Wings Financial Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Wings Financial Credit Union of Apple Valley, MN reported 8,914 mortgage applications totaling $2.0 billion, up 1% from 2020. The average application was for $223,564, and applicants reported an average income of $123,627. 68% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (5,671), Atlanta-Sandy Springs-Roswell, GA (170) and Detroit-Dearborn-Livonia, MI (116) (applications in parentheses).

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 8,914
Total Mortgage Loan Application Amount $1,992,850,000
Average Mortgage Loan Application Amount $223,564
Highest Mortgage Loan Application Amount $29,545,000
Average Applicant Income $123,627
Highest Applicant Income $5,868,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wings Financial Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 2,033 $ 425,985,000 $ 209,535 $ 126,000
Dakota, Minnesota 1,331 $ 256,715,000 $ 192,873 $ 128,000
Scott, Minnesota 439 $ 116,945,000 $ 266,389 $ 137,000
Ramsey, Minnesota 428 $ 112,700,000 $ 263,317 $ 110,000
Anoka, Minnesota 423 $ 69,505,000 $ 164,314 $ 115,000
Washington, Minnesota 341 $ 74,155,000 $ 217,463 $ 127,000
Carver, Minnesota 288 $ 58,950,000 $ 204,687 $ 136,000
Wright, Minnesota 160 $ 30,060,000 $ 187,875 $ 122,000
Wayne, Michigan 116 $ 13,480,000 $ 116,206 $ 88,000
Sherburne, Minnesota 82 $ 23,330,000 $ 284,512 $ 118,000
Maricopa, Arizona 73 $ 20,165,000 $ 276,232 $ 152,000
Rice, Minnesota 63 $ 20,355,000 $ 323,095 $ 118,000
Crow Wing, Minnesota 60 $ 14,230,000 $ 237,166 $ 144,000
King, Washington 59 $ 16,605,000 $ 281,440 $ 151,000
St. Croix, Wisconsin 56 $ 12,620,000 $ 225,357 $ 117,000
Fulton, Georgia 47 $ 13,155,000 $ 279,893 $ 138,000
St. Louis, Minnesota 41 $ 5,405,000 $ 131,829 $ 99,000
Lee, Florida 39 $ 9,165,000 $ 235,000 $ 149,000
Chisago, Minnesota 32 $ 6,630,000 $ 207,187 $ 118,000
Cass, Minnesota 30 $ 5,160,000 $ 172,000 $ 170,000
Clark, Nevada 30 $ 8,690,000 $ 289,666 $ 142,000
Oakland, Michigan 28 $ 3,440,000 $ 122,857 $ 129,000
Broward, Florida 27 $ 5,925,000 $ 219,444 $ 164,000
Pennington, Minnesota 27 $ 3,615,000 $ 133,888 $ 74,000
Orange, Florida 26 $ 5,680,000 $ 218,461 $ 131,000
Palm Beach, Florida 25 $ 5,155,000 $ 206,200 $ 164,000
Pierce, Washington 23 $ 6,425,000 $ 279,347 $ 169,000
Cobb, Georgia 22 $ 4,090,000 $ 185,909 $ 98,000
Coweta, Georgia 19 $ 3,935,000 $ 207,105 $ 145,000
Aitkin, Minnesota 19 $ 2,945,000 $ 155,000 $ 141,000
Goodhue, Minnesota 19 $ 4,145,000 $ 218,157 $ 105,000
Le Sueur, Minnesota 19 $ 3,675,000 $ 193,421 $ 91,000
Olmsted, Minnesota 19 $ 34,985,000 $ 1,841,315 $ 124,000
Fayette, Georgia 17 $ 4,545,000 $ 267,352 $ 161,000
Shelby, Tennessee 17 $ 3,055,000 $ 179,705 $ 145,000
Pierce, Wisconsin 17 $ 3,415,000 $ 200,882 $ 101,000
Collier, Florida 16 $ 5,420,000 $ 338,750 $ 264,000
Pinellas, Florida 16 $ 2,250,000 $ 140,625 $ 119,000
Isanti, Minnesota 16 $ 2,560,000 $ 160,000 $ 144,000
Riverside, California 14 $ 3,790,000 $ 270,714 $ 197,000
Washtenaw, Michigan 14 $ 2,940,000 $ 210,000 $ 147,000
Osceola, Florida 13 $ 2,415,000 $ 185,769 $ 101,000
Hubbard, Minnesota 13 $ 2,055,000 $ 158,076 $ 173,000
Polk, Wisconsin 13 $ 2,315,000 $ 178,076 $ 141,000
Los Angeles, California 12 $ 3,360,000 $ 280,000 $ 122,000
Brevard, Florida 12 $ 2,530,000 $ 210,833 $ 169,000
Volusia, Florida 12 $ 2,420,000 $ 201,666 $ 102,000
Clayton, Georgia 12 $ 1,220,000 $ 101,666 $ 84,000
Pinal, Arizona 11 $ 3,225,000 $ 293,181 $ 157,000
