Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Wilmington Savings Fund Society, Fsb 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wilmington Savings Fund Society, Fsb
500 Delaware Avenue
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 9,567
Total Mortgage Loan Application Amount $1,765,965,000
Average Mortgage Loan Application Amount $190,666
Highest Mortgage Loan Application Amount $20,465,000
Average Applicant Income $144,166
Highest Applicant Income $6,466,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2020.

Mortgage Loan Application Totals for Wilmington Savings Fund Society, Fsb by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle County Delaware 1,427 $ 264,815,000 $ 185,000 $ 136,000
Chester County Pennsylvania 677 $ 202,445,000 $ 299,000 $ 231,000
Philadelphia County Pennsylvania 666 $ 231,630,000 $ 347,000 $ 159,000
Delaware County Pennsylvania 653 $ 161,155,000 $ 246,000 $ 165,000
Montgomery County Pennsylvania 551 $ 153,125,000 $ 277,000 $ 206,000
Burlington County New Jersey 438 $ 54,970,000 $ 125,000 $ 101,000
Sussex County Delaware 437 $ 113,515,000 $ 259,000 $ 206,000
Kent County Delaware 291 $ 36,705,000 $ 126,000 $ 84,000
Bucks County Pennsylvania 181 $ 46,135,000 $ 254,000 $ 165,000
Maricopa County Arizona 162 $ 13,030,000 $ 80,000 $ 197,000
Los Angeles County California 158 $ 19,650,000 $ 124,000 $ 156,000
Cape May County New Jersey 128 $ 41,840,000 $ 326,000 $ 280,000
Camden County New Jersey 116 $ 19,240,000 $ 165,000 $ 143,000
San Diego County California 79 $ 7,005,000 $ 88,000 $ 0
Orange County California 78 $ 9,140,000 $ 117,000 $ 75,000
Gloucester County New Jersey 67 $ 12,995,000 $ 193,000 $ 146,000
Atlantic County New Jersey 65 $ 19,765,000 $ 304,000 $ 274,000
Cecil County Maryland 59 $ 11,505,000 $ 195,000 $ 180,000
Riverside County California 55 $ 4,415,000 $ 80,000 $ 861,000
Ocean County New Jersey 48 $ 10,690,000 $ 222,000 $ 289,000
San Bernardino County California 45 $ 3,285,000 $ 73,000 $ 151,000
Broward County Florida 43 $ 7,145,000 $ 166,000 $ 299,000
Palm Beach County Florida 43 $ 12,375,000 $ 287,000 $ 361,000
Contra Costa County California 38 $ 5,220,000 $ 137,000 $ 169,000
Cook County Illinois 36 $ 4,600,000 $ 127,000 $ 189,000
Sacramento County California 35 $ 2,315,000 $ 66,000 $ 0
Mecklenburg County North Carolina 31 $ 1,805,000 $ 58,000 $ 160,000
Alameda County California 30 $ 4,090,000 $ 136,000 $ 232,000
Orange County Florida 30 $ 3,470,000 $ 115,000 $ 89,000
Pinellas County Florida 30 $ 2,480,000 $ 82,000 $ 113,000
Cobb County Georgia 30 $ 2,400,000 $ 80,000 $ 119,000
Fairfax County Virginia 30 $ 5,590,000 $ 186,000 $ 239,000
King County Washington 29 $ 2,555,000 $ 88,000 $ 227,000
Hillsborough County Florida 28 $ 3,290,000 $ 117,000 $ 205,000
Fulton County Georgia 28 $ 3,860,000 $ 137,000 $ 236,000
Worcester County Maryland 26 $ 6,690,000 $ 257,000 $ 397,000
Ventura County California 25 $ 1,835,000 $ 73,000 $ 0
Monmouth County New Jersey 25 $ 5,405,000 $ 216,000 $ 221,000
San Joaquin County California 24 $ 2,050,000 $ 85,000 $ 314,000
Miami-Dade County Florida 24 $ 4,000,000 $ 166,000 $ 495,000
Loudoun County Virginia 24 $ 2,450,000 $ 102,000 $ 105,000
Placer County California 22 $ 1,780,000 $ 80,000 $ 0
El Paso County Colorado 21 $ 1,255,000 $ 59,000 $ 0
Brevard County Florida 21 $ 1,705,000 $ 81,000 $ 147,000
Gwinnett County Georgia 21 $ 1,385,000 $ 65,000 $ 71,000
Wake County North Carolina 21 $ 1,055,000 $ 50,000 $ 0
Prince William County Virginia 21 $ 1,305,000 $ 62,000 $ 0
Duval County Florida 19 $ 1,255,000 $ 66,000 $ 161,000
Montgomery County Maryland 19 $ 1,995,000 $ 105,000 $ 95,000
Snohomish County Washington 19 $ 2,185,000 $ 115,000 $ 151,000
Baltimore County Maryland 18 $ 2,510,000 $ 139,000 $ 115,000
