Middlesex County VA
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Middlesex County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Middlesex County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 958
Total Mortgage Loan Application Amount $185,440,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $1,775,000
Average Applicant Income $90,000
Highest Applicant Income $7,246,000

Mortgage Company List for Lending in Middlesex County VA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 116 $ 16,758,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 70 $ 10,648,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 61 $ 13,048,000
EVB MORTGAGE LLC
4433 CORPORATION LANE #300
VIRGINIA BEACH, VA 23462
* $ 176,555,000 58 $ 10,676,000
EVB
PO BOX 1455
TAPPAHANNOCK, VA 22560
* $ 927,345,000 42 $ 7,937,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 41 $ 9,258,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 41 $ 7,633,000
CITIZENS AND FARMERS BANK
PO BOX 391
WEST POINT, VA 23181
* $ 778,234,000 39 $ 5,108,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 38 $ 8,055,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 27 $ 2,249,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 24 $ 5,321,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 4,051,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 19 $ 4,421,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 14 $ 2,664,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 11 $ 2,866,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 11 $ 1,996,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 11 $ 2,461,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 2,001,000
WELLS FARGO FIN'L SYS VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 10 $ 1,305,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 10 $ 1,712,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 9 $ 2,763,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 9 $ 2,103,000
BAYLANDS FEDERAL CREDIT UNION
P O BOX 392, 2004 MAIN STREET
WEST POINT, VA 23181
* $ 75,658,000 9 $ 900,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 8 $ 1,679,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 2,122,000
CHESAPEAKE BANK
35 SCHOOL STREET, PO BOX 2256
KILMARNOCK, VA 22482
* $ 479,538,000 7 $ 1,501,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 2,501,078,000 6 $ 1,964,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 6 $ 1,380,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 1,605,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ 10,000,000 6 $ 1,535,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 6 $ 117,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 1,964,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 6 $ 803,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 5 $ 956,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 5 $ 678,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 5 $ 1,501,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 5 $ 1,123,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 1,569,968,000 5 $ 1,257,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 5 $ 2,840,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 5 $ 1,196,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 4 $ 990,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 4 $ 1,853,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 602,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 4 $ 924,000
BENCHMARK MORTGAGE, INC
4413 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 4 $ 1,112,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 4 $ 895,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 3 $ 458,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 511,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 332,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 801,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 3 $ 56,000
SOUTHERN TRUST MORTGAGE LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 11,000,000 3 $ 619,000
FULTON BANK
PO BOX 4887
LANCASTER, PA 17604
* $ 7,191,376,000 3 $ 1,110,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 3 $ 592,000
ESSEX BANK
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 301,790,000 3 $ 462,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 2 $ 395,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 2 $ 466,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 386,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 309,000
MARKET MORTGAGE SERVICES, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 11,912,413,000 2 $ 507,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 2 $ 485,000
COLONIAL VIRGINIA BANK
P O BOX 2120
GLOUCESTER, VA 23061
* $ 95,460,000 2 $ 456,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 2 $ 425,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 2 $ 166,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,507,032,000 2 $ 559,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 2 $ 230,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 2 $ 1,014,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 418,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 528,000
1ST ADVANTAGE FEDERAL CREDIT UNION
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ 485,215,000 2 $ 307,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 2 $ 348,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 2 $ 382,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 2 $ 1,236,000
B. F. SAUL MORTGAGE COMPANY
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 5,053,609,000 2 $ 510,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 450,000
DBA HOMEPOINT LENDING
959 SOUTH COAST DRIVE #490
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 188,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 116,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 123,000
PREMIER MORTGAGE CAPITAL
800 N MAGNOLIA AVE STE 1202
ORLANDO, FL 32803
* $ 10,000,000 1 $ 149,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 184,000
COLONIAL FARM CREDIT, ACA
7104 MECHANICSVILLE TURNPIKE
MECHANICSVILLE, VA 23111
* $ 10,000,000 1 $ 212,000
PROSPERITY MORTGAGE COMPANY
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 135,000
METAMERICA MORTGAGE