Lake, Florida 11 $ 2,105,000 $ 191,363 $ 105,000
Sarasota, Florida 11 $ 4,705,000 $ 427,727 $ 174,000
Livingston, Michigan 11 $ 2,745,000 $ 249,545 $ 168,000
Monroe, Michigan 11 $ 1,405,000 $ 127,727 $ 61,000
Douglas, Minnesota 11 $ 10,115,000 $ 919,545 $ 87,000
Pima, Arizona 10 $ 2,030,000 $ 203,000 $ 103,000
Denver, Colorado 10 $ 2,340,000 $ 234,000 $ 225,000
Hillsborough, Florida 10 $ 1,800,000 $ 180,000 $ 94,000
DeKalb, Georgia 10 $ 2,320,000 $ 232,000 $ 111,000
Henry, Georgia 10 $ 2,410,000 $ 241,000 $ 97,000
Itasca, Minnesota 10 $ 2,480,000 $ 248,000 $ 168,000
Pine, Minnesota 10 $ 1,370,000 $ 137,000 $ 105,000
Stearns, Minnesota 10 $ 1,380,000 $ 138,000 $ 116,000
DeSoto, Mississippi 10 $ 1,560,000 $ 156,000 $ 147,000
San Diego, California 9 $ 2,305,000 $ 256,111 $ 148,000
Charlotte, Florida 9 $ 1,995,000 $ 221,666 $ 192,000
Cherokee, Georgia 8 $ 1,700,000 $ 212,500 $ 224,000
Gwinnett, Georgia 8 $ 1,890,000 $ 236,250 $ 70,000
Cook, Illinois 8 $ 1,100,000 $ 137,500 $ 96,000
Mecklenburg, North Carolina 8 $ 2,030,000 $ 253,750 $ 118,000
Denton, Texas 8 $ 2,740,000 $ 342,500 $ 112,000
Tarrant, Texas 8 $ 5,000,000 $ 625,000 $ 126,000
Snohomish, Washington 8 $ 1,970,000 $ 246,250 $ 140,000
Bayfield, Wisconsin 8 $ 1,150,000 $ 143,750 $ 129,000
Manatee, Florida 7 $ 1,635,000 $ 233,571 $ 211,000
Polk, Florida 7 $ 2,695,000 $ 385,000 $ 118,000
Sumter, Florida 7 $ 1,405,000 $ 200,714 $ 127,000
McLeod, Minnesota 7 $ 13,195,000 $ 1,885,000 $ 111,000
Otter Tail, Minnesota 7 $ 865,000 $ 123,571 $ 96,000
Sawyer, Wisconsin 7 $ 1,265,000 $ 180,714 $ 210,000
Anchorage, Alaska 6 $ 1,530,000 $ 255,000 $ 225,000
Jefferson, Kentucky 6 $ 3,400,000 $ 566,666 $ 270,000
Mille Lacs, Minnesota 6 $ 1,500,000 $ 250,000 $ 83,000
Todd, Minnesota 6 $ 600,000 $ 100,000 $ 145,000
Whatcom, Washington 6 $ 1,460,000 $ 243,333 $ 189,000
Burnett, Wisconsin 6 $ 1,040,000 $ 173,333 $ 151,000
Washburn, Wisconsin 6 $ 1,680,000 $ 280,000 $ 240,000
El Paso, Colorado 5 $ 1,635,000 $ 327,000 $ 221,000
Miami-Dade, Florida 5 $ 995,000 $ 199,000 $ 117,000
Carlton, Minnesota 5 $ 505,000 $ 101,000 $ 89,000
Marshall, Minnesota 5 $ 785,000 $ 157,000 $ 65,000
Morrison, Minnesota 5 $ 915,000 $ 183,000 $ 113,000
Polk, Minnesota 5 $ 895,000 $ 179,000 $ 107,000
Sibley, Minnesota 5 $ 935,000 $ 187,000 $ 143,000
Washoe, Nevada 5 $ 2,195,000 $ 439,000 $ 174,000
Dallas, Texas 5 $ 1,135,000 $ 227,000 $ 112,000
Fairfax, Virginia 5 $ 1,835,000 $ 367,000 $ 194,000
Clark, Washington 5 $ 985,000 $ 197,000 $ 124,000
Arapahoe, Colorado 4 $ 1,350,000 $ 337,500 $ 110,000
Jefferson, Colorado 4 $ 1,060,000 $ 265,000 $ 133,000
Duval, Florida 4 $ 480,000 $ 120,000 $ 184,000
Martin, Florida 4 $ 1,450,000 $ 362,500 $ 156,000
Pasco, Florida 4 $ 540,000 $ 135,000 $ 113,000
Walton, Florida 4 $ 2,340,000 $ 585,000 $ 193,000
Chatham, Georgia 4 $ 640,000 $ 160,000 $ 75,000
Douglas, Georgia 4 $ 610,000 $ 152,500 $ 134,000
Kootenai, Idaho 4 $ 1,000,000 $ 250,000 $ 96,000
DuPage, Illinois 4 $ 820,000 $ 205,000 $ 148,000
Jackson, Michigan 4 $ 240,000 $ 60,000 $ 56,000
Macomb, Michigan 4 $ 240,000 $ 60,000 $ 142,000
Cook, Minnesota 4 $ 1,490,000 $ 372,500 $ 159,000
Kandiyohi, Minnesota 4 $ 1,630,000 $ 407,500 $ 113,000
Lake, Minnesota 4 $ 470,000 $ 117,500 $ 74,000
Nicollet, Minnesota 4 $ 670,000 $ 167,500 $ 86,000
Guilford, North Carolina 4 $ 590,000 $ 147,500 $ 130,000
Iredell, North Carolina 4 $ 820,000 $ 205,000 $ 210,000
Wake, North Carolina 4 $ 940,000 $ 235,000 $ 175,000
Multnomah, Oregon 4 $ 1,110,000 $ 277,500 $ 144,000