Bergen County New Jersey 18 $ 2,840,000 $ 157,000 $ 385,000
Pierce County Washington 18 $ 1,290,000 $ 71,000 $ 77,000
Arapahoe County Colorado 17 $ 1,935,000 $ 113,000 $ 122,000
Jefferson County Colorado 17 $ 2,085,000 $ 122,000 $ 94,000
Hennepin County Minnesota 17 $ 1,225,000 $ 72,000 $ 0
Fresno County California 16 $ 760,000 $ 47,000 $ 0
Seminole County Florida 16 $ 1,220,000 $ 76,000 $ 174,000
Forsyth County Georgia 16 $ 1,090,000 $ 68,000 $ 0
Essex County New Jersey 16 $ 2,720,000 $ 170,000 $ 1,207,000
Middlesex County New Jersey 16 $ 2,050,000 $ 128,000 $ 382,000
Multnomah County Oregon 16 $ 2,190,000 $ 136,000 $ 81,000
Pima County Arizona 15 $ 785,000 $ 52,000 $ 0
Pinal County Arizona 15 $ 615,000 $ 41,000 $ 0
Santa Clara County California 15 $ 1,985,000 $ 132,000 $ 0
Denver County Colorado 15 $ 1,285,000 $ 85,000 $ 0
Cherokee County Georgia 15 $ 605,000 $ 40,000 $ 0
Morris County New Jersey 15 $ 1,775,000 $ 118,000 $ 144,000
Horry County South Carolina 15 $ 2,825,000 $ 188,000 $ 135,000
Fairfield County Connecticut 14 $ 1,910,000 $ 136,000 $ 274,000
Johnson County Kansas 14 $ 710,000 $ 50,000 $ 0
Prince George's County Maryland 14 $ 960,000 $ 68,000 $ 56,000
Lancaster County Pennsylvania 14 $ 1,650,000 $ 117,000 $ 87,000
El Dorado County California 13 $ 1,795,000 $ 138,000 $ 75,000
Solano County California 13 $ 865,000 $ 66,000 $ 0
Lee County Florida 13 $ 2,615,000 $ 201,000 $ 158,000
Pasco County Florida 13 $ 845,000 $ 65,000 $ 44,000
Will County Illinois 13 $ 625,000 $ 48,000 $ 0
Hillsborough County New Hampshire 13 $ 1,105,000 $ 85,000 $ 136,000
York County South Carolina 13 $ 535,000 $ 41,000 $ 0
Kitsap County Washington 13 $ 1,545,000 $ 118,000 $ 254,000
District of Columbia County District Of Columbia 12 $ 1,480,000 $ 123,000 $ 265,000
Collier County Florida 12 $ 8,850,000 $ 737,000 $ 553,000
Okaloosa County Florida 12 $ 1,270,000 $ 105,000 $ 290,000
Somerset County New Jersey 12 $ 2,020,000 $ 168,000 $ 214,000
Franklin County Ohio 12 $ 840,000 $ 70,000 $ 158,000
Washington County Oregon 12 $ 700,000 $ 58,000 $ 0
Allegheny County Pennsylvania 12 $ 1,500,000 $ 125,000 $ 330,000
Santa Barbara County California 11 $ 985,000 $ 89,000 $ 0
St. Johns County Florida 11 $ 955,000 $ 86,000 $ 258,000
Anne Arundel County Maryland 11 $ 615,000 $ 55,000 $ 0
Mercer County New Jersey 11 $ 1,925,000 $ 175,000 $ 166,000
Union County New Jersey 11 $ 2,055,000 $ 186,000 $ 279,000
Charleston County South Carolina 11 $ 3,985,000 $ 362,000 $ 394,000
Shelby County Tennessee 11 $ 745,000 $ 67,000 $ 0
Virginia Beach County Virginia 11 $ 965,000 $ 87,000 $ 62,000
Sonoma County California 10 $ 1,270,000 $ 127,000 $ 0
Adams County Colorado 10 $ 660,000 $ 66,000 $ 0
Hartford County Connecticut 10 $ 1,120,000 $ 112,000 $ 114,000
Manatee County Florida 10 $ 790,000 $ 79,000 $ 300,000
Sarasota County Florida 10 $ 970,000 $ 97,000 $ 286,000
DeKalb County Georgia 10 $ 710,000 $ 71,000 $ 0
Lake County Illinois 10 $ 680,000 $ 68,000 $ 115,000
Howard County Maryland 10 $ 850,000 $ 85,000 $ 110,000
Wicomico County Maryland 10 $ 1,230,000 $ 123,000 $ 45,000
Hudson County New Jersey 10 $ 2,070,000 $ 207,000 $ 484,000
Hunterdon County New Jersey 10 $ 1,820,000 $ 182,000 $ 233,000
Salem County New Jersey 10 $ 1,500,000 $ 150,000 $ 78,000
Union County North Carolina 10 $ 480,000 $ 48,000 $ 0
Summit County Ohio 10 $ 370,000 $ 37,000 $ 0
Berks County Pennsylvania 10 $ 1,650,000 $ 165,000 $ 150,000
Monroe County Pennsylvania 10 $ 1,720,000 $ 172,000 $ 132,000
Northampton County Pennsylvania 10 $ 1,070,000 $ 107,000 $ 108,000
Knox County Tennessee 10 $ 760,000 $ 76,000 $ 286,000
Monterey County California 9 $ 705,000 $ 78,000 $ 0
Stanislaus County California 9 $ 485,000 $ 53,000 $ 0
