | $ 44,457,000 | $ 427,000 | $ 190,000 |
| Newport County Rhode Island | 95 | $ 24,888,000 | $ 261,000 | $ 149,000 |
| Suffolk County Massachusetts | 76 | $ 30,580,000 | $ 402,000 | $ 201,000 |
| Worcester County Massachusetts | 67 | $ 10,288,000 | $ 153,000 | $ 111,000 |
| Barnstable County Massachusetts | 65 | $ 19,855,000 | $ 305,000 | $ 212,000 |
| Bristol County Rhode Island | 62 | $ 15,062,000 | $ 242,000 | $ 141,000 |
| Suffolk County New York | 39 | $ 31,225,000 | $ 800,000 | $ 326,000 |
| Windham County Connecticut | 32 | $ 3,878,000 | $ 121,000 | $ 102,000 |
| Essex County Massachusetts | 26 | $ 9,748,000 | $ 374,000 | $ 200,000 |
| Dukes County Massachusetts | 19 | $ 7,059,000 | $ 371,000 | $ 188,000 |
| Nassau County New York | 18 | $ 30,976,000 | $ 1,720,000 | $ 254,000 |
| New York County New York | 18 | $ 137,620,000 | $ 7,645,000 | $ 149,000 |
| Hampshire County Massachusetts | 17 | $ 2,587,000 | $ 152,000 | $ 87,000 |
| Bronx County New York | 16 | $ 19,578,000 | $ 1,223,000 | $ 80,000 |
| Kings County New York | 13 | $ 45,063,000 | $ 3,466,000 | $ 92,000 |
| Queens County New York | 12 | $ 2,687,000 | $ 223,000 | $ 109,000 |
| Putnam County New York | 11 | $ 4,245,000 | $ 385,000 | $ 165,000 |
| Palm Beach County Florida | 10 | $ 4,562,000 | $ 456,000 | $ 351,000 |
| Collier County Florida | 9 | $ 2,957,000 | $ 328,000 | $ 257,000 |
| Dutchess County New York | 9 | $ 2,815,000 | $ 312,000 | $ 187,000 |
| Rockland County New York | 9 | $ 28,795,000 | $ 3,199,000 | $ 145,000 |
| Windham County Vermont | 6 | $ 1,202,000 | $ 200,000 | $ 246,000 |
| Carroll County New Hampshire | 5 | $ 1,010,000 | $ 202,000 | $ 159,000 |
| Bergen County New Jersey | 5 | $ 4,112,000 | $ 822,000 | $ 521,000 |
| Miami-Dade County Florida | 4 | $ 1,538,000 | $ 384,000 | $ 658,000 |
| St. Lucie County Florida | 4 | $ 239,000 | $ 59,000 | $ 130,000 |
| Berkshire County Massachusetts | 4 | $ 763,000 | $ 190,000 | $ 155,000 |
| Nantucket County Massachusetts | 4 | $ 2,128,000 | $ 532,000 | $ 213,000 |
| Saratoga County New York | 4 | $ 1,108,000 | $ 277,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 4 | $ 6,061,000 | $ 1,515,000 | $ 29,000 |
| Beaufort County South Carolina | 4 | $ 4,400,000 | $ 1,100,000 | $ 509,000 |
| Charleston County South Carolina | 4 | $ 7,586,000 | $ 1,896,000 | $ 312,000 |
| Rutland County Vermont | 4 | $ 759,000 | $ 189,000 | $ 666,000 |
| Windsor County Vermont | 4 | $ 2,227,000 | $ 556,000 | $ 639,000 |
| Sarasota County Florida | 3 | $ 1,246,000 | $ 415,000 | $ 881,000 |
| Grafton County New Hampshire | 3 | $ 795,000 | $ 265,000 | $ 168,000 |
| Rockingham County New Hampshire | 3 | $ 866,000 | $ 288,000 | $ 198,000 |
| Albany County New York | 3 | $ 440,000 | $ 146,000 | $ 107,000 |
| Orange County New York | 3 | $ 861,000 | $ 287,000 | $ 209,000 |
| Richmond County New York | 3 | $ 456,000 | $ 152,000 | $ 89,000 |
| Schoharie County New York | 3 | $ 176,000 | $ 58,000 | $ 37,000 |
| Sullivan County New York | 3 | $ 688,000 | $ 229,000 | $ 166,000 |
| Brevard County Florida | 2 | $ 217,000 | $ 108,000 | $ 123,000 |
| Broward County Florida | 2 | $ 567,000 | $ 283,000 | $ 194,000 |
| Flagler County Florida | 2 | $ 295,000 | $ 147,000 | $ 144,000 |
| Lee County Florida | 2 | $ 640,000 | $ 320,000 | $ 424,000 |
| St. Johns County Florida | 2 | $ 177,000 | $ 88,000 | $ 97,000 |
| Sumter County Florida | 2 | $ 214,000 | $ 107,000 | $ 175,000 |
| Cook County Illinois | 2 | $ 398,000 | $ 199,000 | $ 130,000 |
| Cumberland County Maine | 2 | $ 758,000 | $ 379,000 | $ 140,000 |
| Lincoln County Maine | 2 | $ 737,000 | $ 368,000 | $ 265,000 |
| York County Maine | 2 | $ 1,120,000 | $ 560,000 | $ 404,000 |