Greenville, South Carolina 4 $ 1,250,000 $ 312,500 $ 91,000
Davidson, Tennessee 4 $ 870,000 $ 217,500 $ 256,000
Sumner, Tennessee 4 $ 660,000 $ 165,000 $ 127,000
Harris, Texas 4 $ 860,000 $ 215,000 $ 100,000
Virginia Beach, Virginia 4 $ 1,390,000 $ 347,500 $ 245,000
Thurston, Washington 4 $ 550,000 $ 137,500 $ 159,000
Barron, Wisconsin 4 $ 980,000 $ 245,000 $ 214,000
Eau Claire, Wisconsin 4 $ 400,000 $ 100,000 $ 65,000
Waukesha, Wisconsin 4 $ 1,070,000 $ 267,500 $ 178,000
Baldwin, Alabama 3 $ 855,000 $ 285,000 $ 96,000
Contra Costa, California 3 $ 595,000 $ 198,333 $ 213,000
Orange, California 3 $ 355,000 $ 118,333 $ 154,000
San Joaquin, California 3 $ 555,000 $ 185,000 $ 149,000
Sonoma, California 3 $ 1,175,000 $ 391,666 $ 128,000
Boulder, Colorado 3 $ 1,465,000 $ 488,333 $ 133,000
Douglas, Colorado 3 $ 2,575,000 $ 858,333 $ 288,000
Pueblo, Colorado 3 $ 555,000 $ 185,000 $ 70,000
District of Columbia, District Of Columbia 3 $ 1,325,000 $ 441,666 $ 108,000
Indian River, Florida 3 $ 585,000 $ 195,000 $ 200,000
Seminole, Florida 3 $ 1,095,000 $ 365,000 $ 112,000
Jasper, Georgia 3 $ 365,000 $ 121,666 $ 164,000
Walton, Georgia 3 $ 1,185,000 $ 395,000 $ 138,000
Floyd, Indiana 3 $ 645,000 $ 215,000 $ 373,000
Antrim, Michigan 3 $ 565,000 $ 188,333 $ 266,000
Leelanau, Michigan 3 $ 385,000 $ 128,333 $ 112,000
Lenawee, Michigan 3 $ 885,000 $ 295,000 $ 157,000
Benton, Minnesota 3 $ 295,000 $ 98,333 $ 155,000
Blue Earth, Minnesota 3 $ 485,000 $ 161,666 $ 54,000
Meeker, Minnesota 3 $ 355,000 $ 118,333 $ 87,000
Renville, Minnesota 3 $ 155,000 $ 51,666 $ 54,000
Wadena, Minnesota 3 $ 395,000 $ 131,666 $ 38,000
Gallatin, Montana 3 $ 1,275,000 $ 425,000 $ 157,000
Erie, New York 3 $ 425,000 $ 141,666 $ 73,000
Deschutes, Oregon 3 $ 1,985,000 $ 661,666 $ 248,000
Fayette, Tennessee 3 $ 555,000 $ 185,000 $ 163,000
Collin, Texas 3 $ 1,015,000 $ 338,333 $ 154,000
Kitsap, Washington 3 $ 895,000 $ 298,333 $ 171,000
Mason, Washington 3 $ 1,375,000 $ 458,333 $ 200,000
Milwaukee, Wisconsin 3 $ 375,000 $ 125,000 $ 82,000
Outagamie, Wisconsin 3 $ 865,000 $ 288,333 $ 143,000
Jefferson, Alabama 2 $ 220,000 $ 110,000 $ 66,000
Cochise, Arizona 2 $ 150,000 $ 75,000 $ 81,000
Mohave, Arizona 2 $ 330,000 $ 165,000 $ 149,000
Yavapai, Arizona 2 $ 480,000 $ 240,000 $ 180,000
Benton, Arkansas 2 $ 390,000 $ 195,000 $ 148,000
Pulaski, Arkansas 2 $ 340,000 $ 170,000 $ 50,000
Del Norte, California 2 $ 360,000 $ 180,000 $ 66,000
Fresno, California 2 $ 780,000 $ 390,000 $ 190,000
San Bernardino, California 2 $ 40,000 $ 20,000 $ 82,000
San Francisco, California 2 $ 1,200,000 $ 600,000 $ 150,000
La Plata, Colorado 2 $ 790,000 $ 395,000 $ 117,000
New Haven, Connecticut 2 $ 430,000 $ 215,000 $ 183,000
New Castle, Delaware 2 $ 340,000 $ 170,000 $ 92,000
Bay, Florida 2 $ 660,000 $ 330,000 $ 122,000
Marion, Florida 2 $ 340,000 $ 170,000 $ 192,000
Monroe, Florida 2 $ 1,660,000 $ 830,000 $ 266,000
Nassau, Florida 2 $ 300,000 $ 150,000 $ 45,000
St. Lucie, Florida 2 $ 530,000 $ 265,000 $ 217,000
Forsyth, Georgia 2 $ 210,000 $ 105,000 $ 90,000
Gilmer, Georgia 2 $ 590,000 $ 295,000 $ 209,000
Glynn, Georgia 2 $ 1,060,000 $ 530,000 $ 241,000
Hart, Georgia 2 $ 660,000 $ 330,000 $ 243,000
Houston, Georgia 2 $ 420,000 $ 210,000 $ 74,000
Jackson, Georgia 2 $ 260,000 $ 130,000 $ 83,000
Muscogee, Georgia 2 $ 130,000 $ 65,000 $ 38,000
Paulding, Georgia 2 $ 220,000 $ 110,000 $ 78,000
Kane, Illinois 2 $ 330,000 $ 165,000 $ 116,000
Will, Illinois 2 $ 350,000 $ 175,000 $ 91,000
Marion, Indiana 2 $ 550,000 $ 275,000 $ 219,000
