Wings Financial Credit Union Mortgage Lending & HMDA Data, 2023

In 2023, Wings Financial Credit Union of Apple Valley, MN reported 7,310 mortgage applications totaling $1.7 billion, down 17% from 2022. The average application was for $234,305, and applicants reported an average income of $138,347. 50% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,741), Atlanta-Sandy Springs-Roswell, GA (149) and Detroit-Dearborn-Livonia, MI (77) (applications in parentheses).

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 7,310
Total Mortgage Loan Application Amount $1,712,770,000
Average Mortgage Loan Application Amount $234,305
Highest Mortgage Loan Application Amount $33,205,000
Average Applicant Income $138,347
Highest Applicant Income $5,868,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wings Financial Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,334 $ 236,140,000 $ 177,016 $ 142,000
Dakota, Minnesota 783 $ 152,955,000 $ 195,344 $ 137,000
Anoka, Minnesota 302 $ 38,140,000 $ 126,291 $ 118,000
Ramsey, Minnesota 296 $ 46,210,000 $ 156,114 $ 118,000
Scott, Minnesota 292 $ 53,180,000 $ 182,123 $ 145,000
Washington, Minnesota 233 $ 61,095,000 $ 262,210 $ 147,000
Carver, Minnesota 190 $ 32,260,000 $ 169,789 $ 161,000
Wright, Minnesota 125 $ 16,285,000 $ 130,280 $ 132,000
Wayne, Michigan 77 $ 7,405,000 $ 96,168 $ 94,000
Crow Wing, Minnesota 66 $ 13,020,000 $ 197,272 $ 109,000
Sherburne, Minnesota 66 $ 7,520,000 $ 113,939 $ 135,000
Maricopa, Arizona 62 $ 13,600,000 $ 219,354 $ 154,000
Rice, Minnesota 47 $ 6,945,000 $ 147,765 $ 139,000
Dane, Wisconsin 47 $ 18,455,000 $ 392,659 $ 243,000
St. Croix, Wisconsin 43 $ 7,675,000 $ 178,488 $ 144,000
King, Washington 37 $ 10,515,000 $ 284,189 $ 147,000
St. Louis, Minnesota 36 $ 5,570,000 $ 154,722 $ 112,000
Orange, Florida 34 $ 5,240,000 $ 154,117 $ 169,000
Fulton, Georgia 34 $ 5,480,000 $ 161,176 $ 202,000
Beaufort, South Carolina 34 $ 20,580,000 $ 605,294 $ 68,000
Pennington, Minnesota 32 $ 3,850,000 $ 120,312 $ 77,000
Cook, Illinois 29 $ 7,565,000 $ 260,862 $ 173,000
Lee, Florida 26 $ 7,400,000 $ 284,615 $ 193,000
Cass, Minnesota 26 $ 5,160,000 $ 198,461 $ 139,000
Los Angeles, California 23 $ 7,075,000 $ 307,608 $ 168,000
Broward, Florida 22 $ 3,720,000 $ 169,090 $ 176,000
Clark, Nevada 22 $ 3,300,000 $ 150,000 $ 169,000
Shelby, Tennessee 22 $ 3,410,000 $ 155,000 $ 212,000
Olmsted, Minnesota 21 $ 4,025,000 $ 191,666 $ 127,000
Chisago, Minnesota 20 $ 3,060,000 $ 153,000 $ 151,000
Cobb, Georgia 19 $ 3,795,000 $ 199,736 $ 121,000
Outagamie, Wisconsin 19 $ 5,755,000 $ 302,894 $ 149,000
Pierce, Wisconsin 18 $ 3,700,000 $ 205,555 $ 128,000
Osceola, Florida 17 $ 1,535,000 $ 90,294 $ 106,000
Stearns, Minnesota 17 $ 2,605,000 $ 153,235 $ 83,000
Hillsborough, Florida 16 $ 3,510,000 $ 219,375 $ 122,000
Oakland, Michigan 16 $ 2,240,000 $ 140,000 $ 113,000
Isanti, Minnesota 16 $ 1,970,000 $ 123,125 $ 98,000
Pierce, Washington 16 $ 4,060,000 $ 253,750 $ 226,000
San Diego, California 15 $ 4,415,000 $ 294,333 $ 166,000
Charlotte, Florida 15 $ 2,165,000 $ 144,333 $ 141,000
Le Sueur, Minnesota 15 $ 3,665,000 $ 244,333 $ 183,000
Collin, Texas 15 $ 7,585,000 $ 505,666 $ 176,000
Mecklenburg, North Carolina 14 $ 3,670,000 $ 262,142 $ 157,000
Riverside, California 13 $ 3,065,000 $ 235,769 $ 246,000
Pinellas, Florida 13 $ 2,205,000 $ 169,615 $ 91,000
DeKalb, Georgia 13 $ 3,955,000 $ 304,230 $ 120,000
Itasca, Minnesota 13 $ 2,285,000 $ 175,769 $ 152,000
Fairfax, Virginia 13 $ 11,375,000 $ 875,000 $ 237,000
Pima, Arizona 12 $ 3,180,000 $ 265,000 $ 116,000
Orange, California 12 $ 5,340,000 $ 445,000 $ 347,000
