Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Zions Bancorporation, N.A. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 29,787 |
| Total Mortgage Loan Application Amount | $9,381,925,000 |
| Average Mortgage Loan Application Amount | $312,200 |
| Highest Mortgage Loan Application Amount | $66,695,000 |
| Average Applicant Income | $180,400 |
| Highest Applicant Income | $8,922,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 3,037 | $ 799,355,000 | $ 263,000 | $ 161,000 |
| Harris County Texas | 3,030 | $ 1,038,770,000 | $ 342,000 | $ 208,000 |
| Salt Lake County Utah | 1,868 | $ 792,470,000 | $ 424,000 | $ 169,000 |
| Maricopa County Arizona | 1,591 | $ 486,745,000 | $ 305,000 | $ 199,000 |
| Los Angeles County California | 938 | $ 570,260,000 | $ 607,000 | $ 288,000 |
| Utah County Utah | 851 | $ 256,855,000 | $ 301,000 | $ 174,000 |
| Denver County Colorado | 748 | $ 207,630,000 | $ 277,000 | $ 174,000 |
| San Diego County California | 680 | $ 325,030,000 | $ 477,000 | $ 245,000 |
| Washington County Utah | 676 | $ 214,750,000 | $ 317,000 | $ 209,000 |
| Montgomery County Texas | 608 | $ 161,130,000 | $ 265,000 | $ 173,000 |
| Pima County Arizona | 581 | $ 128,135,000 | $ 220,000 | $ 137,000 |
| Yavapai County Arizona | 539 | $ 109,165,000 | $ 202,000 | $ 108,000 |
| Fort Bend County Texas | 505 | $ 114,895,000 | $ 227,000 | $ 177,000 |
| Davis County Utah | 498 | $ 136,700,000 | $ 274,000 | $ 149,000 |
| Jefferson County Colorado | 460 | $ 117,010,000 | $ 254,000 | $ 165,000 |
| Arapahoe County Colorado | 438 | $ 128,840,000 | $ 294,000 | $ 198,000 |
| Orange County California | 402 | $ 194,470,000 | $ 483,000 | $ 285,000 |
| Boulder County Colorado | 386 | $ 97,990,000 | $ 253,000 | $ 181,000 |
| Ada County Idaho | 369 | $ 126,335,000 | $ 342,000 | $ 164,000 |
| Washoe County Nevada | 368 | $ 82,040,000 | $ 222,000 | $ 144,000 |
| Mohave County Arizona | 358 | $ 42,500,000 | $ 118,000 | $ 90,000 |
| El Paso County Colorado | 322 | $ 60,280,000 | $ 187,000 | $ 133,000 |
| Cache County Utah | 313 | $ 57,885,000 | $ 184,000 | $ 115,000 |
| Galveston County Texas | 302 | $ 50,610,000 | $ 167,000 | $ 153,000 |
| Adams County Colorado | 291 | $ 54,935,000 | $ 188,000 | $ 114,000 |
| Summit County Utah | 288 | $ 165,960,000 | $ 576,000 | $ 353,000 |
| Douglas County Colorado | 283 | $ 85,345,000 | $ 301,000 | $ 228,000 |
| Dallas County Texas | 278 | $ 156,420,000 | $ 562,000 | $ 300,000 |
| Bexar County Texas | 257 | $ 94,025,000 | $ 365,000 | $ 224,000 |
| Navajo County Arizona | 236 | $ 33,130,000 | $ 140,000 | $ 88,000 |
| Coconino County Arizona | 229 | $ 56,485,000 | $ 246,000 | $ 166,000 |
| Yuma County Arizona | 207 | $ 26,155,000 | $ 126,000 | $ 92,000 |
| Wasatch County Utah | 197 | $ 109,185,000 | $ 554,000 | $ 262,000 |
| Weber County Utah | 191 | $ 70,065,000 | $ 366,000 | $ 160,000 |
| Nye County Nevada | 180 | $ 18,310,000 | $ 101,000 | $ 97,000 |
| Pueblo County Colorado | 171 | $ 20,785,000 | $ 121,000 | $ 86,000 |
| Canyon County Idaho | 164 | $ 25,900,000 | $ 157,000 | $ 105,000 |
| Riverside County California | 157 | $ 47,265,000 | $ 301,000 | $ 184,000 |
| Collin County Texas | 152 | $ 48,350,000 | $ 318,000 | $ 189,000 |
| Alameda County California | 151 | $ 103,025,000 | $ 682,000 | $ 278,000 |
| Bonneville County Idaho | 150 | $ 33,360,000 | $ 222,000 | $ 123,000 |
| San Bernardino County California | 145 | $ 32,065,000 | $ 221,000 | $ 144,000 |
| Travis County Texas | 142 | $ 126,250,000 | $ 889,000 | $ 374,000 |