Porter, Indiana 2 $ 400,000 $ 200,000 $ 137,000
Fayette, Iowa 2 $ 330,000 $ 165,000 $ 111,000
Barnstable, Massachusetts 2 $ 690,000 $ 345,000 $ 187,000
Suffolk, Massachusetts 2 $ 430,000 $ 215,000 $ 158,000
Arenac, Michigan 2 $ 100,000 $ 50,000 $ 109,000
Emmet, Michigan 2 $ 370,000 $ 185,000 $ 267,000
Kent, Michigan 2 $ 490,000 $ 245,000 $ 79,000
Becker, Minnesota 2 $ 120,000 $ 60,000 $ 42,000
Beltrami, Minnesota 2 $ 160,000 $ 80,000 $ 41,000
Clay, Minnesota 2 $ 370,000 $ 185,000 $ 74,000
Freeborn, Minnesota 2 $ 130,000 $ 65,000 $ 53,000
Kanabec, Minnesota 2 $ 330,000 $ 165,000 $ 41,000
Lyon, Minnesota 2 $ 380,000 $ 190,000 $ 0
Pope, Minnesota 2 $ 250,000 $ 125,000 $ 53,000
Red Lake, Minnesota 2 $ 180,000 $ 90,000 $ 75,000
Rock, Minnesota 2 $ 150,000 $ 75,000 $ 94,000
Steele, Minnesota 2 $ 240,000 $ 120,000 $ 57,000
Wabasha, Minnesota 2 $ 240,000 $ 120,000 $ 109,000
St. Charles, Missouri 2 $ 630,000 $ 315,000 $ 143,000
Flathead, Montana 2 $ 650,000 $ 325,000 $ 203,000
Yellowstone, Montana 2 $ 260,000 $ 130,000 $ 104,000
Douglas, Nebraska 2 $ 420,000 $ 210,000 $ 123,000
Carroll, New Hampshire 2 $ 200,000 $ 100,000 $ 132,000
Somerset, New Jersey 2 $ 520,000 $ 260,000 $ 108,000
Sandoval, New Mexico 2 $ 410,000 $ 205,000 $ 75,000
Santa Fe, New Mexico 2 $ 680,000 $ 340,000 $ 149,000
Albany, New York 2 $ 210,000 $ 105,000 $ 68,000
Queens, New York 2 $ 170,000 $ 85,000 $ 205,000
Brunswick, North Carolina 2 $ 580,000 $ 290,000 $ 103,000
New Hanover, North Carolina 2 $ 590,000 $ 295,000 $ 323,000
Union, North Carolina 2 $ 210,000 $ 105,000 $ 200,000
Cass, North Dakota 2 $ 280,000 $ 140,000 $ 204,000
Belmont, Ohio 2 $ 330,000 $ 165,000 $ 47,000
Lucas, Ohio 2 $ 130,000 $ 65,000 $ 62,000
Ottawa, Ohio 2 $ 150,000 $ 75,000 $ 87,000
Clackamas, Oregon 2 $ 560,000 $ 280,000 $ 212,000
Bucks, Pennsylvania 2 $ 250,000 $ 125,000 $ 172,000
Wyoming, Pennsylvania 2 $ 300,000 $ 150,000 $ 60,000
Richland, South Carolina 2 $ 420,000 $ 210,000 $ 126,000
Spartanburg, South Carolina 2 $ 170,000 $ 85,000 $ 56,000
Lincoln, South Dakota 2 $ 520,000 $ 260,000 $ 117,000
Hamilton, Tennessee 2 $ 420,000 $ 210,000 $ 98,000
Knox, Tennessee 2 $ 910,000 $ 455,000 $ 330,000
Rutherford, Tennessee 2 $ 190,000 $ 95,000 $ 61,000
Williamson, Tennessee 2 $ 740,000 $ 370,000 $ 109,000
Montgomery, Texas 2 $ 800,000 $ 400,000 $ 290,000
Davis, Utah 2 $ 390,000 $ 195,000 $ 109,000
Frederick, Virginia 2 $ 650,000 $ 325,000 $ 135,000
Loudoun, Virginia 2 $ 550,000 $ 275,000 $ 258,000
Clallam, Washington 2 $ 1,020,000 $ 510,000 $ 89,000
Island, Washington 2 $ 490,000 $ 245,000 $ 105,000
Skagit, Washington 2 $ 320,000 $ 160,000 $ 234,000
Spokane, Washington 2 $ 650,000 $ 325,000 $ 156,000
Adams, Wisconsin 2 $ 240,000 $ 120,000 $ 142,000
Door, Wisconsin 2 $ 590,000 $ 295,000 $ 151,000
Douglas, Wisconsin 2 $ 710,000 $ 355,000 $ 166,000
Dunn, Wisconsin 2 $ 330,000 $ 165,000 $ 55,000
La Crosse, Wisconsin 2 $ 310,000 $ 155,000 $ 155,000
Oconto, Wisconsin 2 $ 410,000 $ 205,000 $ 123,000
Taylor, Wisconsin 2 $ 370,000 $ 185,000 $ 189,000
Vilas, Wisconsin 2 $ 200,000 $ 100,000 $ 104,000
Walworth, Wisconsin 2 $ 500,000 $ 250,000 $ 78,000
Madison, Alabama 1 $ 215,000 $ 215,000 $ 78,000
Shelby, Alabama 1 $ 415,000 $ 415,000 $ 212,000
Ketchikan Gateway, Alaska 1 $ 315,000 $ 315,000 $ 142,000
Crittenden, Arkansas 1 $ 275,000 $ 275,000 $ 184,000
Garland, Arkansas 1 $ 105,000 $ 105,000 $ 35,000
Pope, Arkansas 1 $ 295,000 $ 295,000 $ 217,000
Amador, California 1 $ 475,000 $ 475,000 $ 152,000
