Wsfs Bank Mortgage Lending & HMDA Data, 2020
In 2020, Wsfs Bank of Wilmington, DE reported 9,567 mortgage applications totaling $1.8 billion, up 51% from 2019. The average application was for $184,589, and applicants reported an average income of $177,130. 46% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Wilmington, DE-MD-NJ (1,496), Montgomery County-Bucks County-Chester County, PA (1,409) and Philadelphia, PA (1,319) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 9,567 |
| Total Mortgage Loan Application Amount | $1,765,965,000 |
| Average Mortgage Loan Application Amount | $184,589 |
| Highest Mortgage Loan Application Amount | $20,465,000 |
| Average Applicant Income | $177,130 |
| Highest Applicant Income | $6,466,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle, Delaware | 1,427 | $ 264,815,000 | $ 185,574 | $ 136,000 |
| Chester, Pennsylvania | 677 | $ 202,445,000 | $ 299,032 | $ 231,000 |
| Philadelphia, Pennsylvania | 666 | $ 231,630,000 | $ 347,792 | $ 159,000 |
| Delaware, Pennsylvania | 653 | $ 161,155,000 | $ 246,791 | $ 165,000 |
| Montgomery, Pennsylvania | 551 | $ 153,125,000 | $ 277,903 | $ 206,000 |
| Burlington, New Jersey | 438 | $ 54,970,000 | $ 125,502 | $ 101,000 |
| Sussex, Delaware | 437 | $ 113,515,000 | $ 259,759 | $ 206,000 |
| Kent, Delaware | 291 | $ 36,705,000 | $ 126,134 | $ 84,000 |
| Bucks, Pennsylvania | 181 | $ 46,135,000 | $ 254,889 | $ 165,000 |
| Maricopa, Arizona | 162 | $ 13,030,000 | $ 80,432 | $ 197,000 |
| Los Angeles, California | 158 | $ 19,650,000 | $ 124,367 | $ 156,000 |
| Cape May, New Jersey | 128 | $ 41,840,000 | $ 326,875 | $ 280,000 |
| Camden, New Jersey | 116 | $ 19,240,000 | $ 165,862 | $ 143,000 |
| San Diego, California | 79 | $ 7,005,000 | $ 88,670 | $ 0 |
| Orange, California | 78 | $ 9,140,000 | $ 117,179 | $ 75,000 |
| Gloucester, New Jersey | 67 | $ 12,995,000 | $ 193,955 | $ 146,000 |
| Atlantic, New Jersey | 65 | $ 19,765,000 | $ 304,076 | $ 274,000 |
| Cecil, Maryland | 59 | $ 11,505,000 | $ 195,000 | $ 180,000 |
| Riverside, California | 55 | $ 4,415,000 | $ 80,272 | $ 861,000 |
| Ocean, New Jersey | 48 | $ 10,690,000 | $ 222,708 | $ 289,000 |
| San Bernardino, California | 45 | $ 3,285,000 | $ 73,000 | $ 151,000 |
| Broward, Florida | 43 | $ 7,145,000 | $ 166,162 | $ 299,000 |
| Palm Beach, Florida | 43 | $ 12,375,000 | $ 287,790 | $ 361,000 |
| Contra Costa, California | 38 | $ 5,220,000 | $ 137,368 | $ 169,000 |
| Cook, Illinois | 36 | $ 4,600,000 | $ 127,777 | $ 189,000 |
| Sacramento, California | 35 | $ 2,315,000 | $ 66,142 | $ 0 |
| Mecklenburg, North Carolina | 31 | $ 1,805,000 | $ 58,225 | $ 160,000 |
| Alameda, California | 30 | $ 4,090,000 | $ 136,333 | $ 232,000 |
| Orange, Florida | 30 | $ 3,470,000 | $ 115,666 | $ 89,000 |
| Pinellas, Florida | 30 | $ 2,480,000 | $ 82,666 | $ 113,000 |
| Cobb, Georgia | 30 | $ 2,400,000 | $ 80,000 | $ 119,000 |
| Fairfax, Virginia | 30 | $ 5,590,000 | $ 186,333 | $ 239,000 |
| King, Washington | 29 | $ 2,555,000 | $ 88,103 | $ 227,000 |
| Hillsborough, Florida | 28 | $ 3,290,000 | $ 117,500 | $ 205,000 |
| Fulton, Georgia | 28 | $ 3,860,000 | $ 137,857 | $ 236,000 |
| Worcester, Maryland | 26 | $ 6,690,000 | $ 257,307 | $ 397,000 |
| Ventura, California | 25 | $ 1,835,000 | $ 73,400 | $ 0 |
| Monmouth, New Jersey | 25 | $ 5,405,000 | $ 216,200 | $ 221,000 |
| San Joaquin, California | 24 | $ 2,050,000 | $ 85,416 | $ 314,000 |
| Miami-Dade, Florida | 24 | $ 4,000,000 | $ 166,666 | $ 495,000 |
| Loudoun, Virginia | 24 | $ 2,450,000 | $ 102,083 | $ 105,000 |
| Placer, California | 22 | $ 1,780,000 | $ 80,909 | $ 0 |
| El Paso, Colorado | 21 | $ 1,255,000 | $ 59,761 | $ 0 |
| Brevard, Florida | 21 | $ 1,705,000 | $ 81,190 | $ 147,000 |
| Gwinnett, Georgia | 21 | $ 1,385,000 | $ 65,952 | $ 71,000 |
| Wake, North Carolina | 21 | $ 1,055,000 | $ 50,238 | $ 0 |
| Prince William, Virginia | 21 | $ 1,305,000 | $ 62,142 | $ 0 |
| Duval, Florida | 19 | $ 1,255,000 | $ 66,052 | $ 161,000 |
| Montgomery, Maryland | 19 | $ 1,995,000 | $ 105,000 | $ 95,000 |
| Snohomish, Washington | 19 | $ 2,185,000 | $ 115,000 | $ 151,000 |
| Baltimore, Maryland | 18 | $ 2,510,000 | $ 139,444 | $ 115,000 |
| Bergen, New Jersey | 18 | $ 2,840,000 | $ 157,777 | $ 385,000 |
| Pierce, Washington | 18 | $ 1,290,000 | $ 71,666 | $ 77,000 |
| Arapahoe, Colorado | 17 | $ 1,935,000 | $ 113,823 | $ 122,000 |
| Jefferson, Colorado | 17 | $ 2,085,000 | $ 122,647 | $ 94,000 |
| Hennepin, Minnesota | 17 | $ 1,225,000 | $ 72,058 | $ 0 |
| Fresno, California | 16 | $ 760,000 | $ 47,500 | $ 0 |
| Seminole, Florida | 16 | $ 1,220,000 | $ 76,250 | $ 174,000 |
