Wsfs Bank Mortgage Lending & HMDA Data, 2021

In 2021, Wsfs Bank of Wilmington, DE reported 9,849 mortgage applications totaling $1.9 billion, up 3% from 2020. The average application was for $192,056, and applicants reported an average income of $163,894. 51% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Wilmington, DE-MD-NJ (1,748), Philadelphia, PA (1,565) and Montgomery County-Bucks County-Chester County, PA (1,395) (applications in parentheses).

Mortgage Company & Address Wsfs Bank
500 Delaware Avenue
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 9,849
Total Mortgage Loan Application Amount $1,891,565,000
Average Mortgage Loan Application Amount $192,056
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $163,894
Highest Applicant Income $7,087,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wsfs Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle, Delaware 1,674 $ 287,310,000 $ 171,630 $ 130,000
Delaware, Pennsylvania 815 $ 199,545,000 $ 244,840 $ 169,000
Philadelphia, Pennsylvania 750 $ 166,130,000 $ 221,506 $ 127,000
Burlington, New Jersey 682 $ 90,120,000 $ 132,140 $ 123,000
Chester, Pennsylvania 641 $ 186,605,000 $ 291,115 $ 204,000
Sussex, Delaware 565 $ 129,475,000 $ 229,159 $ 174,000
Montgomery, Pennsylvania 561 $ 158,725,000 $ 282,932 $ 189,000
Kent, Delaware 373 $ 47,425,000 $ 127,144 $ 88,000
Bucks, Pennsylvania 193 $ 57,295,000 $ 296,865 $ 177,000
Cape May, New Jersey 148 $ 72,220,000 $ 487,972 $ 424,000
Camden, New Jersey 144 $ 20,670,000 $ 143,541 $ 117,000
Maricopa, Arizona 117 $ 8,785,000 $ 75,085 $ 0
Los Angeles, California 95 $ 12,105,000 $ 127,421 $ 1,815,000
Gloucester, New Jersey 83 $ 13,955,000 $ 168,132 $ 129,000
Atlantic, New Jersey 65 $ 24,275,000 $ 373,461 $ 313,000
Cecil, Maryland 62 $ 11,190,000 $ 180,483 $ 152,000
Orange, California 59 $ 7,475,000 $ 126,694 $ 275,000
San Diego, California 59 $ 6,685,000 $ 113,305 $ 0
Riverside, California 50 $ 4,600,000 $ 92,000 $ 129,000
Loudoun, Virginia 41 $ 4,085,000 $ 99,634 $ 375,000
Ocean, New Jersey 40 $ 10,210,000 $ 255,250 $ 202,000
Monmouth, New Jersey 37 $ 9,945,000 $ 268,783 $ 250,000
San Bernardino, California 36 $ 2,640,000 $ 73,333 $ 0
Fairfax, Virginia 36 $ 3,560,000 $ 98,888 $ 231,000
Sacramento, California 34 $ 2,550,000 $ 75,000 $ 121,000
Palm Beach, Florida 33 $ 9,425,000 $ 285,606 $ 585,000
Broward, Florida 27 $ 3,135,000 $ 116,111 $ 262,000
Worcester, Maryland 27 $ 7,445,000 $ 275,740 $ 336,000
Mercer, New Jersey 27 $ 9,035,000 $ 334,629 $ 137,000
Wake, North Carolina 27 $ 2,115,000 $ 78,333 $ 123,000
Hillsborough, Florida 26 $ 1,930,000 $ 74,230 $ 47,000
Cook, Illinois 26 $ 1,930,000 $ 74,230 $ 147,000
Middlesex, New Jersey 26 $ 5,350,000 $ 205,769 $ 178,000
Alameda, California 24 $ 3,060,000 $ 127,500 $ 0
Contra Costa, California 24 $ 6,180,000 $ 257,500 $ 505,000
Baltimore, Maryland 24 $ 4,530,000 $ 188,750 $ 199,000
Ventura, California 23 $ 1,925,000 $ 83,695 $ 105,000
King, Washington 23 $ 2,525,000 $ 109,782 $ 0
Fulton, Georgia 22 $ 2,130,000 $ 96,818 $ 433,000
Fairfield, Connecticut 21 $ 3,425,000 $ 163,095 $ 282,000
Anne Arundel, Maryland 21 $ 4,325,000 $ 205,952 $ 203,000
Collier, Florida 20 $ 10,580,000 $ 529,000 $ 670,000
Douglas, Colorado 19 $ 1,865,000 $ 98,157 $ 350,000
Montgomery, Maryland 19 $ 3,825,000 $ 201,315 $ 146,000
Somerset, New Jersey 18 $ 7,820,000 $ 434,444 $ 446,000
Pima, Arizona 17 $ 1,135,000 $ 66,764 $ 98,000
