Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Wings Financial Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 7,310
Total Mortgage Loan Application Amount $1,712,770,000
Average Mortgage Loan Application Amount $237,000
Highest Mortgage Loan Application Amount $33,205,000
Average Applicant Income $142,200
Highest Applicant Income $5,868,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 1,334 $ 236,140,000 $ 177,000 $ 142,000
Dakota County Minnesota 783 $ 152,955,000 $ 195,000 $ 137,000
Anoka County Minnesota 302 $ 38,140,000 $ 126,000 $ 118,000
Ramsey County Minnesota 296 $ 46,210,000 $ 156,000 $ 118,000
Scott County Minnesota 292 $ 53,180,000 $ 182,000 $ 145,000
Washington County Minnesota 233 $ 61,095,000 $ 262,000 $ 147,000
Carver County Minnesota 190 $ 32,260,000 $ 169,000 $ 161,000
Wright County Minnesota 125 $ 16,285,000 $ 130,000 $ 132,000
Wayne County Michigan 77 $ 7,405,000 $ 96,000 $ 94,000
Crow Wing County Minnesota 66 $ 13,020,000 $ 197,000 $ 109,000
Sherburne County Minnesota 66 $ 7,520,000 $ 113,000 $ 135,000
Maricopa County Arizona 62 $ 13,600,000 $ 219,000 $ 154,000
Rice County Minnesota 47 $ 6,945,000 $ 147,000 $ 139,000
Dane County Wisconsin 47 $ 18,455,000 $ 392,000 $ 243,000
St. Croix County Wisconsin 43 $ 7,675,000 $ 178,000 $ 144,000
King County Washington 37 $ 10,515,000 $ 284,000 $ 147,000
St. Louis County Minnesota 36 $ 5,570,000 $ 154,000 $ 112,000
Orange County Florida 34 $ 5,240,000 $ 154,000 $ 169,000
Fulton County Georgia 34 $ 5,480,000 $ 161,000 $ 202,000
Beaufort County South Carolina 34 $ 20,580,000 $ 605,000 $ 68,000
Pennington County Minnesota 32 $ 3,850,000 $ 120,000 $ 77,000
Cook County Illinois 29 $ 7,565,000 $ 260,000 $ 173,000
Lee County Florida 26 $ 7,400,000 $ 284,000 $ 193,000
Cass County Minnesota 26 $ 5,160,000 $ 198,000 $ 139,000
Los Angeles County California 23 $ 7,075,000 $ 307,000 $ 168,000
Broward County Florida 22 $ 3,720,000 $ 169,000 $ 176,000
Clark County Nevada 22 $ 3,300,000 $ 150,000 $ 169,000
Shelby County Tennessee 22 $ 3,410,000 $ 155,000 $ 212,000
Olmsted County Minnesota 21 $ 4,025,000 $ 191,000 $ 127,000
Chisago County Minnesota 20 $ 3,060,000 $ 153,000 $ 151,000
Cobb County Georgia 19 $ 3,795,000 $ 199,000 $ 121,000
Outagamie County Wisconsin 19 $ 5,755,000 $ 302,000 $ 149,000
Pierce County Wisconsin 18 $ 3,700,000 $ 205,000 $ 128,000
Osceola County Florida 17 $ 1,535,000 $ 90,000 $ 106,000
Stearns County Minnesota 17 $ 2,605,000 $ 153,000 $ 83,000
Hillsborough County Florida 16 $ 3,510,000 $ 219,000 $ 122,000
Oakland County Michigan 16 $ 2,240,000 $ 140,000 $ 113,000
Isanti County Minnesota 16 $ 1,970,000 $ 123,000 $ 98,000
Pierce County Washington 16 $ 4,060,000 $ 253,000 $ 226,000
San Diego County California 15 $ 4,415,000 $ 294,000 $ 166,000
Charlotte County Florida 15 $ 2,165,000 $ 144,000 $ 141,000
Le Sueur County Minnesota 15 $ 3,665,000 $ 244,000 $ 183,000
Collin County Texas 15 $ 7,585,000 $ 505,000 $ 176,000
Mecklenburg County North Carolina 14 $ 3,670,000 $ 262,000 $ 157,000
Riverside County California 13 $ 3,065,000 $ 235,000 $ 246,000
Pinellas County Florida 13 $ 2,205,000 $ 169,000 $ 91,000
DeKalb County Georgia 13 $ 3,955,000 $ 304,000 $ 120,000
Itasca County Minnesota 13 $ 2,285,000 $ 175,000 $ 152,000
Fairfax County Virginia 13 $ 11,375,000 $ 875,000 $ 237,000
Pima County Arizona 12 $ 3,180,000 $ 265,000 $ 116,000
Orange County California 12 $ 5,340,000 $ 445,000 $ 347,000
Clayton County Georgia 12 $ 500,000 $ 41,000 $ 60,000
Coweta County Georgia 12 $ 1,860,000 $ 155,000 $ 124,000
Middlesex County Massachusetts 12 $ 6,780,000 $ 565,000 $ 81,000
District of Columbia County District Of Columbia 11 $ 8,865,000 $ 805,000 $ 0
Manatee County Florida 11 $ 3,955,000 $ 359,000 $ 198,000
Miami-Dade County Florida 11 $ 4,225,000 $ 384,000 $ 222,000
Palm Beach County Florida 11 $ 5,005,000 $ 455,000 $ 257,000
Polk County Florida 11 $ 2,385,000 $ 216,000 $ 147,000
