Zions Bancorporation, N.A. Mortgage Lending & HMDA Data, 2019
In 2019, Zions Bancorporation, N.A. of Denver, CO reported 29,787 mortgage applications totaling $9.4 billion, up 10% from 2018. The average application was for $314,967, and applicants reported an average income of $181,370. 55% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (4,589), Las Vegas-Henderson-Paradise, NV (3,037) and Denver-Aurora-Lakewood, CO (2,336) (applications in parentheses).
| Mortgage Company & Address | Zions Bancorporation, N.A. Denver, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 29,787 |
| Total Mortgage Loan Application Amount | $9,381,925,000 |
| Average Mortgage Loan Application Amount | $314,967 |
| Highest Mortgage Loan Application Amount | $66,695,000 |
| Average Applicant Income | $181,370 |
| Highest Applicant Income | $8,922,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Zions Bancorporation, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 3,037 | $ 799,355,000 | $ 263,205 | $ 161,000 |
| Harris, Texas | 3,030 | $ 1,038,770,000 | $ 342,828 | $ 208,000 |
| Salt Lake, Utah | 1,868 | $ 792,470,000 | $ 424,234 | $ 169,000 |
| Maricopa, Arizona | 1,591 | $ 486,745,000 | $ 305,936 | $ 199,000 |
| Los Angeles, California | 938 | $ 570,260,000 | $ 607,953 | $ 288,000 |
| Utah, Utah | 851 | $ 256,855,000 | $ 301,827 | $ 174,000 |
| Denver, Colorado | 748 | $ 207,630,000 | $ 277,580 | $ 174,000 |
| San Diego, California | 680 | $ 325,030,000 | $ 477,985 | $ 245,000 |
| Washington, Utah | 676 | $ 214,750,000 | $ 317,677 | $ 209,000 |
| Montgomery, Texas | 608 | $ 161,130,000 | $ 265,016 | $ 173,000 |
| Pima, Arizona | 581 | $ 128,135,000 | $ 220,542 | $ 137,000 |
| Yavapai, Arizona | 539 | $ 109,165,000 | $ 202,532 | $ 108,000 |
| Fort Bend, Texas | 505 | $ 114,895,000 | $ 227,514 | $ 177,000 |
| Davis, Utah | 498 | $ 136,700,000 | $ 274,497 | $ 149,000 |
| Jefferson, Colorado | 460 | $ 117,010,000 | $ 254,369 | $ 165,000 |
| Arapahoe, Colorado | 438 | $ 128,840,000 | $ 294,155 | $ 198,000 |
| Orange, California | 402 | $ 194,470,000 | $ 483,756 | $ 285,000 |
| Boulder, Colorado | 386 | $ 97,990,000 | $ 253,860 | $ 181,000 |
| Ada, Idaho | 369 | $ 126,335,000 | $ 342,371 | $ 164,000 |
| Washoe, Nevada | 368 | $ 82,040,000 | $ 222,934 | $ 144,000 |
| Mohave, Arizona | 358 | $ 42,500,000 | $ 118,715 | $ 90,000 |
| El Paso, Colorado | 322 | $ 60,280,000 | $ 187,204 | $ 133,000 |
| Cache, Utah | 313 | $ 57,885,000 | $ 184,936 | $ 115,000 |
| Galveston, Texas | 302 | $ 50,610,000 | $ 167,582 | $ 153,000 |
| Adams, Colorado | 291 | $ 54,935,000 | $ 188,780 | $ 114,000 |
| Summit, Utah | 288 | $ 165,960,000 | $ 576,250 | $ 353,000 |
| Douglas, Colorado | 283 | $ 85,345,000 | $ 301,572 | $ 228,000 |
| Dallas, Texas | 278 | $ 156,420,000 | $ 562,661 | $ 300,000 |
| Bexar, Texas | 257 | $ 94,025,000 | $ 365,856 | $ 224,000 |
| Navajo, Arizona | 236 | $ 33,130,000 | $ 140,381 | $ 88,000 |
| Coconino, Arizona | 229 | $ 56,485,000 | $ 246,659 | $ 166,000 |
| Yuma, Arizona | 207 | $ 26,155,000 | $ 126,352 | $ 92,000 |
| Wasatch, Utah | 197 | $ 109,185,000 | $ 554,238 | $ 262,000 |
| Weber, Utah | 191 | $ 70,065,000 | $ 366,832 | $ 160,000 |
| Nye, Nevada | 180 | $ 18,310,000 | $ 101,722 | $ 97,000 |
| Pueblo, Colorado | 171 | $ 20,785,000 | $ 121,549 | $ 86,000 |
