Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Wilmington Savings Fund Society, Fsb 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wilmington Savings Fund Society, Fsb
500 Delaware Avenue
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 9,849
Total Mortgage Loan Application Amount $1,891,565,000
Average Mortgage Loan Application Amount $215,400
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $163,800
Highest Applicant Income $7,087,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2021.

Mortgage Loan Application Totals for Wilmington Savings Fund Society, Fsb by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle County Delaware 1,674 $ 287,310,000 $ 171,000 $ 130,000
Delaware County Pennsylvania 815 $ 199,545,000 $ 244,000 $ 169,000
Philadelphia County Pennsylvania 750 $ 166,130,000 $ 221,000 $ 127,000
Burlington County New Jersey 682 $ 90,120,000 $ 132,000 $ 123,000
Chester County Pennsylvania 641 $ 186,605,000 $ 291,000 $ 204,000
Sussex County Delaware 565 $ 129,475,000 $ 229,000 $ 174,000
Montgomery County Pennsylvania 561 $ 158,725,000 $ 282,000 $ 189,000
Kent County Delaware 373 $ 47,425,000 $ 127,000 $ 88,000
Bucks County Pennsylvania 193 $ 57,295,000 $ 296,000 $ 177,000
Cape May County New Jersey 148 $ 72,220,000 $ 487,000 $ 424,000
Camden County New Jersey 144 $ 20,670,000 $ 143,000 $ 117,000
Maricopa County Arizona 117 $ 8,785,000 $ 75,000 $ 0
Los Angeles County California 95 $ 12,105,000 $ 127,000 $ 1,815,000
Gloucester County New Jersey 83 $ 13,955,000 $ 168,000 $ 129,000
Atlantic County New Jersey 65 $ 24,275,000 $ 373,000 $ 313,000
Cecil County Maryland 62 $ 11,190,000 $ 180,000 $ 152,000
Orange County California 59 $ 7,475,000 $ 126,000 $ 275,000
San Diego County California 59 $ 6,685,000 $ 113,000 $ 0
Riverside County California 50 $ 4,600,000 $ 92,000 $ 129,000
Loudoun County Virginia 41 $ 4,085,000 $ 99,000 $ 375,000
Ocean County New Jersey 40 $ 10,210,000 $ 255,000 $ 202,000
Monmouth County New Jersey 37 $ 9,945,000 $ 268,000 $ 250,000
San Bernardino County California 36 $ 2,640,000 $ 73,000 $ 0
Fairfax County Virginia 36 $ 3,560,000 $ 98,000 $ 231,000
Sacramento County California 34 $ 2,550,000 $ 75,000 $ 121,000
Palm Beach County Florida 33 $ 9,425,000 $ 285,000 $ 585,000
Broward County Florida 27 $ 3,135,000 $ 116,000 $ 262,000
Worcester County Maryland 27 $ 7,445,000 $ 275,000 $ 336,000
Mercer County New Jersey 27 $ 9,035,000 $ 334,000 $ 137,000
Wake County North Carolina 27 $ 2,115,000 $ 78,000 $ 123,000
Hillsborough County Florida 26 $ 1,930,000 $ 74,000 $ 47,000
Cook County Illinois 26 $ 1,930,000 $ 74,000 $ 147,000
Middlesex County New Jersey 26 $ 5,350,000 $ 205,000 $ 178,000
Alameda County California 24 $ 3,060,000 $ 127,000 $ 0
Contra Costa County California 24 $ 6,180,000 $ 257,000 $ 505,000
Baltimore County Maryland 24 $ 4,530,000 $ 188,000 $ 199,000
Ventura County California 23 $ 1,925,000 $ 83,000 $ 105,000
King County Washington 23 $ 2,525,000 $ 109,000 $ 0
Fulton County Georgia 22 $ 2,130,000 $ 96,000 $ 433,000
Fairfield County Connecticut 21 $ 3,425,000 $ 163,000 $ 282,000
Anne Arundel County Maryland 21 $ 4,325,000 $ 205,000 $ 203,000
Collier County Florida 20 $ 10,580,000 $ 529,000 $ 670,000
Douglas County Colorado 19 $ 1,865,000 $ 98,000 $ 350,000
Montgomery County Maryland 19 $ 3,825,000 $ 201,000 $ 146,000
Somerset County New Jersey 18 $ 7,820,000 $ 434,000 $ 446,000
Pima County Arizona 17 $ 1,135,000 $ 66,000 $ 98,000
Arapahoe County Colorado 17 $ 1,105,000 $ 65,000 $ 0
Orange County Florida 17 $ 1,485,000 $ 87,000 $ 155,000
Pasco County Florida 17 $ 1,175,000 $ 69,000 $ 194,000
Kent County Maryland 17 $ 6,975,000 $ 410,000 $ 344,000
Bergen County New Jersey 17 $ 6,305,000 $ 370,000 $ 317,000