| Iron County Utah | 142 | $ 35,670,000 | $ 251,000 | $ 125,000 |
| Santa Clara County California | 141 | $ 76,035,000 | $ 539,000 | $ 358,000 |
| Cochise County Arizona | 138 | $ 14,340,000 | $ 103,000 | $ 73,000 |
| Latah County Idaho | 131 | $ 33,725,000 | $ 257,000 | $ 127,000 |
| Garfield County Colorado | 117 | $ 30,805,000 | $ 263,000 | $ 120,000 |
| Fresno County California | 110 | $ 33,700,000 | $ 306,000 | $ 213,000 |
| La Plata County Colorado | 109 | $ 30,895,000 | $ 283,000 | $ 245,000 |
| Montezuma County Colorado | 109 | $ 20,015,000 | $ 183,000 | $ 83,000 |
| Gila County Arizona | 107 | $ 17,715,000 | $ 165,000 | $ 114,000 |
| Mesa County Colorado | 104 | $ 21,570,000 | $ 207,000 | $ 122,000 |
| Routt County Colorado | 100 | $ 45,890,000 | $ 458,000 | $ 214,000 |
| Elko County Nevada | 100 | $ 14,250,000 | $ 142,000 | $ 101,000 |
| Teller County Colorado | 99 | $ 22,005,000 | $ 222,000 | $ 112,000 |
| Larimer County Colorado | 97 | $ 19,535,000 | $ 201,000 | $ 173,000 |
| Pinal County Arizona | 96 | $ 19,020,000 | $ 198,000 | $ 98,000 |
| Denton County Texas | 95 | $ 20,995,000 | $ 221,000 | $ 182,000 |
| Millard County Utah | 92 | $ 10,990,000 | $ 119,000 | $ 80,000 |
| Blaine County Idaho | 90 | $ 36,430,000 | $ 404,000 | $ 271,000 |
| Lyon County Nevada | 90 | $ 10,080,000 | $ 112,000 | $ 90,000 |
| Weld County Colorado | 89 | $ 21,295,000 | $ 239,000 | $ 160,000 |
| Bannock County Idaho | 88 | $ 16,050,000 | $ 182,000 | $ 148,000 |
| Bingham County Idaho | 87 | $ 25,545,000 | $ 293,000 | $ 95,000 |
| Jefferson County Idaho | 87 | $ 14,585,000 | $ 167,000 | $ 103,000 |
| Box Elder County Utah | 87 | $ 14,535,000 | $ 167,000 | $ 101,000 |
| Uintah County Utah | 85 | $ 14,165,000 | $ 166,000 | $ 114,000 |
| King County Washington | 82 | $ 83,030,000 | $ 1,012,000 | $ 442,000 |
| Grand County Utah | 80 | $ 21,820,000 | $ 272,000 | $ 136,000 |
| Tooele County Utah | 78 | $ 13,180,000 | $ 168,000 | $ 93,000 |
| Sevier County Utah | 77 | $ 11,415,000 | $ 148,000 | $ 97,000 |
| San Mateo County California | 74 | $ 51,180,000 | $ 691,000 | $ 372,000 |
| Douglas County Nevada | 72 | $ 19,460,000 | $ 270,000 | $ 153,000 |
| San Juan County New Mexico | 71 | $ 10,275,000 | $ 144,000 | $ 110,000 |
| Tarrant County Texas | 71 | $ 20,185,000 | $ 284,000 | $ 187,000 |
| San Francisco County California | 69 | $ 37,815,000 | $ 548,000 | $ 311,000 |
| Contra Costa County California | 67 | $ 24,835,000 | $ 370,000 | $ 212,000 |
| Brazoria County Texas | 67 | $ 14,405,000 | $ 215,000 | $ 132,000 |
| Summit County Colorado | 63 | $ 26,265,000 | $ 416,000 | $ 310,000 |
| Sacramento County California | 62 | $ 15,560,000 | $ 250,000 | $ 129,000 |
| Bear Lake County Idaho | 61 | $ 11,665,000 | $ 191,000 | $ 179,000 |
| Duchesne County Utah | 61 | $ 10,685,000 | $ 175,000 | $ 77,000 |
| Broomfield County Colorado | 60 | $ 11,770,000 | $ 196,000 | $ 151,000 |
| Payette County Idaho | 60 | $ 6,290,000 | $ 104,000 | $ 104,000 |
| Apache County Arizona | 57 | $ 5,375,000 | $ 94,000 | $ 70,000 |
| Garfield County Utah | 56 | $ 8,200,000 | $ 146,000 | $ 97,000 |
| Kane County Utah | 54 | $ 10,240,000 | $ 189,000 | $ 123,000 |
| Sanpete County Utah | 53 | $ 6,705,000 | $ 126,000 | $ 76,000 |
| Madison County Idaho | 52 | $ 27,780,000 | $ 534,000 | $ 127,000 |
| San Juan County Utah | 51 | $ 8,435,000 | $ 165,000 | $ 90,000 |
| Comal County Texas | 47 | $ 16,975,000 | $ 361,000 | $ 211,000 |
| Twin Falls County Idaho | 45 | $ 6,635,000 | $ 147,000 | $ 111,000 |
