Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Wings Financial Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,450 |
| Total Mortgage Loan Application Amount | $910,640,000 |
| Average Mortgage Loan Application Amount | $145,666 |
| Highest Mortgage Loan Application Amount | $21,255,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $3,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,215 | $ 195,605,000 | $ 160,000 | $ 110,000 |
| Dakota County Minnesota | 730 | $ 124,970,000 | $ 171,000 | $ 109,000 |
| Ramsey County Minnesota | 275 | $ 47,375,000 | $ 172,000 | $ 98,000 |
| Scott County Minnesota | 231 | $ 34,485,000 | $ 149,000 | $ 119,000 |
| Anoka County Minnesota | 195 | $ 22,865,000 | $ 117,000 | $ 97,000 |
| Washington County Minnesota | 170 | $ 26,930,000 | $ 158,000 | $ 125,000 |
| Carver County Minnesota | 102 | $ 14,350,000 | $ 140,000 | $ 130,000 |
| Wayne County Michigan | 99 | $ 9,285,000 | $ 93,000 | $ 85,000 |
| Wright County Minnesota | 67 | $ 8,825,000 | $ 131,000 | $ 119,000 |
| King County Washington | 45 | $ 7,615,000 | $ 169,000 | $ 137,000 |
| Maricopa County Arizona | 43 | $ 7,535,000 | $ 175,000 | $ 130,000 |
| St. Croix County Wisconsin | 37 | $ 5,755,000 | $ 155,000 | $ 113,000 |
| Sherburne County Minnesota | 36 | $ 4,710,000 | $ 130,000 | $ 119,000 |
| Rice County Minnesota | 35 | $ 5,395,000 | $ 154,000 | $ 115,000 |
| Fulton County Georgia | 30 | $ 3,760,000 | $ 125,000 | $ 93,000 |
| Orange County Florida | 28 | $ 7,550,000 | $ 269,000 | $ 146,000 |
| St. Louis County Minnesota | 19 | $ 2,355,000 | $ 123,000 | $ 81,000 |
| Broward County Florida | 18 | $ 2,650,000 | $ 147,000 | $ 175,000 |
| Lee County Florida | 18 | $ 4,010,000 | $ 222,000 | $ 119,000 |
| Cobb County Georgia | 18 | $ 2,180,000 | $ 121,000 | $ 123,000 |
| Chisago County Minnesota | 18 | $ 3,280,000 | $ 182,000 | $ 139,000 |
| Fayette County Georgia | 17 | $ 2,265,000 | $ 133,000 | $ 127,000 |
| Shelby County Tennessee | 17 | $ 1,785,000 | $ 105,000 | $ 121,000 |
| Crow Wing County Minnesota | 16 | $ 12,530,000 | $ 783,000 | $ 242,000 |
| Pierce County Washington | 15 | $ 2,755,000 | $ 183,000 | $ 108,000 |
| Oakland County Michigan | 14 | $ 2,130,000 | $ 152,000 | $ 123,000 |
| Coweta County Georgia | 13 | $ 2,355,000 | $ 181,000 | $ 145,000 |
| Cass County Minnesota | 12 | $ 2,540,000 | $ 211,000 | $ 139,000 |
| Goodhue County Minnesota | 12 | $ 1,580,000 | $ 131,000 | $ 91,000 |
| Pierce County Wisconsin | 12 | $ 2,010,000 | $ 167,000 | $ 117,000 |
| Osceola County Florida | 11 | $ 1,585,000 | $ 144,000 | $ 116,000 |
| Pinellas County Florida | 11 | $ 1,065,000 | $ 96,000 | $ 94,000 |
| Clark County Nevada | 11 | $ 1,905,000 | $ 173,000 | $ 141,000 |
| Washtenaw County Michigan | 10 | $ 1,610,000 | $ 161,000 | $ 112,000 |
| Brevard County Florida | 9 | $ 1,225,000 | $ 136,000 | $ 137,000 |
| Palm Beach County Florida | 9 | $ 1,655,000 | $ 183,000 | $ 162,000 |
| DeKalb County Georgia | 9 | $ 1,815,000 | $ 201,000 | $ 166,000 |
| Livingston County Michigan | 9 | $ 1,005,000 | $ 111,000 | $ 118,000 |
| Polk County Wisconsin | 9 | $ 2,115,000 | $ 235,000 | $ 264,000 |
| Los Angeles County California | 8 | $ 600,000 | $ 75,000 | $ 140,000 |
| Riverside County California | 8 | $ 1,450,000 | $ 181,000 | $ 135,000 |
| Denver County Colorado | 8 | $ 1,980,000 | $ 247,000 | $ 112,000 |
| Manatee County Florida | 8 | $ 1,630,000 | $ 203,000 | $ 126,000 |
| Gwinnett County Georgia | 8 | $ 1,250,000 | $ 156,000 | $ 94,000 |
| Hubbard County Minnesota | 8 | $ 1,170,000 | $ 146,000 | $ 153,000 |
| Snohomish County Washington | 8 | $ 1,190,000 | $ 148,000 | $ 158,000 |
| Clayton County Georgia | 7 | $ 725,000 | $ 103,000 | $ 57,000 |
| McLeod County Minnesota | 7 | $ 555,000 | $ 79,000 | $ 77,000 |
| Cuyahoga County Ohio | 7 | $ 925,000 | $ 132,000 | $ 135,000 |
| Burnett County Wisconsin | 7 | $ 1,155,000 | $ 165,000 | $ 120,000 |
| Hillsborough County Florida | 6 | $ 1,320,000 | $ 220,000 | $ 133,000 |
| Martin County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 242,000 |
| Cherokee County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 147,000 |
| Henry County Georgia | 6 | $ 780,000 | $ 130,000 | $ 100,000 |
| Monroe County Michigan | 6 | $ 560,000 | $ 93,000 | $ 84,000 |
| Itasca County Minnesota | 6 | $ 1,050,000 | $ 175,000 | $ 181,000 |
| Le Sueur County Minnesota | 6 | $ 600,000 | $ 100,000 | $ 120,000 |
| Stearns County Minnesota | 6 | $ 1,100,000 | $ 183,000 | $ 151,000 |
| Whatcom County Washington | 6 | $ 1,070,000 | $ 178,000 | $ 116,000 |
| Sawyer County Wisconsin | 6 | $ 990,000 | $ 165,000 | $ 146,000 |
| Charlotte County Florida | 5 | $ 655,000 | $ 131,000 | $ 140,000 |
| Lake County Florida | 5 | $ 635,000 | $ 127,000 | $ 90,000 |
| Aitkin County Minnesota | 5 | $ 665,000 | $ 133,000 | $ 119,000 |
| Kandiyohi County Minnesota | 5 | $ 715,000 | $ 143,000 | $ 59,000 |
| DeSoto County Mississippi | 5 | $ 835,000 | $ 167,000 | $ 75,000 |
| Washburn County Wisconsin | 5 | $ 1,235,000 | $ 247,000 | $ 201,000 |
| Anchorage County Alaska | 4 | $ 800,000 | $ 200,000 | $ 96,000 |
| Pima County Arizona | 4 | $ 940,000 | $ 235,000 | $ 79,000 |
| Orange County California | 4 | $ 1,620,000 | $ 405,000 | $ 190,000 |
| San Diego County California | 4 | $ 440,000 | $ 110,000 | $ 163,000 |
| Arapahoe County Colorado | 4 | $ 1,760,000 | $ 440,000 | $ 141,000 |