| Charles County Maryland | 2 | $ 889,000 | $ 444,000 | $ 198,000 |
| Franklin County Massachusetts | 2 | $ 260,000 | $ 130,000 | $ 29,000 |
| Gallatin County Montana | 2 | $ 426,000 | $ 213,000 | $ 296,000 |
| Morris County New Jersey | 2 | $ 23,625,000 | $ 11,812,000 | $ 252,000 |
| Broome County New York | 2 | $ 272,000 | $ 136,000 | $ 125,000 |
| Delaware County New York | 2 | $ 308,000 | $ 154,000 | $ 82,000 |
| Erie County New York | 2 | $ 55,000 | $ 27,000 | $ 73,000 |
| Monroe County New York | 2 | $ 128,000 | $ 64,000 | $ 126,000 |
| Onondaga County New York | 2 | $ 188,000 | $ 94,000 | $ 64,000 |
| Ulster County New York | 2 | $ 243,000 | $ 121,000 | $ 74,000 |
| Warren County New York | 2 | $ 166,000 | $ 83,000 | $ 149,000 |
| Warren County Ohio | 2 | $ 51,000 | $ 25,000 | $ 89,000 |
| Pima County Arizona | 1 | $ 150,000 | $ 150,000 | $ 205,000 |
| Washington County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 69,000 |
| Los Angeles County California | 1 | $ 152,000 | $ 152,000 | $ 200,000 |
| Marin County California | 1 | $ 413,000 | $ 413,000 | $ 102,000 |
| San Francisco County California | 1 | $ 326,000 | $ 326,000 | $ 193,000 |
| Larimer County Colorado | 1 | $ 3,000 | $ 3,000 | $ 39,000 |
| New Castle County Delaware | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| District of Columbia County District Of Columbia | 1 | $ 412,000 | $ 412,000 | $ 72,000 |
| Charlotte County Florida | 1 | $ 150,000 | $ 150,000 | $ 404,000 |
| Citrus County Florida | 1 | $ 126,000 | $ 126,000 | $ 124,000 |
| Lake County Florida | 1 | $ 66,000 | $ 66,000 | $ 186,000 |
| Manatee County Florida | 1 | $ 300,000 | $ 300,000 | $ 218,000 |
| Chatham County Georgia | 1 | $ 112,000 | $ 112,000 | $ 294,000 |
| Fulton County Georgia | 1 | $ 32,000 | $ 32,000 | $ 200,000 |
| Kendall County Illinois | 1 | $ 57,000 | $ 57,000 | $ 150,000 |
| Ogle County Illinois | 1 | $ 13,000 | $ 13,000 | $ 74,000 |
| Delaware County Indiana | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Orleans County Louisiana | 1 | $ 2,500,000 | $ 2,500,000 | $ 660,000 |
| Kennebec County Maine | 1 | $ 325,000 | $ 325,000 | $ 1,102,000 |
| Oxford County Maine | 1 | $ 351,000 | $ 351,000 | $ 397,000 |
| Howard County Maryland | 1 | $ 510,000 | $ 510,000 | $ 206,000 |
| Montgomery County Maryland | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Worcester County Maryland | 1 | $ 188,000 | $ 188,000 | $ 200,000 |
| Cass County Michigan | 1 | $ 10,000 | $ 10,000 | $ 180,000 |
| Macomb County Michigan | 1 | $ 30,000 | $ 30,000 | $ 131,000 |
| Van Buren County Michigan | 1 | $ 26,000 | $ 26,000 | $ 57,000 |
| Belknap County New Hampshire | 1 | $ 520,000 | $ 520,000 | $ 132,000 |
| Hillsborough County New Hampshire | 1 | $ 163,000 | $ 163,000 | $ 128,000 |
| Ocean County New Jersey | 1 | $ 348,000 | $ 348,000 | $ 46,000 |
| Chenango County New York | 1 | $ 3,000 | $ 3,000 | $ 12,000 |
| Greene County New York | 1 | $ 300,000 | $ 300,000 | $ 293,000 |
| Jefferson County New York | 1 | $ 3,000 | $ 3,000 | $ 17,000 |
| Wayne County New York | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| Brunswick County North Carolina | 1 | $ 364,000 | $ 364,000 | $ 167,000 |
| Buncombe County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Orange County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 359,000 |
| Pender County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 197,000 |
| Allegheny County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 201,000 |
| Bucks County Pennsylvania | 1 | $ 772,000 | $ 772,000 | $ 322,000 |
| Chester County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 150,000 |