Tulare County California 9 $ 475,000 $ 52,000 $ 0
New Haven County Connecticut 9 $ 395,000 $ 43,000 $ 0
Coweta County Georgia 9 $ 405,000 $ 45,000 $ 0
Kent County Maryland 9 $ 2,695,000 $ 299,000 $ 388,000
Macomb County Michigan 9 $ 315,000 $ 35,000 $ 0
Oakland County Michigan 9 $ 625,000 $ 69,000 $ 92,000
Clark County Nevada 9 $ 1,005,000 $ 111,000 $ 65,000
Clackamas County Oregon 9 $ 615,000 $ 68,000 $ 0
Chesapeake County Virginia 9 $ 535,000 $ 59,000 $ 116,000
Boulder County Colorado 8 $ 760,000 $ 95,000 $ 0
Indian River County Florida 8 $ 1,330,000 $ 166,000 $ 163,000
Lake County Florida 8 $ 360,000 $ 45,000 $ 0
Osceola County Florida 8 $ 1,340,000 $ 167,000 $ 399,000
Volusia County Florida 8 $ 360,000 $ 45,000 $ 0
Paulding County Georgia 8 $ 330,000 $ 41,000 $ 0
DuPage County Illinois 8 $ 520,000 $ 65,000 $ 0
Frederick County Maryland 8 $ 520,000 $ 65,000 $ 0
Harford County Maryland 8 $ 1,160,000 $ 145,000 $ 111,000
Wayne County Michigan 8 $ 300,000 $ 37,000 $ 0
Dakota County Minnesota 8 $ 500,000 $ 62,000 $ 0
Rockingham County New Hampshire 8 $ 420,000 $ 52,000 $ 0
Oklahoma County Oklahoma 8 $ 500,000 $ 62,000 $ 0
Lehigh County Pennsylvania 8 $ 1,400,000 $ 175,000 $ 123,000
Luzerne County Pennsylvania 8 $ 590,000 $ 73,000 $ 176,000
Lexington County South Carolina 8 $ 1,310,000 $ 163,000 $ 148,000
Williamson County Tennessee 8 $ 520,000 $ 65,000 $ 0
Shelby County Alabama 7 $ 365,000 $ 52,000 $ 0
Mohave County Arizona 7 $ 525,000 $ 75,000 $ 0
Yavapai County Arizona 7 $ 445,000 $ 63,000 $ 0
Marin County California 7 $ 1,495,000 $ 213,000 $ 89,000
Broomfield County Colorado 7 $ 685,000 $ 97,000 $ 96,000
Douglas County Colorado 7 $ 565,000 $ 80,000 $ 0
Larimer County Colorado 7 $ 1,235,000 $ 176,000 $ 165,000
Weld County Colorado 7 $ 515,000 $ 73,000 $ 0
McHenry County Illinois 7 $ 345,000 $ 49,000 $ 0
Lake County Indiana 7 $ 245,000 $ 35,000 $ 0
Douglas County Nebraska 7 $ 395,000 $ 56,000 $ 0
York County Pennsylvania 7 $ 1,275,000 $ 182,000 $ 95,000
Providence County Rhode Island 7 $ 1,315,000 $ 187,000 $ 290,000
Harris County Texas 7 $ 1,165,000 $ 166,000 $ 230,000
Chesterfield County Virginia 7 $ 455,000 $ 65,000 $ 0
Madison County Alabama 6 $ 250,000 $ 41,000 $ 0
San Francisco County California 6 $ 1,040,000 $ 173,000 $ 0
San Luis Obispo County California 6 $ 420,000 $ 70,000 $ 0
Clay County Florida 6 $ 340,000 $ 56,000 $ 0
Polk County Florida 6 $ 490,000 $ 81,000 $ 73,000
Santa Rosa County Florida 6 $ 290,000 $ 48,000 $ 0
St. Lucie County Florida 6 $ 850,000 $ 141,000 $ 466,000
Fayette County Georgia 6 $ 540,000 $ 90,000 $ 309,000
Genesee County Michigan 6 $ 220,000 $ 36,000 $ 0
DeSoto County Mississippi 6 $ 260,000 $ 43,000 $ 0
Hamilton County Ohio 6 $ 430,000 $ 71,000 $ 0
Jackson County Oregon 6 $ 320,000 $ 53,000 $ 0
Carbon County Pennsylvania 6 $ 830,000 $ 138,000 $ 181,000
Lebanon County Pennsylvania 6 $ 750,000 $ 125,000 $ 55,000
Greenville County South Carolina 6 $ 250,000 $ 41,000 $ 0
Davidson County Tennessee 6 $ 640,000 $ 106,000 $ 38,000
Henrico County Virginia 6 $ 810,000 $ 135,000 $ 196,000
Clark County Washington 6 $ 410,000 $ 68,000 $ 0
Thurston County Washington 6 $ 330,000 $ 55,000 $ 0
Madera County California 5 $ 285,000 $ 57,000 $ 0
San Mateo County California 5 $ 695,000 $ 139,000 $ 0
Sumter County Florida 5 $ 665,000 $ 133,000 $ 122,000
Porter County Indiana 5 $ 235,000 $ 47,000 $ 0
Sedgwick County Kansas 5 $ 145,000 $ 29,000 $ 0
York County Maine 5 $ 645,000 $ 129,000 $ 168,000
Talbot County Maryland 5 $ 1,305,000 $ 261,000 $ 339,000
Kent County Michigan 5 $ 245,000 $ 49,000 $ 0
Livingston County Michigan 5 $ 455,000 $ 91,000 $ 0
Anoka County Minnesota 5 $ 235,000 $ 47,000 $ 0
Scott County Minnesota 5 $ 485,000 $ 97,000 $ 129,000
Cumberland County New Jersey 5 $ 865,000 $ 173,000 $ 68,000