| Pitkin County Colorado | 44 | $ 30,850,000 | $ 701,000 | $ 299,000 |
| Emery County Utah | 44 | $ 4,750,000 | $ 107,000 | $ 70,000 |
| Graham County Arizona | 42 | $ 4,500,000 | $ 107,000 | $ 82,000 |
| Eagle County Colorado | 42 | $ 20,380,000 | $ 485,000 | $ 299,000 |
| Grand County Colorado | 42 | $ 14,920,000 | $ 355,000 | $ 228,000 |
| Kern County California | 40 | $ 11,900,000 | $ 297,000 | $ 137,000 |
| Carson City County Nevada | 38 | $ 6,710,000 | $ 176,000 | $ 106,000 |
| Fremont County Idaho | 35 | $ 10,655,000 | $ 304,000 | $ 177,000 |
| Morgan County Utah | 35 | $ 23,325,000 | $ 666,000 | $ 396,000 |
| Churchill County Nevada | 34 | $ 3,840,000 | $ 112,000 | $ 98,000 |
| Humboldt County Nevada | 34 | $ 3,600,000 | $ 105,000 | $ 95,000 |
| Washington County Idaho | 33 | $ 4,365,000 | $ 132,000 | $ 74,000 |
| Chambers County Texas | 33 | $ 6,165,000 | $ 186,000 | $ 134,000 |
| Rich County Utah | 32 | $ 5,240,000 | $ 163,000 | $ 119,000 |
| Ventura County California | 31 | $ 57,355,000 | $ 1,850,000 | $ 336,000 |
| Nez Perce County Idaho | 31 | $ 5,825,000 | $ 187,000 | $ 124,000 |
| Hays County Texas | 31 | $ 9,765,000 | $ 315,000 | $ 158,000 |
| Placer County California | 28 | $ 11,270,000 | $ 402,000 | $ 240,000 |
| Santa Cruz County Arizona | 25 | $ 4,355,000 | $ 174,000 | $ 86,000 |
| Carbon County Utah | 25 | $ 2,535,000 | $ 101,000 | $ 140,000 |
| Marin County California | 22 | $ 21,560,000 | $ 980,000 | $ 536,000 |
| Elbert County Colorado | 22 | $ 7,950,000 | $ 361,000 | $ 270,000 |
| Liberty County Texas | 22 | $ 3,170,000 | $ 144,000 | $ 107,000 |
| Whitman County Washington | 22 | $ 7,560,000 | $ 343,000 | $ 157,000 |
| Lincoln County Wyoming | 22 | $ 5,420,000 | $ 246,000 | $ 126,000 |
| Montrose County Colorado | 20 | $ 2,820,000 | $ 141,000 | $ 70,000 |
| Waller County Texas | 20 | $ 6,960,000 | $ 348,000 | $ 210,000 |
| Wharton County Texas | 20 | $ 3,950,000 | $ 197,000 | $ 167,000 |
| Cassia County Idaho | 19 | $ 2,305,000 | $ 121,000 | $ 76,000 |
| Gooding County Idaho | 19 | $ 2,895,000 | $ 152,000 | $ 56,000 |
| Teton County Wyoming | 19 | $ 21,885,000 | $ 1,151,000 | $ 551,000 |
| Gunnison County Colorado | 18 | $ 5,620,000 | $ 312,000 | $ 281,000 |
| Park County Colorado | 18 | $ 5,120,000 | $ 284,000 | $ 194,000 |
| Franklin County Idaho | 18 | $ 3,670,000 | $ 203,000 | $ 67,000 |
| Fremont County Colorado | 17 | $ 2,875,000 | $ 169,000 | $ 67,000 |
| Minidoka County Idaho | 17 | $ 2,585,000 | $ 152,000 | $ 67,000 |
| Gem County Idaho | 16 | $ 3,580,000 | $ 223,000 | $ 102,000 |
| Valley County Idaho | 16 | $ 8,190,000 | $ 511,000 | $ 272,000 |
| La Paz County Arizona | 15 | $ 1,565,000 | $ 104,000 | $ 234,000 |
| El Dorado County California | 15 | $ 6,945,000 | $ 463,000 | $ 267,000 |
| Solano County California | 15 | $ 4,115,000 | $ 274,000 | $ 173,000 |
| Teton County Idaho | 15 | $ 5,635,000 | $ 375,000 | $ 220,000 |
| Pershing County Nevada | 15 | $ 865,000 | $ 57,000 | $ 72,000 |
| Jerome County Idaho | 13 | $ 2,185,000 | $ 168,000 | $ 92,000 |
| Brazos County Texas | 13 | $ 9,745,000 | $ 749,000 | $ 190,000 |
| Asotin County Washington | 13 | $ 1,955,000 | $ 150,000 | $ 76,000 |
| Snohomish County Washington | 12 | $ 5,970,000 | $ 497,000 | $ 260,000 |
| Archuleta County Colorado | 11 | $ 3,325,000 | $ 302,000 | $ 170,000 |
| Grayson County Texas | 11 | $ 1,115,000 | $ 101,000 | $ 106,000 |
| Williamson County Texas | 11 | $ 2,835,000 | $ 257,000 | $ 204,000 |