5151 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 10,000,000 1 $ 117,000
NATIONS HOME MORTGAGE
51 HADDONFIELD ROAD SUITE 210
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 132,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 66,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 309,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 226,000
DOMINION ENERGY CREDIT UNION
PO BOX 26646
RICHMOND, VA 23261
* $ 151,848,000 1 $ 270,000
MEMBER ADVANTAGE MORTGAGE LLC
6090 FULTON ST E SUITE F
ADA, MI 49301
* $ 10,000,000 1 $ 90,000
MEGASTAR FINANCIAL
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 1 $ 176,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 143,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 231,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 183,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 300,000
LAND/HOME FINANCIAL SERVICES
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 147,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 1 $ 331,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 248,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 253,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 178,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 77,000
CAPITAL MORTGAGE CORPORATION
3200 WAKE FOREST ROAD SUITE 204
RALEIGH, NC 27609
* $ 10,000,000 1 $ 410,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 184,000
AME FINANCIAL CORPORATION
6455 SHILOH RD STE D
ALPHARETTA, GA 30005
* $ 21,903,000 1 $ 283,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 161,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 203,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 280,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 295,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 261,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 315,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 206,394,000 1 $ 417,000
THE WASHINGTON SAVINGS BANK
4201 MITCHELLVILLE RD SUITE 300
BOWIE, MD 20716
* $ 453,436,000 1 $ 200,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 1 $ 300,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 427,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 141,000
JOHNSON MORTGAGE COMPANY LLC
739 THIMBLE SHOALS BLVD. SUITE#507
NEWPORT NEWS, VA 23606
* $ 11,000,000 1 $ 110,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 1 $ 207,000
VILLAGE BANK MORTGAGE CORPORATION
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ 300,960,000 1 $ 180,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 1 $ 417,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 13,601,662,000 1 $ 417,000
PROVIDENT BANK OF MARYLAND
114 E. LEXINGTON STREET
BALTIMORE, MD 21202
* $ 6,190,976,000 1 $ 70,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 447,852,000 1 $ 160,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 1 $ 36,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,489,439,000 1 $ 68,000
THE OLD POINT NATIONAL BANK OF PHOEBUS
1 W MELLEN STREET
HAMPTON, VA 23663
* $ 817,845,000 1 $ 43,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 341,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 1 $ 197,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 300,000
VIRGINIA COMMONWEALTH BANK
P O BOX 1777
PETERSBURG, VA 23805
* $ 318,214,000 1 $ 400,000
VIRGINIA COMMERCE BANK INC
5350 LEE HIGHWAY
ARLINGTON, VA 22207
* $ 2,338,430,000 1 $ 800,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 1 $ 138,000
WELLS FARGO FIN'L CALIFORNIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 80,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 120,000
FIRST CAPITAL BANK
4222 COX RD.
GLEN ALLEN, VA 23060
* $ 351,712,000 1 $ 212,000
GATEWAY BANK & TRUST
112 CORPORATE DR
ELIZABETH CITY, NC 27909
* $ 1,860,575,000 1 $ 110,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Middlesex County VA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 662 $130,445,000 $197,000 $1,775,000 $88,000 $7,246,000
Home Purchase 202 $46,469,000 $230,000 $1,600,000 $105,000 $708,000
Home Improvement 94 $8,526,000 $90,000 $510,000 $71,000 $295,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 668 $136,810,000 $204,000 $1,600,000 $95,000 $1,061,000
Black or African American 102 $12,653,000 $124,000 $315,000 $49,000 $139,000
Not Provided 101 $16,755,000 $165,000 $417,000 $150,000 $7,246,000
Not applicable 77 $17,250,000 $224,000 $1,775,000 $23,000 $515,000
Hispanic 6 $1,371,000 $228,000 $417,000 $118,000 $436,000
Native Hawaiian or Other Pacific Islander 2 $302,000 $151,000 $151,000 $84,000 $84,000
Asian 2 $299,000 $149,000 $159,000 $52,000 $72,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 824 $161,149,000 $195,000 $1,775,000 $97,000 $7,246,000
FHA-insured (Federal Housing Administration) 126 $23,061,000 $183,000 $334,000 $48,000 $119,000
VA-guaranteed (Veterans Administration) 8 $1,230,000 $153,000 $235,000 $20,000 $69,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 446 $89,228,000 $200,000 $1,775,000 $110,000 $7,246,000
Application Denied By Financial Institution 221 $39,203,000 $177,000 $816,000 $74,000 $1,061,000
Loan Purchased By The Institution 153 $31,331,000 $204,000 $1,080,000 $58,000 $600,000
Application Withdrawn By Applicant 74 $14,376,000 $194,000 $510,000 $76,000 $461,000
Application Approved But Not Accepted 41 $7,216,000 $176,000 $417,000 $100,000 $650,000
File Closed For Incompleteness 22 $4,080,000 $185,000 $345,000 $81,000 $192,000
Preapproval Denied by Financial Institution 1 $6,000 $6,000 $6,000 $54,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $4,670,000 $145,000 $725,000 $73,000 $351,000
Debt-To-Income Ratio 25 $4,108,000 $164,000 $425,000 $60,000 $117,000
Collateral 22 $6,049,000 $274,000 $816,000 $154,000 $1,061,000
Credit Application Incomplete 11 $2,058,000 $187,000 $417,000 $105,000 $363,000
Other 10 $2,554,000 $255,000 $725,000 $107,000 $300,000
Employment History 3 $375,000 $125,000 $173,000 $53,000 $79,000
Mortgage Insurance Denied 3 $804,000 $268,000 $377,000 $68,000 $90,000
Unverifiable Information 2 $435,000 $217,000 $297,000 $119,000 $203,000
Insufficient Cash (Downpayment, Closing Cost) 1 $157,000 $157,000 $157,000 $52,000 $52,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List