Arapahoe, Colorado 17 $ 1,105,000 $ 65,000 $ 0
Orange, Florida 17 $ 1,485,000 $ 87,352 $ 155,000
Pasco, Florida 17 $ 1,175,000 $ 69,117 $ 194,000
Kent, Maryland 17 $ 6,975,000 $ 410,294 $ 344,000
Bergen, New Jersey 17 $ 6,305,000 $ 370,882 $ 317,000
Pierce, Washington 17 $ 1,335,000 $ 78,529 $ 76,000
St. Johns, Florida 16 $ 810,000 $ 50,625 $ 0
Cobb, Georgia 16 $ 1,650,000 $ 103,125 $ 443,000
Mecklenburg, North Carolina 16 $ 880,000 $ 55,000 $ 0
Lancaster, Pennsylvania 16 $ 2,310,000 $ 144,375 $ 127,000
Gwinnett, Georgia 15 $ 1,265,000 $ 84,333 $ 97,000
Hennepin, Minnesota 15 $ 1,095,000 $ 73,000 $ 74,000
Prince William, Virginia 15 $ 1,005,000 $ 67,000 $ 0
Clark, Washington 15 $ 1,115,000 $ 74,333 $ 0
San Joaquin, California 14 $ 1,790,000 $ 127,857 $ 217,000
El Paso, Colorado 14 $ 1,030,000 $ 73,571 $ 0
Brevard, Florida 14 $ 660,000 $ 47,142 $ 191,000
Morris, New Jersey 14 $ 2,400,000 $ 171,428 $ 267,000
Clackamas, Oregon 14 $ 970,000 $ 69,285 $ 0
Berks, Pennsylvania 14 $ 3,050,000 $ 217,857 $ 230,000
Duval, Florida 13 $ 935,000 $ 71,923 $ 133,000
Lee, Florida 13 $ 3,775,000 $ 290,384 $ 334,000
Pinellas, Florida 13 $ 3,605,000 $ 277,307 $ 466,000
Prince George's, Maryland 13 $ 1,165,000 $ 89,615 $ 104,000
Essex, New Jersey 13 $ 5,165,000 $ 397,307 $ 348,000
Union, New Jersey 13 $ 2,515,000 $ 193,461 $ 282,000
Snohomish, Washington 13 $ 1,605,000 $ 123,461 $ 165,000
Placer, California 12 $ 890,000 $ 74,166 $ 0
Cherokee, Georgia 12 $ 520,000 $ 43,333 $ 0
DeKalb, Georgia 12 $ 630,000 $ 52,500 $ 0
Harford, Maryland 12 $ 1,050,000 $ 87,500 $ 107,000
Salem, New Jersey 12 $ 1,530,000 $ 127,500 $ 83,000
Lehigh, Pennsylvania 12 $ 3,610,000 $ 300,833 $ 340,000
Northampton, Pennsylvania 12 $ 1,340,000 $ 111,666 $ 118,000
Pinal, Arizona 11 $ 805,000 $ 73,181 $ 134,000
Hartford, Connecticut 11 $ 1,215,000 $ 110,454 $ 204,000
New Haven, Connecticut 11 $ 695,000 $ 63,181 $ 78,000
Lake, Florida 11 $ 745,000 $ 67,727 $ 0
Sarasota, Florida 11 $ 5,545,000 $ 504,090 $ 559,000
DuPage, Illinois 11 $ 785,000 $ 71,363 $ 0
Charles, Maryland 11 $ 935,000 $ 85,000 $ 0
Union, North Carolina 11 $ 635,000 $ 57,727 $ 0
Allegheny, Pennsylvania 11 $ 1,175,000 $ 106,818 $ 88,000
Adams, Colorado 10 $ 640,000 $ 64,000 $ 0
Miami-Dade, Florida 10 $ 4,010,000 $ 401,000 $ 1,927,000
Kane, Illinois 10 $ 630,000 $ 63,000 $ 0
Carbon, Pennsylvania 10 $ 1,560,000 $ 156,000 $ 131,000
Greenville, South Carolina 10 $ 740,000 $ 74,000 $ 150,000
Sumner, Tennessee 10 $ 560,000 $ 56,000 $ 0
Chesapeake, Virginia 10 $ 610,000 $ 61,000 $ 0
Fresno, California 9 $ 525,000 $ 58,333 $ 0
Santa Clara, California 9 $ 1,015,000 $ 112,777 $ 0
Solano, California 9 $ 705,000 $ 78,333 $ 0
Boulder, Colorado 9 $ 2,555,000 $ 283,888 $ 438,000
Denver, Colorado 9 $ 605,000 $ 67,222 $ 0
Larimer, Colorado 9 $ 575,000 $ 63,888 $ 0
Seminole, Florida 9 $ 485,000 $ 53,888 $ 0
Hillsborough, New Hampshire 9 $ 445,000 $ 49,444 $ 0
Franklin, Ohio 9 $ 425,000 $ 47,222 $ 0
Charleston, South Carolina 9 $ 1,695,000 $ 188,333 $ 510,000
Chesterfield, Virginia 9 $ 605,000 $ 67,222 $ 84,000
Weld, Colorado 8 $ 550,000 $ 68,750 $ 0
Coweta, Georgia 8 $ 500,000 $ 62,500 $ 0
Oakland, Michigan 8 $ 1,150,000 $ 143,750 $ 181,000
Hudson, New Jersey 8 $ 3,650,000 $ 456,250 $ 367,000
Hamilton, Ohio 8 $ 1,190,000 $ 148,750 $ 333,000
Deschutes, Oregon 8 $ 520,000 $ 65,000 $ 0
Washington, Oregon 8 $ 1,300,000 $ 162,500 $ 136,000