Sarasota County Florida 11 $ 3,295,000 $ 299,000 $ 244,000
Fayette County Georgia 11 $ 1,755,000 $ 159,000 $ 157,000
Jefferson County Colorado 10 $ 2,590,000 $ 259,000 $ 383,000
Gwinnett County Georgia 10 $ 1,800,000 $ 180,000 $ 113,000
Burnett County Wisconsin 10 $ 1,410,000 $ 141,000 $ 179,000
Polk County Wisconsin 10 $ 3,900,000 $ 390,000 $ 162,000
St. Johns County Florida 9 $ 2,275,000 $ 252,000 $ 249,000
Volusia County Florida 9 $ 995,000 $ 110,000 $ 132,000
Livingston County Michigan 9 $ 1,295,000 $ 143,000 $ 135,000
Meeker County Minnesota 9 $ 1,725,000 $ 191,000 $ 106,000
Pine County Minnesota 9 $ 915,000 $ 101,000 $ 92,000
Kitsap County Washington 9 $ 2,005,000 $ 222,000 $ 211,000
Milwaukee County Wisconsin 9 $ 1,875,000 $ 208,000 $ 161,000
Collier County Florida 8 $ 3,400,000 $ 425,000 $ 268,000
Henry County Georgia 8 $ 1,090,000 $ 136,000 $ 80,000
Howard County Maryland 8 $ 5,560,000 $ 695,000 $ 264,000
Goodhue County Minnesota 8 $ 880,000 $ 110,000 $ 114,000
Mille Lacs County Minnesota 8 $ 1,630,000 $ 203,000 $ 224,000
Morrison County Minnesota 8 $ 1,300,000 $ 162,000 $ 156,000
DeSoto County Mississippi 8 $ 680,000 $ 85,000 $ 107,000
Yellowstone County Montana 8 $ 4,760,000 $ 595,000 $ 50,000
Pinal County Arizona 7 $ 1,565,000 $ 223,000 $ 168,000
Brevard County Florida 7 $ 945,000 $ 135,000 $ 136,000
Marion County Florida 7 $ 1,625,000 $ 232,000 $ 142,000
Montgomery County Maryland 7 $ 3,315,000 $ 473,000 $ 276,000
Monroe County Michigan 7 $ 795,000 $ 113,000 $ 103,000
Aitkin County Minnesota 7 $ 1,435,000 $ 205,000 $ 138,000
McLeod County Minnesota 7 $ 635,000 $ 90,000 $ 85,000
Sibley County Minnesota 7 $ 1,335,000 $ 190,000 $ 140,000
San Bernardino County California 6 $ 2,490,000 $ 415,000 $ 99,000
Adams County Colorado 6 $ 2,900,000 $ 483,000 $ 120,000
Denver County Colorado 6 $ 1,930,000 $ 321,000 $ 255,000
Sussex County Delaware 6 $ 3,520,000 $ 586,000 $ 0
Pasco County Florida 6 $ 1,510,000 $ 251,000 $ 175,000
Seminole County Florida 6 $ 460,000 $ 76,000 $ 218,000
Washtenaw County Michigan 6 $ 710,000 $ 118,000 $ 85,000
Beltrami County Minnesota 6 $ 620,000 $ 103,000 $ 101,000
Hubbard County Minnesota 6 $ 940,000 $ 156,000 $ 134,000
Kanabec County Minnesota 6 $ 690,000 $ 115,000 $ 108,000
Lake County Minnesota 6 $ 1,190,000 $ 198,000 $ 92,000
Greenville County South Carolina 6 $ 1,920,000 $ 320,000 $ 144,000
Jasper County South Carolina 6 $ 2,360,000 $ 393,000 $ 92,000
Clark County Washington 6 $ 860,000 $ 143,000 $ 254,000
Arapahoe County Colorado 5 $ 1,065,000 $ 213,000 $ 155,000
El Paso County Colorado 5 $ 875,000 $ 175,000 $ 115,000
Lake County Florida 5 $ 1,565,000 $ 313,000 $ 133,000
Martin County Florida 5 $ 1,395,000 $ 279,000 $ 175,000
Cherokee County Georgia 5 $ 915,000 $ 183,000 $ 154,000
Douglas County Georgia 5 $ 515,000 $ 103,000 $ 126,000
Forsyth County Georgia 5 $ 2,155,000 $ 431,000 $ 266,000
Paulding County Georgia 5 $ 555,000 $ 111,000 $ 72,000
Essex County Massachusetts 5 $ 2,555,000 $ 511,000 $ 0
Cape May County New Jersey 5 $ 2,945,000 $ 589,000 $ 225,000
Westchester County New York 5 $ 2,845,000 $ 569,000 $ 258,000
Franklin County Ohio 5 $ 675,000 $ 135,000 $ 314,000
Charleston County South Carolina 5 $ 3,275,000 $ 655,000 $ 249,000
Calumet County Wisconsin 5 $ 1,375,000 $ 275,000 $ 148,000
Waukesha County Wisconsin 5 $ 735,000 $ 147,000 $ 145,000
Winnebago County Wisconsin 5 $ 1,245,000 $ 249,000 $ 119,000
Anchorage County Alaska 4 $ 1,340,000 $ 335,000 $ 253,000
Benton County Arkansas 4 $ 1,770,000 $ 442,000 $ 171,000
Alameda County California 4 $ 310,000 $ 77,000 $ 129,000
San Joaquin County California 4 $ 270,000 $ 67,000 $ 90,000
Douglas County Colorado 4 $ 1,070,000 $ 267,000 $ 251,000
Fairfield County Connecticut 4 $ 2,110,000 $ 527,000 $ 178,000
Alachua County Florida 4 $ 1,320,000 $ 330,000 $ 103,000
Sumter County Florida 4 $ 1,580,000 $ 395,000 $ 157,000
DuPage County Illinois 4 $ 1,120,000 $ 280,000 $ 188,000