| Forsyth, Georgia | 16 | $ 1,090,000 | $ 68,125 | $ 0 |
| Essex, New Jersey | 16 | $ 2,720,000 | $ 170,000 | $ 1,207,000 |
| Middlesex, New Jersey | 16 | $ 2,050,000 | $ 128,125 | $ 382,000 |
| Multnomah, Oregon | 16 | $ 2,190,000 | $ 136,875 | $ 81,000 |
| Pima, Arizona | 15 | $ 785,000 | $ 52,333 | $ 0 |
| Pinal, Arizona | 15 | $ 615,000 | $ 41,000 | $ 0 |
| Santa Clara, California | 15 | $ 1,985,000 | $ 132,333 | $ 0 |
| Denver, Colorado | 15 | $ 1,285,000 | $ 85,666 | $ 0 |
| Cherokee, Georgia | 15 | $ 605,000 | $ 40,333 | $ 0 |
| Morris, New Jersey | 15 | $ 1,775,000 | $ 118,333 | $ 144,000 |
| Horry, South Carolina | 15 | $ 2,825,000 | $ 188,333 | $ 135,000 |
| Fairfield, Connecticut | 14 | $ 1,910,000 | $ 136,428 | $ 274,000 |
| Johnson, Kansas | 14 | $ 710,000 | $ 50,714 | $ 0 |
| Prince George's, Maryland | 14 | $ 960,000 | $ 68,571 | $ 56,000 |
| Lancaster, Pennsylvania | 14 | $ 1,650,000 | $ 117,857 | $ 87,000 |
| El Dorado, California | 13 | $ 1,795,000 | $ 138,076 | $ 75,000 |
| Solano, California | 13 | $ 865,000 | $ 66,538 | $ 0 |
| Lee, Florida | 13 | $ 2,615,000 | $ 201,153 | $ 158,000 |
| Pasco, Florida | 13 | $ 845,000 | $ 65,000 | $ 44,000 |
| Will, Illinois | 13 | $ 625,000 | $ 48,076 | $ 0 |
| Hillsborough, New Hampshire | 13 | $ 1,105,000 | $ 85,000 | $ 136,000 |
| York, South Carolina | 13 | $ 535,000 | $ 41,153 | $ 0 |
| Kitsap, Washington | 13 | $ 1,545,000 | $ 118,846 | $ 254,000 |
| District of Columbia, District Of Columbia | 12 | $ 1,480,000 | $ 123,333 | $ 265,000 |
| Collier, Florida | 12 | $ 8,850,000 | $ 737,500 | $ 553,000 |
| Okaloosa, Florida | 12 | $ 1,270,000 | $ 105,833 | $ 290,000 |
| Somerset, New Jersey | 12 | $ 2,020,000 | $ 168,333 | $ 214,000 |
| Franklin, Ohio | 12 | $ 840,000 | $ 70,000 | $ 158,000 |
| Washington, Oregon | 12 | $ 700,000 | $ 58,333 | $ 0 |
| Allegheny, Pennsylvania | 12 | $ 1,500,000 | $ 125,000 | $ 330,000 |
| Santa Barbara, California | 11 | $ 985,000 | $ 89,545 | $ 0 |
| St. Johns, Florida | 11 | $ 955,000 | $ 86,818 | $ 258,000 |
| Anne Arundel, Maryland | 11 | $ 615,000 | $ 55,909 | $ 0 |
| Mercer, New Jersey | 11 | $ 1,925,000 | $ 175,000 | $ 166,000 |
| Union, New Jersey | 11 | $ 2,055,000 | $ 186,818 | $ 279,000 |
| Charleston, South Carolina | 11 | $ 3,985,000 | $ 362,272 | $ 394,000 |
| Shelby, Tennessee | 11 | $ 745,000 | $ 67,727 | $ 0 |
| Virginia Beach, Virginia | 11 | $ 965,000 | $ 87,727 | $ 62,000 |
| Sonoma, California | 10 | $ 1,270,000 | $ 127,000 | $ 0 |
| Adams, Colorado | 10 | $ 660,000 | $ 66,000 | $ 0 |
| Hartford, Connecticut | 10 | $ 1,120,000 | $ 112,000 | $ 114,000 |
| Manatee, Florida | 10 | $ 790,000 | $ 79,000 | $ 300,000 |
| Sarasota, Florida | 10 | $ 970,000 | $ 97,000 | $ 286,000 |
| DeKalb, Georgia | 10 | $ 710,000 | $ 71,000 | $ 0 |
| Lake, Illinois | 10 | $ 680,000 | $ 68,000 | $ 115,000 |
| Howard, Maryland | 10 | $ 850,000 | $ 85,000 | $ 110,000 |
| Wicomico, Maryland | 10 | $ 1,230,000 | $ 123,000 | $ 45,000 |
| Hudson, New Jersey | 10 | $ 2,070,000 | $ 207,000 | $ 484,000 |
| Hunterdon, New Jersey | 10 | $ 1,820,000 | $ 182,000 | $ 233,000 |
| Salem, New Jersey | 10 | $ 1,500,000 | $ 150,000 | $ 78,000 |
| Union, North Carolina | 10 | $ 480,000 | $ 48,000 | $ 0 |
| Summit, Ohio | 10 | $ 370,000 | $ 37,000 | $ 0 |
| Berks, Pennsylvania | 10 | $ 1,650,000 | $ 165,000 | $ 150,000 |
| Monroe, Pennsylvania | 10 | $ 1,720,000 | $ 172,000 | $ 132,000 |
| Northampton, Pennsylvania | 10 | $ 1,070,000 | $ 107,000 | $ 108,000 |
| Knox, Tennessee | 10 | $ 760,000 | $ 76,000 | $ 286,000 |
| Monterey, California | 9 | $ 705,000 | $ 78,333 | $ 0 |
| Stanislaus, California | 9 | $ 485,000 | $ 53,888 | $ 0 |
| Tulare, California | 9 | $ 475,000 | $ 52,777 | $ 0 |
| New Haven, Connecticut | 9 | $ 395,000 | $ 43,888 | $ 0 |
| Coweta, Georgia | 9 | $ 405,000 | $ 45,000 | $ 0 |
| Kent, Maryland | 9 | $ 2,695,000 | $ 299,444 | $ 388,000 |
| Macomb, Michigan | 9 | $ 315,000 | $ 35,000 | $ 0 |
| Oakland, Michigan | 9 | $ 625,000 | $ 69,444 | $ 92,000 |
| Clark, Nevada | 9 | $ 1,005,000 | $ 111,666 | $ 65,000 |
| Clackamas, Oregon | 9 | $ 615,000 | $ 68,333 | $ 0 |
| Chesapeake, Virginia | 9 | $ 535,000 | $ 59,444 | $ 116,000 |
| Boulder, Colorado | 8 | $ 760,000 | $ 95,000 | $ 0 |
| Indian River, Florida | 8 | $ 1,330,000 | $ 166,250 | $ 163,000 |
| Lake, Florida | 8 | $ 360,000 | $ 45,000 | $ 0 |
| Osceola, Florida | 8 | $ 1,340,000 | $ 167,500 | $ 399,000 |
| Volusia, Florida | 8 | $ 360,000 | $ 45,000 | $ 0 |
| Paulding, Georgia | 8 | $ 330,000 | $ 41,250 | $ 0 |