Sussex County New Jersey 5 $ 305,000 $ 61,000 $ 256,000
Buncombe County North Carolina 5 $ 395,000 $ 79,000 $ 0
Catawba County North Carolina 5 $ 315,000 $ 63,000 $ 0
Forsyth County North Carolina 5 $ 215,000 $ 43,000 $ 0
New Hanover County North Carolina 5 $ 175,000 $ 35,000 $ 26,000
Tulsa County Oklahoma 5 $ 245,000 $ 49,000 $ 0
Lane County Oregon 5 $ 385,000 $ 77,000 $ 0
Rutherford County Tennessee 5 $ 235,000 $ 47,000 $ 0
Travis County Texas 5 $ 885,000 $ 177,000 $ 112,000
Stafford County Virginia 5 $ 365,000 $ 73,000 $ 0
Spokane County Washington 5 $ 345,000 $ 69,000 $ 0
Dane County Wisconsin 5 $ 255,000 $ 51,000 $ 0
Waukesha County Wisconsin 5 $ 165,000 $ 33,000 $ 0
Jefferson County Alabama 4 $ 460,000 $ 115,000 $ 89,000
St. Clair County Alabama 4 $ 170,000 $ 42,000 $ 0
Imperial County California 4 $ 330,000 $ 82,000 $ 0
Shasta County California 4 $ 200,000 $ 50,000 $ 0
Citrus County Florida 4 $ 130,000 $ 32,000 $ 0
Hernando County Florida 4 $ 210,000 $ 52,000 $ 0
Chatham County Georgia 4 $ 280,000 $ 70,000 $ 0
Effingham County Georgia 4 $ 140,000 $ 35,000 $ 0
Hall County Georgia 4 $ 250,000 $ 62,000 $ 0
Kane County Illinois 4 $ 170,000 $ 42,000 $ 0
Hamilton County Indiana 4 $ 220,000 $ 55,000 $ 0
Vanderburgh County Indiana 4 $ 150,000 $ 37,000 $ 0
Boone County Kentucky 4 $ 170,000 $ 42,000 $ 0
Jefferson County Louisiana 4 $ 160,000 $ 40,000 $ 0
Cumberland County Maine 4 $ 290,000 $ 72,000 $ 0
Calvert County Maryland 4 $ 270,000 $ 67,000 $ 0
Washington County Maryland 4 $ 220,000 $ 55,000 $ 0
Middlesex County Massachusetts 4 $ 1,350,000 $ 337,000 $ 111,000
Washtenaw County Michigan 4 $ 180,000 $ 45,000 $ 0
Sherburne County Minnesota 4 $ 200,000 $ 50,000 $ 0
Wright County Minnesota 4 $ 160,000 $ 40,000 $ 0
Lancaster County Nebraska 4 $ 180,000 $ 45,000 $ 0
Sarpy County Nebraska 4 $ 170,000 $ 42,000 $ 0
Brunswick County North Carolina 4 $ 400,000 $ 100,000 $ 128,000
Cabarrus County North Carolina 4 $ 280,000 $ 70,000 $ 0
Craven County North Carolina 4 $ 120,000 $ 30,000 $ 0
Currituck County North Carolina 4 $ 930,000 $ 232,000 $ 199,000
Gaston County North Carolina 4 $ 150,000 $ 37,000 $ 0
Johnston County North Carolina 4 $ 190,000 $ 47,000 $ 0
Moore County North Carolina 4 $ 690,000 $ 172,000 $ 46,000
Onslow County North Carolina 4 $ 220,000 $ 55,000 $ 78,000
Delaware County Ohio 4 $ 680,000 $ 170,000 $ 189,000
Lake County Ohio 4 $ 290,000 $ 72,000 $ 176,000
Lorain County Ohio 4 $ 230,000 $ 57,000 $ 0
Stark County Ohio 4 $ 130,000 $ 32,000 $ 0
Warren County Ohio 4 $ 340,000 $ 85,000 $ 0
Canadian County Oklahoma 4 $ 180,000 $ 45,000 $ 0
Cleveland County Oklahoma 4 $ 280,000 $ 70,000 $ 0
Marion County Oregon 4 $ 200,000 $ 50,000 $ 0
Dauphin County Pennsylvania 4 $ 320,000 $ 80,000 $ 84,000
Lancaster County South Carolina 4 $ 140,000 $ 35,000 $ 0
Sumner County Tennessee 4 $ 520,000 $ 130,000 $ 38,000
Dallas County Texas 4 $ 830,000 $ 207,000 $ 76,000
Denton County Texas 4 $ 300,000 $ 75,000 $ 78,000
Arlington County Virginia 4 $ 920,000 $ 230,000 $ 543,000
Frederick County Virginia 4 $ 110,000 $ 27,000 $ 0
Richmond City County Virginia 4 $ 480,000 $ 120,000 $ 0
Skagit County Washington 4 $ 320,000 $ 80,000 $ 0
Butte County California 3 $ 195,000 $ 65,000 $ 0
Kern County California 3 $ 125,000 $ 41,000 $ 0
Mesa County Colorado 3 $ 185,000 $ 61,000 $ 0
Morgan County Colorado 3 $ 155,000 $ 51,000 $ 0
Pueblo County Colorado 3 $ 105,000 $ 35,000 $ 0
Middlesex County Connecticut 3 $ 165,000 $ 55,000 $ 0
New London County Connecticut 3 $ 1,385,000 $ 461,000 $ 850,000
Windham County Connecticut 3 $ 355,000 $ 118,000 $ 706,000
Leon County Florida 3 $ 195,000 $ 65,000 $ 0
Nassau County Florida 3 $ 145,000 $ 48,000 $ 0
Columbia County Georgia 3 $ 225,000 $ 75,000 $ 0