Butte, California 1 $ 155,000 $ 155,000 $ 287,000
El Dorado, California 1 $ 105,000 $ 105,000 $ 111,000
Monterey, California 1 $ 1,325,000 $ 1,325,000 $ 348,000
San Mateo, California 1 $ 155,000 $ 155,000 $ 64,000
Santa Clara, California 1 $ 275,000 $ 275,000 $ 58,000
Solano, California 1 $ 105,000 $ 105,000 $ 575,000
Ventura, California 1 $ 155,000 $ 155,000 $ 143,000
Chaffee, Colorado 1 $ 245,000 $ 245,000 $ 103,000
Eagle, Colorado 1 $ 415,000 $ 415,000 $ 140,000
Elbert, Colorado 1 $ 105,000 $ 105,000 $ 187,000
Garfield, Colorado 1 $ 205,000 $ 205,000 $ 105,000
Grand, Colorado 1 $ 135,000 $ 135,000 $ 174,000
Gunnison, Colorado 1 $ 235,000 $ 235,000 $ 70,000
Larimer, Colorado 1 $ 55,000 $ 55,000 $ 47,000
Ouray, Colorado 1 $ 285,000 $ 285,000 $ 203,000
Park, Colorado 1 $ 155,000 $ 155,000 $ 52,000
Rio Grande, Colorado 1 $ 325,000 $ 325,000 $ 300,000
Weld, Colorado 1 $ 75,000 $ 75,000 $ 178,000
Fairfield, Connecticut 1 $ 525,000 $ 525,000 $ 204,000
Litchfield, Connecticut 1 $ 285,000 $ 285,000 $ 248,000
Flagler, Florida 1 $ 145,000 $ 145,000 $ 300,000
Glades, Florida 1 $ 75,000 $ 75,000 $ 94,000
Hernando, Florida 1 $ 35,000 $ 35,000 $ 102,000
Leon, Florida 1 $ 305,000 $ 305,000 $ 180,000
Okaloosa, Florida 1 $ 295,000 $ 295,000 $ 3,670,000
Santa Rosa, Florida 1 $ 245,000 $ 245,000 $ 70,000
Wakulla, Florida 1 $ 155,000 $ 155,000 $ 360,000
Hall, Georgia 1 $ 255,000 $ 255,000 $ 50,000
Lamar, Georgia 1 $ 265,000 $ 265,000 $ 85,000
Monroe, Georgia 1 $ 335,000 $ 335,000 $ 73,000
Rockdale, Georgia 1 $ 25,000 $ 25,000 $ 114,000
Spalding, Georgia 1 $ 295,000 $ 295,000 $ 140,000
Washington, Georgia 1 $ 145,000 $ 145,000 $ 41,000
Whitfield, Georgia 1 $ 355,000 $ 355,000 $ 137,000
Ada, Idaho 1 $ 195,000 $ 195,000 $ 49,000
Shoshone, Idaho 1 $ 245,000 $ 245,000 $ 70,000
DeKalb, Illinois 1 $ 35,000 $ 35,000 $ 265,000
Lake, Illinois 1 $ 655,000 $ 655,000 $ 272,000
LaSalle, Illinois 1 $ 25,000 $ 25,000 $ 85,000
Macoupin, Illinois 1 $ 105,000 $ 105,000 $ 81,000
Madison, Illinois 1 $ 135,000 $ 135,000 $ 50,000
Hamilton, Indiana 1 $ 245,000 $ 245,000 $ 175,000
Bremer, Iowa 1 $ 195,000 $ 195,000 $ 125,000
Dallas, Iowa 1 $ 305,000 $ 305,000 $ 10,000
Dickinson, Iowa 1 $ 305,000 $ 305,000 $ 0
Franklin, Iowa 1 $ 145,000 $ 145,000 $ 65,000
Mahaska, Iowa 1 $ 145,000 $ 145,000 $ 84,000
Marion, Iowa 1 $ 495,000 $ 495,000 $ 260,000
Polk, Iowa 1 $ 285,000 $ 285,000 $ 107,000
Scott, Iowa 1 $ 375,000 $ 375,000 $ 171,000
Story, Iowa 1 $ 425,000 $ 425,000 $ 99,000
Worth, Iowa 1 $ 65,000 $ 65,000 $ 165,000
Douglas, Kansas 1 $ 245,000 $ 245,000 $ 198,000
Leavenworth, Kansas 1 $ 365,000 $ 365,000 $ 186,000
Clinton, Kentucky 1 $ 235,000 $ 235,000 $ 62,000
Kenton, Kentucky 1 $ 245,000 $ 245,000 $ 73,000
Warren, Kentucky 1 $ 125,000 $ 125,000 $ 81,000
Jefferson, Louisiana 1 $ 105,000 $ 105,000 $ 65,000
Lafayette, Louisiana 1 $ 85,000 $ 85,000 $ 135,000
Orleans, Louisiana 1 $ 255,000 $ 255,000 $ 70,000
Androscoggin, Maine 1 $ 235,000 $ 235,000 $ 201,000
Cumberland, Maine 1 $ 265,000 $ 265,000 $ 113,000
Anne Arundel, Maryland 1 $ 265,000 $ 265,000 $ 415,000
Calvert, Maryland 1 $ 425,000 $ 425,000 $ 171,000
Charles, Maryland 1 $ 255,000 $ 255,000 $ 125,000
Dorchester, Maryland 1 $ 335,000 $ 335,000 $ 89,000
Frederick, Maryland 1 $ 155,000 $ 155,000 $ 106,000
Howard, Maryland 1 $ 105,000 $ 105,000 $ 153,000
Prince George's, Maryland 1 $ 95,000 $ 95,000 $ 51,000
Talbot, Maryland 1 $ 55,000 $ 55,000 $ 100,000
Essex, Massachusetts 1 $ 95,000 $ 95,000 $ 55,000
Middlesex, Massachusetts 1 $ 125,000 $ 125,000 $ 190,000