| El Paso County Colorado | 4 | $ 640,000 | $ 160,000 | $ 99,000 |
| Jefferson County Colorado | 4 | $ 530,000 | $ 132,000 | $ 113,000 |
| Miami-Dade County Florida | 4 | $ 520,000 | $ 130,000 | $ 166,000 |
| Sarasota County Florida | 4 | $ 610,000 | $ 152,000 | $ 87,000 |
| Sumter County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 200,000 |
| Cook County Illinois | 4 | $ 590,000 | $ 147,000 | $ 110,000 |
| Blue Earth County Minnesota | 4 | $ 430,000 | $ 107,000 | $ 77,000 |
| Mille Lacs County Minnesota | 4 | $ 590,000 | $ 147,000 | $ 101,000 |
| Sibley County Minnesota | 4 | $ 270,000 | $ 67,000 | $ 117,000 |
| Davidson County Tennessee | 4 | $ 380,000 | $ 95,000 | $ 123,000 |
| Outagamie County Wisconsin | 4 | $ 600,000 | $ 150,000 | $ 125,000 |
| Yavapai County Arizona | 3 | $ 825,000 | $ 275,000 | $ 118,000 |
| Kern County California | 3 | $ 745,000 | $ 248,000 | $ 131,000 |
| Boulder County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 238,000 |
| Douglas County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 131,000 |
| Collier County Florida | 3 | $ 385,000 | $ 128,000 | $ 380,000 |
| Pasco County Florida | 3 | $ 765,000 | $ 255,000 | $ 73,000 |
| St. Johns County Florida | 3 | $ 545,000 | $ 181,000 | $ 104,000 |
| Gilmer County Georgia | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Walton County Georgia | 3 | $ 55,000 | $ 18,000 | $ 76,000 |
| Kootenai County Idaho | 3 | $ 735,000 | $ 245,000 | $ 288,000 |
| Plymouth County Massachusetts | 3 | $ 845,000 | $ 281,000 | $ 161,000 |
| Becker County Minnesota | 3 | $ 455,000 | $ 151,000 | $ 93,000 |
| Isanti County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 145,000 |
| Kanabec County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 138,000 |
| Meeker County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 91,000 |
| Nicollet County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 83,000 |
| Steele County Minnesota | 3 | $ 285,000 | $ 95,000 | $ 104,000 |
| Lancaster County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Tulsa County Oklahoma | 3 | $ 455,000 | $ 151,000 | $ 133,000 |
| Marion County Oregon | 3 | $ 895,000 | $ 298,000 | $ 362,000 |
| Westmoreland County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 167,000 |
| Greenville County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 154,000 |
| Pennington County South Dakota | 3 | $ 1,125,000 | $ 375,000 | $ 143,000 |
| Kitsap County Washington | 3 | $ 405,000 | $ 135,000 | $ 99,000 |
| Waukesha County Wisconsin | 3 | $ 125,000 | $ 41,000 | $ 126,000 |
| San Joaquin County California | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Larimer County Colorado | 2 | $ 470,000 | $ 235,000 | $ 137,000 |
| Marion County Florida | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Okaloosa County Florida | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Polk County Florida | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| Volusia County Florida | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Chatham County Georgia | 2 | $ 110,000 | $ 55,000 | $ 9,000 |
| Clarke County Georgia | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Douglas County Georgia | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Forsyth County Georgia | 2 | $ 130,000 | $ 65,000 | $ 183,000 |
| Rockdale County Georgia | 2 | $ 140,000 | $ 70,000 | $ 93,000 |
| DuPage County Illinois | 2 | $ 480,000 | $ 240,000 | $ 64,000 |
| Hamilton County Indiana | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Frederick County Maryland | 2 | $ 260,000 | $ 130,000 | $ 193,000 |
| Howard County Maryland | 2 | $ 260,000 | $ 130,000 | $ 194,000 |
| Essex County Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 174,000 |
| Genesee County Michigan | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Grand Traverse County Michigan | 2 | $ 530,000 | $ 265,000 | $ 145,000 |
| Kent County Michigan | 2 | $ 260,000 | $ 130,000 | $ 198,000 |
| Carlton County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Lake of the Woods County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Otter Tail County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 168,000 |
| Pine County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 107,000 |
| Pope County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Todd County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Wabasha County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Waseca County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 97,000 |
| Gallatin County Montana | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Carroll County New Hampshire | 2 | $ 300,000 | $ 150,000 | $ 166,000 |
| Hillsborough County New Hampshire | 2 | $ 600,000 | $ 300,000 | $ 134,000 |
| Rockingham County New Hampshire | 2 | $ 170,000 | $ 85,000 | $ 138,000 |
| Union County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 142,000 |
| Kings County New York | 2 | $ 170,000 | $ 85,000 | $ 126,000 |
| New Hanover County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 213,000 |
| Deschutes County Oregon | 2 | $ 200,000 | $ 100,000 | $ 142,000 |
| Roane County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Collin County Texas | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Denton County Texas | 2 | $ 560,000 | $ 280,000 | $ 92,000 |