Pierce County Washington 17 $ 1,335,000 $ 78,000 $ 76,000
St. Johns County Florida 16 $ 810,000 $ 50,000 $ 0
Cobb County Georgia 16 $ 1,650,000 $ 103,000 $ 443,000
Mecklenburg County North Carolina 16 $ 880,000 $ 55,000 $ 0
Lancaster County Pennsylvania 16 $ 2,310,000 $ 144,000 $ 127,000
Gwinnett County Georgia 15 $ 1,265,000 $ 84,000 $ 97,000
Hennepin County Minnesota 15 $ 1,095,000 $ 73,000 $ 74,000
Prince William County Virginia 15 $ 1,005,000 $ 67,000 $ 0
Clark County Washington 15 $ 1,115,000 $ 74,000 $ 0
San Joaquin County California 14 $ 1,790,000 $ 127,000 $ 217,000
El Paso County Colorado 14 $ 1,030,000 $ 73,000 $ 0
Brevard County Florida 14 $ 660,000 $ 47,000 $ 191,000
Morris County New Jersey 14 $ 2,400,000 $ 171,000 $ 267,000
Clackamas County Oregon 14 $ 970,000 $ 69,000 $ 0
Berks County Pennsylvania 14 $ 3,050,000 $ 217,000 $ 230,000
Duval County Florida 13 $ 935,000 $ 71,000 $ 133,000
Lee County Florida 13 $ 3,775,000 $ 290,000 $ 334,000
Pinellas County Florida 13 $ 3,605,000 $ 277,000 $ 466,000
Prince George's County Maryland 13 $ 1,165,000 $ 89,000 $ 104,000
Essex County New Jersey 13 $ 5,165,000 $ 397,000 $ 348,000
Union County New Jersey 13 $ 2,515,000 $ 193,000 $ 282,000
Snohomish County Washington 13 $ 1,605,000 $ 123,000 $ 165,000
Placer County California 12 $ 890,000 $ 74,000 $ 0
Cherokee County Georgia 12 $ 520,000 $ 43,000 $ 0
DeKalb County Georgia 12 $ 630,000 $ 52,000 $ 0
Harford County Maryland 12 $ 1,050,000 $ 87,000 $ 107,000
Salem County New Jersey 12 $ 1,530,000 $ 127,000 $ 83,000
Lehigh County Pennsylvania 12 $ 3,610,000 $ 300,000 $ 340,000
Northampton County Pennsylvania 12 $ 1,340,000 $ 111,000 $ 118,000
Pinal County Arizona 11 $ 805,000 $ 73,000 $ 134,000
Hartford County Connecticut 11 $ 1,215,000 $ 110,000 $ 204,000
New Haven County Connecticut 11 $ 695,000 $ 63,000 $ 78,000
Lake County Florida 11 $ 745,000 $ 67,000 $ 0
Sarasota County Florida 11 $ 5,545,000 $ 504,000 $ 559,000
DuPage County Illinois 11 $ 785,000 $ 71,000 $ 0
Charles County Maryland 11 $ 935,000 $ 85,000 $ 0
Union County North Carolina 11 $ 635,000 $ 57,000 $ 0
Allegheny County Pennsylvania 11 $ 1,175,000 $ 106,000 $ 88,000
Adams County Colorado 10 $ 640,000 $ 64,000 $ 0
Miami-Dade County Florida 10 $ 4,010,000 $ 401,000 $ 1,927,000
Kane County Illinois 10 $ 630,000 $ 63,000 $ 0
Carbon County Pennsylvania 10 $ 1,560,000 $ 156,000 $ 131,000
Greenville County South Carolina 10 $ 740,000 $ 74,000 $ 150,000
Sumner County Tennessee 10 $ 560,000 $ 56,000 $ 0
Chesapeake County Virginia 10 $ 610,000 $ 61,000 $ 0
Fresno County California 9 $ 525,000 $ 58,000 $ 0
Santa Clara County California 9 $ 1,015,000 $ 112,000 $ 0
Solano County California 9 $ 705,000 $ 78,000 $ 0
Boulder County Colorado 9 $ 2,555,000 $ 283,000 $ 438,000
Denver County Colorado 9 $ 605,000 $ 67,000 $ 0
Larimer County Colorado 9 $ 575,000 $ 63,000 $ 0
Seminole County Florida 9 $ 485,000 $ 53,000 $ 0
Hillsborough County New Hampshire 9 $ 445,000 $ 49,000 $ 0
Franklin County Ohio 9 $ 425,000 $ 47,000 $ 0
Charleston County South Carolina 9 $ 1,695,000 $ 188,000 $ 510,000
Chesterfield County Virginia 9 $ 605,000 $ 67,000 $ 84,000
Weld County Colorado 8 $ 550,000 $ 68,000 $ 0
Coweta County Georgia 8 $ 500,000 $ 62,000 $ 0
Oakland County Michigan 8 $ 1,150,000 $ 143,000 $ 181,000
Hudson County New Jersey 8 $ 3,650,000 $ 456,000 $ 367,000
Hamilton County Ohio 8 $ 1,190,000 $ 148,000 $ 333,000
Deschutes County Oregon 8 $ 520,000 $ 65,000 $ 0
Washington County Oregon 8 $ 1,300,000 $ 162,000 $ 136,000
Monroe County Pennsylvania 8 $ 1,860,000 $ 232,000 $ 174,000
El Dorado County California 7 $ 775,000 $ 110,000 $ 0
Kern County California 7 $ 495,000 $ 70,000 $ 81,000
Monterey County California 7 $ 1,155,000 $ 165,000 $ 240,000