| Delaware County Pennsylvania | 1 | $ 37,000,000 | $ 37,000,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 148,000 |
| Bexar County Texas | 1 | $ 3,000 | $ 3,000 | $ 11,000 |
| Harris County Texas | 1 | $ 3,000 | $ 3,000 | $ 96,000 |
| Bennington County Vermont | 1 | $ 386,000 | $ 386,000 | $ 472,000 |
| Grand Isle County Vermont | 1 | $ 300,000 | $ 300,000 | $ 754,000 |
| Fairfax County Virginia | 1 | $ 278,000 | $ 278,000 | $ 65,000 |
| James City County Virginia | 1 | $ 262,000 | $ 262,000 | $ 78,000 |
| Barbour County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 150,000 |
| Burnett County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 377,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,991 | $1,316,573,000 | $219,000 | $5,812,000 | $121,000 | $5,139,000 |
| Home Purchase | 3,906 | $1,398,185,000 | $357,000 | $39,000,000 | $107,000 | $3,779,000 |
| Home Improvement | 1,633 | $167,870,000 | $102,000 | $3,835,000 | $100,000 | $1,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,410 | $1,847,269,000 | $219,000 | $5,812,000 | $122,000 | $5,139,000 |
| Not Provided | 1,206 | $237,845,000 | $197,000 | $3,800,000 | $124,000 | $2,926,000 |
| Hispanic | 786 | $104,507,000 | $132,000 | $956,000 | $63,000 | $660,000 |
| Black or African American | 584 | $79,553,000 | $136,000 | $1,310,000 | $72,000 | $927,000 |
| Asian | 323 | $74,787,000 | $231,000 | $1,265,000 | $108,000 | $1,052,000 |
| Not applicable | 179 | $531,148,000 | $2,967,000 | $39,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 21 | $4,344,000 | $206,000 | $630,000 | $103,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,175,000 | $151,000 | $543,000 | $93,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,570 | $2,710,920,000 | $256,000 | $39,000,000 | $119,000 | $5,139,000 |
| FHA-insured (Federal Housing Administration) | 907 | $160,732,000 | $177,000 | $705,000 | $58,000 | $401,000 |
| VA-guaranteed (Veterans Administration) | 53 | $10,976,000 | $207,000 | $460,000 | $71,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,413 | $1,666,553,000 | $259,000 | $37,000,000 | $125,000 | $5,139,000 |
| Application Denied By Financial Institution | 2,543 | $468,303,000 | $184,000 | $5,000,000 | $89,000 | $1,877,000 |
| Application Approved But Not Accepted | 904 | $193,408,000 | $213,000 | $3,750,000 | $122,000 | $2,320,000 |
| Application Withdrawn By Applicant | 798 | $387,607,000 | $485,000 | $39,000,000 | $123,000 | $2,926,000 |
| Preapproval Denied by Financial Institution | 494 | $99,452,000 | $201,000 | $2,550,000 | $70,000 | $762,000 |
| File Closed For Incompleteness | 369 | $64,610,000 | $175,000 | $3,800,000 | $109,000 | $949,000 |
| Loan Purchased By The Institution | 9 | $2,695,000 | $299,000 | $1,000,000 | $111,000 | $728,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,118 | $229,542,000 | $205,000 | $3,835,000 | $63,000 | $817,000 |
| Credit History | 820 | $128,814,000 | $157,000 | $5,000,000 | $94,000 | $1,877,000 |
| Collateral | 690 | $135,870,000 | $196,000 | $3,500,000 | $111,000 | $1,632,000 |
| Other | 227 | $34,592,000 | $152,000 | $2,000,000 | $86,000 | $674,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 115 | $27,808,000 | $241,000 | $2,000,000 | $120,000 | $762,000 |
| Employment History | 32 | $5,582,000 | $174,000 | $784,000 | $54,000 | $240,000 |
| Unverifiable Information | 23 | $3,369,000 | $146,000 | $390,000 | $59,000 | $263,000 |
| Credit Application Incomplete | 9 | $1,564,000 | $173,000 | $330,000 | $61,000 | $137,000 |
| Mortgage Insurance Denied | 3 | $614,000 | $204,000 | $323,000 | $79,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.