| Harris County Texas | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Summit County Utah | 2 | $ 1,210,000 | $ 605,000 | $ 339,000 |
| Bennington County Vermont | 2 | $ 380,000 | $ 190,000 | $ 251,000 |
| Prince William County Virginia | 2 | $ 140,000 | $ 70,000 | $ 128,000 |
| Clark County Washington | 2 | $ 1,030,000 | $ 515,000 | $ 217,000 |
| Barron County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 237,000 |
| Bayfield County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 182,000 |
| Chippewa County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 129,000 |
| Eau Claire County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 120,000 |
| Marathon County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 128,000 |
| Walworth County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 63,000 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Matanuska-Susitna County Alaska | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Mohave County Arizona | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Pinal County Arizona | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Santa Cruz County Arizona | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Faulkner County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 163,000 |
| Mississippi County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Butte County California | 1 | $ 495,000 | $ 495,000 | $ 108,000 |
| Contra Costa County California | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Marin County California | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Tulare County California | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Ventura County California | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Adams County Colorado | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Elbert County Colorado | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Montrose County Colorado | 1 | $ 395,000 | $ 395,000 | $ 139,000 |
| Pueblo County Colorado | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Rio Blanco County Colorado | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Weld County Colorado | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Hartford County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| New Haven County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 211,000 |
| District of Columbia County District Of Columbia | 1 | $ 975,000 | $ 975,000 | $ 399,000 |
| Alachua County Florida | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 280,000 |
| Flagler County Florida | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 218,000 |
| Indian River County Florida | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| Monroe County Florida | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Putnam County Florida | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Seminole County Florida | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Bartow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Bibb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Carroll County Georgia | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Dade County Georgia | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Hall County Georgia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Hart County Georgia | 1 | $ 295,000 | $ 295,000 | $ 221,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Paulding County Georgia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Troup County Georgia | 1 | $ 495,000 | $ 495,000 | $ 462,000 |
| Whitfield County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Honolulu County Hawaii | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Bonner County Idaho | 1 | $ 465,000 | $ 465,000 | $ 262,000 |
| Kane County Illinois | 1 | $ 25,000 | $ 25,000 | $ 253,000 |
| Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Will County Illinois | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Marion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Warrick County Indiana | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Story County Iowa | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Johnson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 163,000 |
| Boone County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 193,000 |
| Pulaski County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| St. Martin County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Anne Arundel County Maryland | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Caroline County Maryland | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Alcona County Michigan | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Alpena County Michigan | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Antrim County Michigan | 1 | $ 475,000 | $ 475,000 | $ 339,000 |
| Bay County Michigan | 1 | $ 145,000 | $ 145,000 | $ 296,000 |