Clayton, Georgia 12 $ 500,000 $ 41,666 $ 60,000
Coweta, Georgia 12 $ 1,860,000 $ 155,000 $ 124,000
Middlesex, Massachusetts 12 $ 6,780,000 $ 565,000 $ 81,000
District of Columbia, District Of Columbia 11 $ 8,865,000 $ 805,909 $ 0
Manatee, Florida 11 $ 3,955,000 $ 359,545 $ 198,000
Miami-Dade, Florida 11 $ 4,225,000 $ 384,090 $ 222,000
Palm Beach, Florida 11 $ 5,005,000 $ 455,000 $ 257,000
Polk, Florida 11 $ 2,385,000 $ 216,818 $ 147,000
Sarasota, Florida 11 $ 3,295,000 $ 299,545 $ 244,000
Fayette, Georgia 11 $ 1,755,000 $ 159,545 $ 157,000
Jefferson, Colorado 10 $ 2,590,000 $ 259,000 $ 383,000
Gwinnett, Georgia 10 $ 1,800,000 $ 180,000 $ 113,000
Burnett, Wisconsin 10 $ 1,410,000 $ 141,000 $ 179,000
Polk, Wisconsin 10 $ 3,900,000 $ 390,000 $ 162,000
St. Johns, Florida 9 $ 2,275,000 $ 252,777 $ 249,000
Volusia, Florida 9 $ 995,000 $ 110,555 $ 132,000
Livingston, Michigan 9 $ 1,295,000 $ 143,888 $ 135,000
Meeker, Minnesota 9 $ 1,725,000 $ 191,666 $ 106,000
Pine, Minnesota 9 $ 915,000 $ 101,666 $ 92,000
Kitsap, Washington 9 $ 2,005,000 $ 222,777 $ 211,000
Milwaukee, Wisconsin 9 $ 1,875,000 $ 208,333 $ 161,000
Collier, Florida 8 $ 3,400,000 $ 425,000 $ 268,000
Henry, Georgia 8 $ 1,090,000 $ 136,250 $ 80,000
Howard, Maryland 8 $ 5,560,000 $ 695,000 $ 264,000
Goodhue, Minnesota 8 $ 880,000 $ 110,000 $ 114,000
Mille Lacs, Minnesota 8 $ 1,630,000 $ 203,750 $ 224,000
Morrison, Minnesota 8 $ 1,300,000 $ 162,500 $ 156,000
DeSoto, Mississippi 8 $ 680,000 $ 85,000 $ 107,000
Yellowstone, Montana 8 $ 4,760,000 $ 595,000 $ 50,000
Pinal, Arizona 7 $ 1,565,000 $ 223,571 $ 168,000
Brevard, Florida 7 $ 945,000 $ 135,000 $ 136,000
Marion, Florida 7 $ 1,625,000 $ 232,142 $ 142,000
Montgomery, Maryland 7 $ 3,315,000 $ 473,571 $ 276,000
Monroe, Michigan 7 $ 795,000 $ 113,571 $ 103,000
Aitkin, Minnesota 7 $ 1,435,000 $ 205,000 $ 138,000
McLeod, Minnesota 7 $ 635,000 $ 90,714 $ 85,000
Sibley, Minnesota 7 $ 1,335,000 $ 190,714 $ 140,000
San Bernardino, California 6 $ 2,490,000 $ 415,000 $ 99,000
Adams, Colorado 6 $ 2,900,000 $ 483,333 $ 120,000
Denver, Colorado 6 $ 1,930,000 $ 321,666 $ 255,000
Sussex, Delaware 6 $ 3,520,000 $ 586,666 $ 0
Pasco, Florida 6 $ 1,510,000 $ 251,666 $ 175,000
Seminole, Florida 6 $ 460,000 $ 76,666 $ 218,000
Washtenaw, Michigan 6 $ 710,000 $ 118,333 $ 85,000
Beltrami, Minnesota 6 $ 620,000 $ 103,333 $ 101,000
Hubbard, Minnesota 6 $ 940,000 $ 156,666 $ 134,000
Kanabec, Minnesota 6 $ 690,000 $ 115,000 $ 108,000
Lake, Minnesota 6 $ 1,190,000 $ 198,333 $ 92,000
Greenville, South Carolina 6 $ 1,920,000 $ 320,000 $ 144,000
Jasper, South Carolina 6 $ 2,360,000 $ 393,333 $ 92,000
Clark, Washington 6 $ 860,000 $ 143,333 $ 254,000
Arapahoe, Colorado 5 $ 1,065,000 $ 213,000 $ 155,000
El Paso, Colorado 5 $ 875,000 $ 175,000 $ 115,000
Lake, Florida 5 $ 1,565,000 $ 313,000 $ 133,000
Martin, Florida 5 $ 1,395,000 $ 279,000 $ 175,000
Cherokee, Georgia 5 $ 915,000 $ 183,000 $ 154,000
Douglas, Georgia 5 $ 515,000 $ 103,000 $ 126,000
Forsyth, Georgia 5 $ 2,155,000 $ 431,000 $ 266,000
Paulding, Georgia 5 $ 555,000 $ 111,000 $ 72,000
Essex, Massachusetts 5 $ 2,555,000 $ 511,000 $ 0
Cape May, New Jersey 5 $ 2,945,000 $ 589,000 $ 225,000
Westchester, New York 5 $ 2,845,000 $ 569,000 $ 258,000
Franklin, Ohio 5 $ 675,000 $ 135,000 $ 314,000
Charleston, South Carolina 5 $ 3,275,000 $ 655,000 $ 249,000
Calumet, Wisconsin 5 $ 1,375,000 $ 275,000 $ 148,000
Waukesha, Wisconsin 5 $ 735,000 $ 147,000 $ 145,000
Winnebago, Wisconsin 5 $ 1,245,000 $ 249,000 $ 119,000
Anchorage, Alaska 4 $ 1,340,000 $ 335,000 $ 253,000
Benton, Arkansas 4 $ 1,770,000 $ 442,500 $ 171,000