Monroe, Pennsylvania 8 $ 1,860,000 $ 232,500 $ 174,000
El Dorado, California 7 $ 775,000 $ 110,714 $ 0
Kern, California 7 $ 495,000 $ 70,714 $ 81,000
Monterey, California 7 $ 1,155,000 $ 165,000 $ 240,000
San Mateo, California 7 $ 1,015,000 $ 145,000 $ 0
Sonoma, California 7 $ 785,000 $ 112,142 $ 0
Stanislaus, California 7 $ 475,000 $ 67,857 $ 0
Jefferson, Colorado 7 $ 375,000 $ 53,571 $ 0
Forsyth, Georgia 7 $ 745,000 $ 106,428 $ 0
Lake, Indiana 7 $ 405,000 $ 57,857 $ 0
Johnson, Kansas 7 $ 545,000 $ 77,857 $ 0
Wayne, Michigan 7 $ 305,000 $ 43,571 $ 94,000
Cumberland, New Jersey 7 $ 1,245,000 $ 177,857 $ 137,000
Suffolk, New York 7 $ 16,855,000 $ 2,407,857 $ 322,000
Gaston, North Carolina 7 $ 335,000 $ 47,857 $ 0
Guilford, North Carolina 7 $ 415,000 $ 59,285 $ 44,000
Butler, Ohio 7 $ 455,000 $ 65,000 $ 58,000
Providence, Rhode Island 7 $ 775,000 $ 110,714 $ 214,000
Horry, South Carolina 7 $ 875,000 $ 125,000 $ 113,000
Henrico, Virginia 7 $ 585,000 $ 83,571 $ 315,000
Spotsylvania, Virginia 7 $ 635,000 $ 90,714 $ 80,000
Virginia Beach, Virginia 7 $ 285,000 $ 40,714 $ 0
Madison, Alabama 6 $ 400,000 $ 66,666 $ 0
Manatee, Florida 6 $ 1,400,000 $ 233,333 $ 119,000
St. Lucie, Florida 6 $ 780,000 $ 130,000 $ 283,000
Volusia, Florida 6 $ 250,000 $ 41,666 $ 0
Will, Illinois 6 $ 320,000 $ 53,333 $ 0
Carroll, Maryland 6 $ 350,000 $ 58,333 $ 0
Frederick, Maryland 6 $ 570,000 $ 95,000 $ 82,000
St. Mary's, Maryland 6 $ 260,000 $ 43,333 $ 0
Macomb, Michigan 6 $ 260,000 $ 43,333 $ 0
Washington, Minnesota 6 $ 350,000 $ 58,333 $ 0
Rockingham, New Hampshire 6 $ 370,000 $ 61,666 $ 0
New Hanover, North Carolina 6 $ 2,650,000 $ 441,666 $ 396,000
Lackawanna, Pennsylvania 6 $ 900,000 $ 150,000 $ 103,000
Washington, Rhode Island 6 $ 2,030,000 $ 338,333 $ 834,000
Beaufort, South Carolina 6 $ 1,700,000 $ 283,333 $ 186,000
York, South Carolina 6 $ 340,000 $ 56,666 $ 0
Rutherford, Tennessee 6 $ 300,000 $ 50,000 $ 0
Shelby, Tennessee 6 $ 290,000 $ 48,333 $ 0
Williamson, Tennessee 6 $ 510,000 $ 85,000 $ 0
Waukesha, Wisconsin 6 $ 420,000 $ 70,000 $ 0
Jefferson, Alabama 5 $ 495,000 $ 99,000 $ 45,000
Shelby, Alabama 5 $ 225,000 $ 45,000 $ 0
Benton, Arkansas 5 $ 225,000 $ 45,000 $ 0
Litchfield, Connecticut 5 $ 175,000 $ 35,000 $ 0
District of Columbia, District Of Columbia 5 $ 1,495,000 $ 299,000 $ 186,000
Charlotte, Florida 5 $ 755,000 $ 151,000 $ 80,000
Marion, Florida 5 $ 175,000 $ 35,000 $ 0
Nassau, Florida 5 $ 1,645,000 $ 329,000 $ 205,000
Polk, Florida 5 $ 405,000 $ 81,000 $ 195,000
Santa Rosa, Florida 5 $ 225,000 $ 45,000 $ 0
Chatham, Georgia 5 $ 355,000 $ 71,000 $ 0
Douglas, Georgia 5 $ 255,000 $ 51,000 $ 0
Hamilton, Indiana 5 $ 245,000 $ 49,000 $ 0
Jefferson, Kentucky 5 $ 405,000 $ 81,000 $ 101,000
Queen Anne's, Maryland 5 $ 755,000 $ 151,000 $ 82,000
Kent, Michigan 5 $ 405,000 $ 81,000 $ 0
Anoka, Minnesota 5 $ 245,000 $ 49,000 $ 0
Carver, Minnesota 5 $ 405,000 $ 81,000 $ 0
Douglas, Nebraska 5 $ 235,000 $ 47,000 $ 0
Clark, Nevada 5 $ 505,000 $ 101,000 $ 134,000
Sussex, New Jersey 5 $ 195,000 $ 39,000 $ 0
New York, New York 5 $ 3,305,000 $ 661,000 $ 463,000
Cabarrus, North Carolina 5 $ 285,000 $ 57,000 $ 0
Cumberland, North Carolina 5 $ 315,000 $ 63,000 $ 69,000
Lincoln, North Carolina 5 $ 465,000 $ 93,000 $ 0
Cuyahoga, Ohio 5 $ 225,000 $ 45,000 $ 141,000
Lorain, Ohio 5 $ 225,000 $ 45,000 $ 57,000
Summit, Ohio 5 $ 175,000 $ 35,000 $ 57,000
Warren, Ohio 5 $ 255,000 $ 51,000 $ 0