| Canyon, Idaho | 164 | $ 25,900,000 | $ 157,926 | $ 105,000 |
| Riverside, California | 157 | $ 47,265,000 | $ 301,050 | $ 184,000 |
| Collin, Texas | 152 | $ 48,350,000 | $ 318,092 | $ 189,000 |
| Alameda, California | 151 | $ 103,025,000 | $ 682,284 | $ 278,000 |
| Bonneville, Idaho | 150 | $ 33,360,000 | $ 222,400 | $ 123,000 |
| San Bernardino, California | 145 | $ 32,065,000 | $ 221,137 | $ 144,000 |
| Travis, Texas | 142 | $ 126,250,000 | $ 889,084 | $ 374,000 |
| Iron, Utah | 142 | $ 35,670,000 | $ 251,197 | $ 125,000 |
| Santa Clara, California | 141 | $ 76,035,000 | $ 539,255 | $ 358,000 |
| Cochise, Arizona | 138 | $ 14,340,000 | $ 103,913 | $ 73,000 |
| Latah, Idaho | 131 | $ 33,725,000 | $ 257,442 | $ 127,000 |
| Garfield, Colorado | 117 | $ 30,805,000 | $ 263,290 | $ 120,000 |
| Fresno, California | 110 | $ 33,700,000 | $ 306,363 | $ 213,000 |
| La Plata, Colorado | 109 | $ 30,895,000 | $ 283,440 | $ 245,000 |
| Montezuma, Colorado | 109 | $ 20,015,000 | $ 183,623 | $ 83,000 |
| Gila, Arizona | 107 | $ 17,715,000 | $ 165,560 | $ 114,000 |
| Mesa, Colorado | 104 | $ 21,570,000 | $ 207,403 | $ 122,000 |
| Routt, Colorado | 100 | $ 45,890,000 | $ 458,900 | $ 214,000 |
| Elko, Nevada | 100 | $ 14,250,000 | $ 142,500 | $ 101,000 |
| Teller, Colorado | 99 | $ 22,005,000 | $ 222,272 | $ 112,000 |
| Larimer, Colorado | 97 | $ 19,535,000 | $ 201,391 | $ 173,000 |
| Pinal, Arizona | 96 | $ 19,020,000 | $ 198,125 | $ 98,000 |
| Denton, Texas | 95 | $ 20,995,000 | $ 221,000 | $ 182,000 |
| Millard, Utah | 92 | $ 10,990,000 | $ 119,456 | $ 80,000 |
| Blaine, Idaho | 90 | $ 36,430,000 | $ 404,777 | $ 271,000 |
| Lyon, Nevada | 90 | $ 10,080,000 | $ 112,000 | $ 90,000 |
| Weld, Colorado | 89 | $ 21,295,000 | $ 239,269 | $ 160,000 |
| Bannock, Idaho | 88 | $ 16,050,000 | $ 182,386 | $ 148,000 |
| Bingham, Idaho | 87 | $ 25,545,000 | $ 293,620 | $ 95,000 |
| Jefferson, Idaho | 87 | $ 14,585,000 | $ 167,643 | $ 103,000 |
| Box Elder, Utah | 87 | $ 14,535,000 | $ 167,068 | $ 101,000 |
| Uintah, Utah | 85 | $ 14,165,000 | $ 166,647 | $ 114,000 |
| King, Washington | 82 | $ 83,030,000 | $ 1,012,560 | $ 442,000 |
| Grand, Utah | 80 | $ 21,820,000 | $ 272,750 | $ 136,000 |
| Tooele, Utah | 78 | $ 13,180,000 | $ 168,974 | $ 93,000 |
| Sevier, Utah | 77 | $ 11,415,000 | $ 148,246 | $ 97,000 |
| San Mateo, California | 74 | $ 51,180,000 | $ 691,621 | $ 372,000 |
| Douglas, Nevada | 72 | $ 19,460,000 | $ 270,277 | $ 153,000 |
| San Juan, New Mexico | 71 | $ 10,275,000 | $ 144,718 | $ 110,000 |
| Tarrant, Texas | 71 | $ 20,185,000 | $ 284,295 | $ 187,000 |
| San Francisco, California | 69 | $ 37,815,000 | $ 548,043 | $ 311,000 |
| Contra Costa, California | 67 | $ 24,835,000 | $ 370,671 | $ 212,000 |
| Brazoria, Texas | 67 | $ 14,405,000 | $ 215,000 | $ 132,000 |
| Summit, Colorado | 63 | $ 26,265,000 | $ 416,904 | $ 310,000 |
| Sacramento, California | 62 | $ 15,560,000 | $ 250,967 | $ 129,000 |
| Bear Lake, Idaho | 61 | $ 11,665,000 | $ 191,229 | $ 179,000 |
| Duchesne, Utah | 61 | $ 10,685,000 | $ 175,163 | $ 77,000 |
| Broomfield, Colorado | 60 | $ 11,770,000 | $ 196,166 | $ 151,000 |
| Payette, Idaho | 60 | $ 6,290,000 | $ 104,833 | $ 104,000 |
| Apache, Arizona | 57 | $ 5,375,000 | $ 94,298 | $ 70,000 |
| Garfield, Utah | 56 | $ 8,200,000 | $ 146,428 | $ 97,000 |
| Kane, Utah | 54 | $ 10,240,000 | $ 189,629 | $ 123,000 |