| San Joaquin County California | 10 | $ 3,630,000 | $ 363,000 | $ 320,000 |
| Clear Creek County Colorado | 10 | $ 3,320,000 | $ 332,000 | $ 167,000 |
| Boise County Idaho | 10 | $ 3,100,000 | $ 310,000 | $ 165,000 |
| Owyhee County Idaho | 10 | $ 1,000,000 | $ 100,000 | $ 112,000 |
| Malheur County Oregon | 10 | $ 2,140,000 | $ 214,000 | $ 138,000 |
| Multnomah County Oregon | 10 | $ 9,670,000 | $ 967,000 | $ 225,000 |
| Burnet County Texas | 10 | $ 5,070,000 | $ 507,000 | $ 360,000 |
| Ellis County Texas | 10 | $ 1,640,000 | $ 164,000 | $ 114,000 |
| Kendall County Texas | 10 | $ 11,460,000 | $ 1,146,000 | $ 667,000 |
| Walker County Texas | 10 | $ 3,330,000 | $ 333,000 | $ 155,000 |
| Monterey County California | 9 | $ 26,585,000 | $ 2,953,000 | $ 338,000 |
| Delta County Colorado | 9 | $ 1,535,000 | $ 170,000 | $ 86,000 |
| San Miguel County Colorado | 9 | $ 3,215,000 | $ 357,000 | $ 278,000 |
| Greenlee County Arizona | 8 | $ 480,000 | $ 60,000 | $ 43,000 |
| San Luis Obispo County California | 8 | $ 4,890,000 | $ 611,000 | $ 266,000 |
| Sonoma County California | 8 | $ 2,830,000 | $ 353,000 | $ 251,000 |
| Chaffee County Colorado | 8 | $ 1,430,000 | $ 178,000 | $ 165,000 |
| Kootenai County Idaho | 8 | $ 2,570,000 | $ 321,000 | $ 184,000 |
| Oneida County Idaho | 8 | $ 2,150,000 | $ 268,000 | $ 155,000 |
| San Jacinto County Texas | 8 | $ 800,000 | $ 100,000 | $ 90,000 |
| Wayne County Utah | 8 | $ 1,670,000 | $ 208,000 | $ 103,000 |
| Imperial County California | 7 | $ 15,545,000 | $ 2,220,000 | $ 93,000 |
| Santa Cruz County California | 7 | $ 4,885,000 | $ 697,000 | $ 352,000 |
| Custer County Colorado | 7 | $ 1,105,000 | $ 157,000 | $ 70,000 |
| Moffat County Colorado | 7 | $ 1,225,000 | $ 175,000 | $ 88,000 |
| Santa Fe County New Mexico | 7 | $ 3,365,000 | $ 480,000 | $ 243,000 |
| Grimes County Texas | 7 | $ 815,000 | $ 116,000 | $ 87,000 |
| Kerr County Texas | 7 | $ 3,775,000 | $ 539,000 | $ 391,000 |
| Nueces County Texas | 7 | $ 2,345,000 | $ 335,000 | $ 375,000 |
| Beaver County Utah | 7 | $ 2,285,000 | $ 326,000 | $ 327,000 |
| Dolores County Colorado | 6 | $ 1,370,000 | $ 228,000 | $ 63,000 |
| Gilpin County Colorado | 6 | $ 2,270,000 | $ 378,000 | $ 183,000 |
| Rio Blanco County Colorado | 6 | $ 700,000 | $ 116,000 | $ 60,000 |
| Adams County Idaho | 6 | $ 920,000 | $ 153,000 | $ 131,000 |
| Caribou County Idaho | 6 | $ 1,020,000 | $ 170,000 | $ 256,000 |
| Storey County Nevada | 6 | $ 1,080,000 | $ 180,000 | $ 114,000 |
| Bernalillo County New Mexico | 6 | $ 1,360,000 | $ 226,000 | $ 103,000 |
| Guadalupe County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 153,000 |
| Kaufman County Texas | 6 | $ 840,000 | $ 140,000 | $ 119,000 |
| Polk County Texas | 6 | $ 1,440,000 | $ 240,000 | $ 195,000 |
| Juab County Utah | 6 | $ 1,320,000 | $ 220,000 | $ 96,000 |
| Madera County California | 5 | $ 1,295,000 | $ 259,000 | $ 172,000 |
| Yolo County California | 5 | $ 1,505,000 | $ 301,000 | $ 165,000 |
| Lake County Colorado | 5 | $ 1,405,000 | $ 281,000 | $ 422,000 |
| Las Animas County Colorado | 5 | $ 885,000 | $ 177,000 | $ 97,000 |
| Butte County Idaho | 5 | $ 1,035,000 | $ 207,000 | $ 85,000 |
| Lincoln County Nevada | 5 | $ 805,000 | $ 161,000 | $ 86,000 |
| Baker County Oregon | 5 | $ 785,000 | $ 157,000 | $ 114,000 |
| Washington County Oregon | 5 | $ 19,685,000 | $ 3,937,000 | $ 248,000 |
| Gillespie County Texas | 5 | $ 3,805,000 | $ 761,000 | $ 332,000 |
| Lubbock County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 162,000 |
