Mercer County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Unlock detailed Mercer County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 856
Total Mortgage Loan Application Amount $107,269,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $695,000
Average Applicant Income $60,000
Highest Applicant Income $2,466,000

Mortgage Company List for Lending in Mercer County KY for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WHITAKER BANK
PO BOX 55439
LEXINGTON, KY 40555
* $ 1,328,334,000 62 $ 4,994,000
MAINSOURCE BANK
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 4,080,967,000 38 $ 4,078,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,909,916,000 30 $ 4,351,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 28 $ 3,147,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,727,235,000,000 28 $ 4,163,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 25 $ 3,297,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ -1,000 23 $ 2,372,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,128,592,000 22 $ 2,376,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 22 $ 3,094,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 21 $ 2,595,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 20 $ 2,540,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 17 $ 2,123,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 17 $ 2,038,000
UNITED BANK & CAPITAL TRUST COMPANY
125 WEST MAIN STREET
FRANKFORT, KY 46001
* $ 642,654,000 16 $ 1,785,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 16 $ 1,960,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 16 $ 1,456,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 15 $ 2,156,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 15 $ 1,639,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 14 $ 1,686,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 14 $ 2,196,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 195,406,000 14 $ 2,233,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 355,999,734,000 12 $ 889,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 11 $ 1,873,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 139,776,168,000 9 $ 547,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,384,075,000 9 $ 949,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 9 $ 1,129,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 2,134,899,000 9 $ 1,045,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 8 $ 456,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 7 $ 1,061,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 7 $ 71,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 1,120,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 7 $ 1,025,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 7 $ 640,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 7 $ 802,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 6 $ 808,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 351,190,000 6 $ 821,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 6 $ 775,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 5 $ 1,121,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 5 $ 981,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 5 $ 479,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 5 $ 901,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 789,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 5 $ 600,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 4 $ 479,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 4 $ 967,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 4 $ 444,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 4 $ 332,000
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 968,843,000 4 $ 253,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,980,496,000 4 $ 472,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 468,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 4 $ 647,000
COMMONWEALTH BANK AND TRUST COMPANY
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 983,700,000 4 $ 700,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 597,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 3 $ 795,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MOUNT STERLING, KY 40353
* $ 1,360,692,000 3 $ 263,000
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 1,025,918,000 3 $ 402,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,883,786,000 3 $ 277,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 3 $ 1,097,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,677,490,000,000 3 $ 330,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 3 $ 683,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 244,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,027,532,000 3 $ 473,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 805,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 3 $ 396,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 2 $ 452,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 2 $ 16,000
TRANSCEND FEDERAL CREDIT UNION
3740 BARDSTOWN ROAD
LOUISVILLE, KY 40218
* $ 387,193,000 2 $ 360,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 381,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 177,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 172,000
FOUNDATION BANK
25 GARFIELD PLACE
CINCINNATI, OH 45202
* $ 216,423,000 2 $ 288,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 294,000
TOWN & COUNTRY BANK AND TRUST COMPANY
PO BOX 305
BARDSTOWN, KY 40004
* $ 288,624,000 2 $ 235,000
TOWN SQUARE BANK
1500 CARTER AVENUE
ASHLAND, KY 41105
* $ 458,227,000 2 $ 232,000
LIBERTY
9520 ORMSBY STATION RD SUITE 20
EVANSVILLE, IN 40223
* $ 1,277,552,000 2 $ 230,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 274,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ -1,000 2 $ 275,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 550,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 2 $ 211,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 2 $ 218,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 289,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 220,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 313,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WILMINGTON, DE 50266
* $ -1,000 2 $ 288,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 245,000
THE FARMERS BANK
200 NORTH MAIN ST
NICHOLASVILLE, KY 40356
* $ 127,055,000 2 $ 53,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 108,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 150,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 1 $ 104,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 138,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 6,726,530,000 1 $ 35,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 136,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 132,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 944,545,000 1 $ 264,000
EDMONTON STATE BANK
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 471,779,000 1 $ 124,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 57,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 78,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 405,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 436,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 3,275,430,000 1 $ 74,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ -1,000 1 $ 90,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 1 $ 1,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 96,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 110,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 255,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,349,581,000,000 1 $ 139,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 1 $ 178,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 173,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 933,712,000 1 $ 132,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 1 $ 175,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 1 $ 132,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 240,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 32,160,352,000 1 $ 164,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 92,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 214,433,035,000 1 $ 175,000
FIELD & MAIN BANK, INC.
