Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Wilmington Savings Fund Society, Fsb 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Savings Fund Society, Fsb 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 9,849 |
| Total Mortgage Loan Application Amount | $1,891,565,000 |
| Average Mortgage Loan Application Amount | $215,400 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $163,800 |
| Highest Applicant Income | $7,087,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WILMINGTON, DE-MD-NJ | 1,748 | $ 300,030,000 | $ 159,333 | $ 121,666 |
| PHILADELPHIA, PA | 1,565 | $ 365,675,000 | $ 233,000 | $ 150,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,395 | $ 402,625,000 | $ 288,000 | $ 195,000 |
| CAMDEN, NJ | 909 | $ 124,745,000 | $ 137,000 | $ 123,000 |
| SALISBURY, MD-DE | 594 | $ 137,100,000 | $ 245,500 | $ 249,500 |
| DOVER, DE | 373 | $ 47,425,000 | $ 127,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 154 | $ 16,690,000 | $ 169,000 | $ 215,000 |
| NA (OUTSIDE OF MSA/MD) | 149 | $ 29,305,000 | $ 165,527 | $ 201,000 |
| OCEAN CITY, NJ | 148 | $ 72,220,000 | $ 487,000 | $ 424,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 128 | $ 9,590,000 | $ 74,000 | $ 134,000 |
| NEW YORK-NEWARK, NY | 121 | $ 33,325,000 | $ 275,000 | $ 254,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 118 | $ 9,120,000 | $ 77,000 | $ 324,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 95 | $ 12,105,000 | $ 127,000 | $ 1,815,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 86 | $ 7,240,000 | $ 84,000 | $ 129,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 74 | $ 12,870,000 | $ 173,000 | $ 174,000 |
| DENVER-AURORA-LAKEWOOD, CO | 68 | $ 5,020,000 | $ 73,000 | $ 350,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 65 | $ 24,275,000 | $ 373,000 | $ 313,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 59 | $ 7,475,000 | $ 126,000 | $ 275,000 |
| SAN DIEGO-CARLSBAD, CA | 59 | $ 6,685,000 | $ 113,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 59 | $ 7,675,000 | $ 130,000 | $ 245,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 55 | $ 5,205,000 | $ 94,000 | $ 202,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 53 | $ 3,205,000 | $ 58,000 | $ 0 |
| NEWARK, NJ-PA | 52 | $ 12,530,000 | $ 234,500 | $ 294,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 48 | $ 9,240,000 | $ 192,000 | $ 505,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 45 | $ 2,815,000 | $ 78,000 | $ 74,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 45 | $ 3,875,000 | $ 83,000 | $ 136,000 |
| CHICAGO-NAPERVILLE, IL | 43 | $ 3,035,000 | $ 70,000 | $ 147,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 40 | $ 3,780,000 | $ 94,000 | $ 248,000 |
| JACKSONVILLE, FL | 37 | $ 3,555,000 | $ 96,000 | $ 181,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 37 | $ 14,245,000 | $ 410,500 | $ 336,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 36 | $ 6,600,000 | $ 118,000 | $ 197,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 36 | $ 4,130,000 | $ 114,000 | $ 165,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 34 | $ 2,300,000 | $ 67,000 | $ 0 |
| RALEIGH, NC | 34 | $ 2,380,000 | $ 70,000 | $ 123,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 33 | $ 9,425,000 | $ 285,000 | $ 585,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 32 | $ 1,880,000 | $ 106,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 3,135,000 | $ 116,000 | $ 262,000 |
| TRENTON, NJ | 27 | $ 9,035,000 | $ 334,000 | $ 137,000 |
| CINCINNATI, OH-KY-IN | 26 | $ 2,170,000 | $ 70,000 | $ 241,000 |
| RICHMOND, VA | 26 | $ 2,640,000 | $ 101,000 | $ 155,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 25 | $ 4,395,000 | $ 175,000 | $ 136,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 23 | $ 1,925,000 | $ 83,000 | $ 105,000 |