Multnomah, Oregon 5 $ 345,000 $ 69,000 $ 0
York, Pennsylvania 5 $ 1,145,000 $ 229,000 $ 141,000
Lexington, South Carolina 5 $ 355,000 $ 71,000 $ 136,000
Davidson, Tennessee 5 $ 545,000 $ 109,000 $ 0
Collin, Texas 5 $ 4,095,000 $ 819,000 $ 367,000
Roanoke, Virginia 5 $ 185,000 $ 37,000 $ 0
Stafford, Virginia 5 $ 305,000 $ 61,000 $ 0
Kitsap, Washington 5 $ 285,000 $ 57,000 $ 0
Mohave, Arizona 4 $ 240,000 $ 60,000 $ 0
San Francisco, California 4 $ 1,020,000 $ 255,000 $ 0
Santa Barbara, California 4 $ 850,000 $ 212,500 $ 211,000
Santa Cruz, California 4 $ 510,000 $ 127,500 $ 0
Broomfield, Colorado 4 $ 350,000 $ 87,500 $ 0
Martin, Florida 4 $ 500,000 $ 125,000 $ 97,000
Okaloosa, Florida 4 $ 1,340,000 $ 335,000 $ 214,000
Bartow, Georgia 4 $ 330,000 $ 82,500 $ 0
Paulding, Georgia 4 $ 260,000 $ 65,000 $ 0
Lake, Illinois 4 $ 930,000 $ 232,500 $ 457,000
Porter, Indiana 4 $ 120,000 $ 30,000 $ 0
Sedgwick, Kansas 4 $ 210,000 $ 52,500 $ 0
Howard, Maryland 4 $ 1,760,000 $ 440,000 $ 231,000
Ramsey, Minnesota 4 $ 210,000 $ 52,500 $ 0
Belknap, New Hampshire 4 $ 210,000 $ 52,500 $ 0
Hunterdon, New Jersey 4 $ 1,570,000 $ 392,500 $ 237,000
Buncombe, North Carolina 4 $ 620,000 $ 155,000 $ 127,000
Henderson, North Carolina 4 $ 140,000 $ 35,000 $ 0
Johnston, North Carolina 4 $ 190,000 $ 47,500 $ 0
Onslow, North Carolina 4 $ 350,000 $ 87,500 $ 229,000
Delaware, Ohio 4 $ 540,000 $ 135,000 $ 162,000
Lane, Oregon 4 $ 170,000 $ 42,500 $ 0
Cumberland, Pennsylvania 4 $ 140,000 $ 35,000 $ 52,000
Westmoreland, Pennsylvania 4 $ 450,000 $ 112,500 $ 156,000
Dallas, Texas 4 $ 190,000 $ 47,500 $ 0
Harris, Texas 4 $ 1,690,000 $ 422,500 $ 400,000
Alexandria, Virginia 4 $ 780,000 $ 195,000 $ 668,000
Arlington, Virginia 4 $ 440,000 $ 110,000 $ 0
Hanover, Virginia 4 $ 350,000 $ 87,500 $ 69,000
Benton, Washington 4 $ 200,000 $ 50,000 $ 0
Yuma, Arizona 3 $ 145,000 $ 48,333 $ 0
Marin, California 3 $ 805,000 $ 268,333 $ 0
Merced, California 3 $ 125,000 $ 41,666 $ 0
San Luis Obispo, California 3 $ 325,000 $ 108,333 $ 0
New London, Connecticut 3 $ 355,000 $ 118,333 $ 71,000
Tolland, Connecticut 3 $ 135,000 $ 45,000 $ 0
Bay, Florida 3 $ 185,000 $ 61,666 $ 0
Clay, Florida 3 $ 165,000 $ 55,000 $ 0
Hernando, Florida 3 $ 965,000 $ 321,666 $ 101,000
Indian River, Florida 3 $ 145,000 $ 48,333 $ 0
Osceola, Florida 3 $ 1,065,000 $ 355,000 $ 434,000
Fayette, Georgia 3 $ 175,000 $ 58,333 $ 0
Allen, Indiana 3 $ 605,000 $ 201,666 $ 1,979,000
Clark, Indiana 3 $ 115,000 $ 38,333 $ 0
Marion, Indiana 3 $ 135,000 $ 45,000 $ 0
Boone, Kentucky 3 $ 135,000 $ 45,000 $ 0
Fayette, Kentucky 3 $ 375,000 $ 125,000 $ 86,000
Lafayette, Louisiana 3 $ 125,000 $ 41,666 $ 0
St. Tammany, Louisiana 3 $ 525,000 $ 175,000 $ 94,000
Caroline, Maryland 3 $ 205,000 $ 68,333 $ 642,000
Talbot, Maryland 3 $ 1,395,000 $ 465,000 $ 192,000
Middlesex, Massachusetts 3 $ 1,535,000 $ 511,666 $ 313,000
Livingston, Michigan 3 $ 105,000 $ 35,000 $ 0
Muskegon, Michigan 3 $ 75,000 $ 25,000 $ 0
Washtenaw, Michigan 3 $ 205,000 $ 68,333 $ 0
Passaic, New Jersey 3 $ 135,000 $ 45,000 $ 0
Nassau, New York 3 $ 1,625,000 $ 541,666 $ 394,000
Brunswick, North Carolina 3 $ 955,000 $ 318,333 $ 184,000
Chatham, North Carolina 3 $ 225,000 $ 75,000 $ 0
Currituck, North Carolina 3 $ 495,000 $ 165,000 $ 0
Durham, North Carolina 3 $ 135,000 $ 45,000 $ 0
Forsyth, North Carolina 3 $ 165,000 $ 55,000 $ 0
Franklin, North Carolina 3 $ 75,000 $ 25,000 $ 0