San Mateo County California 7 $ 1,015,000 $ 145,000 $ 0
Sonoma County California 7 $ 785,000 $ 112,000 $ 0
Stanislaus County California 7 $ 475,000 $ 67,000 $ 0
Jefferson County Colorado 7 $ 375,000 $ 53,000 $ 0
Forsyth County Georgia 7 $ 745,000 $ 106,000 $ 0
Lake County Indiana 7 $ 405,000 $ 57,000 $ 0
Johnson County Kansas 7 $ 545,000 $ 77,000 $ 0
Wayne County Michigan 7 $ 305,000 $ 43,000 $ 94,000
Cumberland County New Jersey 7 $ 1,245,000 $ 177,000 $ 137,000
Suffolk County New York 7 $ 16,855,000 $ 2,407,000 $ 322,000
Gaston County North Carolina 7 $ 335,000 $ 47,000 $ 0
Guilford County North Carolina 7 $ 415,000 $ 59,000 $ 44,000
Butler County Ohio 7 $ 455,000 $ 65,000 $ 58,000
Providence County Rhode Island 7 $ 775,000 $ 110,000 $ 214,000
Horry County South Carolina 7 $ 875,000 $ 125,000 $ 113,000
Henrico County Virginia 7 $ 585,000 $ 83,000 $ 315,000
Spotsylvania County Virginia 7 $ 635,000 $ 90,000 $ 80,000
Virginia Beach County Virginia 7 $ 285,000 $ 40,000 $ 0
Madison County Alabama 6 $ 400,000 $ 66,000 $ 0
Manatee County Florida 6 $ 1,400,000 $ 233,000 $ 119,000
St. Lucie County Florida 6 $ 780,000 $ 130,000 $ 283,000
Volusia County Florida 6 $ 250,000 $ 41,000 $ 0
Will County Illinois 6 $ 320,000 $ 53,000 $ 0
Carroll County Maryland 6 $ 350,000 $ 58,000 $ 0
Frederick County Maryland 6 $ 570,000 $ 95,000 $ 82,000
St. Mary's County Maryland 6 $ 260,000 $ 43,000 $ 0
Macomb County Michigan 6 $ 260,000 $ 43,000 $ 0
Washington County Minnesota 6 $ 350,000 $ 58,000 $ 0
Rockingham County New Hampshire 6 $ 370,000 $ 61,000 $ 0
New Hanover County North Carolina 6 $ 2,650,000 $ 441,000 $ 396,000
Lackawanna County Pennsylvania 6 $ 900,000 $ 150,000 $ 103,000
Washington County Rhode Island 6 $ 2,030,000 $ 338,000 $ 834,000
Beaufort County South Carolina 6 $ 1,700,000 $ 283,000 $ 186,000
York County South Carolina 6 $ 340,000 $ 56,000 $ 0
Rutherford County Tennessee 6 $ 300,000 $ 50,000 $ 0
Shelby County Tennessee 6 $ 290,000 $ 48,000 $ 0
Williamson County Tennessee 6 $ 510,000 $ 85,000 $ 0
Waukesha County Wisconsin 6 $ 420,000 $ 70,000 $ 0
Jefferson County Alabama 5 $ 495,000 $ 99,000 $ 45,000
Shelby County Alabama 5 $ 225,000 $ 45,000 $ 0
Benton County Arkansas 5 $ 225,000 $ 45,000 $ 0
Litchfield County Connecticut 5 $ 175,000 $ 35,000 $ 0
District of Columbia County District Of Columbia 5 $ 1,495,000 $ 299,000 $ 186,000
Charlotte County Florida 5 $ 755,000 $ 151,000 $ 80,000
Marion County Florida 5 $ 175,000 $ 35,000 $ 0
Nassau County Florida 5 $ 1,645,000 $ 329,000 $ 205,000
Polk County Florida 5 $ 405,000 $ 81,000 $ 195,000
Santa Rosa County Florida 5 $ 225,000 $ 45,000 $ 0
Chatham County Georgia 5 $ 355,000 $ 71,000 $ 0
Douglas County Georgia 5 $ 255,000 $ 51,000 $ 0
Hamilton County Indiana 5 $ 245,000 $ 49,000 $ 0
Jefferson County Kentucky 5 $ 405,000 $ 81,000 $ 101,000
Queen Anne's County Maryland 5 $ 755,000 $ 151,000 $ 82,000
Kent County Michigan 5 $ 405,000 $ 81,000 $ 0
Anoka County Minnesota 5 $ 245,000 $ 49,000 $ 0
Carver County Minnesota 5 $ 405,000 $ 81,000 $ 0
Douglas County Nebraska 5 $ 235,000 $ 47,000 $ 0
Clark County Nevada 5 $ 505,000 $ 101,000 $ 134,000
Sussex County New Jersey 5 $ 195,000 $ 39,000 $ 0
New York County New York 5 $ 3,305,000 $ 661,000 $ 463,000
Cabarrus County North Carolina 5 $ 285,000 $ 57,000 $ 0
Cumberland County North Carolina 5 $ 315,000 $ 63,000 $ 69,000
Lincoln County North Carolina 5 $ 465,000 $ 93,000 $ 0
Cuyahoga County Ohio 5 $ 225,000 $ 45,000 $ 141,000
Lorain County Ohio 5 $ 225,000 $ 45,000 $ 57,000
Summit County Ohio 5 $ 175,000 $ 35,000 $ 57,000
Warren County Ohio 5 $ 255,000 $ 51,000 $ 0
Multnomah County Oregon 5 $ 345,000 $ 69,000 $ 0
York County Pennsylvania 5 $ 1,145,000 $ 229,000 $ 141,000