| Sanpete, Utah | 53 | $ 6,705,000 | $ 126,509 | $ 76,000 |
| Madison, Idaho | 52 | $ 27,780,000 | $ 534,230 | $ 127,000 |
| San Juan, Utah | 51 | $ 8,435,000 | $ 165,392 | $ 90,000 |
| Comal, Texas | 47 | $ 16,975,000 | $ 361,170 | $ 211,000 |
| Twin Falls, Idaho | 45 | $ 6,635,000 | $ 147,444 | $ 111,000 |
| Pitkin, Colorado | 44 | $ 30,850,000 | $ 701,136 | $ 299,000 |
| Emery, Utah | 44 | $ 4,750,000 | $ 107,954 | $ 70,000 |
| Graham, Arizona | 42 | $ 4,500,000 | $ 107,142 | $ 82,000 |
| Eagle, Colorado | 42 | $ 20,380,000 | $ 485,238 | $ 299,000 |
| Grand, Colorado | 42 | $ 14,920,000 | $ 355,238 | $ 228,000 |
| Kern, California | 40 | $ 11,900,000 | $ 297,500 | $ 137,000 |
| Carson City, Nevada | 38 | $ 6,710,000 | $ 176,578 | $ 106,000 |
| Fremont, Idaho | 35 | $ 10,655,000 | $ 304,428 | $ 177,000 |
| Morgan, Utah | 35 | $ 23,325,000 | $ 666,428 | $ 396,000 |
| Churchill, Nevada | 34 | $ 3,840,000 | $ 112,941 | $ 98,000 |
| Humboldt, Nevada | 34 | $ 3,600,000 | $ 105,882 | $ 95,000 |
| Washington, Idaho | 33 | $ 4,365,000 | $ 132,272 | $ 74,000 |
| Chambers, Texas | 33 | $ 6,165,000 | $ 186,818 | $ 134,000 |
| Rich, Utah | 32 | $ 5,240,000 | $ 163,750 | $ 119,000 |
| Ventura, California | 31 | $ 57,355,000 | $ 1,850,161 | $ 336,000 |
| Nez Perce, Idaho | 31 | $ 5,825,000 | $ 187,903 | $ 124,000 |
| Hays, Texas | 31 | $ 9,765,000 | $ 315,000 | $ 158,000 |
| Placer, California | 28 | $ 11,270,000 | $ 402,500 | $ 240,000 |
| Santa Cruz, Arizona | 25 | $ 4,355,000 | $ 174,200 | $ 86,000 |
| Carbon, Utah | 25 | $ 2,535,000 | $ 101,400 | $ 140,000 |
| Marin, California | 22 | $ 21,560,000 | $ 980,000 | $ 536,000 |
| Elbert, Colorado | 22 | $ 7,950,000 | $ 361,363 | $ 270,000 |
| Liberty, Texas | 22 | $ 3,170,000 | $ 144,090 | $ 107,000 |
| Whitman, Washington | 22 | $ 7,560,000 | $ 343,636 | $ 157,000 |
| Lincoln, Wyoming | 22 | $ 5,420,000 | $ 246,363 | $ 126,000 |
| Montrose, Colorado | 20 | $ 2,820,000 | $ 141,000 | $ 70,000 |
| Waller, Texas | 20 | $ 6,960,000 | $ 348,000 | $ 210,000 |
| Wharton, Texas | 20 | $ 3,950,000 | $ 197,500 | $ 167,000 |
| Cassia, Idaho | 19 | $ 2,305,000 | $ 121,315 | $ 76,000 |
| Gooding, Idaho | 19 | $ 2,895,000 | $ 152,368 | $ 56,000 |
| Teton, Wyoming | 19 | $ 21,885,000 | $ 1,151,842 | $ 551,000 |
| Gunnison, Colorado | 18 | $ 5,620,000 | $ 312,222 | $ 281,000 |
| Park, Colorado | 18 | $ 5,120,000 | $ 284,444 | $ 194,000 |
| Franklin, Idaho | 18 | $ 3,670,000 | $ 203,888 | $ 67,000 |
| Fremont, Colorado | 17 | $ 2,875,000 | $ 169,117 | $ 67,000 |
| Minidoka, Idaho | 17 | $ 2,585,000 | $ 152,058 | $ 67,000 |
| Gem, Idaho | 16 | $ 3,580,000 | $ 223,750 | $ 102,000 |
| Valley, Idaho | 16 | $ 8,190,000 | $ 511,875 | $ 272,000 |
| La Paz, Arizona | 15 | $ 1,565,000 | $ 104,333 | $ 234,000 |
| El Dorado, California | 15 | $ 6,945,000 | $ 463,000 | $ 267,000 |
| Solano, California | 15 | $ 4,115,000 | $ 274,333 | $ 173,000 |
| Teton, Idaho | 15 | $ 5,635,000 | $ 375,666 | $ 220,000 |
| Pershing, Nevada | 15 | $ 865,000 | $ 57,666 | $ 72,000 |
| Jerome, Idaho | 13 | $ 2,185,000 | $ 168,076 | $ 92,000 |
| Brazos, Texas | 13 | $ 9,745,000 | $ 749,615 | $ 190,000 |
| Asotin, Washington | 13 | $ 1,955,000 | $ 150,384 | $ 76,000 |
| Snohomish, Washington | 12 | $ 5,970,000 | $ 497,500 | $ 260,000 |
| Archuleta, Colorado | 11 | $ 3,325,000 | $ 302,272 | $ 170,000 |