| PITTSBURGH, PA | 22 | $ 2,120,000 | $ 96,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 21 | $ 3,425,000 | $ 163,000 | $ 282,000 |
| COLUMBUS, OH | 20 | $ 1,270,000 | $ 63,000 | $ 162,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 20 | $ 10,580,000 | $ 529,000 | $ 670,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 1,595,000 | $ 83,000 | $ 181,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 17 | $ 6,945,000 | $ 408,000 | $ 424,000 |
| PROVIDENCE-WARWICK, RI-MA | 17 | $ 3,025,000 | $ 177,000 | $ 679,000 |
| TACOMA-LAKEWOOD, WA | 17 | $ 1,335,000 | $ 78,000 | $ 76,000 |
| TUCSON, AZ | 17 | $ 1,135,000 | $ 66,000 | $ 98,000 |
| CLEVELAND-ELYRIA, OH | 16 | $ 660,000 | $ 41,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 16 | $ 1,490,000 | $ 93,000 | $ 204,000 |
| LANCASTER, PA | 16 | $ 2,310,000 | $ 144,000 | $ 127,000 |
| COLORADO SPRINGS, CO | 14 | $ 1,030,000 | $ 73,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 660,000 | $ 47,000 | $ 191,000 |
| READING, PA | 14 | $ 3,050,000 | $ 217,000 | $ 230,000 |
| STOCKTON-LODI, CA | 14 | $ 1,790,000 | $ 127,000 | $ 217,000 |
| CAPE CORAL-FORT MYERS, FL | 13 | $ 3,775,000 | $ 290,000 | $ 334,000 |
| ELGIN, IL | 13 | $ 795,000 | $ 61,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 12 | $ 1,810,000 | $ 150,000 | $ 510,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 12 | $ 820,000 | $ 68,000 | $ 150,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 12 | $ 560,000 | $ 46,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 755,000 | $ 68,000 | $ 45,000 |
| GARY, IN | 11 | $ 525,000 | $ 47,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 11 | $ 695,000 | $ 63,000 | $ 78,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 11 | $ 2,035,000 | $ 185,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 4,310,000 | $ 431,000 | $ 367,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 4,010,000 | $ 401,000 | $ 1,927,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 1,830,000 | $ 221,500 | $ 148,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 10 | $ 18,480,000 | $ 1,848,000 | $ 349,000 |
| PORT ST. LUCIE, FL | 10 | $ 1,280,000 | $ 128,000 | $ 209,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 1,070,000 | $ 107,000 | $ 0 |
| ASHEVILLE, NC | 9 | $ 815,000 | $ 90,000 | $ 127,000 |
| BOULDER, CO | 9 | $ 2,555,000 | $ 283,000 | $ 438,000 |
| FORT COLLINS, CO | 9 | $ 575,000 | $ 63,000 | $ 0 |
| FRESNO, CA | 9 | $ 525,000 | $ 58,000 | $ 0 |
| KANSAS CITY, MO-KS | 9 | $ 635,000 | $ 70,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 9 | $ 695,000 | $ 67,000 | $ 101,000 |
| MANCHESTER-NASHUA, NH | 9 | $ 445,000 | $ 49,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 585,000 | $ 65,000 | $ 0 |
| ROANOKE, VA | 9 | $ 595,000 | $ 66,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 705,000 | $ 78,000 | $ 0 |
| WILMINGTON, NC | 9 | $ 3,315,000 | $ 368,000 | $ 269,000 |
| AKRON, OH | 8 | $ 330,000 | $ 41,000 | $ 55,000 |
| BEND-REDMOND, OR | 8 | $ 520,000 | $ 65,000 | $ 0 |
| COLUMBIA, SC | 8 | $ 510,000 | $ 63,000 | $ 136,000 |
| EAST STROUDSBURG, PA | 8 | $ 1,860,000 | $ 232,000 | $ 174,000 |
| GREELEY, CO | 8 | $ 550,000 | $ 68,000 | $ 0 |
| HUNTSVILLE, AL | 8 | $ 480,000 | $ 60,000 | $ 0 |
| KNOXVILLE, TN | 8 | $ 490,000 | $ 61,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 8 | $ 1,510,000 | $ 188,000 | $ 223,000 |
| BAKERSFIELD, CA | 7 | $ 495,000 | $ 70,000 | $ 81,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 295,000 | $ 42,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 7 | $ 305,000 | $ 43,000 | $ 94,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 405,000 | $ 57,000 | $ 0 |