Alameda, California 4 $ 310,000 $ 77,500 $ 129,000
San Joaquin, California 4 $ 270,000 $ 67,500 $ 90,000
Douglas, Colorado 4 $ 1,070,000 $ 267,500 $ 251,000
Fairfield, Connecticut 4 $ 2,110,000 $ 527,500 $ 178,000
Alachua, Florida 4 $ 1,320,000 $ 330,000 $ 103,000
Sumter, Florida 4 $ 1,580,000 $ 395,000 $ 157,000
DuPage, Illinois 4 $ 1,120,000 $ 280,000 $ 188,000
Polk, Iowa 4 $ 620,000 $ 155,000 $ 124,000
Norfolk, Massachusetts 4 $ 4,550,000 $ 1,137,500 $ 300,000
Lenawee, Michigan 4 $ 710,000 $ 177,500 $ 113,000
Kandiyohi, Minnesota 4 $ 14,320,000 $ 3,580,000 $ 144,000
Pope, Minnesota 4 $ 260,000 $ 65,000 $ 196,000
Steele, Minnesota 4 $ 720,000 $ 180,000 $ 122,000
Todd, Minnesota 4 $ 510,000 $ 127,500 $ 142,000
Hillsborough, New Hampshire 4 $ 1,840,000 $ 460,000 $ 159,000
Guilford, North Carolina 4 $ 1,760,000 $ 440,000 $ 151,000
Clackamas, Oregon 4 $ 1,070,000 $ 267,500 $ 214,000
Washington, Oregon 4 $ 1,030,000 $ 257,500 $ 161,000
Bucks, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 326,000
Montgomery, Pennsylvania 4 $ 2,210,000 $ 552,500 $ 243,000
Philadelphia, Pennsylvania 4 $ 1,650,000 $ 412,500 $ 225,000
Horry, South Carolina 4 $ 1,470,000 $ 367,500 $ 628,000
Richland, South Carolina 4 $ 1,960,000 $ 490,000 $ 0
Dallas, Texas 4 $ 2,120,000 $ 530,000 $ 150,000
Loudoun, Virginia 4 $ 4,230,000 $ 1,057,500 $ 0
Prince William, Virginia 4 $ 2,580,000 $ 645,000 $ 144,000
Bayfield, Wisconsin 4 $ 580,000 $ 145,000 $ 185,000
Brown, Wisconsin 4 $ 11,540,000 $ 2,885,000 $ 103,000
Dodge, Wisconsin 4 $ 730,000 $ 182,500 $ 114,000
La Crosse, Wisconsin 4 $ 1,010,000 $ 252,500 $ 0
Baldwin, Alabama 3 $ 295,000 $ 98,333 $ 97,000
San Francisco, California 3 $ 2,075,000 $ 691,666 $ 527,000
Santa Barbara, California 3 $ 615,000 $ 205,000 $ 127,000
Larimer, Colorado 3 $ 1,065,000 $ 355,000 $ 118,000
Flagler, Florida 3 $ 1,615,000 $ 538,333 $ 247,000
Okaloosa, Florida 3 $ 1,635,000 $ 545,000 $ 458,000
Boone, Indiana 3 $ 1,575,000 $ 525,000 $ 158,000
Lake, Indiana 3 $ 305,000 $ 101,666 $ 82,000
Johnson, Kansas 3 $ 1,265,000 $ 421,666 $ 409,000
York, Maine 3 $ 995,000 $ 331,666 $ 141,000
Baltimore City, Maryland 3 $ 925,000 $ 308,333 $ 174,000
Frederick, Maryland 3 $ 1,215,000 $ 405,000 $ 87,000
Prince George's, Maryland 3 $ 745,000 $ 248,333 $ 175,000
Worcester, Maryland 3 $ 755,000 $ 251,666 $ 0
Barnstable, Massachusetts 3 $ 835,000 $ 278,333 $ 162,000
Benton, Minnesota 3 $ 465,000 $ 155,000 $ 94,000
Blue Earth, Minnesota 3 $ 345,000 $ 115,000 $ 100,000
Douglas, Minnesota 3 $ 585,000 $ 195,000 $ 206,000
Marshall, Minnesota 3 $ 335,000 $ 111,666 $ 88,000
Otter Tail, Minnesota 3 $ 245,000 $ 81,666 $ 156,000
Jackson, Missouri 3 $ 545,000 $ 181,666 $ 132,000
Missoula, Montana 3 $ 645,000 $ 215,000 $ 166,000
Washoe, Nevada 3 $ 695,000 $ 231,666 $ 106,000
Monmouth, New Jersey 3 $ 1,605,000 $ 535,000 $ 89,000
Bronx, New York 3 $ 1,815,000 $ 605,000 $ 84,000
Nassau, New York 3 $ 315,000 $ 105,000 $ 153,000
Forsyth, North Carolina 3 $ 585,000 $ 195,000 $ 146,000
Cass, North Dakota 3 $ 285,000 $ 95,000 $ 98,000
Delaware, Ohio 3 $ 285,000 $ 95,000 $ 309,000
Multnomah, Oregon 3 $ 385,000 $ 128,333 $ 113,000
Maury, Tennessee 3 $ 855,000 $ 285,000 $ 95,000
Rutherford, Tennessee 3 $ 1,065,000 $ 355,000 $ 208,000
Williamson, Tennessee 3 $ 1,265,000 $ 421,666 $ 162,000
Salt Lake, Utah 3 $ 695,000 $ 231,666 $ 180,000
Alexandria, Virginia 3 $ 1,755,000 $ 585,000 $ 139,000
Snohomish, Washington 3 $ 405,000 $ 135,000 $ 157,000
Spokane, Washington 3 $ 625,000 $ 208,333 $ 120,000
Thurston, Washington 3 $ 265,000 $ 88,333 $ 79,000