Pender, North Carolina 3 $ 665,000 $ 221,666 $ 78,000
Licking, Ohio 3 $ 135,000 $ 45,000 $ 0
Medina, Ohio 3 $ 95,000 $ 31,666 $ 0
Portage, Ohio 3 $ 155,000 $ 51,666 $ 55,000
Stark, Ohio 3 $ 255,000 $ 85,000 $ 127,000
Tulsa, Oklahoma 3 $ 165,000 $ 55,000 $ 0
Marion, Oregon 3 $ 185,000 $ 61,666 $ 0
Adams, Pennsylvania 3 $ 515,000 $ 171,666 $ 154,000
Butler, Pennsylvania 3 $ 275,000 $ 91,666 $ 0
Columbia, Pennsylvania 3 $ 465,000 $ 155,000 $ 97,000
Lebanon, Pennsylvania 3 $ 315,000 $ 105,000 $ 131,000
Pike, Pennsylvania 3 $ 685,000 $ 228,333 $ 291,000
Newport, Rhode Island 3 $ 185,000 $ 61,666 $ 0
Spartanburg, South Carolina 3 $ 395,000 $ 131,666 $ 96,000
Knox, Tennessee 3 $ 185,000 $ 61,666 $ 0
Robertson, Tennessee 3 $ 115,000 $ 38,333 $ 0
Albemarle, Virginia 3 $ 145,000 $ 48,333 $ 0
Fauquier, Virginia 3 $ 1,045,000 $ 348,333 $ 492,000
Fluvanna, Virginia 3 $ 115,000 $ 38,333 $ 0
Frederick, Virginia 3 $ 135,000 $ 45,000 $ 0
Louisa, Virginia 3 $ 155,000 $ 51,666 $ 0
Suffolk, Virginia 3 $ 105,000 $ 35,000 $ 0
York, Virginia 3 $ 135,000 $ 45,000 $ 0
Limestone, Alabama 2 $ 80,000 $ 40,000 $ 0
Montgomery, Alabama 2 $ 110,000 $ 55,000 $ 0
Coconino, Arizona 2 $ 360,000 $ 180,000 $ 0
Sutter, California 2 $ 90,000 $ 45,000 $ 0
Yolo, California 2 $ 990,000 $ 495,000 $ 365,000
Elbert, Colorado 2 $ 80,000 $ 40,000 $ 0
Garfield, Colorado 2 $ 140,000 $ 70,000 $ 0
Middlesex, Connecticut 2 $ 140,000 $ 70,000 $ 0
Escambia, Florida 2 $ 110,000 $ 55,000 $ 0
Highlands, Florida 2 $ 60,000 $ 30,000 $ 0
Leon, Florida 2 $ 110,000 $ 55,000 $ 0
Sumter, Florida 2 $ 140,000 $ 70,000 $ 0
Walton, Florida 2 $ 850,000 $ 425,000 $ 1,093,000
Camden, Georgia 2 $ 120,000 $ 60,000 $ 0
Columbia, Georgia 2 $ 200,000 $ 100,000 $ 0
Hall, Georgia 2 $ 90,000 $ 45,000 $ 0
Henry, Georgia 2 $ 90,000 $ 45,000 $ 0
Houston, Georgia 2 $ 130,000 $ 65,000 $ 0
Morgan, Georgia 2 $ 130,000 $ 65,000 $ 0
Rockdale, Georgia 2 $ 100,000 $ 50,000 $ 0
Walker, Georgia 2 $ 90,000 $ 45,000 $ 0
Kendall, Illinois 2 $ 120,000 $ 60,000 $ 0
Hendricks, Indiana 2 $ 90,000 $ 45,000 $ 0
LaPorte, Indiana 2 $ 130,000 $ 65,000 $ 0
St. Joseph, Indiana 2 $ 60,000 $ 30,000 $ 0
Tippecanoe, Indiana 2 $ 110,000 $ 55,000 $ 0
Kenton, Kentucky 2 $ 70,000 $ 35,000 $ 0
Nelson, Kentucky 2 $ 140,000 $ 70,000 $ 31,000
East Baton Rouge, Louisiana 2 $ 90,000 $ 45,000 $ 0
Orleans, Louisiana 2 $ 190,000 $ 95,000 $ 0
Rapides, Louisiana 2 $ 100,000 $ 50,000 $ 0
York, Maine 2 $ 70,000 $ 35,000 $ 0
Baltimore City, Maryland 2 $ 100,000 $ 50,000 $ 0
Calvert, Maryland 2 $ 730,000 $ 365,000 $ 132,000
Dorchester, Maryland 2 $ 280,000 $ 140,000 $ 0
Washington, Maryland 2 $ 140,000 $ 70,000 $ 0
Dukes, Massachusetts 2 $ 2,690,000 $ 1,345,000 $ 558,000
Berrien, Michigan 2 $ 110,000 $ 55,000 $ 0
Ingham, Michigan 2 $ 100,000 $ 50,000 $ 0
Jackson, Michigan 2 $ 110,000 $ 55,000 $ 0
Kalamazoo, Michigan 2 $ 90,000 $ 45,000 $ 0
St. Clair, Michigan 2 $ 80,000 $ 40,000 $ 0
Dakota, Minnesota 2 $ 90,000 $ 45,000 $ 0
Scott, Minnesota 2 $ 80,000 $ 40,000 $ 0
Sherburne, Minnesota 2 $ 100,000 $ 50,000 $ 0
St. Louis, Minnesota 2 $ 120,000 $ 60,000 $ 0
Wright, Minnesota 2 $ 120,000 $ 60,000 $ 0
Oktibbeha, Mississippi 2 $ 60,000 $ 30,000 $ 0
Warren, New Jersey 2 $ 90,000 $ 45,000 $ 0
Kings, New York 2 $ 440,000 $ 220,000 $ 255,000
Caldwell, North Carolina 2 $ 80,000 $ 40,000 $ 0
Davidson, North Carolina 2 $ 80,000 $ 40,000 $ 0
Harnett, North Carolina 2 $ 50,000 $ 25,000 $ 0