| FAYETTEVILLE, NC | 7 | $ 365,000 | $ 52,000 | $ 69,000 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 415,000 | $ 59,000 | $ 44,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 1,925,000 | $ 275,000 | $ 150,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 355,000 | $ 56,500 | $ 0 |
| MODESTO, CA | 7 | $ 475,000 | $ 67,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 335,000 | $ 47,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 435,000 | $ 62,000 | $ 0 |
| SALINAS, CA | 7 | $ 1,155,000 | $ 165,000 | $ 240,000 |
| SANTA ROSA, CA | 7 | $ 785,000 | $ 112,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 7 | $ 1,245,000 | $ 177,000 | $ 137,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 260,000 | $ 43,000 | $ 0 |
| CHARLOTTESVILLE, VA | 6 | $ 260,000 | $ 43,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 2,190,000 | $ 365,000 | $ 653,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 250,000 | $ 41,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 480,000 | $ 80,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 6 | $ 790,000 | $ 131,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,090,000 | $ 156,000 | $ 457,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 740,000 | $ 123,000 | $ 94,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 320,000 | $ 53,000 | $ 0 |
| SAVANNAH, GA | 6 | $ 390,000 | $ 65,000 | $ 0 |
| WINSTON-SALEM, NC | 6 | $ 320,000 | $ 53,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 365,000 | $ 73,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 5 | $ 285,000 | $ 57,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 1,725,000 | $ 345,000 | $ 400,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 405,000 | $ 81,000 | $ 195,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 5 | $ 505,000 | $ 101,000 | $ 134,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 455,000 | $ 91,000 | $ 86,000 |
| LYNCHBURG, VA | 5 | $ 245,000 | $ 49,000 | $ 0 |
| OCALA, FL | 5 | $ 175,000 | $ 35,000 | $ 0 |
| PUNTA GORDA, FL | 5 | $ 755,000 | $ 151,000 | $ 80,000 |
| YORK-HANOVER, PA | 5 | $ 1,145,000 | $ 229,000 | $ 141,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 1,900,000 | $ 475,000 | $ 259,000 |
| CANTON-MASSILLON, OH | 4 | $ 290,000 | $ 72,000 | $ 127,000 |
| EUGENE, OR | 4 | $ 170,000 | $ 42,000 | $ 0 |
| JACKSON, MS | 4 | $ 260,000 | $ 65,000 | $ 195,000 |
| JACKSONVILLE, NC | 4 | $ 350,000 | $ 87,000 | $ 229,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 200,000 | $ 50,000 | $ 0 |
| LAFAYETTE, LA | 4 | $ 640,000 | $ 160,000 | $ 165,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 240,000 | $ 60,000 | $ 0 |
| SALEM, OR | 4 | $ 220,000 | $ 55,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 510,000 | $ 127,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 850,000 | $ 212,000 | $ 211,000 |
| TULSA, OK | 4 | $ 200,000 | $ 50,000 | $ 0 |
| WICHITA, KS | 4 | $ 210,000 | $ 52,000 | $ 0 |
| WINCHESTER, VA-WV | 4 | $ 240,000 | $ 75,000 | $ 102,000 |
| ANN ARBOR, MI | 3 | $ 205,000 | $ 68,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 245,000 | $ 72,500 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 465,000 | $ 155,000 | $ 97,000 |
| CHATTANOOGA, TN-GA | 3 | $ 235,000 | $ 95,000 | $ 0 |
| FORT WAYNE, IN | 3 | $ 605,000 | $ 201,000 | $ 1,979,000 |
| GETTYSBURG, PA | 3 | $ 515,000 | $ 171,000 | $ 154,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 115,000 | $ 38,000 | $ 0 |
| LEBANON, PA | 3 | $ 315,000 | $ 105,000 | $ 131,000 |
| MERCED, CA | 3 | $ 125,000 | $ 41,000 | $ 0 |
| MUSKEGON, MI | 3 | $ 75,000 | $ 25,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| OKLAHOMA CITY, OK | 3 | $ 105,000 | $ 35,000 | $ 0 |
| PANAMA CITY, FL | 3 | $ 185,000 | $ 61,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 105,000 | $ 35,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 325,000 | $ 108,000 | $ 0 |