Norfolk, Massachusetts 1 $ 25,000 $ 25,000 $ 184,000
Barry, Michigan 1 $ 65,000 $ 65,000 $ 95,000
Bay, Michigan 1 $ 15,000 $ 15,000 $ 120,000
Clinton, Michigan 1 $ 155,000 $ 155,000 $ 242,000
Delta, Michigan 1 $ 285,000 $ 285,000 $ 78,000
Grand Traverse, Michigan 1 $ 55,000 $ 55,000 $ 132,000
Hillsdale, Michigan 1 $ 135,000 $ 135,000 $ 69,000
Ingham, Michigan 1 $ 165,000 $ 165,000 $ 100,000
Iosco, Michigan 1 $ 105,000 $ 105,000 $ 144,000
Kalamazoo, Michigan 1 $ 245,000 $ 245,000 $ 90,000
Keweenaw, Michigan 1 $ 265,000 $ 265,000 $ 69,000
Lapeer, Michigan 1 $ 105,000 $ 105,000 $ 36,000
Manistee, Michigan 1 $ 115,000 $ 115,000 $ 98,000
Marquette, Michigan 1 $ 295,000 $ 295,000 $ 408,000
Montmorency, Michigan 1 $ 95,000 $ 95,000 $ 43,000
Muskegon, Michigan 1 $ 275,000 $ 275,000 $ 90,000
Ottawa, Michigan 1 $ 315,000 $ 315,000 $ 75,000
Presque Isle, Michigan 1 $ 55,000 $ 55,000 $ 89,000
Shiawassee, Michigan 1 $ 335,000 $ 335,000 $ 186,000
Cottonwood, Minnesota 1 $ 225,000 $ 225,000 $ 54,000
Dodge, Minnesota 1 $ 215,000 $ 215,000 $ 69,000
Faribault, Minnesota 1 $ 75,000 $ 75,000 $ 42,000
Fillmore, Minnesota 1 $ 385,000 $ 385,000 $ 103,000
Grant, Minnesota 1 $ 145,000 $ 145,000 $ 68,000
Koochiching, Minnesota 1 $ 405,000 $ 405,000 $ 203,000
Lake of the Woods, Minnesota 1 $ 145,000 $ 145,000 $ 50,000
Lincoln, Minnesota 1 $ 145,000 $ 145,000 $ 131,000
Martin, Minnesota 1 $ 185,000 $ 185,000 $ 62,000
Mower, Minnesota 1 $ 35,000 $ 35,000 $ 107,000
Winona, Minnesota 1 $ 145,000 $ 145,000 $ 56,000
Lafayette, Mississippi 1 $ 355,000 $ 355,000 $ 167,000
Pontotoc, Mississippi 1 $ 35,000 $ 35,000 $ 200,000
Union, Mississippi 1 $ 155,000 $ 155,000 $ 50,000
Barry, Missouri 1 $ 555,000 $ 555,000 $ 211,000
St. Louis, Missouri 1 $ 745,000 $ 745,000 $ 175,000
Taney, Missouri 1 $ 155,000 $ 155,000 $ 82,000
Granite, Montana 1 $ 325,000 $ 325,000 $ 106,000
Lake, Montana 1 $ 275,000 $ 275,000 $ 174,000
Lewis and Clark, Montana 1 $ 295,000 $ 295,000 $ 107,000
Ravalli, Montana 1 $ 295,000 $ 295,000 $ 140,000
Sarpy, Nebraska 1 $ 125,000 $ 125,000 $ 47,000
Carson City, Nevada 1 $ 105,000 $ 105,000 $ 61,000
Belknap, New Hampshire 1 $ 185,000 $ 185,000 $ 43,000
Grafton, New Hampshire 1 $ 485,000 $ 485,000 $ 114,000
Hillsborough, New Hampshire 1 $ 225,000 $ 225,000 $ 78,000
Rockingham, New Hampshire 1 $ 235,000 $ 235,000 $ 72,000
Cape May, New Jersey 1 $ 75,000 $ 75,000 $ 210,000
Essex, New Jersey 1 $ 545,000 $ 545,000 $ 363,000
Gloucester, New Jersey 1 $ 15,000 $ 15,000 $ 70,000
Passaic, New Jersey 1 $ 425,000 $ 425,000 $ 308,000
Bernalillo, New Mexico 1 $ 85,000 $ 85,000 $ 126,000
Grant, New Mexico 1 $ 175,000 $ 175,000 $ 54,000
Bronx, New York 1 $ 85,000 $ 85,000 $ 62,000
Columbia, New York 1 $ 325,000 $ 325,000 $ 163,000
Dutchess, New York 1 $ 255,000 $ 255,000 $ 142,000
Essex, New York 1 $ 305,000 $ 305,000 $ 200,000
Kings, New York 1 $ 525,000 $ 525,000 $ 227,000
Richmond, New York 1 $ 75,000 $ 75,000 $ 115,000
Suffolk, New York 1 $ 395,000 $ 395,000 $ 116,000
Greene, North Carolina 1 $ 125,000 $ 125,000 $ 26,000
Henderson, North Carolina 1 $ 265,000 $ 265,000 $ 95,000
Stokes, North Carolina 1 $ 25,000 $ 25,000 $ 78,000
Wayne, North Carolina 1 $ 95,000 $ 95,000 $ 26,000
Yadkin, North Carolina 1 $ 185,000 $ 185,000 $ 56,000
Bottineau, North Dakota 1 $ 245,000 $ 245,000 $ 96,000
Burleigh, North Dakota 1 $ 255,000 $ 255,000 $ 210,000
Richland, North Dakota 1 $ 175,000 $ 175,000 $ 164,000
Ward, North Dakota 1 $ 85,000 $ 85,000 $ 150,000