Lexington County South Carolina 5 $ 355,000 $ 71,000 $ 136,000
Davidson County Tennessee 5 $ 545,000 $ 109,000 $ 0
Collin County Texas 5 $ 4,095,000 $ 819,000 $ 367,000
Roanoke County Virginia 5 $ 185,000 $ 37,000 $ 0
Stafford County Virginia 5 $ 305,000 $ 61,000 $ 0
Kitsap County Washington 5 $ 285,000 $ 57,000 $ 0
Mohave County Arizona 4 $ 240,000 $ 60,000 $ 0
San Francisco County California 4 $ 1,020,000 $ 255,000 $ 0
Santa Barbara County California 4 $ 850,000 $ 212,000 $ 211,000
Santa Cruz County California 4 $ 510,000 $ 127,000 $ 0
Broomfield County Colorado 4 $ 350,000 $ 87,000 $ 0
Martin County Florida 4 $ 500,000 $ 125,000 $ 97,000
Okaloosa County Florida 4 $ 1,340,000 $ 335,000 $ 214,000
Bartow County Georgia 4 $ 330,000 $ 82,000 $ 0
Paulding County Georgia 4 $ 260,000 $ 65,000 $ 0
Lake County Illinois 4 $ 930,000 $ 232,000 $ 457,000
Porter County Indiana 4 $ 120,000 $ 30,000 $ 0
Sedgwick County Kansas 4 $ 210,000 $ 52,000 $ 0
Howard County Maryland 4 $ 1,760,000 $ 440,000 $ 231,000
Ramsey County Minnesota 4 $ 210,000 $ 52,000 $ 0
Belknap County New Hampshire 4 $ 210,000 $ 52,000 $ 0
Hunterdon County New Jersey 4 $ 1,570,000 $ 392,000 $ 237,000
Buncombe County North Carolina 4 $ 620,000 $ 155,000 $ 127,000
Henderson County North Carolina 4 $ 140,000 $ 35,000 $ 0
Johnston County North Carolina 4 $ 190,000 $ 47,000 $ 0
Onslow County North Carolina 4 $ 350,000 $ 87,000 $ 229,000
Delaware County Ohio 4 $ 540,000 $ 135,000 $ 162,000
Lane County Oregon 4 $ 170,000 $ 42,000 $ 0
Cumberland County Pennsylvania 4 $ 140,000 $ 35,000 $ 52,000
Westmoreland County Pennsylvania 4 $ 450,000 $ 112,000 $ 156,000
Dallas County Texas 4 $ 190,000 $ 47,000 $ 0
Harris County Texas 4 $ 1,690,000 $ 422,000 $ 400,000
Alexandria County Virginia 4 $ 780,000 $ 195,000 $ 668,000
Arlington County Virginia 4 $ 440,000 $ 110,000 $ 0
Hanover County Virginia 4 $ 350,000 $ 87,000 $ 69,000
Benton County Washington 4 $ 200,000 $ 50,000 $ 0
Yuma County Arizona 3 $ 145,000 $ 48,000 $ 0
Marin County California 3 $ 805,000 $ 268,000 $ 0
Merced County California 3 $ 125,000 $ 41,000 $ 0
San Luis Obispo County California 3 $ 325,000 $ 108,000 $ 0
New London County Connecticut 3 $ 355,000 $ 118,000 $ 71,000
Tolland County Connecticut 3 $ 135,000 $ 45,000 $ 0
Bay County Florida 3 $ 185,000 $ 61,000 $ 0
Clay County Florida 3 $ 165,000 $ 55,000 $ 0
Hernando County Florida 3 $ 965,000 $ 321,000 $ 101,000
Indian River County Florida 3 $ 145,000 $ 48,000 $ 0
Osceola County Florida 3 $ 1,065,000 $ 355,000 $ 434,000
Fayette County Georgia 3 $ 175,000 $ 58,000 $ 0
Allen County Indiana 3 $ 605,000 $ 201,000 $ 1,979,000
Clark County Indiana 3 $ 115,000 $ 38,000 $ 0
Marion County Indiana 3 $ 135,000 $ 45,000 $ 0
Boone County Kentucky 3 $ 135,000 $ 45,000 $ 0
Fayette County Kentucky 3 $ 375,000 $ 125,000 $ 86,000
Lafayette County Louisiana 3 $ 125,000 $ 41,000 $ 0
St. Tammany County Louisiana 3 $ 525,000 $ 175,000 $ 94,000
Caroline County Maryland 3 $ 205,000 $ 68,000 $ 642,000
Talbot County Maryland 3 $ 1,395,000 $ 465,000 $ 192,000
Middlesex County Massachusetts 3 $ 1,535,000 $ 511,000 $ 313,000
Livingston County Michigan 3 $ 105,000 $ 35,000 $ 0
Muskegon County Michigan 3 $ 75,000 $ 25,000 $ 0
Washtenaw County Michigan 3 $ 205,000 $ 68,000 $ 0
Passaic County New Jersey 3 $ 135,000 $ 45,000 $ 0
Nassau County New York 3 $ 1,625,000 $ 541,000 $ 394,000
Brunswick County North Carolina 3 $ 955,000 $ 318,000 $ 184,000
Chatham County North Carolina 3 $ 225,000 $ 75,000 $ 0
Currituck County North Carolina 3 $ 495,000 $ 165,000 $ 0
Durham County North Carolina 3 $ 135,000 $ 45,000 $ 0
Forsyth County North Carolina 3 $ 165,000 $ 55,000 $ 0
Franklin County North Carolina 3 $ 75,000 $ 25,000 $ 0
Pender County North Carolina 3 $ 665,000 $ 221,000 $ 78,000
