Lincoln County SD
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Lincoln County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lincoln County SD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,066
Total Mortgage Loan Application Amount $700,948,000
Average Mortgage Loan Application Amount $172,000
Highest Mortgage Loan Application Amount $5,550,000
Average Applicant Income $93,000
Highest Applicant Income $1,122,000

Mortgage Company List for Lending in Lincoln County SD for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 797 $ 149,376,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 325 $ 61,290,000
FIRST BANK AND TRUST NA
110 N. MINNESOTA
SIOUX FALLS, SD 57104
* $ 327,858,000 201 $ 32,788,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 900,419,000 200 $ 18,828,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,019,283,000 191 $ 29,717,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 176 $ 35,538,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 3,507,967,000 164 $ 29,393,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 161 $ 32,442,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 695,255,000 111 $ 21,048,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 105 $ 18,979,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 103 $ 18,397,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 98 $ 15,960,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 97 $ 16,955,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 80 $ 16,159,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 70 $ 13,063,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,144,512,000 63 $ 15,115,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 61 $ 9,056,000
SIOUX FALLS
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 109,371,000 60 $ 6,304,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 55 $ 9,333,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 50 $ 10,161,000
WELLS FARGO FIN'L SOUTH DAKOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 45 $ 5,447,000
MINNWEST MORTGAGE CORPORATION
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,466,015,000 35 $ 5,720,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 35 $ 8,283,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 5,494,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 28 $ 3,997,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 491,475,000 28 $ 1,359,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,388,138,000 27 $ 5,252,000
ONE AMERICAN BANK
549 BROADWAY PO BOX 130
CENTERVILLE, SD 57014
* $ 122,990,000 27 $ 3,971,000
FARMERS STATE BANK OF CANTON
220 E 5TH ST/ PO BOX178
CANTON, SD 57013
* $ 43,339,000 27 $ 2,415,000
METABANK
PO BOX 1307
STORM LAKE, IA 50588
* $ 727,276,000 27 $ 11,475,000
MINNWEST BANK SIOUX FALLS
5001 S LOUISE AVE
SIOUX FALLS, SD 57108
* $ 90,808,000 26 $ 3,963,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 24 $ 3,997,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 22 $ 2,006,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 21 $ 1,603,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 1,815,913,000 19 $ 4,573,000
PREMIER BANK
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 168,493,000 19 $ 1,048,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 19 $ 3,336,000
VALLEY EXCHANGE BANK
214 S MAIN ST, PO BOX 19
LENNOX, SD 57039
* $ 53,584,000 18 $ 1,224,000
SIOUX EMPIRE
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 53,833,000 18 $ 663,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 321,050,000 17 $ 3,276,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 16 $ 3,010,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 16 $ 1,823,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 16 $ 4,099,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 9,249,836,000 15 $ 3,017,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 15 $ 2,422,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 14 $ 2,109,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 12 $ 2,477,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 86,713,000 10 $ 1,496,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 9 $ 1,285,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 8 $ 1,120,000
FRONTIER BANK
301 FIRST AVENUE
ROCK RAPIDS, IA 51246
* $ 193,003,000 7 $ 1,906,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 7 $ 976,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 7 $ 885,000
SERVICE FIRST FEDERAL CREDIT UNION
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 127,394,000 7 $ 772,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 479,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 984,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 7 $ 1,026,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 774,440,000 7 $ 1,163,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 675,894,000 7 $ 596,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 6 $ 372,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 6 $ 708,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 6 $ 947,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 6 $ 74,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 6 $ 1,763,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 6 $ 1,059,000
IOWA BANKERS MORTGAGE CORPORAT
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 5 $ 612,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 5 $ 29,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 5 $ 223,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 5 $ 62,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 5 $ 668,000
DAKOTA HERITAGE STATE BANK
221 MAIN ST
CHANCELLOR, SD 57015
* $ 38,327,000 4 $ 471,000
AMERICAN NATIONAL BANK
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 1,634,242,000 4 $ 12,000
FIRST NATIONAL BANK OF KANSAS
6201 COLLEGE BLVD
OVERLAND PARK, KS 66211
* $ 1,089,856,000 4 $ 859,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 4 $ 713,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 4 $ 846,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 4 $ 375,000
FIRST SAVINGS BANK
201 NORTH 3RD ST
BERESFORD, SD 57004
* $ 445,162,000 4 $ 502,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 44,142,119,000 3 $ 2,413,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 437,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 531,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 3 $ 581,000
FIRST NAT'L BANK OF S DAKOTA
332 BROADWAY
YANKTON, SD 57078
* $ 434,718,000 3 $ 512,000
SECURITY NATIONAL BANK OF SOUTH DAKOTA
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 57,085,000 3 $ 421,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 3 $ 548,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 61,829,845,000 3 $ 378,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 2 $ 615,000
FIRST WESTERN BANK STURGIS
PO BOX 9
STURGIS, SD 57785
* $ 413,686,000 2 $ 501,000
PRIMEBANK
37 1ST AVE NW
LE MARS, IA 51031
* $ 318,043,000 2 $ 241,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,770,082,000 2 $ 96,000
RIVERS EDGE BANK
211 N BROADWAY
MARION, SD 57043
* $ 67,509,000 2 $ 358,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 2 $ 338,000
FIRST NATIONAL BANK
111 CENTRAL AVE NW
LE MARS, IA 51031
* $ 255,157,000 2 $ 400,000
CIRCLE ONE MORTGAGE COMPANY
205 WEST OAK STREET
FORT COLLINS, CO 80522
* $ 1,510,439,000 2 $ 720,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 262,000
TRIUMPH COMMUNITY BANK NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,012,241,000 2 $ 396,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 2 $ 70,000
HIWAY
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 705,197,000 2 $ 28,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 521,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 288,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 230,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 2 $ 330,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 2 $ 289,000
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 653,630,000 2 $ 147,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 326,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 197,273,000 1 $ 15,000
LIBERTY BANK F.S.B.