Butler, Ohio 1 $ 135,000 $ 135,000 $ 63,000
Clinton, Ohio 1 $ 175,000 $ 175,000 $ 105,000
Fairfield, Ohio 1 $ 55,000 $ 55,000 $ 71,000
Franklin, Ohio 1 $ 265,000 $ 265,000 $ 97,000
Licking, Ohio 1 $ 255,000 $ 255,000 $ 40,000
Lorain, Ohio 1 $ 415,000 $ 415,000 $ 99,000
Mahoning, Ohio 1 $ 45,000 $ 45,000 $ 75,000
Montgomery, Ohio 1 $ 95,000 $ 95,000 $ 30,000
Summit, Ohio 1 $ 155,000 $ 155,000 $ 207,000
Wood, Ohio 1 $ 175,000 $ 175,000 $ 148,000
Muskogee, Oklahoma 1 $ 175,000 $ 175,000 $ 37,000
Oklahoma, Oklahoma 1 $ 85,000 $ 85,000 $ 22,000
Tulsa, Oklahoma 1 $ 205,000 $ 205,000 $ 100,000
Curry, Oregon 1 $ 155,000 $ 155,000 $ 37,000
Lane, Oregon 1 $ 335,000 $ 335,000 $ 119,000
Marion, Oregon 1 $ 105,000 $ 105,000 $ 360,000
Union, Oregon 1 $ 125,000 $ 125,000 $ 107,000
Washington, Oregon 1 $ 585,000 $ 585,000 $ 257,000
Allegheny, Pennsylvania 1 $ 95,000 $ 95,000 $ 36,000
Chester, Pennsylvania 1 $ 385,000 $ 385,000 $ 167,000
Delaware, Pennsylvania 1 $ 165,000 $ 165,000 $ 146,000
Lancaster, Pennsylvania 1 $ 105,000 $ 105,000 $ 31,000
Lebanon, Pennsylvania 1 $ 135,000 $ 135,000 $ 80,000
Washington, Pennsylvania 1 $ 325,000 $ 325,000 $ 158,000
York, Pennsylvania 1 $ 315,000 $ 315,000 $ 144,000
Providence, Rhode Island 1 $ 275,000 $ 275,000 $ 75,000
Charleston, South Carolina 1 $ 255,000 $ 255,000 $ 101,000
Horry, South Carolina 1 $ 145,000 $ 145,000 $ 162,000
Bennett, South Dakota 1 $ 65,000 $ 65,000 $ 34,000
Brookings, South Dakota 1 $ 215,000 $ 215,000 $ 37,000
Minnehaha, South Dakota 1 $ 195,000 $ 195,000 $ 279,000
Walworth, South Dakota 1 $ 105,000 $ 105,000 $ 68,000
Benton, Tennessee 1 $ 75,000 $ 75,000 $ 287,000
Blount, Tennessee 1 $ 45,000 $ 45,000 $ 210,000
Campbell, Tennessee 1 $ 275,000 $ 275,000 $ 160,000
Coffee, Tennessee 1 $ 35,000 $ 35,000 $ 115,000
Cumberland, Tennessee 1 $ 185,000 $ 185,000 $ 68,000
Fentress, Tennessee 1 $ 195,000 $ 195,000 $ 127,000
Grundy, Tennessee 1 $ 465,000 $ 465,000 $ 352,000
Jefferson, Tennessee 1 $ 385,000 $ 385,000 $ 99,000
Lauderdale, Tennessee 1 $ 155,000 $ 155,000 $ 68,000
Lincoln, Tennessee 1 $ 685,000 $ 685,000 $ 300,000
Loudon, Tennessee 1 $ 325,000 $ 325,000 $ 102,000
Maury, Tennessee 1 $ 275,000 $ 275,000 $ 105,000
Robertson, Tennessee 1 $ 405,000 $ 405,000 $ 514,000
Sullivan, Tennessee 1 $ 55,000 $ 55,000 $ 150,000
Tipton, Tennessee 1 $ 55,000 $ 55,000 $ 78,000
Bastrop, Texas 1 $ 125,000 $ 125,000 $ 65,000
Ector, Texas 1 $ 245,000 $ 245,000 $ 132,000
Hays, Texas 1 $ 535,000 $ 535,000 $ 247,000
Henderson, Texas 1 $ 105,000 $ 105,000 $ 54,000
Hidalgo, Texas 1 $ 75,000 $ 75,000 $ 68,000
Leon, Texas 1 $ 105,000 $ 105,000 $ 112,000
McLennan, Texas 1 $ 455,000 $ 455,000 $ 182,000
Wood, Texas 1 $ 615,000 $ 615,000 $ 132,000
Salt Lake, Utah 1 $ 645,000 $ 645,000 $ 114,000
Accomack, Virginia 1 $ 135,000 $ 135,000 $ 36,000
Alexandria, Virginia 1 $ 55,000 $ 55,000 $ 295,000
Arlington, Virginia 1 $ 305,000 $ 305,000 $ 205,000
Chesterfield, Virginia 1 $ 185,000 $ 185,000 $ 68,000
Essex, Virginia 1 $ 105,000 $ 105,000 $ 157,000
Norfolk, Virginia 1 $ 185,000 $ 185,000 $ 33,000
Prince William, Virginia 1 $ 615,000 $ 615,000 $ 232,000
Roanoke, Virginia 1 $ 265,000 $ 265,000 $ 118,000
Rockingham, Virginia 1 $ 65,000 $ 65,000 $ 55,000
Surry, Virginia 1 $ 55,000 $ 55,000 $ 137,000
Asotin, Washington 1 $ 185,000 $ 185,000 $ 101,000
Grant, Washington 1 $ 15,000 $ 15,000 $ 49,000
Klickitat, Washington 1 $ 305,000 $ 305,000 $ 204,000
San Juan, Washington 1 $ 635,000 $ 635,000 $ 131,000
Stevens, Washington 1 $ 335,000 $ 335,000 $ 202,000