Licking County Ohio 3 $ 135,000 $ 45,000 $ 0
Medina County Ohio 3 $ 95,000 $ 31,000 $ 0
Portage County Ohio 3 $ 155,000 $ 51,000 $ 55,000
Stark County Ohio 3 $ 255,000 $ 85,000 $ 127,000
Tulsa County Oklahoma 3 $ 165,000 $ 55,000 $ 0
Marion County Oregon 3 $ 185,000 $ 61,000 $ 0
Adams County Pennsylvania 3 $ 515,000 $ 171,000 $ 154,000
Butler County Pennsylvania 3 $ 275,000 $ 91,000 $ 0
Columbia County Pennsylvania 3 $ 465,000 $ 155,000 $ 97,000
Lebanon County Pennsylvania 3 $ 315,000 $ 105,000 $ 131,000
Pike County Pennsylvania 3 $ 685,000 $ 228,000 $ 291,000
Newport County Rhode Island 3 $ 185,000 $ 61,000 $ 0
Spartanburg County South Carolina 3 $ 395,000 $ 131,000 $ 96,000
Knox County Tennessee 3 $ 185,000 $ 61,000 $ 0
Robertson County Tennessee 3 $ 115,000 $ 38,000 $ 0
Albemarle County Virginia 3 $ 145,000 $ 48,000 $ 0
Fauquier County Virginia 3 $ 1,045,000 $ 348,000 $ 492,000
Fluvanna County Virginia 3 $ 115,000 $ 38,000 $ 0
Frederick County Virginia 3 $ 135,000 $ 45,000 $ 0
Louisa County Virginia 3 $ 155,000 $ 51,000 $ 0
Suffolk County Virginia 3 $ 105,000 $ 35,000 $ 0
York County Virginia 3 $ 135,000 $ 45,000 $ 0
Limestone County Alabama 2 $ 80,000 $ 40,000 $ 0
Montgomery County Alabama 2 $ 110,000 $ 55,000 $ 0
Coconino County Arizona 2 $ 360,000 $ 180,000 $ 0
Sutter County California 2 $ 90,000 $ 45,000 $ 0
Yolo County California 2 $ 990,000 $ 495,000 $ 365,000
Elbert County Colorado 2 $ 80,000 $ 40,000 $ 0
Garfield County Colorado 2 $ 140,000 $ 70,000 $ 0
Middlesex County Connecticut 2 $ 140,000 $ 70,000 $ 0
Escambia County Florida 2 $ 110,000 $ 55,000 $ 0
Highlands County Florida 2 $ 60,000 $ 30,000 $ 0
Leon County Florida 2 $ 110,000 $ 55,000 $ 0
Sumter County Florida 2 $ 140,000 $ 70,000 $ 0
Walton County Florida 2 $ 850,000 $ 425,000 $ 1,093,000
Camden County Georgia 2 $ 120,000 $ 60,000 $ 0
Columbia County Georgia 2 $ 200,000 $ 100,000 $ 0
Hall County Georgia 2 $ 90,000 $ 45,000 $ 0
Henry County Georgia 2 $ 90,000 $ 45,000 $ 0
Houston County Georgia 2 $ 130,000 $ 65,000 $ 0
Morgan County Georgia 2 $ 130,000 $ 65,000 $ 0
Rockdale County Georgia 2 $ 100,000 $ 50,000 $ 0
Walker County Georgia 2 $ 90,000 $ 45,000 $ 0
Kendall County Illinois 2 $ 120,000 $ 60,000 $ 0
Hendricks County Indiana 2 $ 90,000 $ 45,000 $ 0
LaPorte County Indiana 2 $ 130,000 $ 65,000 $ 0
St. Joseph County Indiana 2 $ 60,000 $ 30,000 $ 0
Tippecanoe County Indiana 2 $ 110,000 $ 55,000 $ 0
Kenton County Kentucky 2 $ 70,000 $ 35,000 $ 0
Nelson County Kentucky 2 $ 140,000 $ 70,000 $ 31,000
East Baton Rouge County Louisiana 2 $ 90,000 $ 45,000 $ 0
Orleans County Louisiana 2 $ 190,000 $ 95,000 $ 0
Rapides County Louisiana 2 $ 100,000 $ 50,000 $ 0
York County Maine 2 $ 70,000 $ 35,000 $ 0
Baltimore City County Maryland 2 $ 100,000 $ 50,000 $ 0
Calvert County Maryland 2 $ 730,000 $ 365,000 $ 132,000
Dorchester County Maryland 2 $ 280,000 $ 140,000 $ 0
Washington County Maryland 2 $ 140,000 $ 70,000 $ 0
Dukes County Massachusetts 2 $ 2,690,000 $ 1,345,000 $ 558,000
Berrien County Michigan 2 $ 110,000 $ 55,000 $ 0
Ingham County Michigan 2 $ 100,000 $ 50,000 $ 0
Jackson County Michigan 2 $ 110,000 $ 55,000 $ 0
Kalamazoo County Michigan 2 $ 90,000 $ 45,000 $ 0
St. Clair County Michigan 2 $ 80,000 $ 40,000 $ 0
Dakota County Minnesota 2 $ 90,000 $ 45,000 $ 0
Scott County Minnesota 2 $ 80,000 $ 40,000 $ 0
Sherburne County Minnesota 2 $ 100,000 $ 50,000 $ 0
St. Louis County Minnesota 2 $ 120,000 $ 60,000 $ 0
Wright County Minnesota 2 $ 120,000 $ 60,000 $ 0
Oktibbeha County Mississippi 2 $ 60,000 $ 30,000 $ 0
Warren County New Jersey 2 $ 90,000 $ 45,000 $ 0
Kings County New York 2 $ 440,000 $ 220,000 $ 255,000
Caldwell County North Carolina 2 $ 80,000 $ 40,000 $ 0
Davidson County North Carolina 2 $ 80,000 $ 40,000 $ 0