Polk County Iowa 4 $ 620,000 $ 155,000 $ 124,000
Norfolk County Massachusetts 4 $ 4,550,000 $ 1,137,000 $ 300,000
Lenawee County Michigan 4 $ 710,000 $ 177,000 $ 113,000
Kandiyohi County Minnesota 4 $ 14,320,000 $ 3,580,000 $ 144,000
Pope County Minnesota 4 $ 260,000 $ 65,000 $ 196,000
Steele County Minnesota 4 $ 720,000 $ 180,000 $ 122,000
Todd County Minnesota 4 $ 510,000 $ 127,000 $ 142,000
Hillsborough County New Hampshire 4 $ 1,840,000 $ 460,000 $ 159,000
Guilford County North Carolina 4 $ 1,760,000 $ 440,000 $ 151,000
Clackamas County Oregon 4 $ 1,070,000 $ 267,000 $ 214,000
Washington County Oregon 4 $ 1,030,000 $ 257,000 $ 161,000
Bucks County Pennsylvania 4 $ 1,030,000 $ 257,000 $ 326,000
Montgomery County Pennsylvania 4 $ 2,210,000 $ 552,000 $ 243,000
Philadelphia County Pennsylvania 4 $ 1,650,000 $ 412,000 $ 225,000
Horry County South Carolina 4 $ 1,470,000 $ 367,000 $ 628,000
Richland County South Carolina 4 $ 1,960,000 $ 490,000 $ 0
Dallas County Texas 4 $ 2,120,000 $ 530,000 $ 150,000
Loudoun County Virginia 4 $ 4,230,000 $ 1,057,000 $ 0
Prince William County Virginia 4 $ 2,580,000 $ 645,000 $ 144,000
Bayfield County Wisconsin 4 $ 580,000 $ 145,000 $ 185,000
Brown County Wisconsin 4 $ 11,540,000 $ 2,885,000 $ 103,000
Dodge County Wisconsin 4 $ 730,000 $ 182,000 $ 114,000
La Crosse County Wisconsin 4 $ 1,010,000 $ 252,000 $ 0
Baldwin County Alabama 3 $ 295,000 $ 98,000 $ 97,000
San Francisco County California 3 $ 2,075,000 $ 691,000 $ 527,000
Santa Barbara County California 3 $ 615,000 $ 205,000 $ 127,000
Larimer County Colorado 3 $ 1,065,000 $ 355,000 $ 118,000
Flagler County Florida 3 $ 1,615,000 $ 538,000 $ 247,000
Okaloosa County Florida 3 $ 1,635,000 $ 545,000 $ 458,000
Boone County Indiana 3 $ 1,575,000 $ 525,000 $ 158,000
Lake County Indiana 3 $ 305,000 $ 101,000 $ 82,000
Johnson County Kansas 3 $ 1,265,000 $ 421,000 $ 409,000
York County Maine 3 $ 995,000 $ 331,000 $ 141,000
Baltimore City County Maryland 3 $ 925,000 $ 308,000 $ 174,000
Frederick County Maryland 3 $ 1,215,000 $ 405,000 $ 87,000
Prince George's County Maryland 3 $ 745,000 $ 248,000 $ 175,000
Worcester County Maryland 3 $ 755,000 $ 251,000 $ 0
Barnstable County Massachusetts 3 $ 835,000 $ 278,000 $ 162,000
Benton County Minnesota 3 $ 465,000 $ 155,000 $ 94,000
Blue Earth County Minnesota 3 $ 345,000 $ 115,000 $ 100,000
Douglas County Minnesota 3 $ 585,000 $ 195,000 $ 206,000
Marshall County Minnesota 3 $ 335,000 $ 111,000 $ 88,000
Otter Tail County Minnesota 3 $ 245,000 $ 81,000 $ 156,000
Jackson County Missouri 3 $ 545,000 $ 181,000 $ 132,000
Missoula County Montana 3 $ 645,000 $ 215,000 $ 166,000
Washoe County Nevada 3 $ 695,000 $ 231,000 $ 106,000
Monmouth County New Jersey 3 $ 1,605,000 $ 535,000 $ 89,000
Bronx County New York 3 $ 1,815,000 $ 605,000 $ 84,000
Nassau County New York 3 $ 315,000 $ 105,000 $ 153,000
Forsyth County North Carolina 3 $ 585,000 $ 195,000 $ 146,000
Cass County North Dakota 3 $ 285,000 $ 95,000 $ 98,000
Delaware County Ohio 3 $ 285,000 $ 95,000 $ 309,000
Multnomah County Oregon 3 $ 385,000 $ 128,000 $ 113,000
Maury County Tennessee 3 $ 855,000 $ 285,000 $ 95,000
Rutherford County Tennessee 3 $ 1,065,000 $ 355,000 $ 208,000
Williamson County Tennessee 3 $ 1,265,000 $ 421,000 $ 162,000
Salt Lake County Utah 3 $ 695,000 $ 231,000 $ 180,000
Alexandria County Virginia 3 $ 1,755,000 $ 585,000 $ 139,000
Snohomish County Washington 3 $ 405,000 $ 135,000 $ 157,000
Spokane County Washington 3 $ 625,000 $ 208,000 $ 120,000
Thurston County Washington 3 $ 265,000 $ 88,000 $ 79,000
Barron County Wisconsin 3 $ 635,000 $ 211,000 $ 163,000
Portage County Wisconsin 3 $ 565,000 $ 188,000 $ 79,000
Rock County Wisconsin 3 $ 575,000 $ 191,000 $ 115,000
Sauk County Wisconsin 3 $ 765,000 $ 255,000 $ 130,000
Natrona County Wyoming 3 $ 1,085,000 $ 361,000 $ 150,000
Contra Costa County California 2 $ 210,000 $ 105,000 $ 0