| Grayson, Texas | 11 | $ 1,115,000 | $ 101,363 | $ 106,000 |
| Williamson, Texas | 11 | $ 2,835,000 | $ 257,727 | $ 204,000 |
| San Joaquin, California | 10 | $ 3,630,000 | $ 363,000 | $ 320,000 |
| Clear Creek, Colorado | 10 | $ 3,320,000 | $ 332,000 | $ 167,000 |
| Boise, Idaho | 10 | $ 3,100,000 | $ 310,000 | $ 165,000 |
| Owyhee, Idaho | 10 | $ 1,000,000 | $ 100,000 | $ 112,000 |
| Malheur, Oregon | 10 | $ 2,140,000 | $ 214,000 | $ 138,000 |
| Multnomah, Oregon | 10 | $ 9,670,000 | $ 967,000 | $ 225,000 |
| Burnet, Texas | 10 | $ 5,070,000 | $ 507,000 | $ 360,000 |
| Ellis, Texas | 10 | $ 1,640,000 | $ 164,000 | $ 114,000 |
| Kendall, Texas | 10 | $ 11,460,000 | $ 1,146,000 | $ 667,000 |
| Walker, Texas | 10 | $ 3,330,000 | $ 333,000 | $ 155,000 |
| Monterey, California | 9 | $ 26,585,000 | $ 2,953,888 | $ 338,000 |
| Delta, Colorado | 9 | $ 1,535,000 | $ 170,555 | $ 86,000 |
| San Miguel, Colorado | 9 | $ 3,215,000 | $ 357,222 | $ 278,000 |
| Greenlee, Arizona | 8 | $ 480,000 | $ 60,000 | $ 43,000 |
| San Luis Obispo, California | 8 | $ 4,890,000 | $ 611,250 | $ 266,000 |
| Sonoma, California | 8 | $ 2,830,000 | $ 353,750 | $ 251,000 |
| Chaffee, Colorado | 8 | $ 1,430,000 | $ 178,750 | $ 165,000 |
| Kootenai, Idaho | 8 | $ 2,570,000 | $ 321,250 | $ 184,000 |
| Oneida, Idaho | 8 | $ 2,150,000 | $ 268,750 | $ 155,000 |
| San Jacinto, Texas | 8 | $ 800,000 | $ 100,000 | $ 90,000 |
| Wayne, Utah | 8 | $ 1,670,000 | $ 208,750 | $ 103,000 |
| Imperial, California | 7 | $ 15,545,000 | $ 2,220,714 | $ 93,000 |
| Santa Cruz, California | 7 | $ 4,885,000 | $ 697,857 | $ 352,000 |
| Custer, Colorado | 7 | $ 1,105,000 | $ 157,857 | $ 70,000 |
| Moffat, Colorado | 7 | $ 1,225,000 | $ 175,000 | $ 88,000 |
| Santa Fe, New Mexico | 7 | $ 3,365,000 | $ 480,714 | $ 243,000 |
| Grimes, Texas | 7 | $ 815,000 | $ 116,428 | $ 87,000 |
| Kerr, Texas | 7 | $ 3,775,000 | $ 539,285 | $ 391,000 |
| Nueces, Texas | 7 | $ 2,345,000 | $ 335,000 | $ 375,000 |
| Beaver, Utah | 7 | $ 2,285,000 | $ 326,428 | $ 327,000 |
| Dolores, Colorado | 6 | $ 1,370,000 | $ 228,333 | $ 63,000 |
| Gilpin, Colorado | 6 | $ 2,270,000 | $ 378,333 | $ 183,000 |
| Rio Blanco, Colorado | 6 | $ 700,000 | $ 116,666 | $ 60,000 |
| Adams, Idaho | 6 | $ 920,000 | $ 153,333 | $ 131,000 |
| Caribou, Idaho | 6 | $ 1,020,000 | $ 170,000 | $ 256,000 |
| Storey, Nevada | 6 | $ 1,080,000 | $ 180,000 | $ 114,000 |
| Bernalillo, New Mexico | 6 | $ 1,360,000 | $ 226,666 | $ 103,000 |
| Guadalupe, Texas | 6 | $ 1,520,000 | $ 253,333 | $ 153,000 |
| Kaufman, Texas | 6 | $ 840,000 | $ 140,000 | $ 119,000 |
| Polk, Texas | 6 | $ 1,440,000 | $ 240,000 | $ 195,000 |
| Juab, Utah | 6 | $ 1,320,000 | $ 220,000 | $ 96,000 |
| Madera, California | 5 | $ 1,295,000 | $ 259,000 | $ 172,000 |
| Yolo, California | 5 | $ 1,505,000 | $ 301,000 | $ 165,000 |
| Lake, Colorado | 5 | $ 1,405,000 | $ 281,000 | $ 422,000 |
| Las Animas, Colorado | 5 | $ 885,000 | $ 177,000 | $ 97,000 |
| Butte, Idaho | 5 | $ 1,035,000 | $ 207,000 | $ 85,000 |
| Lincoln, Nevada | 5 | $ 805,000 | $ 161,000 | $ 86,000 |
| Baker, Oregon | 5 | $ 785,000 | $ 157,000 | $ 114,000 |
| Washington, Oregon | 5 | $ 19,685,000 | $ 3,937,000 | $ 248,000 |
| Gillespie, Texas | 5 | $ 3,805,000 | $ 761,000 | $ 332,000 |
| Lubbock, Texas | 5 | $ 1,105,000 | $ 221,000 | $ 162,000 |