Iredell, North Carolina 2 $ 220,000 $ 110,000 $ 0
Lake, Ohio 2 $ 90,000 $ 45,000 $ 0
Union, Ohio 2 $ 100,000 $ 50,000 $ 0
Wood, Ohio 2 $ 160,000 $ 80,000 $ 0
Canadian, Oklahoma 2 $ 70,000 $ 35,000 $ 0
Benton, Oregon 2 $ 170,000 $ 85,000 $ 0
Coos, Oregon 2 $ 80,000 $ 40,000 $ 0
Jackson, Oregon 2 $ 120,000 $ 60,000 $ 0
Yamhill, Oregon 2 $ 90,000 $ 45,000 $ 0
Luzerne, Pennsylvania 2 $ 610,000 $ 305,000 $ 462,000
Susquehanna, Pennsylvania 2 $ 660,000 $ 330,000 $ 431,000
Washington, Pennsylvania 2 $ 160,000 $ 80,000 $ 113,000
Berkeley, South Carolina 2 $ 80,000 $ 40,000 $ 0
Anderson, Tennessee 2 $ 140,000 $ 70,000 $ 0
Blount, Tennessee 2 $ 100,000 $ 50,000 $ 0
Cheatham, Tennessee 2 $ 130,000 $ 65,000 $ 0
Wilson, Tennessee 2 $ 140,000 $ 70,000 $ 0
Comal, Texas 2 $ 210,000 $ 105,000 $ 0
Travis, Texas 2 $ 150,000 $ 75,000 $ 0
Williamson, Texas 2 $ 130,000 $ 65,000 $ 0
Bedford, Virginia 2 $ 60,000 $ 30,000 $ 0
Dinwiddie, Virginia 2 $ 90,000 $ 45,000 $ 0
Fredericksburg, Virginia 2 $ 80,000 $ 40,000 $ 0
Lynchburg, Virginia 2 $ 130,000 $ 65,000 $ 0
Manassas, Virginia 2 $ 80,000 $ 40,000 $ 0
Montgomery, Virginia 2 $ 570,000 $ 285,000 $ 249,000
Warren, Virginia 2 $ 260,000 $ 130,000 $ 0
Skagit, Washington 2 $ 90,000 $ 45,000 $ 0
Thurston, Washington 2 $ 160,000 $ 80,000 $ 0
Brown, Wisconsin 2 $ 100,000 $ 50,000 $ 0
Kenosha, Wisconsin 2 $ 160,000 $ 80,000 $ 0
Racine, Wisconsin 2 $ 340,000 $ 170,000 $ 147,000
Washington, Wisconsin 2 $ 70,000 $ 35,000 $ 0
Baldwin, Alabama 1 $ 55,000 $ 55,000 $ 0
Cullman, Alabama 1 $ 55,000 $ 55,000 $ 0
Dallas, Alabama 1 $ 25,000 $ 25,000 $ 0
Lee, Alabama 1 $ 35,000 $ 35,000 $ 0
Marshall, Alabama 1 $ 45,000 $ 45,000 $ 0
Morgan, Alabama 1 $ 45,000 $ 45,000 $ 0
St. Clair, Alabama 1 $ 35,000 $ 35,000 $ 0
Cochise, Arizona 1 $ 25,000 $ 25,000 $ 0
Yavapai, Arizona 1 $ 115,000 $ 115,000 $ 0
Craighead, Arkansas 1 $ 55,000 $ 55,000 $ 0
Pulaski, Arkansas 1 $ 135,000 $ 135,000 $ 0
Sebastian, Arkansas 1 $ 45,000 $ 45,000 $ 0
Washington, Arkansas 1 $ 25,000 $ 25,000 $ 0
Yell, Arkansas 1 $ 55,000 $ 55,000 $ 0
Calaveras, California 1 $ 35,000 $ 35,000 $ 0
Humboldt, California 1 $ 25,000 $ 25,000 $ 0
Lake, California 1 $ 55,000 $ 55,000 $ 0
Madera, California 1 $ 65,000 $ 65,000 $ 0
Napa, California 1 $ 65,000 $ 65,000 $ 0
Nevada, California 1 $ 145,000 $ 145,000 $ 0
San Benito, California 1 $ 55,000 $ 55,000 $ 0
Shasta, California 1 $ 75,000 $ 75,000 $ 0
Tulare, California 1 $ 35,000 $ 35,000 $ 0
Yuba, California 1 $ 35,000 $ 35,000 $ 0
Chaffee, Colorado 1 $ 105,000 $ 105,000 $ 0
Eagle, Colorado 1 $ 75,000 $ 75,000 $ 0
La Plata, Colorado 1 $ 35,000 $ 35,000 $ 0
Mesa, Colorado 1 $ 85,000 $ 85,000 $ 0
Montrose, Colorado 1 $ 55,000 $ 55,000 $ 0
Pitkin, Colorado 1 $ 5,005,000 $ 5,005,000 $ 0
Pueblo, Colorado 1 $ 45,000 $ 45,000 $ 0
Summit, Colorado 1 $ 565,000 $ 565,000 $ 456,000
Windham, Connecticut 1 $ 35,000 $ 35,000 $ 0
Alachua, Florida 1 $ 75,000 $ 75,000 $ 0
Citrus, Florida 1 $ 55,000 $ 55,000 $ 0
Flagler, Florida 1 $ 45,000 $ 45,000 $ 0
Hendry, Florida 1 $ 55,000 $ 55,000 $ 0
Monroe, Florida 1 $ 45,000 $ 45,000 $ 0
Barrow, Georgia 1 $ 45,000 $ 45,000 $ 0
Bryan, Georgia 1 $ 35,000 $ 35,000 $ 0
Clarke, Georgia 1 $ 25,000 $ 25,000 $ 0
Gordon, Georgia 1 $ 25,000 $ 25,000 $ 0
Harris, Georgia 1 $ 125,000 $ 125,000 $ 0
Jackson, Georgia 1 $ 55,000 $ 55,000 $ 0
Lowndes, Georgia 1 $ 25,000 $ 25,000 $ 0
Monroe, Georgia 1 $ 55,000 $ 55,000 $ 0
Newton, Georgia 1 $ 35,000 $ 35,000 $ 0