Sacramento County California 2 $ 1,100,000 $ 550,000 $ 167,000
San Luis Obispo County California 2 $ 220,000 $ 110,000 $ 0
San Mateo County California 2 $ 360,000 $ 180,000 $ 197,000
Ventura County California 2 $ 1,910,000 $ 955,000 $ 0
Boulder County Colorado 2 $ 180,000 $ 90,000 $ 142,000
Eagle County Colorado 2 $ 510,000 $ 255,000 $ 594,000
Hartford County Connecticut 2 $ 340,000 $ 170,000 $ 0
New Castle County Delaware 2 $ 150,000 $ 75,000 $ 133,000
Bay County Florida 2 $ 830,000 $ 415,000 $ 143,000
Hernando County Florida 2 $ 120,000 $ 60,000 $ 97,000
Monroe County Florida 2 $ 210,000 $ 105,000 $ 180,000
St. Lucie County Florida 2 $ 260,000 $ 130,000 $ 223,000
Bryan County Georgia 2 $ 340,000 $ 170,000 $ 151,000
Clarke County Georgia 2 $ 400,000 $ 200,000 $ 66,000
Effingham County Georgia 2 $ 570,000 $ 285,000 $ 60,000
Pickens County Georgia 2 $ 310,000 $ 155,000 $ 58,000
Kootenai County Idaho 2 $ 1,560,000 $ 780,000 $ 94,000
Kane County Illinois 2 $ 140,000 $ 70,000 $ 350,000
Floyd County Indiana 2 $ 150,000 $ 75,000 $ 179,000
Hamilton County Indiana 2 $ 960,000 $ 480,000 $ 290,000
Marion County Indiana 2 $ 1,030,000 $ 515,000 $ 391,000
Anne Arundel County Maryland 2 $ 650,000 $ 325,000 $ 153,000
Baltimore County Maryland 2 $ 1,190,000 $ 595,000 $ 150,000
Talbot County Maryland 2 $ 570,000 $ 285,000 $ 150,000
Suffolk County Massachusetts 2 $ 1,490,000 $ 745,000 $ 0
Worcester County Massachusetts 2 $ 190,000 $ 95,000 $ 375,000
Kent County Michigan 2 $ 1,010,000 $ 505,000 $ 187,000
Leelanau County Michigan 2 $ 250,000 $ 125,000 $ 115,000
Ottawa County Michigan 2 $ 610,000 $ 305,000 $ 149,000
Becker County Minnesota 2 $ 320,000 $ 160,000 $ 96,000
Brown County Minnesota 2 $ 340,000 $ 170,000 $ 109,000
Chippewa County Minnesota 2 $ 140,000 $ 70,000 $ 77,000
Clay County Minnesota 2 $ 110,000 $ 55,000 $ 107,000
Dodge County Minnesota 2 $ 360,000 $ 180,000 $ 137,000
Koochiching County Minnesota 2 $ 490,000 $ 245,000 $ 0
Lac qui Parle County Minnesota 2 $ 180,000 $ 90,000 $ 74,000
Lake of the Woods County Minnesota 2 $ 250,000 $ 125,000 $ 187,000
Nicollet County Minnesota 2 $ 390,000 $ 195,000 $ 83,000
Polk County Minnesota 2 $ 110,000 $ 55,000 $ 93,000
Redwood County Minnesota 2 $ 340,000 $ 170,000 $ 145,000
Renville County Minnesota 2 $ 230,000 $ 115,000 $ 86,000
Roseau County Minnesota 2 $ 220,000 $ 110,000 $ 75,000
Wabasha County Minnesota 2 $ 320,000 $ 160,000 $ 76,000
St. Louis County Missouri 2 $ 420,000 $ 210,000 $ 73,000
Flathead County Montana 2 $ 1,240,000 $ 620,000 $ 372,000
Gallatin County Montana 2 $ 490,000 $ 245,000 $ 66,000
Douglas County Nebraska 2 $ 660,000 $ 330,000 $ 155,000
Grafton County New Hampshire 2 $ 810,000 $ 405,000 $ 0
Rockingham County New Hampshire 2 $ 920,000 $ 460,000 $ 149,000
Hunterdon County New Jersey 2 $ 1,010,000 $ 505,000 $ 233,000
Somerset County New Jersey 2 $ 250,000 $ 125,000 $ 82,000
Suffolk County New York 2 $ 760,000 $ 380,000 $ 90,000
Tompkins County New York 2 $ 60,000 $ 30,000 $ 319,000
Alamance County North Carolina 2 $ 670,000 $ 335,000 $ 190,000
Brunswick County North Carolina 2 $ 510,000 $ 255,000 $ 120,000
Davie County North Carolina 2 $ 190,000 $ 95,000 $ 52,000
Union County North Carolina 2 $ 580,000 $ 290,000 $ 159,000
Watauga County North Carolina 2 $ 240,000 $ 120,000 $ 134,000
Grand Forks County North Dakota 2 $ 120,000 $ 60,000 $ 67,000
Butler County Ohio 2 $ 470,000 $ 235,000 $ 113,000
Hamilton County Ohio 2 $ 180,000 $ 90,000 $ 72,000
Cleveland County Oklahoma 2 $ 630,000 $ 315,000 $ 454,000
Butler County Pennsylvania 2 $ 1,460,000 $ 730,000 $ 248,000
Delaware County Pennsylvania 2 $ 950,000 $ 475,000 $ 134,000
Providence County Rhode Island 2 $ 510,000 $ 255,000 $ 0
Berkeley County South Carolina 2 $ 1,290,000 $ 645,000 $ 0
Dorchester County South Carolina 2 $ 500,000 $ 250,000 $ 73,000
Spartanburg County South Carolina 2 $ 340,000 $ 170,000 $ 80,000
York County South Carolina 2 $ 870,000 $ 435,000 $ 211,000