| Parker, Texas | 5 | $ 325,000 | $ 65,000 | $ 126,000 |
| Rockwall, Texas | 5 | $ 645,000 | $ 129,000 | $ 175,000 |
| Spokane, Washington | 5 | $ 1,095,000 | $ 219,000 | $ 215,000 |
| Humboldt, California | 4 | $ 1,000,000 | $ 250,000 | $ 93,000 |
| Mono, California | 4 | $ 910,000 | $ 227,500 | $ 139,000 |
| Santa Barbara, California | 4 | $ 650,000 | $ 162,500 | $ 194,000 |
| Tulare, California | 4 | $ 1,140,000 | $ 285,000 | $ 171,000 |
| Bonner, Idaho | 4 | $ 480,000 | $ 120,000 | $ 36,000 |
| Custer, Idaho | 4 | $ 3,040,000 | $ 760,000 | $ 356,000 |
| Idaho, Idaho | 4 | $ 1,620,000 | $ 405,000 | $ 223,000 |
| Lincoln, Idaho | 4 | $ 270,000 | $ 67,500 | $ 50,000 |
| Eureka, Nevada | 4 | $ 770,000 | $ 192,500 | $ 135,000 |
| Clackamas, Oregon | 4 | $ 1,480,000 | $ 370,000 | $ 374,000 |
| Josephine, Oregon | 4 | $ 1,200,000 | $ 300,000 | $ 415,000 |
| Colorado, Texas | 4 | $ 1,660,000 | $ 415,000 | $ 729,000 |
| Llano, Texas | 4 | $ 1,400,000 | $ 350,000 | $ 313,000 |
| Washington, Texas | 4 | $ 2,330,000 | $ 582,500 | $ 425,000 |
| Wise, Texas | 4 | $ 1,300,000 | $ 325,000 | $ 139,000 |
| Kitsap, Washington | 4 | $ 2,840,000 | $ 710,000 | $ 406,000 |
| Pierce, Washington | 4 | $ 1,300,000 | $ 325,000 | $ 378,000 |
| Merced, California | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| Napa, California | 3 | $ 2,335,000 | $ 778,333 | $ 327,000 |
| Plumas, California | 3 | $ 885,000 | $ 295,000 | $ 203,000 |
| Power, Idaho | 3 | $ 345,000 | $ 115,000 | $ 112,000 |
| Lander, Nevada | 3 | $ 125,000 | $ 41,666 | $ 62,000 |
| White Pine, Nevada | 3 | $ 485,000 | $ 161,666 | $ 112,000 |
| Wallowa, Oregon | 3 | $ 665,000 | $ 221,666 | $ 56,000 |
| Bell, Texas | 3 | $ 1,085,000 | $ 361,666 | $ 316,000 |
| Fayette, Texas | 3 | $ 895,000 | $ 298,333 | $ 189,000 |
| Henderson, Texas | 3 | $ 1,125,000 | $ 375,000 | $ 489,000 |
| Hidalgo, Texas | 3 | $ 725,000 | $ 241,666 | $ 116,000 |
| Hunt, Texas | 3 | $ 485,000 | $ 161,666 | $ 67,000 |
| Johnson, Texas | 3 | $ 325,000 | $ 108,333 | $ 110,000 |
| McLennan, Texas | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
| Midland, Texas | 3 | $ 1,945,000 | $ 648,333 | $ 497,000 |
| Daggett, Utah | 3 | $ 335,000 | $ 111,666 | $ 63,000 |
| Clark, Washington | 3 | $ 895,000 | $ 298,333 | $ 108,000 |
| Grays Harbor, Washington | 3 | $ 735,000 | $ 245,000 | $ 160,000 |
| Natrona, Wyoming | 3 | $ 575,000 | $ 191,666 | $ 33,000 |
| Sweetwater, Wyoming | 3 | $ 885,000 | $ 295,000 | $ 74,000 |
| Mendocino, California | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Nevada, California | 2 | $ 720,000 | $ 360,000 | $ 141,000 |
| Yuba, California | 2 | $ 290,000 | $ 145,000 | $ 184,000 |
| Huerfano, Colorado | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Fulton, Georgia | 2 | $ 790,000 | $ 395,000 | $ 440,000 |
| Kauai, Hawaii | 2 | $ 2,530,000 | $ 1,265,000 | $ 328,000 |
| Benewah, Idaho | 2 | $ 330,000 | $ 165,000 | $ 132,000 |
| Clearwater, Idaho | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| Elmore, Idaho | 2 | $ 510,000 | $ 255,000 | $ 93,000 |
| Esmeralda, Nevada | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Dona Ana, New Mexico | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Hidalgo, New Mexico | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Grant, Oregon | 2 | $ 400,000 | $ 200,000 | $ 152,000 |