Harnett County North Carolina 2 $ 50,000 $ 25,000 $ 0
Iredell County North Carolina 2 $ 220,000 $ 110,000 $ 0
Lake County Ohio 2 $ 90,000 $ 45,000 $ 0
Union County Ohio 2 $ 100,000 $ 50,000 $ 0
Wood County Ohio 2 $ 160,000 $ 80,000 $ 0
Canadian County Oklahoma 2 $ 70,000 $ 35,000 $ 0
Benton County Oregon 2 $ 170,000 $ 85,000 $ 0
Coos County Oregon 2 $ 80,000 $ 40,000 $ 0
Jackson County Oregon 2 $ 120,000 $ 60,000 $ 0
Yamhill County Oregon 2 $ 90,000 $ 45,000 $ 0
Luzerne County Pennsylvania 2 $ 610,000 $ 305,000 $ 462,000
Susquehanna County Pennsylvania 2 $ 660,000 $ 330,000 $ 431,000
Washington County Pennsylvania 2 $ 160,000 $ 80,000 $ 113,000
Berkeley County South Carolina 2 $ 80,000 $ 40,000 $ 0
Anderson County Tennessee 2 $ 140,000 $ 70,000 $ 0
Blount County Tennessee 2 $ 100,000 $ 50,000 $ 0
Cheatham County Tennessee 2 $ 130,000 $ 65,000 $ 0
Wilson County Tennessee 2 $ 140,000 $ 70,000 $ 0
Comal County Texas 2 $ 210,000 $ 105,000 $ 0
Travis County Texas 2 $ 150,000 $ 75,000 $ 0
Williamson County Texas 2 $ 130,000 $ 65,000 $ 0
Bedford County Virginia 2 $ 60,000 $ 30,000 $ 0
Dinwiddie County Virginia 2 $ 90,000 $ 45,000 $ 0
Fredericksburg County Virginia 2 $ 80,000 $ 40,000 $ 0
Lynchburg County Virginia 2 $ 130,000 $ 65,000 $ 0
Manassas County Virginia 2 $ 80,000 $ 40,000 $ 0
Montgomery County Virginia 2 $ 570,000 $ 285,000 $ 249,000
Warren County Virginia 2 $ 260,000 $ 130,000 $ 0
Skagit County Washington 2 $ 90,000 $ 45,000 $ 0
Thurston County Washington 2 $ 160,000 $ 80,000 $ 0
Brown County Wisconsin 2 $ 100,000 $ 50,000 $ 0
Kenosha County Wisconsin 2 $ 160,000 $ 80,000 $ 0
Racine County Wisconsin 2 $ 340,000 $ 170,000 $ 147,000
Washington County Wisconsin 2 $ 70,000 $ 35,000 $ 0
Baldwin County Alabama 1 $ 55,000 $ 55,000 $ 0
Cullman County Alabama 1 $ 55,000 $ 55,000 $ 0
Dallas County Alabama 1 $ 25,000 $ 25,000 $ 0
Lee County Alabama 1 $ 35,000 $ 35,000 $ 0
Marshall County Alabama 1 $ 45,000 $ 45,000 $ 0
Morgan County Alabama 1 $ 45,000 $ 45,000 $ 0
St. Clair County Alabama 1 $ 35,000 $ 35,000 $ 0
Cochise County Arizona 1 $ 25,000 $ 25,000 $ 0
Yavapai County Arizona 1 $ 115,000 $ 115,000 $ 0
Craighead County Arkansas 1 $ 55,000 $ 55,000 $ 0
Pulaski County Arkansas 1 $ 135,000 $ 135,000 $ 0
Sebastian County Arkansas 1 $ 45,000 $ 45,000 $ 0
Washington County Arkansas 1 $ 25,000 $ 25,000 $ 0
Yell County Arkansas 1 $ 55,000 $ 55,000 $ 0
Calaveras County California 1 $ 35,000 $ 35,000 $ 0
Humboldt County California 1 $ 25,000 $ 25,000 $ 0
Lake County California 1 $ 55,000 $ 55,000 $ 0
Madera County California 1 $ 65,000 $ 65,000 $ 0
Napa County California 1 $ 65,000 $ 65,000 $ 0
Nevada County California 1 $ 145,000 $ 145,000 $ 0
San Benito County California 1 $ 55,000 $ 55,000 $ 0
Shasta County California 1 $ 75,000 $ 75,000 $ 0
Tulare County California 1 $ 35,000 $ 35,000 $ 0
Yuba County California 1 $ 35,000 $ 35,000 $ 0
Chaffee County Colorado 1 $ 105,000 $ 105,000 $ 0
Eagle County Colorado 1 $ 75,000 $ 75,000 $ 0
La Plata County Colorado 1 $ 35,000 $ 35,000 $ 0
Mesa County Colorado 1 $ 85,000 $ 85,000 $ 0
Montrose County Colorado 1 $ 55,000 $ 55,000 $ 0
Pitkin County Colorado 1 $ 5,005,000 $ 5,005,000 $ 0
Pueblo County Colorado 1 $ 45,000 $ 45,000 $ 0
Summit County Colorado 1 $ 565,000 $ 565,000 $ 456,000
Windham County Connecticut 1 $ 35,000 $ 35,000 $ 0
Alachua County Florida 1 $ 75,000 $ 75,000 $ 0
Citrus County Florida 1 $ 55,000 $ 55,000 $ 0
Flagler County Florida 1 $ 45,000 $ 45,000 $ 0
Hendry County Florida 1 $ 55,000 $ 55,000 $ 0
Monroe County Florida 1 $ 45,000 $ 45,000 $ 0
Barrow County Georgia 1 $ 45,000 $ 45,000 $ 0
Bryan County Georgia 1 $ 35,000 $ 35,000 $ 0
Clarke County Georgia 1 $ 25,000 $ 25,000 $ 0
Gordon County Georgia 1 $ 25,000 $ 25,000 $ 0