| Parker County Texas | 5 | $ 325,000 | $ 65,000 | $ 126,000 |
| Rockwall County Texas | 5 | $ 645,000 | $ 129,000 | $ 175,000 |
| Spokane County Washington | 5 | $ 1,095,000 | $ 219,000 | $ 215,000 |
| Humboldt County California | 4 | $ 1,000,000 | $ 250,000 | $ 93,000 |
| Mono County California | 4 | $ 910,000 | $ 227,000 | $ 139,000 |
| Santa Barbara County California | 4 | $ 650,000 | $ 162,000 | $ 194,000 |
| Tulare County California | 4 | $ 1,140,000 | $ 285,000 | $ 171,000 |
| Bonner County Idaho | 4 | $ 480,000 | $ 120,000 | $ 36,000 |
| Custer County Idaho | 4 | $ 3,040,000 | $ 760,000 | $ 356,000 |
| Idaho County Idaho | 4 | $ 1,620,000 | $ 405,000 | $ 223,000 |
| Lincoln County Idaho | 4 | $ 270,000 | $ 67,000 | $ 50,000 |
| Eureka County Nevada | 4 | $ 770,000 | $ 192,000 | $ 135,000 |
| Clackamas County Oregon | 4 | $ 1,480,000 | $ 370,000 | $ 374,000 |
| Josephine County Oregon | 4 | $ 1,200,000 | $ 300,000 | $ 415,000 |
| Colorado County Texas | 4 | $ 1,660,000 | $ 415,000 | $ 729,000 |
| Llano County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 313,000 |
| Washington County Texas | 4 | $ 2,330,000 | $ 582,000 | $ 425,000 |
| Wise County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 139,000 |
| Kitsap County Washington | 4 | $ 2,840,000 | $ 710,000 | $ 406,000 |
| Pierce County Washington | 4 | $ 1,300,000 | $ 325,000 | $ 378,000 |
| Merced County California | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| Napa County California | 3 | $ 2,335,000 | $ 778,000 | $ 327,000 |
| Plumas County California | 3 | $ 885,000 | $ 295,000 | $ 203,000 |
| Power County Idaho | 3 | $ 345,000 | $ 115,000 | $ 112,000 |
| Lander County Nevada | 3 | $ 125,000 | $ 41,000 | $ 62,000 |
| White Pine County Nevada | 3 | $ 485,000 | $ 161,000 | $ 112,000 |
| Wallowa County Oregon | 3 | $ 665,000 | $ 221,000 | $ 56,000 |
| Bell County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 316,000 |
| Fayette County Texas | 3 | $ 895,000 | $ 298,000 | $ 189,000 |
| Henderson County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 489,000 |
| Hidalgo County Texas | 3 | $ 725,000 | $ 241,000 | $ 116,000 |
| Hunt County Texas | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| Johnson County Texas | 3 | $ 325,000 | $ 108,000 | $ 110,000 |
| McLennan County Texas | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
| Midland County Texas | 3 | $ 1,945,000 | $ 648,000 | $ 497,000 |
| Daggett County Utah | 3 | $ 335,000 | $ 111,000 | $ 63,000 |
| Clark County Washington | 3 | $ 895,000 | $ 298,000 | $ 108,000 |
| Grays Harbor County Washington | 3 | $ 735,000 | $ 245,000 | $ 160,000 |
| Natrona County Wyoming | 3 | $ 575,000 | $ 191,000 | $ 33,000 |
| Sweetwater County Wyoming | 3 | $ 885,000 | $ 295,000 | $ 74,000 |
| Mendocino County California | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Nevada County California | 2 | $ 720,000 | $ 360,000 | $ 141,000 |
| Yuba County California | 2 | $ 290,000 | $ 145,000 | $ 184,000 |
| Huerfano County Colorado | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Fulton County Georgia | 2 | $ 790,000 | $ 395,000 | $ 440,000 |
| Kauai County Hawaii | 2 | $ 2,530,000 | $ 1,265,000 | $ 328,000 |
| Benewah County Idaho | 2 | $ 330,000 | $ 165,000 | $ 132,000 |
| Clearwater County Idaho | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| Elmore County Idaho | 2 | $ 510,000 | $ 255,000 | $ 93,000 |