| Jackson, Oregon | 2 | $ 560,000 | $ 280,000 | $ 1,134,000 |
| Lane, Oregon | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Yamhill, Oregon | 2 | $ 690,000 | $ 345,000 | $ 320,000 |
| Angelina, Texas | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Atascosa, Texas | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| Austin, Texas | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Bandera, Texas | 2 | $ 540,000 | $ 270,000 | $ 169,000 |
| Bastrop, Texas | 2 | $ 380,000 | $ 190,000 | $ 147,000 |
| Blanco, Texas | 2 | $ 1,240,000 | $ 620,000 | $ 229,000 |
| Cameron, Texas | 2 | $ 3,010,000 | $ 1,505,000 | $ 757,000 |
| Gonzales, Texas | 2 | $ 930,000 | $ 465,000 | $ 266,000 |
| Jefferson, Texas | 2 | $ 480,000 | $ 240,000 | $ 162,000 |
| Medina, Texas | 2 | $ 260,000 | $ 130,000 | $ 273,000 |
| Navarro, Texas | 2 | $ 670,000 | $ 335,000 | $ 131,000 |
| Palo Pinto, Texas | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Smith, Texas | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Titus, Texas | 2 | $ 860,000 | $ 430,000 | $ 305,000 |
| Wilson, Texas | 2 | $ 440,000 | $ 220,000 | $ 118,000 |
| Winkler, Texas | 2 | $ 370,000 | $ 185,000 | $ 225,000 |
| Island, Washington | 2 | $ 510,000 | $ 255,000 | $ 137,000 |
| Kittitas, Washington | 2 | $ 1,110,000 | $ 555,000 | $ 1,383,000 |
| Stevens, Washington | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Carbon, Wyoming | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Laramie, Wyoming | 2 | $ 770,000 | $ 385,000 | $ 165,000 |
| Platte, Wyoming | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Uinta, Wyoming | 2 | $ 430,000 | $ 215,000 | $ 144,000 |
| Amador, California | 1 | $ 115,000 | $ 115,000 | $ 205,000 |
| Glenn, California | 1 | $ 35,000 | $ 35,000 | $ 196,000 |
| Kings, California | 1 | $ 55,000 | $ 55,000 | $ 275,000 |
| Mariposa, California | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Modoc, California | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| San Benito, California | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Shasta, California | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Stanislaus, California | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Tehama, California | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Costilla, Colorado | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Lincoln, Colorado | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Mineral, Colorado | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Otero, Colorado | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Ouray, Colorado | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| San Juan, Colorado | 1 | $ 425,000 | $ 425,000 | $ 744,000 |
| Fairfield, Connecticut | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Duval, Florida | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 555,000 | $ 555,000 | $ 2,459,000 |
| Hawaii, Hawaii | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Maui, Hawaii | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,080,000 |
| Boundary, Idaho | 1 | $ 605,000 | $ 605,000 | $ 189,000 |
| Camas, Idaho | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Lemhi, Idaho | 1 | $ 385,000 | $ 385,000 | $ 62,000 |
| Shoshone, Idaho | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Will, Illinois | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 25,000 | $ 25,000 | $ 362,000 |