| DuPage, Illinois | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Frederick, Maryland | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Harford, Maryland | 8 | $ 1,160,000 | $ 145,000 | $ 111,000 |
| Wayne, Michigan | 8 | $ 300,000 | $ 37,500 | $ 0 |
| Dakota, Minnesota | 8 | $ 500,000 | $ 62,500 | $ 0 |
| Rockingham, New Hampshire | 8 | $ 420,000 | $ 52,500 | $ 0 |
| Oklahoma, Oklahoma | 8 | $ 500,000 | $ 62,500 | $ 0 |
| Lehigh, Pennsylvania | 8 | $ 1,400,000 | $ 175,000 | $ 123,000 |
| Luzerne, Pennsylvania | 8 | $ 590,000 | $ 73,750 | $ 176,000 |
| Lexington, South Carolina | 8 | $ 1,310,000 | $ 163,750 | $ 148,000 |
| Williamson, Tennessee | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Shelby, Alabama | 7 | $ 365,000 | $ 52,142 | $ 0 |
| Mohave, Arizona | 7 | $ 525,000 | $ 75,000 | $ 0 |
| Yavapai, Arizona | 7 | $ 445,000 | $ 63,571 | $ 0 |
| Marin, California | 7 | $ 1,495,000 | $ 213,571 | $ 89,000 |
| Broomfield, Colorado | 7 | $ 685,000 | $ 97,857 | $ 96,000 |
| Douglas, Colorado | 7 | $ 565,000 | $ 80,714 | $ 0 |
| Larimer, Colorado | 7 | $ 1,235,000 | $ 176,428 | $ 165,000 |
| Weld, Colorado | 7 | $ 515,000 | $ 73,571 | $ 0 |
| McHenry, Illinois | 7 | $ 345,000 | $ 49,285 | $ 0 |
| Lake, Indiana | 7 | $ 245,000 | $ 35,000 | $ 0 |
| Douglas, Nebraska | 7 | $ 395,000 | $ 56,428 | $ 0 |
| York, Pennsylvania | 7 | $ 1,275,000 | $ 182,142 | $ 95,000 |
| Providence, Rhode Island | 7 | $ 1,315,000 | $ 187,857 | $ 290,000 |
| Harris, Texas | 7 | $ 1,165,000 | $ 166,428 | $ 230,000 |
| Chesterfield, Virginia | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Madison, Alabama | 6 | $ 250,000 | $ 41,666 | $ 0 |
| San Francisco, California | 6 | $ 1,040,000 | $ 173,333 | $ 0 |
| San Luis Obispo, California | 6 | $ 420,000 | $ 70,000 | $ 0 |
| Clay, Florida | 6 | $ 340,000 | $ 56,666 | $ 0 |
| Polk, Florida | 6 | $ 490,000 | $ 81,666 | $ 73,000 |
| Santa Rosa, Florida | 6 | $ 290,000 | $ 48,333 | $ 0 |
| St. Lucie, Florida | 6 | $ 850,000 | $ 141,666 | $ 466,000 |
| Fayette, Georgia | 6 | $ 540,000 | $ 90,000 | $ 309,000 |
| Genesee, Michigan | 6 | $ 220,000 | $ 36,666 | $ 0 |
| DeSoto, Mississippi | 6 | $ 260,000 | $ 43,333 | $ 0 |
| Hamilton, Ohio | 6 | $ 430,000 | $ 71,666 | $ 0 |
| Jackson, Oregon | 6 | $ 320,000 | $ 53,333 | $ 0 |
| Carbon, Pennsylvania | 6 | $ 830,000 | $ 138,333 | $ 181,000 |
| Lebanon, Pennsylvania | 6 | $ 750,000 | $ 125,000 | $ 55,000 |
| Greenville, South Carolina | 6 | $ 250,000 | $ 41,666 | $ 0 |
| Davidson, Tennessee | 6 | $ 640,000 | $ 106,666 | $ 38,000 |
| Henrico, Virginia | 6 | $ 810,000 | $ 135,000 | $ 196,000 |
| Clark, Washington | 6 | $ 410,000 | $ 68,333 | $ 0 |
| Thurston, Washington | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Madera, California | 5 | $ 285,000 | $ 57,000 | $ 0 |
| San Mateo, California | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Sumter, Florida | 5 | $ 665,000 | $ 133,000 | $ 122,000 |
| Porter, Indiana | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Sedgwick, Kansas | 5 | $ 145,000 | $ 29,000 | $ 0 |
| York, Maine | 5 | $ 645,000 | $ 129,000 | $ 168,000 |
| Talbot, Maryland | 5 | $ 1,305,000 | $ 261,000 | $ 339,000 |
| Kent, Michigan | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Livingston, Michigan | 5 | $ 455,000 | $ 91,000 | $ 0 |
| Anoka, Minnesota | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Scott, Minnesota | 5 | $ 485,000 | $ 97,000 | $ 129,000 |
| Cumberland, New Jersey | 5 | $ 865,000 | $ 173,000 | $ 68,000 |
| Sussex, New Jersey | 5 | $ 305,000 | $ 61,000 | $ 256,000 |
| Buncombe, North Carolina | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Catawba, North Carolina | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Forsyth, North Carolina | 5 | $ 215,000 | $ 43,000 | $ 0 |
| New Hanover, North Carolina | 5 | $ 175,000 | $ 35,000 | $ 26,000 |
| Tulsa, Oklahoma | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Lane, Oregon | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Rutherford, Tennessee | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Travis, Texas | 5 | $ 885,000 | $ 177,000 | $ 112,000 |
| Stafford, Virginia | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Spokane, Washington | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Dane, Wisconsin | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Waukesha, Wisconsin | 5 | $ 165,000 | $ 33,000 | $ 0 |
| Jefferson, Alabama | 4 | $ 460,000 | $ 115,000 | $ 89,000 |