Harris County Georgia 1 $ 125,000 $ 125,000 $ 0
Jackson County Georgia 1 $ 55,000 $ 55,000 $ 0
Lowndes County Georgia 1 $ 25,000 $ 25,000 $ 0
Monroe County Georgia 1 $ 55,000 $ 55,000 $ 0
Newton County Georgia 1 $ 35,000 $ 35,000 $ 0
Pickens County Georgia 1 $ 195,000 $ 195,000 $ 0
Walton County Georgia 1 $ 65,000 $ 65,000 $ 0
Washington County Georgia 1 $ 25,000 $ 25,000 $ 0
Honolulu County Hawaii 1 $ 355,000 $ 355,000 $ 78,000
DeKalb County Illinois 1 $ 45,000 $ 45,000 $ 0
McLean County Illinois 1 $ 65,000 $ 65,000 $ 0
Peoria County Illinois 1 $ 25,000 $ 25,000 $ 0
Winnebago County Illinois 1 $ 35,000 $ 35,000 $ 0
Boone County Indiana 1 $ 65,000 $ 65,000 $ 0
Decatur County Indiana 1 $ 85,000 $ 85,000 $ 55,000
Elkhart County Indiana 1 $ 45,000 $ 45,000 $ 0
Howard County Indiana 1 $ 35,000 $ 35,000 $ 0
Kosciusko County Indiana 1 $ 25,000 $ 25,000 $ 0
Monroe County Indiana 1 $ 25,000 $ 25,000 $ 0
Owen County Indiana 1 $ 75,000 $ 75,000 $ 0
Putnam County Indiana 1 $ 25,000 $ 25,000 $ 0
Ripley County Indiana 1 $ 25,000 $ 25,000 $ 0
White County Indiana 1 $ 25,000 $ 25,000 $ 0
Palo Alto County Iowa 1 $ 125,000 $ 125,000 $ 53,000
Polk County Iowa 1 $ 55,000 $ 55,000 $ 0
Leavenworth County Kansas 1 $ 65,000 $ 65,000 $ 0
Miami County Kansas 1 $ 25,000 $ 25,000 $ 0
Montgomery County Kansas 1 $ 25,000 $ 25,000 $ 0
Shawnee County Kansas 1 $ 35,000 $ 35,000 $ 0
Campbell County Kentucky 1 $ 65,000 $ 65,000 $ 0
Clark County Kentucky 1 $ 55,000 $ 55,000 $ 0
Franklin County Kentucky 1 $ 25,000 $ 25,000 $ 0
Hardin County Kentucky 1 $ 25,000 $ 25,000 $ 0
Oldham County Kentucky 1 $ 175,000 $ 175,000 $ 0
Pulaski County Kentucky 1 $ 65,000 $ 65,000 $ 0
Warren County Kentucky 1 $ 25,000 $ 25,000 $ 0
Woodford County Kentucky 1 $ 25,000 $ 25,000 $ 0
Calcasieu County Louisiana 1 $ 115,000 $ 115,000 $ 0
Jefferson County Louisiana 1 $ 25,000 $ 25,000 $ 0
St. Landry County Louisiana 1 $ 65,000 $ 65,000 $ 13,000
St. Mary County Louisiana 1 $ 25,000 $ 25,000 $ 0
Tangipahoa County Louisiana 1 $ 75,000 $ 75,000 $ 0
Vermilion County Louisiana 1 $ 515,000 $ 515,000 $ 165,000
Cumberland County Maine 1 $ 35,000 $ 35,000 $ 0
Hancock County Maine 1 $ 405,000 $ 405,000 $ 450,000
Somerset County Maine 1 $ 45,000 $ 45,000 $ 0
Washington County Maine 1 $ 395,000 $ 395,000 $ 168,000
Garrett County Maryland 1 $ 45,000 $ 45,000 $ 0
Somerset County Maryland 1 $ 125,000 $ 125,000 $ 61,000
Wicomico County Maryland 1 $ 55,000 $ 55,000 $ 0
Berkshire County Massachusetts 1 $ 205,000 $ 205,000 $ 167,000
Essex County Massachusetts 1 $ 365,000 $ 365,000 $ 98,000
Hampden County Massachusetts 1 $ 195,000 $ 195,000 $ 64,000
Norfolk County Massachusetts 1 $ 305,000 $ 305,000 $ 128,000
Plymouth County Massachusetts 1 $ 525,000 $ 525,000 $ 160,000
Barry County Michigan 1 $ 25,000 $ 25,000 $ 0
Genesee County Michigan 1 $ 55,000 $ 55,000 $ 0
Grand Traverse County Michigan 1 $ 45,000 $ 45,000 $ 0
Mason County Michigan 1 $ 35,000 $ 35,000 $ 0
Monroe County Michigan 1 $ 45,000 $ 45,000 $ 0
Ottawa County Michigan 1 $ 75,000 $ 75,000 $ 0
Saginaw County Michigan 1 $ 35,000 $ 35,000 $ 0
Goodhue County Minnesota 1 $ 35,000 $ 35,000 $ 0
Hubbard County Minnesota 1 $ 25,000 $ 25,000 $ 0
Isanti County Minnesota 1 $ 25,000 $ 25,000 $ 0
Kandiyohi County Minnesota 1 $ 155,000 $ 155,000 $ 50,000
McLeod County Minnesota 1 $ 45,000 $ 45,000 $ 0
Meeker County Minnesota 1 $ 25,000 $ 25,000 $ 0
Pine County Minnesota 1 $ 45,000 $ 45,000 $ 0
Rice County Minnesota 1 $ 45,000 $ 45,000 $ 0
Stearns County Minnesota 1 $ 125,000 $ 125,000 $ 114,000
Amite County Mississippi 1 $ 45,000 $ 45,000 $ 0
DeSoto County Mississippi 1 $ 65,000 $ 65,000 $ 0
Harrison County Mississippi 1 $ 85,000 $ 85,000 $ 0
Hinds County Mississippi 1 $ 175,000 $ 175,000 $ 195,000