Jackson County Georgia 3 $ 465,000 $ 155,000 $ 94,000
Jasper County Georgia 3 $ 285,000 $ 95,000 $ 0
Allen County Indiana 3 $ 165,000 $ 55,000 $ 0
Hancock County Indiana 3 $ 205,000 $ 68,000 $ 0
Hendricks County Indiana 3 $ 265,000 $ 88,000 $ 0
Bullitt County Kentucky 3 $ 85,000 $ 28,000 $ 0
Jefferson County Kentucky 3 $ 175,000 $ 58,000 $ 45,000
Laurel County Kentucky 3 $ 95,000 $ 31,000 $ 0
East Baton Rouge County Louisiana 3 $ 185,000 $ 61,000 $ 0
Lafayette County Louisiana 3 $ 285,000 $ 95,000 $ 88,000
Ouachita County Louisiana 3 $ 135,000 $ 45,000 $ 0
Androscoggin County Maine 3 $ 265,000 $ 88,000 $ 78,000
Baltimore City County Maryland 3 $ 505,000 $ 168,000 $ 69,000
Caroline County Maryland 3 $ 425,000 $ 141,000 $ 80,000
Charles County Maryland 3 $ 245,000 $ 81,000 $ 0
St. Mary's County Maryland 3 $ 165,000 $ 55,000 $ 0
Barnstable County Massachusetts 3 $ 2,285,000 $ 761,000 $ 1,085,000
Essex County Massachusetts 3 $ 945,000 $ 315,000 $ 126,000
Worcester County Massachusetts 3 $ 825,000 $ 275,000 $ 141,000
Allegan County Michigan 3 $ 135,000 $ 45,000 $ 0
Eaton County Michigan 3 $ 135,000 $ 45,000 $ 0
Monroe County Michigan 3 $ 185,000 $ 61,000 $ 0
Ottawa County Michigan 3 $ 125,000 $ 41,000 $ 0
Washington County Minnesota 3 $ 145,000 $ 48,000 $ 0
Strafford County New Hampshire 3 $ 165,000 $ 55,000 $ 0
Warren County New Jersey 3 $ 435,000 $ 145,000 $ 142,000
Santa Fe County New Mexico 3 $ 465,000 $ 155,000 $ 145,000
Dare County North Carolina 3 $ 1,275,000 $ 425,000 $ 305,000
Guilford County North Carolina 3 $ 115,000 $ 38,000 $ 0
Iredell County North Carolina 3 $ 955,000 $ 318,000 $ 183,000
Orange County North Carolina 3 $ 185,000 $ 61,000 $ 0
Butler County Ohio 3 $ 235,000 $ 78,000 $ 0
Fairfield County Ohio 3 $ 75,000 $ 25,000 $ 0
Medina County Ohio 3 $ 195,000 $ 65,000 $ 0
Deschutes County Oregon 3 $ 315,000 $ 105,000 $ 238,000
Beaver County Pennsylvania 3 $ 125,000 $ 41,000 $ 0
Lackawanna County Pennsylvania 3 $ 525,000 $ 175,000 $ 395,000
Pike County Pennsylvania 3 $ 1,105,000 $ 368,000 $ 252,000
Schuylkill County Pennsylvania 3 $ 435,000 $ 145,000 $ 207,000
Westmoreland County Pennsylvania 3 $ 155,000 $ 51,000 $ 135,000
Washington County Rhode Island 3 $ 305,000 $ 101,000 $ 259,000
Anderson County South Carolina 3 $ 125,000 $ 41,000 $ 0
Beaufort County South Carolina 3 $ 695,000 $ 231,000 $ 170,000
Dorchester County South Carolina 3 $ 195,000 $ 65,000 $ 0
Spartanburg County South Carolina 3 $ 315,000 $ 105,000 $ 0
Putnam County Tennessee 3 $ 125,000 $ 41,000 $ 0
Robertson County Tennessee 3 $ 175,000 $ 58,000 $ 0
Sevier County Tennessee 3 $ 545,000 $ 181,000 $ 100,000
Williamson County Texas 3 $ 105,000 $ 35,000 $ 0
Albemarle County Virginia 3 $ 355,000 $ 118,000 $ 81,000
Alexandria County Virginia 3 $ 635,000 $ 211,000 $ 261,000
Fauquier County Virginia 3 $ 125,000 $ 41,000 $ 0
Goochland County Virginia 3 $ 195,000 $ 65,000 $ 0
Roanoke County Virginia 3 $ 155,000 $ 51,000 $ 0
Shenandoah County Virginia 3 $ 145,000 $ 48,000 $ 0
Spotsylvania County Virginia 3 $ 285,000 $ 95,000 $ 0
Tazewell County Virginia 3 $ 95,000 $ 31,000 $ 0
Benton County Washington 3 $ 155,000 $ 51,000 $ 0
Yakima County Washington 3 $ 135,000 $ 45,000 $ 0
Polk County Wisconsin 3 $ 115,000 $ 38,000 $ 0
Racine County Wisconsin 3 $ 135,000 $ 45,000 $ 0
St. Croix County Wisconsin 3 $ 115,000 $ 38,000 $ 0
Washington County Wisconsin 3 $ 135,000 $ 45,000 $ 0
Baldwin County Alabama 2 $ 90,000 $ 45,000 $ 0
Limestone County Alabama 2 $ 110,000 $ 55,000 $ 0
Marshall County Alabama 2 $ 680,000 $ 340,000 $ 132,000
Coconino County Arizona 2 $ 50,000 $ 25,000 $ 0
Yuma County Arizona 2 $ 100,000 $ 50,000 $ 0
Benton County Arkansas 2 $ 250,000 $ 125,000 $ 47,000
Lake County California 2 $ 140,000 $ 70,000 $ 0