| Eaton County Michigan | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Houghton County Michigan | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Ingham County Michigan | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Lapeer County Michigan | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Macomb County Michigan | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Marquette County Michigan | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Ontonagon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Big Stone County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Clay County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Douglas County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Faribault County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Fillmore County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Koochiching County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Lac qui Parle County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 245,000 |
| Martin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Morrison County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Mower County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Olmsted County Minnesota | 1 | $ 1,965,000 | $ 1,965,000 | $ 0 |
| Wadena County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Winona County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Forrest County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Panola County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| St. Charles County Missouri | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| St. Louis County Missouri | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Flathead County Montana | 1 | $ 1,005,000 | $ 1,005,000 | $ 260,000 |
| Knox County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Douglas County Nevada | 1 | $ 1,315,000 | $ 1,315,000 | $ 346,000 |
| Washoe County Nevada | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Belknap County New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
| Grafton County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 276,000 |
| Essex County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 455,000 |
| Hudson County New Jersey | 1 | $ 2,005,000 | $ 2,005,000 | $ 501,000 |
| Monmouth County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Sussex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Bernalillo County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Sandoval County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Bronx County New York | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Dutchess County New York | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Nassau County New York | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| New York County New York | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Suffolk County New York | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Westchester County New York | 1 | $ 405,000 | $ 405,000 | $ 245,000 |
| Craven County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Forsyth County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 350,000 |
| Guilford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Henderson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Lincoln County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 315,000 |
| Mecklenburg County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Moore County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Orange County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 162,000 |
| Wake County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 120,000 |
| Yadkin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Cass County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Ward County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Williams County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Belmont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Butler County Ohio | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Champaign County Ohio | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Delaware County Ohio | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Fairfield County Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Seneca County Ohio | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Wagoner County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Lincoln County Oregon | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Multnomah County Oregon | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Polk County Oregon | 1 | $ 55,000 | $ 55,000 | $ 246,000 |
| Chester County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Lancaster County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 191,000 |
| Lebanon County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Montgomery County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Providence County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Charleston County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Lancaster County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Richland County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Codington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Hughes County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Lawrence County South Dakota | 1 | $ 665,000 | $ 665,000 | $ 174,000 |
| Lincoln County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Minnehaha County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Blount County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
| Cheatham County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 364,000 |