Barron, Wisconsin 3 $ 635,000 $ 211,666 $ 163,000
Portage, Wisconsin 3 $ 565,000 $ 188,333 $ 79,000
Rock, Wisconsin 3 $ 575,000 $ 191,666 $ 115,000
Sauk, Wisconsin 3 $ 765,000 $ 255,000 $ 130,000
Natrona, Wyoming 3 $ 1,085,000 $ 361,666 $ 150,000
Contra Costa, California 2 $ 210,000 $ 105,000 $ 0
Sacramento, California 2 $ 1,100,000 $ 550,000 $ 167,000
San Luis Obispo, California 2 $ 220,000 $ 110,000 $ 0
San Mateo, California 2 $ 360,000 $ 180,000 $ 197,000
Ventura, California 2 $ 1,910,000 $ 955,000 $ 0
Boulder, Colorado 2 $ 180,000 $ 90,000 $ 142,000
Eagle, Colorado 2 $ 510,000 $ 255,000 $ 594,000
Hartford, Connecticut 2 $ 340,000 $ 170,000 $ 0
New Castle, Delaware 2 $ 150,000 $ 75,000 $ 133,000
Bay, Florida 2 $ 830,000 $ 415,000 $ 143,000
Hernando, Florida 2 $ 120,000 $ 60,000 $ 97,000
Monroe, Florida 2 $ 210,000 $ 105,000 $ 180,000
St. Lucie, Florida 2 $ 260,000 $ 130,000 $ 223,000
Bryan, Georgia 2 $ 340,000 $ 170,000 $ 151,000
Clarke, Georgia 2 $ 400,000 $ 200,000 $ 66,000
Effingham, Georgia 2 $ 570,000 $ 285,000 $ 60,000
Pickens, Georgia 2 $ 310,000 $ 155,000 $ 58,000
Kootenai, Idaho 2 $ 1,560,000 $ 780,000 $ 94,000
Kane, Illinois 2 $ 140,000 $ 70,000 $ 350,000
Floyd, Indiana 2 $ 150,000 $ 75,000 $ 179,000
Hamilton, Indiana 2 $ 960,000 $ 480,000 $ 290,000
Marion, Indiana 2 $ 1,030,000 $ 515,000 $ 391,000
Anne Arundel, Maryland 2 $ 650,000 $ 325,000 $ 153,000
Baltimore, Maryland 2 $ 1,190,000 $ 595,000 $ 150,000
Talbot, Maryland 2 $ 570,000 $ 285,000 $ 150,000
Suffolk, Massachusetts 2 $ 1,490,000 $ 745,000 $ 0
Worcester, Massachusetts 2 $ 190,000 $ 95,000 $ 375,000
Kent, Michigan 2 $ 1,010,000 $ 505,000 $ 187,000
Leelanau, Michigan 2 $ 250,000 $ 125,000 $ 115,000
Ottawa, Michigan 2 $ 610,000 $ 305,000 $ 149,000
Becker, Minnesota 2 $ 320,000 $ 160,000 $ 96,000
Brown, Minnesota 2 $ 340,000 $ 170,000 $ 109,000
Chippewa, Minnesota 2 $ 140,000 $ 70,000 $ 77,000
Clay, Minnesota 2 $ 110,000 $ 55,000 $ 107,000
Dodge, Minnesota 2 $ 360,000 $ 180,000 $ 137,000
Koochiching, Minnesota 2 $ 490,000 $ 245,000 $ 0
Lac qui Parle, Minnesota 2 $ 180,000 $ 90,000 $ 74,000
Lake of the Woods, Minnesota 2 $ 250,000 $ 125,000 $ 187,000
Nicollet, Minnesota 2 $ 390,000 $ 195,000 $ 83,000
Polk, Minnesota 2 $ 110,000 $ 55,000 $ 93,000
Redwood, Minnesota 2 $ 340,000 $ 170,000 $ 145,000
Renville, Minnesota 2 $ 230,000 $ 115,000 $ 86,000
Roseau, Minnesota 2 $ 220,000 $ 110,000 $ 75,000
Wabasha, Minnesota 2 $ 320,000 $ 160,000 $ 76,000
St. Louis, Missouri 2 $ 420,000 $ 210,000 $ 73,000
Flathead, Montana 2 $ 1,240,000 $ 620,000 $ 372,000
Gallatin, Montana 2 $ 490,000 $ 245,000 $ 66,000
Douglas, Nebraska 2 $ 660,000 $ 330,000 $ 155,000
Grafton, New Hampshire 2 $ 810,000 $ 405,000 $ 0
Rockingham, New Hampshire 2 $ 920,000 $ 460,000 $ 149,000
Hunterdon, New Jersey 2 $ 1,010,000 $ 505,000 $ 233,000
Somerset, New Jersey 2 $ 250,000 $ 125,000 $ 82,000
Suffolk, New York 2 $ 760,000 $ 380,000 $ 90,000
Tompkins, New York 2 $ 60,000 $ 30,000 $ 319,000
Alamance, North Carolina 2 $ 670,000 $ 335,000 $ 190,000
Brunswick, North Carolina 2 $ 510,000 $ 255,000 $ 120,000
Davie, North Carolina 2 $ 190,000 $ 95,000 $ 52,000
Union, North Carolina 2 $ 580,000 $ 290,000 $ 159,000
Watauga, North Carolina 2 $ 240,000 $ 120,000 $ 134,000
Grand Forks, North Dakota 2 $ 120,000 $ 60,000 $ 67,000
Butler, Ohio 2 $ 470,000 $ 235,000 $ 113,000
Hamilton, Ohio 2 $ 180,000 $ 90,000 $ 72,000
Cleveland, Oklahoma 2 $ 630,000 $ 315,000 $ 454,000
Butler, Pennsylvania 2 $ 1,460,000 $ 730,000 $ 248,000
Delaware, Pennsylvania 2 $ 950,000 $ 475,000 $ 134,000
Providence, Rhode Island 2 $ 510,000 $ 255,000 $ 0