Merced County California 2 $ 90,000 $ 45,000 $ 0
Santa Cruz County California 2 $ 160,000 $ 80,000 $ 0
Siskiyou County California 2 $ 130,000 $ 65,000 $ 0
Tehama County California 2 $ 80,000 $ 40,000 $ 0
Tuolumne County California 2 $ 170,000 $ 85,000 $ 0
Summit County Colorado 2 $ 810,000 $ 405,000 $ 1,435,000
Tolland County Connecticut 2 $ 360,000 $ 180,000 $ 125,000
Alachua County Florida 2 $ 350,000 $ 175,000 $ 45,000
Flagler County Florida 2 $ 80,000 $ 40,000 $ 0
Marion County Florida 2 $ 130,000 $ 65,000 $ 110,000
Martin County Florida 2 $ 290,000 $ 145,000 $ 0
Banks County Georgia 2 $ 120,000 $ 60,000 $ 0
Barrow County Georgia 2 $ 80,000 $ 40,000 $ 0
Bartow County Georgia 2 $ 80,000 $ 40,000 $ 0
Carroll County Georgia 2 $ 70,000 $ 35,000 $ 0
Henry County Georgia 2 $ 150,000 $ 75,000 $ 0
Morgan County Georgia 2 $ 90,000 $ 45,000 $ 0
Rockdale County Georgia 2 $ 70,000 $ 35,000 $ 0
Spalding County Georgia 2 $ 80,000 $ 40,000 $ 0
Tift County Georgia 2 $ 70,000 $ 35,000 $ 0
Troup County Georgia 2 $ 150,000 $ 75,000 $ 0
White County Georgia 2 $ 150,000 $ 75,000 $ 0
Henry County Illinois 2 $ 210,000 $ 105,000 $ 81,000
Kendall County Illinois 2 $ 90,000 $ 45,000 $ 0
Tazewell County Illinois 2 $ 90,000 $ 45,000 $ 0
Elkhart County Indiana 2 $ 180,000 $ 90,000 $ 128,000
Jasper County Indiana 2 $ 70,000 $ 35,000 $ 0
LaPorte County Indiana 2 $ 60,000 $ 30,000 $ 0
Marion County Indiana 2 $ 60,000 $ 30,000 $ 0
Monroe County Indiana 2 $ 70,000 $ 35,000 $ 0
Shelby County Indiana 2 $ 80,000 $ 40,000 $ 0
Polk County Iowa 2 $ 60,000 $ 30,000 $ 0
Dickinson County Kansas 2 $ 180,000 $ 90,000 $ 60,000
Miami County Kansas 2 $ 50,000 $ 25,000 $ 0
Christian County Kentucky 2 $ 60,000 $ 30,000 $ 0
Kenton County Kentucky 2 $ 120,000 $ 60,000 $ 0
Montgomery County Kentucky 2 $ 60,000 $ 30,000 $ 0
Lafourche County Louisiana 2 $ 100,000 $ 50,000 $ 0
Orleans County Louisiana 2 $ 110,000 $ 55,000 $ 0
St. Tammany County Louisiana 2 $ 150,000 $ 75,000 $ 0
Tangipahoa County Louisiana 2 $ 90,000 $ 45,000 $ 0
Penobscot County Maine 2 $ 60,000 $ 30,000 $ 0
Carroll County Maryland 2 $ 140,000 $ 70,000 $ 0
Dorchester County Maryland 2 $ 320,000 $ 160,000 $ 726,000
Suffolk County Massachusetts 2 $ 730,000 $ 365,000 $ 386,000
Lapeer County Michigan 2 $ 60,000 $ 30,000 $ 0
Marquette County Michigan 2 $ 120,000 $ 60,000 $ 0
St. Clair County Michigan 2 $ 70,000 $ 35,000 $ 0
Becker County Minnesota 2 $ 160,000 $ 80,000 $ 0
Benton County Minnesota 2 $ 50,000 $ 25,000 $ 0
Blue Earth County Minnesota 2 $ 80,000 $ 40,000 $ 0
Carver County Minnesota 2 $ 70,000 $ 35,000 $ 0
Dodge County Minnesota 2 $ 160,000 $ 80,000 $ 0
Douglas County Minnesota 2 $ 80,000 $ 40,000 $ 0
Goodhue County Minnesota 2 $ 90,000 $ 45,000 $ 0
Kandiyohi County Minnesota 2 $ 70,000 $ 35,000 $ 0
Olmsted County Minnesota 2 $ 100,000 $ 50,000 $ 0
Ramsey County Minnesota 2 $ 80,000 $ 40,000 $ 0
St. Louis County Minnesota 2 $ 260,000 $ 130,000 $ 0
Stearns County Minnesota 2 $ 70,000 $ 35,000 $ 0
Gallatin County Montana 2 $ 190,000 $ 95,000 $ 0
Missoula County Montana 2 $ 300,000 $ 150,000 $ 978,000
Passaic County New Jersey 2 $ 420,000 $ 210,000 $ 101,000
New York County New York 2 $ 1,800,000 $ 900,000 $ 655,000
Caswell County North Carolina 2 $ 120,000 $ 60,000 $ 0
Chatham County North Carolina 2 $ 330,000 $ 165,000 $ 106,000
Cleveland County North Carolina 2 $ 90,000 $ 45,000 $ 0
Cumberland County North Carolina 2 $ 70,000 $ 35,000 $ 0
Durham County North Carolina 2 $ 120,000 $ 60,000 $ 0
Henderson County North Carolina 2 $ 160,000 $ 80,000 $ 0
Nash County North Carolina 2 $ 60,000 $ 30,000 $ 0
Clermont County Ohio 2 $ 80,000 $ 40,000 $ 0
Cuyahoga County Ohio 2 $ 60,000 $ 30,000 $ 0
Fayette County Ohio 2 $ 80,000 $ 40,000 $ 0
Licking County Ohio 2 $ 130,000 $ 65,000 $ 0