Hughes County South Dakota 2 $ 420,000 $ 210,000 $ 124,000
Minnehaha County South Dakota 2 $ 910,000 $ 455,000 $ 159,000
Davidson County Tennessee 2 $ 550,000 $ 275,000 $ 111,000
Jefferson County Tennessee 2 $ 70,000 $ 35,000 $ 109,000
Washington County Tennessee 2 $ 290,000 $ 145,000 $ 136,000
Bexar County Texas 2 $ 1,020,000 $ 510,000 $ 158,000
Hood County Texas 2 $ 530,000 $ 265,000 $ 95,000
Tarrant County Texas 2 $ 530,000 $ 265,000 $ 110,000
Williamson County Texas 2 $ 1,510,000 $ 755,000 $ 223,000
Summit County Utah 2 $ 450,000 $ 225,000 $ 188,000
Franklin County Vermont 2 $ 530,000 $ 265,000 $ 100,000
Arlington County Virginia 2 $ 2,620,000 $ 1,310,000 $ 0
Henrico County Virginia 2 $ 1,200,000 $ 600,000 $ 0
Richmond City County Virginia 2 $ 300,000 $ 150,000 $ 150,000
Stevens County Washington 2 $ 260,000 $ 130,000 $ 135,000
Whatcom County Washington 2 $ 890,000 $ 445,000 $ 132,000
Columbia County Wisconsin 2 $ 410,000 $ 205,000 $ 159,000
Douglas County Wisconsin 2 $ 240,000 $ 120,000 $ 156,000
Dunn County Wisconsin 2 $ 220,000 $ 110,000 $ 163,000
Monroe County Wisconsin 2 $ 280,000 $ 140,000 $ 71,000
Racine County Wisconsin 2 $ 120,000 $ 60,000 $ 200,000
Sawyer County Wisconsin 2 $ 150,000 $ 75,000 $ 110,000
Wood County Wisconsin 2 $ 1,150,000 $ 575,000 $ 521,000
Crook County Wyoming 2 $ 270,000 $ 135,000 $ 41,000
Lawrence County Alabama 1 $ 355,000 $ 355,000 $ 120,000
Perry County Alabama 1 $ 25,000 $ 25,000 $ 67,000
Tallapoosa County Alabama 1 $ 405,000 $ 405,000 $ 328,000
Matanuska-Susitna County Alaska 1 $ 165,000 $ 165,000 $ 274,000
Coconino County Arizona 1 $ 355,000 $ 355,000 $ 362,000
Navajo County Arizona 1 $ 405,000 $ 405,000 $ 77,000
Yavapai County Arizona 1 $ 255,000 $ 255,000 $ 1,000
Cross County Arkansas 1 $ 105,000 $ 105,000 $ 452,000
Faulkner County Arkansas 1 $ 345,000 $ 345,000 $ 0
St. Francis County Arkansas 1 $ 35,000 $ 35,000 $ 56,000
El Dorado County California 1 $ 75,000 $ 75,000 $ 130,000
Monterey County California 1 $ 105,000 $ 105,000 $ 0
Placer County California 1 $ 115,000 $ 115,000 $ 0
Santa Cruz County California 1 $ 1,605,000 $ 1,605,000 $ 682,000
Sonoma County California 1 $ 795,000 $ 795,000 $ 0
Stanislaus County California 1 $ 65,000 $ 65,000 $ 224,000
Sutter County California 1 $ 105,000 $ 105,000 $ 0
Chaffee County Colorado 1 $ 45,000 $ 45,000 $ 47,000
Custer County Colorado 1 $ 135,000 $ 135,000 $ 144,000
Elbert County Colorado 1 $ 255,000 $ 255,000 $ 174,000
Garfield County Colorado 1 $ 55,000 $ 55,000 $ 0
Grand County Colorado 1 $ 1,355,000 $ 1,355,000 $ 0
Montezuma County Colorado 1 $ 105,000 $ 105,000 $ 0
Summit County Colorado 1 $ 405,000 $ 405,000 $ 0
Weld County Colorado 1 $ 55,000 $ 55,000 $ 0
Litchfield County Connecticut 1 $ 725,000 $ 725,000 $ 210,000
Middlesex County Connecticut 1 $ 345,000 $ 345,000 $ 0
New London County Connecticut 1 $ 285,000 $ 285,000 $ 0
Citrus County Florida 1 $ 365,000 $ 365,000 $ 131,000
Clay County Florida 1 $ 55,000 $ 55,000 $ 112,000
Duval County Florida 1 $ 65,000 $ 65,000 $ 170,000
Escambia County Florida 1 $ 255,000 $ 255,000 $ 256,000
Gulf County Florida 1 $ 205,000 $ 205,000 $ 148,000
Nassau County Florida 1 $ 325,000 $ 325,000 $ 140,000
Santa Rosa County Florida 1 $ 265,000 $ 265,000 $ 0
Bibb County Georgia 1 $ 75,000 $ 75,000 $ 64,000
Bulloch County Georgia 1 $ 55,000 $ 55,000 $ 179,000
Butts County Georgia 1 $ 55,000 $ 55,000 $ 133,000
Carroll County Georgia 1 $ 45,000 $ 45,000 $ 490,000
Chatham County Georgia 1 $ 95,000 $ 95,000 $ 137,000
Dade County Georgia 1 $ 105,000 $ 105,000 $ 110,000
Jackson County Georgia 1 $ 535,000 $ 535,000 $ 108,000
Jasper County Georgia 1 $ 45,000 $ 45,000 $ 270,000
Lowndes County Georgia 1 $ 105,000 $ 105,000 $ 67,000
Meriwether County Georgia 1 $ 175,000 $ 175,000 $ 41,000
Mitchell County Georgia 1 $ 165,000 $ 165,000 $ 0
Monroe County Georgia 1 $ 415,000 $ 415,000 $ 171,000
Pierce County Georgia 1 $ 155,000 $ 155,000 $ 161,000