Walla Walla, Washington 1 $ 135,000 $ 135,000 $ 33,000
Ashland, Wisconsin 1 $ 45,000 $ 45,000 $ 102,000
Brown, Wisconsin 1 $ 145,000 $ 145,000 $ 72,000
Buffalo, Wisconsin 1 $ 225,000 $ 225,000 $ 59,000
Chippewa, Wisconsin 1 $ 165,000 $ 165,000 $ 69,000
Columbia, Wisconsin 1 $ 45,000 $ 45,000 $ 97,000
Crawford, Wisconsin 1 $ 5,000 $ 5,000 $ 54,000
Dane, Wisconsin 1 $ 105,000 $ 105,000 $ 335,000
Dodge, Wisconsin 1 $ 275,000 $ 275,000 $ 110,000
Lafayette, Wisconsin 1 $ 75,000 $ 75,000 $ 108,000
Marathon, Wisconsin 1 $ 285,000 $ 285,000 $ 55,000
Ozaukee, Wisconsin 1 $ 205,000 $ 205,000 $ 57,000
Pepin, Wisconsin 1 $ 45,000 $ 45,000 $ 300,000
Portage, Wisconsin 1 $ 85,000 $ 85,000 $ 67,000
Rusk, Wisconsin 1 $ 265,000 $ 265,000 $ 133,000
Lincoln, Wyoming 1 $ 75,000 $ 75,000 $ 73,000
Sheridan, Wyoming 1 $ 405,000 $ 405,000 $ 262,000

Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,472 $852,800,000 $344,000 $29,545,000 $114,000 $3,670,000
Refinancing 1,995 $452,305,000 $226,000 $4,085,000 $123,000 $1,195,000
Cash-out Refinancing 1,788 $471,850,000 $263,000 $1,505,000 $122,000 $1,490,000
Home Improvement 1,557 $123,225,000 $79,000 $605,000 $130,000 $1,380,000
Other Purpose 1,102 $92,670,000 $84,000 $4,005,000 $140,000 $5,868,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,140 $1,304,840,000 $212,000 $2,465,000 $126,000 $5,868,000
Not Provided 1,110 $262,540,000 $236,000 $1,805,000 $132,000 $813,000
Black or African American 681 $128,385,000 $188,000 $985,000 $87,000 $672,000
Hispanic 493 $76,015,000 $154,000 $4,005,000 $129,000 $1,380,000
Asian 299 $63,845,000 $213,000 $1,445,000 $115,000 $1,620,000
American Indian or Alaskan Native 77 $12,385,000 $160,000 $1,225,000 $124,000 $567,000
Native Hawaiian or Other Pacific Islander 49 $5,365,000 $109,000 $305,000 $105,000 $327,000
Not applicable 27 $130,725,000 $4,841,000 $29,545,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,913 $1,992,625,000 $223,000 $29,545,000 $124,000 $5,868,000
VA-guaranteed (Veterans Administration) 1 $225,000 $225,000 $225,000 $63,000 $63,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,083 $1,366,815,000 $224,000 $29,545,000 $133,000 $5,868,000
Application Denied By Financial Institution 728 $112,530,000 $154,000 $4,005,000 $92,000 $1,680,000
Preapproval Approved but not Accepted 719 $201,725,000 $280,000 $1,445,000 $102,000 $3,670,000
Application Approved But Not Accepted 626 $167,690,000 $267,000 $1,555,000 $120,000 $1,195,000
Application Withdrawn By Applicant 522 $78,420,000 $150,000 $10,245,000 $124,000 $816,000
Preapproval Denied by Financial Institution 220 $61,150,000 $277,000 $945,000 $66,000 $360,000
File Closed For Incompleteness 16 $4,520,000 $282,000 $755,000 $95,000 $318,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,966 $1,819,170,000 $228,000 $29,545,000 $128,000 $5,868,000
Debt-To-Income Ratio 432 $82,510,000 $190,000 $4,005,000 $62,000 $366,000
Credit History 332 $65,570,000 $197,000 $695,000 $88,000 $1,680,000
Collateral 104 $10,320,000 $99,000 $705,000 $134,000 $1,380,000
Other 39 $5,935,000 $152,000 $985,000 $166,000 $865,000
Employment History 16 $4,450,000 $278,000 $945,000 $83,000 $239,000
Unverifiable Information 14 $2,400,000 $171,000 $545,000 $207,000 $1,620,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,350,000 $235,000 $465,000 $68,000 $101,000
Credit Application Incomplete 1 $145,000 $145,000 $145,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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