| St. Clair, Alabama | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Imperial, California | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Shasta, California | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Citrus, Florida | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Hernando, Florida | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Chatham, Georgia | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Effingham, Georgia | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Hall, Georgia | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Kane, Illinois | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Hamilton, Indiana | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Vanderburgh, Indiana | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Boone, Kentucky | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Jefferson, Louisiana | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Cumberland, Maine | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Calvert, Maryland | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Washington, Maryland | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Middlesex, Massachusetts | 4 | $ 1,350,000 | $ 337,500 | $ 111,000 |
| Washtenaw, Michigan | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Sherburne, Minnesota | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Wright, Minnesota | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Lancaster, Nebraska | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Sarpy, Nebraska | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Brunswick, North Carolina | 4 | $ 400,000 | $ 100,000 | $ 128,000 |
| Cabarrus, North Carolina | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Craven, North Carolina | 4 | $ 120,000 | $ 30,000 | $ 0 |
| Currituck, North Carolina | 4 | $ 930,000 | $ 232,500 | $ 199,000 |
| Gaston, North Carolina | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Johnston, North Carolina | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Moore, North Carolina | 4 | $ 690,000 | $ 172,500 | $ 46,000 |
| Onslow, North Carolina | 4 | $ 220,000 | $ 55,000 | $ 78,000 |
| Delaware, Ohio | 4 | $ 680,000 | $ 170,000 | $ 189,000 |
| Lake, Ohio | 4 | $ 290,000 | $ 72,500 | $ 176,000 |
| Lorain, Ohio | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Stark, Ohio | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Warren, Ohio | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Canadian, Oklahoma | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Cleveland, Oklahoma | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Marion, Oregon | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Dauphin, Pennsylvania | 4 | $ 320,000 | $ 80,000 | $ 84,000 |
| Lancaster, South Carolina | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Sumner, Tennessee | 4 | $ 520,000 | $ 130,000 | $ 38,000 |
| Dallas, Texas | 4 | $ 830,000 | $ 207,500 | $ 76,000 |
| Denton, Texas | 4 | $ 300,000 | $ 75,000 | $ 78,000 |
| Arlington, Virginia | 4 | $ 920,000 | $ 230,000 | $ 543,000 |
| Frederick, Virginia | 4 | $ 110,000 | $ 27,500 | $ 0 |
| Richmond City, Virginia | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Skagit, Washington | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Butte, California | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Kern, California | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Mesa, Colorado | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Morgan, Colorado | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Pueblo, Colorado | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Middlesex, Connecticut | 3 | $ 165,000 | $ 55,000 | $ 0 |
| New London, Connecticut | 3 | $ 1,385,000 | $ 461,666 | $ 850,000 |
| Windham, Connecticut | 3 | $ 355,000 | $ 118,333 | $ 706,000 |
| Leon, Florida | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Nassau, Florida | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Columbia, Georgia | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Jackson, Georgia | 3 | $ 465,000 | $ 155,000 | $ 94,000 |
| Jasper, Georgia | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Allen, Indiana | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Hancock, Indiana | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Hendricks, Indiana | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Bullitt, Kentucky | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Jefferson, Kentucky | 3 | $ 175,000 | $ 58,333 | $ 45,000 |
| Laurel, Kentucky | 3 | $ 95,000 | $ 31,666 | $ 0 |
| East Baton Rouge, Louisiana | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Lafayette, Louisiana | 3 | $ 285,000 | $ 95,000 | $ 88,000 |
| Ouachita, Louisiana | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Androscoggin, Maine | 3 | $ 265,000 | $ 88,333 | $ 78,000 |