Pike County Georgia 1 $ 75,000 $ 75,000 $ 220,000
Rockdale County Georgia 1 $ 105,000 $ 105,000 $ 70,000
Spalding County Georgia 1 $ 255,000 $ 255,000 $ 360,000
Toombs County Georgia 1 $ 45,000 $ 45,000 $ 60,000
Union County Georgia 1 $ 65,000 $ 65,000 $ 97,000
Upson County Georgia 1 $ 145,000 $ 145,000 $ 180,000
Walton County Georgia 1 $ 295,000 $ 295,000 $ 158,000
Whitfield County Georgia 1 $ 55,000 $ 55,000 $ 146,000
Ada County Idaho 1 $ 205,000 $ 205,000 $ 355,000
Blaine County Idaho 1 $ 305,000 $ 305,000 $ 174,000
Kankakee County Illinois 1 $ 85,000 $ 85,000 $ 150,000
Lake County Illinois 1 $ 85,000 $ 85,000 $ 112,000
Madison County Illinois 1 $ 155,000 $ 155,000 $ 186,000
Whiteside County Illinois 1 $ 15,000 $ 15,000 $ 27,000
Will County Illinois 1 $ 405,000 $ 405,000 $ 0
Allen County Indiana 1 $ 215,000 $ 215,000 $ 122,000
Clark County Indiana 1 $ 75,000 $ 75,000 $ 91,000
Dearborn County Indiana 1 $ 225,000 $ 225,000 $ 118,000
Hendricks County Indiana 1 $ 65,000 $ 65,000 $ 177,000
Johnson County Indiana 1 $ 235,000 $ 235,000 $ 75,000
Shelby County Indiana 1 $ 265,000 $ 265,000 $ 214,000
Starke County Indiana 1 $ 525,000 $ 525,000 $ 356,000
Carroll County Iowa 1 $ 75,000 $ 75,000 $ 46,000
Cerro Gordo County Iowa 1 $ 295,000 $ 295,000 $ 497,000
Johnson County Iowa 1 $ 55,000 $ 55,000 $ 25,000
Kossuth County Iowa 1 $ 35,000 $ 35,000 $ 53,000
Sioux County Iowa 1 $ 215,000 $ 215,000 $ 58,000
Webster County Iowa 1 $ 215,000 $ 215,000 $ 96,000
Boone County Kentucky 1 $ 245,000 $ 245,000 $ 102,000
Bullitt County Kentucky 1 $ 375,000 $ 375,000 $ 157,000
Hardin County Kentucky 1 $ 55,000 $ 55,000 $ 0
Metcalfe County Kentucky 1 $ 95,000 $ 95,000 $ 0
Oldham County Kentucky 1 $ 735,000 $ 735,000 $ 450,000
Calvert County Maryland 1 $ 45,000 $ 45,000 $ 162,000
Charles County Maryland 1 $ 105,000 $ 105,000 $ 145,000
Dorchester County Maryland 1 $ 265,000 $ 265,000 $ 0
Garrett County Maryland 1 $ 645,000 $ 645,000 $ 0
Harford County Maryland 1 $ 55,000 $ 55,000 $ 0
Berkshire County Massachusetts 1 $ 125,000 $ 125,000 $ 68,000
Bristol County Massachusetts 1 $ 395,000 $ 395,000 $ 0
Plymouth County Massachusetts 1 $ 85,000 $ 85,000 $ 72,000
Alpena County Michigan 1 $ 105,000 $ 105,000 $ 243,000
Antrim County Michigan 1 $ 255,000 $ 255,000 $ 73,000
Benzie County Michigan 1 $ 85,000 $ 85,000 $ 216,000
Berrien County Michigan 1 $ 85,000 $ 85,000 $ 0
Cass County Michigan 1 $ 345,000 $ 345,000 $ 329,000
Eaton County Michigan 1 $ 55,000 $ 55,000 $ 91,000
Grand Traverse County Michigan 1 $ 105,000 $ 105,000 $ 49,000
Jackson County Michigan 1 $ 305,000 $ 305,000 $ 275,000
Kalamazoo County Michigan 1 $ 35,000 $ 35,000 $ 32,000
Macomb County Michigan 1 $ 75,000 $ 75,000 $ 54,000
Saginaw County Michigan 1 $ 135,000 $ 135,000 $ 108,000
Carlton County Minnesota 1 $ 55,000 $ 55,000 $ 180,000
Cook County Minnesota 1 $ 375,000 $ 375,000 $ 130,000
Fillmore County Minnesota 1 $ 165,000 $ 165,000 $ 122,000
Freeborn County Minnesota 1 $ 65,000 $ 65,000 $ 90,000
Lincoln County Minnesota 1 $ 35,000 $ 35,000 $ 456,000
Lyon County Minnesota 1 $ 265,000 $ 265,000 $ 139,000
Martin County Minnesota 1 $ 215,000 $ 215,000 $ 129,000
Red Lake County Minnesota 1 $ 165,000 $ 165,000 $ 51,000
Swift County Minnesota 1 $ 75,000 $ 75,000 $ 113,000
Yellow Medicine County Minnesota 1 $ 135,000 $ 135,000 $ 69,000
Adams County Mississippi 1 $ 105,000 $ 105,000 $ 22,000
Alcorn County Mississippi 1 $ 55,000 $ 55,000 $ 137,000
Boone County Missouri 1 $ 95,000 $ 95,000 $ 0
Camden County Missouri 1 $ 335,000 $ 335,000 $ 360,000
Cass County Missouri 1 $ 175,000 $ 175,000 $ 48,000
Christian County Missouri 1 $ 1,025,000 $ 1,025,000 $ 0
Greene County Missouri 1 $ 445,000 $ 445,000 $ 0
St. Charles County Missouri 1 $ 105,000 $ 105,000 $ 201,000
Taney County Missouri 1 $ 25,000 $ 25,000 $ 55,000
Broadwater County Montana 1 $ 305,000 $ 305,000 $ 160,000
Jefferson County Montana 1 $ 555,000 $ 555,000 $ 208,000