| Cumberland County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Hamilton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Hawkins County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Sumner County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Tipton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 310,000 |
| Williamson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Aransas County Texas | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Ector County Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Grayson County Texas | 1 | $ 335,000 | $ 335,000 | $ 330,000 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Madison County Texas | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| McLennan County Texas | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Tarrant County Texas | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Williamson County Texas | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Rich County Utah | 1 | $ 185,000 | $ 185,000 | $ 241,000 |
| Washington County Utah | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| Brunswick County Virginia | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Campbell County Virginia | 1 | $ 65,000 | $ 65,000 | $ 291,000 |
| Frederick County Virginia | 1 | $ 35,000 | $ 35,000 | $ 228,000 |
| Goochland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Henrico County Virginia | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Loudoun County Virginia | 1 | $ 635,000 | $ 635,000 | $ 156,000 |
| Rappahannock County Virginia | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Virginia Beach County Virginia | 1 | $ 95,000 | $ 95,000 | $ 247,000 |
| Westmoreland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Asotin County Washington | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Grant County Washington | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Jefferson County Washington | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Mason County Washington | 1 | $ 385,000 | $ 385,000 | $ 101,000 |
| Spokane County Washington | 1 | $ 425,000 | $ 425,000 | $ 291,000 |
| Thurston County Washington | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Berkeley County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Jefferson County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Adams County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Ashland County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Oneida County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 300,000 |
| Ozaukee County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Price County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Rusk County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,074 | $558,720,000 | $269,000 | $21,255,000 | $104,000 | $1,505,000 |
| Other Purpose | 1,126 | $66,040,000 | $58,000 | $405,000 | $116,000 | $2,477,000 |
| Home Improvement | 1,067 | $63,595,000 | $59,000 | $475,000 | $117,000 | $3,120,000 |
| Refinancing | 622 | $99,830,000 | $160,000 | $9,805,000 | $110,000 | $650,000 |
| Cash-out Refinancing | 559 | $122,235,000 | $218,000 | $2,005,000 | $111,000 | $672,000 |
| Not Applicable | 2 | $220,000 | $110,000 | $215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,756 | $582,110,000 | $154,000 | $2,005,000 | $113,000 | $3,120,000 |
| Not Provided | 863 | $139,285,000 | $161,000 | $1,315,000 | $117,000 | $1,536,000 |
| Black or African American | 342 | $49,910,000 | $145,000 | $595,000 | $80,000 | $840,000 |
| Asian | 192 | $33,420,000 | $174,000 | $1,205,000 | $94,000 | $315,000 |
| Hispanic | 182 | $24,370,000 | $133,000 | $465,000 | $97,000 | $366,000 |
| American Indian or Alaskan Native | 45 | $6,295,000 | $139,000 | $385,000 | $92,000 | $313,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $4,325,000 | $100,000 | $425,000 | $131,000 | $252,000 |
| Not applicable | 16 | $68,720,000 | $4,295,000 | $21,255,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,450 | $910,640,000 | $167,000 | $21,255,000 | $111,000 | $3,120,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,352 | $565,730,000 | $168,000 | $21,255,000 | $121,000 | $2,477,000 |
| Application Denied By Financial Institution | 662 | $59,560,000 | $89,000 | $905,000 | $80,000 | $1,140,000 |
| Preapproval Approved but not Accepted | 574 | $140,530,000 | $244,000 | $1,525,000 | $93,000 | $1,050,000 |
| Application Approved But Not Accepted | 344 | $75,190,000 | $218,000 | $1,105,000 | $101,000 | $394,000 |
| Application Withdrawn By Applicant | 327 | $28,875,000 | $88,000 | $545,000 | $134,000 | $3,120,000 |
| Preapproval Denied by Financial Institution | 179 | $38,665,000 | $216,000 | $855,000 | $62,000 | $400,000 |
| File Closed For Incompleteness | 12 | $2,090,000 | $174,000 | $385,000 | $56,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,609 | $812,415,000 | $176,000 | $21,255,000 | $117,000 | $3,120,000 |
| Credit History | 351 | $39,705,000 | $113,000 | $555,000 | $78,000 | $691,000 |
| Debt-To-Income Ratio | 303 | $39,005,000 | $128,000 | $905,000 | $61,000 | $500,000 |
| Other | 92 | $13,110,000 | $142,000 | $855,000 | $105,000 | $1,140,000 |
| Collateral | 80 | $4,740,000 | $59,000 | $405,000 | $97,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,135,000 | $126,000 | $205,000 | $51,000 | $87,000 |
| Unverifiable Information | 6 | $530,000 | $88,000 | $285,000 | $93,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.