Pickens, Georgia 1 $ 195,000 $ 195,000 $ 0
Walton, Georgia 1 $ 65,000 $ 65,000 $ 0
Washington, Georgia 1 $ 25,000 $ 25,000 $ 0
Honolulu, Hawaii 1 $ 355,000 $ 355,000 $ 78,000
DeKalb, Illinois 1 $ 45,000 $ 45,000 $ 0
McLean, Illinois 1 $ 65,000 $ 65,000 $ 0
Peoria, Illinois 1 $ 25,000 $ 25,000 $ 0
Winnebago, Illinois 1 $ 35,000 $ 35,000 $ 0
Boone, Indiana 1 $ 65,000 $ 65,000 $ 0
Decatur, Indiana 1 $ 85,000 $ 85,000 $ 55,000
Elkhart, Indiana 1 $ 45,000 $ 45,000 $ 0
Howard, Indiana 1 $ 35,000 $ 35,000 $ 0
Kosciusko, Indiana 1 $ 25,000 $ 25,000 $ 0
Monroe, Indiana 1 $ 25,000 $ 25,000 $ 0
Owen, Indiana 1 $ 75,000 $ 75,000 $ 0
Putnam, Indiana 1 $ 25,000 $ 25,000 $ 0
Ripley, Indiana 1 $ 25,000 $ 25,000 $ 0
White, Indiana 1 $ 25,000 $ 25,000 $ 0
Palo Alto, Iowa 1 $ 125,000 $ 125,000 $ 53,000
Polk, Iowa 1 $ 55,000 $ 55,000 $ 0
Leavenworth, Kansas 1 $ 65,000 $ 65,000 $ 0
Miami, Kansas 1 $ 25,000 $ 25,000 $ 0
Montgomery, Kansas 1 $ 25,000 $ 25,000 $ 0
Shawnee, Kansas 1 $ 35,000 $ 35,000 $ 0
Campbell, Kentucky 1 $ 65,000 $ 65,000 $ 0
Clark, Kentucky 1 $ 55,000 $ 55,000 $ 0
Franklin, Kentucky 1 $ 25,000 $ 25,000 $ 0
Hardin, Kentucky 1 $ 25,000 $ 25,000 $ 0
Oldham, Kentucky 1 $ 175,000 $ 175,000 $ 0
Pulaski, Kentucky 1 $ 65,000 $ 65,000 $ 0
Warren, Kentucky 1 $ 25,000 $ 25,000 $ 0
Woodford, Kentucky 1 $ 25,000 $ 25,000 $ 0
Calcasieu, Louisiana 1 $ 115,000 $ 115,000 $ 0
Jefferson, Louisiana 1 $ 25,000 $ 25,000 $ 0
St. Landry, Louisiana 1 $ 65,000 $ 65,000 $ 13,000
St. Mary, Louisiana 1 $ 25,000 $ 25,000 $ 0
Tangipahoa, Louisiana 1 $ 75,000 $ 75,000 $ 0
Vermilion, Louisiana 1 $ 515,000 $ 515,000 $ 165,000
Cumberland, Maine 1 $ 35,000 $ 35,000 $ 0
Hancock, Maine 1 $ 405,000 $ 405,000 $ 450,000
Somerset, Maine 1 $ 45,000 $ 45,000 $ 0
Washington, Maine 1 $ 395,000 $ 395,000 $ 168,000
Garrett, Maryland 1 $ 45,000 $ 45,000 $ 0
Somerset, Maryland 1 $ 125,000 $ 125,000 $ 61,000
Wicomico, Maryland 1 $ 55,000 $ 55,000 $ 0
Berkshire, Massachusetts 1 $ 205,000 $ 205,000 $ 167,000
Essex, Massachusetts 1 $ 365,000 $ 365,000 $ 98,000
Hampden, Massachusetts 1 $ 195,000 $ 195,000 $ 64,000
Norfolk, Massachusetts 1 $ 305,000 $ 305,000 $ 128,000
Plymouth, Massachusetts 1 $ 525,000 $ 525,000 $ 160,000
Barry, Michigan 1 $ 25,000 $ 25,000 $ 0
Genesee, Michigan 1 $ 55,000 $ 55,000 $ 0
Grand Traverse, Michigan 1 $ 45,000 $ 45,000 $ 0
Mason, Michigan 1 $ 35,000 $ 35,000 $ 0
Monroe, Michigan 1 $ 45,000 $ 45,000 $ 0
Ottawa, Michigan 1 $ 75,000 $ 75,000 $ 0
Saginaw, Michigan 1 $ 35,000 $ 35,000 $ 0
Goodhue, Minnesota 1 $ 35,000 $ 35,000 $ 0
Hubbard, Minnesota 1 $ 25,000 $ 25,000 $ 0
Isanti, Minnesota 1 $ 25,000 $ 25,000 $ 0
Kandiyohi, Minnesota 1 $ 155,000 $ 155,000 $ 50,000
McLeod, Minnesota 1 $ 45,000 $ 45,000 $ 0
Meeker, Minnesota 1 $ 25,000 $ 25,000 $ 0
Pine, Minnesota 1 $ 45,000 $ 45,000 $ 0
Rice, Minnesota 1 $ 45,000 $ 45,000 $ 0
Stearns, Minnesota 1 $ 125,000 $ 125,000 $ 114,000
Amite, Mississippi 1 $ 45,000 $ 45,000 $ 0
DeSoto, Mississippi 1 $ 65,000 $ 65,000 $ 0
Harrison, Mississippi 1 $ 85,000 $ 85,000 $ 0
Hinds, Mississippi 1 $ 175,000 $ 175,000 $ 195,000
Madison, Mississippi 1 $ 25,000 $ 25,000 $ 0
Rankin, Mississippi 1 $ 35,000 $ 35,000 $ 0
Simpson, Mississippi 1 $ 25,000 $ 25,000 $ 0
Lewis and Clark, Montana 1 $ 85,000 $ 85,000 $ 0
Sanders, Montana 1 $ 115,000 $ 115,000 $ 0
Silver Bow, Montana 1 $ 35,000 $ 35,000 $ 0
Yellowstone, Montana 1 $ 55,000 $ 55,000 $ 0