Berkeley, South Carolina 2 $ 1,290,000 $ 645,000 $ 0
Dorchester, South Carolina 2 $ 500,000 $ 250,000 $ 73,000
Spartanburg, South Carolina 2 $ 340,000 $ 170,000 $ 80,000
York, South Carolina 2 $ 870,000 $ 435,000 $ 211,000
Hughes, South Dakota 2 $ 420,000 $ 210,000 $ 124,000
Minnehaha, South Dakota 2 $ 910,000 $ 455,000 $ 159,000
Davidson, Tennessee 2 $ 550,000 $ 275,000 $ 111,000
Jefferson, Tennessee 2 $ 70,000 $ 35,000 $ 109,000
Washington, Tennessee 2 $ 290,000 $ 145,000 $ 136,000
Bexar, Texas 2 $ 1,020,000 $ 510,000 $ 158,000
Hood, Texas 2 $ 530,000 $ 265,000 $ 95,000
Tarrant, Texas 2 $ 530,000 $ 265,000 $ 110,000
Williamson, Texas 2 $ 1,510,000 $ 755,000 $ 223,000
Summit, Utah 2 $ 450,000 $ 225,000 $ 188,000
Franklin, Vermont 2 $ 530,000 $ 265,000 $ 100,000
Arlington, Virginia 2 $ 2,620,000 $ 1,310,000 $ 0
Henrico, Virginia 2 $ 1,200,000 $ 600,000 $ 0
Richmond City, Virginia 2 $ 300,000 $ 150,000 $ 150,000
Stevens, Washington 2 $ 260,000 $ 130,000 $ 135,000
Whatcom, Washington 2 $ 890,000 $ 445,000 $ 132,000
Columbia, Wisconsin 2 $ 410,000 $ 205,000 $ 159,000
Douglas, Wisconsin 2 $ 240,000 $ 120,000 $ 156,000
Dunn, Wisconsin 2 $ 220,000 $ 110,000 $ 163,000
Monroe, Wisconsin 2 $ 280,000 $ 140,000 $ 71,000
Racine, Wisconsin 2 $ 120,000 $ 60,000 $ 200,000
Sawyer, Wisconsin 2 $ 150,000 $ 75,000 $ 110,000
Wood, Wisconsin 2 $ 1,150,000 $ 575,000 $ 521,000
Crook, Wyoming 2 $ 270,000 $ 135,000 $ 41,000
Lawrence, Alabama 1 $ 355,000 $ 355,000 $ 120,000
Perry, Alabama 1 $ 25,000 $ 25,000 $ 67,000
Tallapoosa, Alabama 1 $ 405,000 $ 405,000 $ 328,000
Matanuska-Susitna, Alaska 1 $ 165,000 $ 165,000 $ 274,000
Coconino, Arizona 1 $ 355,000 $ 355,000 $ 362,000
Navajo, Arizona 1 $ 405,000 $ 405,000 $ 77,000
Yavapai, Arizona 1 $ 255,000 $ 255,000 $ 1,000
Cross, Arkansas 1 $ 105,000 $ 105,000 $ 452,000
Faulkner, Arkansas 1 $ 345,000 $ 345,000 $ 0
St. Francis, Arkansas 1 $ 35,000 $ 35,000 $ 56,000
El Dorado, California 1 $ 75,000 $ 75,000 $ 130,000
Monterey, California 1 $ 105,000 $ 105,000 $ 0
Placer, California 1 $ 115,000 $ 115,000 $ 0
Santa Cruz, California 1 $ 1,605,000 $ 1,605,000 $ 682,000
Sonoma, California 1 $ 795,000 $ 795,000 $ 0
Stanislaus, California 1 $ 65,000 $ 65,000 $ 224,000
Sutter, California 1 $ 105,000 $ 105,000 $ 0
Chaffee, Colorado 1 $ 45,000 $ 45,000 $ 47,000
Custer, Colorado 1 $ 135,000 $ 135,000 $ 144,000
Elbert, Colorado 1 $ 255,000 $ 255,000 $ 174,000
Garfield, Colorado 1 $ 55,000 $ 55,000 $ 0
Grand, Colorado 1 $ 1,355,000 $ 1,355,000 $ 0
Montezuma, Colorado 1 $ 105,000 $ 105,000 $ 0
Summit, Colorado 1 $ 405,000 $ 405,000 $ 0
Weld, Colorado 1 $ 55,000 $ 55,000 $ 0
Litchfield, Connecticut 1 $ 725,000 $ 725,000 $ 210,000
Middlesex, Connecticut 1 $ 345,000 $ 345,000 $ 0
New London, Connecticut 1 $ 285,000 $ 285,000 $ 0
Citrus, Florida 1 $ 365,000 $ 365,000 $ 131,000
Clay, Florida 1 $ 55,000 $ 55,000 $ 112,000
Duval, Florida 1 $ 65,000 $ 65,000 $ 170,000
Escambia, Florida 1 $ 255,000 $ 255,000 $ 256,000
Gulf, Florida 1 $ 205,000 $ 205,000 $ 148,000
Nassau, Florida 1 $ 325,000 $ 325,000 $ 140,000
Santa Rosa, Florida 1 $ 265,000 $ 265,000 $ 0
Bibb, Georgia 1 $ 75,000 $ 75,000 $ 64,000
Bulloch, Georgia 1 $ 55,000 $ 55,000 $ 179,000
Butts, Georgia 1 $ 55,000 $ 55,000 $ 133,000
Carroll, Georgia 1 $ 45,000 $ 45,000 $ 490,000
Chatham, Georgia 1 $ 95,000 $ 95,000 $ 137,000
Dade, Georgia 1 $ 105,000 $ 105,000 $ 110,000
Jackson, Georgia 1 $ 535,000 $ 535,000 $ 108,000
Jasper, Georgia 1 $ 45,000 $ 45,000 $ 270,000
Lowndes, Georgia 1 $ 105,000 $ 105,000 $ 67,000
Meriwether, Georgia 1 $ 175,000 $ 175,000 $ 41,000
Mitchell, Georgia 1 $ 165,000 $ 165,000 $ 0