140 N. MAIN ST.
HENDERSON, KY 42420
* $ 409,169,000 1 $ 80,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 14,759,060,000 1 $ 198,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 121,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 83,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 133,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 1 $ 194,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 1 $ 196,000
CITIZENS UNION BANK OF SHELBYVILLE
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 573,601,000 1 $ 169,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
LANCASTER, KY 40484
* $ 855,307,000 1 $ 122,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 41,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 86,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 1,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 21,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 1 $ 168,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 1 $ 47,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 166,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 219,000
FIRST SECURITY BANK, INC.
PO BOX 788
OWENSBORO, KY 42302
* $ 638,890,000 1 $ 175,000
THE MORTGAGE WAREHOUSE,LLC
2011 LAKE POINT WAY, SUITE 101
LOUISVILLE, KY 40223
* $ -1,000 1 $ 132,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 180,000
XCEED FINANCIAL
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 965,156,000 1 $ 100,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Mercer County KY in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 481 $64,679,000 $134,000 $695,000 $64,000 $2,466,000
Refinancing 308 $39,002,000 $126,000 $330,000 $56,000 $251,000
Home Improvement 67 $3,588,000 $53,000 $400,000 $57,000 $146,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 674 $83,585,000 $124,000 $685,000 $69,000 $2,466,000
Not applicable 102 $12,983,000 $127,000 $414,000 $6,000 $101,000
Not Provided 52 $6,501,000 $125,000 $424,000 $54,000 $182,000
Black or African American 16 $2,097,000 $131,000 $695,000 $65,000 $180,000
Hispanic 7 $1,227,000 $175,000 $424,000 $52,000 $114,000
American Indian or Alaskan Native 4 $526,000 $131,000 $180,000 $46,000 $73,000
Asian 1 $350,000 $350,000 $350,000 $223,000 $223,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 483 $56,757,000 $117,000 $685,000 $76,000 $2,466,000
FHA-insured (Federal Housing Administration) 159 $20,447,000 $128,000 $280,000 $44,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $12,787,000 $105,000 $220,000 $28,000 $77,000
VA-guaranteed (Veterans Administration) 93 $17,278,000 $185,000 $695,000 $49,000 $182,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 470 $60,159,000 $127,000 $695,000 $73,000 $2,466,000
Application Denied By Financial Institution 125 $12,542,000 $100,000 $333,000 $52,000 $205,000
Loan Purchased By The Institution 121 $16,196,000 $133,000 $405,000 $18,000 $144,000
Application Withdrawn By Applicant 68 $9,075,000 $133,000 $439,000 $64,000 $203,000
Application Approved But Not Accepted 37 $4,843,000 $130,000 $200,000 $68,000 $247,000
File Closed For Incompleteness 35 $4,454,000 $127,000 $280,000 $56,000 $207,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $1,726,000 $69,000 $206,000 $54,000 $111,000
Collateral 23 $2,972,000 $129,000 $252,000 $59,000 $205,000
Debt-To-Income Ratio 13 $1,043,000 $80,000 $184,000 $43,000 $106,000
Credit Application Incomplete 6 $691,000 $115,000 $194,000 $49,000 $72,000
Other 4 $721,000 $180,000 $333,000 $48,000 $85,000
Unverifiable Information 3 $299,000 $99,000 $130,000 $63,000 $108,000
Employment History 3 $235,000 $78,000 $89,000 $42,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 2 $316,000 $158,000 $241,000 $38,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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