| Jefferson, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Dukes, Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 2,318,000 |
| Blue Earth, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Park, Montana | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Monmouth, New Jersey | 1 | $ 455,000 | $ 455,000 | $ 302,000 |
| Lea, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Mora, New Mexico | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Taos, New Mexico | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Washington, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Benton, Oregon | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Tillamook, Oregon | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Umatilla, Oregon | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Union, Oregon | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Cheatham, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Davidson, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Aransas, Texas | 1 | $ 885,000 | $ 885,000 | $ 1,580,000 |
| Bosque, Texas | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Cooke, Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Ector, Texas | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Hardin, Texas | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Harrison, Texas | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Jackson, Texas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Jim Hogg, Texas | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Lampasas, Texas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lee, Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Madison, Texas | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Matagorda, Texas | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| Moore, Texas | 1 | $ 125,000 | $ 125,000 | $ 222,000 |
| Real, Texas | 1 | $ 385,000 | $ 385,000 | $ 245,000 |
| Robertson, Texas | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Rusk, Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Sabine, Texas | 1 | $ 405,000 | $ 405,000 | $ 2,130,000 |
| San Augustine, Texas | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Stephens, Texas | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Taylor, Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Terry, Texas | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Uvalde, Texas | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Val Verde, Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Webb, Texas | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Piute, Utah | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Benton, Washington | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Franklin, Washington | 1 | $ 11,405,000 | $ 11,405,000 | $ 0 |
| Pend Oreille, Washington | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| San Juan, Washington | 1 | $ 605,000 | $ 605,000 | $ 316,000 |
| Skagit, Washington | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
| Big Horn, Wyoming | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Fremont, Wyoming | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Sublette, Wyoming | 1 | $ 485,000 | $ 485,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 7,615 | $1,151,395,000 | $151,000 | $2,865,000 | $150,000 | $7,674,000 |