Hall, Nebraska 1 $ 15,000 $ 15,000 $ 0
Lancaster, Nebraska 1 $ 75,000 $ 75,000 $ 0
Madison, Nebraska 1 $ 225,000 $ 225,000 $ 0
Sarpy, Nebraska 1 $ 85,000 $ 85,000 $ 0
Washoe, Nevada 1 $ 85,000 $ 85,000 $ 0
Merrimack, New Hampshire 1 $ 45,000 $ 45,000 $ 0
Strafford, New Hampshire 1 $ 65,000 $ 65,000 $ 0
Dona Ana, New Mexico 1 $ 165,000 $ 165,000 $ 119,000
Sandoval, New Mexico 1 $ 325,000 $ 325,000 $ 102,000
Chautauqua, New York 1 $ 385,000 $ 385,000 $ 302,000
Erie, New York 1 $ 55,000 $ 55,000 $ 74,000
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Mortgage Loan Application Detail Totals for Wsfs Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,926 $268,810,000 $91,000 $1,705,000 $148,000 $3,333,000
Refinancing 2,681 $708,935,000 $264,000 $8,005,000 $180,000 $7,087,000
Other Purpose 2,025 $201,875,000 $99,000 $7,005,000 $158,000 $2,077,000
Home Purchase 1,396 $484,990,000 $347,000 $6,795,000 $183,000 $4,850,000
Cash-out Refinancing 821 $226,955,000 $276,000 $2,435,000 $150,000 $7,087,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,294 $1,265,080,000 $238,000 $7,005,000 $178,000 $7,087,000
Not applicable 2,680 $241,180,000 $89,000 $8,005,000 $0 $0
Not Provided 785 $188,745,000 $240,000 $3,215,000 $159,000 $2,061,000
Black or African American 462 $62,130,000 $134,000 $835,000 $92,000 $1,080,000
Asian 362 $92,040,000 $254,000 $1,785,000 $156,000 $1,256,000
Hispanic 235 $35,725,000 $152,000 $895,000 $103,000 $700,000
American Indian or Alaskan Native 17 $2,265,000 $133,000 $305,000 $114,000 $490,000
Native Hawaiian or Other Pacific Islander 1 $545,000 $545,000 $545,000 $248,000 $248,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,750 $1,865,970,000 $191,000 $8,005,000 $168,000 $7,087,000
FHA-insured (Federal Housing Administration) 69 $16,265,000 $235,000 $475,000 $68,000 $147,000
VA-guaranteed (Veterans Administration) 21 $6,935,000 $330,000 $545,000 $109,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $2,395,000 $266,000 $495,000 $74,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,014 $1,278,330,000 $254,000 $8,005,000 $180,000 $7,087,000
Loan Purchased By The Institution 2,582 $179,590,000 $69,000 $495,000 $0 $0
Application Denied By Financial Institution 1,229 $179,645,000 $146,000 $2,005,000 $109,000 $3,840,000
Application Withdrawn By Applicant 783 $202,775,000 $258,000 $7,005,000 $177,000 $7,087,000
File Closed For Incompleteness 175 $39,885,000 $227,000 $1,015,000 $175,000 $1,542,000
Application Approved But Not Accepted 66 $11,340,000 $171,000 $515,000 $129,000 $443,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,620 $1,711,920,000 $198,000 $8,005,000 $179,000 $7,087,000
Debt-To-Income Ratio 520 $81,940,000 $157,000 $1,505,000 $65,000 $465,000
Collateral 298 $47,300,000 $158,000 $1,755,000 $151,000 $2,061,000
Credit History 193 $19,215,000 $99,000 $955,000 $112,000 $1,080,000
Credit Application Incomplete 97 $10,755,000 $110,000 $705,000 $121,000 $492,000
Other 72 $9,020,000 $125,000 $825,000 $128,000 $500,000
Unverifiable Information 34 $8,280,000 $243,000 $585,000 $145,000 $684,000
Employment History 14 $1,130,000 $80,000 $185,000 $390,000 $3,840,000
Insufficient Cash (Downpayment, Closing Cost) 1 $2,005,000 $2,005,000 $2,005,000 $947,000 $947,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wsfs Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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