| Esmeralda County Nevada | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Dona Ana County New Mexico | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Hidalgo County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Grant County Oregon | 2 | $ 400,000 | $ 200,000 | $ 152,000 |
| Jackson County Oregon | 2 | $ 560,000 | $ 280,000 | $ 1,134,000 |
| Lane County Oregon | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Yamhill County Oregon | 2 | $ 690,000 | $ 345,000 | $ 320,000 |
| Angelina County Texas | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Atascosa County Texas | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| Austin County Texas | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Bandera County Texas | 2 | $ 540,000 | $ 270,000 | $ 169,000 |
| Bastrop County Texas | 2 | $ 380,000 | $ 190,000 | $ 147,000 |
| Blanco County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 229,000 |
| Cameron County Texas | 2 | $ 3,010,000 | $ 1,505,000 | $ 757,000 |
| Gonzales County Texas | 2 | $ 930,000 | $ 465,000 | $ 266,000 |
| Jefferson County Texas | 2 | $ 480,000 | $ 240,000 | $ 162,000 |
| Medina County Texas | 2 | $ 260,000 | $ 130,000 | $ 273,000 |
| Navarro County Texas | 2 | $ 670,000 | $ 335,000 | $ 131,000 |
| Palo Pinto County Texas | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Smith County Texas | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Titus County Texas | 2 | $ 860,000 | $ 430,000 | $ 305,000 |
| Wilson County Texas | 2 | $ 440,000 | $ 220,000 | $ 118,000 |
| Winkler County Texas | 2 | $ 370,000 | $ 185,000 | $ 225,000 |
| Island County Washington | 2 | $ 510,000 | $ 255,000 | $ 137,000 |
| Kittitas County Washington | 2 | $ 1,110,000 | $ 555,000 | $ 1,383,000 |
| Stevens County Washington | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Carbon County Wyoming | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Laramie County Wyoming | 2 | $ 770,000 | $ 385,000 | $ 165,000 |
| Platte County Wyoming | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Uinta County Wyoming | 2 | $ 430,000 | $ 215,000 | $ 144,000 |
| Amador County California | 1 | $ 115,000 | $ 115,000 | $ 205,000 |
| Glenn County California | 1 | $ 35,000 | $ 35,000 | $ 196,000 |
| Kings County California | 1 | $ 55,000 | $ 55,000 | $ 275,000 |
| Mariposa County California | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Modoc County California | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| San Benito County California | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Shasta County California | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Stanislaus County California | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Tehama County California | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Costilla County Colorado | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Lincoln County Colorado | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Mineral County Colorado | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Otero County Colorado | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Ouray County Colorado | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| San Juan County Colorado | 1 | $ 425,000 | $ 425,000 | $ 744,000 |
| Fairfield County Connecticut | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Duval County Florida | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 555,000 | $ 555,000 | $ 2,459,000 |
| Hawaii County Hawaii | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Maui County Hawaii | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,080,000 |