| Baltimore City, Maryland | 3 | $ 505,000 | $ 168,333 | $ 69,000 |
| Caroline, Maryland | 3 | $ 425,000 | $ 141,666 | $ 80,000 |
| Charles, Maryland | 3 | $ 245,000 | $ 81,666 | $ 0 |
| St. Mary's, Maryland | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Barnstable, Massachusetts | 3 | $ 2,285,000 | $ 761,666 | $ 1,085,000 |
| Essex, Massachusetts | 3 | $ 945,000 | $ 315,000 | $ 126,000 |
| Worcester, Massachusetts | 3 | $ 825,000 | $ 275,000 | $ 141,000 |
| Allegan, Michigan | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Eaton, Michigan | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Monroe, Michigan | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Ottawa, Michigan | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Washington, Minnesota | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Strafford, New Hampshire | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Warren, New Jersey | 3 | $ 435,000 | $ 145,000 | $ 142,000 |
| Santa Fe, New Mexico | 3 | $ 465,000 | $ 155,000 | $ 145,000 |
| Dare, North Carolina | 3 | $ 1,275,000 | $ 425,000 | $ 305,000 |
| Guilford, North Carolina | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Iredell, North Carolina | 3 | $ 955,000 | $ 318,333 | $ 183,000 |
| Orange, North Carolina | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Butler, Ohio | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Fairfield, Ohio | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Medina, Ohio | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Deschutes, Oregon | 3 | $ 315,000 | $ 105,000 | $ 238,000 |
| Beaver, Pennsylvania | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Lackawanna, Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 395,000 |
| Pike, Pennsylvania | 3 | $ 1,105,000 | $ 368,333 | $ 252,000 |
| Schuylkill, Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 207,000 |
| Westmoreland, Pennsylvania | 3 | $ 155,000 | $ 51,666 | $ 135,000 |
| Washington, Rhode Island | 3 | $ 305,000 | $ 101,666 | $ 259,000 |
| Anderson, South Carolina | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Beaufort, South Carolina | 3 | $ 695,000 | $ 231,666 | $ 170,000 |
| Dorchester, South Carolina | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Spartanburg, South Carolina | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Putnam, Tennessee | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Robertson, Tennessee | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Sevier, Tennessee | 3 | $ 545,000 | $ 181,666 | $ 100,000 |
| Williamson, Texas | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Albemarle, Virginia | 3 | $ 355,000 | $ 118,333 | $ 81,000 |
| Alexandria, Virginia | 3 | $ 635,000 | $ 211,666 | $ 261,000 |
| Fauquier, Virginia | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Goochland, Virginia | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Roanoke, Virginia | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Shenandoah, Virginia | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Spotsylvania, Virginia | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Tazewell, Virginia | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Benton, Washington | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Yakima, Washington | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Polk, Wisconsin | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Racine, Wisconsin | 3 | $ 135,000 | $ 45,000 | $ 0 |
| St. Croix, Wisconsin | 3 | $ 115,000 | $ 38,333 | $ 0 |
| Washington, Wisconsin | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Baldwin, Alabama | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Limestone, Alabama | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Marshall, Alabama | 2 | $ 680,000 | $ 340,000 | $ 132,000 |
| Coconino, Arizona | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Yuma, Arizona | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Benton, Arkansas | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Lake, California | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Merced, California | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Santa Cruz, California | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Siskiyou, California | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Tehama, California | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Tuolumne, California | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Summit, Colorado | 2 | $ 810,000 | $ 405,000 | $ 1,435,000 |
| Tolland, Connecticut | 2 | $ 360,000 | $ 180,000 | $ 125,000 |