Monroe, Georgia 1 $ 415,000 $ 415,000 $ 171,000
Pierce, Georgia 1 $ 155,000 $ 155,000 $ 161,000
Pike, Georgia 1 $ 75,000 $ 75,000 $ 220,000
Rockdale, Georgia 1 $ 105,000 $ 105,000 $ 70,000
Spalding, Georgia 1 $ 255,000 $ 255,000 $ 360,000
Toombs, Georgia 1 $ 45,000 $ 45,000 $ 60,000
Union, Georgia 1 $ 65,000 $ 65,000 $ 97,000
Upson, Georgia 1 $ 145,000 $ 145,000 $ 180,000
Walton, Georgia 1 $ 295,000 $ 295,000 $ 158,000
Whitfield, Georgia 1 $ 55,000 $ 55,000 $ 146,000
Ada, Idaho 1 $ 205,000 $ 205,000 $ 355,000
Blaine, Idaho 1 $ 305,000 $ 305,000 $ 174,000
Kankakee, Illinois 1 $ 85,000 $ 85,000 $ 150,000
Lake, Illinois 1 $ 85,000 $ 85,000 $ 112,000
Madison, Illinois 1 $ 155,000 $ 155,000 $ 186,000
Whiteside, Illinois 1 $ 15,000 $ 15,000 $ 27,000
Will, Illinois 1 $ 405,000 $ 405,000 $ 0
Allen, Indiana 1 $ 215,000 $ 215,000 $ 122,000
Clark, Indiana 1 $ 75,000 $ 75,000 $ 91,000
Dearborn, Indiana 1 $ 225,000 $ 225,000 $ 118,000
Hendricks, Indiana 1 $ 65,000 $ 65,000 $ 177,000
Johnson, Indiana 1 $ 235,000 $ 235,000 $ 75,000
Shelby, Indiana 1 $ 265,000 $ 265,000 $ 214,000
Starke, Indiana 1 $ 525,000 $ 525,000 $ 356,000
Carroll, Iowa 1 $ 75,000 $ 75,000 $ 46,000
Cerro Gordo, Iowa 1 $ 295,000 $ 295,000 $ 497,000
Johnson, Iowa 1 $ 55,000 $ 55,000 $ 25,000
Kossuth, Iowa 1 $ 35,000 $ 35,000 $ 53,000
Sioux, Iowa 1 $ 215,000 $ 215,000 $ 58,000
Webster, Iowa 1 $ 215,000 $ 215,000 $ 96,000
Boone, Kentucky 1 $ 245,000 $ 245,000 $ 102,000
Bullitt, Kentucky 1 $ 375,000 $ 375,000 $ 157,000
Hardin, Kentucky 1 $ 55,000 $ 55,000 $ 0
Metcalfe, Kentucky 1 $ 95,000 $ 95,000 $ 0
Oldham, Kentucky 1 $ 735,000 $ 735,000 $ 450,000
Calvert, Maryland 1 $ 45,000 $ 45,000 $ 162,000
Charles, Maryland 1 $ 105,000 $ 105,000 $ 145,000
Dorchester, Maryland 1 $ 265,000 $ 265,000 $ 0
Garrett, Maryland 1 $ 645,000 $ 645,000 $ 0
Harford, Maryland 1 $ 55,000 $ 55,000 $ 0
Berkshire, Massachusetts 1 $ 125,000 $ 125,000 $ 68,000
Bristol, Massachusetts 1 $ 395,000 $ 395,000 $ 0
Plymouth, Massachusetts 1 $ 85,000 $ 85,000 $ 72,000
Alpena, Michigan 1 $ 105,000 $ 105,000 $ 243,000
Antrim, Michigan 1 $ 255,000 $ 255,000 $ 73,000
Benzie, Michigan 1 $ 85,000 $ 85,000 $ 216,000
Berrien, Michigan 1 $ 85,000 $ 85,000 $ 0
Cass, Michigan 1 $ 345,000 $ 345,000 $ 329,000
Eaton, Michigan 1 $ 55,000 $ 55,000 $ 91,000
Grand Traverse, Michigan 1 $ 105,000 $ 105,000 $ 49,000
Jackson, Michigan 1 $ 305,000 $ 305,000 $ 275,000
Kalamazoo, Michigan 1 $ 35,000 $ 35,000 $ 32,000
Macomb, Michigan 1 $ 75,000 $ 75,000 $ 54,000
Saginaw, Michigan 1 $ 135,000 $ 135,000 $ 108,000
Carlton, Minnesota 1 $ 55,000 $ 55,000 $ 180,000
Cook, Minnesota 1 $ 375,000 $ 375,000 $ 130,000
Fillmore, Minnesota 1 $ 165,000 $ 165,000 $ 122,000
Freeborn, Minnesota 1 $ 65,000 $ 65,000 $ 90,000
Lincoln, Minnesota 1 $ 35,000 $ 35,000 $ 456,000
Lyon, Minnesota 1 $ 265,000 $ 265,000 $ 139,000
Martin, Minnesota 1 $ 215,000 $ 215,000 $ 129,000
Red Lake, Minnesota 1 $ 165,000 $ 165,000 $ 51,000
Swift, Minnesota 1 $ 75,000 $ 75,000 $ 113,000
Yellow Medicine, Minnesota 1 $ 135,000 $ 135,000 $ 69,000
Adams, Mississippi 1 $ 105,000 $ 105,000 $ 22,000
Alcorn, Mississippi 1 $ 55,000 $ 55,000 $ 137,000
Boone, Missouri 1 $ 95,000 $ 95,000 $ 0
Camden, Missouri 1 $ 335,000 $ 335,000 $ 360,000
Cass, Missouri 1 $ 175,000 $ 175,000 $ 48,000
Christian, Missouri 1 $ 1,025,000 $ 1,025,000 $ 0
Greene, Missouri 1 $ 445,000 $ 445,000 $ 0
St. Charles, Missouri 1 $ 105,000 $ 105,000 $ 201,000
Taney, Missouri 1 $ 25,000 $ 25,000 $ 55,000
Broadwater, Montana 1 $ 305,000 $ 305,000 $ 160,000
Jefferson, Montana 1 $ 555,000 $ 555,000 $ 208,000