Adams County Nebraska 1 $ 135,000 $ 135,000 $ 0
Sarpy County Nebraska 1 $ 385,000 $ 385,000 $ 0
Carroll County New Hampshire 1 $ 235,000 $ 235,000 $ 0
Camden County New Jersey 1 $ 695,000 $ 695,000 $ 0
Essex County New Jersey 1 $ 55,000 $ 55,000 $ 0
Middlesex County New Jersey 1 $ 135,000 $ 135,000 $ 126,000
Sussex County New Jersey 1 $ 65,000 $ 65,000 $ 114,000
Warren County New Jersey 1 $ 525,000 $ 525,000 $ 186,000
Bernalillo County New Mexico 1 $ 385,000 $ 385,000 $ 90,000
Oneida County New York 1 $ 285,000 $ 285,000 $ 269,000
Queens County New York 1 $ 405,000 $ 405,000 $ 103,000
Wyoming County New York 1 $ 435,000 $ 435,000 $ 165,000
Buncombe County North Carolina 1 $ 45,000 $ 45,000 $ 86,000
Cherokee County North Carolina 1 $ 325,000 $ 325,000 $ 100,000
Davidson County North Carolina 1 $ 455,000 $ 455,000 $ 212,000
Gaston County North Carolina 1 $ 425,000 $ 425,000 $ 105,000
Henderson County North Carolina 1 $ 55,000 $ 55,000 $ 72,000
Iredell County North Carolina 1 $ 115,000 $ 115,000 $ 390,000
Johnston County North Carolina 1 $ 45,000 $ 45,000 $ 200,000
Moore County North Carolina 1 $ 305,000 $ 305,000 $ 94,000
New Hanover County North Carolina 1 $ 1,415,000 $ 1,415,000 $ 0
Scotland County North Carolina 1 $ 225,000 $ 225,000 $ 79,000
Wake County North Carolina 1 $ 725,000 $ 725,000 $ 178,000
Wayne County North Carolina 1 $ 55,000 $ 55,000 $ 0
Wilkes County North Carolina 1 $ 195,000 $ 195,000 $ 0
Yadkin County North Carolina 1 $ 35,000 $ 35,000 $ 62,000
Traill County North Dakota 1 $ 105,000 $ 105,000 $ 141,000
Ward County North Dakota 1 $ 215,000 $ 215,000 $ 291,000
Wells County North Dakota 1 $ 105,000 $ 105,000 $ 40,000
Cuyahoga County Ohio 1 $ 245,000 $ 245,000 $ 158,000
Licking County Ohio 1 $ 105,000 $ 105,000 $ 96,000
Lucas County Ohio 1 $ 345,000 $ 345,000 $ 113,000
Warren County Ohio 1 $ 25,000 $ 25,000 $ 61,000
Wood County Ohio 1 $ 285,000 $ 285,000 $ 183,000
Woodward County Oklahoma 1 $ 155,000 $ 155,000 $ 61,000
Deschutes County Oregon 1 $ 665,000 $ 665,000 $ 206,000
Jackson County Oregon 1 $ 45,000 $ 45,000 $ 156,000
Lane County Oregon 1 $ 415,000 $ 415,000 $ 115,000
Lincoln County Oregon 1 $ 95,000 $ 95,000 $ 0
Linn County Oregon 1 $ 95,000 $ 95,000 $ 0
Marion County Oregon 1 $ 165,000 $ 165,000 $ 360,000
Allegheny County Pennsylvania 1 $ 135,000 $ 135,000 $ 400,000
Beaver County Pennsylvania 1 $ 45,000 $ 45,000 $ 475,000
Blair County Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Chester County Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Cumberland County Pennsylvania 1 $ 375,000 $ 375,000 $ 0
Dauphin County Pennsylvania 1 $ 1,415,000 $ 1,415,000 $ 0
Lancaster County Pennsylvania 1 $ 125,000 $ 125,000 $ 75,000
Pike County Pennsylvania 1 $ 45,000 $ 45,000 $ 55,000
Westmoreland County Pennsylvania 1 $ 175,000 $ 175,000 $ 81,000
York County Pennsylvania 1 $ 325,000 $ 325,000 $ 0
Kent County Rhode Island 1 $ 105,000 $ 105,000 $ 240,000
Newport County Rhode Island 1 $ 255,000 $ 255,000 $ 0
Anderson County South Carolina 1 $ 125,000 $ 125,000 $ 114,000
Greenwood County South Carolina 1 $ 35,000 $ 35,000 $ 91,000
Laurens County South Carolina 1 $ 565,000 $ 565,000 $ 316,000
Lexington County South Carolina 1 $ 215,000 $ 215,000 $ 0
Saluda County South Carolina 1 $ 505,000 $ 505,000 $ 0
Beadle County South Dakota 1 $ 15,000 $ 15,000 $ 138,000
Custer County South Dakota 1 $ 555,000 $ 555,000 $ 0
Pennington County South Dakota 1 $ 65,000 $ 65,000 $ 78,000
Walworth County South Dakota 1 $ 5,000 $ 5,000 $ 127,000
Cumberland County Tennessee 1 $ 295,000 $ 295,000 $ 82,000
Hamilton County Tennessee 1 $ 205,000 $ 205,000 $ 325,000
Knox County Tennessee 1 $ 215,000 $ 215,000 $ 75,000
Overton County Tennessee 1 $ 55,000 $ 55,000 $ 85,000
Stewart County Tennessee 1 $ 405,000 $ 405,000 $ 125,000
Tipton County Tennessee 1 $ 55,000 $ 55,000 $ 71,000
Wilson County Tennessee 1 $ 25,000 $ 25,000 $ 57,000