| Alachua, Florida | 2 | $ 350,000 | $ 175,000 | $ 45,000 |
| Flagler, Florida | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Marion, Florida | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| Martin, Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Banks, Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Barrow, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Bartow, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Carroll, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Henry, Georgia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Morgan, Georgia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Rockdale, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Spalding, Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Tift, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Troup, Georgia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| White, Georgia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Henry, Illinois | 2 | $ 210,000 | $ 105,000 | $ 81,000 |
| Kendall, Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Tazewell, Illinois | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Elkhart, Indiana | 2 | $ 180,000 | $ 90,000 | $ 128,000 |
| Jasper, Indiana | 2 | $ 70,000 | $ 35,000 | $ 0 |
| LaPorte, Indiana | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Marion, Indiana | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Monroe, Indiana | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Shelby, Indiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Polk, Iowa | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Dickinson, Kansas | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Miami, Kansas | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Christian, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Kenton, Kentucky | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Montgomery, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Lafourche, Louisiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Orleans, Louisiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| St. Tammany, Louisiana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Tangipahoa, Louisiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Penobscot, Maine | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Carroll, Maryland | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Dorchester, Maryland | 2 | $ 320,000 | $ 160,000 | $ 726,000 |
| Suffolk, Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 386,000 |
| Lapeer, Michigan | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Marquette, Michigan | 2 | $ 120,000 | $ 60,000 | $ 0 |
| St. Clair, Michigan | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Becker, Minnesota | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Benton, Minnesota | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Blue Earth, Minnesota | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Carver, Minnesota | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Dodge, Minnesota | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Douglas, Minnesota | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Goodhue, Minnesota | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Kandiyohi, Minnesota | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Olmsted, Minnesota | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 80,000 | $ 40,000 | $ 0 |
| St. Louis, Minnesota | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Stearns, Minnesota | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Gallatin, Montana | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Missoula, Montana | 2 | $ 300,000 | $ 150,000 | $ 978,000 |
| Passaic, New Jersey | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| New York, New York | 2 | $ 1,800,000 | $ 900,000 | $ 655,000 |
| Caswell, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Chatham, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 106,000 |