Madison County Ohio 2 $ 80,000 $ 40,000 $ 0
Montgomery County Ohio 2 $ 70,000 $ 35,000 $ 0
Muskingum County Ohio 2 $ 80,000 $ 40,000 $ 0
Portage County Ohio 2 $ 120,000 $ 60,000 $ 0
Richland County Ohio 2 $ 90,000 $ 45,000 $ 0
Seneca County Ohio 2 $ 50,000 $ 25,000 $ 0
Columbia County Oregon 2 $ 170,000 $ 85,000 $ 0
Crook County Oregon 2 $ 90,000 $ 45,000 $ 0
Klamath County Oregon 2 $ 70,000 $ 35,000 $ 0
Linn County Oregon 2 $ 150,000 $ 75,000 $ 0
Blair County Pennsylvania 2 $ 80,000 $ 40,000 $ 0
Centre County Pennsylvania 2 $ 260,000 $ 130,000 $ 145,000
Erie County Pennsylvania 2 $ 90,000 $ 45,000 $ 0
Franklin County Pennsylvania 2 $ 60,000 $ 30,000 $ 0
Sullivan County Pennsylvania 2 $ 610,000 $ 305,000 $ 257,000
Susquehanna County Pennsylvania 2 $ 290,000 $ 145,000 $ 245,000
Washington County Pennsylvania 2 $ 190,000 $ 95,000 $ 0
Wayne County Pennsylvania 2 $ 820,000 $ 410,000 $ 754,000
Kent County Rhode Island 2 $ 60,000 $ 30,000 $ 0
Berkeley County South Carolina 2 $ 80,000 $ 40,000 $ 0
Kershaw County South Carolina 2 $ 70,000 $ 35,000 $ 0
Oconee County South Carolina 2 $ 120,000 $ 60,000 $ 0
Bradley County Tennessee 2 $ 60,000 $ 30,000 $ 0
Cheatham County Tennessee 2 $ 220,000 $ 110,000 $ 53,000
Hamilton County Tennessee 2 $ 100,000 $ 50,000 $ 0
Wilson County Tennessee 2 $ 80,000 $ 40,000 $ 0
Bell County Texas 2 $ 120,000 $ 60,000 $ 0
Nueces County Texas 2 $ 170,000 $ 85,000 $ 69,000
Fairfax City County Virginia 2 $ 330,000 $ 165,000 $ 57,000
Fluvanna County Virginia 2 $ 150,000 $ 75,000 $ 0
Rockingham County Virginia 2 $ 70,000 $ 35,000 $ 0
Clallam County Washington 2 $ 140,000 $ 70,000 $ 0
Cowlitz County Washington 2 $ 110,000 $ 55,000 $ 0
Douglas County Washington 2 $ 70,000 $ 35,000 $ 0
Whatcom County Washington 2 $ 190,000 $ 95,000 $ 0
Dunn County Wisconsin 2 $ 100,000 $ 50,000 $ 0
Kenosha County Wisconsin 2 $ 80,000 $ 40,000 $ 0
Milwaukee County Wisconsin 2 $ 50,000 $ 25,000 $ 0
Bibb County Alabama 1 $ 25,000 $ 25,000 $ 0
Chilton County Alabama 1 $ 35,000 $ 35,000 $ 0
Coffee County Alabama 1 $ 25,000 $ 25,000 $ 0
Cullman County Alabama 1 $ 75,000 $ 75,000 $ 0
Elmore County Alabama 1 $ 35,000 $ 35,000 $ 0
Houston County Alabama 1 $ 35,000 $ 35,000 $ 0
Lauderdale County Alabama 1 $ 35,000 $ 35,000 $ 0
Lee County Alabama 1 $ 135,000 $ 135,000 $ 0
Mobile County Alabama 1 $ 25,000 $ 25,000 $ 0
Russell County Alabama 1 $ 45,000 $ 45,000 $ 0
Apache County Arizona 1 $ 35,000 $ 35,000 $ 0
Cochise County Arizona 1 $ 115,000 $ 115,000 $ 0
Santa Cruz County Arizona 1 $ 35,000 $ 35,000 $ 0
Baxter County Arkansas 1 $ 55,000 $ 55,000 $ 0
Crittenden County Arkansas 1 $ 65,000 $ 65,000 $ 0
Miller County Arkansas 1 $ 25,000 $ 25,000 $ 0
Mississippi County Arkansas 1 $ 55,000 $ 55,000 $ 0
Polk County Arkansas 1 $ 25,000 $ 25,000 $ 0
Sebastian County Arkansas 1 $ 25,000 $ 25,000 $ 0
Washington County Arkansas 1 $ 25,000 $ 25,000 $ 0
Amador County California 1 $ 25,000 $ 25,000 $ 0
Calaveras County California 1 $ 85,000 $ 85,000 $ 0
Del Norte County California 1 $ 55,000 $ 55,000 $ 0
Kings County California 1 $ 35,000 $ 35,000 $ 0
Lassen County California 1 $ 75,000 $ 75,000 $ 0
Napa County California 1 $ 265,000 $ 265,000 $ 0
Nevada County California 1 $ 65,000 $ 65,000 $ 0
Sutter County California 1 $ 45,000 $ 45,000 $ 0
Yolo County California 1 $ 305,000 $ 305,000 $ 0
Yuba County California 1 $ 25,000 $ 25,000 $ 0
Eagle County Colorado 1 $ 25,000 $ 25,000 $ 0
Grand County Colorado 1 $ 95,000 $ 95,000 $ 0
La Plata County Colorado 1 $ 65,000 $ 65,000 $ 0
Teller County Colorado 1 $ 55,000 $ 55,000 $ 0
Bay County Florida 1 $ 25,000 $ 25,000 $ 0
Charlotte County Florida 1 $ 215,000 $ 215,000 $ 143,000
DeSoto County Florida 1 $ 85,000 $ 85,000 $ 0
Escambia County Florida 1 $ 25,000 $ 25,000 $ 0