6400 WESTOWN PARKWAY
WEST DES MOINES, IA 50266
* $ 1,071,066,000 1 $ 328,000
MWABANK
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 166,952,000 1 $ 55,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 1 $ 168,000
AMERICAN INVESTORS BANK MTG
6385 OLD SHADY OAK RD, SUITE 110
EDEN PRAIRIE, MN 55344
* $ 41,652,000 1 $ 308,000
BANK 360
P.O. BOX 791
BERESFORD, SD 57004
* $ 40,911,000 1 $ 94,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,535,843,000 1 $ 154,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 490,140,000 1 $ 145,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 1 $ 10,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 21,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 228,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 174,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 62,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 1,163,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 356,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 197,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 184,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 146,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 234,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 50,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 140,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 175,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 282,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 174,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 260,000
FIRST BANK RICHMOND, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 653,393,000 1 $ 47,000
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA
601 PIERCE STREET
SIOUX CITY, IA 51106
* $ 616,133,000 1 $ 225,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 150,508,000 1 $ 260,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 206,394,000 1 $ 350,000
RELIABANK DAKOTA
211 N MAIN ST
ESTELLINE, SD 57201
* $ 125,791,000 1 $ 123,000
PIONEER BANK
4700 SINGING HILLS BLVD.
SIOUX CITY, IA 51106
* $ 105,947,000 1 $ 284,000
FIRST WESTERN BANK
PO BOX 402
WALL, SD 57790
* $ 504,705,000 1 $ 103,000
CEDAR RAPIDS BANK AND TRUST COMPANY
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 383,954,000 1 $ 174,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lincoln County SD in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,135 $379,407,000 $177,000 $1,522,000 $95,000 $971,000
Home Purchase 1,669 $304,981,000 $182,000 $5,550,000 $92,000 $1,122,000
Home Improvement 262 $16,560,000 $63,000 $417,000 $85,000 $1,056,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,381 $561,793,000 $166,000 $1,163,000 $94,000 $1,122,000
Not applicable 404 $87,286,000 $216,000 $5,550,000 $74,000 $881,000
Not Provided 207 $38,902,000 $187,000 $800,000 $104,000 $747,000
Hispanic 23 $3,775,000 $164,000 $563,000 $100,000 $500,000
Asian 19 $4,154,000 $218,000 $628,000 $136,000 $550,000
American Indian or Alaskan Native 14 $1,381,000 $98,000 $158,000 $67,000 $142,000
Black or African American 12 $1,825,000 $152,000 $362,000 $100,000 $322,000
Native Hawaiian or Other Pacific Islander 6 $1,832,000 $305,000 $628,000 $305,000 $450,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,298 $579,625,000 $175,000 $5,550,000 $101,000 $1,122,000
FHA-insured (Federal Housing Administration) 600 $94,557,000 $157,000 $289,000 $61,000 $422,000
VA-guaranteed (Veterans Administration) 88 $16,077,000 $182,000 $362,000 $61,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $10,689,000 $133,000 $208,000 $43,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,274 $381,608,000 $167,000 $5,550,000 $95,000 $1,122,000
Loan Purchased By The Institution 684 $129,956,000 $189,000 $976,000 $92,000 $942,000
Application Denied By Financial Institution 413 $60,264,000 $145,000 $1,250,000 $73,000 $328,000
Application Approved But Not Accepted 334 $62,457,000 $186,000 $850,000 $115,000 $1,056,000
Application Withdrawn By Applicant 297 $56,104,000 $188,000 $680,000 $86,000 $410,000
File Closed For Incompleteness 64 $10,559,000 $164,000 $417,000 $74,000 $276,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 78 $10,830,000 $138,000 $375,000 $89,000 $323,000
Credit History 67 $6,580,000 $98,000 $322,000 $62,000 $275,000
Debt-To-Income Ratio 60 $10,888,000 $181,000 $1,250,000 $57,000 $180,000
Other 37 $6,584,000 $177,000 $373,000 $78,000 $240,000
Credit Application Incomplete 24 $4,875,000 $203,000 $417,000 $83,000 $244,000
Unverifiable Information 12 $1,962,000 $163,000 $308,000 $109,000 $328,000
Insufficient Cash (Downpayment, Closing Cost) 4 $890,000 $222,000 $307,000 $69,000 $129,000
Employment History 3 $612,000 $204,000 $417,000 $96,000 $220,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.

Download the South Dakota Lender List