Madison County Mississippi 1 $ 25,000 $ 25,000 $ 0
Rankin County Mississippi 1 $ 35,000 $ 35,000 $ 0
Simpson County Mississippi 1 $ 25,000 $ 25,000 $ 0
Lewis and Clark County Montana 1 $ 85,000 $ 85,000 $ 0
Sanders County Montana 1 $ 115,000 $ 115,000 $ 0
Silver Bow County Montana 1 $ 35,000 $ 35,000 $ 0
Yellowstone County Montana 1 $ 55,000 $ 55,000 $ 0
Hall County Nebraska 1 $ 15,000 $ 15,000 $ 0
Lancaster County Nebraska 1 $ 75,000 $ 75,000 $ 0
Madison County Nebraska 1 $ 225,000 $ 225,000 $ 0
Sarpy County Nebraska 1 $ 85,000 $ 85,000 $ 0
Washoe County Nevada 1 $ 85,000 $ 85,000 $ 0
Merrimack County New Hampshire 1 $ 45,000 $ 45,000 $ 0
Strafford County New Hampshire 1 $ 65,000 $ 65,000 $ 0
Dona Ana County New Mexico 1 $ 165,000 $ 165,000 $ 119,000
Sandoval County New Mexico 1 $ 325,000 $ 325,000 $ 102,000
Chautauqua County New York 1 $ 385,000 $ 385,000 $ 302,000
Erie County New York 1 $ 55,000 $ 55,000 $ 74,000
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Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,926 $268,810,000 $91,000 $1,705,000 $148,000 $3,333,000
Refinancing 2,681 $708,935,000 $264,000 $8,005,000 $180,000 $7,087,000
Other Purpose 2,025 $201,875,000 $99,000 $7,005,000 $158,000 $2,077,000
Home Purchase 1,396 $484,990,000 $347,000 $6,795,000 $183,000 $4,850,000
Cash-out Refinancing 821 $226,955,000 $276,000 $2,435,000 $150,000 $7,087,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,294 $1,265,080,000 $238,000 $7,005,000 $178,000 $7,087,000
Not applicable 2,680 $241,180,000 $89,000 $8,005,000 $0 $0
Not Provided 785 $188,745,000 $240,000 $3,215,000 $159,000 $2,061,000
Black or African American 462 $62,130,000 $134,000 $835,000 $92,000 $1,080,000
Asian 362 $92,040,000 $254,000 $1,785,000 $156,000 $1,256,000
Hispanic 235 $35,725,000 $152,000 $895,000 $103,000 $700,000
American Indian or Alaskan Native 17 $2,265,000 $133,000 $305,000 $114,000 $490,000
Native Hawaiian or Other Pacific Islander 1 $545,000 $545,000 $545,000 $248,000 $248,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,750 $1,865,970,000 $191,000 $8,005,000 $168,000 $7,087,000
FHA-insured (Federal Housing Administration) 69 $16,265,000 $235,000 $475,000 $68,000 $147,000
VA-guaranteed (Veterans Administration) 21 $6,935,000 $330,000 $545,000 $109,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $2,395,000 $266,000 $495,000 $74,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,014 $1,278,330,000 $254,000 $8,005,000 $180,000 $7,087,000
Loan Purchased By The Institution 2,582 $179,590,000 $69,000 $495,000 $0 $0
Application Denied By Financial Institution 1,229 $179,645,000 $146,000 $2,005,000 $109,000 $3,840,000
Application Withdrawn By Applicant 783 $202,775,000 $258,000 $7,005,000 $177,000 $7,087,000
File Closed For Incompleteness 175 $39,885,000 $227,000 $1,015,000 $175,000 $1,542,000
Application Approved But Not Accepted 66 $11,340,000 $171,000 $515,000 $129,000 $443,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,620 $1,711,920,000 $198,000 $8,005,000 $179,000 $7,087,000
Debt-To-Income Ratio 520 $81,940,000 $157,000 $1,505,000 $65,000 $465,000
Collateral 298 $47,300,000 $158,000 $1,755,000 $151,000 $2,061,000
Credit History 193 $19,215,000 $99,000 $955,000 $112,000 $1,080,000
Credit Application Incomplete 97 $10,755,000 $110,000 $705,000 $121,000 $492,000
Other 72 $9,020,000 $125,000 $825,000 $128,000 $500,000
Unverifiable Information 34 $8,280,000 $243,000 $585,000 $145,000 $684,000
Employment History 14 $1,130,000 $80,000 $185,000 $390,000 $3,840,000
Insufficient Cash (Downpayment, Closing Cost) 1 $2,005,000 $2,005,000 $2,005,000 $947,000 $947,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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