Gilchrist County Florida 1 $ 65,000 $ 65,000 $ 0
Highlands County Florida 1 $ 25,000 $ 25,000 $ 0
Levy County Florida 1 $ 95,000 $ 95,000 $ 0
Walton County Florida 1 $ 155,000 $ 155,000 $ 0
Berrien County Georgia 1 $ 45,000 $ 45,000 $ 0
Bibb County Georgia 1 $ 35,000 $ 35,000 $ 0
Bulloch County Georgia 1 $ 355,000 $ 355,000 $ 265,000
Butts County Georgia 1 $ 25,000 $ 25,000 $ 0
Catoosa County Georgia 1 $ 45,000 $ 45,000 $ 0
Clarke County Georgia 1 $ 55,000 $ 55,000 $ 0
Clayton County Georgia 1 $ 45,000 $ 45,000 $ 0
Dawson County Georgia 1 $ 85,000 $ 85,000 $ 0
Douglas County Georgia 1 $ 55,000 $ 55,000 $ 0
Elbert County Georgia 1 $ 25,000 $ 25,000 $ 0
Floyd County Georgia 1 $ 85,000 $ 85,000 $ 0
Gilmer County Georgia 1 $ 85,000 $ 85,000 $ 0
Glynn County Georgia 1 $ 45,000 $ 45,000 $ 0
Haralson County Georgia 1 $ 45,000 $ 45,000 $ 0
Hart County Georgia 1 $ 395,000 $ 395,000 $ 97,000
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Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,990 $751,200,000 $251,000 $5,985,000 $174,000 $2,800,000
Other Purpose 2,444 $203,890,000 $83,000 $2,255,000 $209,000 $5,226,000
Home Improvement 2,222 $204,010,000 $91,000 $20,465,000 $151,000 $6,466,000
Home Purchase 1,327 $451,655,000 $340,000 $18,205,000 $181,000 $5,166,000
Cash-out Refinancing 575 $154,205,000 $268,000 $3,785,000 $150,000 $3,041,000
Not Applicable 9 $1,005,000 $111,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,763 $1,146,565,000 $240,000 $3,785,000 $182,000 $6,466,000
Not applicable 3,449 $327,245,000 $94,000 $20,465,000 $0 $0
Not Provided 530 $125,690,000 $237,000 $5,985,000 $161,000 $2,700,000
Asian 336 $88,520,000 $263,000 $1,125,000 $142,000 $891,000
Black or African American 297 $44,015,000 $148,000 $2,565,000 $119,000 $2,800,000
Hispanic 160 $27,340,000 $170,000 $885,000 $107,000 $905,000
American Indian or Alaskan Native 12 $1,320,000 $110,000 $405,000 $72,000 $159,000
Native Hawaiian or Other Pacific Islander 8 $1,820,000 $227,000 $485,000 $144,000 $358,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,479 $1,745,445,000 $184,000 $20,465,000 $174,000 $6,466,000
FHA-insured (Federal Housing Administration) 65 $14,325,000 $220,000 $535,000 $73,000 $169,000
VA-guaranteed (Veterans Administration) 19 $5,405,000 $284,000 $425,000 $89,000 $283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $790,000 $197,000 $235,000 $60,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,409 $1,167,785,000 $264,000 $20,465,000 $181,000 $6,466,000
Loan Purchased By The Institution 3,360 $220,860,000 $65,000 $495,000 $0 $0
Application Denied By Financial Institution 890 $146,480,000 $164,000 $5,985,000 $120,000 $3,041,000
Application Withdrawn By Applicant 733 $191,455,000 $261,000 $2,735,000 $179,000 $2,700,000
File Closed For Incompleteness 117 $30,575,000 $261,000 $1,875,000 $225,000 $1,964,000
Application Approved But Not Accepted 58 $8,810,000 $151,000 $545,000 $218,000 $1,797,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,677 $1,619,485,000 $186,000 $20,465,000 $182,000 $6,466,000
Debt-To-Income Ratio 354 $59,610,000 $168,000 $1,805,000 $79,000 $760,000
Collateral 236 $35,900,000 $152,000 $1,945,000 $151,000 $1,843,000
Credit History 131 $13,735,000 $104,000 $2,005,000 $111,000 $2,911,000
Other 60 $8,640,000 $144,000 $795,000 $152,000 $1,064,000
Credit Application Incomplete 57 $5,445,000 $95,000 $1,105,000 $115,000 $295,000
Unverifiable Information 38 $21,620,000 $568,000 $5,985,000 $305,000 $3,041,000
Employment History 13 $1,285,000 $98,000 $315,000 $66,000 $126,000
Insufficient Cash (Downpayment, Closing Cost) 1 $245,000 $245,000 $245,000 $131,000 $131,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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