Adams, Nebraska 1 $ 135,000 $ 135,000 $ 0
Sarpy, Nebraska 1 $ 385,000 $ 385,000 $ 0
Carroll, New Hampshire 1 $ 235,000 $ 235,000 $ 0
Camden, New Jersey 1 $ 695,000 $ 695,000 $ 0
Essex, New Jersey 1 $ 55,000 $ 55,000 $ 0
Middlesex, New Jersey 1 $ 135,000 $ 135,000 $ 126,000
Sussex, New Jersey 1 $ 65,000 $ 65,000 $ 114,000
Warren, New Jersey 1 $ 525,000 $ 525,000 $ 186,000
Bernalillo, New Mexico 1 $ 385,000 $ 385,000 $ 90,000
Oneida, New York 1 $ 285,000 $ 285,000 $ 269,000
Queens, New York 1 $ 405,000 $ 405,000 $ 103,000
Wyoming, New York 1 $ 435,000 $ 435,000 $ 165,000
Buncombe, North Carolina 1 $ 45,000 $ 45,000 $ 86,000
Cherokee, North Carolina 1 $ 325,000 $ 325,000 $ 100,000
Davidson, North Carolina 1 $ 455,000 $ 455,000 $ 212,000
Gaston, North Carolina 1 $ 425,000 $ 425,000 $ 105,000
Henderson, North Carolina 1 $ 55,000 $ 55,000 $ 72,000
Iredell, North Carolina 1 $ 115,000 $ 115,000 $ 390,000
Johnston, North Carolina 1 $ 45,000 $ 45,000 $ 200,000
Moore, North Carolina 1 $ 305,000 $ 305,000 $ 94,000
New Hanover, North Carolina 1 $ 1,415,000 $ 1,415,000 $ 0
Scotland, North Carolina 1 $ 225,000 $ 225,000 $ 79,000
Wake, North Carolina 1 $ 725,000 $ 725,000 $ 178,000
Wayne, North Carolina 1 $ 55,000 $ 55,000 $ 0
Wilkes, North Carolina 1 $ 195,000 $ 195,000 $ 0
Yadkin, North Carolina 1 $ 35,000 $ 35,000 $ 62,000
Traill, North Dakota 1 $ 105,000 $ 105,000 $ 141,000
Ward, North Dakota 1 $ 215,000 $ 215,000 $ 291,000
Wells, North Dakota 1 $ 105,000 $ 105,000 $ 40,000
Cuyahoga, Ohio 1 $ 245,000 $ 245,000 $ 158,000
Licking, Ohio 1 $ 105,000 $ 105,000 $ 96,000
Lucas, Ohio 1 $ 345,000 $ 345,000 $ 113,000
Warren, Ohio 1 $ 25,000 $ 25,000 $ 61,000
Wood, Ohio 1 $ 285,000 $ 285,000 $ 183,000
Woodward, Oklahoma 1 $ 155,000 $ 155,000 $ 61,000
Deschutes, Oregon 1 $ 665,000 $ 665,000 $ 206,000
Jackson, Oregon 1 $ 45,000 $ 45,000 $ 156,000
Lane, Oregon 1 $ 415,000 $ 415,000 $ 115,000
Lincoln, Oregon 1 $ 95,000 $ 95,000 $ 0
Linn, Oregon 1 $ 95,000 $ 95,000 $ 0
Marion, Oregon 1 $ 165,000 $ 165,000 $ 360,000
Allegheny, Pennsylvania 1 $ 135,000 $ 135,000 $ 400,000
Beaver, Pennsylvania 1 $ 45,000 $ 45,000 $ 475,000
Blair, Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Chester, Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Cumberland, Pennsylvania 1 $ 375,000 $ 375,000 $ 0
Dauphin, Pennsylvania 1 $ 1,415,000 $ 1,415,000 $ 0
Lancaster, Pennsylvania 1 $ 125,000 $ 125,000 $ 75,000
Pike, Pennsylvania 1 $ 45,000 $ 45,000 $ 55,000
Westmoreland, Pennsylvania 1 $ 175,000 $ 175,000 $ 81,000
York, Pennsylvania 1 $ 325,000 $ 325,000 $ 0
Kent, Rhode Island 1 $ 105,000 $ 105,000 $ 240,000
Newport, Rhode Island 1 $ 255,000 $ 255,000 $ 0
Anderson, South Carolina 1 $ 125,000 $ 125,000 $ 114,000
Greenwood, South Carolina 1 $ 35,000 $ 35,000 $ 91,000
Laurens, South Carolina 1 $ 565,000 $ 565,000 $ 316,000
Lexington, South Carolina 1 $ 215,000 $ 215,000 $ 0
Saluda, South Carolina 1 $ 505,000 $ 505,000 $ 0
Beadle, South Dakota 1 $ 15,000 $ 15,000 $ 138,000
Custer, South Dakota 1 $ 555,000 $ 555,000 $ 0
Pennington, South Dakota 1 $ 65,000 $ 65,000 $ 78,000
Walworth, South Dakota 1 $ 5,000 $ 5,000 $ 127,000
Cumberland, Tennessee 1 $ 295,000 $ 295,000 $ 82,000
Hamilton, Tennessee 1 $ 205,000 $ 205,000 $ 325,000
Knox, Tennessee 1 $ 215,000 $ 215,000 $ 75,000
Overton, Tennessee 1 $ 55,000 $ 55,000 $ 85,000
Stewart, Tennessee 1 $ 405,000 $ 405,000 $ 125,000
Tipton, Tennessee 1 $ 55,000 $ 55,000 $ 71,000
Wilson, Tennessee 1 $ 25,000 $ 25,000 $ 57,000
Brazoria, Texas 1 $ 1,075,000 $ 1,075,000 $ 295,000
Chambers, Texas 1 $ 205,000 $ 205,000 $ 100,000