| Home Purchase | 6,582 | $3,822,130,000 | $580,000 | $66,695,000 | $241,000 | $8,827,000 |
| Cash-out Refinancing | 5,877 | $1,860,945,000 | $316,000 | $45,005,000 | $176,000 | $8,922,000 |
| Refinancing | 5,096 | $1,809,730,000 | $355,000 | $40,005,000 | $194,000 | $6,591,000 |
| Home Improvement | 4,617 | $737,725,000 | $159,000 | $4,005,000 | $141,000 | $5,280,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,118 | $5,988,620,000 | $270,000 | $10,205,000 | $179,000 | $8,922,000 |
| Not Provided | 2,354 | $1,100,500,000 | $467,000 | $11,135,000 | $249,000 | $5,366,000 |
| Hispanic | 2,242 | $483,130,000 | $215,000 | $6,005,000 | $125,000 | $5,656,000 |
| Asian | 1,177 | $482,045,000 | $409,000 | $10,005,000 | $231,000 | $6,591,000 |
| Black or African American | 541 | $103,175,000 | $190,000 | $2,585,000 | $145,000 | $5,280,000 |
| American Indian or Alaskan Native | 253 | $38,395,000 | $151,000 | $1,925,000 | $118,000 | $857,000 |
| Not applicable | 162 | $980,400,000 | $6,051,000 | $66,695,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 56 | $14,730,000 | $263,000 | $1,005,000 | $180,000 | $998,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,349 | $9,267,535,000 | $315,000 | $66,695,000 | $182,000 | $8,922,000 |
| FHA-insured (Federal Housing Administration) | 244 | $55,580,000 | $227,000 | $515,000 | $67,000 | $244,000 |
| VA-guaranteed (Veterans Administration) | 168 | $53,550,000 | $318,000 | $995,000 | $88,000 | $530,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,260,000 | $202,000 | $325,000 | $58,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,260 | $5,195,060,000 | $319,000 | $66,695,000 | $192,000 | $8,922,000 |
| Application Denied By Financial Institution | 8,113 | $1,884,595,000 | $232,000 | $23,905,000 | $133,000 | $8,820,000 |
| Application Approved But Not Accepted | 4,998 | $1,892,320,000 | $378,000 | $11,135,000 | $226,000 | $8,827,000 |
| Loan Purchased By The Institution | 185 | $46,965,000 | $253,000 | $505,000 | $75,000 | $279,000 |
| Application Withdrawn By Applicant | 143 | $174,105,000 | $1,217,000 | $47,005,000 | $282,000 | $5,184,000 |
| File Closed For Incompleteness | 88 | $188,880,000 | $2,146,000 | $42,255,000 | $207,000 | $3,600,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,674 | $7,497,330,000 | $345,000 | $66,695,000 | $199,000 | $8,922,000 |
| Debt-To-Income Ratio | 3,003 | $906,455,000 | $301,000 | $10,355,000 | $88,000 | $1,305,000 |
| Credit History | 2,286 | $305,870,000 | $133,000 | $3,005,000 | $118,000 | $8,820,000 |
| Collateral | 2,158 | $439,220,000 | $203,000 | $7,005,000 | $183,000 | $5,280,000 |
| Other | 410 | $125,510,000 | $306,000 | $23,905,000 | $206,000 | $3,574,000 |
| Unverifiable Information | 95 | $45,515,000 | $479,000 | $10,245,000 | $240,000 | $3,840,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 90 | $33,560,000 | $372,000 | $2,505,000 | $169,000 | $1,054,000 |
| Credit Application Incomplete | 46 | $17,740,000 | $385,000 | $3,555,000 | $325,000 | $2,630,000 |
| Employment History | 23 | $10,345,000 | $449,000 | $1,505,000 | $288,000 | $2,883,000 |
| Mortgage Insurance Denied | 2 | $380,000 | $190,000 | $235,000 | $43,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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