| Boundary County Idaho | 1 | $ 605,000 | $ 605,000 | $ 189,000 |
| Camas County Idaho | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Lemhi County Idaho | 1 | $ 385,000 | $ 385,000 | $ 62,000 |
| Shoshone County Idaho | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 362,000 |
| Jefferson County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Dukes County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 2,318,000 |
| Blue Earth County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Park County Montana | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Monmouth County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 302,000 |
| Lea County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Mora County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Taos County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Washington County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Benton County Oregon | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Tillamook County Oregon | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Umatilla County Oregon | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Union County Oregon | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Cheatham County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Aransas County Texas | 1 | $ 885,000 | $ 885,000 | $ 1,580,000 |
| Bosque County Texas | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Cooke County Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Ector County Texas | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Hardin County Texas | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Harrison County Texas | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Jackson County Texas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Jim Hogg County Texas | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Lampasas County Texas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lee County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Madison County Texas | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Matagorda County Texas | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| Moore County Texas | 1 | $ 125,000 | $ 125,000 | $ 222,000 |
| Real County Texas | 1 | $ 385,000 | $ 385,000 | $ 245,000 |
| Robertson County Texas | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Rusk County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Sabine County Texas | 1 | $ 405,000 | $ 405,000 | $ 2,130,000 |
| San Augustine County Texas | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Stephens County Texas | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Taylor County Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Terry County Texas | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Uvalde County Texas | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Val Verde County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Webb County Texas | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Piute County Utah | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Benton County Washington | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Franklin County Washington | 1 | $ 11,405,000 | $ 11,405,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| San Juan County Washington | 1 | $ 605,000 | $ 605,000 | $ 316,000 |
| Skagit County Washington | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