| SAN RAFAEL, CA | 3 | $ 805,000 | $ 268,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 145,000 | $ 48,000 | $ 0 |
| SPARTANBURG, SC | 3 | $ 395,000 | $ 131,000 | $ 96,000 |
| TOLEDO, OH | 3 | $ 185,000 | $ 61,000 | $ 0 |
| YUBA CITY, CA | 3 | $ 125,000 | $ 41,000 | $ 0 |
| YUMA, AZ | 3 | $ 145,000 | $ 48,000 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| BATON ROUGE, LA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 570,000 | $ 285,000 | $ 249,000 |
| BLOOMINGTON, IN | 2 | $ 100,000 | $ 50,000 | $ 0 |
| BOSTON, MA | 2 | $ 830,000 | $ 415,000 | $ 144,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| CORVALLIS, OR | 2 | $ 170,000 | $ 85,000 | $ 0 |
| DULUTH, MN-WI | 2 | $ 120,000 | $ 60,000 | $ 0 |
| FLAGSTAFF, AZ | 2 | $ 360,000 | $ 180,000 | $ 0 |
| GAINESVILLE, GA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| GREEN BAY, WI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 140,000 | $ 70,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 60,000 | $ 30,000 | $ 0 |
| JACKSON, MI | 2 | $ 110,000 | $ 55,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 90,000 | $ 45,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 110,000 | $ 55,000 | $ 0 |
| LANSING-EAST LANSING, MI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| MEDFORD, OR | 2 | $ 120,000 | $ 60,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 130,000 | $ 65,000 | $ 0 |
| MONTGOMERY, AL | 2 | $ 110,000 | $ 55,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 2 | $ 110,000 | $ 55,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| RACINE, WI | 2 | $ 340,000 | $ 170,000 | $ 147,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 210,000 | $ 105,000 | $ 0 |
| SEBRING, FL | 2 | $ 60,000 | $ 30,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 60,000 | $ 30,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| TALLAHASSEE, FL | 2 | $ 110,000 | $ 55,000 | $ 0 |
| THE VILLAGES, FL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| WARNER ROBINS, GA | 2 | $ 130,000 | $ 65,000 | $ 0 |
| ALBANY, OR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| ALBUQUERQUE, NM | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| BILLINGS, MT | 1 | $ 55,000 | $ 55,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| DECATUR, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| EL PASO, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 45,000 | $ 45,000 | $ 0 |
| FLINT, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FLORENCE, SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 45,000 | $ 45,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 15,000 | $ 15,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 85,000 | $ 85,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| HAMMOND, LA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| JACKSON, TN | 1 | $ 45,000 | $ 45,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| JONESBORO, AR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| KOKOMO, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| LIMA, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| LINCOLN, NE | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 135,000 | $ 135,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| MADERA, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MONROE, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| NAPA, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 45,000 | $ 45,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| PEORIA, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 115,000 | $ 115,000 | $ 0 |
| PUEBLO, CO | 1 | $ 45,000 | $ 45,000 | $ 0 |