| Cleveland, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Cumberland, North Carolina | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Durham, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Henderson, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Nash, North Carolina | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Clermont, Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Cuyahoga, Ohio | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Fayette, Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Licking, Ohio | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Madison, Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Montgomery, Ohio | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Muskingum, Ohio | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Portage, Ohio | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Richland, Ohio | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Seneca, Ohio | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Columbia, Oregon | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Crook, Oregon | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Klamath, Oregon | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Linn, Oregon | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Blair, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Centre, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 145,000 |
| Erie, Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Franklin, Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Sullivan, Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 257,000 |
| Susquehanna, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 245,000 |
| Washington, Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Wayne, Pennsylvania | 2 | $ 820,000 | $ 410,000 | $ 754,000 |
| Kent, Rhode Island | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Berkeley, South Carolina | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Kershaw, South Carolina | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Oconee, South Carolina | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Bradley, Tennessee | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Cheatham, Tennessee | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Hamilton, Tennessee | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Wilson, Tennessee | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Bell, Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Nueces, Texas | 2 | $ 170,000 | $ 85,000 | $ 69,000 |
| Fairfax City, Virginia | 2 | $ 330,000 | $ 165,000 | $ 57,000 |
| Fluvanna, Virginia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Rockingham, Virginia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Clallam, Washington | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Cowlitz, Washington | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Douglas, Washington | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Whatcom, Washington | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Dunn, Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Kenosha, Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Milwaukee, Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Bibb, Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Chilton, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Coffee, Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cullman, Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Elmore, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Houston, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lee, Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mobile, Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Russell, Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Apache, Arizona | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cochise, Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Santa Cruz, Arizona | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Baxter, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Crittenden, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Miller, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Mississippi, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Polk, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sebastian, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Washington, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Amador, California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Calaveras, California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Del Norte, California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kings, California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lassen, California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Napa, California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Nevada, California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sutter, California | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Yolo, California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Yuba, California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Eagle, Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Grand, Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| La