| Big Horn County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Fremont County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Sublette County Wyoming | 1 | $ 485,000 | $ 485,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 7,615 | $1,151,395,000 | $151,000 | $2,865,000 | $150,000 | $7,674,000 |
| Home Purchase | 6,582 | $3,822,130,000 | $580,000 | $66,695,000 | $241,000 | $8,827,000 |
| Cash-out Refinancing | 5,877 | $1,860,945,000 | $316,000 | $45,005,000 | $176,000 | $8,922,000 |
| Refinancing | 5,096 | $1,809,730,000 | $355,000 | $40,005,000 | $194,000 | $6,591,000 |
| Home Improvement | 4,617 | $737,725,000 | $159,000 | $4,005,000 | $141,000 | $5,280,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,118 | $5,988,620,000 | $270,000 | $10,205,000 | $179,000 | $8,922,000 |
| Not Provided | 2,354 | $1,100,500,000 | $467,000 | $11,135,000 | $249,000 | $5,366,000 |
| Hispanic | 2,242 | $483,130,000 | $215,000 | $6,005,000 | $125,000 | $5,656,000 |
| Asian | 1,177 | $482,045,000 | $409,000 | $10,005,000 | $231,000 | $6,591,000 |
| Black or African American | 541 | $103,175,000 | $190,000 | $2,585,000 | $145,000 | $5,280,000 |
| American Indian or Alaskan Native | 253 | $38,395,000 | $151,000 | $1,925,000 | $118,000 | $857,000 |
| Not applicable | 162 | $980,400,000 | $6,051,000 | $66,695,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 56 | $14,730,000 | $263,000 | $1,005,000 | $180,000 | $998,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,349 | $9,267,535,000 | $315,000 | $66,695,000 | $182,000 | $8,922,000 |
| FHA-insured (Federal Housing Administration) | 244 | $55,580,000 | $227,000 | $515,000 | $67,000 | $244,000 |
| VA-guaranteed (Veterans Administration) | 168 | $53,550,000 | $318,000 | $995,000 | $88,000 | $530,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,260,000 | $202,000 | $325,000 | $58,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,260 | $5,195,060,000 | $319,000 | $66,695,000 | $192,000 | $8,922,000 |
| Application Denied By Financial Institution | 8,113 | $1,884,595,000 | $232,000 | $23,905,000 | $133,000 | $8,820,000 |
| Application Approved But Not Accepted | 4,998 | $1,892,320,000 | $378,000 | $11,135,000 | $226,000 | $8,827,000 |
| Loan Purchased By The Institution | 185 | $46,965,000 | $253,000 | $505,000 | $75,000 | $279,000 |
| Application Withdrawn By Applicant | 143 | $174,105,000 | $1,217,000 | $47,005,000 | $282,000 | $5,184,000 |
| File Closed For Incompleteness | 88 | $188,880,000 | $2,146,000 | $42,255,000 | $207,000 | $3,600,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,674 | $7,497,330,000 | $345,000 | $66,695,000 | $199,000 | $8,922,000 |
| Debt-To-Income Ratio | 3,003 | $906,455,000 | $301,000 | $10,355,000 | $88,000 | $1,305,000 |
| Credit History | 2,286 | $305,870,000 | $133,000 | $3,005,000 | $118,000 | $8,820,000 |
| Collateral | 2,158 | $439,220,000 | $203,000 | $7,005,000 | $183,000 | $5,280,000 |
| Other | 410 | $125,510,000 | $306,000 | $23,905,000 | $206,000 | $3,574,000 |
| Unverifiable Information | 95 | $45,515,000 | $479,000 | $10,245,000 | $240,000 | $3,840,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 90 | $33,560,000 | $372,000 | $2,505,000 | $169,000 | $1,054,000 |
| Credit Application Incomplete | 46 | $17,740,000 | $385,000 | $3,555,000 | $325,000 | $2,630,000 |
| Employment History | 23 | $10,345,000 | $449,000 | $1,505,000 | $288,000 | $2,883,000 |
| Mortgage Insurance Denied | 2 | $380,000 | $190,000 | $235,000 | $43,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.