Comal, Texas 1 $ 785,000 $ 785,000 $ 131,000
Denton, Texas 1 $ 905,000 $ 905,000 $ 0
Fort Bend, Texas 1 $ 605,000 $ 605,000 $ 0
Harris, Texas 1 $ 65,000 $ 65,000 $ 330,000
Lubbock, Texas 1 $ 75,000 $ 75,000 $ 85,000
Davis, Utah 1 $ 375,000 $ 375,000 $ 125,000
Iron, Utah 1 $ 115,000 $ 115,000 $ 156,000
Utah, Utah 1 $ 615,000 $ 615,000 $ 251,000
Albemarle, Virginia 1 $ 1,225,000 $ 1,225,000 $ 0
Chesterfield, Virginia 1 $ 595,000 $ 595,000 $ 233,000
Falls Church, Virginia 1 $ 885,000 $ 885,000 $ 0
Hanover, Virginia 1 $ 205,000 $ 205,000 $ 490,000
James City, Virginia 1 $ 115,000 $ 115,000 $ 0
Lancaster, Virginia 1 $ 465,000 $ 465,000 $ 0
Louisa, Virginia 1 $ 295,000 $ 295,000 $ 0
Roanoke, Virginia 1 $ 115,000 $ 115,000 $ 0
Virginia Beach, Virginia 1 $ 235,000 $ 235,000 $ 0
Clallam, Washington 1 $ 25,000 $ 25,000 $ 44,000
Douglas, Washington 1 $ 775,000 $ 775,000 $ 209,000
Franklin, Washington 1 $ 255,000 $ 255,000 $ 53,000
Island, Washington 1 $ 275,000 $ 275,000 $ 96,000
Page:

Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,285 $1,218,435,000 $370,000 $21,555,000 $140,000 $1,504,000
Other Purpose 1,883 $150,245,000 $79,000 $605,000 $126,000 $1,040,000
Home Improvement 1,365 $109,985,000 $80,000 $505,000 $140,000 $1,284,000
Refinancing 527 $132,635,000 $251,000 $33,205,000 $169,000 $5,868,000
Cash-out Refinancing 250 $101,470,000 $405,000 $13,855,000 $136,000 $1,002,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,371 $891,285,000 $203,000 $1,925,000 $140,000 $5,868,000
Not Provided 972 $223,430,000 $229,000 $4,405,000 $149,000 $1,203,000
Black or African American 590 $109,100,000 $184,000 $1,265,000 $104,000 $1,080,000
Not applicable 458 $303,860,000 $663,000 $33,205,000 $0 $0
Hispanic 394 $53,140,000 $134,000 $1,135,000 $140,000 $684,000
Asian 275 $66,495,000 $241,000 $1,525,000 $135,000 $804,000
American Indian or Alaskan Native 81 $11,805,000 $145,000 $725,000 $125,000 $760,000
Native Hawaiian or Other Pacific Islander 67 $5,565,000 $83,000 $355,000 $119,000 $479,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,309 $1,712,315,000 $234,000 $33,205,000 $138,000 $5,868,000
VA-guaranteed (Veterans Administration) 1 $455,000 $455,000 $455,000 $104,000 $104,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,636 $769,540,000 $211,000 $33,205,000 $151,000 $1,504,000
Application Approved But Not Accepted 1,125 $175,205,000 $155,000 $1,755,000 $148,000 $5,868,000
Preapproval Approved but not Accepted 1,104 $382,540,000 $346,000 $1,805,000 $128,000 $1,344,000
Application Denied By Financial Institution 733 $82,175,000 $112,000 $1,075,000 $96,000 $1,284,000
Loan Purchased By The Institution 440 $218,840,000 $497,000 $2,095,000 $0 $0
Preapproval Denied by Financial Institution 265 $81,845,000 $308,000 $4,405,000 $83,000 $1,135,000
Application Withdrawn By Applicant 7 $2,625,000 $375,000 $455,000 $122,000 $147,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,312 $1,548,750,000 $245,000 $33,205,000 $146,000 $5,868,000
Debt-To-Income Ratio 530 $98,390,000 $185,000 $1,355,000 $77,000 $536,000
Credit History 246 $31,700,000 $128,000 $705,000 $86,000 $335,000
Collateral 118 $11,920,000 $101,000 $675,000 $150,000 $1,284,000
Other 53 $10,025,000 $189,000 $4,405,000 $131,000 $1,135,000
Unverifiable Information 34 $7,440,000 $218,000 $705,000 $101,000 $302,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,400,000 $200,000 $365,000 $93,000 $309,000
Employment History 4 $1,620,000 $405,000 $705,000 $189,000 $360,000
Credit Application Incomplete 1 $525,000 $525,000 $525,000 $133,000 $133,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List