Plata, Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Teller, Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bay, Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Charlotte, Florida | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| DeSoto, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Escambia, Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Gilchrist, Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Highlands, Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Levy, Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Walton, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Berrien, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bibb, Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 355,000 | $ 355,000 | $ 265,000 |
| Butts, Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Catoosa, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Clarke, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clayton, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dawson, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Douglas, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Elbert, Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Floyd, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Gilmer, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Glynn, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Haralson, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hart, Georgia | 1 | $ 395,000 | $ 395,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,990 | $751,200,000 | $251,000 | $5,985,000 | $174,000 | $2,800,000 |
| Other Purpose | 2,444 | $203,890,000 | $83,000 | $2,255,000 | $209,000 | $5,226,000 |
| Home Improvement | 2,222 | $204,010,000 | $91,000 | $20,465,000 | $151,000 | $6,466,000 |
| Home Purchase | 1,327 | $451,655,000 | $340,000 | $18,205,000 | $181,000 | $5,166,000 |
| Cash-out Refinancing | 575 | $154,205,000 | $268,000 | $3,785,000 | $150,000 | $3,041,000 |
| Not Applicable | 9 | $1,005,000 | $111,000 | $145,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,763 | $1,146,565,000 | $240,000 | $3,785,000 | $182,000 | $6,466,000 |
| Not applicable | 3,449 | $327,245,000 | $94,000 | $20,465,000 | $0 | $0 |
| Not Provided | 530 | $125,690,000 | $237,000 | $5,985,000 | $161,000 | $2,700,000 |
| Asian | 336 | $88,520,000 | $263,000 | $1,125,000 | $142,000 | $891,000 |
| Black or African American | 297 | $44,015,000 | $148,000 | $2,565,000 | $119,000 | $2,800,000 |
| Hispanic | 160 | $27,340,000 | $170,000 | $885,000 | $107,000 | $905,000 |
| American Indian or Alaskan Native | 12 | $1,320,000 | $110,000 | $405,000 | $72,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,820,000 | $227,000 | $485,000 | $144,000 | $358,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,479 | $1,745,445,000 | $184,000 | $20,465,000 | $174,000 | $6,466,000 |
| FHA-insured (Federal Housing Administration) | 65 | $14,325,000 | $220,000 | $535,000 | $73,000 | $169,000 |
| VA-guaranteed (Veterans Administration) | 19 | $5,405,000 | $284,000 | $425,000 | $89,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $790,000 | $197,000 | $235,000 | $60,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,409 | $1,167,785,000 | $264,000 | $20,465,000 | $181,000 | $6,466,000 |
| Loan Purchased By The Institution | 3,360 | $220,860,000 | $65,000 | $495,000 | $0 | $0 |
| Application Denied By Financial Institution | 890 | $146,480,000 | $164,000 | $5,985,000 | $120,000 | $3,041,000 |
| Application Withdrawn By Applicant | 733 | $191,455,000 | $261,000 | $2,735,000 | $179,000 | $2,700,000 |
| File Closed For Incompleteness | 117 | $30,575,000 | $261,000 | $1,875,000 | $225,000 | $1,964,000 |
| Application Approved But Not Accepted | 58 | $8,810,000 | $151,000 | $545,000 | $218,000 | $1,797,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,677 | $1,619,485,000 | $186,000 | $20,465,000 | $182,000 | $6,466,000 |
| Debt-To-Income Ratio | 354 | $59,610,000 | $168,000 | $1,805,000 | $79,000 | $760,000 |
| Collateral | 236 | $35,900,000 | $152,000 | $1,945,000 | $151,000 | $1,843,000 |
| Credit History | 131 | $13,735,000 | $104,000 | $2,005,000 | $111,000 | $2,911,000 |
| Other | 60 | $8,640,000 | $144,000 | $795,000 | $152,000 | $1,064,000 |
| Credit Application Incomplete | 57 | $5,445,000 | $95,000 | $1,105,000 | $115,000 | $295,000 |
| Unverifiable Information | 38 | $21,620,000 | $568,000 | $5,985,000 | $305,000 | $3,041,000 |
| Employment History | 13 | $1,285,000 | $98,000 | $315,000 | $66,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $131,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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