| REDDING, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| RENO, NV | 1 | $ 85,000 | $ 85,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| SAGINAW, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SPRINGFIELD, MA | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| ST. CLOUD, MN | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| SYRACUSE, NY | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| TOPEKA, KS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| UTICA-ROME, NY | 1 | $ 355,000 | $ 355,000 | $ 998,000 |
| VALDOSTA, GA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 545,000 | $ 545,000 | $ 663,000 |
| WENATCHEE, WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 35,000 | $ 35,000 | $ 0 |
| YAKIMA, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,926 | $268,810,000 | $91,000 | $1,705,000 | $148,000 | $3,333,000 |
| Refinancing | 2,681 | $708,935,000 | $264,000 | $8,005,000 | $180,000 | $7,087,000 |
| Other Purpose | 2,025 | $201,875,000 | $99,000 | $7,005,000 | $158,000 | $2,077,000 |
| Home Purchase | 1,396 | $484,990,000 | $347,000 | $6,795,000 | $183,000 | $4,850,000 |
| Cash-out Refinancing | 821 | $226,955,000 | $276,000 | $2,435,000 | $150,000 | $7,087,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,294 | $1,265,080,000 | $238,000 | $7,005,000 | $178,000 | $7,087,000 |
| Not applicable | 2,680 | $241,180,000 | $89,000 | $8,005,000 | $0 | $0 |
| Not Provided | 785 | $188,745,000 | $240,000 | $3,215,000 | $159,000 | $2,061,000 |
| Black or African American | 462 | $62,130,000 | $134,000 | $835,000 | $92,000 | $1,080,000 |
| Asian | 362 | $92,040,000 | $254,000 | $1,785,000 | $156,000 | $1,256,000 |
| Hispanic | 235 | $35,725,000 | $152,000 | $895,000 | $103,000 | $700,000 |
| American Indian or Alaskan Native | 17 | $2,265,000 | $133,000 | $305,000 | $114,000 | $490,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $545,000 | $545,000 | $545,000 | $248,000 | $248,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,750 | $1,865,970,000 | $191,000 | $8,005,000 | $168,000 | $7,087,000 |
| FHA-insured (Federal Housing Administration) | 69 | $16,265,000 | $235,000 | $475,000 | $68,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 21 | $6,935,000 | $330,000 | $545,000 | $109,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,395,000 | $266,000 | $495,000 | $74,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,014 | $1,278,330,000 | $254,000 | $8,005,000 | $180,000 | $7,087,000 |
| Loan Purchased By The Institution | 2,582 | $179,590,000 | $69,000 | $495,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,229 | $179,645,000 | $146,000 | $2,005,000 | $109,000 | $3,840,000 |
| Application Withdrawn By Applicant | 783 | $202,775,000 | $258,000 | $7,005,000 | $177,000 | $7,087,000 |
| File Closed For Incompleteness | 175 | $39,885,000 | $227,000 | $1,015,000 | $175,000 | $1,542,000 |
| Application Approved But Not Accepted | 66 | $11,340,000 | $171,000 | $515,000 | $129,000 | $443,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,620 | $1,711,920,000 | $198,000 | $8,005,000 | $179,000 | $7,087,000 |
| Debt-To-Income Ratio | 520 | $81,940,000 | $157,000 | $1,505,000 | $65,000 | $465,000 |
| Collateral | 298 | $47,300,000 | $158,000 | $1,755,000 | $151,000 | $2,061,000 |
| Credit History | 193 | $19,215,000 | $99,000 | $955,000 | $112,000 | $1,080,000 |
| Credit Application Incomplete | 97 | $10,755,000 | $110,000 | $705,000 | $121,000 | $492,000 |
| Other | 72 | $9,020,000 | $125,000 | $825,000 | $128,000 | $500,000 |
| Unverifiable Information | 34 | $8,280,000 | $243,000 | $585,000 | $145,000 | $684,000 |
| Employment History | 14 | $1,130,000 | $80,000 | $185,000 | $390,000 | $3,840,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $2,005,000 | $2,005,000 | $2,005,000 | $947,000 | $947,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.