Brazoria County Texas 1 $ 1,075,000 $ 1,075,000 $ 295,000
Chambers County Texas 1 $ 205,000 $ 205,000 $ 100,000
Comal County Texas 1 $ 785,000 $ 785,000 $ 131,000
Denton County Texas 1 $ 905,000 $ 905,000 $ 0
Fort Bend County Texas 1 $ 605,000 $ 605,000 $ 0
Harris County Texas 1 $ 65,000 $ 65,000 $ 330,000
Lubbock County Texas 1 $ 75,000 $ 75,000 $ 85,000
Davis County Utah 1 $ 375,000 $ 375,000 $ 125,000
Iron County Utah 1 $ 115,000 $ 115,000 $ 156,000
Utah County Utah 1 $ 615,000 $ 615,000 $ 251,000
Albemarle County Virginia 1 $ 1,225,000 $ 1,225,000 $ 0
Chesterfield County Virginia 1 $ 595,000 $ 595,000 $ 233,000
Falls Church County Virginia 1 $ 885,000 $ 885,000 $ 0
Hanover County Virginia 1 $ 205,000 $ 205,000 $ 490,000
James City County Virginia 1 $ 115,000 $ 115,000 $ 0
Lancaster County Virginia 1 $ 465,000 $ 465,000 $ 0
Louisa County Virginia 1 $ 295,000 $ 295,000 $ 0
Roanoke County Virginia 1 $ 115,000 $ 115,000 $ 0
Virginia Beach County Virginia 1 $ 235,000 $ 235,000 $ 0
Clallam County Washington 1 $ 25,000 $ 25,000 $ 44,000
Douglas County Washington 1 $ 775,000 $ 775,000 $ 209,000
Franklin County Washington 1 $ 255,000 $ 255,000 $ 53,000
Island County Washington 1 $ 275,000 $ 275,000 $ 96,000
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Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,285 $1,218,435,000 $370,000 $21,555,000 $140,000 $1,504,000
Other Purpose 1,883 $150,245,000 $79,000 $605,000 $126,000 $1,040,000
Home Improvement 1,365 $109,985,000 $80,000 $505,000 $140,000 $1,284,000
Refinancing 527 $132,635,000 $251,000 $33,205,000 $169,000 $5,868,000
Cash-out Refinancing 250 $101,470,000 $405,000 $13,855,000 $136,000 $1,002,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,371 $891,285,000 $203,000 $1,925,000 $140,000 $5,868,000
Not Provided 972 $223,430,000 $229,000 $4,405,000 $149,000 $1,203,000
Black or African American 590 $109,100,000 $184,000 $1,265,000 $104,000 $1,080,000
Not applicable 458 $303,860,000 $663,000 $33,205,000 $0 $0
Hispanic 394 $53,140,000 $134,000 $1,135,000 $140,000 $684,000
Asian 275 $66,495,000 $241,000 $1,525,000 $135,000 $804,000
American Indian or Alaskan Native 81 $11,805,000 $145,000 $725,000 $125,000 $760,000
Native Hawaiian or Other Pacific Islander 67 $5,565,000 $83,000 $355,000 $119,000 $479,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,309 $1,712,315,000 $234,000 $33,205,000 $138,000 $5,868,000
VA-guaranteed (Veterans Administration) 1 $455,000 $455,000 $455,000 $104,000 $104,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,636 $769,540,000 $211,000 $33,205,000 $151,000 $1,504,000
Application Approved But Not Accepted 1,125 $175,205,000 $155,000 $1,755,000 $148,000 $5,868,000
Preapproval Approved but not Accepted 1,104 $382,540,000 $346,000 $1,805,000 $128,000 $1,344,000
Application Denied By Financial Institution 733 $82,175,000 $112,000 $1,075,000 $96,000 $1,284,000
Loan Purchased By The Institution 440 $218,840,000 $497,000 $2,095,000 $0 $0
Preapproval Denied by Financial Institution 265 $81,845,000 $308,000 $4,405,000 $83,000 $1,135,000
Application Withdrawn By Applicant 7 $2,625,000 $375,000 $455,000 $122,000 $147,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,312 $1,548,750,000 $245,000 $33,205,000 $146,000 $5,868,000
Debt-To-Income Ratio 530 $98,390,000 $185,000 $1,355,000 $77,000 $536,000
Credit History 246 $31,700,000 $128,000 $705,000 $86,000 $335,000
Collateral 118 $11,920,000 $101,000 $675,000 $150,000 $1,284,000
Other 53 $10,025,000 $189,000 $4,405,000 $131,000 $1,135,000
Unverifiable Information 34 $7,440,000 $218,000 $705,000 $101,000 $302,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,400,000 $200,000 $365,000 $93,000 $309,000
Employment History 4 $1,620,000 $405,000 $705,000 $189,000 $360,000
Credit Application Incomplete 1 $525,000 $525,000 $525,000 $133,000 $133,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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